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Q q 0 0 0 rg BT 87.01 462.85 Td (ORS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 448.85 Td (Managing Global Risk ) Tj ET Q q 0 0 0 rg BT 128.19 448.85 Td (T) Tj ET Q q 0 0 0 rg BT 133.70 448.85 Td (able of Contents) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 433.85 Td (MANAGING GLOBAL) Tj ET Q q 0 0 0 rg BT 131.51 433.85 Td ( RISK) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 419.85 Td (SIGNIFICANT) Tj ET Q q 0 0 0 rg BT 98.85 419.85 Td ( ) Tj ET Q q 0 0 0 rg BT 100.60 419.85 Td (ACCOUNTING POLICIES ) Tj ET Q q 0 0 0 rg BT 210.12 419.85 Td (AND ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 410.85 Td ( SIGNIFICANT) Tj ET Q q 0 0 0 rg BT 103.35 410.85 Td ( ESTIMA) Tj ET Q q 0 0 0 rg BT 140.44 410.85 Td (TES) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 396.85 Td (FUTURE ) Tj ET Q q 0 0 0 rg BT 77.76 396.85 Td (APPLICA) Tj ET Q q 0 0 0 rg BT 117.09 396.85 Td (TION OF) Tj ET Q q 0 0 0 rg BT 154.51 396.85 Td ( ) Tj ET Q q 0 0 0 rg BT 156.26 396.85 Td (ACCOUNTING ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 387.85 Td ( ST) Tj ET Q q 0 0 0 rg BT 53.84 387.85 Td (ANDARDS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 371.85 Td (DISCLOSURE CONTROLS ) Tj ET Q q 0 0 0 rg BT 152.03 371.85 Td (AND ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 362.85 Td ( PROCEDURES) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 347.85 Td (MANAGEMENTS ) Tj ET Q q 0 0 0 rg BT 116.75 347.85 Td (ANNUAL) Tj ET Q q 0 0 0 rg BT 154.76 347.85 Td ( REPOR) Tj ET Q q 0 0 0 rg BT 188.19 347.85 Td (T) Tj ET Q q 0 0 0 rg BT 194.03 347.85 Td ( ON ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 338.85 Td ( INTERNAL) Tj ET Q q 0 0 0 rg BT 90.51 338.85 Td ( CONTROL) Tj ET Q q 0 0 0 rg BT 137.77 338.85 Td ( OVER FINANCIAL) Tj ET Q q 0 0 0 rg BT 218.78 338.85 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 329.85 Td ( REPOR) Tj ET Q q 0 0 0 rg BT 74.68 329.85 Td (TING) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 315.85 Td (FOR) Tj ET Q q 0 0 0 rg BT 57.84 315.85 Td (W) Tj ET Q q 0 0 0 rg BT 66.18 315.85 Td (ARD-LOOKING ST) Tj ET Q q 0 0 0 rg BT 145.11 315.85 Td (A) Tj ET Q q 0 0 0 rg BT 150.94 315.85 Td (TEMENTS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 301.85 Td (REPOR) Tj ET Q q 0 0 0 rg BT 70.18 301.85 Td (T) Tj ET Q q 0 0 0 rg BT 76.02 301.85 Td ( OF) Tj ET Q q 0 0 0 rg BT 90.44 301.85 Td ( INDEPENDENT) Tj ET Q q 0 0 0 rg BT 158.03 301.85 Td ( REGISTERED ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 292.85 Td ( PUBLIC ) Tj ET Q q 0 0 0 rg BT 79.26 292.85 Td (ACCOUNTING FIRMINTERNAL) Tj ET Q q 0 0 0 rg BT 224.02 292.85 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 283.85 Td ( CONTROL) Tj ET Q q 0 0 0 rg BT 88.51 283.85 Td ( OVER FINANCIAL) Tj ET Q q 0 0 0 rg BT 169.52 283.85 Td ( REPOR) Tj ET Q q 0 0 0 rg BT 202.95 283.85 Td (TING) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 269.85 Td (REPOR) Tj ET Q q 0 0 0 rg BT 70.18 269.85 Td (T) Tj ET Q q 0 0 0 rg BT 76.02 269.85 Td ( OF) Tj ET Q q 0 0 0 rg BT 90.44 269.85 Td ( INDEPENDENT) Tj ET Q q 0 0 0 rg BT 158.03 269.85 Td ( REGISTERED ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 260.85 Td ( PUBLIC ) Tj ET Q q 0 0 0 rg BT 79.26 260.85 Td (ACCOUNTING FIRM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 251.85 Td ( CONSOLIDA) Tj ET Q q 0 0 0 rg BT 97.34 251.85 Td (TED FINANCIAL) Tj ET Q q 0 0 0 rg BT 168.60 251.85 Td ( ST) Tj ET Q q 0 0 0 rg BT 181.19 251.85 Td (A) Tj ET Q q 0 0 0 rg BT 187.03 251.85 Td (TEMENTS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 237.85 Td (FINANCIAL) Tj ET Q q 0 0 0 rg BT 89.51 237.85 Td ( ST) Tj ET Q q 0 0 0 rg BT 102.10 237.85 Td (A) Tj ET Q q 0 0 0 rg BT 107.93 237.85 Td (TEMENTS ) Tj ET Q q 0 0 0 rg BT 153.69 237.85 Td (AND NOTES ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 228.85 Td ( ) Tj ET Q q 0 0 0 rg BT 43.34 228.85 Td (T) Tj ET Q q 0 0 0 rg BT 48.67 228.85 Td (ABLE OF) Tj ET Q q 0 0 0 rg BT 87.59 228.85 Td ( CONTENTS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 213.85 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 93.18 213.85 Td (TED FINANCIAL) Tj ET Q q 0 0 0 rg BT 164.35 213.85 Td ( ST) Tj ET Q q 0 0 0 rg BT 177.03 213.85 Td (A) Tj ET Q q 0 0 0 rg BT 182.86 213.85 Td (TEMENTS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 199.85 Td (NOTES ) Tj ET Q q 0 0 0 rg BT 71.60 199.85 Td (T) Tj ET Q q 0 0 0 rg BT 77.44 199.85 Td (O CONSOLIDA) Tj ET Q q 0 0 0 rg BT 140.53 199.85 Td (TED FINANCIAL) Tj ET Q q 0 0 0 rg BT 211.79 199.85 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 190.85 Td ( ST) Tj ET Q q 0 0 0 rg BT 53.84 190.85 Td (A) Tj ET Q q 0 0 0 rg BT 59.67 190.85 Td (TEMENTS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 176.85 Td (FINANCIAL) Tj ET Q q 0 0 0 rg BT 89.75 176.85 Td ( DA) Tj ET Q q 0 0 0 rg BT 104.42 176.85 Td (T) Tj ET Q q 0 0 0 rg BT 109.76 176.85 Td (A) Tj ET Q q 0 0 0 rg BT 115.67 176.85 Td ( SUPPLEMENT) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 162.85 Td (SUPER) Tj ET Q q 0 0 0 rg BT 68.35 162.85 Td (VISION, REGULA) Tj ET Q q 0 0 0 rg BT 142.87 162.85 Td (TION ) Tj ET Q q 0 0 0 rg BT 167.54 162.85 Td (AND OTHER) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 148.85 Td (CORPORA) Tj ET Q q 0 0 0 rg BT 83.83 148.85 Td (TE INFORMA) Tj ET Q q 0 0 0 rg BT 141.41 148.85 Td (TION) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 134.86 Td (Citigroup Executive Of) Tj ET Q q 0 0 0 rg BT 141.40 134.86 Td (ficers) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 120.86 Td (Citigroup Board of Directors) Tj ET Q BT /F1 10.00 Tf ET BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 280.5 717.66005859375 m 285 717.66005859375 l s q 0 0 1 rg BT 280.50 718.86 Td (4) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 280.5 682.66005859375 m 285 682.66005859375 l s q 0 0 1 rg BT 280.50 683.86 Td (6) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 280.5 668.66005859375 m 285 668.66005859375 l s q 0 0 1 rg BT 280.50 669.86 Td (6) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 280.5 654.6600585937499 m 285 654.6600585937499 l s q 0 0 1 rg BT 280.50 655.86 Td (9) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 640.6600585937499 m 285 640.6600585937499 l s q 0 0 1 rg BT 276.00 641.86 Td (10) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 617.6600585937499 m 285 617.6600585937499 l s q 0 0 1 rg BT 276.00 618.86 Td (12) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 604.46005859375 m 285 604.46005859375 l s q 0 0 1 rg BT 276.00 605.66 Td (14) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 591.46005859375 m 285 591.46005859375 l s q 0 0 1 rg BT 276.00 592.66 Td (16) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 578.46005859375 m 285 578.46005859375 l s q 0 0 1 rg BT 276.00 579.66 Td (18) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 565.46005859375 m 285 565.46005859375 l s q 0 0 1 rg BT 276.00 566.66 Td (20) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 552.46005859375 m 285 552.46005859375 l s q 0 0 1 rg BT 276.00 553.66 Td (22) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 539.46005859375 m 285 539.46005859375 l s q 0 0 1 rg BT 276.00 540.66 Td (24) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 526.46005859375 m 285 526.46005859375 l s q 0 0 1 rg BT 276.00 527.66 Td (29) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 503.66005859374997 m 285 503.66005859374997 l s q 0 0 1 rg BT 276.00 504.86 Td (31) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 489.66005859374997 m 285 489.66005859374997 l s q 0 0 1 rg BT 276.00 490.86 Td (32) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 475.66005859374997 m 285 475.66005859374997 l s q 0 0 1 rg BT 276.00 476.86 Td (33) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 461.66005859374997 m 285 461.66005859374997 l s q 0 0 1 rg BT 276.00 462.86 Td (56) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 447.66005859374997 m 285 447.66005859374997 l s q 0 0 1 rg BT 276.00 448.86 Td (65) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 276 432.66005859374997 m 285 432.66005859374997 l s 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328.66005859374997 l s q 0 0 1 rg BT 271.50 329.86 Td (127) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 271.5 314.66005859374997 m 285 314.66005859374997 l s q 0 0 1 rg BT 271.50 315.86 Td (128) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 271.5 282.66005859374997 m 285 282.66005859374997 l s q 0 0 1 rg BT 271.50 283.86 Td (129) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 271.5 250.6600585937499 m 285 250.6600585937499 l s q 0 0 1 rg BT 271.50 251.86 Td (130) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 271.5 227.6600585937499 m 285 227.6600585937499 l s q 0 0 1 rg BT 271.50 228.86 Td (131) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 271.5 212.6600585937499 m 285 212.6600585937499 l s q 0 0 1 rg BT 271.50 213.86 Td (132) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 271.5 189.66005859375002 m 285 189.66005859375002 l s q 0 0 1 rg BT 271.50 190.86 Td (140) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 271.5 175.66005859375002 m 285 175.66005859375002 l s q 0 0 1 rg BT 271.50 176.86 Td (302) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 271.5 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33.60 Td (4) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (OVER) Tj ET Q q 0 0 0 rg BT 70.25 747.90 Td (VIEW) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 723.90 Td (s history dates back to the founding of the City) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 711.90 Td (Bank of New ) Tj ET Q q 0 0 0 rg BT 91.45 711.90 Td (Y) Tj ET Q q 0 0 0 rg BT 97.67 711.90 Td (ork in 1812.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 699.90 Td (Citigroup is a global diversified financial services holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 687.90 Td (company whose businesses provide consumers, corporations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 675.90 Td (governments and institutions with a broad, yet focused, range ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 663.90 Td (of financial products and services, including consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 651.90 Td (banking and credit, corporate and investment banking, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 639.90 Td (securities brokerage, trade and securities services and wealth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 627.90 Td (management. Citi has approximately 200 million customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 615.90 Td (accounts and does business in more than 160 countries and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 603.90 Td (jurisdictions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 591.90 Td (At December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.08 591.90 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.08 591.90 Td (, Citi had approximately 209,000 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 579.90 Td (full-time employees, compared to approximately 219,000 full-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 567.90 Td (time employees at December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 169.84 567.90 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.84 567.90 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 555.90 Td (Citigroup currently operates, for management reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 543.90 Td (purposes, via two primary business segments: ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 221.81 543.90 Td (Global ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 531.90 Td (Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.94 531.90 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 132.38 531.90 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 225.35 531.90 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.35 531.90 Td (, with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 519.90 Td (remaining operations in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 133.48 519.90 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.25 519.90 Td (. For a further ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 507.90 Td (description of the business segments and the products and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 495.90 Td (services they provide, see Citigroup Segments below) Tj ET Q q 0 0 0 rg BT 256.13 495.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 483.90 Td (Management) Tj ET Q q 0 0 0 rg BT 95.42 483.90 Td (s Discussion and ) Tj ET Q q 0 0 0 rg BT 164.59 483.90 Td (Analysis of Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 471.90 Td (Condition and Results of Operations and Note 3 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 459.90 Td (Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 447.90 Td (Throughout this report, Citigroup, Citi and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 435.90 Td (Company refer to Citigroup Inc. and its consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 423.90 Td (subsidiaries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 411.90 Td (Additional information about Citigroup is available on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 399.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 399.90 Td (s website at ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 102.9384765625 398.5669921875 m 182.2744140625 398.5669921875 l s q 0 0 0 rg BT 102.94 399.90 Td (www) Tj ET Q q 0 0 0 rg BT 123.95 399.90 Td (.citigroup.com) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.27 399.90 Td (. Citigroup) Tj ET Q q 0 0 0 rg BT 228.39 399.90 Td (s recent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 387.90 Td (annual reports on Form 10-K, quarterly reports on Form 10-Q ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 375.90 Td (and proxy statements, as well as other filings with the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 363.90 Td (Securities and Exchange Commission \(SEC\), are available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 351.90 Td (free of char) Tj ET Q q 0 0 0 rg BT 81.89 351.90 Td (ge through Citi) Tj ET Q q 0 0 0 rg BT 145.22 351.90 Td (s website by clicking on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 339.90 Td (Investors page and selecting All SEC Filings. ) Tj ET Q q 0 0 0 rg BT 238.00 339.90 Td (The SEC) Tj ET Q q 0 0 0 rg BT 277.16 339.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 327.90 Td (website also contains current reports on Form 8-K and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 315.90 Td (information regarding Citi at ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 153.7490234375 314.5669921875 m 207.20849609375 314.5669921875 l s q 0 0 0 rg BT 153.75 315.90 Td (www) Tj ET Q q 0 0 0 rg BT 174.76 315.90 Td (.sec.gov) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.88 315.90 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 303.90 Td (Certain reclassifications, including a realignment of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 291.90 Td (certain businesses, have been made to the prior periods) Tj ET Q q 0 0 0 rg BT 258.79 291.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 279.90 Td (financial statements to conform to the current period) Tj ET Q q 0 0 0 rg BT 248.98 279.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.90 Td (presentation. For information on certain recent such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 255.90 Td (reclassifications, see Note 3 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.90 Td (Statements.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 36 233.89999999999998 m 288 233.89999999999998 l s BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 219.90 Td (Please see Risk Factors below for) Tj ET Q q 0 0 0 rg BT 205.17 219.90 Td ( a discussion of the ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 207.90 Td (most significant risks and uncertainties that could impact ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 195.90 Td (Citigr) Tj ET Q q 0 0 0 rg BT 61.37 195.90 Td (oup) Tj ET Q q 0 0 0 rg BT 80.45 195.90 Td (s businesses, financial condition and r) Tj ET Q q 0 0 0 rg BT 240.86 195.90 Td (esults of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 183.90 Td (operations.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 36 173.89999999999998 m 288 173.89999999999998 l s BT /F1 10.00 Tf ET endstream endobj 11 0 obj <> endobj 12 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (As described above, Citigr) Tj ET Q q 0 0 0 rg BT 148.59 749.25 Td (oup is managed pursuant to two business segments: ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 370.85 749.25 Td (Global Consumer Banking) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.99 749.25 Td ( and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 503.11 749.25 Td (Institutional ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Clients Group) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 94.07 737.25 Td (, with the r) Tj ET Q q 0 0 0 rg BT 140.55 737.25 Td (emaining operations in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 240.84 737.25 Td (Corporate/Other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.18 737.25 Td (.) Tj ET Q /GS0 gs q 510.00 0 0 437.00 36.00 287.25 cm /I18 Do Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 267.25 Td (The following ar) Tj ET Q q 0 0 0 rg BT 106.38 267.25 Td (e the four) Tj ET Q q 0 0 0 rg BT 147.29 267.25 Td ( r) Tj ET Q q 0 0 0 rg BT 154.05 267.25 Td (egions in which Citigr) Tj ET Q q 0 0 0 rg BT 247.49 267.25 Td (oup operates. ) Tj ET Q q 0 0 0 rg BT 307.03 267.25 Td (The r) Tj ET Q q 0 0 0 rg BT 330.46 267.25 Td (egional r) Tj ET Q q 0 0 0 rg BT 367.77 267.25 Td (esults ar) Tj ET Q q 0 0 0 rg BT 403.42 267.25 Td (e fully r) Tj ET Q q 0 0 0 rg BT 436.57 267.25 Td (eflected in the segment r) Tj ET Q q 0 0 0 rg BT 540.24 267.25 Td (esults ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 255.25 Td (above.) Tj ET Q /GS0 gs q 517.00 0 0 148.00 36.00 102.25 cm /I19 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 83.05 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 83.05 Td (Latin ) Tj ET Q q 0 0 0 rg BT 72.75 83.05 Td (America GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.85 83.05 Td ( consists of Citi) Tj ET Q q 0 0 0 rg BT 170.08 83.05 Td (s consumer banking business) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 263.18 83.05 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 265.18 83.05 Td (in Mexico.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 73.45 Td (\(2\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 73.45 Td (Asia GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 86.22 73.45 Td ( includes the results of operations of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 204.20 73.45 Td (GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 220.20 73.45 Td ( activities in certain ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.06 73.45 Td (EMEA) Tj ET Q q 0 0 0 rg BT 306.24 73.45 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 308.24 73.45 Td (countries for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 63.85 Td (\(3\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 63.85 Td (North ) Tj ET Q q 0 0 0 rg BT 74.53 63.85 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 101.63 63.85 Td ( includes the U.S., Canada and Puerto Rico, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 243.82 63.85 Td (Latin ) Tj ET Q q 0 0 0 rg BT 262.57 63.85 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 289.68 63.85 Td ( includes Mexico and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 360.32 63.85 Td (Asia) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.55 63.85 Td ( includes Japan. ) Tj ET Q endstream endobj 13 0 obj <> endobj 14 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (6) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (MANAGEMENTS DISCUSSION ) Tj ET Q q 0 0 0 rg BT 216.03 747.90 Td (AND ) Tj ET Q q 0 0 0 rg BT 244.37 747.90 Td (ANAL) Tj ET Q q 0 0 0 rg BT 277.27 747.90 Td (YSIS OF) Tj ET Q q 0 0 0 rg BT 323.17 747.90 Td ( FINANCIAL) Tj ET Q q 0 0 0 rg BT 393.51 747.90 Td ( CONDITION ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 733.50 Td (AND RESUL) Tj ET Q q 0 0 0 rg BT 103.91 733.50 Td (TS OF) Tj ET Q q 0 0 0 rg BT 137.81 733.50 Td ( OPERA) Tj ET Q q 0 0 0 rg BT 181.92 733.50 Td (TIONS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 709.50 Td (EXECUTIVE SUMMAR) Tj ET Q q 0 0 0 rg BT 143.71 709.50 Td (Y) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.93 709.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 685.50 Td (As described further throughout this Executive Summary) Tj ET Q q 0 0 0 rg BT 264.19 685.50 Td (, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 673.50 Td (reported balanced operating results for full-year 2017, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 661.50 Td (reflecting continued momentum across businesses and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 649.50 Td (geographies, notably many of those where Citi has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 637.50 Td (making investments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 625.50 Td (During 2017, Citi had revenue and loan growth and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 613.50 Td (positive operating leverage as well as operating mar) Tj ET Q q 0 0 0 rg BT 243.80 613.50 Td (gin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 601.50 Td (expansion in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 104.04 601.50 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 197.01 601.50 Td (oup \(ICG\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.89 601.50 Td (and every ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 589.50 Td (region in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 74.33 589.50 Td (Global Consumer Banking \(GCB\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.70 589.50 Td (Citi also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 577.50 Td (continued to demonstrate strong expense discipline, resulting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 565.50 Td (in an operating ef) Tj ET Q q 0 0 0 rg BT 106.07 565.50 Td (ficiency ratio of 58% in 2017.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 226.03 565.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.53 565.50 Td (Results in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 553.50 Td (2017 also included an updated estimate for a one-time, non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 541.50 Td (cash char) Tj ET Q q 0 0 0 rg BT 73.29 541.50 Td (ge of $22.6 billion related to the impact of the ) Tj ET Q q 0 0 0 rg BT 259.45 541.50 Td (T) Tj ET Q q 0 0 0 rg BT 264.86 541.50 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 529.50 Td (Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 93.51 529.50 Td (Act \(T) Tj ET Q q 0 0 0 rg BT 119.19 529.50 Td (ax Reform\), which impacted the tax line ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 517.50 Td (within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 64.06 517.50 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.83 517.50 Td (, as well as the tax lines in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 239.31 517.50 Td (North ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 505.50 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.38 505.50 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 111.82 505.50 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.04 505.50 Td ( \(for additional information on this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 493.50 Td (updated estimate, see Impact of ) Tj ET Q q 0 0 0 rg BT 169.10 493.50 Td (T) Tj ET Q q 0 0 0 rg BT 174.51 493.50 Td (ax Reform below\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 481.50 Td (In 2017, Citi increased the amount of capital returned to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 469.50 Td (shareholders, while each of its key regulatory capital metrics ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 457.50 Td (remained strong \(see Capital below\). During the year) Tj ET Q q 0 0 0 rg BT 257.18 457.50 Td (, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 445.50 Td (returned approximately $17.1 billion in the form of common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 433.50 Td (stock repurchases and dividends and repurchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 421.50 Td (approximately 214 million common shares as outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 409.50 Td (common shares declined 7% from the prior year) Tj ET Q q 0 0 0 rg BT 228.44 409.50 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 397.50 Td (Going into 2018, while economic sentiment has improved ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 385.50 Td (and the macroeconomic environment remains lar) Tj ET Q q 0 0 0 rg BT 231.58 385.50 Td (gely positive, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 373.50 Td (there continue to be various economic, political and other risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 361.50 Td (and uncertainties that could impact Citi) Tj ET Q q 0 0 0 rg BT 196.23 361.50 Td (s businesses and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 349.50 Td (future results. For a more detailed discussion of the risks and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 337.50 Td (uncertainties that could impact Citi) Tj ET Q q 0 0 0 rg BT 179.30 337.50 Td (s businesses, results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.50 Td (operations and financial condition during 2018, see each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 313.50 Td (respective business) Tj ET Q q 0 0 0 rg BT 115.70 313.50 Td (s results of operations, Risk Factors and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 301.50 Td (Managing Global Risk below) Tj ET Q q 0 0 0 rg BT 162.27 301.50 Td (. Despite these risks and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 289.50 Td (uncertainties, Citi intends to continue to build on the progress ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 277.50 Td (made during 2017 with a focus on further optimizing its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 265.50 Td (performance to benefit shareholders.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 241.50 Td (2017 Summary Results) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 217.50 Td (Citigroup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 205.50 Td (Citigroup reported a net loss of $6.8 billion, or $2.98 per ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 193.50 Td (share, compared to net income of $14.9 billion, or $4.72 per ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 181.50 Td (share, in the prior year) Tj ET Q q 0 0 0 rg BT 125.69 181.50 Td (. Excluding the impact of ) Tj ET Q q 0 0 0 rg BT 229.37 181.50 Td (T) Tj ET Q q 0 0 0 rg BT 234.78 181.50 Td (ax Reform, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 169.50 Td (Citigroup net income of $15.8 billion increased 6% compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 157.50 Td (to the prior year) Tj ET Q q 0 0 0 rg BT 99.74 157.50 Td (, reflecting higher revenues, partially of) Tj ET Q q 0 0 0 rg BT 258.10 157.50 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 145.50 Td (higher cost of credit, while earnings per share increased 13%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 133.50 Td (including the impact of a 7% reduction in average shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 121.50 Td (outstanding. \(Citi) Tj ET Q q 0 0 0 rg BT 108.78 121.50 Td (s results of operations excluding the impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 109.50 Td (of ) Tj ET Q q 0 0 0 rg BT 46.65 109.50 Td (T) Tj ET Q q 0 0 0 rg BT 52.06 109.50 Td (ax Reform are non-GAAP) Tj ET Q q 0 0 0 rg BT 156.94 109.50 Td ( financial measures. Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 97.50 Td (believes the presentation of its results of operations excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 85.50 Td (the impact of ) Tj ET Q q 0 0 0 rg BT 91.08 85.50 Td (T) Tj ET Q q 0 0 0 rg BT 96.49 85.50 Td (ax Reform provides a meaningful depiction for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 73.50 Td (investors of the underlying fundamentals of its businesses.\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 61.50 Td (For additional information regarding the impact of ) Tj ET Q q 0 0 0 rg BT 240.49 61.50 Td (T) Tj ET Q q 0 0 0 rg BT 245.90 61.50 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 49.50 Td (Reform, see Impact of ) Tj ET Q q 0 0 0 rg BT 132.17 49.50 Td (T) Tj ET Q q 0 0 0 rg BT 137.58 49.50 Td (ax Reform, Risk Factors, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 709.50 Td (Significant ) Tj ET Q q 0 0 0 rg BT 374.27 709.50 Td (Accounting Policies and Significant Estimates) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 697.50 Td (Income ) Tj ET Q q 0 0 0 rg BT 356.30 697.50 Td (T) Tj ET Q q 0 0 0 rg BT 361.71 697.50 Td (axes below and Notes 1 and 9 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 685.50 Td (Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 673.50 Td (Citigroup revenues of $71.4 billion in 2017 increased 2%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 661.50 Td (driven by 6% aggregate growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 462.85 661.50 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.07 661.50 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.51 661.50 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.51 661.50 Td (, partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 649.50 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 649.50 Td (fset by a 40% decrease in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 436.55 649.50 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.33 649.50 Td (, primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 637.50 Td (the continued wind-down of legacy assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 625.50 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 383.11 625.50 Td (s end-of-period loans increased 7% to $667 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 613.50 Td (billion versus the prior) Tj ET Q q 0 0 0 rg BT 414.62 613.50 Td (-year period. Excluding the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 601.50 Td (foreign currency translation in U.S. dollars for reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 589.50 Td (purposes \(FX translation\), Citigroup) Tj ET Q q 0 0 0 rg BT 472.32 589.50 Td (s end-of-period loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 577.50 Td (grew 5%, as 9% growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 432.59 577.50 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.81 577.50 Td ( and 4% growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 526.19 577.50 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.19 577.50 Td ( was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 565.50 Td (partially of) Tj ET Q q 0 0 0 rg BT 367.97 565.50 Td (fset by the continued wind-down of legacy assets in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 553.50 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.78 553.50 Td ( \(Citi) Tj ET Q q 0 0 0 rg BT 415.39 553.50 Td (s results of operations excluding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 541.50 Td (impact of FX translation are non-GAAP) Tj ET Q q 0 0 0 rg BT 484.43 541.50 Td ( financial measures. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 529.50 Td (Citi believes the presentation of its results of operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 517.50 Td (excluding the impact of FX translation provides a meaningful ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 505.50 Td (depiction for investors of the underlying fundamentals of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 493.50 Td (businesses\). Citigroup) Tj ET Q q 0 0 0 rg BT 415.67 493.50 Td (s end-of-period deposits increased 3% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 481.50 Td (to $960 billion versus the prior year) Tj ET Q q 0 0 0 rg BT 466.75 481.50 Td (. Excluding the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 469.50 Td (FX translation, Citigroup) Tj ET Q q 0 0 0 rg BT 427.61 469.50 Td (s deposits were up 1%, as a 2% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 457.50 Td (increase in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 369.53 457.50 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.75 457.50 Td ( deposits was partially of) Tj ET Q q 0 0 0 rg BT 486.55 457.50 Td (fset by a decline in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 445.50 Td (Corporate/ Other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.78 445.50 Td (deposits, and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 451.50 445.50 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.50 445.50 Td ( deposits were lar) Tj ET Q q 0 0 0 rg BT 541.57 445.50 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 433.50 Td (unchanged.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 409.50 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 397.50 Td (Citigroup operating expenses were lar) Tj ET Q q 0 0 0 rg BT 475.99 397.50 Td (gely unchanged versus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 385.50 Td (the prior year) Tj ET Q q 0 0 0 rg BT 377.46 385.50 Td (, as the impact of higher volume-related expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 373.50 Td (and ongoing investments were of) Tj ET Q q 0 0 0 rg BT 456.57 373.50 Td (fset by ef) Tj ET Q q 0 0 0 rg BT 493.59 373.50 Td (ficiency savings and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 361.50 Td (the wind-down of legacy assets. ) Tj ET Q q 0 0 0 rg BT 454.15 361.50 Td (Y) Tj ET Q q 0 0 0 rg BT 460.37 361.50 Td (ear) Tj ET Q q 0 0 0 rg BT 472.38 361.50 Td (-over) Tj ET Q q 0 0 0 rg BT 493.28 361.50 Td (-year) Tj ET Q q 0 0 0 rg BT 513.41 361.50 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 518.41 361.50 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.64 361.50 Td ( operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 349.50 Td (expenses were up 3% and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 429.80 349.50 Td (GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.30 349.50 Td (operating expenses increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 337.50 Td (2%, while ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 367.05 337.50 Td (Corporate/Other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.33 337.50 Td (operating expenses declined 24%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 325.50 Td (all versus the prior year) Tj ET Q q 0 0 0 rg BT 417.86 325.50 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 301.50 Td (Cost of Credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 289.50 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 289.50 Td (s total provisions for credit losses and for benefits and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 277.50 Td (claims of $7.5 billion increased 7% from the prior year) Tj ET Q q 0 0 0 rg BT 543.38 277.50 Td (. ) Tj ET Q q 0 0 0 rg BT 548.20 277.50 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 265.50 Td (increase was mostly driven by a $515 million increase in net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 253.50 Td (credit losses, primarily in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 428.15 253.50 Td (North ) Tj ET Q q 0 0 0 rg BT 453.80 253.50 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.18 253.50 Td (, partially of) Tj ET Q q 0 0 0 rg BT 559.15 253.50 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 241.50 Td (by a lower provision for benefits and claims due to continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 229.50 Td (legacy asset divestitures within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 451.19 229.50 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.97 229.50 Td (. ) Tj ET Q q 0 0 0 rg BT 523.79 229.50 Td (The net loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 217.50 Td (loss reserve build of $266 million compared to a net loan loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 205.50 Td (reserve build of $217 million in the prior year) Tj ET Q q 0 0 0 rg BT 506.73 205.50 Td (. ) Tj ET Q q 0 0 0 rg BT 511.55 205.50 Td (The increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 193.50 Td (was mostly due to volume growth and seasoning, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 181.50 Td (the impact of loan loss reserve builds related to forward-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 169.50 Td (looking net credit loss expectations, all in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 507.57 169.50 Td (North ) Tj ET Q q 0 0 0 rg BT 533.23 169.50 Td (America ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 157.50 Td (cards portfolios, partially of) Tj ET Q q 0 0 0 rg BT 435.46 157.50 Td (fset by a higher net reserve release ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 145.50 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 334.28 145.50 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.50 145.50 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 133.50 Td (Net credit losses of $7.1 billion increased 8% versus the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 121.50 Td (prior year) Tj ET Q q 0 0 0 rg BT 362.59 121.50 Td (. Consumer net credit losses increased 1) Tj ET Q q 0 0 0 rg BT 522.46 121.50 Td (1% to) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 109.50 Td ($6.7 billion, mostly reflecting volume growth and seasoning in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 97.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 338.72 97.50 Td (North ) Tj ET Q q 0 0 0 rg BT 364.38 97.50 Td (America ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.75 97.50 Td (cards portfolios and the impact of acquiring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 85.50 Td (the Costco portfolio. ) Tj ET Q q 0 0 0 rg BT 408.81 85.50 Td (The increase in consumer net credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 73.50 Td (losses was partially of) Tj ET Q q 0 0 0 rg BT 412.41 73.50 Td (fset by the continued wind-down of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 61.50 Td (legacy assets in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 388.70 61.50 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.48 61.50 Td (. Corporate net credit losses ) Tj ET Q endstream endobj 15 0 obj <> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (decreased 26% to $379 million, lar) Tj ET Q q 0 0 0 rg BT 175.78 749.10 Td (gely driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (improvement in the ener) Tj ET Q q 0 0 0 rg BT 133.84 737.10 Td (gy sector) Tj ET Q q 0 0 0 rg BT 169.67 737.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 725.10 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 192.88 725.10 Td (s consumer and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (corporate credit costs and allowance for loan losses, see each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (respective business) Tj ET Q q 0 0 0 rg BT 115.70 701.10 Td (s results of operations and Credit Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (below) Tj ET Q q 0 0 0 rg BT 59.79 689.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (Capital) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 653.10 Td (s Common Equity ) Tj ET Q q 0 0 0 rg BT 152.22 653.10 Td (T) Tj ET Q q 0 0 0 rg BT 157.97 653.10 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 226.66 653.10 Td (T) Tj ET Q q 0 0 0 rg BT 232.42 653.10 Td (ier 1 Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (ratios, on a fully implemented basis, were 12.4% and 14.1% as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (of December 31, 2017 \(based on the Basel III Standardized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (Approach for determining risk-weighted assets\), respectively) Tj ET Q q 0 0 0 rg BT 279.72 617.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (compared to 12.6% and 14.2% as of December 31, 2016 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (\(based on the Basel III ) Tj ET Q q 0 0 0 rg BT 128.47 593.10 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 170.96 593.10 Td (Approaches for determining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (risk-weighted assets\). ) Tj ET Q q 0 0 0 rg BT 124.96 581.10 Td (The decline in regulatory capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (reflected the return of capital to common shareholders and an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (approximately $6 billion reduction in Common Equity ) Tj ET Q q 0 0 0 rg BT 256.63 557.10 Td (T) Tj ET Q q 0 0 0 rg BT 262.38 557.10 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (\(CET1\) Capital due to the impact of ) Tj ET Q q 0 0 0 rg BT 182.72 545.10 Td (T) Tj ET Q q 0 0 0 rg BT 188.13 545.10 Td (ax Reform, partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 533.10 Td (fset by earnings growth. Citigroup) Tj ET Q q 0 0 0 rg BT 184.41 533.10 Td (s Supplementary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (Leverage ratio as of December 31, 2017, on a fully ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (implemented basis, was 6.7%, compared to 7.2% as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (December 31, 2016. For additional information on Citi) Tj ET Q q 0 0 0 rg BT 258.46 497.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (capital ratios and related components, including the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 473.10 Td (ax Reform on its capital ratios, see Capital Resources ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (below) Tj ET Q q 0 0 0 rg BT 59.79 461.10 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (Global Consumer Banking) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 425.10 Td (net income decreased 21%. Excluding the impact of ) Tj ET Q q 0 0 0 rg BT 269.08 425.10 Td (T) Tj ET Q q 0 0 0 rg BT 274.49 425.10 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (Reform, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 71.55 413.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.55 413.10 Td ( net income decreased 6%, as higher revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (were more than of) Tj ET Q q 0 0 0 rg BT 108.84 401.10 Td (fset by higher expenses and higher cost of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (credit. Operating expenses were $17.8 billion, up 2%, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (higher volume-related expenses and continued investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (were partially of) Tj ET Q q 0 0 0 rg BT 101.90 365.10 Td (fset by ef) Tj ET Q q 0 0 0 rg BT 138.92 365.10 Td (ficiency savings. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 353.10 Td (GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.50 353.10 Td (revenues of $32.7 billion increased 4% versus the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (prior year) Tj ET Q q 0 0 0 rg BT 74.75 341.10 Td (, driven by growth across all regions. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 225.55 341.10 Td (North ) Tj ET Q q 0 0 0 rg BT 251.21 341.10 Td (America ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 329.10 Td (revenues increased 3% to $20.3 billion, driven by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (revenues across all businesses. Citi-branded cards revenues of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td ($8.6 billion were up 5% versus the prior year) Tj ET Q q 0 0 0 rg BT 216.39 305.10 Td (, mostly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (reflecting the addition of the Costco portfolio as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (modest growth in interest-earning balances, partially of) Tj ET Q q 0 0 0 rg BT 257.14 281.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (the continued run-of) Tj ET Q q 0 0 0 rg BT 117.46 269.10 Td (f of non-core portfolios as well as a higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (cost to fund growth in transactor and promotional balances, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (given higher interest rates. Citi retail services revenues of $6.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (billion increased 1% versus the prior year) Tj ET Q q 0 0 0 rg BT 202.21 233.10 Td (, as continued loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (growth was partially of) Tj ET Q q 0 0 0 rg BT 128.85 221.10 Td (fset by the impact of the renewal and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (extension of certain partnerships, as well as the absence of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (gains on sales of two cards portfolios in 2016. Retail banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (revenues increased 1% from the prior year to $5.3 billion. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (Excluding mortgage revenues, retail banking revenues of $4.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (billion were up 9% from the prior year) Tj ET Q q 0 0 0 rg BT 190.27 161.10 Td (, driven by continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (growth in loans and assets under management, as well as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (benefit from higher interest rates.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 125.10 Td (North ) Tj ET Q q 0 0 0 rg BT 79.66 125.10 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.04 125.10 Td ( average deposits of $184 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (increased 1% year) Tj ET Q q 0 0 0 rg BT 109.09 113.10 Td (-over) Tj ET Q q 0 0 0 rg BT 129.99 113.10 Td (-year) Tj ET Q q 0 0 0 rg BT 150.13 113.10 Td (, average retail loans of $56 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (billion grew 3% and assets under management of $60 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (grew 14%. ) Tj ET Q q 0 0 0 rg BT 81.27 89.10 Td (A) Tj ET Q q 0 0 0 rg BT 87.75 89.10 Td (verage Citi-branded card loans of $85 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (increased 15%, while Citi-branded card purchase sales of $320 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (billion increased 28% versus the prior year) Tj ET Q q 0 0 0 rg BT 207.06 65.10 Td (. ) Tj ET Q q 0 0 0 rg BT 211.51 65.10 Td (A) Tj ET Q q 0 0 0 rg BT 217.99 65.10 Td (verage Citi retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (services loans of $46 billion increased 4% versus the prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (year) Tj ET Q q 0 0 0 rg BT 340.81 749.10 Td (, while retail services purchase sales of $81 billion were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (up 2%. For additional information on the results of operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 334.83 725.10 Td (North ) Tj ET Q q 0 0 0 rg BT 360.49 725.10 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.87 725.10 Td ( for 2017, see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 478.23 725.10 Td (Global Consumer ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (BankingNorth ) Tj ET Q q 0 0 0 rg BT 391.88 713.10 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.25 713.10 Td ( below) Tj ET Q q 0 0 0 rg BT 478.98 713.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (International ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 395.59 701.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.59 701.10 Td ( revenues \(consisting of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 513.34 701.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 536.78 701.10 Td (America ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 689.10 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 363.44 689.10 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.72 689.10 Td ( \(which includes the results of operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (in certain ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 363.98 677.10 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.64 677.10 Td ( countries\)\) increased 6% versus the prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (year to $12.4 billion. Excluding the impact of FX translation, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (international ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 377.04 653.10 Td (GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.54 653.10 Td (revenues increased 5% versus the prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (year) Tj ET Q q 0 0 0 rg BT 340.66 641.10 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 345.66 641.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 369.09 641.10 Td (America GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.97 641.10 Td (revenues increased 6% versus the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (prior year) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 363.15 629.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 629.10 Td (driven by growth in loans and deposits, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (improved deposit spreads. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 431.20 617.10 Td (Asia GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.98 617.10 Td (revenues increased 5% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (\(4% excluding modest gains on the sales of merchant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (acquiring businesses in the second and fourth quarters of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (2017\) versus the prior year) Tj ET Q q 0 0 0 rg BT 431.34 581.10 Td (, primarily reflecting an increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (cards revenues and wealth management revenues, partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 557.10 Td (fset by lower retail lending revenues. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (information on the results of operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 495.35 545.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 518.79 545.10 Td (America GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 340.94 533.10 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.22 533.10 Td ( for 2017, including the impact of FX ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (translation,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 368.71 521.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.21 521.10 Td (see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 390.92 521.10 Td (Global Consumer BankingLatin ) Tj ET Q q 0 0 0 rg BT 530.46 521.10 Td (America ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 509.10 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 372.32 509.10 Td (Global Consumer BankingAsia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.70 509.10 Td ( below) Tj ET Q q 0 0 0 rg BT 559.43 509.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 497.10 Td (Y) Tj ET Q q 0 0 0 rg BT 348.22 497.10 Td (ear) Tj ET Q q 0 0 0 rg BT 360.23 497.10 Td (-over) Tj ET Q q 0 0 0 rg BT 381.13 497.10 Td (-year) Tj ET Q q 0 0 0 rg BT 401.26 497.10 Td (, international ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 459.30 497.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.30 497.10 Td ( average deposits of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td ($122 billion increased 5%, average retail loans of $87 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (were lar) Tj ET Q q 0 0 0 rg BT 356.29 473.10 Td (gely unchanged, assets under management of $101 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (billion increased 14%, average card loans of $24 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (increased 5% and card purchase sales of $98 billion increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (7%, all excluding the impact of FX translation.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (Institutional Clients Group) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (ICG ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.72 401.10 Td (net income) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 387.87 401.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.37 401.10 Td (decreased 5%. Excluding the impact of ) Tj ET Q q 0 0 0 rg BT 549.30 401.10 Td (T) Tj ET Q q 0 0 0 rg BT 554.71 401.10 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (Reform, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 359.55 389.10 Td (ICG ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.27 389.10 Td (net income increased 16%, driven by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (revenues and a small benefit to cost of credit \(compared to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td ($486 million cost of credit in the prior year\), partially of) Tj ET Q q 0 0 0 rg BT 549.03 365.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (higher operating expenses. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 433.41 353.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.63 353.10 Td ( operating expenses increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (3% to $19.6 billion, as higher compensation, investments and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (volume-related expenses were partially of) Tj ET Q q 0 0 0 rg BT 491.52 329.10 Td (fset by ef) Tj ET Q q 0 0 0 rg BT 528.55 329.10 Td (ficiency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (savings.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 305.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.22 305.10 Td ( revenues were $35.7 billion in 2017, up 7% from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (prior year) Tj ET Q q 0 0 0 rg BT 362.75 293.10 Td (, primarily driven by a 16% increase in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 521.30 293.10 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.63 293.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (revenues. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 364.54 281.10 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.34 281.10 Td ( were lar) Tj ET Q q 0 0 0 rg BT 525.13 281.10 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (unchanged versus the prior year) Tj ET Q q 0 0 0 rg BT 451.18 269.10 Td (. ) Tj ET Q q 0 0 0 rg BT 456.00 269.10 Td (The increase in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 519.58 269.10 Td (Banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (revenues included the impact of $133 million of losses on loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (hedges within corporate lending, compared to losses of $594 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (million in the prior year) Tj ET Q q 0 0 0 rg BT 418.98 233.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 221.10 Td (Banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.83 221.10 Td (revenues of $18.7 billion \(excluding the impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (of losses on loan hedges within corporate lending\) increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (12%, driven by solid growth across all products. Investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (banking revenues of $5.2 billion increased 20% versus the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (prior year) Tj ET Q q 0 0 0 rg BT 362.75 173.10 Td (, reflecting wallet share gains across all products. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (Advisory revenues increased 1) Tj ET Q q 0 0 0 rg BT 446.64 161.10 Td (1% to $1.1 billion, equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (underwriting revenues increased 68% to $1.1 billion and debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (underwriting revenues increased 13% to $3.0 billion, all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (versus the prior year) Tj ET Q q 0 0 0 rg BT 405.36 125.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 113.10 Td (Private bank revenues increased 14% from the prior year) Tj ET Q q 0 0 0 rg BT 569.29 113.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (driven by growth in clients, loans, investments and deposits, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (as well as improved spreads. Corporate lending revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (increased 59% to $1.8 billion. Excluding the impact of losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (on loan hedges, corporate lending revenues increased 12% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (versus the prior year) Tj ET Q q 0 0 0 rg BT 405.51 53.10 Td (, primarily driven by lower hedging costs, ) Tj ET Q endstream endobj 17 0 obj <> endobj 18 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (as well as the prior) Tj ET Q q 0 0 0 rg BT 111.33 749.10 Td (-year adjustment to the residual value of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (lease financing. ) Tj ET Q q 0 0 0 rg BT 101.07 737.10 Td (T) Tj ET Q q 0 0 0 rg BT 106.83 737.10 Td (reasury and trade solutions revenues of $8.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (billion increased 7% versus the prior year) Tj ET Q q 0 0 0 rg BT 202.21 725.10 Td (, reflecting volume ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (growth and improved spreads, with balanced growth across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (net interest and fee income.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 689.10 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.80 689.10 Td ( revenues of $17.1 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (were lar) Tj ET Q q 0 0 0 rg BT 68.29 677.10 Td (gely unchanged from the prior year) Tj ET Q q 0 0 0 rg BT 209.23 677.10 Td (, as a decline in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (fixed income markets and equity markets revenues was of) Tj ET Q q 0 0 0 rg BT 267.96 665.10 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (by an increase in securities services revenues as well as a $580 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (million gain on the sale of a fixed income analytics business. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (Fixed income markets revenues of $12.1 billion decreased 6% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (from the prior year) Tj ET Q q 0 0 0 rg BT 111.40 617.10 Td (, reflecting low volatility) Tj ET Q q 0 0 0 rg BT 210.17 617.10 Td (, as well as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (comparison to higher revenues from a more robust trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (environment in the prior year following the vote in the U.K. in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (favor of its withdrawal from the European Union, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (the U.S. election. Equity markets revenues of $2.7 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (decreased 2% from the prior year) Tj ET Q q 0 0 0 rg BT 169.14 557.10 Td (, driven by an episodic loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (in derivatives of roughly $130 million related to a single client ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (event. Excluding this item, equity markets revenues increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (2% from the prior year) Tj ET Q q 0 0 0 rg BT 127.23 521.10 Td (, driven by growth in client balances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (and higher investor client revenue. Securities services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (revenues of $2.3 billion increased 8%, driven by growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (client volumes and higher interest revenue. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (information on the results of operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 207.35 473.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.57 473.10 Td ( for 2017, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 40.44 461.10 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 133.41 461.10 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.41 461.10 Td ( below) Tj ET Q q 0 0 0 rg BT 179.13 461.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (Corporate/Other) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.78 425.10 Td ( net loss was $19.7 billion in 2017, compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (to net income of $498 million in the prior year) Tj ET Q q 0 0 0 rg BT 221.24 413.10 Td (. Excluding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (impact of ) Tj ET Q q 0 0 0 rg BT 76.36 401.10 Td (T) Tj ET Q q 0 0 0 rg BT 81.77 401.10 Td (ax Reform, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 129.26 401.10 Td (Corporate/Other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.54 401.10 Td (net income declined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (69% to $153 million, reflecting lower revenues, partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 377.10 Td (fset by lower operating expenses and lower cost of credit. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (Operating expenses of $3.8 billion declined 24% from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (prior) Tj ET Q q 0 0 0 rg BT 55.24 353.10 Td (-year period, reflecting the wind-down of legacy assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (and lower legal expenses.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 329.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.78 329.10 Td ( revenues were $3.1 billion, down 40% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (from the prior year) Tj ET Q q 0 0 0 rg BT 111.40 317.10 Td (, primarily reflecting the wind-down of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (legacy assets as well as the absence of gains related to debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (buybacks in 2016. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 281.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.78 281.10 Td ( end-of-period assets of $77 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (decreased 25% from the prior year) Tj ET Q q 0 0 0 rg BT 174.14 269.10 Td (, reflecting the continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (wind-down of legacy assets as well as the impact of ) Tj ET Q q 0 0 0 rg BT 245.76 257.10 Td (T) Tj ET Q q 0 0 0 rg BT 251.17 257.10 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (Reform, which reduced assets by approximately $20 billion. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (For additional information on the results of operations of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.78 221.10 Td ( for 2017, see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 165.15 221.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.92 221.10 Td ( below) Tj ET Q q 0 0 0 rg BT 263.65 221.10 Td (.) Tj ET Q endstream endobj 19 0 obj <> endobj 20 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 33.60 Td (9) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Impact of ) Tj ET Q q 0 0 0 rg BT 79.70 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 85.45 749.25 Td (ax Reform) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 737.25 Td (s full-year 2017 results included the updated estimate for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (a one-time, non-cash char) Tj ET Q q 0 0 0 rg BT 139.11 725.25 Td (ge of $22.6 billion, recorded within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.78 713.25 Td (,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 106.28 713.25 Td ( North ) Tj ET Q q 0 0 0 rg BT 134.44 713.25 Td (America GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.31 713.25 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 207.75 713.25 Td ( ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.47 713.25 Td ( related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (enactment of ) Tj ET Q q 0 0 0 rg BT 90.24 701.25 Td (T) Tj ET Q q 0 0 0 rg BT 95.65 701.25 Td (ax Reform, which was signed into law on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (December 22, 2017. ) Tj ET Q q 0 0 0 rg BT 119.40 689.25 Td (This updated estimate resulted in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (downward adjustment to fourth-quarter and full-year 2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (financial results, as well as changes in the segments where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (impact was recorded \(previously) Tj ET Q q 0 0 0 rg BT 166.14 653.25 Td (, the entire char) Tj ET Q q 0 0 0 rg BT 228.14 653.25 Td (ge was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 83.75 641.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.53 641.25 Td (\), from those reported on January ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (16, 2018, by an aggregate of $594 million due to refinements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (of original estimates. ) Tj ET Q q 0 0 0 rg BT 122.46 617.25 Td (The approximate $6 billion reduction in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (CET1 Capital due to the impact of ) Tj ET Q q 0 0 0 rg BT 176.06 605.25 Td (T) Tj ET Q q 0 0 0 rg BT 181.47 605.25 Td (ax Reform was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (unchanged.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.25 Td (This char) Tj ET Q q 0 0 0 rg BT 91.30 581.25 Td (ge was composed of a $12.4 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (remeasurement of Citi) Tj ET Q q 0 0 0 rg BT 128.19 569.25 Td (s deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 226.80 569.25 Td (As\) due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (reduction to the U.S. corporate tax rate and the change to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (quasi-territorial tax system \(see Significant ) Tj ET Q q 0 0 0 rg BT 214.56 545.25 Td (Accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (Policies and EstimatesIncome ) Tj ET Q q 0 0 0 rg BT 168.29 533.25 Td (T) Tj ET Q q 0 0 0 rg BT 173.70 533.25 Td (axes below\), a $7.9 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (valuation allowance against Citi) Tj ET Q q 0 0 0 rg BT 167.35 521.25 Td (s foreign tax credit \(FTC\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (carry-forwards and its U.S. residual DT) Tj ET Q q 0 0 0 rg BT 193.76 509.25 Td (As related to its non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (U.S. branches, and a $2.3 billion reduction in Citi) Tj ET Q q 0 0 0 rg BT 237.64 497.25 Td (s FTC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (carry-forwards related to the deemed repatriation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (undistributed earnings of non-U.S. subsidiaries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 461.25 Td (The financial results in the table below disclose the as-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (reported GAAP) Tj ET Q q 0 0 0 rg BT 98.67 449.25 Td ( results for 2017 and 2016, the impact of ) Tj ET Q q 0 0 0 rg BT 263.46 449.25 Td (T) Tj ET Q q 0 0 0 rg BT 268.87 449.25 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (Reform and the 2017 adjusted results excluding the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 425.25 Td (ax Reform. ) Tj ET Q q 0 0 0 rg BT 88.71 425.25 Td (The char) Tj ET Q q 0 0 0 rg BT 123.79 425.25 Td (ge related to ) Tj ET Q q 0 0 0 rg BT 175.53 425.25 Td (T) Tj ET Q q 0 0 0 rg BT 180.94 425.25 Td (ax Reform is reflected in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 413.25 Td (s results throughout this ) Tj ET Q q 0 0 0 rg BT 151.57 413.25 Td (Annual Report on Form 10-K, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (unless otherwise noted. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.25 Td (The final impact of ) Tj ET Q q 0 0 0 rg BT 133.23 389.25 Td (T) Tj ET Q q 0 0 0 rg BT 138.64 389.25 Td (ax Reform may dif) Tj ET Q q 0 0 0 rg BT 214.27 389.25 Td (fer from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (estimate due to, among other things, changes in assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (made by Citigroup and additional guidance that may be issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (by the U.S. Department of the ) Tj ET Q q 0 0 0 rg BT 446.57 737.10 Td (T) Tj ET Q q 0 0 0 rg BT 452.33 737.10 Td (reasury) Tj ET Q q 0 0 0 rg BT 481.10 737.10 Td (. For more information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (on possible changes to the estimated impact related to ) Tj ET Q q 0 0 0 rg BT 541.81 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 547.22 725.10 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Reform, see Risk FactorsStrategic Risks below and Notes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (1 and 9 to the Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 425.10 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 308.75 206.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 308.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 308.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 308.75 20.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 308.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 308.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 308.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 308.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 553.50 308.75 20.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 282.75 206.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 282.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 282.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 282.75 20.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 282.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 282.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 282.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 282.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 553.50 282.75 20.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 256.75 206.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 256.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 256.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 256.75 20.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 256.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 256.75 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 256.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 256.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 553.50 256.75 20.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 227.75 206.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 227.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 227.75 46.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 227.75 20.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 227.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 227.75 46.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 227.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 227.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 553.50 227.75 20.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 197.75 206.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 197.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 197.75 46.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 197.75 20.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 197.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 197.75 46.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 197.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 197.75 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 553.50 197.75 20.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 171.75 206.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 171.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 171.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 171.75 20.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 171.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 171.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 171.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 171.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 553.50 171.75 20.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 145.75 206.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 145.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 145.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 145.75 20.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 145.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 145.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 145.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 145.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 553.50 145.75 20.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 119.75 206.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 119.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 119.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 119.75 20.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 119.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 119.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 119.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 119.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 553.50 119.75 20.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 93.75 206.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 93.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 93.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 93.75 20.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 93.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 93.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 93.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 93.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 553.50 93.75 20.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 323.75 m 503.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 323.75 m 553.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 37.5 308.75 m 243.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 308.75 m 290.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 308.75 m 336.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 308.75 m 356.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 308.75 m 403.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 308.75 m 449.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 323.75 m 503.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 308.75 m 503.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 308.75 m 553.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 553.5 308.75 m 573.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 308.75 m 503.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 295.75 m 503.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 282.75 m 503.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 269.75 m 503.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 256.75 m 503.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 242.75 m 503.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 227.75 m 503.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 212.75 m 503.5 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 197.75 m 503.5 182.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 182.75 m 503.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 171.75 m 503.5 158.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 158.75 m 503.5 145.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 145.75 m 503.5 132.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 132.75 m 503.5 119.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 119.75 m 503.5 106.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 106.75 m 503.5 93.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 37.5 80.75 m 243.5 80.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 80.75 m 290.5 80.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 80.75 m 336.5 80.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 80.75 m 356.5 80.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 80.75 m 403.5 80.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 80.75 m 449.5 80.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 93.75 m 503.5 80.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 80.75 m 503.5 80.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 80.75 m 553.5 80.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 553.5 80.75 m 573.5 80.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 40.00 321.00 Td (In millions of dollars, except per shar) Tj ET Q q 0 0 0 rg BT 160.36 321.00 Td (e amounts, and as) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 40.00 313.00 Td (otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.50 331.20 Td (2017 ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.45 322.20 Td (as ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.80 313.20 Td (r) Tj ET Q q 0 0 0 rg BT 253.63 313.20 Td (eported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.35 331.20 Td (Impact of ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.90 322.20 Td (T) Tj ET Q q 0 0 0 rg BT 311.08 322.20 Td (ax ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 313.20 Td (Reform) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.50 331.20 Td (2017 ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.95 322.20 Td (adjusted ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.40 313.20 Td (r) Tj ET Q q 0 0 0 rg BT 367.23 313.20 Td (esults) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 388.73 317.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 331.20 Td (2016 ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.95 322.20 Td (as ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.30 313.20 Td (r) Tj ET Q q 0 0 0 rg BT 413.13 313.20 Td (eported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.15 346.15 Td (2017 Ex-T) Tj ET Q q 0 0 0 rg BT 500.08 346.15 Td (ax Reform ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.65 337.15 Td (incr) Tj ET Q q 0 0 0 rg BT 479.98 337.15 Td (ease/\(decr) Tj ET Q q 0 0 0 rg BT 518.30 337.15 Td (ease\) ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.70 328.15 Td (vs. 2016 ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.85 313.20 Td ($ Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.60 313.20 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.00 300.15 Td (Net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 300.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.75 300.15 Td (\(6,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 300.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.00 300.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.25 300.01 Td (\(22,594) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 300.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 300.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 300.01 Td (15,796) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 300.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 300.01 Td (14,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 300.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 300.01 Td (884) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 300.01 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 300.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.00 287.15 Td (Diluted earnings per) Tj ET Q q 0 0 0 rg BT 118.92 287.15 Td ( shar) Tj ET Q q 0 0 0 rg BT 138.01 287.15 Td (e:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 274.01 Td (Income \(loss\) from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 274.15 Td (\(2.94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 274.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.25 274.01 Td (\(8.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 274.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 274.01 Td (5.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 274.01 Td (4.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 274.01 Td (0.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 274.01 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 261.01 Td (Net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 261.15 Td (\(2.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 261.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.25 261.01 Td (\(8.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 261.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 261.01 Td (5.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 261.01 Td (4.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 261.01 Td (0.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 261.01 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 247.21 Td (Ef) Tj ET Q q 0 0 0 rg BT 48.41 247.21 Td (fective tax rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.75 247.20 Td (129.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.00 247.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.75 247.21 Td (\(9,930) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 247.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 247.21 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 247.21 Td (29.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 247.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 247.21 Td (30.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 247.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 247.21 Td (\(20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 247.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.00 247.21 Td (bps) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 40.00 232.20 Td (Global Consumer Banking) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 136.50 232.20 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 232.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.75 232.20 Td (3,884) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.00 232.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 232.21 Td (\(750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 232.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 232.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.25 232.21 Td (4,634) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 232.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 232.21 Td (4,947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 232.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 232.21 Td (\(313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 232.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 232.21 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 232.21 Td (\)%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 40.00 217.20 Td (North ) Tj ET Q q 0 0 0 rg BT 63.09 217.20 Td (America GCB) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 113.83 217.20 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.75 217.20 Td (2,044) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 217.21 Td (\(750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 217.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.25 217.21 Td (2,794) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 217.21 Td (3,240) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 217.21 Td (\(446) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 217.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 217.21 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 217.21 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 40.00 202.20 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 123.67 202.20 Td (oup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 137.17 202.20 Td (Net income ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.75 202.20 Td (9,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.75 202.21 Td (\(2,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 202.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 202.21 Td (1) Tj ET Q q 0 0 0 rg BT 375.25 202.21 Td (1,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 202.21 Td (9,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 202.21 Td (1,542) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 202.21 Td (16) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 40.00 187.20 Td (Corporate/Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 187.20 Td (Net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.25 187.20 Td (\(19,691) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 187.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.25 187.21 Td (\(19,844) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 187.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.00 187.21 Td (153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.00 187.21 Td (498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 187.21 Td (\(345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 187.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 187.21 Td (\(69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 187.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.00 163.15 Td (Performance and other) Tj ET Q q 0 0 0 rg BT 129.31 163.15 Td ( metrics:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 150.01 Td ( Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 150.15 Td (\(0.36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 150.15 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 150.01 Td (\(120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 150.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 150.01 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 150.01 Td (0.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 150.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 150.01 Td (0.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 150.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 150.01 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.00 150.01 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 137.01 Td ( Return on average common stockholders) Tj ET Q q 0 0 0 rg BT 194.62 137.01 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 137.15 Td (\(3.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 137.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.75 137.01 Td (\(1,090) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 137.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.25 137.01 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.25 137.01 Td (6.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 137.01 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 124.01 Td ( Return on average total stockholders) Tj ET Q q 0 0 0 rg BT 179.12 124.01 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 124.15 Td (\(3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 124.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.75 124.01 Td (\(1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 124.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.25 124.01 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.25 124.01 Td (6.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 124.01 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 111.01 Td ( Return on average tangible common equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 111.15 Td (\(4.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 111.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.75 111.01 Td (\(1,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 111.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.25 111.01 Td (8.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.25 111.01 Td (7.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 111.01 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 98.01 Td ( Dividend payout ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 98.15 Td (\(32.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 98.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.75 98.01 Td (\(5,020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 98.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 98.01 Td (18.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.25 98.01 Td (8.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 98.01 Td (910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 85.01 Td ( ) Tj ET Q q 0 0 0 rg BT 44.34 85.01 Td (T) Tj ET Q q 0 0 0 rg BT 49.21 85.01 Td (otal payout ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.75 85.15 Td (\(213.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 85.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.25 85.01 Td (\(33,140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 85.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.25 85.01 Td (1) Tj ET Q q 0 0 0 rg BT 379.75 85.01 Td (17.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 85.01 Td (77.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 85.01 Td (404) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 62.05 Td (\(1\) Excludes the impact of ) Tj ET Q q 0 0 0 rg BT 122.71 62.05 Td (T) Tj ET Q q 0 0 0 rg BT 127.04 62.05 Td (ax Reform. ) Tj ET Q endstream endobj 21 0 obj <> endobj 22 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (10) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (RESUL) Tj ET Q q 0 0 0 rg BT 74.91 747.90 Td (TS OF) Tj ET Q q 0 0 0 rg BT 108.81 747.90 Td ( OPERA) Tj ET Q q 0 0 0 rg BT 152.92 747.90 Td (TIONS) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 725.50 Td (SUMMAR) Tj ET Q q 0 0 0 rg BT 90.90 725.50 Td (Y) Tj ET Q q 0 0 0 rg BT 99.12 725.50 Td ( OF) Tj ET Q q 0 0 0 rg BT 118.34 725.50 Td ( SELECTED FINANCIAL) Tj ET Q q 0 0 0 rg BT 255.71 725.50 Td ( DA) Tj ET Q q 0 0 0 rg BT 275.15 725.50 Td (T) Tj ET Q q 0 0 0 rg BT 282.26 725.50 Td (AP) Tj ET Q q 0 0 0 rg BT 309.37 725.50 Td (AGE1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 412.55 706.70 Td (Citigr) Tj ET Q q 0 0 0 rg BT 433.72 706.70 Td (oup Inc. and Consolidated Subsidiaries) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 668.20 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 668.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 668.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 668.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 668.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 668.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 640.20 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 640.20 61.00 -14.00 re f /GS0 gs 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0.9333333333333333 1 rg /GS0 gs 453.50 520.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 520.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 492.20 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 492.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 492.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 492.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 492.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 492.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 446.20 235.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 446.20 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 446.20 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 446.20 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 446.20 61.00 -23.00 re f /GS0 gs 0.8 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1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 328.20000000000005 m 270.5 328.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 328.20000000000005 m 331.5 328.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 328.20000000000005 m 392.5 328.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 328.20000000000005 m 453.5 328.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 328.20000000000005 m 514.5 328.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 328.20000000000005 m 575.5 328.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 328.20000000000005 m 270.5 328.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 272.20000000000005 m 270.5 272.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 272.20000000000005 m 331.5 272.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 272.20000000000005 m 392.5 272.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 272.20000000000005 m 453.5 272.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 272.20000000000005 m 514.5 272.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 272.20000000000005 m 575.5 272.20000000000005 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 686.45 Td (In millions of dollars, except per) Tj ET Q q 0 0 0 rg BT 142.27 686.45 Td (-shar) Tj ET Q q 0 0 0 rg BT 158.86 686.45 Td (e amounts and ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 686.65 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 686.66 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 686.66 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.50 686.66 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.50 686.66 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 672.66 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 672.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.90 672.65 Td (44,687) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 672.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.90 672.66 Td (45,104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 672.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 672.66 Td (46,630) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 672.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.90 672.66 Td (47,993) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 672.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 672.66 Td (46,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 658.66 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.90 658.65 Td (26,762) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.90 658.66 Td (24,771) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 658.66 Td (29,724) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.90 658.66 Td (29,226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 658.66 Td (29,931) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 644.65 Td (Revenues, net of inter) Tj ET Q q 0 0 0 rg BT 121.40 644.65 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 644.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.90 644.65 Td (71,449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 644.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.90 644.66 Td (69,875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 644.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 644.66 Td (76,354) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 644.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.90 644.66 Td (77,219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 644.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 644.66 Td (76,724) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 630.66 Td (Operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.90 630.65 Td (41,237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.90 630.66 Td (41,416) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 630.66 Td (43,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.90 630.66 Td (55,051) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 630.66 Td (48,408) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 616.66 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.40 616.65 Td (7,451) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.40 616.66 Td (6,982) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 616.66 Td (7,913) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.40 616.66 Td (7,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.40 616.66 Td (8,514) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 602.65 Td (Income fr) Tj ET Q q 0 0 0 rg BT 75.65 602.65 Td (om continuing operations befor) Tj ET Q q 0 0 0 rg BT 196.24 602.65 Td (e income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 602.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.90 602.65 Td (22,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 602.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.90 602.66 Td (21,477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 602.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 602.66 Td (24,826) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 602.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.90 602.66 Td (14,701) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 602.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 602.66 Td (19,802) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 588.66 Td (Income taxes) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 85.73 592.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.90 588.65 Td (29,388) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.40 588.66 Td (6,444) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 588.66 Td (7,440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.40 588.66 Td (7,197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.40 588.66 Td (6,186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 574.65 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 97.90 574.65 Td (om continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 574.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.40 574.65 Td (\(6,627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.65 574.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 574.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.90 574.66 Td (15,033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 574.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 574.66 Td (17,386) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 574.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.40 574.66 Td (7,504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 574.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 574.66 Td (13,616) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 560.65 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 97.82 560.65 Td (om discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 251.82 564.73 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.15 560.65 Td (\(1) Tj ET Q q 0 0 0 rg BT 318.65 560.65 Td (1) Tj ET Q q 0 0 0 rg BT 323.15 560.65 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.65 560.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.65 560.66 Td (\(58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.65 560.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.65 560.66 Td (\(54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.65 560.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.15 560.66 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.65 560.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.15 560.66 Td (270) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 547.60 Td (Net income \(loss\) befor) Tj ET Q q 0 0 0 rg BT 126.14 547.60 Td (e attribution of noncontr) Tj ET Q q 0 0 0 rg BT 221.23 547.60 Td (olling) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 538.60 Td (inter) Tj ET Q q 0 0 0 rg BT 56.41 538.60 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 538.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.40 538.65 Td (\(6,738) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.65 538.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 538.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.90 538.66 Td (14,975) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 538.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 538.66 Td (17,332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 538.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.40 538.66 Td (7,502) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 538.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 538.66 Td (13,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 524.66 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 79.73 524.66 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 81.98 524.66 Td (attributable to noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.65 524.65 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.65 524.66 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.65 524.66 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.15 524.66 Td (192) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.15 524.66 Td (227) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 510.65 Td (Citigr) Tj ET Q q 0 0 0 rg BT 60.83 510.65 Td (oup) Tj ET Q q 0 0 0 rg BT 78.00 510.65 Td (s net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 147.74 514.73 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 510.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.40 510.65 Td (\(6,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.65 510.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 510.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.90 510.66 Td (14,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 510.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 510.66 Td (17,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 510.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.40 510.66 Td (7,310) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 510.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 510.66 Td (13,659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.50 496.66 Td (Less:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 482.66 Td (Preferred dividendsBasic) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 482.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.40 482.65 Td (1,213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 482.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.40 482.66 Td (1,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 482.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.15 482.66 Td (769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 482.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.15 482.66 Td (51) Tj ET Q q 0 0 0 rg BT 506.15 482.66 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 482.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.15 482.66 Td (194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 468.66 Td (Dividends and undistributed earnings allocated to employee) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.50 459.66 Td (restricted and deferred shares that contain nonforfeitable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.50 450.66 Td (rights to dividends, applicable to basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.65 450.65 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.15 450.66 Td (195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.15 450.66 Td (224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.15 450.66 Td (1) Tj ET Q q 0 0 0 rg BT 501.65 450.66 Td (1) Tj ET Q q 0 0 0 rg BT 506.15 450.66 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.15 450.66 Td (263) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 436.65 Td (Income \(loss\) allocated to unr) Tj ET Q q 0 0 0 rg BT 151.41 436.65 Td (estricted common) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 427.65 Td (shar) Tj ET Q q 0 0 0 rg BT 54.92 427.65 Td (eholders for) Tj ET Q q 0 0 0 rg BT 101.00 427.65 Td ( basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 427.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.40 427.65 Td (\(8,048) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.65 427.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 427.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.90 427.66 Td (13,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 427.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 427.66 Td (16,249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 427.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.40 427.66 Td (6,688) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 427.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 427.66 Td (13,202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 413.66 Td (Add: Other adjustments to income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.65 413.65 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.65 413.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.65 413.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.15 413.66 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.15 413.66 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 399.65 Td (Income \(loss\) allocated to unr) Tj ET Q q 0 0 0 rg BT 151.41 399.65 Td (estricted common) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 390.65 Td (shar) Tj ET Q q 0 0 0 rg BT 54.92 390.65 Td (eholders for) Tj ET Q q 0 0 0 rg BT 101.00 390.65 Td ( diluted EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 390.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.40 390.65 Td (\(8,048) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.65 390.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 390.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.90 390.66 Td (13,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 390.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 390.66 Td (16,249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 390.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.40 390.66 Td (6,689) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 390.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 390.66 Td (13,203) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 375.65 Td (Earnings per) Tj ET Q q 0 0 0 rg BT 88.17 375.65 Td ( shar) Tj ET Q q 0 0 0 rg BT 107.26 375.65 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 360.65 Td (Basic) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 346.66 Td (Income \(loss\) from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 346.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.90 346.65 Td (\(2.94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.65 346.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 346.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.90 346.66 Td (4.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 346.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.90 346.66 Td (5.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 346.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.90 346.66 Td (2.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 346.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.90 346.66 Td (4.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 332.66 Td (Net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.90 332.65 Td (\(2.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.65 332.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.90 332.66 Td (4.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.90 332.66 Td (5.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.90 332.66 Td (2.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.90 332.66 Td (4.35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 318.65 Td (Diluted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 304.66 Td (Income \(loss\) from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 304.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.90 304.65 Td (\(2.94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.65 304.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 304.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.90 304.66 Td (4.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 304.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.90 304.66 Td (5.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 304.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.90 304.66 Td (2.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 304.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.90 304.66 Td (4.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 290.66 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 79.73 290.66 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 81.98 290.66 Td (\(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.90 290.65 Td (\(2.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.65 290.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.90 290.66 Td (4.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.90 290.66 Td (5.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.90 290.66 Td (2.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.90 290.66 Td (4.34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 276.65 Td (Dividends declar) Tj ET Q q 0 0 0 rg BT 102.59 276.65 Td (ed per) Tj ET Q q 0 0 0 rg BT 126.67 276.65 Td ( common shar) Tj ET Q q 0 0 0 rg BT 181.01 276.65 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.90 276.65 Td (0.96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.90 276.66 Td (0.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.90 276.66 Td (0.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.90 276.66 Td (0.04) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.90 276.66 Td (0.04) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.90 248.70 Td (T) Tj ET Q q 0 0 0 rg BT 203.31 248.70 Td (able continues on the next page, including footnotes.) Tj ET Q endstream endobj 23 0 obj <> endobj 24 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 305.78 33.60 Td (1) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (SUMMAR) Tj ET Q q 0 0 0 rg BT 90.90 747.90 Td (Y) Tj ET Q q 0 0 0 rg BT 99.12 747.90 Td ( OF) Tj ET Q q 0 0 0 rg BT 118.34 747.90 Td ( SELECTED FINANCIAL) Tj ET Q q 0 0 0 rg BT 255.71 747.90 Td ( DA) Tj ET Q q 0 0 0 rg BT 275.15 747.90 Td (T) Tj ET Q q 0 0 0 rg BT 282.26 747.90 Td (AP) Tj ET Q q 0 0 0 rg BT 309.37 747.90 Td (AGE2) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 678.40 238.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.50 678.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 678.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 678.40 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 678.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 678.40 61.00 -14.00 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BT 474.50 696.86 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.50 696.86 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 682.85 Td (At December) Tj ET Q q 0 0 0 rg BT 88.64 682.85 Td ( 31:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 668.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 668.86 Td (otal assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 668.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 668.85 Td (1,842,465) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 668.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.50 668.86 Td (1,792,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 668.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 668.86 Td (1,731,210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 668.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.50 668.86 Td (1,842,181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 668.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.50 668.86 Td (1,880,035) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 654.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 654.86 Td (otal deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 654.85 Td (959,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 654.86 Td (929,406) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 654.86 Td (907,887) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.25 654.86 Td (899,332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.25 654.86 Td (968,273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 640.86 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 640.85 Td (236,709) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 640.86 Td (206,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 640.86 Td (201,275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.25 640.86 Td (223,080) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.25 640.86 Td (221,1) Tj ET Q q 0 0 0 rg BT 558.50 640.86 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 626.86 Td (Citigroup common stockholders) Tj ET Q q 0 0 0 rg BT 156.65 626.86 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 626.85 Td (181,487) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 626.86 Td (205,867) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 626.86 Td (205,139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.25 626.86 Td (199,717) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.25 626.86 Td (197,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 612.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 612.86 Td (otal Citigroup stockholders) Tj ET Q q 0 0 0 rg BT 143.52 612.86 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.75 612.85 Td (200,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 612.86 Td (225,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 612.86 Td (221,857) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.25 612.86 Td (210,185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.25 612.86 Td (203,992) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 598.86 Td (Direct staf) Tj ET Q q 0 0 0 rg BT 75.57 598.86 Td (f ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 80.82 598.86 Td (\(in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.50 598.85 Td (209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 598.86 Td (219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 598.86 Td (231) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 598.86 Td (241) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.00 598.86 Td (251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 584.85 Td (Performance metrics) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 570.86 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.25 570.85 Td (\(0.36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 570.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 570.86 Td (0.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 570.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 570.86 Td (0.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 570.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 570.86 Td (0.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 570.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 570.86 Td (0.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 570.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 556.86 Td (Return on average common stockholders) Tj ET Q q 0 0 0 rg BT 187.79 556.86 Td ( equity) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 212.53 560.94 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 556.85 Td (\(3.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 556.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 556.86 Td (6.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.25 556.86 Td (8.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.25 556.86 Td (3.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 556.86 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 542.86 Td (Return on average total stockholders) Tj ET Q q 0 0 0 rg BT 172.29 542.86 Td ( equity) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 197.03 546.94 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.75 542.85 Td (\(3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 542.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 542.86 Td (6.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.25 542.86 Td (7.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.25 542.86 Td (3.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 542.86 Td (6.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 528.86 Td (Ef) Tj ET Q q 0 0 0 rg BT 46.41 528.86 Td (ficiency ratio \(total operating expenses/total revenues\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 528.85 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 528.86 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 528.86 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 528.86 Td (71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 528.86 Td (63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 514.85 Td (Basel III ratiosfull implementation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 500.86 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 99.84 500.86 Td (T) Tj ET Q q 0 0 0 rg BT 105.02 500.86 Td (ier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 149.51 504.94 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 500.85 Td (12.36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 500.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 500.86 Td (12.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 500.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 500.86 Td (12.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 500.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 500.86 Td (10.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 500.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 500.86 Td (10.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 500.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 486.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 486.86 Td (ier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 87.67 490.94 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 486.85 Td (14.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 486.86 Td (14.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 486.86 Td (13.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 486.86 Td (1) Tj ET Q q 0 0 0 rg BT 490.75 486.86 Td (1.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 486.86 Td (1) Tj ET Q q 0 0 0 rg BT 551.75 486.86 Td (1.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 472.86 Td (T) Tj ET Q q 0 0 0 rg BT 42.87 472.86 Td (otal Capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 84.61 476.94 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 472.85 Td (16.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 472.86 Td (16.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 472.86 Td (15.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 472.86 Td (12.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 472.86 Td (12.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 458.86 Td (Supplementary Leverage ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 146.95 462.94 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.25 458.85 Td (6.68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 458.86 Td (7.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 458.86 Td (7.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 458.86 Td (5.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 458.86 Td (5.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 444.86 Td (Citigroup common stockholders) Tj ET Q q 0 0 0 rg BT 156.65 444.86 Td ( equity to assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.25 444.85 Td (9.85) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 444.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 444.86 Td (1) Tj ET Q q 0 0 0 rg BT 369.75 444.86 Td (1.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 444.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 444.86 Td (1) Tj ET Q q 0 0 0 rg BT 429.75 444.86 Td (1.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 444.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 444.86 Td (10.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 444.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 444.86 Td (10.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 444.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 430.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 430.86 Td (otal Citigroup stockholders) Tj ET Q q 0 0 0 rg BT 143.52 430.86 Td ( equity to assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 430.85 Td (10.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 430.86 Td (12.56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 430.86 Td (12.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 430.86 Td (1) Tj ET Q q 0 0 0 rg BT 490.75 430.86 Td (1.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 430.86 Td (10.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 416.86 Td (Dividend payout ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 116.98 420.94 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.35 416.85 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 416.86 Td (8.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.25 416.86 Td (3.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.25 416.86 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 416.86 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 402.86 Td (T) Tj ET Q q 0 0 0 rg BT 42.87 402.86 Td (otal payout ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 101.85 406.94 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.35 402.85 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 402.86 Td (77.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 402.86 Td (36.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 402.86 Td (19.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 402.86 Td (7.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 388.86 Td (Book value per common share) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 388.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 388.85 Td (70.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 388.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 388.86 Td (74.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 388.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 388.86 Td (69.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 388.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 388.86 Td (66.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 388.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 388.86 Td (65.12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 374.86 Td (T) Tj ET Q q 0 0 0 rg BT 42.87 374.86 Td (angible book value \(TBV\) per share) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 172.57 378.94 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 374.85 Td (60.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 374.86 Td (64.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 374.86 Td (60.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 374.86 Td (56.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 374.86 Td (55.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 360.86 Td (Ratio of earnings to fixed char) Tj ET Q q 0 0 0 rg BT 147.55 360.86 Td (ges and preferred stock dividends) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.75 360.85 Td (2.26x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 360.86 Td (2.54x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 360.86 Td (2.89x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 360.86 Td (2.00x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 360.86 Td (2.18x) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 339.30 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 339.30 Td (2017 includes the impact of ) Tj ET Q q 0 0 0 rg BT 144.72 339.30 Td (T) Tj ET Q q 0 0 0 rg BT 149.05 339.30 Td (ax Reform. See Impact of ) Tj ET Q q 0 0 0 rg BT 236.87 339.30 Td (T) Tj ET Q q 0 0 0 rg BT 241.20 339.30 Td (ax Reform above.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 329.70 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 329.70 Td (See Note ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 85.10 329.70 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 89.10 329.70 Td ( to the Consolidated Financial Statements for additional information on Citi) Tj ET Q q 0 0 0 rg BT 333.51 329.70 Td (s discontinued operations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 320.10 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 320.10 Td (The return on average common stockholders) Tj ET Q q 0 0 0 rg BT 198.91 320.10 Td ( equity is calculated using net income less preferred stock dividends divided by average common stockholders) Tj ET Q q 0 0 0 rg BT 553.99 320.10 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 310.50 Td (equity) Tj ET Q q 0 0 0 rg BT 73.48 310.50 Td (. ) Tj ET Q q 0 0 0 rg BT 77.33 310.50 Td (The return on average total Citigroup stockholders) Tj ET Q q 0 0 0 rg BT 241.13 310.50 Td ( equity is calculated using net income divided by average Citigroup stockholders) Tj ET Q q 0 0 0 rg BT 501.58 310.50 Td ( equity) Tj ET Q q 0 0 0 rg BT 523.06 310.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 300.90 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 300.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 68.23 300.90 Td (s regulatory capital ratios reflect full implementation of the U.S. Basel III rules. ) Tj ET Q q 0 0 0 rg BT 324.59 300.90 Td (As of December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 391.02 300.90 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 407.02 300.90 Td (, Citi) Tj ET Q q 0 0 0 rg BT 425.24 300.90 Td (s reportable Common Equity ) Tj ET Q q 0 0 0 rg BT 519.75 300.90 Td (T) Tj ET Q q 0 0 0 rg BT 524.36 300.90 Td (ier 1 Capital ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 291.30 Td (and ) Tj ET Q q 0 0 0 rg BT 67.41 291.30 Td (T) Tj ET Q q 0 0 0 rg BT 72.01 291.30 Td (ier 1 Capital ratios were the lower derived under the Basel III Standardized ) Tj ET Q q 0 0 0 rg BT 313.92 291.30 Td (Approach, whereas the reportable ) Tj ET Q q 0 0 0 rg BT 423.73 291.30 Td (T) Tj ET Q q 0 0 0 rg BT 428.05 291.30 Td (otal Capital ratio was the lower derived under ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 281.70 Td (the Basel III ) Tj ET Q q 0 0 0 rg BT 95.10 281.70 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 129.09 281.70 Td (Approaches framework. For all prior periods presented, Citi) Tj ET Q q 0 0 0 rg BT 323.48 281.70 Td (s Common Equity ) Tj ET Q q 0 0 0 rg BT 383.56 281.70 Td (T) Tj ET Q q 0 0 0 rg BT 388.16 281.70 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 431.56 281.70 Td (T) Tj ET Q q 0 0 0 rg BT 436.17 281.70 Td (ier 1 Capital, and ) Tj ET Q q 0 0 0 rg BT 493.12 281.70 Td (T) Tj ET Q q 0 0 0 rg BT 497.45 281.70 Td (otal Capital ratios were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 272.10 Td (the lower derived under the Basel III ) Tj ET Q q 0 0 0 rg BT 173.29 272.10 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 207.28 272.10 Td (Approaches framework.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 262.50 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 262.50 Td (Citi) Tj ET Q q 0 0 0 rg BT 68.23 262.50 Td (s Supplementary Leverage ratio reflects full implementation of the U.S. Basel III rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 252.90 Td (\(6\) Dividends declared per common share as a percentage of net income per diluted share.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 243.30 Td (\(7\) ) Tj ET Q q 0 0 0 rg BT 54.00 243.30 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 243.30 Td (otal common dividends declared plus common stock repurchases as a percentage of net income available to common shareholders. See Consolidated Statement ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 233.70 Td (of Changes in Stockholders) Tj ET Q q 0 0 0 rg BT 144.28 233.70 Td ( Equity) Tj ET Q q 0 0 0 rg BT 167.09 233.70 Td (, Note 10 to the Consolidated Financial Statements and Equity Security Repurchases below for the component details. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 224.10 Td (\(8\) For information on ) Tj ET Q q 0 0 0 rg BT 116.07 224.10 Td (TBV) Tj ET Q q 0 0 0 rg BT 131.04 224.10 Td (, see Capital ResourcesT) Tj ET Q q 0 0 0 rg BT 221.11 224.10 Td (angible Common Equity) Tj ET Q q 0 0 0 rg BT 299.25 224.10 Td (, ) Tj ET Q q 0 0 0 rg BT 303.11 224.10 Td (T) Tj ET Q q 0 0 0 rg BT 307.44 224.10 Td (angible Book ) Tj ET Q q 0 0 0 rg BT 352.18 224.10 Td (V) Tj ET Q q 0 0 0 rg BT 357.07 224.10 Td (alue Per Share, Book ) Tj ET Q q 0 0 0 rg BT 426.46 224.10 Td (V) Tj ET Q q 0 0 0 rg BT 431.35 224.10 Td (alue Per Share and Returns on Equity ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 214.50 Td (below) Tj ET Q q 0 0 0 rg BT 73.03 214.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 204.90 Td (NM Not meaningful) Tj ET Q endstream endobj 25 0 obj <> endobj 26 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (12) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (SEGMENT) Tj ET Q q 0 0 0 rg BT 95.79 747.90 Td ( ) Tj ET Q q 0 0 0 rg BT 98.13 747.90 Td (AND BUSINESSINCOME \(LOSS\) ) Tj ET Q q 0 0 0 rg BT 291.84 747.90 Td (AND REVENUES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (CITIGROUP) Tj ET Q q 0 0 0 rg BT 93.23 723.90 Td ( INCOME) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 682.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 682.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 682.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 682.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 682.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 682.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 654.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 654.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 654.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 654.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 654.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 654.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 626.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 626.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 626.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 626.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 626.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 626.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 598.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 598.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 598.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 598.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 598.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 598.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 570.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 570.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 570.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 570.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 570.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 570.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 542.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 542.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 542.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 542.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 542.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 542.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 514.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 514.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 514.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 514.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 514.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 514.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 486.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 486.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 486.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 486.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 486.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 486.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 458.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 458.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 458.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 458.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 458.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 458.40 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 682.4 m 270.5 682.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 682.4 m 331.5 682.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 682.4 m 392.5 682.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 682.4 m 453.5 682.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 682.4 m 514.5 682.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 682.4 m 575.5 682.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 612.4 m 270.5 612.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 612.4 m 331.5 612.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 612.4 m 392.5 612.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 598.4 m 270.5 598.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 598.4 m 331.5 598.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 598.4 m 392.5 598.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 612.4 m 453.5 612.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 598.4 m 453.5 598.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 612.4 m 514.5 612.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 598.4 m 514.5 598.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 612.4 m 575.5 612.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 598.4 m 575.5 598.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 528.4 m 270.5 528.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 528.4 m 331.5 528.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 528.4 m 392.5 528.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 528.4 m 453.5 528.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 528.4 m 514.5 528.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 528.4 m 575.5 528.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 514.4 m 270.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 514.4 m 331.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 514.4 m 392.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 514.4 m 453.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 514.4 m 514.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 514.4 m 575.5 514.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 500.4 m 270.5 500.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 500.4 m 331.5 500.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 500.4 m 392.5 500.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 500.4 m 453.5 500.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 500.4 m 514.5 500.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 500.4 m 575.5 500.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 486.4 m 270.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 486.4 m 331.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 486.4 m 392.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 486.4 m 453.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 486.4 m 514.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 486.4 m 575.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 486.4 m 270.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 486.4 m 392.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 486.4 m 453.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 458.4 m 270.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 458.4 m 331.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 458.4 m 392.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 458.4 m 453.5 458.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 444.4 m 270.5 444.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 458.4 m 331.5 458.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 444.4 m 331.5 444.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 444.4 m 392.5 444.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 458.4 m 453.5 458.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 444.4 m 453.5 444.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 458.4 m 514.5 458.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 444.4 m 514.5 444.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 458.4 m 575.5 458.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 444.4 m 575.5 444.4 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 686.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.05 686.85 Td (2017) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 306.05 690.93 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 686.86 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 686.86 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.10 695.85 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.95 686.85 Td (2017 vs. 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.85 695.86 Td (% Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.95 686.86 Td (2016 vs. 2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 672.85 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 97.90 672.85 Td (om continuing operations) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 658.85 Td (Global Consumer Banking) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 644.85 Td (North ) Tj ET Q q 0 0 0 rg BT 61.17 644.85 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 644.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.40 644.85 Td (2,043) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 644.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.40 644.86 Td (3,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 644.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 644.86 Td (4,188) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 644.85 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 644.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 644.86 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 644.86 Td (\)%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 630.85 Td (Latin ) Tj ET Q q 0 0 0 rg BT 59.17 630.85 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.15 630.85 Td (590) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.15 630.86 Td (633) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.15 630.86 Td (826) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 630.85 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 630.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 630.86 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 630.86 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 616.85 Td (Asia) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 54.00 620.93 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.40 616.85 Td (1,260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.40 616.86 Td (1,083) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 616.86 Td (1,200) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 616.85 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 616.86 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 616.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 602.85 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 602.85 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 602.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.40 602.85 Td (3,893) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 602.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.40 602.86 Td (4,954) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 602.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 602.86 Td (6,214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 602.85 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 602.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 602.86 Td (\(20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 602.86 Td (\)%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 588.85 Td (Institutional Clients Group) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 574.85 Td (North ) Tj ET Q q 0 0 0 rg BT 61.17 574.85 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 574.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.40 574.85 Td (2,449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 574.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.40 574.86 Td (3,495) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 574.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 574.86 Td (3,316) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 574.85 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 574.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 574.86 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 574.86 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 560.85 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.40 560.85 Td (2,804) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.40 560.86 Td (2,365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 560.86 Td (2,230) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 560.85 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 560.86 Td (6) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 546.85 Td (Latin ) Tj ET Q q 0 0 0 rg BT 59.17 546.85 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.40 546.85 Td (1,513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.40 546.86 Td (1,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 546.86 Td (1,351) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 546.85 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 546.86 Td (8) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 532.85 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.40 532.85 Td (2,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.40 532.86 Td (2,21) Tj ET Q q 0 0 0 rg BT 384.15 532.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 532.86 Td (2,213) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 532.85 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 532.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 518.85 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 518.85 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 518.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.40 518.85 Td (9,066) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 518.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.40 518.86 Td (9,525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 518.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 518.86 Td (9,1) Tj ET Q q 0 0 0 rg BT 440.65 518.86 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 518.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 518.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 518.86 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 518.86 Td (%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 504.85 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 504.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.90 504.85 Td (\(19,586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.65 504.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 504.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.15 504.86 Td (554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 504.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.40 504.86 Td (2,062) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 504.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 504.86 Td (\(73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 504.86 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 490.85 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 97.90 490.85 Td (om continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 490.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.40 490.85 Td (\(6,627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.65 490.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 490.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.90 490.86 Td (15,033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 490.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 490.86 Td (17,386) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 490.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 490.86 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 490.86 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 476.85 Td (Discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 476.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.15 476.85 Td (\(1) Tj ET Q q 0 0 0 rg BT 318.65 476.85 Td (1) Tj ET Q q 0 0 0 rg BT 323.15 476.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.65 476.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 476.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.65 476.86 Td (\(58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.65 476.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 476.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.65 476.86 Td (\(54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.65 476.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 476.85 Td (\(91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 476.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 476.86 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 476.86 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 462.85 Td (Net income \(loss\) attributable to noncontr) Tj ET Q q 0 0 0 rg BT 198.65 462.85 Td (olling inter) Tj ET Q q 0 0 0 rg BT 240.73 462.85 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.65 462.85 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.65 462.86 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.65 462.86 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 462.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 462.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 462.86 Td (\(30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 462.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 448.85 Td (Citigr) Tj ET Q q 0 0 0 rg BT 60.83 448.85 Td (oup) Tj ET Q q 0 0 0 rg BT 78.00 448.85 Td (s net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 448.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.40 448.85 Td (\(6,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.65 448.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 448.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.90 448.86 Td (14,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 448.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.90 448.86 Td (17,242) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 448.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 448.86 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 448.86 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 425.70 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 425.70 Td (2017 includes the impact of ) Tj ET Q q 0 0 0 rg BT 144.72 425.70 Td (T) Tj ET Q q 0 0 0 rg BT 149.05 425.70 Td (ax Reform. See Impact of ) Tj ET Q q 0 0 0 rg BT 236.87 425.70 Td (T) Tj ET Q q 0 0 0 rg BT 241.20 425.70 Td (ax Reform above.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 416.10 Td (\(2\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 53.33 416.10 Td (Asia GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 85.55 416.10 Td ( includes the results of operations of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 203.52 416.10 Td (GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 219.52 416.10 Td ( activities in certain ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 284.39 416.10 Td (EMEA) Tj ET Q q 0 0 0 rg BT 305.57 416.10 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 307.57 416.10 Td (countries for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 406.50 Td (NM Not meaningful) Tj ET Q endstream endobj 27 0 obj <> endobj 28 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (13) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (CITIGROUP) Tj ET Q q 0 0 0 rg BT 93.23 749.25 Td ( REVENUES) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 715.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 715.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 715.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 715.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 715.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 715.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 687.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 687.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 687.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 687.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 687.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 687.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 659.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 659.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 659.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 659.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 659.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 659.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 631.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 631.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 631.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 631.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 631.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 631.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 603.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 603.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 603.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 603.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 603.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 603.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 575.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 575.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 575.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 575.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 575.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 575.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 548.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 548.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 548.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 548.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 548.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 548.75 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 715.75 m 271.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 715.75 m 332.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 715.75 m 393.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 715.75 m 454.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 715.75 m 515.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 715.75 m 576.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 659.75 m 271.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 659.75 m 332.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 659.75 m 393.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 659.75 m 454.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 645.75 m 271.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 645.75 m 332.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 645.75 m 393.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 645.75 m 454.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 659.75 m 515.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 645.75 m 515.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 659.75 m 576.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 645.75 m 576.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 575.75 m 271.5 575.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 575.75 m 332.5 575.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 575.75 m 393.5 575.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 575.75 m 454.5 575.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 575.75 m 576.5 575.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 561.75 m 271.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 561.75 m 332.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 561.75 m 393.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 575.75 m 454.5 575.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 561.75 m 454.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 575.75 m 515.5 575.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 561.75 m 515.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 575.75 m 576.5 575.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 561.75 m 576.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 548.75 m 271.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 548.75 m 332.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 548.75 m 393.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 548.75 m 454.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 548.75 m 576.5 548.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 534.75 m 271.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 548.75 m 332.5 548.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 534.75 m 332.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 548.75 m 393.5 548.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 534.75 m 393.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 548.75 m 454.5 548.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 534.75 m 454.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 548.75 m 515.5 548.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 534.75 m 515.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 548.75 m 576.5 548.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 534.75 m 576.5 534.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 720.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.50 720.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.50 720.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.50 720.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.10 729.20 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.95 720.20 Td (2017 vs. 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.85 729.21 Td (% Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.95 720.21 Td (2016 vs. 2015) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 706.20 Td (Global Consumer Banking) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 692.20 Td (North ) Tj ET Q q 0 0 0 rg BT 62.17 692.20 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 692.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.90 692.20 Td (20,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 692.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.90 692.21 Td (19,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 692.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.90 692.21 Td (19,515) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 692.20 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 692.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 692.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 692.21 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 678.20 Td (Latin ) Tj ET Q q 0 0 0 rg BT 60.17 678.20 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.40 678.20 Td (5,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 678.21 Td (4,922) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.40 678.21 Td (5,722) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 678.20 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 678.21 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 678.21 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 664.20 Td (Asia) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 55.00 668.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.40 664.20 Td (7,283) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 664.21 Td (6,838) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.40 664.21 Td (7,014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 664.20 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 664.21 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 664.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 650.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 650.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 650.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.90 650.20 Td (32,697) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 650.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.90 650.21 Td (31,519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 650.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.90 650.21 Td (32,251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 650.20 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 650.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 650.21 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 650.21 Td (\)%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 636.20 Td (Institutional Clients Group) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 622.20 Td (North ) Tj ET Q q 0 0 0 rg BT 62.17 622.20 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 622.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.90 622.20 Td (13,636) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 622.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.90 622.21 Td (12,513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 622.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.90 622.21 Td (12,698) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 622.20 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 622.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 622.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 622.21 Td (\)%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 608.20 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.90 608.20 Td (10,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 608.21 Td (9,855) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.40 608.21 Td (9,788) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 608.20 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 608.21 Td (1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 594.20 Td (Latin ) Tj ET Q q 0 0 0 rg BT 60.17 594.20 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.40 594.20 Td (4,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 594.21 Td (3,977) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.40 594.21 Td (3,944) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 594.20 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 594.21 Td (1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 580.20 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.40 580.20 Td (7,123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 580.21 Td (6,882) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.40 580.21 Td (6,902) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 580.20 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 580.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 566.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 566.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 566.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.90 566.20 Td (35,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 566.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.90 566.21 Td (33,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 566.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.90 566.21 Td (33,332) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 566.20 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 566.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 566.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 566.21 Td (%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 553.15 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 553.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.40 553.15 Td (3,085) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 553.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 553.01 Td (5,129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 553.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.90 553.01 Td (10,771) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 553.15 Td (\(40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 553.15 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 553.01 Td (\(52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 553.01 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 539.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 539.20 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.75 539.20 Td (oup net r) Tj ET Q q 0 0 0 rg BT 118.59 539.20 Td (evenues) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 539.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.90 539.20 Td (71,449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 539.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.90 539.21 Td (69,875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 539.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.90 539.21 Td (76,354) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 539.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 539.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 539.21 Td (\(8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 539.21 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 513.65 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 513.65 Td (Asia GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 86.22 513.65 Td ( includes the results of operations of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 204.20 513.65 Td (GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 220.20 513.65 Td ( activities in certain ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.06 513.65 Td (EMEA) Tj ET Q q 0 0 0 rg BT 306.24 513.65 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 308.24 513.65 Td (countries for all periods presented.) Tj ET Q endstream endobj 29 0 obj <> endobj 30 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (14) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (SEGMENT) Tj ET Q q 0 0 0 rg BT 95.79 747.90 Td ( BALANCE SHEET) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 200.49 752.43 Td (\(1\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 652.40 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 652.40 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 652.40 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 652.40 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 652.40 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 652.40 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 624.40 180.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 624.40 69.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 624.40 69.00 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0.9333333333333333 1 rg /GS0 gs 492.50 504.40 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 476.40 180.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 476.40 69.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 476.40 69.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 476.40 69.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 476.40 69.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 476.40 84.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 440.40 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 440.40 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 440.40 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 440.40 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 440.40 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 440.40 84.00 -14.00 re f /GS0 gs 0.8 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 518.4 m 216.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 532.4 m 492.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 532.4 m 492.5 518.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 504.4 m 216.5 504.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 518.4 m 285.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 518.4 m 354.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 518.4 m 423.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 518.4 m 492.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 518.4 m 492.5 504.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 518.4 m 576.5 518.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 504.4 m 285.5 504.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 504.4 m 354.5 504.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 504.4 m 423.5 504.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 504.4 m 492.5 490.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 504.4 m 492.5 504.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 504.4 m 492.5 490.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 504.4 m 576.5 504.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 490.4 m 492.5 476.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 490.4 m 492.5 476.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 476.4 m 492.5 454.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 476.4 m 492.5 454.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 454.4 m 492.5 440.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 454.4 m 492.5 440.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 440.4 m 492.5 426.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 440.4 m 492.5 426.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 426.4 m 492.5 412.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 426.4 m 492.5 412.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 412.4 m 492.5 398.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 412.4 m 492.5 398.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 384.4 m 216.5 384.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 398.4 m 492.5 384.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 398.4 m 492.5 384.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 384.4 m 285.5 384.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 384.4 m 354.5 384.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 384.4 m 423.5 384.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 384.4 m 492.5 370.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 384.4 m 492.5 384.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 384.4 m 492.5 370.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 384.4 m 576.5 384.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 356.4 m 216.5 356.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 370.4 m 492.5 356.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 370.4 m 492.5 356.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 342.4 m 216.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 356.4 m 285.5 356.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 342.4 m 285.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 356.4 m 354.5 356.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 342.4 m 354.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 356.4 m 423.5 356.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 342.4 m 423.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 356.4 m 492.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 356.4 m 492.5 356.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 342.4 m 492.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 356.4 m 492.5 342.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 356.4 m 576.5 356.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 342.4 m 576.5 342.4 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 656.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.45 674.85 Td (Global) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.55 665.85 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.20 656.85 Td (Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.70 674.85 Td (Institutional) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.00 665.85 Td (Clients) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.80 656.85 Td (Gr) Tj ET Q q 0 0 0 rg BT 317.63 656.85 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.25 692.85 Td (Corporate/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.05 683.85 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.20 674.85 Td (and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.95 665.85 Td (consolidating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.55 656.85 Td (eliminations) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 408.55 660.93 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.80 719.85 Td (Citigr) Tj ET Q q 0 0 0 rg BT 461.63 719.85 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.80 710.85 Td (par) Tj ET Q q 0 0 0 rg BT 458.14 710.85 Td (ent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 701.85 Td (company-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.70 692.85 Td (issued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 683.85 Td (long-term) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.60 674.85 Td (debt and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.05 665.85 Td (stockholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.05 656.85 Td (equity) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 466.05 660.93 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.15 674.85 Td (T) Tj ET Q q 0 0 0 rg BT 529.33 674.85 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.30 665.85 Td (Citigr) Tj ET Q q 0 0 0 rg BT 538.13 665.85 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.95 656.85 Td (consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 642.85 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 642.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 642.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 642.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 642.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 642.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 628.86 Td (Cash and deposits with banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 628.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.25 628.85 Td (1) Tj ET Q q 0 0 0 rg BT 261.75 628.85 Td (1,446) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 628.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.25 628.85 Td (65,916) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.00 628.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.75 628.85 Td (103,154) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 628.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 628.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 628.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 628.85 Td (180,516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 615.66 Td (Federal funds sold and securities borrowed or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 606.66 Td (purchased under agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 606.85 Td (242) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 606.85 Td (231,806) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 606.85 Td (430) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 606.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 606.85 Td (232,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 592.86 Td (T) Tj ET Q q 0 0 0 rg BT 50.34 592.86 Td (rading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.75 592.85 Td (5,885) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 592.85 Td (243,916) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.75 592.85 Td (1,755) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 592.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 592.85 Td (251,556) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 578.86 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.25 578.85 Td (10,786) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 578.85 Td (109,231) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.75 578.85 Td (232,273) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 578.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 578.85 Td (352,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 564.86 Td (Loans, net of unearned income and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 564.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 564.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 564.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 550.86 Td (allowance for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 550.85 Td (301,729) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 550.85 Td (330,826) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 550.85 Td (22,124) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 550.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 550.85 Td (654,679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 536.86 Td (Other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.25 536.85 Td (38,037) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.25 536.85 Td (96,266) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 536.85 Td (36,643) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 536.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 536.85 Td (170,946) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 522.86 Td (Liquidity assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 101.75 526.94 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.25 522.85 Td (60,755) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 522.85 Td (258,342) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 522.85 Td (\(319,097) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 522.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 522.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 522.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 508.85 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 508.85 Td (otal assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 508.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 508.85 Td (428,880) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 508.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 508.85 Td (1,336,303) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.00 508.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 508.85 Td (77,282) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 508.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 508.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 508.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 508.85 Td (1,842,465) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 494.85 Td (Liabilities and equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 494.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 494.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 494.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 494.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 480.86 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 480.86 Td (otal deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 480.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 480.85 Td (307,244) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 480.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 480.85 Td (639,487) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.00 480.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 480.85 Td (13,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 480.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 480.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 480.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 480.85 Td (959,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 467.66 Td (Federal funds purchased and securities loaned) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 458.66 Td (or sold under agreements to repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.75 458.85 Td (4,705) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 458.85 Td (151,563) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 458.85 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 458.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 458.85 Td (156,277) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 444.86 Td (T) Tj ET Q q 0 0 0 rg BT 50.34 444.86 Td (rading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 444.85 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 444.85 Td (123,933) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 444.85 Td (94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 444.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 444.85 Td (124,047) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 430.86 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 430.85 Td (576) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.25 430.85 Td (20,075) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 430.85 Td (23,801) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 430.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 430.85 Td (44,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 416.86 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 101.23 420.94 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.75 416.85 Td (2,143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.25 416.85 Td (35,297) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 416.85 Td (47,106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 416.85 Td (152,163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 416.85 Td (236,709) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 402.86 Td (Other liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.25 402.85 Td (19,745) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.25 402.85 Td (80,383) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 402.85 Td (19,358) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 402.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 402.85 Td (1) Tj ET Q q 0 0 0 rg BT 548.25 402.85 Td (19,486) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 388.86 Td (Net inter) Tj ET Q q 0 0 0 rg BT 76.56 388.86 Td (-segment funding \(lending\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 175.03 392.94 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.25 388.85 Td (94,447) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.75 388.85 Td (285,565) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.25 388.85 Td (\(27,109) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 388.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 388.85 Td (\(352,903) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 388.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 388.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 374.85 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 374.85 Td (otal liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 374.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 374.85 Td (428,880) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 374.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 374.85 Td (1,336,303) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.00 374.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 374.85 Td (76,350) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 374.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 374.85 Td (\(200,740) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 374.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 374.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 374.85 Td (1,640,793) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 360.85 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 360.85 Td (otal equity) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 84.93 364.93 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 360.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.00 360.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 360.85 Td (932) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 360.85 Td (200,740) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 360.85 Td (201,672) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 346.85 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 346.85 Td (otal liabilities and equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.00 346.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.75 346.85 Td (428,880) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 346.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 346.85 Td (1,336,303) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.00 346.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 346.85 Td (77,282) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 346.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 346.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 346.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 346.85 Td (1,842,465) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 321.30 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 321.30 Td (The supplemental information presented in the table above reflects Citigroup) Tj ET Q q 0 0 0 rg BT 302.59 321.30 Td (s consolidated GAAP) Tj ET Q q 0 0 0 rg BT 371.62 321.30 Td ( balance sheet by reporting segment as of December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 552.66 321.30 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 568.66 321.30 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 311.70 Td (The respective segment information depicts the assets and liabilities managed by each segment as of such date. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 302.10 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 302.10 Td (Consolidating eliminations for total Citigroup and Citigroup parent company assets and liabilities are recorded within ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 432.37 302.10 Td (Corporate/Other) Tj ET Q q 0 0 0 rg BT 485.70 302.10 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 489.70 302.10 Td (The impact of ) Tj ET Q q 0 0 0 rg BT 536.43 302.10 Td (T) Tj ET Q q 0 0 0 rg BT 540.76 302.10 Td (ax Reform ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 292.50 Td (is included in) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 97.11 292.50 Td ( North ) Tj ET Q q 0 0 0 rg BT 119.63 292.50 Td (America GCB, ICG ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 184.51 292.50 Td (and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 196.06 292.50 Td ( Corporate/Other) Tj ET Q q 0 0 0 rg BT 251.40 292.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 282.90 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 282.90 Td (The total stockholders) Tj ET Q q 0 0 0 rg BT 127.16 282.90 Td ( equity and the majority of long-term debt of Citigroup reside in the Citigroup parent company Consolidated Balance Sheet. Citigroup ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 273.30 Td (allocates stockholders) Tj ET Q q 0 0 0 rg BT 126.49 273.30 Td ( equity and long-term debt to its businesses through inter) Tj ET Q q 0 0 0 rg BT 308.30 273.30 Td (-segment allocations as shown above.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 263.70 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 263.70 Td (Represents the attribution of Citigroup) Tj ET Q q 0 0 0 rg BT 179.76 263.70 Td (s liquidity assets \(primarily consisting of cash and available-for) Tj ET Q q 0 0 0 rg BT 382.66 263.70 Td (-sale securities\) to the various businesses based on Liquidity ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 254.10 Td (Coverage Ratio \(LCR\) assumptions.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 244.50 Td (\(5\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 244.50 Td (Corporate/Other ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 110.22 244.50 Td (equity represents noncontrolling interests.) Tj ET Q endstream endobj 31 0 obj <> endobj 32 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.35 371.30 Td (This page intentionally left blank.) Tj ET Q endstream endobj 33 0 obj <> endobj 34 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (16) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (GLOBAL) Tj ET Q q 0 0 0 rg BT 86.68 747.90 Td ( CONSUMER BANKING) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Global Consumer Banking \(GCB\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.88 727.90 Td (consists of consumer banking businesses in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 350.97 727.90 Td (North ) Tj ET Q q 0 0 0 rg BT 376.63 727.90 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.51 727.90 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 415.51 727.90 Td (Latin ) Tj ET Q q 0 0 0 rg BT 438.94 727.90 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.82 727.90 Td ( \(consisting of Citi) Tj ET Q q 0 0 0 rg BT 550.32 727.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (consumer banking business in Mexico\) and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 212.08 715.90 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.86 715.90 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 234.86 715.90 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.86 715.90 Td ( provides traditional banking services to retail customers through retail banking, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (including commercial banking, and Citi-branded cards and Citi retail services \(for additional information on these businesses, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (Citigroup Segments above\). ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 159.31 691.90 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.31 691.90 Td ( is focused on its priority markets in the U.S., Mexico and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 413.44 691.90 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.21 691.90 Td ( with 2,451 branches in 19 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (countries and jurisdictions as of December 31, 2017. ) Tj ET Q q 0 0 0 rg BT 248.73 679.90 Td (At December 31, 2017, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 344.81 679.90 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.81 679.90 Td ( had approximately $429 billion in assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td ($307billion in deposits.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td ( GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 655.90 Td () Tj ET Q q 0 0 0 rg BT 73.78 655.90 Td (s overall strategy is to leverage Citi) Tj ET Q q 0 0 0 rg BT 218.18 655.90 Td (s global footprint and be the pre-eminent bank for the emer) Tj ET Q q 0 0 0 rg BT 454.59 655.90 Td (ging af) Tj ET Q q 0 0 0 rg BT 482.46 655.90 Td (fluent and af) Tj ET Q q 0 0 0 rg BT 532.81 655.90 Td (fluent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (consumers in lar) Tj ET Q q 0 0 0 rg BT 101.91 643.90 Td (ge urban centers. In credit cards and in certain retail markets, Citi serves customers in a somewhat broader set of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (segments and geographies.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 586.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 586.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 586.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 586.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 586.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 586.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 558.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 558.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 558.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 558.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 558.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 558.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 530.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 530.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 530.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 530.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 530.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 530.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 502.40 235.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 502.40 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 502.40 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 502.40 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 502.40 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 502.40 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 473.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 473.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 473.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 473.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 473.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 473.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 445.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 445.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 445.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 445.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 445.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 445.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 417.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 417.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 417.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 417.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 417.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 417.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 389.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 389.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 389.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 389.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 389.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 389.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 361.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 361.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 361.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 361.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 361.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 361.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 333.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 333.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 333.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 333.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 333.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 333.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 305.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 305.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 305.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 305.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 305.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 305.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 277.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 277.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 277.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 277.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 277.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 277.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 249.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 249.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 249.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 249.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 249.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 249.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 221.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 221.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 221.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 221.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 221.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 221.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 193.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 193.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 193.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 193.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 193.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 193.40 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 586.4 m 270.5 586.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 586.4 m 331.5 586.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 586.4 m 392.5 586.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 586.4 m 453.5 586.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 586.4 m 514.5 586.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 586.4 m 575.5 586.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 586.4 m 331.5 586.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 558.4 m 270.5 558.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 558.4 m 331.5 558.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 558.4 m 392.5 558.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 558.4 m 453.5 558.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 558.4 m 575.5 558.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 544.4 m 270.5 544.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 558.4 m 331.5 558.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 544.4 m 331.5 544.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 558.4 m 392.5 558.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 544.4 m 392.5 544.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 558.4 m 453.5 558.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 544.4 m 453.5 544.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 558.4 m 514.5 558.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 558.4 m 575.5 558.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 544.4 m 575.5 544.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 530.4 m 270.5 530.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 544.4 m 331.5 544.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 530.4 m 331.5 530.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 544.4 m 392.5 544.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 530.4 m 392.5 530.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 544.4 m 453.5 544.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 530.4 m 453.5 530.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 544.4 m 514.5 544.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 530.4 m 514.5 530.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 530.4 m 575.5 530.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 473.4 m 270.5 473.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 473.4 m 331.5 473.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 473.4 m 392.5 473.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 473.4 m 453.5 473.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 473.4 m 575.5 473.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 459.4 m 270.5 459.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 473.4 m 331.5 473.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 459.4 m 331.5 459.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 473.4 m 392.5 473.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 459.4 m 392.5 459.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 473.4 m 453.5 473.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 459.4 m 453.5 459.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 473.4 m 514.5 473.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 459.4 m 514.5 459.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 473.4 m 575.5 473.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 459.4 m 575.5 459.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 459.4 m 331.5 459.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 459.4 m 392.5 459.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 459.4 m 453.5 459.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 459.4 m 575.5 459.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 431.4 m 270.5 431.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 431.4 m 331.5 431.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 431.4 m 392.5 431.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 431.4 m 453.5 431.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 431.4 m 514.5 431.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 431.4 m 575.5 431.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 417.4 m 270.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 431.4 m 331.5 431.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 417.4 m 331.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 431.4 m 392.5 431.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 417.4 m 392.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 431.4 m 453.5 431.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 417.4 m 453.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 417.4 m 514.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 431.4 m 575.5 431.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 417.4 m 575.5 417.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 403.4 m 270.5 403.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 403.4 m 331.5 403.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 403.4 m 392.5 403.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 403.4 m 453.5 403.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 403.4 m 575.5 403.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 389.4 m 270.5 389.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 403.4 m 331.5 403.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 389.4 m 331.5 389.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 403.4 m 392.5 403.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 389.4 m 392.5 389.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 403.4 m 453.5 403.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 389.4 m 453.5 389.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 403.4 m 514.5 403.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 389.4 m 514.5 389.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 403.4 m 575.5 403.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 389.4 m 575.5 389.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 291.4 m 270.5 291.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 291.4 m 331.5 291.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 291.4 m 392.5 291.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 291.4 m 453.5 291.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 291.4 m 514.5 291.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 291.4 m 575.5 291.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 249.39999999999998 m 270.5 249.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 249.39999999999998 m 331.5 249.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 249.39999999999998 m 392.5 249.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 249.39999999999998 m 453.5 249.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 249.39999999999998 m 514.5 249.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 249.39999999999998 m 575.5 249.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 235.39999999999998 m 270.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 249.39999999999998 m 331.5 249.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 235.39999999999998 m 331.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 249.39999999999998 m 392.5 249.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 235.39999999999998 m 392.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 249.39999999999998 m 453.5 249.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 235.39999999999998 m 453.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 235.39999999999998 m 514.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 249.39999999999998 m 575.5 249.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 235.39999999999998 m 575.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 193.39999999999998 m 270.5 193.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 193.39999999999998 m 331.5 193.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 193.39999999999998 m 392.5 193.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 193.39999999999998 m 453.5 193.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 193.39999999999998 m 575.5 193.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 193.39999999999998 m 270.5 193.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 179.39999999999998 m 270.5 179.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 193.39999999999998 m 331.5 193.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 179.39999999999998 m 331.5 179.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 193.39999999999998 m 392.5 193.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 179.39999999999998 m 392.5 179.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 193.39999999999998 m 453.5 193.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 179.39999999999998 m 453.5 179.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 193.39999999999998 m 514.5 193.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 179.39999999999998 m 514.5 179.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 193.39999999999998 m 575.5 193.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 179.39999999999998 m 575.5 179.39999999999998 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 590.65 Td (In millions of dollars except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 590.85 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 590.86 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 590.86 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.10 599.85 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.95 590.85 Td (2017 vs. 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.85 599.86 Td (% Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.95 590.86 Td (2016 vs. 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 576.86 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 576.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.25 576.85 Td (27,187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 576.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 576.86 Td (26,025) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 576.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 576.86 Td (25,752) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 576.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 576.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 576.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 576.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 562.86 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 562.85 Td (5,510) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 562.86 Td (5,494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 562.86 Td (6,499) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 562.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 562.86 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 562.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 548.85 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 548.85 Td (otal r) Tj ET Q q 0 0 0 rg BT 63.84 548.85 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 140.66 548.85 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 548.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.25 548.85 Td (32,697) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 548.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 548.86 Td (31,519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 548.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 548.86 Td (32,251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 548.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 548.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 548.86 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 548.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 534.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 534.86 Td (otal operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 534.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.25 534.85 Td (17,843) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 534.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 534.86 Td (17,483) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 534.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 534.86 Td (17,199) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 534.85 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 534.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 534.86 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 534.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 520.86 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 520.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 520.85 Td (6,562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 520.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 520.86 Td (5,610) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 520.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 520.86 Td (5,752) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 520.85 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 520.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 520.86 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 520.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 506.86 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.50 506.85 Td (965) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 506.86 Td (708) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 506.86 Td (\(395) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 506.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 506.85 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.45 506.86 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 491.86 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 491.85 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 491.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.00 491.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 491.86 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 491.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 491.86 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 491.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 477.86 Td (Provision for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.50 477.85 Td (1) Tj ET Q q 0 0 0 rg BT 313.00 477.85 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 477.86 Td (106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 477.86 Td (108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 477.85 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 477.86 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 477.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 463.86 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 463.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 463.85 Td (7,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 463.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 463.86 Td (6,427) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 463.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 463.86 Td (5,469) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 463.85 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 463.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 463.86 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 463.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 449.86 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 449.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 449.85 Td (7,213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 449.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 449.86 Td (7,609) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 449.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 449.86 Td (9,583) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 449.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 449.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 449.86 Td (\(21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 449.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 435.86 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 435.85 Td (3,320) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 435.86 Td (2,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 435.86 Td (3,369) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 435.85 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 435.86 Td (\(21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 435.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 421.85 Td (Income fr) Tj ET Q q 0 0 0 rg BT 75.65 421.85 Td (om continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 421.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 421.85 Td (3,893) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 421.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 421.86 Td (4,954) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 421.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 421.86 Td (6,214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 421.85 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 421.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 421.86 Td (\(20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 421.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 407.86 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 407.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.50 407.85 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 407.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.00 407.86 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 407.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 407.86 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 407.85 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 407.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 407.86 Td (\(30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 407.86 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 393.85 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 393.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 393.85 Td (3,884) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 393.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 393.86 Td (4,947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 393.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 393.86 Td (6,204) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 393.85 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 393.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 393.86 Td (\(20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 393.86 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 379.85 Td (Balance Sheet data ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 113.25 379.85 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 365.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 365.86 Td (otal EOP) Tj ET Q q 0 0 0 rg BT 75.45 365.86 Td ( assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 365.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.50 365.85 Td (429) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 365.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 365.86 Td (412) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 365.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 365.86 Td (381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 365.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 365.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 365.86 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 365.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 351.86 Td (A) Tj ET Q q 0 0 0 rg BT 44.17 351.86 Td (verage assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.50 351.85 Td (418) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 351.86 Td (396) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 351.86 Td (378) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 351.85 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 351.86 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 337.86 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 337.85 Td (0.93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 337.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.75 337.86 Td (1.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.50 337.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 337.86 Td (1.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 337.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 323.86 Td (Ef) Tj ET Q q 0 0 0 rg BT 46.41 323.86 Td (ficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 323.85 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.50 323.86 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 323.86 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 309.86 Td (A) Tj ET Q q 0 0 0 rg BT 44.17 309.86 Td (verage deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 309.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.50 309.85 Td (306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 309.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 309.86 Td (298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 309.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 309.86 Td (295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 309.85 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 309.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 295.86 Td (Net credit losses as a percentage of average loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 295.85 Td (2.21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 295.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.75 295.86 Td (2.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.50 295.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 295.86 Td (2.12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 295.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 281.85 Td (Revenue by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 267.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 267.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.25 267.85 Td (13,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 267.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 267.86 Td (12,916) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 267.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 267.86 Td (13,654) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 267.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 267.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 267.86 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 267.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 253.86 Td (Cards) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 68.00 257.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.25 253.85 Td (19,319) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 253.86 Td (18,603) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 253.86 Td (18,597) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 253.85 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 253.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 239.85 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 239.85 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 239.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.25 239.85 Td (32,697) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 239.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 239.86 Td (31,519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 239.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 239.86 Td (32,251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 239.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 239.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 239.86 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 239.86 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 225.85 Td (Income fr) Tj ET Q q 0 0 0 rg BT 75.65 225.85 Td (om continuing operations by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 211.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 211.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 211.85 Td (1,673) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 211.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 211.86 Td (1,566) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 211.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 211.86 Td (1,875) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 211.85 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 211.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 211.86 Td (\(16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 211.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 197.86 Td (Cards) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 68.00 201.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 197.85 Td (2,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 197.86 Td (3,388) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 197.86 Td (4,339) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 197.85 Td (\(34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 197.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 197.86 Td (\(22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 197.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 183.85 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 183.85 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 183.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 183.85 Td (3,893) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 183.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 183.86 Td (4,954) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 183.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 183.86 Td (6,214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 183.85 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 183.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 183.86 Td (\(20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 183.86 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.90 157.90 Td (T) Tj ET Q q 0 0 0 rg BT 203.31 157.90 Td (able continues on the next page, including footnotes.) Tj ET Q endstream endobj 35 0 obj <> endobj 36 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (17) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 741.50 208.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 741.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 741.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 741.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 741.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 741.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 713.50 208.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 713.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 713.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 713.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 713.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 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208.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 629.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 629.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 629.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 629.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 629.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 601.50 208.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 244.50 601.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 601.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 601.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 601.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 601.50 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 755.5 m 244.5 755.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 755.5 m 310.5 755.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 755.5 m 376.5 755.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 755.5 m 442.5 755.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 755.5 m 508.5 755.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 755.5 m 574.5 755.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 713.5 m 244.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 713.5 m 310.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 713.5 m 376.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 713.5 m 442.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 713.5 m 508.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 713.5 m 574.5 713.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 699.5 m 244.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 713.5 m 310.5 713.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 699.5 m 310.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 713.5 m 376.5 713.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 699.5 m 376.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 713.5 m 442.5 713.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 699.5 m 442.5 699.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 699.5 m 508.5 699.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 699.5 m 574.5 699.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 699.5 m 310.5 699.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 699.5 m 376.5 699.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 699.5 m 442.5 699.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 671.5 m 244.5 671.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 671.5 m 310.5 671.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 671.5 m 376.5 671.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 671.5 m 442.5 671.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 671.5 m 508.5 671.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 671.5 m 574.5 671.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 657.5 m 244.5 657.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 671.5 m 310.5 671.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 657.5 m 310.5 657.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 671.5 m 376.5 671.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 657.5 m 376.5 657.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 671.5 m 442.5 671.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 657.5 m 442.5 657.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 657.5 m 508.5 657.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 657.5 m 574.5 657.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 657.5 m 310.5 657.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 657.5 m 376.5 657.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 629.5 m 244.5 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 629.5 m 310.5 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 629.5 m 376.5 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 629.5 m 442.5 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 629.5 m 508.5 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 629.5 m 574.5 629.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 615.5 m 244.5 615.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 629.5 m 310.5 629.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 615.5 m 310.5 615.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 629.5 m 376.5 629.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 615.5 m 376.5 615.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 629.5 m 442.5 629.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 615.5 m 442.5 615.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 615.5 m 508.5 615.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 615.5 m 574.5 615.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 615.5 m 310.5 615.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 615.5 m 376.5 615.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 615.5 m 442.5 615.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 587.5 m 244.5 587.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 587.5 m 310.5 587.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 587.5 m 376.5 587.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 587.5 m 442.5 587.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 587.5 m 508.5 587.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 587.5 m 574.5 587.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 573.5 m 244.5 573.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 587.5 m 310.5 587.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 244.5 573.5 m 310.5 573.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 587.5 m 376.5 587.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 573.5 m 376.5 573.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 587.5 m 442.5 587.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 573.5 m 442.5 573.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 573.5 m 508.5 573.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 573.5 m 574.5 573.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 745.95 Td (For) Tj ET Q q 0 0 0 rg BT 52.83 745.95 Td (eign curr) Tj ET Q q 0 0 0 rg BT 87.91 745.95 Td (ency \(FX\) translation impact) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 731.96 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 731.96 Td (otal revenueas reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 731.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.90 731.95 Td (32,697) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 731.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.90 731.96 Td (31,519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 731.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.90 731.96 Td (32,251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.50 731.95 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 731.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.00 731.96 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 731.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 717.96 Td (Impact of FX translation) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.73 722.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.65 717.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.65 717.96 Td (66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.15 717.96 Td (\(924) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.65 717.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 703.96 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 703.96 Td (otal revenuesex-FX) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.59 708.04 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 703.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.90 703.95 Td (32,697) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 703.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.90 703.96 Td (31,585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 703.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.90 703.96 Td (31,327) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.50 703.95 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 703.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 703.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.50 703.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 689.96 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 689.96 Td (otal operating expensesas reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 689.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.90 689.95 Td (17,843) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 689.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.90 689.96 Td (17,483) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 689.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.90 689.96 Td (17,199) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.50 689.95 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 689.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 689.96 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.50 689.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 675.96 Td (Impact of FX translation) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.73 680.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.65 675.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.65 675.96 Td (54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.15 675.96 Td (\(401) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.65 675.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 661.96 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 661.96 Td (otal operating expensesex-FX) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 160.34 666.04 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 661.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.90 661.95 Td (17,843) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 661.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.90 661.96 Td (17,537) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 661.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.90 661.96 Td (16,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.50 661.95 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 661.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 661.96 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.50 661.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 647.96 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 647.96 Td (otal provisions for LLR & PBCas reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 647.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.40 647.95 Td (7,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 647.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.40 647.96 Td (6,427) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 647.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.40 647.96 Td (5,469) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 647.95 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 647.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.50 647.96 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.50 647.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 633.96 Td (Impact of FX translation) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.73 638.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.65 633.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.15 633.96 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.65 633.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.15 633.96 Td (\(214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.65 633.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 619.96 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 619.96 Td (otal provisions for LLR & PBCex-FX) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 189.62 624.04 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 619.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.40 619.95 Td (7,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 619.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.40 619.96 Td (6,426) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 619.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.40 619.96 Td (5,255) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 619.95 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 619.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.50 619.96 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.50 619.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 605.96 Td (Net incomeas reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 605.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.40 605.95 Td (3,884) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 605.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.40 605.96 Td (4,947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 605.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.40 605.96 Td (6,204) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 605.95 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 605.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.50 605.96 Td (\(20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 605.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 591.96 Td (Impact of FX translation) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.73 596.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.65 591.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.15 591.96 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.15 591.96 Td (\(236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.65 591.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 577.96 Td (Net incomeex-FX) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 112.73 582.04 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.00 577.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.40 577.95 Td (3,884) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 577.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.40 577.96 Td (4,954) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 577.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.40 577.96 Td (5,968) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 577.95 Td (\(22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 577.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.50 577.96 Td (\(17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 577.96 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 554.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 554.40 Td (Includes both Citi-branded cards and Citi retail services.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 544.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 544.80 Td (Reflects the impact of FX translation into U.S. dollars at the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.41 544.80 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 264.41 544.80 Td ( average exchange rates for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 535.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 535.25 Td (Presentation of this metric excluding FX translation is a non-GAAP) Tj ET Q q 0 0 0 rg BT 270.78 535.25 Td ( financial measure. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 525.60 Td (NM Not meaningful) Tj ET Q endstream endobj 37 0 obj <> endobj 38 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (18) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (NOR) Tj ET Q q 0 0 0 rg BT 62.24 747.90 Td (TH ) Tj ET Q q 0 0 0 rg BT 81.92 747.90 Td (AMERICA) Tj ET Q q 0 0 0 rg BT 139.92 747.90 Td ( GCB) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (North ) Tj ET Q q 0 0 0 rg BT 61.66 727.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.04 727.90 Td ( provides traditional retail banking, including commercial banking, Citi-branded cards products and Citi retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (services card products to retail customers and small to mid-size businesses, as applicable, in the U.S. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 441.45 715.90 Td (North ) Tj ET Q q 0 0 0 rg BT 467.11 715.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.49 715.90 Td () Tj ET Q q 0 0 0 rg BT 526.27 715.90 Td (s U.S. cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (product portfolio includes its proprietary portfolio \(including the Citi Double Cash, ) Tj ET Q q 0 0 0 rg BT 371.32 703.90 Td (Thank ) Tj ET Q q 0 0 0 rg BT 398.99 703.90 Td (Y) Tj ET Q q 0 0 0 rg BT 405.21 703.90 Td (ou and ) Tj ET Q q 0 0 0 rg BT 434.47 703.90 Td (V) Tj ET Q q 0 0 0 rg BT 440.58 703.90 Td (alue cards\) and co-branded cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (\(including, among others, ) Tj ET Q q 0 0 0 rg BT 140.71 691.90 Td (American ) Tj ET Q q 0 0 0 rg BT 182.08 691.90 Td (Airlines and Costco\) within Citi-branded cards as well as its co-brand and private label ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (relationships \(including, among others, Sears, ) Tj ET Q q 0 0 0 rg BT 221.34 679.90 Td (The Home Depot, Best Buy and Macy) Tj ET Q q 0 0 0 rg BT 377.70 679.90 Td (s\) within Citi retail services. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 667.90 Td (As previously announced, the Hilton Honors co-brand credit card partnership with Citi was scheduled to terminate as of year) Tj ET Q q 0 0 0 rg BT 553.38 667.90 Td (-end ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (2017. On October 23, 2017, Citi signed an agreement to sell the Hilton credit card portfolio \(approximately $1.1 billion in outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (loan balances in Citi-branded cards as of December 31, 2017\) to ) Tj ET Q q 0 0 0 rg BT 295.36 643.90 Td (American Express. In connection with the sale agreement, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (existing partnership was extended through the closing date. ) Tj ET Q q 0 0 0 rg BT 275.48 631.90 Td (The sale was completed on January 30, 2018, resulting in a pretax gain of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 619.90 Td (approximately $150 million, which approximates one year of revenues from the portfolio. ) Tj ET Q q 0 0 0 rg BT 397.94 619.90 Td (The sale will impact ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 481.81 619.90 Td (North ) Tj ET Q q 0 0 0 rg BT 507.46 619.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 563.84 619.90 Td () Tj ET Q q 0 0 0 rg BT 566.62 619.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 607.90 Td (quarterly comparisons in 2018. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 595.90 Td (As of December 31, 2017, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 165.03 595.90 Td (North ) Tj ET Q q 0 0 0 rg BT 190.69 595.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.06 595.90 Td () Tj ET Q q 0 0 0 rg BT 249.84 595.90 Td (s 694 retail bank branches are concentrated in the six key metropolitan areas of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 583.90 Td (New ) Tj ET Q q 0 0 0 rg BT 57.01 583.90 Td (Y) Tj ET Q q 0 0 0 rg BT 63.23 583.90 Td (ork, Chicago, Miami, ) Tj ET Q q 0 0 0 rg BT 151.37 583.90 Td (W) Tj ET Q q 0 0 0 rg BT 160.01 583.90 Td (ashington, D.C., Los ) Tj ET Q q 0 0 0 rg BT 244.74 583.90 Td (Angeles and San Francisco. ) Tj ET Q q 0 0 0 rg BT 357.77 583.90 Td (Also as of December 31, 2017, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 484.40 583.90 Td (North ) Tj ET Q q 0 0 0 rg BT 510.06 583.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.44 583.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 571.90 Td (had approximately 9.2million retail banking customer accounts, $56.0 billion in retail banking loans and $182.5billion in deposits. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 559.90 Td (addition, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 73.77 559.90 Td (North ) Tj ET Q q 0 0 0 rg BT 99.43 559.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.81 559.90 Td ( had approximately 121million Citi-branded and Citi retail services credit card accounts with $139.7 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 547.90 Td (billion in outstanding card loan balances. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 513.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 513.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 513.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 513.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 513.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 513.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 485.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 485.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 485.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 485.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 485.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 485.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 457.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 457.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 457.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 457.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 457.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 457.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 429.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 429.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 429.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 429.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 429.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 429.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 401.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 401.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 401.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 401.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 401.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 401.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 373.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 373.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 373.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 373.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 373.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 373.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 345.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 345.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 345.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 345.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 345.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 345.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 317.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 317.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 317.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 317.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 317.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 317.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 289.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 289.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 289.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 289.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 289.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 289.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 261.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 261.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 261.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 261.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 261.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 261.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 233.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 233.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 233.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 233.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 233.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 233.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 205.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 205.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 205.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 205.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 205.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 205.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 177.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 177.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 177.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 177.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 177.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 177.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 149.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 149.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 149.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 149.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 149.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 149.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 121.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 121.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 121.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 121.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 121.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 121.40 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 513.4 m 270.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 513.4 m 331.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 513.4 m 392.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 513.4 m 453.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 513.4 m 514.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 513.4 m 575.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 513.4 m 331.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 513.4 m 392.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 513.4 m 453.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 513.4 m 575.5 513.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 485.4 m 270.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 485.4 m 331.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 485.4 m 392.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 485.4 m 453.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 485.4 m 575.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 471.4 m 270.5 471.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 485.4 m 514.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 485.4 m 575.5 485.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 471.4 m 575.5 471.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 457.4 m 270.5 457.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 471.4 m 331.5 471.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 471.4 m 392.5 471.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 457.4 m 392.5 457.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 471.4 m 453.5 471.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 457.4 m 453.5 457.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 471.4 m 514.5 471.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 457.4 m 514.5 457.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 471.4 m 575.5 471.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 457.4 m 575.5 457.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 457.4 m 331.5 457.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 401.4 m 270.5 401.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 401.4 m 331.5 401.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 401.4 m 392.5 401.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 401.4 m 453.5 401.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 401.4 m 514.5 401.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 401.4 m 575.5 401.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 387.4 m 270.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 387.4 m 331.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 387.4 m 392.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 387.4 m 453.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 387.4 m 514.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 387.4 m 575.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 387.4 m 331.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 387.4 m 392.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 387.4 m 453.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 387.4 m 575.5 387.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 359.4 m 270.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 359.4 m 331.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 359.4 m 392.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 359.4 m 453.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 359.4 m 514.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 359.4 m 575.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 359.4 m 575.5 359.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 331.4 m 270.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 317.4 m 270.5 317.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 331.4 m 331.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 317.4 m 331.5 317.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 331.4 m 392.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 317.4 m 392.5 317.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 331.4 m 453.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 317.4 m 453.5 317.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 331.4 m 514.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 317.4 m 514.5 317.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 331.4 m 575.5 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 317.4 m 575.5 317.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 233.39999999999998 m 270.5 233.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 233.39999999999998 m 331.5 233.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 233.39999999999998 m 392.5 233.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 233.39999999999998 m 453.5 233.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 233.39999999999998 m 514.5 233.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 233.39999999999998 m 575.5 233.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 177.39999999999998 m 270.5 177.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 177.39999999999998 m 331.5 177.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 177.39999999999998 m 392.5 177.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 177.39999999999998 m 453.5 177.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 177.39999999999998 m 575.5 177.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 163.39999999999998 m 270.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 177.39999999999998 m 331.5 177.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 163.39999999999998 m 331.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 177.39999999999998 m 392.5 177.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 163.39999999999998 m 392.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 177.39999999999998 m 453.5 177.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 163.39999999999998 m 453.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 177.39999999999998 m 514.5 177.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 163.39999999999998 m 514.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 177.39999999999998 m 575.5 177.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 163.39999999999998 m 575.5 163.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 107.39999999999998 m 270.5 107.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 107.39999999999998 m 331.5 107.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 107.39999999999998 m 392.5 107.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 107.39999999999998 m 453.5 107.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 107.39999999999998 m 575.5 107.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 93.39999999999998 m 270.5 93.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 107.39999999999998 m 331.5 107.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 93.39999999999998 m 331.5 93.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 107.39999999999998 m 392.5 107.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 93.39999999999998 m 392.5 93.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 107.39999999999998 m 453.5 107.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 93.39999999999998 m 453.5 93.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 107.39999999999998 m 514.5 107.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 93.39999999999998 m 514.5 93.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 107.39999999999998 m 575.5 107.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 93.39999999999998 m 575.5 93.39999999999998 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 517.65 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 517.85 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 517.86 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 517.86 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.10 526.85 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.95 517.85 Td (2017 vs. 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.85 526.86 Td (% Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.95 517.86 Td (2016 vs. 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 503.86 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 503.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.25 503.85 Td (18,881) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 503.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 503.86 Td (18,131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 503.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 503.86 Td (17,409) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 503.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 503.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 503.86 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 503.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 489.86 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 489.85 Td (1,381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 489.86 Td (1,628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 489.86 Td (2,106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 489.85 Td (\(15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 489.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 489.86 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 489.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 475.85 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 475.85 Td (otal r) Tj ET Q q 0 0 0 rg BT 63.84 475.85 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 140.66 475.85 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 475.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.25 475.85 Td (20,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 475.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 475.86 Td (19,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 475.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 475.86 Td (19,515) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 475.85 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 475.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 475.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 475.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 461.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 461.86 Td (otal operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 461.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.25 461.85 Td (10,160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 461.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 461.86 Td (10,058) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 461.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 461.86 Td (9,369) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 461.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 461.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 461.86 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 461.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 447.86 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 447.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 447.85 Td (4,796) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 447.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 447.86 Td (3,919) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 447.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 447.86 Td (3,751) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 447.85 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 447.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 447.86 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 447.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 433.86 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.50 433.85 Td (869) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 433.86 Td (653) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 433.86 Td (\(339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 433.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 433.85 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.45 433.86 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 419.86 Td (Provision for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.50 419.85 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.00 419.86 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 419.86 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 419.85 Td (\(33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 419.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 419.86 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 419.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 405.86 Td (Provision for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 405.85 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.50 405.86 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 405.86 Td (39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 405.85 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 405.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 405.86 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 405.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 391.86 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 391.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 391.85 Td (5,702) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 391.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 391.86 Td (4,612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 391.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 391.86 Td (3,459) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 391.85 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 391.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 391.86 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 391.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 377.86 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 377.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 377.85 Td (4,400) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 377.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 377.86 Td (5,089) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 377.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 377.86 Td (6,687) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 377.85 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 377.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 377.86 Td (\(24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 377.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 363.86 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 363.85 Td (2,357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 363.86 Td (1,851) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 363.86 Td (2,499) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 363.85 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 363.86 Td (\(26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 363.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 349.85 Td (Income fr) Tj ET Q q 0 0 0 rg BT 75.65 349.85 Td (om continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 349.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 349.85 Td (2,043) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 349.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 349.86 Td (3,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 349.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 349.86 Td (4,188) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 349.85 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 349.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 349.86 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 349.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 335.86 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 335.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 335.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 335.86 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.50 335.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 335.86 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 335.85 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.45 335.86 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 321.85 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 321.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 321.85 Td (2,044) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 321.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 321.86 Td (3,240) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 321.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 321.86 Td (4,185) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 321.85 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 321.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 321.86 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 321.86 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 307.85 Td (Balance Sheet data ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 113.25 307.85 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 307.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 307.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 293.86 Td (A) Tj ET Q q 0 0 0 rg BT 44.17 293.86 Td (verage assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 293.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.50 293.85 Td (248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 293.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 293.86 Td (228) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 293.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 293.86 Td (208) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 293.85 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 293.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 293.86 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 293.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 279.86 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 279.85 Td (0.82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 279.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.75 279.86 Td (1.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.50 279.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 279.86 Td (2.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 279.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 265.86 Td (Ef) Tj ET Q q 0 0 0 rg BT 46.41 265.86 Td (ficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 265.85 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.50 265.86 Td (51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 265.86 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 251.86 Td (A) Tj ET Q q 0 0 0 rg BT 44.17 251.86 Td (verage deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 251.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 251.85 Td (184.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 251.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 251.86 Td (183.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 251.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 251.86 Td (180.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 251.85 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 251.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 237.86 Td (Net credit losses as a percentage of average loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 237.85 Td (2.58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 237.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.75 237.86 Td (2.29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.50 237.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 237.86 Td (2.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 237.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 223.85 Td (Revenue by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 223.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 223.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 209.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 209.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 209.85 Td (5,257) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 209.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 209.86 Td (5,222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 209.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 209.86 Td (5,312) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 209.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 209.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 209.86 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 209.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 195.86 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 195.85 Td (8,578) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 195.86 Td (8,150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 195.86 Td (7,781) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 195.85 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 195.86 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 181.86 Td (Citi retail services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 181.85 Td (6,427) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 181.86 Td (6,387) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 181.86 Td (6,422) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 181.85 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 181.86 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 181.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 167.85 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 167.85 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 167.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.25 167.85 Td (20,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 167.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 167.86 Td (19,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 167.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 167.86 Td (19,515) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 167.85 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 167.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 167.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 167.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 153.85 Td (Income fr) Tj ET Q q 0 0 0 rg BT 75.65 153.85 Td (om continuing operations by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 153.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 153.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 139.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 139.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.50 139.85 Td (455) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 139.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 139.86 Td (533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 139.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 139.86 Td (616) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 139.85 Td (\(15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 139.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 139.86 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 139.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 125.86 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 125.85 Td (1,019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 125.86 Td (1,441) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 125.86 Td (2,057) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 125.85 Td (\(29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 125.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 125.86 Td (\(30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 125.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 111.86 Td (Citi retail services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.50 111.85 Td (569) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 111.86 Td (1,264) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 111.86 Td (1,515) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 111.85 Td (\(55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 111.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 111.86 Td (\(17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 111.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 97.85 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 97.85 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 97.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 97.85 Td (2,043) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 97.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.25 97.86 Td (3,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 97.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 97.86 Td (4,188) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 97.85 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 97.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 97.86 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 97.86 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 72.30 Td (NM Not meaningful) Tj ET Q endstream endobj 39 0 obj <> endobj 40 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (19) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 749.25 Td ( vs. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.39 749.25 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 92.39 749.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 737.25 Td ( decreased 37% and was impacted by an estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td ($750 million non-cash char) Tj ET Q q 0 0 0 rg BT 145.52 725.25 Td (ge recorded in the tax line due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (the impact of ) Tj ET Q q 0 0 0 rg BT 91.08 713.25 Td (T) Tj ET Q q 0 0 0 rg BT 96.49 713.25 Td (ax Reform \(for additional information, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (Impact of ) Tj ET Q q 0 0 0 rg BT 81.35 701.25 Td (T) Tj ET Q q 0 0 0 rg BT 86.76 701.25 Td (ax Reform above\). Excluding the impact of ) Tj ET Q q 0 0 0 rg BT 267.07 701.25 Td (T) Tj ET Q q 0 0 0 rg BT 272.48 701.25 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (Reform, net income decreased 14% due to higher cost of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (credit and slightly higher expenses, partially of) Tj ET Q q 0 0 0 rg BT 223.82 677.25 Td (fset by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (revenues.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 653.25 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 653.25 Td ( increased 3%, driven by higher revenues across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (all businesses. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.25 Td (Retail banking revenues increased 1%. Excluding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (decline in mortgage revenues \(down of 32%\), retail banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (revenues were up 9%, driven by growth in checking deposits, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (continued growth in loans \(average loans up 3%\) and assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (under management \(up 14%\) and increased commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (banking activity) Tj ET Q q 0 0 0 rg BT 100.06 569.25 Td (, as well as a benefit from higher interest rates. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (The decline in mortgage revenues was driven by lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (origination activity and higher cost of funds, reflecting the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (higher interest rate environment, as well as the impact of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (previously announced sale of a portion of Citi) Tj ET Q q 0 0 0 rg BT 222.35 521.25 Td (s mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (servicing rights. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 497.25 Td (Cards revenues increased 3%. In Citi-branded cards, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (revenues increased 5%, primarily reflecting the acquisition of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (the Costco portfolio \(completed June 17, 2016\), as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (modest growth in interest-earning balances, partially of) Tj ET Q q 0 0 0 rg BT 257.14 461.25 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (the continued run-of) Tj ET Q q 0 0 0 rg BT 117.46 449.25 Td (f of non-core portfolios and the higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (cost to fund growth in transactor and promotional balances, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (given the higher interest rates. ) Tj ET Q q 0 0 0 rg BT 158.74 425.25 Td (A) Tj ET Q q 0 0 0 rg BT 165.22 425.25 Td (verage loans grew 15% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (purchase sales grew 28%. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 141.80 413.25 Td (North ) Tj ET Q q 0 0 0 rg BT 167.46 413.25 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.83 413.25 Td ( expects that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (additional terms in certain partnership contracts that go into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 389.25 Td (fect in 2018 will negatively impact Citi-branded cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (revenues going forward. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 365.25 Td (Citi retail services revenues increased 1%, as continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (loan growth was partially of) Tj ET Q q 0 0 0 rg BT 148.57 353.25 Td (fset by the impact of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (previously disclosed renewal and extension of certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (partnerships within the portfolio, as well as the absence of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (gains on sales of two cards portfolios in 2016. ) Tj ET Q q 0 0 0 rg BT 222.09 317.25 Td (A) Tj ET Q q 0 0 0 rg BT 228.57 317.25 Td (verage loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (grew 4% and purchase sales grew 2%. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 293.25 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 293.25 Td ( increased 1%, driven by the addition of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (Costco portfolio, higher volume-related expenses and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (investments, partially of) Tj ET Q q 0 0 0 rg BT 132.74 269.25 Td (fset by ef) Tj ET Q q 0 0 0 rg BT 169.77 269.25 Td (ficiency savings. ) Tj ET Q q 0 0 0 rg BT 238.92 269.25 Td (Also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (included in expenses is an $80 million provision for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (remediation costs related to a Credit Card ) Tj ET Q q 0 0 0 rg BT 204.56 245.25 Td (Accountability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (Responsibility and Disclosure ) Tj ET Q q 0 0 0 rg BT 157.94 233.25 Td (Act \(CARD ) Tj ET Q q 0 0 0 rg BT 207.94 233.25 Td (Act\) matter \(for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (additional information, see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 150.41 221.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.19 221.25 Td ( below and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (Note 27 to the Consolidated Financial Statements\). ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 197.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 63.63 197.25 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.41 197.25 Td ( increased 24% from the prior year) Tj ET Q q 0 0 0 rg BT 235.39 197.25 Td (, driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (higher net credit losses and a higher net loan loss reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (build.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 161.25 Td (Net credit losses increased 22% to $4.8 billion, lar) Tj ET Q q 0 0 0 rg BT 255.44 161.25 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (driven by higher net credit losses in Citi-branded cards \(up ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (28% to $2.4 billion\) and Citi retail services \(up 19% to $2.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (billion\). ) Tj ET Q q 0 0 0 rg BT 70.26 125.25 Td (The increase in net credit losses primarily reflected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (volume growth and seasoning in both cards portfolios, as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (as the impact of acquiring the Costco portfolio in Citi-branded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (cards. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 77.25 Td (The net loan loss reserve build in 2017 was $873 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (\(compared to a build of $659 million in the prior year\), driven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (by volume growth and seasoning in both cards portfolios, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (well as the increase in net flow rates in later delinquency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (buckets leading to higher inherent credit loss expectations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (primarily in Citi retail services.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (For additional information on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 463.09 713.10 Td (North ) Tj ET Q q 0 0 0 rg BT 488.75 713.10 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.13 713.10 Td () Tj ET Q q 0 0 0 rg BT 547.91 713.10 Td (s retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (banking portfolios, including commercial banking, and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (Citi-branded cards and Citi retail services portfolios, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (Credit RiskConsumer Credit below) Tj ET Q q 0 0 0 rg BT 483.60 677.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.00 653.10 Td ( vs. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.39 653.10 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.39 653.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.26 641.10 Td ( decreased by 23% due to significantly higher cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (of credit and higher expenses, partially of) Tj ET Q q 0 0 0 rg BT 490.15 629.10 Td (fset by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (revenues.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 605.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.75 605.10 Td ( increased 1%, reflecting higher revenues in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (Citi-branded cards, partially of) Tj ET Q q 0 0 0 rg BT 447.11 593.10 Td (fset by lower revenues in retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (banking and Citi retail services. Retail banking revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (decreased 2%. Excluding the previously disclosed $1) Tj ET Q q 0 0 0 rg BT 536.63 569.10 Td (10 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (million gain on sale of branches in ) Tj ET Q q 0 0 0 rg BT 464.62 557.10 Td (T) Tj ET Q q 0 0 0 rg BT 470.03 557.10 Td (exas in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (2015, retail banking revenues were lar) Tj ET Q q 0 0 0 rg BT 477.09 545.10 Td (gely unchanged, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (lower mortgage revenues were of) Tj ET Q q 0 0 0 rg BT 457.65 533.10 Td (fset by continued volume ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (growth, including growth in average loans \(9%\) and average ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (checking deposits \(9%\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 497.10 Td (Cards revenues increased 2%. In Citi-branded cards, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (revenues increased 5%, primarily reflecting the acquisition of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (the Costco portfolio as well as volume growth, partially of) Tj ET Q q 0 0 0 rg BT 557.66 473.10 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (by higher investment-related acquisition and rewards costs and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (the impact of higher promotional balances. Citi retail services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (revenues decreased 1%, as the impact of the renewal and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (extension of several partnerships within the portfolio as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (as the absence of revenues from portfolio exits were partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 401.10 Td (fset by modest growth in average loans. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 389.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.21 389.10 Td ( increased 7%, primarily due to the Costco ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (acquisition, continued investment spending, volume growth, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (higher repositioning char) Tj ET Q q 0 0 0 rg BT 424.35 365.10 Td (ges and regulatory and compliance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (costs, partially of) Tj ET Q q 0 0 0 rg BT 392.97 353.10 Td (fset by ongoing ef) Tj ET Q q 0 0 0 rg BT 465.27 353.10 Td (ficiency savings and lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (legal and related costs. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 329.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 351.63 329.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.41 329.10 Td ( increased 33%, driven by a net loan loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (reserve build, compared to a loan loss reserve release in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (prior year) Tj ET Q q 0 0 0 rg BT 362.75 305.10 Td (, and higher net credit losses. ) Tj ET Q q 0 0 0 rg BT 481.42 305.10 Td (The net loan loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (reserve build mostly reflected reserve builds in the cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (portfolios and was primarily driven by the impact of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (acquisition of the Costco portfolio, as well as volume growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (and seasoning of the portfolios and the absence of nearly $400 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (million of reserve releases in 2015 as credit normalized. ) Tj ET Q q 0 0 0 rg BT 550.41 245.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (reserve build was also due to the estimated impact of proposed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (regulatory guidelines on third-party debt collections. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 209.10 Td (The increase in net credit losses was driven by increases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (in cards and retail banking. In retail banking, net credit losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (grew 37%, primarily due to an increase related to Citi) Tj ET Q q 0 0 0 rg BT 541.71 185.10 Td (s ener) Tj ET Q q 0 0 0 rg BT 565.12 185.10 Td (gy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (and ener) Tj ET Q q 0 0 0 rg BT 357.96 173.10 Td (gy-related exposures within the commercial banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (portfolio, which was lar) Tj ET Q q 0 0 0 rg BT 419.35 161.10 Td (gely of) Tj ET Q q 0 0 0 rg BT 447.22 161.10 Td (fset by releases of previously ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (established loan loss reserves. In Citi-branded cards, net credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (losses increased 1%, driven by volume growth, including the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (impact of Costco beginning in the fourth quarter of 2016, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (seasoning and the impact of the regulatory changes on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (collections. In Citi retail services, net credit losses increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (6%, primarily due to portfolio growth and seasoning and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (impact of the regulatory changes on collections. ) Tj ET Q endstream endobj 41 0 obj <> endobj 42 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (20) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (LA) Tj ET Q q 0 0 0 rg BT 51.78 747.90 Td (TIN ) Tj ET Q q 0 0 0 rg BT 75.46 747.90 Td (AMERICA) Tj ET Q q 0 0 0 rg BT 133.46 747.90 Td ( GCB) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Latin ) Tj ET Q q 0 0 0 rg BT 59.44 727.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.81 727.90 Td ( provides traditional retail banking, including commercial banking, and its Citi-branded card products to retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (customers and small to mid-size businesses in Mexico through Citibanamex, one of Mexico) Tj ET Q q 0 0 0 rg BT 406.21 715.90 Td (s lar) Tj ET Q q 0 0 0 rg BT 422.97 715.90 Td (gest banks. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 703.90 Td (At December 31, 2017, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 150.08 703.90 Td (Latin ) Tj ET Q q 0 0 0 rg BT 173.52 703.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.90 703.90 Td ( had 1,479 retail branches in Mexico, with approximately 27.7million retail banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (customer accounts, $19.9 billion in retail banking loans and $27.1billion in deposits. In addition, the business had approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (5.6million Citi-branded card accounts with $5.4 billion in outstanding loan balances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 667.90 Td (On November 27, 2017, Citi entered into an agreement to sell its Mexico asset management business reported within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 524.44 667.90 Td (Latin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.38 655.90 Td (. For additional information on this sale, see Note 2 to the Consolidated Financial Statements.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 622.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 622.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 622.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 622.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 622.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 622.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 596.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 596.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 596.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 596.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 596.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 596.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 570.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 570.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 570.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 570.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 570.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 570.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 544.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 544.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 544.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 544.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 544.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 544.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 518.40 235.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 518.40 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 518.40 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 518.40 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 518.40 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 518.40 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 482.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 482.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 482.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 482.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 482.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 482.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 456.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 456.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 456.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 456.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 456.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 456.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 430.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 430.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 430.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 430.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 430.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 430.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 404.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 404.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 404.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 404.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 404.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 404.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 378.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 378.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 378.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 378.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 378.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 378.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 352.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 352.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 352.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 352.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 352.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 352.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 326.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 326.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 326.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 326.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 326.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 326.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 300.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 300.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 300.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 300.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 300.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 300.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 274.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 274.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 274.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 274.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 274.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 274.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 248.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 248.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 248.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 248.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 248.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 248.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 222.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 222.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 222.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 222.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 222.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 222.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 196.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 196.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 196.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 196.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 196.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 196.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 170.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 170.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 170.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 170.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 170.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 170.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 144.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 144.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 144.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 144.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 144.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 144.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 118.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 118.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 118.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 118.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 118.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 118.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 92.40 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 92.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 92.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 92.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 92.40 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 92.40 61.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 622.4 m 271.5 622.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 622.4 m 393.5 622.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 622.4 m 454.5 622.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 622.4 m 515.5 622.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 622.4 m 271.5 622.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 622.4 m 332.5 622.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 622.4 m 393.5 622.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 622.4 m 454.5 622.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 622.4 m 576.5 622.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 596.4 m 271.5 596.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 596.4 m 332.5 596.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 596.4 m 393.5 596.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 596.4 m 454.5 596.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 596.4 m 576.5 596.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 583.4 m 271.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 596.4 m 332.5 596.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 583.4 m 332.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 596.4 m 393.5 596.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 583.4 m 393.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 596.4 m 454.5 596.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 583.4 m 454.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 596.4 m 515.5 596.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 583.4 m 515.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 596.4 m 576.5 596.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 583.4 m 576.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 570.4 m 271.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 583.4 m 332.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 570.4 m 332.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 583.4 m 393.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 570.4 m 393.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 583.4 m 454.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 570.4 m 454.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 570.4 m 515.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 583.4 m 576.5 583.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 570.4 m 576.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 518.4 m 271.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 495.4 m 271.5 495.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 518.4 m 332.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 495.4 m 332.5 495.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 518.4 m 393.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 495.4 m 393.5 495.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 518.4 m 454.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 495.4 m 454.5 495.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 518.4 m 515.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 495.4 m 515.5 495.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 518.4 m 576.5 518.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 495.4 m 576.5 495.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 495.4 m 332.5 495.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 495.4 m 393.5 495.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 495.4 m 454.5 495.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 495.4 m 576.5 495.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 469.4 m 271.5 469.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 469.4 m 393.5 469.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 469.4 m 454.5 469.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 469.4 m 576.5 469.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 469.4 m 332.5 469.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 469.4 m 393.5 469.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 469.4 m 454.5 469.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 469.4 m 515.5 469.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 469.4 m 576.5 469.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 443.4 m 271.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 443.4 m 515.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 430.4 m 271.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 443.4 m 332.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 430.4 m 332.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 443.4 m 393.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 430.4 m 393.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 443.4 m 454.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 430.4 m 454.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 430.4 m 515.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 443.4 m 576.5 443.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 430.4 m 576.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 352.4 m 271.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 352.4 m 332.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 352.4 m 393.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 352.4 m 454.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 352.4 m 515.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 352.4 m 576.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 313.4 m 271.5 313.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 300.4 m 271.5 300.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 313.4 m 332.5 313.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 300.4 m 332.5 300.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 313.4 m 393.5 313.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 300.4 m 393.5 300.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 313.4 m 454.5 313.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 300.4 m 454.5 300.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 313.4 m 515.5 313.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 300.4 m 515.5 300.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 313.4 m 576.5 313.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 300.4 m 576.5 300.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 261.4 m 271.5 261.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 248.39999999999998 m 271.5 248.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 261.4 m 332.5 261.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 248.39999999999998 m 332.5 248.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 261.4 m 393.5 261.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 248.39999999999998 m 393.5 248.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 261.4 m 454.5 261.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 248.39999999999998 m 454.5 248.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 261.4 m 515.5 261.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 248.39999999999998 m 515.5 248.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 261.4 m 576.5 261.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 248.39999999999998 m 576.5 248.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 209.39999999999998 m 271.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 196.39999999999998 m 271.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 209.39999999999998 m 332.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 196.39999999999998 m 332.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 209.39999999999998 m 393.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 196.39999999999998 m 393.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 209.39999999999998 m 454.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 196.39999999999998 m 454.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 209.39999999999998 m 515.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 196.39999999999998 m 515.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 209.39999999999998 m 576.5 209.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 196.39999999999998 m 576.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 196.39999999999998 m 332.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 196.39999999999998 m 393.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 196.39999999999998 m 454.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 196.39999999999998 m 576.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 170.39999999999998 m 271.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 157.39999999999998 m 271.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 170.39999999999998 m 332.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 157.39999999999998 m 332.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 170.39999999999998 m 393.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 157.39999999999998 m 393.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 170.39999999999998 m 454.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 157.39999999999998 m 454.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 170.39999999999998 m 515.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 157.39999999999998 m 515.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 170.39999999999998 m 576.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 157.39999999999998 m 576.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 157.39999999999998 m 332.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 157.39999999999998 m 393.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 157.39999999999998 m 454.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 157.39999999999998 m 576.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 131.39999999999998 m 271.5 131.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 118.39999999999998 m 271.5 118.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 131.39999999999998 m 332.5 131.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 118.39999999999998 m 332.5 118.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 131.39999999999998 m 393.5 131.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 118.39999999999998 m 393.5 118.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 131.39999999999998 m 454.5 131.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 118.39999999999998 m 454.5 118.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 131.39999999999998 m 515.5 131.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 118.39999999999998 m 515.5 118.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 131.39999999999998 m 576.5 131.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 118.39999999999998 m 576.5 118.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 118.39999999999998 m 332.5 118.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 118.39999999999998 m 393.5 118.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 118.39999999999998 m 454.5 118.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 118.39999999999998 m 576.5 118.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 92.39999999999998 m 271.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 92.39999999999998 m 332.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 92.39999999999998 m 393.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 92.39999999999998 m 454.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 92.39999999999998 m 576.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 79.39999999999998 m 271.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 92.39999999999998 m 332.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 79.39999999999998 m 332.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 92.39999999999998 m 393.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 79.39999999999998 m 393.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 92.39999999999998 m 454.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 79.39999999999998 m 454.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 92.39999999999998 m 515.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 79.39999999999998 m 515.5 79.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 92.39999999999998 m 576.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 79.39999999999998 m 576.5 79.39999999999998 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 626.65 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.50 626.85 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.50 626.86 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.50 626.86 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.10 635.85 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.95 626.85 Td (2017 vs. 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.85 635.86 Td (% Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.95 626.86 Td (2016 vs. 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 613.66 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 613.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 613.80 Td (3,638) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 613.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 613.66 Td (3,431) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 613.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 613.66 Td (3,849) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 613.80 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 613.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 613.66 Td (\(1) Tj ET Q q 0 0 0 rg BT 561.00 613.66 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 613.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 600.66 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 600.80 Td (1,514) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 600.66 Td (1,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 600.66 Td (1,873) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 600.80 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 600.66 Td (\(20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 600.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 587.80 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 587.80 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.84 587.80 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.66 587.80 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 587.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 587.80 Td (5,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 587.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 587.66 Td (4,922) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 587.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 587.66 Td (5,722) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 587.80 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 587.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 587.66 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 587.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 574.66 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 574.66 Td (otal operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 574.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 574.80 Td (2,920) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 574.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 574.66 Td (2,838) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 574.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 574.66 Td (3,251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 574.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 574.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 574.66 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 574.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 561.66 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 561.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 561.80 Td (1,1) Tj ET Q q 0 0 0 rg BT 314.00 561.80 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 561.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 561.66 Td (1,040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 561.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 561.66 Td (1,280) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 561.80 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 561.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 561.66 Td (\(19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 561.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 548.66 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 548.80 Td (125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 548.66 Td (83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 548.66 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 548.80 Td (51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.45 548.66 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 535.66 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 535.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 535.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 535.66 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 535.66 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 535.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 535.80 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.45 535.66 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 522.66 Td (Provision for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 522.80 Td (83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 522.66 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 522.66 Td (69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 522.80 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 522.66 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 508.86 Td (Provisions for credit losses and for benefits and claims \(LLR &) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 499.86 Td (PBC\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 499.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 499.85 Td (1,324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 499.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 499.86 Td (1,196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 499.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 499.86 Td (1,380) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 499.85 Td (1) Tj ET Q q 0 0 0 rg BT 498.50 499.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 499.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 499.86 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 499.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 486.66 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 486.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 486.80 Td (908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 486.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 486.66 Td (888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 486.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 486.66 Td (1,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 486.80 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 486.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 486.66 Td (\(19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 486.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 473.66 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 473.80 Td (318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 473.66 Td (255) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 473.66 Td (265) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 473.80 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 473.66 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 473.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 460.80 Td (Income fr) Tj ET Q q 0 0 0 rg BT 76.65 460.80 Td (om continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 460.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 460.80 Td (590) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 460.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 460.66 Td (633) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 460.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 460.66 Td (826) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 460.80 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 460.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 460.66 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 460.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 447.66 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 447.80 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 447.66 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 447.66 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 447.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 447.66 Td (67) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 434.80 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 434.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 434.80 Td (585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 434.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 434.66 Td (628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 434.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 434.66 Td (823) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 434.80 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 434.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 434.66 Td (\(24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 434.66 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 421.80 Td (Balance Sheet data) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 112.00 421.80 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 114.00 421.80 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 421.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 421.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 408.66 Td (A) Tj ET Q q 0 0 0 rg BT 45.17 408.66 Td (verage assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 408.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 408.80 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 408.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 408.66 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 408.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 408.66 Td (53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 408.80 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 408.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 408.66 Td (\(8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 408.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 395.66 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 395.80 Td (1.30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 395.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 395.66 Td (1.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 395.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 395.66 Td (1.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 395.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 382.66 Td (Ef) Tj ET Q q 0 0 0 rg BT 47.41 382.66 Td (ficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 382.80 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 382.66 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 382.66 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 369.66 Td (A) Tj ET Q q 0 0 0 rg BT 45.17 369.66 Td (verage deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 369.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 369.80 Td (27.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 369.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 369.66 Td (25.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 369.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 369.66 Td (26.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 369.80 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 369.66 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 369.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 356.66 Td (Net credit losses as a percentage of average loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 356.80 Td (4.42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 356.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 356.66 Td (4.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 356.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 356.66 Td (4.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 356.66 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 343.80 Td (Revenue by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 330.66 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 330.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 330.80 Td (3,690) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 330.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 330.66 Td (3,447) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 330.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 330.66 Td (3,933) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 330.80 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 330.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 330.66 Td (\(12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 330.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 317.66 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 317.80 Td (1,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 317.66 Td (1,475) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 317.66 Td (1,789) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 317.80 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 317.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 317.66 Td (\(18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 317.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 304.80 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 304.80 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 304.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 304.80 Td (5,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 304.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 304.66 Td (4,922) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 304.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 304.66 Td (5,722) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 304.80 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 304.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 304.66 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 304.66 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 291.80 Td (Income fr) Tj ET Q q 0 0 0 rg BT 76.65 291.80 Td (om continuing operations by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 291.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 291.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 278.66 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 278.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 278.80 Td (410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 278.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 278.66 Td (355) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 278.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 278.66 Td (520) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 278.80 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 278.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 278.66 Td (\(32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 278.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 265.66 Td (Citi-branded cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 265.80 Td (180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 265.66 Td (278) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 265.66 Td (306) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 265.80 Td (\(35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 265.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 265.66 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 265.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 252.80 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 252.80 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 252.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 252.80 Td (590) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 252.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 252.66 Td (633) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 252.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 252.66 Td (826) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 252.80 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 252.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 252.66 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 252.66 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 239.80 Td (FX translation impact) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 239.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 239.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 226.66 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 226.66 Td (otal revenuesas reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 226.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 226.80 Td (5,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 226.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 226.66 Td (4,922) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 226.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 226.66 Td (5,722) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 226.80 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 226.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 226.66 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 226.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 213.66 Td (Impact of FX translation) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.73 217.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 213.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 213.66 Td (\(45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 213.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 213.66 Td (\(906) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 213.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 200.66 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 200.66 Td (otal revenuesex-FX) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.59 204.74 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 200.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 200.80 Td (5,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 200.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 200.66 Td (4,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 200.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 200.66 Td (4,816) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 200.80 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 200.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 200.66 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 200.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 187.66 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 187.66 Td (otal operating expensesas reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 187.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 187.80 Td (2,920) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 187.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 187.66 Td (2,838) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 187.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 187.66 Td (3,251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 187.80 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 187.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 187.66 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 187.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 174.66 Td (Impact of FX translation) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.73 178.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 174.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 174.66 Td (\(21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 174.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 174.66 Td (\(376) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 174.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 161.66 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 161.66 Td (otal operating expensesex-FX) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 160.34 165.74 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 161.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 161.80 Td (2,920) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 161.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 161.66 Td (2,817) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 161.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 161.66 Td (2,875) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 161.80 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 161.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 161.66 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 161.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 148.66 Td (Provisions for LLR & PBCas reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 148.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 148.80 Td (1,324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 148.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 148.66 Td (1,196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 148.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 148.66 Td (1,380) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 148.80 Td (1) Tj ET Q q 0 0 0 rg BT 498.50 148.80 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 148.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 148.66 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 148.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 135.66 Td (Impact of FX translation) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.73 139.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 135.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 135.66 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 135.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 135.66 Td (\(21) Tj ET Q q 0 0 0 rg BT 442.00 135.66 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 135.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 122.66 Td (Provisions for LLR & PBCex-FX) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 169.51 126.74 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 122.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 122.80 Td (1,324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 122.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 122.66 Td (1,186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 122.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 122.66 Td (1,169) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 122.80 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 122.80 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 122.66 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 122.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 109.66 Td (Net incomeas reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 109.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 109.80 Td (585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 109.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 109.66 Td (628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 109.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 109.66 Td (823) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 109.80 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 109.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 109.66 Td (\(24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 109.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 96.66 Td (Impact of FX translation) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.73 100.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 96.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 96.66 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 96.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 96.66 Td (\(244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 96.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 83.66 Td (Net incomeex-FX) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 112.73 87.74 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 83.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 83.80 Td (585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 83.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 83.66 Td (618) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 83.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 83.66 Td (579) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 83.80 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 83.80 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 83.66 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 83.66 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 62.30 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 62.30 Td (Reflects the impact of FX translation into U.S. dollars at the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.41 62.30 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 264.41 62.30 Td ( average exchange rates for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 52.70 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 52.70 Td (Presentation of this metric excluding FX translation is a non-GAAP) Tj ET Q q 0 0 0 rg BT 270.78 52.70 Td ( financial measure.) Tj ET Q endstream endobj 43 0 obj <> endobj 44 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (21) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (NM Not meaningful) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 726.50 Td (The discussion of the r) Tj ET Q q 0 0 0 rg BT 126.19 726.50 Td (esults of operations for Latin ) Tj ET Q q 0 0 0 rg BT 244.63 726.50 Td (America GCB below excludes the impact of FX translation for all periods ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 714.50 Td (pr) Tj ET Q q 0 0 0 rg BT 44.52 714.50 Td (esented. Pr) Tj ET Q q 0 0 0 rg BT 89.13 714.50 Td (esentations of the r) Tj ET Q q 0 0 0 rg BT 165.15 714.50 Td (esults of operations, excluding the impact of FX translation, ar) Tj ET Q q 0 0 0 rg BT 416.70 714.50 Td (e non-GAAP) Tj ET Q q 0 0 0 rg BT 467.33 714.50 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 536.96 714.50 Td (es. For a ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 702.50 Td (r) Tj ET Q q 0 0 0 rg BT 39.52 702.50 Td (econciliation of certain of these metrics to the r) Tj ET Q q 0 0 0 rg BT 229.11 702.50 Td (eported r) Tj ET Q q 0 0 0 rg BT 265.68 702.50 Td (esults, see the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 678.50 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 678.50 Td ( vs. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.39 678.50 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 92.39 678.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 666.50 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 666.50 Td ( decreased 5%, primarily driven by higher credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 654.50 Td (costs and expenses, partially of) Tj ET Q q 0 0 0 rg BT 160.51 654.50 Td (fset by higher revenues.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 642.50 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 642.50 Td ( increased 6%, driven by higher revenues in) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 630.50 Td (retail banking.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 618.50 Td (Retail banking revenues increased 8%, reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 606.50 Td (continued growth in volumes, including an increase in average ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 594.50 Td (deposits \(8%\), average loans \(6%\), reflecting growth across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 582.50 Td (most portfolios, an increase in assets under management \(6%\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 570.50 Td (as well as improved deposit spreads, driven by higher interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 558.50 Td (rates. Cards revenues were lar) Tj ET Q q 0 0 0 rg BT 156.04 558.50 Td (gely unchanged, as continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 546.50 Td (improvement in full-rate revolving loans in the second half of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 534.50 Td (2017 was of) Tj ET Q q 0 0 0 rg BT 84.70 534.50 Td (fset by a higher cost to fund non-revolving loans. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 522.50 Td (Purchase sales grew 8% and average card loans grew 5%. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 510.50 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 510.50 Td ( increased 4%, as ongoing investment spending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 498.50 Td (and business growth were partially of) Tj ET Q q 0 0 0 rg BT 186.06 498.50 Td (fset by ef) Tj ET Q q 0 0 0 rg BT 223.08 498.50 Td (ficiency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 486.50 Td (savings. Citi continues to execute on its investment plans for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 474.50 Td (Citibanamex \(totaling more than $1 billion through 2020\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 462.50 Td (including initiatives to modernize the branch network, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 450.50 Td (enhance digital capabilities and upgrade core operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 438.50 Td (platforms. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 426.50 Td (Pr) Tj ET Q q 0 0 0 rg BT 59.63 426.50 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.41 426.50 Td ( increased 12%, primarily driven by higher net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 414.50 Td (credit losses \(8%\) and a $42 million increase in the net loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 402.50 Td (loss reserve build, lar) Tj ET Q q 0 0 0 rg BT 121.35 402.50 Td (gely reflecting volume growth and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 390.50 Td (seasoning. ) Tj ET Q q 0 0 0 rg BT 80.26 390.50 Td (The increase in the loan loss reserve build was also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 378.50 Td (driven by a Mexico earthquake-related loan loss reserve build ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 366.50 Td (in the third quarter of 2017 \(approximately $25 million\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 354.50 Td (For additional information on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 171.09 354.50 Td (Latin) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.21 354.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 194.71 354.50 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.09 354.50 Td () Tj ET Q q 0 0 0 rg BT 253.87 354.50 Td (s retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 342.50 Td (banking portfolios, including commercial banking, and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 330.50 Td (Citi-branded cards portfolio, see Credit RiskConsumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 318.50 Td (Credit below) Tj ET Q q 0 0 0 rg BT 91.72 318.50 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 306.50 Td (For additional information on potential macroeconomic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 294.50 Td (and geopolitical challenges and other risks facing ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 236.21 294.50 Td (Latin) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 282.50 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.38 282.50 Td (, see Risk FactorsStrategic Risks below) Tj ET Q q 0 0 0 rg BT 268.36 282.50 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 678.50 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.00 678.50 Td ( vs. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.39 678.50 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.39 678.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 666.50 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.26 666.50 Td ( increased 7%, driven by higher revenues and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 654.50 Td (lower expenses, partially of) Tj ET Q q 0 0 0 rg BT 434.34 654.50 Td (fset by higher credit costs.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 642.50 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.75 642.50 Td ( increased 1%, driven by overall volume growth, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 630.50 Td (lar) Tj ET Q q 0 0 0 rg BT 334.37 630.50 Td (gely of) Tj ET Q q 0 0 0 rg BT 362.23 630.50 Td (fset by the absence of a $160 million gain on sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 618.50 Td (related to the sale of the merchant acquiring business in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 606.50 Td (Mexico in 2015. Excluding this gain, revenues increased 5%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 594.50 Td (primarily due to higher revenues in retail banking, partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 582.50 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 582.50 Td (fset by lower revenues in cards. Retail banking revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 570.50 Td (increased 3%. Excluding the gain on sale related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 558.50 Td (merchant acquiring business, revenues increased 9%, driven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 546.50 Td (by volume growth. Cards revenues decreased 4%, driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 534.50 Td (the impact of higher payment rates, partially of) Tj ET Q q 0 0 0 rg BT 512.09 534.50 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 522.50 Td (increased purchase sales. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 510.50 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.21 510.50 Td ( decreased 2%, as lower legal and related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 498.50 Td (expenses, the impact of business divestitures and ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 486.50 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 486.50 Td (ficiency savings were partially of) Tj ET Q q 0 0 0 rg BT 464.69 486.50 Td (fset by higher repositioning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 474.50 Td (char) Tj ET Q q 0 0 0 rg BT 341.03 474.50 Td (ges and ongoing investment spending. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 462.50 Td (Pr) Tj ET Q q 0 0 0 rg BT 351.63 462.50 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.41 462.50 Td ( increased 1%, driven by a higher net loan loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 450.50 Td (reserve build, partially of) Tj ET Q q 0 0 0 rg BT 424.89 450.50 Td (fset by lower net credit losses. ) Tj ET Q q 0 0 0 rg BT 548.29 450.50 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 438.50 Td (net loan loss reserve build increased $56 million, lar) Tj ET Q q 0 0 0 rg BT 532.93 438.50 Td (gely due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 426.50 Td (to volume growth. Net credit losses decreased 5%, lar) Tj ET Q q 0 0 0 rg BT 539.31 426.50 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 414.50 Td (reflecting continued lower net credit losses in the cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 402.50 Td (portfolio, partially of) Tj ET Q q 0 0 0 rg BT 407.96 402.50 Td (fset by higher net credit losses in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 390.50 Td (personal loan portfolio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 378.50 Td ( ) Tj ET Q endstream endobj 45 0 obj <> endobj 46 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (22) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (ASIA) Tj ET Q q 0 0 0 rg BT 64.01 747.90 Td ( GCB) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.28 727.90 Td ( provides traditional retail banking, including commercial banking, and its Citi-branded card products to retail customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (and small to mid-size businesses, as applicable. ) Tj ET Q q 0 0 0 rg BT 227.90 715.90 Td (As of December 31, 2017, Citi) Tj ET Q q 0 0 0 rg BT 353.71 715.90 Td (s most significant revenues in the region were from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (Singapore, Hong Kong, Korea, ) Tj ET Q q 0 0 0 rg BT 162.37 703.90 Td (Australia, India, ) Tj ET Q q 0 0 0 rg BT 229.39 703.90 Td (T) Tj ET Q q 0 0 0 rg BT 234.80 703.90 Td (aiwan, Indonesia, Philippines, ) Tj ET Q q 0 0 0 rg BT 357.38 703.90 Td (Thailand and Malaysia. Included within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 519.55 703.90 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.83 703.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (traditional retail banking and Citi-branded card products are also provided to retail customers in certain ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 451.69 691.90 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.35 691.90 Td ( countries, primarily in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (Poland, Russia and the United ) Tj ET Q q 0 0 0 rg BT 158.77 679.90 Td (Arab Emirates. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 667.90 Td (At December 31, 2017, on a combined basis, the businesses had 278 retail branches, approximately 16.0million retail banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (customer accounts, $70.0billion in retail banking loans and $97.7 billion in deposits. In addition, the businesses had approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (16.4million Citi-branded card accounts with $19.8 billion in outstanding loan balances. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 598.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 598.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 598.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 598.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 598.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 598.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 570.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 570.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 570.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 570.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 570.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 570.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 542.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 542.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 542.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 542.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 542.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 542.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 514.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 514.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 514.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 514.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 514.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 514.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 486.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 486.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 486.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 486.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 486.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 486.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 458.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 458.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 458.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 458.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 458.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 458.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 430.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 430.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 430.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 430.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 430.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 430.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 402.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 402.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 402.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 402.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 402.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 402.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 374.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 374.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 374.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 374.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 374.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 374.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 346.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 346.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 346.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 346.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 346.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 346.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 318.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 318.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 318.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 318.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 318.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 318.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 290.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 290.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 290.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 290.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 290.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 290.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 262.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 262.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 262.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 262.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 262.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 262.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 234.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 234.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 234.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 234.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 234.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 234.40 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 598.4 m 271.5 598.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 598.4 m 515.5 598.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 598.4 m 332.5 598.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 598.4 m 393.5 598.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 598.4 m 454.5 598.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 598.4 m 576.5 598.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 570.4 m 271.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 570.4 m 332.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 570.4 m 393.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 570.4 m 454.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 570.4 m 576.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 556.4 m 271.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 570.4 m 332.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 556.4 m 332.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 570.4 m 393.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 556.4 m 393.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 570.4 m 454.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 556.4 m 454.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 570.4 m 515.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 570.4 m 576.5 570.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 556.4 m 576.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 542.4 m 271.5 542.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 556.4 m 332.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 542.4 m 332.5 542.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 556.4 m 393.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 542.4 m 393.5 542.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 556.4 m 454.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 542.4 m 454.5 542.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 556.4 m 515.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 542.4 m 515.5 542.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 556.4 m 576.5 556.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 542.4 m 576.5 542.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 500.4 m 271.5 500.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 486.4 m 271.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 500.4 m 332.5 500.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 486.4 m 332.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 500.4 m 393.5 500.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 486.4 m 393.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 500.4 m 454.5 500.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 486.4 m 454.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 500.4 m 515.5 500.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 486.4 m 515.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 500.4 m 576.5 500.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 486.4 m 576.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 486.4 m 332.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 486.4 m 393.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 486.4 m 454.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 486.4 m 576.5 486.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 458.4 m 271.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 458.4 m 332.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 458.4 m 393.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 458.4 m 454.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 458.4 m 515.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 458.4 m 576.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 458.4 m 332.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 458.4 m 393.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 458.4 m 454.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 458.4 m 576.5 458.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 430.4 m 271.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 416.4 m 271.5 416.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 430.4 m 332.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 416.4 m 332.5 416.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 430.4 m 393.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 416.4 m 393.5 416.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 430.4 m 454.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 416.4 m 454.5 416.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 430.4 m 515.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 416.4 m 515.5 416.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 430.4 m 576.5 430.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 416.4 m 576.5 416.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 332.4 m 271.5 332.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 332.4 m 332.5 332.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 332.4 m 393.5 332.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 332.4 m 454.5 332.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 332.4 m 515.5 332.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 332.4 m 576.5 332.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 290.4 m 271.5 290.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 276.4 m 271.5 276.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 290.4 m 332.5 290.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 276.4 m 332.5 276.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 290.4 m 393.5 290.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 276.4 m 393.5 276.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 290.4 m 454.5 290.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 276.4 m 454.5 276.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 290.4 m 515.5 290.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 276.4 m 515.5 276.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 290.4 m 576.5 290.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 276.4 m 576.5 276.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 234.39999999999998 m 271.5 234.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 220.39999999999998 m 271.5 220.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 234.39999999999998 m 332.5 234.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 234.39999999999998 m 393.5 234.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 220.39999999999998 m 393.5 220.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 234.39999999999998 m 454.5 234.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 220.39999999999998 m 454.5 220.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 234.39999999999998 m 515.5 234.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 220.39999999999998 m 515.5 220.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 234.39999999999998 m 576.5 234.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 220.39999999999998 m 576.5 220.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 220.39999999999998 m 332.5 220.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 220.39999999999998 m 393.5 220.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 220.39999999999998 m 454.5 220.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 220.39999999999998 m 576.5 220.39999999999998 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 602.65 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 192.76 606.27 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.50 602.85 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.50 602.86 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.50 602.86 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.10 611.85 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.95 602.85 Td (2017 vs. 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.85 611.86 Td (% Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.95 602.86 Td (2016 vs. 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 588.86 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 588.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 588.85 Td (4,668) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 588.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 588.86 Td (4,463) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 588.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 588.86 Td (4,494) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 588.85 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 588.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 588.86 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 588.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 574.86 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 574.85 Td (2,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 574.86 Td (2,375) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 574.86 Td (2,520) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 574.85 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 574.86 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 574.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 560.85 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 560.85 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.84 560.85 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.66 560.85 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 560.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 560.85 Td (7,283) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 560.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 560.86 Td (6,838) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 560.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 560.86 Td (7,014) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 560.85 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 560.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 560.86 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 560.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 546.86 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 546.86 Td (otal operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 546.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 546.85 Td (4,763) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 546.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 546.86 Td (4,587) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 546.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 546.86 Td (4,579) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 546.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 546.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 546.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 546.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 532.86 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 532.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 532.85 Td (649) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 532.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 532.86 Td (651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 532.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 532.86 Td (721) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 532.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 532.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 532.86 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 532.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 518.86 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 518.85 Td (\(29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 518.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 518.86 Td (\(28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 518.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 518.86 Td (\(89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 518.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 518.85 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 518.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 518.86 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 504.86 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 504.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 504.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 504.86 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 504.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 504.86 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 504.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 504.85 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 504.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 504.86 Td (\(100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 504.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 490.86 Td (Provisions for credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 490.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 490.85 Td (615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 490.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 490.86 Td (619) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 490.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 490.86 Td (630) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 490.85 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 490.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 490.86 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 490.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 476.86 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 476.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 476.85 Td (1,905) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 476.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 476.86 Td (1,632) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 476.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 476.86 Td (1,805) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 476.85 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 476.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 476.86 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 476.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 462.86 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 462.85 Td (645) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 462.86 Td (549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 462.86 Td (605) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 462.85 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 462.86 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 462.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 448.85 Td (Income fr) Tj ET Q q 0 0 0 rg BT 76.65 448.85 Td (om continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 448.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 448.85 Td (1,260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 448.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 448.86 Td (1,083) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 448.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 448.86 Td (1,200) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 448.85 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 448.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 448.86 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 448.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 434.86 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 434.85 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 434.86 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 434.86 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 434.85 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 434.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 420.85 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 420.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 420.85 Td (1,255) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 420.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 420.86 Td (1,079) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 420.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 420.86 Td (1,196) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 420.85 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 420.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 420.86 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 420.86 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 406.85 Td (Balance Sheet data ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 114.25 406.85 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 406.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 406.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 392.86 Td (A) Tj ET Q q 0 0 0 rg BT 45.17 392.86 Td (verage assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 392.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 392.85 Td (125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 392.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 392.86 Td (1) Tj ET Q q 0 0 0 rg BT 376.50 392.86 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 392.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 392.86 Td (1) Tj ET Q q 0 0 0 rg BT 437.50 392.86 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 392.85 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 392.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 392.86 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 392.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 378.86 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 378.85 Td (1.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 378.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 378.86 Td (0.91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 378.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 378.86 Td (1.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 378.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 364.86 Td (Ef) Tj ET Q q 0 0 0 rg BT 47.41 364.86 Td (ficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 364.85 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 364.86 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 364.86 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 350.86 Td (A) Tj ET Q q 0 0 0 rg BT 45.17 350.86 Td (verage deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 350.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 350.85 Td (94.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 350.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 350.86 Td (89.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 350.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 350.86 Td (87.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 350.85 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 350.86 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 336.86 Td (Net credit losses as a percentage of average loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 336.85 Td (0.76) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 336.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 336.86 Td (0.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 336.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 336.86 Td (0.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 336.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 322.85 Td (Revenue by business) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 308.86 Td (Retail banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 308.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 308.85 Td (4,431) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 308.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 308.86 Td (4,247) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 308.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 308.86 Td (4,409) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 308.85 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 308.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 308.86 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 308.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 294.86 Td (Citi-branded cards) Tj ET Q BT /F2 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ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 702.96 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 702.96 Td (otal revenuesex-FX) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.59 707.04 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 702.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 702.95 Td (7,283) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 702.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 702.96 Td (6,949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 702.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 702.96 Td (6,996) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 702.95 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 702.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 702.96 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 702.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 688.96 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 688.96 Td (otal operating expensesas reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 688.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 688.95 Td (4,763) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 688.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 688.96 Td (4,587) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 688.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 688.96 Td (4,579) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 688.95 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 688.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 688.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 688.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 674.96 Td (Impact of FX translation) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 145.73 679.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 674.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 674.96 Td (75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 674.96 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 674.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 660.96 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 660.96 Td (otal operating expensesex-FX) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 160.34 665.04 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 660.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 660.95 Td (4,763) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 660.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 660.96 Td (4,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 660.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 660.96 Td (4,554) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 660.95 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 660.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 660.96 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 660.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 646.96 Td (Provisions for credit lossesas reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 646.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 646.95 Td (615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 646.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 646.96 Td (619) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 646.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 646.96 Td (630) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 646.95 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 646.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 646.96 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 646.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 632.96 Td (Impact of FX translation) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 145.73 637.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 632.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 632.96 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 632.96 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 632.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 618.96 Td (Provisions for credit lossesex-FX) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 168.24 623.04 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 618.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 618.95 Td (615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 618.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 618.96 Td (628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 618.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 618.96 Td (627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 618.95 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 618.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 618.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 618.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 604.96 Td (Net incomeas reported) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 604.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 604.95 Td (1,255) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 604.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 604.96 Td (1,079) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 604.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 604.96 Td (1,196) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 604.95 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 604.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 604.96 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 604.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 590.96 Td (Impact of FX translation) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 145.73 595.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 590.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 590.96 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 590.96 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 576.96 Td (Net incomeex-FX) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 112.73 581.04 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 576.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 576.95 Td (1,255) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 576.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 576.96 Td (1,096) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 576.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 576.96 Td (1,204) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 576.95 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 576.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 576.96 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 576.96 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 553.80 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 553.80 Td (Asia GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 86.22 553.80 Td ( includes the results of operations of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 204.20 553.80 Td (GCB ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.20 553.80 Td (activities in certain ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.06 553.80 Td (EMEA) Tj ET Q q 0 0 0 rg BT 306.24 553.80 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 308.24 553.80 Td (countries for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 544.20 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 544.20 Td (Reflects the impact of FX translation into U.S. dollars at the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.41 544.20 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 264.41 544.20 Td ( average exchange rates for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 534.60 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 534.60 Td (Presentation of this metric excluding FX translation is a non-GAAP) Tj ET Q q 0 0 0 rg BT 270.78 534.60 Td ( financial measure.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 501.00 Td (The discussion of the r) Tj ET Q q 0 0 0 rg BT 126.19 501.00 Td (esults of operations for ) Tj ET Q q 0 0 0 rg BT 221.01 501.00 Td (Asia GCB below excludes the impact of FX translation for all periods pr) Tj ET Q q 0 0 0 rg BT 511.17 501.00 Td (esented. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 489.00 Td (Pr) Tj ET Q q 0 0 0 rg BT 45.63 489.00 Td (esentations of the r) Tj ET Q q 0 0 0 rg BT 121.64 489.00 Td (esults of operations, excluding the impact of FX translation, ar) Tj ET Q q 0 0 0 rg BT 373.19 489.00 Td (e non-GAAP) Tj ET Q q 0 0 0 rg BT 423.83 489.00 Td ( financial measur) Tj ET Q q 0 0 0 rg BT 493.45 489.00 Td (es. For a ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 477.00 Td (r) Tj ET Q q 0 0 0 rg BT 39.52 477.00 Td (econciliation of certain of these metrics to the r) Tj ET Q q 0 0 0 rg BT 229.11 477.00 Td (eported r) Tj ET Q q 0 0 0 rg BT 265.68 477.00 Td (esults, see the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 453.00 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 453.00 Td ( vs. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.39 453.00 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 92.39 453.00 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 441.00 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 441.00 Td ( increased 15%, reflecting higher revenues and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 429.00 Td (lower cost of credit, partially of) Tj ET Q q 0 0 0 rg BT 162.44 429.00 Td (fset by higher expenses.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 417.00 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 417.00 Td ( increased 5%, driven by improvement in cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 405.00 Td (and wealth management revenues, partially of) Tj ET Q q 0 0 0 rg BT 220.19 405.00 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 393.00 Td (continued lower retail lending revenues.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 381.00 Td (Retail banking revenues increased 3%, primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 369.00 Td (the continued improvement in wealth management revenues, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 357.00 Td (partially of) Tj ET Q q 0 0 0 rg BT 79.97 357.00 Td (fset by the repositioning of the retail loan portfolio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 345.00 Td (W) Tj ET Q q 0 0 0 rg BT 44.64 345.00 Td (ealth management revenues increased due to improvement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 333.00 Td (in investor sentiment, stronger equity markets and increases in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 321.00 Td (assets under management \(18%\) and investment sales \(38%\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 309.00 Td (A) Tj ET Q q 0 0 0 rg BT 42.48 309.00 Td (verage deposits increased 5%. ) Tj ET Q q 0 0 0 rg BT 165.31 309.00 Td (The increase in revenues was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.00 Td (partially of) Tj ET Q q 0 0 0 rg BT 79.97 297.00 Td (fset by the lower retail lending revenues \(down ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 285.00 Td (4%\), reflecting continued lower average loans \(1%\) due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 273.00 Td (continued optimization of this portfolio away from lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 261.00 Td (yielding mortgage loans to focus on growing higher) Tj ET Q q 0 0 0 rg BT 243.26 261.00 Td (-return ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 249.00 Td (personal loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 237.00 Td (Cards revenues increased 8%, reflecting 5% growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 225.00 Td (average loans and 7% growth in purchase sales, both of which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 213.00 Td (benefited from the previously disclosed portfolio acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 201.00 Td (in ) Tj ET Q q 0 0 0 rg BT 45.73 201.00 Td (Australia in 2017, as well as modest gains in 2017 related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 189.00 Td (sales of merchant acquiring businesses in certain countries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 177.00 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.50 177.00 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.71 177.00 Td ( increased 2%, resulting from volume growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 165.00 Td (and ongoing investment spending, partially of) Tj ET Q q 0 0 0 rg BT 219.68 165.00 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 153.00 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 153.00 Td (ficiency savings.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 141.00 Td (Pr) Tj ET Q q 0 0 0 rg BT 63.63 141.00 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.41 141.00 Td ( decreased 2%, primarily driven by a decrease ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 129.00 Td (in net credit losses. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 117.00 Td (For additional information on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 175.09 117.00 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.87 117.00 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 195.37 117.00 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.37 117.00 Td () Tj ET Q q 0 0 0 rg BT 218.15 117.00 Td (s retail banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 105.00 Td (portfolios, including commercial banking, and its Citi-branded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 93.00 Td (cards portfolio, see Credit RiskConsumer Credit below) Tj ET Q q 0 0 0 rg BT 274.47 93.00 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 453.00 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.00 453.00 Td ( vs. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.39 453.00 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.39 453.00 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 441.00 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.26 441.00 Td ( decreased 9%, reflecting lower revenues and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 429.00 Td (higher expenses.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 417.00 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.75 417.00 Td ( decreased 1%, reflecting lower retail banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 405.00 Td (revenues, partially of) Tj ET Q q 0 0 0 rg BT 408.51 405.00 Td (fset by higher cards revenues. Retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 393.00 Td (banking revenues decreased 2%, mainly due to a 5% decrease ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 381.00 Td (in wealth management revenues due to lower client activity) Tj ET Q q 0 0 0 rg BT 561.60 381.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 369.00 Td (modestly lower investment assets under management and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 357.00 Td (decline in average loans. ) Tj ET Q q 0 0 0 rg BT 425.16 357.00 Td (The decline in revenues was partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 345.00 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 345.00 Td (fset by growth in deposit volumes and higher insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 333.00 Td (revenues. Cards revenues increased 1%, driven by continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 321.00 Td (improvement in yields, modestly abating regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 309.00 Td (headwinds and modest volume growth due to continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 297.00 Td (stabilizing payment rates.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 285.00 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.21 285.00 Td ( increased 2%, primarily due to higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 273.00 Td (repositioning costs, higher regulatory and compliance costs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 261.00 Td (and increased investment spending, partially of) Tj ET Q q 0 0 0 rg BT 512.65 261.00 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 249.00 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 249.00 Td (ficiency savings.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 237.00 Td (Pr) Tj ET Q q 0 0 0 rg BT 351.63 237.00 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.41 237.00 Td ( were lar) Tj ET Q q 0 0 0 rg BT 419.20 237.00 Td (gely unchanged as lower net loan loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 225.00 Td (reserve releases were of) Tj ET Q q 0 0 0 rg BT 419.59 225.00 Td (fset by lower net credit losses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 213.00 Td (primarily in the commercial portfolio.) Tj ET Q endstream endobj 49 0 obj <> endobj 50 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (24) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (INSTITUTIONAL) Tj ET Q q 0 0 0 rg BT 132.04 747.90 Td ( CLIENTS GROUP) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 128.97 727.90 Td (oup \(ICG\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.35 727.90 Td ( includes ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 208.68 727.90 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 727.90 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 261.44 727.90 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.24 727.90 Td ( \(for additional information on these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (businesses, see Citigroup Segments above\). ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 221.80 715.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.02 715.90 Td ( provides corporate, institutional, public sector and high-net-worth clients around ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (the world with a full range of wholesale banking products and services, including fixed income and equity sales and trading, foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (services, private banking, cash management, trade finance and securities services. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 365.86 679.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.08 679.90 Td ( transacts with clients in both cash instruments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (and derivatives, including fixed income, foreign currency) Tj ET Q q 0 0 0 rg BT 265.27 667.90 Td (, equity and commodity products.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 655.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.22 655.90 Td ( revenue is generated primarily from fees and spreads associated with these activities. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 416.09 655.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.32 655.90 Td ( earns fee income for assisting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (clients in clearing transactions, providing brokerage and investment banking services and other such activities. Revenue generated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (from these activities is recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 176.51 631.90 Td (Commissions and fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.40 631.90 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.84 631.90 Td (Investment banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.87 631.90 Td (. Revenue is also generated from transaction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 619.90 Td (processing and assets under custody and administration. Revenue generated from these activities is primarily recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 607.90 Td (Administration and other fiduciary fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.76 607.90 Td (. In addition, as a market maker) Tj ET Q q 0 0 0 rg BT 319.98 607.90 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.98 607.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.21 607.90 Td ( facilitates transactions, including holding product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 595.90 Td (inventory to meet client demand, and earns the dif) Tj ET Q q 0 0 0 rg BT 236.59 595.90 Td (ferential between the price at which it buys and sells the products. ) Tj ET Q q 0 0 0 rg BT 502.71 595.90 Td (These price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 582.70 Td (dif) Tj ET Q q 0 0 0 rg BT 46.93 582.70 Td (ferentials and the unrealized gains and losses on the inventory are recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 359.87 582.70 Td (Principal transactions) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 449.59 582.70 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.08 582.70 Td (\(for additional information on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 570.70 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.72 570.70 Td ( revenue, see Note 6 to the Consolidated Financial Statements\). ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 381.77 570.70 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.10 570.70 Td ( primarily includes mark-to-market gains ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 558.70 Td (and losses on certain credit derivatives, gains and losses on available-for) Tj ET Q q 0 0 0 rg BT 325.99 558.70 Td (-sale \(AFS\) securities and other non-recurring gains and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 546.70 Td (losses. Interest income earned on assets held, less interest paid to customers on deposits and long- and short-term debt, is recorded as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 534.70 Td (Net inter) Tj ET Q q 0 0 0 rg BT 70.90 534.70 Td (est r) Tj ET Q q 0 0 0 rg BT 88.03 534.70 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.79 534.70 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 522.70 Td (The amount and types of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 151.42 522.70 Td (Markets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.19 522.70 Td ( revenues are impacted by a variety of interrelated factors, including market liquidity; changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 510.70 Td (market variables such as interest rates, foreign exchange rates, equity prices, commodity prices and credit spreads, as well as their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 498.70 Td (implied volatilities; investor confidence; and other macroeconomic conditions. ) Tj ET Q q 0 0 0 rg BT 352.86 498.70 Td (Assuming all other market conditions do not change, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 486.70 Td (increases in client activity levels or bid/of) Tj ET Q q 0 0 0 rg BT 202.99 486.70 Td (fer spreads generally result in increases in revenues. However) Tj ET Q q 0 0 0 rg BT 449.98 486.70 Td (, changes in market conditions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 474.70 Td (can significantly impact client activity levels, bid/of) Tj ET Q q 0 0 0 rg BT 243.81 474.70 Td (fer spreads and the fair value of product inventory) Tj ET Q q 0 0 0 rg BT 443.64 474.70 Td (. For example, a decrease in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 462.70 Td (market liquidity may increase bid/of) Tj ET Q q 0 0 0 rg BT 181.33 462.70 Td (fer spreads, decrease client activity levels and widen credit spreads on product inventory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 450.70 Td (positions. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 438.70 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.72 438.70 Td () Tj ET Q q 0 0 0 rg BT 69.50 438.70 Td (s management of the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 155.03 438.70 Td (Markets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.80 438.70 Td ( businesses involves daily monitoring and evaluating of the above factors at the trading desk as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 426.70 Td (well as the country level. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 138.74 426.70 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.97 426.70 Td ( does not separately track the impact on total ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 337.29 426.70 Td (Markets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.06 426.70 Td ( revenues of the volume of transactions, bid/of) Tj ET Q q 0 0 0 rg BT 555.94 426.70 Td (fer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 414.70 Td (spreads, fair value changes of product inventory positions and economic hedges because, as noted above, these components are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 402.70 Td (interrelated and are not deemed useful or necessary individually to manage the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 353.10 402.70 Td (Markets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.87 402.70 Td ( businesses at an aggregate) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 493.61 402.70 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.11 402.70 Td (level.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 390.70 Td (In the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 79.55 390.70 Td (Markets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.32 390.70 Td ( businesses, client revenues are those revenues directly attributable to client transactions at the time of inception, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 378.70 Td (including commissions, interest or fees earned. Client revenues do not include the results of client facilitation activities \(for example, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 366.70 Td (holding product inventory in anticipation of client demand\) or the results of certain economic hedging activities.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 354.70 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.22 354.70 Td () Tj ET Q q 0 0 0 rg BT 74.00 354.70 Td (s international presence is supported by trading floors in approximately 80 countries and a proprietary network in 98 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 342.70 Td (countries and jurisdictions. ) Tj ET Q q 0 0 0 rg BT 145.99 342.70 Td (At December 31, 2017, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 242.07 342.70 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.29 342.70 Td ( had approximately $1.3 trillion of assets and $640 billion of deposits, while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 330.70 Td (two of its businessessecurities services and issuer servicesmanaged approximately $17.4 trillion of assets under custody ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 318.70 Td (compared to $15.2 trillion at the end of the prior) Tj ET Q q 0 0 0 rg BT 229.08 318.70 Td (-year period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 306.70 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 273.20 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 273.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 273.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 273.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 273.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 273.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 245.20 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 245.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 245.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 245.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 245.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 245.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 217.20 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 217.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 217.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 217.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 217.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 217.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 189.20 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 189.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 189.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 189.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 189.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 189.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 161.20 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 161.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 161.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 161.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 161.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 161.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 133.20 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 133.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 133.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 133.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 133.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 133.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 105.20 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 105.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 105.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 105.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 105.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 105.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 77.20 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 77.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 77.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 77.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 77.20 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 77.20 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 273.20000000000005 m 271.5 273.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 273.20000000000005 m 332.5 273.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 273.20000000000005 m 393.5 273.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 273.20000000000005 m 454.5 273.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 273.20000000000005 m 515.5 273.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 273.20000000000005 m 576.5 273.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 203.20000000000005 m 271.5 203.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 203.20000000000005 m 332.5 203.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 203.20000000000005 m 393.5 203.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 203.20000000000005 m 454.5 203.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 203.20000000000005 m 515.5 203.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 203.20000000000005 m 576.5 203.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 203.20000000000005 m 332.5 203.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 203.20000000000005 m 393.5 203.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 203.20000000000005 m 454.5 203.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 203.20000000000005 m 576.5 203.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 175.20000000000005 m 271.5 175.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 175.20000000000005 m 332.5 175.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 175.20000000000005 m 454.5 175.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 175.20000000000005 m 576.5 175.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 161.20000000000005 m 271.5 161.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 175.20000000000005 m 332.5 175.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 161.20000000000005 m 332.5 161.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 175.20000000000005 m 393.5 175.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 161.20000000000005 m 393.5 161.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 175.20000000000005 m 454.5 175.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 161.20000000000005 m 454.5 161.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 175.20000000000005 m 515.5 175.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 175.20000000000005 m 576.5 175.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 161.20000000000005 m 576.5 161.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 147.20000000000005 m 271.5 147.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 161.20000000000005 m 332.5 161.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 161.20000000000005 m 393.5 161.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 161.20000000000005 m 454.5 161.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 161.20000000000005 m 515.5 161.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 147.20000000000005 m 515.5 147.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 161.20000000000005 m 576.5 161.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 147.20000000000005 m 332.5 147.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 147.20000000000005 m 393.5 147.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 147.20000000000005 m 454.5 147.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 147.20000000000005 m 576.5 147.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 105.20000000000005 m 271.5 105.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 91.20000000000005 m 271.5 91.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 105.20000000000005 m 332.5 105.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 91.20000000000005 m 332.5 91.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 105.20000000000005 m 393.5 105.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 91.20000000000005 m 393.5 91.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 105.20000000000005 m 454.5 105.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 91.20000000000005 m 454.5 91.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 105.20000000000005 m 515.5 105.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 91.20000000000005 m 515.5 91.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 105.20000000000005 m 576.5 105.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 91.20000000000005 m 576.5 91.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 91.20000000000005 m 332.5 91.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 91.20000000000005 m 393.5 91.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 91.20000000000005 m 454.5 91.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 91.20000000000005 m 576.5 91.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 63.200000000000045 m 271.5 63.200000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 63.200000000000045 m 332.5 63.200000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 63.200000000000045 m 393.5 63.200000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 63.200000000000045 m 454.5 63.200000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 63.200000000000045 m 515.5 63.200000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 63.200000000000045 m 576.5 63.200000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 63.200000000000045 m 332.5 63.200000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 63.200000000000045 m 393.5 63.200000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 63.200000000000045 m 454.5 63.200000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 63.200000000000045 m 576.5 63.200000000000045 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 48.700000000000045 m 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 48.700000000000045 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 48.700000000000045 m 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 48.700000000000045 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 48.700000000000045 m 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 48.700000000000045 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 48.700000000000045 m 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 48.700000000000045 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 48.700000000000045 m 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 48.700000000000045 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 48.700000000000045 m 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 48.700000000000045 m BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 277.45 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.50 277.65 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.50 277.66 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.50 277.66 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.10 286.65 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.95 277.65 Td (2017 vs. 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.85 286.66 Td (% Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.95 277.66 Td (2016 vs. 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 263.66 Td (Commissions and fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 263.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 263.65 Td (4,314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 263.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 263.66 Td (4,045) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 263.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 263.66 Td (4,088) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 263.65 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 263.65 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 263.66 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 263.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 249.66 Td (Administration and other fiduciary fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 249.65 Td (2,523) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 249.66 Td (2,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 249.66 Td (2,248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 249.65 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 249.66 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 235.66 Td (Investment banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 235.65 Td (4,404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 235.66 Td (3,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 235.66 Td (4,1) Tj ET Q q 0 0 0 rg BT 437.50 235.66 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 235.65 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 235.66 Td (\(1) Tj ET Q q 0 0 0 rg BT 561.00 235.66 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 235.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 221.66 Td (Principal transactions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 221.65 Td (7,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 221.66 Td (7,335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 221.66 Td (5,824) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 221.65 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 221.66 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 207.66 Td (Other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 59.49 211.74 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 207.65 Td (1,149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 207.66 Td (\(164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 207.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 207.66 Td (1,394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 207.65 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.45 207.66 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 193.66 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 193.66 Td (otal non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 193.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 193.65 Td (20,130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 193.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 193.66 Td (17,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 193.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 193.66 Td (17,664) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 193.65 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 193.65 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 193.66 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 193.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 179.66 Td (Net interest revenue \(including dividends\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 179.65 Td (15,537) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 179.66 Td (16,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 179.66 Td (15,668) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 179.65 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 179.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 179.66 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 165.65 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 165.65 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.84 165.65 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.66 165.65 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 165.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 165.65 Td (35,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 165.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 165.66 Td (33,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 165.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 165.66 Td (33,332) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 165.65 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 165.65 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 165.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 165.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 151.66 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 151.66 Td (otal operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 151.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 151.65 Td (19,608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 151.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 151.66 Td (18,956) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 151.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 151.66 Td (19,087) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 151.65 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 151.65 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 151.66 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 151.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 137.66 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 137.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 137.65 Td (365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 137.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 137.66 Td (516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 137.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 137.66 Td (214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 137.65 Td (\(29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 137.65 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.45 137.66 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 123.66 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.50 123.65 Td (\(221) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 123.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 123.66 Td (\(64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 123.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 123.66 Td (654) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 123.65 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.45 123.66 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 109.66 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.50 109.65 Td (\(159) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 109.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 109.66 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 109.66 Td (94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 109.65 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 109.66 Td (\(64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 109.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 95.66 Td (Provisions for credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 95.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 95.65 Td (\(15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 95.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 95.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 95.66 Td (486) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 95.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 95.66 Td (962) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 95.65 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 95.66 Td (\(49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 95.66 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 81.66 Td (Income from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 81.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 81.65 Td (16,074) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 81.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 81.66 Td (13,785) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 81.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 81.66 Td (13,283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 81.65 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 81.65 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 81.66 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 81.66 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 67.66 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 67.65 Td (7,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 67.66 Td (4,260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 67.66 Td (4,173) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 67.65 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 67.66 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 53.65 Td (Income fr) Tj ET Q q 0 0 0 rg BT 76.57 53.65 Td (om continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 53.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 53.65 Td (9,066) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 53.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 53.66 Td (9,525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 53.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 53.66 Td (9,1) Tj ET Q q 0 0 0 rg BT 437.50 53.66 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 53.65 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 53.65 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 53.66 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 53.66 Td (%) Tj ET Q endstream endobj 51 0 obj <> endobj 52 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (25) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 754.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 754.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 754.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 754.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 754.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 754.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 726.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 726.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 726.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 726.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 726.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 726.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 698.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 698.50 61.00 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/GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 642.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 642.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 642.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 614.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 614.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 614.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 614.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 614.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 614.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 586.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 586.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 586.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 586.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 586.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 586.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 557.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 557.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 557.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 557.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 557.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 557.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 529.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 529.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 529.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 529.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 529.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 529.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 501.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 501.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 501.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 501.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 501.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 501.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 472.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 472.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 472.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 472.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 472.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 472.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 444.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 444.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 444.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 444.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 444.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 444.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 416.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 416.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 416.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 416.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 416.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 416.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 388.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 388.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 388.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 388.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 388.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 388.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 360.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 360.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 360.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 360.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 360.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 360.50 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 755 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 755 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 755 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 755 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 740.5 m 271.5 740.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 726.5 m 271.5 726.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 740.5 m 332.5 740.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 726.5 m 332.5 726.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 740.5 m 393.5 740.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 726.5 m 393.5 726.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 740.5 m 454.5 740.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 726.5 m 454.5 726.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 740.5 m 515.5 740.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 726.5 m 515.5 726.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 740.5 m 576.5 740.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 726.5 m 576.5 726.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 726.5 m 515.5 726.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 684.5 m 271.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 684.5 m 332.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 684.5 m 393.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 684.5 m 454.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 684.5 m 515.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 684.5 m 576.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 684.5 m 454.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 684.5 m 515.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 684.5 m 576.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 656.5 m 271.5 656.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 656.5 m 332.5 656.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 656.5 m 393.5 656.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 656.5 m 454.5 656.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 656.5 m 515.5 656.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 656.5 m 576.5 656.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 586.5 m 271.5 586.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 586.5 m 332.5 586.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 586.5 m 393.5 586.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 586.5 m 454.5 586.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 586.5 m 515.5 586.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 586.5 m 576.5 586.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 572.5 m 271.5 572.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 572.5 m 332.5 572.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 572.5 m 393.5 572.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 572.5 m 454.5 572.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 572.5 m 515.5 572.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 572.5 m 576.5 572.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 501.5 m 271.5 501.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 501.5 m 332.5 501.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 501.5 m 393.5 501.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 501.5 m 454.5 501.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 501.5 m 515.5 501.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 501.5 m 576.5 501.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 487.5 m 271.5 487.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 487.5 m 332.5 487.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 487.5 m 393.5 487.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 501.5 m 454.5 501.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 487.5 m 454.5 487.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 487.5 m 515.5 487.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 487.5 m 576.5 487.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 487.5 m 271.5 487.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 416.5 m 271.5 416.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 416.5 m 332.5 416.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 416.5 m 393.5 416.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 416.5 m 454.5 416.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 416.5 m 515.5 416.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 416.5 m 576.5 416.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 402.5 m 271.5 402.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 402.5 m 332.5 402.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 402.5 m 393.5 402.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 402.5 m 454.5 402.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 402.5 m 515.5 402.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 402.5 m 576.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 402.5 m 271.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 360.5 m 271.5 360.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 360.5 m 332.5 360.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 360.5 m 393.5 360.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 360.5 m 454.5 360.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 360.5 m 515.5 360.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 360.5 m 576.5 360.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 346.5 m 271.5 346.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 346.5 m 332.5 346.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 346.5 m 393.5 346.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 360.5 m 454.5 360.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 346.5 m 454.5 346.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 346.5 m 515.5 346.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 346.5 m 576.5 346.5 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 744.96 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 744.95 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 744.96 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 744.96 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 744.95 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 744.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 744.96 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 730.95 Td (Net income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 730.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 730.95 Td (9,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 730.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 730.96 Td (9,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 730.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 730.96 Td (9,059) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 730.95 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 730.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 730.96 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 730.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 716.96 Td (A) Tj ET Q q 0 0 0 rg BT 44.83 716.96 Td (verage assets ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 94.31 716.96 Td (\(in billions of dollars\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 716.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 716.95 Td (1,358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 716.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 716.96 Td (1,298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 716.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 716.96 Td (1,272) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 716.95 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 716.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 716.96 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 716.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 702.96 Td (Return on average assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 702.95 Td (0.66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 702.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 702.96 Td (0.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 702.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 702.96 Td (0.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 702.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 688.96 Td (Ef) Tj ET Q q 0 0 0 rg BT 47.41 688.96 Td (ficiency ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 688.95 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 688.96 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 688.96 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 674.96 Td (CV) Tj ET Q q 0 0 0 rg BT 50.92 674.96 Td (A/DV) Tj ET Q q 0 0 0 rg BT 71.76 674.96 Td (A) Tj ET Q q 0 0 0 rg BT 77.43 674.96 Td ( after) Tj ET Q q 0 0 0 rg BT 95.83 674.96 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 674.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 674.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 674.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 674.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 674.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 674.96 Td (172) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 674.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 674.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 674.96 Td (\(100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 674.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 660.96 Td (Net income ex-CV) Tj ET Q q 0 0 0 rg BT 105.82 660.96 Td (A/DV) Tj ET Q q 0 0 0 rg BT 126.66 660.96 Td (A) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.16 665.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 660.95 Td (9,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 660.96 Td (9,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 660.96 Td (8,887) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 660.95 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 660.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 660.96 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 646.95 Td (Revenues by r) Tj ET Q q 0 0 0 rg BT 93.42 646.95 Td (egion) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 632.95 Td (North ) Tj ET Q q 0 0 0 rg BT 62.17 632.95 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 632.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 632.95 Td (13,636) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 632.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 632.96 Td (12,513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 632.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 632.96 Td (12,698) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 632.95 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 632.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 632.96 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 632.96 Td (\)%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 618.95 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 618.95 Td (10,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 618.96 Td (9,855) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 618.96 Td (9,788) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 618.95 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 618.96 Td (1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 604.95 Td (Latin ) Tj ET Q q 0 0 0 rg BT 60.17 604.95 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 604.95 Td (4,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 604.96 Td (3,977) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 604.96 Td (3,944) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 604.95 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 604.96 Td (1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 590.95 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 590.95 Td (7,123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 590.96 Td (6,882) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 590.96 Td (6,902) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 590.95 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 590.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 576.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 576.95 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 576.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 576.95 Td (35,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 576.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 576.96 Td (33,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 576.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 576.96 Td (33,332) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 576.95 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 576.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 576.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 576.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 561.95 Td (Income fr) Tj ET Q q 0 0 0 rg BT 76.65 561.95 Td (om continuing operations by r) Tj ET Q q 0 0 0 rg BT 192.50 561.95 Td (egion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.00 562.17 Td () Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 547.95 Td (North ) Tj ET Q q 0 0 0 rg BT 62.17 547.95 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 547.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 547.95 Td (2,449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 547.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 547.96 Td (3,495) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 547.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 547.96 Td (3,316) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 547.95 Td (\(30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 547.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 547.96 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 547.96 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 533.95 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 533.95 Td (2,804) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 533.96 Td (2,365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 533.96 Td (2,230) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 533.95 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 533.96 Td (6) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 519.95 Td (Latin ) Tj ET Q q 0 0 0 rg BT 60.17 519.95 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 519.95 Td (1,513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 519.96 Td (1,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 519.96 Td (1,351) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 519.95 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 519.96 Td (8) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 505.95 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 505.95 Td (2,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 505.96 Td (2,21) Tj ET Q q 0 0 0 rg BT 381.00 505.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 505.96 Td (2,213) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 505.95 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 505.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 491.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 491.95 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 491.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 491.95 Td (9,066) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 491.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 491.96 Td (9,525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 491.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 491.96 Td (9,1) Tj ET Q q 0 0 0 rg BT 437.50 491.96 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 491.95 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 491.95 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 491.96 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 491.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 476.96 Td (A) Tj ET Q q 0 0 0 rg BT 44.83 476.96 Td (verage loans by region) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 126.55 476.96 Td ( \(in billions of dollars\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.00 477.17 Td () Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 462.95 Td (North ) Tj ET Q q 0 0 0 rg BT 62.17 462.95 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 462.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 462.95 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 462.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 462.96 Td (145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 462.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 462.96 Td (130) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 462.95 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 462.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 462.96 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 462.96 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 448.95 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 448.95 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 448.96 Td (66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 448.96 Td (62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 448.95 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 448.96 Td (6) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 434.95 Td (Latin ) Tj ET Q q 0 0 0 rg BT 60.17 434.95 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 434.95 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 434.96 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 434.96 Td (37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 434.95 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 434.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 434.96 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 434.96 Td (\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 420.95 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 420.95 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 420.96 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 420.96 Td (59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 420.95 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 420.96 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 420.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 406.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 406.95 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 406.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 406.95 Td (316) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 406.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 406.96 Td (303) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 406.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 406.96 Td (288) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 406.95 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 406.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 406.96 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 406.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 392.96 Td (EOP) Tj ET Q q 0 0 0 rg BT 55.67 392.96 Td ( deposits by business ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 133.67 392.96 Td (\(in billions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 378.96 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 378.96 Td (reasury and trade solutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 378.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 378.95 Td (432) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 378.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 378.96 Td (412) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 378.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 378.96 Td (394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 378.95 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 378.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 378.96 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 378.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 364.96 Td (All other ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 73.49 364.96 Td (ICG) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 88.99 364.96 Td ( businesses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 364.95 Td (208) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 364.96 Td (200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 364.96 Td (195) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 364.95 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 364.96 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 350.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 350.95 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 350.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 350.95 Td (640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 350.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 350.96 Td (612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 350.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 350.96 Td (589) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 350.95 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 350.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 350.96 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 350.96 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 327.80 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 327.80 Td (2017 includes the $580 million gain on the sale of a fixed income analytics business. 2016 includes a char) Tj ET Q q 0 0 0 rg BT 393.11 327.80 Td (ge of approximately $180 million, primarily reflecting ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 318.20 Td (the write-down of Citi) Tj ET Q q 0 0 0 rg BT 127.54 318.20 Td (s net investment in ) Tj ET Q q 0 0 0 rg BT 189.61 318.20 Td (V) Tj ET Q q 0 0 0 rg BT 194.50 318.20 Td (enezuela as a result of changes in the exchange rate.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 308.60 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 308.60 Td (Excludes CV) Tj ET Q q 0 0 0 rg BT 95.41 308.60 Td (A/DV) Tj ET Q q 0 0 0 rg BT 113.93 308.60 Td (A) Tj ET Q q 0 0 0 rg BT 119.27 308.60 Td ( in 2015, consistent with current presentation. For additional information, see Notes 1 and 24 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 299.00 Td (NM Not meaningful) Tj ET Q endstream endobj 53 0 obj <> endobj 54 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (26) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (ICG) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.78 749.25 Td ( Revenue DetailsExcluding CV) Tj ET Q q 0 0 0 rg BT 193.89 749.25 Td (A/DV) Tj ET Q q 0 0 0 rg BT 217.04 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 223.71 749.25 Td ( and Gains \(Losses\) on Loan Hedges) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 707.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 707.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 707.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 707.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 707.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 707.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 679.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 679.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 679.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 679.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 679.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 679.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 651.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 651.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 651.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 651.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 651.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 651.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 623.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 623.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 623.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 623.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 623.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 623.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 595.75 235.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 595.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 595.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 595.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 595.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 595.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 558.75 235.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 558.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 558.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 558.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 558.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 558.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 521.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 521.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 521.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 521.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 521.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 521.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 493.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 493.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 493.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 493.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 493.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 493.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 465.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 465.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 465.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 465.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 465.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 465.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 437.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 437.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 437.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 437.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 437.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 437.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 409.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 409.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 409.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 409.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 409.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 409.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 381.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 381.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 381.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 381.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 381.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 381.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 353.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 353.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 353.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 353.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 353.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 353.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 325.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 325.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 325.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 325.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 325.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 325.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 297.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 297.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 297.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 297.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 297.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 297.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 269.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 269.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 269.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 269.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 269.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 269.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 241.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 241.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 241.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 241.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 241.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 241.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 213.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 213.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 213.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 213.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 213.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 213.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 185.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 185.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 185.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 185.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 185.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 185.75 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 707.75 m 271.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 707.75 m 332.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 707.75 m 393.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 707.75 m 454.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 707.75 m 515.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 707.75 m 576.5 707.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 651.75 m 271.5 651.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 651.75 m 332.5 651.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 651.75 m 393.5 651.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 651.75 m 454.5 651.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 651.75 m 515.5 651.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 651.75 m 576.5 651.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 595.75 m 271.5 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 595.75 m 332.5 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 595.75 m 393.5 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 595.75 m 454.5 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 595.75 m 515.5 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 595.75 m 576.5 595.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 572.75 m 271.5 572.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 572.75 m 332.5 572.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 572.75 m 393.5 572.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 572.75 m 454.5 572.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 572.75 m 515.5 572.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 572.75 m 576.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 558.75 m 271.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 558.75 m 332.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 558.75 m 393.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 558.75 m 454.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 558.75 m 515.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 558.75 m 576.5 558.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 535.75 m 271.5 535.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 535.75 m 332.5 535.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 535.75 m 393.5 535.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 535.75 m 454.5 535.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 535.75 m 515.5 535.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 535.75 m 576.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 479.75 m 271.5 479.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 465.75 m 271.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 479.75 m 332.5 479.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 465.75 m 332.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 479.75 m 393.5 479.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 465.75 m 393.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 479.75 m 454.5 479.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 465.75 m 454.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 479.75 m 515.5 479.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 465.75 m 515.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 479.75 m 576.5 479.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 465.75 m 576.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 395.75 m 271.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 395.75 m 332.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 395.75 m 393.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 395.75 m 454.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 395.75 m 576.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 395.75 m 271.5 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 381.75 m 271.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 395.75 m 332.5 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 381.75 m 332.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 395.75 m 393.5 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 381.75 m 393.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 395.75 m 454.5 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 381.75 m 454.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 395.75 m 515.5 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 381.75 m 515.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 395.75 m 576.5 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 381.75 m 576.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 339.75 m 271.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 339.75 m 332.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 339.75 m 393.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 339.75 m 454.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 339.75 m 515.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 339.75 m 576.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 311.75 m 271.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 311.75 m 332.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 311.75 m 393.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 311.75 m 454.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 311.75 m 576.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 311.75 m 271.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 297.75 m 271.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 311.75 m 332.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 297.75 m 332.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 311.75 m 393.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 297.75 m 393.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 311.75 m 454.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 297.75 m 454.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 311.75 m 515.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 297.75 m 515.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 311.75 m 576.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 297.75 m 576.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 297.75 m 271.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 297.75 m 332.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 297.75 m 393.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 297.75 m 454.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 297.75 m 515.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 297.75 m 576.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 269.75 m 271.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 269.75 m 332.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 269.75 m 393.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 269.75 m 454.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 269.75 m 576.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 269.75 m 271.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 255.75 m 271.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 269.75 m 332.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 255.75 m 332.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 269.75 m 393.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 255.75 m 393.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 269.75 m 454.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 255.75 m 454.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 269.75 m 515.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 255.75 m 515.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 269.75 m 576.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 255.75 m 576.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 213.75 m 271.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 213.75 m 332.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 213.75 m 393.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 213.75 m 454.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 213.75 m 515.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 213.75 m 576.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 185.75 m 271.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 185.75 m 332.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 185.75 m 393.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 185.75 m 454.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 185.75 m 576.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 185.75 m 271.5 185.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 171.75 m 271.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 185.75 m 332.5 185.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 171.75 m 332.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 185.75 m 393.5 185.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 171.75 m 393.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 185.75 m 454.5 185.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 171.75 m 454.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 185.75 m 515.5 185.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 171.75 m 515.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 185.75 m 576.5 185.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 171.75 m 576.5 171.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 712.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.50 712.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.50 712.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.50 712.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.10 721.20 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.95 712.20 Td (2017 vs. 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.85 721.21 Td (% Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.95 712.21 Td (2016 vs. 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 698.21 Td (Investment banking) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 110.24 698.21 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 112.49 698.21 Td (revenue details) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 684.21 Td (Advisory) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 684.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 684.20 Td (1,108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 684.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 684.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 684.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 684.21 Td (1,093) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 684.20 Td (1) Tj ET Q q 0 0 0 rg BT 498.50 684.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 684.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 684.21 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 684.21 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 670.21 Td (Equity underwriting) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 670.20 Td (1,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.15 670.21 Td (628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 670.21 Td (906) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 670.20 Td (68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 670.21 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 670.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 656.21 Td (Debt underwriting) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 656.20 Td (3,01) Tj ET Q q 0 0 0 rg BT 324.50 656.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 656.21 Td (2,674) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 656.21 Td (2,558) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 656.20 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 656.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 642.21 Td (T) Tj ET Q q 0 0 0 rg BT 49.87 642.21 Td (otal investment banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 642.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 642.20 Td (5,172) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 642.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 642.21 Td (4,302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 642.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 642.21 Td (4,557) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 642.20 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 642.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 642.21 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 642.21 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 628.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 628.21 Td (reasury and trade solutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 628.20 Td (8,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 628.21 Td (7,897) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 628.21 Td (7,482) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 628.20 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 628.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 614.21 Td (Corporate lendingexcluding gains \(losses\) on loan hedges\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 614.20 Td (1,922) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 614.21 Td (1,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 614.21 Td (1,827) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 614.20 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 614.21 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 614.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 600.21 Td (Private bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 600.20 Td (3,088) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 600.21 Td (2,709) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 600.21 Td (2,582) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 600.20 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 600.21 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 586.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 586.20 Td (otal banking r) Tj ET Q q 0 0 0 rg BT 98.53 586.20 Td (evenues \(ex-CV) Tj ET Q q 0 0 0 rg BT 157.10 586.20 Td (A/DV) Tj ET Q q 0 0 0 rg BT 177.94 586.20 Td (A) Tj ET Q q 0 0 0 rg BT 183.94 586.20 Td ( and gains \(losses\) on ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 577.20 Td ( loan hedges\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 91.26 581.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 577.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 577.20 Td (18,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 577.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.90 577.21 Td (16,626) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 577.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 577.21 Td (16,448) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 577.20 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 577.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 577.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 577.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 563.21 Td (Corporate lendinggains \(losses\) on loan hedges\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 563.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 563.20 Td (\(133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 563.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 563.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.15 563.21 Td (\(594) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.65 563.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 563.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 563.21 Td (324) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 563.20 Td (78) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 563.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.45 563.21 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 549.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 549.20 Td (otal banking r) Tj ET Q q 0 0 0 rg BT 98.53 549.20 Td (evenues \(ex-CV) Tj ET Q q 0 0 0 rg BT 157.10 549.20 Td (A/DV) Tj ET Q q 0 0 0 rg BT 177.94 549.20 Td (A) Tj ET Q q 0 0 0 rg BT 183.94 549.20 Td ( and including gains) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 540.20 Td ( \(losses\) on loan hedges\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.76 544.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 540.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 540.20 Td (18,522) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 540.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.90 540.21 Td (16,032) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 540.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 540.21 Td (16,772) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 540.20 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 540.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 540.21 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 540.21 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 526.21 Td (Fixed income markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 526.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 526.20 Td (12,127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 526.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.90 526.21 Td (12,853) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 526.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 526.21 Td (1) Tj ET Q q 0 0 0 rg BT 430.75 526.21 Td (1,277) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 526.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 526.20 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 526.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 526.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 512.21 Td (Equity markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 512.20 Td (2,747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 512.21 Td (2,812) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 512.21 Td (3,101) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 512.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 512.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 512.21 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 512.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 498.21 Td (Securities services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 498.20 Td (2,329) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 498.21 Td (2,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 498.21 Td (2,1) Tj ET Q q 0 0 0 rg BT 442.00 498.21 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 498.20 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 498.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 484.21 Td (Other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 59.49 488.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.00 484.20 Td (\(58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 484.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.15 484.21 Td (\(622) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.65 484.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 484.21 Td (\(201) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 484.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 484.20 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.45 484.21 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 470.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 470.20 Td (otal ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 60.92 470.20 Td (Markets and securities services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.17 470.20 Td ( \(ex-CV) Tj ET Q q 0 0 0 rg BT 204.74 470.20 Td (A/DV) Tj ET Q q 0 0 0 rg BT 225.58 470.20 Td (A\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 235.08 474.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 470.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 470.20 Td (17,145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.90 470.21 Td (17,195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 470.21 Td (16,291) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 470.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 470.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 470.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 470.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 456.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 456.20 Td (otal ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 60.92 456.20 Td (ICG) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 76.93 456.20 Td ( \(ex-CV) Tj ET Q q 0 0 0 rg BT 105.51 456.20 Td (A/DV) Tj ET Q q 0 0 0 rg BT 126.35 456.20 Td (A\) ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 456.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 456.20 Td (35,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 456.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.90 456.21 Td (33,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 456.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 456.21 Td (33,063) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 456.20 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 456.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 456.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 456.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 442.21 Td (CV) Tj ET Q q 0 0 0 rg BT 50.92 442.21 Td (A/DV) Tj ET Q q 0 0 0 rg BT 71.76 442.21 Td (A) Tj ET Q q 0 0 0 rg BT 77.43 442.21 Td ( \(excluded as applicable in lines above\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 442.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.65 442.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 442.21 Td (269) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 442.20 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.45 442.21 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 428.21 Td ( Fixed income markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 428.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.65 428.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 428.21 Td (220) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 428.20 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.45 428.21 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 414.21 Td ( Equity markets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 414.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.65 414.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 414.21 Td (47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 414.20 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.45 414.21 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 400.21 Td ( Private bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 400.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.65 400.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 400.21 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 400.20 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.45 400.21 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 386.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 386.20 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.76 386.20 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.58 386.20 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 386.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 386.20 Td (35,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 386.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.90 386.21 Td (33,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 386.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 386.21 Td (33,332) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 386.20 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 386.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 386.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 386.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 372.21 Td ( Commissions and fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 372.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 372.20 Td (625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 372.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.15 372.21 Td (474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 372.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 372.21 Td (467) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 372.20 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 372.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 372.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 372.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 358.21 Td ( Principal transactions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 125.73 362.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 358.20 Td (6,826) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 358.21 Td (6,538) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 358.21 Td (5,374) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 358.20 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 358.21 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 344.21 Td ( Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 344.20 Td (590) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.15 344.21 Td (591) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 344.21 Td (330) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 344.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 344.21 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 330.21 Td ( ) Tj ET Q q 0 0 0 rg BT 47.92 330.21 Td (T) Tj ET Q q 0 0 0 rg BT 53.02 330.21 Td (otal non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 330.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 330.20 Td (8,041) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 330.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 330.21 Td (7,603) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 330.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 330.21 Td (6,171) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 330.20 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 330.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 330.21 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 330.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 316.21 Td ( Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 316.20 Td (4,086) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 316.21 Td (5,250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 316.21 Td (5,106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 316.20 Td (\(22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 316.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 316.21 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 302.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 302.20 Td (otal fixed income markets \(ex-CV) Tj ET Q q 0 0 0 rg BT 171.98 302.20 Td (A/DV) Tj ET Q q 0 0 0 rg BT 192.82 302.20 Td (A\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 202.32 306.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 302.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 302.20 Td (12,127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 302.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.90 302.21 Td (12,853) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 302.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 302.21 Td (1) Tj ET Q q 0 0 0 rg BT 430.75 302.21 Td (1,277) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 302.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 302.20 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 302.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 302.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 288.21 Td ( Rates and currencies) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 288.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 288.20 Td (8,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 288.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 288.21 Td (9,289) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 288.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 288.21 Td (7,616) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 288.20 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 288.20 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 288.21 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 288.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 274.21 Td ( Spread products / other fixed income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 274.20 Td (3,344) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 274.21 Td (3,564) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 274.21 Td (3,661) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 274.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 274.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 274.21 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 274.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 260.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 260.20 Td (otal fixed income markets \(ex-CV) Tj ET Q q 0 0 0 rg BT 171.98 260.20 Td (A/DV) Tj ET Q q 0 0 0 rg BT 192.82 260.20 Td (A\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 202.32 264.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 260.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 260.20 Td (12,127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 260.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.90 260.21 Td (12,853) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 260.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 260.21 Td (1) Tj ET Q q 0 0 0 rg BT 430.75 260.21 Td (1,277) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 260.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 260.20 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 260.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 260.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 246.21 Td ( Commissions and fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 246.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 246.20 Td (1,234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 246.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 246.21 Td (1,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 246.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 246.21 Td (1,338) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 246.20 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 246.20 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 246.21 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 246.21 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 232.21 Td ( Principal transactions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 125.73 236.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 232.20 Td (382) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.15 232.21 Td (134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 232.21 Td (270) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 232.20 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 232.21 Td (\(50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 232.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 218.21 Td ( Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.50 218.20 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.15 218.21 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 218.21 Td (54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 218.20 Td (\(97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 218.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.45 218.21 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 204.21 Td ( ) Tj ET Q q 0 0 0 rg BT 47.92 204.21 Td (T) Tj ET Q q 0 0 0 rg BT 53.02 204.21 Td (otal non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 204.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 204.20 Td (1,620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 204.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 204.21 Td (1,573) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 204.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 204.21 Td (1,662) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 204.20 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 204.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 204.21 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 204.21 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 190.21 Td ( Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 190.20 Td (1,127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 190.21 Td (1,239) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 190.21 Td (1,439) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 190.20 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 190.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 190.21 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 190.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 176.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 176.20 Td (otal equity markets \(ex-CV) Tj ET Q q 0 0 0 rg BT 147.25 176.20 Td (A/DV) Tj ET Q q 0 0 0 rg BT 168.08 176.20 Td (A\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 177.58 180.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 176.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 176.20 Td (2,747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 176.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.40 176.21 Td (2,812) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 176.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 176.21 Td (3,101) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 176.20 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 176.20 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 176.21 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 176.21 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 153.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 153.05 Td (Credit derivatives are used to economically hedge a portion of the corporate loan portfolio that includes both accrual loans and loans at fair value. Gains \(losses\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 143.45 Td (on loan hedges includes the mark-to-market on the credit derivatives and the mark-to-market on the loans in the portfolio that are at fair value. ) Tj ET Q q 0 0 0 rg BT 511.70 143.45 Td (The fixed premium ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 133.85 Td (costs of these hedges are netted against the corporate lending revenues to reflect the cost of credit protection. Citigroup) Tj ET Q q 0 0 0 rg BT 437.20 133.85 Td (s results of operations excluding the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 124.25 Td (impact of gains \(losses\) on loan hedges are non-GAAP) Tj ET Q q 0 0 0 rg BT 229.66 124.25 Td ( financial measures.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 114.65 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 114.65 Td (Excludes CV) Tj ET Q q 0 0 0 rg BT 95.41 114.65 Td (A/DV) Tj ET Q q 0 0 0 rg BT 113.93 114.65 Td (A) Tj ET Q q 0 0 0 rg BT 119.27 114.65 Td ( in 2015, consistent with current presentation. For additional information, see Notes 1 and 24 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 105.05 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 105.05 Td (2017 includes the $580 million gain on the sale of a fixed income analytics business. 2016 includes a char) Tj ET Q q 0 0 0 rg BT 393.11 105.05 Td (ge of approximately $180 million, primarily reflecting ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 95.45 Td (the write-down of Citi) Tj ET Q q 0 0 0 rg BT 127.54 95.45 Td (s net investment in ) Tj ET Q q 0 0 0 rg BT 189.61 95.45 Td (V) Tj ET Q q 0 0 0 rg BT 194.50 95.45 Td (enezuela as a result of changes in the exchange rate.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 85.85 Td (\(4\) Excludes principal transactions revenues of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 192.39 85.85 Td ( ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.17 85.85 Td ( businesses other than ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 280.16 85.85 Td (Markets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 306.37 85.85 Td (, primarily treasury and trade solutions and the private bank.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 76.25 Td (NM Not meaningful) Tj ET Q endstream endobj 55 0 obj <> endobj 56 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (27) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The discussion of the r) Tj ET Q q 0 0 0 rg BT 126.19 749.10 Td (esults of operations for ICG below excludes the impact of CV) Tj ET Q q 0 0 0 rg BT 370.97 749.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 392.45 749.10 Td (A) Tj ET Q q 0 0 0 rg BT 398.37 749.10 Td ( for 2015. Pr) Tj ET Q q 0 0 0 rg BT 449.67 749.10 Td (esentations of the r) Tj ET Q q 0 0 0 rg BT 525.68 749.10 Td (esults of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (operations, excluding the impact of CV) Tj ET Q q 0 0 0 rg BT 191.90 737.10 Td (A/DV) Tj ET Q q 0 0 0 rg BT 213.37 737.10 Td (A) Tj ET Q q 0 0 0 rg BT 219.30 737.10 Td ( and the impact of gains \(losses\) on hedges of accrual loans, ar) Tj ET Q q 0 0 0 rg BT 472.52 737.10 Td (e non-GAAP) Tj ET Q q 0 0 0 rg BT 523.15 737.10 Td ( financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (measur) Tj ET Q q 0 0 0 rg BT 65.07 725.10 Td (es. For a r) Tj ET Q q 0 0 0 rg BT 106.92 725.10 Td (econciliation of these metrics to the r) Tj ET Q q 0 0 0 rg BT 255.41 725.10 Td (eported r) Tj ET Q q 0 0 0 rg BT 291.98 725.10 Td (esults, see the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 701.10 Td ( vs. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.39 701.10 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 92.39 701.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 689.10 Td ( decreased 5% and was impacted by an estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td ($2.0 billion non-cash char) Tj ET Q q 0 0 0 rg BT 140.24 677.10 Td (ge recorded in the tax line due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (impact of ) Tj ET Q q 0 0 0 rg BT 76.36 665.10 Td (T) Tj ET Q q 0 0 0 rg BT 81.77 665.10 Td (ax Reform \(for additional information, see Impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (of ) Tj ET Q q 0 0 0 rg BT 46.65 653.10 Td (T) Tj ET Q q 0 0 0 rg BT 52.06 653.10 Td (ax Reform above\). Excluding the impact of ) Tj ET Q q 0 0 0 rg BT 232.37 653.10 Td (T) Tj ET Q q 0 0 0 rg BT 237.78 653.10 Td (ax Reform, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (net income increased 16%, primarily driven by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (revenues and lower cost of credit, partially of) Tj ET Q q 0 0 0 rg BT 217.42 629.10 Td (fset by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (expenses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 599.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 599.10 Td ( increased 7%, reflecting a 16% increase in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (Banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.83 587.10 Td (\(including the losses on loan hedges\). Excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.10 Td (the impact of the losses on loan hedges, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 215.35 575.10 Td (Banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.18 575.10 Td (revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 563.10 Td (increased 12%, driven by solid growth across all products. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 551.10 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.80 551.10 Td ( were lar) Tj ET Q q 0 0 0 rg BT 214.60 551.10 Td (gely unchanged, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 539.10 Td (as growth in securities services revenues \(increase of 8%\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.10 Td (as well as the $580 million gain on the sale of a fixed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 515.10 Td (income analytics business were of) Tj ET Q q 0 0 0 rg BT 190.45 515.10 Td (fset by a 6% decrease in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 503.10 Td (fixed income markets and a 2% decrease in equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 491.10 Td (markets revenues.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 467.10 Td (W) Tj ET Q q 0 0 0 rg BT 45.04 467.10 Td (ithin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 65.87 467.10 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.20 467.10 Td (:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 443.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 443.10 Td (Investment banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.03 443.10 Td ( revenues increased 20%, lar) Tj ET Q q 0 0 0 rg BT 246.52 443.10 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 431.10 Td (reflecting gains in wallet share across products and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 419.10 Td (regions as well as an improvement from the industry-wide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 407.10 Td (slowdown in activity levels during the first half of 2016, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 395.10 Td (particularly in equity underwriting and advisory) Tj ET Q q 0 0 0 rg BT 245.25 395.10 Td (. ) Tj ET Q q 0 0 0 rg BT 249.69 395.10 Td (Advisory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 383.10 Td (revenues increased 1) Tj ET Q q 0 0 0 rg BT 136.92 383.10 Td (1%, driven by ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 195.80 383.10 Td (North ) Tj ET Q q 0 0 0 rg BT 221.46 383.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.33 383.10 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 371.10 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.66 371.10 Td (, reflecting wallet share gains and the increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 359.10 Td (market activity) Tj ET Q q 0 0 0 rg BT 113.60 359.10 Td (. Equity underwriting revenues increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 347.10 Td (68%, driven by strength in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 162.87 347.10 Td (North ) Tj ET Q q 0 0 0 rg BT 188.53 347.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.41 347.10 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 241.85 347.10 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.50 347.10 Td (, due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 335.10 Td (to significant wallet share gains as well as the increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 323.10 Td (overall market activity) Tj ET Q q 0 0 0 rg BT 143.87 323.10 Td (. Debt underwriting revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 311.10 Td (increased 13%, reflecting strength across regions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 299.10 Td (primarily driven by wallet share gains.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 287.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 287.10 Td (T) Tj ET Q q 0 0 0 rg BT 59.01 287.10 Td (r) Tj ET Q q 0 0 0 rg BT 62.53 287.10 Td (easury and trade solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.92 287.10 Td ( revenues increased 7%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 275.10 Td (reflecting growth across all regions that was balanced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.10 Td (across both net interest and fee income. ) Tj ET Q q 0 0 0 rg BT 214.32 263.10 Td (The increase was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 251.10 Td (primarily due to continued growth in transaction volumes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 239.10 Td (with new and existing clients, continued growth in deposit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 227.10 Td (balances and improved spreads in certain regions. ) Tj ET Q q 0 0 0 rg BT 255.42 227.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 215.10 Td (trade business experienced modest revenue growth, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 203.10 Td (continued focus on high-quality loan growth was lar) Tj ET Q q 0 0 0 rg BT 262.94 203.10 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 191.10 Td (of) Tj ET Q q 0 0 0 rg BT 62.15 191.10 Td (fset by industry-wide tightening of spreads. ) Tj ET Q q 0 0 0 rg BT 237.96 191.10 Td (A) Tj ET Q q 0 0 0 rg BT 244.43 191.10 Td (verage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 179.10 Td (deposit balances increased 4%, while average trade loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 167.10 Td (increased 5% \(4% excluding the impact of FX ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 155.10 Td (translation\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 143.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 143.10 Td (Corporate lending) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.17 143.10 Td ( revenues increased 59%. Excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 131.10 Td (the impact of losses on loans hedges, revenues increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 119.10 Td (12%, driven by lower hedging costs) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.050980392156862744 0.11372549019607843 0.7019607843137254 rg BT 197.86 119.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 200.36 119.10 Td (and the absence of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 107.10 Td (prior) Tj ET Q q 0 0 0 rg BT 73.24 107.10 Td (-year adjustment to the residual value of a lease ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 95.10 Td (financing transaction.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 83.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 83.10 Td (Private bank) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.37 83.10 Td ( revenues increased 14%, reflecting strength ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 71.10 Td (across all regions and products. ) Tj ET Q q 0 0 0 rg BT 182.12 71.10 Td (The increase in revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 59.10 Td (was primarily due to higher loan and deposit volumes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (higher deposit spreads and increased managed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.10 Td (investments and capital markets activity) Tj ET Q q 0 0 0 rg BT 501.86 689.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (W) Tj ET Q q 0 0 0 rg BT 333.04 665.10 Td (ithin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 353.87 665.10 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.67 665.10 Td (:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 641.10 Td (Fixed income markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.80 641.10 Td (revenues decreased 6%, with lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 629.10 Td (revenues in all regions, primarily due to low volatility as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 617.10 Td (well as the comparison to higher revenues in the prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 605.10 Td (year from a more robust trading environment following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 593.10 Td (the vote in the U.K. in favor of its withdrawal from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 581.10 Td (European Union, as well as the U.S. election. ) Tj ET Q q 0 0 0 rg BT 525.66 581.10 Td (The decline ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 569.10 Td (in revenues was driven by lower net interest revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 557.10 Td (\(decreased 22%\), lar) Tj ET Q q 0 0 0 rg BT 424.27 557.10 Td (gely due to higher funding costs and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 545.10 Td (a change in the mix of trading positions in support of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 533.10 Td (client activity) Tj ET Q q 0 0 0 rg BT 396.05 533.10 Td (. ) Tj ET Q q 0 0 0 rg BT 400.87 533.10 Td (The decline was partially of) Tj ET Q q 0 0 0 rg BT 512.31 533.10 Td (fset by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 521.10 Td (principal transactions revenues and commissions and fees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 509.10 Td (revenues. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 497.10 Td (Rates and currencies revenues decreased 5%, driven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 485.10 Td (by lower G10 rates and currencies revenues. Despite the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 473.10 Td (challenging trading environment, corporate client ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 461.10 Td (revenues in rates and currencies across the global network ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 449.10 Td (remained strong. Spread products and other fixed income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 437.10 Td (revenues decreased 6%, due to a dif) Tj ET Q q 0 0 0 rg BT 485.36 437.10 Td (ficult trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 425.10 Td (environment in the current year given low volatility) Tj ET Q q 0 0 0 rg BT 548.24 425.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 413.10 Td (driving lower credit markets and commodities revenues, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 401.10 Td (particularly in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 400.87 401.10 Td (North ) Tj ET Q q 0 0 0 rg BT 426.53 401.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.40 401.10 Td (, partially of) Tj ET Q q 0 0 0 rg BT 509.37 401.10 Td (fset by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 389.10 Td (municipals revenues, as well as higher securitized markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 377.10 Td (revenues.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 365.10 Td (Equity markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.76 365.10 Td (revenues decreased 2%. Excluding an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 353.10 Td (episodic loss in derivatives of approximately $130 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 341.10 Td (in the fourth quarter of 2017 related to a single client ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 329.10 Td (event, revenues increased 2%, as continued growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 317.10 Td (prime finance and delta one client balances and higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 305.10 Td (investor client activity \(particularly in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 496.12 305.10 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.77 305.10 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 542.21 305.10 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.99 305.10 Td (\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 293.10 Td (were partially of) Tj ET Q q 0 0 0 rg BT 407.90 293.10 Td (fset by lower episodic activity with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 281.10 Td (corporate clients in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 421.14 281.10 Td (North ) Tj ET Q q 0 0 0 rg BT 446.79 281.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.67 281.10 Td (. Excluding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 269.10 Td (episodic loss in derivatives, equity derivatives revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 257.10 Td (increased, driven by the stronger investor client activity) Tj ET Q q 0 0 0 rg BT 564.06 257.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 245.10 Td (Cash equities revenues were modestly higher as well, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 233.10 Td (driven by higher revenues in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 458.91 233.10 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.69 233.10 Td (, partially of) Tj ET Q q 0 0 0 rg BT 525.66 233.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 221.10 Td (lower cash commissions, as clients continued to move ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 209.10 Td (toward automated execution platforms across the industry) Tj ET Q q 0 0 0 rg BT 572.95 209.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 197.10 Td (Securities services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.64 197.10 Td (revenues increased 8%. Excluding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 185.10 Td (impact of the prior year) Tj ET Q q 0 0 0 rg BT 436.78 185.10 Td () Tj ET Q q 0 0 0 rg BT 439.55 185.10 Td (s divestiture of a private equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 173.10 Td (fund services business, revenues increased 12%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 161.10 Td (reflecting strength in all regions, driven by growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 149.10 Td (client volumes and higher interest revenue due to a more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 137.10 Td (favorable rate environment.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 113.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.21 113.10 Td ( increased 3%, as higher compensation, volume-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (related expenses and investments were partially of) Tj ET Q q 0 0 0 rg BT 525.41 101.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 89.10 Td (ficiency savings. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 77.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 351.63 77.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.41 77.10 Td ( improved $501 million, driven by a net loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (loss release of $380 million \(compared to a net release of $30 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (million in the prior year\) and a 29% decline in net credit ) Tj ET Q endstream endobj 57 0 obj <> endobj 58 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (losses. ) Tj ET Q q 0 0 0 rg BT 64.71 749.10 Td (The increase in net loan loss reserve releases was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (driven by an improvement in the provision for unfunded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (lending commitments in the corporate loan portfolio, as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (as a favorable credit environment, stability in commodity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (prices and continued improvement in the portfolio.) Tj ET Q q 0 0 0 rg BT 241.88 701.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (decline in net credit losses was lar) Tj ET Q q 0 0 0 rg BT 172.44 689.10 Td (gely driven by improvement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (in the ener) Tj ET Q q 0 0 0 rg BT 78.02 677.10 Td (gy sector) Tj ET Q q 0 0 0 rg BT 114.00 677.10 Td (, partially of) Tj ET Q q 0 0 0 rg BT 162.97 677.10 Td (fset by the impact of the single ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (client event in the fourth quarter noted above. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 641.10 Td ( vs. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.39 641.10 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 92.39 641.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.26 629.10 Td ( increased 5%, primarily driven by lower expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (and lower cost of credit.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 599.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 599.10 Td ( were lar) Tj ET Q q 0 0 0 rg BT 126.55 599.10 Td (gely unchanged, reflecting higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (revenues in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 102.32 587.10 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.12 587.10 Td ( \(increase of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.10 Td (6%\), driven by fixed income markets, of) Tj ET Q q 0 0 0 rg BT 215.99 575.10 Td (fset by lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 563.10 Td (revenues in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 102.32 563.10 Td (Banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.14 563.10 Td (\(decrease of 4% including the gains ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 551.10 Td (\(losses\) on loan hedges\). Excluding the impact of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 539.10 Td (gains \(losses\) on loan hedges, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 175.65 539.10 Td (Banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.47 539.10 Td (revenues increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.10 Td (1%, driven by treasury and trade solutions and the private ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 515.10 Td (bank. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 491.10 Td (W) Tj ET Q q 0 0 0 rg BT 45.04 491.10 Td (ithin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 65.87 491.10 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.20 491.10 Td (:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 473.10 Td (Investment banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.03 473.10 Td ( revenues decreased 6%, lar) Tj ET Q q 0 0 0 rg BT 243.18 473.10 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 461.10 Td (reflecting the overall industry-wide slowdown in activity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.10 Td (levels in equity underwriting and advisory during the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td (half of 2016. ) Tj ET Q q 0 0 0 rg BT 107.33 437.10 Td (Advisory revenues decreased 9%, reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.10 Td (strong performance in 2015.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 167.30 425.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 169.80 425.10 Td (Equity underwriting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (revenues decreased 31%, primarily reflecting the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 401.10 Td (market activity) Tj ET Q q 0 0 0 rg BT 113.60 401.10 Td (. Debt underwriting revenues increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.10 Td (5%, primarily due to higher market activity reflecting a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td (favorable interest rate environment.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 39.50 365.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 365.10 Td (T) Tj ET Q q 0 0 0 rg BT 59.01 365.10 Td (r) Tj ET Q q 0 0 0 rg BT 62.53 365.10 Td (easury and trade solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.92 365.10 Td ( revenues increased 6%. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.10 Td (Excluding the impact of FX translation, revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.10 Td (increased 8%, reflecting growth across most regions. ) Tj ET Q q 0 0 0 rg BT 267.92 341.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 329.10 Td (increase was primarily due to continued growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 317.10 Td (transaction volumes and deposit balances and improved ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 305.10 Td (spreads in certain regions. ) Tj ET Q q 0 0 0 rg BT 160.73 305.10 Td (T) Tj ET Q q 0 0 0 rg BT 166.49 305.10 Td (rade revenues increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.10 Td (modestly due to loan growth as well as spread ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.10 Td (improvements. End-of-period deposit balances increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 269.10 Td (5% \(6% excluding the impact of FX translation\), while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 257.10 Td (average trade loans decreased 2% \(1% excluding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 245.10 Td (impact of FX translation\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 233.10 Td (Corporate lending) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.17 233.10 Td ( revenues decreased 48%. Excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 221.10 Td (the impact of gains \(losses\) on loan hedges, revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.10 Td (decreased 6%. Excluding the impact of gains \(losses\) on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.10 Td (loan hedges and FX translation, revenues decreased 1%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.10 Td (mostly reflecting the adjustment to the residual value of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.10 Td (lease financing transaction, spread compression and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 161.10 Td (higher hedging costs, partially of) Tj ET Q q 0 0 0 rg BT 185.73 161.10 Td (fset by higher average ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 149.10 Td (loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 137.10 Td (Private bank) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.37 137.10 Td ( revenues increased 5%, reflecting growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 125.10 Td (loan volumes and improved deposit spreads, partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 113.10 Td (of) Tj ET Q q 0 0 0 rg BT 62.15 113.10 Td (fset by lower capital markets activity and lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 101.10 Td (managed investments revenues.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (W) Tj ET Q q 0 0 0 rg BT 333.04 749.10 Td (ithin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 353.87 749.10 Td (Markets and securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.67 749.10 Td (:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 731.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 731.10 Td (Fixed income markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.80 731.10 Td (revenues increased 14%, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 719.10 Td (higher revenues in all regions, lar) Tj ET Q q 0 0 0 rg BT 475.66 719.10 Td (gely driven by both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 707.10 Td (higher principal transactions revenues \(up 22%\) and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 695.10 Td (revenues \(up 79%\). ) Tj ET Q q 0 0 0 rg BT 422.35 695.10 Td (The increase in principal transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 683.10 Td (revenues was primarily due to higher rates and currencies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 671.10 Td (revenues and higher spread products revenues. Other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 659.10 Td (revenues increased mainly due to foreign currency losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 647.10 Td (in 2015. Rates and currencies revenues grew 22%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 635.10 Td (primarily due to the more favorable trading environment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 623.10 Td (and higher client revenues following the vote in the U.K. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 611.10 Td (and the U.S. election. Spread products and other fixed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 599.10 Td (income revenues decreased 3%, due to lower securitized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 587.10 Td (products revenues, driven by the impact of significantly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 575.10 Td (lower liquidity in the market in the first quarter of 2016.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 563.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 563.10 Td (Equity markets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.26 563.10 Td ( revenues declined 9%. Equity) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.12156862745098039 0.28627450980392155 0.49019607843137253 rg BT 524.17 563.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 526.67 563.10 Td (derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 551.10 Td (and prime finance revenues declined 13%, reflecting both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 539.10 Td (a challenging trading environment across all regions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 527.10 Td (driven by lower volatility compared to 2015, and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 515.10 Td (comparison to a more favorable trading environment in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 503.10 Td (2015 in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 374.78 503.10 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.56 503.10 Td (. ) Tj ET Q q 0 0 0 rg BT 397.38 503.10 Td (The decline in equity markets revenue was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 491.10 Td (also due to lower equity cash commissions driven by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 479.10 Td (continued shift to electronic trading and passive investing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 467.10 Td (by clients across the industry) Tj ET Q q 0 0 0 rg BT 457.44 467.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 455.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 455.10 Td (Securities services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.14 455.10 Td ( revenues increased 2%. Excluding the) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 443.10 Td (impact of FX translation, revenues increased 5%, driven) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 431.10 Td (by ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 354.50 431.10 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.16 431.10 Td (, primarily reflecting increased client activity) Tj ET Q q 0 0 0 rg BT 560.98 431.10 Td (, a) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 419.10 Td (modest gain on the sale of a private equity fund services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 407.10 Td (business in the first quarter of 2016, higher deposit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 395.10 Td (volumes and improved spreads. ) Tj ET Q q 0 0 0 rg BT 470.96 395.10 Td (The increase in revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 383.10 Td (was partially of) Tj ET Q q 0 0 0 rg BT 404.02 383.10 Td (fset by the absence of revenues from) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 371.10 Td (divestitures. Excluding the impact of FX translation and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 359.10 Td (divestitures, revenues increased 6%.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 337.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.21 337.10 Td ( decreased 1% as a benefit from FX translation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 325.10 Td (and ef) Tj ET Q q 0 0 0 rg BT 348.53 325.10 Td (ficiency savings were partially of) Tj ET Q q 0 0 0 rg BT 481.63 325.10 Td (fset by higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 313.10 Td (compensation expense and higher repositioning char) Tj ET Q q 0 0 0 rg BT 534.03 313.10 Td (ges.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 301.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 351.63 301.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.41 301.10 Td ( decreased 49%, driven by a net loan loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 289.10 Td (reserve release of $30 million \(compared to a net build of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 277.10 Td ($748 million in the prior year\). ) Tj ET Q q 0 0 0 rg BT 450.18 277.10 Td (The significant decline in loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 265.10 Td (loss reserve builds was related to ener) Tj ET Q q 0 0 0 rg BT 475.44 265.10 Td (gy and ener) Tj ET Q q 0 0 0 rg BT 521.90 265.10 Td (gy-related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 253.10 Td (exposures and was driven by stabilization of commodities as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 241.10 Td (oil prices continued to recover from lows in early 2016. ) Tj ET Q q 0 0 0 rg BT 549.03 241.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 229.10 Td (decline in cost of credit was partially of) Tj ET Q q 0 0 0 rg BT 482.37 229.10 Td (fset by higher net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 217.10 Td (credit losses of $516 million \(compared to $214 million in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 205.10 Td (prior year\) mostly related to the ener) Tj ET Q q 0 0 0 rg BT 470.43 205.10 Td (gy and ener) Tj ET Q q 0 0 0 rg BT 516.89 205.10 Td (gy-related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 193.10 Td (exposures, with a vast majority of) Tj ET Q q 0 0 0 rg BT 459.35 193.10 Td (fset by the release of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 181.10 Td (previously established loan loss reserves. ) Tj ET Q endstream endobj 59 0 obj <> endobj 60 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (29) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (CORPORA) Tj ET Q q 0 0 0 rg BT 95.77 747.90 Td (TE/OTHER) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.78 727.90 Td ( includes certain unallocated costs of global staf) Tj ET Q q 0 0 0 rg BT 295.48 727.90 Td (f functions \(including finance, risk, human resources, legal and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (compliance\), other corporate expenses and unallocated global operations and technology expenses, Corporate ) Tj ET Q q 0 0 0 rg BT 476.77 715.90 Td (T) Tj ET Q q 0 0 0 rg BT 482.53 715.90 Td (reasury) Tj ET Q q 0 0 0 rg BT 511.31 715.90 Td (, certain ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 546.01 715.90 Td (North ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.88 703.90 Td ( and international legacy consumer loan portfolios, other legacy assets and discontinued operations \(for additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 48.50 691.90 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.28 691.90 Td (, see Citigroup Segments above\). ) Tj ET Q q 0 0 0 rg BT 259.30 691.90 Td (At December 31, 2017, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 355.38 691.90 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.16 691.90 Td ( had $77 billion in assets, a decrease ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (of 25% year) Tj ET Q q 0 0 0 rg BT 84.67 679.90 Td (-over) Tj ET Q q 0 0 0 rg BT 105.57 679.90 Td (-year and 23% from September 30, 2017. ) Tj ET Q q 0 0 0 rg BT 273.39 679.90 Td (The decrease in assets included an approximate $20 billion decline in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (DT) Tj ET Q q 0 0 0 rg BT 48.53 667.90 Td (As during the fourth quarter of 2017 due to the impact of ) Tj ET Q q 0 0 0 rg BT 278.85 667.90 Td (T) Tj ET Q q 0 0 0 rg BT 284.26 667.90 Td (ax Reform. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 634.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 634.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 634.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 634.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 634.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 634.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 606.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 606.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 606.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 606.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 606.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 606.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 578.40 235.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 578.40 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 578.40 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 578.40 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 578.40 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 578.40 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 549.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 549.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 549.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 549.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 549.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 549.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 521.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 521.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 521.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 521.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 521.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 521.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 493.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 493.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 493.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 493.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 493.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 493.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 465.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 465.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 465.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 465.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 465.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 465.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 430.40 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 430.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 430.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 430.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 430.40 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 430.40 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 634.4 m 270.5 634.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 634.4 m 514.5 634.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 634.4 m 331.5 634.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 634.4 m 392.5 634.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 634.4 m 453.5 634.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 634.4 m 575.5 634.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 606.4 m 270.5 606.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 606.4 m 331.5 606.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 606.4 m 392.5 606.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 606.4 m 453.5 606.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 606.4 m 575.5 606.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 592.4 m 270.5 592.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 606.4 m 331.5 606.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 592.4 m 331.5 592.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 606.4 m 392.5 606.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 592.4 m 392.5 592.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 606.4 m 453.5 606.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 592.4 m 453.5 592.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 606.4 m 514.5 606.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 592.4 m 514.5 592.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 606.4 m 575.5 606.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 592.4 m 575.5 592.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 521.4 m 270.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 521.4 m 331.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 521.4 m 392.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 521.4 m 453.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 521.4 m 575.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 507.4 m 270.5 507.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 507.4 m 331.5 507.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 507.4 m 392.5 507.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 507.4 m 453.5 507.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 521.4 m 514.5 521.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 507.4 m 575.5 507.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 507.4 m 514.5 507.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 479.4 m 270.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 479.4 m 331.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 479.4 m 392.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 479.4 m 453.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 479.4 m 575.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 479.4 m 331.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 479.4 m 392.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 479.4 m 453.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 479.4 m 514.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 479.4 m 575.5 479.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 451.4 m 270.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 451.4 m 331.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 451.4 m 392.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 451.4 m 453.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 451.4 m 514.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 451.4 m 575.5 451.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 416.4 m 270.5 416.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 416.4 m 331.5 416.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 416.4 m 392.5 416.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 416.4 m 453.5 416.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 416.4 m 575.5 416.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 402.4 m 270.5 402.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 402.4 m 331.5 402.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 402.4 m 392.5 402.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 402.4 m 453.5 402.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 416.4 m 514.5 416.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 402.4 m 514.5 402.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 402.4 m 575.5 402.4 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 638.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 638.85 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 638.86 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 638.86 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.10 647.85 Td (% Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.95 638.85 Td (2017 vs. 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.85 647.86 Td (% Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.95 638.86 Td (2016 vs. 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 624.86 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 624.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.75 624.85 Td (1,963) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 624.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.75 624.86 Td (2,985) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 624.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 624.86 Td (5,210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 624.85 Td (\(34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 624.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 624.86 Td (\(43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 624.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 610.86 Td (Non-interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.75 610.85 Td (1,122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.75 610.86 Td (2,144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 610.86 Td (5,561) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 610.85 Td (\(48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 610.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 610.86 Td (\(61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 610.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 596.85 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 596.85 Td (otal r) Tj ET Q q 0 0 0 rg BT 63.84 596.85 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 140.66 596.85 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 596.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.75 596.85 Td (3,085) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 596.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.75 596.86 Td (5,129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 596.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 596.86 Td (10,771) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 596.85 Td (\(40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 596.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 596.86 Td (\(52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 596.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 582.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 582.86 Td (otal operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 582.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.75 582.85 Td (3,786) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 582.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.75 582.86 Td (4,977) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 582.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 582.86 Td (7,329) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 582.85 Td (\(24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 582.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 582.86 Td (\(32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 582.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 567.86 Td (Net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 567.85 Td (149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.50 567.86 Td (435) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 567.86 Td (1,336) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 567.85 Td (\(66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 567.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 567.86 Td (\(67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 567.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 553.86 Td (Credit reserve build \(release\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 553.85 Td (\(317) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.00 553.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 553.86 Td (\(456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 553.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.50 553.86 Td (\(453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 553.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 553.85 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 553.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 553.86 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 553.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 539.86 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 539.85 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 539.86 Td (\(8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 539.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 539.86 Td (\(24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 539.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.50 539.85 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 539.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 539.86 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 539.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 525.86 Td (Provision for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.50 525.85 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.00 525.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.00 525.86 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 525.86 Td (623) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 525.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 525.86 Td (\(84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 525.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 511.86 Td (Provisions for loan losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 511.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 511.85 Td (\(175) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.00 511.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 511.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.00 511.86 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 511.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 511.86 Td (1,482) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 511.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 511.86 Td (\(95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 511.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 497.86 Td (Income \(loss\) from continuing operations before taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 497.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 497.85 Td (\(526) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.00 497.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 497.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.00 497.86 Td (83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 497.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 497.86 Td (1,960) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 497.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 497.86 Td (\(96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 497.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 483.86 Td (Income taxes \(benefits\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.25 483.85 Td (19,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 483.86 Td (\(471) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 483.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.50 483.86 Td (\(102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 483.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 483.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.45 483.86 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 469.85 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 97.90 469.85 Td (om continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 469.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.25 469.85 Td (\(19,586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.00 469.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 469.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.50 469.86 Td (554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 469.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 469.86 Td (2,062) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 469.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 469.86 Td (\(73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 469.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 455.86 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 455.85 Td (\(1) Tj ET Q q 0 0 0 rg BT 319.00 455.85 Td (1) Tj ET Q q 0 0 0 rg BT 323.50 455.85 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.00 455.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 455.86 Td (\(58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 455.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 455.86 Td (\(54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 455.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 455.85 Td (\(91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 455.85 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 455.86 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 455.86 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 442.80 Td (Net income \(loss\) befor) Tj ET Q q 0 0 0 rg BT 126.14 442.80 Td (e attribution of noncontr) Tj ET Q q 0 0 0 rg BT 221.23 442.80 Td (olling) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 433.80 Td (inter) Tj ET Q q 0 0 0 rg BT 56.41 433.80 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 434.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.25 434.85 Td (\(19,697) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.00 434.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 434.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.50 434.86 Td (496) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 434.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 434.86 Td (2,008) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 434.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 434.86 Td (\(75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 434.86 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 420.86 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.50 420.85 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.00 420.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 420.86 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 420.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 420.86 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 420.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.45 420.86 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 406.85 Td (Net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 406.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.25 406.85 Td (\(19,691) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.00 406.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 406.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.50 406.86 Td (498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 406.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 406.86 Td (1,979) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 406.85 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 406.86 Td (\(75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 406.86 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 385.30 Td (NM Not meaningful) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 361.30 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 361.30 Td ( vs. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.39 361.30 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 92.39 361.30 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 349.30 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.05 349.30 Td (net loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.33 349.30 Td ( was $19.7 billion in 2017, compared to net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 337.30 Td (income of $498 million in the prior year) Tj ET Q q 0 0 0 rg BT 196.40 337.30 Td (, primarily driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.30 Td (the estimated $19.8 billion non-cash char) Tj ET Q q 0 0 0 rg BT 200.78 325.30 Td (ge recorded in the tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 313.30 Td (line due to the impact of ) Tj ET Q q 0 0 0 rg BT 135.79 313.30 Td (T) Tj ET Q q 0 0 0 rg BT 141.20 313.30 Td (ax Reform \(for additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 301.30 Td (information, see Impact of ) Tj ET Q q 0 0 0 rg BT 148.83 301.30 Td (T) Tj ET Q q 0 0 0 rg BT 154.24 301.30 Td (ax Reform above\). Excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 289.30 Td (the impact of ) Tj ET Q q 0 0 0 rg BT 91.08 289.30 Td (T) Tj ET Q q 0 0 0 rg BT 96.49 289.30 Td (ax Reform, net income declined 69% to $153 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 277.30 Td (million, reflecting lower revenues, partially of) Tj ET Q q 0 0 0 rg BT 220.48 277.30 Td (fset by lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 265.30 Td (expenses and lower cost of credit. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 253.30 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.75 253.30 Td ( declined 40%, primarily reflecting the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 241.30 Td (continued wind-down of legacy assets and the absence of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 229.30 Td (gains related to debt buybacks in 2016. Revenues included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 217.30 Td (approximately $750 million in gains on asset sales in the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 205.30 Td (quarter of 2017, which more than of) Tj ET Q q 0 0 0 rg BT 180.50 205.30 Td (fset a roughly $300 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 193.30 Td (million char) Tj ET Q q 0 0 0 rg BT 84.42 193.30 Td (ge related to the exit of Citi) Tj ET Q q 0 0 0 rg BT 197.16 193.30 Td (s U.S. mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 181.30 Td (servicing operations in the quarter) Tj ET Q q 0 0 0 rg BT 172.07 181.30 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 169.30 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.21 169.30 Td ( declined 24%, reflecting the wind-down of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 157.30 Td (legacy assets and lower legal expenses, partially of) Tj ET Q q 0 0 0 rg BT 239.63 157.30 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 145.30 Td (approximately $100 million in episodic expenses primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 133.30 Td (related to the exit of the U.S. mortgage servicing operations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 121.30 Td (Also included in expenses is an approximately $255 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 109.30 Td (provision for remediation costs related to a CARD ) Tj ET Q q 0 0 0 rg BT 239.85 109.30 Td (Act matter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 97.30 Td (\(for additional information, see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 167.90 97.30 Td (North ) Tj ET Q q 0 0 0 rg BT 193.56 97.30 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.94 97.30 Td ( above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 85.30 Td (and Note 27 to the Consolidated Financial Statements\). Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 73.30 Td (believes the aggregate approximately $335 million provision ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 61.30 Td (\(including the $80 million provision in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 193.77 61.30 Td (North ) Tj ET Q q 0 0 0 rg BT 219.43 61.30 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.80 61.30 Td (\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 49.30 Td (to be suf) Tj ET Q q 0 0 0 rg BT 70.26 49.30 Td (ficient for Citi) Tj ET Q q 0 0 0 rg BT 130.24 49.30 Td (s planned remediation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 373.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 345.00 361.30 Td (Pr) Tj ET Q q 0 0 0 rg BT 354.63 361.30 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.41 361.30 Td ( decreased $244 million to a net benefit of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 349.30 Td ($175 million, primarily due to lower net credit losses and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 337.30 Td (lower provision for benefits and claims, partially of) Tj ET Q q 0 0 0 rg BT 529.87 337.30 Td (fset by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 325.30 Td (lower net loan loss reserve release. Net credit losses declined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 313.30 Td (66% to $149 million, primarily reflecting the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 301.30 Td (ongoing divestiture activity and the continued wind-down of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 289.30 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 338.72 289.30 Td (North ) Tj ET Q q 0 0 0 rg BT 364.38 289.30 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.25 289.30 Td ( mortgage portfolio. ) Tj ET Q q 0 0 0 rg BT 480.83 289.30 Td (The provision for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 277.30 Td (benefits and claims declined by $105 million, primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 265.30 Td (lower insurance activity) Tj ET Q q 0 0 0 rg BT 419.42 265.30 Td (. ) Tj ET Q q 0 0 0 rg BT 424.24 265.30 Td (The net reserve release declined by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 253.30 Td ($147 million to $317 million, and reflected the continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 241.30 Td (wind-down of the legacy ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 426.19 241.30 Td (North ) Tj ET Q q 0 0 0 rg BT 451.85 241.30 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.73 241.30 Td ( mortgage portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 229.30 Td (and divestitures.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 205.30 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.00 205.30 Td ( vs. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.39 205.30 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.39 205.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 193.30 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.26 193.30 Td ( was $498 million, compared to net income of $2.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 181.30 Td (billion in 2015, primarily reflecting lower revenues and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 169.30 Td (higher ef) Tj ET Q q 0 0 0 rg BT 359.63 169.30 Td (fective tax rate in 2016 due to the absence of certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 157.30 Td (tax benefits in 2015. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 145.30 Td (Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.75 145.30 Td ( decreased 52%, primarily driven by the overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 133.30 Td (wind-down of legacy assets and lower net gains on sales, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 121.30 Td (particularly the sales of OneMain Financial and the retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 109.30 Td (banking and credit cards businesses in Japan in the fourth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 97.30 Td (quarter of 2015. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 85.30 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.21 85.30 Td ( decreased 32%, reflecting the sales and run-of) Tj ET Q q 0 0 0 rg BT 566.17 85.30 Td (f ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 73.30 Td (of assets, lower legal and related expenses and lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 61.30 Td (repositioning costs.) Tj ET Q endstream endobj 61 0 obj <> endobj 62 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.50 749.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 66.13 749.10 Td (ovisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.91 749.10 Td ( decreased 95% due to lower net credit losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (and a lower provision for benefits and claims \(decrease of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (84%\) due to lower insurance activity) Tj ET Q q 0 0 0 rg BT 182.80 725.10 Td (. Net credit losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (declined 67%, primarily due to the impact of divestitures and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (continued credit improvements in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 173.19 701.10 Td (North ) Tj ET Q q 0 0 0 rg BT 198.85 701.10 Td (America ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.22 701.10 Td (mortgages. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (Payment Pr) Tj ET Q q 0 0 0 rg BT 86.63 677.10 Td (otection Insurance \(PPI\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (The selling of PPI by financial institutions in the U.K. has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (been the subject of intense review and focus by U.K. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (regulators and the U.K. Supreme Court. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (PPI is designed to cover a customer) Tj ET Q q 0 0 0 rg BT 197.12 629.10 Td () Tj ET Q q 0 0 0 rg BT 199.90 629.10 Td (s loan repayments if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (certain events occur) Tj ET Q q 0 0 0 rg BT 115.56 617.10 Td (, such as long-term illness or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (unemployment. ) Tj ET Q q 0 0 0 rg BT 103.31 605.10 Td (The U.K. Financial Conduct ) Tj ET Q q 0 0 0 rg BT 218.85 605.10 Td (Authority \(FCA\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (found certain problems across the industry with how these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (products were sold, including customers not realizing that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (cost of PPI premiums was being added to their loan or PPI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (being unsuitable for the customer) Tj ET Q q 0 0 0 rg BT 169.30 557.10 Td (. Redress generally involves ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (the repayment of premiums and the refund of all applicable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (contractual interest, together with compensatory interest of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (8%. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.10 Td (In addition, during the fourth quarter of 2014, the U.K. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (Supreme Court issued a ruling in a case \(Plevin\) involving PPI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (pursuant to which the court ruled, independent of the sale of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (the PPI contract, that the PPI contract at issue in the case was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (unfair due to the high sales commissions earned and the lack ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (of disclosure to the customer thereof. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td (In addition, the FCA) Tj ET Q q 0 0 0 rg BT 136.22 437.10 Td ( released a policy statement related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (PPI that \(i\) set a deadline of ) Tj ET Q q 0 0 0 rg BT 149.58 425.10 Td (August 29, 2019 by which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (consumers must file PPI claims, \(ii\) provides for the launch of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (FCA-led marketing campaigns to inform consumers of this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (deadline, \(iii\) set new rules and guidance for the handling of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (PPI complaints in light of the Supreme Court) Tj ET Q q 0 0 0 rg BT 219.60 377.10 Td (s decision on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (Plevin and \(iv\) requires all firms to contact all previously ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (rejected customers who may be able to complain under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (new Plevin rule \(the Plevin Customer Contact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (Exercise\).Citi completed the Plevin Customer Contact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (Exercise during the fourth quarter of 2017.) Tj ET Q q 0 0 0 rg BT 209.65 317.10 Td (The FCA-led ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (marketing campaigns began in ) Tj ET Q q 0 0 0 rg BT 160.41 305.10 Td (August 2017 and will continue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (through the ) Tj ET Q q 0 0 0 rg BT 83.77 293.10 Td (August 2019 deadline. ) Tj ET Q q 0 0 0 rg BT 176.36 293.10 Td (The level of PPI claims ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (also continues to be influenced by the solicitation activity of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (Claims Management Companies \(CMCs\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 257.10 Td (During 2017, Citi increased its PPI reserves by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (approximately $109 million \(with $105 million recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.78 233.10 Td ( and $4 million recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 214.86 233.10 Td (Discontinued ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.78 221.10 Td (\). ) Tj ET Q q 0 0 0 rg BT 89.43 221.10 Td (The increase for full-year 2017 compared to an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (increase of $134 million during 2016 and was primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (the ongoing level of PPI claims.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 185.10 Td (s year) Tj ET Q q 0 0 0 rg BT 95.18 185.10 Td (-end 2017 PPI reserve was $213 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (compared to $228 million as of December 31, 2016.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (Additional reserving actions, if any) Tj ET Q q 0 0 0 rg BT 176.70 161.10 Td (, in 2018 will lar) Tj ET Q q 0 0 0 rg BT 242.90 161.10 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (depend on the level of customer claims in response to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (FCA-led marketing campaigns and the level of ongoing CMC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (activity) Tj ET Q q 0 0 0 rg BT 65.34 125.10 Td (.) Tj ET Q endstream endobj 63 0 obj <> endobj 64 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (31) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (OFF-BALANCE SHEET) Tj ET Q q 0 0 0 rg BT 165.47 747.90 Td ( ) Tj ET Q q 0 0 0 rg BT 167.81 747.90 Td (ARRANGEMENTS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (Citigroup enters into various types of of) Tj ET Q q 0 0 0 rg BT 195.79 723.90 Td (f-balance sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 711.90 Td (arrangements in the ordinary course of business. Citi) Tj ET Q q 0 0 0 rg BT 249.84 711.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 699.90 Td (involvement in these arrangements can take many dif) Tj ET Q q 0 0 0 rg BT 249.35 699.90 Td (ferent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 687.90 Td (forms, including without limitation:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 669.90 Td (purchasing or retaining residual and other interests in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 657.90 Td (unconsolidated special purpose entities, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 645.90 Td (mortgage-backed and other asset-backed securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 633.90 Td (entities;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 621.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 621.90 Td (holding senior and subordinated debt, interests in limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 609.90 Td (and general partnerships and equity interests in other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 597.90 Td (unconsolidated special purpose entities; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 585.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 585.90 Td (providing guarantees, indemnifications, loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 573.90 Td (commitments, letters of credit and representations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 561.90 Td (warranties; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 549.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 549.90 Td (entering into operating leases for property and equipment.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 525.90 Td (Citi enters into these arrangements for a variety of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 513.90 Td (business purposes. For example, securitization arrangements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 501.90 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 501.90 Td (fer investors access to specific cash flows and risks created ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 489.90 Td (through the securitization process. Securitization arrangements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 477.90 Td (also assist Citi and its customers in monetizing their financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 465.90 Td (assets and securing financing at more favorable rates than Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 453.90 Td (or the customers could otherwise obtain.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 441.90 Td (The table below shows where a discussion of Citi) Tj ET Q q 0 0 0 rg BT 255.07 441.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 429.90 Td (various of) Tj ET Q q 0 0 0 rg BT 76.09 429.90 Td (f-balance sheet arrangements may be found in this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 417.90 Td (Form10-K. In addition, see Note1 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 405.90 Td (Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 369.90 Td (T) Tj ET Q q 0 0 0 rg BT 41.93 369.90 Td (ypes of Off-Balance Sheet ) Tj ET Q q 0 0 0 rg BT 153.58 369.90 Td (Arrangements Disclosur) Tj ET Q q 0 0 0 rg BT 257.55 369.90 Td (es in ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 357.90 Td (this Form10-K ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 339.40 111.00 -59.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 339.40 141.00 -59.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 258.40 111.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 147.50 258.40 141.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 339.4 m 147.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 339.4 m 288.5 339.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 280.4 m 147.5 280.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 280.4 m 288.5 280.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 258.4 m 147.5 258.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 235.39999999999998 m 147.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 258.4 m 288.5 258.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 235.39999999999998 m 288.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 235.39999999999998 m 147.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 212.39999999999998 m 147.5 212.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 235.39999999999998 m 288.5 235.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 147.5 212.39999999999998 m 288.5 212.39999999999998 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 330.66 Td (V) Tj ET Q q 0 0 0 rg BT 45.00 330.66 Td (ariable interests and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 321.66 Td (obligations, including) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 312.66 Td (contingent obligations,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 303.66 Td (arising from variable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 294.66 Td (interests in nonconsolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 285.66 Td (VIEs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 330.66 Td (See Note21 to the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 321.66 Td (Financial Statements.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 271.66 Td (Letters of credit, and lending) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 262.66 Td (and other commitments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 271.66 Td (See Note26 to the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 262.66 Td (Financial Statements.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 249.66 Td (Guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 249.66 Td (See Note26 to the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 240.66 Td (Financial Statements.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 226.66 Td (Leases) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 226.66 Td (See Note26 to the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.00 217.66 Td (Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 65 0 obj <> endobj 66 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (32) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (CONTRACTUAL) Tj ET Q q 0 0 0 rg BT 129.35 747.90 Td ( OBLIGA) Tj ET Q q 0 0 0 rg BT 179.47 747.90 Td (TIONS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (The following table includes information on Citigroup) Tj ET Q q 0 0 0 rg BT 256.52 723.90 Td (s contractual obligations, as specified and aggregated pursuant to SEC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 711.90 Td (requirements:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.98 711.90 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 673.40 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 673.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 673.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 673.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 394.50 673.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 673.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 673.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 673.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 645.40 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 645.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 645.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 645.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 394.50 645.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 645.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 645.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 645.40 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 617.40 232.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 617.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 617.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 617.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 394.50 617.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 617.40 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 617.40 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 617.40 47.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 687.4 m 310.5 687.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 687.4 m 352.5 687.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 687.4 m 394.5 687.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 687.4 m 436.5 687.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 687.4 m 478.5 687.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 687.4 m 529.5 687.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 687.4 m 576.5 687.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 673.4 m 268.5 673.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 687.4 m 310.5 687.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 673.4 m 310.5 673.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 687.4 m 352.5 687.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 673.4 m 352.5 673.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 687.4 m 394.5 687.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 673.4 m 394.5 673.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 687.4 m 436.5 687.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 673.4 m 436.5 673.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 687.4 m 478.5 687.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 673.4 m 478.5 673.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 687.4 m 529.5 673.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 673.4 m 529.5 673.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 673.4 m 529.5 659.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 673.4 m 576.5 673.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 659.4 m 529.5 645.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 645.4 m 529.5 631.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 631.4 m 529.5 617.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 603.4 m 268.5 603.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 603.4 m 310.5 603.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 603.4 m 352.5 603.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 603.4 m 394.5 603.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 603.4 m 436.5 603.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 603.4 m 478.5 603.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 603.4 m 529.5 603.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 617.4 m 529.5 603.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 603.4 m 576.5 603.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 589.4 m 268.5 589.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 589.4 m 310.5 589.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 589.4 m 352.5 589.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 589.4 m 394.5 589.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 589.4 m 436.5 589.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 589.4 m 478.5 589.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 589.4 m 529.5 589.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 603.4 m 529.5 589.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 589.4 m 576.5 589.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.40 691.85 Td (Contractual obligations by year) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 677.65 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 677.86 Td (2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 677.86 Td (2019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 677.86 Td (2020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 677.86 Td (2021) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 677.86 Td (2022) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 677.86 Td (Thereafter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.30 677.86 Td (T) Tj ET Q q 0 0 0 rg BT 548.17 677.86 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 663.86 Td (Long-term debt obligationsprincipal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 178.47 667.94 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.00 663.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.25 663.86 Td (53,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 663.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.25 663.86 Td (36,289) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 663.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 663.86 Td (23,188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 663.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 663.86 Td (21,019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 663.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.25 663.86 Td (12,364) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 663.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 663.86 Td (90,371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 663.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 663.86 Td (236,709) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 649.86 Td (Long-term debt obligationsinterest payments) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 209.71 653.94 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 649.86 Td (7,496) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.75 649.86 Td (5,894) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 649.86 Td (4,832) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 649.86 Td (4,043) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 649.86 Td (3,447) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 649.86 Td (33,955) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 649.86 Td (59,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 635.86 Td (Operating and capital lease obligations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.50 635.86 Td (968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 635.86 Td (837) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 635.86 Td (676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.50 635.86 Td (568) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 635.86 Td (469) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.75 635.86 Td (2,593) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 635.86 Td (6,1) Tj ET Q q 0 0 0 rg BT 564.00 635.86 Td (1) Tj ET Q q 0 0 0 rg BT 568.50 635.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 621.86 Td (Purchase obligations) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 113.74 625.94 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.50 621.86 Td (407) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 621.86 Td (347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.50 621.86 Td (358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.50 621.86 Td (318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 621.86 Td (316) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.75 621.86 Td (1,147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 621.86 Td (2,893) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 607.86 Td (Other liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 95.24 611.94 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.25 607.86 Td (34,180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 607.86 Td (498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.00 607.86 Td (93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 607.86 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 607.86 Td (80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.75 607.86 Td (1,794) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 607.86 Td (36,732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 593.85 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 593.85 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.00 593.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.25 593.86 Td (96,529) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 593.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.25 593.86 Td (43,865) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 593.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 593.86 Td (29,147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 593.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.25 593.86 Td (26,035) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 593.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.25 593.86 Td (16,676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 593.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.75 593.86 Td (129,860) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 593.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 593.86 Td (342,1) Tj ET Q q 0 0 0 rg BT 564.00 593.86 Td (12) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 570.70 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 570.70 Td (For additional information about long-term debt obligations, see Liquidity RiskLong-T) Tj ET Q q 0 0 0 rg BT 343.62 570.70 Td (erm Debt below and Note 17 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 561.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 561.10 Td (Contractual obligations related to interest payments on long-term debt for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 291.71 561.10 Td (2018) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 307.71 561.10 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 311.71 561.10 Td (2022) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 327.71 561.10 Td ( are calculated by applying the December 31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 474.54 561.10 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.54 561.10 Td ( weighted-average interest ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 551.50 Td (rate \(3.57%\) on average outstanding long-term debt to the average remaining contractual obligations on long-term debt for each of those years. ) Tj ET Q q 0 0 0 rg BT 513.47 551.50 Td (The Thereafter ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 541.90 Td (interest payments on long-term debt for the remaining years to maturity \(20232098\) are calculated by applying current interest rates on the remaining contractual ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 532.30 Td (obligations on long-term debt for each of those years.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 522.70 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 522.70 Td (Purchase obligations consist of obligations to purchase goods or services that are enforceable and legally binding on Citi. For presentation purposes, purchase ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 513.10 Td (obligations are included in the table above through the termination date of the respective agreements, even if the contract is renewable. Many of the purchase ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 503.50 Td (agreements for goods or services include clauses that would allow Citi to cancel the agreement with specified notice, however) Tj ET Q q 0 0 0 rg BT 457.32 503.50 Td (, that impact is not included in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 493.90 Td (table above \(unless Citi has already notified the counterparty of its intention to terminate the agreement\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 484.30 Td (\(4\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 484.30 Td (Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 104.89 484.30 Td ( reflected on Citigroup) Tj ET Q q 0 0 0 rg BT 179.75 484.30 Td (s Consolidated Balance Sheet includes accounts payable, accrued expenses, uncertain tax positions and other liabilities that ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 474.70 Td (have been incurred and will ultimately be paid in cash; legal reserve accruals are not included in the table above. ) Tj ET Q q 0 0 0 rg BT 415.86 474.70 Td (Also includes discretionary contributions in 2018 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 465.10 Td (for Citi) Tj ET Q q 0 0 0 rg BT 79.55 465.10 Td (s employee-defined benefit obligations for the pension, postretirement and post employment plans and defined contribution plans. ) Tj ET Q endstream endobj 67 0 obj <> endobj 68 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (33) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td ( ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 733.50 Td (CAPIT) Tj ET Q q 0 0 0 rg BT 72.45 733.50 Td (AL) Tj ET Q q 0 0 0 rg BT 88.45 733.50 Td ( RESOURCES ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 709.50 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 697.50 Td (Capital is used principally to support assets in Citi) Tj ET Q q 0 0 0 rg BT 239.87 697.50 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 685.50 Td (businesses and to absorb credit, market and operational losses. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 673.50 Td (Citi primarily generates capital through earnings from its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 661.50 Td (operating businesses. Citi may augment its capital through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 649.50 Td (issuances of common stock, noncumulative perpetual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 637.50 Td (preferred stock and equity issued through awards under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 625.50 Td (employee benefit plans, among other issuances. Further) Tj ET Q q 0 0 0 rg BT 258.31 625.50 Td (, Citi) Tj ET Q q 0 0 0 rg BT 281.10 625.50 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 613.50 Td (capital levels may also be af) Tj ET Q q 0 0 0 rg BT 148.83 613.50 Td (fected by changes in accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 601.50 Td (and regulatory standards, as well as U.S. corporate tax laws ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 589.50 Td (and the impact of future events on Citi) Tj ET Q q 0 0 0 rg BT 192.90 589.50 Td (s business results, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 577.50 Td (as changes in interest and foreign exchange rates, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 565.50 Td (business and asset dispositions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 553.50 Td (During 2017, Citi returned a total of $17.1 billion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 541.50 Td (capital to common shareholders in the form of share ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 529.50 Td (repurchases \(approximately 214 million common shares\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 517.50 Td (dividends. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 493.50 Td (Capital Management) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 481.50 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 481.50 Td (s capital management framework is designed to ensure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 469.50 Td (that Citigroup and its principal subsidiaries maintain suf) Tj ET Q q 0 0 0 rg BT 260.51 469.50 Td (ficient ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 457.50 Td (capital consistent with each entity) Tj ET Q q 0 0 0 rg BT 174.29 457.50 Td (s respective risk profile, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 445.50 Td (management tar) Tj ET Q q 0 0 0 rg BT 99.96 445.50 Td (gets and all applicable regulatory standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 433.50 Td (and guidelines. Citi assesses its capital adequacy against a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 421.50 Td (series of internal quantitative capital goals, designed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 409.50 Td (evaluate the Company) Tj ET Q q 0 0 0 rg BT 128.19 409.50 Td (s capital levels in expected and stressed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 397.50 Td (economic environments. Underlying these internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 385.50 Td (quantitative capital goals are strategic capital considerations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 373.50 Td (centered on preserving and building financial strength. ) Tj ET Q q 0 0 0 rg BT 256.86 373.50 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 361.50 Td (Citigroup Capital Committee, with oversight from the Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 349.50 Td (Management Committee of Citigroup) Tj ET Q q 0 0 0 rg BT 189.58 349.50 Td (s Board of Directors, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 337.50 Td (has responsibility for Citi) Tj ET Q q 0 0 0 rg BT 140.72 337.50 Td (s aggregate capital structure, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.50 Td (including the capital assessment and planning process, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 313.50 Td (is integrated into Citi) Tj ET Q q 0 0 0 rg BT 123.49 313.50 Td (s capital plan. Balance sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 301.50 Td (management, including oversight of capital adequacy) Tj ET Q q 0 0 0 rg BT 249.16 301.50 Td (, for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 289.50 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 289.50 Td (s subsidiaries is governed by each entity) Tj ET Q q 0 0 0 rg BT 240.97 289.50 Td (s ) Tj ET Q q 0 0 0 rg BT 246.81 289.50 Td (Asset and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 277.50 Td (Liability Committee, where applicable. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 265.50 Td (information regarding Citi) Tj ET Q q 0 0 0 rg BT 144.31 265.50 Td (s capital planning and stress testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 253.50 Td (exercises, see Stress ) Tj ET Q q 0 0 0 rg BT 123.56 253.50 Td (T) Tj ET Q q 0 0 0 rg BT 128.97 253.50 Td (estingComponent of Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 241.50 Td (Planning below) Tj ET Q q 0 0 0 rg BT 102.28 241.50 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 217.50 Td (Curr) Tj ET Q q 0 0 0 rg BT 57.48 217.50 Td (ent Regulatory Capital Standards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 205.50 Td (Citi is subject to regulatory capital standards issued by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 193.50 Td (Federal Reserve Board, which constitute the U.S. Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 181.50 Td (rules. ) Tj ET Q q 0 0 0 rg BT 60.26 181.50 Td (These rules establish an integrated capital adequacy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 169.50 Td (framework, encompassing both risk-based capital ratios and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 157.50 Td (leverage ratios.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 709.50 Td (Risk-Based Capital Ratios) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 697.50 Td (The U.S. Basel III rules set forth the composition of regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 685.50 Td (capital \(including the application of regulatory capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 673.50 Td (adjustments and deductions\), as well as two comprehensive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 661.50 Td (methodologies \(a Standardized ) Tj ET Q q 0 0 0 rg BT 449.80 661.50 Td (Approach and ) Tj ET Q q 0 0 0 rg BT 508.12 661.50 Td (Advanced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 649.50 Td (Approaches\) for measuring total risk-weighted assets. ) Tj ET Q q 0 0 0 rg BT 541.81 649.50 Td (T) Tj ET Q q 0 0 0 rg BT 547.22 649.50 Td (otal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 637.50 Td (risk-weighted assets under the ) Tj ET Q q 0 0 0 rg BT 446.75 637.50 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 489.23 637.50 Td (Approaches, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 625.50 Td (are primarily models based, include credit, market, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 613.50 Td (operational risk-weighted assets. Conversely) Tj ET Q q 0 0 0 rg BT 502.19 613.50 Td (, the Standardized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 601.50 Td (Approach excludes operational risk-weighted assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 589.50 Td (generally applies prescribed supervisory risk weights to broad ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 577.50 Td (categories of credit risk exposures. ) Tj ET Q q 0 0 0 rg BT 465.06 577.50 Td (As a result, credit risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 565.50 Td (weighted assets calculated under the ) Tj ET Q q 0 0 0 rg BT 471.45 565.50 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 513.93 565.50 Td (Approaches ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 553.50 Td (are more risk sensitive than those calculated under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 541.50 Td (Standardized ) Tj ET Q q 0 0 0 rg BT 378.15 541.50 Td (Approach. Market risk-weighted assets are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 529.50 Td (derived on a generally consistent basis under both approaches. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 517.50 Td (The U.S. Basel III rules establish stated minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 505.50 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 392.71 505.50 Td (T) Tj ET Q q 0 0 0 rg BT 398.47 505.50 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 452.72 505.50 Td (T) Tj ET Q q 0 0 0 rg BT 458.47 505.50 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 527.16 505.50 Td (T) Tj ET Q q 0 0 0 rg BT 532.57 505.50 Td (otal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 493.50 Td (Capital ratios for substantially all U.S. banking or) Tj ET Q q 0 0 0 rg BT 522.96 493.50 Td (ganizations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 481.50 Td (including Citi and Citibank, N.A. \(Citibank\). Moreover) Tj ET Q q 0 0 0 rg BT 545.24 481.50 Td (, these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 469.50 Td (rules provide for both a fixed Capital Conservation Buf) Tj ET Q q 0 0 0 rg BT 545.44 469.50 Td (fer and, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 457.50 Td (for ) Tj ET Q q 0 0 0 rg BT 337.61 457.50 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 380.09 457.50 Td (Approaches banking or) Tj ET Q q 0 0 0 rg BT 473.22 457.50 Td (ganizations, such as Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 445.50 Td (and Citibank, also a discretionary Countercyclical Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 433.50 Td (Buf) Tj ET Q q 0 0 0 rg BT 338.82 433.50 Td (fer) Tj ET Q q 0 0 0 rg BT 349.37 433.50 Td (. ) Tj ET Q q 0 0 0 rg BT 354.19 433.50 Td (These capital buf) Tj ET Q q 0 0 0 rg BT 422.86 433.50 Td (fers would be available to absorb ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 421.50 Td (losses in advance of any potential impairment of regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 409.50 Td (capital below the stated minimum risk-based capital ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 397.50 Td (requirements. In December 2017, the Federal Reserve Board ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 385.50 Td (voted to af) Tj ET Q q 0 0 0 rg BT 366.58 385.50 Td (firm the Countercyclical Capital Buf) Tj ET Q q 0 0 0 rg BT 513.02 385.50 Td (fer amount at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 373.50 Td (the current level of 0%. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 361.50 Td (Further) Tj ET Q q 0 0 0 rg BT 371.04 361.50 Td (, the U.S. Basel III rules implement the capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 349.50 Td (floor provision of the so-called Collins ) Tj ET Q q 0 0 0 rg BT 490.08 349.50 Td (Amendment of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 337.50 Td (Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 374.83 337.50 Td (Act, which requires ) Tj ET Q q 0 0 0 rg BT 455.36 337.50 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 497.85 337.50 Td (Approaches ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 325.50 Td (banking or) Tj ET Q q 0 0 0 rg BT 366.87 325.50 Td (ganizations to calculate each of the three risk-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 313.50 Td (capital ratios \(Common Equity ) Tj ET Q q 0 0 0 rg BT 449.91 313.50 Td (T) Tj ET Q q 0 0 0 rg BT 455.67 313.50 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 509.91 313.50 Td (T) Tj ET Q q 0 0 0 rg BT 515.67 313.50 Td (ier 1 Capital, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 301.50 Td (and ) Tj ET Q q 0 0 0 rg BT 340.76 301.50 Td (T) Tj ET Q q 0 0 0 rg BT 346.17 301.50 Td (otal Capital\) under both the U.S. Basel III Standardized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 289.50 Td (Approach and the ) Tj ET Q q 0 0 0 rg BT 397.03 289.50 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 439.52 289.50 Td (Approaches and publicly report ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 277.50 Td (\(as well as measure compliance against\) the lower of each of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 265.50 Td (the resulting risk-based capital ratios.) Tj ET Q endstream endobj 69 0 obj <> endobj 70 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (34) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (GSIB Surcharge) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The Federal Reserve Board imposes a risk-based capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (surchar) Tj ET Q q 0 0 0 rg BT 65.25 725.25 Td (ge upon U.S. bank holding companies that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (identified as global systemically important bank holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (companies \(GSIBs\), including Citi. ) Tj ET Q q 0 0 0 rg BT 179.70 701.25 Td (The GSIB surchar) Tj ET Q q 0 0 0 rg BT 252.27 701.25 Td (ge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (augments the Capital Conservation Buf) Tj ET Q q 0 0 0 rg BT 193.57 689.25 Td (fer and, if invoked, any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Countercyclical Capital Buf) Tj ET Q q 0 0 0 rg BT 148.01 677.25 Td (fer) Tj ET Q q 0 0 0 rg BT 158.71 677.25 Td (, and would result in restrictions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (on earnings distributions \(e.g., dividends, equity repurchases, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (and discretionary executive bonuses\) should the expanded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (buf) Tj ET Q q 0 0 0 rg BT 49.15 641.25 Td (fer be breached to absorb losses during periods of financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (or economic stress, with the degree of such restrictions based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (upon the extent to which the expanded buf) Tj ET Q q 0 0 0 rg BT 206.05 617.25 Td (fer is breached.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.25 Td (Under the Federal Reserve Board) Tj ET Q q 0 0 0 rg BT 190.62 605.25 Td (s rule, identification of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (a GSIB is based primarily on quantitative measurement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (indicators underlying five equally weighted broad categories ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (of systemic importance: \(i\) size, \(ii\) interconnectedness, \(iii\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (cross-jurisdictional activity) Tj ET Q q 0 0 0 rg BT 144.49 557.25 Td (, \(iv\) substitutability) Tj ET Q q 0 0 0 rg BT 225.23 557.25 Td (, and \(v\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (complexity) Tj ET Q q 0 0 0 rg BT 80.34 545.25 Td (. ) Tj ET Q q 0 0 0 rg BT 85.16 545.25 Td (W) Tj ET Q q 0 0 0 rg BT 94.20 545.25 Td (ith the exception of size, each of the other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (categories are composed of multiple indicators also of equal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (weight, and amounting to 12 indicators in total. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.25 Td (A) Tj ET Q q 0 0 0 rg BT 60.67 509.25 Td ( U.S. bank holding company that is designated a GSIB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (under the established methodology is required, on an annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (basis, to calculate a surchar) Tj ET Q q 0 0 0 rg BT 145.49 485.25 Td (ge using two methods and will be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (subject to the higher of the resulting two surchar) Tj ET Q q 0 0 0 rg BT 229.66 473.25 Td (ges. ) Tj ET Q q 0 0 0 rg BT 247.81 473.25 Td (The first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (method \(method 1\) is based on the same five broad ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (categories of systemic importance used to identify a GSIB. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (Under the second method \(method 2\), the substitutability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (category is replaced with a quantitative measure intended to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (assess the extent of a GSIB) Tj ET Q q 0 0 0 rg BT 147.92 413.25 Td (s reliance on short-term wholesale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (funding. Moreover) Tj ET Q q 0 0 0 rg BT 111.14 401.25 Td (, method 1 incorporates relative measures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (of systemic importance across certain global banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 377.25 Td (ganizations and a year) Tj ET Q q 0 0 0 rg BT 133.08 377.25 Td (-end spot foreign exchange rate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (whereas method 2 uses fixed measures of systemic importance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (and application of an average foreign exchange rate over a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (three-year period. Ef) Tj ET Q q 0 0 0 rg BT 118.83 341.25 Td (fective for 2017 and thereafter) Tj ET Q q 0 0 0 rg BT 240.03 341.25 Td (, the GSIB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (surchar) Tj ET Q q 0 0 0 rg BT 65.25 329.25 Td (ges calculated under both method 1 and method 2 are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (based on measures of systemic importance from the year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (immediately preceding that in which the GSIB surchar) Tj ET Q q 0 0 0 rg BT 254.37 305.25 Td (ge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (calculations are being performed \(e.g., the method 1 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (method 2 GSIB surchar) Tj ET Q q 0 0 0 rg BT 130.53 281.25 Td (ges to be calculated by December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (2017 will be based on 2016 systemic indicator data\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (Generally) Tj ET Q q 0 0 0 rg BT 74.77 257.25 Td (, the surchar) Tj ET Q q 0 0 0 rg BT 123.74 257.25 Td (ge derived under method 2 will result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (a higher surchar) Tj ET Q q 0 0 0 rg BT 100.23 245.25 Td (ge than derived under method 1.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 233.25 Td (Should a GSIB) Tj ET Q q 0 0 0 rg BT 117.34 233.25 Td (s systemic importance change year) Tj ET Q q 0 0 0 rg BT 256.53 233.25 Td (-over) Tj ET Q q 0 0 0 rg BT 277.43 233.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (year such that it becomes subject to a higher surchar) Tj ET Q q 0 0 0 rg BT 244.91 221.25 Td (ge, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (higher surchar) Tj ET Q q 0 0 0 rg BT 93.29 209.25 Td (ge would not become ef) Tj ET Q q 0 0 0 rg BT 189.19 209.25 Td (fective for a full year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (\(e.g., a higher surchar) Tj ET Q q 0 0 0 rg BT 123.00 197.25 Td (ge calculated by December 31, 2018 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (would not become ef) Tj ET Q q 0 0 0 rg BT 119.96 185.25 Td (fective until January 1, 2020\). However) Tj ET Q q 0 0 0 rg BT 278.68 185.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (if a GSIB) Tj ET Q q 0 0 0 rg BT 77.11 173.25 Td (s systemic importance changes such that the GSIB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (would be subject to a lower surchar) Tj ET Q q 0 0 0 rg BT 178.00 161.25 Td (ge, the GSIB would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (subject to the lower surchar) Tj ET Q q 0 0 0 rg BT 146.34 149.25 Td (ge beginning with the next ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (calendar year \(e.g., a lower surchar) Tj ET Q q 0 0 0 rg BT 176.29 137.25 Td (ge calculated by December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (31, 2018 would become ef) Tj ET Q q 0 0 0 rg BT 142.18 125.25 Td (fective January 1, 2019\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (The following table sets forth Citi) Tj ET Q q 0 0 0 rg BT 480.59 749.10 Td (s GSIB surchar) Tj ET Q q 0 0 0 rg BT 541.51 749.10 Td (ge as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (derived under method 1 and method 2 for 2017 and 2016.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 712.60 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 712.60 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 712.60 84.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 712.6 m 407.5 712.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 712.6 m 491.5 712.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 712.6 m 575.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 698.6 m 407.5 698.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 712.6 m 491.5 698.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 698.6 m 491.5 698.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 698.6 m 575.5 698.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 684.6 m 407.5 684.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 698.6 m 491.5 684.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 684.6 m 491.5 684.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 684.6 m 575.5 684.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 717.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 717.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 703.06 Td (Method 1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 703.05 Td (2.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 703.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 703.06 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 703.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 689.06 Td (Method 2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 689.05 Td (3.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 689.06 Td (3.5) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 661.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 661.10 Td (s GSIB surchar) Tj ET Q q 0 0 0 rg BT 420.71 661.10 Td (ge ef) Tj ET Q q 0 0 0 rg BT 440.23 661.10 Td (fective for 2017 and 2016 was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 649.10 Td (3.0% and 3.5%, respectively) Tj ET Q q 0 0 0 rg BT 437.76 649.10 Td (, as derived under the higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 637.10 Td (method 2 result. Citi) Tj ET Q q 0 0 0 rg BT 409.00 637.10 Td (s GSIB surchar) Tj ET Q q 0 0 0 rg BT 469.92 637.10 Td (ge ef) Tj ET Q q 0 0 0 rg BT 489.44 637.10 Td (fective for 2018 will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 625.10 Td (remain unchanged at 3.0%, as derived under the higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 613.10 Td (method 2 result. Citi expects that its method 2 GSIB surchar) Tj ET Q q 0 0 0 rg BT 565.17 613.10 Td (ge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 601.10 Td (will continue to remain higher than its method 1 GSIB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 589.10 Td (surchar) Tj ET Q q 0 0 0 rg BT 353.25 589.10 Td (ge, and as such Citi) Tj ET Q q 0 0 0 rg BT 434.07 589.10 Td (s GSIB surchar) Tj ET Q q 0 0 0 rg BT 494.99 589.10 Td (ge ef) Tj ET Q q 0 0 0 rg BT 514.52 589.10 Td (fective for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 577.10 Td (2019 will not exceed 3.0%, and Citi) Tj ET Q q 0 0 0 rg BT 470.64 577.10 Td (s GSIB surchar) Tj ET Q q 0 0 0 rg BT 531.56 577.10 Td (ge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 565.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 565.10 Td (fective for 2020 is not expected to exceed 3.0%. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 553.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 541.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.74 541.10 Td (ransition Provisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 529.10 Td (The U.S. Basel III rules contain several dif) Tj ET Q q 0 0 0 rg BT 495.15 529.10 Td (fering, lar) Tj ET Q q 0 0 0 rg BT 534.40 529.10 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 517.10 Td (multi-year transition provisions \(i.e., phase-ins and phase-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 505.10 Td (outs\), including with respect to substantially all regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 493.10 Td (capital adjustments and deductions, and non-qualifying ) Tj ET Q q 0 0 0 rg BT 547.38 493.10 Td (T) Tj ET Q q 0 0 0 rg BT 553.14 493.10 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 481.10 Td (and ) Tj ET Q q 0 0 0 rg BT 340.76 481.10 Td (T) Tj ET Q q 0 0 0 rg BT 346.51 481.10 Td (ier 2 Capital instruments \(such as non-grandfathered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 469.10 Td (trust preferred securities and certain subordinated debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 457.10 Td (issuances\). Moreover) Tj ET Q q 0 0 0 rg BT 409.13 457.10 Td (, the GSIB surchar) Tj ET Q q 0 0 0 rg BT 483.38 457.10 Td (ge, Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 445.10 Td (Conservation Buf) Tj ET Q q 0 0 0 rg BT 394.64 445.10 Td (fer) Tj ET Q q 0 0 0 rg BT 405.34 445.10 Td (, and any Countercyclical Capital Buf) Tj ET Q q 0 0 0 rg BT 556.23 445.10 Td (fer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 433.10 Td (\(currently 0%\), commenced phase-in on January 1, 2016, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 421.10 Td (becoming fully ef) Tj ET Q q 0 0 0 rg BT 394.91 421.10 Td (fective on January 1, 2019. ) Tj ET Q q 0 0 0 rg BT 505.53 421.10 Td (W) Tj ET Q q 0 0 0 rg BT 514.57 421.10 Td (ith the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 409.10 Td (exception of the non-grandfathered trust preferred securities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 397.10 Td (which do not fully phase-out until January 1, 2022, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 385.10 Td (capital buf) Tj ET Q q 0 0 0 rg BT 366.30 385.10 Td (fers and GSIB surchar) Tj ET Q q 0 0 0 rg BT 455.26 385.10 Td (ge, which do not fully phase-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 373.10 Td (in until January 1, 2019, all other transition provisions will be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 361.10 Td (entirely reflected in Citi) Tj ET Q q 0 0 0 rg BT 422.57 361.10 Td (s regulatory capital ratios by January ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 349.10 Td (1, 2018. Citi considers all of these transition provisions as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 337.10 Td (being fully implemented on January 1, 2019 \(full ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 325.10 Td (implementation\), with the inclusion of the capital buf) Tj ET Q q 0 0 0 rg BT 537.10 325.10 Td (fers and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 313.10 Td (GSIB surchar) Tj ET Q q 0 0 0 rg BT 378.53 313.10 Td (ge. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 301.10 Td (The following chart sets forth the transitional progression ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 289.10 Td (from January 1, 2016 to full implementation by January 1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 277.10 Td (2019 of the regulatory capital components \(i.e., inclusive of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 265.10 Td (the mandatory 2.5% Capital Conservation Buf) Tj ET Q q 0 0 0 rg BT 509.34 265.10 Td (fer and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 253.10 Td (Countercyclical Capital Buf) Tj ET Q q 0 0 0 rg BT 436.01 253.10 Td (fer at its current level of 0%, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 241.10 Td (well as an estimated 3.0% GSIB surchar) Tj ET Q q 0 0 0 rg BT 485.17 241.10 Td (ge\) comprising the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 229.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 229.10 Td (fective minimum risk-based capital ratios. ) Tj ET Q endstream endobj 71 0 obj <> endobj 72 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (35) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 755.5 m 576.5 755.5 l s BT /F6 10.00 Tf ET q 0 0 0 rg BT 39.00 744.12 Td (Basel III T) Tj ET Q q 0 0 0 rg BT 85.13 744.12 Td (ransition ) Tj ET Q q 0 0 0 rg BT 129.77 744.12 Td (Arrangements: Minimum Risk-Based Capital Ratios) Tj ET Q /GS0 gs q 540.00 0 0 279.45 36.00 455.55 cm /I20 Do Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 445.05 m 574.5 445.05 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 417.55 Td (The following chart presents the transition arrangements \(phase-in and phase-out\) from January 1, 2016 through January 1, 2018 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 405.55 Td (under the U.S. Basel III rules for significant regulatory capital adjustments and deductions relative to Citi. ) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 37 395.05 m 574 395.05 l s BT /F6 10.00 Tf ET q 0 0 0 rg BT 39.50 384.67 Td (Basel III T) Tj ET Q q 0 0 0 rg BT 85.63 384.67 Td (ransition ) Tj ET Q q 0 0 0 rg BT 130.27 384.67 Td (Arrangements: Significant Regulatory Capital ) Tj ET Q q 0 0 0 rg BT 348.82 384.67 Td (Adjustments and Deductions) Tj ET Q 0.2 0.2 0.4 rg /GS0 gs 473.50 370.05 102.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 35.50 356.05 438.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 473.50 356.05 34.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 507.50 356.05 34.00 -14.00 re f /GS0 gs 0.2 0.2 0.4 rg /GS0 gs 541.50 356.05 34.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 35.50 296.05 438.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 473.50 296.05 34.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 507.50 296.05 34.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 541.50 296.05 34.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 35.50 282.05 438.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 473.50 282.05 34.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 507.50 282.05 34.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 541.50 282.05 34.00 -14.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 35.50 268.05 438.00 -13.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 473.50 268.05 34.00 -13.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 507.50 268.05 34.00 -13.00 re f /GS0 gs 0.8 0.8 0.8 rg /GS0 gs 541.50 268.05 34.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 370.04999999999995 m 35.5 356.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 370.04999999999995 m 473.5 370.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 370.04999999999995 m 507.5 370.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 356.04999999999995 m 507.5 356.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 370.04999999999995 m 541.5 370.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 356.04999999999995 m 541.5 356.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575.5 370.04999999999995 m 575.5 356.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 370.04999999999995 m 575.5 370.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 356.04999999999995 m 575.5 356.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 356.04999999999995 m 35.5 342.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 342.04999999999995 m 473.5 342.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 356.04999999999995 m 507.5 356.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 342.04999999999995 m 507.5 342.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 356.04999999999995 m 541.5 356.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 342.04999999999995 m 541.5 342.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 356.04999999999995 m 575.5 356.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 342.04999999999995 m 575.5 342.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 342.04999999999995 m 35.5 328.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575.5 342.04999999999995 m 575.5 328.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 328.04999999999995 m 35.5 319.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575.5 328.04999999999995 m 575.5 319.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 319.04999999999995 m 35.5 305.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575.5 319.04999999999995 m 575.5 305.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 305.04999999999995 m 35.5 296.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575.5 305.04999999999995 m 575.5 296.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 296.04999999999995 m 35.5 282.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575.5 296.04999999999995 m 575.5 282.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 282.04999999999995 m 35.5 268.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575.5 282.04999999999995 m 575.5 268.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 268.04999999999995 m 35.5 255.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 268.04999999999995 m 507.5 268.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 255.04999999999995 m 507.5 255.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 268.04999999999995 m 541.5 268.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 255.04999999999995 m 541.5 255.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575.5 268.04999999999995 m 575.5 255.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 268.04999999999995 m 575.5 268.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 255.04999999999995 m 575.5 255.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 255.04999999999995 m 35.5 246.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575.5 255.04999999999995 m 575.5 246.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 246.04999999999995 m 35.5 232.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575.5 246.04999999999995 m 575.5 232.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 232.04999999999995 m 35.5 223.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575.5 232.04999999999995 m 575.5 223.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 223.04999999999995 m 35.5 209.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 209.04999999999995 m 473.5 209.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 209.04999999999995 m 507.5 209.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 209.04999999999995 m 541.5 209.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575.5 223.04999999999995 m 575.5 209.04999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 209.04999999999995 m 575.5 209.04999999999995 l s BT /F6 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 501.70 360.45 Td (January 1,) Tj ET Q BT /F6 9.00 Tf ET q 1 1 1 rg BT 479.95 346.45 Td (2016) Tj ET Q BT /F6 9.00 Tf ET q 1 1 1 rg BT 513.95 346.45 Td (2017) Tj ET Q BT /F6 9.00 Tf ET q 1 1 1 rg BT 547.95 346.45 Td (2018) Tj ET Q BT /F6 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 38.00 332.45 Td (Phase-in of Significant Regulatory Capital ) Tj ET Q q 0 0 0 rg BT 219.36 332.45 Td (Adjustments and Deductions) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 38.00 309.45 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 104.36 309.45 Td (T) Tj ET Q q 0 0 0 rg BT 109.53 309.45 Td (ier 1 Capital) Tj ET Q BT /F7 9.00 Tf ET BT /F7 5.85 Tf ET q 0 0 0 rg BT 157.55 313.74 Td (\(1\) ) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 487.95 309.45 Td (60) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 498.95 309.45 Td (%) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 521.95 309.45 Td (80) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 532.95 309.45 Td (%) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 550.95 309.45 Td (100) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 566.95 309.45 Td (%) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 38.00 286.45 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 104.36 286.45 Td (T) Tj ET Q q 0 0 0 rg BT 109.53 286.45 Td (ier 1 Capital) Tj ET Q BT /F7 9.00 Tf ET BT /F7 5.85 Tf ET q 0 0 0 rg BT 157.55 290.74 Td (\(2\)) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 487.95 286.45 Td (60) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 498.95 286.45 Td (%) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 521.95 286.45 Td (80) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 532.95 286.45 Td (%) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 550.95 286.45 Td (100) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 566.95 286.45 Td (%) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 38.00 272.45 Td (Additional ) Tj ET Q q 0 0 0 rg BT 79.87 272.45 Td (T) Tj ET Q q 0 0 0 rg BT 85.03 272.45 Td (ier 1 Capital) Tj ET Q BT /F7 9.00 Tf ET BT /F7 5.85 Tf ET q 0 0 0 rg BT 133.05 276.74 Td (\(2\)) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 487.95 272.45 Td (40) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 498.95 272.45 Td (%) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 521.95 272.45 Td (20) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 532.95 272.45 Td (%) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 560.95 272.45 Td (0) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 566.95 272.45 Td (%) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 482.95 259.00 Td (100) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 498.95 259.00 Td (%) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 516.95 259.00 Td (100) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 532.95 259.00 Td (%) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 550.95 259.00 Td (100) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 566.95 259.00 Td (%) Tj ET Q BT /F6 9.00 Tf ET q 0 0 0 rg BT 38.00 236.45 Td (Phase-out of Significant ) Tj ET Q q 0 0 0 rg BT 143.17 236.45 Td (AOCI Regulatory Capital ) Tj ET Q q 0 0 0 rg BT 249.85 236.45 Td (Adjustments) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 38.00 213.45 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 104.36 213.45 Td (T) Tj ET Q q 0 0 0 rg BT 109.53 213.45 Td (ier 1 Capital) Tj ET Q BT /F7 9.00 Tf ET BT /F7 5.85 Tf ET q 0 0 0 rg BT 157.55 217.74 Td (\(3\)) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 487.95 213.45 Td (40) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 498.95 213.45 Td (%) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 521.95 213.45 Td (20) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 532.95 213.45 Td (%) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 560.95 213.45 Td (0) Tj ET Q BT /F7 9.00 Tf ET q 0 0 0 rg BT 566.95 213.45 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 199.95 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 199.95 Td (Includes the phase-in of Common Equity ) Tj ET Q q 0 0 0 rg BT 187.61 199.95 Td (T) Tj ET Q q 0 0 0 rg BT 192.21 199.95 Td (ier 1 Capital deductions for all intangible assets other than goodwill and mortgage servicing rights \(MSRs\); and excess ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 190.35 Td (over 10%/15% limitations for deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 225.09 190.35 Td (As\) arising from temporary dif) Tj ET Q q 0 0 0 rg BT 323.58 190.35 Td (ferences, significant common stock investments in unconsolidated financial ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 180.75 Td (institutions and MSRs. Goodwill \(including goodwill embedded in the valuation of significant common stock investments in unconsolidated financial ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 171.15 Td (institutions\) is fully deducted in arriving at Common Equity ) Tj ET Q q 0 0 0 rg BT 247.84 171.15 Td (T) Tj ET Q q 0 0 0 rg BT 252.44 171.15 Td (ier 1 Capital. ) Tj ET Q q 0 0 0 rg BT 295.84 171.15 Td (The amount of all other intangible assets, aside from MSRs, not deducted in arriving at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 161.55 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 108.97 161.55 Td (T) Tj ET Q q 0 0 0 rg BT 113.57 161.55 Td (ier 1 Capital are risk-weighted at 100%, as are the excess over the 10%/15% limitations for DT) Tj ET Q q 0 0 0 rg BT 417.50 161.55 Td (As arising from temporary dif) Tj ET Q q 0 0 0 rg BT 513.34 161.55 Td (ferences, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 151.95 Td (significant common stock investments in unconsolidated financial institutions and MSRs through December 31, 2017. Commencing January 1, 2018, the amount ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 142.35 Td (of temporary dif) Tj ET Q q 0 0 0 rg BT 106.28 142.35 Td (ference DT) Tj ET Q q 0 0 0 rg BT 141.84 142.35 Td (As, significant common stock investments in unconsolidated financial institutions and MSRs not deducted in arriving at Common ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 132.75 Td (Equity ) Tj ET Q q 0 0 0 rg BT 77.19 132.75 Td (T) Tj ET Q q 0 0 0 rg BT 81.79 132.75 Td (ier 1 Capital are risk-weighted at 250%. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 123.15 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 123.15 Td (Includes the phase-in of the Common Equity ) Tj ET Q q 0 0 0 rg BT 199.38 123.15 Td (T) Tj ET Q q 0 0 0 rg BT 203.99 123.15 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 258.64 123.15 Td (Additional ) Tj ET Q q 0 0 0 rg BT 294.71 123.15 Td (T) Tj ET Q q 0 0 0 rg BT 299.32 123.15 Td (ier 1 Capital adjustment for cumulative unrealized net gains \(losses\) related to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 113.55 Td (changes in fair value of financial liabilities attributable to Citi) Tj ET Q q 0 0 0 rg BT 253.71 113.55 Td (s own creditworthiness; and the phase-in of Common Equity ) Tj ET Q q 0 0 0 rg BT 449.76 113.55 Td (T) Tj ET Q q 0 0 0 rg BT 454.37 113.55 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 509.02 113.55 Td (Additional ) Tj ET Q q 0 0 0 rg BT 545.09 113.55 Td (T) Tj ET Q q 0 0 0 rg BT 549.70 113.55 Td (ier 1 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 103.95 Td (Capital deductions related to DT) Tj ET Q q 0 0 0 rg BT 157.77 103.95 Td (As arising from net operating loss, foreign tax credit and general business credit carry-forwards and defined benefit pension plan ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 94.35 Td (net assets; ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 84.75 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 84.75 Td (Includes the phase-out from Common Equity ) Tj ET Q q 0 0 0 rg BT 200.50 84.75 Td (T) Tj ET Q q 0 0 0 rg BT 205.10 84.75 Td (ier 1 Capital of adjustments related to net unrealized gains \(losses\) on available-for) Tj ET Q q 0 0 0 rg BT 470.63 84.75 Td (-sale \(AFS\) debt securities; ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 75.15 Td (unrealized gains on ) Tj ET Q q 0 0 0 rg BT 117.76 75.15 Td (AFS equity securities; net unrealized gains \(losses\) on held-to-maturity \(HTM\) securities included in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 442.79 75.15 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 525.59 75.15 Td (ehensive ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 65.55 Td (income \(loss\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 96.88 65.55 Td ( \(AOCI\); and defined benefit plans liability adjustment. ) Tj ET Q endstream endobj 73 0 obj <> endobj 74 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (36) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.74 749.25 Td (ier 1 Leverage Ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Under the U.S. Basel III rules, Citi, as with principally all U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (banking or) Tj ET Q q 0 0 0 rg BT 78.87 725.25 Td (ganizations, is also required to maintain a minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 713.25 Td (ier 1 Leverage ratio of 4.0%. ) Tj ET Q q 0 0 0 rg BT 159.30 713.25 Td (The ) Tj ET Q q 0 0 0 rg BT 177.17 713.25 Td (T) Tj ET Q q 0 0 0 rg BT 182.92 713.25 Td (ier 1 Leverage ratio, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (non-risk-based measure of capital adequacy) Tj ET Q q 0 0 0 rg BT 210.83 701.25 Td (, is defined as ) Tj ET Q q 0 0 0 rg BT 268.13 701.25 Td (T) Tj ET Q q 0 0 0 rg BT 273.89 701.25 Td (ier ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (1 Capital as a percentage of quarterly adjusted average total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (assets less amounts deducted from ) Tj ET Q q 0 0 0 rg BT 176.07 677.25 Td (T) Tj ET Q q 0 0 0 rg BT 181.83 677.25 Td (ier 1 Capital. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (Supplementary Leverage Ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 78.49 641.25 Td (Approaches banking or) Tj ET Q q 0 0 0 rg BT 171.61 641.25 Td (ganizations are additionally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (required to calculate a Supplementary Leverage ratio, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (significantly dif) Tj ET Q q 0 0 0 rg BT 99.42 617.25 Td (fers from the ) Tj ET Q q 0 0 0 rg BT 153.38 617.25 Td (T) Tj ET Q q 0 0 0 rg BT 159.14 617.25 Td (ier 1 Leverage ratio by also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (including certain of) Tj ET Q q 0 0 0 rg BT 114.13 605.25 Td (f-balance sheet exposures within the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (denominator of the ratio \(T) Tj ET Q q 0 0 0 rg BT 144.15 593.25 Td (otal Leverage Exposure\). ) Tj ET Q q 0 0 0 rg BT 247.26 593.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (Supplementary Leverage ratio represents end of period ) Tj ET Q q 0 0 0 rg BT 258.23 581.25 Td (T) Tj ET Q q 0 0 0 rg BT 263.99 581.25 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (Capital to ) Tj ET Q q 0 0 0 rg BT 77.48 569.25 Td (T) Tj ET Q q 0 0 0 rg BT 82.89 569.25 Td (otal Leverage Exposure, with the latter defined as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (the sum of the daily average of on-balance sheet assets for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (quarter and the average of certain of) Tj ET Q q 0 0 0 rg BT 180.74 545.25 Td (f-balance sheet exposures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (calculated as of the last day of each month in the quarter) Tj ET Q q 0 0 0 rg BT 261.34 533.25 Td (, less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 79.41 521.25 Td (T) Tj ET Q q 0 0 0 rg BT 85.17 521.25 Td (ier 1 Capital deductions. Ef) Tj ET Q q 0 0 0 rg BT 194.68 521.25 Td (fective January 1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (2018, ) Tj ET Q q 0 0 0 rg BT 60.45 509.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 102.93 509.25 Td (Approaches banking or) Tj ET Q q 0 0 0 rg BT 196.06 509.25 Td (ganizations are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (required to maintain a stated minimum Supplementary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (Leverage ratio of 3.0%.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.25 Td (Further) Tj ET Q q 0 0 0 rg BT 83.04 473.25 Td (, U.S. GSIBs, and their subsidiary insured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (depository institutions, including Citi and Citibank, are subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (to enhanced Supplementary Leverage ratio standards. ) Tj ET Q q 0 0 0 rg BT 252.68 449.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (enhanced Supplementary Leverage ratio standards establish a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (2.0% leverage buf) Tj ET Q q 0 0 0 rg BT 108.84 425.25 Td (fer for U.S. GSIBs in addition to the stated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (3.0% minimum Supplementary Leverage ratio requirement in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (the U.S. Basel III rules. If a U.S. GSIB fails to exceed the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (2.0% leverage buf) Tj ET Q q 0 0 0 rg BT 108.84 389.25 Td (fer) Tj ET Q q 0 0 0 rg BT 119.54 389.25 Td (, it will be subject to increasingly onerous ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (restrictions \(depending upon the extent of the shortfall\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (regarding capital distributions and discretionary executive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (bonus payments. ) Tj ET Q q 0 0 0 rg BT 105.17 353.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 154.50 353.25 Td (, U.S. GSIBs are ef) Tj ET Q q 0 0 0 rg BT 231.25 353.25 Td (fectively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (subject to a 5.0% minimum Supplementary Leverage ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (requirement. Citi is required to be compliant with this higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 317.25 Td (fective minimum ratio requirement on January 1, 2018.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (Prompt Corrective ) Tj ET Q q 0 0 0 rg BT 113.95 293.25 Td (Action Framework) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (The U.S. Basel III rules revised the Prompt Corrective ) Tj ET Q q 0 0 0 rg BT 255.67 281.25 Td (Action ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (\(PCA\) regulations applicable to insured depository institutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (in certain respects. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 245.25 Td (In general, the PCA) Tj ET Q q 0 0 0 rg BT 132.87 245.25 Td ( regulations direct the U.S. banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (agencies to enforce increasingly strict limitations on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (activities of insured depository institutions that fail to meet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (certain regulatory capital thresholds. ) Tj ET Q q 0 0 0 rg BT 184.37 209.25 Td (The PCA) Tj ET Q q 0 0 0 rg BT 221.32 209.25 Td ( framework ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (contains five categories of capital adequacy as measured by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (risk-based capital and leverage ratios: \(i\) well capitalized, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (\(ii\) adequately capitalized, \(iii\) undercapitalized, \(iv\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (significantly undercapitalized, and \(v\) critically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (undercapitalized.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 103.34 137.25 Td (, an insured depository institution, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (Citibank, must maintain minimum Common Equity ) Tj ET Q q 0 0 0 rg BT 244.98 125.25 Td (T) Tj ET Q q 0 0 0 rg BT 250.74 125.25 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (Capital, ) Tj ET Q q 0 0 0 rg BT 69.70 113.25 Td (T) Tj ET Q q 0 0 0 rg BT 75.46 113.25 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 129.71 113.25 Td (T) Tj ET Q q 0 0 0 rg BT 135.12 113.25 Td (otal Capital, and ) Tj ET Q q 0 0 0 rg BT 203.25 113.25 Td (T) Tj ET Q q 0 0 0 rg BT 209.01 113.25 Td (ier 1 Leverage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (ratios of 6.5%, 8.0%, 10.0% and 5.0%, respectively) Tj ET Q q 0 0 0 rg BT 241.97 101.25 Td (, to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (considered well capitalized. ) Tj ET Q q 0 0 0 rg BT 158.16 89.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 208.07 89.25 Td (, insured depository ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (institution subsidiaries of U.S. GSIBs, such as Citibank, must ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (maintain a minimum Supplementary Leverage ratio of 6.0%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 53.25 Td (fective January 1, 2018, to be considered well capitalized.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Stress T) Tj ET Q q 0 0 0 rg BT 356.14 749.25 Td (esting Component of Capital Planning) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Citi is subject to an annual assessment by the Federal Reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (Board as to whether Citigroup has ef) Tj ET Q q 0 0 0 rg BT 471.01 725.25 Td (fective capital planning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (processes as well as suf) Tj ET Q q 0 0 0 rg BT 418.24 713.25 Td (ficient regulatory capital to absorb ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (losses during stressful economic and financial conditions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (while also meeting obligations to creditors and counterparties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (and continuing to serve as a credit intermediary) Tj ET Q q 0 0 0 rg BT 513.56 677.25 Td (. ) Tj ET Q q 0 0 0 rg BT 518.38 677.25 Td (This annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (assessment includes two related programs: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 641.25 Td (The Comprehensive Capital ) Tj ET Q q 0 0 0 rg BT 456.14 641.25 Td (Analysis and Review ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 629.25 Td (\(CCAR\) evaluates Citi) Tj ET Q q 0 0 0 rg BT 435.88 629.25 Td (s capital adequacy) Tj ET Q q 0 0 0 rg BT 508.52 629.25 Td (, capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 617.25 Td (adequacy process, and its planned capital distributions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 605.25 Td (such as dividend payments and common stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 593.25 Td (repurchases. ) Tj ET Q q 0 0 0 rg BT 393.65 593.25 Td (As part of CCAR, the Federal Reserve Board ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 581.25 Td (assesses whether Citi has suf) Tj ET Q q 0 0 0 rg BT 457.36 581.25 Td (ficient capital to continue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 569.25 Td (operations throughout times of economic and financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 557.25 Td (market stress and whether Citi has robust, forward-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 545.25 Td (looking capital planning processes that account for its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 533.25 Td (unique risks. ) Tj ET Q q 0 0 0 rg BT 395.43 533.25 Td (The Federal Reserve Board may object to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 521.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 521.25 Td (s annual capital plan based on either quantitative or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 509.25 Td (qualitative grounds. If the Federal Reserve Board objects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 497.25 Td (to Citi) Tj ET Q q 0 0 0 rg BT 370.06 497.25 Td (s annual capital plan, Citi may not undertake any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 485.25 Td (capital distribution unless the Federal Reserve Board ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 473.25 Td (indicates in writing that it does not object to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 461.25 Td (distribution. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 437.25 Td (Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 392.83 437.25 Td (Act Stress ) Tj ET Q q 0 0 0 rg BT 435.98 437.25 Td (T) Tj ET Q q 0 0 0 rg BT 441.39 437.25 Td (esting \(DF) Tj ET Q q 0 0 0 rg BT 483.15 437.25 Td (AST\) is a forward-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 425.25 Td (looking quantitative evaluation of the impact of stressful ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 413.25 Td (economic and financial market conditions on Citi) Tj ET Q q 0 0 0 rg BT 542.50 413.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 401.25 Td (regulatory capital. ) Tj ET Q q 0 0 0 rg BT 417.06 401.25 Td (This program serves to inform the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 389.25 Td (Federal Reserve Board, the financial companies, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 377.25 Td (general public, how Citi) Tj ET Q q 0 0 0 rg BT 441.42 377.25 Td (s regulatory capital ratios might ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 365.25 Td (change using a hypothetical set of adverse economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 353.25 Td (conditions as designed by the Federal Reserve Board. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 341.25 Td (addition to the annual supervisory stress test conducted by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 329.25 Td (the Federal Reserve Board, Citi is required to conduct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 317.25 Td (annual company-run stress tests under the same adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 305.25 Td (economic conditions designed by the Federal Reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 293.25 Td (Board, as well as conduct a mid-cycle stress test under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 281.25 Td (company-developed scenarios.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 257.25 Td (Both CCAR and DF) Tj ET Q q 0 0 0 rg BT 422.66 257.25 Td (AST) Tj ET Q q 0 0 0 rg BT 441.37 257.25 Td ( include an estimate of projected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (revenues, losses, reserves, pro forma regulatory capital ratios, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (and any other additional capital measures deemed relevant by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (Citi. Projections are required over a nine-quarter planning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.25 Td (horizon under three supervisory scenarios \(baseline, adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.25 Td (and severely adverse conditions\). ) Tj ET Q q 0 0 0 rg BT 459.23 197.25 Td (All risk-based capital ratios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.25 Td (reflect application of the Standardized ) Tj ET Q q 0 0 0 rg BT 478.66 185.25 Td (Approach framework ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.25 Td (and the transition arrangements under the U.S. Basel III rules. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.25 Td (Moreover) Tj ET Q q 0 0 0 rg BT 363.03 161.25 Td (, the Federal Reserve Board has deferred the use of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.25 Td (the ) Tj ET Q q 0 0 0 rg BT 338.17 149.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 380.65 149.25 Td (Approaches framework indefinitely) Tj ET Q q 0 0 0 rg BT 522.73 149.25 Td (. Beginning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.25 Td (in 2018, CCAR incorporates the Supplementary Leverage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.25 Td (ratio. ) Tj ET Q q 0 0 0 rg BT 346.77 125.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 396.11 125.25 Td (, ) Tj ET Q q 0 0 0 rg BT 400.56 125.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 443.04 125.25 Td (Approaches banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.25 Td (or) Tj ET Q q 0 0 0 rg BT 332.15 113.25 Td (ganizations are required to demonstrate an ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.25 Td (maintain a Supplementary Leverage ratio in excess of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.25 Td (stated minimum requirement for all quarters of the 2018 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.25 Td (CCAR planning horizon.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 65.25 Td (For additional information regarding CCAR, see Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.25 Td (FactorsStrategic Risks below) Tj ET Q q 0 0 0 rg BT 454.44 53.25 Td (. ) Tj ET Q endstream endobj 75 0 obj <> endobj 76 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (37) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 78.05 749.25 Td (s Capital Resources Under Current Regulatory ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Citi is required to maintain stated minimum Common Equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 713.25 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 96.00 713.25 Td (T) Tj ET Q q 0 0 0 rg BT 101.76 713.25 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 170.45 713.25 Td (T) Tj ET Q q 0 0 0 rg BT 175.86 713.25 Td (otal Capital ratios of 4.5%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (6.0% and 8.0%, respectively) Tj ET Q q 0 0 0 rg BT 149.76 701.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 689.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 689.25 Td (s ef) Tj ET Q q 0 0 0 rg BT 85.76 689.25 Td (fective minimum Common Equity ) Tj ET Q q 0 0 0 rg BT 225.57 689.25 Td (T) Tj ET Q q 0 0 0 rg BT 231.32 689.25 Td (ier 1 Capital, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 677.25 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 110.44 677.25 Td (T) Tj ET Q q 0 0 0 rg BT 115.85 677.25 Td (otal Capital ratios during 2017, inclusive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (of the 50% phase-in of both the 2.5% Capital Conservation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (Buf) Tj ET Q q 0 0 0 rg BT 50.82 653.25 Td (fer and the 3.0% GSIB surchar) Tj ET Q q 0 0 0 rg BT 173.93 653.25 Td (ge \(all of which is to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (composed of Common Equity ) Tj ET Q q 0 0 0 rg BT 158.59 641.25 Td (T) Tj ET Q q 0 0 0 rg BT 164.34 641.25 Td (ier 1 Capital\), are 7.25%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (8.75% and 10.75%, respectively) Tj ET Q q 0 0 0 rg BT 164.76 629.25 Td (. Citi) Tj ET Q q 0 0 0 rg BT 187.54 629.25 Td (s ef) Tj ET Q q 0 0 0 rg BT 201.52 629.25 Td (fective minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 104.71 617.25 Td (T) Tj ET Q q 0 0 0 rg BT 110.47 617.25 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 164.72 617.25 Td (T) Tj ET Q q 0 0 0 rg BT 170.47 617.25 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 239.16 617.25 Td (T) Tj ET Q q 0 0 0 rg BT 244.57 617.25 Td (otal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (Capital ratios during 2016, inclusive of the 25% phase-in of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (both the 2.5% Capital Conservation Buf) Tj ET Q q 0 0 0 rg BT 196.35 593.25 Td (fer and the 3.5% GSIB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (surchar) Tj ET Q q 0 0 0 rg BT 65.25 581.25 Td (ge \(all of which is to be composed of Common Equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 569.25 Td (ier 1 Capital\), were 6.0%, 7.5% and 9.5%, respectively) Tj ET Q q 0 0 0 rg BT 261.03 569.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (Furthermore, to be well capitalized under current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (federal bank regulatory agency definitions, a bank holding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (company must have a ) Tj ET Q q 0 0 0 rg BT 413.24 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 419.00 725.10 Td (ier 1 Capital ratio of at least 6.0%, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.41 713.10 Td (otal Capital ratio of at least 10.0%, and not be subject to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (Federal Reserve Board directive to maintain higher capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (levels. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 677.10 Td (The following tables set forth the capital tiers, total risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (weighted assets and underlying risk components, risk-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (capital ratios, quarterly adjusted average total assets, ) Tj ET Q q 0 0 0 rg BT 536.79 653.10 Td (T) Tj ET Q q 0 0 0 rg BT 542.20 653.10 Td (otal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Leverage Exposure and leverage ratios under current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (regulatory standards \(reflecting Basel III ) Tj ET Q q 0 0 0 rg BT 489.03 629.10 Td (T) Tj ET Q q 0 0 0 rg BT 494.79 629.10 Td (ransition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (Arrangements\) for Citi as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.38 617.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.38 617.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.58 605.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 605.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (Citigroup Capital Components and Ratios Under Current Regulatory Standards \(Basel III T) Tj ET Q q 0 0 0 rg BT 415.99 545.25 Td (ransition ) Tj ET Q q 0 0 0 rg BT 455.36 545.25 Td (Arrangements\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 476.75 308.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 476.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 476.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 476.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 476.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 476.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 448.75 308.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 448.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 448.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 448.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 448.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 448.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 420.75 308.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 420.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 420.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 420.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 420.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 420.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 392.75 308.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 392.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 392.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 392.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 392.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 392.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 364.75 308.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 364.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 364.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 364.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 364.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 364.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 520.75 m 401.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 520.75 m 459.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 520.75 m 463.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 520.75 m 519.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 520.75 m 575.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 490.75 m 343.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 520.75 m 401.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 520.75 m 459.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 520.75 m 463.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 520.75 m 463.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 520.75 m 519.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 490.75 m 519.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 520.75 m 575.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 490.75 m 343.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 490.75 m 401.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 490.75 m 459.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 490.75 m 463.5 476.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 490.75 m 463.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 490.75 m 519.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 490.75 m 575.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 476.75 m 463.5 462.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 462.75 m 463.5 448.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 434.75 m 401.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 434.75 m 459.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 448.75 m 463.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 434.75 m 463.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 434.75 m 519.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 434.75 m 575.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 434.75 m 401.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 434.75 m 459.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 434.75 m 463.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 434.75 m 463.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 434.75 m 519.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 434.75 m 575.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 420.75 m 463.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 420.75 m 463.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 392.75 m 343.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 392.75 m 401.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 392.75 m 459.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 406.75 m 463.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 392.75 m 463.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 406.75 m 463.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 392.75 m 519.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 392.75 m 575.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 392.75 m 459.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 392.75 m 463.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 378.75 m 463.5 364.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 350.75 m 343.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 350.75 m 401.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 350.75 m 459.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 364.75 m 463.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 350.75 m 463.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 350.75 m 519.5 350.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 350.75 m 575.5 350.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.70 525.20 Td (December) Tj ET Q q 0 0 0 rg BT 403.51 525.20 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.60 525.21 Td (December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 495.00 Td (In millions of dollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.70 504.20 Td (Advanced) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.05 495.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 369.47 495.20 Td (oaches) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.20 504.20 Td (Standardized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.80 495.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 431.14 495.20 Td (oach) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.75 504.21 Td (Advanced) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 495.21 Td (Approaches) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 504.21 Td (Standardized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.25 495.21 Td (Approach) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 481.21 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 102.92 481.21 Td (T) Tj ET Q q 0 0 0 rg BT 108.18 481.21 Td (ier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.00 481.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 481.20 Td (147,891) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 481.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 481.20 Td (147,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 481.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 481.21 Td (167,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 481.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.25 481.21 Td (167,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 467.21 Td (T) Tj ET Q q 0 0 0 rg BT 46.34 467.21 Td (ier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 467.20 Td (164,841) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 467.20 Td (164,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 467.21 Td (178,387) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.25 467.21 Td (178,387) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 453.21 Td (T) Tj ET Q q 0 0 0 rg BT 45.87 453.21 Td (otal Capital \(T) Tj ET Q q 0 0 0 rg BT 98.04 453.21 Td (ier 1 Capital + ) Tj ET Q q 0 0 0 rg BT 151.94 453.21 Td (T) Tj ET Q q 0 0 0 rg BT 157.12 453.21 Td (ier 2 Capital\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 204.60 457.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 453.20 Td (190,331) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 453.20 Td (202,284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 453.21 Td (202,146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.25 453.21 Td (214,938) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 439.21 Td (T) Tj ET Q q 0 0 0 rg BT 46.18 439.21 Td (otal Risk-W) Tj ET Q q 0 0 0 rg BT 89.25 439.21 Td (eighted ) Tj ET Q q 0 0 0 rg BT 117.38 439.21 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 439.20 Td (1,134,864) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 439.20 Td (1,138,167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 439.21 Td (1,166,764) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.50 439.21 Td (1,126,314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 425.21 Td ( Credit Risk) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 89.00 429.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.00 425.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 425.20 Td (749,322) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 425.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 425.20 Td (1,072,440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 425.21 Td (773,483) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.50 425.21 Td (1,061,786) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 411.21 Td ( Market Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.25 411.20 Td (65,003) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 411.20 Td (65,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.75 411.21 Td (64,006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 411.21 Td (64,528) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 397.21 Td ( Operational Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 397.20 Td (320,539) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 397.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.25 397.21 Td (329,275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 397.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 383.21 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 102.84 383.21 Td (T) Tj ET Q q 0 0 0 rg BT 108.02 383.21 Td (ier 1 Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 171.25 387.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.75 383.20 Td (13.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 383.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 383.20 Td (12.99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 383.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.25 383.21 Td (14.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 383.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 383.21 Td (14.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 383.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 369.21 Td (T) Tj ET Q q 0 0 0 rg BT 46.18 369.21 Td (ier 1 Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 109.41 373.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.75 369.20 Td (14.53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 369.20 Td (14.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.25 369.21 Td (15.29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 369.21 Td (15.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 355.21 Td (T) Tj ET Q q 0 0 0 rg BT 45.87 355.21 Td (otal Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 106.35 359.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.75 355.20 Td (16.77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 355.20 Td (17.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.25 355.21 Td (17.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 355.21 Td (19.08) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 325.75 308.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 325.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 325.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 325.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 325.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 325.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 295.75 308.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 295.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 295.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 295.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 295.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 295.75 56.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 325.75 m 343.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 325.75 m 401.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 325.75 m 459.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 325.75 m 463.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 325.75 m 519.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 325.75 m 575.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 325.75 m 401.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 325.75 m 459.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 325.75 m 463.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 325.75 m 463.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 325.75 m 575.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 295.75 m 343.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 295.75 m 401.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 295.75 m 459.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 295.75 m 463.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 310.75 m 463.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 295.75 m 519.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 295.75 m 575.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 295.75 m 463.5 280.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 265.75 m 343.5 265.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 265.75 m 401.5 265.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 265.75 m 459.5 265.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 265.75 m 463.5 265.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 280.75 m 463.5 265.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 265.75 m 519.5 265.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 265.75 m 575.5 265.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 330.00 Td (In millions of dollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.70 330.20 Td (December) Tj ET Q q 0 0 0 rg BT 403.51 330.20 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.60 330.21 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 315.21 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 77.24 315.21 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 111.49 315.21 Td (A) Tj ET Q q 0 0 0 rg BT 117.32 315.21 Td (verage ) Tj ET Q q 0 0 0 rg BT 143.39 315.21 Td (T) Tj ET Q q 0 0 0 rg BT 148.26 315.21 Td (otal ) Tj ET Q q 0 0 0 rg BT 163.51 315.21 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 187.01 319.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 315.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 315.20 Td (1,869,206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 315.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.50 315.21 Td (1,768,415) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 300.21 Td (T) Tj ET Q q 0 0 0 rg BT 45.87 300.21 Td (otal Leverage Exposure) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 131.33 304.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 138.15 300.21 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 300.20 Td (2,433,371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.50 300.21 Td (2,351,883) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 285.21 Td (T) Tj ET Q q 0 0 0 rg BT 46.34 285.21 Td (ier 1 Leverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.25 285.20 Td (8.82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 285.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 285.21 Td (10.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 285.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 270.21 Td (Supplementary Leverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.25 270.20 Td (6.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 270.21 Td (7.58) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 247.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 247.05 Td (Under the U.S. Basel III rules, credit risk-weighted assets during the transition period reflect the ef) Tj ET Q q 0 0 0 rg BT 369.76 247.05 Td (fects of transition arrangements related to regulatory capital ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 237.45 Td (adjustments and deductions and, as a result, will dif) Tj ET Q q 0 0 0 rg BT 219.16 237.45 Td (fer from credit risk-weighted assets derived under full implementation of the rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 227.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 227.85 Td (As of December 31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 120.42 227.85 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 136.42 227.85 Td (, Citi) Tj ET Q q 0 0 0 rg BT 154.65 227.85 Td (s reportable Common Equity ) Tj ET Q q 0 0 0 rg BT 249.16 227.85 Td (T) Tj ET Q q 0 0 0 rg BT 253.76 227.85 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 308.71 227.85 Td (T) Tj ET Q q 0 0 0 rg BT 313.32 227.85 Td (ier 1 Capital ratios were the lower derived under the Basel III Standardized ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 218.25 Td (Approach, whereas the reportable ) Tj ET Q q 0 0 0 rg BT 163.80 218.25 Td (T) Tj ET Q q 0 0 0 rg BT 168.13 218.25 Td (otal Capital ratio was the lower derived under the Basel III ) Tj ET Q q 0 0 0 rg BT 357.63 218.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 391.61 218.25 Td (Approaches framework. ) Tj ET Q q 0 0 0 rg BT 470.47 218.25 Td (As of December 31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 536.89 218.25 Td (2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 552.89 218.25 Td (, Citi) Tj ET Q q 0 0 0 rg BT 571.12 218.25 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 208.65 Td (reportable Common Equity ) Tj ET Q q 0 0 0 rg BT 143.39 208.65 Td (T) Tj ET Q q 0 0 0 rg BT 148.00 208.65 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 191.40 208.65 Td (T) Tj ET Q q 0 0 0 rg BT 196.00 208.65 Td (ier 1 Capital, and ) Tj ET Q q 0 0 0 rg BT 252.95 208.65 Td (T) Tj ET Q q 0 0 0 rg BT 257.28 208.65 Td (otal Capital ratios were the lower derived under the Basel III ) Tj ET Q q 0 0 0 rg BT 452.99 208.65 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 486.98 208.65 Td (Approaches framework.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 199.05 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 199.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.61 199.05 Td (ier 1 Leverage ratio denominator) Tj ET Q q 0 0 0 rg BT 163.45 199.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 189.45 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 189.45 Td (Supplementary Leverage ratio denominator) Tj ET Q q 0 0 0 rg BT 192.84 189.45 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 167.85 Td (As indicated in the table above, Citigroup) Tj ET Q q 0 0 0 rg BT 223.68 167.85 Td (s capital ratios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 155.85 Td (at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.30 155.85 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.30 155.85 Td ( were in excess of the stated and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 143.85 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 143.85 Td (fective minimum requirements under the U.S. Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 131.85 Td (rules. In addition, Citi was also well capitalized under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 119.85 Td (current federal bank regulatory agency definitions as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 107.85 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.58 107.85 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 107.85 Td (. ) Tj ET Q endstream endobj 77 0 obj <> endobj 78 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (38) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Components of Citigroup Capital Under Current Regulatory Standards \(Basel III T) Tj ET Q q 0 0 0 rg BT 380.14 749.25 Td (ransition ) Tj ET Q q 0 0 0 rg BT 419.51 749.25 Td (Arrangements\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 700.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 700.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 700.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 672.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 672.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 672.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 644.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 644.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 644.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 616.75 408.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 616.75 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 616.75 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 578.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 578.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 578.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 541.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 541.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 541.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 503.75 408.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 503.75 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 503.75 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 465.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 465.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 465.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 437.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 437.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 437.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 409.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 409.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 409.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 371.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 371.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 371.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 333.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 333.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 333.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 305.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 305.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 305.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 268.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 268.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 268.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 240.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 240.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 240.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 212.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 212.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 212.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 184.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 184.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 184.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 156.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 156.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 156.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 128.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 128.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 128.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 100.75 408.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 100.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 100.75 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 714.75 m 443.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 714.75 m 509.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 714.75 m 575.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 714.75 m 443.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 714.75 m 509.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 714.75 m 575.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 479.75 m 575.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 479.75 m 443.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 465.75 m 443.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 479.75 m 509.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 465.75 m 509.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 479.75 m 575.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 465.75 m 575.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 465.75 m 443.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 465.75 m 509.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 465.75 m 575.5 465.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 305.75 m 575.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 305.75 m 443.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 291.75 m 443.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 305.75 m 509.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 291.75 m 509.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 305.75 m 575.5 305.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 291.75 m 575.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 291.75 m 443.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 268.75 m 443.5 268.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 291.75 m 509.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 268.75 m 509.5 268.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 291.75 m 575.5 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 268.75 m 575.5 268.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 268.75 m 443.5 268.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 268.75 m 509.5 268.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 268.75 m 575.5 268.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 156.75 m 443.5 156.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 156.75 m 509.5 156.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 156.75 m 575.5 156.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 156.75 m 443.5 156.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 142.75 m 443.5 142.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 156.75 m 509.5 156.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 142.75 m 509.5 142.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 156.75 m 575.5 156.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 142.75 m 575.5 142.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 142.75 m 443.5 142.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 128.75 m 443.5 128.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 142.75 m 509.5 142.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 128.75 m 509.5 128.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 142.75 m 575.5 142.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 128.75 m 575.5 128.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 114.75 m 443.5 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 114.75 m 509.5 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 114.75 m 575.5 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 100.75 m 443.5 100.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 100.75 m 509.5 100.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 100.75 m 575.5 100.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 86.75 m 443.5 86.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 100.75 m 509.5 100.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 86.75 m 509.5 86.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 100.75 m 575.5 100.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 86.75 m 575.5 86.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 719.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.80 730.00 Td (December) Tj ET Q q 0 0 0 rg BT 488.61 730.00 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 719.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.75 730.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 719.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 705.20 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 106.93 705.20 Td (T) Tj ET Q q 0 0 0 rg BT 112.77 705.20 Td (ier) Tj ET Q q 0 0 0 rg BT 123.10 705.20 Td ( 1 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 691.21 Td (Citigroup common stockholders) Tj ET Q q 0 0 0 rg BT 159.32 691.21 Td ( equity) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 184.06 695.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 691.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.40 691.20 Td (181,671) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 691.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.40 691.21 Td (206,051) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 677.21 Td (Add: Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.15 677.20 Td (224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.15 677.21 Td (259) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 663.20 Td (Regulatory Capital ) Tj ET Q q 0 0 0 rg BT 116.75 663.20 Td (Adjustments and Deductions:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 649.21 Td (Less: Net unrealized losses on securities available-for) Tj ET Q q 0 0 0 rg BT 234.25 649.21 Td (-sale \(AFS\), net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 314.48 653.29 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.15 649.20 Td (\(232) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.65 649.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.15 649.21 Td (\(320) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.65 649.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 635.21 Td (Less: Defined benefit plans liability adjustment, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 250.20 639.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.40 635.20 Td (\(1,237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.65 635.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.40 635.21 Td (\(2,066) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.65 635.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 621.21 Td (Less: ) Tj ET Q q 0 0 0 rg BT 61.75 621.21 Td (Accumulated net unrealized losses on cash flow hedges, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 300.42 625.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.15 621.20 Td (\(698) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.65 621.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.15 621.21 Td (\(560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.65 621.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 608.01 Td (Less: Cumulative unrealized net loss related to changes in fair value of financial liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 597.21 Td ( attributable to own creditworthiness, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 215.96 601.29 Td (\(3\)\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.15 597.20 Td (\(577) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.65 597.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.65 597.21 Td (\(37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.65 597.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 583.21 Td (Less: Intangible assets:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 569.21 Td ( Goodwill, net of related deferred tax liabilities \(DTLs\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 244.18 573.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.90 569.20 Td (22,052) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 569.21 Td (20,858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 555.21 Td (Identifiable intangible assets other than mortgage servicing rights \(MSRs\), net of related ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 546.21 Td ( DTLs) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 74.75 550.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.40 546.20 Td (3,521) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.40 546.21 Td (2,926) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 532.21 Td (Less: Defined benefit pension plan net assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 202.96 536.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.15 532.20 Td (717) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.15 532.21 Td (514) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 519.01 Td (Less: Deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 147.24 519.01 Td (As\) arising from net operating loss, foreign tax credit and ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 508.21 Td ( general business credit carry-forwards) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 185.44 512.29 Td (\(3\)\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.90 508.20 Td (10,458) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 508.21 Td (12,802) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 495.01 Td (Less: Excess over 10%/15% limitations for other DT) Tj ET Q q 0 0 0 rg BT 230.99 495.01 Td (As, certain common stock investments,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.00 484.21 Td ( and MSRs) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 85.26 488.29 Td (\(3\)\(7\)\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.65 484.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.40 484.21 Td (4,815) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 470.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.59 470.20 Td (otal Common Equity ) Tj ET Q q 0 0 0 rg BT 128.85 470.20 Td (T) Tj ET Q q 0 0 0 rg BT 134.69 470.20 Td (ier) Tj ET Q q 0 0 0 rg BT 145.02 470.20 Td ( 1 Capital \(Standardized ) Tj ET Q q 0 0 0 rg BT 241.20 470.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 261.37 470.20 Td (oach and ) Tj ET Q q 0 0 0 rg BT 298.06 470.20 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 338.31 470.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 358.49 470.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 470.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.40 470.20 Td (147,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.40 470.21 Td (167,378) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 456.20 Td (Additional ) Tj ET Q q 0 0 0 rg BT 84.18 456.20 Td (T) Tj ET Q q 0 0 0 rg BT 90.02 456.20 Td (ier) Tj ET Q q 0 0 0 rg BT 100.35 456.20 Td ( 1 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 442.21 Td (Qualifying noncumulative perpetual preferred stock) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 227.93 446.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 442.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.90 442.20 Td (19,069) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 442.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 442.21 Td (19,069) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 428.21 Td (Qualifying trust preferred securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 169.70 432.29 Td (\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.40 428.20 Td (1,377) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.40 428.21 Td (1,371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 414.21 Td (Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.15 414.20 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 414.21 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 400.20 Td (Regulatory Capital ) Tj ET Q q 0 0 0 rg BT 116.75 400.20 Td (Adjustment and Deductions:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 387.01 Td (Less: Cumulative unrealized net loss related to changes in fair value of financial liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 376.21 Td ( attributable to own creditworthiness, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 215.96 380.29 Td (\(3\)\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.15 376.20 Td (\(144) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.65 376.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.65 376.21 Td (\(24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.65 376.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 362.21 Td (Less: Defined benefit pension plan net assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 202.96 366.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.15 362.20 Td (179) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.15 362.21 Td (343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 349.01 Td (Less: DT) Tj ET Q q 0 0 0 rg BT 73.52 349.01 Td (As arising from net operating loss, foreign tax credit and ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 338.21 Td ( general business credit carry-forwards) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 185.44 342.29 Td (\(3\)\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.40 338.20 Td (2,614) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.40 338.21 Td (8,535) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 324.21 Td (Less: Permitted ownership interests in covered funds) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 231.46 328.29 Td (\(10\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.15 324.20 Td (900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.15 324.21 Td (533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 310.21 Td (Less: Minimum regulatory capital requirements of insurance underwriting subsidiaries) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 352.92 314.29 Td (\(1) Tj ET Q BT /F1 5.85 Tf ET q 0 0 0 rg BT 357.57 314.29 Td (1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.65 310.20 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 310.21 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 296.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.59 296.20 Td (otal ) Tj ET Q q 0 0 0 rg BT 62.68 296.20 Td (Additional ) Tj ET Q q 0 0 0 rg BT 105.61 296.20 Td (T) Tj ET Q q 0 0 0 rg BT 111.45 296.20 Td (ier) Tj ET Q q 0 0 0 rg BT 121.78 296.20 Td ( 1 Capital \(Standardized ) Tj ET Q q 0 0 0 rg BT 217.96 296.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 238.13 296.20 Td (oach and ) Tj ET Q q 0 0 0 rg BT 274.81 296.20 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 315.07 296.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 335.25 296.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 296.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.90 296.20 Td (16,950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 296.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 296.21 Td (1) Tj ET Q q 0 0 0 rg BT 551.40 296.21 Td (1,009) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 282.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.18 282.20 Td (otal ) Tj ET Q q 0 0 0 rg BT 62.76 282.20 Td (T) Tj ET Q q 0 0 0 rg BT 68.60 282.20 Td (ier) Tj ET Q q 0 0 0 rg BT 78.93 282.20 Td ( 1 Capital \(Common Equity ) Tj ET Q q 0 0 0 rg BT 187.53 282.20 Td (T) Tj ET Q q 0 0 0 rg BT 193.37 282.20 Td (ier) Tj ET Q q 0 0 0 rg BT 203.69 282.20 Td ( 1 Capital + ) Tj ET Q q 0 0 0 rg BT 250.33 282.20 Td (Additional ) Tj ET Q q 0 0 0 rg BT 293.43 282.20 Td (T) Tj ET Q q 0 0 0 rg BT 299.27 282.20 Td (ier) Tj ET Q q 0 0 0 rg BT 309.60 282.20 Td ( 1 Capital\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 273.20 Td ( \(Standardized ) Tj ET Q q 0 0 0 rg BT 104.01 273.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 124.35 273.20 Td (oach and ) Tj ET Q q 0 0 0 rg BT 160.87 273.20 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 201.12 273.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 221.47 273.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 273.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.40 273.20 Td (164,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 273.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.40 273.21 Td (178,387) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 259.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.92 259.20 Td (ier) Tj ET Q q 0 0 0 rg BT 57.25 259.20 Td ( 2 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 245.21 Td (Qualifying subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 245.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.90 245.20 Td (23,673) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 245.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 245.21 Td (22,818) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 231.21 Td (Qualifying trust preferred securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 169.70 235.29 Td (\(12\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.15 231.20 Td (329) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.15 231.21 Td (317) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 217.21 Td (Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.65 217.20 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 217.21 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 203.21 Td (Eligible allowance for credit losses) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 167.46 207.29 Td (\(13\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.90 203.20 Td (13,453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 203.21 Td (13,452) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 189.20 Td (Regulatory Capital ) Tj ET Q q 0 0 0 rg BT 116.75 189.20 Td (Adjustment and Deduction:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 175.21 Td (Add: Unrealized gains on ) Tj ET Q q 0 0 0 rg BT 134.98 175.21 Td (AFS equity exposures includable in ) Tj ET Q q 0 0 0 rg BT 265.55 175.21 Td (T) Tj ET Q q 0 0 0 rg BT 270.73 175.21 Td (ier 2 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.65 175.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.15 175.21 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 161.21 Td (Less: Minimum regulatory capital requirements of insurance underwriting subsidiaries) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 352.92 165.29 Td (\(1) Tj ET Q BT /F1 5.85 Tf ET q 0 0 0 rg BT 357.57 165.29 Td (1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.65 161.20 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.65 161.21 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 147.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.18 147.20 Td (otal ) Tj ET Q q 0 0 0 rg BT 62.76 147.20 Td (T) Tj ET Q q 0 0 0 rg BT 68.60 147.20 Td (ier) Tj ET Q q 0 0 0 rg BT 78.93 147.20 Td ( 2 Capital \(Standardized ) Tj ET Q q 0 0 0 rg BT 174.94 147.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 195.28 147.20 Td (oach\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 147.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.90 147.20 Td (37,443) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 147.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 147.21 Td (36,551) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 133.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.59 133.20 Td (otal Capital \(T) Tj ET Q q 0 0 0 rg BT 102.60 133.20 Td (ier) Tj ET Q q 0 0 0 rg BT 112.92 133.20 Td ( 1 Capital + ) Tj ET Q q 0 0 0 rg BT 159.89 133.20 Td (T) Tj ET Q q 0 0 0 rg BT 165.73 133.20 Td (ier) Tj ET Q q 0 0 0 rg BT 176.06 133.20 Td ( 2 Capital\) \(Standardized ) Tj ET Q q 0 0 0 rg BT 275.23 133.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 295.41 133.20 Td (oach\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 133.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.40 133.20 Td (202,284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 133.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.40 133.21 Td (214,938) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 119.21 Td (Adjustment for excess of eligible credit reserves over expected credit losses) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 313.90 123.29 Td (\(13\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 119.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.90 119.20 Td (\(1) Tj ET Q q 0 0 0 rg BT 485.40 119.20 Td (1,953) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.65 119.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 119.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.90 119.21 Td (\(12,792) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.65 119.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 105.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.18 105.20 Td (otal ) Tj ET Q q 0 0 0 rg BT 62.76 105.20 Td (T) Tj ET Q q 0 0 0 rg BT 68.60 105.20 Td (ier) Tj ET Q q 0 0 0 rg BT 78.93 105.20 Td ( 2 Capital \(Advanced ) Tj ET Q q 0 0 0 rg BT 161.94 105.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 182.28 105.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 105.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.90 105.20 Td (25,490) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 105.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.90 105.21 Td (23,759) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 91.20 Td ( ) Tj ET Q q 0 0 0 rg BT 40.09 91.20 Td (T) Tj ET Q q 0 0 0 rg BT 45.26 91.20 Td (otal Capital \(T) Tj ET Q q 0 0 0 rg BT 101.60 91.20 Td (ier) Tj ET Q q 0 0 0 rg BT 111.93 91.20 Td ( 1 Capital + ) Tj ET Q q 0 0 0 rg BT 158.90 91.20 Td (T) Tj ET Q q 0 0 0 rg BT 164.74 91.20 Td (ier) Tj ET Q q 0 0 0 rg BT 175.07 91.20 Td ( 2 Capital\) \(Advanced ) Tj ET Q q 0 0 0 rg BT 261.07 91.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 281.41 91.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 91.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.40 91.20 Td (190,331) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 91.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.40 91.21 Td (202,146) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.25 63.25 Td (Footnotes are presented on the following page.) Tj ET Q endstream endobj 79 0 obj <> endobj 80 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (39) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (Issuance costs of $184 million related to noncumulative perpetual preferred stock outstanding at December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 410.78 750.50 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.78 750.50 Td ( and December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 489.20 750.50 Td (2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.20 750.50 Td ( are excluded from ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (common stockholders) Tj ET Q q 0 0 0 rg BT 126.50 740.90 Td ( equity and netted against such preferred stock in accordance with Federal Reserve Board regulatory reporting requirements, which dif) Tj ET Q q 0 0 0 rg BT 557.09 740.90 Td (fer ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (from those under U.S. generally accepted accounting principles \(GAAP\). ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 721.70 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (In addition, includes the net amount of unamortized loss on held-to-maturity \(HTM\) securities. ) Tj ET Q q 0 0 0 rg BT 359.79 721.70 Td (This amount relates to securities that were previously transferred ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (from ) Tj ET Q q 0 0 0 rg BT 71.11 712.10 Td (AFS to HTM, and non-credit related factors such as changes in interest rates and liquidity spreads for HTM securities with other) Tj ET Q q 0 0 0 rg BT 482.18 712.10 Td (-than-temporary impairment. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 702.50 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (The transition arrangements for significant regulatory capital adjustments and deductions impacting Common Equity ) Tj ET Q q 0 0 0 rg BT 430.43 702.50 Td (T) Tj ET Q q 0 0 0 rg BT 435.04 702.50 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 489.69 702.50 Td (Additional ) Tj ET Q q 0 0 0 rg BT 525.76 702.50 Td (T) Tj ET Q q 0 0 0 rg BT 530.37 702.50 Td (ier 1 Capital ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (are set forth above in the chart entitled Basel III ) Tj ET Q q 0 0 0 rg BT 212.45 692.90 Td (T) Tj ET Q q 0 0 0 rg BT 217.06 692.90 Td (ransition ) Tj ET Q q 0 0 0 rg BT 246.61 692.90 Td (Arrangements: Significant Regulatory Capital ) Tj ET Q q 0 0 0 rg BT 395.47 692.90 Td (Adjustments and Deductions.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 683.30 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 683.30 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 108.97 683.30 Td (T) Tj ET Q q 0 0 0 rg BT 113.57 683.30 Td (ier 1 Capital is adjusted for accumulated net unrealized gains \(losses\) on cash flow hedges included in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 442.14 683.30 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 524.93 683.30 Td (ehensive ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 673.70 Td (income \(loss\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 96.88 673.70 Td ( \(AOCI\) that relate to the hedging of items not recognized at fair value on the balance sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 664.10 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td (The cumulative impact of changes in Citigroup) Tj ET Q q 0 0 0 rg BT 207.29 664.10 Td (s own creditworthiness in valuing liabilities for which the fair value option has been elected, and own-credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 654.50 Td (valuation adjustments on derivatives, are excluded from Common Equity ) Tj ET Q q 0 0 0 rg BT 290.25 654.50 Td (T) Tj ET Q q 0 0 0 rg BT 294.85 654.50 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 349.50 654.50 Td (Additional ) Tj ET Q q 0 0 0 rg BT 385.58 654.50 Td (T) Tj ET Q q 0 0 0 rg BT 390.18 654.50 Td (ier 1 Capital, in accordance with the U.S. Basel III rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 644.90 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 644.90 Td (Includes goodwill embedded in the valuation of significant common stock investments in unconsolidated financial institutions. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 635.30 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 635.30 Td (Of Citi) Tj ET Q q 0 0 0 rg BT 78.67 635.30 Td (s $22.5 billion of net DT) Tj ET Q q 0 0 0 rg BT 157.13 635.30 Td (As at December 31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.66 635.30 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 238.66 635.30 Td (, $10.2 billion were includable in regulatory capital pursuant to the U.S. Basel III rules, while $12.3 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 625.70 Td (billion were excluded. Excluded from Citi) Tj ET Q q 0 0 0 rg BT 191.30 625.70 Td (s regulatory capital at December 31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.25 625.70 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 325.25 625.70 Td ( was in total $13.1 billion of net DT) Tj ET Q q 0 0 0 rg BT 439.48 625.70 Td (As arising from net operating loss, foreign ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 616.10 Td (tax credit and general business credit carry-forwards, of which $10.5 billion were deducted from Common Equity ) Tj ET Q q 0 0 0 rg BT 419.97 616.10 Td (T) Tj ET Q q 0 0 0 rg BT 424.57 616.10 Td (ier 1 Capital and $2.6 billion were deducted ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 606.50 Td (from ) Tj ET Q q 0 0 0 rg BT 71.11 606.50 Td (Additional ) Tj ET Q q 0 0 0 rg BT 107.18 606.50 Td (T) Tj ET Q q 0 0 0 rg BT 111.79 606.50 Td (ier 1 Capital, which was reduced by $0.8 billion of net DTLs primarily associated with goodwill and certain other intangible assets. Separately) Tj ET Q q 0 0 0 rg BT 567.59 606.50 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 596.90 Td (under the U.S. Basel III rules, goodwill and these other intangible assets are deducted net of associated DTLs in arriving at Common Equity ) Tj ET Q q 0 0 0 rg BT 503.96 596.90 Td (T) Tj ET Q q 0 0 0 rg BT 508.57 596.90 Td (ier 1 Capital. DT) Tj ET Q q 0 0 0 rg BT 562.14 596.90 Td (As ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 587.30 Td (arising from net operating loss, foreign tax credit and general business credit carry-forwards are required to be deducted from both Common Equity ) Tj ET Q q 0 0 0 rg BT 528.59 587.30 Td (T) Tj ET Q q 0 0 0 rg BT 533.20 587.30 Td (ier 1 Capital ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 577.70 Td (and ) Tj ET Q q 0 0 0 rg BT 67.11 577.70 Td (Additional ) Tj ET Q q 0 0 0 rg BT 103.18 577.70 Td (T) Tj ET Q q 0 0 0 rg BT 107.79 577.70 Td (ier 1 Capital under the transition arrangements of the U.S. Basel III rules; whereas DT) Tj ET Q q 0 0 0 rg BT 383.06 577.70 Td (As arising from temporary dif) Tj ET Q q 0 0 0 rg BT 478.89 577.70 Td (ferences are deducted solely ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 568.10 Td (from Common Equity ) Tj ET Q q 0 0 0 rg BT 126.52 568.10 Td (T) Tj ET Q q 0 0 0 rg BT 131.13 568.10 Td (ier 1 Capital under these rules, if in excess of 10%/15% limitations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 558.50 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 558.50 Td (Assets subject to 10%/15% limitations include MSRs, DT) Tj ET Q q 0 0 0 rg BT 239.13 558.50 Td (As arising from temporary dif) Tj ET Q q 0 0 0 rg BT 334.96 558.50 Td (ferences and significant common stock investments in unconsolidated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 548.90 Td (financial institutions. ) Tj ET Q q 0 0 0 rg BT 123.11 548.90 Td (At December 31, 2017, none of these assets were in excess of the 10%/15% limitations. ) Tj ET Q q 0 0 0 rg BT 405.70 548.90 Td (At December 31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 462.57 548.90 Td (2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 478.57 548.90 Td (, this deduction related only to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 539.30 Td (DT) Tj ET Q q 0 0 0 rg BT 64.02 539.30 Td (As arising from temporary dif) Tj ET Q q 0 0 0 rg BT 159.86 539.30 Td (ferences that exceeded the 10% limitation. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 529.70 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 529.70 Td (Represents Citigroup Capital XIII trust preferred securities, which are permanently grandfathered as ) Tj ET Q q 0 0 0 rg BT 376.63 529.70 Td (T) Tj ET Q q 0 0 0 rg BT 381.23 529.70 Td (ier 1 Capital under the U.S. Basel III rules.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 520.10 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 520.10 Td (Banking entities are required to be in compliance with the ) Tj ET Q q 0 0 0 rg BT 241.35 520.10 Td (V) Tj ET Q q 0 0 0 rg BT 246.10 520.10 Td (olcker Rule of the Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 346.30 520.10 Td (Act which prohibits conducting certain proprietary investment ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 510.50 Td (activities and limits their ownership of, and relationships with, covered funds. ) Tj ET Q q 0 0 0 rg BT 304.62 510.50 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 344.09 510.50 Td (, Citi is required by the ) Tj ET Q q 0 0 0 rg BT 419.71 510.50 Td (V) Tj ET Q q 0 0 0 rg BT 424.45 510.50 Td (olcker Rule to deduct from ) Tj ET Q q 0 0 0 rg BT 512.50 510.50 Td (T) Tj ET Q q 0 0 0 rg BT 517.11 510.50 Td (ier 1 Capital all ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 500.90 Td (permitted ownership interests in covered funds that were acquired after December 31, 2013.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 491.30 Td (\(1) Tj ET Q q 0 0 0 rg BT 42.37 491.30 Td (1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 491.30 Td (50% of the minimum regulatory capital requirements of insurance underwriting subsidiaries must be deducted from each of ) Tj ET Q q 0 0 0 rg BT 451.29 491.30 Td (T) Tj ET Q q 0 0 0 rg BT 455.90 491.30 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 510.85 491.30 Td (T) Tj ET Q q 0 0 0 rg BT 515.45 491.30 Td (ier 2 Capital.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 481.70 Td (\(12\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 481.70 Td (Ef) Tj ET Q q 0 0 0 rg BT 61.41 481.70 Td (fective January 1, 2016, non-grandfathered trust preferred securities are not eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 381.59 481.70 Td (T) Tj ET Q q 0 0 0 rg BT 386.20 481.70 Td (ier 1 Capital, but are eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 530.46 481.70 Td (T) Tj ET Q q 0 0 0 rg BT 535.06 481.70 Td (ier 2 Capital ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 472.10 Td (subject to full phase-out by January 1, 2022. Non-grandfathered trust preferred securities are eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 429.07 472.10 Td (T) Tj ET Q q 0 0 0 rg BT 433.68 472.10 Td (ier 2 Capital in an amount up to 50% and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 462.50 Td (60% during 2017 and 2016, respectively) Tj ET Q q 0 0 0 rg BT 183.23 462.50 Td (, of the aggregate outstanding principal amounts of such issuances as of January 1, 2014, in accordance with the transition ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 452.90 Td (arrangements for non-qualifying capital instruments under the U.S. Basel III rules.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 443.30 Td (\(13\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 443.30 Td (Under the Standardized ) Tj ET Q q 0 0 0 rg BT 131.09 443.30 Td (Approach, the allowance for credit losses is eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 349.55 443.30 Td (T) Tj ET Q q 0 0 0 rg BT 354.15 443.30 Td (ier 2 Capital up to 1.25% of credit risk-weighted assets, with any ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 433.70 Td (excess allowance for credit losses being deducted in arriving at credit risk-weighted assets, which dif) Tj ET Q q 0 0 0 rg BT 377.08 433.70 Td (fers from the ) Tj ET Q q 0 0 0 rg BT 419.96 433.70 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 453.95 433.70 Td (Approaches framework, in which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 424.10 Td (eligible credit reserves that exceed expected credit losses are eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 326.86 424.10 Td (T) Tj ET Q q 0 0 0 rg BT 331.46 424.10 Td (ier 2 Capital to the extent the excess reserves do not exceed 0.6% of credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 414.50 Td (risk-weighted assets. ) Tj ET Q q 0 0 0 rg BT 122.51 414.50 Td (The total amount of eligible credit reserves in excess of expected credit losses that were eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 482.02 414.50 Td (T) Tj ET Q q 0 0 0 rg BT 486.63 414.50 Td (ier 2 Capital, subject to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 404.90 Td (limitation, under the ) Tj ET Q q 0 0 0 rg BT 120.66 404.90 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 154.64 404.90 Td (Approaches framework was $1.5 billion and $0.7 billion at December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 392.36 404.90 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 408.36 404.90 Td ( and December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 470.78 404.90 Td (2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 486.78 404.90 Td (, respectively) Tj ET Q q 0 0 0 rg BT 528.91 404.90 Td (.) 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0.9333333333333333 1 rg /GS0 gs 393.50 362.75 89.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 362.75 93.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 336.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 336.75 89.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 336.75 93.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 299.75 358.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 299.75 89.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 299.75 93.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 262.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 262.75 89.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 262.75 93.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 236.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 236.75 89.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 236.75 93.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 210.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 210.75 89.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 210.75 93.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 184.75 358.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 184.75 89.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 184.75 93.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 161.75 358.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 161.75 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 161.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 133.75 358.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 133.75 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 133.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 105.75 358.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 105.75 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 105.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 77.75 358.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 77.75 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.50 77.75 93.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 714.75 m 393.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 714.75 m 482.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 714.75 m 575.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 714.75 m 393.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 714.75 m 482.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 714.75 m 575.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 486.75 m 393.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 486.75 m 482.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 486.75 m 575.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 486.75 m 393.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 473.75 m 393.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 486.75 m 482.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 473.75 m 482.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 486.75 m 575.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 473.75 m 575.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 473.75 m 393.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 449.75 m 393.5 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 473.75 m 482.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 449.75 m 482.5 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 473.75 m 575.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 449.75 m 575.5 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 336.75 m 482.5 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 336.75 m 575.5 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 336.75 m 393.5 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 323.75 m 393.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 336.75 m 482.5 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 323.75 m 482.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 323.75 m 575.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 323.75 m 393.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 299.75 m 393.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 323.75 m 482.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 299.75 m 482.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 323.75 m 575.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 299.75 m 575.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 299.75 m 393.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 275.75 m 393.5 275.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 299.75 m 482.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 275.75 m 482.5 275.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 299.75 m 575.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 275.75 m 575.5 275.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 210.75 m 482.5 210.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 210.75 m 575.5 210.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 210.75 m 393.5 210.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 197.75 m 393.5 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 197.75 m 482.5 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 197.75 m 575.5 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 184.75 m 393.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 184.75 m 482.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 184.75 m 575.5 184.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 171.75 m 393.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 171.75 m 482.5 171.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 171.75 m 575.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 171.75 m 482.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 161.75 m 482.5 161.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 171.75 m 575.5 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 161.75 m 575.5 161.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 161.75 m 393.5 161.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 91.75 m 393.5 91.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 91.75 m 393.5 91.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 77.75 m 393.5 77.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 91.75 m 482.5 91.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 77.75 m 482.5 77.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 91.75 m 575.5 91.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 77.75 m 575.5 77.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 63.75 m 393.5 63.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 63.75 m 482.5 63.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 63.75 m 575.5 63.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 49.75 m 393.5 49.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 49.75 m 482.5 49.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 49.75 m 575.5 49.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 719.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.55 730.00 Td (Thr) Tj ET Q q 0 0 0 rg BT 411.47 730.00 Td (ee Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.20 719.20 Td (December) Tj ET Q q 0 0 0 rg BT 440.09 719.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.55 730.00 Td (T) Tj ET Q q 0 0 0 rg BT 490.88 730.00 Td (welve Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.05 719.20 Td (December) Tj ET Q q 0 0 0 rg BT 532.11 719.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 706.15 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 106.93 706.15 Td (T) Tj ET Q q 0 0 0 rg BT 112.77 706.15 Td (ier) Tj ET Q q 0 0 0 rg BT 123.10 706.15 Td ( 1 Capital, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 706.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.75 706.15 Td (162,008) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 706.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.75 706.15 Td (167,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 693.01 Td (Net loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.25 693.15 Td (\(18,893) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 693.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 693.15 Td (\(6,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 693.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 680.01 Td (Common and preferred stock dividends declared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.75 680.15 Td (\(1,160) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 680.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 680.15 Td (\(3,808) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 680.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 667.01 Td ( Net increase in treasury stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.75 667.15 Td (\(5,480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 667.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 667.15 Td (\(14,666) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 667.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 654.01 Td (Net change in common stock and additional paid-in capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 654.15 Td (1) Tj ET Q q 0 0 0 rg BT 470.00 654.15 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.00 654.15 Td (\(35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 654.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 641.01 Td (Net increase in foreign currency translation adjustment net of hedges, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.75 641.15 Td (\(2,381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 641.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 641.15 Td (\(202) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 641.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 628.01 Td (Net increase in unrealized losses on securities ) Tj ET Q q 0 0 0 rg BT 207.94 628.01 Td (AFS, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.50 628.15 Td (\(792) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 628.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 628.15 Td (\(447) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 628.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 615.01 Td (Net increase in defined benefit plans liability adjustment, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.50 615.15 Td (\(674) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 615.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 615.15 Td (\(1,848) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 615.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 602.01 Td (Net change in adjustment related to changes in fair value of financial liabilities ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 591.21 Td ( attributable to own creditworthiness, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 591.20 Td (\(58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 591.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.00 591.20 Td (\(29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 591.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 578.01 Td (Net increase in goodwill, net of related DTLs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.50 578.15 Td (\(520) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 578.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 578.15 Td (\(1,194) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 578.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 565.01 Td (Net change in identifiable intangible assets other than MSRs, net of related DTLs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.50 565.15 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 565.15 Td (\(595) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 565.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 552.01 Td (Net increase in defined benefit pension plan net assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.50 552.15 Td (\(141) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 552.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 552.15 Td (\(203) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 552.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 539.01 Td (Net decrease in DT) Tj ET Q q 0 0 0 rg BT 109.99 539.01 Td (As arising from net operating loss, foreign tax credit and ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 528.21 Td ( general business credit carry-forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 528.20 Td (5,596) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 528.20 Td (2,344) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 515.01 Td (Net decrease in excess over 10%/15% limitations for other DT) Tj ET Q q 0 0 0 rg BT 265.96 515.01 Td (As, certain common ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 504.21 Td ( stock investments and MSRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 504.20 Td (6,948) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 504.20 Td (4,815) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 491.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 491.15 Td (3,319) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 491.15 Td (3,179) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 478.15 Td (Net decr) Tj ET Q q 0 0 0 rg BT 73.65 478.15 Td (ease in Common Equity ) Tj ET Q q 0 0 0 rg BT 167.49 478.15 Td (T) Tj ET Q q 0 0 0 rg BT 173.33 478.15 Td (ier) Tj ET Q q 0 0 0 rg BT 183.66 478.15 Td ( 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 478.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.25 478.15 Td (\(14,1) Tj ET Q q 0 0 0 rg BT 470.00 478.15 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 478.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 478.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 478.15 Td (\(19,487) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 478.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 463.20 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 106.85 463.20 Td (T) Tj ET Q q 0 0 0 rg BT 112.69 463.20 Td (ier) Tj ET Q q 0 0 0 rg BT 123.02 463.20 Td ( 1 Capital, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 454.20 Td ( \(Standardized ) Tj ET Q q 0 0 0 rg BT 106.26 454.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 126.60 454.20 Td (oach and ) Tj ET Q q 0 0 0 rg BT 163.12 454.20 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 203.37 454.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 223.72 454.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 454.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.75 454.20 Td (147,891) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 454.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.75 454.20 Td (147,891) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 441.15 Td (Additional ) Tj ET Q q 0 0 0 rg BT 84.18 441.15 Td (T) Tj ET Q q 0 0 0 rg BT 90.02 441.15 Td (ier) Tj ET Q q 0 0 0 rg BT 100.35 441.15 Td ( 1 Capital, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 441.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.25 441.15 Td (15,296) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 441.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 441.15 Td (1) Tj ET Q q 0 0 0 rg BT 551.75 441.15 Td (1,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 428.01 Td (Net increase in qualifying trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.50 428.15 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.50 428.15 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 415.01 Td (Net change in adjustment related to changes in fair value of financial liabilities ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 404.21 Td ( attributable to own creditworthiness, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 404.20 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 404.20 Td (120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 391.01 Td (Net change in defined benefit pension plan net assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 391.15 Td (\(35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 391.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 391.15 Td (164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 378.01 Td (Net decrease in DT) Tj ET Q q 0 0 0 rg BT 109.99 378.01 Td (As arising from net operating loss, foreign tax credit and ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 367.21 Td ( general business credit carry-forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 367.20 Td (1,400) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 367.20 Td (5,921) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 354.01 Td (Net change in permitted ownership interests in covered funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 354.15 Td (228) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 354.15 Td (\(367) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 354.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 341.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.50 341.15 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 341.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 341.15 Td (97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 328.15 Td (Net incr) Tj ET Q q 0 0 0 rg BT 72.15 328.15 Td (ease in ) Tj ET Q q 0 0 0 rg BT 99.82 328.15 Td (Additional ) Tj ET Q q 0 0 0 rg BT 142.76 328.15 Td (T) Tj ET Q q 0 0 0 rg BT 148.60 328.15 Td (ier) Tj ET Q q 0 0 0 rg BT 158.92 328.15 Td ( 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 328.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.75 328.15 Td (1,654) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 328.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 328.15 Td (5,941) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 313.20 Td (Additional ) Tj ET Q q 0 0 0 rg BT 84.10 313.20 Td (T) Tj ET Q q 0 0 0 rg BT 89.94 313.20 Td (ier) Tj ET Q q 0 0 0 rg BT 100.27 313.20 Td ( 1 Capital, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 304.20 Td ( \(Standardized ) Tj ET Q q 0 0 0 rg BT 106.26 304.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 126.60 304.20 Td (oach and ) Tj ET Q q 0 0 0 rg BT 163.12 304.20 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 203.37 304.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 223.72 304.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 304.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.25 304.20 Td (16,950) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 304.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 304.20 Td (16,950) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 289.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.84 289.20 Td (ier) Tj ET Q q 0 0 0 rg BT 57.17 289.20 Td ( 1 Capital, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 280.20 Td ( \(Standardized ) Tj ET Q q 0 0 0 rg BT 106.26 280.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 126.60 280.20 Td (oach and ) Tj ET Q q 0 0 0 rg BT 163.12 280.20 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 203.37 280.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 223.72 280.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 280.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.75 280.20 Td (164,841) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 280.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.75 280.20 Td (164,841) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 267.15 Td (T) Tj ET Q q 0 0 0 rg BT 46.92 267.15 Td (ier) Tj ET Q q 0 0 0 rg BT 57.25 267.15 Td ( 2 Capital, beginning of period \(Standardized ) Tj ET Q q 0 0 0 rg BT 232.94 267.15 Td (Appr) Tj ET Q q 0 0 0 rg BT 253.12 267.15 Td (oach\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 267.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.25 267.15 Td (37,483) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 267.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 267.15 Td (36,551) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 254.01 Td (Net increase in qualifying subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 254.15 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 254.15 Td (855) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 241.01 Td (Net increase in qualifying trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 241.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 241.15 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 228.01 Td (Net decrease in eligible allowance for credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.50 228.15 Td (\(145) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 228.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.50 228.15 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 215.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 215.15 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 215.15 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 202.15 Td (Net change in ) Tj ET Q q 0 0 0 rg BT 95.67 202.15 Td (T) Tj ET Q q 0 0 0 rg BT 101.51 202.15 Td (ier) Tj ET Q q 0 0 0 rg BT 111.83 202.15 Td ( 2 Capital \(Standardized ) Tj ET Q q 0 0 0 rg BT 208.01 202.15 Td (Appr) Tj ET Q q 0 0 0 rg BT 228.19 202.15 Td (oach\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 202.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 202.15 Td (\(40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.00 202.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 202.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 202.15 Td (892) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 189.15 Td (T) Tj ET Q q 0 0 0 rg BT 46.92 189.15 Td (ier) Tj ET Q q 0 0 0 rg BT 57.25 189.15 Td ( 2 Capital, end of period \(Standardized ) Tj ET Q q 0 0 0 rg BT 208.93 189.15 Td (Appr) Tj ET Q q 0 0 0 rg BT 229.11 189.15 Td (oach\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 189.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.25 189.15 Td (37,443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 189.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 189.15 Td (37,443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 176.15 Td (T) Tj ET Q q 0 0 0 rg BT 46.59 176.15 Td (otal Capital, end of period \(Standardized ) Tj ET Q q 0 0 0 rg BT 205.69 176.15 Td (Appr) Tj ET Q q 0 0 0 rg BT 225.86 176.15 Td (oach\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 176.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.75 176.15 Td (202,284) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 176.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.75 176.15 Td (202,284) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 152.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.92 152.20 Td (ier) Tj ET Q q 0 0 0 rg BT 57.25 152.20 Td ( 2 Capital, beginning of period \(Advanced ) Tj ET Q q 0 0 0 rg BT 219.94 152.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 240.11 152.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 152.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.25 152.20 Td (25,339) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 152.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 152.20 Td (23,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 138.21 Td (Net increase in qualifying subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 138.20 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 138.20 Td (855) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 124.21 Td (Net increase in qualifying trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 124.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 124.20 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 110.21 Td (Net increase in excess of eligible credit reserves over expected credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 110.20 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 110.20 Td (840) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 96.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 96.20 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 96.20 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 82.20 Td (Net incr) Tj ET Q q 0 0 0 rg BT 72.15 82.20 Td (ease in ) Tj ET Q q 0 0 0 rg BT 99.99 82.20 Td (T) Tj ET Q q 0 0 0 rg BT 105.83 82.20 Td (ier) Tj ET Q q 0 0 0 rg BT 116.16 82.20 Td ( 2 Capital \(Advanced ) Tj ET Q q 0 0 0 rg BT 199.33 82.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 219.51 82.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 82.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 82.20 Td (151) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 82.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 82.20 Td (1,731) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 68.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.92 68.20 Td (ier) Tj ET Q q 0 0 0 rg BT 57.25 68.20 Td ( 2 Capital, end of period \(Advanced ) Tj ET Q q 0 0 0 rg BT 195.93 68.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 216.10 68.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 68.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.25 68.20 Td (25,490) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 68.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 68.20 Td (25,490) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 54.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.18 54.20 Td (otal Capital, end of period \(Advanced ) Tj ET Q q 0 0 0 rg BT 192.44 54.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 212.78 54.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 54.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.75 54.20 Td (190,331) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 54.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.75 54.20 Td (190,331) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 83 0 obj <> endobj 84 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (41) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Citigroup Risk-W) Tj ET Q q 0 0 0 rg BT 107.78 749.25 Td (eighted ) Tj ET Q q 0 0 0 rg BT 139.90 749.25 Td (Assets Rollforward Under Current Regulatory Standards ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 737.25 Td (\(Basel III Standardized ) Tj ET Q q 0 0 0 rg BT 143.81 737.25 Td (Approach with T) Tj ET Q q 0 0 0 rg BT 212.90 737.25 Td (ransition ) Tj ET Q q 0 0 0 rg BT 252.27 737.25 Td (Arrangements\) ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 702.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 702.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 702.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 674.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 674.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 674.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 646.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 646.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 646.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 618.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 618.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 618.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 590.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 590.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 590.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 562.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 562.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 562.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 534.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 534.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 534.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 506.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 506.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 506.75 94.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 702.75 m 387.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 702.75 m 481.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 702.75 m 575.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 576.75 m 387.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 562.75 m 387.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 576.75 m 481.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 562.75 m 481.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 576.75 m 575.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 562.75 m 575.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 520.75 m 387.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 506.75 m 387.5 506.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 520.75 m 481.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 506.75 m 481.5 506.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 520.75 m 575.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 506.75 m 575.5 506.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 506.75 m 387.5 506.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 492.75 m 387.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 506.75 m 481.5 506.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 492.75 m 481.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 506.75 m 575.5 506.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 492.75 m 575.5 492.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 707.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.05 718.00 Td (Thr) Tj ET Q q 0 0 0 rg BT 407.97 718.00 Td (ee Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.70 707.20 Td (December) Tj ET Q q 0 0 0 rg BT 436.59 707.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.05 718.00 Td (T) Tj ET Q q 0 0 0 rg BT 490.38 718.00 Td (welve Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.55 707.20 Td (December) Tj ET Q q 0 0 0 rg BT 531.61 707.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 693.20 Td ( ) Tj ET Q q 0 0 0 rg BT 40.09 693.20 Td (T) Tj ET Q q 0 0 0 rg BT 45.26 693.20 Td (otal Risk-W) Tj ET Q q 0 0 0 rg BT 91.02 693.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 120.77 693.20 Td (Assets, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 693.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 693.20 Td (1,158,679) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 693.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 693.20 Td (1,126,314) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 679.20 Td (Changes in Cr) Tj ET Q q 0 0 0 rg BT 96.43 679.20 Td (edit Risk-W) Tj ET Q q 0 0 0 rg BT 142.35 679.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 172.10 679.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 665.21 Td (Net increase in general credit risk exposures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 200.43 669.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 665.20 Td (10,883) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 665.20 Td (26,037) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 651.21 Td (Net increase in repo-style transactions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 178.45 655.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 651.20 Td (4,071) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 651.20 Td (19,489) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 637.21 Td (Net change in securitization exposures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 179.95 641.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 637.20 Td (514) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 637.20 Td (\(5,669) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 637.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 623.21 Td (Net increase in equity exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 623.20 Td (269) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 623.20 Td (1,825) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 609.21 Td (Net decrease in over) Tj ET Q q 0 0 0 rg BT 114.53 609.21 Td (-the-counter \(OTC\) derivatives) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 226.48 613.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 609.20 Td (\(24,058) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 609.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 609.20 Td (\(22,312) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 609.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 595.21 Td (Net decrease in other exposures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 155.45 599.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 595.20 Td (\(12,910) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 595.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 595.20 Td (\(1) Tj ET Q q 0 0 0 rg BT 551.75 595.20 Td (1,510) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 595.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 581.21 Td (Net increase in of) Tj ET Q q 0 0 0 rg BT 104.56 581.21 Td (f-balance sheet exposures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 197.01 585.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 581.20 Td (203) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 581.20 Td (2,794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 567.20 Td (Net change in Cr) Tj ET Q q 0 0 0 rg BT 106.16 567.20 Td (edit Risk-W) Tj ET Q q 0 0 0 rg BT 152.08 567.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 181.83 567.20 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 567.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 567.20 Td (\(21,028) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 567.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 567.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 567.20 Td (10,654) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 553.20 Td (Changes in Market Risk-W) Tj ET Q q 0 0 0 rg BT 146.51 553.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 176.26 553.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 539.21 Td (Net increase in risk levels) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.97 543.29 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 539.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 539.20 Td (1,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 539.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 539.20 Td (15,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 525.21 Td (Net decrease due to model and methodology updates) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 231.19 529.29 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 525.20 Td (\(575) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 525.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 525.20 Td (\(14,055) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 525.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 511.20 Td (Net incr) Tj ET Q q 0 0 0 rg BT 72.15 511.20 Td (ease in Market Risk-W) Tj ET Q q 0 0 0 rg BT 160.56 511.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 190.31 511.20 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 511.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 511.20 Td (516) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 511.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 511.20 Td (1,199) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 497.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.18 497.20 Td (otal Risk-W) Tj ET Q q 0 0 0 rg BT 91.93 497.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 121.68 497.20 Td (Assets, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 497.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 497.20 Td (1,138,167) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 497.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 497.20 Td (1,138,167) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 474.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 474.05 Td (General credit risk exposures include cash and balances due from depository institutions, securities, and loans and leases. General credit risk exposures increased ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 464.45 Td (during the three and twelve months ended December 31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 237.05 464.45 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 253.05 464.45 Td ( primarily due to corporate loan growth.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 454.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 454.85 Td (Repo-style transactions include repurchase or reverse repurchase transactions and securities borrowing or securities lending transactions.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 445.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 445.25 Td (Securitization exposures decreased during the twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 319.46 445.25 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.46 445.25 Td ( principally as a result of certain securitization exposures becoming subject ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 435.65 Td (to deduction from ) Tj ET Q q 0 0 0 rg BT 113.18 435.65 Td (T) Tj ET Q q 0 0 0 rg BT 117.78 435.65 Td (ier 1 Capital under the ) Tj ET Q q 0 0 0 rg BT 191.17 435.65 Td (V) Tj ET Q q 0 0 0 rg BT 195.91 435.65 Td (olcker Rule of the Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 296.11 435.65 Td (Act.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 426.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 426.05 Td (OTC derivatives decreased during the three and twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 325.68 426.05 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 341.68 426.05 Td ( primarily due to notional decreases.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 416.45 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 416.45 Td (Other exposures include cleared transactions, unsettled transactions, and other assets. Other exposures decreased during the three and twelve months ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 406.85 Td (December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 100.87 406.85 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 116.87 406.85 Td ( primarily due to a reduction in Citi) Tj ET Q q 0 0 0 rg BT 232.62 406.85 Td (s deferred tax assets as a result of ) Tj ET Q q 0 0 0 rg BT 341.32 406.85 Td (T) Tj ET Q q 0 0 0 rg BT 345.65 406.85 Td (ax Reform. For additional information regarding the impact of ) Tj ET Q q 0 0 0 rg BT 547.23 406.85 Td (T) Tj ET Q q 0 0 0 rg BT 551.56 406.85 Td (ax ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 397.25 Td (Reform, see Impact of ) Tj ET Q q 0 0 0 rg BT 130.93 397.25 Td (T) Tj ET Q q 0 0 0 rg BT 135.26 397.25 Td (ax Reform above. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 387.65 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 387.65 Td (Of) Tj ET Q q 0 0 0 rg BT 62.30 387.65 Td (f-balance sheet exposures increased during the twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.20 387.65 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.20 387.65 Td ( primarily due to growth in corporate exposures.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 378.05 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 378.05 Td (Risk levels increased during the three months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 269.71 378.05 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 285.71 378.05 Td ( primarily due to an increases in exposures subject to securitization char) Tj ET Q q 0 0 0 rg BT 515.93 378.05 Td (ges and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 368.45 Td (incremental risk char) Tj ET Q q 0 0 0 rg BT 121.38 368.45 Td (ges, partially of) Tj ET Q q 0 0 0 rg BT 171.22 368.45 Td (fset by a decrease in exposures subject to comprehensive risk and Risk Not In the Model. Risk levels increased during the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 358.85 Td (twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 170.85 358.85 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 186.85 358.85 Td ( primarily due to an increase in exposure levels subject to Stressed ) Tj ET Q q 0 0 0 rg BT 401.31 358.85 Td (V) Tj ET Q q 0 0 0 rg BT 406.20 358.85 Td (alue at Risk, as well as an increase in positions ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 349.25 Td (subject to securitization char) Tj ET Q q 0 0 0 rg BT 145.60 349.25 Td (ges.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 339.65 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 339.65 Td (Risk-weighted assets declined during the twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.93 339.65 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 319.93 339.65 Td (, as Citi received supervisory approval to remove the Comprehensive Risk ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 330.05 Td (Measure model surchar) Tj ET Q q 0 0 0 rg BT 128.94 330.05 Td (ge for correlation trading portfolios, commencing with the third quarter of 2017. Further contributing to the decline in risk-weighted assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 320.45 Td (during the twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.51 320.45 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 221.51 320.45 Td ( were changes in model inputs regarding volatility and the correlation between market risk factors.) Tj ET Q endstream endobj 85 0 obj <> endobj 86 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (42) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Citigroup Risk-W) Tj ET Q q 0 0 0 rg BT 107.78 749.25 Td (eighted ) Tj ET Q q 0 0 0 rg BT 139.90 749.25 Td (Assets Rollforward Under Current Regulatory Standards ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 45.00 737.25 Td (\(Basel III ) Tj ET Q q 0 0 0 rg BT 87.41 737.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 130.09 737.25 Td (Approaches with T) Tj ET Q q 0 0 0 rg BT 207.50 737.25 Td (ransition ) Tj ET Q q 0 0 0 rg BT 246.88 737.25 Td (Arrangements\) ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 702.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 702.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 702.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 674.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 674.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 674.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 646.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 646.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 646.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 618.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 618.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 618.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 590.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 590.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 590.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 562.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 562.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 562.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 534.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 534.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 534.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 506.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 506.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 506.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 478.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 478.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 478.75 94.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 702.75 m 387.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 702.75 m 481.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 702.75 m 575.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 548.75 m 387.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 534.75 m 387.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 548.75 m 481.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 534.75 m 481.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 548.75 m 575.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 534.75 m 575.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 492.75 m 387.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 478.75 m 387.5 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 492.75 m 481.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 478.75 m 481.5 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 492.75 m 575.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 478.75 m 575.5 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 478.75 m 387.5 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 464.75 m 387.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 478.75 m 481.5 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 464.75 m 481.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 478.75 m 575.5 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 464.75 m 575.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 464.75 m 387.5 464.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 450.75 m 387.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 464.75 m 481.5 464.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 450.75 m 481.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 464.75 m 575.5 464.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 450.75 m 575.5 450.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 707.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.05 718.00 Td (Thr) Tj ET Q q 0 0 0 rg BT 407.97 718.00 Td (ee Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.70 707.20 Td (December) Tj ET Q q 0 0 0 rg BT 436.59 707.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.05 718.00 Td (T) Tj ET Q q 0 0 0 rg BT 490.38 718.00 Td (welve Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.55 707.20 Td (December) Tj ET Q q 0 0 0 rg BT 531.61 707.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 693.20 Td ( ) Tj ET Q q 0 0 0 rg BT 40.09 693.20 Td (T) Tj ET Q q 0 0 0 rg BT 45.26 693.20 Td (otal Risk-W) Tj ET Q q 0 0 0 rg BT 91.02 693.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 120.77 693.20 Td (Assets, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 693.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 693.20 Td (1,143,448) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 693.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 693.20 Td (1,166,764) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 679.20 Td (Changes in Cr) Tj ET Q q 0 0 0 rg BT 96.43 679.20 Td (edit Risk-W) Tj ET Q q 0 0 0 rg BT 142.35 679.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 172.10 679.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 665.21 Td (Net change in retail exposures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 149.96 669.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 665.20 Td (994) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 665.20 Td (\(5,763) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 665.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 651.21 Td (Net increase in wholesale exposures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 171.45 655.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 651.20 Td (8,676) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 651.20 Td (2,730) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 637.21 Td (Net change in repo-style transactions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 174.45 641.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 637.20 Td (\(2,097) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 637.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 637.20 Td (2,563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 623.21 Td (Net change in securitization exposures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 179.95 627.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 623.20 Td (2,139) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 623.20 Td (\(4,338) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 623.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 609.21 Td (Net increase in equity exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 609.20 Td (272) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 609.20 Td (1,608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 595.21 Td (Net decrease in over) Tj ET Q q 0 0 0 rg BT 114.53 595.21 Td (-the-counter \(OTC\) derivatives) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 226.48 599.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 595.20 Td (\(1,724) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 595.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 595.20 Td (\(6,733) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 595.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 581.21 Td (Net decrease in derivatives CV) Tj ET Q q 0 0 0 rg BT 151.79 581.21 Td (A) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 158.29 585.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 581.20 Td (\(3,533) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 581.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 581.20 Td (\(3,616) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 581.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 567.21 Td (Net decrease in other exposures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 155.45 571.29 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 567.20 Td (\(1) Tj ET Q q 0 0 0 rg BT 457.75 567.20 Td (1,726) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 567.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 567.20 Td (\(9,449) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 567.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 553.21 Td (Net decrease in supervisory 6% multiplier) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 192.70 557.29 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 553.20 Td (\(208) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 553.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 553.20 Td (\(1,163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 553.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 539.20 Td (Net decr) Tj ET Q q 0 0 0 rg BT 73.65 539.20 Td (ease in Cr) Tj ET Q q 0 0 0 rg BT 111.98 539.20 Td (edit Risk-W) Tj ET Q q 0 0 0 rg BT 157.90 539.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 187.65 539.20 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 539.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 539.20 Td (\(7,207) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 539.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 539.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 539.20 Td (\(24,161) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 539.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 525.20 Td (Changes in Market Risk-W) Tj ET Q q 0 0 0 rg BT 146.51 525.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 176.26 525.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 511.21 Td (Net increase in risk levels) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.97 515.29 Td (\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 511.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 511.20 Td (1,210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 511.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 511.20 Td (15,052) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 497.21 Td (Net decrease due to model and methodology updates) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 231.19 501.29 Td (\(10\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 497.20 Td (\(575) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 497.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 497.20 Td (\(14,055) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 497.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 483.20 Td (Net incr) Tj ET Q q 0 0 0 rg BT 72.15 483.20 Td (ease in Market Risk-W) Tj ET Q q 0 0 0 rg BT 160.56 483.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 190.31 483.20 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 483.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 483.20 Td (635) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 483.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 483.20 Td (997) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 469.20 Td (Net decr) Tj ET Q q 0 0 0 rg BT 73.57 469.20 Td (ease in Operational Risk-W) Tj ET Q q 0 0 0 rg BT 179.32 469.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 209.07 469.20 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 233.07 473.28 Td (\(1) Tj ET Q BT /F2 5.85 Tf ET q 0 0 0 rg BT 237.62 473.28 Td (1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 469.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 469.20 Td (\(2,012) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 469.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 469.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 469.20 Td (\(8,736) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 469.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 455.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.18 455.20 Td (otal Risk-W) Tj ET Q q 0 0 0 rg BT 91.93 455.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 121.68 455.20 Td (Assets, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 455.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 455.20 Td (1,134,864) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 455.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 455.20 Td (1,134,864) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 432.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 432.05 Td (Retail exposures increased during the three months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 287.48 432.05 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.48 432.05 Td ( primarily due to increases in qualifying revolving \(cards\) exposures attributable to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 422.45 Td (seasonal holiday spending. Retail exposures decreased during the twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 382.13 422.45 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 398.13 422.45 Td ( principally resulting from residential mortgage loan ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 412.85 Td (sales and repayments, and divestitures of certain legacy assets. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 403.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 403.25 Td (Wholesale exposures increased during the three and twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 339.01 403.25 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 355.01 403.25 Td ( primarily due to corporate loan growth. ) Tj ET Q q 0 0 0 rg BT 485.05 403.25 Td (The increase in wholesale ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 393.65 Td (exposures during the twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 239.50 393.65 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 255.50 393.65 Td ( was partially of) Tj ET Q q 0 0 0 rg BT 307.12 393.65 Td (fset by annual updates to model parameters.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 384.05 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 384.05 Td (Repo-style transactions decreased during the three months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 310.58 384.05 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 326.58 384.05 Td ( primarily due to improved portfolio credit quality) Tj ET Q q 0 0 0 rg BT 486.69 384.05 Td (. Repo-style transactions ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 374.45 Td (increased during the twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 239.71 374.45 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 255.71 374.45 Td ( primarily due to increased activity and a decline in portfolio credit quality) Tj ET Q q 0 0 0 rg BT 493.78 374.45 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 364.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 364.85 Td (Securitization exposures increased during the three months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 312.80 364.85 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.80 364.85 Td ( primarily due to increased activity) Tj ET Q q 0 0 0 rg BT 440.02 364.85 Td (. Securitization exposures decreased ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 355.25 Td (during the twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.51 355.25 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 221.51 355.25 Td ( principally as a result of certain securitization exposures becoming subject to deduction from ) Tj ET Q q 0 0 0 rg BT 523.05 355.25 Td (T) Tj ET Q q 0 0 0 rg BT 527.66 355.25 Td (ier 1 Capital ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 345.65 Td (under the ) Tj ET Q q 0 0 0 rg BT 85.84 345.65 Td (V) Tj ET Q q 0 0 0 rg BT 90.59 345.65 Td (olcker Rule of the Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 190.79 345.65 Td (Act.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 336.05 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 336.05 Td (OTC derivatives decreased during the three months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 288.80 336.05 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 304.80 336.05 Td ( primarily due to decreases in trade volume and changes in fair value. OTC ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 326.45 Td (derivatives decreased during the twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 276.14 326.45 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 292.14 326.45 Td ( primarily due to changes in fair value and improved portfolio credit quality) Tj ET Q q 0 0 0 rg BT 534.21 326.45 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 316.85 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 316.85 Td (Derivatives CV) Tj ET Q q 0 0 0 rg BT 102.96 316.85 Td (A) Tj ET Q q 0 0 0 rg BT 108.29 316.85 Td ( decreased during the three and twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 326.88 316.85 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.88 316.85 Td ( primarily driven by decreased volatility and exposure reduction.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 307.25 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 307.25 Td (Other exposures include cleared transactions, unsettled transactions, assets other than those reportable in specific exposure categories and non-material portfolios. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 297.65 Td (Other exposures decreased during the three and twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.79 297.65 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 340.79 297.65 Td ( primarily due to a reduction in Citi) Tj ET Q q 0 0 0 rg BT 456.54 297.65 Td (s deferred tax assets as a result of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 288.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 288.05 Td (ax Reform. For additional information regarding the impact of ) Tj ET Q q 0 0 0 rg BT 259.91 288.05 Td (T) Tj ET Q q 0 0 0 rg BT 264.23 288.05 Td (ax Reform, see Impact of ) Tj ET Q q 0 0 0 rg BT 350.72 288.05 Td (T) Tj ET Q q 0 0 0 rg BT 355.05 288.05 Td (ax Reform above. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 278.45 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 278.45 Td (Supervisory 6% multiplier does not apply to derivatives CV) Tj ET Q q 0 0 0 rg BT 244.94 278.45 Td (A. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 268.85 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 268.85 Td (Risk levels increased during the three months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 269.71 268.85 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 285.71 268.85 Td ( primarily due to an increases in exposures subject to securitization char) Tj ET Q q 0 0 0 rg BT 515.93 268.85 Td (ges and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 259.25 Td (incremental risk char) Tj ET Q q 0 0 0 rg BT 121.38 259.25 Td (ges, partially of) Tj ET Q q 0 0 0 rg BT 171.22 259.25 Td (fset by a decrease in exposures subject to comprehensive risk and Risk Not In the Model. Risk levels increased during the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 249.65 Td (twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 170.85 249.65 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 186.85 249.65 Td ( primarily due to an increase in exposure levels subject to Stressed ) Tj ET Q q 0 0 0 rg BT 401.31 249.65 Td (V) Tj ET Q q 0 0 0 rg BT 406.20 249.65 Td (alue at Risk, as well as an increase in positions ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 240.05 Td (subject to securitization char) Tj ET Q q 0 0 0 rg BT 145.60 240.05 Td (ges.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 230.45 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 230.45 Td (Risk-weighted assets declined during the twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.93 230.45 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 319.93 230.45 Td (, as Citi received supervisory approval to remove the Comprehensive Risk ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 220.85 Td (Measure model surchar) Tj ET Q q 0 0 0 rg BT 128.94 220.85 Td (ge for correlation trading portfolios, commencing with the third quarter of 2017. Further contributing to the decline in risk-weighted assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 211.25 Td (during the twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.51 211.25 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 221.51 211.25 Td ( were changes in model inputs regarding volatility and the correlation between market risk factors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 201.65 Td (\(1) Tj ET Q q 0 0 0 rg BT 42.37 201.65 Td (1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 201.65 Td (Operational risk-weighted assets decreased during the three months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 340.12 201.65 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.12 201.65 Td ( primarily due to changes in operational loss severity and frequency) Tj ET Q q 0 0 0 rg BT 572.42 201.65 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 192.05 Td (Operational risk-weighted assets decreased during the twelve months ended December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 345.46 192.05 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 361.46 192.05 Td ( primarily due to assessed improvements in the business ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 182.45 Td (environment and risk controls and changes in operational loss severity and frequency) Tj ET Q q 0 0 0 rg BT 326.07 182.45 Td (.) Tj ET Q endstream endobj 87 0 obj <> endobj 88 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (43) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Capital Resources of Citigroup) Tj ET Q q 0 0 0 rg BT 166.10 749.25 Td (s Subsidiary U.S. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Depository Institutions Under Current Regulatory Standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 725.25 Td (s subsidiary U.S. depository institutions are also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (subject to regulatory capital standards issued by their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (respective primary federal bank regulatory agencies, which are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (similar to the standards of the Federal Reserve Board. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.25 Td (During 2017, Citi) Tj ET Q q 0 0 0 rg BT 127.61 677.25 Td (s primary subsidiary U.S. depository ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (institution, Citibank, N.A. \(Citibank\), is subject to ef) Tj ET Q q 0 0 0 rg BT 246.91 665.25 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (minimum Common Equity ) Tj ET Q q 0 0 0 rg BT 146.10 653.25 Td (T) Tj ET Q q 0 0 0 rg BT 151.86 653.25 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 206.11 653.25 Td (T) Tj ET Q q 0 0 0 rg BT 211.86 653.25 Td (ier 1 Capital and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 641.25 Td (otal Capital ratios, inclusive of the 50% phase-in of the 2.5% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (Capital Conservation Buf) Tj ET Q q 0 0 0 rg BT 138.03 629.25 Td (fer) Tj ET Q q 0 0 0 rg BT 148.72 629.25 Td (, of 5.75%, 7.25% and 9.25%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 617.25 Td (. Citibank) Tj ET Q q 0 0 0 rg BT 125.88 617.25 Td (s ef) Tj ET Q q 0 0 0 rg BT 139.86 617.25 Td (fective minimum Common Equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 605.25 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 96.00 605.25 Td (T) Tj ET Q q 0 0 0 rg BT 101.76 605.25 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 170.45 605.25 Td (T) Tj ET Q q 0 0 0 rg BT 175.86 605.25 Td (otal Capital ratios during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (2016, inclusive of the 25% phase-in of the 2.5% Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Conservation Buf) Tj ET Q q 0 0 0 rg BT 394.64 749.10 Td (fer) Tj ET Q q 0 0 0 rg BT 405.34 749.10 Td (, were 5.125%, 6.625% and 8.625%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 371.66 737.10 Td (. Citibank is required to maintain stated minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 392.71 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 398.47 725.10 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 452.72 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 458.47 725.10 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 527.16 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 532.57 725.10 Td (otal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Capital ratios of 4.5%, 6.0% and 8.0%, respectively) Tj ET Q q 0 0 0 rg BT 530.52 713.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (The following tables set forth the capital tiers, total risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (weighted assets and underlying risk components, risk-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (capital ratios, quarterly adjusted average total assets, ) Tj ET Q q 0 0 0 rg BT 536.79 677.10 Td (T) Tj ET Q q 0 0 0 rg BT 542.20 677.10 Td (otal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Leverage Exposure and leverage ratios under current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (regulatory standards \(reflecting Basel III ) Tj ET Q q 0 0 0 rg BT 489.03 653.10 Td (T) Tj ET Q q 0 0 0 rg BT 494.79 653.10 Td (ransition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Arrangements\) for Citibank, Citi) Tj ET Q q 0 0 0 rg BT 457.86 641.10 Td (s primary subsidiary U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (depository institution, as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.52 629.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.52 629.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.58 617.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 617.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 572.25 Td (Citibank Capital Components and Ratios Under Current Regulatory Standards \(Basel III T) Tj ET Q q 0 0 0 rg BT 412.10 572.25 Td (ransition ) Tj ET Q q 0 0 0 rg BT 451.47 572.25 Td (Arrangements\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 501.75 312.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 501.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 501.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 501.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 501.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 501.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 473.75 312.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 473.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 473.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 473.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 473.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 473.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 445.75 312.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 445.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 445.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 445.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 445.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 445.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 417.75 312.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 417.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 417.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 417.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 417.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 417.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.50 389.75 312.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 389.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 389.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 389.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 389.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 389.75 54.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 547.75 m 405.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 547.75 m 464.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 547.75 m 468.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 547.75 m 522.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 547.75 m 576.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 515.75 m 351.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 547.75 m 405.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 547.75 m 464.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 547.75 m 468.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 547.75 m 468.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 547.75 m 522.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 515.75 m 522.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 547.75 m 576.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 515.75 m 576.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 515.75 m 351.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 515.75 m 405.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 515.75 m 464.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 515.75 m 468.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 515.75 m 468.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 515.75 m 522.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 515.75 m 576.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 501.75 m 468.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 487.75 m 468.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 459.75 m 405.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 459.75 m 464.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 473.75 m 468.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 459.75 m 468.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 459.75 m 522.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 459.75 m 576.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 459.75 m 405.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 459.75 m 464.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 459.75 m 468.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 459.75 m 468.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 459.75 m 522.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 445.75 m 468.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 445.75 m 468.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 417.75 m 351.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 417.75 m 405.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 417.75 m 464.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 431.75 m 468.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 417.75 m 468.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 431.75 m 468.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 417.75 m 522.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 417.75 m 576.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 417.75 m 468.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 403.75 m 468.5 389.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 39.5 375.75 m 351.5 375.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 375.75 m 405.5 375.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 375.75 m 464.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 389.75 m 468.5 375.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 375.75 m 468.5 375.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 375.75 m 522.5 375.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 375.75 m 576.5 375.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.20 552.20 Td (December) Tj ET Q q 0 0 0 rg BT 410.01 552.20 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.60 552.21 Td (December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 45.00 520.00 Td (In millions of dollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.70 529.20 Td (Advanced) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.05 520.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 375.47 520.20 Td (oaches) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.70 529.20 Td (Standardized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.30 520.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 435.64 520.20 Td (oach) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.75 529.21 Td (Advanced) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.50 520.21 Td (Approaches) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.50 529.21 Td (Standardized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.25 520.21 Td (Approach) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 506.21 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 106.92 506.21 Td (T) Tj ET Q q 0 0 0 rg BT 112.18 506.21 Td (ier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 506.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.75 506.20 Td (124,733) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 506.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 506.20 Td (124,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 506.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 506.21 Td (126,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 506.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 506.21 Td (126,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 492.21 Td (T) Tj ET Q q 0 0 0 rg BT 50.34 492.21 Td (ier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.75 492.20 Td (126,303) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 492.20 Td (126,303) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 492.21 Td (126,465) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 492.21 Td (126,465) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 478.21 Td (T) Tj ET Q q 0 0 0 rg BT 49.87 478.21 Td (otal Capital \(T) Tj ET Q q 0 0 0 rg BT 102.04 478.21 Td (ier 1 Capital + ) Tj ET Q q 0 0 0 rg BT 155.94 478.21 Td (T) Tj ET Q q 0 0 0 rg BT 161.12 478.21 Td (ier 2 Capital\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 208.60 482.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.75 478.20 Td (139,351) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 478.20 Td (150,289) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 478.21 Td (138,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 478.21 Td (150,291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 464.21 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 464.21 Td (otal Risk-W) Tj ET Q q 0 0 0 rg BT 93.25 464.21 Td (eighted ) Tj ET Q q 0 0 0 rg BT 121.38 464.21 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.75 464.20 Td (954,559) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 464.20 Td (1,014,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 464.21 Td (973,933) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 464.21 Td (1,001,016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 450.21 Td ( Credit Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 450.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.75 450.20 Td (663,783) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 450.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 450.20 Td (970,064) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 450.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 450.21 Td (669,920) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 450.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 450.21 Td (955,767) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 436.21 Td ( Market Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.25 436.20 Td (43,300) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.25 436.20 Td (44,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 436.21 Td (44,579) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 436.21 Td (45,249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 422.21 Td ( Operational Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.75 422.20 Td (247,476) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 422.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 422.21 Td (259,434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 422.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 408.21 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 106.84 408.21 Td (T) Tj ET Q q 0 0 0 rg BT 112.02 408.21 Td (ier 1 Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 175.25 412.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.75 408.20 Td (13.07) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 408.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.75 408.20 Td (12.30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 408.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.25 408.21 Td (12.96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 408.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 408.21 Td (12.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 408.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 394.21 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 394.21 Td (ier 1 Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 113.41 398.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.75 394.20 Td (13.23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.75 394.20 Td (12.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.25 394.21 Td (12.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 394.21 Td (12.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 380.21 Td (T) Tj ET Q q 0 0 0 rg BT 49.87 380.21 Td (otal Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 110.35 384.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.75 380.20 Td (14.60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.75 380.20 Td (14.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.25 380.21 Td (14.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 380.21 Td (15.01) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 338.75 310.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.00 338.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 338.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.00 338.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.00 338.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.00 338.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 308.75 310.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.00 308.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 308.75 59.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.00 308.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.00 308.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.00 308.75 54.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 338.75 m 351 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351 338.75 m 405 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405 338.75 m 464 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 338.75 m 468 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 338.75 m 522 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522 338.75 m 576 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405 338.75 m 464 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 338.75 m 468 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 338.75 m 468 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522 338.75 m 576 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 308.75 m 351 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351 308.75 m 405 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405 308.75 m 464 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 308.75 m 468 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 323.75 m 468 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 308.75 m 522 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522 308.75 m 576 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 308.75 m 468 293.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 41 278.75 m 351 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 351 278.75 m 405 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 405 278.75 m 464 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 464 278.75 m 468 278.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 293.75 m 468 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 468 278.75 m 522 278.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 522 278.75 m 576 278.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 46.50 343.00 Td (In millions of dollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.70 343.20 Td (December) Tj ET Q q 0 0 0 rg BT 409.51 343.20 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.10 343.21 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 46.50 328.21 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 82.74 328.21 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 116.99 328.21 Td (A) Tj ET Q q 0 0 0 rg BT 122.82 328.21 Td (verage ) Tj ET Q q 0 0 0 rg BT 148.89 328.21 Td (T) Tj ET Q q 0 0 0 rg BT 153.76 328.21 Td (otal ) Tj ET Q q 0 0 0 rg BT 169.01 328.21 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 192.51 332.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.50 328.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 328.20 Td (1,401,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 328.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 328.21 Td (1,333,161) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 46.50 313.21 Td (T) Tj ET Q q 0 0 0 rg BT 51.37 313.21 Td (otal Leverage Exposure) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.83 317.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.65 313.21 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 313.20 Td (1,901,069) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 313.21 Td (1,859,394) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 46.50 298.21 Td (T) Tj ET Q q 0 0 0 rg BT 51.84 298.21 Td (ier 1 Leverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.75 298.20 Td (9.01) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.50 298.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 298.21 Td (9.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 298.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 46.50 283.21 Td (Supplementary Leverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.75 283.20 Td (6.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 283.21 Td (6.80) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 260.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 260.05 Td (Under the ) Tj ET Q q 0 0 0 rg BT 87.32 260.05 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 121.31 260.05 Td (Approaches framework eligible credit reserves that exceed expected credit losses are eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 471.47 260.05 Td (T) Tj ET Q q 0 0 0 rg BT 476.07 260.05 Td (ier 2 Capital to the extent the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 250.45 Td (excess reserves do not exceed 0.6% of credit risk-weighted assets, which dif) Tj ET Q q 0 0 0 rg BT 298.00 250.45 Td (fers from the Standardized ) Tj ET Q q 0 0 0 rg BT 384.63 250.45 Td (Approach in which the allowance for credit losses is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 240.85 Td (eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 130.73 240.85 Td (T) Tj ET Q q 0 0 0 rg BT 135.34 240.85 Td (ier 2 Capital up to 1.25% of credit risk-weighted assets, with any excess allowance for credit losses being deducted in arriving at credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 231.25 Td (risk-weighted assets. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 221.65 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 221.65 Td (As of December 31, 2017 and December 31, 2016, Citibank) Tj ET Q q 0 0 0 rg BT 248.62 221.65 Td (s reportable Common Equity ) Tj ET Q q 0 0 0 rg BT 343.13 221.65 Td (T) Tj ET Q q 0 0 0 rg BT 347.73 221.65 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 402.68 221.65 Td (T) Tj ET Q q 0 0 0 rg BT 407.29 221.65 Td (ier 1 Capital ratios were the lower derived under ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 212.05 Td (the Basel III Standardized ) Tj ET Q q 0 0 0 rg BT 138.86 212.05 Td (Approach. ) Tj ET Q q 0 0 0 rg BT 173.96 212.05 Td (As of December 31, 2017 and December 31, 2016, Citibank) Tj ET Q q 0 0 0 rg BT 368.58 212.05 Td (s reportable ) Tj ET Q q 0 0 0 rg BT 407.97 212.05 Td (T) Tj ET Q q 0 0 0 rg BT 412.30 212.05 Td (otal Capital ratio was the lower derived under the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 202.45 Td (Basel III ) Tj ET Q q 0 0 0 rg BT 83.32 202.45 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 117.31 202.45 Td (Approaches framework.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 192.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 192.85 Td (T) Tj ET Q q 0 0 0 rg BT 58.61 192.85 Td (ier 1 Leverage ratio denominator) Tj ET Q q 0 0 0 rg BT 163.45 192.85 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 183.25 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 183.25 Td (Supplementary Leverage ratio denominator) Tj ET Q q 0 0 0 rg BT 192.84 183.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 159.25 Td (As indicated in the table above, Citibank) Tj ET Q q 0 0 0 rg BT 219.79 159.25 Td (s capital ratios at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 147.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.58 147.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 147.25 Td ( were in excess of the stated and ef) Tj ET Q q 0 0 0 rg BT 253.79 147.25 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 135.25 Td (minimum requirements under the U.S. Basel III rules. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 123.25 Td (addition, Citibank was also well capitalized as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 111.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.58 111.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 111.25 Td ( under the revised PCA) Tj ET Q q 0 0 0 rg BT 207.35 111.25 Td ( regulations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 99.25 Td (Further) Tj ET Q q 0 0 0 rg BT 83.04 99.25 Td (, Citibank is required to conduct the annual Dodd-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 87.25 Td (Frank ) Tj ET Q q 0 0 0 rg BT 61.28 87.25 Td (Act Stress ) Tj ET Q q 0 0 0 rg BT 104.43 87.25 Td (T) Tj ET Q q 0 0 0 rg BT 109.84 87.25 Td (est. ) Tj ET Q q 0 0 0 rg BT 125.77 87.25 Td (The annual stress test consists of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 75.25 Td (forward-looking quantitative evaluation of the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 63.25 Td (stressful economic and financial market conditions under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 159.25 Td (several scenarios on Citibank) Tj ET Q q 0 0 0 rg BT 444.24 159.25 Td (s regulatory capital. ) Tj ET Q q 0 0 0 rg BT 525.70 159.25 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 147.25 Td (program serves to inform the Of) Tj ET Q q 0 0 0 rg BT 452.95 147.25 Td (fice of the Comptroller of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 135.25 Td (the Currency as to how Citibank) Tj ET Q q 0 0 0 rg BT 456.48 135.25 Td (s regulatory capital ratios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 123.25 Td (might change during a hypothetical set of adverse economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 111.25 Td (conditions and to ultimately evaluate the reliability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 99.25 Td (Citibank) Tj ET Q q 0 0 0 rg BT 361.22 99.25 Td (s capital planning process.) Tj ET Q endstream endobj 89 0 obj <> endobj 90 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (44) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Impact of Changes on Citigroup and Citibank Capital Ratios ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Under Current Regulatory Capital Standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (The following tables present the estimated sensitivity of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 713.25 Td (s and Citibank) Tj ET Q q 0 0 0 rg BT 137.67 713.25 Td (s capital ratios to changes of $100 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (million in Common Equity ) Tj ET Q q 0 0 0 rg BT 146.38 701.25 Td (T) Tj ET Q q 0 0 0 rg BT 152.14 701.25 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 206.39 701.25 Td (T) Tj ET Q q 0 0 0 rg BT 212.14 701.25 Td (ier 1 Capital and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 689.25 Td (otal Capital \(numerator\), and changes of $1 billion in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 78.49 677.25 Td (Approaches and Standardized ) Tj ET Q q 0 0 0 rg BT 199.83 677.25 Td (Approach risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (weighted assets and quarterly adjusted average total assets, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (well as ) Tj ET Q q 0 0 0 rg BT 66.37 653.25 Td (T) Tj ET Q q 0 0 0 rg BT 71.78 653.25 Td (otal Leverage Exposure \(denominator\), under current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (regulatory capital standards \(reflecting Basel III ) Tj ET Q q 0 0 0 rg BT 230.18 641.25 Td (T) Tj ET Q q 0 0 0 rg BT 235.94 641.25 Td (ransition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (Arrangements\), as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.22 629.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.22 629.25 Td (. ) Tj ET Q q 0 0 0 rg BT 206.04 629.25 Td (This information is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (provided for the purpose of analyzing the impact that a change ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (in Citigroup) Tj ET Q q 0 0 0 rg BT 375.39 737.10 Td (s or Citibank) Tj ET Q q 0 0 0 rg BT 429.83 737.10 Td (s financial position or results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (operations could have on these ratios. ) Tj ET Q q 0 0 0 rg BT 476.83 725.10 Td (These sensitivities only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (consider a single change to either a component of regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (capital, risk-weighted assets, quarterly adjusted average total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (assets or ) Tj ET Q q 0 0 0 rg BT 360.48 689.10 Td (T) Tj ET Q q 0 0 0 rg BT 365.89 689.10 Td (otal Leverage Exposure. ) Tj ET Q q 0 0 0 rg BT 465.29 689.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 514.63 689.10 Td (, an event that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (af) Tj ET Q q 0 0 0 rg BT 331.59 677.10 Td (fects more than one factor may have a lar) Tj ET Q q 0 0 0 rg BT 496.88 677.10 Td (ger basis point ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (impact than is reflected in these tables.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (Impact of Changes on Citigroup and Citibank Risk-Based Capital Ratios \(Basel III T) Tj ET Q q 0 0 0 rg BT 386.80 605.25 Td (ransition ) Tj ET Q q 0 0 0 rg BT 426.17 605.25 Td (Arrangements\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 504.75 103.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 139.50 504.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 504.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 504.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 504.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 504.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 504.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 477.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 139.50 477.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 477.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 477.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 477.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 477.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 477.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 449.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 139.50 449.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 449.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 449.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 449.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 449.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 449.75 69.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 571.75 m 277.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 571.75 m 346.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 571.75 m 415.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 571.75 m 484.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 504.75 m 139.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 139.5 571.75 m 208.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 139.5 504.75 m 208.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 571.75 m 277.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 504.75 m 277.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 571.75 m 277.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 504.75 m 346.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 571.75 m 415.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 504.75 m 415.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 571.75 m 415.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 504.75 m 484.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 571.75 m 553.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 504.75 m 553.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 504.75 m 277.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 504.75 m 277.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 504.75 m 277.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 504.75 m 415.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 504.75 m 415.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 504.75 m 415.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 491.75 m 277.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 491.75 m 277.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 491.75 m 415.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 491.75 m 415.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 463.75 m 139.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 139.5 463.75 m 208.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 477.75 m 277.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 463.75 m 277.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 477.75 m 277.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 463.75 m 346.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 477.75 m 415.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 463.75 m 415.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 477.75 m 415.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 463.75 m 484.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 463.75 m 553.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 463.75 m 277.5 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 463.75 m 277.5 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 463.75 m 415.5 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 463.75 m 415.5 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 449.75 m 277.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 449.75 m 277.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 449.75 m 415.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 449.75 m 415.5 435.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 421.75 m 139.5 421.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 139.5 421.75 m 208.5 421.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 435.75 m 277.5 421.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 421.75 m 277.5 421.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 435.75 m 277.5 421.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 421.75 m 346.5 421.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 435.75 m 415.5 421.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 421.75 m 415.5 421.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 435.75 m 415.5 421.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 421.75 m 484.5 421.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 421.75 m 553.5 421.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.10 585.20 Td (Common Equity ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.75 576.20 Td (T) Tj ET Q q 0 0 0 rg BT 176.59 576.20 Td (ier) Tj ET Q q 0 0 0 rg BT 186.92 576.20 Td ( 1 Capital ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 576.20 Td (T) Tj ET Q q 0 0 0 rg BT 314.67 576.20 Td (ier) Tj ET Q q 0 0 0 rg BT 325.00 576.20 Td ( 1 Capital ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.40 576.20 Td (T) Tj ET Q q 0 0 0 rg BT 453.58 576.20 Td (otal Capital ratio) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 42.00 509.00 Td (In basis points) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 154.85 563.15 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 149.85 552.35 Td ($100 million) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.10 541.60 Td (change in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.75 530.75 Td (Common ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 160.45 520.00 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 146.65 509.20 Td (T) Tj ET Q q 0 0 0 rg BT 152.49 509.20 Td (ier) Tj ET Q q 0 0 0 rg BT 162.82 509.20 Td ( 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.85 563.15 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.60 552.35 Td ($1 billion) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.10 541.60 Td (change in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 530.75 Td (risk-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.25 520.00 Td (weighted ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.50 509.20 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.85 541.60 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.85 530.80 Td ($100 million) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.10 520.05 Td (change in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.65 509.20 Td (T) Tj ET Q q 0 0 0 rg BT 290.49 509.20 Td (ier) Tj ET Q q 0 0 0 rg BT 300.82 509.20 Td ( 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.85 563.15 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.60 552.35 Td ($1 billion) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.10 541.60 Td (change in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.50 530.75 Td (risk-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.25 520.00 Td (weighted ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.50 509.20 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.85 541.60 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.85 530.80 Td ($100 million) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.10 520.05 Td (change in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.25 509.20 Td (T) Tj ET Q q 0 0 0 rg BT 429.43 509.20 Td (otal Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.85 563.15 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.60 552.35 Td ($1 billion) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.10 541.60 Td (change in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.50 530.75 Td (risk-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 520.00 Td (weighted ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.50 509.20 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 496.15 Td (Citigr) Tj ET Q q 0 0 0 rg BT 64.91 496.15 Td (oup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 482.21 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 86.48 482.21 Td (Approaches) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 167.85 482.21 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.85 482.21 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.85 482.21 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.85 482.21 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.85 482.21 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.85 482.21 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 468.21 Td (Standardized ) Tj ET Q q 0 0 0 rg BT 96.98 468.21 Td (Approach) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 167.85 468.21 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.85 468.21 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.35 468.21 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.85 468.21 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.85 468.21 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.85 468.21 Td (1.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 454.20 Td (Citibank) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 440.21 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 86.48 440.21 Td (Approaches) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 167.85 440.21 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.85 440.21 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.85 440.21 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.85 440.21 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.85 440.21 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.85 440.21 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 426.21 Td (Standardized ) Tj ET Q q 0 0 0 rg BT 96.74 426.21 Td (Approach) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 167.85 426.21 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.85 426.21 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.85 426.21 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.85 426.21 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.85 426.21 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.85 426.21 Td (1.5) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 398.25 Td (Impact of Changes on Citigroup and Citibank Leverage Ratios \(Basel III T) Tj ET Q q 0 0 0 rg BT 345.38 398.25 Td (ransition ) Tj ET Q q 0 0 0 rg BT 384.75 398.25 Td (Arrangements\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 295.75 241.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 295.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 295.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 295.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 295.75 69.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 373.75 m 415.5 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 373.75 m 484.5 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 295.75 m 277.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 373.75 m 346.5 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 295.75 m 346.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 373.75 m 415.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 295.75 m 415.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 373.75 m 415.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 295.75 m 484.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 373.75 m 553.5 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 295.75 m 415.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 295.75 m 415.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 295.75 m 415.5 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 295.75 m 553.5 295.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 267.75 m 277.5 267.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 267.75 m 346.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 281.75 m 415.5 267.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 267.75 m 415.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 281.75 m 415.5 267.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 267.75 m 484.5 267.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 267.75 m 553.5 267.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.30 378.20 Td (T) Tj ET Q q 0 0 0 rg BT 311.22 378.20 Td (ier) Tj ET Q q 0 0 0 rg BT 321.55 378.20 Td ( 1 Leverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.25 378.20 Td (Supplementary Leverage ratio) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 42.00 300.00 Td (In basis points) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.85 332.60 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.85 321.80 Td ($100 million) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.10 311.05 Td (change in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.65 300.20 Td (T) Tj ET Q q 0 0 0 rg BT 290.49 300.20 Td (ier) Tj ET Q q 0 0 0 rg BT 300.82 300.20 Td ( 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.85 365.00 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.60 354.20 Td ($1 billion) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.10 343.45 Td (change in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.25 332.60 Td (quarterly ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.95 321.85 Td (adjusted ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.60 311.05 Td (average total ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.50 300.20 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.85 332.60 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.85 321.80 Td ($100 million) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.10 311.05 Td (change in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.65 300.20 Td (T) Tj ET Q q 0 0 0 rg BT 428.49 300.20 Td (ier) Tj ET Q q 0 0 0 rg BT 438.82 300.20 Td ( 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.85 354.15 Td (Impact of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.60 343.35 Td ($1 billion) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.10 332.60 Td (change in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.65 321.75 Td (T) Tj ET Q q 0 0 0 rg BT 513.83 321.75 Td (otal ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.75 311.00 Td (Leverage ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.30 300.20 Td (Exposur) Tj ET Q q 0 0 0 rg BT 532.65 300.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 286.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 64.91 286.20 Td (oup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.85 286.21 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.85 286.21 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.85 286.21 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.85 286.21 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 272.20 Td (Citibank) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.85 272.21 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.85 272.21 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.35 272.21 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.85 272.21 Td (0.3) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 246.65 Td (Citigroup Broker-Dealer Subsidiaries) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 234.65 Td (At December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.08 234.65 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.08 234.65 Td (, Citigroup Global Markets Inc., a U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 222.65 Td (broker) Tj ET Q q 0 0 0 rg BT 61.90 222.65 Td (-dealer registered with the SEC that is an indirect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 210.65 Td (wholly owned subsidiary of Citigroup, had net capital, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 198.65 Td (computed in accordance with the SEC) Tj ET Q q 0 0 0 rg BT 191.79 198.65 Td (s net capital rule, of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 186.65 Td ($1) Tj ET Q q 0 0 0 rg BT 45.63 186.65 Td (1.0 billion, which exceeded the minimum requirement by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 174.65 Td ($9.0 billion. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 162.65 Td (Moreover) Tj ET Q q 0 0 0 rg BT 93.03 162.65 Td (, Citigroup Global Markets Limited, a broker) Tj ET Q q 0 0 0 rg BT 273.35 162.65 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 150.65 Td (dealer registered with the United Kingdom) Tj ET Q q 0 0 0 rg BT 210.12 150.65 Td (s Prudential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 138.65 Td (Regulation ) Tj ET Q q 0 0 0 rg BT 81.83 138.65 Td (Authority \(PRA\) that is also an indirect wholly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 126.65 Td (owned subsidiary of Citigroup, had total capital of $18.1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 114.65 Td (billion at December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.91 114.65 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.91 114.65 Td (, which exceeded the PRA's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 102.65 Td (minimum regulatory capital requirements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 246.65 Td (In addition, certain of Citi) Tj ET Q q 0 0 0 rg BT 448.92 246.65 Td (s other broker) Tj ET Q q 0 0 0 rg BT 504.26 246.65 Td (-dealer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 234.65 Td (subsidiaries are subject to regulation in the countries in which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 222.65 Td (they do business, including requirements to maintain specified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 210.65 Td (levels of net capital or its equivalent. Citigroup) Tj ET Q q 0 0 0 rg BT 515.06 210.65 Td (s other broker) Tj ET Q q 0 0 0 rg BT 570.40 210.65 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 198.65 Td (dealer subsidiaries were in compliance with their capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 186.65 Td (requirements at December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.00 186.65 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 186.65 Td (. ) Tj ET Q endstream endobj 91 0 obj <> endobj 92 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (45) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Basel III \(Full Implementation\)) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 78.05 725.25 Td (s Capital Resources Under Basel III ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (\(Full Implementation\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (Citi currently estimates that its ef) Tj ET Q q 0 0 0 rg BT 168.84 701.25 Td (fective minimum Common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 64.98 689.25 Td (T) Tj ET Q q 0 0 0 rg BT 70.74 689.25 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 124.99 689.25 Td (T) Tj ET Q q 0 0 0 rg BT 130.75 689.25 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 199.43 689.25 Td (T) Tj ET Q q 0 0 0 rg BT 204.84 689.25 Td (otal Capital ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (requirements under the U.S. Basel III rules, on a fully ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (implemented basis, inclusive of the 2.5% Capital Conservation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (Buf) Tj ET Q q 0 0 0 rg BT 50.82 653.25 Td (fer and the Countercyclical Capital Buf) Tj ET Q q 0 0 0 rg BT 208.08 653.25 Td (fer at its current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (level of 0%, as well as an expected 3.0% GSIB surchar) Tj ET Q q 0 0 0 rg BT 256.30 641.25 Td (ge, may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (be 10.0%, 1) Tj ET Q q 0 0 0 rg BT 83.40 629.25 Td (1.5% and 13.5%, respectively) Tj ET Q q 0 0 0 rg BT 202.16 629.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 617.25 Td (Further) Tj ET Q q 0 0 0 rg BT 83.04 617.25 Td (, under the U.S. Basel III rules, Citi must also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (comply with a 4.0% minimum ) Tj ET Q q 0 0 0 rg BT 160.25 605.25 Td (T) Tj ET Q q 0 0 0 rg BT 166.01 605.25 Td (ier 1 Leverage ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (requirement and an ef) Tj ET Q q 0 0 0 rg BT 123.28 593.25 Td (fective 5.0% minimum Supplementary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (Leverage ratio requirement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (The following tables set forth the capital tiers, total risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (weighted assets and underlying risk components, risk-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (capital ratios, quarterly adjusted average total assets, ) Tj ET Q q 0 0 0 rg BT 536.79 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 542.20 725.10 Td (otal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Leverage Exposure and leverage ratios, assuming full ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (implementation under the U.S. Basel III rules, for Citi as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.58 689.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 689.10 Td ( and December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.61 689.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.61 689.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 677.10 Td (At December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.08 677.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.08 677.10 Td (, Citi) Tj ET Q q 0 0 0 rg BT 455.87 677.10 Td (s constraining Common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Equity ) Tj ET Q q 0 0 0 rg BT 352.98 665.10 Td (T) Tj ET Q q 0 0 0 rg BT 358.74 665.10 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 427.43 665.10 Td (T) Tj ET Q q 0 0 0 rg BT 433.18 665.10 Td (ier 1 Capital ratios were those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (derived under the Basel III Standardized ) Tj ET Q q 0 0 0 rg BT 487.83 653.10 Td (Approach, whereas ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 641.10 Td (s binding ) Tj ET Q q 0 0 0 rg BT 381.05 641.10 Td (T) Tj ET Q q 0 0 0 rg BT 386.46 641.10 Td (otal Capital ratio was that resulting from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (application of the Basel III ) Tj ET Q q 0 0 0 rg BT 433.13 629.10 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 475.62 629.10 Td (Approaches framework. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (Further) Tj ET Q q 0 0 0 rg BT 353.04 617.10 Td (, each of Citi) Tj ET Q q 0 0 0 rg BT 407.47 617.10 Td (s risk-based capital ratios was constrained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (by the Basel III ) Tj ET Q q 0 0 0 rg BT 387.87 605.10 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 430.36 605.10 Td (Approaches framework for all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (periods prior to June 30, 2017.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (Citigroup Capital Components and Ratios Under Basel III \(Full Implementation\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 488.60 290.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 488.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 488.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 488.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 488.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 488.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 460.60 290.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 460.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 460.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 460.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 460.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 460.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 432.60 290.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 432.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 432.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 432.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 432.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 432.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 404.60 290.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 404.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 404.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 404.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 404.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 404.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 376.60 290.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 376.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 376.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 376.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 376.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 376.60 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 532.6 m 381.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 532.6 m 441.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 532.6 m 445.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 532.6 m 498.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 532.6 m 553.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 502.6 m 326.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 532.6 m 381.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 532.6 m 441.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 532.6 m 445.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 532.6 m 445.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 532.6 m 498.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 502.6 m 498.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 532.6 m 553.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 502.6 m 553.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 502.6 m 326.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 502.6 m 381.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 502.6 m 441.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 502.6 m 445.5 488.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 502.6 m 445.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 502.6 m 498.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 502.6 m 553.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 488.6 m 445.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 474.6 m 445.5 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 446.6 m 381.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 446.6 m 441.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 460.6 m 445.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 446.6 m 445.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 446.6 m 498.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 446.6 m 553.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 446.6 m 381.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 446.6 m 441.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 446.6 m 445.5 432.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 446.6 m 445.5 432.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 446.6 m 498.5 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 432.6 m 445.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 432.6 m 445.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 404.6 m 326.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 404.6 m 381.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 404.6 m 441.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 418.6 m 445.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 404.6 m 445.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 418.6 m 445.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 404.6 m 498.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 404.6 m 553.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 404.6 m 445.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 390.6 m 445.5 376.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 362.6 m 326.5 362.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 362.6 m 381.5 362.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 362.6 m 441.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 376.6 m 445.5 362.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 362.6 m 445.5 362.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 362.6 m 498.5 362.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 362.6 m 553.5 362.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.20 537.05 Td (December) Tj ET Q q 0 0 0 rg BT 386.01 537.05 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.60 537.06 Td (December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 42.00 506.85 Td (In millions of dollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.20 516.05 Td (Advanced) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.55 507.05 Td (Appr) Tj ET Q q 0 0 0 rg BT 350.97 507.05 Td (oaches) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.20 516.05 Td (Standardized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.80 507.05 Td (Appr) Tj ET Q q 0 0 0 rg BT 412.14 507.05 Td (oach) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.25 516.06 Td (Advanced) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 507.06 Td (Approaches) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 516.06 Td (Standardized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 507.06 Td (Approach) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 493.06 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 103.92 493.06 Td (T) Tj ET Q q 0 0 0 rg BT 109.18 493.06 Td (ier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 493.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.75 493.05 Td (142,822) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 493.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 493.05 Td (142,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 493.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 493.06 Td (149,516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 493.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.25 493.06 Td (149,516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 479.06 Td (T) Tj ET Q q 0 0 0 rg BT 47.34 479.06 Td (ier 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.75 479.05 Td (162,377) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 479.05 Td (162,377) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 479.06 Td (169,390) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.25 479.06 Td (169,390) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 465.06 Td (T) Tj ET Q q 0 0 0 rg BT 47.18 465.06 Td (otal Capital \(T) Tj ET Q q 0 0 0 rg BT 99.19 465.06 Td (ier 1 Capital + ) Tj ET Q q 0 0 0 rg BT 153.02 465.06 Td (T) Tj ET Q q 0 0 0 rg BT 158.27 465.06 Td (ier 2 Capital\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.75 465.05 Td (187,877) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.75 465.05 Td (199,989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 465.06 Td (193,160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.25 465.06 Td (205,975) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 451.06 Td (T) Tj ET Q q 0 0 0 rg BT 47.18 451.06 Td (otal Risk-W) Tj ET Q q 0 0 0 rg BT 90.25 451.06 Td (eighted ) Tj ET Q q 0 0 0 rg BT 118.38 451.06 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 451.05 Td (1,152,644) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 451.05 Td (1,155,099) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.50 451.06 Td (1,189,680) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 451.06 Td (1,147,956) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 437.06 Td ( Credit Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 437.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.75 437.05 Td (767,102) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 437.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 437.05 Td (1,089,372) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.00 437.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 437.06 Td (796,399) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 437.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 437.06 Td (1,083,428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 423.06 Td ( Market Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.25 423.05 Td (65,003) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.25 423.05 Td (65,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 423.06 Td (64,006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 423.06 Td (64,528) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 409.06 Td ( Operational Risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.75 409.05 Td (320,539) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 409.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 409.06 Td (329,275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 409.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 395.06 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 103.84 395.06 Td (T) Tj ET Q q 0 0 0 rg BT 109.02 395.06 Td (ier 1 Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 172.25 399.14 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.75 395.05 Td (12.39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 395.05 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 395.05 Td (12.36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 395.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 395.06 Td (12.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.50 395.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.25 395.06 Td (13.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 395.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 381.06 Td (T) Tj ET Q q 0 0 0 rg BT 47.18 381.06 Td (ier 1 Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 110.41 385.14 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.75 381.05 Td (14.09) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 381.05 Td (14.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 381.06 Td (14.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.25 381.06 Td (14.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 367.06 Td (T) Tj ET Q q 0 0 0 rg BT 46.87 367.06 Td (otal Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 107.35 371.14 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.75 367.05 Td (16.30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 367.05 Td (17.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 367.06 Td (16.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.25 367.06 Td (17.94) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 325.60 290.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 325.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 325.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 325.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 325.60 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 325.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 295.60 290.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 295.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 295.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 295.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 295.60 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 295.60 55.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 325.6 m 326.5 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 325.6 m 381.5 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 325.6 m 441.5 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 325.6 m 445.5 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 325.6 m 498.5 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 325.6 m 553.5 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 325.6 m 441.5 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 325.6 m 445.5 310.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 325.6 m 553.5 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 295.6 m 326.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 295.6 m 381.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 295.6 m 445.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 310.6 m 445.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 295.6 m 498.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 295.6 m 553.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 295.6 m 441.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 295.6 m 445.5 280.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 265.6 m 326.5 265.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 265.6 m 381.5 265.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 265.6 m 441.5 265.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 265.6 m 445.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 280.6 m 445.5 265.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 265.6 m 498.5 265.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 265.6 m 553.5 265.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 42.00 329.85 Td (In millions of dollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.20 330.05 Td (December) Tj ET Q q 0 0 0 rg BT 386.01 330.05 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.60 330.06 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 315.06 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 78.24 315.06 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 112.49 315.06 Td (A) Tj ET Q q 0 0 0 rg BT 118.32 315.06 Td (verage ) Tj ET Q q 0 0 0 rg BT 144.39 315.06 Td (T) Tj ET Q q 0 0 0 rg BT 149.26 315.06 Td (otal ) Tj ET Q q 0 0 0 rg BT 164.51 315.06 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 188.01 319.14 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 315.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 315.05 Td (1,868,326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 315.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 315.06 Td (1,761,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 300.06 Td (T) Tj ET Q q 0 0 0 rg BT 46.87 300.06 Td (otal Leverage Exposure) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.33 304.14 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.15 300.06 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 300.05 Td (2,432,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 300.06 Td (2,345,391) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 285.06 Td (T) Tj ET Q q 0 0 0 rg BT 47.18 285.06 Td (ier 1 Leverage ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 117.89 289.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 285.05 Td (8.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 285.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 285.06 Td (9.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 285.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 270.06 Td (Supplementary Leverage ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 150.95 274.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 270.05 Td (6.68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 270.06 Td (7.22) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 246.90 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 246.90 Td (As of December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 120.42 246.90 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 136.42 246.90 Td (, Citi) Tj ET Q q 0 0 0 rg BT 154.65 246.90 Td (s reportable Common Equity ) Tj ET Q q 0 0 0 rg BT 249.16 246.90 Td (T) Tj ET Q q 0 0 0 rg BT 253.76 246.90 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 308.71 246.90 Td (T) Tj ET Q q 0 0 0 rg BT 313.32 246.90 Td (ier 1 Capital ratios were the lower derived under the Basel III Standardized ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 237.30 Td (Approach, whereas the reportable ) Tj ET Q q 0 0 0 rg BT 163.80 237.30 Td (T) Tj ET Q q 0 0 0 rg BT 168.13 237.30 Td (otal Capital ratio was the lower derived under the Basel III ) Tj ET Q q 0 0 0 rg BT 357.63 237.30 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 391.61 237.30 Td (Approaches framework. ) Tj ET Q q 0 0 0 rg BT 470.47 237.30 Td (As of December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 536.89 237.30 Td (2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 552.89 237.30 Td (, Citi) Tj ET Q q 0 0 0 rg BT 571.12 237.30 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 227.70 Td (reportable Common Equity ) Tj ET Q q 0 0 0 rg BT 143.39 227.70 Td (T) Tj ET Q q 0 0 0 rg BT 148.00 227.70 Td (ier 1 Capital, ) Tj ET Q q 0 0 0 rg BT 191.40 227.70 Td (T) Tj ET Q q 0 0 0 rg BT 196.00 227.70 Td (ier 1 Capital, and ) Tj ET Q q 0 0 0 rg BT 252.95 227.70 Td (T) Tj ET Q q 0 0 0 rg BT 257.28 227.70 Td (otal Capital ratios were the lower derived under the Basel III ) Tj ET Q q 0 0 0 rg BT 452.99 227.70 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 486.98 227.70 Td (Approaches framework.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 218.10 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 218.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 68.23 218.10 Td (s Basel III risk-based capital and leverage ratios and related components, on a fully implemented basis, are non-GAAP) Tj ET Q q 0 0 0 rg BT 448.03 218.10 Td ( financial measures. Citi believes these ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 208.50 Td (ratios and the related components provide useful information to investors and others by measuring Citi) Tj ET Q q 0 0 0 rg BT 385.04 208.50 Td (s progress against future regulatory capital standards.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 198.90 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 198.90 Td (T) Tj ET Q q 0 0 0 rg BT 58.61 198.90 Td (ier 1 Leverage ratio denominator) Tj ET Q q 0 0 0 rg BT 163.45 198.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 189.30 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 189.30 Td (Supplementary Leverage ratio denominator) Tj ET Q q 0 0 0 rg BT 192.84 189.30 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 167.70 Td (Common Equity T) Tj ET Q q 0 0 0 rg BT 111.75 167.70 Td (ier 1 Capital Ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.59 167.70 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 155.70 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 155.70 Td (s Common Equity ) Tj ET Q q 0 0 0 rg BT 128.89 155.70 Td (T) Tj ET Q q 0 0 0 rg BT 134.64 155.70 Td (ier 1 Capital ratio was 12.4% at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 143.70 Td (December 31, 2017, compared to 13.0% at September 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 131.70 Td (2017 and 12.6% at December 31, 2016. ) Tj ET Q q 0 0 0 rg BT 196.89 131.70 Td (The ratio declined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 119.70 Td (quarter) Tj ET Q q 0 0 0 rg BT 64.12 119.70 Td (-over) Tj ET Q q 0 0 0 rg BT 85.01 119.70 Td (-quarter and year) Tj ET Q q 0 0 0 rg BT 153.10 119.70 Td (-over) Tj ET Q q 0 0 0 rg BT 174.00 119.70 Td (-year) Tj ET Q q 0 0 0 rg BT 194.14 119.70 Td (, primarily due to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 107.70 Td (reduction in Common Equity ) Tj ET Q q 0 0 0 rg BT 155.25 107.70 Td (T) Tj ET Q q 0 0 0 rg BT 161.01 107.70 Td (ier 1 Capital resulting from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 95.70 Td (return of capital to common shareholders as well as the impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 83.70 Td (of ) Tj ET Q q 0 0 0 rg BT 46.65 83.70 Td (T) Tj ET Q q 0 0 0 rg BT 52.06 83.70 Td (ax Reform. ) Tj ET Q endstream endobj 93 0 obj <> endobj 94 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (46) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Components of Citigroup Capital Under Basel III \(Full Implementation\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 714.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 714.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 714.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 686.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 686.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 686.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 658.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 658.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 658.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 621.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 621.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 621.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 593.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 593.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 593.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 565.75 386.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 565.75 82.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 565.75 72.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 517.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 517.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 517.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 489.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 489.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 489.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 461.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 461.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 461.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 433.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 433.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 433.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 405.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 405.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 405.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 368.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 368.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 368.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 340.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 340.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 340.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 312.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 312.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 312.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 284.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 284.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 284.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 256.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 256.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 256.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 228.75 386.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 228.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 228.75 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 714.75 m 421.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 714.75 m 503.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 714.75 m 575.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 714.75 m 421.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 714.75 m 503.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 714.75 m 575.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 517.75 m 421.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 517.75 m 503.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 517.75 m 575.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 517.75 m 421.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 503.75 m 421.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 517.75 m 503.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 503.75 m 503.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 517.75 m 575.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 503.75 m 575.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 503.75 m 421.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 503.75 m 503.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 503.75 m 575.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 405.75 m 421.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 391.75 m 421.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 405.75 m 503.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 391.75 m 503.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 405.75 m 575.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 391.75 m 575.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 391.75 m 421.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 368.75 m 421.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 391.75 m 503.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 368.75 m 503.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 391.75 m 575.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 368.75 m 575.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 368.75 m 421.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 368.75 m 503.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 368.75 m 575.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 270.75 m 421.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 270.75 m 503.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 270.75 m 575.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 270.75 m 421.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 256.75 m 421.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 270.75 m 503.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 256.75 m 503.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 270.75 m 575.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 256.75 m 575.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 256.75 m 421.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 242.75 m 421.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 256.75 m 503.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 242.75 m 503.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 256.75 m 575.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 242.75 m 575.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 228.75 m 421.5 228.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 228.75 m 503.5 228.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 228.75 m 575.5 228.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 214.75 m 421.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 214.75 m 503.5 214.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 214.75 m 575.5 214.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 200.75 m 421.5 200.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 200.75 m 503.5 200.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 200.75 m 575.5 200.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 719.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.80 730.00 Td (December) Tj ET Q q 0 0 0 rg BT 474.61 730.00 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 719.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 730.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 719.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 705.20 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 106.93 705.20 Td (T) Tj ET Q q 0 0 0 rg BT 112.77 705.20 Td (ier) Tj ET Q q 0 0 0 rg BT 123.10 705.20 Td ( 1 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 691.21 Td (Citigroup common stockholders) Tj ET Q q 0 0 0 rg BT 159.32 691.21 Td ( equity) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 184.06 695.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 691.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 691.20 Td (181,671) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 691.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 691.21 Td (206,051) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 677.21 Td (Add: Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 677.20 Td (153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 677.21 Td (129) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 663.20 Td (Regulatory Capital ) Tj ET Q q 0 0 0 rg BT 116.75 663.20 Td (Adjustments and Deductions:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 649.21 Td (Less: ) Tj ET Q q 0 0 0 rg BT 61.75 649.21 Td (Accumulated net unrealized losses on cash flow hedges, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 300.42 653.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 649.20 Td (\(698) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 649.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 649.21 Td (\(560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 649.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 635.21 Td (Less: Cumulative unrealized net loss related to changes in fair value of financial liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 626.21 Td ( attributable to own creditworthiness, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 215.96 630.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 626.20 Td (\(721) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 626.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 626.21 Td (\(61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 626.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 612.21 Td (Less: Intangible assets:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 598.21 Td ( Goodwill, net of related DTLs) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 154.72 602.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 598.20 Td (22,052) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 598.21 Td (20,858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 584.21 Td ( Identifiable intangible assets other than MSRs, net of related DTLs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 584.20 Td (4,401) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 584.21 Td (4,876) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 570.21 Td (Less: Defined benefit pension plan net assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 570.20 Td (896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 570.21 Td (857) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 557.01 Td (Less: DT) Tj ET Q q 0 0 0 rg BT 73.52 557.01 Td (As arising from net operating loss, foreign tax credit and general business credit ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 546.21 Td ( carry-forwards) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 101.22 550.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 546.20 Td (13,072) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 546.21 Td (21,337) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 533.01 Td (Less: Excess over 10%/15% limitations for other DT) Tj ET Q q 0 0 0 rg BT 230.99 533.01 Td (As, certain common stock investments,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.00 522.21 Td ( and MSRs) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 85.26 526.29 Td (\(5\)\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 522.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 522.21 Td (9,357) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 508.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.59 508.20 Td (otal Common Equity ) Tj ET Q q 0 0 0 rg BT 128.85 508.20 Td (T) Tj ET Q q 0 0 0 rg BT 134.69 508.20 Td (ier) Tj ET Q q 0 0 0 rg BT 145.02 508.20 Td ( 1 Capital \(Standardized ) Tj ET Q q 0 0 0 rg BT 241.20 508.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 261.37 508.20 Td (oach and ) Tj ET Q q 0 0 0 rg BT 298.06 508.20 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 338.31 508.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 358.49 508.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 508.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 508.20 Td (142,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 508.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 508.21 Td (149,516) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 494.20 Td (Additional ) Tj ET Q q 0 0 0 rg BT 84.18 494.20 Td (T) Tj ET Q q 0 0 0 rg BT 90.02 494.20 Td (ier) Tj ET Q q 0 0 0 rg BT 100.35 494.20 Td ( 1 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 480.21 Td (Qualifying noncumulative perpetual preferred stock) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 227.93 484.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 480.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 480.20 Td (19,069) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 480.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 480.21 Td (19,069) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 466.21 Td (Qualifying trust preferred securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 169.70 470.29 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 466.20 Td (1,377) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 466.21 Td (1,371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 452.21 Td (Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 452.20 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 452.21 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 438.20 Td (Regulatory Capital Deductions:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 424.21 Td (Less: Permitted ownership interests in covered funds) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 231.46 428.29 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 424.20 Td (900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 424.21 Td (533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 410.21 Td (Less: Minimum regulatory capital requirements of insurance underwriting subsidiaries) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 352.92 414.29 Td (\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 410.20 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 410.21 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 396.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.59 396.20 Td (otal ) Tj ET Q q 0 0 0 rg BT 62.68 396.20 Td (Additional ) Tj ET Q q 0 0 0 rg BT 105.61 396.20 Td (T) Tj ET Q q 0 0 0 rg BT 111.45 396.20 Td (ier) Tj ET Q q 0 0 0 rg BT 121.78 396.20 Td ( 1 Capital \(Standardized ) Tj ET Q q 0 0 0 rg BT 217.96 396.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 238.13 396.20 Td (oach and ) Tj ET Q q 0 0 0 rg BT 274.81 396.20 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 315.07 396.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 335.25 396.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 396.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 396.20 Td (19,555) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 396.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 396.21 Td (19,874) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 382.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.18 382.20 Td (otal ) Tj ET Q q 0 0 0 rg BT 62.76 382.20 Td (T) Tj ET Q q 0 0 0 rg BT 68.60 382.20 Td (ier) Tj ET Q q 0 0 0 rg BT 78.93 382.20 Td ( 1 Capital \(Common Equity ) Tj ET Q q 0 0 0 rg BT 187.53 382.20 Td (T) Tj ET Q q 0 0 0 rg BT 193.37 382.20 Td (ier) Tj ET Q q 0 0 0 rg BT 203.69 382.20 Td ( 1 Capital + ) Tj ET Q q 0 0 0 rg BT 250.33 382.20 Td (Additional ) Tj ET Q q 0 0 0 rg BT 293.43 382.20 Td (T) Tj ET Q q 0 0 0 rg BT 299.27 382.20 Td (ier) Tj ET Q q 0 0 0 rg BT 309.60 382.20 Td ( 1 Capital\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 373.20 Td ( \(Standardized ) Tj ET Q q 0 0 0 rg BT 104.01 373.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 124.35 373.20 Td (oach and ) Tj ET Q q 0 0 0 rg BT 160.87 373.20 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 201.12 373.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 221.47 373.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 373.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 373.20 Td (162,377) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 373.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 373.21 Td (169,390) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 359.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.92 359.20 Td (ier) Tj ET Q q 0 0 0 rg BT 57.25 359.20 Td ( 2 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 345.21 Td (Qualifying subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 345.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 345.20 Td (23,673) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 345.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 345.21 Td (22,818) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 331.21 Td (Qualifying trust preferred securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 169.70 335.29 Td (\(10\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 331.20 Td (329) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 331.21 Td (317) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 317.21 Td (Qualifying noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 317.20 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 317.21 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 303.21 Td (Eligible allowance for credit losses) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 167.46 307.29 Td (\(1) Tj ET Q BT /F1 5.85 Tf ET q 0 0 0 rg BT 172.11 307.29 Td (1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 303.20 Td (13,612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 303.21 Td (13,475) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 289.20 Td (Regulatory Capital Deduction:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 275.21 Td (Less: Minimum regulatory capital requirements of insurance underwriting subsidiaries) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 352.92 279.29 Td (\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 275.20 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 275.21 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 261.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.18 261.20 Td (otal ) Tj ET Q q 0 0 0 rg BT 62.76 261.20 Td (T) Tj ET Q q 0 0 0 rg BT 68.60 261.20 Td (ier) Tj ET Q q 0 0 0 rg BT 78.93 261.20 Td ( 2 Capital \(Standardized ) Tj ET Q q 0 0 0 rg BT 174.94 261.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 195.28 261.20 Td (oach\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 261.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 261.20 Td (37,612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 261.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 261.21 Td (36,585) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 247.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.59 247.20 Td (otal Capital \(T) Tj ET Q q 0 0 0 rg BT 102.60 247.20 Td (ier) Tj ET Q q 0 0 0 rg BT 112.92 247.20 Td ( 1 Capital + ) Tj ET Q q 0 0 0 rg BT 159.89 247.20 Td (T) Tj ET Q q 0 0 0 rg BT 165.73 247.20 Td (ier) Tj ET Q q 0 0 0 rg BT 176.06 247.20 Td ( 2 Capital\) \(Standardized ) Tj ET Q q 0 0 0 rg BT 275.23 247.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 295.41 247.20 Td (oach\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 247.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 247.20 Td (199,989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 247.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 247.21 Td (205,975) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 233.21 Td (Adjustment for excess of eligible credit reserves over expected credit losses) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 313.90 237.29 Td (\(1) Tj ET Q BT /F1 5.85 Tf ET q 0 0 0 rg BT 318.56 237.29 Td (1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 233.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 233.20 Td (\(12,1) Tj ET Q q 0 0 0 rg BT 491.00 233.20 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 233.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 233.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.25 233.21 Td (\(12,815) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 233.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 219.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.59 219.20 Td (otal ) Tj ET Q q 0 0 0 rg BT 62.84 219.20 Td (T) Tj ET Q q 0 0 0 rg BT 68.68 219.20 Td (ier) Tj ET Q q 0 0 0 rg BT 79.01 219.20 Td ( 2 Capital \(Advanced ) Tj ET Q q 0 0 0 rg BT 162.19 219.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 182.36 219.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 219.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 219.20 Td (25,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 219.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 219.21 Td (23,770) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 205.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.18 205.20 Td (otal Capital \(T) Tj ET Q q 0 0 0 rg BT 102.51 205.20 Td (ier) Tj ET Q q 0 0 0 rg BT 112.84 205.20 Td ( 1 Capital + ) Tj ET Q q 0 0 0 rg BT 159.81 205.20 Td (T) Tj ET Q q 0 0 0 rg BT 165.65 205.20 Td (ier) Tj ET Q q 0 0 0 rg BT 175.98 205.20 Td ( 2 Capital\) \(Advanced ) Tj ET Q q 0 0 0 rg BT 261.98 205.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 282.33 205.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 205.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.75 205.20 Td (187,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 205.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 205.21 Td (193,160) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 182.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 182.05 Td (Issuance costs of $184 million related to noncumulative perpetual preferred stock outstanding at December31, 2017 and December31, 2016 are excluded from ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 172.45 Td (common stockholders) Tj ET Q q 0 0 0 rg BT 126.50 172.45 Td ( equity and netted against such preferred stock in accordance with Federal Reserve Board regulatory reporting requirements, which dif) Tj ET Q q 0 0 0 rg BT 557.09 172.45 Td (fer ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 162.85 Td (from those under U.S. GAAP) Tj ET Q q 0 0 0 rg BT 147.77 162.85 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 153.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 153.25 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 108.97 153.25 Td (T) Tj ET Q q 0 0 0 rg BT 113.57 153.25 Td (ier 1 Capital is adjusted for accumulated net unrealized gains \(losses\) on cash flow hedges included in ) Tj ET Q q 0 0 0 rg BT 441.70 153.25 Td (AOCI that relate to the hedging of items ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 143.65 Td (not recognized at fair value on the balance sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 134.05 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 134.05 Td (The cumulative impact of changes in Citigroup) Tj ET Q q 0 0 0 rg BT 207.29 134.05 Td (s own creditworthiness in valuing liabilities for which the fair value option has been elected, and own-credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 124.45 Td (valuation adjustments on derivatives, are excluded from Common Equity ) Tj ET Q q 0 0 0 rg BT 290.25 124.45 Td (T) Tj ET Q q 0 0 0 rg BT 294.85 124.45 Td (ier 1 Capital, in accordance with the U.S. Basel III rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 114.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 114.85 Td (Includes goodwill embedded in the valuation of significant common stock investments in unconsolidated financial institutions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.55 54.85 Td (Footnotes continue on the following page.) Tj ET Q endstream endobj 95 0 obj <> endobj 96 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (47) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (Of Citi) Tj ET Q q 0 0 0 rg BT 78.67 750.50 Td (s $22.5 billion of net DT) Tj ET Q q 0 0 0 rg BT 157.13 750.50 Td (As at December 31, 2017, $10.2 billion were includable in Common Equity ) Tj ET Q q 0 0 0 rg BT 401.61 750.50 Td (T) Tj ET Q q 0 0 0 rg BT 406.21 750.50 Td (ier 1 Capital pursuant to the U.S. Basel III rules, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (while $12.3 billion were excluded. Excluded from Citi) Tj ET Q q 0 0 0 rg BT 231.07 740.90 Td (s Common Equity ) Tj ET Q q 0 0 0 rg BT 291.15 740.90 Td (T) Tj ET Q q 0 0 0 rg BT 295.76 740.90 Td (ier 1 Capital as of December 31, 2017 was $13.1 billion of net DT) Tj ET Q q 0 0 0 rg BT 507.29 740.90 Td (As arising from net ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (operating loss, foreign tax credit and general business credit carry-forwards, which was reduced by $0.8 billion of net DTLs primarily associated with goodwill ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (and certain other intangible assets. Separately) Tj ET Q q 0 0 0 rg BT 199.65 721.70 Td (, under the U.S. Basel III rules, goodwill and these other intangible assets are deducted net of associated DTLs in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (arriving at Common Equity ) Tj ET Q q 0 0 0 rg BT 144.07 712.10 Td (T) Tj ET Q q 0 0 0 rg BT 148.67 712.10 Td (ier 1 Capital. DT) Tj ET Q q 0 0 0 rg BT 202.24 712.10 Td (As arising from net operating loss, foreign tax credit and general business credit carry-forwards are required to be ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (entirely deducted from Common Equity ) Tj ET Q q 0 0 0 rg BT 183.83 702.50 Td (T) Tj ET Q q 0 0 0 rg BT 188.43 702.50 Td (ier 1 Capital under full implementation of the U.S. Basel III rules; whereas DT) Tj ET Q q 0 0 0 rg BT 439.95 702.50 Td (As arising from temporary dif) Tj ET Q q 0 0 0 rg BT 535.78 702.50 Td (ferences are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (deducted from Common Equity ) Tj ET Q q 0 0 0 rg BT 157.39 692.90 Td (T) Tj ET Q q 0 0 0 rg BT 162.00 692.90 Td (ier 1 Capital if in excess of 10%/15% limitations. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 683.30 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 683.30 Td (Assets subject to 10%/15% limitations include MSRs, DT) Tj ET Q q 0 0 0 rg BT 239.13 683.30 Td (As arising from temporary dif) Tj ET Q q 0 0 0 rg BT 334.96 683.30 Td (ferences and significant common stock investments in unconsolidated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 673.70 Td (financial institutions. ) Tj ET Q q 0 0 0 rg BT 123.11 673.70 Td (At December 31, 2017, none of these assets were in excess of the 10%/15% limitations. ) Tj ET Q q 0 0 0 rg BT 405.70 673.70 Td (At December31, 2016, this deduction related only to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td (DT) Tj ET Q q 0 0 0 rg BT 64.02 664.10 Td (As arising from temporary dif) Tj ET Q q 0 0 0 rg BT 159.86 664.10 Td (ferences that exceeded the 10% limitation. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 654.50 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 654.50 Td (Represents Citigroup Capital XIII trust preferred securities, which are permanently grandfathered as ) Tj ET Q q 0 0 0 rg BT 376.63 654.50 Td (T) Tj ET Q q 0 0 0 rg BT 381.23 654.50 Td (ier 1 Capital under the U.S. Basel III rules. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 644.90 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 644.90 Td (Banking entities are required to be in compliance with the ) Tj ET Q q 0 0 0 rg BT 241.35 644.90 Td (V) Tj ET Q q 0 0 0 rg BT 246.10 644.90 Td (olcker Rule of the Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 346.30 644.90 Td (Act which prohibits conducting certain proprietary investment ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 635.30 Td (activities and limits their ownership of, and relationships with, covered funds. ) Tj ET Q q 0 0 0 rg BT 304.62 635.30 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 344.09 635.30 Td (, Citi is required by the ) Tj ET Q q 0 0 0 rg BT 419.71 635.30 Td (V) Tj ET Q q 0 0 0 rg BT 424.45 635.30 Td (olcker Rule to deduct from ) Tj ET Q q 0 0 0 rg BT 512.50 635.30 Td (T) Tj ET Q q 0 0 0 rg BT 517.11 635.30 Td (ier 1 Capital all ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 625.70 Td (permitted ownership interests in covered funds that were acquired after December 31, 2013.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 616.10 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 616.10 Td (50% of the minimum regulatory capital requirements of insurance underwriting subsidiaries must be deducted from each of ) Tj ET Q q 0 0 0 rg BT 451.29 616.10 Td (T) Tj ET Q q 0 0 0 rg BT 455.90 616.10 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 510.85 616.10 Td (T) Tj ET Q q 0 0 0 rg BT 515.45 616.10 Td (ier 2 Capital.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 606.50 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 606.50 Td (Represents the amount of non-grandfathered trust preferred securities eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 355.09 606.50 Td (T) Tj ET Q q 0 0 0 rg BT 359.70 606.50 Td (ier 2 Capital under the U.S. Basel III rules, which will be fully ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 596.90 Td (phased-out of ) Tj ET Q q 0 0 0 rg BT 99.62 596.90 Td (T) Tj ET Q q 0 0 0 rg BT 104.23 596.90 Td (ier 2 Capital by January 1, 2022. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 587.30 Td (\(1) Tj ET Q q 0 0 0 rg BT 42.37 587.30 Td (1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 587.30 Td (Under the Standardized ) Tj ET Q q 0 0 0 rg BT 131.09 587.30 Td (Approach, the allowance for credit losses is eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 349.55 587.30 Td (T) Tj ET Q q 0 0 0 rg BT 354.15 587.30 Td (ier 2 Capital up to 1.25% of credit risk-weighted assets, with any ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 577.70 Td (excess allowance for credit losses being deducted in arriving at credit risk-weighted assets, which dif) Tj ET Q q 0 0 0 rg BT 377.08 577.70 Td (fers from the ) Tj ET Q q 0 0 0 rg BT 419.96 577.70 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 453.95 577.70 Td (Approaches framework, in which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 568.10 Td (eligible credit reserves that exceed expected credit losses are eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 326.86 568.10 Td (T) Tj ET Q q 0 0 0 rg BT 331.46 568.10 Td (ier 2 Capital to the extent the excess reserves do not exceed 0.6% of credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 558.50 Td (risk-weighted assets. ) Tj ET Q q 0 0 0 rg BT 122.51 558.50 Td (The total amount of eligible credit reserves in excess of expected credit losses that were eligible for inclusion in ) Tj ET Q q 0 0 0 rg BT 482.02 558.50 Td (T) Tj ET Q q 0 0 0 rg BT 486.63 558.50 Td (ier 2 Capital, subject to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 548.90 Td (limitation, under the ) Tj ET Q q 0 0 0 rg BT 120.66 548.90 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 154.64 548.90 Td (Approaches framework was $1.5 billion and $0.7 billion at December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 392.36 548.90 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 408.36 548.90 Td ( and December31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 470.78 548.90 Td (2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 486.78 548.90 Td (, respectively) Tj ET Q q 0 0 0 rg BT 528.91 548.90 Td (. ) Tj ET Q endstream endobj 97 0 obj <> endobj 98 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (48) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Citigroup Capital Rollforward Under Basel III \(Full Implementation\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 714.75 334.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 714.75 103.00 -13.00 re f /GS0 gs 0.8 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486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 486.75 m 370.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 473.75 m 370.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 486.75 m 473.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 473.75 m 473.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 486.75 m 576.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 473.75 m 576.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 473.75 m 370.5 473.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 449.75 m 370.5 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 473.75 m 473.5 473.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 449.75 m 473.5 449.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 473.75 m 576.5 473.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 449.75 m 576.5 449.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 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0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 284.75 m 370.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 271.75 m 370.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 284.75 m 473.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 271.75 m 473.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 284.75 m 576.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 271.75 m 576.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 258.75 m 370.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 271.75 m 473.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 258.75 m 473.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 271.75 m 576.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 258.75 m 576.5 258.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 245.75 m 370.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 258.75 m 473.5 258.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 245.75 m 473.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 258.75 m 576.5 258.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 245.75 m 576.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 235.75 m 370.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 235.75 m 473.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 235.75 m 576.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 183.75 m 370.5 183.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 170.75 m 370.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 183.75 m 473.5 183.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 170.75 m 473.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 183.75 m 576.5 183.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 170.75 m 576.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 157.75 m 370.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 170.75 m 473.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 157.75 m 473.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 170.75 m 576.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 157.75 m 576.5 157.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 144.75 m 370.5 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 157.75 m 473.5 157.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 144.75 m 473.5 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 157.75 m 576.5 157.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 144.75 m 576.5 144.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 42.00 719.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.55 730.00 Td (Thr) Tj ET Q q 0 0 0 rg BT 395.39 730.00 Td (ee Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.20 719.20 Td (December) Tj ET Q q 0 0 0 rg BT 424.01 719.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.55 728.20 Td (T) Tj ET Q q 0 0 0 rg BT 486.88 728.20 Td (welve Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.05 719.20 Td (December) Tj ET Q q 0 0 0 rg BT 528.11 719.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 706.15 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 107.93 706.15 Td (T) Tj ET Q q 0 0 0 rg BT 113.77 706.15 Td (ier) Tj ET Q q 0 0 0 rg BT 124.10 706.15 Td ( 1 Capital, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 706.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 706.15 Td (153,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 706.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 706.15 Td (149,516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 693.01 Td (Net loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.25 693.15 Td (\(18,893) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 693.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 693.15 Td (\(6,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 693.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 680.01 Td (Common and preferred stock dividends declared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.75 680.15 Td (\(1,160) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 680.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 680.15 Td (\(3,808) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 680.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 667.01 Td ( Net increase in treasury stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.75 667.15 Td (\(5,480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 667.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 667.15 Td (\(14,666) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 667.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 654.01 Td (Net change in common stock and additional paid-in capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 654.15 Td (1) Tj ET Q q 0 0 0 rg BT 461.00 654.15 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 654.15 Td (\(35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 654.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 641.01 Td (Net increase in foreign currency translation adjustment net of hedges, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.75 641.15 Td (\(2,381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 641.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 641.15 Td (\(202) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 641.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 628.01 Td (Net increase in unrealized losses on securities ) Tj ET Q q 0 0 0 rg BT 208.94 628.01 Td (AFS, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 628.15 Td (\(990) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 628.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 628.15 Td (\(359) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 628.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 615.01 Td (Net increase in defined benefit plans liability adjustment, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 615.15 Td (\(843) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 615.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 615.15 Td (\(1,019) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 615.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 602.01 Td (Net change in adjustment related to changes in fair value of financial liabilities ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 591.21 Td ( attributable to own creditworthiness, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 591.20 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 591.20 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 578.01 Td (Net increase in goodwill, net of related DTLs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 578.15 Td (\(520) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 578.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 578.15 Td (\(1,194) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 578.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 565.01 Td (Net decrease in identifiable intangible assets other than MSRs, net of related DTLs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 565.15 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 565.15 Td (475) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 552.01 Td (Net increase in defined benefit pension plan net assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 552.15 Td (\(176) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 552.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.00 552.15 Td (\(39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 552.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 539.01 Td ( Net decrease in DT) Tj ET Q q 0 0 0 rg BT 110.24 539.01 Td (As arising from net operating loss, foreign tax credit and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 528.21 Td (general business credit carry-forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.75 528.20 Td (6,996) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 528.20 Td (8,265) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 513.21 Td (Net decrease in excess over 10%/15% limitations for other DT) Tj ET Q q 0 0 0 rg BT 266.96 513.21 Td (As, certain common stock) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 504.21 Td ( investments and MSRs ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.75 504.20 Td (9,298) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 504.20 Td (9,357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 491.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.75 491.15 Td (3,313) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 491.15 Td (3,238) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 478.15 Td (Net decr) Tj ET Q q 0 0 0 rg BT 74.65 478.15 Td (ease in Common Equity ) Tj ET Q q 0 0 0 rg BT 168.49 478.15 Td (T) Tj ET Q q 0 0 0 rg BT 174.33 478.15 Td (ier) Tj ET Q q 0 0 0 rg BT 184.66 478.15 Td ( 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 478.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.25 478.15 Td (\(10,712) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 478.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 478.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 478.15 Td (\(6,694) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 478.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 463.20 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 107.85 463.20 Td (T) Tj ET Q q 0 0 0 rg BT 113.69 463.20 Td (ier) Tj ET Q q 0 0 0 rg BT 124.02 463.20 Td ( 1 Capital, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 454.20 Td ( \(Standardized ) Tj ET Q q 0 0 0 rg BT 107.26 454.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 127.60 454.20 Td (oach and ) Tj ET Q q 0 0 0 rg BT 164.12 454.20 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 204.37 454.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 224.72 454.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 454.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 454.20 Td (142,822) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 454.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 454.20 Td (142,822) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 441.15 Td (Additional ) Tj ET Q q 0 0 0 rg BT 85.18 441.15 Td (T) Tj ET Q q 0 0 0 rg BT 91.02 441.15 Td (ier) Tj ET Q q 0 0 0 rg BT 101.35 441.15 Td ( 1 Capital, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 441.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 441.15 Td (19,315) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 441.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 441.15 Td (19,874) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 428.01 Td (Net increase in qualifying trust preferred securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 428.15 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 428.15 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 415.01 Td (Net change in permitted ownership interests in covered funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 415.15 Td (228) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 415.15 Td (\(367) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 415.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 402.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 402.15 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 402.15 Td (42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 389.15 Td (Net change in ) Tj ET Q q 0 0 0 rg BT 96.50 389.15 Td (Additional ) Tj ET Q q 0 0 0 rg BT 139.43 389.15 Td (T) Tj ET Q q 0 0 0 rg BT 145.27 389.15 Td (ier) Tj ET Q q 0 0 0 rg BT 155.60 389.15 Td ( 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 389.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 389.15 Td (240) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 389.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 389.15 Td (\(319) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 389.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 374.20 Td (Additional ) Tj ET Q q 0 0 0 rg BT 85.10 374.20 Td (T) Tj ET Q q 0 0 0 rg BT 90.94 374.20 Td (ier) Tj ET Q q 0 0 0 rg BT 101.27 374.20 Td ( 1 Capital, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 365.20 Td ( \(Standardized ) Tj ET Q q 0 0 0 rg BT 107.26 365.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 127.60 365.20 Td (oach and ) Tj ET Q q 0 0 0 rg BT 164.12 365.20 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 204.37 365.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 224.72 365.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 365.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 365.20 Td (19,555) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 365.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 365.20 Td (19,555) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 350.20 Td (T) Tj ET Q q 0 0 0 rg BT 47.84 350.20 Td (ier) Tj ET Q q 0 0 0 rg BT 58.17 350.20 Td ( 1 Capital, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 341.20 Td ( \(Standardized ) Tj ET Q q 0 0 0 rg BT 107.26 341.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 127.60 341.20 Td (oach and ) Tj ET Q q 0 0 0 rg BT 164.12 341.20 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 204.37 341.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 224.72 341.20 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 341.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 341.20 Td (162,377) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 341.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 341.20 Td (162,377) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 328.15 Td (T) Tj ET Q q 0 0 0 rg BT 47.92 328.15 Td (ier) Tj ET Q q 0 0 0 rg BT 58.25 328.15 Td ( 2 Capital, beginning of period \(Standardized ) Tj ET Q q 0 0 0 rg BT 233.94 328.15 Td (Appr) Tj ET Q q 0 0 0 rg BT 254.12 328.15 Td (oach\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 328.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 328.15 Td (37,490) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 328.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 328.15 Td (36,585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 315.01 Td (Net increase in qualifying subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 315.15 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 315.15 Td (855) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 302.01 Td (Net increase in eligible allowance for credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 302.15 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 302.15 Td (137) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 289.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 289.15 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 289.15 Td (35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 276.15 Td (Net incr) Tj ET Q q 0 0 0 rg BT 73.15 276.15 Td (ease in ) Tj ET Q q 0 0 0 rg BT 100.99 276.15 Td (T) Tj ET Q q 0 0 0 rg BT 106.83 276.15 Td (ier) Tj ET Q q 0 0 0 rg BT 117.16 276.15 Td ( 2 Capital \(Standardized ) Tj ET Q q 0 0 0 rg BT 213.34 276.15 Td (Appr) Tj ET Q q 0 0 0 rg BT 233.51 276.15 Td (oach\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 276.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 276.15 Td (122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 276.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 276.15 Td (1,027) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 263.15 Td (T) Tj ET Q q 0 0 0 rg BT 47.92 263.15 Td (ier) Tj ET Q q 0 0 0 rg BT 58.25 263.15 Td ( 2 Capital, end of period \(Standardized ) Tj ET Q q 0 0 0 rg BT 209.93 263.15 Td (Appr) Tj ET Q q 0 0 0 rg BT 230.11 263.15 Td (oach\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 263.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 263.15 Td (37,612) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 263.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 263.15 Td (37,612) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 250.15 Td (T) Tj ET Q q 0 0 0 rg BT 47.59 250.15 Td (otal Capital, end of period \(Standardized ) Tj ET Q q 0 0 0 rg BT 206.69 250.15 Td (Appr) Tj ET Q q 0 0 0 rg BT 226.86 250.15 Td (oach\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 250.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 250.15 Td (199,989) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 250.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 250.15 Td (199,989) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 227.15 Td (T) Tj ET Q q 0 0 0 rg BT 47.92 227.15 Td (ier) Tj ET Q q 0 0 0 rg BT 58.25 227.15 Td ( 2 Capital, beginning of period \(Advanced ) Tj ET Q q 0 0 0 rg BT 223.19 227.15 Td (Appr) Tj ET Q q 0 0 0 rg BT 243.36 227.15 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 227.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 227.15 Td (25,346) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 227.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 227.15 Td (23,770) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 214.01 Td (Net increase in qualifying subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 214.15 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 214.15 Td (855) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 201.01 Td (Net increase in excess of eligible credit reserves over expected credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 201.15 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 201.15 Td (840) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 188.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 188.15 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 188.15 Td (35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 175.15 Td (Net incr) Tj ET Q q 0 0 0 rg BT 73.15 175.15 Td (ease in ) Tj ET Q q 0 0 0 rg BT 100.99 175.15 Td (T) Tj ET Q q 0 0 0 rg BT 106.83 175.15 Td (ier) Tj ET Q q 0 0 0 rg BT 117.16 175.15 Td ( 2 Capital \(Advanced ) Tj ET Q q 0 0 0 rg BT 200.33 175.15 Td (Appr) Tj ET Q q 0 0 0 rg BT 220.51 175.15 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 175.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 175.15 Td (154) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 175.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 175.15 Td (1,730) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 162.15 Td (T) Tj ET Q q 0 0 0 rg BT 47.92 162.15 Td (ier) Tj ET Q q 0 0 0 rg BT 58.25 162.15 Td ( 2 Capital, end of period \(Advanced ) Tj ET Q q 0 0 0 rg BT 196.93 162.15 Td (Appr) Tj ET Q q 0 0 0 rg BT 217.10 162.15 Td (oaches\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 162.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 162.15 Td (25,500) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 162.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 162.15 Td (25,500) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 149.15 Td (T) Tj ET Q q 0 0 0 rg BT 47.18 149.15 Td (otal Capital, end of period \(Advanced ) Tj ET Q q 0 0 0 rg BT 193.44 149.15 Td (Appr) Tj ET Q q 0 0 0 rg BT 213.78 149.15 Td (oaches) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 149.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.75 149.15 Td (187,877) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.00 149.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 149.15 Td (187,877) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 99 0 obj <> endobj 100 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (49) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Citigroup Risk-W) Tj ET Q q 0 0 0 rg BT 107.78 749.25 Td (eighted ) Tj ET Q q 0 0 0 rg BT 139.90 749.25 Td (Assets Rollforward \(Basel III Standardized ) Tj ET Q q 0 0 0 rg BT 319.29 749.25 Td (Approach with Full Implementation\) ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 714.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 714.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 714.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 686.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 686.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 686.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 658.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 658.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 658.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 630.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 630.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 630.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 602.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 602.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 602.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 574.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 574.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 574.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 546.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 546.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 546.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 518.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.50 518.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 518.75 94.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 714.75 m 387.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 714.75 m 481.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 714.75 m 575.5 714.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 588.75 m 387.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 574.75 m 387.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 588.75 m 481.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 574.75 m 481.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 588.75 m 575.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 574.75 m 575.5 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 532.75 m 387.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 518.75 m 387.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 532.75 m 481.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 518.75 m 481.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 532.75 m 575.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 518.75 m 575.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 518.75 m 387.5 518.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 504.75 m 387.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 518.75 m 481.5 518.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 387.5 504.75 m 481.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 518.75 m 575.5 518.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 504.75 m 575.5 504.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 719.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.05 730.00 Td (Thr) Tj ET Q q 0 0 0 rg BT 407.97 730.00 Td (ee Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.70 719.20 Td (December) Tj ET Q q 0 0 0 rg BT 436.59 719.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.05 730.00 Td (T) Tj ET Q q 0 0 0 rg BT 490.38 730.00 Td (welve Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.55 719.20 Td (December) Tj ET Q q 0 0 0 rg BT 531.61 719.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 705.20 Td ( ) Tj ET Q q 0 0 0 rg BT 40.09 705.20 Td (T) Tj ET Q q 0 0 0 rg BT 45.26 705.20 Td (otal Risk-W) Tj ET Q q 0 0 0 rg BT 91.02 705.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 120.77 705.20 Td (Assets, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 705.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 705.20 Td (1,182,918) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 705.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 705.20 Td (1,147,956) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 691.20 Td (Changes in Cr) Tj ET Q q 0 0 0 rg BT 96.43 691.20 Td (edit Risk-W) Tj ET Q q 0 0 0 rg BT 142.35 691.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 172.10 691.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 677.21 Td (Net increase in general credit risk exposures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 200.43 681.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 677.20 Td (10,883) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 677.20 Td (26,037) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 663.21 Td (Net increase in repo-style transactions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 663.20 Td (4,071) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 663.20 Td (19,489) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 649.21 Td (Net change in securitization exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 649.20 Td (514) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 649.20 Td (\(5,669) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 649.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 635.21 Td (Net increase in equity exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 635.20 Td (493) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 635.20 Td (2,332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 621.21 Td (Net decrease in over) Tj ET Q q 0 0 0 rg BT 114.62 621.21 Td (-the-counter \(OTC\) derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 621.20 Td (\(24,058) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 621.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 621.20 Td (\(22,312) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 621.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 607.21 Td (Net decrease in other exposures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 155.45 611.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 607.20 Td (\(20,441) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 607.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 607.20 Td (\(16,727) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 607.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 593.21 Td (Net increase in of) Tj ET Q q 0 0 0 rg BT 104.56 593.21 Td (f-balance sheet exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 593.20 Td (203) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 593.20 Td (2,794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 579.20 Td (Net change in Cr) Tj ET Q q 0 0 0 rg BT 106.16 579.20 Td (edit Risk-W) Tj ET Q q 0 0 0 rg BT 152.08 579.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 181.83 579.20 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 579.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 579.20 Td (\(28,335) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 579.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 579.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 579.20 Td (5,944) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 565.20 Td (Changes in Market Risk-W) Tj ET Q q 0 0 0 rg BT 146.51 565.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 176.26 565.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 551.21 Td (Net increase in risk levels) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 551.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 551.20 Td (1,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 551.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 551.20 Td (15,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 537.21 Td (Net decrease due to model and methodology updates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 537.20 Td (\(575) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 537.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 537.20 Td (\(14,055) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 537.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 523.20 Td (Net incr) Tj ET Q q 0 0 0 rg BT 72.15 523.20 Td (ease in Market Risk-W) Tj ET Q q 0 0 0 rg BT 160.56 523.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 190.31 523.20 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 523.20 Td (516) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 523.20 Td (1,199) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 509.20 Td (T) Tj ET Q q 0 0 0 rg BT 46.18 509.20 Td (otal Risk-W) Tj ET Q q 0 0 0 rg BT 91.93 509.20 Td (eighted ) Tj ET Q q 0 0 0 rg BT 121.68 509.20 Td (Assets, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 509.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 509.20 Td (1,155,099) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 509.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 509.20 Td (1,155,099) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 486.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 486.05 Td (General credit risk exposures include cash and balances due from depository institutions, securities, and loans and leases.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 476.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 476.45 Td (Other exposures include cleared transactions, unsettled transactions, and other assets. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 454.85 Td (Citigroup Risk-W) Tj ET Q q 0 0 0 rg BT 107.78 454.85 Td (eighted ) Tj ET Q q 0 0 0 rg BT 139.90 454.85 Td (Assets Rollforward \(Basel III ) Tj ET Q q 0 0 0 rg BT 262.88 454.85 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 305.56 454.85 Td (Approaches with Full Implementation\) ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 420.35 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 420.35 102.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 420.35 102.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 394.35 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 394.35 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 394.35 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 366.35 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 366.35 102.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 366.35 102.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 340.35 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 340.35 102.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 340.35 102.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 313.35 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 313.35 102.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 313.35 102.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 286.35 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 286.35 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 286.35 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 259.35 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 259.35 102.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 259.35 102.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 232.35 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 232.35 102.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 232.35 102.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 206.35 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 206.35 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 206.35 102.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 420.35 m 372 420.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 420.35 m 474 420.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 420.35 m 576 420.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 272.35 m 372 272.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 259.35 m 372 259.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 272.35 m 474 272.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 259.35 m 474 259.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 272.35 m 576 272.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 259.35 m 576 259.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 219.35000000000002 m 372 219.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 206.35000000000002 m 372 206.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 219.35000000000002 m 474 219.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 206.35000000000002 m 474 206.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 219.35000000000002 m 576 219.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 206.35000000000002 m 576 206.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 206.35000000000002 m 372 206.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 192.35000000000002 m 372 192.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 206.35000000000002 m 474 206.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 192.35000000000002 m 474 192.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 206.35000000000002 m 576 206.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 192.35000000000002 m 576 192.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 192.35000000000002 m 372 192.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35 179.35000000000002 m 372 179.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 192.35000000000002 m 474 192.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372 179.35000000000002 m 474 179.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 192.35000000000002 m 576 192.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 474 179.35000000000002 m 576 179.35000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 40.50 424.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.55 435.60 Td (Thr) Tj ET Q q 0 0 0 rg BT 396.47 435.60 Td (ee Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.20 424.80 Td (December) Tj ET Q q 0 0 0 rg BT 425.09 424.80 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.55 435.60 Td (T) Tj ET Q q 0 0 0 rg BT 486.88 435.60 Td (welve Months Ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.05 424.80 Td (December) Tj ET Q q 0 0 0 rg BT 528.11 424.80 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 411.75 Td ( ) Tj ET Q q 0 0 0 rg BT 39.59 411.75 Td (T) Tj ET Q q 0 0 0 rg BT 44.76 411.75 Td (otal Risk-W) Tj ET Q q 0 0 0 rg BT 90.52 411.75 Td (eighted ) Tj ET Q q 0 0 0 rg BT 120.27 411.75 Td (Assets, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.50 411.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 411.75 Td (1,169,142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 411.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.50 411.75 Td (1,189,680) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.50 398.75 Td (Changes in Cr) Tj ET Q q 0 0 0 rg BT 95.93 398.75 Td (edit Risk-W) Tj ET Q q 0 0 0 rg BT 141.85 398.75 Td (eighted ) Tj ET Q q 0 0 0 rg BT 171.60 398.75 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.50 384.81 Td (Net change in retail exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 384.80 Td (994) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 384.80 Td (\(5,763) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 384.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.50 370.81 Td (Net increase in wholesale exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 370.80 Td (8,676) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.25 370.80 Td (2,730) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.50 357.61 Td (Net change in repo-style transactions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 357.75 Td (\(2,097) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 357.75 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.25 357.75 Td (2,563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.50 344.61 Td (Net change in securitization exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 344.75 Td (2,139) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 344.75 Td (\(4,338) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 344.75 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.50 331.61 Td (Net increase in equity exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 331.75 Td (496) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.25 331.75 Td (2,1) Tj ET Q q 0 0 0 rg BT 563.50 331.75 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.50 317.81 Td (Net decrease in over) Tj ET Q q 0 0 0 rg BT 114.12 317.81 Td (-the-counter \(OTC\) derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 317.80 Td (\(1,724) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 317.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 317.80 Td (\(6,733) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 317.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.50 304.61 Td (Net decrease in derivatives CV) Tj ET Q q 0 0 0 rg BT 151.29 304.61 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 304.75 Td (\(3,533) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 304.75 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 304.75 Td (\(3,616) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 304.75 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.50 290.81 Td (Net decrease in other exposures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 154.95 294.89 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.75 290.80 Td (\(19,416) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 290.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.75 290.80 Td (\(14,801) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 290.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.50 276.81 Td (Net decrease in supervisory 6% multiplier) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 192.20 280.89 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 276.80 Td (\(656) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 276.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 276.80 Td (\(1,454) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 276.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.50 263.75 Td (Net decr) Tj ET Q q 0 0 0 rg BT 73.15 263.75 Td (ease in Cr) Tj ET Q q 0 0 0 rg BT 111.48 263.75 Td (edit Risk-W) Tj ET Q q 0 0 0 rg BT 157.40 263.75 Td (eighted ) Tj ET Q q 0 0 0 rg BT 187.15 263.75 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.50 263.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.75 263.75 Td (\(15,121) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 263.75 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 263.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.75 263.75 Td (\(29,297) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 263.75 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.50 250.75 Td (Changes in Market Risk-W) Tj ET Q q 0 0 0 rg BT 146.01 250.75 Td (eighted ) Tj ET Q q 0 0 0 rg BT 175.76 250.75 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.50 236.81 Td (Net increase in risk levels) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.50 236.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 236.80 Td (1,210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 236.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.75 236.80 Td (15,052) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.50 223.61 Td (Net decrease due to model and methodology updates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 223.75 Td (\(575) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 223.75 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.75 223.75 Td (\(14,055) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 223.75 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.50 210.75 Td (Net incr) Tj ET Q q 0 0 0 rg BT 71.65 210.75 Td (ease in Market Risk-W) Tj ET Q q 0 0 0 rg BT 160.06 210.75 Td (eighted ) Tj ET Q q 0 0 0 rg BT 189.81 210.75 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.50 210.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 210.75 Td (635) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 210.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 210.75 Td (997) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.50 196.80 Td (Net decr) Tj ET Q q 0 0 0 rg BT 73.15 196.80 Td (ease in Operational Risk-W) Tj ET Q q 0 0 0 rg BT 179.07 196.80 Td (eighted ) Tj ET Q q 0 0 0 rg BT 208.82 196.80 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.50 196.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.25 196.80 Td (\(2,012) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 196.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 196.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 196.80 Td (\(8,736) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 196.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.50 183.75 Td (T) Tj ET Q q 0 0 0 rg BT 45.68 183.75 Td (otal Risk-W) Tj ET Q q 0 0 0 rg BT 91.43 183.75 Td (eighted ) Tj ET Q q 0 0 0 rg BT 121.18 183.75 Td (Assets, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.50 183.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 183.75 Td (1,152,644) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 183.75 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.50 183.75 Td (1,152,644) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 158.25 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 158.25 Td (Other exposures include cleared transactions, unsettled transactions, assets other than those reportable in specific exposure categories, and non-material portfolios. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 148.65 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 148.65 Td (Supervisory 6% multiplier does not apply to derivatives CV) Tj ET Q q 0 0 0 rg BT 244.94 148.65 Td (A. ) Tj ET Q endstream endobj 101 0 obj <> endobj 102 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (T) Tj ET Q q 0 0 0 rg BT 59.41 749.10 Td (otal risk-weighted assets under the Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Standardized ) Tj ET Q q 0 0 0 rg BT 90.15 737.10 Td (Approach increased from year) Tj ET Q q 0 0 0 rg BT 211.28 737.10 Td (-end ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.55 737.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.55 737.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (substantially due to higher credit risk-weighted assets, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (primarily resulting from corporate loan growth and increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (repo-style transaction activity) Tj ET Q q 0 0 0 rg BT 154.20 701.10 Td (, partially of) Tj ET Q q 0 0 0 rg BT 203.17 701.10 Td (fset by a decrease in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (OTC derivative trade activity and a reduction in Citi) Tj ET Q q 0 0 0 rg BT 248.16 689.10 Td (s deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (tax assets as a result of ) Tj ET Q q 0 0 0 rg BT 129.68 677.10 Td (T) Tj ET Q q 0 0 0 rg BT 135.09 677.10 Td (ax Reform.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.10 Td (T) Tj ET Q q 0 0 0 rg BT 59.41 665.10 Td (otal risk-weighted assets under the Basel III ) Tj ET Q q 0 0 0 rg BT 236.86 665.10 Td (Advanced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (Approaches decreased from year) Tj ET Q q 0 0 0 rg BT 167.12 653.10 Td (-end 2016, driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (substantially lower credit and operational risk-weighted assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (The decrease in credit risk-weighted assets was primarily due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (to a reduction in Citi) Tj ET Q q 0 0 0 rg BT 121.54 617.10 Td (s deferred tax assets as a result of ) Tj ET Q q 0 0 0 rg BT 257.42 617.10 Td (T) Tj ET Q q 0 0 0 rg BT 262.83 617.10 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (Reform, changes in fair value and improved portfolio credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (quality of OTC derivatives, residential mortgage loan sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (and repayments, and divestitures of certain legacy assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (Operational risk-weighted assets decreased from year) Tj ET Q q 0 0 0 rg BT 249.88 569.10 Td (-end ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (2016 primarily due to assessed improvements in the business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (environment and risk controls, as well as changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (operational loss severity and frequency) Tj ET Q q 0 0 0 rg BT 191.96 533.10 Td (.) Tj ET Q endstream endobj 103 0 obj <> endobj 104 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (51) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Supplementary Leverage Ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 737.25 Td (s Supplementary Leverage ratio was 6.7% for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (fourth quarter of 2017, compared to 7.1% for the third quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (of 2017 and 7.2% for the fourth quarter of 2016. ) Tj ET Q q 0 0 0 rg BT 231.88 713.25 Td (The decline ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (in the ratio quarter) Tj ET Q q 0 0 0 rg BT 109.94 701.25 Td (-over) Tj ET Q q 0 0 0 rg BT 130.83 701.25 Td (-quarter was principally driven by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (reduction in ) Tj ET Q q 0 0 0 rg BT 86.36 689.25 Td (T) Tj ET Q q 0 0 0 rg BT 92.12 689.25 Td (ier 1 Capital resulting from the return of $6.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (billion of capital to common shareholders as well as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (impact of ) Tj ET Q q 0 0 0 rg BT 76.36 665.25 Td (T) Tj ET Q q 0 0 0 rg BT 81.77 665.25 Td (ax Reform. ) Tj ET Q q 0 0 0 rg BT 129.08 665.25 Td (The decline in the ratio from the fourth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (quarter of 2016 was lar) Tj ET Q q 0 0 0 rg BT 128.56 653.25 Td (gely attributable to a reduction in ) Tj ET Q q 0 0 0 rg BT 263.90 653.25 Td (T) Tj ET Q q 0 0 0 rg BT 269.65 653.25 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (Capital resulting from the return of $17.1 billion of capital to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (common shareholders as well as the impact of ) Tj ET Q q 0 0 0 rg BT 510.99 749.10 Td (T) Tj ET Q q 0 0 0 rg BT 516.40 749.10 Td (ax Reform, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (conjunction with an increase in ) Tj ET Q q 0 0 0 rg BT 451.28 737.10 Td (T) Tj ET Q q 0 0 0 rg BT 456.69 737.10 Td (otal Leverage Exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (primarily due to growth in average on-balance sheet assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (The following table sets forth Citi) Tj ET Q q 0 0 0 rg BT 480.59 713.10 Td (s Supplementary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (Leverage ratio and related components, assuming full ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (implementation under the U.S. Basel III rules, for the three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (months ended December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.91 677.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.91 677.10 Td ( and December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.93 677.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.93 677.10 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (Citigroup Basel III Supplementary Leverage Ratio and Related Components \(Full Implementation\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 592.75 341.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 592.75 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 592.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 564.75 341.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 564.75 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 564.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 536.75 341.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 536.75 84.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 536.75 92.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 505.75 341.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 505.75 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 505.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 477.75 341.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 477.75 84.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 477.75 92.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 450.75 341.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 450.75 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 450.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 422.75 341.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 422.75 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 422.75 92.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 592.75 m 377.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 592.75 m 461.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 592.75 m 553.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 592.75 m 553.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 578.75 m 377.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 578.75 m 461.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 578.75 m 553.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 464.75 m 377.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 464.75 m 377.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 464.75 m 461.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 464.75 m 553.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 436.75 m 377.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 436.75 m 461.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 436.75 m 553.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 422.75 m 377.5 422.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 408.75 m 377.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 422.75 m 461.5 422.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 408.75 m 461.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 422.75 m 553.5 422.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 408.75 m 553.5 408.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 597.00 Td (In millions of dollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.70 597.20 Td (December) Tj ET Q q 0 0 0 rg BT 421.51 597.20 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.60 597.21 Td (December 31, 2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 583.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.92 583.20 Td (ier) Tj ET Q q 0 0 0 rg BT 55.25 583.20 Td ( 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 583.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 583.20 Td (162,377) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.00 583.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.25 583.21 Td (169,390) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 569.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 569.20 Td (otal Leverage Exposur) Tj ET Q q 0 0 0 rg BT 131.08 569.20 Td (e \(TLE\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 555.20 Td (On-balance sheet assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 135.50 559.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 555.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 555.20 Td (1,909,699) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.00 555.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 555.21 Td (1,819,802) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 541.20 Td (Certain off-balance sheet exposur) Tj ET Q q 0 0 0 rg BT 174.07 541.20 Td (es:) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 184.56 545.28 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 524.21 Td ( Potential future exposure on derivative contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 524.20 Td (191,555) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.25 524.21 Td (21) Tj ET Q q 0 0 0 rg BT 525.25 524.21 Td (1,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 510.21 Td ( Ef) Tj ET Q q 0 0 0 rg BT 60.08 510.21 Td (fective notional of sold credit derivatives, net) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 223.28 514.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.25 510.20 Td (59,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 510.21 Td (64,366) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 496.21 Td ( Counterparty credit risk for repo-style transactions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 233.94 500.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.25 496.20 Td (27,005) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 496.21 Td (22,002) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 482.21 Td ( Unconditionally cancelable commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.25 482.20 Td (67,644) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 482.21 Td (66,663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 469.01 Td ( Other of) Tj ET Q q 0 0 0 rg BT 81.83 469.01 Td (f-balance sheet exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 469.15 Td (218,754) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.25 469.01 Td (219,428) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 455.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 455.20 Td (otal of certain off-balance sheet exposur) Tj ET Q q 0 0 0 rg BT 197.31 455.20 Td (es) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 455.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 455.20 Td (564,165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.00 455.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.25 455.21 Td (583,468) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 441.21 Td (Less: ) Tj ET Q q 0 0 0 rg BT 60.08 441.21 Td (T) Tj ET Q q 0 0 0 rg BT 65.27 441.21 Td (ier 1 Capital deductions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.25 441.20 Td (41,373) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 441.21 Td (57,879) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 427.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 427.20 Td (otal Leverage Exposur) Tj ET Q q 0 0 0 rg BT 131.08 427.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 427.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 427.20 Td (2,432,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.00 427.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 427.21 Td (2,345,391) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 413.20 Td (Supplementary Leverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.25 413.20 Td (6.68) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 413.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 413.21 Td (7.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 413.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 390.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 390.05 Td (Represents the daily average of on-balance sheet assets for the quarter) Tj ET Q q 0 0 0 rg BT 277.91 390.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 380.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 380.45 Td (Represents the average of certain of) Tj ET Q q 0 0 0 rg BT 168.69 380.45 Td (f-balance sheet exposures calculated as of the last day of each month in the quarter) Tj ET Q q 0 0 0 rg BT 433.02 380.45 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 370.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 370.85 Td (Under the U.S. Basel III rules, banking or) Tj ET Q q 0 0 0 rg BT 187.60 370.85 Td (ganizations are required to include in ) Tj ET Q q 0 0 0 rg BT 308.30 370.85 Td (TLE the ef) Tj ET Q q 0 0 0 rg BT 342.80 370.85 Td (fective notional amount of sold credit derivatives, with netting of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 361.25 Td (exposures permitted if certain conditions are met. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 351.65 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 351.65 Td (Repo-style transactions include repurchase or reverse repurchase transactions and securities borrowing or securities lending transactions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 327.65 Td (Citibank) Tj ET Q q 0 0 0 rg BT 91.22 327.65 Td (s Supplementary Leverage ratio, assuming full ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 315.65 Td (implementation under the U.S. Basel III rules, was 6.6% for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 303.65 Td (the fourth quarter of 2017, compared to 6.7% for the third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 291.65 Td (quarter of 2017 and 6.6% for the fourth quarter of 2016. ) Tj ET Q q 0 0 0 rg BT 262.69 291.65 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 279.65 Td (quarter) Tj ET Q q 0 0 0 rg BT 64.12 279.65 Td (-over) Tj ET Q q 0 0 0 rg BT 85.01 279.65 Td (-quarter decrease was primarily driven by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.65 Td (reduction in ) Tj ET Q q 0 0 0 rg BT 86.36 267.65 Td (T) Tj ET Q q 0 0 0 rg BT 92.12 267.65 Td (ier 1 Capital resulting from the impact of ) Tj ET Q q 0 0 0 rg BT 258.56 267.65 Td (T) Tj ET Q q 0 0 0 rg BT 263.97 267.65 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 255.65 Td (Reform, partially of) Tj ET Q q 0 0 0 rg BT 115.52 255.65 Td (fset by capital contributions from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.65 Td (Citibank) Tj ET Q q 0 0 0 rg BT 73.22 243.65 Td (s parent, Citicorp, as well as a decrease in ) Tj ET Q q 0 0 0 rg BT 242.70 243.65 Td (T) Tj ET Q q 0 0 0 rg BT 248.11 243.65 Td (otal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 231.65 Td (Leverage Exposure primarily due to a decline in potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 219.65 Td (future exposure on derivative contracts. ) Tj ET Q q 0 0 0 rg BT 196.87 219.65 Td (The ratio remained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.65 Td (unchanged from the fourth quarter of 2016, as an increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 195.65 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 195.65 Td (ier 1 Capital was of) Tj ET Q q 0 0 0 rg BT 119.89 195.65 Td (fset by an increase in ) Tj ET Q q 0 0 0 rg BT 206.62 195.65 Td (T) Tj ET Q q 0 0 0 rg BT 212.03 195.65 Td (otal Leverage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 183.65 Td (Exposure.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 171.65 Td ( ) Tj ET Q endstream endobj 105 0 obj <> endobj 106 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (52) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Regulatory Capital Standards Developments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The Basel Committee on Banking Supervision \(Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Committee\) issued several proposed and final rules during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (2017, the most significant of which was designed to address ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (final revisions or enhancements to the Basel III capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (framework. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Basel III: Finalizing Post-Crisis Regulatory Capital Reforms) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (In December 2017, the Basel Committee issued a rule that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (finalizes several outstanding Basel III post-crisis regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (capital reforms. ) Tj ET Q q 0 0 0 rg BT 101.07 629.25 Td (The reforms, which generally become ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 617.25 Td (fective in 2022, relate to the methodologies in deriving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (credit and operational risk-weighted assets, the imposition of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (new aggregate output floor for risk-weighted assets, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (revisions to the leverage ratio framework. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 569.25 Td (The final rule, in part, revises the Standardized ) Tj ET Q q 0 0 0 rg BT 243.38 569.25 Td (Approach ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (in measuring credit risk-weighted assets with respect to certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (on-balance sheet assets, such as in relation to the risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (weighting methodologies employed with respect to bank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (corporate, and real estate \(both residential and commercial\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (exposures; the treatment of of) Tj ET Q q 0 0 0 rg BT 155.22 509.25 Td (f-balance sheet commitments; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (and aspects of the credit risk mitigation framework. Moreover) Tj ET Q q 0 0 0 rg BT 284.13 497.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (the final rule permits the use of external credit ratings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (combined with due diligence requirements in the calculation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (of credit risk-weighted assets for exposures to banks and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (corporates, while also providing alternative approaches for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (jurisdictions that do not allow the use of external credit ratings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (for risk-based capital purposes, such as the U.S.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.25 Td (The final rule also revises the internal ratings-based \(IRB\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (approaches, in part, by prohibiting the use of such approaches ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (for so-called low default exposures, including those to banks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (and other financial institutions, as well as lar) Tj ET Q q 0 0 0 rg BT 214.66 377.25 Td (ge corporations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (Further) Tj ET Q q 0 0 0 rg BT 65.04 365.25 Td (, the final rule also prohibits the use of the IRB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (approaches for equity exposures in the banking book. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 85.90 341.25 Td (, for other exposures where the IRB approaches ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (are still permissible, the final rule establishes floors by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (exposure type regarding the estimation of certain model ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (parameters used in the derivation of credit risk-weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (assets, and also provides greater specification as to permissible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (parameter estimation practices under the IRB approaches.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 269.25 Td (Apart from credit risk, the final rule substantially revises ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (the operational risk capital framework applicable to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 78.49 245.25 Td (Approaches for calculating risk-weighted assets by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (introducing the Standardized Measurement ) Tj ET Q q 0 0 0 rg BT 210.39 233.25 Td (Approach \(SMA\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (Operational risk capital is derived under the SMA) Tj ET Q q 0 0 0 rg BT 235.12 221.25 Td ( through the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (combination of two components: a so-called Business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (Indicator Component and a Loss Component. ) Tj ET Q q 0 0 0 rg BT 233.83 197.25 Td (The Business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (Indicator Component, primarily reflective of various income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (statement elements \(i.e., a modified gross income indicator\), is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (calculated as the sum of the three-year average of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (components. ) Tj ET Q q 0 0 0 rg BT 89.14 149.25 Td (The Loss Component reflects the operational loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (exposure of a banking or) Tj ET Q q 0 0 0 rg BT 135.23 137.25 Td (ganization that can be inferred from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (internal loss experience, and is based on a 10-year average.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 113.25 Td (T) Tj ET Q q 0 0 0 rg BT 59.41 113.25 Td (o reduce excessive variability with respect to risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (weighted assets, and to therefore enhance the comparability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (risk-based capital ratios, the final rule establishes a floor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (requirement that is to be applied to total risk-weighted assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (More specifically) Tj ET Q q 0 0 0 rg BT 105.60 65.25 Td (, the risk-weighted assets that banks must use ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (to determine compliance with risk-based capital requirements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (must be calculated as the maximum of \(i\) total risk-weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (assets calculated using the approaches that the bank has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (supervisory approval to use in accordance with the Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (capital framework \(including both standardized and internally-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (modeled based approaches\), and \(ii\) 72.5% of the total risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (weighted assets, calculated using only standardized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (approaches.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 665.10 Td (Lastly) Tj ET Q q 0 0 0 rg BT 366.35 665.10 Td (, the final rule revises the design and calibration of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (the Basel III leverage ratio \(similar to the U.S. Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Supplementary Leverage ratio\). ) Tj ET Q q 0 0 0 rg BT 452.84 641.10 Td (Among the revisions are those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (with respect to the exposure measure \(i.e., the denominator of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (the ratio\) in relation to the treatment of derivative exposures, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (provisions, and of) Tj ET Q q 0 0 0 rg BT 395.76 605.10 Td (f-balance sheet exposures. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 593.10 Td (Although the U.S. banking agencies subsequently issued a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (statement announcing support for these finalized Basel III ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (reforms, further indicating that they will consider how to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (appropriately apply these revisions, significant uncertainty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (nonetheless currently exists with regard to the manner and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (timeframe in which these Basel III capital reforms will be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (implemented in the U.S. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (Pillar 3 Disclosure RequirementsConsolidated and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (Enhanced Framework) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (In March 2017, the Basel Committee issued a final rule) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (that adopts further revisions arising from the second phase of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (its review of the Pillar 3 disclosure requirements, and which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (builds on the initial revisions from phase one of the review) Tj ET Q q 0 0 0 rg BT 558.85 437.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (which were finalized in January 2015. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 413.10 Td (The final rule consolidates all existing Basel Committee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (disclosure requirements into the Pillar 3 framework, with these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (constituting the disclosure requirements regarding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (composition of capital, leverage ratio, Liquidity Coverage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (Ratio, Net Stable Funding Ratio, indicators for measuring the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (global systemic importance of banks, Countercyclical Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (Buf) Tj ET Q q 0 0 0 rg BT 338.82 341.10 Td (fer) Tj ET Q q 0 0 0 rg BT 349.52 341.10 Td (, interest rate risk in the banking book, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (remuneration. Moreover) Tj ET Q q 0 0 0 rg BT 421.34 329.10 Td (, the final rule introduces ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (enhancements to the Pillar 3 framework, in part, by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (incorporating a dashboard of a banking or) Tj ET Q q 0 0 0 rg BT 500.42 305.10 Td (ganization) Tj ET Q q 0 0 0 rg BT 544.85 305.10 Td (s key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (regulatory capital and liquidity metrics. ) Tj ET Q q 0 0 0 rg BT 484.33 293.10 Td (The final rule also sets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (forth revisions and additions to the Pillar 3 framework ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (resulting from ongoing reforms to the regulatory capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (framework, including incorporating disclosure requirements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (arising from the Financial Stability Board) Tj ET Q q 0 0 0 rg BT 493.69 245.10 Td (s total loss-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (absorbing capacity \(TLAC\) regime applicable to global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (systemically important banks \(GSIBs\), and revised disclosure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (requirements for market risk attributable to the revised market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (risk framework.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 185.10 Td (The Basel Committee announced in the final rule that it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (had commenced the third phase of its review of Pillar 3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (disclosure requirements, which will build further upon the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (revisions arising from the second phase of its review) Tj ET Q q 0 0 0 rg BT 533.85 149.10 Td (. ) Tj ET Q q 0 0 0 rg BT 538.30 149.10 Td (Among ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (other requirements, the third phase will include development ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (of any disclosure requirements arising from the finalization of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (the Basel III post-crisis regulatory reforms.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 101.10 Td (Citi is currently subject to the ) Tj ET Q q 0 0 0 rg BT 462.54 101.10 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 505.02 101.10 Td (Approaches ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (disclosure requirements, as well as those with respect to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (market risk, under the U.S. Basel III rules. ) Tj ET Q q 0 0 0 rg BT 496.00 77.10 Td (The U.S. banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (agencies may revise the nature and extent of these disclosure ) Tj ET Q endstream endobj 107 0 obj <> endobj 108 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (requirements in the future, as a result of the Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Committee) Tj ET Q q 0 0 0 rg BT 83.22 737.10 Td (s revised Pillar 3 disclosure requirements.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (Regulatory T) Tj ET Q q 0 0 0 rg BT 89.79 713.10 Td (reatment of ) Tj ET Q q 0 0 0 rg BT 139.42 713.10 Td (Accounting Provisions for ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Expected Credit LossesInterim ) Tj ET Q q 0 0 0 rg BT 174.79 701.10 Td (Approach and T) Tj ET Q q 0 0 0 rg BT 241.65 701.10 Td (ransitional ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (Arrangements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (In March 2017, the Basel Committee issued a final rule that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (retains, for an interim period, the current Basel III treatment, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (under both the Standardized ) Tj ET Q q 0 0 0 rg BT 150.41 653.10 Td (Approach and Internal Ratings-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (Based ) Tj ET Q q 0 0 0 rg BT 62.39 641.10 Td (Approaches, applicable to accounting provisions for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (credit losses. Such measure is in recognition of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (promulgation by both the International ) Tj ET Q q 0 0 0 rg BT 192.91 617.10 Td (Accounting Standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (Board and more recently the U.S. Financial ) Tj ET Q q 0 0 0 rg BT 211.79 605.10 Td (Accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (Standards Board of new accounting pronouncements \(IFRS 9, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 40.44 581.10 Td (Financial Instruments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.04 581.10 Td (, and ) Tj ET Q q 0 0 0 rg BT 154.87 581.10 Td (ASU No. 2016-13, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 237.36 581.10 Td (Financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (InstrumentsCr) Tj ET Q q 0 0 0 rg BT 102.30 569.10 Td (edit Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.47 569.10 Td (, respectively\) regarding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (impairment of financial assets and adoption of provisioning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (standards which incorporate forward-looking assessments in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (the estimation of expected credit losses, which represents a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (substantial departure from the recognition of credit losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (under the current incurred loss model. Measuring the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (impairment of loans and other financial assets under expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (credit loss models may result in earlier recognition of, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (higher accounting provisions for) Tj ET Q q 0 0 0 rg BT 165.85 473.10 Td (, credit losses, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (consequently may increase volatility in regulatory capital. ) Tj ET Q q 0 0 0 rg BT 270.18 461.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (current Basel III treatment is being retained so as to af) Tj ET Q q 0 0 0 rg BT 252.96 449.10 Td (ford the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (Basel Committee additional time in which to thoroughly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (consider and develop a permanent regulatory capital treatment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (with respect to accounting provisions for expected credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (losses. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.10 Td (Moreover) Tj ET Q q 0 0 0 rg BT 93.03 389.10 Td (, the final rule provides for optional transitional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (arrangements, which may be availed by jurisdictions, that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (would permit banking or) Tj ET Q q 0 0 0 rg BT 134.97 365.10 Td (ganizations to more evenly absorb the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (potentially significant adverse impact on regulatory capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (arising from the recognition of higher expected credit loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (provisions. ) Tj ET Q q 0 0 0 rg BT 82.49 329.10 Td (The final rule also establishes standards with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (which these transitional arrangements must comply) Tj ET Q q 0 0 0 rg BT 241.13 317.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 305.10 Td (The U.S. banking agencies may revise the Basel III rules ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (in the future in conjunction with the adoption by U.S. banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 281.10 Td (ganizations of the current expected credit loss model as set ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (forth under ) Tj ET Q q 0 0 0 rg BT 82.66 269.10 Td (ASU 2016-13. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (Revised ) Tj ET Q q 0 0 0 rg BT 69.78 245.10 Td (Assessment Framework for Global Systemically ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (Important Banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (In March 2017, the Basel Committee issued a consultative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (document which proposes revisions to the framework for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (assessing the global systemic importance of banks. ) Tj ET Q q 0 0 0 rg BT 241.89 197.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (current framework employed by the Basel Committee as to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (identification of GSIBs and the assessment of a surchar) Tj ET Q q 0 0 0 rg BT 257.43 173.10 Td (ge is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (based primarily on quantitative measurement indicators ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (underlying five equally weighted broad categories of systemic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (importance: \(i\) size, \(ii\) interconnectedness, \(iii\) cross-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (jurisdictional activity) Tj ET Q q 0 0 0 rg BT 120.61 125.10 Td (, \(iv\) substitutability/financial institution ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (infrastructure, and \(v\) complexity) Tj ET Q q 0 0 0 rg BT 170.30 113.10 Td (. ) Tj ET Q q 0 0 0 rg BT 175.12 113.10 Td (W) Tj ET Q q 0 0 0 rg BT 184.16 113.10 Td (ith the exception of size, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (each of the other categories is composed of multiple ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (indicators, amounting to 12 indicators in total. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 77.10 Td (The proposal, which reflects the results of the Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (Committee) Tj ET Q q 0 0 0 rg BT 83.22 65.10 Td (s planned initial review) Tj ET Q q 0 0 0 rg BT 176.15 65.10 Td (, sets forth several ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (modifications to its GSIB framework, the most significant of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (which for Citi would be the removal of the existing cap on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (substitutability/financial institution infrastructure category) Tj ET Q q 0 0 0 rg BT 556.91 737.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Among the other changes proposed by the Basel Committee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (and estimated to be of lesser impact to Citi, would be the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (introduction within the substitutability/financial institution ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (infrastructure category of a trading volume indicator) Tj ET Q q 0 0 0 rg BT 533.52 689.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (accompanied by an equivalent reduction in the current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (weighting of the existing underwriting indicator) Tj ET Q q 0 0 0 rg BT 515.35 665.10 Td (. Moreover) Tj ET Q q 0 0 0 rg BT 559.38 665.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (the Basel Committee) Tj ET Q q 0 0 0 rg BT 410.65 653.10 Td (s proposed requirement to expand the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (scope of consolidation to include exposures of insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (subsidiaries within the size, interconnectedness, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (complexity categories would raise the global aggregate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (these respective measures of systemic importance to which all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (GSIBs are subject, and as a result it is estimated that Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (would benefit on a relative basis vis-a-vis certain other GSIBs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (given that its insurance subsidiaries are presently consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (under U.S. generally accepted accounting principles and for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (regulatory purposes. ) Tj ET Q q 0 0 0 rg BT 407.59 545.10 Td (Aside from these proposed modifications, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (the Basel Committee is also separately seeking feedback on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (the potential for a new indicator regarding short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (wholesale funding. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 497.10 Td (In contrast, a U.S. bank holding company that is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (designated a GSIB under the Federal Reserve Board) Tj ET Q q 0 0 0 rg BT 535.88 485.10 Td (s rule is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (required, on an annual basis, to calculate a surchar) Tj ET Q q 0 0 0 rg BT 525.40 473.10 Td (ge using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (two methods, and is subject to the higher of the resulting two ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (surchar) Tj ET Q q 0 0 0 rg BT 353.25 449.10 Td (ges. ) Tj ET Q q 0 0 0 rg BT 371.40 449.10 Td (The first method \(method 1\) is based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (same five broad categories of systemic importance resident ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (under the Basel Committee) Tj ET Q q 0 0 0 rg BT 435.92 425.10 Td (s framework to identify a GSIB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (and derive a surchar) Tj ET Q q 0 0 0 rg BT 404.61 413.10 Td (ge. Under the second method \(method ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (2\), the substitutability category is replaced with a quantitative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (measure intended to assess the extent of a GSIB) Tj ET Q q 0 0 0 rg BT 518.95 389.10 Td (s reliance on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (short-term wholesale funding. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 365.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 391.34 365.10 Td (, if the Federal Reserve Board were to adopt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (the Basel Committee) Tj ET Q q 0 0 0 rg BT 410.65 353.10 Td (s proposed revisions with respect to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (U.S. GSIB framework, Citi) Tj ET Q q 0 0 0 rg BT 436.22 341.10 Td (s method 1 GSIB surchar) Tj ET Q q 0 0 0 rg BT 537.13 341.10 Td (ge could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (potentially increase, while its method 2 GSIB surchar) Tj ET Q q 0 0 0 rg BT 538.21 329.10 Td (ge would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (remain unchanged. Further) Tj ET Q q 0 0 0 rg BT 431.62 317.10 Td (, while it is currently estimated that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (under these circumstances method 2 would remain Citi) Tj ET Q q 0 0 0 rg BT 547.00 305.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (binding constraint for GSIB surchar) Tj ET Q q 0 0 0 rg BT 467.68 293.10 Td (ge purposes, nonetheless ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (an increase in Citi) Tj ET Q q 0 0 0 rg BT 399.25 281.10 Td (s method 1 GSIB surchar) Tj ET Q q 0 0 0 rg BT 500.17 281.10 Td (ge could impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (the extent to which Citi satisfies certain ) Tj ET Q q 0 0 0 rg BT 484.61 269.10 Td (TLAC minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (requirements in the future. ) Tj ET Q BT /F4 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 239.87 175.58 -8.93 re f /GS0 gs q 0 0 0 rg BT 324.00 233.10 Td (Revisions to the Securitization Framework) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 228.03 237.19 -9.09 re f /GS0 gs q 0 0 0 rg BT 324.00 221.10 Td (In July 2017, the Basel Committee issued two consultative ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 216.03 229.66 -9.09 re f /GS0 gs q 0 0 0 rg BT 324.00 209.10 Td (documents: one which establishes criteria for identifying ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 204.03 227.70 -9.09 re f /GS0 gs q 0 0 0 rg BT 324.00 197.10 Td (simple, transparent, and comparable \(STC\) short-term ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 192.03 249.36 -9.09 re f /GS0 gs q 0 0 0 rg BT 324.00 185.10 Td (securitizations, and another which provides for an alternative, ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 180.03 240.45 -9.09 re f /GS0 gs q 0 0 0 rg BT 324.00 173.10 Td (and potentially preferential, regulatory capital treatment for ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 168.03 221.99 -9.09 re f /GS0 gs q 0 0 0 rg BT 324.00 161.10 Td (short-term securitizations identified as STC. ) Tj ET Q q 0 0 0 rg BT 503.22 161.10 Td (The Basel ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 156.03 253.83 -9.09 re f /GS0 gs q 0 0 0 rg BT 324.00 149.10 Td (Committee had previously issued criteria solely for identifying ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 144.03 243.31 -9.09 re f /GS0 gs q 0 0 0 rg BT 324.00 137.10 Td (STC securitizations in July 2015, and also previously issued ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 132.03 204.64 -9.09 re f /GS0 gs q 0 0 0 rg BT 324.00 125.10 Td (an alternative regulatory capital treatment for STC ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 120.03 225.06 -9.09 re f /GS0 gs q 0 0 0 rg BT 324.00 113.10 Td (securitizations in July 2016. ) Tj ET Q q 0 0 0 rg BT 438.53 113.10 Td (The July 2017 consultative ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 108.03 231.18 -9.09 re f /GS0 gs q 0 0 0 rg BT 324.00 101.10 Td (documents, however) Tj ET Q q 0 0 0 rg BT 406.35 101.10 Td (, introduce identification criteria and ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 96.03 229.91 -9.09 re f /GS0 gs q 0 0 0 rg BT 324.00 89.10 Td (regulatory capital treatments that are uniquely tailored to ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 84.03 253.26 -9.09 re f /GS0 gs q 0 0 0 rg BT 324.00 77.10 Td (short-term securitizations, with a focus on exposures related to ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 324.00 72.03 166.88 -9.09 re f /GS0 gs q 0 0 0 rg BT 324.00 65.10 Td (asset-backed commercial paper conduits. ) Tj ET Q endstream endobj 109 0 obj <> endobj 110 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The U.S. banking agencies may revise the regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (capital treatment of STC short-term securitizations in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (future, based upon any revisions adopted by the Basel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (Committee.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 691.10 Td (Identification and Management of Step-in Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.10 Td (In October 2017, the Basel Committee issued final guidelines ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.10 Td (regarding the identification and management of so-called ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.10 Td (step-in risk, which is defined as the risk that a bank decides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.10 Td (to provide financial support to an unconsolidated entity that is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.10 Td (facing stress, in the absence of, or in excess of, any contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 619.10 Td (obligations to provide such support. ) Tj ET Q q 0 0 0 rg BT 186.36 619.10 Td (The guidelines establish ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 607.10 Td (a framework to be used by banks for conducting a self-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 595.10 Td (assessment of step-in risk, which would also be reported to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 583.10 Td (each bank) Tj ET Q q 0 0 0 rg BT 79.03 583.10 Td (s respective national supervisors. ) Tj ET Q q 0 0 0 rg BT 213.54 583.10 Td (The self-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 571.10 Td (assessment of step-in risk should consider the risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 559.10 Td (characteristics of certain unconsolidated entities, as well as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 547.10 Td (bank) Tj ET Q q 0 0 0 rg BT 58.22 547.10 Td (s relationship to such entities. ) Tj ET Q q 0 0 0 rg BT 179.13 547.10 Td (The framework, however) Tj ET Q q 0 0 0 rg BT 280.07 547.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 535.10 Td (does not require any additional regulatory capital or liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 523.10 Td (char) Tj ET Q q 0 0 0 rg BT 53.03 523.10 Td (ges beyond the current Basel III rules. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 511.10 Td (The Basel Committee expects the guidelines to be enacted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 499.10 Td (by member jurisdictions no later than 2020. ) Tj ET Q q 0 0 0 rg BT 213.01 499.10 Td (The U.S. banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 487.10 Td (agencies may issue guidelines regarding the identification and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 475.10 Td (measurement of step-in risk in the future, as a result of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 463.10 Td (Basel Committee) Tj ET Q q 0 0 0 rg BT 107.93 463.10 Td (s guidelines.) Tj ET Q endstream endobj 111 0 obj <> endobj 112 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (55) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.75 749.25 Td (angible Common Equity) Tj ET Q q 0 0 0 rg BT 145.66 749.25 Td (, ) Tj ET Q q 0 0 0 rg BT 150.48 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 156.23 749.25 Td (angible Book ) Tj ET Q q 0 0 0 rg BT 214.40 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 220.71 749.25 Td (alue Per) Tj ET Q q 0 0 0 rg BT 255.79 749.25 Td ( Shar) Tj ET Q q 0 0 0 rg BT 278.67 749.25 Td (e, ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Book ) Tj ET Q q 0 0 0 rg BT 60.55 737.25 Td (V) Tj ET Q q 0 0 0 rg BT 66.85 737.25 Td (alue Per) Tj ET Q q 0 0 0 rg BT 101.94 737.25 Td ( Shar) Tj ET Q q 0 0 0 rg BT 124.82 737.25 Td (e and Returns on Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 725.25 Td (angible common equity \(TCE\), as defined by Citi, represents ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (common equity less goodwill and other intangible assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (\(other than MSRs\). Other companies may calculate ) Tj ET Q q 0 0 0 rg BT 243.53 701.25 Td (TCE in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (dif) Tj ET Q q 0 0 0 rg BT 46.93 689.25 Td (ferent manner) Tj ET Q q 0 0 0 rg BT 102.18 689.25 Td (. ) Tj ET Q q 0 0 0 rg BT 107.00 689.25 Td (TCE, tangible book value per share and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (returns on average ) Tj ET Q q 0 0 0 rg BT 112.17 677.25 Td (TCE are non-GAAP) Tj ET Q q 0 0 0 rg BT 193.45 677.25 Td ( financial measures. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Citi believes these capital metrics provide alternative measures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (of capital strength and performance and are commonly used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (by investors and industry analysts. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 606.75 379.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 606.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 606.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 578.75 379.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 578.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 578.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 550.75 379.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 550.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 550.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 522.75 379.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 522.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 522.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 494.75 379.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 494.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 494.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 466.75 379.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 466.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 466.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 412.75 379.00 -30.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 412.75 69.00 -30.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 412.75 69.00 -30.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 368.75 379.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 368.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 368.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 340.75 379.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 340.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 340.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 312.75 379.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 312.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 312.75 69.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 606.75 m 415.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 606.75 m 484.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 606.75 m 553.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 606.75 m 484.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 606.75 m 553.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 578.75 m 484.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 578.75 m 553.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 578.75 m 415.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 578.75 m 484.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 578.75 m 553.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 508.75 m 415.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 508.75 m 484.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 508.75 m 553.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 508.75 m 415.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 494.75 m 415.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 508.75 m 484.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 494.75 m 484.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 508.75 m 553.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 494.75 m 553.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 480.75 m 415.5 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 480.75 m 484.5 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 480.75 m 553.5 480.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 452.75 m 415.5 452.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 452.75 m 484.5 452.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 452.75 m 553.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 412.75 m 415.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 412.75 m 484.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 412.75 m 553.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 412.75 m 415.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 382.75 m 415.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 412.75 m 484.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 382.75 m 484.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 412.75 m 553.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 382.75 m 553.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 382.75 m 415.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 368.75 m 415.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 382.75 m 484.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 368.75 m 484.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 382.75 m 553.5 382.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 368.75 m 553.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 340.75 m 415.5 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 340.75 m 484.5 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 340.75 m 553.5 340.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 326.75 m 415.5 326.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 326.75 m 484.5 326.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 326.75 m 553.5 326.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 284.75 m 415.5 284.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 284.75 m 484.5 284.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 284.75 m 553.5 284.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 42.00 611.00 Td (In millions of dollars or shar) Tj ET Q q 0 0 0 rg BT 134.53 611.00 Td (es, except per shar) Tj ET Q q 0 0 0 rg BT 194.21 611.00 Td (e amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.30 622.00 Td (December) Tj ET Q q 0 0 0 rg BT 462.11 622.00 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 611.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.25 622.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 611.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 597.20 Td (T) Tj ET Q q 0 0 0 rg BT 47.59 597.20 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 86.83 597.20 Td (oup stockholders) Tj ET Q q 0 0 0 rg BT 154.68 597.20 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 597.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 597.20 Td (200,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 597.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.25 597.21 Td (225,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 583.21 Td (Less: Preferred stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 583.20 Td (19,253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 583.21 Td (19,253) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 569.20 Td (Common stockholders) Tj ET Q q 0 0 0 rg BT 130.91 569.20 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 569.20 Td (181,487) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 569.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.25 569.21 Td (205,867) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 555.21 Td (Less:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 541.21 Td ( Goodwill) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 541.20 Td (22,256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 541.21 Td (21,659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 527.21 Td ( Intangible assets \(other than MSRs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 527.20 Td (4,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.25 527.21 Td (5,1) Tj ET Q q 0 0 0 rg BT 536.50 527.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 513.21 Td ( Goodwill and intangible assets \(other than MSRs\) related to assets held-for) Tj ET Q q 0 0 0 rg BT 321.26 513.21 Td (-sale \(HFS\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 513.20 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 513.21 Td (72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 499.20 Td (T) Tj ET Q q 0 0 0 rg BT 47.59 499.20 Td (angible common equity \(TCE\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 499.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 499.20 Td (154,61) Tj ET Q q 0 0 0 rg BT 470.50 499.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 499.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.25 499.21 Td (179,022) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 485.20 Td (Common shar) Tj ET Q q 0 0 0 rg BT 96.67 485.20 Td (es outstanding \(CSO\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 485.20 Td (2,569.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 485.21 Td (2,772.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 471.20 Td (Book value per) Tj ET Q q 0 0 0 rg BT 99.92 471.20 Td ( shar) Tj ET Q q 0 0 0 rg BT 119.01 471.20 Td (e \(common equity/CSO\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 471.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 471.20 Td (70.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 471.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.25 471.21 Td (74.26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 457.20 Td (T) Tj ET Q q 0 0 0 rg BT 47.59 457.20 Td (angible book value per) Tj ET Q q 0 0 0 rg BT 134.36 457.20 Td ( shar) Tj ET Q q 0 0 0 rg BT 153.45 457.20 Td (e \(TCE/CSO\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 457.20 Td (60.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.25 457.21 Td (64.57) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 42.00 417.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.95 438.75 Td (Y) Tj ET Q q 0 0 0 rg BT 433.45 438.75 Td (ear) Tj ET Q q 0 0 0 rg BT 445.78 438.75 Td ( ended ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.30 427.95 Td (December) Tj ET Q q 0 0 0 rg BT 462.11 427.95 Td ( 31, ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.05 417.20 Td (2017) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 455.05 421.28 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.30 438.76 Td (Y) Tj ET Q q 0 0 0 rg BT 503.90 438.76 Td (ear ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.25 427.96 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 417.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 387.20 Td (Net income less pr) Tj ET Q q 0 0 0 rg BT 112.15 387.20 Td (eferr) Tj ET Q q 0 0 0 rg BT 130.96 387.20 Td (ed dividends) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 387.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 387.20 Td (14,583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 387.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 387.21 Td (13,835) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 373.20 Td (A) Tj ET Q q 0 0 0 rg BT 48.17 373.20 Td (verage common stockholders) Tj ET Q q 0 0 0 rg BT 161.98 373.20 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 373.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 373.20 Td (207,747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 373.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.25 373.21 Td (209,629) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 359.20 Td (A) Tj ET Q q 0 0 0 rg BT 48.17 359.20 Td (verage ) Tj ET Q q 0 0 0 rg BT 75.48 359.20 Td (TCE) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 359.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 359.20 Td (180,458) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 359.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.25 359.21 Td (182,135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.00 345.21 Td (Less: ) Tj ET Q q 0 0 0 rg BT 62.75 345.21 Td (A) Tj ET Q q 0 0 0 rg BT 68.58 345.21 Td (verage net DT) Tj ET Q q 0 0 0 rg BT 119.33 345.21 Td (As excluded from Common Equity ) Tj ET Q q 0 0 0 rg BT 247.91 345.21 Td (T) Tj ET Q q 0 0 0 rg BT 253.09 345.21 Td (ier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 297.57 349.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 345.20 Td (28,569) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 345.21 Td (29,013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 331.20 Td (A) Tj ET Q q 0 0 0 rg BT 48.17 331.20 Td (verage ) Tj ET Q q 0 0 0 rg BT 75.48 331.20 Td (TCE, excluding net DT) Tj ET Q q 0 0 0 rg BT 164.08 331.20 Td (As excluded fr) Tj ET Q q 0 0 0 rg BT 219.16 331.20 Td (om Common Equity ) Tj ET Q q 0 0 0 rg BT 299.25 331.20 Td (T) Tj ET Q q 0 0 0 rg BT 305.09 331.20 Td (ier) Tj ET Q q 0 0 0 rg BT 315.42 331.20 Td ( 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.00 331.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 331.20 Td (151,889) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 331.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.25 331.21 Td (153,122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 317.20 Td (Return on average common stockholders) Tj ET Q q 0 0 0 rg BT 202.15 317.20 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 317.20 Td (7.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 317.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 317.21 Td (6.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 317.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 303.20 Td (Return on average ) Tj ET Q q 0 0 0 rg BT 115.57 303.20 Td (TCE \(ROTCE\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 174.33 307.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 303.20 Td (8.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 303.21 Td (7.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.00 289.20 Td (Return on average ) Tj ET Q q 0 0 0 rg BT 115.57 289.20 Td (TCE, excluding net DT) Tj ET Q q 0 0 0 rg BT 203.92 289.20 Td (As excluded fr) Tj ET Q q 0 0 0 rg BT 259.25 289.20 Td (om Common Equity ) Tj ET Q q 0 0 0 rg BT 339.34 289.20 Td (T) Tj ET Q q 0 0 0 rg BT 345.18 289.20 Td (ier) Tj ET Q q 0 0 0 rg BT 355.51 289.20 Td ( 1 Capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 289.20 Td (9.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 289.21 Td (9.0) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 256.45 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 256.45 Td (Y) Tj ET Q q 0 0 0 rg BT 58.98 256.45 Td (ear ended December 31, 2017 excludes the impact of ) Tj ET Q q 0 0 0 rg BT 230.76 256.45 Td (T) Tj ET Q q 0 0 0 rg BT 235.09 256.45 Td (ax Reform. For a reconciliation of these measures, see Impact of ) Tj ET Q q 0 0 0 rg BT 447.09 256.45 Td (T) Tj ET Q q 0 0 0 rg BT 451.41 256.45 Td (ax Reform above.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 246.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 246.85 Td (Represents average net DT) Tj ET Q q 0 0 0 rg BT 139.77 246.85 Td (As excluded in arriving at Common Equity ) Tj ET Q q 0 0 0 rg BT 279.82 246.85 Td (T) Tj ET Q q 0 0 0 rg BT 284.43 246.85 Td (ier 1 Capital under full implementation of the U.S. Basel III rules.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 237.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 237.25 Td (ROTCE represents net income available to common shareholders as a percentage of average ) Tj ET Q q 0 0 0 rg BT 351.73 237.25 Td (TCE.) Tj ET Q endstream endobj 113 0 obj <> endobj 114 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (56) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (RISK F) Tj ET Q q 0 0 0 rg BT 74.78 747.90 Td (ACT) Tj ET Q q 0 0 0 rg BT 99.90 747.90 Td (ORS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (The following discussion sets forth what management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 711.90 Td (currently believes could be the most significant risks and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 699.90 Td (uncertainties that could impact Citi) Tj ET Q q 0 0 0 rg BT 179.30 699.90 Td (s businesses, results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 687.90 Td (operations and financial condition. Other risks and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 675.90 Td (uncertainties, including those not currently known to Citi or its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 663.90 Td (management, could also negatively impact Citi) Tj ET Q q 0 0 0 rg BT 227.06 663.90 Td (s businesses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 651.90 Td (results of operations and financial condition. ) Tj ET Q q 0 0 0 rg BT 216.61 651.90 Td (Thus, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 639.90 Td (following should not be considered a complete discussion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 627.90 Td (all of the risks and uncertainties Citi may face.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 603.90 Td (STRA) Tj ET Q q 0 0 0 rg BT 61.93 603.90 Td (TEGIC RISKS) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 579.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.59 579.90 Td (s ) Tj ET Q q 0 0 0 rg BT 59.61 579.90 Td (Ability to Return Capital to Common Shareholders ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 567.90 Td (Consistent with Its Capital Optimization Ef) Tj ET Q q 0 0 0 rg BT 213.37 567.90 Td (forts ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 555.90 Td (Substantially Depends on the CCAR Process and the Results ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 543.90 Td (of Regulatory Stress T) Tj ET Q q 0 0 0 rg BT 127.03 543.90 Td (ests.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 531.90 Td (In addition to Board of Director approval, Citi) Tj ET Q q 0 0 0 rg BT 223.73 531.90 Td (s ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 519.90 Td (return capital to its common shareholders consistent with its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 507.90 Td (capital optimization ef) Tj ET Q q 0 0 0 rg BT 125.79 507.90 Td (forts, whether through its common stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 495.90 Td (dividend or through a share repurchase program, substantially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 483.90 Td (depends on regulatory approval, including through the CCAR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 471.90 Td (process required by the Federal Reserve Board and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 459.90 Td (supervisory stress tests required under the Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 256.79 459.90 Td (Act. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 447.90 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 174.88 447.90 Td (s return of capital to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 435.90 Td (common shareholders in 2017 as well as the CCAR process ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 423.90 Td (and supervisory stress test requirements, see Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 411.90 Td (ResourcesOverview and Capital ResourcesStress ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 399.90 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 399.90 Td (esting Component of Capital Planning above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 387.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 387.90 Td (s ability to accurately predict, interpret or explain to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 375.90 Td (stakeholders the outcome of the CCAR process, and thus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 363.90 Td (address any such market or investor perceptions, is dif) Tj ET Q q 0 0 0 rg BT 253.26 363.90 Td (ficult as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 351.90 Td (the Federal Reserve Board) Tj ET Q q 0 0 0 rg BT 145.13 351.90 Td (s assessment of Citi) Tj ET Q q 0 0 0 rg BT 227.07 351.90 Td (s capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 339.90 Td (adequacy is conducted using the Board) Tj ET Q q 0 0 0 rg BT 195.12 339.90 Td (s proprietary stress test ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 327.90 Td (models, as well as a number of qualitative factors, including a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 315.90 Td (detailed assessment of Citi) Tj ET Q q 0 0 0 rg BT 145.70 315.90 Td (s capital adequacy process, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 303.90 Td (defined by the Board. ) Tj ET Q q 0 0 0 rg BT 124.96 303.90 Td (The Federal Reserve Board has stated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 291.90 Td (that it expects leading capital adequacy practices will continue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 279.90 Td (to evolve and will likely be determined by the Board each year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.90 Td (as a result of its cross-firm review of capital plan submissions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 255.90 Td (Similarly) Tj ET Q q 0 0 0 rg BT 72.57 255.90 Td (, the Federal Reserve Board has indicated that, as part ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.90 Td (of its stated goal to continually evolve its annual stress testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 231.90 Td (requirements, several parameters of the annual stress testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 219.90 Td (process may be altered from time to time, including the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.90 Td (severity of the stress test scenario, the Federal Reserve Board ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 195.90 Td (modeling of Citi) Tj ET Q q 0 0 0 rg BT 104.89 195.90 Td (s balance sheet and the addition of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 183.90 Td (components deemed important by the Federal Reserve Board ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 171.90 Td (\(e.g., additional macroprudential considerations such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 159.90 Td (funding and liquidity shocks\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 147.90 Td (Moreover) Tj ET Q q 0 0 0 rg BT 96.03 147.90 Td (, in 2016, senior of) Tj ET Q q 0 0 0 rg BT 171.39 147.90 Td (ficials at the Federal Reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 135.90 Td (Board indicated that the Board was considering integration of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 123.90 Td (the annual stress testing requirements with ongoing regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 111.90 Td (capital requirements. ) Tj ET Q q 0 0 0 rg BT 122.17 111.90 Td (While there has been no formal proposal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 99.90 Td (from the Federal Reserve Board to date, changes to the stress ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 87.90 Td (testing regime being discussed, among others, include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 75.90 Td (introduction of a firm-specific stress capital buf) Tj ET Q q 0 0 0 rg BT 230.75 75.90 Td (fer \(SCB\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 63.90 Td (which would be equal to the maximum decline in a firm) Tj ET Q q 0 0 0 rg BT 263.16 63.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 51.90 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 104.71 51.90 Td (T) Tj ET Q q 0 0 0 rg BT 110.47 51.90 Td (ier 1 Capital ratio under a severely adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (scenario over a nine-quarter CCAR measurement period, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (subject to a minimum requirement of 2.5%. ) Tj ET Q q 0 0 0 rg BT 500.35 737.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 549.69 737.10 Td (, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (firm) Tj ET Q q 0 0 0 rg BT 344.00 725.10 Td (s SCB would change annually based on its stress test ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (results in the prior year) Tj ET Q q 0 0 0 rg BT 416.20 713.10 Td (. Of) Tj ET Q q 0 0 0 rg BT 431.57 713.10 Td (ficials discussed the idea that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (SCB would replace the capital conservation buf) Tj ET Q q 0 0 0 rg BT 514.87 701.10 Td (fer in both the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (firm) Tj ET Q q 0 0 0 rg BT 344.00 689.10 Td (s ongoing regulatory capital requirements and as part of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (the floor for capital distributions in the CCAR process. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Federal Reserve Board senior of) Tj ET Q q 0 0 0 rg BT 453.22 665.10 Td (ficials also noted that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (introduction of the SCB would have the ef) Tj ET Q q 0 0 0 rg BT 493.51 653.10 Td (fect of incorporating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (a firm) Tj ET Q q 0 0 0 rg BT 350.93 641.10 Td (s then-ef) Tj ET Q q 0 0 0 rg BT 385.46 641.10 Td (fective GSIB surchar) Tj ET Q q 0 0 0 rg BT 469.69 641.10 Td (ge into its post-stress test ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (minimum capital requirements, which the Board has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (previously indicated it is considering.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 605.10 Td (Although various uncertainties exist regarding the extent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (of, and the ultimate impact to Citi from, these changes to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (Federal Reserve Board) Tj ET Q q 0 0 0 rg BT 418.41 581.10 Td (s stress testing and CCAR regimes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (these changes would likely increase the level of capital Citi is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (required to hold, thus potentially impacting the extent to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (which Citi is able to return capital to shareholders.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (Citi, Its Management and Businesses Must Continually ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (Review) Tj ET Q q 0 0 0 rg BT 353.06 509.10 Td (, ) Tj ET Q q 0 0 0 rg BT 357.69 509.10 Td (Analyze and Successfully ) Tj ET Q q 0 0 0 rg BT 464.27 509.10 Td (Adapt to Ongoing ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (Regulatory and Other Uncertainties and Changes in the U.S. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (and Globally) Tj ET Q q 0 0 0 rg BT 376.69 485.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (Despite the adoption of final regulations in numerous areas ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (impacting Citi and its businesses over the past several years, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (Citi, its management and businesses continually face ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (regulatory uncertainties and changes, both in the U.S. and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (globally) Tj ET Q q 0 0 0 rg BT 356.12 425.10 Td (. ) Tj ET Q q 0 0 0 rg BT 360.94 425.10 Td (While the areas of ongoing regulatory uncertainties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (and changes facing Citi are too numerous to list completely) Tj ET Q q 0 0 0 rg BT 561.34 413.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (various examples include, but are not limited to \(i\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (uncertainties and potential fiscal, monetary and regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (changes arising from the U.S. Presidential administration and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (Congress; \(ii\) potential changes to various aspects of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (regulatory capital framework applicable to Citi \(see the CCAR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (risk factor and Capital ResourcesRegulatory Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (Standards Developments above\); and \(iii\) the terms of and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (other uncertainties resulting from the U.K.) Tj ET Q q 0 0 0 rg BT 497.01 317.10 Td (s potential exit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (from the European Union \(EU\) \(see the macroeconomic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (challenges and uncertainties risk factor below\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 281.10 Td (Ongoing regulatory uncertainties and changes make Citi) Tj ET Q q 0 0 0 rg BT 570.27 281.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (and its management) Tj ET Q q 0 0 0 rg BT 406.75 269.10 Td (s long-term business, balance sheet and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (budget planning dif) Tj ET Q q 0 0 0 rg BT 402.14 257.10 Td (ficult or subject to change. For example, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (the U.S. Presidential administration has discussed various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (changes to certain regulatory requirements, which would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (require ongoing assessment by management as to the impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (to Citi, its businesses and business planning. Business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (planning is required to be based on possible or proposed rules ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (or outcomes, which can change dramatically upon finalization, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (or upon implementation or interpretive guidance from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (numerous regulatory bodies worldwide, and such guidance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (can change.) 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Regulatory changes have also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (significantly increased Citi) Tj ET Q q 0 0 0 rg BT 146.53 629.10 Td (s compliance risks and costs \(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (the implementation and interpretation of regulatory changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (risk factor below\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.59 581.10 Td (s ) Tj ET Q q 0 0 0 rg BT 59.61 581.10 Td (Ability to Utilize Its DT) Tj ET Q q 0 0 0 rg BT 154.62 581.10 Td (As, and Thus Reduce the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (Negative Impact of the DT) Tj ET Q q 0 0 0 rg BT 144.87 569.10 Td (As on Citi) Tj ET Q q 0 0 0 rg BT 188.58 569.10 Td (s Regulatory Capital, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (W) Tj ET Q q 0 0 0 rg BT 44.52 557.10 Td (ill Be Driven by Its ) Tj ET Q q 0 0 0 rg BT 124.42 557.10 Td (Ability to Generate U.S. T) Tj ET Q q 0 0 0 rg BT 230.17 557.10 Td (axable ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (Income and by the Provisions of and Guidance Issued in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (Connection with T) Tj ET Q q 0 0 0 rg BT 111.77 533.10 Td (ax Reform.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (At December 31, 2017, after the $22.6 billion remeasurement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (of DT) Tj ET Q q 0 0 0 rg BT 59.36 509.10 Td (As due to the impact of ) Tj ET Q q 0 0 0 rg BT 155.27 509.10 Td (T) Tj ET Q q 0 0 0 rg BT 160.68 509.10 Td (ax Reform, Citi) Tj ET Q q 0 0 0 rg BT 225.95 509.10 Td (s net DT) Tj ET Q q 0 0 0 rg BT 259.58 509.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (were $22.5 billion, net of a valuation allowance of $9.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (billion, of which $12.3 billion was excluded from Citi) Tj ET Q q 0 0 0 rg BT 254.86 485.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 104.71 473.10 Td (T) Tj ET Q q 0 0 0 rg BT 110.47 473.10 Td (ier 1 Capital, on a fully implemented basis, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (under the U.S. Basel III rules \(for additional information, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (Capital ResourcesComponents of Citigroup Capital Under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (Basel III \(Advanced ) Tj ET Q q 0 0 0 rg BT 119.02 437.10 Td (Approaches with Full Implementation\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (above\). Of the net DT) Tj ET Q q 0 0 0 rg BT 123.22 425.10 Td (As at December 31, 2017, $7.6 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (related to foreign tax credit carry-forwards \(FTCs\), net of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (valuation allowance. ) Tj ET Q q 0 0 0 rg BT 121.06 401.10 Td (The carry-forward utilization period for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (FTCs is 10 years and represents the most time-sensitive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (component of Citi) Tj ET Q q 0 0 0 rg BT 111.55 377.10 Td (s DT) Tj ET Q q 0 0 0 rg BT 130.47 377.10 Td (As. ) Tj ET Q q 0 0 0 rg BT 146.40 377.10 Td (The FTC carry-forwards at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (December 31, 2017 expire over the period of 20182027. Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (must utilize any FTCs generated in the then-current year tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (return prior to utilizing any carry-forward FTCs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 329.10 Td (The accounting treatment for realization of DT) Tj ET Q q 0 0 0 rg BT 240.89 329.10 Td (As, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (including FTCs, is complex and requires significant judgment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (and estimates regarding future taxable earnings in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (jurisdictions in which the DT) Tj ET Q q 0 0 0 rg BT 152.41 293.10 Td (As arise and available tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (planning strategies. Citi) Tj ET Q q 0 0 0 rg BT 134.04 281.10 Td (s ability to utilize its DT) Tj ET Q q 0 0 0 rg BT 230.73 281.10 Td (As, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (the FTC components, will be dependent upon Citi) Tj ET Q q 0 0 0 rg BT 238.75 269.10 Td (s ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (generate U.S. taxable income in the relevant tax carry-forward ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (periods. Failure to realize any portion of the DT) Tj ET Q q 0 0 0 rg BT 227.08 245.10 Td (As would also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (have a corresponding negative impact on Citi) Tj ET Q q 0 0 0 rg BT 220.39 233.10 Td (s net income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 221.10 Td (Citi expects transitional guidance from the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (Department of the ) Tj ET Q q 0 0 0 rg BT 111.07 209.10 Td (T) Tj ET Q q 0 0 0 rg BT 116.83 209.10 Td (reasury \(U.S. ) Tj ET Q q 0 0 0 rg BT 172.19 209.10 Td (T) Tj ET Q q 0 0 0 rg BT 177.94 209.10 Td (reasury\) in 2018 regarding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (the required allocation of existing FTC carry-forwards to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (appropriate FTC baskets as redefined by ) Tj ET Q q 0 0 0 rg BT 200.21 185.10 Td (T) Tj ET Q q 0 0 0 rg BT 205.62 185.10 Td (ax Reform. ) Tj ET Q q 0 0 0 rg BT 252.93 185.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 56.10 173.10 Td (T) Tj ET Q q 0 0 0 rg BT 61.86 173.10 Td (reasury is also expected to provide transitional guidance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (that addresses the allocation of the overall domestic loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (\(ODL\) to these FTC baskets. ) Tj ET Q q 0 0 0 rg BT 153.76 149.10 Td (An ODL) Tj ET Q q 0 0 0 rg BT 188.67 149.10 Td ( allows a company to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (recharacterize domestic income as income from sources ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (outside the U.S., which enables a taxpayer to use FTC carry-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (forwards and FTCs generated in future years, assuming the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (generation of suf) Tj ET Q q 0 0 0 rg BT 103.57 101.10 Td (ficient U.S. taxed income. If the guidance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (issued by the U.S. ) Tj ET Q q 0 0 0 rg BT 110.82 89.10 Td (T) Tj ET Q q 0 0 0 rg BT 116.58 89.10 Td (reasury dif) Tj ET Q q 0 0 0 rg BT 159.43 89.10 Td (fers from Citi) Tj ET Q q 0 0 0 rg BT 216.64 89.10 Td (s assumptions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (the valuation allowance against Citi) Tj ET Q q 0 0 0 rg BT 182.07 77.10 Td (s FTC carry-forwards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (would increase or decrease, depending upon the guidance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (received. Citi) Tj ET Q q 0 0 0 rg BT 92.65 53.10 Td (s net income would change by a corresponding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (amount. However) Tj ET Q q 0 0 0 rg BT 395.25 749.10 Td (, a change in recognized FTC carry-forwards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (would not impact Citi) Tj ET Q q 0 0 0 rg BT 414.27 737.10 Td (s regulatory capital, given that such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (amounts are already fully disallowed. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (Citi does not expect to be subject to the Base Erosion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (Anti-Abuse ) Tj ET Q q 0 0 0 rg BT 372.98 701.10 Td (T) Tj ET Q q 0 0 0 rg BT 378.39 701.10 Td (ax \(BEA) Tj ET Q q 0 0 0 rg BT 412.55 701.10 Td (T\) added by ) Tj ET Q q 0 0 0 rg BT 463.18 701.10 Td (T) Tj ET Q q 0 0 0 rg BT 468.59 701.10 Td (ax Reform. However) Tj ET Q q 0 0 0 rg BT 552.33 701.10 Td (, U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.76 689.10 Td (reasury guidance regarding BEA) Tj ET Q q 0 0 0 rg BT 459.99 689.10 Td (T) Tj ET Q q 0 0 0 rg BT 465.91 689.10 Td ( could af) Tj ET Q q 0 0 0 rg BT 500.72 689.10 Td (fect Citi) Tj ET Q q 0 0 0 rg BT 535.99 689.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (decisions as to how to structure its non-U.S. operations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (possibly in a less cost ef) Tj ET Q q 0 0 0 rg BT 420.75 665.10 Td (ficient manner) Tj ET Q q 0 0 0 rg BT 478.23 665.10 Td (. In addition, if BEA) Tj ET Q q 0 0 0 rg BT 559.33 665.10 Td (T) Tj ET Q q 0 0 0 rg BT 565.26 665.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (were to be applicable to Citi in any given year) Tj ET Q q 0 0 0 rg BT 508.26 653.10 Td (, it could have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (significantly adverse ef) Tj ET Q q 0 0 0 rg BT 417.12 641.10 Td (fect on both Citi) Tj ET Q q 0 0 0 rg BT 485.16 641.10 Td (s net income and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (regulatory capital.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 617.10 Td (For additional information on the impact of ) Tj ET Q q 0 0 0 rg BT 518.17 617.10 Td (T) Tj ET Q q 0 0 0 rg BT 523.58 617.10 Td (ax Reform ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (and on Citi) Tj ET Q q 0 0 0 rg BT 371.22 605.10 Td (s DT) Tj ET Q q 0 0 0 rg BT 390.14 605.10 Td (As, including the FTCs, see Significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (Accounting Policies and Significant EstimatesIncome ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.41 581.10 Td (axes below and Notes 1 and 9 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (Statements.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.59 545.10 Td (s Interpretation or ) Tj ET Q q 0 0 0 rg BT 419.29 545.10 Td (Application of the Complex T) Tj ET Q q 0 0 0 rg BT 540.04 545.10 Td (ax Laws ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (to ) Tj ET Q q 0 0 0 rg BT 334.10 533.10 Td (Which It Is Subject Could Dif) Tj ET Q q 0 0 0 rg BT 457.00 533.10 Td (fer from Those of the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (Relevant Governmental ) Tj ET Q q 0 0 0 rg BT 423.62 521.10 Td (Authorities, ) Tj ET Q q 0 0 0 rg BT 474.57 521.10 Td (Which Could Result in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (the Payment of ) Tj ET Q q 0 0 0 rg BT 388.34 509.10 Td (Additional T) Tj ET Q q 0 0 0 rg BT 439.38 509.10 Td (axes, Penalties or Interest.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (Citi is subject to the various tax laws of the U.S. and its states ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (and municipalities, as well as the numerous non-U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (jurisdictions in which it operates. ) Tj ET Q q 0 0 0 rg BT 459.35 473.10 Td (These tax laws are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (inherently complex and Citi must make judgments and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (interpretations about the application of these laws, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.41 437.10 Td (ax Reform as mentioned above, to its entities, operations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (businesses. Citi) Tj ET Q q 0 0 0 rg BT 389.00 425.10 Td (s interpretations and application of the tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (laws, including with respect to ) Tj ET Q q 0 0 0 rg BT 448.79 413.10 Td (T) Tj ET Q q 0 0 0 rg BT 454.21 413.10 Td (ax Reform, withholding tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (obligations and stamp and other transactional taxes, could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (dif) Tj ET Q q 0 0 0 rg BT 334.93 389.10 Td (fer from that of the relevant governmental taxing authority) Tj ET Q q 0 0 0 rg BT 568.64 389.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (which could result in the payment of additional taxes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (penalties or interest, which could be material. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.59 341.10 Td (s Ongoing Investments and Ef) Tj ET Q q 0 0 0 rg BT 466.44 341.10 Td (ficiency Initiatives May ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (Not Be as Successful as It Projects or Expects.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (Citi continues to make important investments to streamline its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (infrastructure and improve its client experience. For example, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (Citi has been investing in higher return businesses, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (the U.S. cards and wealth management businesses in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 537.28 281.10 Td (Global ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.94 269.10 Td ( as well as certain businesses in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 416.97 257.10 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.97 257.10 Td (, such as equities. Citi continues to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (invest in its technology systems to enhance its digital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (capabilities across the franchise. In addition, in 2016, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (announced a more than $1 billion investment in Citibanamex ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (that is expected to be completed by 2020. Citi) Tj ET Q q 0 0 0 rg BT 510.35 209.10 Td (s investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (strategy will likely continue to evolve and change as its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (business strategy and priorities change. Citi also has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (pursuing ef) Tj ET Q q 0 0 0 rg BT 369.09 173.10 Td (ficiency savings through its technology and digital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (initiatives, location strategy and or) Tj ET Q q 0 0 0 rg BT 462.39 161.10 Td (ganizational simplification. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 149.10 Td (These investments and ef) Tj ET Q q 0 0 0 rg BT 443.18 149.10 Td (ficiency initiatives are being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (undertaken as part of Citi) Tj ET Q q 0 0 0 rg BT 428.41 137.10 Td (s overall strategy to meet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (operational and financial objectives and tar) Tj ET Q q 0 0 0 rg BT 496.25 125.10 Td (gets, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (earnings growth expectations. ) Tj ET Q q 0 0 0 rg BT 446.01 113.10 Td (There is no guarantee that these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (or other initiatives Citi may pursue in its businesses or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (operations will be as productive or ef) Tj ET Q q 0 0 0 rg BT 472.66 89.10 Td (fective as Citi expects, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (at all. Further) Tj ET Q q 0 0 0 rg BT 377.75 77.10 Td (, Citi) Tj ET Q q 0 0 0 rg BT 400.53 77.10 Td (s ability to achieve expected returns on its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (investments and costs savings depends, in part, on factors that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (it cannot control, such as macroeconomic conditions, customer ) Tj ET Q endstream endobj 117 0 obj <> endobj 118 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (and client reactions and ongoing regulatory changes, among ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (others.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (Citi Has Co-Branding and Private Label Credit Card ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Relationships with V) Tj ET Q q 0 0 0 rg BT 120.48 701.10 Td (arious Retailers and Merchants and the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (Failure to Maintain These Relationships Could Have a ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (Negative Impact on Citi) Tj ET Q q 0 0 0 rg BT 136.63 677.10 Td (s Results of Operations or Financial ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (Condition) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 77.13 665.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (Citi has co-branding and private label relationships through its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (Citi-branded cards and Citi retail services credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (businesses with various retailers and merchants globally in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (ordinary course of business whereby Citi issues credit cards to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (customers of the retailers or merchants. Citi) Tj ET Q q 0 0 0 rg BT 214.00 605.10 Td (s co-branding and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (private label agreements provide for shared economics ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (between the parties and generally have a fixed term. ) Tj ET Q q 0 0 0 rg BT 246.83 581.10 Td (The five ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (lar) Tj ET Q q 0 0 0 rg BT 46.37 569.10 Td (gest relationships constituted an aggregate of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (1) Tj ET Q q 0 0 0 rg BT 40.63 557.10 Td (1% of Citi) Tj ET Q q 0 0 0 rg BT 85.07 557.10 Td (s revenues for 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.10 Td (These relationships could be negatively impacted due to, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (among other things, declining sales and revenues or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (dif) Tj ET Q q 0 0 0 rg BT 46.93 521.10 Td (ficulties of the retailer or merchant, termination due to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (breach by Citi, the retailer or merchant of its responsibilities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (or external factors, including bankruptcies, liquidations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (restructurings, consolidations and other similar events. Over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (the last several years, a number of retailers in the U.S. have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (continued to experience declining sales, which has resulted in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (significant numbers of store closures and, in a number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (cases, bankruptcies, as retailers attempt to cut costs and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (compete with online retailers. In addition, as has been widely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (reported, competition among card issuers, including Citi, for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (these relationships is significant, and it has become ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (increasingly dif) Tj ET Q q 0 0 0 rg BT 98.30 389.10 Td (ficult in recent years to maintain such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (relationships on the same terms or at all. ) Tj ET Q q 0 0 0 rg BT 199.95 377.10 Td (While various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (mitigating factors could be available to Citi if any of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (events were to occursuch as by replacing the retailer or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (merchant or of) Tj ET Q q 0 0 0 rg BT 94.68 341.10 Td (fering other card productssuch events could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (negatively impact Citi) Tj ET Q q 0 0 0 rg BT 127.65 329.10 Td (s results of operations or financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (condition, including as a result of loss of revenues, higher cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (of credit, impairment of purchased credit card relationships ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (and contract-related intangibles or other losses \(for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (information on Citi) Tj ET Q q 0 0 0 rg BT 116.00 281.10 Td (s credit card related intangibles generally) Tj ET Q q 0 0 0 rg BT 279.99 281.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (see Note 16 to the Consolidated Financial Statements\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (Macroeconomic and Geopolitical Challenges and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (Uncertainties Globally Could Have a Negative Impact on ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.59 221.10 Td (s Businesses and Results of Operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (Citi has experienced, and could experience in the future, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (negative impacts to its businesses and results of operations as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (a result of macroeconomic and geopolitical challenges, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (uncertainties and volatility) Tj ET Q q 0 0 0 rg BT 141.99 173.10 Td (. ) Tj ET Q q 0 0 0 rg BT 146.43 173.10 Td (As a result of a 2016 U.K. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (referendum, the U.K. triggered ) Tj ET Q q 0 0 0 rg BT 161.79 161.10 Td (Article 50 in March 2017, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (beginning the two-year period in which the U.K. will negotiate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (its exit from the EU. Since then, numerous uncertainties have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (arisen, including, among others, \(i\) potential changes to Citi) Tj ET Q q 0 0 0 rg BT 279.00 125.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (legal entity and booking model strategy and/or structure in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (both the U.K. and the EU based on the outcome of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (negotiations relating to the regulation of financial services; \(ii\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (the potential impact of the exit to the U.K. and European ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (economies and other financial markets; and \(iii\) the potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (impact to Citi) Tj ET Q q 0 0 0 rg BT 381.77 749.10 Td (s exposures to counterparties as a result of any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (economic slowdown in the U.K. or Europe. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 725.10 Td (In addition, governmental fiscal and monetary actions, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (expected actions, such as changes in the federal funds rate and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (any balance sheet normalization program implemented by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (Federal Reserve Board or other central banks, could impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (interest rates, economic growth rates, the volatilities of global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (financial markets, foreign exchange rates and capital flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (among countries. ) Tj ET Q q 0 0 0 rg BT 394.82 653.10 Td (Although Citi estimates its overall net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (interest revenue would generally increase due to higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (interest rates, higher rates could adversely af) Tj ET Q q 0 0 0 rg BT 502.35 629.10 Td (fect Citi) Tj ET Q q 0 0 0 rg BT 537.62 629.10 Td (s funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (costs, levels of deposits in its consumer and institutional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (businesses and certain business or product revenues. ) Tj ET Q q 0 0 0 rg BT 535.62 605.10 Td (Also, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (U.S. Presidential administration has indicated it may pursue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (protectionist trade and other policies, which could result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (additional macroeconomic and/or geopolitical challenges, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (uncertainties and volatilities. Further) Tj ET Q q 0 0 0 rg BT 470.78 557.10 Td (, the economic and fiscal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (situations of certain European countries have remained fragile, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (and concerns and uncertainties remain in Europe over the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (potential exit of additional countries from the EU. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 509.10 Td (These and other global macroeconomic and geopolitical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (challenges, uncertainties and volatilities have negatively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (impacted, and could continue to negatively impact, Citi) Tj ET Q q 0 0 0 rg BT 548.66 485.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (businesses, results of operations and financial condition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (including its credit costs, revenues in its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 486.75 461.10 Td (Markets and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (securities services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.53 449.10 Td (and other businesses, and ) Tj ET Q q 0 0 0 rg BT 503.13 449.10 Td (AOCI \(which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (would in turn negatively impact Citi) Tj ET Q q 0 0 0 rg BT 472.03 437.10 Td (s book and tangible book ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (value\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.59 401.10 Td (s Presence in the Emerging Markets Subjects It to ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (V) Tj ET Q q 0 0 0 rg BT 329.56 389.10 Td (arious Risks as well as Increased Compliance and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (Regulatory Risks and Costs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (During 2017, emer) Tj ET Q q 0 0 0 rg BT 399.63 365.10 Td (ging markets revenues accounted for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (approximately 36% of Citi) Tj ET Q q 0 0 0 rg BT 433.70 353.10 Td (s total revenues \(Citi generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (defines emer) Tj ET Q q 0 0 0 rg BT 375.18 341.10 Td (ging markets as countries in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 489.88 341.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 513.32 341.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.19 341.10 Td (, ) Tj ET Q q 0 0 0 rg BT 551.64 341.10 Td (Asia ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (\(other than Japan, ) Tj ET Q q 0 0 0 rg BT 397.31 329.10 Td (Australia and New Zealand\), Central and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (Eastern Europe, the Middle East and ) Tj ET Q q 0 0 0 rg BT 472.57 317.10 Td (Africa\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 305.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 305.10 Td (s presence in the emer) Tj ET Q q 0 0 0 rg BT 448.45 305.10 Td (ging markets subjects it to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (number of risks, including sovereign volatility) Tj ET Q q 0 0 0 rg BT 508.88 293.10 Td (, political ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (events, foreign exchange controls, limitations on foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (investment, sociopolitical instability \(including from hyper) Tj ET Q q 0 0 0 rg BT 559.87 269.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (inflation\), fraud, nationalization or loss of licenses, business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (restrictions, sanctions or asset freezes, potential criminal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (char) Tj ET Q q 0 0 0 rg BT 341.03 233.10 Td (ges, closure of branches or subsidiaries and confiscation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (of assets. For example, Citi operates in several countries that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (have, or have had in the past, strict foreign exchange controls, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (such as ) Tj ET Q q 0 0 0 rg BT 355.11 197.10 Td (Ar) Tj ET Q q 0 0 0 rg BT 365.48 197.10 Td (gentina, that limit its ability to convert local ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (currency into U.S. dollars and/or transfer funds outside the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (country) Tj ET Q q 0 0 0 rg BT 353.90 173.10 Td (. In prior years, Citi has also discovered fraud in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (certain emer) Tj ET Q q 0 0 0 rg BT 373.51 161.10 Td (ging markets in which it operates. Political ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (turmoil and other instability have occurred in certain regions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (and countries, including ) Tj ET Q q 0 0 0 rg BT 422.32 137.10 Td (Asia, the Middle East and Latin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (America, which have required management time and attention ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (in prior years \(e.g., monitoring the impact of sanctions on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (V) Tj ET Q q 0 0 0 rg BT 330.11 101.10 Td (enezuelan and other countries) Tj ET Q q 0 0 0 rg BT 451.81 101.10 Td ( economies as well as Citi) Tj ET Q q 0 0 0 rg BT 558.74 101.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (businesses and results of operations\).) 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For example, Citi) Tj ET Q q 0 0 0 rg BT 569.50 65.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (operations in emer) Tj ET Q q 0 0 0 rg BT 398.24 53.10 Td (ging markets, including facilitating cross-) Tj ET Q endstream endobj 119 0 obj <> endobj 120 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (border transactions on behalf of its clients, subject it to higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (compliance risks under U.S. regulations primarily focused on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (various aspects of global corporate activities, such as anti-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (money laundering regulations and the Foreign Corrupt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Practices ) Tj ET Q q 0 0 0 rg BT 74.04 701.10 Td (Act. ) Tj ET Q q 0 0 0 rg BT 93.30 701.10 Td (These risks can be more acute in less-developed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (markets and thus require substantial investment in compliance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (infrastructure or could result in a reduction in certain of Citi) Tj ET Q q 0 0 0 rg BT 278.70 677.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (business activities. ) Tj ET Q q 0 0 0 rg BT 112.94 665.10 Td (Any failure by Citi to comply with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (applicable U.S. regulations, as well as the regulations in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (countries and markets in which it operates as a result of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (global footprint, could result in fines, penalties, injunctions or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (other similar restrictions, any of which could negatively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (impact Citi) Tj ET Q q 0 0 0 rg BT 83.50 605.10 Td (s results of operations and reputation.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.59 581.10 Td (s Inability in Its Resolution Plan Submissions to ) Tj ET Q q 0 0 0 rg BT 254.40 581.10 Td (Address ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (Any Deficiencies Identified or Future Guidance Provided by ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (the Federal Reserve Board and FDIC Could Subject Citi to ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (More Stringent Capital, Leverage or Liquidity Requirements, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (or Restrictions on Its Growth, ) Tj ET Q q 0 0 0 rg BT 160.66 533.10 Td (Activities or Operations, and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (Could Eventually Require Citi to Divest ) Tj ET Q q 0 0 0 rg BT 201.19 521.10 Td (Assets or ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (Operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 497.10 Td (itle I of the Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 139.24 497.10 Td (Act requires Citi to prepare and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (submit a plan to the Federal Reserve Board and the FDIC for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (the orderly resolution of Citigroup \(the bank holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (company\) and its significant legal entities, under the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (Bankruptcy Code in the event of future material financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (distress or failure. Citi submitted its most recent resolution ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (plan in July 2017. On December 19, 2017, the Federal Reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (and the FDIC informed Citi that \(i\) the agencies jointly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (decided that Citi) Tj ET Q q 0 0 0 rg BT 104.87 401.10 Td (s 2017 resolution plan submission ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (satisfactorily addressed the shortcomings identified in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (2015 resolution plan submission, and \(ii\) the agencies did not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (identify any deficiencies in the 2017 resolution plan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (submission. Citi) Tj ET Q q 0 0 0 rg BT 103.79 353.10 Td (s next resolution plan submission is due July ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (1, 2019. For additional information on Citi) Tj ET Q q 0 0 0 rg BT 209.88 341.10 Td (s 2017 resolution ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (plan submission, see Managing Global RiskLiquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (Risk below) Tj ET Q q 0 0 0 rg BT 85.07 317.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 305.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 81.31 305.10 Td (T) Tj ET Q q 0 0 0 rg BT 87.07 305.10 Td (itle I, if the Federal Reserve Board and the FDIC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (jointly determine that Citi) Tj ET Q q 0 0 0 rg BT 142.37 293.10 Td (s resolution plan is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (credible \(which, although not defined, is generally believed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (to mean the regulators do not believe the plan is feasible or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (would otherwise allow the regulators to resolve Citi in a way ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (that protects systemically important functions without severe ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (systemic disruption\), or would not facilitate an orderly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (resolution of Citi under the U.S. Bankruptcy Code, and Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (fails to resubmit a resolution plan that remedies any identified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (deficiencies, Citi could be subjected to more stringent capital, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (leverage or liquidity requirements, or restrictions on its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (growth, activities or operations. If within two years from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (imposition of any requirements or restrictions Citi has still not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (remediated any identified deficiencies, then Citi could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (eventually be required to divest certain assets or operations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (Any such restrictions or actions would negatively impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 113.10 Td (s reputation, market and investor perception, operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (and strategy) Tj ET Q q 0 0 0 rg BT 83.94 101.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.59 749.25 Td (s Performance and the Performance of Its Individual ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Businesses Could Be Negatively Impacted if Citi Is Not ) Tj ET Q q 0 0 0 rg BT 552.79 737.25 Td (Able ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (to Hire and Retain Highly Qualified Employees for ) Tj ET Q q 0 0 0 rg BT 536.96 725.25 Td (Any ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (Reason.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 701.25 Td (s performance and the performance of its individual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (businesses lar) Tj ET Q q 0 0 0 rg BT 379.09 689.25 Td (gely depends on the talents and ef) Tj ET Q q 0 0 0 rg BT 514.42 689.25 Td (forts of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (highly skilled employees. Specifically) Tj ET Q q 0 0 0 rg BT 476.09 677.25 Td (, Citi) Tj ET Q q 0 0 0 rg BT 498.88 677.25 Td (s continued ability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (to compete in its businesses, to manage its businesses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 653.25 Td (fectively and to continue to execute its overall global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (strategy depends on its ability to attract new employees and to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (retain and motivate its existing employees. If Citi is unable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (continue to attract and retain the most highly qualified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (employees for any reason, Citi) Tj ET Q q 0 0 0 rg BT 449.24 605.25 Td (s performance, including its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (competitive position, the successful execution of its overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (strategy and its results of operations could be negatively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (impacted.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 557.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 362.78 557.25 Td (s ability to attract and retain employees depends on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (numerous factors, some of which are outside of its control. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (example, the banking industry generally is subject to more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (stringent regulation of executive and employee compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (than other industries, including deferral and clawback ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (requirements for incentive compensation. Citi often competes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (in the market for talent with entities that are not subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (such significant regulatory restrictions on the structure of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (incentive compensation. Other factors that could impact Citi) Tj ET Q q 0 0 0 rg BT 568.38 461.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (ability to attract and retain employees include its culture, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (compensation, and the management and leadership of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (company as well as its individual businesses, presence in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (particular market or region at issue and the professional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (opportunities it of) Tj ET Q q 0 0 0 rg BT 395.48 401.25 Td (fers. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (U.S. and Non-U.S. Financial Services Companies and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (Others Pose Increasingly Competitive Challenges to Citi.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (Citi operates in an increasingly competitive environment, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (which includes both financial and non-financial services firms. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (These companies compete on the basis of, among other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (factors, quality and type of products and services of) Tj ET Q q 0 0 0 rg BT 530.70 317.25 Td (fered, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (price, technology and reputation. Citi competes with financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.25 Td (services companies in the U.S. and globally) Tj ET Q q 0 0 0 rg BT 498.31 293.25 Td (, which continually ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.25 Td (develop and introduce new products and services. In addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.25 Td (in recent years, non-financial services firms, such as financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (technology firms, have begun to of) Tj ET Q q 0 0 0 rg BT 463.79 257.25 Td (fer services traditionally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (provided by financial institutions, such as Citi. ) Tj ET Q q 0 0 0 rg BT 512.96 245.25 Td (These firms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (attempt to use technology and mobile platforms to enhance the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (ability of companies and individuals to borrow money) Tj ET Q q 0 0 0 rg BT 540.25 221.25 Td (, save ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.25 Td (and invest. ) Tj ET Q q 0 0 0 rg BT 369.64 209.25 Td (T) Tj ET Q q 0 0 0 rg BT 375.05 209.25 Td (o the extent it is not able to ef) Tj ET Q q 0 0 0 rg BT 493.73 209.25 Td (fectively compete ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.25 Td (with these and other firms, Citi could be placed at a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.25 Td (competitive disadvantage, which could result in loss of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.25 Td (customers and market share, and its businesses, results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.25 Td (operations and financial condition could suf) Tj ET Q q 0 0 0 rg BT 499.61 161.25 Td (fer) Tj ET Q q 0 0 0 rg BT 510.15 161.25 Td (. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.25 Td (information on Citi) Tj ET Q q 0 0 0 rg BT 404.00 149.25 Td (s competitors, see the co-brand and private ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.25 Td (label cards risk factor above and Supervision, Regulation and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.25 Td (OtherCompetition below) Tj ET Q q 0 0 0 rg BT 437.50 125.25 Td (.) Tj ET Q endstream endobj 121 0 obj <> endobj 122 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (60) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (CREDIT) Tj ET Q q 0 0 0 rg BT 74.72 749.25 Td ( RISKS) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Concentrations of Risk Can Increase the Potential for Citi to ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Incur Significant Losses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (Concentrations of risk, particularly credit and market risk, can ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (increase Citi) Tj ET Q q 0 0 0 rg BT 89.04 689.25 Td (s risk of significant losses. ) Tj ET Q q 0 0 0 rg BT 196.81 689.25 Td (As of year) Tj ET Q q 0 0 0 rg BT 238.26 689.25 Td (-end 2017, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 677.25 Td (s most significant concentration of credit risk was with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (U.S. government and its agencies, which primarily results ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (from trading assets and investments issued by the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (government and its agencies \(for additional information, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (including concentrations of credit risk to other public sector ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (entities, see Note 23 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (Statements\). Citi also routinely executes a high volume of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (securities, trading, derivative and foreign exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (transactions with counterparties in the financial services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (industry) Tj ET Q q 0 0 0 rg BT 68.13 569.25 Td (, including banks, insurance companies, investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (banks, governments, central banks and other financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (institutions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.25 Td (As regulatory or market developments continue to lead to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (increased centralization of trading activity through particular ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (clearing houses, central agents, exchanges or other financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (market utilities, Citi could also experience an increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (concentration of risk to these industries. ) Tj ET Q q 0 0 0 rg BT 198.28 485.25 Td (These concentrations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (of risk as well as the risk of failure of a lar) Tj ET Q q 0 0 0 rg BT 205.48 473.25 Td (ge counterparty) Tj ET Q q 0 0 0 rg BT 267.30 473.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (central counterparty clearing house or financial market utility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (could limit the ef) Tj ET Q q 0 0 0 rg BT 104.41 449.25 Td (fectiveness of Citi) Tj ET Q q 0 0 0 rg BT 179.95 449.25 Td (s hedging strategies and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (cause Citi to incur significant losses.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (LIQUIDITY) Tj ET Q q 0 0 0 rg BT 90.09 413.25 Td ( RISKS) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (The Maintenance of ) Tj ET Q q 0 0 0 rg BT 122.02 389.25 Td (Adequate Liquidity and Funding ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (Depends on Numerous Factors, Including Those Outside of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.59 365.25 Td (s Control, Such as Market Disruptions and Increases in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.59 353.25 Td (s Credit Spreads.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (As a global financial institution, adequate liquidity and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (sources of funding are essential to Citi) Tj ET Q q 0 0 0 rg BT 192.63 329.25 Td (s businesses. Citi) Tj ET Q q 0 0 0 rg BT 264.03 329.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (liquidity and sources of funding can be significantly and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (negatively impacted by factors it cannot control, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (general disruptions in the financial markets, governmental ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (fiscal and monetary policies, regulatory changes or negative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (investor perceptions of Citi) Tj ET Q q 0 0 0 rg BT 147.92 269.25 Td (s creditworthiness.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 257.25 Td (In addition, Citi) Tj ET Q q 0 0 0 rg BT 120.39 257.25 Td (s costs to obtain and access secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (funding and long-term unsecured funding are directly related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (to its credit spreads. Changes in credit spreads constantly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (occur and are market driven, including both external market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (factors and factors specific to Citi, and can be highly volatile. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.25 Td (Moreover) Tj ET Q q 0 0 0 rg BT 93.03 197.25 Td (, Citi) Tj ET Q q 0 0 0 rg BT 115.81 197.25 Td (s ability to obtain funding may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (impaired if other market participants are seeking to access the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (markets at the same time, or if market appetite is reduced, as is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (likely to occur in a liquidity or other market crisis. ) Tj ET Q q 0 0 0 rg BT 239.56 161.25 Td (A) Tj ET Q q 0 0 0 rg BT 246.23 161.25 Td ( sudden ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (drop in market liquidity could also cause a temporary or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (lengthier dislocation of underwriting and capital markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (activity) Tj ET Q q 0 0 0 rg BT 65.34 125.25 Td (. In addition, clearing or) Tj ET Q q 0 0 0 rg BT 161.80 125.25 Td (ganizations, regulators, clients ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (and financial institutions with which Citi interacts may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (exercise the right to require additional collateral based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (these market perceptions or market conditions, which could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (further impair Citi) Tj ET Q q 0 0 0 rg BT 112.09 77.25 Td (s access to and cost of funding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 65.25 Td (As a holding company) Tj ET Q q 0 0 0 rg BT 143.61 65.25 Td (, Citi relies on interest, dividends, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (distributions and other payments from its subsidiaries to fund ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (dividends as well as to satisfy its debt and other obligations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (Several of Citi) Tj ET Q q 0 0 0 rg BT 385.10 737.10 Td (s U.S. and non-U.S. subsidiaries are or may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (subject to capital adequacy or other regulatory or contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (restrictions on their ability to provide such payments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (including any local regulatory stress test requirements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (Limitations on the payments that Citi receives from its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (subsidiaries could also impact its liquidity) Tj ET Q q 0 0 0 rg BT 491.94 677.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (The Credit Rating ) Tj ET Q q 0 0 0 rg BT 400.58 653.10 Td (Agencies Continuously Review the Credit ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Ratings of Citi and Certain of Its Subsidiaries, and Ratings ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (Downgrades Could Have a Negative Impact on Citi) Tj ET Q q 0 0 0 rg BT 537.97 629.10 Td (s ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (Funding and Liquidity Due to Reduced Funding Capacity ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (and Increased Funding Costs, Including Derivatives ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.74 593.10 Td (riggers That Could Require Cash Obligations or Collateral ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (Requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (The credit rating agencies, such as Fitch, Moody) Tj ET Q q 0 0 0 rg BT 521.45 569.10 Td (s and S&P) Tj ET Q q 0 0 0 rg BT 562.57 569.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (continuously evaluate Citi and certain of its subsidiaries, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (their ratings of Citi and its more significant subsidiaries) Tj ET Q q 0 0 0 rg BT 549.33 545.10 Td ( long-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (term/senior debt and short-term/commercial paper) Tj ET Q q 0 0 0 rg BT 524.63 533.10 Td (, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (applicable, are based on a number of factors, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (standalone financial strength, as well as factors not entirely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (within the control of Citi and its subsidiaries, such as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (agencies) Tj ET Q q 0 0 0 rg BT 361.01 485.10 Td ( proprietary rating agency methodologies and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (assumptions) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 373.45 473.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.95 473.10 Td (and conditions af) Tj ET Q q 0 0 0 rg BT 444.64 473.10 Td (fecting the financial services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (industry and markets generally) Tj ET Q q 0 0 0 rg BT 446.92 461.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 449.10 Td (Citi and its subsidiaries may not be able to maintain their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (current respective ratings. Ratings downgrades could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (negatively impact Citi) Tj ET Q q 0 0 0 rg BT 415.65 425.10 Td (s ability to access the capital markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (and other sources of funds as well as the costs of those funds, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (and its ability to maintain certain deposits. ) Tj ET Q q 0 0 0 rg BT 495.64 401.10 Td (A) Tj ET Q q 0 0 0 rg BT 502.31 401.10 Td ( ratings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (downgrade could also have a negative impact on Citi) Tj ET Q q 0 0 0 rg BT 538.94 389.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (funding and liquidity due to reduced funding capacity) Tj ET Q q 0 0 0 rg BT 538.57 377.10 Td (, as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (as the impact of derivative triggers, which could require Citi to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (meet cash obligations and collateral requirements. In addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (a ratings downgrade could also have a negative impact on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (other funding sources, such as secured financing and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (mar) Tj ET Q q 0 0 0 rg BT 339.37 317.10 Td (gined transactions for which there may be no explicit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (triggers, as well as on contractual provisions and other credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (requirements of Citi) Tj ET Q q 0 0 0 rg BT 407.32 293.10 Td (s counterparties and clients, which may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (contain minimum ratings thresholds in order for Citi to hold ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (third-party funds.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 257.10 Td (Moreover) Tj ET Q q 0 0 0 rg BT 381.03 257.10 Td (, credit ratings downgrades can have impacts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (that may not be currently known to Citi or are not possible to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (quantify) Tj ET Q q 0 0 0 rg BT 356.68 233.10 Td (. For example, some entities may have ratings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (limitations as to their permissible counterparties, of which Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (may or may not be aware. In addition, certain of Citi) Tj ET Q q 0 0 0 rg BT 537.27 209.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (corporate customers and trading counterparties, among other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (clients, could re-evaluate their business relationships with Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (and limit the trading of certain contracts or market instruments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (with Citi in response to ratings downgrades. Changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (customer and counterparty behavior could impact not only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 137.10 Td (s funding and liquidity but also the results of operations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (certain Citi businesses. For additional information on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (potential impact of a reduction in Citi) Tj ET Q q 0 0 0 rg BT 477.30 113.10 Td (s or Citibank) Tj ET Q q 0 0 0 rg BT 531.74 113.10 Td (s credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (ratings, see Managing Global RiskLiquidity Risk below) Tj ET Q q 0 0 0 rg BT 565.82 101.10 Td (.) Tj ET Q endstream endobj 123 0 obj <> endobj 124 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (61) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (OPERA) Tj ET Q q 0 0 0 rg BT 70.26 749.25 Td (TIONAL) Tj ET Q q 0 0 0 rg BT 109.16 749.25 Td ( RISKS) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (A) Tj ET Q q 0 0 0 rg BT 42.12 725.25 Td ( Disruption of Citi) Tj ET Q q 0 0 0 rg BT 120.00 725.25 Td (s Operational Systems Could Negatively ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Impact Citi) Tj ET Q q 0 0 0 rg BT 84.98 713.25 Td (s Reputation, Customers, Clients, Businesses or ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (Results of Operations and Financial Condition.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 689.25 Td ( significant portion of Citi) Tj ET Q q 0 0 0 rg BT 149.88 689.25 Td (s operations relies heavily on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (secure processing, storage and transmission of confidential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (and other information as well as the monitoring of a lar) Tj ET Q q 0 0 0 rg BT 256.87 665.25 Td (ge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (number of complex transactions on a minute-by-minute basis. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (For example, through its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 136.82 641.25 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.04 641.25 Td ( and credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (card and securities services businesses in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 202.62 629.25 Td (Institutional Clients ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (Gr) Tj ET Q q 0 0 0 rg BT 46.74 617.25 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.74 617.25 Td (, Citi obtains and stores an extensive amount of personal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (and client-specific information for its retail, corporate and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (governmental customers and clients and must accurately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (record and reflect their extensive account transactions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 569.25 Td (W) Tj ET Q q 0 0 0 rg BT 63.04 569.25 Td (ith the evolving proliferation of new technologies and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (the increasing use of the Internet, mobile devices and cloud ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (technologies to conduct financial transactions, lar) Tj ET Q q 0 0 0 rg BT 234.09 545.25 Td (ge global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (financial institutions such as Citi have been, and will continue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (to be, subject to an increasing risk of operational disruption or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (cyber or information security incidents from these activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (\(for additional information on cybersecurity risk, see the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (discussion below\). ) Tj ET Q q 0 0 0 rg BT 112.76 485.25 Td (These incidents are unpredictable and can ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (arise from numerous sources, not all of which are in Citi) Tj ET Q q 0 0 0 rg BT 264.55 473.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (control, including among others human error) Tj ET Q q 0 0 0 rg BT 215.00 461.25 Td (, fraud or malice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (on the part of employees, accidental technological failure, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (electrical or telecommunication outages, failures of computer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (servers or other similar damage to Citi) Tj ET Q q 0 0 0 rg BT 192.63 425.25 Td (s property or assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (These issues can also arise as a result of failures by third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (parties with which Citi does business, such as failures by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (Internet, mobile technology and cloud service providers or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (other vendors to adequately safeguard their systems and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (prevent system disruptions or cyber attacks.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.25 Td (Such events could cause interruptions or malfunctions in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (the operations of Citi \(such as the temporary loss of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (availability of Citi) Tj ET Q q 0 0 0 rg BT 112.10 329.25 Td (s online banking system or mobile banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (platform\), as well as the operations of its clients, customers or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (other third parties. Given Citi) Tj ET Q q 0 0 0 rg BT 156.81 305.25 Td (s global footprint and the high ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (volume of transactions processed by Citi, certain errors or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (actions may be repeated or compounded before they are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (discovered and rectified, which would further increase these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (costs and consequences. ) Tj ET Q q 0 0 0 rg BT 134.86 257.25 Td (Any such events could also result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (financial losses as well as misappropriation, corruption or loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (of confidential and other information or assets, which could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (negatively impact Citi) Tj ET Q q 0 0 0 rg BT 127.65 221.25 Td (s reputation, customers, clients, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (businesses or results of operations and financial condition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (perhaps significantly) Tj ET Q q 0 0 0 rg BT 118.94 197.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.59 173.25 Td (s and Third Parties) Tj ET Q q 0 0 0 rg BT 135.36 173.25 Td ( Computer Systems and Networks ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (Have Been, and ) Tj ET Q q 0 0 0 rg BT 104.14 161.25 Td (W) Tj ET Q q 0 0 0 rg BT 112.67 161.25 Td (ill Continue to Be, Subject to an ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (Increasing Risk of Continually Evolving, Sophisticated ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (Cybersecurity Risks That Could Result in the Theft, Loss, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (Misuse or Disclosure of Confidential Client or Customer ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (Information, Damage to Citi) Tj ET Q q 0 0 0 rg BT 156.38 113.25 Td (s Reputation, ) Tj ET Q q 0 0 0 rg BT 212.97 113.25 Td (Additional Costs ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (to Citi, Regulatory Penalties, Legal Exposure and Financial ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (Losses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 77.25 Td (s computer systems, software and networks are subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (ongoing cyber incidents such as unauthorized access, loss or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (destruction of data \(including confidential client information\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (account takeovers, unavailability of service, computer viruses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (or other malicious code, cyber attacks and other similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (events. ) Tj ET Q q 0 0 0 rg BT 354.37 725.10 Td (These threats can arise from external parties, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (criminal or) Tj ET Q q 0 0 0 rg BT 367.97 713.10 Td (ganizations, extremist parties and certain foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (state actors that engage in cyber activities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.10 Td (Third parties with which Citi does business, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (retailers and other third parties with which Citi) Tj ET Q q 0 0 0 rg BT 514.23 677.10 Td (s customers do ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (business, may also be sources of cybersecurity risks, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (particularly where activities of customers are beyond Citi) Tj ET Q q 0 0 0 rg BT 556.42 653.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (security and control systems. For example, Citi outsources ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (certain functions, such as processing customer credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (transactions, uploading content on customer) Tj ET Q q 0 0 0 rg BT 500.15 617.10 Td (-facing websites, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (and developing software for new products and services. ) Tj ET Q q 0 0 0 rg BT 549.02 605.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (relationships allow for the storage and processing of customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (information by third-party hosting of or access to Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (websites, which could result in compromise or the potential to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (introduce vulnerable or malicious code, resulting in security ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (breaches impacting Citi customers. Furthermore, because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (financial institutions are becoming increasingly interconnected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (with central agents, exchanges and clearing houses, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (as a result of the derivatives reforms over the last few years, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (Citi has increased exposure to cyber attacks through third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (parties.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 473.10 Td (As further evidence of the increasing and potentially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (significant impact of cyber incidents, in 2017, a credit bureau ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (reported a cyber incident that impacted sensitive information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (of an estimated 143 million consumers. In addition, in recent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (years, several U.S. retailers and financial institutions and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (multinational companies reported cyber incidents that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (compromised customer data or resulted in theft of funds or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (theft or destruction of corporate information or other assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (Moreover) Tj ET Q q 0 0 0 rg BT 363.03 377.10 Td (, the U.S. government as well as several ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (multinational companies reported cyber incidents in prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (years that af) Tj ET Q q 0 0 0 rg BT 372.68 353.10 Td (fected their computer systems resulting in the data ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (of millions of customers and employees being compromised. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (These incidents have resulted in increased legislative and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (regulatory scrutiny of firms) Tj ET Q q 0 0 0 rg BT 436.84 317.10 Td ( cybersecurity protection services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (and calls for additional laws and regulations to further enhance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (protection of consumers) Tj ET Q q 0 0 0 rg BT 423.23 293.10 Td ( personal data.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 281.10 Td (While Citi has not been materially impacted by these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (reported or other cyber incidents, Citi has been subject to other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (intentional cyber incidents from external sources over the last ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (several years, including \(i\) denial of service attacks, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (attempted to interrupt service to clients and customers, \(ii\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (data breaches, which obtained unauthorized access to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (customer account data and \(iii\) malicious software attacks on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (client systems, which attempted to allow unauthorized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (entrance to Citi) Tj ET Q q 0 0 0 rg BT 388.42 185.10 Td (s systems under the guise of a client and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (extraction of client data. ) Tj ET Q q 0 0 0 rg BT 423.50 173.10 Td (While Citi) Tj ET Q q 0 0 0 rg BT 468.21 173.10 Td (s monitoring and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (protection services were able to detect and respond to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (incidents tar) Tj ET Q q 0 0 0 rg BT 372.97 149.10 Td (geting its systems before they became significant, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (they still resulted in limited losses in some instances as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (increases in expenditures to monitor against the threat of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (similar future cyber incidents. ) Tj ET Q q 0 0 0 rg BT 446.28 113.10 Td (There can be no assurance that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (such cyber incidents will not occur again, and they could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (occur more frequently and on a more significant scale.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 77.10 Td (Further) Tj ET Q q 0 0 0 rg BT 371.04 77.10 Td (, although Citi devotes significant resources to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (implement, maintain, monitor and regularly upgrade its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (systems and networks with measures such as intrusion ) Tj ET Q endstream endobj 125 0 obj <> endobj 126 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (detection and prevention and firewalls to safeguard critical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (business applications, there is no guarantee that these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (measures or any other measures can provide absolute security) Tj ET Q q 0 0 0 rg BT 282.48 725.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (Because the methods used to cause cyber attacks change ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (frequently or) Tj ET Q q 0 0 0 rg BT 87.52 701.10 Td (, in some cases, are not recognized until ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (launched, Citi may be unable to implement ef) Tj ET Q q 0 0 0 rg BT 218.54 689.10 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (preventive measures or proactively address these methods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (until they are discovered. In addition, while Citi engages in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (certain actions to reduce the exposure resulting from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (outsourcing, such as performing onsite security control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (assessments and limiting third-party access to the least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (privileged level necessary to perform job functions, these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (actions cannot prevent all external cyber attacks, information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (breaches or similar losses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.10 Td (Cyber incidents can result in the disclosure of personal, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (confidential or proprietary customer or client information, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (damage to Citi) Tj ET Q q 0 0 0 rg BT 97.66 557.10 Td (s reputation with its clients and the market, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (customer dissatisfaction, additional costs \(including credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (costs\) to Citi \(such as repairing systems, replacing customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (payment cards or adding new personnel or protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (technologies\), regulatory penalties, loss of revenues, exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (to litigation and other financial losses, including loss of funds, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (to both Citi and its clients and customers \(for additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (information on the potential impact from cyber incidents, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (the operational systems risk factor above\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 449.10 Td (While Citi maintains insurance coverage that may) Tj ET Q q 0 0 0 rg BT 256.28 449.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (subject to policy terms and conditions including significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (self-insured deductibles, cover certain aspects of cyber risks, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (such insurance coverage may be insuf) Tj ET Q q 0 0 0 rg BT 187.70 413.10 Td (ficient to cover all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (losses.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (Incorrect ) Tj ET Q q 0 0 0 rg BT 76.46 377.10 Td (Assumptions or Estimates in Citi) Tj ET Q q 0 0 0 rg BT 214.09 377.10 Td (s Financial ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (Statements Could Cause Significant Unexpected Losses in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (the Future, and Changes to Financial ) Tj ET Q q 0 0 0 rg BT 194.84 353.10 Td (Accounting and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (Reporting Standards or Interpretations Could Have a ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (Material Impact on How Citi Records and Reports Its ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (Financial Condition and Results of Operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (U.S. GAAP) Tj ET Q q 0 0 0 rg BT 83.14 305.10 Td ( requires Citi to use certain assumptions and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (estimates in preparing its financial statements, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (reserves related to litigation and regulatory exposures, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (valuation of DT) Tj ET Q q 0 0 0 rg BT 99.07 269.10 Td (As, the estimate of the allowance for credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (losses and the fair values of certain assets and liabilities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (among other items. If Citi) Tj ET Q q 0 0 0 rg BT 142.37 245.10 Td (s assumptions or estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (underlying its financial statements are incorrect or dif) Tj ET Q q 0 0 0 rg BT 250.46 233.10 Td (fer from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (actual future events, Citi could experience unexpected losses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (some of which could be significant.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.10 Td (The Financial ) Tj ET Q q 0 0 0 rg BT 111.21 197.10 Td (Accounting Standards Board \(F) Tj ET Q q 0 0 0 rg BT 237.39 197.10 Td (ASB\) has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (issued several financial accounting and reporting standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (that will govern key aspects of Citi) Tj ET Q q 0 0 0 rg BT 178.75 173.10 Td (s financial statements or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (interpretations thereof when those standards become ef) Tj ET Q q 0 0 0 rg BT 256.29 161.10 Td (fective, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (including those areas where Citi is required to make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (assumptions or estimates. For example, the F) Tj ET Q q 0 0 0 rg BT 215.79 137.10 Td (ASB) Tj ET Q q 0 0 0 rg BT 238.02 137.10 Td (s new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (accounting standard on credit losses, which will become ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 113.10 Td (fective for Citi on January 1, 2020, will require earlier ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (recognition of credit losses on financial assets. ) Tj ET Q q 0 0 0 rg BT 224.66 101.10 Td (The new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (accounting model requires that lifetime expected credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (losses on financial assets not recorded at fair value through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (net income, such as loans and held-to-maturity securities, be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (recorded at inception of the financial asset, replacing the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (multiple existing impairment models under U.S. GAAP) Tj ET Q q 0 0 0 rg BT 546.39 749.10 Td ( that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (generally require that a loss be incurred before it is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (recognized \(for additional information on this and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (accounting standards, see Significant ) Tj ET Q q 0 0 0 rg BT 478.68 713.10 Td (Accounting Policies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (and Significant Estimates below\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.10 Td (Changes to financial accounting or reporting standards or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (interpretations, whether promulgated or required by the F) Tj ET Q q 0 0 0 rg BT 553.19 677.10 Td (ASB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (or other regulators, could present operational challenges and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (could require Citi to change certain of the assumptions or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (estimates it previously used in preparing its financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (statements, which could negatively impact how it records and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (reports its financial condition and results of operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (generally and/or with respect to particular businesses. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (additional information on the key areas for which assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (and estimates are used in preparing Citi) Tj ET Q q 0 0 0 rg BT 485.06 581.10 Td (s financial statements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (see Significant ) Tj ET Q q 0 0 0 rg BT 389.54 569.10 Td (Accounting Policies and Significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (Estimates below and Notes 1 and 27 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (Financial Statements.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (Citi May Incur Significant Losses and Its Regulatory Capital ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (and Capital Ratios Could be Negatively Impacted if Its Risk ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (Management Process, Strategies or Models ) Tj ET Q q 0 0 0 rg BT 504.19 497.10 Td (Are Deficient or ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (Inef) Tj ET Q q 0 0 0 rg BT 341.04 485.10 Td (fective.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (Citi utilizes a broad and diversified set of risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (and mitigation processes and strategies, including the use of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (various risk models in analyzing and monitoring the various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (risks Citi assumes in conducting its activities. For example, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (Citi uses models as part of its various stress testing initiatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (across Citi. Citi also relies on data to aggregate, assess and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (manage various risk exposures. Management of these risks is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (made even more challenging within a global financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (institution such as Citi, particularly given the complex, diverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (and rapidly changing financial markets and conditions in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (which Citi operates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 341.10 Td (These processes, strategies and models are inherently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (limited because they involve techniques, including the use of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (historical data in many circumstances, and judgments that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (cannot anticipate every economic and financial outcome in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (markets in which Citi operates, nor can they anticipate the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (specifics and timing of such outcomes. Citi could incur ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (significant losses and its regulatory capital and capital ratios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (could be negatively impacted, if Citi) Tj ET Q q 0 0 0 rg BT 472.85 257.10 Td (s risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (processes, including its ability to manage and aggregate data ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (in a timely and accurate manner) Tj ET Q q 0 0 0 rg BT 451.59 233.10 Td (, strategies or models are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (deficient or inef) Tj ET Q q 0 0 0 rg BT 387.68 221.10 Td (fective. Such deficiencies or inef) Tj ET Q q 0 0 0 rg BT 518.82 221.10 Td (fectiveness ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (could also result in inaccurate financial, regulatory or risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (reporting.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 185.10 Td (Moreover) Tj ET Q q 0 0 0 rg BT 381.03 185.10 Td (, Citi) Tj ET Q q 0 0 0 rg BT 403.81 185.10 Td (s Basel III regulatory capital models, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (including its credit, market and operational risk models, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (currently remain subject to ongoing regulatory review and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (approval, which may result in refinements, modifications or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (enhancements \(required or otherwise\) to these models. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (Modifications or requirements resulting from these ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (reviews, as well as any future changes or guidance provided ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (by the U.S. banking agencies regarding the regulatory capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (framework applicable to Citi, have resulted in, and could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (continue to result in, significant changes to Citi) Tj ET Q q 0 0 0 rg BT 516.19 77.10 Td (s risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (weighted assets. ) Tj ET Q q 0 0 0 rg BT 391.30 65.10 Td (These changes can negatively impact Citi) Tj ET Q q 0 0 0 rg BT 560.41 65.10 Td (s ) Tj ET Q endstream endobj 127 0 obj <> endobj 128 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (capital ratios and its ability to achieve its regulatory capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (requirements as it projects or as required.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (COMPLIANCE, CONDUCT) Tj ET Q q 0 0 0 rg BT 160.82 713.10 Td ( ) Tj ET Q q 0 0 0 rg BT 162.77 713.10 Td (AND LEGAL) Tj ET Q q 0 0 0 rg BT 221.39 713.10 Td ( RISKS) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (Ongoing Implementation and Interpretation of Regulatory ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (Changes and Requirements in the U.S. and Globally Have ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (Increased Citi) Tj ET Q q 0 0 0 rg BT 96.64 665.10 Td (s Compliance Risks and Costs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (As referenced above, over the past several years, Citi has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (required to implement a significant number of regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (changes across all of its businesses and functions, and these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (changes continue. In some cases, Citi) Tj ET Q q 0 0 0 rg BT 188.46 617.10 Td (s implementation of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (regulatory requirement is occurring simultaneously with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (changing or conflicting regulatory guidance, legal challenges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (or legislative action to modify or repeal existing rules or enact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (new rules. 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and the risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 651.90 Td (those activities generate, must be consistent with Citi) Tj ET Q q 0 0 0 rg BT 251.51 651.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 639.90 Td (mission and value proposition, the key principles that guide it, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 627.90 Td (and Citi's risk appetite.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 615.90 Td (Risk management must be built on a foundation of ethical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 603.90 Td (culture. Under Citi) Tj ET Q q 0 0 0 rg BT 114.04 603.90 Td (s mission and value proposition, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 591.90 Td (was developed by Citi) Tj ET Q q 0 0 0 rg BT 127.93 591.90 Td (s senior leadership and distributed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 579.90 Td (throughout the Company) Tj ET Q q 0 0 0 rg BT 135.34 579.90 Td (, Citi strives to serve its clients as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 567.90 Td (trusted partner by responsibly providing financial services that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 555.90 Td (enable growth and economic progress while earning and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 543.90 Td (maintaining the public) Tj ET Q q 0 0 0 rg BT 128.76 543.90 Td (s trust by constantly adhering to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 531.90 Td (highest ethical standards. ) Tj ET Q q 0 0 0 rg BT 138.75 531.90 Td (As such, Citi asks all employees to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 519.90 Td (ensure that their decisions pass three tests: they are in our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 507.90 Td (clients) Tj ET Q q 0 0 0 rg BT 64.69 507.90 Td ( interests, create economic value and are always ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 495.90 Td (systemically responsible. ) Tj ET Q q 0 0 0 rg BT 138.49 495.90 Td (Additionally) Tj ET Q q 0 0 0 rg BT 188.39 495.90 Td (, Citi evaluates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 483.90 Td (employees) Tj ET Q q 0 0 0 rg BT 81.35 483.90 Td ( performance against behavioral expectations set ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 471.90 Td (out in Citi) Tj ET Q q 0 0 0 rg BT 79.34 471.90 Td (s leadership standards, which were designed in part ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 459.90 Td (to ef) Tj ET Q q 0 0 0 rg BT 53.87 459.90 Td (fectuate Citi) Tj ET Q q 0 0 0 rg BT 105.79 459.90 Td (s mission and value proposition. Other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 447.90 Td (culture-related ef) Tj ET Q q 0 0 0 rg BT 104.38 447.90 Td (forts in connection with conduct risk, ethics ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 435.90 Td (and leadership, escalation, and treating customers fairly help ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 423.90 Td (Citi to execute its mission and value proposition.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 411.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 411.90 Td (s Company-wide risk governance framework consists ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 399.90 Td (of the policies, procedures, and processes through which Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 387.90 Td (identifies, measures, manages, monitors, reports and controls ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 375.90 Td (risks across the Company) Tj ET Q q 0 0 0 rg BT 137.84 375.90 Td (. 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It is also aligned with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.90 Td (relevant components of the Basel Committee on Banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 255.90 Td (Supervision) Tj ET Q q 0 0 0 rg BT 86.56 255.90 Td (s corporate governance principles for banks and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.90 Td (relevant components of the Federal Reserve) Tj ET Q q 0 0 0 rg BT 214.54 243.90 Td (s Enhanced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 231.90 Td (Prudential Standards for Bank Holding Companies and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 219.90 Td (Foreign Banking Or) Tj ET Q q 0 0 0 rg BT 116.37 219.90 Td (ganizations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 207.90 Td (Four key principlescommon purpose, responsible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 195.90 Td (finance, ingenuity and leadershipguide Citi as it performs its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 183.90 Td (mission. Citi) Tj ET Q q 0 0 0 rg BT 89.90 183.90 Td (s risk appetite, which is approved by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 171.90 Td (Citigroup Board of Directors, specifies the aggregate levels ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 159.90 Td (and types of risk the Board and management are willing to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 147.90 Td (assume to achieve Citi) Tj ET Q q 0 0 0 rg BT 129.03 147.90 Td (s strategic objectives and business plan, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 135.90 Td (consistent with applicable capital, liquidity and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 123.90 Td (regulatory requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 111.90 Td (Citi selectively takes risks in support of its underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 99.90 Td (business strategy) Tj ET Q q 0 0 0 rg BT 103.40 99.90 Td (, while striving to ensure it operates within its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 87.90 Td (mission and value proposition and risk appetite.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 75.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 75.90 Td (s risks are generally categorized and summarized as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 63.90 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (Cr) Tj ET Q q 0 0 0 rg BT 352.19 749.10 Td (edit risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.69 749.10 Td ( is the risk of loss resulting from the decline in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 737.10 Td (credit quality or failure of a borrower) Tj ET Q q 0 0 0 rg BT 490.98 737.10 Td (, counterparty) Tj ET Q q 0 0 0 rg BT 545.86 737.10 Td (, third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 725.10 Td (party or issuer to honor its financial or contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (obligations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (Liquidity risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.61 701.10 Td ( is the risk that the Company will not be able ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.10 Td (to ef) Tj ET Q q 0 0 0 rg BT 359.87 689.10 Td (ficiently meet both expected and unexpected current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 677.10 Td (and future cash flow and collateral needs without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 665.10 Td (adversely af) Tj ET Q q 0 0 0 rg BT 390.40 665.10 Td (fecting either daily operations or financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 653.10 Td (condition of the Company) Tj ET Q q 0 0 0 rg BT 446.06 653.10 Td (. ) Tj ET Q q 0 0 0 rg BT 450.88 653.10 Td (The risk may be exacerbated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 641.10 Td (by the inability of the Company to access funding sources ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 629.10 Td (or monetize assets and the composition of liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 617.10 Td (funding and liquid assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 605.10 Td (Market risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.38 605.10 Td ( is the risk of loss arising from changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 593.10 Td (value of Citi) Tj ET Q q 0 0 0 rg BT 394.77 593.10 Td (s assets and liabilities resulting from changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 581.10 Td (in market variables, such as interest rates, exchange rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 569.10 Td (or credit spreads. Losses can be exacerbated by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 557.10 Td (presence of basis or correlation risks.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 545.10 Td (Operational risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.39 545.10 Td ( is the risk of loss resulting from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 533.10 Td (inadequate or failed internal processes, systems, human ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 521.10 Td (factors, or from external events. It includes risk of failing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 509.10 Td (to comply with applicable laws and regulations, but ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 497.10 Td (excludes strategic risk \(see below\). It also includes the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 485.10 Td (reputation and franchise risk associated with business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 473.10 Td (practices or market conduct in which Citi is involved as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 461.10 Td (well as compliance, conduct and legal risks. Operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 449.10 Td (risk is inherent in Citi) Tj ET Q q 0 0 0 rg BT 432.00 449.10 Td (s global business activities, as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 437.10 Td (as related support, and can result in losses arising from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 425.10 Td (events related to fraud, theft and unauthorized activity; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 413.10 Td (employment practices and workplace environment; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 401.10 Td (clients, products and business practices; physical assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 389.10 Td (and infrastructure; and execution, delivery and process ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 377.10 Td (management. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 365.10 Td (Compliance risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.83 365.10 Td ( is the risk arising from violations of, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 353.10 Td (non-conformance with, local, national or cross-border ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 341.10 Td (laws, rules or regulations, Citi) Tj ET Q q 0 0 0 rg BT 465.32 341.10 Td (s internal policies or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 329.10 Td (relevant standards of conduct or risk of harming ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 317.10 Td (customers, clients or the integrity of the market.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 305.10 Td (Conduct risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.39 305.10 Td ( is the risk that Citi) Tj ET Q q 0 0 0 rg BT 472.55 305.10 Td (s employees or agents ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 293.10 Td (may \(intentionally or through negligence\) harm ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 281.10 Td (customers, clients or the integrity of the markets, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 269.10 Td (thereby the integrity of Citi.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 257.10 Td (Legal risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.78 257.10 Td (includes the risk from uncertainty due to legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 245.10 Td (or regulatory actions, proceedings or investigations, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 233.10 Td (uncertainty in the applicability or interpretation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 221.10 Td (contracts, laws or regulations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 209.10 Td (Reputational risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.16 209.10 Td ( is the risk to current or anticipated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 197.10 Td (earnings, capital, or franchise or enterprise value arising ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 185.10 Td (from negative public opinion.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 173.10 Td (Strategic risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.10 173.10 Td (is the risk to current or anticipated earnings, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 161.10 Td (capital, or franchise or enterprise value arising from poor) Tj ET Q q 0 0 0 rg BT 570.12 161.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 149.10 Td (but authorized business decisions, an inability to adapt to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 137.10 Td (changes in the operating environment or other external ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 125.10 Td (factors that may impair the ability to carry out a business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 113.10 Td (strategy) Tj ET Q q 0 0 0 rg BT 373.01 113.10 Td (. Strategic risk also includes:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 95.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 360.00 95.10 Td (Country risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.28 95.10 Td ( which is the risk that an event in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 83.10 Td (country \(precipitated by developments within or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 71.10 Td (external to a country\) will impair the value of Citi) Tj ET Q q 0 0 0 rg BT 562.44 71.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 59.10 Td (franchise or will adversely af) Tj ET Q q 0 0 0 rg BT 476.44 59.10 Td (fect the ability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 47.10 Td (obligors within that country to honor their ) Tj ET Q endstream endobj 135 0 obj <> endobj 136 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 749.10 Td (obligations. Country risk events may include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 737.10 Td (sovereign defaults, banking crises, currency crises, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 725.10 Td (currency convertibility and/or transferability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 713.10 Td (restrictions, or political events.) 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In doing so, a business is required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (to maintain appropriate staf) Tj ET Q q 0 0 0 rg BT 146.06 521.10 Td (fing and implement appropriate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (procedures to fulfill its risk governance responsibilities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 497.10 Td (The CEOs of each region and business report to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (Citigroup CEO. ) Tj ET Q q 0 0 0 rg BT 101.65 485.10 Td (The Head of Operations and ) Tj ET Q q 0 0 0 rg BT 217.26 485.10 Td (T) Tj ET Q q 0 0 0 rg BT 222.67 485.10 Td (echnology and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (the Head of Productivity) Tj ET Q q 0 0 0 rg BT 133.94 473.10 Td (, who are considered part of the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (line of defense, also report to the Citigroup CEO.) 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Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Independent Compliance Risk Management) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (The Independent Compliance Risk Management \(ICRM\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (or) Tj ET Q q 0 0 0 rg BT 332.15 689.10 Td (ganization is designed to protect Citi by overseeing senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (management, the businesses, and other control functions in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (managing compliance risk, as well as promoting business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (conduct and activity that is consistent with Citi) Tj ET Q q 0 0 0 rg BT 514.81 653.10 Td (s mission and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (value proposition. 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In addition to having ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (regular and unrestricted access to the full Citigroup Board of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (Directors, the General Counsel or his/her delegates regularly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (attend meetings of the Risk Management Committee, ) Tj ET Q q 0 0 0 rg BT 251.51 701.10 Td (Audit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (Committee, Personnel and Compensation Committee, Ethics ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (and Culture Committee, Operations and ) Tj ET Q q 0 0 0 rg BT 198.01 677.10 Td (T) Tj ET Q q 0 0 0 rg BT 203.42 677.10 Td (echnology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (Committee, and Nomination, Governance and Public ) Tj ET Q q 0 0 0 rg BT 250.40 665.10 Td (Af) Tj ET Q q 0 0 0 rg BT 260.77 665.10 Td (fairs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (Committee, as well as other ad hoc committees of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (Citigroup Board of Directors.) 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Internal ) Tj ET Q q 0 0 0 rg BT 492.57 545.25 Td (Audit also provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (independent assurance to the Citigroup Board of Directors, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (Audit Committee of the Board, senior management and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (regulators regarding the ef) Tj ET Q q 0 0 0 rg BT 429.61 509.25 Td (fectiveness of Citi) Tj ET Q q 0 0 0 rg BT 505.14 509.25 Td (s governance and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (controls designed to mitigate Citi) Tj ET Q q 0 0 0 rg BT 460.09 497.25 Td (s exposure to risks and to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (enhance Citi) Tj ET Q q 0 0 0 rg BT 377.04 485.25 Td (s culture of compliance and control.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 473.25 Td (The Chief ) Tj ET Q q 0 0 0 rg BT 384.21 473.25 Td (Auditor reports functionally to the Chairman of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (the Citigroup ) Tj ET Q q 0 0 0 rg BT 379.00 461.25 Td (Audit Committee and administratively to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (CEO of Citigroup. 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In addition to the standing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.85 Td (committees, the Board creates ad hoc committees from time to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.85 Td (time in response to regulatory) Tj ET Q q 0 0 0 rg BT 154.76 209.85 Td (, legal or other requirements.) Tj ET Q endstream endobj 141 0 obj <> endobj 142 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (70) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (CREDIT) Tj ET Q q 0 0 0 rg BT 82.46 747.90 Td ( RISK) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 711.90 Td (Credit risk is the risk of loss resulting from the decline in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 699.90 Td (credit quality or the failure of a borrower) Tj ET Q q 0 0 0 rg BT 199.70 699.90 Td (, counterparty) Tj ET Q q 0 0 0 rg BT 254.58 699.90 Td (, third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 687.90 Td (party or issuer to honor its financial or contractual obligations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 675.90 Td (Credit risk arises in many of Citigroup) Tj ET Q q 0 0 0 rg BT 193.20 675.90 Td (s business activities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 663.90 Td (including:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 645.90 Td (consumer) Tj ET Q q 0 0 0 rg BT 92.48 645.90 Td (, commercial and corporate lending; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 633.90 Td (capital markets derivative transactions; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 621.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 621.90 Td (structured finance; and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 609.90 Td (securities financing transactions \(repurchase and reverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 597.90 Td (repurchase agreements, securities loaned and borrowed\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 573.90 Td (Credit risk also arises from settlement and clearing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 561.90 Td (activities, when Citi transfers an asset in advance of receiving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 549.90 Td (its counter) Tj ET Q q 0 0 0 rg BT 77.73 549.90 Td (-value or advances funds to settle a transaction on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 537.90 Td (behalf of a client. Concentration risk, within credit risk, is the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 525.90 Td (risk associated with having credit exposure concentrated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 513.90 Td (within a specific client, industry) Tj ET Q q 0 0 0 rg BT 163.93 513.90 Td (, region or other category) Tj ET Q q 0 0 0 rg BT 264.63 513.90 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 501.90 Td (Credit risk is one of the most significant risks Citi faces as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 489.90 Td (an institution. ) Tj ET Q q 0 0 0 rg BT 92.95 489.90 Td (As a result, Citi has a well-established ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 477.90 Td (framework in place for managing credit risk across all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 465.90 Td (businesses. ) Tj ET Q q 0 0 0 rg BT 83.04 465.90 Td (This includes a defined risk appetite, credit limits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 453.90 Td (and credit policies, both at the business level as well as at the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 441.90 Td (company-wide level. Citi) Tj ET Q q 0 0 0 rg BT 140.14 441.90 Td (s credit risk management also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 429.90 Td (includes processes and policies with respect to problem ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 417.90 Td (recognition, including watch lists, portfolio reviews, stress ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 405.90 Td (tests, updated risk ratings and classification triggers. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 393.90 Td (W) Tj ET Q q 0 0 0 rg BT 63.04 393.90 Td (ith respect to Citi) Tj ET Q q 0 0 0 rg BT 134.97 393.90 Td (s settlement and clearing activities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 381.90 Td (intra-day client usage of lines is monitored against limits, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 369.90 Td (well as against usage patterns. ) Tj ET Q q 0 0 0 rg BT 159.12 369.90 Td (T) Tj ET Q q 0 0 0 rg BT 164.53 369.90 Td (o the extent a problem ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 357.90 Td (develops, Citi typically moves the client to a secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 345.90 Td (\(collateralized\) operating model. Generally) Tj ET Q q 0 0 0 rg BT 208.05 345.90 Td (, Citi) Tj ET Q q 0 0 0 rg BT 230.83 345.90 Td (s intra-day ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 333.90 Td (settlement and clearing lines are uncommitted and cancelable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 321.90 Td (at any time.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 309.90 Td (T) Tj ET Q q 0 0 0 rg BT 59.41 309.90 Td (o manage concentration of risk within credit risk, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.90 Td (has in place a correlation framework consisting of industry ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 285.90 Td (limits, an idiosyncratic framework consisting of single name ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 273.90 Td (concentrations for each business and across Citigroup and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 261.90 Td (specialized framework consisting of product limits.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 249.90 Td (Credit exposures are generally reported in notional terms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 237.90 Td (for accrual loans, reflecting the value at which the loans as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 225.90 Td (well as loan and other of) Tj ET Q q 0 0 0 rg BT 134.40 225.90 Td (f-balance sheet commitments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 213.90 Td (carried on the Consolidated Balance Sheet. Credit exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 201.90 Td (arising from capital markets activities is generally expressed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 189.90 Td (as the current mark-to-market, net of mar) Tj ET Q q 0 0 0 rg BT 201.02 189.90 Td (gin, reflecting the net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 177.90 Td (value owed to Citi by a given counterparty) Tj ET Q q 0 0 0 rg BT 206.14 177.90 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 165.90 Td (The credit risk associated with these credit exposures is a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 153.90 Td (function of the idiosyncratic creditworthiness of the obligor) Tj ET Q q 0 0 0 rg BT 274.15 153.90 Td (, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 141.90 Td (well as the terms and conditions of the specific obligation. Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 129.90 Td (assesses the credit risk associated with its credit exposures on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 117.90 Td (a regular basis through its loan loss reserve process \(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 105.90 Td (Significant ) Tj ET Q q 0 0 0 rg BT 86.27 105.90 Td (Accounting Policies and Significant Estimates) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 93.90 Td (Allowance for Credit Losses below and Notes 1 and 15 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 81.90 Td (Consolidated Financial Statements\), as well as through regular ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 69.90 Td (stress testing at the company) Tj ET Q q 0 0 0 rg BT 150.33 69.90 Td (, business, geography and product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 57.90 Td (levels. ) Tj ET Q q 0 0 0 rg BT 64.14 57.90 Td (These stress-testing processes typically estimate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 723.90 Td (potential incremental credit costs that would occur as a result ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 711.90 Td (of either downgrades in the credit quality or defaults of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 699.90 Td (obligors or counterparties.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 687.90 Td (There is an independent Chief Risk Of) Tj ET Q q 0 0 0 rg BT 496.22 687.90 Td (ficer for each of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 675.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 675.90 Td (s consumer) Tj ET Q q 0 0 0 rg BT 386.65 675.90 Td (, commercial and corporate lending businesses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 663.90 Td (within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 352.06 663.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.28 663.90 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 388.72 663.90 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.72 663.90 Td ( \(Business CROs\). 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In addition there are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 603.90 Td (Regional and Legal Entity Chief Risk Of) Tj ET Q q 0 0 0 rg BT 487.68 603.90 Td (ficers. ) Tj ET Q q 0 0 0 rg BT 514.70 603.90 Td (There is an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 591.90 Td (independent Chief Risk Of) Tj ET Q q 0 0 0 rg BT 431.30 591.90 Td (ficer for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 466.28 591.90 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.05 591.90 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 489.05 591.90 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.71 591.90 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 535.15 591.90 Td (Latin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 579.90 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.88 579.90 Td (, including Mexico \(Regional CROs\). Each of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 567.90 Td (Regional CROs reports directly to Citi) Tj ET Q q 0 0 0 rg BT 480.93 567.90 Td (s Chief Risk Of) Tj ET Q q 0 0 0 rg BT 543.25 567.90 Td (ficer) Tj ET Q q 0 0 0 rg BT 561.01 567.90 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 555.90 Td (The Regional CROs are accountable for overseeing the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 543.90 Td (management of all risks in their geographic areas and across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 531.90 Td (businesses, and are the primary risk contacts for the Regional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 519.90 Td (Chief Executive Of) Tj ET Q q 0 0 0 rg BT 401.57 519.90 Td (ficers and local regulators. Legal Entity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 507.90 Td (Chief Risk Of) Tj ET Q q 0 0 0 rg BT 379.93 507.90 Td (ficers are responsible for identifying and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 495.90 Td (managing risks in Citibank as well as other specific legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 483.90 Td (entities, with Citibank) Tj ET Q q 0 0 0 rg BT 415.38 483.90 Td (s Chief Risk Of) Tj ET Q q 0 0 0 rg BT 477.70 483.90 Td (ficer reporting directly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 471.90 Td (to Citi) Tj ET Q q 0 0 0 rg BT 352.06 471.90 Td (s Chief Risk Of) Tj ET Q q 0 0 0 rg BT 414.38 471.90 Td (ficer) Tj ET Q q 0 0 0 rg BT 432.14 471.90 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 459.90 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 480.88 459.90 Td (s credit risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 447.90 Td (management, see Note 14 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 435.90 Td (Statements. ) Tj ET Q endstream endobj 143 0 obj <> endobj 144 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (71) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 749.25 Td ( Cr) Tj ET Q q 0 0 0 rg BT 94.24 749.25 Td (edit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Citi provides traditional retail banking, including commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (banking, and credit card products in 19 countries and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (jurisdictions through ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 121.55 713.25 Td (North ) Tj ET Q q 0 0 0 rg BT 147.21 713.25 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.59 713.25 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 208.59 713.25 Td (Latin ) Tj ET Q q 0 0 0 rg BT 232.03 713.25 Td (America ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 701.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 75.44 701.25 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.72 701.25 Td (. ) Tj ET Q q 0 0 0 rg BT 120.54 701.25 Td (The retail banking products include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (consumer mortgages, home equity) Tj ET Q q 0 0 0 rg BT 173.09 689.25 Td (, personal and commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (loans and lines of credit and similar related products with a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (focus on lending to prime customers. Citi uses its risk appetite ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (framework to define its lending parameters. In addition, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (uses proprietary scoring models for new customer approvals. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (As stated in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.16 629.25 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.37 629.25 Td ( above, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 233.19 629.25 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.19 629.25 Td () Tj ET Q q 0 0 0 rg BT 255.97 629.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (overall strategy is to leverage Citi) Tj ET Q q 0 0 0 rg BT 174.01 617.25 Td (s global footprint and be the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (pre-eminent bank for the af) Tj ET Q q 0 0 0 rg BT 145.21 605.25 Td (fluent and emer) Tj ET Q q 0 0 0 rg BT 207.78 605.25 Td (ging af) Tj ET Q q 0 0 0 rg BT 235.65 605.25 Td (fluent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (consumers in lar) Tj ET Q q 0 0 0 rg BT 101.91 593.25 Td (ge urban centers. In credit cards and in certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (retail markets, Citi serves customers in a somewhat broader ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (set of segments and geographies. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 170.41 569.25 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.41 569.25 Td () Tj ET Q q 0 0 0 rg BT 193.19 569.25 Td (s commercial banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (business focuses on small to mid-sized businesses.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 533.25 Td ( Cr) Tj ET Q q 0 0 0 rg BT 94.24 533.25 Td (edit Portfolio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (The following table shows Citi) Tj ET Q q 0 0 0 rg BT 162.66 521.25 Td (s quarterly end-of-period consumer loans:) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 330.38 525.78 Td (\(1\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 495.75 172.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 495.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 495.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 495.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 495.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 495.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 465.75 172.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 465.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 465.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 465.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 465.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 465.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 435.75 172.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 435.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 435.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 435.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 435.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 435.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 405.75 172.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 405.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 405.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 405.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 405.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 405.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 375.75 172.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 375.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 375.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 375.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 375.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 375.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 345.75 172.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 345.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 345.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 345.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 345.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 345.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 315.75 172.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 315.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 315.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 315.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 315.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 315.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 285.75 172.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 285.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 285.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 285.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 285.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 285.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 255.75 172.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 255.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 255.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 255.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 255.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 255.75 74.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 495.75 m 208.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 495.75 m 282.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 495.75 m 356.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 495.75 m 430.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 495.75 m 504.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 495.75 m 578.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 435.75 m 208.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 435.75 m 282.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 435.75 m 356.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 435.75 m 430.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 435.75 m 504.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 435.75 m 578.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 420.75 m 208.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 435.75 m 282.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 420.75 m 282.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 435.75 m 356.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 420.75 m 356.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 435.75 m 430.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 420.75 m 430.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 435.75 m 504.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 420.75 m 504.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 435.75 m 578.5 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 420.75 m 578.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 375.75 m 208.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 375.75 m 282.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 375.75 m 356.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 375.75 m 430.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 375.75 m 504.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 375.75 m 578.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 360.75 m 208.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 375.75 m 282.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 360.75 m 282.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 375.75 m 356.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 360.75 m 356.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 375.75 m 430.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 360.75 m 430.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 375.75 m 504.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 360.75 m 504.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 375.75 m 578.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 360.75 m 578.5 360.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 345.75 m 208.5 345.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 360.75 m 282.5 360.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 345.75 m 282.5 345.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 360.75 m 356.5 360.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 345.75 m 356.5 345.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 360.75 m 430.5 360.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 345.75 m 430.5 345.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 360.75 m 504.5 360.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 345.75 m 504.5 345.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 360.75 m 578.5 360.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 345.75 m 578.5 345.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 285.75 m 208.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 285.75 m 282.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 285.75 m 356.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 285.75 m 430.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 285.75 m 504.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 285.75 m 578.5 285.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 270.75 m 208.5 270.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 270.75 m 282.5 270.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 270.75 m 356.5 270.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 270.75 m 430.5 270.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 270.75 m 504.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 285.75 m 578.5 285.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 270.75 m 578.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 255.75 m 208.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 255.75 m 282.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 255.75 m 356.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 255.75 m 430.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 255.75 m 504.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 255.75 m 578.5 255.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 255.75 m 208.5 255.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 240.75 m 208.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 255.75 m 282.5 255.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 240.75 m 282.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 255.75 m 356.5 255.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 240.75 m 356.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 255.75 m 430.5 255.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 240.75 m 430.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 255.75 m 504.5 255.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 240.75 m 504.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 255.75 m 578.5 255.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 240.75 m 578.5 240.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 500.00 Td (In billions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.50 500.21 Td (4Q16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 500.21 Td (1Q17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 500.21 Td (2Q17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 500.21 Td (3Q17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.25 500.20 Td (4Q17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 485.20 Td (Retail banking:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 470.21 Td (Mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.75 470.21 Td (79.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.75 470.21 Td (81.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 470.21 Td (81.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 470.21 Td (81.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 470.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.25 470.20 Td (81.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 455.21 Td (Commercial banking) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.75 455.21 Td (32.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.75 455.21 Td (33.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 455.21 Td (34.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 455.21 Td (35.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.25 455.20 Td (36.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 440.21 Td (Personal and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.75 440.21 Td (24.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.75 440.21 Td (26.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 440.21 Td (27.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 440.21 Td (27.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.25 440.20 Td (27.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 425.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 425.20 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.84 425.20 Td (etail banking) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.00 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.25 425.21 Td (136.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.25 425.21 Td (141.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.25 425.21 Td (143.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.25 425.21 Td (144.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 425.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 425.20 Td (145.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 410.20 Td (Cards:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 395.21 Td (Citi-branded cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.00 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.25 395.21 Td (108.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.25 395.21 Td (105.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.25 395.21 Td (109.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.25 395.21 Td (1) Tj ET Q q 0 0 0 rg BT 480.75 395.21 Td (10.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 395.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 395.20 Td (1) Tj ET Q q 0 0 0 rg BT 553.25 395.20 Td (15.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 380.21 Td (Citi retail services) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.75 380.21 Td (47.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.75 380.21 Td (44.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 380.21 Td (45.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 380.21 Td (45.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.25 380.20 Td (49.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 365.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 365.20 Td (otal cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.00 365.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.25 365.21 Td (155.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 365.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.25 365.21 Td (149.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 365.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.25 365.21 Td (155.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 365.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.25 365.21 Td (156.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 365.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 365.20 Td (164.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 350.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 350.20 Td (otal ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 60.92 350.20 Td (GCB) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.00 350.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.25 350.21 Td (291.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 350.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.25 350.21 Td (291.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 350.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.25 350.21 Td (298.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 350.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.25 350.21 Td (300.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 350.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 350.20 Td (310.8) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 335.20 Td (GCB) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.51 335.20 Td ( r) Tj ET Q q 0 0 0 rg BT 63.59 335.20 Td (egional distribution:) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 320.20 Td (North ) Tj ET Q q 0 0 0 rg BT 68.17 320.20 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.50 320.21 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 274.50 320.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.50 320.21 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.50 320.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 320.21 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.50 320.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 320.21 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 320.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.00 320.20 Td (63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 569.00 320.20 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 305.20 Td (Latin ) Tj ET Q q 0 0 0 rg BT 66.09 305.20 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 305.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 305.21 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 305.21 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 305.21 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.50 305.20 Td (8) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 290.20 Td (Asia) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 61.00 294.28 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.50 290.21 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.50 290.21 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 290.21 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 290.21 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.00 290.20 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 275.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 275.20 Td (otal ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 60.92 275.20 Td (GCB) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.00 275.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 274.50 275.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 275.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.50 275.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 275.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.50 275.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.00 275.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 275.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 275.20 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 569.00 275.20 Td (%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 260.20 Td (Corporate/Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.00 260.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.75 260.21 Td (33.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 260.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.75 260.21 Td (29.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 260.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 260.21 Td (26.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 260.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 260.21 Td (24.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 260.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.25 260.20 Td (22.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 245.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 245.20 Td (otal consumer) Tj ET Q q 0 0 0 rg BT 98.26 245.20 Td ( loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.00 245.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.25 245.21 Td (325.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 245.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.25 245.21 Td (320.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 245.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.25 245.21 Td (325.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 245.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.25 245.21 Td (325.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 245.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.75 245.20 Td (333.7) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 222.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 222.05 Td (End-of-period loans include interest and fees on credit cards.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 212.45 Td (\(2\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 212.45 Td (Asia) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 68.22 212.45 Td ( includes loans and leases in certain ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 184.41 212.45 Td (EMEA) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.73 212.45 Td ( countries for all periods presented.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 188.45 Td (For information on changes to Citi) Tj ET Q q 0 0 0 rg BT 198.37 188.45 Td (s average consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 176.45 Td (loans, see Liquidity RiskLoans below) Tj ET Q q 0 0 0 rg BT 205.04 176.45 Td (.) Tj ET Q endstream endobj 145 0 obj <> endobj 146 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (72) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Overall Consumer Credit T) Tj ET Q q 0 0 0 rg BT 148.13 749.25 Td (rends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following charts show the quarterly trends in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (delinquencies and net credit losses across both retail banking, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (including commercial banking, and cards for total ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 238.16 713.25 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.16 713.25 Td ( and by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (region. ) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 678.75 m 288.5 678.75 l s BT /F6 8.00 Tf ET q 0 0 0 rg BT 111.75 664.98 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 12.25 36.00 643.99 cm /I22 Do Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 97.65 36.00 529.38 cm /I23 Do Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 518.9 m 288.5 518.9 l s BT /F6 8.00 Tf ET q 0 0 0 rg BT 134.55 505.13 Td (North ) Tj ET Q q 0 0 0 rg BT 157.80 505.13 Td (America) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 12.25 36.00 484.14 cm /I24 Do Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 85.20 36.00 393.93 cm /I25 Do Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 369.95 Td (North ) Tj ET Q q 0 0 0 rg BT 82.66 369.95 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.04 369.95 Td ( provides mortgages, home equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 357.95 Td (loans, personal loans and commercial banking products ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 345.95 Td (through Citi) Tj ET Q q 0 0 0 rg BT 87.39 345.95 Td (s retail banking network and card products ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 333.95 Td (through Citi-branded cards and Citi retail services businesses. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 321.95 Td (The retail bank is concentrated in six major metropolitan cities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 309.95 Td (in the United States \(for additional information on the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.95 Td (retail bank, see ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 103.19 297.95 Td (North ) Tj ET Q q 0 0 0 rg BT 128.85 297.95 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.22 297.95 Td ( above\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 285.95 Td (As of December 31, 2017, approximately 71% of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 256.95 285.95 Td (North ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 273.95 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.38 273.95 Td ( consumer loans consisted of Citi-branded and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 261.95 Td (Citi retail services cards, which generally drives the overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 249.95 Td (credit performance of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 125.12 249.95 Td (North ) Tj ET Q q 0 0 0 rg BT 150.78 249.95 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.15 249.95 Td (, including the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 237.95 Td (credit performance year) Tj ET Q q 0 0 0 rg BT 131.29 237.95 Td (-over) Tj ET Q q 0 0 0 rg BT 152.19 237.95 Td (-year as of the fourth quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 225.95 Td (2017 \(for additional information on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 180.69 225.95 Td (North ) Tj ET Q q 0 0 0 rg BT 206.35 225.95 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.73 225.95 Td () Tj ET Q q 0 0 0 rg BT 265.51 225.95 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 213.95 Td (cards portfolios, including delinquency and net credit loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 201.95 Td (rates, see Credit Card ) Tj ET Q q 0 0 0 rg BT 128.84 201.95 Td (T) Tj ET Q q 0 0 0 rg BT 134.59 201.95 Td (rends below\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 189.95 Td (Quarter) Tj ET Q q 0 0 0 rg BT 87.34 189.95 Td (-over) Tj ET Q q 0 0 0 rg BT 108.24 189.95 Td (-quarter) Tj ET Q q 0 0 0 rg BT 139.48 189.95 Td (, 90+ days past due delinquency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 177.95 Td (rates increased, primarily due to seasonality in the cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 165.95 Td (portfolios and the hurricane-related impact to the mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 153.95 Td (portfolio. ) Tj ET Q q 0 0 0 rg BT 75.81 153.95 Td (The net credit loss rate decreased quarter) Tj ET Q q 0 0 0 rg BT 239.42 153.95 Td (-over) Tj ET Q q 0 0 0 rg BT 260.32 153.95 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 141.95 Td (quarter) Tj ET Q q 0 0 0 rg BT 63.92 141.95 Td (, primarily reflecting the absence of an episodic char) Tj ET Q q 0 0 0 rg BT 273.92 141.95 Td (ge-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 129.95 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 129.95 Td (f in the commercial portfolio that occurred in the third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 117.95 Td (quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 102.46 117.95 Td (The net credit loss rate increased year) Tj ET Q q 0 0 0 rg BT 253.30 117.95 Td (-over) Tj ET Q q 0 0 0 rg BT 274.20 117.95 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 105.95 Td (year primarily due to seasoning in both cards portfolios. ) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 755.5 m 576.5 755.5 l s BT /F6 8.00 Tf ET q 0 0 0 rg BT 423.65 741.73 Td (Latin ) Tj ET Q q 0 0 0 rg BT 444.69 741.73 Td (America) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 12.25 324.00 720.79 cm /I26 Do Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 96.15 324.00 619.62 cm /I27 Do Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 345.00 595.60 Td (Latin ) Tj ET Q q 0 0 0 rg BT 368.44 595.60 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.81 595.60 Td ( operates in Mexico through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 583.60 Td (Citibanamex, one of Mexico) Tj ET Q q 0 0 0 rg BT 441.19 583.60 Td (s lar) Tj ET Q q 0 0 0 rg BT 457.95 583.60 Td (gest banks, and provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 571.60 Td (credit cards, consumer mortgages, personal loans and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 559.60 Td (commercial banking products. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 447.85 559.60 Td (Latin ) Tj ET Q q 0 0 0 rg BT 471.29 559.60 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.67 559.60 Td ( serves a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 547.60 Td (more mass market segment in Mexico and focuses on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 535.60 Td (developing multi-product relationships with customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 523.60 Td (As set forth in the chart above, 90+ days past due) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 511.60 Td (delinquency rates improved year) Tj ET Q q 0 0 0 rg BT 454.58 511.60 Td (-over) Tj ET Q q 0 0 0 rg BT 475.48 511.60 Td (-year and quarter) Tj ET Q q 0 0 0 rg BT 543.57 511.60 Td (-over) Tj ET Q q 0 0 0 rg BT 564.47 511.60 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 499.60 Td (quarter) Tj ET Q q 0 0 0 rg BT 351.92 499.60 Td (, lar) Tj ET Q q 0 0 0 rg BT 367.28 499.60 Td (gely driven by the commercial portfolio. ) Tj ET Q q 0 0 0 rg BT 534.27 499.60 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 487.60 Td (improvement year) Tj ET Q q 0 0 0 rg BT 396.83 487.60 Td (-over) Tj ET Q q 0 0 0 rg BT 417.73 487.60 Td (-year was partially of) Tj ET Q q 0 0 0 rg BT 502.78 487.60 Td (fset by a higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 475.60 Td (delinquency rate in cards due to the seasoning of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 463.60 Td (portfolio.) Tj ET Q q 0 0 0 rg BT 363.81 463.60 Td (The net credit loss rate increased in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 507.92 463.60 Td (Latin ) Tj ET Q q 0 0 0 rg BT 531.36 463.60 Td (America ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 451.60 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 451.60 Td ( year) Tj ET Q q 0 0 0 rg BT 363.51 451.60 Td (-over) Tj ET Q q 0 0 0 rg BT 384.41 451.60 Td (-year and quarter) Tj ET Q q 0 0 0 rg BT 452.50 451.60 Td (-over) Tj ET Q q 0 0 0 rg BT 473.39 451.60 Td (-quarter as of the fourth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 439.60 Td (quarter of 2017, primarily due to an episodic char) Tj ET Q q 0 0 0 rg BT 522.36 439.60 Td (ge-of) Tj ET Q q 0 0 0 rg BT 543.28 439.60 Td (f in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 427.60 Td (commercial portfolio as well as seasoning in the cards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 415.60 Td (portfolio.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 393.1 m 576.5 393.1 l s BT /F6 8.00 Tf ET q 0 0 0 rg BT 438.35 379.33 Td (Asia) Tj ET Q BT /F6 8.00 Tf ET BT /F6 5.20 Tf ET q 0 0 0 rg BT 455.25 383.14 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 12.25 324.00 358.39 cm /I28 Do Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 77.40 324.00 275.97 cm /I29 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 266.35 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 360.00 266.35 Td (Asia) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.22 266.35 Td ( includes ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 404.88 266.35 Td (GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 420.88 266.35 Td ( activities in certain ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 485.75 266.35 Td (EMEA) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 507.07 266.35 Td ( countries for all ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.00 256.75 Td (periods presented.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 345.00 235.15 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.28 235.15 Td ( operates in 17 countries in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 495.81 235.15 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.58 235.15 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 533.02 235.15 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.68 235.15 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 223.15 Td (and provides credit cards, consumer mortgages, personal loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 211.15 Td (and commercial banking products. ) Tj ET Q q 0 0 0 rg BT 464.24 211.15 Td (As shown in the chart ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 199.15 Td (above, 90+ days past due delinquency and net credit loss rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 187.15 Td (were lar) Tj ET Q q 0 0 0 rg BT 356.29 187.15 Td (gely stable in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 412.12 187.15 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.39 187.15 Td ( year) Tj ET Q q 0 0 0 rg BT 471.90 187.15 Td (-over) Tj ET Q q 0 0 0 rg BT 492.80 187.15 Td (-year and quarter) Tj ET Q q 0 0 0 rg BT 560.89 187.15 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 175.15 Td (over) Tj ET Q q 0 0 0 rg BT 341.57 175.15 Td (-quarter as of the fourth quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 505.49 175.15 Td (This stability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 163.15 Td (reflects the strong credit profiles in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 466.73 163.15 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.01 163.15 Td () Tj ET Q q 0 0 0 rg BT 509.79 163.15 Td (s tar) Tj ET Q q 0 0 0 rg BT 526.54 163.15 Td (get ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 151.15 Td (customer segments. In addition, regulatory changes in many ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 139.15 Td (markets in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 368.43 139.15 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.21 139.15 Td ( over the past few years have resulted in stable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 127.15 Td (or improved portfolio credit quality) Tj ET Q q 0 0 0 rg BT 465.54 127.15 Td (, despite weaker ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 115.15 Td (macroeconomic conditions in several countries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 103.15 Td (For additional information on cost of credit, loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 91.15 Td (delinquency and other information for Citi) Tj ET Q q 0 0 0 rg BT 497.01 91.15 Td (s consumer loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 79.15 Td (portfolios, see each respective business) Tj ET Q q 0 0 0 rg BT 483.67 79.15 Td (s results of operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 67.15 Td (above and Note 14 to the Consolidated Financial Statements.) Tj ET Q endstream endobj 147 0 obj <> endobj 148 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (73) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Credit Card T) Tj ET Q q 0 0 0 rg BT 92.86 749.25 Td (rends ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following charts show the quarterly trends in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (delinquencies and net credit losses for total ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 211.22 725.25 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.22 725.25 Td ( cards, Citi) Tj ET Q q 0 0 0 rg BT 277.61 725.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (North ) Tj ET Q q 0 0 0 rg BT 61.66 713.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.54 713.25 Td ( Citi-branded cards and Citi retail services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (portfolios as well as for Citi) Tj ET Q q 0 0 0 rg BT 150.71 701.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 157.10 701.25 Td (Latin ) Tj ET Q q 0 0 0 rg BT 180.54 701.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.41 701.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 233.85 701.25 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.63 701.25 Td ( Citi-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (branded cards portfolios.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 666.75 m 288.5 666.75 l s BT /F6 8.00 Tf ET q 0 0 0 rg BT 140.25 652.98 Td (T) Tj ET Q q 0 0 0 rg BT 144.54 652.98 Td (otal Cards) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 12.25 36.00 631.99 cm /I30 Do Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 102.25 36.00 524.75 cm /I31 Do Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 478.25 m 288.5 478.25 l s BT /F6 8.00 Tf ET q 0 0 0 rg BT 97.00 464.48 Td (North ) Tj ET Q q 0 0 0 rg BT 120.25 464.48 Td (America Citi-Branded Cards) Tj ET Q /GS0 gs q 252.00 0 0 12.25 36.00 443.54 cm /I32 Do Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 95.95 36.00 330.58 cm /I33 Do Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 306.60 Td (North ) Tj ET Q q 0 0 0 rg BT 79.66 306.60 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.04 306.60 Td () Tj ET Q q 0 0 0 rg BT 138.81 306.60 Td (s Citi-branded cards portfolio issues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 294.60 Td (proprietary and co-branded cards. ) Tj ET Q q 0 0 0 rg BT 172.88 294.60 Td (As shown in the chart ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 282.60 Td (above, the 90+ days past due delinquency rate in Citi-branded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 270.60 Td (cards was stable year) Tj ET Q q 0 0 0 rg BT 120.48 270.60 Td (-over) Tj ET Q q 0 0 0 rg BT 141.38 270.60 Td (-year and seasonally higher quarter) Tj ET Q q 0 0 0 rg BT 281.67 270.60 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 258.60 Td (over) Tj ET Q q 0 0 0 rg BT 53.57 258.60 Td (-quarter) Tj ET Q q 0 0 0 rg BT 84.66 258.60 Td (. ) Tj ET Q q 0 0 0 rg BT 89.48 258.60 Td (The net credit loss rate increased year) Tj ET Q q 0 0 0 rg BT 240.32 258.60 Td (-over) Tj ET Q q 0 0 0 rg BT 261.21 258.60 Td (-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 246.60 Td (primarily due to seasoning, and decreased quarter) Tj ET Q q 0 0 0 rg BT 234.33 246.60 Td (-over) Tj ET Q q 0 0 0 rg BT 255.23 246.60 Td (-quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 234.60 Td (primarily due to seasonality as well as higher asset sales.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 738.6 m 576.5 738.6 l s BT /F6 8.00 Tf ET q 0 0 0 rg BT 385.45 724.83 Td (North ) Tj ET Q q 0 0 0 rg BT 408.70 724.83 Td (America Citi Retail Services) Tj ET Q /GS0 gs q 252.00 0 0 120.60 324.00 595.49 cm /I34 Do Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 583.50 Td (Citi retail services partners directly with more than 20 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 571.50 Td (retailers and dealers to of) Tj ET Q q 0 0 0 rg BT 424.88 571.50 Td (fer private-label and co-branded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 559.50 Td (consumer and commercial cards. Citi retail services) Tj ET Q q 0 0 0 rg BT 533.45 559.50 Td ( tar) Tj ET Q q 0 0 0 rg BT 546.32 559.50 Td (get ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 547.50 Td (market is focused on select industry segments such as home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 535.50 Td (improvement, specialty retail, consumer electronics and fuel. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 523.50 Td (Citi retail services continually evaluates opportunities to add ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 511.50 Td (partners within tar) Tj ET Q q 0 0 0 rg BT 397.13 511.50 Td (get industries that have strong loyalty) Tj ET Q q 0 0 0 rg BT 546.73 511.50 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 499.50 Td (lending or payment programs and growth potential. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 487.50 Td (Citi retail services) Tj ET Q q 0 0 0 rg BT 417.34 487.50 Td ( delinquency and net credit loss rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 475.50 Td (increased year) Tj ET Q q 0 0 0 rg BT 381.26 475.50 Td (-over) Tj ET Q q 0 0 0 rg BT 402.16 475.50 Td (-year) Tj ET Q q 0 0 0 rg BT 422.30 475.50 Td (, primarily due to seasoning as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 463.50 Td (softness in the collections rates experienced once an account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 451.50 Td (reaches mid-stage delinquency) Tj ET Q q 0 0 0 rg BT 446.63 451.50 Td (. ) Tj ET Q q 0 0 0 rg BT 451.45 451.50 Td (The quarter) Tj ET Q q 0 0 0 rg BT 497.61 451.50 Td (-over) Tj ET Q q 0 0 0 rg BT 518.51 451.50 Td (-quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 439.50 Td (increase in both loss and delinquency rates is also due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 427.50 Td (seasonal movements observed in Citi retail services. ) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 405 m 576.5 405 l s BT /F6 8.00 Tf ET q 0 0 0 rg BT 386.10 392.23 Td (Latin ) Tj ET Q q 0 0 0 rg BT 407.14 392.23 Td (America Citi-Branded Cards) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 12.25 324.00 371.24 cm /I35 Do Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 128.50 324.00 225.76 cm /I36 Do Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 201.75 Td (Latin ) Tj ET Q q 0 0 0 rg BT 365.44 201.75 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.81 201.75 Td ( issues proprietary and co-branded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 189.75 Td (cards. ) Tj ET Q q 0 0 0 rg BT 349.55 189.75 Td (As set forth in the chart above, the net credit loss and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 177.75 Td (delinquency rates increased year) Tj ET Q q 0 0 0 rg BT 454.01 177.75 Td (-over) Tj ET Q q 0 0 0 rg BT 474.91 177.75 Td (-year due to seasoning. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 165.75 Td (The decrease quarter) Tj ET Q q 0 0 0 rg BT 407.08 165.75 Td (-over) Tj ET Q q 0 0 0 rg BT 427.97 165.75 Td (-quarter of the net credit loss and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 153.75 Td (delinquency rates was primarily driven by higher payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 141.75 Td (rates reflecting the payment of year) Tj ET Q q 0 0 0 rg BT 465.67 141.75 Td (-end bonuses.) Tj ET Q endstream endobj 149 0 obj <> endobj 150 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (74) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 755.5 m 288.5 755.5 l s BT /F6 8.00 Tf ET q 0 0 0 rg BT 112.80 741.73 Td (Asia Citi-Branded Cards) Tj ET Q BT /F6 8.00 Tf ET BT /F6 5.20 Tf ET q 0 0 0 rg BT 204.82 745.54 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 12.25 36.00 720.79 cm /I37 Do Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 83.65 36.00 632.12 cm /I38 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 610.50 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 72.00 610.50 Td (Asia) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 86.22 610.50 Td ( includes loans and leases in certain ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 202.41 610.50 Td (EMEA) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 223.73 610.50 Td ( countries for all ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 600.90 Td (periods presented.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 576.90 Td (Asia GCB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.78 576.90 Td (issues proprietary and co-branded cards. ) Tj ET Q q 0 0 0 rg BT 263.05 576.90 Td (As set ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 564.90 Td (forth in the chart above, 90+ days past due delinquency and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 552.90 Td (net credit loss rates have remained broadly stable, driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 540.90 Td (the mature and well-diversified nature of the cards portfolio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 528.90 Td (For additional information on cost of credit, delinquency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 516.90 Td (and other information for Citi) Tj ET Q q 0 0 0 rg BT 157.64 516.90 Td (s cards portfolios, see each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 504.90 Td (respective business) Tj ET Q q 0 0 0 rg BT 115.70 504.90 Td (s results of operations above and Note 14 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 492.90 Td (to the Consolidated Financial Statements. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 468.90 Td (North ) Tj ET Q q 0 0 0 rg BT 62.58 468.90 Td (America Cards FICO Distribution) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 456.90 Td (The following tables show the current FICO score ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 444.90 Td (distributions for Citi) Tj ET Q q 0 0 0 rg BT 120.45 444.90 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.84 444.90 Td (North ) Tj ET Q q 0 0 0 rg BT 152.50 444.90 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.38 444.90 Td ( Citi-branded cards and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 432.90 Td (Citi retail services portfolios. FICO scores are updated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 420.90 Td (monthly for substantially all of the portfolio and on a quarterly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 408.90 Td (basis for the remaining portfolio.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Citi-Branded) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 693.75 105.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 693.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 693.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 663.75 105.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 663.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 663.75 74.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 723.75 m 429.5 723.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 723.75 m 503.5 723.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 723.75 m 577.5 723.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 708.75 m 429.5 708.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 723.75 m 503.5 723.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 708.75 m 503.5 708.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 723.75 m 577.5 723.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 708.75 m 577.5 708.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 663.75 m 429.5 663.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 663.75 m 503.5 663.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 663.75 m 577.5 663.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 648.75 m 429.5 648.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 648.75 m 503.5 648.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 648.75 m 577.5 648.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.80 728.20 Td (December) Tj ET Q q 0 0 0 rg BT 515.69 728.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 713.20 Td (FICO distribution) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 713.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 713.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 698.21 Td ( > 760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 698.20 Td (42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 698.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 698.21 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.50 698.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 683.21 Td ( 680 - 760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 683.20 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 683.21 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 668.21 Td ( < 680) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 668.20 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 668.21 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 653.20 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 653.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 653.20 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 653.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.00 653.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.50 653.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 625.25 Td (Citi Retail Services) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 569.75 105.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 569.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 569.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 539.75 105.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 539.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 539.75 74.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 599.75 m 429.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 599.75 m 503.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 599.75 m 577.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 584.75 m 429.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 599.75 m 503.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 584.75 m 503.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 599.75 m 577.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 584.75 m 577.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 539.75 m 429.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 539.75 m 503.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 539.75 m 577.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 539.75 m 429.5 539.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 524.75 m 429.5 524.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 524.75 m 503.5 524.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 524.75 m 577.5 524.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.80 604.20 Td (December) Tj ET Q q 0 0 0 rg BT 515.69 604.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 589.20 Td (FICO distribution) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 589.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 589.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 574.21 Td ( > 760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 574.20 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 574.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 574.21 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.50 574.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 559.21 Td ( 680 - 760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 559.20 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 559.21 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 544.21 Td ( < 680) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 544.20 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 544.21 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 529.20 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 529.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 529.20 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 529.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.00 529.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.50 529.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 503.65 Td (Both the Citi-branded cards) Tj ET Q q 0 0 0 rg BT 458.39 503.65 Td ( and Citi retail services) Tj ET Q q 0 0 0 rg BT 553.17 503.65 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 491.65 Td (cards FICO distributions remained stable as of year) Tj ET Q q 0 0 0 rg BT 529.58 491.65 Td (-end 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 479.65 Td (For additional information on FICO scores, see Note 14 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 467.65 Td (to the Consolidated Financial Statements.) Tj ET Q endstream endobj 151 0 obj <> endobj 152 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (75) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (North ) Tj ET Q q 0 0 0 rg BT 62.58 749.25 Td (America Consumer Mortgage Portfolio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 737.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 60.17 737.25 Td (North ) Tj ET Q q 0 0 0 rg BT 85.83 737.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.71 737.25 Td ( consumer mortgage portfolio consists of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (both residential first mortgages and home equity loans. ) Tj ET Q q 0 0 0 rg BT 258.27 725.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (following table shows the outstanding quarterly end-of-period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (loans for Citi) Tj ET Q q 0 0 0 rg BT 91.55 701.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 97.94 701.25 Td (North ) Tj ET Q q 0 0 0 rg BT 123.60 701.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.48 701.25 Td ( residential first mortgage and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (home equity loan portfolios: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 663.75 94.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 129.50 663.75 32.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 663.75 31.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 663.75 34.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 663.75 31.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 663.75 30.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 633.75 94.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 129.50 633.75 32.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 633.75 31.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 633.75 34.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 633.75 31.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 633.75 30.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 603.75 94.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 129.50 603.75 32.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 603.75 31.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 603.75 34.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 603.75 31.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 603.75 30.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 573.75 94.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 129.50 573.75 32.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 573.75 31.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 573.75 34.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 573.75 31.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 573.75 30.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 543.75 94.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 129.50 543.75 32.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 543.75 31.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 543.75 34.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 543.75 31.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 543.75 30.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 663.75 m 129.5 663.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 663.75 m 161.5 663.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 663.75 m 192.5 663.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192.5 663.75 m 226.5 663.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 663.75 m 257.5 663.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 663.75 m 287.5 663.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 618.75 m 129.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 603.75 m 129.5 603.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 618.75 m 161.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 603.75 m 161.5 603.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 618.75 m 192.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 603.75 m 192.5 603.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192.5 618.75 m 226.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192.5 603.75 m 226.5 603.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 618.75 m 257.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 603.75 m 257.5 603.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 618.75 m 287.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 603.75 m 287.5 603.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 558.75 m 129.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 558.75 m 161.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 558.75 m 192.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192.5 558.75 m 226.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 558.75 m 257.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 558.75 m 287.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 543.75 m 129.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 558.75 m 161.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 543.75 m 161.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 558.75 m 192.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 543.75 m 192.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192.5 558.75 m 226.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192.5 543.75 m 226.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 558.75 m 257.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 543.75 m 257.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 558.75 m 287.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 543.75 m 287.5 543.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 520.75 m 129.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 543.75 m 161.5 543.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 520.75 m 161.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 543.75 m 192.5 543.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 520.75 m 192.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192.5 543.75 m 226.5 543.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 192.5 520.75 m 226.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 543.75 m 257.5 543.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 520.75 m 257.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 543.75 m 287.5 543.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 520.75 m 287.5 520.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 668.00 Td (In billions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 133.50 668.21 Td (4Q16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 165.00 668.21 Td (1Q17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 668.21 Td (2Q17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 668.21 Td (3Q17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.25 668.20 Td (4Q17) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 653.20 Td (GCB:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 638.21 Td (Residential firsts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 132.00 638.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 142.25 638.21 Td (40.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 638.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.25 638.21 Td (40.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 195.00 638.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.25 638.21 Td (40.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 638.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.25 638.21 Td (40.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.00 638.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.25 638.20 Td (40.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 623.21 Td (Home equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 146.75 623.21 Td (4.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.75 623.21 Td (4.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.75 623.21 Td (4.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.75 623.21 Td (4.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.75 623.20 Td (4.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 608.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 608.20 Td (otal ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 59.92 608.20 Td (GCB) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 132.00 608.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 142.25 608.21 Td (44.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 608.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.25 608.21 Td (44.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 195.00 608.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.25 608.21 Td (44.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 608.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.25 608.21 Td (44.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.00 608.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.25 608.20 Td (44.3) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 593.20 Td (Corporate/Other:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 578.21 Td (Residential firsts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 132.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 142.25 578.21 Td (13.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.25 578.21 Td (12.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 195.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.25 578.21 Td (1) Tj ET Q q 0 0 0 rg BT 211.75 578.21 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.25 578.21 Td (10.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.00 578.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.75 578.20 Td (9.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 563.21 Td (Home equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 142.25 563.21 Td (15.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.25 563.21 Td (13.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.25 563.21 Td (12.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.25 563.21 Td (1) Tj ET Q q 0 0 0 rg BT 242.75 563.21 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.25 563.20 Td (10.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 548.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 548.20 Td (otal ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 59.92 548.20 Td (Corporate/Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 132.00 548.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 142.25 548.21 Td (28.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 548.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.25 548.21 Td (25.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 195.00 548.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.25 548.21 Td (23.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 548.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.25 548.21 Td (21.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.00 548.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.25 548.20 Td (19.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 534.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 534.20 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 82.75 534.20 Td (oup ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 38.00 525.20 Td (North ) Tj ET Q q 0 0 0 rg BT 61.92 525.20 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 132.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 142.25 525.21 Td (72.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.25 525.21 Td (70.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 195.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.25 525.21 Td (67.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.25 525.21 Td (65.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.00 525.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.25 525.20 Td (64.2) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (For additional information on delinquency and net credit loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (trends in Citi) Tj ET Q q 0 0 0 rg BT 91.00 485.25 Td (s consumer mortgage portfolio, see Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (Consumer Credit Details below) Tj ET Q q 0 0 0 rg BT 166.16 473.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 168.66 473.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (Home Equity LoansRevolving HELOCs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (As set forth in the table above, Citi had $14.8 billion of home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (equity loans as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.35 425.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.35 425.25 Td (, of which $3.4 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (are fixed-rate home equity loans and $1) Tj ET Q q 0 0 0 rg BT 194.46 413.25 Td (1.4 billion are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (extended under home equity lines of credit \(Revolving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (HELOCs\). Fixed-rate home equity loans are fully amortizing. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (Revolving HELOCs allow for amounts to be drawn for a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (period of time with the payment of interest only and then, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (the end of the draw period, the outstanding amount is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (converted to an amortizing loan, or reset \(the interest-only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (payment feature during the revolving period is standard for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (this product across the industry\). Upon reset, these borrowers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (will be required to pay both interest, usually at a variable rate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (and principal that amortizes typically over 20 years, rather ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (than the standard 30-year amortization.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 269.25 Td (Of the Revolving HELOCs at December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.96 269.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.96 269.25 Td (, $6.8 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (billion had reset \(compared to $6.2 billion at December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 245.25 Td (\) and $4.6 billion were still within their revolving period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (and had not reset \(compared to $7.8 billion at December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 221.25 Td (\). ) Tj ET Q q 0 0 0 rg BT 64.15 221.25 Td (The following chart indicates the FICO and combined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (loan-to-value \(CL) Tj ET Q q 0 0 0 rg BT 107.00 209.25 Td (TV\) characteristics of Citi) Tj ET Q q 0 0 0 rg BT 214.46 209.25 Td (s Revolving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (HELOCs portfolio and the year in which they reset:) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 755.5 m 576.5 755.5 l s BT /F6 7.00 Tf ET q 0 0 0 rg BT 327.00 747.55 Td (North ) Tj ET Q q 0 0 0 rg BT 347.35 747.55 Td (America Home Equity Lines of Credit ) Tj ET Q q 0 0 0 rg BT 472.34 747.55 Td (Amortization Citigroup) Tj ET Q BT /F6 7.00 Tf ET q 0 0 0 rg BT 327.00 740.55 Td (T) Tj ET Q q 0 0 0 rg BT 330.76 740.55 Td (otal ENR by Reset ) Tj ET Q q 0 0 0 rg BT 392.87 740.55 Td (Y) Tj ET Q q 0 0 0 rg BT 397.15 740.55 Td (ear) Tj ET Q BT /F8 6.00 Tf ET q 0 0 0 rg BT 327.00 734.28 Td (In billions of dollars as of December 31, 2017) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 252.00 0 0 132.00 324.00 594.00 cm /I39 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 580.10 Td (Note: ) Tj ET Q q 0 0 0 rg BT 343.63 580.10 Td (T) Tj ET Q q 0 0 0 rg BT 347.96 580.10 Td (otals ) Tj ET Q q 0 0 0 rg BT 365.07 580.10 Td (may ) Tj ET Q q 0 0 0 rg BT 380.84 580.10 Td (not ) Tj ET Q q 0 0 0 rg BT 393.06 580.10 Td (sum ) Tj ET Q q 0 0 0 rg BT 408.40 580.10 Td (due ) Tj ET Q q 0 0 0 rg BT 421.95 580.10 Td (to ) Tj ET Q q 0 0 0 rg BT 430.17 580.10 Td (rounding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 556.10 Td (Approximately 59% of Citi) Tj ET Q q 0 0 0 rg BT 454.49 556.10 Td (s total Revolving HELOCs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 544.10 Td (portfolio had reset as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.05 544.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.05 544.10 Td ( \(compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 532.10 Td (44% as of December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.07 532.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.07 532.10 Td (\). Of the remaining Revolving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 520.10 Td (HELOCs portfolio, approximately 29% will reset during 2018. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 508.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 508.10 Td (s customers with Revolving HELOCs that reset could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 496.10 Td (experience payment shock due to the higher required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 484.10 Td (payments on the loans. Citi currently estimates that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 472.10 Td (monthly loan payment for its Revolving HELOCs that reset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 460.10 Td (during 2018 could increase on average by approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 448.10 Td ($308, or 1) Tj ET Q q 0 0 0 rg BT 364.46 448.10 Td (18%. Increases in interest rates could further ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 436.10 Td (increase these payments given the variable nature of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 424.10 Td (interest rates on these loans post-reset. Of the Revolving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 412.10 Td (HELOCs that will reset during 2018, approximately $10 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 400.10 Td (million, or 1%, of the loans have a CL) Tj ET Q q 0 0 0 rg BT 476.38 400.10 Td (TV) Tj ET Q q 0 0 0 rg BT 489.53 400.10 Td ( greater than 100% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 388.10 Td (as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.24 388.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.24 388.10 Td (. Borrowers) Tj ET Q q 0 0 0 rg BT 474.04 388.10 Td ( high loan-to-value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 376.10 Td (positions, as well as the cost and availability of refinancing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 364.10 Td (options, could limit borrowers) Tj ET Q q 0 0 0 rg BT 447.69 364.10 Td ( ability to refinance their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 352.10 Td (Revolving HELOCs as these loans reset.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 340.10 Td (Approximately 5.9% of the Revolving HELOCs that have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 328.10 Td (reset as of December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.62 328.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.62 328.10 Td ( were 30+ days past due, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 316.10 Td (compared to 3.9% of the total outstanding home equity loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 304.10 Td (portfolio \(amortizing and non-amortizing\). ) Tj ET Q q 0 0 0 rg BT 497.38 304.10 Td (This compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 292.10 Td (6.7% and 3.9%, respectively) Tj ET Q q 0 0 0 rg BT 437.76 292.10 Td (, as of December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.00 292.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.00 292.10 Td (. ) Tj ET Q q 0 0 0 rg BT 547.45 292.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 280.10 Td (newly amortizing loans continue to season, the delinquency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 268.10 Td (rate of Citi) Tj ET Q q 0 0 0 rg BT 370.10 268.10 Td (s total home equity loan portfolio could increase. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 256.10 Td (In addition, resets to date have generally occurred during a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 244.10 Td (period of historically low interest rates, which Citi believes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 232.10 Td (has likely reduced the overall payment shock to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 220.10 Td (borrower) Tj ET Q q 0 0 0 rg BT 360.10 220.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 208.10 Td (Citi monitors this reset risk closely and will continue to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 196.10 Td (consider any potential impact in determining its allowance for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 184.10 Td (loan loss reserves. In addition, management continues to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 172.10 Td (review and take additional actions to of) Tj ET Q q 0 0 0 rg BT 481.54 172.10 Td (fset potential reset risk, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 160.10 Td (such as a borrower outreach program to provide reset risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 148.10 Td (education and proactively working with high-risk borrowers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 136.10 Td (through a specialized single point of contact unit. ) Tj ET Q endstream endobj 153 0 obj <> endobj 154 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (76) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Additional Consumer) Tj ET Q q 0 0 0 rg BT 128.33 749.25 Td ( Cr) Tj ET Q q 0 0 0 rg BT 142.31 749.25 Td (edit Details) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Consumer Loan Delinquency ) Tj ET Q q 0 0 0 rg BT 159.81 725.25 Td (Amounts and Ratios) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 635.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 635.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 635.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 635.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 635.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 635.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 635.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 635.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 609.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 609.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 609.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 609.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 609.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 609.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 609.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 609.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 583.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 583.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 583.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 583.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 583.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 583.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 583.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 583.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 557.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 557.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 557.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 557.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 557.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 557.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 557.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 557.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 531.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 531.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 531.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 531.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 531.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 531.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 531.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 531.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 505.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 505.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 505.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 505.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 505.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 505.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 505.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 505.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 479.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 479.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 479.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 479.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 479.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 479.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 479.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 479.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 453.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 453.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 453.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 453.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 453.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 453.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 453.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 453.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 427.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 427.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 427.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 427.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 427.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 427.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 427.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 427.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 401.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 401.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 401.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 401.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 401.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 401.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 401.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 401.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 375.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 375.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 375.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 375.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 375.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 375.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 375.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 375.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 349.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 349.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 349.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 349.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 349.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 349.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 349.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 349.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 323.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 323.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 323.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 323.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 323.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 323.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 323.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 323.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 297.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 297.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 297.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 297.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 297.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 297.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 297.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 297.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 271.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 271.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 271.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 271.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 271.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 271.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 271.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 271.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 245.75 142.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 245.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 245.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 245.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 245.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 245.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 245.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 245.75 57.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 691.75 m 234.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 691.75 m 291.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 691.75 m 348.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 691.75 m 405.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 691.75 m 462.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 691.75 m 519.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 691.75 m 576.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 669.75 m 178.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 691.75 m 234.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 669.75 m 234.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 669.75 m 291.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 669.75 m 348.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 691.75 m 405.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 669.75 m 405.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 669.75 m 462.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 669.75 m 519.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 669.75 m 576.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 648.75 m 178.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 669.75 m 234.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 669.75 m 234.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 648.75 m 234.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 669.75 m 234.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 669.75 m 291.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 648.75 m 291.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 669.75 m 348.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 648.75 m 348.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 669.75 m 405.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 669.75 m 405.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 648.75 m 405.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 669.75 m 405.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 669.75 m 462.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 648.75 m 462.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 669.75 m 519.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 648.75 m 519.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 669.75 m 576.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 648.75 m 576.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 648.75 m 234.5 635.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 648.75 m 405.5 635.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 635.75 m 234.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 635.75 m 405.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 609.75 m 178.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 622.75 m 234.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 609.75 m 234.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 609.75 m 291.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 609.75 m 348.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 622.75 m 405.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 609.75 m 405.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 609.75 m 462.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 609.75 m 519.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 609.75 m 576.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 609.75 m 234.5 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 609.75 m 405.5 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 596.75 m 234.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 596.75 m 405.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 583.75 m 234.5 570.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 583.75 m 405.5 570.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 570.75 m 234.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 570.75 m 405.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 557.75 m 234.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 557.75 m 405.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 544.75 m 234.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 544.75 m 405.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 531.75 m 234.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 531.75 m 405.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 518.75 m 234.5 505.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 518.75 m 405.5 505.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 492.75 m 178.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 505.75 m 234.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 492.75 m 234.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 492.75 m 291.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 492.75 m 348.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 505.75 m 405.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 492.75 m 405.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 492.75 m 462.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 492.75 m 519.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 492.75 m 576.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 492.75 m 234.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 492.75 m 405.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 479.75 m 234.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 479.75 m 405.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 466.75 m 234.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 466.75 m 405.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 453.75 m 234.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 453.75 m 405.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 440.75 m 234.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 440.75 m 405.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 427.75 m 234.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 427.75 m 405.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 414.75 m 234.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 414.75 m 405.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 401.75 m 234.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 401.75 m 405.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 388.75 m 234.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 388.75 m 405.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 375.75 m 234.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 375.75 m 405.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 349.75 m 178.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 362.75 m 234.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 349.75 m 234.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 349.75 m 291.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 349.75 m 348.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 362.75 m 405.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 349.75 m 405.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 349.75 m 462.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 349.75 m 519.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 349.75 m 576.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 349.75 m 234.5 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 349.75 m 405.5 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 336.75 m 234.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 336.75 m 234.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 336.75 m 405.5 323.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 323.75 m 234.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 323.75 m 405.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 310.75 m 234.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 310.75 m 405.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 297.75 m 234.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 297.75 m 405.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 284.75 m 234.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 284.75 m 405.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 258.75 m 178.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 271.75 m 234.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 258.75 m 234.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 258.75 m 291.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 258.75 m 348.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 271.75 m 405.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 258.75 m 405.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 258.75 m 462.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 258.75 m 519.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 258.75 m 576.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 258.75 m 234.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 258.75 m 234.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 258.75 m 348.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 258.75 m 405.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 258.75 m 405.5 258.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 232.75 m 178.5 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 245.75 m 234.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 232.75 m 234.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 232.75 m 291.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 232.75 m 348.5 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 245.75 m 405.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 232.75 m 405.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 232.75 m 462.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 232.75 m 519.5 232.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 232.75 m 576.5 232.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 696.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.95 705.20 Td (EOP) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.55 696.20 Td (loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 212.56 700.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.85 696.20 Td (90+ days past due) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 350.25 700.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.70 696.20 Td (3089days past due) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 525.47 700.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.55 683.15 Td (December) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.35 674.15 Td (31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.30 674.20 Td (December) Tj ET Q q 0 0 0 rg BT 332.19 674.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.30 674.20 Td (December) Tj ET Q q 0 0 0 rg BT 503.19 674.20 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 661.00 Td (In millions of dollars, except EOP) Tj ET Q q 0 0 0 rg BT 148.17 661.00 Td ( loan) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 653.00 Td (amounts in billions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 653.20 Td (2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.50 653.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.50 653.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 653.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 653.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 653.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.50 653.21 Td (2015) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 640.15 Td (Global Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 139.03 644.23 Td (\(3\)\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 627.01 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 627.01 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 627.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 627.15 Td (310.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.00 627.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.75 627.15 Td (2,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 627.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 627.01 Td (2,293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 627.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.25 627.01 Td (2,1) Tj ET Q q 0 0 0 rg BT 388.50 627.01 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 627.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 627.15 Td (2,762) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.00 627.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.25 627.01 Td (2,540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 627.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 627.01 Td (2,418) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 614.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 614.15 Td (0.80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 614.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 614.01 Td (0.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 614.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 614.01 Td (0.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 614.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 614.15 Td (0.89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 614.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 614.01 Td (0.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 614.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 614.01 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 614.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 601.15 Td (Retail banking) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 588.01 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 588.01 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 588.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 588.15 Td (145.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.00 588.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 588.15 Td (515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 588.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 588.01 Td (474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 588.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 588.01 Td (523) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 588.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 588.15 Td (822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.00 588.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 588.01 Td (726) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 588.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 588.01 Td (739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 575.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 575.15 Td (0.35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 575.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 575.01 Td (0.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 575.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 575.01 Td (0.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 575.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 575.15 Td (0.57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 575.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 575.01 Td (0.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 575.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 575.01 Td (0.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 575.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 562.00 Td (North ) Tj ET Q q 0 0 0 rg BT 68.17 562.00 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 562.15 Td (56.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 562.15 Td (199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 562.01 Td (181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 562.01 Td (165) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 562.15 Td (306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 562.01 Td (214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 562.01 Td (221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 549.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 549.15 Td (0.36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 549.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 549.01 Td (0.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 549.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 549.01 Td (0.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 549.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 549.15 Td (0.55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 549.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 549.01 Td (0.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 549.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 549.01 Td (0.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 549.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 536.00 Td (Latin ) Tj ET Q q 0 0 0 rg BT 66.17 536.00 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 536.15 Td (19.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 536.15 Td (130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 536.01 Td (136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 536.01 Td (185) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 536.15 Td (195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 536.01 Td (185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 536.01 Td (184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 523.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 523.15 Td (0.65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 523.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 523.01 Td (0.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 523.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 523.01 Td (0.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 523.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 523.15 Td (0.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 523.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 523.01 Td (1.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 523.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 523.01 Td (0.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 523.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 510.00 Td (Asia) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 61.00 514.08 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 510.15 Td (70.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 510.15 Td (186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 510.01 Td (157) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 510.01 Td (173) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 510.15 Td (321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 510.01 Td (327) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 510.01 Td (334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 497.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 497.15 Td (0.27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 497.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 497.01 Td (0.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 497.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 497.01 Td (0.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 497.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 497.15 Td (0.46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 497.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 497.01 Td (0.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 497.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 497.01 Td (0.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 497.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 484.15 Td (Cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 471.01 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 471.01 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 471.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 471.15 Td (164.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.00 471.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.75 471.15 Td (1,963) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 471.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 471.01 Td (1,819) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 471.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.25 471.01 Td (1,596) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 471.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 471.15 Td (1,940) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.00 471.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.25 471.01 Td (1,814) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 471.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 471.01 Td (1,679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 458.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 458.15 Td (1.19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 458.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 458.01 Td (1.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 458.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 458.01 Td (1.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 458.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 458.15 Td (1.18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 458.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 458.01 Td (1.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 458.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 458.01 Td (1.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 458.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 445.00 Td (North ) Tj ET Q q 0 0 0 rg BT 68.17 445.00 Td (AmericaCiti-branded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 445.15 Td (90.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 445.15 Td (768) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 445.01 Td (748) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 445.01 Td (538) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 445.15 Td (698) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 445.01 Td (688) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 445.01 Td (523) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 432.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 432.15 Td (0.85) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 432.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 432.01 Td (0.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 432.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 432.01 Td (0.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 432.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 432.15 Td (0.77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 432.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 432.01 Td (0.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 432.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 432.01 Td (0.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 432.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 419.00 Td (North ) Tj ET Q q 0 0 0 rg BT 68.17 419.00 Td (AmericaCiti r) Tj ET Q q 0 0 0 rg BT 125.67 419.00 Td (etail services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 419.15 Td (49.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 419.15 Td (845) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 419.01 Td (761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 419.01 Td (705) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 419.15 Td (830) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 419.01 Td (777) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 419.01 Td (773) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 406.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 406.15 Td (1.72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 406.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 406.01 Td (1.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 406.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 406.01 Td (1.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 406.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 406.15 Td (1.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 406.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 406.01 Td (1.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 406.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 406.01 Td (1.68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 406.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 393.00 Td (Latin ) Tj ET Q q 0 0 0 rg BT 66.17 393.00 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 393.15 Td (5.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 393.15 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 393.01 Td (130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 393.01 Td (173) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 393.15 Td (153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 393.01 Td (125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 393.01 Td (157) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 380.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 380.15 Td (2.80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 380.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 380.01 Td (2.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 380.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 380.01 Td (3.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 380.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 380.15 Td (2.83) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 380.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 380.01 Td (2.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 380.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 380.01 Td (2.91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 380.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 367.00 Td (Asia) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 61.00 371.08 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 367.15 Td (19.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 367.15 Td (199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 367.01 Td (180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 367.01 Td (180) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 367.15 Td (259) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 367.01 Td (224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 367.01 Td (226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 354.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 354.15 Td (1.01) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 354.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 354.01 Td (1.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 354.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 354.01 Td (1.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 354.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 354.15 Td (1.31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 354.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 354.01 Td (1.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 354.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 354.01 Td (1.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 354.01 Td (%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 341.15 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 100.51 341.15 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.50 345.23 Td (\(6\)\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 328.01 Td (T) Tj ET Q q 0 0 0 rg BT 49.87 328.01 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 328.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 328.15 Td (22.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.00 328.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 328.15 Td (557) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 328.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 328.01 Td (834) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 328.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 328.01 Td (927) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 328.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 328.15 Td (542) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.00 328.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 328.01 Td (735) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 328.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 328.01 Td (1,036) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 315.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 315.15 Td (2.57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 315.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 315.01 Td (2.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 315.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 315.01 Td (1.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 315.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 315.15 Td (2.50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 315.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 315.01 Td (2.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 315.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 315.01 Td (2.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 315.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 302.00 Td (International) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 219.75 302.15 Td (1.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 302.15 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 302.01 Td (94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 302.01 Td (157) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 302.15 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.50 302.01 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 302.01 Td (179) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 289.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 289.15 Td (2.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 289.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 289.01 Td (3.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 289.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 289.01 Td (1.91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 289.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 289.15 Td (2.50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 289.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 289.01 Td (2.04) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 289.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 289.01 Td (2.18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 289.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 276.00 Td (North ) Tj ET Q q 0 0 0 rg BT 68.09 276.00 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.25 276.15 Td (21.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.50 276.15 Td (514) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 276.01 Td (740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.00 276.01 Td (770) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 276.15 Td (502) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 276.01 Td (686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 276.01 Td (857) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 263.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 263.15 Td (2.56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 263.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 263.01 Td (2.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 263.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 263.01 Td (2.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 263.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 263.15 Td (2.50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 263.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 263.01 Td (2.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 263.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 263.01 Td (2.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 263.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 250.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 250.15 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.75 250.15 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 250.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.75 250.15 Td (333.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.00 250.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.75 250.15 Td (3,035) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 250.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 250.01 Td (3,127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 250.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.25 250.01 Td (3,046) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 250.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 250.15 Td (3,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.00 250.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.25 250.01 Td (3,275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 250.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 250.01 Td (3,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 237.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 237.15 Td (0.91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 237.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 237.01 Td (0.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 237.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 237.01 Td (0.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 237.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 237.15 Td (1.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 237.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.75 237.01 Td (1.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 237.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 237.01 Td (1.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 237.01 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 215.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 215.65 Td (End-of-period \(EOP\) loans include interest and fees on credit cards.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 206.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 206.05 Td (The ratios of 90+ days past due and 3089days past due are calculated based on EOP) Tj ET Q q 0 0 0 rg BT 328.36 206.05 Td ( loans, net of unearned income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 196.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 196.45 Td (The 90+ days past due balances for ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 168.92 196.45 Td (North ) Tj ET Q q 0 0 0 rg BT 189.45 196.45 Td (AmericaCiti-branded ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 266.99 196.45 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 280.54 196.45 Td (North ) Tj ET Q q 0 0 0 rg BT 301.07 196.45 Td (AmericaCiti r) Tj ET Q q 0 0 0 rg BT 352.11 196.45 Td (etail services) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 394.09 196.45 Td ( are generally still accruing interest. Citigroup) Tj ET Q q 0 0 0 rg BT 543.60 196.45 Td (s policy ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 186.85 Td (is generally to accrue interest on credit card loans until 180days past due, unless notification of bankruptcy filing has been received earlier) Tj ET Q q 0 0 0 rg BT 498.07 186.85 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 177.25 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 177.25 Td (The 90+ days and 3089days past due and related ratios for) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 246.68 177.25 Td ( GCB North ) Tj ET Q q 0 0 0 rg BT 287.21 177.25 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 314.31 177.25 Td ( retail banking exclude U.S. mortgage loans that are guaranteed by U.S. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 167.65 Td (government-sponsored entities since the potential loss predominantly resides within the U.S. government-sponsored entities. ) Tj ET Q q 0 0 0 rg BT 454.67 167.65 Td (The amounts excluded for loans 90+ ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 158.05 Td (days past due and \(EOP) Tj ET Q q 0 0 0 rg BT 130.13 158.05 Td ( loans\) were $298 million \($0.7 billion\), $327million \($0.7billion\) and $491million \($1.1billion\) at December 31, 2017, 2016 and 2015, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 148.45 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 148.45 Td (. ) Tj ET Q q 0 0 0 rg BT 95.98 148.45 Td (The amounts excluded for loans 3089days past due \(EOP) Tj ET Q q 0 0 0 rg BT 285.20 148.45 Td ( loans have the same adjustment as above\) were $88 million, $70million and $87million ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 138.85 Td (at December 31, 2017, 2016 and 2015, respectively) Tj ET Q q 0 0 0 rg BT 218.32 138.85 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 129.25 Td (\(5\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 129.25 Td (Asia ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 70.22 129.25 Td (includes delinquencies and loans in certain ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 209.29 129.25 Td (EMEA) Tj ET Q q 0 0 0 rg BT 230.47 129.25 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 232.47 129.25 Td (countries for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 119.65 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 119.65 Td (The 90+ days and 3089days past due and related ratios for ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 248.68 119.65 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 302.90 119.65 Td (Consumer ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 345.79 119.65 Td (North ) Tj ET Q q 0 0 0 rg BT 366.32 119.65 Td (America ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 395.42 119.65 Td (exclude U.S. mortgage loans that are guaranteed by ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 110.05 Td (U.S. government-sponsored entities since the potential loss predominantly resides within the U.S. government-sponsored entities. ) Tj ET Q q 0 0 0 rg BT 470.89 110.05 Td (The amounts excluded for loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 100.45 Td (90+ days past due \(and EOP) Tj ET Q q 0 0 0 rg BT 144.64 100.45 Td ( loans\) were $0.6 billion \($1.1 billion\), $0.9 billion \($1.4billion\) and $1.5 billion \($2.2billion\) at December 31, 2017, 2016 and 2015, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 90.85 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 90.85 Td (. ) Tj ET Q q 0 0 0 rg BT 95.98 90.85 Td (The amounts excluded for loans 3089days past due \(EOP) Tj ET Q q 0 0 0 rg BT 285.20 90.85 Td ( loans have the same adjustment as above\) for each period were $0.1 billion, $0.2billion ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 81.25 Td (and $0.2billion at December 31, 2017, 2016 and 2015, respectively) Tj ET Q q 0 0 0 rg BT 270.76 81.25 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 71.65 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 71.65 Td (The December 31, 2017, 2016 and 2015, loans 90+ days past due and 3089days past due and related ratios for ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 414.42 71.65 Td (North ) Tj ET Q q 0 0 0 rg BT 434.95 71.65 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 462.05 71.65 Td ( exclude $4 million, $7 million and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 62.05 Td ($1) Tj ET Q q 0 0 0 rg BT 61.70 62.05 Td (1million, respectively) Tj ET Q q 0 0 0 rg BT 132.95 62.05 Td (, of loans that are carried at fair value.) Tj ET Q endstream endobj 155 0 obj <> endobj 156 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (77) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Consumer Loan Net Credit Losses and Ratios) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 703.75 296.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 703.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 703.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 703.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 703.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 677.75 296.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 677.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 677.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 677.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 677.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 651.75 296.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 651.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 651.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 651.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 651.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 625.75 296.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 625.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 625.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 625.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 625.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 599.75 296.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 599.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 599.75 61.00 -13.00 re f /GS0 gs 0.8 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m 393.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 664.75 m 454.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 664.75 m 515.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 664.75 m 576.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 547.75 m 332.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 547.75 m 393.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 547.75 m 454.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 547.75 m 515.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 547.75 m 576.5 547.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 404.75 m 332.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 404.75 m 393.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 404.75 m 454.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 404.75 m 515.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 404.75 m 576.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 300.75 m 332.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 300.75 m 393.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 300.75 m 454.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 300.75 m 515.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 300.75 m 576.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 300.75 m 393.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 300.75 m 454.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 300.75 m 515.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 300.75 m 576.5 300.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 274.75 m 332.5 274.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 274.75 m 393.5 274.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 274.75 m 454.5 274.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 274.75 m 515.5 274.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 274.75 m 576.5 274.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 722.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.80 730.15 Td (A) Tj ET Q q 0 0 0 rg BT 352.63 730.15 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.05 721.15 Td (loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 369.06 725.23 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.35 722.20 Td (Net cr) Tj ET Q q 0 0 0 rg BT 466.92 722.20 Td (edit losses) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 505.17 726.28 Td (\(2\)\(3\)\(4\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 708.00 Td (In millions of dollars, except average loan amounts in billions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 708.20 Td (2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.50 708.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 708.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 708.21 Td (2015) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 695.15 Td (Global Consumer Banking) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 695.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 695.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 695.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 682.01 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 682.01 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 682.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 682.15 Td (296.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 682.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 682.15 Td (6,562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 682.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 682.01 Td (5,610) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 682.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 682.01 Td (5,752) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 669.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 669.15 Td (2.21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 669.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 669.01 Td (2.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 669.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 669.01 Td (2.12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 669.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 656.15 Td (Retail banking) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 643.01 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 643.01 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 643.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 643.15 Td (142.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 643.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 643.15 Td (1,023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 643.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 643.01 Td (1,007) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 643.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 643.01 Td (1,058) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 630.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 630.15 Td (0.72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 630.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 630.01 Td (0.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 630.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 630.01 Td (0.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 630.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 617.00 Td (North ) Tj ET Q q 0 0 0 rg BT 68.17 617.00 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 617.15 Td (55.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 617.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 617.15 Td (194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 617.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 617.01 Td (205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 617.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 617.01 Td (150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 604.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 604.15 Td (0.35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 604.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 604.01 Td (0.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 604.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 604.01 Td (0.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 604.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 591.00 Td (Latin ) Tj ET Q q 0 0 0 rg BT 66.17 591.00 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 591.15 Td (20.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 591.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 591.15 Td (584) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 591.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 591.01 Td (541) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 591.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 591.01 Td (589) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 578.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 578.15 Td (2.92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 578.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 578.01 Td (2.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 578.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 578.01 Td (2.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 578.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 565.00 Td (Asia) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 61.00 569.08 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 565.15 Td (67.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 565.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 565.15 Td (245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 565.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 565.01 Td (261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 565.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 565.01 Td (319) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 552.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 552.15 Td (0.37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 552.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 552.01 Td (0.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 552.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 552.01 Td (0.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 552.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 539.15 Td (Cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 526.01 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 526.01 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 526.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 526.15 Td (154.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 526.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 526.15 Td (5,539) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 526.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 526.01 Td (4,603) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 526.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 526.01 Td (4,694) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 513.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 513.15 Td (3.60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 513.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 513.01 Td (3.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 513.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 513.01 Td (3.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 513.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 500.00 Td (North ) Tj ET Q q 0 0 0 rg BT 68.17 500.00 Td (AmericaCiti-branded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 500.15 Td (84.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 500.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 500.15 Td (2,447) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 500.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 500.01 Td (1,909) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 500.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 500.01 Td (1,892) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 487.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 487.15 Td (2.89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 487.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 487.01 Td (2.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 487.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 487.01 Td (2.96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 487.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 474.00 Td (North ) Tj ET Q q 0 0 0 rg BT 68.17 474.00 Td (AmericaRetail services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 474.15 Td (45.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 474.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 474.15 Td (2,155) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 474.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 474.01 Td (1,805) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 474.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 474.01 Td (1,709) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 461.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 461.15 Td (4.73) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 461.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 461.01 Td (4.12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 461.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 461.01 Td (3.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 461.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 448.00 Td (Latin ) Tj ET Q q 0 0 0 rg BT 66.17 448.00 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 448.15 Td (5.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 448.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 448.15 Td (533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 448.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 448.01 Td (499) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 448.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 448.01 Td (691) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 435.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 435.15 Td (10.06) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 435.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 435.01 Td (9.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 435.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 435.01 Td (1) Tj ET Q q 0 0 0 rg BT 552.75 435.01 Td (1.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 435.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 422.00 Td (Asia) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 61.00 426.08 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 422.15 Td (18.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 422.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 422.15 Td (404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 422.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 422.01 Td (390) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 422.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 422.01 Td (402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 409.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 409.15 Td (2.17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 409.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 409.01 Td (2.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 409.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 409.01 Td (2.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 409.01 Td (%) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 396.15 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 100.51 396.15 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.50 400.23 Td (\(3\)\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 383.01 Td (T) Tj ET Q q 0 0 0 rg BT 49.87 383.01 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 383.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 383.15 Td (27.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 383.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 383.15 Td (156) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 383.01 Td (438) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 383.01 Td (1,306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 370.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 370.15 Td (0.57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 370.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 370.01 Td (1.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 370.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 370.01 Td (1.96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 370.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 357.00 Td (International) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 357.15 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 357.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 357.15 Td (82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 357.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 357.01 Td (269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 357.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 357.01 Td (443) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 344.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 344.15 Td (4.32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 344.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 344.01 Td (5.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 344.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 344.01 Td (4.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 344.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 331.00 Td (North ) Tj ET Q q 0 0 0 rg BT 68.09 331.00 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 331.15 Td (25.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 331.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 331.15 Td (74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 331.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 331.01 Td (169) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 331.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 331.01 Td (863) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 318.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 318.15 Td (0.29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 318.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 318.01 Td (0.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 318.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 318.01 Td (1.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 318.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 305.00 Td (Other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 60.00 309.08 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 305.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 305.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 305.15 Td (\(21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 305.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 305.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 305.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 305.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 305.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 292.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 292.15 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.75 292.15 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 292.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 292.15 Td (324.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 292.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 292.15 Td (6,697) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 292.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 292.01 Td (6,048) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 292.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 292.01 Td (7,058) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 279.01 Td (Ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.25 279.15 Td (2.07) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 279.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 279.01 Td (1.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 279.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 279.01 Td (2.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 279.01 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 257.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 257.65 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 257.65 Td (verage loans include interest and fees on credit cards.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 248.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 248.05 Td (The ratios of net credit losses are calculated based on average loans, net of unearned income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 238.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 238.45 Td (As a result of Citigroup's entry into agreements in October 2016 to sell its ) Tj ET Q q 0 0 0 rg BT 291.85 238.45 Td (Ar) Tj ET Q q 0 0 0 rg BT 300.14 238.45 Td (gentina and Brazil consumer banking businesses, these businesses were classified as ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 228.85 Td (HFS at the end of the fourth quarter 2016. Loans HFS are excluded from this table as they are recorded in) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 392.34 228.85 Td ( Other assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.12 228.85 Td (. In addition, as a result of HFS accounting ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 219.25 Td (treatment, approximately $128 million and $42 million of net credit losses \(NCLs\) were recorded as a reduction in revenue \() Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 452.55 219.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 476.03 219.25 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 498.23 219.25 Td (\) during 2017 and 2016, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 209.65 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 209.65 Td (. ) Tj ET Q q 0 0 0 rg BT 95.69 209.65 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 135.16 209.65 Td (, these NCLs are not included in this table. ) Tj ET Q q 0 0 0 rg BT 273.43 209.65 Td (The sales of the ) Tj ET Q q 0 0 0 rg BT 325.41 209.65 Td (Ar) Tj ET Q q 0 0 0 rg BT 333.71 209.65 Td (gentina and Brazil consumer banking businesses were completed in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 200.05 Td (first and fourth quarters of 2017, respectively) Tj ET Q q 0 0 0 rg BT 198.55 200.05 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 190.45 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 190.45 Td (As a result of the entry into an agreement to sell OneMain Financial \(OneMain\), OneMain was classified as HFS beginning March 31, 2015. Loans HFS are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 180.85 Td (excluded from this table as they are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 207.94 180.85 Td (Other assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 247.71 180.85 Td (. In addition, as a result of HFS accounting treatment, approximately $350 million of NCLs were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 171.25 Td (recorded as a reduction in revenue \() Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 168.61 171.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 192.09 171.25 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 214.29 171.25 Td (\) during 2015. ) Tj ET Q q 0 0 0 rg BT 261.40 171.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 300.87 171.25 Td (, these NCLs are not included in this table. ) Tj ET Q q 0 0 0 rg BT 439.14 171.25 Td (The OneMain sale was completed on ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 161.65 Td (November 15, 2015. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 152.05 Td (\(5\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 152.05 Td (Asia) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 68.22 152.05 Td ( includes average loans and NCLs in certain ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 211.29 152.05 Td (EMEA) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 232.61 152.05 Td ( countries for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 142.45 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 142.45 Td (2017 NCLs represent a recovery related to legacy assets.) Tj ET Q endstream endobj 157 0 obj <> endobj 158 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (78) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Loan Maturities and Fixed/V) Tj ET Q q 0 0 0 rg BT 155.75 749.25 Td (ariable Pricing ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (U.S. Consumer Mortgages ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 669.75 90.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 669.75 39.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 164.50 669.75 45.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 669.75 39.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 669.75 39.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 615.75 90.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 615.75 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 164.50 615.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 615.75 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 615.75 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 589.75 90.00 -49.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 589.75 39.00 -49.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 164.50 589.75 45.00 -49.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 589.75 39.00 -49.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 589.75 39.00 -49.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 518.75 90.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 518.75 39.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 164.50 518.75 45.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 518.75 39.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 518.75 39.00 -31.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 669.75 m 125.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 669.75 m 164.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 669.75 m 209.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 669.75 m 248.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 669.75 m 287.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 669.75 m 248.5 638.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 638.75 m 248.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 602.75 m 125.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 602.75 m 164.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 602.75 m 209.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 615.75 m 248.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 602.75 m 248.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 602.75 m 287.5 602.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 589.75 m 125.5 589.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 602.75 m 164.5 602.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 589.75 m 164.5 589.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 602.75 m 209.5 602.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 589.75 m 209.5 589.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 602.75 m 248.5 589.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 602.75 m 248.5 602.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 589.75 m 248.5 589.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 602.75 m 287.5 602.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 589.75 m 287.5 589.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 589.75 m 248.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 540.75 m 248.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 487.75 m 125.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 487.75 m 164.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 487.75 m 209.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 518.75 m 248.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 487.75 m 248.5 487.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 487.75 m 287.5 487.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 474.75 m 125.5 474.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 474.75 m 164.5 474.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 164.5 474.75 m 209.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 487.75 m 248.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 487.75 m 248.5 487.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 474.75 m 248.5 474.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 474.75 m 287.5 474.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 682.00 Td (In millions of dollars at) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 674.00 Td (year) Tj ET Q q 0 0 0 rg BT 52.05 674.00 Td (-end 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 136.75 692.20 Td (Due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.20 683.20 Td (within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.70 674.20 Td (1 year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 171.40 718.15 Td (Gr) Tj ET Q q 0 0 0 rg BT 182.23 718.15 Td (eater) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.35 709.15 Td (than 1 ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.05 700.15 Td (year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.95 691.15 Td (but ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.20 682.15 Td (within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.85 673.15 Td (5 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.40 692.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 224.23 692.20 Td (eater) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 216.35 683.20 Td (than 5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.25 674.20 Td (years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.65 674.20 Td (T) Tj ET Q q 0 0 0 rg BT 262.83 674.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 661.15 Td (U.S. consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 652.15 Td (mortgage loan) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 643.15 Td (portfolio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 629.21 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 620.21 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 128.00 620.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.00 620.20 Td (96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.00 620.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.50 620.20 Td (543) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 620.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 620.20 Td (50,248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.00 620.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 620.20 Td (50,887) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 607.01 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.00 607.15 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.50 607.15 Td (856) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 607.15 Td (13,709) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 607.15 Td (14,580) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 594.15 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 594.15 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 128.00 594.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 147.50 594.15 Td (1) Tj ET Q q 0 0 0 rg BT 152.00 594.15 Td (1) Tj ET Q q 0 0 0 rg BT 156.50 594.15 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.00 594.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.75 594.15 Td (1,399) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 594.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 594.15 Td (63,957) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.00 594.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 259.25 594.15 Td (65,467) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 581.15 Td (Fixed/variable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 572.15 Td (pricing of U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 563.15 Td (consumer) Tj ET Q q 0 0 0 rg BT 75.41 563.15 Td ( mortgage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 554.15 Td (loans with maturities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 545.15 Td (due after) Tj ET Q q 0 0 0 rg BT 72.66 545.15 Td ( one year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 532.01 Td (Loans at fixed interest) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 523.01 Td (rates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.75 523.20 Td (1,187) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 523.20 Td (39,084) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 510.01 Td (Loans at floating or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 501.01 Td (adjustable interest) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 492.01 Td (rates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.50 492.20 Td (212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 492.20 Td (24,873) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 479.15 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 479.15 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.00 479.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.75 479.15 Td (1,399) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 479.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 479.15 Td (63,957) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 159 0 obj <> endobj 160 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (79) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Corporate Cr) Tj ET Q q 0 0 0 rg BT 94.41 749.25 Td (edit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Consistent with its overall strategy) Tj ET Q q 0 0 0 rg BT 174.22 737.25 Td (, Citi) Tj ET Q q 0 0 0 rg BT 197.01 737.25 Td (s corporate clients are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (typically lar) Tj ET Q q 0 0 0 rg BT 83.86 725.25 Td (ge, multinational corporations that value Citi) Tj ET Q q 0 0 0 rg BT 266.04 725.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (global network. Citi aims to establish relationships with these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (clients that encompass multiple products, consistent with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (client needs, including cash management and trade services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (foreign exchange, lending, capital markets and M&A) Tj ET Q q 0 0 0 rg BT 248.71 677.25 Td ( advisory) Tj ET Q q 0 0 0 rg BT 285.00 677.25 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (Corporate Cr) Tj ET Q q 0 0 0 rg BT 94.41 653.25 Td (edit Portfolio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (The following table sets forth Citi) Tj ET Q q 0 0 0 rg BT 174.59 641.25 Td (s corporate credit portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 64.06 629.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.28 629.25 Td ( \(excluding private bank\), before consideration of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (collateral or hedges, by remaining tenor for the periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (indicated:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 521.75 85.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 121.50 521.75 31.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 521.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 521.75 38.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 521.75 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.50 521.75 31.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.50 521.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 521.75 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 521.75 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 521.75 31.00 -23.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 455.50 466.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 466.75 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 466.75 42.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 121.5 580.75 m 152.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 580.75 m 194.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 580.75 m 232.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 580.75 m 273.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 580.75 m 304.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 580.75 m 346.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 580.75 m 383.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 580.75 m 424.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 580.75 m 455.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 580.75 m 497.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 580.75 m 534.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 580.75 m 576.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 121.5 521.75 m 152.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 521.75 m 194.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 521.75 m 232.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 580.75 m 273.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 521.75 m 273.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 521.75 m 304.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 521.75 m 346.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 521.75 m 383.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 580.75 m 424.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 521.75 m 424.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 521.75 m 455.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 521.75 m 497.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 521.75 m 534.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 521.75 m 121.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 121.5 521.75 m 152.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 521.75 m 194.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 521.75 m 232.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 521.75 m 273.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 521.75 m 273.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 521.75 m 273.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 521.75 m 304.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 521.75 m 346.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 521.75 m 383.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 521.75 m 424.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 521.75 m 424.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 521.75 m 455.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 521.75 m 497.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 521.75 m 534.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 521.75 m 576.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 498.75 m 273.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 498.75 m 273.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 498.75 m 424.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 466.75 m 424.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 466.75 m 576.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 466.75 m 121.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 452.75 m 121.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 121.5 466.75 m 152.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 121.5 452.75 m 152.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 466.75 m 194.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 452.75 m 194.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 466.75 m 232.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 452.75 m 232.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 466.75 m 273.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 466.75 m 273.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 452.75 m 273.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 466.75 m 304.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 452.75 m 304.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 466.75 m 346.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 452.75 m 346.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 466.75 m 383.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 452.75 m 383.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 466.75 m 424.5 452.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 452.75 m 424.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 466.75 m 455.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 452.75 m 455.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 466.75 m 497.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 452.75 m 497.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 466.75 m 534.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 452.75 m 534.5 452.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 452.75 m 576.5 452.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 585.43 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 154.80 585.20 Td (At December) Tj ET Q q 0 0 0 rg BT 205.36 585.20 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 306.75 585.21 Td (At September 30, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 585.21 Td (At December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 526.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 128.75 544.20 Td (Due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 124.20 535.20 Td (within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 124.70 526.20 Td (1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.90 571.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 168.73 571.20 Td (eater) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.20 562.20 Td (than ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 161.20 553.20 Td (1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.45 544.20 Td (but ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 160.70 535.20 Td (within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 159.35 526.20 Td (5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.90 544.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 208.73 544.20 Td (eater) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.20 535.20 Td (than) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.35 526.20 Td (5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.65 535.20 Td (T) Tj ET Q q 0 0 0 rg BT 247.83 535.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.30 526.20 Td (exposur) Tj ET Q q 0 0 0 rg BT 265.64 526.20 Td (e) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.00 544.21 Td (Due) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.95 535.21 Td (within) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.35 526.21 Td (1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.50 571.21 Td (Greater) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.25 562.21 Td (than) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.85 553.21 Td (1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.20 544.21 Td (but) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.45 535.21 Td (within) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.10 526.21 Td (5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 544.21 Td (Greater) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 535.21 Td (than) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.60 526.21 Td (5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.30 535.21 Td (T) Tj ET Q q 0 0 0 rg BT 399.17 535.21 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.25 526.21 Td (exposure) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 544.21 Td (Due) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.95 535.21 Td (within) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.35 526.21 Td (1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.50 571.21 Td (Greater) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.25 562.21 Td (than ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.85 553.21 Td (1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.20 544.21 Td (but ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.45 535.21 Td (within) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.10 526.21 Td (5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 544.21 Td (Greater) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 535.21 Td (than) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.60 526.21 Td (5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.80 535.21 Td (T) Tj ET Q q 0 0 0 rg BT 550.67 535.21 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.75 526.21 Td (exposure) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 512.21 Td (Direct outstandings ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 503.21 Td (\(on-balance sheet\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 105.21 507.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 124.00 503.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 135.50 503.20 Td (127) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 503.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.00 503.20 Td (96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 503.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.00 503.20 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.00 503.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.50 503.20 Td (245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 503.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 287.50 503.21 Td (124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.00 503.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 503.21 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 503.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 503.21 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 503.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 503.21 Td (243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 503.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 503.21 Td (109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 503.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.00 503.21 Td (94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 503.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 503.21 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 503.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 503.21 Td (225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 489.21 Td (Unfunded lending ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 480.21 Td (commitments ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 471.21 Td (\(of) Tj ET Q q 0 0 0 rg BT 49.33 471.21 Td (f-balance sheet\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 106.54 475.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 135.50 471.20 Td (1) Tj ET Q q 0 0 0 rg BT 140.00 471.20 Td (1) Tj ET Q q 0 0 0 rg BT 144.50 471.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.50 471.20 Td (222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.00 471.20 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.50 471.20 Td (353) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 287.50 471.21 Td (104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 471.21 Td (219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 471.21 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 471.21 Td (343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 471.21 Td (103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 471.21 Td (218) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 471.21 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 471.21 Td (344) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 457.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 457.20 Td (otal exposur) Tj ET Q q 0 0 0 rg BT 91.26 457.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 124.00 457.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 135.50 457.20 Td (238) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 457.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.50 457.20 Td (318) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.00 457.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.00 457.20 Td (42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.00 457.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.50 457.20 Td (598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 457.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 287.50 457.21 Td (228) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.00 457.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 457.21 Td (315) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 457.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 457.21 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 457.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 457.21 Td (586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 457.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 457.21 Td (212) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 457.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 457.21 Td (312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 457.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 457.21 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 457.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 457.21 Td (569) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 431.65 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 431.65 Td (Includes drawn loans, overdrafts, bankers) Tj ET Q q 0 0 0 rg BT 189.36 431.65 Td ( acceptances and leases. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 422.05 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 422.05 Td (Includes unused commitments to lend, letters of credit and financial guarantees.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 398.05 Td (Portfolio MixGeography) Tj ET Q q 0 0 0 rg BT 147.02 398.05 Td (, Counterparty and Industry) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 386.05 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 386.05 Td (s corporate credit portfolio is diverse across geography ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 374.05 Td (and counterparty) Tj ET Q q 0 0 0 rg BT 102.82 374.05 Td (. ) Tj ET Q q 0 0 0 rg BT 107.64 374.05 Td (The following table shows the percentage by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 362.05 Td (region based on Citi) Tj ET Q q 0 0 0 rg BT 119.60 362.05 Td (s internal management geography:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 328.55 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 105.50 328.55 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 328.55 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 328.55 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 300.55 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 105.50 300.55 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 300.55 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 300.55 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 272.55 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 105.50 272.55 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 272.55 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 272.55 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 328.54999999999995 m 105.5 328.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 105.5 328.54999999999995 m 166.5 328.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 328.54999999999995 m 227.5 328.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 328.54999999999995 m 288.5 328.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 105.5 328.54999999999995 m 166.5 328.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 328.54999999999995 m 227.5 328.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 328.54999999999995 m 288.5 328.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 272.54999999999995 m 105.5 272.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 272.54999999999995 m 227.5 272.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 258.54999999999995 m 105.5 258.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 105.5 272.54999999999995 m 166.5 272.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 105.5 258.54999999999995 m 166.5 258.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 272.54999999999995 m 227.5 272.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 258.54999999999995 m 227.5 258.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 272.54999999999995 m 288.5 272.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 258.54999999999995 m 288.5 258.54999999999995 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 109.30 342.00 Td (December) Tj ET Q q 0 0 0 rg BT 148.11 342.00 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 126.50 333.00 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 170.50 342.01 Td (September 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 187.50 333.01 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.25 342.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.50 333.01 Td (2016) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 319.00 Td (North ) Tj ET Q q 0 0 0 rg BT 62.17 319.00 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 148.00 319.00 Td (54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.00 319.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.50 319.01 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.50 319.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 319.01 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 319.01 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 305.00 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 148.00 305.00 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.50 305.01 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 305.01 Td (26) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 291.00 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 148.00 291.00 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.50 291.01 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 291.01 Td (12) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 277.00 Td (Latin ) Tj ET Q q 0 0 0 rg BT 60.09 277.00 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.50 277.00 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.00 277.01 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 277.01 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 263.00 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 263.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 143.50 263.00 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.00 263.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.00 263.01 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.50 263.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 263.01 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 263.01 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 235.05 Td (The maintenance of accurate and consistent risk ratings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 223.05 Td (across the corporate credit portfolio facilitates the comparison ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 211.05 Td (of credit exposure across all lines of business, geographic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 199.05 Td (regions and products. Counterparty risk ratings reflect an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 187.05 Td (estimated probability of default for a counterparty and are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 175.05 Td (derived primarily through the use of validated statistical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 163.05 Td (models, scorecard models and external agency ratings \(under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 151.05 Td (defined circumstances\), in combination with consideration of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 139.05 Td (factors specific to the obligor or market, such as management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 127.05 Td (experience, competitive position, regulatory environment and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 115.05 Td (commodity prices. Facility risk ratings are assigned that reflect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 103.05 Td (the probability of default of the obligor and factors that af) Tj ET Q q 0 0 0 rg BT 266.85 103.05 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 91.05 Td (the loss-given-default of the facility) Tj ET Q q 0 0 0 rg BT 178.64 91.05 Td (, such as support or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 79.05 Td (collateral. Internal obligor ratings that generally correspond to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 67.05 Td (BBB and above are considered investment grade, while those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 55.05 Td (below are considered non-investment grade.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 398.05 Td (Citigroup also has incorporated climate risk assessment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 386.05 Td (and reporting criteria for certain obligors, as necessary) Tj ET Q q 0 0 0 rg BT 541.59 386.05 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 374.05 Td (Factors evaluated include consideration of climate risk to an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 362.05 Td (obligor) Tj ET Q q 0 0 0 rg BT 353.26 362.05 Td () Tj ET Q q 0 0 0 rg BT 356.04 362.05 Td (s business and physical assets and, when relevant, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 350.05 Td (consideration of cost-ef) Tj ET Q q 0 0 0 rg BT 418.23 350.05 Td (fective options to reduce greenhouse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 338.05 Td (gas emissions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 326.05 Td (The following table presents the corporate credit portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 314.05 Td (by facility risk rating as a percentage of the total corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 302.05 Td (credit portfolio:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 247.55 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 247.55 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 247.55 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 247.55 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 219.55 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 219.55 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 219.55 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 219.55 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 191.55 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 191.55 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 191.55 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 191.55 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 277.54999999999995 m 451.5 277.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 277.54999999999995 m 516.5 277.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 277.54999999999995 m 576.5 277.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 247.54999999999995 m 383.5 247.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 247.54999999999995 m 451.5 247.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 247.54999999999995 m 516.5 247.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 277.54999999999995 m 576.5 277.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 247.54999999999995 m 576.5 247.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 247.54999999999995 m 451.5 247.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 247.54999999999995 m 516.5 247.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 247.54999999999995 m 576.5 247.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 191.54999999999995 m 383.5 191.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 177.54999999999995 m 383.5 177.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 191.54999999999995 m 451.5 191.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 177.54999999999995 m 451.5 177.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 191.54999999999995 m 516.5 191.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 177.54999999999995 m 516.5 177.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 191.54999999999995 m 576.5 191.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 177.54999999999995 m 576.5 177.54999999999995 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 282.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.35 282.00 Td (T) Tj ET Q q 0 0 0 rg BT 456.94 282.00 Td (otal exposur) Tj ET Q q 0 0 0 rg BT 503.70 282.00 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 252.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.80 261.00 Td (December) Tj ET Q q 0 0 0 rg BT 429.61 261.00 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 252.00 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 261.01 Td (September 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.50 252.01 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 261.01 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 252.01 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 238.01 Td (AAA/AA/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 238.00 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 238.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 238.01 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 238.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 238.01 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 238.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 224.01 Td (BBB) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 224.00 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 224.01 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 224.01 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 210.01 Td (BB/B) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 210.00 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 210.01 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 210.01 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 196.01 Td (CCC or below) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 196.00 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 196.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 196.01 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 182.00 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 182.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.50 182.00 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 182.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 182.01 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 182.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 182.01 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 182.01 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 156.45 Td (Note: ) Tj ET Q q 0 0 0 rg BT 343.63 156.45 Td (T) Tj ET Q q 0 0 0 rg BT 347.96 156.45 Td (otal exposure includes direct outstandings and unfunded lending ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 146.85 Td (commitments. ) Tj ET Q endstream endobj 161 0 obj <> endobj 162 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 749.10 Td (s corporate credit portfolio is also diversified by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (industry) Tj ET Q q 0 0 0 rg BT 68.13 737.10 Td (. ) Tj ET Q q 0 0 0 rg BT 72.95 737.10 Td (The following table shows the allocation of Citi) Tj ET Q q 0 0 0 rg BT 267.08 737.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (total corporate credit portfolio by industry:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 677.60 75.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 677.60 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 677.60 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 677.60 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 631.60 75.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 631.60 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 631.60 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 631.60 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 585.60 75.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 585.60 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 585.60 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 585.60 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 532.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 532.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 532.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 532.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 487.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 487.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 487.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 487.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 459.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 459.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 459.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 459.60 59.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 700.6 m 170.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 700.6 m 229.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 700.6 m 288.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 677.6 m 111.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 700.6 m 170.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 677.6 m 170.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 677.6 m 229.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 700.6 m 288.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 677.6 m 288.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 677.6 m 111.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 677.6 m 170.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 677.6 m 229.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 677.6 m 288.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 445.6 m 111.5 445.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 445.6 m 229.5 445.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 445.6 m 288.5 445.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 431.6 m 111.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 445.6 m 170.5 445.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 431.6 m 170.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 445.6 m 229.5 445.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 431.6 m 229.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 445.6 m 288.5 445.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 431.6 m 288.5 431.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 705.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 171.35 705.05 Td (T) Tj ET Q q 0 0 0 rg BT 176.94 705.05 Td (otal exposur) Tj ET Q q 0 0 0 rg BT 223.70 705.05 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 682.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 114.30 691.05 Td (December) Tj ET Q q 0 0 0 rg BT 153.11 691.05 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 131.50 682.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.50 691.06 Td (September 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.50 682.06 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.25 691.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.50 682.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 668.06 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 668.06 Td (ransportation and ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 659.06 Td ( industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.00 659.05 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 161.00 659.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.50 659.06 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.50 659.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 659.06 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 659.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 645.06 Td (Consumer retail) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 636.06 Td (and health) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.00 636.05 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.50 636.06 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 636.06 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 622.06 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 622.06 Td (echnology) Tj ET Q q 0 0 0 rg BT 81.07 622.06 Td (, media) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 613.06 Td (and telecom) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.00 613.05 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.50 613.06 Td (1) Tj ET Q q 0 0 0 rg BT 217.00 613.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 613.06 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 599.06 Td (Power) Tj ET Q q 0 0 0 rg BT 61.64 599.06 Td (, chemicals, ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 590.06 Td (metals and mining) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.00 590.05 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.50 590.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 590.06 Td (1) Tj ET Q q 0 0 0 rg BT 276.00 590.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 576.06 Td (Ener) Tj ET Q q 0 0 0 rg BT 55.91 576.06 Td (gy and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 567.06 Td (commodities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.50 567.05 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.00 567.06 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 567.06 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 553.86 Td (Banks/broker) Tj ET Q q 0 0 0 rg BT 87.31 553.86 Td (-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 544.86 Td (dealers/finance ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 535.86 Td (companies) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.50 537.05 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.00 537.06 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 537.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 523.06 Td (Real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.50 523.05 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.00 523.06 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 523.06 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 509.86 Td (Insurance and ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 500.86 Td (special purpose ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 491.86 Td (entities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.50 492.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.00 492.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 492.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 478.06 Td (Public sector) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.50 478.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.00 478.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 478.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 464.06 Td (Hedge funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.50 464.05 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.00 464.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 464.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 450.06 Td (Other industries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.50 450.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.00 450.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 450.06 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 436.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 436.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 147.50 436.05 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 161.00 436.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.00 436.06 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.50 436.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 436.06 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 436.06 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 412.90 Td (Note: ) Tj ET Q q 0 0 0 rg BT 55.63 412.90 Td (T) Tj ET Q q 0 0 0 rg BT 59.96 412.90 Td (otal exposure includes direct outstandings and unfunded lending ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 403.30 Td (commitments. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 379.30 Td (Credit Risk Mitigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 367.30 Td (As part of its overall risk management activities, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 355.30 Td (uses credit derivatives and other risk mitigants to hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 343.30 Td (portions of the credit risk in its corporate credit portfolio, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 331.30 Td (addition to outright asset sales. ) Tj ET Q q 0 0 0 rg BT 161.91 331.30 Td (The results of the mark-to-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 319.30 Td (market and any realized gains or losses on credit derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 307.30 Td (are reflected primarily in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 138.17 307.30 Td (Other r) Tj ET Q q 0 0 0 rg BT 167.52 307.30 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.27 307.30 Td ( on the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 295.30 Td (Statement of Income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 283.30 Td (As of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.03 283.30 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.03 283.30 Td (, September30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.29 283.30 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.29 283.30 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 271.30 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.58 271.30 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 271.30 Td (, $16.3 billion, $22.2 billion and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 259.30 Td ($29.5billion, respectively) Tj ET Q q 0 0 0 rg BT 139.77 259.30 Td (, of the corporate credit portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 247.30 Td (was economically hedged. Citigroup) Tj ET Q q 0 0 0 rg BT 185.41 247.30 Td (s expected loss model ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 235.30 Td (used in the calculation of its loan loss reserve does not include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 223.30 Td (the favorable impact of credit derivatives and other mitigants ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 211.30 Td (that are marked-to-market. In addition, the reported amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 199.30 Td (of direct outstandings and unfunded lending commitments in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 187.30 Td (the tables above do not reflect the impact of these hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 175.30 Td (transactions. ) Tj ET Q q 0 0 0 rg BT 88.58 175.30 Td (The credit protection was economically hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 163.30 Td (underlying corporate credit portfolio exposures with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 151.30 Td (following risk rating distribution:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Rating of Hedged Exposur) Tj ET Q q 0 0 0 rg BT 437.44 749.25 Td (e) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 715.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 715.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 715.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 715.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 687.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 687.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 687.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 687.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 659.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 659.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 659.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 659.75 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 715.75 m 393.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 715.75 m 456.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 715.75 m 516.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 715.75 m 573.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 715.75 m 456.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 715.75 m 516.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 715.75 m 573.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 659.75 m 393.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 659.75 m 516.5 659.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 645.75 m 393.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 659.75 m 456.5 659.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 645.75 m 456.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 659.75 m 516.5 659.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 645.75 m 516.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 659.75 m 573.5 659.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 645.75 m 573.5 645.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.30 729.20 Td (December) Tj ET Q q 0 0 0 rg BT 437.11 729.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 720.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 729.21 Td (September 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 720.21 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.25 729.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.50 720.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 706.21 Td (AAA/AA/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 706.20 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 706.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 706.21 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 706.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 706.21 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 706.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 692.21 Td (BBB) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 692.20 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 692.21 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 692.21 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 678.21 Td (BB/B) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 678.20 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 678.21 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 678.21 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 664.21 Td (CCC or below) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 664.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 664.21 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 664.21 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 650.20 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 650.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.50 650.20 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 650.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 650.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 650.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 650.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 650.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 622.25 Td (The credit protection was economically hedging underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 610.25 Td (corporate credit portfolio exposures with the following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 598.25 Td (industry distribution:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 574.25 Td (Industry of Hedged Exposur) Tj ET Q q 0 0 0 rg BT 445.79 574.25 Td (e) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 531.75 74.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 531.75 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 531.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 531.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 485.75 74.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 485.75 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 485.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 485.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 439.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 439.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 439.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 439.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 402.75 74.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 402.75 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 402.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 402.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 347.75 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 347.75 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 347.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 347.75 58.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 531.75 m 398.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 531.75 m 457.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 531.75 m 518.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 531.75 m 576.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 531.75 m 398.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 531.75 m 457.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 531.75 m 518.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 531.75 m 576.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 333.75 m 398.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 333.75 m 518.5 333.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 319.75 m 398.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 333.75 m 457.5 333.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 319.75 m 457.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 333.75 m 518.5 333.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 319.75 m 518.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 333.75 m 576.5 333.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 319.75 m 576.5 319.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.30 545.20 Td (December) Tj ET Q q 0 0 0 rg BT 440.11 545.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 536.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 545.21 Td (September 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 536.21 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.75 545.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 536.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 522.21 Td (T) Tj ET Q q 0 0 0 rg BT 332.34 522.21 Td (ransportation and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 513.21 Td (industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 513.20 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 513.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 513.21 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 513.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 513.21 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 513.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 499.21 Td (Ener) Tj ET Q q 0 0 0 rg BT 343.91 499.21 Td (gy and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 490.21 Td (commodities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 490.20 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 490.21 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 490.21 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 476.21 Td (Power) Tj ET Q q 0 0 0 rg BT 349.82 476.21 Td (, chemicals,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 467.21 Td (metals and mining) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 467.20 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 467.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 467.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 453.21 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 453.21 Td (echnology) Tj ET Q q 0 0 0 rg BT 369.07 453.21 Td (,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 444.21 Td (media and telecom) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 444.20 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 444.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 444.21 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 430.21 Td (Public sector) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 430.20 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 430.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 430.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 416.21 Td (Consumer retail) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 407.21 Td (and health) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 407.20 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 407.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 407.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 393.21 Td (Banks/broker) Tj ET Q q 0 0 0 rg BT 375.40 393.21 Td (-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 384.21 Td (dealers) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.50 384.20 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 384.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 384.21 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 370.21 Td (Insurance and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 361.21 Td (special purpose) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 352.21 Td (entities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.50 352.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 352.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 352.21 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 338.21 Td (Other industries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.50 338.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 338.21 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 338.21 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 324.20 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 324.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 324.20 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 324.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 324.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 324.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 324.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 324.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 163 0 obj <> endobj 164 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (81) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Loan Maturities and Fixed/V) Tj ET Q q 0 0 0 rg BT 159.81 749.25 Td (ariable Pricing of Corporate) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Loans) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 676.75 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.00 676.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.00 676.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.00 676.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.00 676.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 648.75 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.00 648.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.00 648.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.00 648.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.00 648.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 611.75 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.00 611.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.00 611.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.00 611.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.00 611.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 557.75 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.00 557.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.00 557.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.00 557.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.00 557.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 520.75 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.00 520.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.00 520.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.00 520.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.00 520.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 447.75 83.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.00 447.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.00 447.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.00 447.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.00 447.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 395.75 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.00 395.75 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.00 395.75 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.00 395.75 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.00 395.75 42.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 676.75 m 119 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119 676.75 m 161 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161 676.75 m 203 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 676.75 m 245 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 676.75 m 287 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 676.75 m 245 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 662.75 m 245 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 648.75 m 245 625.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 625.75 m 245 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 611.75 m 245 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 588.75 m 245 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 557.75 m 245 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 543.75 m 245 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 520.75 m 119 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36 497.75 m 119 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119 520.75 m 161 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 119 497.75 m 161 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161 520.75 m 203 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 161 497.75 m 203 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 520.75 m 245 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 520.75 m 245 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 203 497.75 m 245 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 520.75 m 287 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 245 497.75 m 287 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 395.75 m 119 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36 380.75 m 119 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119 395.75 m 161 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 119 380.75 m 161 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161 395.75 m 203 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 161 380.75 m 203 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 395.75 m 245 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 203 380.75 m 245 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 395.75 m 287 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 245 380.75 m 287 380.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.50 689.00 Td (In millions of dollars at) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.50 681.00 Td (December 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 131.75 699.20 Td (Due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 127.20 690.20 Td (within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 127.70 681.20 Td (1 year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.45 717.20 Td (Over) Tj ET Q q 0 0 0 rg BT 187.78 717.20 Td ( 1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.05 708.20 Td (year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.95 699.20 Td (but) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.20 690.20 Td (within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.85 681.20 Td (5 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.45 690.20 Td (Over) Tj ET Q q 0 0 0 rg BT 229.78 690.20 Td ( 5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 681.20 Td (years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.65 681.20 Td (T) Tj ET Q q 0 0 0 rg BT 260.83 681.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 667.20 Td (Corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 653.20 Td (In U.S. offices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 639.21 Td (Commercial and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 630.21 Td (industrial loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 121.50 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.75 630.20 Td (20,679) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.50 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.75 630.20 Td (18,474) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.50 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 216.75 630.20 Td (12,166) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.50 630.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 630.20 Td (51,319) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 616.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.75 616.20 Td (15,767) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.75 616.20 Td (14,085) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.25 616.20 Td (9,276) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 616.20 Td (39,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 602.21 Td (Mortgage and real) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 593.21 Td (estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.75 593.20 Td (18,005) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.75 593.20 Td (16,085) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 216.75 593.20 Td (10,593) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 593.20 Td (44,683) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 580.01 Td (Installment,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 571.01 Td (revolving credit and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 562.01 Td (other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.75 562.20 Td (13,369) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.75 562.20 Td (1) Tj ET Q q 0 0 0 rg BT 179.25 562.20 Td (1,945) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.25 562.20 Td (7,867) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 562.20 Td (33,181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 548.21 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 144.00 548.20 Td (593) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 548.20 Td (529) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.00 548.20 Td (348) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.25 548.20 Td (1,470) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 534.20 Td (In offices outside) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 525.20 Td (the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 128.25 525.20 Td (106,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.75 525.20 Td (49,295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.25 525.20 Td (9,065) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 525.20 Td (164,360) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 511.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.09 511.20 Td (otal corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 502.20 Td (loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 121.50 502.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 128.25 502.20 Td (174,413) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.50 502.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.25 502.20 Td (1) Tj ET Q q 0 0 0 rg BT 174.75 502.20 Td (10,413) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.50 502.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 216.75 502.20 Td (49,315) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.50 502.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 502.20 Td (334,141) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 488.20 Td (Fixed/variable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 479.20 Td (pricing of corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 470.20 Td (loans with) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 461.20 Td (maturities due after) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 452.20 Td (one year) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 71.24 456.28 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 439.01 Td (Loans at fixed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 430.01 Td (interest rates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.50 431.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.75 431.20 Td (21,048) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.50 431.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 216.75 431.20 Td (15,276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 418.01 Td (Loans at floating or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 409.01 Td (adjustable interest) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 400.01 Td (rates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.75 400.20 Td (89,365) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 216.75 400.20 Td (34,039) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 385.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.68 385.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.50 385.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.25 385.20 Td (1) Tj ET Q q 0 0 0 rg BT 174.75 385.20 Td (10,413) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.50 385.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 216.75 385.20 Td (49,315) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 362.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 362.05 Td (Based on contractual terms. Repricing characteristics may ef) Tj ET Q q 0 0 0 rg BT 248.00 362.05 Td (fectively) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 352.45 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 352.45 Td (be modified from time to time using derivative contracts. See Note 22) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 342.85 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 342.85 Td (to the Consolidated Financial Statements.) Tj ET Q endstream endobj 165 0 obj <> endobj 166 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (82) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Additional Consumer) Tj ET Q q 0 0 0 rg BT 128.33 749.25 Td ( and Corporate Cr) Tj ET Q q 0 0 0 rg BT 207.87 749.25 Td (edit Details) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Loans Outstanding) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 678.75 235.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 678.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 678.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 678.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 678.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 678.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 654.75 235.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 654.75 61.00 -12.00 re f /GS0 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0.9333333333333333 1 rg /GS0 gs 393.50 294.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 294.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 294.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 270.75 235.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 270.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 270.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 270.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 270.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 270.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 246.75 235.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 246.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 246.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 246.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 246.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 246.75 61.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 213.75 235.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 213.75 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 213.75 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 213.75 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 213.75 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 213.75 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 169.75 235.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 169.75 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 169.75 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 169.75 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 169.75 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 169.75 61.00 -22.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 702.75 m 332.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 702.75 m 393.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 702.75 m 454.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 702.75 m 515.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 702.75 m 576.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 690.75 m 271.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 690.75 m 332.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 702.75 m 393.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 690.75 m 393.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 690.75 m 454.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 702.75 m 515.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 690.75 m 515.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 702.75 m 576.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 690.75 m 576.5 690.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 618.75 m 271.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 606.75 m 271.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 618.75 m 332.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 618.75 m 393.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 606.75 m 393.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 618.75 m 454.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 606.75 m 454.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 618.75 m 515.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 606.75 m 515.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 618.75 m 576.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 606.75 m 576.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 606.75 m 332.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 606.75 m 393.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 606.75 m 454.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 606.75 m 515.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 606.75 m 576.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 534.75 m 332.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 534.75 m 393.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 534.75 m 454.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 534.75 m 515.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 534.75 m 576.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 534.75 m 271.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 522.75 m 271.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 534.75 m 332.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 522.75 m 332.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 534.75 m 393.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 522.75 m 393.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 534.75 m 454.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 522.75 m 454.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 534.75 m 515.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 522.75 m 515.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 534.75 m 576.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 522.75 m 576.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 522.75 m 332.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 522.75 m 393.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 522.75 m 454.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 522.75 m 515.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 522.75 m 576.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 498.75 m 393.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 498.75 m 454.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 498.75 m 515.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 498.75 m 576.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 498.75 m 271.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 486.75 m 271.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 498.75 m 332.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 486.75 m 332.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 498.75 m 393.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 486.75 m 393.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 498.75 m 454.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 486.75 m 454.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 498.75 m 515.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 486.75 m 515.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 498.75 m 576.5 498.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 486.75 m 576.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 486.75 m 332.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 486.75 m 393.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 486.75 m 454.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 486.75 m 515.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 486.75 m 576.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 402.75 m 393.5 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 402.75 m 454.5 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 402.75 m 515.5 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 402.75 m 271.5 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 390.75 m 271.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 402.75 m 332.5 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 390.75 m 332.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 402.75 m 393.5 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 390.75 m 393.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 402.75 m 454.5 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 390.75 m 454.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 402.75 m 515.5 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 390.75 m 515.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 402.75 m 576.5 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 390.75 m 576.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 390.75 m 332.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 390.75 m 393.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 390.75 m 454.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 390.75 m 515.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 390.75 m 576.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 306.75 m 393.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 306.75 m 454.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 306.75 m 515.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 306.75 m 271.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 294.75 m 271.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 306.75 m 332.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 294.75 m 332.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 306.75 m 393.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 294.75 m 393.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 306.75 m 454.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 294.75 m 454.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 306.75 m 515.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 294.75 m 515.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 306.75 m 576.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 294.75 m 576.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 294.75 m 332.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 294.75 m 393.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 294.75 m 454.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 294.75 m 515.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 294.75 m 576.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 270.75 m 393.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 270.75 m 454.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 270.75 m 271.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 258.75 m 271.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 270.75 m 332.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 270.75 m 393.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 258.75 m 393.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 270.75 m 454.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 258.75 m 454.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 270.75 m 515.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 258.75 m 515.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 270.75 m 576.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 258.75 m 576.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 258.75 m 332.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 258.75 m 393.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 258.75 m 454.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 258.75 m 515.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 258.75 m 576.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 234.75 m 271.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 213.75 m 271.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 234.75 m 332.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 213.75 m 332.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 234.75 m 393.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 213.75 m 393.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 234.75 m 454.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 213.75 m 454.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 234.75 m 515.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 213.75 m 515.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 234.75 m 576.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 213.75 m 576.5 213.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 191.75 m 271.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 213.75 m 515.5 213.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 169.75 m 271.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 191.75 m 332.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 191.75 m 393.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 191.75 m 454.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 191.75 m 515.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 191.75 m 576.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 147.75 m 271.5 147.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 169.75 m 332.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 147.75 m 332.5 147.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 169.75 m 393.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 147.75 m 393.5 147.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 169.75 m 454.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 147.75 m 454.5 147.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 169.75 m 515.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 147.75 m 515.5 147.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 169.75 m 576.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 147.75 m 576.5 147.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.30 706.15 Td (December) Tj ET Q q 0 0 0 rg BT 436.19 706.15 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 694.70 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.50 694.15 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.50 694.01 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.50 694.01 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 694.01 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 694.01 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 682.15 Td (Consumer) Tj ET Q q 0 0 0 rg BT 78.92 682.15 Td ( loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 670.01 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 670.01 Td (fices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 658.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 662.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 658.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 658.15 Td (65,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 658.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 658.01 Td (72,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 658.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 658.01 Td (80,281) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 658.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 658.01 Td (96,533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 658.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 658.01 Td (108,453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 646.01 Td (Installment, revolving credit and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 646.15 Td (3,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 646.01 Td (3,395) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 646.01 Td (3,480) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 646.01 Td (14,450) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 646.01 Td (13,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 634.01 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 634.15 Td (139,006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 634.01 Td (132,654) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 634.01 Td (1) Tj ET Q q 0 0 0 rg BT 421.75 634.01 Td (12,800) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 634.01 Td (1) Tj ET Q q 0 0 0 rg BT 482.75 634.01 Td (12,982) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 634.01 Td (1) Tj ET Q q 0 0 0 rg BT 543.75 634.01 Td (15,651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 622.01 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 622.15 Td (7,840) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 622.01 Td (7,159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 622.01 Td (6,407) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 622.01 Td (5,895) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 622.01 Td (6,592) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 610.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 610.15 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 610.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 610.15 Td (215,71) Tj ET Q q 0 0 0 rg BT 318.50 610.15 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 610.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 610.01 Td (216,165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 610.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 610.01 Td (202,968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 610.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 610.01 Td (229,860) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 610.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 610.01 Td (244,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 598.01 Td (In of) Tj ET Q q 0 0 0 rg BT 56.16 598.01 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 586.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 590.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 586.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 586.15 Td (44,081) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 586.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 586.01 Td (42,803) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 586.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 586.01 Td (47,062) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 586.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 586.01 Td (54,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 586.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 586.01 Td (55,51) Tj ET Q q 0 0 0 rg BT 564.00 586.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 574.01 Td (Installment, revolving credit and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 574.15 Td (26,556) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 574.01 Td (24,887) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 574.01 Td (29,480) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 574.01 Td (31,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 574.01 Td (33,182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 562.01 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 562.15 Td (26,257) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 562.01 Td (23,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 562.01 Td (27,342) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 562.01 Td (32,032) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 562.01 Td (36,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 550.01 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 550.15 Td (20,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 550.01 Td (16,568) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 550.01 Td (17,410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 550.01 Td (18,294) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 550.01 Td (20,623) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 538.01 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 538.15 Td (76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 538.01 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 538.01 Td (362) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 538.01 Td (546) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 538.01 Td (710) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 526.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 526.15 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 526.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 526.15 Td (1) Tj ET Q q 0 0 0 rg BT 298.25 526.15 Td (17,208) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 526.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 526.01 Td (108,122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 526.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 526.01 Td (121,656) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 526.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 526.01 Td (136,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 526.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 526.01 Td (146,766) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 514.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 514.15 Td (otal consumer) Tj ET Q q 0 0 0 rg BT 98.34 514.15 Td ( loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 514.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 514.15 Td (332,919) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 514.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 514.01 Td (324,287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 514.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 514.01 Td (324,624) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 514.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 514.01 Td (366,322) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 514.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 514.01 Td (390,860) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 502.01 Td (Unearned income) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 102.72 506.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 502.15 Td (737) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 502.01 Td (776) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 502.01 Td (830) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 502.01 Td (\(679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 502.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 502.01 Td (\(567) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 502.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 490.15 Td (Consumer) Tj ET Q q 0 0 0 rg BT 78.92 490.15 Td ( loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 490.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 490.15 Td (333,656) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 490.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 490.01 Td (325,063) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 490.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 490.01 Td (325,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 490.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 490.01 Td (365,643) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 490.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 490.01 Td (390,293) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 478.15 Td (Corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 466.01 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 466.01 Td (fices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 454.01 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 454.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 454.15 Td (51,319) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 454.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 454.01 Td (49,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 454.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 454.01 Td (46,01) Tj ET Q q 0 0 0 rg BT 442.00 454.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 454.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 454.01 Td (39,542) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 454.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 454.01 Td (36,993) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 442.01 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 442.15 Td (39,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 442.01 Td (35,517) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 442.01 Td (36,425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 442.01 Td (36,324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 442.01 Td (25,130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 430.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 434.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 430.15 Td (44,683) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 430.01 Td (38,691) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 430.01 Td (32,623) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 430.01 Td (27,959) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 430.01 Td (25,075) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 418.01 Td (Installment, revolving credit and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 418.15 Td (33,181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 418.01 Td (34,501) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 418.01 Td (33,423) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 418.01 Td (29,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 418.01 Td (34,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 406.01 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 406.15 Td (1,470) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 406.01 Td (1,518) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 406.01 Td (1,780) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 406.01 Td (1,758) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 406.01 Td (1,647) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 394.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 394.15 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 394.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 394.15 Td (169,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 394.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 394.01 Td (159,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 394.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 394.01 Td (150,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 394.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 394.01 Td (134,829) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 394.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 394.01 Td (123,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 382.01 Td (In of) Tj ET Q q 0 0 0 rg BT 56.16 382.01 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 370.01 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 370.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 370.15 Td (93,750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 370.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 370.01 Td (81,882) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 370.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 370.01 Td (82,689) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 370.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 370.01 Td (83,506) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 370.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 370.01 Td (86,147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 358.01 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 358.15 Td (35,273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 358.01 Td (26,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 358.01 Td (28,704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 358.01 Td (33,269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 358.01 Td (38,372) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 346.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 350.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 346.15 Td (7,309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 346.01 Td (5,363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 346.01 Td (5,106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 346.01 Td (6,031) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 346.01 Td (6,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 334.01 Td (Installment, revolving credit and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 334.15 Td (22,638) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 334.01 Td (19,965) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 334.01 Td (20,853) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 334.01 Td (19,259) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 334.01 Td (18,714) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 322.01 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 322.15 Td (190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 322.01 Td (251) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 322.01 Td (303) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 322.01 Td (419) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 322.01 Td (586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 310.01 Td (Governments and of) Tj ET Q q 0 0 0 rg BT 118.32 310.01 Td (ficial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 310.15 Td (5,200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 310.01 Td (5,850) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 310.01 Td (4,91) Tj ET Q q 0 0 0 rg BT 442.00 310.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 310.01 Td (2,236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 310.01 Td (2,341) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 298.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 298.15 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 298.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 298.15 Td (164,360) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 298.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 298.01 Td (140,197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 298.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 298.01 Td (142,566) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 298.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 298.01 Td (144,720) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 298.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 298.01 Td (152,434) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 286.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 286.15 Td (otal corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 286.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 286.15 Td (334,141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 286.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 286.01 Td (300,010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 286.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 286.01 Td (292,828) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 286.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 286.01 Td (279,549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 286.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 286.01 Td (275,746) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 274.01 Td (Unearned income) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 102.72 278.09 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.50 274.15 Td (\(763) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 274.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 274.01 Td (\(704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 274.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 274.01 Td (\(665) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 274.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 274.01 Td (\(557) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 274.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 274.01 Td (\(567) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 274.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 262.15 Td (Corporate loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 262.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 262.15 Td (333,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 262.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 262.01 Td (299,306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 262.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 262.01 Td (292,163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 262.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 262.01 Td (278,992) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 262.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 262.01 Td (275,179) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 250.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 250.15 Td (otal loansnet of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 250.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 250.15 Td (667,034) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 250.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 250.01 Td (624,369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 250.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 250.01 Td (617,617) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 250.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 250.01 Td (644,635) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 250.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 250.01 Td (665,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 238.01 Td (Allowance for loan losseson drawn exposures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.25 238.15 Td (\(12,355) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 238.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.75 238.01 Td (\(12,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 238.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.75 238.01 Td (\(12,626) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 238.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 238.01 Td (\(15,994) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 238.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 238.01 Td (\(19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 238.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 226.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 226.15 Td (otalloansnetofunearnedincome) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 217.15 Td ( andallowancefor) Tj ET Q q 0 0 0 rg BT 111.83 217.15 Td (cr) Tj ET Q q 0 0 0 rg BT 121.91 217.15 Td (editlosses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 218.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 218.20 Td (654,679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 218.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 218.21 Td (612,309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 218.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 218.21 Td (604,991) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 218.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 218.21 Td (628,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 218.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 218.21 Td (645,824) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 205.15 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 205.15 Td ( loan losses as a per) Tj ET Q q 0 0 0 rg BT 167.17 205.15 Td (centage of total loans ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 196.15 Td ( net of unearned income) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 133.74 200.23 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 196.20 Td (1.87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 196.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 196.21 Td (1.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 196.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 196.21 Td (2.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 196.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 196.21 Td (2.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 196.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 196.21 Td (2.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 196.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 183.15 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 183.15 Td ( consumer) Tj ET Q q 0 0 0 rg BT 132.16 183.15 Td ( loan losses as a per) Tj ET Q q 0 0 0 rg BT 206.75 183.15 Td (centage of ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 174.15 Td ( total consumer) Tj ET Q q 0 0 0 rg BT 100.58 174.15 Td ( loansnet of unearned income) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 222.08 178.23 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 174.20 Td (2.96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 174.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 174.21 Td (2.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 174.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 174.21 Td (3.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 174.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 174.21 Td (3.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 174.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 174.21 Td (4.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 174.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 161.15 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 161.15 Td ( corporate loan losses as a per) Tj ET Q q 0 0 0 rg BT 206.90 161.15 Td (centage of ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 152.15 Td ( total corporate loansnet of unearned income) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 222.23 156.23 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 152.20 Td (0.76) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 152.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 152.21 Td (0.91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 152.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 152.21 Td (0.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 152.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 152.21 Td (0.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 152.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 152.21 Td (0.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 152.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 130.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 130.65 Td (Loans secured primarily by real estate.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 121.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 121.05 Td (Unearned income on consumer loans primarily represents unamortized origination fees, costs, premiums and discounts. Prior to December 31, 2015, these items ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 111.45 Td (were more than of) Tj ET Q q 0 0 0 rg BT 112.27 111.45 Td (fset by prepaid interest on loans outstanding issued by OneMain Financial. ) Tj ET Q q 0 0 0 rg BT 353.42 111.45 Td (The sale of OneMain Financial was completed on November 15, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 101.85 Td (2015.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 92.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 92.25 Td (Unearned income on corporate loans primarily represents interest received in advance, but not yet earned on loans originated on a discount basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 82.65 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 82.65 Td (All periods exclude loans that are carried at fair value.) Tj ET Q endstream endobj 167 0 obj <> endobj 168 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (83) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Details of Cr) Tj ET Q q 0 0 0 rg BT 90.25 749.25 Td (edit Loss Experience) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 716.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 716.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 716.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 716.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 716.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 716.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 688.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 688.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 688.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 688.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 688.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 688.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 660.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 660.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 660.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 660.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 660.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 660.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 632.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 632.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 632.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 632.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 632.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 632.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 604.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 604.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 604.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 604.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 604.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 604.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 576.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 576.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 576.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 576.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 576.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 576.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 548.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 548.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 548.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 548.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 548.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 548.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 520.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 520.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 520.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 520.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 520.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 520.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 492.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 492.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 492.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 492.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 492.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 492.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 464.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 464.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 464.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 464.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 464.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 464.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 436.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 436.75 61.00 -14.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 36.50 184.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 184.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 184.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 184.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 184.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 184.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 156.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 156.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 156.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 156.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 156.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 156.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 128.75 235.00 -14.00 re f /GS0 gs 0.8 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rg /GS0 gs 332.50 63.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 63.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 63.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 63.75 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 716.75 m 271.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 716.75 m 332.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 716.75 m 393.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 716.75 m 454.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 716.75 m 515.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 716.75 m 576.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 702.75 m 271.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 716.75 m 332.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 702.75 m 332.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 716.75 m 393.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 702.75 m 393.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 716.75 m 454.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 702.75 m 454.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 716.75 m 515.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 702.75 m 515.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 716.75 m 576.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 702.75 m 576.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 702.75 m 332.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 702.75 m 393.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 702.75 m 454.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 702.75 m 515.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 702.75 m 576.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 660.75 m 271.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 660.75 m 393.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 660.75 m 454.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 660.75 m 515.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 660.75 m 576.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 646.75 m 271.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 660.75 m 332.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 646.75 m 332.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 660.75 m 393.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 660.75 m 454.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 660.75 m 515.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 660.75 m 576.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 646.75 m 576.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 646.75 m 332.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 646.75 m 393.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 646.75 m 454.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 646.75 m 515.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 646.75 m 576.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 450.75 m 271.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 450.75 m 332.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 450.75 m 393.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 450.75 m 454.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 450.75 m 515.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 450.75 m 576.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 450.75 m 271.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 436.75 m 271.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 450.75 m 332.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 436.75 m 332.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 450.75 m 393.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 436.75 m 393.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 450.75 m 454.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 436.75 m 454.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 450.75 m 515.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 436.75 m 515.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 450.75 m 576.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 436.75 m 576.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 436.75 m 332.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 436.75 m 393.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 436.75 m 454.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 436.75 m 515.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 436.75 m 576.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 240.75 m 271.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 240.75 m 332.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 240.75 m 393.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 240.75 m 454.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 240.75 m 515.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 240.75 m 576.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 240.75 m 271.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 226.75 m 271.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 240.75 m 332.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 226.75 m 332.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 240.75 m 393.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 226.75 m 393.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 240.75 m 454.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 226.75 m 454.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 240.75 m 515.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 226.75 m 515.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 240.75 m 576.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 226.75 m 576.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 184.75 m 271.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 184.75 m 332.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 184.75 m 393.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 184.75 m 454.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 184.75 m 515.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 184.75 m 576.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 170.75 m 271.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 184.75 m 332.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 170.75 m 332.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 184.75 m 393.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 170.75 m 393.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 184.75 m 454.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 170.75 m 454.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 184.75 m 515.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 170.75 m 515.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 184.75 m 576.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 170.75 m 576.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 156.75 m 271.5 156.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 170.75 m 332.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 170.75 m 393.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 156.75 m 393.5 156.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 170.75 m 454.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 156.75 m 454.5 156.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 170.75 m 515.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 156.75 m 515.5 156.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 170.75 m 576.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 156.75 m 576.5 156.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 142.75 m 271.5 142.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 156.75 m 332.5 156.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 142.75 m 332.5 142.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 156.75 m 393.5 156.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 142.75 m 393.5 142.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 156.75 m 454.5 156.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 142.75 m 454.5 142.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 156.75 m 515.5 156.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 142.75 m 515.5 142.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 156.75 m 576.5 156.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 142.75 m 576.5 142.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 142.75 m 332.5 142.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 142.75 m 393.5 142.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 142.75 m 454.5 142.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 142.75 m 515.5 142.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 142.75 m 576.5 142.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 114.75 m 271.5 114.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 114.75 m 393.5 114.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 114.75 m 454.5 114.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 114.75 m 515.5 114.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 114.75 m 576.5 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 91.75 m 271.5 91.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 114.75 m 332.5 114.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 114.75 m 393.5 114.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 114.75 m 454.5 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 91.75 m 454.5 91.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 114.75 m 515.5 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 91.75 m 515.5 91.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 114.75 m 576.5 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 91.75 m 576.5 91.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 91.75 m 332.5 91.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 91.75 m 393.5 91.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 91.75 m 454.5 91.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 91.75 m 515.5 91.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 91.75 m 576.5 91.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 63.75 m 393.5 63.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 63.75 m 454.5 63.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 63.75 m 515.5 63.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 63.75 m 576.5 63.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 63.75 m 271.5 63.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 63.75 m 332.5 63.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 63.75 m 393.5 63.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 63.75 m 454.5 63.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 63.75 m 515.5 63.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 63.75 m 576.5 63.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 49.25 m 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 49.25 m 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 49.25 m 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 49.25 m 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 49.25 m 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 49.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 49.25 m BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 721.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.50 721.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.50 721.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.50 721.21 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 721.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 721.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 707.20 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.65 707.20 Td ( loan losses at beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 707.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 707.20 Td (12,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 707.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 707.21 Td (12,626) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 707.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 707.21 Td (15,994) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 707.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 707.21 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 707.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 707.21 Td (25,455) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 693.20 Td (Pr) Tj ET Q q 0 0 0 rg BT 48.41 693.20 Td (ovision for) Tj ET Q q 0 0 0 rg BT 89.00 693.20 Td ( loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 679.21 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 679.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 679.20 Td (7,363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 679.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 679.21 Td (6,321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 679.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 679.21 Td (6,228) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 679.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 679.21 Td (6,699) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 679.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 679.21 Td (7,591) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 665.21 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 665.20 Td (140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 665.21 Td (428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 665.21 Td (880) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 665.21 Td (129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 665.21 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 652.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 652.15 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 651.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 651.20 Td (7,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 651.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 651.21 Td (6,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 651.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 651.21 Td (7,108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 651.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 651.21 Td (6,828) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 651.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 651.21 Td (7,604) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 637.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 49.91 637.20 Td (oss cr) Tj ET Q q 0 0 0 rg BT 71.50 637.20 Td (edit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 623.20 Td (Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 609.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 80.42 609.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 609.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 609.20 Td (5,736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 609.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 609.21 Td (4,970) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 609.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 609.21 Td (5,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 609.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 609.21 Td (6,780) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 609.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 609.21 Td (8,402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 595.21 Td (In of) Tj ET Q q 0 0 0 rg BT 62.16 595.21 Td (fices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 595.20 Td (2,447) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 595.21 Td (2,672) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 595.21 Td (3,192) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 595.21 Td (3,874) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 595.21 Td (3,926) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 581.20 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 567.21 Td (Commercial and industrial, and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 553.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 80.42 553.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 553.20 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 553.21 Td (274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 553.21 Td (1) Tj ET Q q 0 0 0 rg BT 437.50 553.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 553.21 Td (66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 553.21 Td (125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 539.21 Td (In of) Tj ET Q q 0 0 0 rg BT 62.16 539.21 Td (fices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 539.20 Td (331) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 539.21 Td (256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 539.21 Td (182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 539.21 Td (310) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 539.21 Td (216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 525.21 Td (Loans to financial institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 511.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 80.42 511.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 511.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 511.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 511.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 511.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 511.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 497.21 Td (In of) Tj ET Q q 0 0 0 rg BT 62.16 497.21 Td (fices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 497.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 497.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 497.21 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 497.21 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 497.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 483.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 469.21 Td (In U.S of) Tj ET Q q 0 0 0 rg BT 78.17 469.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 469.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 469.21 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 469.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 469.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 469.21 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 455.21 Td (In of) Tj ET Q q 0 0 0 rg BT 62.16 455.21 Td (fices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 455.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 455.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 455.21 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 455.21 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 455.21 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 442.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 442.15 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 441.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 441.20 Td (8,673) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 441.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 441.21 Td (8,222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 441.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 441.21 Td (9,041) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 441.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 441.21 Td (1) Tj ET Q q 0 0 0 rg BT 487.25 441.21 Td (1,108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 441.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 441.21 Td (12,769) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 427.20 Td (Cr) Tj ET Q q 0 0 0 rg BT 49.33 427.20 Td (edit r) Tj ET Q q 0 0 0 rg BT 69.91 427.20 Td (ecoveries) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 104.89 431.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 413.20 Td (Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 399.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 80.42 399.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 399.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 399.20 Td (903) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 399.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 399.21 Td (980) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 399.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 399.21 Td (975) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 399.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 399.21 Td (1,122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 399.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 399.21 Td (1,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 385.21 Td (In of) Tj ET Q q 0 0 0 rg BT 62.16 385.21 Td (fices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 385.20 Td (583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 385.21 Td (614) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 385.21 Td (659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 385.21 Td (853) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 385.21 Td (1,008) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 371.20 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 357.21 Td (Commercial and industrial, and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 343.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 80.42 343.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 343.20 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 343.21 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 343.21 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 343.21 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 343.21 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 329.21 Td (In of) Tj ET Q q 0 0 0 rg BT 62.16 329.21 Td (fices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 329.20 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 329.21 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 329.21 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 329.21 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 329.21 Td (109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 315.21 Td (Loans to financial institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 301.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 80.42 301.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 301.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 301.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 301.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 301.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 301.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 287.21 Td (In of) Tj ET Q q 0 0 0 rg BT 62.16 287.21 Td (fices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 287.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 287.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 287.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 287.21 Td (1) Tj ET Q q 0 0 0 rg BT 503.00 287.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 287.21 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 273.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 259.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 80.42 259.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 259.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 259.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 259.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 259.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 259.21 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 245.21 Td (In of) Tj ET Q q 0 0 0 rg BT 62.16 245.21 Td (fices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 245.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 245.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 245.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 245.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 245.21 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 232.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 232.15 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 231.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 231.20 Td (1,597) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 231.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 231.21 Td (1,661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 231.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 231.21 Td (1,739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 231.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 231.21 Td (2,135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 231.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 231.21 Td (2,306) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 217.20 Td (Net cr) Tj ET Q q 0 0 0 rg BT 62.65 217.20 Td (edit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 203.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 80.42 203.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 203.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 203.20 Td (4,966) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 203.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 203.21 Td (4,278) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 203.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 203.21 Td (4,609) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 203.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 203.21 Td (5,669) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 203.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 203.21 Td (7,424) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 189.21 Td (In of) Tj ET Q q 0 0 0 rg BT 62.08 189.21 Td (fices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 189.20 Td (2,1) Tj ET Q q 0 0 0 rg BT 314.00 189.20 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 189.21 Td (2,283) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 189.21 Td (2,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 189.21 Td (3,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 189.21 Td (3,039) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 175.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 175.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 175.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 175.20 Td (7,076) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 175.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 175.21 Td (6,561) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 175.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 175.21 Td (7,302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 175.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 175.21 Td (8,973) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 175.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 175.21 Td (10,463) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 161.21 Td (Othernet) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 79.49 165.29 Td (\(2\)\(3\)\(4\)\(5\)\(6\)\(7\)\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 161.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.50 161.20 Td (\(132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 161.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 161.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 161.21 Td (\(754) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 161.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 161.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 161.21 Td (\(3,174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 161.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 161.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 161.21 Td (\(1,509) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 161.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 161.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 161.21 Td (\(2,948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 161.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 147.20 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.65 147.20 Td ( loan losses at end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 147.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 147.20 Td (12,355) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 147.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 147.21 Td (12,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 147.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 147.21 Td (12,626) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 147.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 147.21 Td (15,994) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 147.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 147.21 Td (19,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 133.21 Td (Allowance for loan losses as a percentage of total loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 238.68 137.29 Td (\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 133.20 Td (1.87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 133.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 133.21 Td (1.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 133.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 133.21 Td (2.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 133.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 133.21 Td (2.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 133.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 133.21 Td (2.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 133.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 119.21 Td (Allowance for unfunded lending commitments) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 207.46 122.83 Td (\(8\)\(10\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 119.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 119.20 Td (1,258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 119.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 119.21 Td (1,418) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 119.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 119.21 Td (1,402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 119.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 119.21 Td (1,063) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 119.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 119.21 Td (1,229) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 105.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 105.20 Td (otal allowance for) Tj ET Q q 0 0 0 rg BT 112.50 105.20 Td ( loan losses and unfunded lending) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 96.20 Td (commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 96.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 96.20 Td (13,613) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 96.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 96.21 Td (13,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 96.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 96.21 Td (14,028) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 96.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 96.21 Td (17,057) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 96.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 96.21 Td (20,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 82.21 Td (Net consumer credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 82.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 82.20 Td (6,697) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 82.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 82.21 Td (6,048) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 82.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 82.21 Td (7,058) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 82.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 82.21 Td (8,679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 82.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 82.21 Td (10,247) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 68.21 Td (As a percentage of average consumer loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 68.20 Td (2.07) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 68.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 68.21 Td (1.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 68.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 68.21 Td (2.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 68.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 68.21 Td (2.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 68.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 68.21 Td (2.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 68.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 54.21 Td (Net corporate credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 54.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 54.20 Td (379) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 54.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 54.21 Td (513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 54.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 54.21 Td (244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 54.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 54.21 Td (294) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 54.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 54.21 Td (216) Tj ET Q endstream endobj 169 0 obj <> endobj 170 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (84) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 740.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 740.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 740.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 740.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 740.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 740.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 712.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 712.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 712.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 712.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 712.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 712.50 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 755 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 755 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 755 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 755 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 755 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 755 m 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 740.5 m 271.5 740.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 740.5 m 332.5 740.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 740.5 m 393.5 740.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 740.5 m 454.5 740.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 740.5 m 515.5 740.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 740.5 m 576.5 740.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 740.5 m 393.5 740.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 698.5 m 271.5 698.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 698.5 m 393.5 698.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 698.5 m 454.5 698.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 698.5 m 515.5 698.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 698.5 m 576.5 698.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 684.5 m 271.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 698.5 m 332.5 698.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 684.5 m 332.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 698.5 m 393.5 698.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 684.5 m 393.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 698.5 m 454.5 698.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 684.5 m 454.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 698.5 m 515.5 698.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 684.5 m 515.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 698.5 m 576.5 698.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 684.5 m 576.5 684.5 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 744.96 Td (As a percentage of average corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 744.95 Td (0.12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 744.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 744.96 Td (0.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 744.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 744.96 Td (0.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 744.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 744.96 Td (0.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 744.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 744.96 Td (0.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 744.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 730.95 Td (Allowance by type) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 109.50 734.58 Td (\(1) Tj ET Q BT /F2 5.20 Tf ET q 0 0 0 rg BT 113.54 734.58 Td (1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 716.96 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 716.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 716.95 Td (9,869) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 716.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 716.96 Td (9,358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 716.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 716.96 Td (9,835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 716.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 716.96 Td (13,547) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 716.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 716.96 Td (16,974) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 702.96 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 702.95 Td (2,486) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 702.96 Td (2,702) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 702.96 Td (2,791) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 702.96 Td (2,447) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 702.96 Td (2,674) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 688.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 688.95 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.75 688.95 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 688.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.25 688.95 Td (12,355) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 688.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.75 688.96 Td (12,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 688.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 688.96 Td (12,626) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 688.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 688.96 Td (15,994) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 688.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 688.96 Td (19,648) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 667.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 667.40 Td (Recoveries have been reduced by certain collection costs that are incurred only if collection ef) Tj ET Q q 0 0 0 rg BT 355.50 667.40 Td (forts are successful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 657.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 657.80 Td (Includes all adjustments to the allowance for credit losses, such as changes in the allowance from acquisitions, dispositions, securitizations, FX translation, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 648.25 Td (purchase accounting adjustments, etc.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 638.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 638.65 Td (2017 includes reductions of approximately $261 million related to the sale or transfer to HFS of various loan portfolios, which includes approximately $106 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 629.05 Td (million related to the transfer of various real estate loan portfolios to HFS. ) Tj ET Q q 0 0 0 rg BT 293.05 629.05 Td (Additionally) Tj ET Q q 0 0 0 rg BT 332.98 629.05 Td (, 2017 includes an increase of approximately $1) Tj ET Q q 0 0 0 rg BT 485.96 629.05 Td (15 million related to FX ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 619.45 Td (translation.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 609.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 609.85 Td (2016 includes reductions of approximately $574 million related to the sale or transfer to HFS of various loan portfolios, which includes approximately $106 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 600.25 Td (million related to the transfer of various real estate loan portfolios to HFS. ) Tj ET Q q 0 0 0 rg BT 293.05 600.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 332.98 600.25 Td (, 2016 includes a reduction of approximately $199 million related to FX ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 590.65 Td (translation.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 581.05 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 581.05 Td (2015 includes reductions of approximately $2.4 billion related to the sale or transfer to HFS of various loan portfolios, which includes approximately $1.5 billion ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 571.45 Td (related to the transfer of various real estate loan portfolios to HFS. ) Tj ET Q q 0 0 0 rg BT 267.94 571.45 Td (Additionally) Tj ET Q q 0 0 0 rg BT 307.86 571.45 Td (, 2015 includes a reduction of approximately $474 million related to FX ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 561.85 Td (translation.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 552.25 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 552.25 Td (2014 includes reductions of approximately $1.1 billion related to the sale or transfer to HFS of various loan portfolios, which includes approximately $41) Tj ET Q q 0 0 0 rg BT 545.15 552.25 Td (1 million ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 542.65 Td (related to the transfer of various real estate loan portfolios to HFS, approximately $204 million related to the transfer to HFS of a business in Greece, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 533.05 Td (approximately $177 million related to the transfer to HFS of a business in Spain, approximately $29 million related to the transfer to HFS of a business in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 523.45 Td (Honduras, and approximately $108 million related to the transfer to HFS of various ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 323.28 523.45 Td (EMEA) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 344.60 523.45 Td ( loan portfolios. ) Tj ET Q q 0 0 0 rg BT 397.04 523.45 Td (Additionally) Tj ET Q q 0 0 0 rg BT 436.96 523.45 Td (, 2014 includes a reduction of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 513.85 Td (approximately $463 million related to FX translation.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 504.25 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 504.25 Td (2013 includes reductions of approximately $2.4 billion related to the sale or transfer to HFS of various loan portfolios, which includes approximately $360 million ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 494.65 Td (related to the sale of Credicard and approximately $255 million related to a transfer to HFS of a loan portfolio in Greece, approximately $230 million related to a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 485.05 Td (non-provision transfer of reserves associated with deferred interest to other assets which includes deferred interest and approximately $220 million related to FX ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 475.45 Td (translation.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 465.80 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 465.80 Td (2015 includes a reclassification of $271 million of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 217.07 465.80 Td (Allowance for loan losses) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 299.52 465.80 Td ( to allowance for unfunded lending commitments, included in the Other line item. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 456.20 Td (This reclassification reflects the re-attribution of $271 million in allowance for credit losses between the funded and unfunded portions of the corporate credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 446.60 Td (portfolios and does not reflect a change in the underlying credit performance of these portfolios.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 437.00 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 437.00 Td (December 31, 2017, December 31, 2016, December31, 2015, December 31, 2014 and December31, 2013 exclude $4.4 billion, $3.5 billion, $5.0 billion, $5.9 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 427.40 Td (billion and $5.0 billion, respectively) Tj ET Q q 0 0 0 rg BT 169.46 427.40 Td (, of loans which are carried at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 417.80 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 417.80 Td (Represents additional credit reserves recorded as ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 212.16 417.80 Td (Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 263.04 417.80 Td ( on the Consolidated Balance Sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 408.20 Td (\(1) Tj ET Q q 0 0 0 rg BT 42.37 408.20 Td (1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 408.20 Td (Allowance for loan losses represents management) Tj ET Q q 0 0 0 rg BT 216.39 408.20 Td (s best estimate of probable losses inherent in the portfolio, as well as probable losses related to lar) Tj ET Q q 0 0 0 rg BT 529.50 408.20 Td (ge ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 398.60 Td (individually evaluated impaired loans and troubled debt restructurings. See Significant ) Tj ET Q q 0 0 0 rg BT 336.37 398.60 Td (Accounting Policies and Significant Estimates and Note 1 to the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 389.00 Td (Consolidated Financial Statements below) Tj ET Q q 0 0 0 rg BT 186.13 389.00 Td (. ) Tj ET Q q 0 0 0 rg BT 189.68 389.00 Td (Attribution of the allowance is made for analytical purposes only and the entire allowance is available to absorb ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 379.40 Td (probable credit losses inherent in the overall portfolio.) Tj ET Q endstream endobj 171 0 obj <> endobj 172 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (85) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 95.53 749.25 Td ( Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following tables detail information on Citi) Tj ET Q q 0 0 0 rg BT 225.97 737.25 Td (s allowance for loan losses, loans and coverage ratios:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 689.75 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 689.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 689.75 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 689.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 663.75 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 663.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 663.75 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 663.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 637.75 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 637.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 637.75 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 637.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 611.75 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 611.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 611.75 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 611.75 96.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 712.75 m 341.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 712.75 m 404.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 712.75 m 480.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 712.75 m 576.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 689.75 m 341.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 689.75 m 404.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 689.75 m 480.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 689.75 m 576.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 689.75 m 404.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 689.75 m 576.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 624.75 m 341.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 624.75 m 404.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 624.75 m 480.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 624.75 m 576.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 624.75 m 404.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 624.75 m 480.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 624.75 m 576.5 624.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 598.75 m 341.5 598.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 585.75 m 341.5 585.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 598.75 m 404.5 598.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 585.75 m 404.5 585.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 598.75 m 480.5 598.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 585.75 m 480.5 585.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 598.75 m 576.5 598.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 585.75 m 576.5 585.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 717.43 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.20 717.20 Td (December) Tj ET Q q 0 0 0 rg BT 461.01 717.20 Td ( 31, 2017) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 694.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.70 703.20 Td (Allowance for) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.35 694.20 Td (loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.10 703.20 Td (Loans, net of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.85 694.20 Td (unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 703.20 Td (Allowance as a) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.65 694.20 Td (per) Tj ET Q q 0 0 0 rg BT 500.48 694.20 Td (centage of loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 561.47 698.28 Td (\(1\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 681.00 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 681.00 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 681.00 Td ( cards) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 113.82 685.08 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 681.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 681.15 Td (6.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 681.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 681.15 Td (139.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 681.15 Td (4.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 681.15 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 668.00 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 668.00 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 668.00 Td ( mortgages) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.32 672.08 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 668.15 Td (0.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.25 668.15 Td (64.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 668.15 Td (1.1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 655.00 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 655.00 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 655.00 Td ( other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 655.15 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.25 655.15 Td (13.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 655.15 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 642.01 Td (International cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 642.15 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.25 642.15 Td (25.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 642.15 Td (5.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 629.01 Td (International other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 105.72 633.09 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 629.15 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.25 629.15 Td (91.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 629.15 Td (1.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 616.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 616.15 Td (otal consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 616.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 616.15 Td (9.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 616.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 616.15 Td (333.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 616.15 Td (3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 616.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 603.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 603.15 Td (otal corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 603.15 Td (2.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 603.15 Td (333.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 603.15 Td (0.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 590.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 590.15 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.75 590.15 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 590.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.25 590.15 Td (12.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 590.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 590.15 Td (667.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.75 590.15 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 590.15 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 568.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 568.65 Td (Allowance as a percentage of loans excludes loans that are carried at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 559.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 559.05 Td (Includes both Citi-branded cards and Citi retail services. ) Tj ET Q q 0 0 0 rg BT 236.25 559.05 Td (The $6.1 billion of loan loss reserves represented approximately 16months of coincident net credit loss ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 549.45 Td (coverage.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 539.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 539.85 Td (Of the $0.7 billion, approximately $0.6 billion was allocated to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 257.74 539.85 Td (North ) Tj ET Q q 0 0 0 rg BT 278.27 539.85 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 305.37 539.85 Td ( mortgages in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 350.91 539.85 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 405.14 539.85 Td (. Of the $0.7 billion, approximately $0.2 billion and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 530.25 Td ($0.5 billion are determined in accordance with ) Tj ET Q q 0 0 0 rg BT 204.61 530.25 Td (ASC 450-20 and ) Tj ET Q q 0 0 0 rg BT 259.95 530.25 Td (ASC 310-10-35 \(troubled debt restructurings\), respectively) Tj ET Q q 0 0 0 rg BT 448.72 530.25 Td (. Of the $64.2 billion in loans, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 520.65 Td (approximately $60.4 billion and $3.7 billion of the loans are evaluated in accordance with ) Tj ET Q q 0 0 0 rg BT 343.25 520.65 Td (ASC 450-20 and ) Tj ET Q q 0 0 0 rg BT 398.59 520.65 Td (ASC 310-10-35 \(troubled debt restructurings\), ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 511.05 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 511.05 Td (. For additional information, see Note 15 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 501.45 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 501.45 Td (Includes mortgages and other retail loans.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 443.95 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 443.95 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 443.95 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 443.95 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 417.95 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 417.95 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 417.95 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 417.95 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 391.95 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 391.95 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 391.95 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 391.95 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 365.95 305.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 365.95 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 365.95 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 365.95 96.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 464.95 m 341.5 464.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 464.95 m 404.5 464.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 464.95 m 480.5 464.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 464.95 m 576.5 464.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 443.95 m 341.5 443.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 443.95 m 404.5 443.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 443.95 m 480.5 443.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 464.95 m 576.5 464.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 443.95 m 576.5 443.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 443.95 m 341.5 443.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 443.95 m 576.5 443.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 378.95 m 341.5 378.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 378.95 m 576.5 378.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 378.95 m 404.5 378.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 378.95 m 480.5 378.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 378.95 m 576.5 378.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 352.95 m 341.5 352.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 339.95 m 341.5 339.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 352.95 m 404.5 352.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 339.95 m 404.5 339.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 352.95 m 480.5 352.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 339.95 m 480.5 339.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 352.95 m 576.5 352.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 339.95 m 576.5 339.95 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 469.63 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.10 469.41 Td (December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 448.20 Td (In billions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.60 456.21 Td (Allowance for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.85 447.21 Td (loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.35 456.21 Td (Loans, net of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.10 447.21 Td (unearned income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.50 456.21 Td (Allowance as a) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.60 447.21 Td (percentage of loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 559.57 451.29 Td (\(1\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 435.20 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 435.20 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 435.20 Td ( cards) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 113.82 439.28 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 435.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 435.21 Td (5.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 435.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 435.21 Td (133.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 435.21 Td (3.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 435.21 Td (%) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 422.20 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 422.20 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 422.20 Td ( mortgages) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.32 426.28 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 422.21 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 422.21 Td (72.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 422.21 Td (1.5) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 409.20 Td (North ) Tj ET Q q 0 0 0 rg BT 62.09 409.20 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 92.58 409.20 Td ( other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 409.21 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 409.21 Td (13.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 409.21 Td (3.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 396.21 Td (International cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 396.21 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 396.21 Td (23.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 396.21 Td (5.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 383.21 Td (International other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 105.72 387.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 383.21 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 383.21 Td (82.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 383.21 Td (1.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 370.35 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 370.35 Td (otal consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 370.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 370.21 Td (9.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 370.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 370.21 Td (325.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 370.21 Td (2.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 370.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 357.35 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 357.35 Td (otal corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 357.21 Td (2.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 357.21 Td (299.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 357.21 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 344.35 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 344.35 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.75 344.35 Td (oup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 344.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.25 344.21 Td (12.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 344.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 344.21 Td (624.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 344.21 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 344.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 322.85 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 322.85 Td (Allowance as a percentage of loans excludes loans that are carried at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 313.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 313.25 Td (Includes both Citi-branded cards and Citi retail services. ) Tj ET Q q 0 0 0 rg BT 236.25 313.25 Td (The $5.2billion of loan loss reserves represented approximately 15months of coincident net credit loss ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 303.65 Td (coverage.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 294.05 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 294.05 Td (Of the $1.1billion, approximately $1.0billion was allocated to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 257.74 294.05 Td (North ) Tj ET Q q 0 0 0 rg BT 278.27 294.05 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 305.37 294.05 Td ( mortgages in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 350.91 294.05 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 405.14 294.05 Td (. Of the $1.1 billion, approximately $0.4 billion and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 284.45 Td ($0.7 billion are determined in accordance with ) Tj ET Q q 0 0 0 rg BT 204.61 284.45 Td (ASC 450-20 and ) Tj ET Q q 0 0 0 rg BT 259.95 284.45 Td (ASC 310-10-35 \(troubled debt restructurings\), respectively) Tj ET Q q 0 0 0 rg BT 448.72 284.45 Td (. Of the $72.6 billion in loans, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 274.85 Td (approximately $67.7 billion and $4.8 billion of the loans are evaluated in accordance with ) Tj ET Q q 0 0 0 rg BT 343.25 274.85 Td (ASC 450-20 and ) Tj ET Q q 0 0 0 rg BT 398.59 274.85 Td (ASC 310-10-35 \(troubled debt restructurings\), ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 265.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 265.25 Td (. For additional information, see Note 15 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 255.65 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 255.65 Td (Includes mortgages and other retail loans.) Tj ET Q endstream endobj 173 0 obj <> endobj 174 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (86) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Non-Accrual Loans and ) Tj ET Q q 0 0 0 rg BT 140.18 749.25 Td (Assets and Renegotiated Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (There is a certain amount of overlap among non-accrual loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (and assets and renegotiated loans. ) Tj ET Q q 0 0 0 rg BT 173.55 725.25 Td (The following summary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (provides a general description of each category:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (Non-Accrual Loans and ) Tj ET Q q 0 0 0 rg BT 134.43 689.25 Td (Assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 672.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 672.25 Td (Corporate and consumer \(including commercial banking\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 660.25 Td (non-accrual status is based on the determination that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 648.25 Td (payment of interest or principal is doubtful.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 636.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 636.25 Td (A) Tj ET Q q 0 0 0 rg BT 60.67 636.25 Td ( corporate loan may be classified as non-accrual and still ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 624.25 Td (be performing under the terms of the loan structure. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 612.25 Td (Payments received on corporate non-accrual loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 600.25 Td (generally applied to loan principal and not reflected as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 588.25 Td (interest income. ) Tj ET Q q 0 0 0 rg BT 119.82 588.25 Td (Approximately 74%, 69% and 64% of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 576.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 576.25 Td (s corporate non-accrual loans were performing at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 564.25 Td (December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.58 564.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.58 564.25 Td (, September 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.85 564.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.85 564.25 Td ( and December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 552.25 Td (31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 552.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 552.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 141.66 552.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 540.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 540.25 Td (Consumer non-accrual status is generally based on aging, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 528.25 Td (i.e.,the borrower has fallen behind on payments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 516.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 516.25 Td (Consumer mortgage loans, other than Federal Housing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 504.25 Td (Administration \(FHA\) insured loans, are classified as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 492.25 Td (non-accrual within 60 days of notification that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 480.25 Td (borrower has filed for bankruptcy) Tj ET Q q 0 0 0 rg BT 188.30 480.25 Td (. In addition, home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 468.25 Td (equity loans are classified as non-accrual if the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 456.25 Td (residential first mortgage loan is 90 days or more past ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 444.25 Td (due.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 432.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 432.25 Td (North ) Tj ET Q q 0 0 0 rg BT 79.66 432.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.54 432.25 Td ( Citi-branded cards and Citi retail services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 420.25 Td (are not included because, under industry standards, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 408.25 Td (card loans accrue interest until such loans are char) Tj ET Q q 0 0 0 rg BT 254.84 408.25 Td (ged of) Tj ET Q q 0 0 0 rg BT 279.93 408.25 Td (f, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 396.25 Td (which typically occurs at 180days of contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 384.25 Td (delinquency) Tj ET Q q 0 0 0 rg BT 102.22 384.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 362.25 Td (Renegotiated Loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 345.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 345.25 Td (Includes both corporate and consumer loans whose terms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 333.25 Td (have been modified in a troubled debt restructuring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 321.25 Td (\(TDR\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 309.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 309.25 Td (Includes both accrual and non-accrual ) Tj ET Q q 0 0 0 rg BT 208.47 309.25 Td (TDRs.) Tj ET Q endstream endobj 175 0 obj <> endobj 176 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (87) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Non-Accrual Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The table below summarizes Citigroup) Tj ET Q q 0 0 0 rg BT 194.30 737.25 Td (s non-accrual loans as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (of the periods indicated. Non-accrual loans may still be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (current on interest payments. In situations where Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (reasonably expects that only a portion of the principal owed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (will ultimately be collected, all payments received are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (reflected as a reduction of principal and not as interest income. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (For all other non-accrual loans, cash interest receipts are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (generally recorded as revenue.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 662.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 662.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 662.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 662.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 662.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 662.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 634.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 634.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 634.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 634.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 634.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 634.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 606.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 606.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 606.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 606.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 606.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 606.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 578.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 578.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 578.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 578.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 578.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 578.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 550.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 550.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 550.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 550.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 550.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 550.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 522.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 522.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 522.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 522.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 522.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 522.75 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 676.75 m 271.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 676.75 m 332.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 676.75 m 393.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 676.75 m 454.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 676.75 m 515.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 676.75 m 576.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 662.75 m 271.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 662.75 m 332.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 662.75 m 393.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 662.75 m 454.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 662.75 m 515.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 662.75 m 576.5 662.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 592.75 m 271.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 592.75 m 454.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 592.75 m 515.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 592.75 m 576.5 592.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 578.75 m 271.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 592.75 m 332.5 592.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 578.75 m 332.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 592.75 m 393.5 592.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 578.75 m 393.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 592.75 m 454.5 592.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 578.75 m 454.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 592.75 m 515.5 592.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 578.75 m 515.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 592.75 m 576.5 592.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 578.75 m 576.5 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 578.75 m 271.5 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 578.75 m 332.5 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 578.75 m 393.5 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 578.75 m 454.5 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 578.75 m 515.5 578.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 578.75 m 576.5 578.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 522.75 m 271.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 522.75 m 332.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 522.75 m 393.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 522.75 m 454.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 522.75 m 515.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 522.75 m 576.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 508.75 m 271.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 522.75 m 332.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 508.75 m 332.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 522.75 m 393.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 508.75 m 393.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 522.75 m 454.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 508.75 m 454.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 522.75 m 515.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 508.75 m 515.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 522.75 m 576.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 508.75 m 576.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 494.75 m 271.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 508.75 m 332.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 494.75 m 332.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 508.75 m 393.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 494.75 m 393.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 508.75 m 454.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 494.75 m 454.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 508.75 m 515.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 494.75 m 515.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 508.75 m 576.5 508.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 494.75 m 576.5 494.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.30 681.20 Td (December) Tj ET Q q 0 0 0 rg BT 436.19 681.20 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 667.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.50 667.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.50 667.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.50 667.21 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 667.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 667.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 653.20 Td (Corporate non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.49 657.28 Td (\(1\)\(2\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 639.20 Td (North ) Tj ET Q q 0 0 0 rg BT 62.17 639.20 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 639.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 639.20 Td (784) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 639.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 639.21 Td (984) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 639.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 639.21 Td (818) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 639.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 639.21 Td (321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 639.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 639.21 Td (735) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 625.20 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 625.20 Td (849) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 625.21 Td (904) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 625.21 Td (347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 625.21 Td (285) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 625.21 Td (812) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 611.20 Td (Latin ) Tj ET Q q 0 0 0 rg BT 60.17 611.20 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 611.20 Td (280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 611.21 Td (379) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 611.21 Td (303) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 611.21 Td (417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 611.21 Td (132) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 597.20 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 597.20 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 597.21 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 597.21 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 597.21 Td (179) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 597.21 Td (279) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 583.20 Td (T) Tj ET Q q 0 0 0 rg BT 50.59 583.20 Td (otal corporate non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 583.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 583.20 Td (1,942) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 583.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 583.21 Td (2,421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 583.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 583.21 Td (1,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 583.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 583.21 Td (1,202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 583.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 583.21 Td (1,958) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 569.20 Td (Consumer) Tj ET Q q 0 0 0 rg BT 78.84 569.20 Td ( non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.34 573.28 Td (\(1\)\(3\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 555.20 Td (North ) Tj ET Q q 0 0 0 rg BT 62.17 555.20 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 555.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 555.20 Td (1,650) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 555.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 555.21 Td (2,160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 555.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 555.21 Td (2,515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 555.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 555.21 Td (4,41) Tj ET Q q 0 0 0 rg BT 507.50 555.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 555.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 555.21 Td (5,239) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 541.20 Td (Latin ) Tj ET Q q 0 0 0 rg BT 60.09 541.20 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 541.20 Td (756) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 541.21 Td (71) Tj ET Q q 0 0 0 rg BT 385.50 541.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 541.21 Td (874) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 541.21 Td (1,188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 541.21 Td (1,420) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 527.20 Td (Asia) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 55.00 531.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 527.20 Td (284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 527.21 Td (287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 527.21 Td (269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 527.21 Td (306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 527.21 Td (386) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 513.20 Td ( ) Tj ET Q q 0 0 0 rg BT 43.34 513.20 Td (T) Tj ET Q q 0 0 0 rg BT 48.51 513.20 Td (otal consumer) Tj ET Q q 0 0 0 rg BT 102.59 513.20 Td ( non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 513.20 Td (2,690) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 513.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 513.21 Td (3,158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 513.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 513.21 Td (3,658) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 513.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 513.21 Td (5,905) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 513.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 513.21 Td (7,045) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 499.20 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 499.20 Td (otal non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 499.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 499.20 Td (4,632) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 499.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 499.21 Td (5,579) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 499.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 499.21 Td (5,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 499.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 499.21 Td (7,107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 499.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 499.21 Td (9,003) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 477.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 477.65 Td (Excludes purchased distressed loans, as they are generally accreting interest. ) Tj ET Q q 0 0 0 rg BT 300.87 477.65 Td (The carrying value of these loans was $167 million at December31, 2017, $187 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 468.05 Td (million at December 31, 2016, $250 million at December31, 2015, $421 million at December31, 2014 and $703 million at December31, 2013.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 458.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 458.45 Td (The increase in corporate non-accrual loans from December 31, 2015 to December 31, 2016 was primarily related to Citi) Tj ET Q q 0 0 0 rg BT 443.64 458.45 Td (s ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 448.75 458.45 Td (North ) Tj ET Q q 0 0 0 rg BT 469.28 458.45 Td (America ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 498.38 458.45 Td (and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 509.93 458.45 Td ( EMEA) Tj ET Q q 0 0 0 rg BT 533.11 458.45 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 535.11 458.45 Td (ener) Tj ET Q q 0 0 0 rg BT 548.73 458.45 Td (gy and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 448.85 Td (ener) Tj ET Q q 0 0 0 rg BT 67.62 448.85 Td (gy-related corporate credit exposure during 2016.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 439.25 Td (\(3\) 2015 decline includes the impact related to the transfer of approximately $8 billion of mortgage loans to Loans HFS \(included within) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 479.45 439.25 Td ( Other assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 521.22 439.25 Td (\). ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 429.65 Td (\(4\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 53.33 429.65 Td (Asia ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 69.55 429.65 Td (includes balances in certain ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 159.73 429.65 Td (EMEA) Tj ET Q q 0 0 0 rg BT 180.91 429.65 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 182.91 429.65 Td (countries for all periods presented.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 408.05 Td (The changes in Citigroup) Tj ET Q q 0 0 0 rg BT 140.15 408.05 Td (s non-accrual loans were as follows:) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 36.50 340.55 174.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 210.50 340.55 61.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 271.50 340.55 61.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 332.50 340.55 61.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 393.50 340.55 61.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 454.50 340.55 61.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 515.50 340.55 61.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 36.50 311.55 174.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 210.50 311.55 61.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 271.50 311.55 61.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 332.50 311.55 61.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 393.50 311.55 61.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 454.50 311.55 61.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 515.50 311.55 61.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 36.50 282.55 174.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 210.50 282.55 61.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 271.50 282.55 61.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 332.50 282.55 61.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 393.50 282.55 61.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 454.50 282.55 61.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 515.50 282.55 61.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 36.50 252.55 174.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 210.50 252.55 61.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 271.50 252.55 61.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 332.50 252.55 61.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 393.50 252.55 61.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 454.50 252.55 61.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 515.50 252.55 61.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 355.54999999999995 m 210.5 355.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 355.54999999999995 m 271.5 355.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 355.54999999999995 m 332.5 355.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 355.54999999999995 m 393.5 355.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 355.54999999999995 m 454.5 355.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 355.54999999999995 m 515.5 355.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 355.54999999999995 m 576.5 355.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 340.54999999999995 m 210.5 340.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 340.54999999999995 m 271.5 340.54999999999995 l s 332.5 355.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 353.54999999999995 l 332.5 351.54999999999995 m 332.5 349.54999999999995 l 332.5 347.54999999999995 m 332.5 345.54999999999995 l 332.5 343.54999999999995 m 332.5 341.54999999999995 l 332.5 340.54999999999995 m s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 340.54999999999995 m 332.5 340.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 340.54999999999995 m 393.5 340.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 355.54999999999995 m 393.5 340.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 355.54999999999995 m 454.5 355.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 340.54999999999995 m 454.5 340.54999999999995 l s 515.5 355.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 353.54999999999995 l 515.5 351.54999999999995 m 515.5 349.54999999999995 l 515.5 347.54999999999995 m 515.5 345.54999999999995 l 515.5 343.54999999999995 m 515.5 341.54999999999995 l 515.5 340.54999999999995 m s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 355.54999999999995 m 515.5 355.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 340.54999999999995 m 515.5 340.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 355.54999999999995 m 576.5 355.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 340.54999999999995 m 576.5 340.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 340.54999999999995 m 271.5 340.54999999999995 l s 332.5 340.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 338.54999999999995 l 332.5 336.54999999999995 m 332.5 334.54999999999995 l 332.5 332.54999999999995 m 332.5 330.54999999999995 l 332.5 328.54999999999995 m 332.5 326.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 340.54999999999995 m 332.5 340.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 340.54999999999995 m 393.5 340.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 340.54999999999995 m 393.5 326.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 340.54999999999995 m 454.5 340.54999999999995 l s 515.5 340.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 338.54999999999995 l 515.5 336.54999999999995 m 515.5 334.54999999999995 l 515.5 332.54999999999995 m 515.5 330.54999999999995 l 515.5 328.54999999999995 m 515.5 326.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 340.54999999999995 m 515.5 340.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 340.54999999999995 m 576.5 340.54999999999995 l s 332.5 326.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 324.54999999999995 l 332.5 322.54999999999995 m 332.5 320.54999999999995 l 332.5 318.54999999999995 m 332.5 316.54999999999995 l 332.5 314.54999999999995 m 332.5 312.54999999999995 l 332.5 311.54999999999995 m s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 326.54999999999995 m 393.5 311.54999999999995 l s 515.5 326.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 324.54999999999995 l 515.5 322.54999999999995 m 515.5 320.54999999999995 l 515.5 318.54999999999995 m 515.5 316.54999999999995 l 515.5 314.54999999999995 m 515.5 312.54999999999995 l 515.5 311.54999999999995 m s 332.5 311.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 309.54999999999995 l 332.5 307.54999999999995 m 332.5 305.54999999999995 l 332.5 303.54999999999995 m 332.5 301.54999999999995 l 332.5 299.54999999999995 m 332.5 297.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 311.54999999999995 m 393.5 297.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 311.54999999999995 m 393.5 297.54999999999995 l s 515.5 311.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 309.54999999999995 l 515.5 307.54999999999995 m 515.5 305.54999999999995 l 515.5 303.54999999999995 m 515.5 301.54999999999995 l 515.5 299.54999999999995 m 515.5 297.54999999999995 l s 332.5 297.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 295.54999999999995 l 332.5 293.54999999999995 m 332.5 291.54999999999995 l 332.5 289.54999999999995 m 332.5 287.54999999999995 l 332.5 285.54999999999995 m 332.5 283.54999999999995 l 332.5 282.54999999999995 m s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 297.54999999999995 m 393.5 282.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 297.54999999999995 m 393.5 282.54999999999995 l s 515.5 297.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 295.54999999999995 l 515.5 293.54999999999995 m 515.5 291.54999999999995 l 515.5 289.54999999999995 m 515.5 287.54999999999995 l 515.5 285.54999999999995 m 515.5 283.54999999999995 l 515.5 282.54999999999995 m s 332.5 282.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 280.54999999999995 l 332.5 278.54999999999995 m 332.5 276.54999999999995 l 332.5 274.54999999999995 m 332.5 272.54999999999995 l 332.5 270.54999999999995 m 332.5 268.54999999999995 l 332.5 267.54999999999995 m s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 282.54999999999995 m 393.5 267.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 282.54999999999995 m 393.5 267.54999999999995 l s 515.5 282.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 280.54999999999995 l 515.5 278.54999999999995 m 515.5 276.54999999999995 l 515.5 274.54999999999995 m 515.5 272.54999999999995 l 515.5 270.54999999999995 m 515.5 268.54999999999995 l 515.5 267.54999999999995 m s 332.5 267.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 265.54999999999995 l 332.5 263.54999999999995 m 332.5 261.54999999999995 l 332.5 259.54999999999995 m 332.5 257.54999999999995 l 332.5 255.54999999999995 m 332.5 253.54999999999995 l 332.5 252.54999999999995 m s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 267.54999999999995 m 393.5 252.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 267.54999999999995 m 393.5 252.54999999999995 l s 515.5 267.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 265.54999999999995 l 515.5 263.54999999999995 m 515.5 261.54999999999995 l 515.5 259.54999999999995 m 515.5 257.54999999999995 l 515.5 255.54999999999995 m 515.5 253.54999999999995 l 515.5 252.54999999999995 m s 332.5 252.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 250.54999999999995 l 332.5 248.54999999999995 m 332.5 246.54999999999995 l 332.5 244.54999999999995 m 332.5 242.54999999999995 l 332.5 240.54999999999995 m 332.5 238.54999999999995 l 332.5 237.54999999999995 m s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 252.54999999999995 m 393.5 237.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 252.54999999999995 m 393.5 237.54999999999995 l s 515.5 252.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 250.54999999999995 l 515.5 248.54999999999995 m 515.5 246.54999999999995 l 515.5 244.54999999999995 m 515.5 242.54999999999995 l 515.5 240.54999999999995 m 515.5 238.54999999999995 l 515.5 237.54999999999995 m s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 237.54999999999995 m 576.5 237.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 237.54999999999995 m 210.5 237.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 222.54999999999995 m 210.5 222.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 237.54999999999995 m 271.5 237.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 222.54999999999995 m 271.5 222.54999999999995 l s 332.5 237.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 235.54999999999995 l 332.5 233.54999999999995 m 332.5 231.54999999999995 l 332.5 229.54999999999995 m 332.5 227.54999999999995 l 332.5 225.54999999999995 m 332.5 223.54999999999995 l 332.5 222.54999999999995 m s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 237.54999999999995 m 332.5 237.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 222.54999999999995 m 332.5 222.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 237.54999999999995 m 393.5 237.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 222.54999999999995 m 393.5 222.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 237.54999999999995 m 454.5 237.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 222.54999999999995 m 454.5 222.54999999999995 l s 515.5 237.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 235.54999999999995 l 515.5 233.54999999999995 m 515.5 231.54999999999995 l 515.5 229.54999999999995 m 515.5 227.54999999999995 l 515.5 225.54999999999995 m 515.5 223.54999999999995 l 515.5 222.54999999999995 m s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 237.54999999999995 m 515.5 237.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 222.54999999999995 m 515.5 222.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 237.54999999999995 m 576.5 237.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 222.54999999999995 m 576.5 222.54999999999995 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.95 375.00 Td (Y) Tj ET Q q 0 0 0 rg BT 285.95 375.00 Td (ear) Tj ET Q q 0 0 0 rg BT 297.86 375.00 Td ( ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.30 375.01 Td (Y) Tj ET Q q 0 0 0 rg BT 470.35 375.01 Td (ear ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.20 360.00 Td (December) Tj ET Q q 0 0 0 rg BT 304.09 360.00 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.10 360.01 Td (December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 344.80 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 345.00 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.55 345.00 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.65 345.00 Td (T) Tj ET Q q 0 0 0 rg BT 357.83 345.00 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.50 345.01 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 345.01 Td (Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.30 345.01 Td (T) Tj ET Q q 0 0 0 rg BT 541.17 345.01 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 331.00 Td (Non-accrual loans at beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 331.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.75 331.00 Td (2,421) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 331.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 331.00 Td (3,158) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 331.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 331.00 Td (5,579) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 331.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 331.01 Td (1,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 331.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 331.01 Td (3,658) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 331.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 331.01 Td (5,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 316.01 Td (Additions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.75 316.00 Td (1,347) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 316.00 Td (3,508) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 316.00 Td (4,855) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 316.01 Td (2,713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 316.01 Td (4,460) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 316.01 Td (7,173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 302.01 Td (Sales and transfers to held-for) Tj ET Q q 0 0 0 rg BT 146.87 302.01 Td (-sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.50 302.00 Td (\(134) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.00 302.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 302.00 Td (\(379) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 302.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 302.00 Td (\(513) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 302.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 302.01 Td (\(82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 302.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 302.01 Td (\(738) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 302.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 302.01 Td (\(820) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 302.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 287.01 Td (Returned to performing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.00 287.00 Td (\(47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.00 287.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 287.00 Td (\(634) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 287.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 287.00 Td (\(681) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 287.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 287.01 Td (\(150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 287.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 287.01 Td (\(606) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 287.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 287.01 Td (\(756) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 287.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 272.01 Td (Paydowns/settlements) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.75 272.00 Td (\(1,400) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.00 272.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 272.00 Td (\(1,163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 272.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.75 272.00 Td (\(2,563) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 272.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 272.01 Td (\(1,198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 272.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 272.01 Td (\(1,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 272.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 272.01 Td (\(2,846) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 272.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 257.01 Td (Char) Tj ET Q q 0 0 0 rg BT 56.41 257.01 Td (ge-of) Tj ET Q q 0 0 0 rg BT 75.24 257.01 Td (fs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.50 257.00 Td (\(144) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.00 257.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 257.00 Td (\(1,869) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 257.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.75 257.00 Td (\(2,013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 257.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 257.01 Td (\(386) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 257.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 257.01 Td (\(1,855) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 257.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 257.01 Td (\(2,241) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 257.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 242.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.50 242.00 Td (\(101) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.00 242.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 242.00 Td (69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 242.00 Td (\(32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 242.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 242.01 Td (\(72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 242.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 242.01 Td (\(1) Tj ET Q q 0 0 0 rg BT 503.00 242.01 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 242.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 242.01 Td (\(185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 242.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 227.00 Td (Ending balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.00 227.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 247.75 227.00 Td (1,942) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 227.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 227.00 Td (2,690) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 227.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 227.00 Td (4,632) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 227.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 227.01 Td (2,421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 227.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 227.01 Td (3,158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 227.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 227.01 Td (5,579) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 177 0 obj <> endobj 178 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (88) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Non-Accrual ) Tj ET Q q 0 0 0 rg BT 92.02 749.25 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The table below summarizes Citigroup) Tj ET Q q 0 0 0 rg BT 194.30 737.25 Td (s other real estate owned \(OREO\) assets as of the periods indicated. ) Tj ET Q q 0 0 0 rg BT 467.64 737.25 Td (This represents the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (carrying value of all real estate property acquired by foreclosure or other legal proceedings when Citi has taken possession of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (collateral:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 674.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 674.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 674.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 674.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 674.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 674.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 646.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 646.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 646.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 646.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 646.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 646.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 618.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 618.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 618.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 618.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 618.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 618.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 590.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 590.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 590.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 590.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 590.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 590.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 562.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 562.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 562.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 562.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 562.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 562.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 534.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 534.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 534.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 534.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 534.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 534.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 506.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 506.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 506.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 506.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 506.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 506.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 478.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 478.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 478.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 478.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 478.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 478.75 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 688.75 m 271.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 688.75 m 332.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 688.75 m 393.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 688.75 m 454.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 688.75 m 515.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 688.75 m 576.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 674.75 m 271.5 674.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 674.75 m 332.5 674.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 674.75 m 393.5 674.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 688.75 m 454.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 674.75 m 454.5 674.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 674.75 m 515.5 674.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 674.75 m 576.5 674.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 604.75 m 271.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 604.75 m 332.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 604.75 m 393.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 604.75 m 454.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 604.75 m 515.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 604.75 m 576.5 604.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 590.75 m 271.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 604.75 m 332.5 604.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 590.75 m 332.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 604.75 m 393.5 604.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 590.75 m 393.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 604.75 m 454.5 604.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 590.75 m 454.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 604.75 m 515.5 604.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 590.75 m 515.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 604.75 m 576.5 604.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 590.75 m 576.5 590.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 590.75 m 332.5 590.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 590.75 m 393.5 590.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 590.75 m 454.5 590.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 590.75 m 515.5 590.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 590.75 m 576.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 548.75 m 271.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 548.75 m 454.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 548.75 m 515.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 548.75 m 576.5 548.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 534.75 m 271.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 548.75 m 332.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 548.75 m 393.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 548.75 m 454.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 548.75 m 515.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 548.75 m 576.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 520.75 m 271.5 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 534.75 m 332.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 520.75 m 332.5 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 534.75 m 393.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 520.75 m 393.5 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 534.75 m 454.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 520.75 m 454.5 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 534.75 m 515.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 520.75 m 515.5 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 534.75 m 576.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 520.75 m 576.5 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 506.75 m 271.5 506.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 520.75 m 332.5 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 506.75 m 332.5 506.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 520.75 m 393.5 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 506.75 m 393.5 506.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 520.75 m 454.5 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 506.75 m 454.5 506.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 520.75 m 515.5 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 506.75 m 515.5 506.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 520.75 m 576.5 520.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 506.75 m 576.5 506.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 506.75 m 332.5 506.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 506.75 m 393.5 506.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 506.75 m 454.5 506.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 506.75 m 515.5 506.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 506.75 m 576.5 506.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 464.75 m 271.5 464.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 464.75 m 332.5 464.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 464.75 m 393.5 464.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 464.75 m 454.5 464.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 464.75 m 515.5 464.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 464.75 m 576.5 464.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.30 693.20 Td (December) Tj ET Q q 0 0 0 rg BT 436.19 693.20 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 679.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.50 679.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.50 679.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.50 679.21 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 679.21 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 679.21 Td (2013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 665.20 Td (OREO) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 65.50 669.28 Td (\(1\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 651.20 Td (North ) Tj ET Q q 0 0 0 rg BT 62.17 651.20 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 651.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 651.20 Td (89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 651.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 651.21 Td (161) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 651.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 651.21 Td (166) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 651.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 651.21 Td (196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 651.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 651.21 Td (304) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 637.20 Td (EMEA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 637.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 637.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 637.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 637.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 637.21 Td (59) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 623.20 Td (Latin ) Tj ET Q q 0 0 0 rg BT 60.17 623.20 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 623.20 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 623.21 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 623.21 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 623.21 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 623.21 Td (47) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 609.20 Td (Asia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 609.20 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 609.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 609.21 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 609.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 609.21 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 595.20 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 595.20 Td (otal OREO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 595.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 595.20 Td (144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 595.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 595.21 Td (186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 595.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 595.21 Td (209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 595.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 595.21 Td (260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 595.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 595.21 Td (416) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 581.20 Td (Non-accrual assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 567.21 Td (Corporate non-accrual loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 567.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 567.20 Td (1,942) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 567.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 567.21 Td (2,421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 567.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 567.21 Td (1,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 567.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 567.21 Td (1,202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 567.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 567.21 Td (1,958) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 553.21 Td (Consumer non-accrual loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 141.97 557.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 553.20 Td (2,690) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 553.21 Td (3,158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 553.21 Td (3,658) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 553.21 Td (5,905) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 553.21 Td (7,045) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 539.21 Td (Non-accrual loans \(NAL\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 539.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 539.20 Td (4,632) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 539.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 539.21 Td (5,579) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 539.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 539.21 Td (5,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 539.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 539.21 Td (7,107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 539.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 539.21 Td (9,003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 525.21 Td (OREO) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 525.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 525.20 Td (144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 525.21 Td (186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 525.21 Td (209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 525.21 Td (260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 525.21 Td (416) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 511.21 Td (Non-accrual assets \(NAA\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 511.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.75 511.20 Td (4,776) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 511.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 511.21 Td (5,765) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 511.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 511.21 Td (5,463) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 511.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.25 511.21 Td (7,367) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 511.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 511.21 Td (9,419) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 497.21 Td (NAL) Tj ET Q q 0 0 0 rg BT 57.33 497.21 Td ( as a percentage of total loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 497.20 Td (0.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 497.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 497.21 Td (0.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 497.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 497.21 Td (0.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 497.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 497.21 Td (1.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 497.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 497.21 Td (1.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 497.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 483.21 Td (NAA) Tj ET Q q 0 0 0 rg BT 58.00 483.21 Td ( as a percentage of total assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 483.20 Td (0.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.75 483.21 Td (0.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 483.21 Td (0.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 483.21 Td (0.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 483.21 Td (0.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 469.21 Td (Allowance for loan losses as a percentage of NAL) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 219.93 473.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 469.20 Td (267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 469.21 Td (216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 469.21 Td (240) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 469.21 Td (225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 469.21 Td (218) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 443.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 443.65 Td (Reflects a decrease of $130 million related to the adoption of ) Tj ET Q q 0 0 0 rg BT 251.05 443.65 Td (ASU 2014-14 in the fourth quarter of 2014, which requires certain government guaranteed mortgage ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 434.05 Td (loans to be recognized as separate other receivables upon foreclosure. Prior periods have not been restated.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 424.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 424.45 Td (2015 decline includes the impact related to the transfer of approximately $8 billion of mortgage loans to Loans HFS \(included within) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 480.12 424.45 Td ( Other assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 521.89 424.45 Td (\). ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 414.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 414.85 Td (The allowance for loan losses includes the allowance for Citi) Tj ET Q q 0 0 0 rg BT 251.49 414.85 Td (s credit card portfolios and purchased distressed loans, while the non-accrual loans exclude credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 405.25 Td (card balances \(with the exception of certain international portfolios\) and purchased distressed loans as these continue to accrue interest until char) Tj ET Q q 0 0 0 rg BT 517.68 405.25 Td (ge-of) Tj ET Q q 0 0 0 rg BT 534.42 405.25 Td (f.) Tj ET Q endstream endobj 179 0 obj <> endobj 180 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (89) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Renegotiated Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following table presents Citi) Tj ET Q q 0 0 0 rg BT 170.42 737.25 Td (s loans modified in ) Tj ET Q q 0 0 0 rg BT 249.12 737.25 Td (TDRs:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 705.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 705.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 705.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 679.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 679.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 679.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 653.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 653.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 627.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 627.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 627.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 601.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 601.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 601.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 575.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 575.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 575.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 549.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 549.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 549.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 523.75 173.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 523.75 41.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 523.75 38.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 495.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 495.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 495.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 469.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 469.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 469.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 443.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 443.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 443.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 417.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 417.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 417.75 38.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 391.75 173.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 391.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 391.75 38.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 705.75 m 209.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 705.75 m 250.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 705.75 m 288.5 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 627.75 m 209.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 627.75 m 250.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 627.75 m 288.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 614.75 m 209.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 627.75 m 250.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 627.75 m 288.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 614.75 m 250.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 614.75 m 288.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 549.75 m 209.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 536.75 m 209.5 536.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 549.75 m 250.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 549.75 m 288.5 549.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 523.75 m 209.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 536.75 m 250.5 536.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 523.75 m 250.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 536.75 m 288.5 536.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 523.75 m 288.5 523.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 523.75 m 250.5 523.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 523.75 m 288.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 456.75 m 209.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 456.75 m 250.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 456.75 m 288.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 443.75 m 209.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 456.75 m 250.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 443.75 m 250.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 456.75 m 288.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 443.75 m 288.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 443.75 m 250.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 443.75 m 288.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 391.75 m 209.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 391.75 m 250.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 391.75 m 288.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 378.75 m 209.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 391.75 m 250.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 378.75 m 250.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 391.75 m 288.5 391.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 365.75 m 209.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 378.75 m 250.5 378.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 365.75 m 250.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 378.75 m 288.5 378.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 365.75 m 288.5 365.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 710.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.35 718.15 Td (Dec. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 709.15 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.85 718.01 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 709.01 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 697.15 Td (Corporate r) Tj ET Q q 0 0 0 rg BT 85.07 697.15 Td (enegotiated loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 151.32 701.23 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 697.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 684.01 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 684.01 Td (fices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 684.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 671.01 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 140.98 675.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 671.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 671.15 Td (225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 671.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 671.01 Td (89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 658.01 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 658.15 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 658.01 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 645.01 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 645.15 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 645.01 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 632.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 632.15 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 632.01 Td (228) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 619.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 619.15 Td (393) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 619.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 619.01 Td (410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 606.01 Td (In of) Tj ET Q q 0 0 0 rg BT 56.16 606.01 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 593.01 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 140.98 597.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 593.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 593.15 Td (392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 593.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 593.01 Td (319) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 580.01 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 580.15 Td (1) Tj ET Q q 0 0 0 rg BT 242.50 580.15 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 580.01 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 567.01 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 567.15 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 567.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 554.01 Td (Lease Financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 554.15 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 554.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 541.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 541.15 Td (425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 541.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 541.01 Td (322) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 528.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 528.15 Td (otal corporate r) Tj ET Q q 0 0 0 rg BT 104.57 528.15 Td (enegotiated loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 528.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 528.15 Td (818) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 528.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 528.01 Td (732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 513.20 Td (Consumer) Tj ET Q q 0 0 0 rg BT 78.84 513.20 Td ( r) Tj ET Q q 0 0 0 rg BT 84.92 513.20 Td (enegotiated loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 151.17 517.28 Td (\(3\)\(4\)\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 513.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 500.01 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 500.01 Td (fices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 500.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 487.01 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 491.09 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 487.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 487.15 Td (3,709) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 487.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 487.01 Td (4,695) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 474.01 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 474.15 Td (1,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 474.01 Td (1,313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 461.01 Td (Installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 461.15 Td (169) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 461.01 Td (1) Tj ET Q q 0 0 0 rg BT 276.00 461.01 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 448.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 448.15 Td (5,124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 448.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 448.01 Td (6,125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 435.01 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 435.01 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 435.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 422.01 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 422.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 422.15 Td (345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 422.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 422.01 Td (447) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 409.01 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 409.15 Td (541) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 409.01 Td (435) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 396.01 Td (Installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 396.15 Td (427) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 396.01 Td (443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 383.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 383.15 Td (1,313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 383.01 Td (1,325) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 370.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 370.15 Td (otal consumer) Tj ET Q q 0 0 0 rg BT 98.26 370.15 Td ( r) Tj ET Q q 0 0 0 rg BT 104.34 370.15 Td (enegotiated loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 370.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 370.15 Td (6,437) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 370.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 370.01 Td (7,450) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 348.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 348.65 Td (Includes $715million and $445million of non-accrual loans included in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 339.05 Td (the non-accrual loans table above at December31, 2017 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 329.45 Td (December31, 2016, respectively) Tj ET Q q 0 0 0 rg BT 159.00 329.45 Td (. ) Tj ET Q q 0 0 0 rg BT 162.85 329.45 Td (The remaining loans are accruing ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 319.85 Td (interest.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 310.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 310.25 Td (In addition to modifications reflected as ) Tj ET Q q 0 0 0 rg BT 183.59 310.25 Td (TDRs at December31, 2017 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 300.65 Td (and December31, 2016, Citi also modified $51 million and $257 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 291.05 Td (million, respectively) Tj ET Q q 0 0 0 rg BT 119.24 291.05 Td (, and $95million and $217 million, respectively) Tj ET Q q 0 0 0 rg BT 272.70 291.05 Td (, of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 281.45 Td (commercial loans risk rated Substandard Non-Performing or worse ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 271.85 Td (\(asset category defined by banking regulators\) in of) Tj ET Q q 0 0 0 rg BT 218.91 271.85 Td (fices inside and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 262.25 Td (outside the U.S. ) Tj ET Q q 0 0 0 rg BT 106.96 262.25 Td (These modifications were not considered ) Tj ET Q q 0 0 0 rg BT 240.33 262.25 Td (TDRs because ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 252.65 Td (the modifications did not involve a concession \(a required element of a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 243.05 Td (TDR for accounting purposes\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 233.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 233.45 Td (Includes $1,376 million and $1,502 million of non-accrual loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 223.85 Td (included in the non-accrual loans table above at December31, 2017 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 214.25 Td (2016, respectively) Tj ET Q q 0 0 0 rg BT 112.13 214.25 Td (. ) Tj ET Q q 0 0 0 rg BT 115.98 214.25 Td (The remaining loans are accruing interest.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 204.65 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 204.65 Td (Includes $26 million and $58 million of commercial real estate loans at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 195.05 Td (December31, 2017 and 2016, respectively) Tj ET Q q 0 0 0 rg BT 190.55 195.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 185.45 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 185.45 Td (Includes $165 million and $105 million of other commercial loans at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 175.85 Td (December31, 2017 and 2016, respectively) Tj ET Q q 0 0 0 rg BT 190.55 175.85 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 166.25 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 166.25 Td (Reduction in 2017 includes $892 million related to ) Tj ET Q q 0 0 0 rg BT 218.72 166.25 Td (TDRs sold or ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 156.65 Td (transferred to held-for) Tj ET Q q 0 0 0 rg BT 124.47 156.65 Td (-sale.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Forgone Inter) Tj ET Q q 0 0 0 rg BT 383.53 749.25 Td (est Revenue on Loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 476.03 753.33 Td (\(1\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 694.75 100.00 -41.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 694.75 50.00 -41.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 694.75 51.00 -41.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 694.75 51.00 -41.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 630.75 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 630.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 630.75 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 630.75 51.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 694.75 m 576.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 694.75 m 424.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 694.75 m 474.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 694.75 m 525.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 694.75 m 576.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 630.75 m 474.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 630.75 m 525.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 630.75 m 576.5 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 630.75 m 424.5 630.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 607.75 m 424.5 607.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 607.75 m 474.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 630.75 m 525.5 630.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 607.75 m 525.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 630.75 m 576.5 630.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 607.75 m 576.5 607.75 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 327.00 699.20 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.60 708.20 Td (In U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.75 699.20 Td (offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.35 717.20 Td (In non-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.45 708.20 Td (U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.25 699.20 Td (offices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 708.20 Td (2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.75 699.20 Td (total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 685.21 Td (Interest revenue that ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 676.21 Td (would have been ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 667.21 Td (accrued at original ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 658.21 Td (contractual rates) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 392.22 662.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 658.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 658.20 Td (637) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 658.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.50 658.20 Td (416) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.00 658.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 658.20 Td (1,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 644.21 Td (Amount recognized as ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 635.21 Td (interest revenue) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 390.22 639.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 635.20 Td (299) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.50 635.20 Td (133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 635.20 Td (432) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 621.20 Td (Forgone inter) Tj ET Q q 0 0 0 rg BT 385.57 621.20 Td (est) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 612.20 Td (r) Tj ET Q q 0 0 0 rg BT 336.83 612.20 Td (evenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 612.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 612.20 Td (338) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 612.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.50 612.20 Td (283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.00 612.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 612.20 Td (621) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 589.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 342.00 589.05 Td (Relates to corporate non-accrual loans, renegotiated loans and consumer ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 579.45 Td (loans on which accrual of interest has been suspended. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 569.85 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 342.00 569.85 Td (Interest revenue in of) Tj ET Q q 0 0 0 rg BT 410.05 569.85 Td (fices outside the U.S. may reflect prevailing local ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 560.25 Td (interest rates, including the ef) Tj ET Q q 0 0 0 rg BT 436.71 560.25 Td (fects of inflation and monetary correction ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 550.65 Td (in certain countries.) Tj ET Q endstream endobj 181 0 obj <> endobj 182 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (90) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (LIQUIDITY) Tj ET Q q 0 0 0 rg BT 100.90 747.90 Td ( RISK) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 727.90 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 715.90 Td (Adequate and diverse sources of funding and liquidity are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 703.90 Td (essential to Citi) Tj ET Q q 0 0 0 rg BT 101.00 703.90 Td (s businesses. Funding and liquidity risks arise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 691.90 Td (from several factors, many of which are mostly or entirely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 679.90 Td (outside Citi) Tj ET Q q 0 0 0 rg BT 85.17 679.90 Td (s control, such as disruptions in the financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 667.90 Td (markets, changes in key funding sources, credit spreads, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 655.90 Td (changes in Citi) Tj ET Q q 0 0 0 rg BT 98.77 655.90 Td (s credit ratings and geopolitical and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 643.90 Td (macroeconomic conditions. For additional information, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 631.90 Td (Risk Factors above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 619.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 619.90 Td (s funding and liquidity objectives are aimed at \(i\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 607.90 Td (funding its existing asset base, \(ii\) growing its core businesses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 595.90 Td (\(iii\) maintaining suf) Tj ET Q q 0 0 0 rg BT 115.80 595.90 Td (ficient liquidity) Tj ET Q q 0 0 0 rg BT 177.09 595.90 Td (, structured appropriately) Tj ET Q q 0 0 0 rg BT 277.24 595.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 583.90 Td (so that Citi can operate under a variety of adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 571.90 Td (circumstances, including potential Company-specific and/or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 559.90 Td (market liquidity events in varying durations and severity) Tj ET Q q 0 0 0 rg BT 261.69 559.90 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 547.90 Td (\(iv\) satisfying regulatory requirements, including, among ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 535.90 Td (other things, those related to resolution and resolution ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 523.90 Td (planning \(for additional information, see Resolution Plan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 511.90 Td (and T) Tj ET Q q 0 0 0 rg BT 62.79 511.90 Td (otal Loss-Absorbing Capacity \(TLAC\) below\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 499.90 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 499.90 Td (s primary liquidity objectives are established by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 487.90 Td (entity) Tj ET Q q 0 0 0 rg BT 58.12 487.90 Td (, and in aggregate, across two major categories:) Tj ET Q BT /F1 5.00 Tf ET q 0 0 0 rg BT 36.00 481.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 469.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 469.90 Td (Citibank \(including Citibank Europe plc, Citibank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 457.90 Td (Singapore Ltd. and Citibank \(Hong Kong\) Ltd.\); and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 445.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 445.90 Td (the non-bank and other) Tj ET Q q 0 0 0 rg BT 146.07 445.90 Td (, which includes the parent holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 433.90 Td (company \(Citigroup\), Citi) Tj ET Q q 0 0 0 rg BT 160.93 433.90 Td (s primary intermediate holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 421.90 Td (company \(Citicorp LLC\), Citi) Tj ET Q q 0 0 0 rg BT 176.76 421.90 Td (s broker) Tj ET Q q 0 0 0 rg BT 209.05 421.90 Td (-dealer subsidiaries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 409.90 Td (\(including Citigroup Global Markets Inc., Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 397.90 Td (Global Markets Ltd. and Citigroup Global Markets Japan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 385.90 Td (Inc.\) and other bank and non-bank subsidiaries that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 373.90 Td (consolidated into Citigroup \(including Citibanamex\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 349.90 Td (At an aggregate level, Citigroup) Tj ET Q q 0 0 0 rg BT 185.35 349.90 Td (s goal is to maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 337.90 Td (suf) Tj ET Q q 0 0 0 rg BT 48.04 337.90 Td (ficient funding in amount and tenor to fully fund customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.90 Td (assets and to provide an appropriate amount of cash and high-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 313.90 Td (quality liquid assets \(as discussed further below\), even in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (times of stress. ) Tj ET Q q 0 0 0 rg BT 386.04 749.10 Td (The liquidity risk management framework ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (provides that in addition to the aggregate requirements, certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (entities be self-suf) Tj ET Q q 0 0 0 rg BT 397.13 725.10 Td (ficient or net providers of liquidity) Tj ET Q q 0 0 0 rg BT 535.06 725.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (including in conditions established under their designated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (stress tests.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 689.10 Td (s primary sources of funding include \(i\)deposits via ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 677.10 Td (s bank subsidiaries, which are Citi) Tj ET Q q 0 0 0 rg BT 481.76 677.10 Td (s most stable and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (lowest cost source of long-term funding, \(ii\)long-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (\(primarily senior and subordinated debt\) primarily issued at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (the parent and certain bank subsidiaries, and \(iii\)stockholders) Tj ET Q q 0 0 0 rg BT 574.57 641.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (equity) Tj ET Q q 0 0 0 rg BT 348.35 629.10 Td (. ) Tj ET Q q 0 0 0 rg BT 353.17 629.10 Td (These sources may be supplemented by short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (borrowings, primarily in the form of secured funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (transactions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 593.10 Td (As referenced above, Citi works to ensure that the tenor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (of these funding sources is suf) Tj ET Q q 0 0 0 rg BT 445.19 581.10 Td (ficiently long in relation to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (tenor of its asset base. ) Tj ET Q q 0 0 0 rg BT 414.35 569.10 Td (The goal of Citi) Tj ET Q q 0 0 0 rg BT 480.73 569.10 Td (s asset/liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (management is to ensure that there is excess liquidity and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (tenor in the liability structure relative to the liquidity profile of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (the assets. ) Tj ET Q q 0 0 0 rg BT 366.87 533.10 Td (This reduces the risk that liabilities will become due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (before asset maturities or monetizations through sale. ) Tj ET Q q 0 0 0 rg BT 539.87 521.10 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (excess liquidity is held primarily in the form of high-quality ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (liquid assets \(HQLA\), as set forth in the table below) Tj ET Q q 0 0 0 rg BT 532.19 497.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 485.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 485.10 Td (s ) Tj ET Q q 0 0 0 rg BT 365.99 485.10 Td (T) Tj ET Q q 0 0 0 rg BT 371.75 485.10 Td (reasurer has overall responsibility for management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (of Citi) Tj ET Q q 0 0 0 rg BT 352.61 473.10 Td (s HQLA. Citi) Tj ET Q q 0 0 0 rg BT 409.56 473.10 Td (s liquidity is managed via a centralized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (treasury model by Corporate ) Tj ET Q q 0 0 0 rg BT 441.01 461.10 Td (T) Tj ET Q q 0 0 0 rg BT 446.76 461.10 Td (reasury) Tj ET Q q 0 0 0 rg BT 475.54 461.10 Td (, in conjunction with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (regional and in-country treasurers. Pursuant to this approach, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 437.10 Td (s HQLA) Tj ET Q q 0 0 0 rg BT 375.40 437.10 Td ( is managed with emphasis on asset-liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (management and entity-level liquidity adequacy throughout ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (Citi.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 401.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 401.10 Td (s Chief Risk Of) Tj ET Q q 0 0 0 rg BT 422.10 401.10 Td (ficer is responsible for the overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (liquidity risk profile of Citi. ) Tj ET Q q 0 0 0 rg BT 437.70 389.10 Td (The Chief Risk Of) Tj ET Q q 0 0 0 rg BT 511.68 389.10 Td (ficer and Citi) Tj ET Q q 0 0 0 rg BT 567.21 389.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (CFO co-chair Citi) Tj ET Q q 0 0 0 rg BT 398.99 377.10 Td (s ) Tj ET Q q 0 0 0 rg BT 404.83 377.10 Td (Asset Liability Management Committee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (\(ALCO\), which includes Citi) Tj ET Q q 0 0 0 rg BT 443.43 365.10 Td (s ) Tj ET Q q 0 0 0 rg BT 449.64 365.10 Td (T) Tj ET Q q 0 0 0 rg BT 455.40 365.10 Td (reasurer and other senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (executives. ) Tj ET Q q 0 0 0 rg BT 370.65 353.10 Td (ALCO sets the strategy of the liquidity portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (and monitors its performance. Significant changes to portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (asset allocations need to be approved by ) Tj ET Q q 0 0 0 rg BT 487.01 329.10 Td (ALCO.) Tj ET Q endstream endobj 183 0 obj <> endobj 184 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (91) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (High-Quality Liquid ) Tj ET Q q 0 0 0 rg BT 126.03 749.25 Td (Assets \(HQLA\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 694.75 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 694.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 694.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 694.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 694.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 694.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 694.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 694.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 694.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 694.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 666.75 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 666.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 666.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 666.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 666.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 666.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 666.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 666.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 666.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 666.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 638.75 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 638.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.50 638.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 638.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 638.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 638.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 638.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 638.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 638.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 638.75 48.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 715.75 m 194.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 715.75 m 241.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 715.75 m 289.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 715.75 m 337.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 715.75 m 432.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 715.75 m 480.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 715.75 m 528.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 715.75 m 576.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 694.75 m 146.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 715.75 m 194.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 694.75 m 194.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 715.75 m 241.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 694.75 m 241.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 715.75 m 289.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 715.75 m 289.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 694.75 m 289.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 694.75 m 337.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 715.75 m 385.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 694.75 m 385.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 715.75 m 432.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 715.75 m 432.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 694.75 m 432.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 694.75 m 480.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 715.75 m 528.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 694.75 m 528.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 715.75 m 576.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 694.75 m 576.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 694.75 m 289.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 694.75 m 432.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 680.75 m 289.5 666.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 680.75 m 432.5 666.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 680.75 m 432.5 666.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 666.75 m 289.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 666.75 m 432.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 666.75 m 432.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 652.75 m 289.5 638.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 652.75 m 432.5 638.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 652.75 m 432.5 638.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 624.75 m 146.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 638.75 m 289.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 638.75 m 432.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 638.75 m 432.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 624.75 m 480.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 624.75 m 528.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 610.75 m 146.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 624.75 m 194.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 610.75 m 194.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 624.75 m 241.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194.5 610.75 m 241.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 624.75 m 289.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 624.75 m 289.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 610.75 m 289.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 624.75 m 337.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 610.75 m 337.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 624.75 m 385.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 610.75 m 385.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 624.75 m 432.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 624.75 m 432.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 610.75 m 432.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 624.75 m 480.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 610.75 m 480.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 624.75 m 528.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 610.75 m 528.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 624.75 m 576.5 624.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 610.75 m 576.5 610.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.45 720.20 Td (Citibank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.30 720.20 Td (Non-bank and Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.15 720.20 Td (T) Tj ET Q q 0 0 0 rg BT 499.74 720.20 Td (otal) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 699.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 154.85 707.15 Td (Dec. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 161.00 698.15 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.60 707.01 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.50 698.01 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.85 707.01 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 698.01 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.85 707.15 Td (Dec. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.00 698.15 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.10 707.01 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 698.01 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.35 707.01 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.50 698.01 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.85 707.15 Td (Dec. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 698.15 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.10 707.01 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 698.01 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.85 707.01 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 698.01 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 685.21 Td (A) Tj ET Q q 0 0 0 rg BT 44.83 685.21 Td (vailable cash) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 149.00 685.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.25 685.20 Td (94.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.00 685.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 685.21 Td (92.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 685.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.25 685.21 Td (80.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.00 685.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.25 685.20 Td (30.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 685.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 685.21 Td (32.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 685.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.25 685.21 Td (18.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 685.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 685.20 Td (125.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.00 685.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.75 685.21 Td (125.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 685.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 685.21 Td (99.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 671.21 Td (U.S. sovereign) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.75 671.20 Td (1) Tj ET Q q 0 0 0 rg BT 175.25 671.20 Td (13.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 671.21 Td (108.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.75 671.21 Td (1) Tj ET Q q 0 0 0 rg BT 270.25 671.21 Td (13.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.25 671.20 Td (27.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 671.21 Td (26.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.25 671.21 Td (22.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 671.20 Td (141.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.75 671.21 Td (135.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 671.21 Td (136.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 657.21 Td (U.S. agency/agency MBS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.25 657.20 Td (80.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 657.21 Td (68.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.25 657.21 Td (62.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.75 657.20 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 657.21 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 657.21 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.25 657.20 Td (81.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.25 657.21 Td (68.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 657.21 Td (63.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 643.21 Td (Foreign government debt) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 129.98 647.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.25 643.20 Td (80.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 643.21 Td (101.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.25 643.21 Td (87.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.25 643.20 Td (16.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 643.21 Td (16.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.25 643.21 Td (15.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.25 643.20 Td (96.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.75 643.21 Td (1) Tj ET Q q 0 0 0 rg BT 509.25 643.21 Td (17.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 643.21 Td (103.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 629.21 Td (Other investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.75 629.20 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.75 629.21 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 274.75 629.21 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.75 629.20 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 629.21 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 629.21 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.75 629.20 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 629.21 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 629.21 Td (2.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 615.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 615.20 Td (otal HQLA) Tj ET Q q 0 0 0 rg BT 86.93 615.20 Td ( \(A) Tj ET Q q 0 0 0 rg BT 97.52 615.20 Td (VG\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 149.00 615.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.75 615.20 Td (369.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.00 615.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 615.21 Td (371.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 615.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.75 615.21 Td (345.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.00 615.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.25 615.20 Td (76.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 615.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 615.21 Td (77.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 615.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.25 615.21 Td (58.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 615.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.75 615.20 Td (446.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.00 615.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.75 615.21 Td (448.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 615.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 615.21 Td (403.7) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 592.05 Td (Note: ) Tj ET Q q 0 0 0 rg BT 55.63 592.05 Td (The amounts set forth in the table above are presented on an average basis. For securities, the amounts represent the liquidity value that potentially could be ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 582.45 Td (realized and, therefore, exclude any securities that are encumbered and incorporate any haircuts that would be required for securities financing transactions. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 572.85 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 572.85 Td (Foreign government debt includes securities issued or guaranteed by foreign sovereigns, agencies and multilateral development banks. Foreign government debt ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 563.25 Td (securities are held lar) Tj ET Q q 0 0 0 rg BT 122.04 563.25 Td (gely to support local liquidity requirements and Citi) Tj ET Q q 0 0 0 rg BT 290.24 563.25 Td (s local franchises and primarily include government bonds from Hong Kong, Singapore, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 553.65 Td (Korea, India and Mexico. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 532.05 Td (As set forth in the table above, Citi) Tj ET Q q 0 0 0 rg BT 178.75 532.05 Td (s total HQLA) Tj ET Q q 0 0 0 rg BT 232.64 532.05 Td ( increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 520.05 Td (year) Tj ET Q q 0 0 0 rg BT 53.01 520.05 Td (-over) Tj ET Q q 0 0 0 rg BT 73.91 520.05 Td (-year) Tj ET Q q 0 0 0 rg BT 94.04 520.05 Td (, primarily driven by an increase in cash related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 508.05 Td (to resolution planning. Sequentially) Tj ET Q q 0 0 0 rg BT 178.11 508.05 Td (, Citi) Tj ET Q q 0 0 0 rg BT 200.89 508.05 Td (s HQLA) Tj ET Q q 0 0 0 rg BT 234.51 508.05 Td ( decreased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 496.05 Td (modestly) Tj ET Q q 0 0 0 rg BT 72.02 496.05 Td (, primarily driven by loan growth, partially of) Tj ET Q q 0 0 0 rg BT 254.29 496.05 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 484.05 Td (growth in deposits.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 472.05 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 472.05 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 472.05 Td (s HQLA) Tj ET Q q 0 0 0 rg BT 105.40 472.05 Td ( as set forth above does not include Citi) Tj ET Q q 0 0 0 rg BT 266.48 472.05 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 460.05 Td (available borrowing capacity from the Federal Home Loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 448.05 Td (Banks \(FHLB\) of which Citi is a member) Tj ET Q q 0 0 0 rg BT 201.97 448.05 Td (, which was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 436.05 Td (approximately $10billion as of December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.62 436.05 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.62 436.05 Td ( \(compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 424.05 Td (to $16 billion as of September 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.32 424.05 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.32 424.05 Td ( and $21 billion as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 412.05 Td (December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.58 412.05 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 412.05 Td (\) and maintained by eligible collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 400.05 Td (pledged to such banks. ) Tj ET Q q 0 0 0 rg BT 129.41 400.05 Td (The HQLA) Tj ET Q q 0 0 0 rg BT 174.68 400.05 Td ( also does not include Citi) Tj ET Q q 0 0 0 rg BT 281.62 400.05 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 388.05 Td (borrowing capacity at the U.S. Federal Reserve Bank discount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 376.05 Td (window or other central banks, which would be in addition to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 364.05 Td (the resources noted above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 352.05 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 352.05 Td (In general, Citi) Tj ET Q q 0 0 0 rg BT 117.04 352.05 Td (s liquidity is fungible across legal entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 340.05 Td (within its bank group. Citi) Tj ET Q q 0 0 0 rg BT 144.06 340.05 Td (s bank subsidiaries, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 328.05 Td (Citibank, can lend to the Citi parent and broker) Tj ET Q q 0 0 0 rg BT 224.36 328.05 Td (-dealer entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 316.05 Td (in accordance with Section23A) Tj ET Q q 0 0 0 rg BT 163.18 316.05 Td ( of the Federal Reserve ) Tj ET Q q 0 0 0 rg BT 257.87 316.05 Td (Act. ) Tj ET Q q 0 0 0 rg BT 276.76 316.05 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 304.05 Td (of December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.41 304.05 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.41 304.05 Td (, the capacity available for lending to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 292.05 Td (these entities under Section23A) Tj ET Q q 0 0 0 rg BT 164.86 292.05 Td ( was approximately $15 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 280.05 Td (billion, unchanged from both September 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.41 280.05 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.41 280.05 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 268.05 Td (December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.58 268.05 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 268.05 Td (, subject to certain eligible non-cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 256.05 Td (collateral requirements. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 532.05 Td (Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 520.05 Td (As part of its funding and liquidity objectives, Citi seeks to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 508.05 Td (fund its existing asset base appropriately as well as maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 496.05 Td (suf) Tj ET Q q 0 0 0 rg BT 336.04 496.05 Td (ficient liquidity to grow its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 445.75 496.05 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.75 496.05 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 485.19 496.05 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.41 496.05 Td ( businesses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 484.05 Td (including its loan portfolio. Citi maintains a diversified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 472.05 Td (portfolio of loans to its consumer and institutional clients. ) Tj ET Q q 0 0 0 rg BT 557.68 472.05 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 460.05 Td (table below sets forth the average loans, by business and/or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 448.05 Td (segment, and the total end-of-period loans for each of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 436.05 Td (periods indicated:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.00 402.55 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 402.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 402.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 402.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.00 374.55 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 374.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 374.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 374.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.00 346.55 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 346.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 346.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 346.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.00 318.55 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 318.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 318.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 318.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.00 282.55 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 282.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 282.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 282.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.00 243.55 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 243.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 243.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 243.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.00 215.55 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.00 215.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 215.55 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 215.55 40.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324 402.54999999999995 m 455 402.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 402.54999999999995 m 495 402.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 402.54999999999995 m 535 402.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 402.54999999999995 m 575 402.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324 402.54999999999995 m 455 402.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324 346.54999999999995 m 455 346.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 346.54999999999995 m 495 346.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 346.54999999999995 m 535 346.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 346.54999999999995 m 575 346.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 346.54999999999995 m 575 346.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324 243.54999999999995 m 455 243.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 243.54999999999995 m 495 243.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 243.54999999999995 m 535 243.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 243.54999999999995 m 575 243.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 243.54999999999995 m 535 243.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324 215.54999999999995 m 455 215.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 215.54999999999995 m 495 215.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 215.54999999999995 m 535 215.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 215.54999999999995 m 575 215.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324 201.54999999999995 m 455 201.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 201.54999999999995 m 495 201.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 201.54999999999995 m 535 201.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 215.54999999999995 m 575 215.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 201.54999999999995 m 575 201.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324 187.54999999999995 m 455 187.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455 201.54999999999995 m 495 201.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 455 187.54999999999995 m 495 187.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 201.54999999999995 m 535 201.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 495 187.54999999999995 m 535 187.54999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 535 187.54999999999995 m 575 187.54999999999995 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 326.50 406.80 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.35 416.00 Td (Dec. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 407.00 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.60 416.01 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.50 407.01 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.35 416.01 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 407.01 Td (2016) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 326.50 393.00 Td (Global Consumer Banking) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 332.50 379.00 Td (North ) Tj ET Q q 0 0 0 rg BT 355.67 379.00 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 379.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.25 379.00 Td (189.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 379.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 379.01 Td (186.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 379.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 379.01 Td (182.0) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 332.50 365.00 Td (Latin ) Tj ET Q q 0 0 0 rg BT 353.59 365.00 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 365.00 Td (25.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.75 365.01 Td (26.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.75 365.01 Td (23.5) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 332.50 351.00 Td (Asia) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 348.50 355.08 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 351.00 Td (87.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.75 351.01 Td (86.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.75 351.01 Td (81.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 337.00 Td (T) Tj ET Q q 0 0 0 rg BT 336.59 337.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 337.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.25 337.00 Td (303.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 337.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 337.01 Td (299.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 337.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 337.01 Td (287.4) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 326.50 323.00 Td (Institutional Clients Group) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 309.01 Td (Corporate lending) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.25 309.00 Td (124.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 309.01 Td (123.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 309.01 Td (1) Tj ET Q q 0 0 0 rg BT 555.75 309.01 Td (18.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 295.81 Td (T) Tj ET Q q 0 0 0 rg BT 337.84 295.81 Td (reasury and trade solutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 286.81 Td (\(TTS\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 287.00 Td (77.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.75 287.01 Td (74.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.75 287.01 Td (71.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 273.01 Td (Private Bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 273.00 Td (85.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.75 273.01 Td (82.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.75 273.01 Td (75.2) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 332.50 257.00 Td (Markets and securities services) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.72 257.00 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 248.01 Td (and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 248.00 Td (40.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.75 248.01 Td (40.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.75 248.01 Td (38.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 234.00 Td (T) Tj ET Q q 0 0 0 rg BT 336.18 234.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 234.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.25 234.00 Td (328.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 234.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 234.01 Td (320.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 234.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 234.01 Td (304.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 220.00 Td (T) Tj ET Q q 0 0 0 rg BT 331.68 220.00 Td (otal ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 348.42 220.00 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 220.00 Td (23.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.75 220.01 Td (25.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.75 220.01 Td (34.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 206.00 Td (T) Tj ET Q q 0 0 0 rg BT 331.68 206.00 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 371.25 206.00 Td (oup loans \(A) Tj ET Q q 0 0 0 rg BT 418.61 206.00 Td (VG\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 206.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.25 206.00 Td (655.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 206.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 206.01 Td (646.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 206.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 206.01 Td (626.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 192.01 Td (T) Tj ET Q q 0 0 0 rg BT 331.37 192.01 Td (otal Citigroup loans \(EOP\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 192.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.25 192.00 Td (667.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 192.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 192.01 Td (653.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 192.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 192.01 Td (624.4) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 168.85 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 168.85 Td (Includes loans in certain ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 421.97 168.85 Td (EMEA) Tj ET Q q 0 0 0 rg BT 443.15 168.85 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 445.15 168.85 Td (countries for all periods presented.) Tj ET Q endstream endobj 185 0 obj <> endobj 186 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (As set forth in the table above, end-of-period loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (increased 7% year) Tj ET Q q 0 0 0 rg BT 109.09 737.10 Td (-over) Tj ET Q q 0 0 0 rg BT 129.99 737.10 Td (-year and 2% sequentially in the fourth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (quarter) Tj ET Q q 0 0 0 rg BT 63.76 725.10 Td (. On an average basis, loans increased 5% year) Tj ET Q q 0 0 0 rg BT 250.71 725.10 Td (-over) Tj ET Q q 0 0 0 rg BT 271.61 725.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (year and 1% sequentially) Tj ET Q q 0 0 0 rg BT 136.15 713.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 701.10 Td (Excluding the impact of FX translation, average loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (increased 3% year) Tj ET Q q 0 0 0 rg BT 109.09 689.10 Td (-over) Tj ET Q q 0 0 0 rg BT 129.99 689.10 Td (-year) Tj ET Q q 0 0 0 rg BT 150.13 689.10 Td (, driven by 5% aggregate across ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 677.10 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 75.44 677.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.66 677.10 Td (. ) Tj ET Q q 0 0 0 rg BT 97.48 677.10 Td (W) Tj ET Q q 0 0 0 rg BT 106.52 677.10 Td (ithin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 127.35 677.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.35 677.10 Td (, loans grew 4%, with growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (across all regions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (A) Tj ET Q q 0 0 0 rg BT 60.48 653.10 Td (verage ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 89.63 653.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.85 653.10 Td ( loans increased 6% year) Tj ET Q q 0 0 0 rg BT 206.05 653.10 Td (-over) Tj ET Q q 0 0 0 rg BT 226.94 653.10 Td (-year) Tj ET Q q 0 0 0 rg BT 247.08 653.10 Td (, driven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (primarily by client-led growth in the private bank. ) Tj ET Q q 0 0 0 rg BT 238.82 641.10 Td (T) Tj ET Q q 0 0 0 rg BT 244.57 641.10 Td (reasury ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (and trade solutions and corporate lending increased 6% and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (4%, respectively) Tj ET Q q 0 0 0 rg BT 101.99 617.10 Td (, both driven by growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 208.92 617.10 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.70 617.10 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 246.14 617.10 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.80 617.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.10 Td (A) Tj ET Q q 0 0 0 rg BT 60.48 605.10 Td (verage ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 89.63 605.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.40 605.10 Td ( loans decreased 32% year) Tj ET Q q 0 0 0 rg BT 263.26 605.10 Td (-over) Tj ET Q q 0 0 0 rg BT 284.16 605.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (year) Tj ET Q q 0 0 0 rg BT 52.81 593.10 Td (, driven by the continued wind-down of legacy assets. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (Deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (Deposits are Citi) Tj ET Q q 0 0 0 rg BT 105.99 557.10 Td (s primary and lowest-cost funding source. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (The table below sets forth the average deposits, by business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (and/or segment, and the total end-of-period deposits for each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (of the periods indicated:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 487.60 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 487.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 487.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 487.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 459.60 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 459.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 459.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 459.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 431.60 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 431.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 431.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 431.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 403.60 131.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 403.60 40.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 403.60 40.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 403.60 40.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 366.60 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 366.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 366.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 366.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 338.60 131.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 338.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 338.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 338.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 311.60 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 311.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 311.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 311.60 40.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 487.6 m 167.5 487.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 487.6 m 207.5 487.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 487.6 m 247.5 487.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 487.6 m 287.5 487.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 431.6 m 167.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 431.6 m 207.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 431.6 m 247.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 431.6 m 287.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 431.6 m 287.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 352.6 m 167.5 352.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 352.6 m 207.5 352.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 352.6 m 247.5 352.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 352.6 m 287.5 352.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 352.6 m 247.5 352.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 325.6 m 167.5 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 325.6 m 207.5 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 325.6 m 247.5 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 325.6 m 287.5 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 311.6 m 167.5 311.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 311.6 m 207.5 311.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 311.6 m 247.5 311.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 325.6 m 287.5 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 311.6 m 287.5 311.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 297.6 m 167.5 297.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 311.6 m 207.5 311.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 297.6 m 207.5 297.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 311.6 m 247.5 311.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 297.6 m 247.5 297.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 297.6 m 287.5 297.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 491.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 171.85 501.05 Td (Dec. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.00 492.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.10 501.06 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 492.06 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.85 501.06 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 492.06 Td (2016) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 478.05 Td (Global Consumer Banking) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 464.05 Td (North ) Tj ET Q q 0 0 0 rg BT 68.17 464.05 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 464.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.75 464.05 Td (182.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.00 464.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.75 464.06 Td (184.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 464.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 464.06 Td (186.0) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 450.05 Td (Latin ) Tj ET Q q 0 0 0 rg BT 66.17 450.05 Td (America) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.25 450.05 Td (27.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.25 450.06 Td (28.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.25 450.06 Td (25.2) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 436.05 Td (Asia) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 61.00 440.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.25 436.05 Td (96.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.25 436.06 Td (95.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.25 436.06 Td (89.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 43.50 422.05 Td (T) Tj ET Q q 0 0 0 rg BT 49.09 422.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 422.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.75 422.05 Td (306.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.00 422.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.75 422.06 Td (308.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 422.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 422.06 Td (301.1) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 39.00 408.05 Td (Institutional Clients Group) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 394.06 Td (T) Tj ET Q q 0 0 0 rg BT 50.34 394.06 Td (reasury and trade solutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 385.06 Td (\(TTS\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.75 385.05 Td (444.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.75 385.06 Td (427.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 385.06 Td (415.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 371.06 Td (Banking ex-TTS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.75 371.05 Td (126.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.75 371.06 Td (122.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 371.06 Td (122.4) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 45.00 357.05 Td (Markets and securities services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.25 357.05 Td (82.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.25 357.06 Td (84.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.25 357.06 Td (81.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 43.50 343.05 Td (T) Tj ET Q q 0 0 0 rg BT 48.68 343.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 343.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.75 343.05 Td (654.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.00 343.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.75 343.06 Td (634.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 343.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 343.06 Td (619.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 330.00 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 330.00 Td (otal) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 58.67 330.00 Td ( Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.25 330.00 Td (12.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.25 329.86 Td (22.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.25 329.86 Td (14.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 316.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 316.05 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.75 316.05 Td (oup deposits \(A) Tj ET Q q 0 0 0 rg BT 142.11 316.05 Td (VG\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 316.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.75 316.05 Td (973.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.00 316.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.75 316.06 Td (965.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 316.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 316.06 Td (935.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 302.06 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 302.06 Td (otal Citigroup deposits \(EOP\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 302.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.75 302.05 Td (959.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.00 302.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.75 302.06 Td (964.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 302.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 302.06 Td (929.4) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 280.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 280.50 Td (Includes deposits in certain ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 143.31 280.50 Td (EMEA) Tj ET Q q 0 0 0 rg BT 164.49 280.50 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 166.49 280.50 Td (countries) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 195.81 280.50 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 197.81 280.50 Td (for all periods presented.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 256.50 Td (End-of-period deposits increased 3% year) Tj ET Q q 0 0 0 rg BT 221.51 256.50 Td (-over) Tj ET Q q 0 0 0 rg BT 242.41 256.50 Td (-year and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 244.50 Td (remained unchanged sequentially in the fourth quarter) Tj ET Q q 0 0 0 rg BT 252.04 244.50 Td (. On an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 232.50 Td (average basis, deposits increased 4% year) Tj ET Q q 0 0 0 rg BT 202.95 232.50 Td (-over) Tj ET Q q 0 0 0 rg BT 223.85 232.50 Td (-year and 1% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 220.50 Td (sequentially) Tj ET Q q 0 0 0 rg BT 83.67 220.50 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 208.50 Td (Excluding the impact of FX translation, average deposits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 196.50 Td (increased 3% year) Tj ET Q q 0 0 0 rg BT 109.09 196.50 Td (-over) Tj ET Q q 0 0 0 rg BT 129.99 196.50 Td (-year) Tj ET Q q 0 0 0 rg BT 150.13 196.50 Td (, driven primarily by 6% growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 184.50 Td (in ) Tj ET Q q 0 0 0 rg BT 46.10 184.50 Td (TTS, as well as 4% aggregate growth in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 208.55 184.50 Td (Asia GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.83 184.50 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 172.50 Td (Latin ) Tj ET Q q 0 0 0 rg BT 59.44 172.50 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.81 172.50 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 120.81 172.50 Td (North ) Tj ET Q q 0 0 0 rg BT 146.47 172.50 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.85 172.50 Td ( deposits declined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 160.50 Td (2% year) Tj ET Q q 0 0 0 rg BT 68.84 160.50 Td (-over) Tj ET Q q 0 0 0 rg BT 89.74 160.50 Td (-year) Tj ET Q q 0 0 0 rg BT 109.87 160.50 Td (, with half of the decline coming from lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 148.50 Td (escrow balances as a result of lower mortgage activity) Tj ET Q q 0 0 0 rg BT 251.93 148.50 Td (. Growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 136.50 Td (in checking deposits was more than of) Tj ET Q q 0 0 0 rg BT 189.12 136.50 Td (fset by a reduction in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 124.50 Td (money market balances, as clients transferred cash to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 112.50 Td (investment accounts.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Long-T) Tj ET Q q 0 0 0 rg BT 355.31 749.25 Td (erm Debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Long-term debt \(generally defined as debt with original ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (maturities of one year or more\) represents the most significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (component of Citi) Tj ET Q q 0 0 0 rg BT 399.55 713.25 Td (s funding for the parent entities and is a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (supplementary source of funding for the bank entities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.25 Td (Long-term debt is an important funding source due in part ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (to its multi-year contractual maturity structure. ) Tj ET Q q 0 0 0 rg BT 513.48 677.25 Td (The weighted-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (average maturity of unsecured long-term debt issued by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (Citigroup and its af) Tj ET Q q 0 0 0 rg BT 401.31 653.25 Td (filiates \(including Citibank\) with a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (remaining life greater than one year \(excluding remaining trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (preferred securities outstanding\) was approximately 6.8years ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.24 617.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.24 617.25 Td (, unchanged sequentially and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (modest decline from 7.0 years from the prior year) Tj ET Q q 0 0 0 rg BT 522.54 605.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 593.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 593.25 Td (s long-term debt outstanding at the parent includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (senior and subordinated debt and what Citi refers to as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (customer) Tj ET Q q 0 0 0 rg BT 360.46 569.25 Td (-related debt, consisting of structured notes, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (equity- and credit-linked notes, as well as non-structured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (notes. Citi) Tj ET Q q 0 0 0 rg BT 367.89 545.25 Td (s issuance of customer) Tj ET Q q 0 0 0 rg BT 457.95 545.25 Td (-related debt is generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (driven by customer demand and supplements benchmark debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (issuance as a source of funding for Citi) Tj ET Q q 0 0 0 rg BT 483.13 521.25 Td (s parent entities. Citi) Tj ET Q q 0 0 0 rg BT 568.67 521.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (long-term debt at the bank also includes benchmark senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (debt, FHLB advances and securitizations. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (Long-T) Tj ET Q q 0 0 0 rg BT 354.19 473.25 Td (erm Debt Outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (The following table sets forth Citi) Tj ET Q q 0 0 0 rg BT 462.59 461.25 Td (s total long-term debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (outstanding for the periods indicated:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 415.75 132.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 415.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 415.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 415.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 391.75 132.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 391.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 391.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 391.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 367.75 132.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 367.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 367.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 367.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 343.75 132.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 343.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 343.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 343.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 319.75 132.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 319.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 319.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 319.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 295.75 132.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 295.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 295.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 295.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 271.75 132.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 271.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 271.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 271.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 247.75 132.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 247.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 247.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 247.75 40.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 415.75 m 456.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 415.75 m 496.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 415.75 m 536.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 415.75 m 576.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 415.75 m 536.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 331.75 m 456.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 331.75 m 496.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 331.75 m 536.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 331.75 m 576.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 319.75 m 456.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 319.75 m 496.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 319.75 m 536.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 319.75 m 576.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 319.75 m 576.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 259.75 m 456.5 259.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 259.75 m 496.5 259.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 259.75 m 536.5 259.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 259.75 m 576.5 259.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 247.75 m 456.5 247.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 235.75 m 456.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 247.75 m 496.5 247.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 235.75 m 496.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 247.75 m 536.5 247.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 235.75 m 536.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 247.75 m 576.5 247.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 235.75 m 576.5 235.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 420.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.85 429.20 Td (Dec. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 420.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.10 429.21 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 420.21 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.85 429.21 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 420.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 407.15 Td (Par) Tj ET Q q 0 0 0 rg BT 340.83 407.15 Td (ent and other) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 392.33 411.23 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 395.01 Td (Benchmark debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 383.01 Td (Senior debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 383.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.35 383.15 Td (109.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.35 383.01 Td (109.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 383.01 Td (99.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 371.01 Td (Subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.90 371.15 Td (26.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.90 371.01 Td (27.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 371.01 Td (26.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 359.01 Td (T) Tj ET Q q 0 0 0 rg BT 341.18 359.01 Td (rust preferred) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.40 359.15 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.40 359.01 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 359.01 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 347.01 Td (Customer) Tj ET Q q 0 0 0 rg BT 361.91 347.01 Td (-related debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.90 347.15 Td (30.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.90 347.01 Td (30.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 347.01 Td (25.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 335.01 Td (Local country and other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 413.22 339.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.40 335.15 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.40 335.01 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 335.01 Td (2.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 323.15 Td (T) Tj ET Q q 0 0 0 rg BT 332.59 323.15 Td (otal par) Tj ET Q q 0 0 0 rg BT 362.34 323.15 Td (ent and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 323.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.35 323.15 Td (170.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 323.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.35 323.01 Td (170.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 323.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.35 323.01 Td (156.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 311.15 Td (Bank) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 299.01 Td (FHLB borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 299.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.90 299.15 Td (19.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 299.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.90 299.01 Td (19.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 299.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 299.01 Td (21.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 287.01 Td (Securitizations) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 380.49 291.09 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.90 287.15 Td (30.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.90 287.01 Td (28.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 287.01 Td (23.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 275.01 Td (CBNA) Tj ET Q q 0 0 0 rg BT 351.51 275.01 Td ( benchmark senior debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.90 275.15 Td (12.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.40 275.01 Td (9.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 275.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 263.01 Td (Local country and other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 413.22 267.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.40 263.15 Td (3.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.40 263.01 Td (4.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 263.01 Td (4.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 251.15 Td (T) Tj ET Q q 0 0 0 rg BT 332.59 251.15 Td (otal bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 251.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.90 251.15 Td (65.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 251.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.90 251.01 Td (62.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 251.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 251.01 Td (49.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 239.15 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 239.15 Td (otal long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 239.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.35 239.15 Td (236.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 239.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.35 239.01 Td (232.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 239.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.35 239.01 Td (206.2) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 218.65 Td (Note: ) Tj ET Q q 0 0 0 rg BT 343.33 218.65 Td (Amounts represent the current value of long-term debt on Citi) Tj ET Q q 0 0 0 rg BT 543.95 218.65 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 209.05 Td (Consolidated Balance Sheet which, for certain debt instruments, includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 199.45 Td (consideration of fair value, hedging impacts and unamortized discounts and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 189.85 Td (premiums.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 180.25 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 180.25 Td (Parent and other includes long-term debt issued to third parties by the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 170.65 Td (parent holding company \(Citigroup\) and Citi) Tj ET Q q 0 0 0 rg BT 487.53 170.65 Td (s non-bank subsidiaries ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 161.05 Td (\(including broker) Tj ET Q q 0 0 0 rg BT 397.60 161.05 Td (-dealer subsidiaries\) that are consolidated into ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 151.45 Td (Citigroup. ) Tj ET Q q 0 0 0 rg BT 376.23 151.45 Td (As of December 31, 2017 parent and other included $18.7 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 141.85 Td (billion of long-term debt issued by Citi) Tj ET Q q 0 0 0 rg BT 469.10 141.85 Td (s broker) Tj ET Q q 0 0 0 rg BT 494.93 141.85 Td (-dealer subsidiaries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 132.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 132.25 Td (Local country debt includes debt issued by Citi) Tj ET Q q 0 0 0 rg BT 495.08 132.25 Td (s af) Tj ET Q q 0 0 0 rg BT 506.27 132.25 Td (filiates in support of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 122.65 Td (their local operations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 113.05 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 113.05 Td (Predominantly credit card securitizations, primarily backed by Citi-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 103.45 Td (branded credit card receivables.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 81.85 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 81.85 Td (s total long-term debt outstanding increased both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 69.85 Td (year) Tj ET Q q 0 0 0 rg BT 341.01 69.85 Td (-over) Tj ET Q q 0 0 0 rg BT 361.91 69.85 Td (-year and quarter) Tj ET Q q 0 0 0 rg BT 430.00 69.85 Td (-over) Tj ET Q q 0 0 0 rg BT 450.89 69.85 Td (-quarter) Tj ET Q q 0 0 0 rg BT 481.99 69.85 Td (. ) Tj ET Q q 0 0 0 rg BT 486.81 69.85 Td (The increase year) Tj ET Q q 0 0 0 rg BT 557.12 69.85 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 57.85 Td (over) Tj ET Q q 0 0 0 rg BT 341.57 57.85 Td (-year was primarily driven by an increase in senior debt at ) Tj ET Q endstream endobj 187 0 obj <> endobj 188 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (93) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (the parent, as well as increases in both Citibank benchmark ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (senior debt and securitizations at the bank. In addition, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (year) Tj ET Q q 0 0 0 rg BT 53.01 725.10 Td (-over) Tj ET Q q 0 0 0 rg BT 73.91 725.10 Td (-year increase in outstanding customer) Tj ET Q q 0 0 0 rg BT 228.09 725.10 Td (-related debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (was driven by stronger customer demand and fewer maturities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (and redemptions. Sequentially) Tj ET Q q 0 0 0 rg BT 156.71 701.10 Td (, the increase was driven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (primarily by an increase in Citibank benchmark debt and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (securitizations at the bank.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (As part of its liability management, Citi has considered, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (and may continue to consider) Tj ET Q q 0 0 0 rg BT 441.34 737.10 Td (, opportunities to repurchase its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (long-term debt pursuant to open market purchases, tender ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 713.10 Td (fers or other means. Such repurchases help reduce Citi) Tj ET Q q 0 0 0 rg BT 552.91 713.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (overall funding costs and assist it in meeting regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (changes and requirements. During 2017, Citi repurchased an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (aggregate of approximately $2.6 billion of its outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (long-term debt, including early redemptions of FHLB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (advances. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (Long-T) Tj ET Q q 0 0 0 rg BT 66.19 629.10 Td (erm Debt Issuances and Maturities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (The table below details Citi) Tj ET Q q 0 0 0 rg BT 149.31 617.10 Td (s long-term debt issuances and maturities \(including repurchases and redemptions\) during the periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 565.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 565.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 565.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 565.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 565.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 565.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 565.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 537.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 537.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 537.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 537.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 537.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 537.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 537.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 509.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 509.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 509.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 509.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 509.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 509.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 509.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 481.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 481.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 481.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 481.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 481.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 481.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 481.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 453.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 453.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 453.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 453.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 453.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 453.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 453.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 425.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 425.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 425.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 425.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 425.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 425.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 425.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 397.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 397.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 397.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 397.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 397.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 397.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 397.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 369.60 222.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 369.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.50 369.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 369.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 369.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 369.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 369.60 53.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 579.6 m 311.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 579.6 m 364.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 579.6 m 417.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 579.6 m 470.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 579.6 m 523.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 565.6 m 258.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 565.6 m 311.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 565.6 m 364.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 579.6 m 417.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 565.6 m 417.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 579.6 m 470.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 565.6 m 470.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 579.6 m 523.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 565.6 m 523.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 579.6 m 576.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 565.6 m 576.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 565.6 m 311.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 565.6 m 364.5 551.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 565.6 m 364.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 565.6 m 417.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 565.6 m 470.5 551.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 565.6 m 470.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 565.6 m 523.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 551.6 m 364.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 551.6 m 470.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 537.6 m 364.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 537.6 m 470.5 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 523.6 m 364.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 523.6 m 470.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 509.6 m 364.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 509.6 m 470.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 495.6 m 364.5 481.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 495.6 m 470.5 481.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 467.6 m 258.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 467.6 m 311.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 481.6 m 364.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 467.6 m 364.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 467.6 m 417.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 481.6 m 470.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 467.6 m 470.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 467.6 m 523.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 453.6 m 258.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 453.6 m 311.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 467.6 m 364.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 453.6 m 364.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 453.6 m 417.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 467.6 m 470.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 453.6 m 470.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 453.6 m 523.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 467.6 m 576.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 453.6 m 576.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 453.6 m 364.5 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 453.6 m 470.5 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 439.6 m 364.5 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 439.6 m 470.5 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 425.6 m 364.5 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 425.6 m 470.5 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 411.6 m 364.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 411.6 m 470.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 383.6 m 258.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 383.6 m 311.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 397.6 m 364.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 383.6 m 364.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 383.6 m 417.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 397.6 m 470.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 383.6 m 470.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 383.6 m 523.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 383.6 m 364.5 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 383.6 m 470.5 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 383.6 m 576.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.6 m 258.5 369.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 355.6 m 258.5 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 369.6 m 311.5 369.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 355.6 m 311.5 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 369.6 m 364.5 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 369.6 m 364.5 369.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 355.6 m 364.5 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 369.6 m 417.5 369.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 355.6 m 417.5 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 369.6 m 470.5 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 369.6 m 470.5 369.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 355.6 m 470.5 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 369.6 m 523.5 369.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 355.6 m 523.5 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 369.6 m 576.5 369.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 355.6 m 576.5 355.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 584.28 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.00 584.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 584.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 584.06 Td (2015) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 569.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.25 570.05 Td (Maturities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.20 570.05 Td (Issuances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 570.06 Td (Maturities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.25 570.06 Td (Issuances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 570.06 Td (Maturities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 570.06 Td (Issuances) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 556.05 Td (Par) Tj ET Q q 0 0 0 rg BT 52.91 556.05 Td (ent and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 542.06 Td (Benchmark debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 528.06 Td (Senior debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 528.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.90 528.05 Td (14.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 528.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.90 528.05 Td (21.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 528.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.90 528.06 Td (14.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 528.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.90 528.06 Td (26.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 528.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.90 528.06 Td (23.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 528.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 528.06 Td (20.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 514.06 Td (Subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.40 514.05 Td (1.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.40 514.05 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.40 514.06 Td (3.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.40 514.06 Td (4.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.40 514.06 Td (4.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 514.06 Td (7.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 500.06 Td (T) Tj ET Q q 0 0 0 rg BT 62.18 500.06 Td (rust preferred) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.65 500.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.65 500.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.65 500.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.65 500.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.65 500.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 500.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 486.06 Td (Customer) Tj ET Q q 0 0 0 rg BT 73.91 486.06 Td (-related debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.40 486.05 Td (7.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.90 486.05 Td (12.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.90 486.06 Td (10.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.90 486.06 Td (10.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.40 486.06 Td (9.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 486.06 Td (9.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 472.06 Td (Local country and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.40 472.05 Td (1.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.40 472.05 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.40 472.06 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.40 472.06 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.40 472.06 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 472.06 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 458.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 458.05 Td (otal par) Tj ET Q q 0 0 0 rg BT 74.34 458.05 Td (ent and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 458.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.90 458.05 Td (24.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 458.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.90 458.05 Td (35.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.90 458.06 Td (30.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.90 458.06 Td (42.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.90 458.06 Td (38.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 458.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 458.06 Td (39.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 444.05 Td (Bank) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 430.06 Td (FHLB borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 430.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.40 430.05 Td (7.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 430.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.40 430.05 Td (5.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 430.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.90 430.06 Td (10.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 430.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.90 430.06 Td (14.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 430.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.40 430.06 Td (4.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 430.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 430.06 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 416.06 Td (Securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.40 416.05 Td (5.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.90 416.05 Td (12.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.90 416.06 Td (10.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.40 416.06 Td (3.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.40 416.06 Td (7.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 416.06 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 402.06 Td (CBNA) Tj ET Q q 0 0 0 rg BT 63.76 402.06 Td ( benchmark senior debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.65 402.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.90 402.05 Td (12.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.65 402.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.65 402.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.65 402.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.65 402.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 388.06 Td (Local country and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.40 388.05 Td (3.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.40 388.05 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.40 388.06 Td (3.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.40 388.06 Td (3.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.40 388.06 Td (2.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 388.06 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 374.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 374.05 Td (otal bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 374.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.90 374.05 Td (16.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 374.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.90 374.05 Td (32.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 374.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.90 374.06 Td (25.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 374.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.90 374.06 Td (21.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 374.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.90 374.06 Td (14.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 374.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 374.06 Td (5.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 360.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 360.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 360.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.90 360.05 Td (41.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 360.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.90 360.05 Td (68.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 360.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.90 360.06 Td (55.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 360.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.90 360.06 Td (63.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 360.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.90 360.06 Td (52.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 360.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 360.06 Td (44.6) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 326.50 Td (The table below shows Citi) Tj ET Q q 0 0 0 rg BT 148.21 326.50 Td (s aggregate long-term debt maturities \(including repurchases and redemptions\) in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.88 326.50 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.88 326.50 Td (, as well as its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 314.50 Td (aggregate expected annual long-term debt maturities as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.93 314.50 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.93 314.50 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 276.00 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 276.00 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.50 276.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 276.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 276.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 276.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 276.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 276.00 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.50 276.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 248.00 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 248.00 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.50 248.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 248.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 248.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 248.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 248.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 248.00 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.50 248.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 220.00 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 220.00 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.50 220.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 220.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 220.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 220.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 220.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 220.00 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.50 220.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 192.00 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 192.00 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.50 192.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 192.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 192.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 192.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 192.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 192.00 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.50 192.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 164.00 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 164.00 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.50 164.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 164.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 164.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 164.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 164.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 164.00 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.50 164.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 136.00 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 136.00 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.50 136.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 136.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 136.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 136.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 136.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 136.00 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.50 136.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 108.00 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 108.00 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.50 108.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 108.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 108.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 108.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 108.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 108.00 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.50 108.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 80.00 204.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 80.00 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.50 80.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 80.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.50 80.00 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 80.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 80.00 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 80.00 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.50 80.00 41.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 290 m 287.5 290 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 290 m 328.5 290 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 290 m 368.5 290 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 290 m 409.5 290 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 290 m 449.5 290 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 290 m 489.5 290 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 290 m 535.5 290 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 290 m 576.5 290 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 276 m 240.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 276 m 287.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 290 m 328.5 290 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 290 m 535.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 276 m 287.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 276 m 328.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 276 m 368.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 276 m 409.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 276 m 449.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 276 m 489.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 276 m 535.5 262 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 276 m 535.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 276 m 576.5 276 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 262 m 535.5 248 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 248 m 535.5 234 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 234 m 535.5 220 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 220 m 535.5 206 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 206 m 535.5 192 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 178 m 240.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 178 m 287.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 178 m 328.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 178 m 489.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 192 m 535.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 178 m 535.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 164 m 240.5 164 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 164 m 287.5 164 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 164 m 328.5 164 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 178 m 368.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 164 m 368.5 164 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 178 m 409.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 164 m 409.5 164 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 178 m 449.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 164 m 449.5 164 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 164 m 489.5 164 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 164 m 535.5 164 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 178 m 535.5 164 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 178 m 576.5 178 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 164 m 576.5 164 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 164 m 535.5 150 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 164 m 535.5 150 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 150 m 535.5 136 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 136 m 535.5 122 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 122 m 535.5 108 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 94 m 240.5 94 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 94 m 287.5 94 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 94 m 328.5 94 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 94 m 368.5 94 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 94 m 409.5 94 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 94 m 449.5 94 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 94 m 489.5 94 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 108 m 535.5 94 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 94 m 535.5 94 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 80 m 287.5 80 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 80 m 328.5 80 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 80 m 368.5 80 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 80 m 409.5 80 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 80 m 449.5 80 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 80 m 489.5 80 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 80 m 535.5 80 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 94 m 535.5 80 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 94 m 576.5 94 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 80 m 240.5 80 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 66 m 240.5 66 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 66 m 287.5 66 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 66 m 328.5 66 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 66 m 368.5 66 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 66 m 409.5 66 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 66 m 449.5 66 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 66 m 489.5 66 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 66 m 535.5 66 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 80 m 535.5 66 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 80 m 576.5 80 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 66 m 576.5 66 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 294.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 294.45 Td (Maturities) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 280.25 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.50 280.45 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.50 280.46 Td (2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 280.46 Td (2019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 280.46 Td (2020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 280.46 Td (2021) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 280.46 Td (2022) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.25 280.46 Td (Thereafter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.30 280.46 Td (T) Tj ET Q q 0 0 0 rg BT 551.17 280.46 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 266.45 Td (Par) Tj ET Q q 0 0 0 rg BT 52.91 266.45 Td (ent and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 252.46 Td (Benchmark debt:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 238.46 Td (Senior debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 238.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.90 238.45 Td (14.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 238.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.90 238.46 Td (18.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 238.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.90 238.46 Td (14.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 238.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.40 238.46 Td (8.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 238.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.90 238.46 Td (14.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 238.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.40 238.46 Td (8.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 238.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.90 238.46 Td (45.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 238.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 238.46 Td (109.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 224.46 Td (Subordinated debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.40 224.45 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.40 224.46 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.40 224.46 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.65 224.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.65 224.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.40 224.46 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.90 224.46 Td (23.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 224.46 Td (26.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 210.46 Td (T) Tj ET Q q 0 0 0 rg BT 62.18 210.46 Td (rust preferred) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.65 210.45 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.65 210.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.65 210.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.65 210.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.65 210.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.65 210.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.40 210.46 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 210.46 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 196.46 Td (Customer) Tj ET Q q 0 0 0 rg BT 73.91 196.46 Td (-related debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.40 196.45 Td (7.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.40 196.46 Td (4.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.40 196.46 Td (2.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.40 196.46 Td (3.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.40 196.46 Td (2.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.40 196.46 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.90 196.46 Td (15.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 196.46 Td (30.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 182.46 Td (Local country and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.40 182.45 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.40 182.46 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.40 182.46 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.40 182.46 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.40 182.46 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.40 182.46 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.40 182.46 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 182.46 Td (1.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 168.45 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 168.45 Td (otal par) Tj ET Q q 0 0 0 rg BT 74.34 168.45 Td (ent and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 168.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.90 168.45 Td (24.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 168.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.90 168.46 Td (24.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 168.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.90 168.46 Td (19.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 168.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.90 168.46 Td (12.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 168.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.90 168.46 Td (16.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 168.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.90 168.46 Td (10.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 168.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.90 168.46 Td (86.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 168.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 168.46 Td (170.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 154.45 Td (Bank) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 140.46 Td (FHLB borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 140.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.40 140.45 Td (7.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 140.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.90 140.46 Td (16.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 140.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.40 140.46 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 140.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.65 140.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 140.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.65 140.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 140.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.65 140.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 140.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.65 140.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 140.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 140.46 Td (19.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 126.46 Td (Securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.40 126.45 Td (5.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.40 126.46 Td (8.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.40 126.46 Td (9.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.40 126.46 Td (4.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.40 126.46 Td (3.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.40 126.46 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.40 126.46 Td (2.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 126.46 Td (30.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 112.46 Td (CBNA) Tj ET Q q 0 0 0 rg BT 63.76 112.46 Td ( benchmark senior debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.65 112.45 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.40 112.46 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.40 112.46 Td (4.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.40 112.46 Td (5.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.65 112.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.65 112.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.40 112.46 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 112.46 Td (12.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 98.46 Td (Local country and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.40 98.45 Td (3.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.40 98.46 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.40 98.46 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.40 98.46 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.40 98.46 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.40 98.46 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.40 98.46 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 98.46 Td (3.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 84.45 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 84.45 Td (otal bank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 84.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.90 84.45 Td (16.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 84.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.90 84.46 Td (29.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 84.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.90 84.46 Td (17.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 84.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.90 84.46 Td (10.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 84.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.40 84.46 Td (4.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 84.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.40 84.46 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 84.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.40 84.46 Td (3.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 84.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.90 84.46 Td (65.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 70.45 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 70.45 Td (otal long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 70.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.90 70.45 Td (41.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 70.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.90 70.46 Td (53.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 70.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.90 70.46 Td (36.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 70.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.90 70.46 Td (23.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 70.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.90 70.46 Td (21.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 70.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.90 70.46 Td (12.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 70.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.90 70.46 Td (90.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 70.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.40 70.46 Td (236.7) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 189 0 obj <> endobj 190 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (94) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Resolution Plan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 63.31 737.25 Td (T) Tj ET Q q 0 0 0 rg BT 69.07 737.25 Td (itle I of the Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 166.92 737.25 Td (W) Tj ET Q q 0 0 0 rg BT 175.56 737.25 Td (all Street Reform and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Consumer Protection ) Tj ET Q q 0 0 0 rg BT 122.66 725.25 Td (Act of 2010 \(Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 227.09 725.25 Td (Act\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Citigroup has developed a single point of entry resolution ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (strategy and plan under the U.S. Bankruptcy Code.On July 1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (2017, Citi submitted its 2017 resolution plan to the Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Reserve and FDIC. On December 19, 2017, the Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Reserve and FDIC informed Citi that \(i\) the agencies jointly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (decided that Citi) Tj ET Q q 0 0 0 rg BT 104.87 653.25 Td (s 2017 resolution plan submission ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (satisfactorily addressed the shortcomings identified in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (2015 resolution plan submission, and \(ii\) the agencies together ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (did not identify any shortcomings or deficiencies in the 2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (resolution plan submission. Citi) Tj ET Q q 0 0 0 rg BT 166.00 605.25 Td (s next resolution plan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (submission is due July 1, 2019. For additional information on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 581.25 Td (s resolution plan submissions, see Risk Factors) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (Strategic Risks above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.25 Td (Under Citi) Tj ET Q q 0 0 0 rg BT 99.27 557.25 Td (s resolution plan, only Citigroup, the parent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (holding company) Tj ET Q q 0 0 0 rg BT 105.06 545.25 Td (, would enter into bankruptcy) Tj ET Q q 0 0 0 rg BT 222.44 545.25 Td (, while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 533.25 Td (s material legal entities \(as defined in the public ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (section of its 2017 resolution plan, which can be found on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (Federal Reserve and FDIC websites\) would remain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (operational and outside of any resolution or insolvency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (proceedings.Citigroup believes its resolution plan has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (designed to minimize the risk of systemic impact to the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (and global financial systems, while maximizing the value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (the bankruptcy estate for the benefit of Citigroup) Tj ET Q q 0 0 0 rg BT 234.55 449.25 Td (s creditors, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (including its unsecured long-term debt holders. In addition, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (line with the Federal Reserve) Tj ET Q q 0 0 0 rg BT 155.96 425.25 Td (s final total loss-absorbing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (capacity \(TLAC\) rule, Citigroup believes it has developed the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (resolution plan so that Citigroup) Tj ET Q q 0 0 0 rg BT 168.21 401.25 Td (s shareholders and unsecured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (creditorsincluding its unsecured long-term debt holders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (bear any losses resulting from Citigroup) Tj ET Q q 0 0 0 rg BT 199.58 377.25 Td (s bankruptcy) Tj ET Q q 0 0 0 rg BT 250.31 377.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 365.25 Td (In response to feedback received from the Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (Reserve and FDIC on Citigroup) Tj ET Q q 0 0 0 rg BT 166.54 353.25 Td (s 2015 resolution plan, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (Citigroup took the following actions in connection with its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (2017 resolution plan submission \(which, as noted above, did ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (not contain any shortcomings or deficiencies\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 299.25 Td (\(i\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 299.25 Td (Citicorp LLC \(Citicorp\), an existing wholly owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 287.25 Td (subsidiary of Citigroup, was established as an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 275.25 Td (intermediate holding company \(an IHC\) for certain of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 263.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 104.11 263.25 Td (s operating material legal entities;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 251.25 Td (\(ii\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 251.25 Td (Citigroup executed an inter) Tj ET Q q 0 0 0 rg BT 171.93 251.25 Td (-af) Tj ET Q q 0 0 0 rg BT 182.85 251.25 Td (filiate agreementwith ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 239.25 Td (Citicorp, Citigroup) Tj ET Q q 0 0 0 rg BT 141.89 239.25 Td (s operating material legal entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 227.25 Td (and certain other af) Tj ET Q q 0 0 0 rg BT 140.28 227.25 Td (filiated entities pursuant to which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 215.25 Td (Citicorp is required to provide liquidity and capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 203.25 Td (support to Citigroup) Tj ET Q q 0 0 0 rg BT 146.89 203.25 Td (s operating material legal entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 191.25 Td (in the event Citigroup were to enter bankruptcy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 179.25 Td (proceedings \(Citi Support ) Tj ET Q q 0 0 0 rg BT 168.27 179.25 Td (Agreement\); ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 167.25 Td (\(iii\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 167.25 Td (pursuant to the Citi Support ) Tj ET Q q 0 0 0 rg BT 176.06 167.25 Td (Agreement:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 149.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 149.25 Td (Citigroup made an initial contribution of assets, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 137.25 Td (including certain high-quality liquid assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 125.25 Td (inter) Tj ET Q q 0 0 0 rg BT 99.13 125.25 Td (-af) Tj ET Q q 0 0 0 rg BT 110.04 125.25 Td (filiate loans \(Contributable ) Tj ET Q q 0 0 0 rg BT 219.74 125.25 Td (Assets\), to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 113.25 Td (Citicorp, and Citicorp became the business as usual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 101.25 Td (funding vehicle for Citigroup) Tj ET Q q 0 0 0 rg BT 201.25 101.25 Td (s operating material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 89.25 Td (legal entities;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 77.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 77.25 Td (Citigroup will be obligated to continue to transfer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 65.25 Td (Contributable ) Tj ET Q q 0 0 0 rg BT 137.94 65.25 Td (Assets to Citicorp over time, subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.00 53.25 Td (to certain amounts retained by Citigroup to, among ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.00 749.10 Td (other things, meet Citigroup) Tj ET Q q 0 0 0 rg BT 484.54 749.10 Td (s near) Tj ET Q q 0 0 0 rg BT 507.94 749.10 Td (-term cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.00 737.10 Td (needs; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.00 725.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.00 725.10 Td (in the event of a Citigroup bankruptcy) Tj ET Q q 0 0 0 rg BT 521.09 725.10 Td (, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.00 713.10 Td (will be required to contribute most of its remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.00 701.10 Td (assets to Citicorp; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 683.10 Td (\(iv\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.00 683.10 Td (the obligations of both Citigroup and Citicorp under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.00 671.10 Td (Citi Support ) Tj ET Q q 0 0 0 rg BT 402.12 671.10 Td (Agreement, as well as the Contributable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.00 659.10 Td (Assets, are secured pursuant to a security agreement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 635.10 Td (The Citi Support ) Tj ET Q q 0 0 0 rg BT 411.17 635.10 Td (Agreement provides two mechanisms, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 623.10 Td (besides Citicorp) Tj ET Q q 0 0 0 rg BT 391.49 623.10 Td (s issuing of dividends to Citigroup, pursuant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 611.10 Td (to which Citicorp will be required to transfer cash to Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 599.10 Td (during business as usual so that Citigroup can fund its debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 587.10 Td (serviceas well as other operating needs:\(i\) one or more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 575.10 Td (funding notes issued by Citicorp to Citigroup and \(ii\)a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 563.10 Td (committed line of credit under which Citicorp may make loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 551.10 Td (to Citigroup. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 527.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.19 527.10 Td (otal Loss-Absorbing Capacity) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.87 527.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 453.37 527.10 Td (\(TLAC\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 515.10 Td (In 2016, the Federal Reserve Board released a final rule that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 503.10 Td (imposes minimum external loss-absorbing capacity \(TLAC\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 491.10 Td (and long-term debt \(L) Tj ET Q q 0 0 0 rg BT 411.11 491.10 Td (TD\) requirements on U.S. global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 479.10 Td (systemically important bank holding companies \(GSIBs\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 467.10 Td (including Citi. ) Tj ET Q q 0 0 0 rg BT 384.10 467.10 Td (The intended purpose of the final rule is to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 455.10 Td (facilitate the orderly resolution of U.S. GSIBs under the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 443.10 Td (Bankruptcy Code and ) Tj ET Q q 0 0 0 rg BT 413.52 443.10 Td (T) Tj ET Q q 0 0 0 rg BT 419.28 443.10 Td (itle II of the Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 520.09 443.10 Td (Act. ) Tj ET Q q 0 0 0 rg BT 539.35 443.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 431.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 431.10 Td (fective date for all requirements under the final rule is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 419.10 Td (January 1, 2019. ) Tj ET Q q 0 0 0 rg BT 392.42 419.10 Td (While Citi believes that it meets the final ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 407.10 Td (minimum ) Tj ET Q q 0 0 0 rg BT 365.21 407.10 Td (TLAC and L) Tj ET Q q 0 0 0 rg BT 415.95 407.10 Td (TD requirements as of December) Tj ET Q q 0 0 0 rg BT 548.82 407.10 Td (, 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 395.10 Td (2017, there are uncertainties regarding certain key aspects of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 383.10 Td (the final rule. For additional information, see Risk Factors) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 371.10 Td (Compliance, Conduct and Legal Risks above. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 359.10 Td (discussion of the method 1 and method 2 GSIB capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 347.10 Td (surchar) Tj ET Q q 0 0 0 rg BT 353.25 347.10 Td (ge methodology) Tj ET Q q 0 0 0 rg BT 417.31 347.10 Td (, see Capital ResourcesCurrent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 335.10 Td (Regulatory Capital Standards above. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 323.10 Td (Under the Federal Reserve Board) Tj ET Q q 0 0 0 rg BT 478.62 323.10 Td (s final rule, U.S. GSIBs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 311.10 Td (will be required to maintain minimum levels of ) Tj ET Q q 0 0 0 rg BT 515.45 311.10 Td (TLAC and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 299.10 Td (eligible L) Tj ET Q q 0 0 0 rg BT 361.68 299.10 Td (TD, each set by reference to the GSIB) Tj ET Q q 0 0 0 rg BT 517.17 299.10 Td (s consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 287.10 Td (risk-weighted assets \(R) Tj ET Q q 0 0 0 rg BT 416.76 287.10 Td (W) Tj ET Q q 0 0 0 rg BT 425.09 287.10 Td (A\) and total leverage exposure and as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 275.10 Td (described further below) Tj ET Q q 0 0 0 rg BT 418.31 275.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 251.10 Td (Minimum TLAC Requir) Tj ET Q q 0 0 0 rg BT 418.08 251.10 Td (ements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 239.10 Td (The minimum ) Tj ET Q q 0 0 0 rg BT 383.26 239.10 Td (TLAC requirement is the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 486.56 239.10 Td (gr) Tj ET Q q 0 0 0 rg BT 495.08 239.10 Td (eater) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.63 239.10 Td ( of \(i\) 18% of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 227.10 Td (the GSIB) Tj ET Q q 0 0 0 rg BT 364.28 227.10 Td (s R) Tj ET Q q 0 0 0 rg BT 376.79 227.10 Td (W) Tj ET Q q 0 0 0 rg BT 385.12 227.10 Td (A) Tj ET Q q 0 0 0 rg BT 391.79 227.10 Td ( plus the then-applicable R) Tj ET Q q 0 0 0 rg BT 498.43 227.10 Td (W) Tj ET Q q 0 0 0 rg BT 506.76 227.10 Td (A-based ) Tj ET Q q 0 0 0 rg BT 542.40 227.10 Td (TLAC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 215.10 Td (buf) Tj ET Q q 0 0 0 rg BT 337.15 215.10 Td (fer \(see below\) and \(ii\) 7.5% of the GSIB) Tj ET Q q 0 0 0 rg BT 505.71 215.10 Td (s total leverage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 203.10 Td (exposure plus a leveraged-based ) Tj ET Q q 0 0 0 rg BT 455.99 203.10 Td (TLAC buf) Tj ET Q q 0 0 0 rg BT 497.75 203.10 Td (fer of 2% \(i.e., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 191.10 Td (9.5%\). ) Tj ET Q q 0 0 0 rg BT 352.98 191.10 Td (The R) Tj ET Q q 0 0 0 rg BT 377.14 191.10 Td (W) Tj ET Q q 0 0 0 rg BT 385.47 191.10 Td (A-based ) Tj ET Q q 0 0 0 rg BT 421.11 191.10 Td (TLAC buf) Tj ET Q q 0 0 0 rg BT 462.87 191.10 Td (fer equals the 2.5% capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 179.10 Td (conservation buf) Tj ET Q q 0 0 0 rg BT 390.74 179.10 Td (fer) Tj ET Q q 0 0 0 rg BT 401.44 179.10 Td (, plus any applicable countercyclical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 167.10 Td (capital buf) Tj ET Q q 0 0 0 rg BT 366.30 167.10 Td (fer \(currently 0%\), plus the GSIB) Tj ET Q q 0 0 0 rg BT 502.93 167.10 Td (s capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 155.10 Td (surchar) Tj ET Q q 0 0 0 rg BT 353.25 155.10 Td (ge as determined under method 1 of the GSIB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 143.10 Td (surchar) Tj ET Q q 0 0 0 rg BT 353.25 143.10 Td (ge rule \(2.0% for Citi as of January 1, 2018\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 131.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 373.34 131.10 Td (, Citi estimates its total current minimum ) Tj ET Q q 0 0 0 rg BT 539.80 131.10 Td (TLAC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 119.10 Td (requirement is 22.5% of R) Tj ET Q q 0 0 0 rg BT 429.26 119.10 Td (W) Tj ET Q q 0 0 0 rg BT 437.59 119.10 Td (A) Tj ET Q q 0 0 0 rg BT 444.26 119.10 Td ( under the final rule. Pursuant to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 107.10 Td (the final rule, ) Tj ET Q q 0 0 0 rg BT 379.91 107.10 Td (TLAC may generally only consist of the GSIB) Tj ET Q q 0 0 0 rg BT 569.60 107.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 95.10 Td (\(i\) Common Equity ) Tj ET Q q 0 0 0 rg BT 404.65 95.10 Td (T) Tj ET Q q 0 0 0 rg BT 410.41 95.10 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 478.72 95.10 Td (Additional ) Tj ET Q q 0 0 0 rg BT 523.81 95.10 Td (T) Tj ET Q q 0 0 0 rg BT 529.57 95.10 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 83.10 Td (Capital issued directly by the bank holding company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 71.10 Td (\(excluding qualifying trust preferred securities\) plus \(ii\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 59.10 Td (eligible L) Tj ET Q q 0 0 0 rg BT 361.68 59.10 Td (TD \(as discussed below\). Breach of either the R) Tj ET Q q 0 0 0 rg BT 553.01 59.10 Td (W) Tj ET Q q 0 0 0 rg BT 561.34 59.10 Td (A- ) Tj ET Q endstream endobj 191 0 obj <> endobj 192 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (or leveraged-based ) Tj ET Q q 0 0 0 rg BT 114.11 749.10 Td (TLAC buf) Tj ET Q q 0 0 0 rg BT 155.87 749.10 Td (fer would result in restrictions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (on distributions and discretionary bonus payments. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (Minimum Eligible L) Tj ET Q q 0 0 0 rg BT 116.35 713.10 Td (TD Requir) Tj ET Q q 0 0 0 rg BT 158.48 713.10 Td (ements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (The minimum L) Tj ET Q q 0 0 0 rg BT 100.63 701.10 Td (TD requirement is the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 191.16 701.10 Td (gr) Tj ET Q q 0 0 0 rg BT 199.68 701.10 Td (eater) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.22 701.10 Td ( of \(i\) 6% of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (GSIB) Tj ET Q q 0 0 0 rg BT 61.56 689.10 Td (s R) Tj ET Q q 0 0 0 rg BT 74.07 689.10 Td (W) Tj ET Q q 0 0 0 rg BT 82.40 689.10 Td (A) Tj ET Q q 0 0 0 rg BT 89.07 689.10 Td ( plus its capital surchar) Tj ET Q q 0 0 0 rg BT 181.09 689.10 Td (ge as determined under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (method 2 of the GSIB surchar) Tj ET Q q 0 0 0 rg BT 156.07 677.10 Td (ge rule \(3.0% for Citi as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (January 1, 2018\), for a total current requirement of 9% of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (R) Tj ET Q q 0 0 0 rg BT 42.12 653.10 Td (W) Tj ET Q q 0 0 0 rg BT 50.45 653.10 Td (A) Tj ET Q q 0 0 0 rg BT 57.12 653.10 Td ( for Citi, and \(ii\) 4.5% of the GSIB) Tj ET Q q 0 0 0 rg BT 199.88 653.10 Td (s total leverage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (exposure. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (Generally) Tj ET Q q 0 0 0 rg BT 92.77 629.10 Td (, under the final rule, eligible L) Tj ET Q q 0 0 0 rg BT 216.81 629.10 Td (TD is defined as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (the unpaid principal balance of unsecured, plain vanilla debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (securities \(i.e., would not include certain of Citi) Tj ET Q q 0 0 0 rg BT 229.84 605.10 Td (s customer) Tj ET Q q 0 0 0 rg BT 272.68 605.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (related debt\) issued directly by the bank holding company) Tj ET Q q 0 0 0 rg BT 267.51 593.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (governed by U.S. law) Tj ET Q q 0 0 0 rg BT 122.28 581.10 Td (, with a remaining maturity greater than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (one year and which provides for acceleration only upon the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (occurrence of insolvency or non-payment of principal or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (interest for 30 days or more. Further) Tj ET Q q 0 0 0 rg BT 180.84 545.10 Td (, pursuant to what has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (been referred to as the haircut provision, otherwise eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (L) Tj ET Q q 0 0 0 rg BT 41.19 521.10 Td (TD with a remaining maturity between one and two years is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (subject to a 50% haircut for purposes of meeting the minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (L) Tj ET Q q 0 0 0 rg BT 41.19 497.10 Td (TD requirement \(although such L) Tj ET Q q 0 0 0 rg BT 174.68 497.10 Td (TD would continue to count ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (at full value for purposes of the minimum ) Tj ET Q q 0 0 0 rg BT 205.23 485.10 Td (TLAC requirement; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (eligible L) Tj ET Q q 0 0 0 rg BT 73.68 473.10 Td (TD with a remaining maturity of less than one year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (would not count toward either the minimum ) Tj ET Q q 0 0 0 rg BT 214.96 461.10 Td (TLAC or eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (L) Tj ET Q q 0 0 0 rg BT 41.19 449.10 Td (TD requirement\). ) Tj ET Q q 0 0 0 rg BT 113.48 449.10 Td (The final rule provides that debt issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (prior to December 31, 2016 with acceleration provisions other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (than those summarized above or governed by non-U.S. law is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (permanently grandfathered and may count as eligible L) Tj ET Q q 0 0 0 rg BT 256.39 413.10 Td (TD, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (assuming it otherwise meets the requirements of eligible L) Tj ET Q q 0 0 0 rg BT 269.47 401.10 Td (TD. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (Clean Holding Company Requir) Tj ET Q q 0 0 0 rg BT 165.34 377.10 Td (ements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (The final rule prohibits or limits certain financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (arrangements at the bank holding company level, or what are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (referred to as clean holding company requirements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (Pursuant to these requirements, Citi, as the bank holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (company) Tj ET Q q 0 0 0 rg BT 72.01 317.10 Td (, is prohibited from having certain types of third-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (party liabilities, including short-term debt, certain derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (and other qualified financial contracts, liabilities guaranteed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (by a subsidiary \(i.e., upstream guarantees\) and guarantees of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (subsidiary liabilities or similar arrangements, if the liability or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (guarantee includes a default right linked to the insolvency of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (the bank holding company \(i.e., downstream guarantees with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (cross default provisions\). In addition, the final rule limits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (third-party) Tj ET Q q 0 0 0 rg BT 78.11 221.10 Td (, non-contingent liabilities of the bank holding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (company \(other than those related to ) Tj ET Q q 0 0 0 rg BT 184.66 209.10 Td (TLAC or eligible L) Tj ET Q q 0 0 0 rg BT 261.78 209.10 Td (TD\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (to 5% of the U.S. GSIB) Tj ET Q q 0 0 0 rg BT 133.50 197.10 Td (s outstanding ) Tj ET Q q 0 0 0 rg BT 188.88 197.10 Td (TLAC. Examples of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (types of liabilities subject to this 5% limit include structured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (notes and various operating liabilities, such as rent and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (obligations to employees, as well as litigation and similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (liabilities.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Secur) Tj ET Q q 0 0 0 rg BT 348.26 749.25 Td (ed Funding ) Tj ET Q q 0 0 0 rg BT 399.21 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 405.14 749.25 Td (ransactions and Short-T) Tj ET Q q 0 0 0 rg BT 508.13 749.25 Td (erm ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Borr) Tj ET Q q 0 0 0 rg BT 344.37 737.25 Td (owings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (As referenced above, Citi supplements its primary sources of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (funding with short-term borrowings. Short-term borrowings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (generally include \(i\)secured funding transactions \(securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (loaned or sold under agreements to repurchase, or repos\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (\(ii\)to a lesser extent, short-term borrowings consisting of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (commercial paper and borrowings from the FHLB and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (market participants \(see Note17 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (Statements for further information on Citigroup) Tj ET Q q 0 0 0 rg BT 517.57 641.25 Td (s and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (af) Tj ET Q q 0 0 0 rg BT 331.59 629.25 Td (filiates) Tj ET Q q 0 0 0 rg BT 361.39 629.25 Td ( outstanding short-term borrowings\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 617.25 Td (Outside of secured funding transactions, Citi) Tj ET Q q 0 0 0 rg BT 523.63 617.25 Td (s short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (borrowings increased both year) Tj ET Q q 0 0 0 rg BT 449.59 605.25 Td (-over) Tj ET Q q 0 0 0 rg BT 470.49 605.25 Td (-year \(a 45% increase\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (and sequentially \(a 17% increase\), driven by an increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (FHLB borrowing, as Citi continued to optimize liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (across its legal vehicles.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (Secured Funding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (Secured funding is primarily accessed through Citi) Tj ET Q q 0 0 0 rg BT 530.06 533.25 Td (s broker) Tj ET Q q 0 0 0 rg BT 562.35 533.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (dealer subsidiaries to fund ef) Tj ET Q q 0 0 0 rg BT 439.34 521.25 Td (ficiently both secured lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (activity and a portion of securities inventory held in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (context of market making and customer activities. Citi also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (executes a smaller portion of its secured funding transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (through its bank entities, which is typically collateralized by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (foreign government debt securities. Generally) Tj ET Q q 0 0 0 rg BT 506.90 461.25 Td (, daily changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (in the level of Citi) Tj ET Q q 0 0 0 rg BT 399.54 449.25 Td (s secured funding are primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (fluctuations in secured lending activity in the matched book ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (\(as described below\) and securities inventory) Tj ET Q q 0 0 0 rg BT 504.12 425.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 413.25 Td (Secured funding of $156 billion as of December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.50 413.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.50 413.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (increased 10% from the prior) Tj ET Q q 0 0 0 rg BT 440.98 401.25 Td (-year period and declined 3% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (sequentially) Tj ET Q q 0 0 0 rg BT 371.67 389.25 Td (. Excluding the impact of FX translation, secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (funding increased 5% from the prior) Tj ET Q q 0 0 0 rg BT 469.59 377.25 Td (-year period and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (decreased 3% sequentially) Tj ET Q q 0 0 0 rg BT 429.42 365.25 Td (, both driven by normal business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (activity) Tj ET Q q 0 0 0 rg BT 353.34 353.25 Td (. ) Tj ET Q q 0 0 0 rg BT 357.79 353.25 Td (A) Tj ET Q q 0 0 0 rg BT 364.27 353.25 Td (verage balances for secured funding were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (approximately $163 billion for the quarter ended December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.00 329.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 329.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 317.25 Td (The portion of secured funding in the broker) Tj ET Q q 0 0 0 rg BT 519.80 317.25 Td (-dealer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (subsidiaries that funds secured lending is commonly referred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.25 Td (to as matched book activity) Tj ET Q q 0 0 0 rg BT 442.20 293.25 Td (. ) Tj ET Q q 0 0 0 rg BT 447.02 293.25 Td (The majority of this activity is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.25 Td (secured by high-quality liquid securities such as U.S. ) Tj ET Q q 0 0 0 rg BT 538.78 281.25 Td (T) Tj ET Q q 0 0 0 rg BT 544.54 281.25 Td (reasury ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.25 Td (securities, U.S. agency securities and foreign government debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (securities. Other secured funding is secured by less-liquid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (securities, including equity securities, corporate bonds and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (asset-backed securities. ) Tj ET Q q 0 0 0 rg BT 420.17 233.25 Td (The tenor of Citi) Tj ET Q q 0 0 0 rg BT 489.87 233.25 Td (s matched book ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (liabilities is generally equal to or longer than the tenor of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.25 Td (corresponding matched book assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 197.25 Td (The remainder of the secured funding activity in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.25 Td (broker) Tj ET Q q 0 0 0 rg BT 349.90 185.25 Td (-dealer subsidiaries serves to fund securities inventory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.25 Td (held in the context of market making and customer activities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.25 Td (T) Tj ET Q q 0 0 0 rg BT 329.41 161.25 Td (o maintain reliable funding under a wide range of market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.25 Td (conditions, including under periods of stress, Citi manages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.25 Td (these activities by taking into consideration the quality of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.25 Td (underlying collateral, and stipulating financing tenor) Tj ET Q q 0 0 0 rg BT 533.94 125.25 Td (. ) Tj ET Q q 0 0 0 rg BT 538.76 125.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.25 Td (weighted average maturity of Citi) Tj ET Q q 0 0 0 rg BT 461.73 113.25 Td (s secured funding of less-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.25 Td (liquid securities inventory was greater than 1) Tj ET Q q 0 0 0 rg BT 503.58 101.25 Td (10 days as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.25 Td (December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.58 89.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 89.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 77.25 Td (Citi manages the risks in its secured funding by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.25 Td (conducting daily stress tests to account for changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.25 Td (capacity) Tj ET Q q 0 0 0 rg BT 356.66 53.25 Td (, tenors, haircut, collateral profile and client actions. ) Tj ET Q endstream endobj 193 0 obj <> endobj 194 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 85.90 749.10 Td (, Citi maintains counterparty diversification by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (establishing concentration triggers and assessing counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (reliability and stability under stress. Citi generally sources ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (secured funding from more than 150 counterparties.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (Overall Short-T) Tj ET Q q 0 0 0 rg BT 100.36 689.10 Td (erm Borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (The following table contains the year) Tj ET Q q 0 0 0 rg BT 184.92 677.10 Td (-end, average and maximum month-end amounts for the following respective short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (borrowings categories at the end of each of the three prior fiscal years:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 610.60 153.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 188.50 610.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 610.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 274.50 610.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 610.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 610.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 610.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 610.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 610.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 610.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 582.60 153.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 188.50 582.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 582.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 274.50 582.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 582.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 582.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 582.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 582.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 582.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 582.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 554.60 153.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 188.50 554.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 554.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 274.50 554.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 554.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 554.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 554.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 554.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 554.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 554.60 43.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 640.6 m 360.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 640.6 m 403.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 640.6 m 446.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 640.6 m 489.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 640.6 m 532.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 640.6 m 575.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 625.6 m 188.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 188.5 625.6 m 231.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 625.6 m 274.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 274.5 625.6 m 317.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 625.6 m 360.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 625.6 m 403.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 625.6 m 446.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 625.6 m 489.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 625.6 m 532.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 625.6 m 575.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 610.6 m 188.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 188.5 610.6 m 231.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 625.6 m 274.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 610.6 m 274.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 625.6 m 317.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 274.5 625.6 m 317.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 274.5 610.6 m 317.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 625.6 m 360.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 610.6 m 360.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 625.6 m 403.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 610.6 m 403.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 625.6 m 446.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 625.6 m 446.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 610.6 m 446.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 610.6 m 489.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 625.6 m 532.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 610.6 m 532.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 625.6 m 575.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 610.6 m 575.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 610.6 m 274.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 610.6 m 317.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 274.5 610.6 m 317.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 610.6 m 360.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 610.6 m 403.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 610.6 m 446.5 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 610.6 m 446.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 610.6 m 532.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 610.6 m 575.5 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 596.6 m 317.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 596.6 m 446.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 568.6 m 188.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 188.5 568.6 m 231.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 568.6 m 274.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 582.6 m 317.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 274.5 568.6 m 317.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 568.6 m 360.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 568.6 m 403.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 582.6 m 446.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 568.6 m 446.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 568.6 m 489.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 568.6 m 532.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 568.6 m 575.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 568.6 m 317.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 568.6 m 446.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 554.6 m 317.5 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 554.6 m 446.5 540.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 526.6 m 188.5 526.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 188.5 526.6 m 231.5 526.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 526.6 m 274.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 540.6 m 317.5 526.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 274.5 526.6 m 317.5 526.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 526.6 m 360.5 526.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 526.6 m 403.5 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 540.6 m 446.5 526.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 526.6 m 446.5 526.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 526.6 m 489.5 526.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 526.6 m 532.5 526.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 526.6 m 575.5 526.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.40 646.00 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 265.75 646.00 Td (chased and ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.05 637.00 Td (securities sold under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.25 628.05 Td (agr) Tj ET Q q 0 0 0 rg BT 216.08 628.05 Td (eements to r) Tj ET Q q 0 0 0 rg BT 262.90 628.05 Td (epur) Tj ET Q q 0 0 0 rg BT 280.73 628.05 Td (chase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.05 645.05 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 460.61 645.05 Td (owings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 487.12 649.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.05 630.05 Td (Commer) Tj ET Q q 0 0 0 rg BT 375.87 630.05 Td (cial paper) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 414.12 634.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.75 630.05 Td (Other) Tj ET Q q 0 0 0 rg BT 473.58 630.05 Td ( short-term borr) Tj ET Q q 0 0 0 rg BT 536.89 630.05 Td (owings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 563.40 634.13 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 614.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 615.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.50 615.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.50 615.06 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.50 615.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 615.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 615.06 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 615.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 615.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 615.06 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 601.06 Td (Amounts outstanding at year end) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.00 601.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.75 601.05 Td (156.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.00 601.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.25 601.06 Td (141.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.00 601.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 601.06 Td (146.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 601.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.75 601.05 Td (9.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 601.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 601.06 Td (10.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 601.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 601.06 Td (10.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 601.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 601.05 Td (34.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 601.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 601.06 Td (20.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 601.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 601.06 Td (1) Tj ET Q q 0 0 0 rg BT 556.25 601.06 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 587.06 Td (A) Tj ET Q q 0 0 0 rg BT 43.83 587.06 Td (verage outstanding during the year) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 168.79 591.14 Td (\(4\)\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.75 587.05 Td (157.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.25 587.06 Td (158.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 587.06 Td (174.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 587.05 Td (10.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 587.06 Td (10.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 587.06 Td (10.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 587.05 Td (23.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 587.06 Td (14.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 587.06 Td (22.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 573.06 Td (Maximum month-end outstanding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.75 573.05 Td (163.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.25 573.06 Td (171.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 573.06 Td (186.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 573.05 Td (10.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 573.06 Td (10.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 573.06 Td (15.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 573.05 Td (34.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 573.06 Td (20.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 573.06 Td (41.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 559.05 Td (W) Tj ET Q q 0 0 0 rg BT 46.50 559.05 Td (eighted-average inter) Tj ET Q q 0 0 0 rg BT 128.06 559.05 Td (est rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 545.06 Td (During the year) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 94.48 549.14 Td (\(4\)\(5\)\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.25 545.05 Td (1.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.00 545.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 545.06 Td (1.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 266.50 545.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 545.06 Td (0.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.50 545.06 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 545.05 Td (1.27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 545.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 545.06 Td (0.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 545.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 545.06 Td (0.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 545.06 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 545.05 Td (2.81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 545.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 545.06 Td (2.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 545.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 545.06 Td (1.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 545.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 531.06 Td (At year end) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 79.98 535.14 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.25 531.05 Td (1.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.75 531.06 Td (0.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 531.06 Td (0.59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 531.05 Td (1.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 531.06 Td (0.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 531.06 Td (0.22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 531.05 Td (1.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 531.06 Td (1.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 531.06 Td (1.50) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 507.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 507.90 Td (Original maturities of less than one year) Tj ET Q q 0 0 0 rg BT 181.96 507.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 498.30 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 498.30 Td (Substantially all commercial paper outstanding was issued by certain Citibank entities for the periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 488.70 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 488.70 Td (Other short-term borrowings include borrowings from the FHLB and other market participants.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 479.10 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 479.10 Td (Interest rates and amounts include the ef) Tj ET Q q 0 0 0 rg BT 183.14 479.10 Td (fects of risk management activities associated with the respective liability categories.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 469.50 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 469.50 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 469.50 Td (verage volumes of securities loaned or sold under agreements to repurchase are reported net pursuant to ) Tj ET Q q 0 0 0 rg BT 392.84 469.50 Td (ASC 210-20-45; average rates exclude the impact of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 459.90 Td (ASC 210-20-45.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 450.30 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 54.00 450.30 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 450.30 Td (verage rates reflect prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 296.27 450.30 Td (fects and monetary correction in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 440.70 Td (\(7\) ) Tj ET Q q 0 0 0 rg BT 54.00 440.70 Td (Based on contractual rates at respective year ends; non-interest-bearing accounts are excluded from the weighted average interest rate calculated at year end.) Tj ET Q endstream endobj 195 0 obj <> endobj 196 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (97) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Liquidity Monitoring and Measur) Tj ET Q q 0 0 0 rg BT 181.12 749.25 Td (ement) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Stress T) Tj ET Q q 0 0 0 rg BT 68.14 725.25 Td (esting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Liquidity stress testing is performed for each of Citi) Tj ET Q q 0 0 0 rg BT 246.51 713.25 Td (s major ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (entities, operating subsidiaries and/or countries. Stress testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (and scenario analyses are intended to quantify the potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (impact of an adverse liquidity event on the balance sheet and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (liquidity position, and to identify viable funding alternatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (that can be utilized. ) Tj ET Q q 0 0 0 rg BT 116.62 653.25 Td (These scenarios include assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (about significant changes in key funding sources, market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (triggers \(such as credit ratings\), potential uses of funding and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (geopolitical and macroeconomic conditions. ) Tj ET Q q 0 0 0 rg BT 215.49 617.25 Td (These conditions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (include expected and stressed market conditions as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (Company-specific events.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.25 Td (Liquidity stress tests are conducted to ascertain potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (mismatches between liquidity sources and uses over a variety ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (of time horizons and over dif) Tj ET Q q 0 0 0 rg BT 152.18 557.25 Td (ferent stressed conditions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (Liquidity limits are set accordingly) Tj ET Q q 0 0 0 rg BT 175.87 545.25 Td (. ) Tj ET Q q 0 0 0 rg BT 180.69 545.25 Td (T) Tj ET Q q 0 0 0 rg BT 186.10 545.25 Td (o monitor the liquidity of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (an entity) Tj ET Q q 0 0 0 rg BT 70.06 533.25 Td (, these stress tests and potential mismatches are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (calculated with varying frequencies, with several tests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (performed daily) Tj ET Q q 0 0 0 rg BT 99.49 509.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 497.25 Td (Given the range of potential stresses, Citi maintains ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (contingency funding plans on a consolidated basis and for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (individual entities. ) Tj ET Q q 0 0 0 rg BT 112.75 473.25 Td (These plans specify a wide range of readily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (available actions for a variety of adverse market conditions or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (idiosyncratic stresses.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (Short-T) Tj ET Q q 0 0 0 rg BT 67.31 425.25 Td (erm Liquidity Measurement: Liquidity Coverage ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (Ratio \(LCR\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (In addition to internal liquidity stress metrics that Citi has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (developed for a 30-day stress scenario, Citi also monitors its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (liquidity by reference to the LCR, as calculated pursuant to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (U.S. LCR rules.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.25 Td (Generally) Tj ET Q q 0 0 0 rg BT 92.77 353.25 Td (, the LCR is designed to ensure that banks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (maintain an adequate level of HQLA) Tj ET Q q 0 0 0 rg BT 183.45 341.25 Td ( to meet liquidity needs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (under an acute 30-day stress scenario. ) Tj ET Q q 0 0 0 rg BT 189.93 329.25 Td (The LCR is calculated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (by dividing HQLA) Tj ET Q q 0 0 0 rg BT 111.56 317.25 Td ( by estimated net outflows over a stressed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (30-day period, with the net outflows determined by applying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (prescribed outflow factors to various categories of liabilities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (such as deposits, unsecured and secured wholesale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (borrowings, unused lending commitments and derivatives-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (related exposures, partially of) Tj ET Q q 0 0 0 rg BT 154.66 257.25 Td (fset by inflows from assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (maturing within 30 days. Banks are required to calculate an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (add-on to address potential maturity mismatches between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (contractual cash outflows and inflows within the 30-day ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (period in determining the total amount of net outflows. ) Tj ET Q q 0 0 0 rg BT 258.00 209.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (minimum LCR requirement is 100%, ef) Tj ET Q q 0 0 0 rg BT 195.24 197.25 Td (fective January 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.25 Td (Pursuant to the Federal Reserve Board) Tj ET Q q 0 0 0 rg BT 210.90 185.25 Td (s final rule ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (regarding LCR disclosures, ef) Tj ET Q q 0 0 0 rg BT 155.79 173.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 184.94 173.25 Td (April 1, 2017, Citi began ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (to disclose LCR in the prescribed format. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 149.25 Td (The table below sets forth the components of Citi) Tj ET Q q 0 0 0 rg BT 254.51 149.25 Td (s LCR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (calculation and HQLA) Tj ET Q q 0 0 0 rg BT 126.53 137.25 Td ( in excess of net outflows for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (periods indicated:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 732.50 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 732.50 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 732.50 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.50 732.50 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 704.50 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 704.50 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 704.50 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.50 704.50 41.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 732.5 m 453.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 732.5 m 494.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 732.5 m 535.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 732.5 m 576.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 732.5 m 494.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 732.5 m 535.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 732.5 m 576.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 704.5 m 453.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 704.5 m 494.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 704.5 m 535.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 704.5 m 576.5 704.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 676.5 m 453.5 676.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 676.5 m 494.5 676.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 676.5 m 535.5 676.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 676.5 m 576.5 676.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 736.75 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.35 745.95 Td (Dec. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 736.95 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.60 745.96 Td (Sept. 30,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.50 736.96 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.35 745.96 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 736.96 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 722.96 Td (HQLA) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 722.95 Td (446.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 722.96 Td (448.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 722.96 Td (403.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 708.96 Td (Net outflows) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 708.95 Td (364.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 708.96 Td (365.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 708.96 Td (332.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 694.96 Td (LCR) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.50 694.95 Td (123) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 694.95 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 694.96 Td (123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 694.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 694.96 Td (121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 694.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 681.36 Td (HQLA) Tj ET Q q 0 0 0 rg BT 351.50 681.36 Td ( in excess of net outflows) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 680.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 680.95 Td (82.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 680.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 680.96 Td (83.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 680.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 680.96 Td (71.3) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 657.80 Td (Note: ) Tj ET Q q 0 0 0 rg BT 343.33 657.80 Td (Amounts set forth in the table above are presented on an average basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 633.80 Td (As set forth in the table above, Citi) Tj ET Q q 0 0 0 rg BT 484.75 633.80 Td (s LCR increased year) Tj ET Q q 0 0 0 rg BT 570.35 633.80 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 621.80 Td (over) Tj ET Q q 0 0 0 rg BT 341.57 621.80 Td (-year) Tj ET Q q 0 0 0 rg BT 361.71 621.80 Td (, as the increase in the HQLA) Tj ET Q q 0 0 0 rg BT 479.72 621.80 Td ( \(as discussed above\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 609.80 Td (more than of) Tj ET Q q 0 0 0 rg BT 374.91 609.80 Td (fset an increase in modeled net outflows. ) Tj ET Q q 0 0 0 rg BT 540.79 609.80 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 597.80 Td (increase in modeled net outflows was primarily driven by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 585.80 Td (changes in assumptions, including changes in methodology to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 573.80 Td (better align Citi) Tj ET Q q 0 0 0 rg BT 389.54 573.80 Td (s outflow assumptions with those embedded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 561.80 Td (in its resolution planning. Sequentially) Tj ET Q q 0 0 0 rg BT 478.06 561.80 Td (, Citi) Tj ET Q q 0 0 0 rg BT 500.84 561.80 Td (s LCR remained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 549.80 Td (unchanged. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 525.80 Td (Long-T) Tj ET Q q 0 0 0 rg BT 354.19 525.80 Td (erm Liquidity Measurement: Net Stable Funding ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 513.80 Td (Ratio \(NSFR\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 501.80 Td (In 2016, the Federal Reserve Board, the FDIC and the OCC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 489.80 Td (issued a proposed rule to implement the Basel III NSFR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 477.80 Td (requirement. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 465.80 Td ( ) Tj ET Q q 0 0 0 rg BT 342.00 465.80 Td (The U.S.-proposed NSFR is lar) Tj ET Q q 0 0 0 rg BT 467.37 465.80 Td (gely consistent with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 453.80 Td (Basel Committee) Tj ET Q q 0 0 0 rg BT 395.93 453.80 Td (s final NSFR rules.In general, the NSFR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 441.80 Td (assesses the availability of a bank) Tj ET Q q 0 0 0 rg BT 461.46 441.80 Td (s stable funding against a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 429.80 Td (required level. ) Tj ET Q q 0 0 0 rg BT 383.70 429.80 Td (A) Tj ET Q q 0 0 0 rg BT 390.37 429.80 Td ( bank) Tj ET Q q 0 0 0 rg BT 415.08 429.80 Td (s available stable funding would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 417.80 Td (include portions of equity) Tj ET Q q 0 0 0 rg BT 426.39 417.80 Td (, deposits and long-term debt, while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 405.80 Td (its required stable funding would be based on the liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 393.80 Td (characteristics of its assets, derivatives and commitments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 381.80 Td (Prescribed factors would be required to be applied to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 369.80 Td (various categories of asset and liabilities classes. ) Tj ET Q q 0 0 0 rg BT 520.98 369.80 Td (The ratio of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 357.80 Td (available stable funding to required stable funding would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 345.80 Td (required to be greater than 100%. ) Tj ET Q q 0 0 0 rg BT 460.15 345.80 Td (While Citi believes that it is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 333.80 Td (compliant with the proposed U.S. NSFR rules as of December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 321.80 Td (31, 2017, it will need to evaluate a final version of the rules, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 309.80 Td (which are expected to be released during 2018. Citi expects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 297.80 Td (that the NSFR final rules implementation period will be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 285.80 Td (communicated along with the final version of the rules.) Tj ET Q endstream endobj 197 0 obj <> endobj 198 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (98) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Cr) Tj ET Q q 0 0 0 rg BT 47.48 749.25 Td (edit Ratings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 737.25 Td (s funding and liquidity) Tj ET Q q 0 0 0 rg BT 167.29 737.25 Td (, funding capacity) Tj ET Q q 0 0 0 rg BT 238.56 737.25 Td (, ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (access capital markets and other sources of funds, the cost of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (these funds and its ability to maintain certain deposits are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (partially dependent on its credit ratings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 689.25 Td (The table below sets forth the ratings for Citigroup and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Citibank as of December31, 2017. ) Tj ET Q q 0 0 0 rg BT 178.01 677.25 Td (While not included in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (table below) Tj ET Q q 0 0 0 rg BT 81.72 665.25 Td (, the long-term and short-term ratings of Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (Global MarketsInc. \(CGMI\) were A2/P-1 at Moody) Tj ET Q q 0 0 0 rg BT 257.61 653.25 Td (s, A+/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (A-1 at Standard& Poor) Tj ET Q q 0 0 0 rg BT 135.79 641.25 Td () Tj ET Q q 0 0 0 rg BT 138.57 641.25 Td (s and A+/F1 at Fitch as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (December31, 2017. ) Tj ET Q q 0 0 0 rg BT 119.40 629.25 Td (The long-term and short-term ratings of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (CGMHI were BBB+/A-2 at Standard & Poor) Tj ET Q q 0 0 0 rg BT 226.42 617.25 Td () Tj ET Q q 0 0 0 rg BT 229.20 617.25 Td (s and A/F1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 604.05 Td (at Fitch as of December 31, 2017) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 169.02 604.05 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 548.55 257.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 548.55 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 548.55 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 548.55 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 548.55 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 548.55 31.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 548.55 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 520.55 257.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 520.55 43.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 520.55 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 520.55 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 520.55 30.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 520.55 31.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 520.55 64.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 571.55 m 336.5 571.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 571.55 m 390.5 571.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 571.55 m 444.5 571.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 571.55 m 474.5 571.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 571.55 m 505.5 571.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 571.55 m 569.5 571.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 548.55 m 293.5 548.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 571.55 m 569.5 571.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 548.55 m 569.5 548.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 548.55 m 336.5 548.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 548.55 m 390.5 548.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 548.55 m 444.5 548.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 548.55 m 474.5 548.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 548.55 m 505.5 548.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 548.55 m 569.5 548.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 505.55 m 293.5 505.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 505.55 m 336.5 505.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 505.55 m 390.5 505.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 505.55 m 444.5 505.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 505.55 m 474.5 505.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 505.55 m 505.5 505.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 505.55 m 569.5 505.55 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 576.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.30 576.00 Td (Citigr) Tj ET Q q 0 0 0 rg BT 364.21 576.00 Td (oupInc.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.45 576.00 Td (Citibank, N.A.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 553.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.05 562.00 Td (Senior) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.95 553.00 Td (debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.30 562.00 Td (Commer) Tj ET Q q 0 0 0 rg BT 373.12 562.00 Td (cial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.80 553.00 Td (paper) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.20 553.00 Td (Outlook) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.45 562.00 Td (Long-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.75 553.00 Td (term) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.25 562.00 Td (Short-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.25 553.00 Td (term) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.20 553.00 Td (Outlook) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 539.01 Td (Fitch Ratings \(Fitch\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.45 539.00 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 539.00 Td (F1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.95 539.00 Td (Stable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.15 539.00 Td (A+) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 539.00 Td (F1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.95 539.00 Td (Stable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 525.01 Td (Moody) Tj ET Q q 0 0 0 rg BT 67.50 525.01 Td (s Investors Service \(Moody) Tj ET Q q 0 0 0 rg BT 169.24 525.01 Td (s\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.70 525.00 Td (Baa1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.50 525.00 Td (P-2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 525.00 Td (Positive) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 525.00 Td (A1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.00 525.00 Td (P-1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 525.00 Td (Positive) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 510.91 Td (Standard& Poor) Tj ET Q q 0 0 0 rg BT 99.83 510.91 Td () Tj ET Q q 0 0 0 rg BT 102.33 510.91 Td (s \(S&P\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.90 511.00 Td (BBB+) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 511.00 Td (A-2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.95 511.00 Td (Stable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.15 511.00 Td (A+) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 511.00 Td (A-1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.95 511.00 Td (Stable) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 474.05 Td (Recent Credit Rating Developments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 462.05 Td (As of November 14, 2017, Moody's Investors Service has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 450.05 Td (placed Citi on "Positive" outlook, citing Citi) Tj ET Q q 0 0 0 rg BT 216.10 450.05 Td (s durable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 438.05 Td (business model with a narrower geographic footprint and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 426.05 Td (refined customer base tar) Tj ET Q q 0 0 0 rg BT 136.61 426.05 Td (gets, and the ability to demonstrate a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 414.05 Td (strengthened risk asset profile as well as improved earnings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 402.05 Td (stability) Tj ET Q q 0 0 0 rg BT 67.57 402.05 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 378.05 Td (Potential Impacts of Ratings Downgrades) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 366.05 Td (Ratings downgrades by Moody) Tj ET Q q 0 0 0 rg BT 164.05 366.05 Td (s, Fitch or S&P) Tj ET Q q 0 0 0 rg BT 225.36 366.05 Td ( could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 354.05 Td (negatively impact Citigroup) Tj ET Q q 0 0 0 rg BT 150.98 354.05 Td (s and/or Citibank) Tj ET Q q 0 0 0 rg BT 222.64 354.05 Td (s funding and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 342.05 Td (liquidity due to reduced funding capacity) Tj ET Q q 0 0 0 rg BT 200.02 342.05 Td (, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 330.05 Td (derivatives triggers, which could take the form of cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 318.05 Td (obligations and collateral requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 306.05 Td (The following information is provided for the purpose of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 294.05 Td (analyzing the potential funding and liquidity impact to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 282.05 Td (Citigroup and Citibank of a hypothetical, simultaneous ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 270.05 Td (ratings downgrade across all three major rating agencies. ) Tj ET Q q 0 0 0 rg BT 266.01 270.05 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 258.05 Td (analysis is subject to certain estimates, estimation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 246.05 Td (methodologies, judgments and uncertainties. Uncertainties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 234.05 Td (include potential ratings limitations that certain entities may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 222.05 Td (have with respect to permissible counterparties, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 210.05 Td (general subjective counterparty behavior) Tj ET Q q 0 0 0 rg BT 198.43 210.05 Td (. For example, certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 198.05 Td (corporate customers and markets counterparties could re-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 186.05 Td (evaluate their business relationships with Citi and limit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 174.05 Td (transactions in certain contracts or market instruments with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 162.05 Td (Citi. Changes in counterparty behavior could impact Citi) Tj ET Q q 0 0 0 rg BT 265.95 162.05 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 150.05 Td (funding and liquidity) Tj ET Q q 0 0 0 rg BT 119.79 150.05 Td (, as well as the results of operations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 138.05 Td (certain of its businesses. ) Tj ET Q q 0 0 0 rg BT 135.52 138.05 Td (The actual impact to Citigroup or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 126.05 Td (Citibank is unpredictable and may dif) Tj ET Q q 0 0 0 rg BT 186.62 126.05 Td (fer materially from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 114.05 Td (potential funding and liquidity impacts described below) Tj ET Q q 0 0 0 rg BT 258.64 114.05 Td (. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 102.05 Td (additional information on the impact of credit rating changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 90.05 Td (on Citi and its applicable subsidiaries, see Risk Factors) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 78.05 Td (Liquidity Risks above.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 474.05 Td (Citigr) Tj ET Q q 0 0 0 rg BT 350.03 474.05 Td (oup Inc. and CitibankPotential Derivative T) Tj ET Q q 0 0 0 rg BT 535.00 474.05 Td (riggers) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 462.05 Td (As of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.03 462.05 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.03 462.05 Td (, Citi estimates that a hypothetical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 450.05 Td (one-notch downgrade of the senior debt/long-term rating of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 438.05 Td (Citigroup Inc. across all three major rating agencies could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 426.05 Td (impact Citigroup) Tj ET Q q 0 0 0 rg BT 394.83 426.05 Td (s funding and liquidity due to derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 414.05 Td (triggers by approximately $0.8 billion, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 402.05 Td ($1.0billion as of September 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.54 402.05 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.54 402.05 Td (. Other funding sources, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 390.05 Td (such as securities financing transactions and other mar) Tj ET Q q 0 0 0 rg BT 541.80 390.05 Td (gin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 378.05 Td (requirements, for which there are no explicit triggers, could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 366.05 Td (also be adversely af) Tj ET Q q 0 0 0 rg BT 402.95 366.05 Td (fected.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 354.05 Td (As of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.03 354.05 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.03 354.05 Td (, Citi estimates that a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 342.05 Td (hypothetical one-notch downgrade of the senior debt/long-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 330.05 Td (term rating of Citibank across all three major rating agencies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 318.05 Td (could impact Citibank) Tj ET Q q 0 0 0 rg BT 415.65 318.05 Td (s funding and liquidity by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 306.05 Td (approximately $0.4 billion, compared to $0.5billion as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 294.05 Td (September 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.26 294.05 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.26 294.05 Td (, due to derivative triggers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 282.05 Td (In total, Citi estimates that a one-notch downgrade of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 270.05 Td (Citigroup and Citibank, across all three major rating agencies, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 258.05 Td (could result in increased aggregate cash obligations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 246.05 Td (collateral requirements of approximately $1.2 billion, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 234.05 Td (compared to $1.5billion as of September 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.74 234.05 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.74 234.05 Td ( \(see also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 222.05 Td (Note22 to the Consolidated Financial Statements\). ) Tj ET Q q 0 0 0 rg BT 530.08 222.05 Td (As set ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 210.05 Td (forth under High-Quality Liquid ) Tj ET Q q 0 0 0 rg BT 460.08 210.05 Td (Assets above, the liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 198.05 Td (resources of Citibank were approximately $369) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 514.22 198.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 516.72 198.05 Td (billion and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 186.05 Td (liquidity resources of Citi) Tj ET Q q 0 0 0 rg BT 429.26 186.05 Td (s non-bank and other entities were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 174.05 Td (approximately $77 billion, for a total of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 162.05 Td ($446billion as of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.36 162.05 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.36 162.05 Td (. ) Tj ET Q q 0 0 0 rg BT 480.18 162.05 Td (These liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 150.05 Td (resources are available in part as a contingency for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 138.05 Td (potential events described above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 126.05 Td (In addition, a broad range of mitigating actions are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 114.05 Td (currently included in Citigroup) Tj ET Q q 0 0 0 rg BT 450.92 114.05 Td (s and Citibank) Tj ET Q q 0 0 0 rg BT 511.47 114.05 Td (s contingency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 102.05 Td (funding plans. For Citigroup, these mitigating factors include, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 90.05 Td (but are not limited to, accessing surplus funding capacity from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 78.05 Td (existing clients, tailoring levels of secured lending and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 66.05 Td (adjusting the size of select trading books and collateralized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 54.05 Td (borrowings from certain Citibank subsidiaries. Mitigating ) Tj ET Q endstream endobj 199 0 obj <> endobj 200 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (actions available to Citibank include, but are not limited to, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (selling or financing highly liquid government securities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (tailoring levels of secured lending, adjusting the size of select ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (trading assets, reducing loan originations and renewals, raising ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (additional deposits or borrowing from the FHLB or central ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (banks. Citi believes these mitigating actions could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (substantially reduce the funding and liquidity risk, if any) Tj ET Q q 0 0 0 rg BT 262.25 677.10 Td (, of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (the potential downgrades described above.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (CitibankAdditional Potential Impacts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (In addition to the above derivative triggers, Citi believes that a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (potential one-notch downgrade of Citibank) Tj ET Q q 0 0 0 rg BT 210.96 617.10 Td (s senior debt/long-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (term rating by S&P) Tj ET Q q 0 0 0 rg BT 113.68 605.10 Td ( could also have an adverse impact on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (commercial paper/short-term rating of Citibank. ) Tj ET Q q 0 0 0 rg BT 230.38 593.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.58 581.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 581.10 Td (, Citibank had liquidity commitments of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (approximately $9.9billion to consolidated asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (commercial paper conduits, compared to $10.0 billion as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (September 30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.26 545.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 545.10 Td ( \(as referenced in Note 21 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (Consolidated Financial Statements\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 521.10 Td (In addition to the above-referenced liquidity resources of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (certain Citibank and Citibanamex entities, Citibank could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (reduce the funding and liquidity risk, if any) Tj ET Q q 0 0 0 rg BT 209.20 497.10 Td (, of the potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (downgrades described above through mitigating actions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (including repricing or reducing certain commitments to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (commercial paper conduits. In the event of the potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (downgrades described above, Citi believes that certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (corporate customers could re-evaluate their deposit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (relationships with Citibank. ) Tj ET Q q 0 0 0 rg BT 149.14 425.10 Td (This re-evaluation could result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (clients adjusting their discretionary deposit levels or changing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (their depository institution, which could potentially reduce ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (certain deposit levels at Citibank. However) Tj ET Q q 0 0 0 rg BT 208.32 389.10 Td (, Citi could choose ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (to adjust pricing, of) Tj ET Q q 0 0 0 rg BT 114.14 377.10 Td (fer alternative deposit products to its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (existing customers or seek to attract deposits from new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (customers, in addition to the mitigating actions referenced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (above.) Tj ET Q endstream endobj 201 0 obj <> endobj 202 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (100) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (MARKET) Tj ET Q q 0 0 0 rg BT 89.78 747.90 Td ( RISK) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 711.90 Td (Market risk is the potential for losses arising from changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 699.90 Td (the value of Citi) Tj ET Q q 0 0 0 rg BT 103.49 699.90 Td (s assets and liabilities resulting from changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 687.90 Td (in market variables such as interest rates, foreign exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 675.90 Td (rates, equity prices, commodity prices and credit spreads, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 663.90 Td (well as their implied volatilities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 651.90 Td (Each business is required to establish, with approval from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 639.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 639.90 Td (s market risk management, a market risk limit framework ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 627.90 Td (for identified risk factors that clearly defines approved risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 615.90 Td (profiles and is within the parameters of Citi) Tj ET Q q 0 0 0 rg BT 212.90 615.90 Td (s overall risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 603.90 Td (appetite. ) Tj ET Q q 0 0 0 rg BT 72.47 603.90 Td (These limits are monitored by the Risk or) Tj ET Q q 0 0 0 rg BT 238.65 603.90 Td (ganization, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 591.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 591.90 Td (s country and business ) Tj ET Q q 0 0 0 rg BT 146.00 591.90 Td (Asset and Liability Committees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 579.90 Td (and the Citigroup ) Tj ET Q q 0 0 0 rg BT 107.94 579.90 Td (Asset and Liability Committee. In all cases, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 567.90 Td (the businesses are ultimately responsible for the market risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 555.90 Td (taken and for remaining within their defined limits.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 543.90 Td (Market risk emanates from both Citi) Tj ET Q q 0 0 0 rg BT 202.58 543.90 Td (s trading and non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 531.90 Td (trading portfolios. ) Tj ET Q q 0 0 0 rg BT 110.53 531.90 Td (T) Tj ET Q q 0 0 0 rg BT 116.29 531.90 Td (rading portfolios comprise all assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 519.90 Td (liabilities marked-to-market, with results reflected in earnings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 507.90 Td (Non-trading portfolios include all other assets and liabilities.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 483.90 Td (Market Risk of Non-T) Tj ET Q q 0 0 0 rg BT 130.53 483.90 Td (rading Portfolios ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 208.03 483.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 471.90 Td (Market risk from non-trading portfolios stems from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 459.90 Td (potential impact of changes in interest rates and foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 447.90 Td (exchange rates on Citi) Tj ET Q q 0 0 0 rg BT 127.91 447.90 Td (s net interest revenues, the changes in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 435.90 Td (Accumulated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.20 435.90 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.70 435.90 Td (other compr) Tj ET Q q 0 0 0 rg BT 139.49 435.90 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.01 435.90 Td ( \(AOCI\) from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 423.90 Td (its investment portfolios and capital invested in foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 411.90 Td (currencies. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 387.90 Td (Net Inter) Tj ET Q q 0 0 0 rg BT 74.97 387.90 Td (est Revenue at Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 375.90 Td (Net interest revenue, for interest rate exposure purposes, is the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 363.90 Td (dif) Tj ET Q q 0 0 0 rg BT 46.93 363.90 Td (ference between the yield earned on the non-trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 351.90 Td (portfolio assets \(including customer loans\) and the rate paid on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 339.90 Td (the liabilities \(including customer deposits or company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 327.90 Td (borrowings\). Net interest revenue is af) Tj ET Q q 0 0 0 rg BT 189.66 327.90 Td (fected by changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 315.90 Td (level of interest rates, as well as the amounts and mix of assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 303.90 Td (and liabilities, and the timing of contractual and assumed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 291.90 Td (repricing of assets and liabilities to reflect market rates. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 279.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.50 279.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 74.28 279.90 Td (s principal measure of risk to net interest revenue is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.90 Td (interest rate exposure \(IRE\). IRE measures the change in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 255.90 Td (expected net interest revenue in each currency resulting solely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.90 Td (from unanticipated changes in forward interest rates. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 231.90 Td ( ) Tj ET Q q 0 0 0 rg BT 54.00 231.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 231.90 Td (s estimated IRE incorporates various assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 219.90 Td (including prepayment rates on loans, customer behavior and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.90 Td (the impact of pricing decisions. For example, in rising interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 195.90 Td (rate scenarios, portions of the deposit portfolio may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 183.90 Td (assumed to experience rate increases that are less than the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 171.90 Td (change in market interest rates. In declining interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 159.90 Td (scenarios, it is assumed that mortgage portfolios experience ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 147.90 Td (higher prepayment rates. IRE assumes that businesses and/or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 135.90 Td (Citi ) Tj ET Q q 0 0 0 rg BT 53.32 135.90 Td (T) Tj ET Q q 0 0 0 rg BT 59.08 135.90 Td (reasury make no additional changes in balances or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 123.90 Td (positioning in response to the unanticipated rate changes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 111.90 Td (In order to manage changes in interest rates ef) Tj ET Q q 0 0 0 rg BT 238.18 111.90 Td (fectively) Tj ET Q q 0 0 0 rg BT 272.52 111.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 99.90 Td (Citi may modify pricing on new customer loans and deposits, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 87.90 Td (purchase fixed-rate securities, issue debt that is either fixed or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 75.90 Td (floating or enter into derivative transactions that have the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 63.90 Td (opposite risk exposures. Citi regularly assesses the viability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 51.90 Td (these and other strategies to reduce its interest rate risks and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (implements such strategies when it believes those actions are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (prudent. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 725.10 Td (Citi manages interest rate risk as a consolidated company-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (wide position. Citi) Tj ET Q q 0 0 0 rg BT 400.95 713.10 Td (s client-facing businesses create interest-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (rate sensitive positions, including loans and deposits, as part of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (their ongoing activities. Citi ) Tj ET Q q 0 0 0 rg BT 438.53 689.10 Td (T) Tj ET Q q 0 0 0 rg BT 444.28 689.10 Td (reasury aggregates these risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (positions and manages them centrally) Tj ET Q q 0 0 0 rg BT 473.87 677.10 Td (. Operating within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (established limits, Citi ) Tj ET Q q 0 0 0 rg BT 416.04 665.10 Td (T) Tj ET Q q 0 0 0 rg BT 421.80 665.10 Td (reasury makes positioning decisions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (and uses tools, such as Citi) Tj ET Q q 0 0 0 rg BT 434.55 653.10 Td (s investment securities portfolio, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (company-issued debt and interest rate derivatives, to tar) Tj ET Q q 0 0 0 rg BT 547.08 641.10 Td (get the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (desired risk profile. Changes in Citi) Tj ET Q q 0 0 0 rg BT 469.53 629.10 Td (s interest rate risk position ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (reflect the accumulated changes in all non-trading assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (liabilities, with potentially lar) Tj ET Q q 0 0 0 rg BT 442.13 605.10 Td (ge and of) Tj ET Q q 0 0 0 rg BT 479.16 605.10 Td (fsetting impacts, as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (as in Citi ) Tj ET Q q 0 0 0 rg BT 362.43 593.10 Td (T) Tj ET Q q 0 0 0 rg BT 368.19 593.10 Td (reasury) Tj ET Q q 0 0 0 rg BT 400.40 593.10 Td (s positioning decisions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 581.10 Td (Citigroup employs additional measurements, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (stress testing the impact of non-linear interest rate movements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (on the value of the balance sheet; the analysis of portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (duration and volatility) Tj ET Q q 0 0 0 rg BT 412.22 545.10 Td (, particularly as they relate to mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (loans and mortgage-backed securities; and the potential impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (of the change in the spread between dif) Tj ET Q q 0 0 0 rg BT 480.70 521.10 Td (ferent market indices.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 345.48 497.10 Td (est Rate Risk of Investment PortfoliosImpact on ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (AOCI) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (Citi also measures the potential impacts of changes in interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (rates on the value of its ) Tj ET Q q 0 0 0 rg BT 418.98 461.10 Td (AOCI, which can in turn impact Citi) Tj ET Q q 0 0 0 rg BT 568.12 461.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (common equity and tangible common equity) Tj ET Q q 0 0 0 rg BT 502.48 449.10 Td (. ) Tj ET Q q 0 0 0 rg BT 509.80 449.10 Td (This will impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 437.10 Td (s Common Equity ) Tj ET Q q 0 0 0 rg BT 416.89 437.10 Td (T) Tj ET Q q 0 0 0 rg BT 422.64 437.10 Td (ier 1 and other regulatory capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (ratios. Citi) Tj ET Q q 0 0 0 rg BT 369.00 425.10 Td (s goal is to benefit from an increase in the market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (level of interest rates, while limiting the impact of changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (AOCI on its regulatory capital position.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 389.10 Td (AOCI at risk is managed as part of the company-wide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (interest rate risk position. ) Tj ET Q q 0 0 0 rg BT 427.59 377.10 Td (AOCI at risk considers potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (changes in ) Tj ET Q q 0 0 0 rg BT 368.43 365.10 Td (AOCI \(and the corresponding impact on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 392.71 353.10 Td (T) Tj ET Q q 0 0 0 rg BT 398.47 353.10 Td (ier1 Capital ratio\) relative to Citi) Tj ET Q q 0 0 0 rg BT 535.09 353.10 Td (s capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (generation capacity) Tj ET Q q 0 0 0 rg BT 401.36 341.10 Td (.) Tj ET Q endstream endobj 203 0 obj <> endobj 204 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The following table sets forth the estimated impact to Citi) Tj ET Q q 0 0 0 rg BT 270.12 749.10 Td (s net interest revenue, ) Tj ET Q q 0 0 0 rg BT 359.25 749.10 Td (AOCI and the Common Equity ) Tj ET Q q 0 0 0 rg BT 486.56 749.10 Td (T) Tj ET Q q 0 0 0 rg BT 492.32 749.10 Td (ier1 Capital ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (\(on a fully implemented basis\), each assuming an unanticipated parallel instantaneous 100 bps increase in interest rates: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 712.60 345.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 712.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 712.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 712.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 684.60 345.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 684.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 684.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 684.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 656.60 345.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 656.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 656.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 656.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 628.60 345.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 628.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 628.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 628.60 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 712.6 m 381.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 712.6 m 446.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 712.6 m 511.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 712.6 m 576.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 712.6 m 511.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 670.6 m 381.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 670.6 m 446.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 670.6 m 511.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 670.6 m 576.5 670.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 614.6 m 381.5 614.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 614.6 m 446.5 614.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 614.6 m 511.5 614.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 614.6 m 576.5 614.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 716.85 Td (In millions of dollars \(unless otherwise noted\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.25 717.05 Td (Dec. 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.45 717.06 Td (Sept. 30, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.25 717.06 Td (Dec. 31, 2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 703.05 Td (Estimated annualized impact to net inter) Tj ET Q q 0 0 0 rg BT 195.58 703.05 Td (est r) Tj ET Q q 0 0 0 rg BT 212.15 703.05 Td (evenue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 689.06 Td (U.S. dollar) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 78.25 693.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 689.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.75 689.05 Td (1,471) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 689.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 689.06 Td (1,449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 689.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 689.06 Td (1,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 675.06 Td (All other currencies) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 675.05 Td (598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 675.06 Td (610) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 675.06 Td (550) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 661.06 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 661.06 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 661.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.75 661.05 Td (2,069) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 661.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.25 661.06 Td (2,059) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 661.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 661.06 Td (2,136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 647.06 Td (As a percentage of average interest-earning assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 647.05 Td (0.12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 647.05 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.75 647.06 Td (0.12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 647.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 647.06 Td (0.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 647.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 633.06 Td (Estimated initial impact to ) Tj ET Q q 0 0 0 rg BT 135.98 633.06 Td (AOCI \(after) Tj ET Q q 0 0 0 rg BT 179.53 633.06 Td (-tax\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 196.52 637.14 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 633.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.75 633.05 Td (\(4,853) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 633.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 633.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.25 633.06 Td (\(4,206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 633.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 633.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 633.06 Td (\(4,617) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 633.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 619.06 Td (Estimated initial impact on Common Equity ) Tj ET Q q 0 0 0 rg BT 200.32 619.06 Td (T) Tj ET Q q 0 0 0 rg BT 205.50 619.06 Td (ier1 Capital ratio \(bps\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 289.48 623.14 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 619.05 Td (\(35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 619.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 619.06 Td (\(48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 619.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 619.06 Td (\(53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 619.06 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 597.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 597.50 Td (Certain trading-oriented businesses within Citi have accrual-accounted positions that are excluded from the estimated impact to net interest revenue in the table ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 587.90 Td (since these exposures are managed economically in combination with mark-to-market positions. ) Tj ET Q q 0 0 0 rg BT 363.99 587.90 Td (The U.S. dollar interest rate exposure associated with these ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 578.30 Td (businesses was $\(182\)million for a 100 bps instantaneous increase in interest rates as of December31, 2017.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 568.70 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 568.70 Td (Includes the ef) Tj ET Q q 0 0 0 rg BT 100.95 568.70 Td (fect of changes in interest rates on ) Tj ET Q q 0 0 0 rg BT 211.79 568.70 Td (AOCI related to investment securities, cash flow hedges and pension liability adjustments.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 559.10 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 559.10 Td (Results as of December 31, 2017 reflect the impact of ) Tj ET Q q 0 0 0 rg BT 228.24 559.10 Td (T) Tj ET Q q 0 0 0 rg BT 232.57 559.10 Td (ax Reform, including the lower expected ef) Tj ET Q q 0 0 0 rg BT 371.26 559.10 Td (fective tax rate and the impact to Citi) Tj ET Q q 0 0 0 rg BT 492.33 559.10 Td (s DT) Tj ET Q q 0 0 0 rg BT 507.46 559.10 Td (A) Tj ET Q q 0 0 0 rg BT 512.80 559.10 Td ( position. Prior ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 549.50 Td (periods have not been restated. ) Tj ET Q q 0 0 0 rg BT 154.71 549.50 Td (The estimated initial impact on Common Equity ) Tj ET Q q 0 0 0 rg BT 311.20 549.50 Td (T) Tj ET Q q 0 0 0 rg BT 315.81 549.50 Td (ier I Capital ratio \(bps\) is calculated on a pre-tax basis prior to December 31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 539.90 Td (2017. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.30 Td (The 2017 decrease in the estimated impact to net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.30 Td (revenue primarily reflected changes in Citi) Tj ET Q q 0 0 0 rg BT 210.10 497.30 Td (s balance sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.30 Td (composition, including increases in loan balances and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.30 Td (increased sensitivity in deposits, net of Citi ) Tj ET Q q 0 0 0 rg BT 210.79 473.30 Td (T) Tj ET Q q 0 0 0 rg BT 216.55 473.30 Td (reasury ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.30 Td (positioning. ) Tj ET Q q 0 0 0 rg BT 85.82 461.30 Td (The 2017 changes in the estimated impact to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.30 Td (AOCI and the Common Equity ) Tj ET Q q 0 0 0 rg BT 163.31 449.30 Td (T) Tj ET Q q 0 0 0 rg BT 169.07 449.30 Td (ier 1 Capital ratio primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.30 Td (reflected the impact of ) Tj ET Q q 0 0 0 rg BT 128.55 437.30 Td (T) Tj ET Q q 0 0 0 rg BT 133.96 437.30 Td (ax Reform, including the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.30 Td (expected ef) Tj ET Q q 0 0 0 rg BT 81.62 425.30 Td (fective tax rate and the impact to Citi) Tj ET Q q 0 0 0 rg BT 232.95 425.30 Td (s DT) Tj ET Q q 0 0 0 rg BT 251.87 425.30 Td (A) Tj ET Q q 0 0 0 rg BT 258.54 425.30 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.30 Td (position, net of changes in the composition of Citi ) Tj ET Q q 0 0 0 rg BT 238.57 413.30 Td (T) Tj ET Q q 0 0 0 rg BT 244.33 413.30 Td (reasury) Tj ET Q q 0 0 0 rg BT 276.54 413.30 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.30 Td (investment and derivatives portfolio.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.30 Td (In the event of an unanticipated parallel instantaneous 100 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.30 Td (bps increase in interest rates, Citi expects that the negative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.30 Td (impact to ) Tj ET Q q 0 0 0 rg BT 75.44 365.30 Td (AOCI would be of) Tj ET Q q 0 0 0 rg BT 149.97 365.30 Td (fset in shareholders) Tj ET Q q 0 0 0 rg BT 230.31 365.30 Td ( equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.30 Td (through the combination of expected incremental net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.30 Td (revenue and the expected recovery of the impact on ) Tj ET Q q 0 0 0 rg BT 532.52 509.30 Td (AOCI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.30 Td (through accretion of Citi) Tj ET Q q 0 0 0 rg BT 425.36 497.30 Td (s investment portfolio over a period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.30 Td (of time. ) Tj ET Q q 0 0 0 rg BT 357.05 485.30 Td (As of December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.08 485.30 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.08 485.30 Td (, Citi expects that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.30 Td (negative $4.9 billion impact to ) Tj ET Q q 0 0 0 rg BT 448.42 473.30 Td (AOCI in such a scenario could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.30 Td (potentially be of) Tj ET Q q 0 0 0 rg BT 389.36 461.30 Td (fset over approximately 21months.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 449.30 Td (The following table sets forth the estimated impact to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.30 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 437.30 Td (s net interest revenue, ) Tj ET Q q 0 0 0 rg BT 430.92 437.30 Td (AOCI and the Common Equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.30 Td (T) Tj ET Q q 0 0 0 rg BT 329.76 425.30 Td (ier1 Capital ratio \(on a fully implemented basis\) under four ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.30 Td (dif) Tj ET Q q 0 0 0 rg BT 334.93 413.30 Td (ferent changes in interest rate scenarios for the U.S. dollar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.30 Td (and Citi) Tj ET Q q 0 0 0 rg BT 358.72 401.30 Td (s other currencies. ) Tj ET Q q 0 0 0 rg BT 434.06 401.30 Td (While Citi also monitors the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.30 Td (impact of a parallel decrease in interest rates, a 100 bps ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.30 Td (decrease in short-term rates is not meaningful, as it would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.30 Td (imply negative interest rates in many of Citi) Tj ET Q q 0 0 0 rg BT 503.13 365.30 Td (s markets.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 319.80 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 319.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 319.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 319.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 319.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 291.80 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 291.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 291.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 291.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 291.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 263.80 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 263.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 263.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 263.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 263.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 235.80 340.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 235.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 235.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 235.80 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 235.80 50.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 319.79999999999995 m 376.5 319.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 319.79999999999995 m 426.5 319.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 319.79999999999995 m 476.5 319.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 319.79999999999995 m 526.5 319.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 319.79999999999995 m 576.5 319.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 291.79999999999995 m 376.5 291.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 291.79999999999995 m 426.5 291.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 291.79999999999995 m 476.5 291.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 291.79999999999995 m 526.5 291.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 291.79999999999995 m 576.5 291.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 249.79999999999995 m 376.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 249.79999999999995 m 426.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 249.79999999999995 m 476.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 249.79999999999995 m 526.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 249.79999999999995 m 576.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 235.79999999999995 m 376.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 235.79999999999995 m 426.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 235.79999999999995 m 476.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 235.79999999999995 m 526.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 235.79999999999995 m 576.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 221.79999999999995 m 376.5 221.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 221.79999999999995 m 426.5 221.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 221.79999999999995 m 476.5 221.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 221.79999999999995 m 526.5 221.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 221.79999999999995 m 576.5 221.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 207.79999999999995 m 376.5 207.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 207.79999999999995 m 426.5 207.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 207.79999999999995 m 476.5 207.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 207.79999999999995 m 526.5 207.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 207.79999999999995 m 576.5 207.79999999999995 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 324.05 Td (In millions of dollars \(unless otherwise noted\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.85 324.25 Td (Scenario 1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.85 324.25 Td (Scenario 2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.85 324.25 Td (Scenario 3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.85 324.25 Td (Scenario 4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 310.26 Td (Overnight rate change \(bps\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 310.26 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 310.26 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 310.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 310.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 296.26 Td (10-year rate change \(bps\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 296.26 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.00 296.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 296.26 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 296.26 Td (\(100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 296.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 282.25 Td (Estimated annualized impact to net inter) Tj ET Q q 0 0 0 rg BT 195.58 282.25 Td (est r) Tj ET Q q 0 0 0 rg BT 212.15 282.25 Td (evenue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.65 282.25 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 268.26 Td (U.S. dollar) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 268.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.75 268.26 Td (1,471) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 268.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 268.26 Td (1,377) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 268.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 268.26 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 268.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 268.26 Td (\(102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 268.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 254.26 Td (All other currencies) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 254.26 Td (598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 254.26 Td (558) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 254.26 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 254.26 Td (\(35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 254.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 240.26 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 240.26 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 240.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.75 240.26 Td (2,069) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 240.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 240.26 Td (1,935) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 240.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 240.26 Td (121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 240.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 240.26 Td (\(137) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 240.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 226.26 Td (Estimated initial impact to ) Tj ET Q q 0 0 0 rg BT 135.98 226.26 Td (AOCI \(after) Tj ET Q q 0 0 0 rg BT 179.53 226.26 Td (-tax\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 196.52 230.34 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 226.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 226.26 Td (\(4,853) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 226.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 226.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.75 226.26 Td (\(3,046) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 226.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 226.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.75 226.26 Td (\(2,010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 226.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 226.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 226.26 Td (1,484) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 212.26 Td (Estimated initial impact to Common Equity ) Tj ET Q q 0 0 0 rg BT 198.32 212.26 Td (T) Tj ET Q q 0 0 0 rg BT 203.50 212.26 Td (ier1 Capital ratio \(bps\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 287.48 216.34 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.00 212.26 Td (\(35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 212.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.00 212.26 Td (\(22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 212.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 212.26 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 212.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 212.26 Td (1) Tj ET Q q 0 0 0 rg BT 568.50 212.26 Td (1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 190.70 Td (Note: Each scenario in the table above assumes that the rate change will occur instantaneously) Tj ET Q q 0 0 0 rg BT 337.59 190.70 Td (. Changes in interest rates for maturities between the overnight rate and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 181.10 Td (the 10-year rate are interpolated. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 171.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 171.50 Td (Includes the ef) Tj ET Q q 0 0 0 rg BT 100.95 171.50 Td (fect of changes in interest rates on ) Tj ET Q q 0 0 0 rg BT 211.79 171.50 Td (AOCI related to investment securities, cash flow hedges and pension liability adjustments.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 161.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 161.90 Td (Results as of December 31, 2017 reflect the impact of ) Tj ET Q q 0 0 0 rg BT 228.24 161.90 Td (T) Tj ET Q q 0 0 0 rg BT 232.57 161.90 Td (ax Reform, including the lower expected ef) Tj ET Q q 0 0 0 rg BT 371.26 161.90 Td (fective tax rate and the impact to Citi) Tj ET Q q 0 0 0 rg BT 492.33 161.90 Td (s DT) Tj ET Q q 0 0 0 rg BT 507.46 161.90 Td (A) Tj ET Q q 0 0 0 rg BT 512.80 161.90 Td ( position. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 140.90 Td (As shown in the table above, the magnitude of the impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 128.90 Td (to Citi) Tj ET Q q 0 0 0 rg BT 64.06 128.90 Td (s net interest revenue and ) Tj ET Q q 0 0 0 rg BT 167.64 128.90 Td (AOCI is greater under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 116.90 Td (scenario 2 as compared to scenario 3. ) Tj ET Q q 0 0 0 rg BT 187.98 116.90 Td (This is because the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 104.90 Td (combination of changes to Citi) Tj ET Q q 0 0 0 rg BT 162.09 104.90 Td (s investment portfolio, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 92.90 Td (partially of) Tj ET Q q 0 0 0 rg BT 79.97 92.90 Td (fset by changes related to Citi) Tj ET Q q 0 0 0 rg BT 201.88 92.90 Td (s pension liabilities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 80.90 Td (results in a net position that is more sensitive to rates at shorter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 68.90 Td (and intermediate term maturities.) Tj ET Q endstream endobj 205 0 obj <> endobj 206 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (102) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Changes in For) Tj ET Q q 0 0 0 rg BT 101.38 749.25 Td (eign Exchange RatesImpacts on ) Tj ET Q q 0 0 0 rg BT 249.16 749.25 Td (AOCI ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (and Capital) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (As of December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.03 725.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.03 725.25 Td (, Citi estimates that an unanticipated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (parallel instantaneous 5% appreciation of the U.S. dollar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (against all of the other currencies in which Citi has invested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (capital could reduce Citi) Tj ET Q q 0 0 0 rg BT 136.80 689.25 Td (s tangible common equity \(TCE\) by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (approximately $1.6 billion, or 1.0%, as a result of changes to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 665.25 Td (s foreign currency translation adjustment in ) Tj ET Q q 0 0 0 rg BT 229.85 665.25 Td (AOCI, net of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (hedges. ) Tj ET Q q 0 0 0 rg BT 68.59 653.25 Td (This impact would be primarily due to changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (value of the Mexican peso, the Euro and the British pound ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (sterling.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 617.25 Td (This impact is also before any mitigating actions Citi may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (take, including ongoing management of its foreign currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (translation exposure. Specifically) Tj ET Q q 0 0 0 rg BT 168.92 593.25 Td (, as currency movements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (change the value of Citi) Tj ET Q q 0 0 0 rg BT 134.30 581.25 Td (s net investments in foreign currency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (denominated capital, these movements also change the value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (of Citi) Tj ET Q q 0 0 0 rg BT 64.61 557.25 Td (s risk-weighted assets denominated in those currencies. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (This, coupled with Citi) Tj ET Q q 0 0 0 rg BT 131.00 545.25 Td (s foreign currency hedging strategies, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (such as foreign currency borrowings, foreign currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (forwards and other currency hedging instruments, lessens the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (impact of foreign currency movements on Citi) Tj ET Q q 0 0 0 rg BT 224.28 509.25 Td (s Common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 64.98 497.25 Td (T) Tj ET Q q 0 0 0 rg BT 70.74 497.25 Td (ier1 Capital ratio. Changes in these hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (strategies, as well as hedging costs, divestitures and tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (impacts, can further af) Tj ET Q q 0 0 0 rg BT 125.78 473.25 Td (fect the actual impact of changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (foreign exchange rates on Citi) Tj ET Q q 0 0 0 rg BT 159.29 461.25 Td (s capital as compared to an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (unanticipated parallel shock, as described above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 367.63 749.10 Td (fect of Citi) Tj ET Q q 0 0 0 rg BT 413.73 749.10 Td (s ongoing management strategies with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (respect to changes in foreign exchange rates and the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (these changes on Citi) Tj ET Q q 0 0 0 rg BT 412.04 725.10 Td (s ) Tj ET Q q 0 0 0 rg BT 418.25 725.10 Td (TCE and Common Equity ) Tj ET Q q 0 0 0 rg BT 525.28 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 531.04 725.10 Td (ier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Capital ratio are shown in the table below) Tj ET Q q 0 0 0 rg BT 490.25 713.10 Td (. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (information on the changes in ) Tj ET Q q 0 0 0 rg BT 445.36 701.10 Td (AOCI, see Note 19 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (Consolidated Financial Statements.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 410.75 345.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 410.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 410.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 410.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 382.75 345.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 382.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 382.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 382.75 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 424.75 m 446.5 424.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 424.75 m 511.5 424.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 424.75 m 576.5 424.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 410.75 m 381.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 410.75 m 446.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 424.75 m 511.5 424.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 410.75 m 511.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 410.75 m 576.5 410.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 368.75 m 381.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 368.75 m 446.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 368.75 m 511.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 368.75 m 576.5 368.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 345.75 m 381.5 345.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 345.75 m 446.5 345.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 345.75 m 511.5 345.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 345.75 m 576.5 345.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 429.20 Td (For) Tj ET Q q 0 0 0 rg BT 449.91 429.20 Td ( the quarter) Tj ET Q q 0 0 0 rg BT 495.74 429.20 Td ( ended) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 415.00 Td (In millions of dollars \(unless otherwise noted\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.25 415.20 Td (Dec. 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.45 415.21 Td (Sept. 30, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.25 415.21 Td (Dec. 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 401.21 Td (Change in FX spot rate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 122.49 405.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.75 401.20 Td (\(1.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 401.20 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.25 401.21 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 401.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 401.21 Td (\(5.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 401.21 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 387.21 Td (Change in ) Tj ET Q q 0 0 0 rg BT 77.83 387.21 Td (TCE due to FX translation, net of hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 387.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.50 387.20 Td (\(498) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 387.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 387.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 387.21 Td (222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 387.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 387.21 Td (\(1,668) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 387.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 373.21 Td (As a percentage of ) Tj ET Q q 0 0 0 rg BT 120.30 373.21 Td (TCE) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.75 373.20 Td (\(0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 373.20 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.25 373.21 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 373.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 373.21 Td (\(0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 373.21 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 359.21 Td (Estimated impact to Common Equity ) Tj ET Q q 0 0 0 rg BT 175.07 359.21 Td (T) Tj ET Q q 0 0 0 rg BT 180.25 359.21 Td (ier 1 Capital ratio \(on a fully implemented basis\) due ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 350.21 Td ( to changes in FX translation, net of hedges \(bps\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 350.20 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.00 350.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 350.21 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 350.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 350.21 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 327.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 327.05 Td (FX spot rate change is a weighted average based upon Citi) Tj ET Q q 0 0 0 rg BT 243.72 327.05 Td (s quarterly average GAAP) Tj ET Q q 0 0 0 rg BT 328.06 327.05 Td ( capital exposure to foreign countries.) Tj ET Q endstream endobj 207 0 obj <> endobj 208 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (103) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 57.48 749.25 Td (est Revenue/Expense and Net Inter) Tj ET Q q 0 0 0 rg BT 206.73 749.25 Td (est Margin) Tj ET Q /GS0 gs q 540.00 0 0 241.10 36.00 495.15 cm /I40 Do Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 453.65 172.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 453.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 453.65 20.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 453.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 453.65 19.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 453.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 453.65 19.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 453.65 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 453.65 20.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 453.65 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 557.50 453.65 19.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 425.65 172.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 425.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 425.65 20.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 425.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 425.65 19.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 425.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 425.65 19.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 425.65 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 425.65 20.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 425.65 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 557.50 425.65 19.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 397.65 172.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 397.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 397.65 20.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 397.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 397.65 19.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 397.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 397.65 19.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 397.65 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 397.65 20.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 397.65 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 557.50 397.65 19.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 369.65 172.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 369.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 369.65 20.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 369.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 369.65 19.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 369.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 369.65 19.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 369.65 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 369.65 20.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 369.65 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 557.50 369.65 19.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 341.65 172.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 341.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 341.65 20.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 341.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 341.65 19.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 341.65 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 341.65 19.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 341.65 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 341.65 20.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 341.65 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 557.50 341.65 19.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 453.65 m 208.5 453.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 453.65 m 275.5 453.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 453.65 m 322.5 453.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 453.65 m 341.5 453.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 453.65 m 388.5 453.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 453.65 m 407.5 453.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 453.65 m 472.5 453.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 453.65 m 492.5 453.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 453.65 m 557.5 453.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 557.5 453.65 m 576.5 453.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 453.65 m 255.5 453.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 453.65 m 322.5 453.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 453.65 m 388.5 453.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 557.5 453.65 m 576.5 453.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.65 m 208.5 425.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 425.65 m 255.5 425.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 425.65 m 275.5 425.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 425.65 m 322.5 425.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 425.65 m 341.5 425.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 425.65 m 388.5 425.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 425.65 m 407.5 425.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 425.65 m 492.5 425.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 411.65 m 208.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 411.65 m 255.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 411.65 m 275.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 425.65 m 322.5 425.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 411.65 m 322.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 411.65 m 341.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 411.65 m 388.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 425.65 m 407.5 425.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 411.65 m 407.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 425.65 m 472.5 425.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 411.65 m 472.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 411.65 m 492.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 425.65 m 557.5 425.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 411.65 m 557.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 557.5 425.65 m 576.5 425.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 557.5 411.65 m 576.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 411.65 m 255.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 411.65 m 322.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 411.65 m 388.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 411.65 m 407.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 411.65 m 557.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 557.5 411.65 m 576.5 411.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.65 m 208.5 369.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 369.65 m 255.5 369.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 369.65 m 275.5 369.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 369.65 m 322.5 369.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 369.65 m 341.5 369.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 369.65 m 388.5 369.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 369.65 m 407.5 369.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 369.65 m 472.5 369.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 369.65 m 492.5 369.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 369.65 m 557.5 369.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 557.5 369.65 m 576.5 369.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 327.65 m 208.5 327.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 327.65 m 255.5 327.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 327.65 m 275.5 327.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 327.65 m 322.5 327.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 327.65 m 341.5 327.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 327.65 m 388.5 327.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 327.65 m 407.5 327.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 327.65 m 472.5 327.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 327.65 m 492.5 327.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 327.65 m 557.5 327.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 557.5 327.65 m 576.5 327.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 313.65 m 208.5 313.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 313.65 m 255.5 313.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 313.65 m 275.5 313.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 313.65 m 322.5 313.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 313.65 m 341.5 313.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 327.65 m 388.5 327.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 313.65 m 388.5 313.65 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 327.65 m 407.5 327.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 313.65 m 407.5 313.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 313.65 m 472.5 313.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 313.65 m 492.5 313.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 313.65 m 557.5 313.65 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 557.5 313.65 m 576.5 313.65 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 457.90 Td (In millions of dollars, except as otherwise noted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.50 458.10 Td (2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.00 458.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.50 458.11 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 458.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.50 458.11 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.70 467.10 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.95 458.10 Td (2017 vs. 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 467.11 Td (Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.95 458.11 Td (2016 vs. 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 444.11 Td (Interest revenue) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 96.72 448.19 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.00 444.10 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.25 444.10 Td (61,700) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 444.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.00 444.11 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.75 444.11 Td (58,077) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.00 444.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 444.11 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.75 444.11 Td (59,040) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 444.10 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.00 444.10 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 444.11 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 444.11 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 430.11 Td (Interest expense ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 99.47 434.19 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.25 430.10 Td (16,517) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 430.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.75 430.11 Td (12,51) Tj ET Q q 0 0 0 rg BT 310.00 430.11 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.00 430.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.75 430.11 Td (1) Tj ET Q q 0 0 0 rg BT 360.25 430.11 Td (1,921) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 430.10 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 430.11 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 416.11 Td (Net interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.00 416.10 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.25 416.10 Td (45,183) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 416.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.00 416.11 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.75 416.11 Td (45,566) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.00 416.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 416.11 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.75 416.11 Td (47,1) Tj ET Q q 0 0 0 rg BT 371.50 416.11 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 416.10 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 416.10 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 416.11 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 416.11 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 402.11 Td (Interest revenueaverage rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.25 402.10 Td (3.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 402.10 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.75 402.11 Td (3.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 402.11 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.75 402.11 Td (3.68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 402.11 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 402.10 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.20 402.10 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 402.11 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 402.11 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.20 402.11 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 388.11 Td (Interest expenseaverage rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.25 388.10 Td (1.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.75 388.11 Td (1.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.75 388.11 Td (0.95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 388.10 Td (25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.45 388.10 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 388.11 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.45 388.11 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 374.11 Td (Net interest mar) Tj ET Q q 0 0 0 rg BT 96.81 374.11 Td (gin ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 110.56 378.19 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.25 374.10 Td (2.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.75 374.11 Td (2.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.75 374.11 Td (2.93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 374.10 Td (\(16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 374.10 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.45 374.10 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 374.11 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 374.11 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.45 374.11 Td (bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 360.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 58.33 360.10 Td (est rate benchmarks) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 360.11 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 360.11 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 360.11 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 360.11 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 346.11 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 346.11 Td (wo-yearU.S.) Tj ET Q q 0 0 0 rg BT 93.78 346.11 Td (T) Tj ET Q q 0 0 0 rg BT 99.03 346.11 Td (reasurynoteaveragerate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.25 346.10 Td (1.40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.00 346.10 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.75 346.11 Td (0.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 346.11 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.75 346.11 Td (0.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.50 346.11 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 346.10 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.45 346.10 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 346.11 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.45 346.11 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 332.11 Td (10-year U.S. ) Tj ET Q q 0 0 0 rg BT 86.91 332.11 Td (T) Tj ET Q q 0 0 0 rg BT 92.17 332.11 Td (reasury noteaverage rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.25 332.10 Td (2.33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 332.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.75 332.11 Td (1.83) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.00 332.10 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.75 332.11 Td (2.14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 332.10 Td (50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.45 332.10 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.50 332.11 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 332.11 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.45 332.11 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 318.11 Td (10-year vs. two-year spread) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.00 318.10 Td (93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.45 318.10 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 318.11 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.45 318.11 Td (bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 318.11 Td (145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.45 318.11 Td (bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 318.10 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 318.10 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 294.95 Td (Note: ) Tj ET Q q 0 0 0 rg BT 57.33 294.95 Td (All interest expense amounts include FDIC deposit insurance assessments.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 285.35 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 285.35 Td (Net inter) Tj ET Q q 0 0 0 rg BT 81.92 285.35 Td (est r) Tj ET Q q 0 0 0 rg BT 95.63 285.35 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.83 285.35 Td ( includes the taxable equivalent adjustments related to the tax-exempt bond portfolio \(based on the U.S. federal statutory tax rate of 35%\) of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 275.75 Td ($496 million, $462 million and $489 million for 2017, 2016 and 2015, respectively) Tj ET Q q 0 0 0 rg BT 319.90 275.75 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 266.15 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 266.15 Td (Interest expense associated with certain hybrid financial instruments, which are classified as ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 351.01 266.15 Td (Long-term debt ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 402.56 266.15 Td (and accounted for at fair value, is reported together) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 256.55 Td ( with any changes in fair value as part of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 183.95 256.55 Td (Principal transactions ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 257.73 256.55 Td (in the Consolidated Statements of Income and is therefore not reflected in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 495.88 256.55 Td (Inter) Tj ET Q q 0 0 0 rg BT 511.13 256.55 Td (est expense ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 549.34 256.55 Td (in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 246.95 Td (table above.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 237.35 Td (\(3\) Citi) Tj ET Q q 0 0 0 rg BT 67.55 237.35 Td (s net interest mar) Tj ET Q q 0 0 0 rg BT 122.28 237.35 Td (gin \(NIM\) is calculated by dividing gross interest revenue less gross interest expense by average interest-earning assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 215.75 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 215.75 Td (s net interest revenue in the fourth quarter of 2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 203.75 Td (remained lar) Tj ET Q q 0 0 0 rg BT 86.07 203.75 Td (gely unchanged versus the prior) Tj ET Q q 0 0 0 rg BT 213.61 203.75 Td (-year period at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 191.75 Td ($1) Tj ET Q q 0 0 0 rg BT 45.63 191.75 Td (1.2 billion \($1) Tj ET Q q 0 0 0 rg BT 102.20 191.75 Td (1.4 billion on a taxable equivalent basis\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 179.75 Td (Excluding the impact of FX translation, Citi) Tj ET Q q 0 0 0 rg BT 215.14 179.75 Td (s net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 167.75 Td (revenue was down slightly versus the prior) Tj ET Q q 0 0 0 rg BT 207.43 167.75 Td (-year period \(down ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 155.75 Td ($50 million\), as higher core accrual net interest revenue \($10.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 143.75 Td (billion, up approximately 5% or $0.5 billion\) was of) Tj ET Q q 0 0 0 rg BT 244.68 143.75 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 131.75 Td (lower trading-related net interest revenue \($0.5 billion, down ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 119.75 Td (approximately 46% or $0.4 billion\) and lower net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 107.75 Td (revenue associated with legacy assets in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 198.72 107.75 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.50 107.75 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 95.75 Td (\($0.3 billion, down approximately 34% or $0.1 billion\). ) Tj ET Q q 0 0 0 rg BT 261.35 95.75 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 83.75 Td (increase in core accrual net interest revenue was driven mainly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 71.75 Td (by the benefit of the December 2016, March 2017 and June ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 59.75 Td (2017 interest rate increases and volume growth. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 215.75 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 215.75 Td (s net interest revenue for the full-year remained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 203.75 Td (lar) Tj ET Q q 0 0 0 rg BT 334.37 203.75 Td (gely unchanged versus the prior) Tj ET Q q 0 0 0 rg BT 461.91 203.75 Td (-year at $44.7 billion \($45.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 191.75 Td (billion on a taxable equivalent basis\). Excluding the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 179.75 Td (FX translation, Citi) Tj ET Q q 0 0 0 rg BT 404.28 179.75 Td (s net interest revenue declined by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 167.75 Td (approximately $0.5 billion, as higher core accrual net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 155.75 Td (revenue \(approximately $40.5 billion, up 5%, or $2.0 billion\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 143.75 Td (was of) Tj ET Q q 0 0 0 rg BT 350.20 143.75 Td (fset by lower trading-related net interest revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 131.75 Td (\(approximately $2.9 billion, down 37%, or $1.7 billion\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 119.75 Td (lar) Tj ET Q q 0 0 0 rg BT 334.37 119.75 Td (gely driven by higher wholesale funding costs, and lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 107.75 Td (net interest revenue associated with legacy assets in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 95.75 Td (Corporate/Other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.28 95.75 Td (\(approximately $1.2 billion, down 40%, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 83.75 Td ($0.8 billion\). ) Tj ET Q q 0 0 0 rg BT 378.26 83.75 Td (The increase in core accrual net interest revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 71.75 Td (was primarily due to the benefit of the interest rate increases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 59.75 Td (and volume growth.) Tj ET Q endstream endobj 209 0 obj <> endobj 210 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (104) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 749.10 Td (s NIM was 2.63% on a taxable equivalent basis in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (fourth quarter of 2017, a decrease of 9 bps from the third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (quarter of 2017, driven primarily by lower trading-related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (NIM. On a full-year basis, Citi) Tj ET Q q 0 0 0 rg BT 161.81 713.10 Td (s NIM was 2.70% on a taxable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (equivalent basis, compared to 2.86% in 2016, a decrease of 16 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (bps. Citi) Tj ET Q q 0 0 0 rg BT 72.67 689.10 Td (s full-year core accrual NIM was 3.45%, a decline of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (5 bps from the prior year) Tj ET Q q 0 0 0 rg BT 135.29 677.10 Td (, as higher core accrual net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (revenue was more than of) Tj ET Q q 0 0 0 rg BT 139.11 665.10 Td (fset by balance sheet growth. \(Citi) Tj ET Q q 0 0 0 rg BT 279.07 665.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (core accrual net interest revenue and core accrual NIM are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 81.19 641.10 Td ( financial measures. Citi believes these measures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (provide a more meaningful depiction for investors of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (underlying fundamentals of its business results.\)) Tj ET Q endstream endobj 211 0 obj <> endobj 212 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (105) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Additional Inter) Tj ET Q q 0 0 0 rg BT 105.55 749.25 Td (est Rate Details) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (A) Tj ET Q q 0 0 0 rg BT 41.93 725.25 Td (verage Balances and Interest RatesAssets) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 222.48 729.78 Td (\(1\)\(2\)\(3\)\(4\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 664.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 664.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 664.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 664.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 664.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 664.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 664.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 664.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 664.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 664.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 618.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 618.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 618.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 618.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 618.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 618.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 618.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 618.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 618.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 618.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 590.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 590.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 590.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 590.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 590.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 590.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 590.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 590.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 590.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 590.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 562.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 562.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 562.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 562.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 562.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 562.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 562.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 562.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 562.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 562.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 534.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 534.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 534.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 534.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 534.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 534.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 534.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 534.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 534.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 534.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 506.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 506.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 506.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 506.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 506.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 506.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 506.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 506.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 506.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 506.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 478.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 478.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 478.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 478.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 478.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 478.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 478.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 478.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 478.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 478.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 450.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 450.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 450.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 450.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 450.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 450.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 450.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 450.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 450.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 450.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 422.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 422.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 422.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 422.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 422.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 422.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 422.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 422.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 422.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 422.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 394.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 394.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 394.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 394.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 394.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 394.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 394.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 394.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 394.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 394.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 366.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 366.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 366.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 366.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 366.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 366.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 366.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 366.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 366.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 366.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 338.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 338.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 338.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 338.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 338.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 338.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 338.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 338.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 338.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 338.75 41.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 692.75 m 225.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 692.75 m 277.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 692.75 m 329.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 692.75 m 370.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 692.75 m 411.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 692.75 m 452.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 692.75 m 493.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 692.75 m 534.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 692.75 m 575.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 678.75 m 173.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 678.75 m 225.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 678.75 m 277.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 678.75 m 329.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 692.75 m 370.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 678.75 m 370.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 692.75 m 411.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 678.75 m 411.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 692.75 m 452.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 692.75 m 452.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 678.75 m 452.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 692.75 m 493.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 678.75 m 493.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 692.75 m 534.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 678.75 m 534.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 692.75 m 575.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 678.75 m 575.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 678.75 m 329.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 678.75 m 452.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 650.75 m 173.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 650.75 m 277.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 650.75 m 329.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 664.75 m 329.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 650.75 m 411.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 664.75 m 452.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 650.75 m 452.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 664.75 m 452.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 650.75 m 493.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 650.75 m 534.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 650.75 m 575.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 650.75 m 225.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 650.75 m 277.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 650.75 m 329.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 650.75 m 329.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 650.75 m 370.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 650.75 m 411.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 650.75 m 452.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 650.75 m 452.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 650.75 m 452.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 650.75 m 575.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 618.75 m 329.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 618.75 m 452.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 618.75 m 452.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 590.75 m 173.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 590.75 m 277.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 590.75 m 329.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 604.75 m 329.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 590.75 m 411.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 604.75 m 452.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 590.75 m 452.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 604.75 m 452.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 590.75 m 493.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 590.75 m 575.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 576.75 m 173.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 590.75 m 225.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 576.75 m 225.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 590.75 m 277.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 576.75 m 277.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 590.75 m 329.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 576.75 m 329.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 590.75 m 329.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 590.75 m 370.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 576.75 m 370.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 590.75 m 411.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 576.75 m 411.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 590.75 m 452.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 590.75 m 452.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 576.75 m 452.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 590.75 m 452.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 590.75 m 493.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 576.75 m 493.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 590.75 m 534.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 576.75 m 534.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575.5 590.75 m 575.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 576.75 m 575.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 576.75 m 225.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 576.75 m 277.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 576.75 m 329.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 576.75 m 329.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 576.75 m 370.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 576.75 m 411.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 576.75 m 452.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 576.75 m 452.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 576.75 m 452.5 562.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 562.75 m 329.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 562.75 m 452.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 562.75 m 452.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 534.75 m 173.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 534.75 m 277.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 534.75 m 329.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 548.75 m 329.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 534.75 m 411.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 548.75 m 452.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 534.75 m 452.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 548.75 m 452.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 534.75 m 493.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 534.75 m 575.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 520.75 m 173.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 534.75 m 225.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 520.75 m 225.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 534.75 m 277.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 520.75 m 277.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 534.75 m 329.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 520.75 m 329.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 534.75 m 329.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 534.75 m 370.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 520.75 m 370.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 534.75 m 411.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 520.75 m 411.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 534.75 m 452.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 534.75 m 452.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 520.75 m 452.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 534.75 m 452.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 534.75 m 493.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 520.75 m 493.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 534.75 m 534.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 520.75 m 534.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 520.75 m 575.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 520.75 m 225.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 520.75 m 277.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 520.75 m 329.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 520.75 m 329.5 506.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 520.75 m 370.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 520.75 m 411.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 520.75 m 452.5 506.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 520.75 m 452.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 520.75 m 452.5 506.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 520.75 m 493.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 520.75 m 575.5 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 506.75 m 329.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 506.75 m 452.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 506.75 m 452.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 492.75 m 329.5 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 492.75 m 452.5 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 492.75 m 452.5 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 478.75 m 329.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 478.75 m 452.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 478.75 m 452.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 450.75 m 173.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 450.75 m 277.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 450.75 m 329.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 464.75 m 329.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 450.75 m 411.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 464.75 m 452.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 450.75 m 452.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 464.75 m 452.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 450.75 m 493.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 450.75 m 575.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 436.75 m 173.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 450.75 m 225.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 436.75 m 225.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 450.75 m 277.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 436.75 m 277.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 450.75 m 329.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 436.75 m 329.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 450.75 m 329.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 450.75 m 370.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 436.75 m 370.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 450.75 m 411.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 436.75 m 411.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 450.75 m 452.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 450.75 m 452.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 436.75 m 452.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 450.75 m 452.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 450.75 m 493.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 436.75 m 493.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 450.75 m 534.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 436.75 m 534.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 436.75 m 575.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 436.75 m 225.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 436.75 m 277.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 436.75 m 329.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 436.75 m 329.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 436.75 m 370.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 436.75 m 411.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 436.75 m 452.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 436.75 m 452.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 436.75 m 452.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 436.75 m 493.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 436.75 m 575.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 422.75 m 329.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 422.75 m 452.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 422.75 m 452.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 394.75 m 173.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 394.75 m 277.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 394.75 m 329.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 408.75 m 329.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 394.75 m 411.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 408.75 m 452.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 394.75 m 452.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 408.75 m 452.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 394.75 m 493.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 380.75 m 173.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 394.75 m 225.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 380.75 m 225.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 394.75 m 277.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 380.75 m 277.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 394.75 m 329.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 380.75 m 329.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 394.75 m 329.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 394.75 m 370.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 380.75 m 370.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 394.75 m 411.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 380.75 m 411.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 394.75 m 452.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 394.75 m 452.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 380.75 m 452.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 394.75 m 452.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 394.75 m 493.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 380.75 m 493.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 394.75 m 534.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 394.75 m 575.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 380.75 m 575.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 366.75 m 173.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 380.75 m 225.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 380.75 m 277.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 366.75 m 277.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 380.75 m 329.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 366.75 m 329.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 380.75 m 329.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 380.75 m 370.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 380.75 m 411.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 366.75 m 411.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 380.75 m 452.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 380.75 m 452.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 366.75 m 452.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 380.75 m 452.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 380.75 m 493.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 366.75 m 493.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 380.75 m 534.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 380.75 m 575.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 366.75 m 575.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 352.75 m 173.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 366.75 m 225.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 352.75 m 225.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 366.75 m 277.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 352.75 m 277.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 366.75 m 329.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 352.75 m 329.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 366.75 m 329.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 366.75 m 370.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 352.75 m 370.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 366.75 m 411.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 352.75 m 411.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 366.75 m 452.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 366.75 m 452.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 352.75 m 452.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 366.75 m 452.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 366.75 m 493.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 352.75 m 493.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 366.75 m 534.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 352.75 m 534.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 366.75 m 575.5 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 352.75 m 575.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 338.75 m 173.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 352.75 m 225.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 352.75 m 277.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 352.75 m 329.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 352.75 m 329.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 352.75 m 370.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 352.75 m 411.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 352.75 m 452.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 352.75 m 452.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 352.75 m 493.5 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 352.75 m 575.5 352.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 324.75 m 173.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 338.75 m 225.5 338.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 324.75 m 225.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 338.75 m 277.5 338.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 324.75 m 277.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 338.75 m 329.5 338.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 324.75 m 329.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 338.75 m 329.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 324.75 m 370.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 324.75 m 411.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 338.75 m 452.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 324.75 m 452.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 324.75 m 493.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 324.75 m 534.5 324.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 324.75 m 575.5 324.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 697.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.20 697.20 Td (A) Tj ET Q q 0 0 0 rg BT 226.37 697.20 Td (verage volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 697.20 Td (Inter) Tj ET Q q 0 0 0 rg BT 378.66 697.20 Td (est r) Tj ET Q q 0 0 0 rg BT 395.24 697.20 Td (evenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.55 697.20 Td (% ) Tj ET Q q 0 0 0 rg BT 494.55 697.20 Td (A) Tj ET Q q 0 0 0 rg BT 500.47 697.20 Td (verage rate) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 683.00 Td (In millions of dollars, except rates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 683.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 683.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 683.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 683.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 683.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.50 683.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.50 683.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 683.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 683.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 669.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 669.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 669.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 669.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 669.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 669.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 669.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 655.20 Td (Deposits with banks) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 116.02 659.28 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 655.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 655.20 Td (169,385) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 655.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 655.21 Td (131,925) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 655.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 655.21 Td (133,853) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 655.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 655.20 Td (1,635) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 655.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 655.21 Td (971) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 655.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 655.21 Td (727) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 655.20 Td (0.97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 655.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 655.21 Td (0.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 655.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 655.21 Td (0.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 655.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 641.20 Td (Federal funds sold and securities ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 632.20 Td (borr) Tj ET Q q 0 0 0 rg BT 56.33 632.20 Td (owed or) Tj ET Q q 0 0 0 rg BT 86.91 632.20 Td ( pur) Tj ET Q q 0 0 0 rg BT 103.01 632.20 Td (chased under) Tj ET Q q 0 0 0 rg BT 154.10 632.20 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 623.20 Td (agr) Tj ET Q q 0 0 0 rg BT 51.83 623.20 Td (eements to r) Tj ET Q q 0 0 0 rg BT 98.65 623.20 Td (esell) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 115.14 627.28 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 609.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 609.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 609.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 609.20 Td (141,308) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 609.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 609.21 Td (147,734) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 609.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 609.21 Td (150,340) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 609.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 609.20 Td (1,922) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 609.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 609.21 Td (1,483) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 609.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 609.21 Td (1,215) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 609.20 Td (1.36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 609.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 609.21 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 609.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 609.21 Td (0.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 609.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 595.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 595.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 599.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 595.20 Td (106,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.25 595.21 Td (85,142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.25 595.21 Td (84,013) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 595.20 Td (1,326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 595.21 Td (1,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 595.21 Td (1,301) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 595.20 Td (1.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 595.21 Td (1.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 595.21 Td (1.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 581.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 581.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 581.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 581.20 Td (247,913) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 581.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 581.21 Td (232,876) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 581.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 581.21 Td (234,353) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 581.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 581.20 Td (3,248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 581.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 581.21 Td (2,543) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 581.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 581.21 Td (2,516) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 581.20 Td (1.31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 581.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 581.21 Td (1.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 581.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 581.21 Td (1.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 581.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 567.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 567.20 Td (rading account assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 126.34 571.28 Td (\(7\)\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 553.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 553.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 553.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.25 553.20 Td (99,755) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 553.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 553.21 Td (103,610) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 553.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 553.21 Td (1) Tj ET Q q 0 0 0 rg BT 301.25 553.21 Td (13,475) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 553.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 553.20 Td (3,531) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 553.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 553.21 Td (3,791) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 553.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 553.21 Td (3,945) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 553.20 Td (3.54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 553.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 553.21 Td (3.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 553.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 553.21 Td (3.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 553.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 539.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 539.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 543.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 539.20 Td (104,196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.25 539.21 Td (94,603) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.25 539.21 Td (96,333) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 539.20 Td (2,1) Tj ET Q q 0 0 0 rg BT 358.00 539.20 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 539.21 Td (2,095) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 539.21 Td (2,140) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 539.20 Td (2.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 539.21 Td (2.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 539.21 Td (2.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 525.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 525.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 525.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 525.20 Td (203,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 525.21 Td (198,213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 525.21 Td (209,808) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 525.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 525.20 Td (5,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 525.21 Td (5,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 525.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 525.21 Td (6,085) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 525.20 Td (2.77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 525.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 525.21 Td (2.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 525.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 525.21 Td (2.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 525.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 511.20 Td (Investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 497.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 497.21 Td (fices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 483.21 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 483.21 Td (axable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 483.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 483.20 Td (226,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 483.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 483.21 Td (225,764) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 483.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 483.21 Td (214,683) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 483.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 483.20 Td (4,450) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 483.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 483.21 Td (3,980) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 483.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 483.21 Td (3,812) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 483.20 Td (1.97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 483.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 483.21 Td (1.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 483.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 483.21 Td (1.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 483.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 469.21 Td (Exempt from U.S. income tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.25 469.20 Td (18,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.25 469.21 Td (19,079) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.25 469.21 Td (20,034) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 469.20 Td (775) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 469.21 Td (693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 469.21 Td (443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 469.20 Td (4.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 469.21 Td (3.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 469.21 Td (2.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 455.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 455.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 459.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 455.20 Td (106,040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 455.21 Td (106,159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 455.21 Td (102,374) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 455.20 Td (3,309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 455.21 Td (3,157) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 455.21 Td (3,071) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 455.20 Td (3.12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 455.21 Td (2.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 455.21 Td (3.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 441.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 441.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 441.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 441.20 Td (350,419) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 441.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 441.21 Td (351,002) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 441.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 441.21 Td (337,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 441.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 441.20 Td (8,534) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 441.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 441.21 Td (7,830) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 441.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 441.21 Td (7,326) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 441.20 Td (2.44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 441.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 441.21 Td (2.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 441.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 441.21 Td (2.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 441.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 427.20 Td (Loans\(netofunearnedincome\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 161.00 431.28 Td (\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 413.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 413.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 413.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 413.20 Td (371,71) Tj ET Q q 0 0 0 rg BT 217.50 413.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 413.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 413.21 Td (360,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 413.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 413.21 Td (354,434) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 413.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.25 413.20 Td (25,943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 413.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 413.21 Td (24,240) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 413.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.25 413.21 Td (25,082) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 413.20 Td (6.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 413.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 413.21 Td (6.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 413.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 413.21 Td (7.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 413.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 399.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 399.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 403.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 399.20 Td (267,774) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 399.21 Td (262,715) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 399.21 Td (273,064) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.25 399.20 Td (15,529) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 399.21 Td (15,578) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.25 399.21 Td (15,465) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 399.20 Td (5.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 399.21 Td (5.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 399.21 Td (5.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 385.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 385.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 385.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 385.20 Td (639,485) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 385.21 Td (623,672) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 385.21 Td (627,498) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 385.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.25 385.20 Td (41,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 385.21 Td (39,818) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.25 385.21 Td (40,547) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 385.20 Td (6.49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 385.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 385.21 Td (6.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 385.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 385.21 Td (6.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 385.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 371.20 Td (Other) Tj ET Q q 0 0 0 rg BT 61.83 371.20 Td ( inter) Tj ET Q q 0 0 0 rg BT 82.41 371.20 Td (est-earning assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.65 375.28 Td (\(10\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 371.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.25 371.20 Td (60,628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 371.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.25 371.21 Td (56,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 371.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.25 371.21 Td (63,209) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 371.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 371.20 Td (1,163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 371.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 371.21 Td (1,029) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 371.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 371.21 Td (1,839) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 371.20 Td (1.92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 371.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 371.21 Td (1.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 371.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 371.21 Td (2.91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 371.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 357.21 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 357.21 Td (otal interest-earning assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 357.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 357.20 Td (1,671,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 357.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 357.21 Td (1,594,086) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 357.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 357.21 Td (1,605,812) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 357.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.25 357.20 Td (61,700) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 357.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 357.21 Td (58,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 357.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.25 357.21 Td (59,040) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 357.20 Td (3.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 357.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 357.21 Td (3.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 357.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 357.21 Td (3.68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 357.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 343.21 Td (Non-interest-earningassets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.22 347.29 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 343.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 343.20 Td (203,657) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 343.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 343.21 Td (214,642) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 343.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 343.21 Td (218,025) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 329.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 329.20 Td (otal assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 329.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 329.20 Td (1,875,438) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 329.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 329.21 Td (1,808,728) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 329.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 329.21 Td (1,823,837) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 307.65 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 307.65 Td (Net inter) Tj ET Q q 0 0 0 rg BT 81.92 307.65 Td (est r) Tj ET Q q 0 0 0 rg BT 95.63 307.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.83 307.65 Td ( includes the taxable equivalent adjustments related to the tax-exempt bond portfolio \(based on the U.S. federal statutory tax rate of 35%\) of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 298.05 Td ($496 million, $462 million and $489 million for 2017, 2016 and 2015, respectively) Tj ET Q q 0 0 0 rg BT 319.90 298.05 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 288.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 288.45 Td (Interest rates and amounts include the ef) Tj ET Q q 0 0 0 rg BT 183.14 288.45 Td (fects of risk management activities associated with the respective asset categories.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 278.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 278.85 Td (Monthly or quarterly averages have been used by certain subsidiaries where daily averages are unavailable.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 269.25 Td (Detailed average volume,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 135.96 269.25 Td ( Inter) Tj ET Q q 0 0 0 rg BT 153.21 269.25 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 269.25 Td (evenue ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.12 269.25 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 204.67 269.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 219.93 269.25 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.13 269.25 Td ( exclude ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.00 269.25 Td (Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 269.25 Td (. See Note2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 259.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 259.65 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 259.65 Td (verage rates reflect prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 296.27 259.65 Td (fects and monetary corrections in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 250.05 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 250.05 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 250.05 Td (verage volumes of securities borrowed or purchased under agreements to resell are reported net pursuant to ) Tj ET Q q 0 0 0 rg BT 403.95 250.05 Td (ASC210-20-45. However) Tj ET Q q 0 0 0 rg BT 487.84 250.05 Td (, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 491.84 250.05 Td (Inter) Tj ET Q q 0 0 0 rg BT 507.09 250.05 Td (est r) Tj ET Q q 0 0 0 rg BT 520.79 250.05 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 543.00 250.05 Td ( excludes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 240.45 Td (the impact of ) Tj ET Q q 0 0 0 rg BT 97.77 240.45 Td (ASC 210-20-45.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 230.85 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 230.85 Td (The fair value carrying amounts of derivative contracts are reported net, pursuant to ) Tj ET Q q 0 0 0 rg BT 323.67 230.85 Td (ASC 815-10-45, in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 386.79 230.85 Td (Non-inter) Tj ET Q q 0 0 0 rg BT 417.60 230.85 Td (est-earning assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.15 230.85 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 490.70 230.85 Td (Other non-inter) Tj ET Q q 0 0 0 rg BT 540.84 230.85 Td (est-) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 221.25 Td (bearing liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 111.11 221.25 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 211.65 Td (\(8\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 211.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.25 211.65 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.46 211.65 Td ( on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.46 211.65 Td (T) Tj ET Q q 0 0 0 rg BT 121.46 211.65 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.35 211.65 Td ( of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 213.01 211.65 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.79 211.65 Td ( is reported as a reduction of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 319.87 211.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 335.12 211.65 Td (est r) Tj ET Q q 0 0 0 rg BT 348.82 211.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.03 211.65 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.03 211.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.28 211.65 Td (est r) Tj ET Q q 0 0 0 rg BT 403.98 211.65 Td (evenue ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 428.19 211.65 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.74 211.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 456.99 211.65 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.20 211.65 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 202.05 Td (positions are reported in interest on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 169.08 202.05 Td (T) Tj ET Q q 0 0 0 rg BT 173.09 202.05 Td (rading account assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 242.86 202.05 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 258.41 202.05 Td (T) Tj ET Q q 0 0 0 rg BT 262.42 202.05 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.30 202.05 Td (, respectively) Tj ET Q q 0 0 0 rg BT 385.43 202.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 192.45 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 192.45 Td (Includes cash-basis loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 182.85 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 182.85 Td (Includes brokerage receivables.) Tj ET Q endstream endobj 213 0 obj <> endobj 214 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (106) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 41.93 749.25 Td (verage Balances and Interest RatesLiabilities and Equity) Tj ET Q q 0 0 0 rg BT 285.45 749.25 Td (, and Net Interest Revenue) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 395.17 753.78 Td (\(1\)\(2\)\(3\)\(4\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 688.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 688.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 688.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 688.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 688.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 688.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 688.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 688.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 688.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 688.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 660.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 660.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 660.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 660.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 660.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 660.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 660.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 660.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 660.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 660.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 632.75 137.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 632.75 52.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 632.75 52.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 632.75 52.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 632.75 41.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 632.75 41.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 632.75 41.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 632.75 41.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 632.75 41.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 632.75 41.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 586.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 586.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 586.75 52.00 -14.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 534.50 530.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 502.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 502.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 502.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 502.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.50 502.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 502.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 502.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 502.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 502.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 502.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 474.75 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.50 474.75 52.00 -14.00 re f /GS0 gs 0.8 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d 0 J 0 j 3 M 534.5 716.75 m 575.5 716.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 702.75 m 575.5 702.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 702.75 m 329.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 702.75 m 452.5 688.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 688.75 m 329.5 674.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 688.75 m 452.5 674.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 674.75 m 329.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 674.75 m 452.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 674.75 m 452.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 646.75 m 173.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 646.75 m 277.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 660.75 m 329.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 646.75 m 329.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 646.75 m 411.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 660.75 m 452.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 646.75 m 452.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 660.75 m 452.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 632.75 m 173.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 646.75 m 225.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 646.75 m 277.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 632.75 m 277.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 646.75 m 329.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 646.75 m 329.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 632.75 m 329.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 646.75 m 370.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 632.75 m 370.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 646.75 m 411.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 632.75 m 411.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 646.75 m 452.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 646.75 m 452.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 632.75 m 452.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 646.75 m 452.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 646.75 m 493.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 632.75 m 493.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 646.75 m 534.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 632.75 m 534.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 646.75 m 575.5 646.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 632.75 m 575.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 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RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 572.75 m 277.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 586.75 m 329.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 572.75 m 329.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 572.75 m 370.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 572.75 m 411.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 586.75 m 452.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 572.75 m 452.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 586.75 m 452.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 558.75 m 173.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 572.75 m 225.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 558.75 m 225.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 572.75 m 277.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 558.75 m 277.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 572.75 m 329.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 572.75 m 329.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 558.75 m 329.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 572.75 m 370.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 558.75 m 370.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 572.75 m 411.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 558.75 m 411.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 572.75 m 452.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 572.75 m 452.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 558.75 m 452.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 572.75 m 452.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 572.75 m 493.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 558.75 m 493.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 572.75 m 534.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 558.75 m 534.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 572.75 m 575.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 558.75 m 575.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 558.75 m 225.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 558.75 m 277.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 558.75 m 329.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 558.75 m 329.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 558.75 m 370.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 558.75 m 411.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 558.75 m 452.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 558.75 m 452.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 558.75 m 452.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 544.75 m 329.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 544.75 m 452.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 544.75 m 452.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 516.75 m 173.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 516.75 m 277.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 530.75 m 329.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 516.75 m 329.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 516.75 m 411.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 530.75 m 452.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 516.75 m 452.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 530.75 m 452.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 502.75 m 173.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 516.75 m 225.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 502.75 m 225.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 516.75 m 277.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 502.75 m 277.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 516.75 m 329.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 516.75 m 329.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 502.75 m 329.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 516.75 m 370.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 502.75 m 370.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 516.75 m 411.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 502.75 m 411.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 516.75 m 452.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 516.75 m 452.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 502.75 m 452.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 516.75 m 452.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 516.75 m 493.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 502.75 m 493.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 516.75 m 534.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 502.75 m 534.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 516.75 m 575.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 502.75 m 575.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 502.75 m 225.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 502.75 m 277.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 502.75 m 329.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 502.75 m 329.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 502.75 m 370.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 502.75 m 411.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 502.75 m 452.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 502.75 m 452.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 502.75 m 452.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 488.75 m 329.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 488.75 m 452.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 488.75 m 452.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 460.75 m 173.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 460.75 m 277.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 474.75 m 329.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 460.75 m 329.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 460.75 m 370.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 474.75 m 452.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 460.75 m 452.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 474.75 m 452.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 446.75 m 173.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 460.75 m 225.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 446.75 m 225.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 460.75 m 277.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 446.75 m 277.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 460.75 m 329.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 460.75 m 329.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 446.75 m 329.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 446.75 m 370.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 460.75 m 411.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 446.75 m 411.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 460.75 m 452.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 460.75 m 452.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 446.75 m 452.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 460.75 m 452.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 460.75 m 493.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 446.75 m 493.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 460.75 m 534.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 446.75 m 534.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 460.75 m 575.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 446.75 m 575.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 446.75 m 225.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 446.75 m 277.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 446.75 m 329.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 446.75 m 329.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 446.75 m 370.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 446.75 m 452.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 446.75 m 452.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 446.75 m 452.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 432.75 m 329.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 432.75 m 452.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 432.75 m 452.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 404.75 m 173.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 404.75 m 277.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 418.75 m 329.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 404.75 m 329.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 404.75 m 411.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 418.75 m 452.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 404.75 m 452.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 418.75 m 452.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 390.75 m 173.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 404.75 m 225.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 390.75 m 225.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 404.75 m 277.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 390.75 m 277.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 404.75 m 329.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 404.75 m 329.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 390.75 m 329.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 404.75 m 370.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 390.75 m 370.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 390.75 m 411.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 404.75 m 452.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 404.75 m 452.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 390.75 m 452.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 404.75 m 452.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 404.75 m 493.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 390.75 m 493.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 404.75 m 534.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 390.75 m 534.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 404.75 m 575.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 390.75 m 575.5 390.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 376.75 m 173.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 390.75 m 225.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 390.75 m 277.5 390.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 376.75 m 277.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 390.75 m 329.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 390.75 m 329.5 390.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 376.75 m 329.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 390.75 m 329.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 390.75 m 370.5 390.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 376.75 m 370.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 390.75 m 411.5 390.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 376.75 m 411.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 390.75 m 452.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 390.75 m 452.5 390.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 376.75 m 452.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 390.75 m 452.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 390.75 m 493.5 390.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 376.75 m 493.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 390.75 m 534.5 390.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 376.75 m 534.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 390.75 m 575.5 390.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 376.75 m 575.5 376.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 376.75 m 225.5 376.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 376.75 m 277.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 376.75 m 329.5 362.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 376.75 m 329.5 376.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 376.75 m 370.5 376.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 376.75 m 411.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 376.75 m 452.5 362.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 376.75 m 452.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 376.75 m 452.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 362.75 m 329.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 362.75 m 452.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 362.75 m 452.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 339.75 m 173.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 325.75 m 173.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 339.75 m 225.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 339.75 m 277.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 325.75 m 277.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 339.75 m 329.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 339.75 m 329.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 325.75 m 329.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 339.75 m 452.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 339.75 m 452.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 325.75 m 225.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 325.75 m 277.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 325.75 m 329.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 325.75 m 329.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 325.75 m 452.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 325.75 m 452.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 297.75 m 173.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 297.75 m 277.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 311.75 m 329.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 297.75 m 329.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 311.75 m 452.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 311.75 m 452.5 297.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 283.75 m 173.5 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 297.75 m 225.5 297.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 283.75 m 225.5 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 297.75 m 277.5 297.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 283.75 m 277.5 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 297.75 m 329.5 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 297.75 m 329.5 297.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 283.75 m 329.5 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 297.75 m 452.5 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 297.75 m 452.5 283.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 36.5 260.75 m 173.5 260.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 283.75 m 225.5 283.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 173.5 260.75 m 225.5 260.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 283.75 m 277.5 283.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 260.75 m 277.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 283.75 m 329.5 260.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 283.75 m 329.5 283.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 260.75 m 329.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 283.75 m 452.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 283.75 m 452.5 260.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 260.75 m 277.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 260.75 m 329.5 227.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 260.75 m 329.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 260.75 m 452.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 260.75 m 452.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 227.75 m 329.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 227.75 m 452.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 227.75 m 452.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 199.75 m 173.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 199.75 m 277.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 213.75 m 329.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 199.75 m 329.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 199.75 m 411.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 213.75 m 452.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 199.75 m 452.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 213.75 m 452.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 199.75 m 534.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 199.75 m 575.5 199.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 185.75 m 173.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 199.75 m 225.5 199.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 173.5 185.75 m 225.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 199.75 m 277.5 199.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 185.75 m 277.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 199.75 m 329.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 199.75 m 329.5 199.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 185.75 m 329.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 199.75 m 370.5 199.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 329.5 185.75 m 370.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 199.75 m 411.5 199.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 185.75 m 411.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 199.75 m 452.5 199.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 185.75 m 452.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 199.75 m 452.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 199.75 m 493.5 199.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 185.75 m 493.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 199.75 m 534.5 199.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 185.75 m 534.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 199.75 m 575.5 199.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 185.75 m 575.5 185.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.20 721.20 Td (A) Tj ET Q q 0 0 0 rg BT 226.37 721.20 Td (verage volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.45 721.20 Td (Inter) Tj ET Q q 0 0 0 rg BT 378.86 721.20 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.55 721.20 Td (% ) Tj ET Q q 0 0 0 rg BT 494.55 721.20 Td (A) Tj ET Q q 0 0 0 rg BT 500.47 721.20 Td (verage rate) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 707.00 Td (In millions of dollars, except rates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 707.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 707.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 707.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 707.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.50 707.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.50 707.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.50 707.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 707.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 707.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 693.20 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 693.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 693.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 693.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 693.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 693.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 693.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 679.20 Td (Deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 679.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 679.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 679.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 679.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 665.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.34 665.21 Td (fices) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 91.33 669.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 665.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 665.20 Td (313,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 665.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 665.21 Td (288,817) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 665.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 665.21 Td (273,135) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 665.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 665.20 Td (2,530) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 665.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 665.21 Td (1,630) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 665.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 665.21 Td (1,291) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 665.20 Td (0.81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 665.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 665.21 Td (0.56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 665.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 665.21 Td (0.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 665.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 651.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 651.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 655.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 651.20 Td (436,949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 651.21 Td (429,608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 651.21 Td (425,086) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 651.20 Td (4,056) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 651.21 Td (3,670) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 651.21 Td (3,761) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 651.20 Td (0.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 651.21 Td (0.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 651.21 Td (0.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 637.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 637.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 637.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 637.20 Td (750,043) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 637.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 637.21 Td (718,425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 637.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 637.21 Td (698,221) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 637.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 637.20 Td (6,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 637.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 637.21 Td (5,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 637.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 637.21 Td (5,052) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 637.20 Td (0.88) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 637.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 637.21 Td (0.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 637.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 637.21 Td (0.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 637.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 623.20 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 108.35 623.20 Td (chased and ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 614.20 Td (securities loaned or) Tj ET Q q 0 0 0 rg BT 113.32 614.20 Td ( sold under) Tj ET Q q 0 0 0 rg BT 156.18 614.20 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 605.20 Td (agr) Tj ET Q q 0 0 0 rg BT 51.83 605.20 Td (eements to r) Tj ET Q q 0 0 0 rg BT 98.65 605.20 Td (epur) Tj ET Q q 0 0 0 rg BT 116.48 605.20 Td (chase) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 137.48 609.28 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 591.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 591.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 591.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.25 591.20 Td (96,258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 591.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 591.21 Td (100,472) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 591.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 591.21 Td (108,320) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 591.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 591.20 Td (1,574) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 591.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 591.21 Td (1,024) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 591.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 591.21 Td (614) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 591.20 Td (1.64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 591.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 591.21 Td (1.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 591.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 591.21 Td (0.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 591.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 577.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 577.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 581.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.25 577.20 Td (61,434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.25 577.21 Td (57,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.25 577.21 Td (66,197) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 577.20 Td (1,087) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 577.21 Td (888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 577.21 Td (998) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 577.20 Td (1.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 577.21 Td (1.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 577.21 Td (1.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 563.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 563.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 563.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 563.20 Td (157,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 563.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 563.21 Td (158,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 563.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 563.21 Td (174,517) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 563.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 563.20 Td (2,661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 563.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 563.21 Td (1,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 563.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 563.21 Td (1,612) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 563.20 Td (1.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 563.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 563.21 Td (1.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 563.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 563.21 Td (0.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 563.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 549.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 549.20 Td (rading account liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 139.34 553.28 Td (\(8\)\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 535.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 535.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 535.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.25 535.20 Td (33,399) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.25 535.21 Td (29,481) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.25 535.21 Td (24,71) Tj ET Q q 0 0 0 rg BT 321.50 535.21 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 535.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 535.20 Td (380) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 535.21 Td (242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 535.21 Td (107) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 535.20 Td (1.14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 535.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 535.21 Td (0.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 535.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 535.21 Td (0.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 535.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 521.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 521.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 525.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.25 521.20 Td (57,149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.25 521.21 Td (44,669) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.25 521.21 Td (45,252) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 521.20 Td (258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 521.21 Td (168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 521.21 Td (1) Tj ET Q q 0 0 0 rg BT 440.00 521.21 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 521.20 Td (0.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 521.21 Td (0.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 521.21 Td (0.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 507.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 507.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 507.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.25 507.20 Td (90,548) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 507.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.25 507.21 Td (74,150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 507.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.25 507.21 Td (69,963) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 507.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 507.20 Td (638) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 507.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 507.21 Td (410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 507.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 507.21 Td (217) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 507.20 Td (0.70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 507.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 507.21 Td (0.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 507.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 507.21 Td (0.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 507.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 493.20 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.56 493.20 Td (owings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 128.07 497.28 Td (\(10\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 479.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 479.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 479.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.25 479.20 Td (74,825) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 479.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.25 479.21 Td (61,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 479.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.25 479.21 Td (64,973) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 479.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 479.20 Td (684) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 479.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 479.21 Td (202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 479.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 479.21 Td (224) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 479.20 Td (0.91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 479.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 479.21 Td (0.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 479.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 479.21 Td (0.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 479.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 465.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 465.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 469.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.25 465.20 Td (22,837) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.25 465.21 Td (19,184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.25 465.21 Td (50,803) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 465.20 Td (375) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 465.21 Td (275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 465.21 Td (299) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 465.20 Td (1.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 465.21 Td (1.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 465.21 Td (0.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 451.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 451.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 451.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.25 451.20 Td (97,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.25 451.21 Td (80,199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 451.21 Td (1) Tj ET Q q 0 0 0 rg BT 301.25 451.21 Td (15,776) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 451.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 451.20 Td (1,059) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 451.21 Td (477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 451.21 Td (523) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 451.20 Td (1.08) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 451.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 451.21 Td (0.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 451.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 451.21 Td (0.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 451.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 437.20 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 99.74 441.28 Td (\(1) Tj ET Q BT /F2 5.85 Tf ET q 0 0 0 rg BT 104.29 441.28 Td (1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 423.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 423.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 423.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 423.20 Td (192,079) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 423.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 423.21 Td (175,342) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 423.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 423.21 Td (182,347) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 423.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 423.20 Td (5,382) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 423.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 423.21 Td (4,179) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 423.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 423.21 Td (4,308) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 423.20 Td (2.80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 423.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 423.21 Td (2.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 423.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 423.21 Td (2.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 423.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 409.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 409.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 413.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.75 409.20 Td (4,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.75 409.21 Td (6,426) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.75 409.21 Td (7,642) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 409.20 Td (191) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 409.21 Td (233) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.50 409.21 Td (209) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 409.20 Td (4.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 409.21 Td (3.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 409.21 Td (2.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 395.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 395.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 395.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 395.20 Td (196,694) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 395.21 Td (181,768) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 395.21 Td (189,989) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 395.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.75 395.20 Td (5,573) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.75 395.21 Td (4,412) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 395.21 Td (4,517) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 395.20 Td (2.83) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 395.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 395.21 Td (2.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 395.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 395.21 Td (2.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 395.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 381.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 381.20 Td (otal inter) Tj ET Q q 0 0 0 rg BT 79.33 381.20 Td (est-bearing liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 381.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 381.20 Td (1,292,639) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 381.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 381.21 Td (1,212,602) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 381.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 381.21 Td (1,248,466) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 381.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.25 381.20 Td (16,517) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 381.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 381.21 Td (12,51) Tj ET Q q 0 0 0 rg BT 403.50 381.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 381.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.25 381.21 Td (1) Tj ET Q q 0 0 0 rg BT 428.75 381.21 Td (1,921) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 381.20 Td (1.28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 381.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 381.21 Td (1.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 381.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 381.21 Td (0.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 381.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 367.21 Td (Demand deposits in U.S. of) Tj ET Q q 0 0 0 rg BT 138.41 367.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 367.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.25 367.20 Td (37,824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 367.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.25 367.21 Td (38,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 367.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.25 367.21 Td (26,144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 353.21 Td (Other non-interest-bearing ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 344.21 Td (liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 72.50 348.29 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 344.20 Td (316,379) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 344.21 Td (328,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 344.21 Td (330,037) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 330.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 330.20 Td (otal liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 330.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 330.20 Td (1,646,842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 330.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 330.21 Td (1,579,544) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 330.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 330.21 Td (1,604,647) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 316.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 61.83 316.20 Td (oup stockholders) Tj ET Q q 0 0 0 rg BT 129.42 316.20 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 155.67 320.28 Td (\(12\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 316.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 316.20 Td (227,599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 316.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 316.21 Td (228,065) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 316.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 316.21 Td (217,875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 302.21 Td (Noncontrolling interest) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 302.20 Td (997) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.75 302.21 Td (1,1) Tj ET Q q 0 0 0 rg BT 265.00 302.21 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.75 302.21 Td (1,315) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 288.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 288.20 Td (otal equity) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 84.93 292.28 Td (\(12\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 288.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 288.20 Td (228,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 288.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 288.21 Td (229,184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 288.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 288.21 Td (219,190) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 274.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 274.20 Td (otal liabilities and stockholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 265.20 Td (equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 265.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 265.20 Td (1,875,438) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 265.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 265.21 Td (1,808,728) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 265.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 265.21 Td (1,823,837) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 252.15 Td (Net inter) Tj ET Q q 0 0 0 rg BT 73.07 252.15 Td (est r) Tj ET Q q 0 0 0 rg BT 89.65 252.15 Td (evenue as a ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 241.80 Td (per) Tj ET Q q 0 0 0 rg BT 51.83 241.80 Td (centage of average inter) Tj ET Q q 0 0 0 rg BT 143.38 241.80 Td (est-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 231.45 Td (earning assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 92.75 235.53 Td (\(13\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 218.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.34 218.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 218.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 218.20 Td (967,752) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 218.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 218.21 Td (944,893) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 218.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 218.21 Td (931,258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 218.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.25 218.20 Td (27,551) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 218.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 218.21 Td (27,929) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 218.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.25 218.21 Td (28,492) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 218.20 Td (2.85) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 218.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 218.21 Td (2.96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 218.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 218.21 Td (3.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 218.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 204.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 204.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 208.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 204.20 Td (704,029) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 204.21 Td (649,193) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 204.21 Td (674,554) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.25 204.20 Td (17,632) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 204.21 Td (17,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.25 204.21 Td (18,627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 204.20 Td (2.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 204.21 Td (2.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 204.21 Td (2.76) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 190.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 190.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 190.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 190.20 Td (1,671,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 190.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 190.21 Td (1,594,086) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 190.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 190.21 Td (1,605,812) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.00 190.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.25 190.20 Td (45,183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 190.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.25 190.21 Td (45,566) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 190.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.25 190.21 Td (47,1) Tj ET Q q 0 0 0 rg BT 440.00 190.21 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 190.20 Td (2.70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 190.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 190.21 Td (2.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 190.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 190.21 Td (2.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 190.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 168.65 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 168.65 Td (Net inter) Tj ET Q q 0 0 0 rg BT 81.92 168.65 Td (est r) Tj ET Q q 0 0 0 rg BT 95.63 168.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.83 168.65 Td ( includes the taxable equivalent adjustments related to the tax-exempt bond portfolio \(based on the U.S. federal statutory tax rate of 35%\) of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 159.05 Td ($496 million, $462 million and $489 million for 2017, 2016 and 2015, respectively) Tj ET Q q 0 0 0 rg BT 319.90 159.05 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 149.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 149.45 Td (Interest rates and amounts include the ef) Tj ET Q q 0 0 0 rg BT 183.14 149.45 Td (fects of risk management activities associated with the respective liability categories.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 139.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 139.85 Td (Monthly or quarterly averages have been used by certain subsidiaries where daily averages are unavailable.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 130.25 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 130.25 Td (Detailed average volume,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 135.96 130.25 Td ( Inter) Tj ET Q q 0 0 0 rg BT 153.21 130.25 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 130.25 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.12 130.25 Td ( and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 202.67 130.25 Td ( Inter) Tj ET Q q 0 0 0 rg BT 219.93 130.25 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.13 130.25 Td ( exclude ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.00 130.25 Td (Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 130.25 Td (. See Note2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 120.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 120.65 Td (Consists of other time deposits and savings deposits. Savings deposits are made up of insured money market accounts, NOW) Tj ET Q q 0 0 0 rg BT 454.23 120.65 Td ( accounts and other savings deposits. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 111.05 Td (The interest expense on savings deposits includes FDIC deposit insurance assessments.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 101.45 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 101.45 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 101.45 Td (verage rates reflect prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 296.27 101.45 Td (fects and monetary corrections in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 91.85 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 91.85 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 91.85 Td (verage volumes of securities sold under agreements to repurchase are reported net pursuant to ) Tj ET Q q 0 0 0 rg BT 360.85 91.85 Td (ASC 210-20-45. However) Tj ET Q q 0 0 0 rg BT 444.74 91.85 Td (, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 448.74 91.85 Td (Inter) Tj ET Q q 0 0 0 rg BT 464.00 91.85 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 500.20 91.85 Td ( excludes the impact of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 82.25 Td (ASC 210-20-45.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 72.65 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 72.65 Td (The fair value carrying amounts of derivative contracts are reported net, pursuant to ) Tj ET Q q 0 0 0 rg BT 323.67 72.65 Td (ASC 815-10-45, in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 386.79 72.65 Td (Non-inter) Tj ET Q q 0 0 0 rg BT 417.60 72.65 Td (est-earning assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 477.15 72.65 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 490.70 72.65 Td (Other non-inter) Tj ET Q q 0 0 0 rg BT 540.84 72.65 Td (est-) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 63.05 Td (bearing liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 111.11 63.05 Td (.) Tj ET Q endstream endobj 215 0 obj <> endobj 216 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (107) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(9\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.25 750.50 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.46 750.50 Td ( on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.46 750.50 Td (T) Tj ET Q q 0 0 0 rg BT 121.46 750.50 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.35 750.50 Td ( of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 211.01 750.50 Td ( ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.79 750.50 Td ( is reported as a reduction of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 319.87 750.50 Td (Inter) Tj ET Q q 0 0 0 rg BT 335.12 750.50 Td (est r) Tj ET Q q 0 0 0 rg BT 348.82 750.50 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.03 750.50 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.03 750.50 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.28 750.50 Td (est r) Tj ET Q q 0 0 0 rg BT 403.98 750.50 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.19 750.50 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.74 750.50 Td (Inter) Tj ET Q q 0 0 0 rg BT 456.99 750.50 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.20 750.50 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (positions are reported in interest on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 169.08 740.90 Td (T) Tj ET Q q 0 0 0 rg BT 173.09 740.90 Td (rading account assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 242.86 740.90 Td ( and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 256.41 740.90 Td ( T) Tj ET Q q 0 0 0 rg BT 262.42 740.90 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.30 740.90 Td (, respectively) Tj ET Q q 0 0 0 rg BT 385.43 740.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 731.30 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (Includes brokerage payables.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 721.70 Td (\(1) Tj ET Q q 0 0 0 rg BT 42.37 721.70 Td (1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (Excludes hybrid financial instruments and beneficial interests in consolidated ) Tj ET Q q 0 0 0 rg BT 303.79 721.70 Td (VIEs that are classified as ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 388.86 721.70 Td (Long-term debt) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 438.41 721.70 Td (, as these obligations are accounted for in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (changes in fair value recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 160.62 712.10 Td (Principal transactions) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 232.39 712.10 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 702.50 Td (\(12\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (Includes stockholders) Tj ET Q q 0 0 0 rg BT 125.61 702.50 Td ( equity from discontinued operations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 692.90 Td (\(13\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (Includes allocations for capital and funding costs based on the location of the asset.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 663.30 Td (Analysis of Changes in Interest Revenue) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 203.52 667.83 Td (\(1\)\(2\)\(3\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 591.80 288.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 591.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 591.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 591.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 591.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 591.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 591.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 554.80 288.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 554.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 554.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 554.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 554.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 554.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 554.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 526.80 288.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 526.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 526.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 526.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 526.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 526.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 526.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 498.80 288.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 498.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 498.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 498.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 498.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 498.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 498.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 470.80 288.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 470.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 470.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 470.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 470.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 470.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 470.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 442.80 288.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 442.80 42.00 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/GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 386.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 386.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 386.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 386.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 386.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 386.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 358.80 288.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 358.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 358.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 358.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 358.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 358.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 358.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 330.80 288.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 330.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 330.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.50 330.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 330.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 330.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 330.80 42.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 637.8 m 366.5 637.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 637.8 m 408.5 637.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 637.8 m 450.5 637.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 637.8 m 492.5 637.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 637.8 m 534.5 637.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 637.8 m 576.5 637.8 l s 0 0 0 RG 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 614.8 m 450.5 591.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 591.8 m 450.5 591.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 591.8 m 492.5 591.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 591.8 m 534.5 591.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 591.8 m 576.5 591.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 577.8 m 324.5 577.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 591.8 m 450.5 577.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 591.8 m 450.5 591.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 591.8 m 450.5 577.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 591.8 m 492.5 591.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 577.8 m 492.5 577.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 591.8 m 534.5 591.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 577.8 m 534.5 577.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 591.8 m 576.5 591.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 577.8 m 576.5 577.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 577.8 m 366.5 577.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 577.8 m 408.5 577.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 577.8 m 450.5 554.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 577.8 m 450.5 577.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 577.8 m 492.5 577.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 577.8 m 534.5 577.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 577.8 m 576.5 577.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 554.8 m 450.5 540.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 554.8 m 450.5 540.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 526.8 m 324.5 526.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 540.8 m 450.5 526.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 540.8 m 450.5 526.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 526.8 m 492.5 526.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 526.8 m 534.5 526.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 512.8 m 324.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 526.8 m 366.5 526.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 512.8 m 366.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 526.8 m 408.5 526.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 512.8 m 408.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 526.8 m 450.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 526.8 m 450.5 526.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 512.8 m 450.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 526.8 m 450.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 526.8 m 492.5 526.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 512.8 m 492.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 526.8 m 534.5 526.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 512.8 m 534.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 526.8 m 576.5 526.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 512.8 m 576.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 512.8 m 366.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 512.8 m 408.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 512.8 m 450.5 498.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 512.8 m 450.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 512.8 m 492.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 512.8 m 534.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 512.8 m 576.5 512.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 498.8 m 450.5 484.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 498.8 m 450.5 484.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 470.8 m 324.5 470.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 484.8 m 450.5 470.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 484.8 m 450.5 470.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 470.8 m 492.5 470.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 470.8 m 534.5 470.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 456.8 m 324.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 470.8 m 366.5 470.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 456.8 m 366.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 470.8 m 408.5 470.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 456.8 m 408.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 470.8 m 450.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 470.8 m 450.5 470.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 456.8 m 450.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 470.8 m 450.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 470.8 m 492.5 470.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 456.8 m 492.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 470.8 m 534.5 470.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 456.8 m 534.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 470.8 m 576.5 470.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 456.8 m 576.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 456.8 m 366.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 456.8 m 408.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 456.8 m 450.5 442.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 456.8 m 450.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 456.8 m 492.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 456.8 m 534.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 456.8 m 576.5 456.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 442.8 m 450.5 428.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 442.8 m 450.5 428.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 414.8 m 324.5 414.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 428.8 m 450.5 414.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 428.8 m 450.5 414.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 414.8 m 492.5 414.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 414.8 m 534.5 414.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 400.8 m 324.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 414.8 m 366.5 414.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 400.8 m 366.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 414.8 m 408.5 414.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 400.8 m 408.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 414.8 m 450.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 414.8 m 450.5 414.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 400.8 m 450.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 414.8 m 450.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 414.8 m 492.5 414.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 400.8 m 492.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 414.8 m 534.5 414.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 400.8 m 534.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 414.8 m 576.5 414.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 400.8 m 576.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 400.8 m 366.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 400.8 m 408.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 400.8 m 450.5 386.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 400.8 m 450.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 400.8 m 492.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 400.8 m 534.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 400.8 m 576.5 400.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 386.8 m 450.5 372.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 386.8 m 450.5 372.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 358.8 m 324.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 372.8 m 450.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 372.8 m 450.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 358.8 m 492.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 358.8 m 534.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 344.8 m 324.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 358.8 m 366.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 344.8 m 366.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 358.8 m 408.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 344.8 m 408.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 358.8 m 450.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 358.8 m 450.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 344.8 m 450.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 358.8 m 450.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 358.8 m 492.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 344.8 m 492.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 358.8 m 534.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 344.8 m 534.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 358.8 m 576.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 344.8 m 576.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 330.8 m 324.5 330.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 344.8 m 366.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 330.8 m 366.5 330.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 344.8 m 408.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 330.8 m 408.5 330.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 344.8 m 450.5 330.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 344.8 m 450.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 344.8 m 492.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 330.8 m 492.5 330.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 344.8 m 534.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 330.8 m 534.5 330.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 344.8 m 576.5 344.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 330.8 m 576.5 330.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 316.8 m 324.5 316.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 330.8 m 366.5 330.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 316.8 m 366.5 316.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 330.8 m 408.5 330.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 316.8 m 408.5 316.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 330.8 m 450.5 316.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 330.8 m 450.5 330.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 316.8 m 450.5 316.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 330.8 m 450.5 316.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 330.8 m 492.5 330.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 316.8 m 492.5 316.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 330.8 m 534.5 330.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 316.8 m 534.5 316.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 330.8 m 576.5 330.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 316.8 m 576.5 316.8 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 642.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.60 642.25 Td (2017 vs. 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.60 642.26 Td (2016 vs. 2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 619.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.30 628.25 Td (Incr) Tj ET Q q 0 0 0 rg BT 366.63 628.25 Td (ease \(decr) Tj ET Q q 0 0 0 rg BT 404.70 628.25 Td (ease\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.10 619.25 Td (due to change in:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.40 628.26 Td (Increase \(decrease\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.10 619.26 Td (due to change in:) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 596.05 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.30 605.25 Td (A) Tj ET Q q 0 0 0 rg BT 335.13 605.25 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 596.25 Td (volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.30 605.25 Td (A) Tj ET Q q 0 0 0 rg BT 377.13 605.25 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 596.25 Td (rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 605.25 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 596.25 Td (change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.05 605.26 Td (A) Tj ET Q q 0 0 0 rg BT 461.88 605.26 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 596.26 Td (volume) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.05 605.26 Td (A) Tj ET Q q 0 0 0 rg BT 503.88 605.26 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 596.26 Td (rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 605.26 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 596.26 Td (change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 582.25 Td (Deposits with banks) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 116.02 586.33 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 582.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 582.25 Td (317) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 582.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.50 582.25 Td (347) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 582.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.50 582.25 Td (664) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 582.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 582.26 Td (\(1) Tj ET Q q 0 0 0 rg BT 484.50 582.26 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 582.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 582.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 582.26 Td (255) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 582.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 582.26 Td (244) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 568.25 Td (Federal funds sold and securities borr) Tj ET Q q 0 0 0 rg BT 184.59 568.25 Td (owed or) Tj ET Q q 0 0 0 rg BT 215.17 568.25 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 559.25 Td ( pur) Tj ET Q q 0 0 0 rg BT 57.34 559.25 Td (chased under) Tj ET Q q 0 0 0 rg BT 108.44 559.25 Td ( agr) Tj ET Q q 0 0 0 rg BT 123.52 559.25 Td (eements to r) Tj ET Q q 0 0 0 rg BT 170.33 559.25 Td (esell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 545.26 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 545.26 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 545.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 545.25 Td (\(67) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 545.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 545.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.50 545.25 Td (506) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 545.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.50 545.25 Td (439) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 545.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 545.26 Td (\(21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 545.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 545.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 545.26 Td (289) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 545.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 545.26 Td (268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 531.26 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 531.26 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 535.34 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 531.25 Td (267) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 531.25 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 531.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.50 531.25 Td (266) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 531.26 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 531.26 Td (\(258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 531.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 531.26 Td (\(241) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 531.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 517.26 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 517.26 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 517.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 517.25 Td (200) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 517.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.50 517.25 Td (505) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 517.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.50 517.25 Td (705) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 517.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 517.26 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 517.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 517.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 517.26 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 517.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 517.26 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 503.25 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 503.25 Td (rading account assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 126.34 507.33 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 489.26 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 489.26 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 489.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 489.25 Td (\(139) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 489.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 489.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 489.25 Td (\(121) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 489.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 489.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.50 489.25 Td (\(260) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 489.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 489.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 489.26 Td (\(354) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 489.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 489.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 489.26 Td (200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 489.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 489.26 Td (\(154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 489.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 475.26 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 475.26 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 479.34 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 475.25 Td (203) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 475.25 Td (\(181) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 475.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 475.25 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 475.26 Td (\(38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 475.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 475.26 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 475.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 475.26 Td (\(45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 475.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 461.26 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 461.26 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 461.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 461.25 Td (64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 461.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 461.25 Td (\(302) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 461.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 461.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.50 461.25 Td (\(238) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 461.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 461.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 461.26 Td (\(392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 461.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 461.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 461.26 Td (193) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 461.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 461.26 Td (\(199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 461.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 447.25 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 85.50 451.33 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 433.26 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 433.26 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 433.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.50 433.25 Td (\(9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 433.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 433.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.50 433.25 Td (561) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 433.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.50 433.25 Td (552) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 433.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 433.26 Td (188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 433.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 433.26 Td (230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 433.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 433.26 Td (418) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 419.26 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 419.26 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 423.34 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.50 419.25 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 419.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.50 419.25 Td (156) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.50 419.25 Td (152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 419.26 Td (1) Tj ET Q q 0 0 0 rg BT 480.00 419.26 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 419.26 Td (\(27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 419.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 419.26 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 405.26 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 405.26 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 405.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 405.25 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 405.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 405.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.50 405.25 Td (717) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 405.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.50 405.25 Td (704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 405.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 405.26 Td (301) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 405.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 405.26 Td (203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 405.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 405.26 Td (504) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 391.25 Td (Loans \(net of unearned income\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 161.00 395.33 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 377.26 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 377.26 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 377.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 377.25 Td (734) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 377.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.50 377.25 Td (969) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 377.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.75 377.25 Td (1,703) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 377.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 377.26 Td (455) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 377.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 377.26 Td (\(1,297) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 377.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 377.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 377.26 Td (\(842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 377.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 363.26 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 363.26 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 367.34 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 363.25 Td (297) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 363.25 Td (\(346) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 363.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 363.25 Td (\(49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 363.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 363.26 Td (\(598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 363.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 363.26 Td (71) Tj ET Q q 0 0 0 rg BT 526.50 363.26 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 363.26 Td (1) Tj ET Q q 0 0 0 rg BT 564.00 363.26 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 349.26 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 349.26 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 349.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.75 349.25 Td (1,031) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 349.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.50 349.25 Td (623) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 349.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.75 349.25 Td (1,654) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 349.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 349.26 Td (\(143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 349.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 349.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 349.26 Td (\(586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 349.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 349.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 349.26 Td (\(729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 349.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 335.25 Td (Other) Tj ET Q q 0 0 0 rg BT 61.83 335.25 Td ( inter) Tj ET Q q 0 0 0 rg BT 82.41 335.25 Td (est-earning assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 149.65 339.33 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 335.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 335.25 Td (80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 335.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 335.25 Td (54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 335.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.50 335.25 Td (134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 335.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 335.26 Td (\(182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 335.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 335.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 335.26 Td (\(628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 335.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 335.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 335.26 Td (\(810) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 335.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 321.25 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 321.25 Td (otal inter) Tj ET Q q 0 0 0 rg BT 79.25 321.25 Td (est r) Tj ET Q q 0 0 0 rg BT 95.83 321.25 Td (evenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 321.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.75 321.25 Td (1,679) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 321.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.75 321.25 Td (1,944) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 321.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.75 321.25 Td (3,623) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 321.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 321.26 Td (\(431) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 321.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 321.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 321.26 Td (\(532) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 321.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 321.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 321.26 Td (\(963) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 321.26 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 299.70 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 299.70 Td (The taxable equivalent adjustment is related to the tax-exempt bond portfolio based on the U.S. federal statutory tax rate of 35% and is included in this ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 290.10 Td (presentation.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 280.50 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 280.50 Td (Rate/volume variance is allocated based on the percentage relationship of changes in volume and changes in rate to the total net change.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 270.90 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 270.90 Td (Detailed average volume, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 137.96 270.90 Td (Inter) Tj ET Q q 0 0 0 rg BT 153.21 270.90 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 270.90 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.12 270.90 Td ( and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 202.67 270.90 Td ( Inter) Tj ET Q q 0 0 0 rg BT 219.93 270.90 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.13 270.90 Td ( exclude) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 283.00 270.90 Td ( Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 270.90 Td (. See Note2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 261.30 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 261.30 Td (Changes in average rates reflect changes in prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 368.39 261.30 Td (fects and monetary corrections in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 251.70 Td (\(5\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 251.70 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.25 251.70 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.46 251.70 Td ( on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.46 251.70 Td (T) Tj ET Q q 0 0 0 rg BT 121.46 251.70 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.35 251.70 Td ( of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 211.01 251.70 Td ( ICG ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 228.79 251.70 Td (is reported as a reduction of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 317.87 251.70 Td ( Inter) Tj ET Q q 0 0 0 rg BT 335.12 251.70 Td (est r) Tj ET Q q 0 0 0 rg BT 348.82 251.70 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.03 251.70 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.03 251.70 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.28 251.70 Td (est r) Tj ET Q q 0 0 0 rg BT 403.98 251.70 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.19 251.70 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.74 251.70 Td (Inter) Tj ET Q q 0 0 0 rg BT 456.99 251.70 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.20 251.70 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 242.10 Td (positions are reported in interest on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 169.08 242.10 Td (T) Tj ET Q q 0 0 0 rg BT 173.09 242.10 Td (rading account assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 244.86 242.10 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 258.41 242.10 Td (T) Tj ET Q q 0 0 0 rg BT 262.42 242.10 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.30 242.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 385.43 242.10 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 232.50 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 232.50 Td (Includes cash-basis loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 222.90 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 222.90 Td (Includes brokerage receivables.) Tj ET Q endstream endobj 217 0 obj <> endobj 218 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (108) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Analysis of Changes in Interest Expense and Net Interest Revenue) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 310.19 753.78 Td (\(1\)\(2\)\(3\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 678.75 294.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 678.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 678.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 678.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 678.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 678.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.50 678.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 650.75 294.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 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0 J 0 j 3 M 412.5 501.75 m 453.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 501.75 m 494.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 501.75 m 535.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 501.75 m 576.5 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 487.75 m 453.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 459.75 m 330.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 473.75 m 453.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 459.75 m 494.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 459.75 m 535.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 445.75 m 330.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 459.75 m 371.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 445.75 m 371.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 459.75 m 412.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 445.75 m 412.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 459.75 m 453.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 459.75 m 453.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 445.75 m 453.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 459.75 m 453.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 459.75 m 494.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 445.75 m 494.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 459.75 m 535.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 445.75 m 535.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 459.75 m 576.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 445.75 m 576.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 445.75 m 371.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 445.75 m 412.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 445.75 m 453.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 445.75 m 453.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 445.75 m 494.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 445.75 m 535.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 445.75 m 576.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 431.75 m 453.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 403.75 m 330.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 417.75 m 453.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 403.75 m 494.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 403.75 m 535.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 389.75 m 330.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 403.75 m 371.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 389.75 m 371.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 403.75 m 412.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 389.75 m 412.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 403.75 m 453.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 403.75 m 453.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 389.75 m 453.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 403.75 m 453.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 403.75 m 494.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 389.75 m 494.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 403.75 m 535.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 389.75 m 535.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 403.75 m 576.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 389.75 m 576.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 375.75 m 330.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 389.75 m 371.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 375.75 m 371.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 389.75 m 412.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 375.75 m 412.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 389.75 m 453.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 389.75 m 453.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 375.75 m 453.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 389.75 m 453.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 389.75 m 494.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 375.75 m 494.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 389.75 m 535.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 375.75 m 535.5 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 389.75 m 576.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 375.75 m 576.5 375.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 361.75 m 330.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 375.75 m 371.5 375.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 361.75 m 371.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 375.75 m 412.5 375.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 361.75 m 412.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 375.75 m 453.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 375.75 m 453.5 375.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 361.75 m 453.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 375.75 m 494.5 375.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 361.75 m 494.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 375.75 m 535.5 375.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 361.75 m 535.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 576.5 375.75 m 576.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 375.75 m 576.5 375.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 361.75 m 576.5 361.75 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 729.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.10 729.20 Td (2017 vs. 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.10 729.21 Td (2016 vs. 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 706.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.80 715.20 Td (Incr) Tj ET Q q 0 0 0 rg BT 371.13 715.20 Td (ease \(decr) Tj ET Q q 0 0 0 rg BT 409.20 715.20 Td (ease\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.60 706.20 Td (due to change in:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.90 715.21 Td (Increase \(decrease\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.60 706.21 Td (due to change in:) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 683.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.80 692.20 Td (A) Tj ET Q q 0 0 0 rg BT 340.63 692.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.50 683.20 Td (volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.80 692.20 Td (A) Tj ET Q q 0 0 0 rg BT 381.63 692.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 683.20 Td (rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 692.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 683.20 Td (change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.55 692.21 Td (A) Tj ET Q q 0 0 0 rg BT 464.38 692.21 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 683.21 Td (volume) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.55 692.21 Td (A) Tj ET Q q 0 0 0 rg BT 505.38 692.21 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 683.21 Td (rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 692.21 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 683.21 Td (change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 669.20 Td (Deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 655.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 655.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 655.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 655.20 Td (147) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 655.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.50 655.20 Td (753) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 655.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 655.20 Td (900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 655.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 655.21 Td (77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 655.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 655.21 Td (262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 655.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 655.21 Td (339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 641.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 641.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 645.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 641.20 Td (64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.50 641.20 Td (322) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 641.20 Td (386) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 641.21 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 641.21 Td (\(131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 641.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 641.21 Td (\(91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 641.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 627.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 627.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 627.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 627.20 Td (21) Tj ET Q q 0 0 0 rg BT 363.50 627.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 627.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.75 627.20 Td (1,075) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 627.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 627.20 Td (1,286) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 627.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.50 627.21 Td (1) Tj ET Q q 0 0 0 rg BT 482.00 627.21 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 627.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 627.21 Td (131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 627.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 627.21 Td (248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 613.20 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 108.35 613.20 Td (chased and securities loaned or) Tj ET Q q 0 0 0 rg BT 227.68 613.20 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 604.20 Td ( sold under) Tj ET Q q 0 0 0 rg BT 84.10 604.20 Td ( agr) Tj ET Q q 0 0 0 rg BT 99.18 604.20 Td (eements to r) Tj ET Q q 0 0 0 rg BT 146.00 604.20 Td (epur) Tj ET Q q 0 0 0 rg BT 163.84 604.20 Td (chase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 590.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 590.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 590.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 590.20 Td (\(45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 590.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 590.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.50 590.20 Td (595) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 590.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 590.20 Td (550) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 590.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 590.21 Td (\(47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 590.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 590.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 590.21 Td (457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 590.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 590.21 Td (410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 576.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 576.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 580.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 576.20 Td (62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.50 576.20 Td (137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 576.20 Td (199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.50 576.21 Td (\(132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 576.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 576.21 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 576.21 Td (\(1) Tj ET Q q 0 0 0 rg BT 564.00 576.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 576.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 562.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 562.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 562.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 562.20 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 562.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.50 562.20 Td (732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 562.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 562.20 Td (749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.50 562.21 Td (\(179) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 562.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 562.21 Td (479) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 562.21 Td (300) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 548.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 548.20 Td (rading account liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 139.34 552.28 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 534.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 534.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 534.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 534.20 Td (35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 534.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.50 534.20 Td (103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 534.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 534.20 Td (138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 534.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 534.21 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 534.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 534.21 Td (1) Tj ET Q q 0 0 0 rg BT 523.00 534.21 Td (1) Tj ET Q q 0 0 0 rg BT 527.50 534.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 534.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 534.21 Td (135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 520.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 520.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 524.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 520.20 Td (52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 520.20 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 520.20 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 520.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 520.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 520.21 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 520.21 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 506.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 506.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 506.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 506.20 Td (87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 506.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.50 506.20 Td (141) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 506.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 506.20 Td (228) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 506.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 506.21 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 506.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 506.21 Td (170) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 506.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 506.21 Td (193) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 492.20 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.56 492.20 Td (owings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 128.07 496.28 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 478.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 478.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 478.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 478.20 Td (55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 478.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.50 478.20 Td (427) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 478.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 478.20 Td (482) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 478.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 478.21 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 478.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 478.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 478.21 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 478.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 478.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 478.21 Td (\(22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 478.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 464.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 464.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 468.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.00 464.20 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 464.20 Td (43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 464.20 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.50 464.21 Td (\(267) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 464.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 464.21 Td (243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 464.21 Td (\(24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 464.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 450.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 450.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 450.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 450.20 Td (1) Tj ET Q q 0 0 0 rg BT 359.00 450.20 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 450.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.50 450.20 Td (470) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 450.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 450.20 Td (582) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 450.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.50 450.21 Td (\(280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 450.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 450.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.50 450.21 Td (234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 450.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 450.21 Td (\(46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 450.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 436.20 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 422.21 Td (In U.S. of) Tj ET Q q 0 0 0 rg BT 74.42 422.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 422.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 422.20 Td (424) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 422.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.50 422.20 Td (779) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 422.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 422.20 Td (1,203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 422.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.50 422.21 Td (\(167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 422.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 422.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 422.21 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 422.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 422.21 Td (\(129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 422.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 408.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 408.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 132.82 412.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 408.20 Td (\(72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 408.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.00 408.20 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 408.20 Td (\(42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 408.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 408.21 Td (\(37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 408.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 408.21 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 408.21 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 394.21 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 394.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 394.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 394.20 Td (352) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 394.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.50 394.20 Td (809) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 394.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 394.20 Td (1,161) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 394.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.50 394.21 Td (\(204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 394.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 394.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 394.21 Td (99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 394.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 394.21 Td (\(105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 394.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 380.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 380.20 Td (otal inter) Tj ET Q q 0 0 0 rg BT 79.33 380.20 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 380.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 380.20 Td (779) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 380.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.75 380.20 Td (3,227) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 380.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 380.20 Td (4,006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 380.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.50 380.21 Td (\(523) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 380.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 380.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 380.21 Td (1,1) Tj ET Q q 0 0 0 rg BT 523.00 380.21 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 380.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 380.21 Td (590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 366.20 Td (Net inter) Tj ET Q q 0 0 0 rg BT 73.07 366.20 Td (est r) Tj ET Q q 0 0 0 rg BT 89.65 366.20 Td (evenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.00 366.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 366.20 Td (900) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 366.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 366.20 Td (\(1,283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 366.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.00 366.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.50 366.20 Td (\(383) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 366.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 366.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 366.21 Td (92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 366.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 366.21 Td (\(1,645) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 366.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 366.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 366.21 Td (\(1,553) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 366.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 344.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 344.65 Td (The taxable equivalent adjustment is related to the tax-exempt bond portfolio based on the U.S. federal statutory tax rate of 35% and is included in this ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 335.05 Td (presentation.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 325.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 325.45 Td (Rate/volume variance is allocated based on the percentage relationship of changes in volume and changes in rate to the total net change.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 315.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 315.85 Td (Detailed average volume, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 137.96 315.85 Td (Inter) Tj ET Q q 0 0 0 rg BT 153.21 315.85 Td (est r) Tj ET Q q 0 0 0 rg BT 166.92 315.85 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 189.12 315.85 Td ( and) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 202.67 315.85 Td ( Inter) Tj ET Q q 0 0 0 rg BT 219.93 315.85 Td (est expense ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 258.13 315.85 Td (exclude ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 285.00 315.85 Td (Discontinued operations) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.89 315.85 Td (. See Note2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 306.25 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 306.25 Td (Changes in average rates reflect changes in prevailing local interest rates, including inflationary ef) Tj ET Q q 0 0 0 rg BT 368.39 306.25 Td (fects and monetary corrections in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 296.65 Td (\(5\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 296.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 69.25 296.65 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.46 296.65 Td ( on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.46 296.65 Td (T) Tj ET Q q 0 0 0 rg BT 121.46 296.65 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.35 296.65 Td ( of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 211.01 296.65 Td ( ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.79 296.65 Td ( is reported as a reduction of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 319.87 296.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 335.12 296.65 Td (est r) Tj ET Q q 0 0 0 rg BT 348.82 296.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.03 296.65 Td (. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 375.03 296.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 390.28 296.65 Td (est r) Tj ET Q q 0 0 0 rg BT 403.98 296.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.19 296.65 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.74 296.65 Td (Inter) Tj ET Q q 0 0 0 rg BT 456.99 296.65 Td (est expense) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 493.20 296.65 Td ( on cash collateral ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 287.05 Td (positions are reported in interest on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 169.08 287.05 Td (T) Tj ET Q q 0 0 0 rg BT 173.09 287.05 Td (rading account assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 244.86 287.05 Td (and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 258.41 287.05 Td (T) Tj ET Q q 0 0 0 rg BT 262.42 287.05 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.30 287.05 Td (, respectively) Tj ET Q q 0 0 0 rg BT 385.43 287.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 277.45 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 277.45 Td (Includes brokerage payables.) Tj ET Q endstream endobj 219 0 obj <> endobj 220 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (109) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Market Risk of ) Tj ET Q q 0 0 0 rg BT 103.31 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 109.24 749.25 Td (rading Portfolios) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 737.25 Td (rading portfolios include positions resulting from market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (making activities, hedges of certain available-for) Tj ET Q q 0 0 0 rg BT 231.27 725.25 Td (-sale \(AFS\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (debt securities, the CV) Tj ET Q q 0 0 0 rg BT 125.80 713.25 Td (A) Tj ET Q q 0 0 0 rg BT 132.47 713.25 Td ( relating to derivative counterparties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (and all associated hedges, fair value option loans, hedges to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (the loan portfolio and the leverage finance pipeline within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (capital markets origination within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 173.74 677.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.97 677.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.25 Td (The market risk of Citi) Tj ET Q q 0 0 0 rg BT 148.42 665.25 Td (s trading portfolios is monitored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (using a combination of quantitative and qualitative measures, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (including, but not limited to:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 623.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.25 Td (factor sensitivities; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 611.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.25 Td (value at risk \(V) Tj ET Q q 0 0 0 rg BT 114.63 611.25 Td (AR\); and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 599.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.25 Td (stress testing.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.25 Td (Each trading portfolio across Citi) Tj ET Q q 0 0 0 rg BT 190.08 575.25 Td (s businesses has its own ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 563.25 Td (market risk limit framework encompassing these measures and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 551.25 Td (other controls, including trading mandates, permitted product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (lists and a new product approval process for complex ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (products.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 725.10 Td (The following chart of total daily trading-related revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (\(loss\) captures trading volatility and shows the number of days ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (in which revenues for Citi) Tj ET Q q 0 0 0 rg BT 431.20 701.10 Td (s trading businesses fell within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (particular ranges. ) Tj ET Q q 0 0 0 rg BT 395.73 689.10 Td (T) Tj ET Q q 0 0 0 rg BT 401.49 689.10 Td (rading-related revenue includes trading, net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (interest and other revenue associated with Citi) Tj ET Q q 0 0 0 rg BT 511.72 677.10 Td (s trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (businesses. It excludes DV) Tj ET Q q 0 0 0 rg BT 430.47 665.10 Td (A, FV) Tj ET Q q 0 0 0 rg BT 454.19 665.10 Td (A) Tj ET Q q 0 0 0 rg BT 460.86 665.10 Td ( and CV) Tj ET Q q 0 0 0 rg BT 492.90 665.10 Td (A) Tj ET Q q 0 0 0 rg BT 499.57 665.10 Td ( adjustments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (incurred due to changes in the credit quality of counterparties, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (as well as any associated hedges to that CV) Tj ET Q q 0 0 0 rg BT 496.55 641.10 Td (A. In addition, it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (excludes fees and other revenue associated with capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (markets origination activities. ) Tj ET Q q 0 0 0 rg BT 445.46 617.10 Td (T) Tj ET Q q 0 0 0 rg BT 451.21 617.10 Td (rading-related revenues are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (driven by both customer flows and the changes in valuation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (the trading inventory) Tj ET Q q 0 0 0 rg BT 407.22 593.10 Td (. ) Tj ET Q q 0 0 0 rg BT 411.67 593.10 Td (As shown in the chart, positive trading-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (related revenue was achieved for 99.6% of the trading days in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (2017.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 528.75 m 576.5 528.75 l s BT /F6 10.00 Tf ET q 0 0 0 rg BT 39.00 516.47 Td (Daily T) Tj ET Q q 0 0 0 rg BT 71.24 516.47 Td (rading-Related Revenue \(Loss\) ) Tj ET Q BT /F6 10.00 Tf ET BT /F6 6.50 Tf ET q 0 0 0 rg BT 221.27 521.24 Td (\(1\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 229.21 516.47 Td ( T) Tj ET Q q 0 0 0 rg BT 247.35 516.47 Td (welve Months ended December 31, 2017) Tj ET Q BT /F8 8.00 Tf ET q 0 0 0 rg BT 39.00 507.93 Td (In millions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 540.00 0 0 204.75 36.00 294.48 cm /I41 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 275.30 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 275.30 Td (Reflects the ef) Tj ET Q q 0 0 0 rg BT 100.05 275.30 Td (fects of asymmetrical accounting for economic hedges of certain ) Tj ET Q q 0 0 0 rg BT 308.64 275.30 Td (AFS debt securities. Specifically) Tj ET Q q 0 0 0 rg BT 414.98 275.30 Td (, the change in the fair value of hedging ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 265.70 Td (derivatives is included in) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 134.20 265.70 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 136.20 265.70 Td (T) Tj ET Q q 0 0 0 rg BT 140.81 265.70 Td (rading-related revenue, while the of) Tj ET Q q 0 0 0 rg BT 255.05 265.70 Td (fsetting change in the fair value of hedged ) Tj ET Q q 0 0 0 rg BT 391.45 265.70 Td (AFS debt securities is included in ) Tj ET Q q 0 0 0 rg BT 500.77 265.70 Td (AOCI and not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 256.10 Td (reflected above.) Tj ET Q endstream endobj 221 0 obj <> endobj 222 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Factor) Tj ET Q q 0 0 0 rg BT 64.13 749.25 Td ( Sensitivities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Factor sensitivities are expressed as the change in the value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (a position for a defined change in a market risk factor) Tj ET Q q 0 0 0 rg BT 249.96 725.25 Td (, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (a change in the value of a U.S. ) Tj ET Q q 0 0 0 rg BT 160.78 713.25 Td (T) Tj ET Q q 0 0 0 rg BT 166.53 713.25 Td (reasury bill for a one-basis-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (point change in interest rates. Citi) Tj ET Q q 0 0 0 rg BT 173.74 701.25 Td (s market risk management, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (within the Risk or) Tj ET Q q 0 0 0 rg BT 107.76 689.25 Td (ganization, works to ensure that factor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (sensitivities are calculated, monitored and, in most cases, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (limited for all material risks taken in the trading portfolios.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.30 641.25 Td (alue at Risk \(V) Tj ET Q q 0 0 0 rg BT 104.63 641.25 Td (AR\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 629.25 Td (AR estimates, at a 99% confidence level, the potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (decline in the value of a position or a portfolio under normal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (market conditions assuming a one-day holding period. ) Tj ET Q q 0 0 0 rg BT 255.78 605.25 Td (V) Tj ET Q q 0 0 0 rg BT 261.71 605.25 Td (AR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (statistics, which are based on historical data, can be materially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (dif) Tj ET Q q 0 0 0 rg BT 46.93 581.25 Td (ferent across firms due to dif) Tj ET Q q 0 0 0 rg BT 161.99 581.25 Td (ferences in portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (composition, dif) Tj ET Q q 0 0 0 rg BT 101.37 569.25 Td (ferences in ) Tj ET Q q 0 0 0 rg BT 147.27 569.25 Td (V) Tj ET Q q 0 0 0 rg BT 153.21 569.25 Td (AR methodologies and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (dif) Tj ET Q q 0 0 0 rg BT 46.93 557.25 Td (ferences in model parameters. ) Tj ET Q q 0 0 0 rg BT 168.82 557.25 Td (As a result, Citi believes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 545.25 Td (AR statistics can be used more ef) Tj ET Q q 0 0 0 rg BT 175.05 545.25 Td (fectively as indicators of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (trends in risk-taking within a firm, rather than as a basis for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (inferring dif) Tj ET Q q 0 0 0 rg BT 84.41 521.25 Td (ferences in risk-taking across firms.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.25 Td (Citi uses a single, independently approved Monte Carlo ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (simulation ) Tj ET Q q 0 0 0 rg BT 80.54 497.25 Td (V) Tj ET Q q 0 0 0 rg BT 86.47 497.25 Td (AR model \(see V) Tj ET Q q 0 0 0 rg BT 159.33 497.25 Td (AR Model Review and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.11 485.25 Td (alidation below\), which has been designed to capture ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (material risk sensitivities \(such as first- and second-order ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (sensitivities of positions to changes in market prices\) of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (various asset classes/risk types \(such as interest rate, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (spread, foreign exchange, equity and commodity risks\). Citi) Tj ET Q q 0 0 0 rg BT 278.72 437.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 425.25 Td (AR includes positions which are measured at fair value; it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (does not include investment securities classified as ) Tj ET Q q 0 0 0 rg BT 241.23 413.25 Td (AFS or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (HTM. For information on these securities, see Note13 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 725.10 Td (Citi believes its ) Tj ET Q q 0 0 0 rg BT 406.54 725.10 Td (V) Tj ET Q q 0 0 0 rg BT 412.47 725.10 Td (AR model is conservatively calibrated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (to incorporate fat-tail scaling and the greater of short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (\(approximately the most recent month\) and long-term \(three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (years\) market volatility) Tj ET Q q 0 0 0 rg BT 416.65 689.10 Td (. ) Tj ET Q q 0 0 0 rg BT 421.47 689.10 Td (The Monte Carlo simulation involves ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (approximately 350,000 market factors, making use of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (approximately 200,000 time series, with sensitivities updated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (daily) Tj ET Q q 0 0 0 rg BT 343.35 653.10 Td (, volatility parameters updated daily to weekly and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (correlation parameters updated monthly) Tj ET Q q 0 0 0 rg BT 483.01 641.10 Td (. ) Tj ET Q q 0 0 0 rg BT 487.83 641.10 Td (The conservative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (features of the ) Tj ET Q q 0 0 0 rg BT 383.51 629.10 Td (V) Tj ET Q q 0 0 0 rg BT 389.44 629.10 Td (AR calibration contribute an approximate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (20% add-on to what would be a ) Tj ET Q q 0 0 0 rg BT 453.51 617.10 Td (V) Tj ET Q q 0 0 0 rg BT 459.44 617.10 Td (AR estimated under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (assumption of stable and perfectly) Tj ET Q q 0 0 0 rg BT 460.53 605.10 Td (, normally distributed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (markets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 581.10 Td (As set forth in the table below) Tj ET Q q 0 0 0 rg BT 461.88 581.10 Td (, Citi) Tj ET Q q 0 0 0 rg BT 484.66 581.10 Td (s average trading ) Tj ET Q q 0 0 0 rg BT 555.28 581.10 Td (V) Tj ET Q q 0 0 0 rg BT 561.21 581.10 Td (AR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (increased from December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.78 569.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.78 569.10 Td ( to December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.14 569.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.14 569.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (mainly due to changes in interest rate exposures from mark-to-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (market hedging activity against non-trading positions in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (Markets and securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.09 533.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 417.59 533.10 Td (services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.80 533.10 Td ( businesses within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 525.08 533.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.30 533.10 Td (. ) Tj ET Q q 0 0 0 rg BT 547.12 533.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (increase was partially of) Tj ET Q q 0 0 0 rg BT 421.28 521.10 Td (fset by lower credit spread exposures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (and volatilities. ) Tj ET Q q 0 0 0 rg BT 387.60 509.10 Td (A) Tj ET Q q 0 0 0 rg BT 394.08 509.10 Td (verage trading and credit portfolio ) Tj ET Q q 0 0 0 rg BT 533.57 509.10 Td (V) Tj ET Q q 0 0 0 rg BT 539.50 509.10 Td (AR was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (lar) Tj ET Q q 0 0 0 rg BT 334.37 497.10 Td (gely unchanged from December 31, 2016 to December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (2017, mainly due to a reduction of the hedging related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (lending activities of) Tj ET Q q 0 0 0 rg BT 403.24 473.10 Td (fsetting the increase in average trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (V) Tj ET Q q 0 0 0 rg BT 329.93 461.10 Td (AR. ) Tj ET Q endstream endobj 223 0 obj <> endobj 224 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.85 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.48 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 308.11 33.60 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (Y) Tj ET Q q 0 0 0 rg BT 42.11 737.10 Td (ear) Tj ET Q q 0 0 0 rg BT 55.62 737.10 Td (-end and ) Tj ET Q q 0 0 0 rg BT 95.08 737.10 Td (A) Tj ET Q q 0 0 0 rg BT 101.56 737.10 Td (verage ) Tj ET Q q 0 0 0 rg BT 132.20 737.10 Td (T) Tj ET Q q 0 0 0 rg BT 138.12 737.10 Td (rading ) Tj ET Q q 0 0 0 rg BT 168.78 737.10 Td (V) Tj ET Q q 0 0 0 rg BT 174.72 737.10 Td (AR and ) Tj ET Q q 0 0 0 rg BT 210.10 737.10 Td (T) Tj ET Q q 0 0 0 rg BT 216.03 737.10 Td (rading and Cr) Tj ET Q q 0 0 0 rg BT 276.97 737.10 Td (edit Portfolio ) Tj ET Q q 0 0 0 rg BT 335.66 737.10 Td (V) Tj ET Q q 0 0 0 rg BT 341.60 737.10 Td (AR) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.04 737.10 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 689.60 316.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 689.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 689.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 689.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 689.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 661.60 316.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 661.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 661.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 661.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 661.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 633.60 316.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 633.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 633.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 633.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 633.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 605.60 316.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 605.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 605.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 605.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 605.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 568.60 316.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 568.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 568.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 568.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 568.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 531.60 316.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 531.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 531.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 531.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 531.60 46.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 703.6 m 352.5 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 703.6 m 417.5 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 703.6 m 465.5 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 703.6 m 528.5 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 703.6 m 574.5 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 703.6 m 465.5 689.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 703.6 m 528.5 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 703.6 m 574.5 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 689.6 m 465.5 675.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 661.6 m 352.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 661.6 m 417.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 675.6 m 465.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 661.6 m 465.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 661.6 m 528.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 661.6 m 574.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 661.6 m 465.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 647.6 m 465.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 633.6 m 465.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 619.6 m 465.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 591.6 m 352.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 605.6 m 465.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 568.6 m 352.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 591.6 m 417.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 591.6 m 465.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 591.6 m 465.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 591.6 m 528.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 591.6 m 574.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 554.6 m 352.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 568.6 m 417.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 568.6 m 465.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 568.6 m 465.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 568.6 m 528.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 568.6 m 574.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 554.6 m 352.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 531.6 m 352.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 554.6 m 417.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 531.6 m 417.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 554.6 m 465.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 554.6 m 465.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 531.6 m 465.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 554.6 m 528.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 531.6 m 528.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 554.6 m 574.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 531.6 m 574.5 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 517.6 m 352.5 517.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 531.6 m 465.5 517.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 503.6 m 352.5 503.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 517.6 m 417.5 517.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 503.6 m 417.5 503.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 517.6 m 465.5 517.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 503.6 m 465.5 503.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 517.6 m 528.5 517.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 503.6 m 528.5 503.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 517.6 m 574.5 517.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 503.6 m 574.5 503.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 707.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.30 717.05 Td (December) Tj ET Q q 0 0 0 rg BT 397.19 717.05 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 708.05 Td (2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 717.05 Td (2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.30 708.05 Td (A) Tj ET Q q 0 0 0 rg BT 431.13 708.05 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.25 717.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 708.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 717.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.05 708.06 Td (A) Tj ET Q q 0 0 0 rg BT 541.88 708.06 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 694.06 Td (Interest rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.00 694.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 694.05 Td (69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 694.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 694.05 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 694.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 694.06 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 694.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 694.06 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 680.06 Td (Credit spread) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 680.05 Td (54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 680.05 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 680.06 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 680.06 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 666.06 Td (Covariance adjustment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 121.72 670.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 666.05 Td (\(25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 666.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 666.05 Td (\(20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 666.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 666.06 Td (\(17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 666.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 666.06 Td (\(28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 666.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 652.06 Td (Fully diversified interest rate and credit spread) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 206.94 656.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.00 652.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 652.05 Td (98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 652.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 652.05 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 652.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 652.06 Td (83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 652.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 652.06 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 638.06 Td (Foreign exchange) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 638.05 Td (25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 638.05 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 638.06 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 638.06 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 624.06 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 624.05 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 624.05 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 624.06 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 624.06 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 610.06 Td (Commodity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 610.05 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 610.05 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 610.06 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 610.06 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 596.06 Td (Covariance adjustment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 121.72 600.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 596.05 Td (\(63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 596.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 596.05 Td (\(64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 596.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 596.06 Td (\(70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 596.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 596.06 Td (\(58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 596.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 582.06 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 582.06 Td (otal trading ) Tj ET Q q 0 0 0 rg BT 87.19 582.06 Td (V) Tj ET Q q 0 0 0 rg BT 92.53 582.06 Td (ARall market risk factors, including general and specific risk ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 573.06 Td (\(excluding credit portfolios\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 140.47 577.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 573.05 Td (94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 573.05 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 573.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 573.06 Td (85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 573.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 573.06 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 559.06 Td (Specific risk-only component) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 145.48 563.14 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.00 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 559.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 559.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 559.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 559.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.50 559.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 559.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.50 559.06 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 545.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 545.05 Td (otal trading ) Tj ET Q q 0 0 0 rg BT 91.60 545.05 Td (V) Tj ET Q q 0 0 0 rg BT 97.43 545.05 Td (ARgeneral market risk factors only \(excluding cr) Tj ET Q q 0 0 0 rg BT 294.74 545.05 Td (edit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 536.05 Td (portfolios\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.00 536.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 536.05 Td (94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 536.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 536.05 Td (83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 536.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 536.06 Td (82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 536.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 536.06 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 522.06 Td (Incremental impact of the credit portfolio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 188.19 526.14 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.00 522.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 522.05 Td (1) Tj ET Q q 0 0 0 rg BT 409.50 522.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 522.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 522.05 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 522.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 522.06 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 522.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 522.06 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 508.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 508.05 Td (otal trading and cr) Tj ET Q q 0 0 0 rg BT 116.26 508.05 Td (edit portfolio ) Tj ET Q q 0 0 0 rg BT 168.59 508.05 Td (V) Tj ET Q q 0 0 0 rg BT 173.93 508.05 Td (AR) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.00 508.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.50 508.05 Td (105) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 508.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 508.05 Td (94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 508.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.50 508.06 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 508.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 508.06 Td (92) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 484.90 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 484.90 Td (Covariance adjustment \(also known as diversification benefit\) equals the dif) Tj ET Q q 0 0 0 rg BT 297.56 484.90 Td (ference between the total ) Tj ET Q q 0 0 0 rg BT 379.59 484.90 Td (V) Tj ET Q q 0 0 0 rg BT 384.34 484.90 Td (AR and the sum of the ) Tj ET Q q 0 0 0 rg BT 458.40 484.90 Td (V) Tj ET Q q 0 0 0 rg BT 463.15 484.90 Td (ARs tied to each individual risk ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 475.30 Td (type. ) Tj ET Q q 0 0 0 rg BT 71.63 475.30 Td (The benefit reflects the fact that the risks within each and across risk types are not perfectly correlated and, consequently) Tj ET Q q 0 0 0 rg BT 457.62 475.30 Td (, the total ) Tj ET Q q 0 0 0 rg BT 489.47 475.30 Td (V) Tj ET Q q 0 0 0 rg BT 494.21 475.30 Td (AR on a given day will ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 465.70 Td (be lower than the sum of the ) Tj ET Q q 0 0 0 rg BT 146.94 465.70 Td (V) Tj ET Q q 0 0 0 rg BT 151.69 465.70 Td (ARs relating to each individual risk type. ) Tj ET Q q 0 0 0 rg BT 285.29 465.70 Td (The determination of the primary drivers of changes to the covariance adjustment is made ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 456.10 Td (by an examination of the impact of both model parameter and position changes. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 446.50 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 53.18 446.50 Td (The total trading ) Tj ET Q q 0 0 0 rg BT 108.36 446.50 Td (V) Tj ET Q q 0 0 0 rg BT 113.10 446.50 Td (AR includes mark-to-market and certain fair value option trading positions in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 363.04 446.50 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 376.81 446.50 Td (, with the exception of hedges to the loan portfolio, fair value ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 436.90 Td (option loans and all CV) Tj ET Q q 0 0 0 rg BT 128.96 436.90 Td (A) Tj ET Q q 0 0 0 rg BT 134.30 436.90 Td ( exposures. ) Tj ET Q q 0 0 0 rg BT 171.85 436.90 Td (A) Tj ET Q q 0 0 0 rg BT 177.03 436.90 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 214.18 436.90 Td (-sale and accrual exposures are not included.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 427.30 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 427.30 Td (The specific risk-only component represents the level of equity and fixed income issuer) Tj ET Q q 0 0 0 rg BT 334.20 427.30 Td (-specific risk embedded in ) Tj ET Q q 0 0 0 rg BT 420.69 427.30 Td (V) Tj ET Q q 0 0 0 rg BT 425.43 427.30 Td (AR. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 417.70 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 417.70 Td (The credit portfolio is composed of mark-to-market positions associated with non-trading business units including Citi ) Tj ET Q q 0 0 0 rg BT 435.35 417.70 Td (T) Tj ET Q q 0 0 0 rg BT 439.95 417.70 Td (reasury) Tj ET Q q 0 0 0 rg BT 462.98 417.70 Td (, the CV) Tj ET Q q 0 0 0 rg BT 488.83 417.70 Td (A) Tj ET Q q 0 0 0 rg BT 494.17 417.70 Td ( relating to derivative ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 408.10 Td (counterparties and all associated CV) Tj ET Q q 0 0 0 rg BT 169.82 408.10 Td (A) Tj ET Q q 0 0 0 rg BT 175.15 408.10 Td ( hedges. FV) Tj ET Q q 0 0 0 rg BT 212.56 408.10 Td (A) Tj ET Q q 0 0 0 rg BT 217.90 408.10 Td ( and DV) Tj ET Q q 0 0 0 rg BT 243.97 408.10 Td (A) Tj ET Q q 0 0 0 rg BT 249.31 408.10 Td ( are not included. ) Tj ET Q q 0 0 0 rg BT 306.70 408.10 Td (The credit portfolio also includes hedges to the loan portfolio, fair value option ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 398.50 Td (loans and hedges to the leveraged finance pipeline within capital markets origination in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 335.46 398.50 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.24 398.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 379.30 Td ( ) Tj ET Q endstream endobj 225 0 obj <> endobj 226 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The table below provides the range of market factor ) Tj ET Q q 0 0 0 rg BT 246.01 749.10 Td (V) Tj ET Q q 0 0 0 rg BT 251.94 749.10 Td (ARs associated with Citi) Tj ET Q q 0 0 0 rg BT 353.88 749.10 Td (s total trading ) Tj ET Q q 0 0 0 rg BT 411.19 749.10 Td (V) Tj ET Q q 0 0 0 rg BT 417.12 749.10 Td (AR, inclusive of specific risk:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 696.60 336.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 696.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 696.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 696.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 696.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 668.60 336.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 668.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 668.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 668.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 668.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 640.60 336.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 640.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 640.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 640.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 640.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 612.60 336.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 612.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 612.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 612.60 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 612.60 51.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 724.6 m 423.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 724.6 m 474.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 724.6 m 525.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 724.6 m 576.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 710.6 m 372.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 710.6 m 423.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 724.6 m 474.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 710.6 m 474.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 710.6 m 525.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 710.6 m 576.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 710.6 m 474.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 682.6 m 372.5 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 682.6 m 423.5 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 696.6 m 474.5 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 682.6 m 474.5 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 682.6 m 525.5 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 682.6 m 576.5 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 682.6 m 474.5 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 668.6 m 474.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 654.6 m 474.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 626.6 m 372.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 626.6 m 423.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 640.6 m 474.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 626.6 m 474.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 626.6 m 525.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 626.6 m 576.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 626.6 m 474.5 612.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 598.6 m 372.5 598.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 598.6 m 423.5 598.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 612.6 m 474.5 598.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 598.6 m 474.5 598.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 598.6 m 525.5 598.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 598.6 m 576.5 598.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 729.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 729.06 Td (2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 714.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.95 715.05 Td (Low) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.95 715.05 Td (High) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.25 715.06 Td (Low) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 715.06 Td (High) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 701.06 Td (Interest rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 701.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 701.05 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 701.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 701.05 Td (97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 701.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 701.06 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 701.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 701.06 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 687.06 Td (Credit spread) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 687.05 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 687.05 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 687.06 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 687.06 Td (73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 673.06 Td (Fully diversified interest rate and credit spread) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 673.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 673.05 Td (59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 673.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 673.05 Td (109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 673.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 673.06 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 673.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 673.06 Td (97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 659.06 Td (Foreign exchange) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 659.05 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 659.05 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 659.06 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 659.06 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 645.06 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 645.05 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 645.05 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 645.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 645.06 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 631.06 Td (Commodity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 631.05 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 631.05 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 631.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 631.06 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 617.06 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 617.06 Td (otal trading) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 617.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 617.05 Td (58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 617.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 617.05 Td (1) Tj ET Q q 0 0 0 rg BT 462.00 617.05 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 617.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 617.06 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 617.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 617.06 Td (106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 603.06 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 603.06 Td (otal trading and credit portfolio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 603.05 Td (67) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 603.05 Td (123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 603.06 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 603.06 Td (131) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 580.50 Td (Note: No covariance adjustment can be inferred from the above table as the high and low for each market factor will be from dif) Tj ET Q q 0 0 0 rg BT 446.58 580.50 Td (ferent close-of-business dates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 558.90 Td (The following table provides the ) Tj ET Q q 0 0 0 rg BT 168.84 558.90 Td (V) Tj ET Q q 0 0 0 rg BT 174.77 558.90 Td (AR for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 205.33 558.90 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.55 558.90 Td (, excluding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 546.90 Td (CV) Tj ET Q q 0 0 0 rg BT 48.60 546.90 Td (A) Tj ET Q q 0 0 0 rg BT 55.27 546.90 Td ( relating to derivative counterparties, hedges of CV) Tj ET Q q 0 0 0 rg BT 258.92 546.90 Td (A, fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 534.90 Td (value option loans and hedges to the loan portfolio:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 510.40 182.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 510.40 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 473.40 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 473.40 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 510.4 m 218.5 510.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 510.4 m 281.5 510.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 487.4 m 218.5 487.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 487.4 m 281.5 487.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 445.4 m 218.5 445.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 445.4 m 281.5 445.4 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 514.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.25 514.85 Td (Dec. 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 500.85 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 500.85 Td (otalall market risk factors, including) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 491.85 Td (general and specific risk) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 491.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.00 491.85 Td (93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 477.86 Td (A) Tj ET Q q 0 0 0 rg BT 45.17 477.86 Td (verageduring year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 477.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.00 477.85 Td (83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 463.86 Td (Highduring year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.50 463.85 Td (1) Tj ET Q q 0 0 0 rg BT 269.00 463.85 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 449.86 Td (Lowduring year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.00 449.85 Td (57) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 416.50 Td (V) Tj ET Q q 0 0 0 rg BT 41.37 416.50 Td (AR Model Review and V) Tj ET Q q 0 0 0 rg BT 138.00 416.50 Td (alidation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 404.50 Td (Generally) Tj ET Q q 0 0 0 rg BT 74.77 404.50 Td (, Citi) Tj ET Q q 0 0 0 rg BT 97.56 404.50 Td (s ) Tj ET Q q 0 0 0 rg BT 103.77 404.50 Td (V) Tj ET Q q 0 0 0 rg BT 109.70 404.50 Td (AR review and model validation process ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 392.50 Td (entails reviewing the model framework, major assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 380.50 Td (and implementation of the mathematical algorithm. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 368.50 Td (addition, as part of the model validation process, product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 356.50 Td (specific back-testing on portfolios is periodically completed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 344.50 Td (and reviewed with Citi) Tj ET Q q 0 0 0 rg BT 130.15 344.50 Td (s U.S. banking regulators. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 332.50 Td (Furthermore, Regulatory ) Tj ET Q q 0 0 0 rg BT 137.74 332.50 Td (V) Tj ET Q q 0 0 0 rg BT 143.67 332.50 Td (AR back-testing \(as described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 320.50 Td (below\) is performed against buy-and-hold profit and loss on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 308.50 Td (monthly basis for multiple sub-portfolios across the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 296.50 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 296.50 Td (ganization \(trading desk level, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 167.72 296.50 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.94 296.50 Td ( business segment and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 284.50 Td (Citigroup\) and the results are shared with U.S. banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 272.50 Td (regulators.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 260.50 Td (Significant ) Tj ET Q q 0 0 0 rg BT 100.20 260.50 Td (V) Tj ET Q q 0 0 0 rg BT 106.13 260.50 Td (AR model and assumption changes must be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 248.50 Td (independently validated within Citi) Tj ET Q q 0 0 0 rg BT 180.14 248.50 Td (s risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 236.50 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 236.50 Td (ganization. ) Tj ET Q q 0 0 0 rg BT 90.62 236.50 Td (This validation process includes a review by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 224.50 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 224.50 Td (s model validation group and further approval from its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 212.50 Td (model validation review committee, which is composed of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 200.50 Td (senior quantitative risk management of) Tj ET Q q 0 0 0 rg BT 191.88 200.50 Td (ficers. In the event of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 188.50 Td (significant model changes, parallel model runs are undertaken ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 176.50 Td (prior to implementation. In addition, significant model and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 164.50 Td (assumption changes are subject to the periodic reviews and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 152.50 Td (approval by Citi) Tj ET Q q 0 0 0 rg BT 103.77 152.50 Td (s U.S. banking regulators.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 140.50 Td (Citi uses the same independently validated ) Tj ET Q q 0 0 0 rg BT 227.11 140.50 Td (V) Tj ET Q q 0 0 0 rg BT 233.04 140.50 Td (AR model ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 128.50 Td (for both Regulatory ) Tj ET Q q 0 0 0 rg BT 117.19 128.50 Td (V) Tj ET Q q 0 0 0 rg BT 123.12 128.50 Td (AR and Risk Management ) Tj ET Q q 0 0 0 rg BT 231.82 128.50 Td (V) Tj ET Q q 0 0 0 rg BT 237.75 128.50 Td (AR \(i.e., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 116.50 Td (total trading and total trading and credit portfolios ) Tj ET Q q 0 0 0 rg BT 238.54 116.50 Td (V) Tj ET Q q 0 0 0 rg BT 244.48 116.50 Td (ARs\) and, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 104.50 Td (as such, the model review and oversight process for both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 92.50 Td (purposes is as described above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 80.50 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 100.75 80.50 Td (V) Tj ET Q q 0 0 0 rg BT 106.69 80.50 Td (AR, which is calculated in accordance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 68.50 Td (Basel III, dif) Tj ET Q q 0 0 0 rg BT 86.63 68.50 Td (fers from Risk Management ) Tj ET Q q 0 0 0 rg BT 201.42 68.50 Td (V) Tj ET Q q 0 0 0 rg BT 207.36 68.50 Td (AR due to the fact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 56.50 Td (that certain positions included in Risk Management ) Tj ET Q q 0 0 0 rg BT 244.39 56.50 Td (V) Tj ET Q q 0 0 0 rg BT 250.32 56.50 Td (AR are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 558.90 Td (not eligible for market risk treatment in Regulatory ) Tj ET Q q 0 0 0 rg BT 530.98 558.90 Td (V) Tj ET Q q 0 0 0 rg BT 536.92 558.90 Td (AR. ) Tj ET Q q 0 0 0 rg BT 555.63 558.90 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 546.90 Td (composition of Risk Management ) Tj ET Q q 0 0 0 rg BT 462.13 546.90 Td (V) Tj ET Q q 0 0 0 rg BT 468.07 546.90 Td (AR is discussed under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 534.90 Td (V) Tj ET Q q 0 0 0 rg BT 334.55 534.90 Td (alue at Risk above. ) Tj ET Q q 0 0 0 rg BT 417.40 534.90 Td (The applicability of the ) Tj ET Q q 0 0 0 rg BT 513.30 534.90 Td (V) Tj ET Q q 0 0 0 rg BT 519.23 534.90 Td (AR model for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 522.90 Td (positions eligible for market risk treatment under U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 510.90 Td (regulatory capital rules is periodically reviewed and approved ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 498.90 Td (by Citi) Tj ET Q q 0 0 0 rg BT 354.28 498.90 Td (s U.S. banking regulators.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 486.90 Td (In accordance with Basel III, Regulatory ) Tj ET Q q 0 0 0 rg BT 507.03 486.90 Td (V) Tj ET Q q 0 0 0 rg BT 512.96 486.90 Td (AR includes all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 474.90 Td (trading book-covered positions and all foreign exchange and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 462.90 Td (commodity exposures. Pursuant to Basel III, Regulatory ) Tj ET Q q 0 0 0 rg BT 551.28 462.90 Td (V) Tj ET Q q 0 0 0 rg BT 557.21 462.90 Td (AR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 450.90 Td (excludes positions that fail to meet the intent and ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 438.90 Td (trade requirements and are therefore classified as non-trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 426.90 Td (book and categories of exposures that are specifically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 414.90 Td (excluded as covered positions. Regulatory ) Tj ET Q q 0 0 0 rg BT 495.44 414.90 Td (V) Tj ET Q q 0 0 0 rg BT 501.37 414.90 Td (AR excludes CV) Tj ET Q q 0 0 0 rg BT 567.85 414.90 Td (A) Tj ET Q q 0 0 0 rg BT 574.52 414.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 402.90 Td (on derivative instruments and DV) Tj ET Q q 0 0 0 rg BT 458.24 402.90 Td (A) Tj ET Q q 0 0 0 rg BT 464.91 402.90 Td ( on Citi) Tj ET Q q 0 0 0 rg BT 497.69 402.90 Td (s own fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 390.90 Td (option liabilities. CV) Tj ET Q q 0 0 0 rg BT 406.88 390.90 Td (A) Tj ET Q q 0 0 0 rg BT 413.55 390.90 Td ( hedges are excluded from Regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 378.90 Td (V) Tj ET Q q 0 0 0 rg BT 329.93 378.90 Td (AR and included in credit risk-weighted assets as computed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 366.90 Td (under the ) Tj ET Q q 0 0 0 rg BT 363.43 366.90 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 405.92 366.90 Td (Approaches for determining risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 354.90 Td (weighted assets.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 330.90 Td (Regulatory V) Tj ET Q q 0 0 0 rg BT 376.30 330.90 Td (AR Back-T) Tj ET Q q 0 0 0 rg BT 418.98 330.90 Td (esting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 318.90 Td (In accordance with Basel III, Citi is required to perform back-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 306.90 Td (testing to evaluate the ef) Tj ET Q q 0 0 0 rg BT 421.56 306.90 Td (fectiveness of its Regulatory ) Tj ET Q q 0 0 0 rg BT 538.01 306.90 Td (V) Tj ET Q q 0 0 0 rg BT 543.95 306.90 Td (AR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 294.90 Td (model. Regulatory ) Tj ET Q q 0 0 0 rg BT 400.75 294.90 Td (V) Tj ET Q q 0 0 0 rg BT 406.68 294.90 Td (AR back-testing is the process in which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 282.90 Td (the daily one-day ) Tj ET Q q 0 0 0 rg BT 395.74 282.90 Td (V) Tj ET Q q 0 0 0 rg BT 401.67 282.90 Td (AR, at a 99% confidence interval, is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 270.90 Td (compared to the buy-and-hold profit and loss \(i.e., the profit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 258.90 Td (and loss impact if the portfolio is held constant at the end of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 246.90 Td (the day and re-priced the following day\). Buy-and-hold profit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 234.90 Td (and loss represents the daily mark-to-market profit and loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 222.90 Td (attributable to price movements in covered positions from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 210.90 Td (close of the previous business day) Tj ET Q q 0 0 0 rg BT 459.71 210.90 Td (. Buy-and-hold profit and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 198.90 Td (loss excludes realized trading revenue, net interest, fees and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 186.90 Td (commissions, intra-day trading profit and loss and changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 174.90 Td (reserves.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 162.90 Td (Based on a 99% confidence level, Citi would expect two ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 150.90 Td (to three days in any one year where buy-and-hold losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 138.90 Td (exceeded the Regulatory ) Tj ET Q q 0 0 0 rg BT 425.16 138.90 Td (V) Tj ET Q q 0 0 0 rg BT 431.09 138.90 Td (AR. Given the conservative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 126.90 Td (calibration of Citi) Tj ET Q q 0 0 0 rg BT 397.87 126.90 Td (s ) Tj ET Q q 0 0 0 rg BT 404.08 126.90 Td (V) Tj ET Q q 0 0 0 rg BT 410.02 126.90 Td (AR model \(as a result of taking the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 114.90 Td (greater of short- and long-term volatilities and fat-tail scaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 102.90 Td (of volatilities\), Citi would expect fewer exceptions under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 90.90 Td (normal and stable market conditions. Periods of unstable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 78.90 Td (market conditions could increase the number of back-testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 66.90 Td (exceptions.) Tj ET Q endstream endobj 227 0 obj <> endobj 228 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following graph shows the daily buy-and-hold profit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (and loss associated with Citi) Tj ET Q q 0 0 0 rg BT 152.66 737.10 Td (s covered positions compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 725.10 Td (s one-day Regulatory ) Tj ET Q q 0 0 0 rg BT 141.63 725.10 Td (V) Tj ET Q q 0 0 0 rg BT 147.57 725.10 Td (AR during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.57 725.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.57 725.10 Td (. During 2017, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (there were no back-testing exceptions observed for Citi) Tj ET Q q 0 0 0 rg BT 260.09 713.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 82.75 701.10 Td (V) Tj ET Q q 0 0 0 rg BT 88.69 701.10 Td (AR.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (The dif) Tj ET Q q 0 0 0 rg BT 370.97 749.10 Td (ference between the 45.4% of days with buy-and-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (hold gains for Regulatory ) Tj ET Q q 0 0 0 rg BT 428.80 737.10 Td (V) Tj ET Q q 0 0 0 rg BT 434.73 737.10 Td (AR back-testing and the 99.6% of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (days with trading, net interest and other revenue associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (with Citi) Tj ET Q q 0 0 0 rg BT 362.06 713.10 Td (s trading businesses, shown in the histogram of daily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (trading-related revenue below) Tj ET Q q 0 0 0 rg BT 443.29 701.10 Td (, reflects, among other things, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (that a significant portion of Citi) Tj ET Q q 0 0 0 rg BT 453.15 689.10 Td (s trading-related revenue is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (not generated from daily price movements on these positions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (and exposures, as well as dif) Tj ET Q q 0 0 0 rg BT 438.23 665.10 Td (ferences in the portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (composition of Regulatory ) Tj ET Q q 0 0 0 rg BT 433.53 653.10 Td (V) Tj ET Q q 0 0 0 rg BT 439.46 653.10 Td (AR and Risk Management ) Tj ET Q q 0 0 0 rg BT 548.15 653.10 Td (V) Tj ET Q q 0 0 0 rg BT 554.08 653.10 Td (AR.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 630.6 m 576.5 630.6 l s BT /F6 10.00 Tf ET q 0 0 0 rg BT 39.00 620.32 Td (Regulatory T) Tj ET Q q 0 0 0 rg BT 99.57 620.32 Td (rading V) Tj ET Q q 0 0 0 rg BT 138.83 620.32 Td (AR and ) Tj ET Q q 0 0 0 rg BT 176.24 620.32 Td (Associated Buy-and-Hold Profit and Loss ) Tj ET Q BT /F6 10.00 Tf ET BT /F6 6.50 Tf ET q 0 0 0 rg BT 376.26 625.09 Td (\(1\)) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 384.20 620.32 Td (12 Months ended December 31, 2017) Tj ET Q BT /F8 8.00 Tf ET q 0 0 0 rg BT 39.00 611.78 Td (In millions of dollars) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 540.00 0 0 259.40 36.00 343.67 cm /I42 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 334.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 334.05 Td (Buy-and-hold profit and loss, as defined by the banking regulators under Basel III, represents the daily mark-to-market revenue movement attributable to the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 324.45 Td (trading position from the close of the previous business day) Tj ET Q q 0 0 0 rg BT 244.34 324.45 Td (. Buy-and-hold profit and loss excludes realized trading revenue and net interest intra-day trading ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 314.85 Td (profit and loss on new and terminated trades, as well as changes in reserves. ) Tj ET Q q 0 0 0 rg BT 299.11 314.85 Td (Therefore, it is not comparable to the trading-related revenue presented in the chart of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 305.25 Td (daily trading-related revenue above.) Tj ET Q endstream endobj 229 0 obj <> endobj 230 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (14) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Str) Tj ET Q q 0 0 0 rg BT 49.15 749.25 Td (ess ) Tj ET Q q 0 0 0 rg BT 63.69 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 69.44 749.25 Td (esting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Citi performs market risk stress testing on a regular basis to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (estimate the impact of extreme market movements. It is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (performed on individual positions and trading portfolios, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (well as in aggregate, inclusive of multiple trading portfolios. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 689.25 Td (s market risk management, after consultations with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (businesses, develops both systemic and specific stress ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (scenarios, reviews the output of periodic stress testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (exercises, and uses the information to assess the ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (appropriateness of exposure levels and limits. Citi uses two ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (complementary approaches to market risk stress testing across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (all major risk factors \(i.e., equity) Tj ET Q q 0 0 0 rg BT 166.42 617.25 Td (, foreign exchange, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (commodity) Tj ET Q q 0 0 0 rg BT 80.90 605.25 Td (, interest rate and credit spreads\): top-down ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (systemic stresses and bottom-up business-specific stresses. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (Systemic stresses are designed to quantify the potential impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (of extreme market movements on an institution-wide basis, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (and are constructed using both historical periods of market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (stress and projections of adverse economic scenarios. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (Business-specific stresses are designed to probe the risks of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (particular portfolios and market segments, especially those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (risks that are not fully captured in ) Tj ET Q q 0 0 0 rg BT 173.28 509.25 Td (V) Tj ET Q q 0 0 0 rg BT 179.21 509.25 Td (AR and systemic stresses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 497.25 Td (The systemic stress scenarios and business-specific stress ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (scenarios at Citi are used in several reports reviewed by senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (management and also to calculate internal risk capital for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (trading market risk. In general, changes in market values are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (defined over a one-year horizon. For the most liquid positions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (and market factors, changes in market values are defined over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (a shorter two-month horizon. ) Tj ET Q q 0 0 0 rg BT 154.96 425.25 Td (The limited set of positions and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (market factors whose market value changes are defined over a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (two-month time horizon are those that in management) Tj ET Q q 0 0 0 rg BT 255.66 401.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (judgment have historically remained very liquid during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (financial crises, even as the trading liquidity of most other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (positions and market factors materially declined.) Tj ET Q endstream endobj 231 0 obj <> endobj 232 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (15) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (OPERA) Tj ET Q q 0 0 0 rg BT 70.26 749.25 Td (TIONAL) Tj ET Q q 0 0 0 rg BT 109.16 749.25 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Operational risk is the risk of loss resulting from inadequate or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (failed internal processes, systems or human factors, or from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (external events. It includes risk of failing to comply with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (applicable laws and regulations, but excludes strategic risk. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (Operational risk includes the reputation and franchise risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (associated with business practices or market conduct in which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Citi is involved, as well as compliance, conduct and legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (risks.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.25 Td (Operational risk is inherent in Citi) Tj ET Q q 0 0 0 rg BT 193.70 641.25 Td (s global business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (activities, as well as related support functions, and can result ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (in losses arising from events associated with the following, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (among others:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 587.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.25 Td (fraud, theft and unauthorized activity;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 575.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.25 Td (employment practices and workplace environment;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 563.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 563.25 Td (clients, products and business practices;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 551.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 551.25 Td (physical assets and infrastructure; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 539.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 539.25 Td (execution, delivery and process management.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 515.25 Td (Citi manages operational risk consistent with the overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 503.25 Td (framework described in Managing Global RiskOverview ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 491.25 Td (above. ) Tj ET Q q 0 0 0 rg BT 64.70 491.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 124.41 491.25 Td (s goal is to keep operational risk at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 479.25 Td (appropriate levels relative to the characteristics of Citi) Tj ET Q q 0 0 0 rg BT 255.63 479.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 467.25 Td (businesses, the markets in which it operates, its capital and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 455.25 Td (liquidity and the competitive, economic and regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 443.25 Td (environment.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 431.25 Td (T) Tj ET Q q 0 0 0 rg BT 59.41 431.25 Td (o anticipate, mitigate and control operational risk, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 419.25 Td (has established policies and a global framework for assessing, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 407.25 Td (monitoring and communicating operational risks and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 395.25 Td (overall operating ef) Tj ET Q q 0 0 0 rg BT 114.12 395.25 Td (fectiveness of the internal control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 383.25 Td (environment across Citigroup. ) Tj ET Q q 0 0 0 rg BT 159.32 383.25 Td (As part of this framework, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 371.25 Td (has defined its operational risk appetite and has established a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 359.25 Td (manager) Tj ET Q q 0 0 0 rg BT 70.79 359.25 Td () Tj ET Q q 0 0 0 rg BT 73.57 359.25 Td (s control assessment \(MCA\) process \(a process ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 347.25 Td (through which managers at Citi identify) Tj ET Q q 0 0 0 rg BT 195.04 347.25 Td (, monitor) Tj ET Q q 0 0 0 rg BT 231.30 347.25 Td (, measure, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 335.25 Td (report on and manage risks and the related controls\) to help ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 323.25 Td (managers self-assess significant operational risks and key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 311.25 Td (controls and identify and address weaknesses in the design ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 299.25 Td (and/or operating ef) Tj ET Q q 0 0 0 rg BT 111.90 299.25 Td (fectiveness of internal controls that mitigate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 287.25 Td (significant operational risks.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 275.25 Td (Each major business segment must implement an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 263.25 Td (operational risk process consistent with the requirements of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 251.25 Td (this framework. ) Tj ET Q q 0 0 0 rg BT 101.63 251.25 Td (The process for operational risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 239.25 Td (includes the following steps:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 221.25 Td (identify and assess key operational risks;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.25 Td (design controls to mitigate identified risks;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.25 Td (establish key risk indicators;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.25 Td (implement a process for early problem recognition and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.25 Td (timely escalation;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 161.25 Td (produce comprehensive operational risk reporting; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 149.25 Td (ensure that suf) Tj ET Q q 0 0 0 rg BT 112.13 149.25 Td (ficient resources are available to actively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.25 Td (improve the operational risk environment and mitigate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 125.25 Td (emer) Tj ET Q q 0 0 0 rg BT 73.80 125.25 Td (ging risks.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 101.25 Td (As new products and business activities are developed, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (processes are designed, modified or sourced through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (alternative means and operational risks are considered.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 65.25 Td (An Operational Risk Management Committee has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (established to provide oversight for operational risk across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Citigroup and to provide a forum to assess Citi) Tj ET Q q 0 0 0 rg BT 513.98 749.10 Td (s operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (risk profile and ensure actions are taken so that Citi) Tj ET Q q 0 0 0 rg BT 532.55 737.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (operational risk exposure is actively managed consistent with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 713.10 Td (s risk appetite. ) Tj ET Q q 0 0 0 rg BT 402.14 713.10 Td (The Committee seeks to ensure that these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (actions address the root causes that persistently lead to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (operational risk losses and create lasting solutions to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (minimize these losses. Members include Citi) Tj ET Q q 0 0 0 rg BT 506.19 677.10 Td (s Chief Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Of) Tj ET Q q 0 0 0 rg BT 334.37 665.10 Td (ficer and Citi) Tj ET Q q 0 0 0 rg BT 389.91 665.10 Td (s Head of Operational Risk and senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (members of their or) Tj ET Q q 0 0 0 rg BT 402.96 653.10 Td (ganizations. ) Tj ET Q q 0 0 0 rg BT 453.32 653.10 Td (These members cover ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (multiple dimensions of risk management and include business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (and regional Chief Risk Of) Tj ET Q q 0 0 0 rg BT 432.13 629.10 Td (ficers and senior operational risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (managers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 605.10 Td (In addition, Risk management, including Operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (Risk Management, works proactively with the businesses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (and other independent control functions to embed a strong ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (operational risk management culture and framework across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (Citi. Operational Risk Management engages with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (businesses to ensure ef) Tj ET Q q 0 0 0 rg BT 415.19 545.10 Td (fective implementation of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (Operational Risk Management framework by focusing on \(i\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (identification, analysis and assessment of operational risks, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (\(ii\) ef) Tj ET Q q 0 0 0 rg BT 346.30 509.10 Td (fective challenge of key control issues and operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (risks and \(iii\) anticipation and mitigation of operational risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (events.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 473.10 Td (Information about the businesses) Tj ET Q q 0 0 0 rg BT 476.51 473.10 Td ( operational risk, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (historical operational risk losses and the control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (environment is reported by each major business segment and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (functional area. ) Tj ET Q q 0 0 0 rg BT 388.51 437.10 Td (The information is summarized and reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (to senior management, as well as to the ) Tj ET Q q 0 0 0 rg BT 483.13 425.10 Td (Audit Committee of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 413.10 Td (s Board of Directors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 401.10 Td (Operational risk is measured and assessed through risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (capital. Projected operational risk losses under stress scenarios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (are also required as part of the Federal Reserve Board) Tj ET Q q 0 0 0 rg BT 541.96 377.10 Td (s CCAR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (process.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (COMPLIANCE RISK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (Compliance risk is the risk arising from violations of, or non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (conformance with, local, national, or cross-border laws, rules, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (or regulations, Citi's internal policies, or other relevant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (standards of conduct or the risk of harming customers, clients ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (or the integrity of the market.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 269.10 Td (As the champion of responsible finance, Independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (Compliance Risk Management) Tj ET Q q 0 0 0 rg BT 450.64 257.10 Td (s primary objectives are to:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.00 239.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 239.10 Td (Maintain a framework that facilitates enterprise-wide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 227.10 Td (compliance with local, national or cross-border laws, rules ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 215.10 Td (or regulations, Citi) Tj ET Q q 0 0 0 rg BT 419.05 215.10 Td (s internal policies and procedures and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 203.10 Td (relevant standards of conduct;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.00 191.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 191.10 Td (Support Citi) Tj ET Q q 0 0 0 rg BT 392.95 191.10 Td (s operations by assisting in the management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 179.10 Td (of compliance risk across products, business lines, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 167.10 Td (functions and geographies, supported by globally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 155.10 Td (consistent systems and processes; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.00 143.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 143.10 Td (Drive and embed a risk culture of compliance, control and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 131.10 Td (ethical conduct throughout Citi.) Tj ET Q endstream endobj 233 0 obj <> endobj 234 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (16) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Independent Compliance Risk Management \(ICRM\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 46.37 737.25 Td (ogram) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 725.25 Td (o anticipate, mitigate and control compliance risk, Citi has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (established a global independent compliance risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (framework for assessing, monitoring and communicating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (compliance risks. ) Tj ET Q q 0 0 0 rg BT 108.30 689.25 Td (T) Tj ET Q q 0 0 0 rg BT 113.71 689.25 Td (o achieve this mission, ICRM seeks to:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 671.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.25 Td (Communicate a strong culture of compliance, control and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.25 Td (ethical conduct.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 647.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.25 Td (Identify compliance risk and ) Tj ET Q q 0 0 0 rg BT 170.63 647.25 Td (AML) Tj ET Q q 0 0 0 rg BT 192.48 647.25 Td ( compliance risk for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.25 Td (which each business or function has responsibility) Tj ET Q q 0 0 0 rg BT 254.42 635.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.25 Td (including through compliance risk assessments, and set ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.25 Td (standards with respect to these requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 599.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.25 Td (Identify regulatory changes and oversee the assessment of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.25 Td (impact, as well as capture and monitor adherence to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.25 Td (existing regulatory requirements, providing the businesses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 563.25 Td (with guidance and support as needed in accordance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 551.25 Td (the regulatory change management standard.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 539.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 539.25 Td (Provide credible challenge to the first-line units in their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.25 Td (assessment and management of compliance risk.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 515.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 515.25 Td (Perform compliance assurance activities to oversee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 503.25 Td (adherence to applicable requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 491.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 491.25 Td (Issue policies, procedures and other documentation that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 479.25 Td (set standards for employees in conducting Citi) Tj ET Q q 0 0 0 rg BT 242.30 479.25 Td (s business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 467.25 Td (and provide oversight in the application of those standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 455.25 Td (to specific circumstances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 443.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 443.25 Td (Manage regulatory examinations and other supervisory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 431.25 Td (activity impacting Citi) Tj ET Q q 0 0 0 rg BT 146.76 431.25 Td (s businesses and global control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 419.25 Td (functions in accordance with the regulatory exam ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 407.25 Td (management governance and process standards.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 395.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 395.25 Td (Provide training to support the ef) Tj ET Q q 0 0 0 rg BT 186.29 395.25 Td (fective execution of roles ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 383.25 Td (and responsibilities related to the identification, control, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 371.25 Td (reporting and escalation of matters related to compliance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 359.25 Td (risks.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 347.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 347.25 Td (Report to senior management and the Citigroup Board of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 335.25 Td (Directors or their designated committees on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 323.25 Td (ef) Tj ET Q q 0 0 0 rg BT 61.59 323.25 Td (fectiveness of the processes and standards implemented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 311.25 Td (to manage compliance risk.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 299.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 299.25 Td (Escalate through the appropriate channels, which may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 287.25 Td (include governance forums, the results of monitoring, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 275.25 Td (testing, reporting or other oversight activities that may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.25 Td (represent a violation of law) Tj ET Q q 0 0 0 rg BT 162.75 263.25 Td (, regulation, policy or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 251.25 Td (significant compliance risk and take reasonable action to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 239.25 Td (see that the matter is appropriately identified, tracked and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 227.25 Td (resolved, including through the issuance of corrective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 215.25 Td (action plans against the first line of defense.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 203.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 203.25 Td (Advise, as needed or when required by policy) Tj ET Q q 0 0 0 rg BT 236.63 203.25 Td (, on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 191.25 Td (degree to which existing and new business processes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 179.25 Td (methodologies, performance, products, services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 167.25 Td (transactions or customer segments satisfy Citi standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 155.25 Td (and are consistent with the prudent management of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 143.25 Td (compliance risk.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (CONDUCT) Tj ET Q q 0 0 0 rg BT 374.38 749.25 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Citi places conduct risk within compliance risk and defines ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (conduct risk as the risk that Citi) Tj ET Q q 0 0 0 rg BT 453.98 725.25 Td (s employees or agents may) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (intentionally or through negligenceharm customers, clients, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (or the integrity of the markets, and thereby the integrity of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (Company) Tj ET Q q 0 0 0 rg BT 362.24 689.25 Td (. Citi manages its exposure to conduct risk through a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (global conduct risk program that is implemented across its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (businesses and functions. ) Tj ET Q q 0 0 0 rg BT 427.70 665.25 Td (The conduct risk program requires ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (all three lines of defense to understand and perform certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (key roles and responsibilities. ) Tj ET Q q 0 0 0 rg BT 445.19 641.25 Td (The first line of defense owns ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (and manages the risks inherent in or arising from the business, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (including conduct risk, and is responsible for managing, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (minimizing and mitigating those risks. ) Tj ET Q q 0 0 0 rg BT 480.47 605.25 Td (The second line of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (defense takes a risk-based approach to assess, advise on, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (monitor and test current and emer) Tj ET Q q 0 0 0 rg BT 459.05 581.25 Td (ging significant conduct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (risks across products, businesses, functions, countries and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (regions and works to enhance the ef) Tj ET Q q 0 0 0 rg BT 467.66 557.25 Td (fectiveness of controls. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (The third line of defense provides independent risk-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (assurance over the conduct risk program based upon a risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (based audit plan and audit methodology as approved by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (Citigroup Board of Directors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 497.25 Td (Each business and function identifies its significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (conduct risks through a diagnostic process that includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (broadly understanding their potential significant conduct risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (in the context of their overall activities, identifying and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (flagging their significant conduct risks and related controls ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (and incorporating the results of this diagnostic process into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (their annual risk assessment process. Citi also manages its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (conduct risk through other initiatives, including various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (culture-related ef) Tj ET Q q 0 0 0 rg BT 392.38 401.25 Td (forts. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (LEGAL) Tj ET Q q 0 0 0 rg BT 358.46 377.25 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (Citi views legal risk as qualitative in nature because it does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (lend itself to an appetite expressed through a numerical limit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (and it cannot be reliably estimated or measured based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (forecasts. ) Tj ET Q q 0 0 0 rg BT 363.99 329.25 Td (As such, Citi seeks to manage this risk in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (accordance with its qualitative risk appetite principle, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (generally states that activities in which Citi engages and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.25 Td (risks those activities generate must be consistent with Citi) Tj ET Q q 0 0 0 rg BT 558.40 293.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.25 Td (underlying commitment to the principle of responsible finance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.25 Td (and managed with a goal to eliminate, minimize or mitigate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (this risk, as practicable. ) Tj ET Q q 0 0 0 rg BT 420.46 257.25 Td (T) Tj ET Q q 0 0 0 rg BT 425.87 257.25 Td (o accomplish this goal, legal risk is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (managed in accordance with the overall framework described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (in greater detail in Managing Global RiskOverview ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 197.25 Td (REPUT) Tj ET Q q 0 0 0 rg BT 357.15 197.25 Td (A) Tj ET Q q 0 0 0 rg BT 363.63 197.25 Td (TIONAL) Tj ET Q q 0 0 0 rg BT 402.53 197.25 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 185.25 Td (s reputation is a vital asset in building trust with its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.25 Td (stakeholders and Citi is diligent in communicating its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.25 Td (corporate values, including the importance of protecting Citi) Tj ET Q q 0 0 0 rg BT 568.93 161.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.25 Td (reputation, to its employees, customers and investors. ) Tj ET Q q 0 0 0 rg BT 542.95 149.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.25 Td (responsibility for maintaining Citi) Tj ET Q q 0 0 0 rg BT 463.16 137.25 Td (s reputation is shared by all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.25 Td (employees, who are guided by Citi) Tj ET Q q 0 0 0 rg BT 466.19 125.25 Td (s code of conduct. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.25 Td (Employees are expected to exercise sound judgment and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.25 Td (common sense in every action they take and issues that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.25 Td (present potential franchise, reputational and/or systemic risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.25 Td (are to be appropriately escalated. ) Tj ET Q q 0 0 0 rg BT 460.69 77.25 Td (The business practices ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.25 Td (committees for each of Citi) Tj ET Q q 0 0 0 rg BT 436.19 65.25 Td (s businesses and regions are part ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.25 Td (of the governance infrastructure Citi has in place to properly ) Tj ET Q endstream endobj 235 0 obj <> endobj 236 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (review business activities, sales practices, product design, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (perceived conflicts of interest and other potential franchise or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (reputational risks that arise in these businesses and regions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (These committees may also raise potential franchise, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (reputational or systemic risks for due consideration by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (business practices committee at the corporate level. ) Tj ET Q q 0 0 0 rg BT 248.70 689.10 Td (All of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (these committees, which are composed of Citi) Tj ET Q q 0 0 0 rg BT 223.45 677.10 Td (s most senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (executives, provide the guidance necessary for Citi) Tj ET Q q 0 0 0 rg BT 242.87 665.10 Td (s business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (practices to meet the highest standards of professionalism, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (integrity and ethical behavior consistent with Citi) Tj ET Q q 0 0 0 rg BT 236.51 641.10 Td (s mission ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (and value proposition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (STRA) Tj ET Q q 0 0 0 rg BT 61.93 605.10 Td (TEGIC RISK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (Citi senior management, led by Citi) Tj ET Q q 0 0 0 rg BT 181.53 593.10 Td (s CEO, is responsible for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (the development and execution of the strategy of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (Company) Tj ET Q q 0 0 0 rg BT 74.24 569.10 Td (. Significant strategic actions are reviewed and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (approved by) Tj ET Q q 0 0 0 rg BT 85.06 557.10 Td (, or notified to, the Citigroup and Citibank Board ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (of Directors, as appropriate. ) Tj ET Q q 0 0 0 rg BT 152.72 545.10 Td (The Citigroup Board of Directors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (holds an annual strategic meeting and annual regional strategic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (meetings, and receives business presentations at its regular ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (meetings, in order to monitor management) Tj ET Q q 0 0 0 rg BT 209.29 509.10 Td (s execution of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 497.10 Td (s strategy) Tj ET Q q 0 0 0 rg BT 91.18 497.10 Td (. ) Tj ET Q q 0 0 0 rg BT 95.63 497.10 Td (At the business level, business heads are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (accountable for the interpretation and execution of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (Company-wide strategy) Tj ET Q q 0 0 0 rg BT 131.16 473.10 Td (, as it applies to their area, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (decisions on new business and product entries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.10 Td (The management of strategic risk rests upon the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (foundational elements that include an annual financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (operating plan encompassing all businesses, products and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (geographies and defined financial and operating tar) Tj ET Q q 0 0 0 rg BT 241.29 413.10 Td (gets, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (derived from the operating plan, which can be monitored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (throughout the year in order to assess strategic and operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (performance. Strategic risk is monitored through various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (mechanisms, including regular updates to senior management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (and the Board of Directors on performance against the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (operating plan, quarterly business reviews between the Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (CEO and business and regional CEOs in which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (performance and risks of each major business and region are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (discussed, ongoing reporting to senior management and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (executive management scorecards.) Tj ET Q endstream endobj 237 0 obj <> endobj 238 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (18) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Country Risk) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.75 725.25 Td (op 25 Country Exposur) Tj ET Q q 0 0 0 rg BT 141.87 725.25 Td (es ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (The following table presents Citi) Tj ET Q q 0 0 0 rg BT 170.42 713.25 Td (s top 25 exposures by) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (country \(excluding the U.S.\) as of December 31, 2017. ) Tj ET Q q 0 0 0 rg BT 257.70 701.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (total exposure as of December 31, 2017 to the top 25 countries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (disclosed below) Tj ET Q q 0 0 0 rg BT 99.51 677.25 Td (, in combination with the U.S., would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (represent, approximately 94% of Citi) Tj ET Q q 0 0 0 rg BT 187.35 665.25 Td (s exposure to all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (countries. For purposes of the table, loan amounts are reflected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (in the country where the loan is booked, which is generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (based on the domicile of the borrower) Tj ET Q q 0 0 0 rg BT 187.62 629.25 Td (. For example, a loan to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (a Chinese subsidiary of a Switzerland-based corporation will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (generally be categorized as a loan in China. In addition, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (has developed regional booking centers in certain countries, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (most significantly in the United Kingdom \(U.K.\) and Ireland, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (in order to more ef) Tj ET Q q 0 0 0 rg BT 110.79 569.25 Td (ficiently serve its corporate customers. ) Tj ET Q q 0 0 0 rg BT 267.41 569.25 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (an example, with respect to the U.K., only 24% of corporate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (loans presented in the table below are to U.K. domiciled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (entities \(25% for unfunded commitments\), with the balance of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (the loans predominately to European domiciled counterparties.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Approximately 80% of the total U.K. funded loans and 88% of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (the total U.K. unfunded commitments were investment grade) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (as of December 31, 2017. ) Tj ET Q q 0 0 0 rg BT 429.06 689.10 Td (T) Tj ET Q q 0 0 0 rg BT 434.82 689.10 Td (rading account assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (investment securities are generally categorized based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (domicile of the issuer of the security of the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (reference entity) Tj ET Q q 0 0 0 rg BT 385.81 653.10 Td (. For additional information on the assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (included in the table, see the footnotes to the table below) Tj ET Q q 0 0 0 rg BT 550.78 641.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 629.10 Td (For a discussion of uncertainties arising as a result of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (terms and other uncertainties resulting from the U.K.) Tj ET Q q 0 0 0 rg BT 538.66 617.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (potential exit from the EU, see Risk FactorsStrategic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (Risks above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 491.75 57.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 491.75 33.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 126.50 491.75 33.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 159.50 491.75 37.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 491.75 47.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 491.75 45.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 491.75 37.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 491.75 49.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 491.75 40.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 491.75 40.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 491.75 40.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 491.75 40.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 491.75 40.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 454.75 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 454.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 126.50 454.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 159.50 454.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 454.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 454.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 454.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 454.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 454.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 454.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 454.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 454.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 454.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 424.75 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 424.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 126.50 424.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 159.50 424.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 424.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 424.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 424.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 424.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 424.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 424.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 424.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 424.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 424.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 394.75 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 394.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 126.50 394.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 159.50 394.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 394.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 394.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 394.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 394.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 394.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 394.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 394.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 394.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 394.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 364.75 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 364.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 126.50 364.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 159.50 364.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 364.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 364.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 364.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 364.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 364.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 364.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 364.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 364.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 364.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 334.75 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 334.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 126.50 334.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 159.50 334.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 334.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 334.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 334.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 334.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 334.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 334.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 334.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 334.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 334.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 304.75 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 304.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 126.50 304.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 159.50 304.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 304.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 304.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 304.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 304.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 304.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 304.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 304.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 304.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 304.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 274.75 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 274.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 126.50 274.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 159.50 274.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 274.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 274.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 274.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 274.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 274.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 274.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 274.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 274.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 274.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 244.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 244.75 33.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 126.50 244.75 33.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 159.50 244.75 37.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 244.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 244.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 244.75 37.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 244.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 244.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 244.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 244.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 244.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 244.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 209.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 209.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 126.50 209.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 159.50 209.75 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 209.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 209.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 209.75 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 209.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 209.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 209.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 209.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 209.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 209.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 180.75 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 180.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 126.50 180.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 159.50 180.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 180.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 180.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 180.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 180.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 180.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 180.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 180.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 180.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 180.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 150.75 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 150.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 126.50 150.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 159.50 150.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 150.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 150.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 150.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 150.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 150.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 150.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 150.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 150.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 150.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 120.75 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 120.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 126.50 120.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 159.50 120.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 120.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 120.75 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 120.75 37.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 120.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 120.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 120.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 120.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 120.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 120.75 40.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 491.75 m 93.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 93.5 491.75 m 126.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 126.5 491.75 m 159.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 159.5 491.75 m 196.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 491.75 m 243.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 491.75 m 288.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 491.75 m 325.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 491.75 m 374.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 491.75 m 414.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 491.75 m 454.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 491.75 m 494.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 491.75 m 534.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 491.75 m 574.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 491.75 m 414.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 491.75 m 454.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 491.75 m 494.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 491.75 m 494.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 491.75 m 534.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 491.75 m 534.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 491.75 m 574.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 469.75 m 414.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 469.75 m 454.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 469.75 m 494.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 469.75 m 534.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 454.75 m 414.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 454.75 m 454.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 454.75 m 494.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 454.75 m 534.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 439.75 m 414.5 424.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 439.75 m 454.5 424.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 439.75 m 494.5 424.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 439.75 m 534.5 424.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 424.75 m 414.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 424.75 m 454.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 424.75 m 494.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 424.75 m 534.5 409.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 409.75 m 414.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 409.75 m 454.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 409.75 m 494.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 409.75 m 534.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 394.75 m 414.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 394.75 m 454.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 394.75 m 494.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 394.75 m 534.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 379.75 m 414.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 379.75 m 454.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 379.75 m 494.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 379.75 m 534.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 364.75 m 414.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 364.75 m 454.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 364.75 m 494.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 364.75 m 534.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 349.75 m 414.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 349.75 m 454.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 349.75 m 494.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 349.75 m 534.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 334.75 m 414.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 334.75 m 454.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 334.75 m 494.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 334.75 m 534.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 319.75 m 414.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 319.75 m 454.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 319.75 m 494.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 319.75 m 534.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 304.75 m 414.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 304.75 m 454.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 304.75 m 494.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 304.75 m 534.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 289.75 m 414.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 289.75 m 454.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 289.75 m 494.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 289.75 m 534.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 274.75 m 414.5 259.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 274.75 m 454.5 259.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 274.75 m 494.5 259.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 274.75 m 534.5 259.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 259.75 m 414.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 259.75 m 454.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 259.75 m 494.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 259.75 m 534.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 244.75 m 414.5 231.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 244.75 m 454.5 231.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 244.75 m 494.5 231.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 244.75 m 534.5 231.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 231.75 m 414.5 209.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 231.75 m 454.5 209.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 231.75 m 494.5 209.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 231.75 m 534.5 209.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 209.75 m 414.5 195.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 209.75 m 454.5 195.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 209.75 m 494.5 195.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 209.75 m 534.5 195.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 195.75 m 414.5 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 195.75 m 454.5 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 195.75 m 494.5 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 195.75 m 534.5 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 180.75 m 414.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 180.75 m 454.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 180.75 m 494.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 180.75 m 534.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 165.75 m 414.5 150.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 165.75 m 454.5 150.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 165.75 m 494.5 150.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 165.75 m 534.5 150.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 150.75 m 414.5 135.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 150.75 m 454.5 135.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 150.75 m 494.5 135.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 150.75 m 534.5 135.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 135.75 m 414.5 120.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 135.75 m 454.5 120.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 135.75 m 494.5 120.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 135.75 m 534.5 120.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 105.75 m 93.5 105.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 93.5 105.75 m 126.5 105.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 126.5 105.75 m 159.5 105.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 159.5 105.75 m 196.5 105.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 105.75 m 243.5 105.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 105.75 m 288.5 105.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 105.75 m 325.5 105.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 105.75 m 374.5 105.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 105.75 m 414.5 105.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 120.75 m 414.5 105.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 105.75 m 454.5 105.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 120.75 m 454.5 105.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 120.75 m 494.5 105.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 105.75 m 494.5 105.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 120.75 m 534.5 105.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 105.75 m 534.5 105.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 105.75 m 574.5 105.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 105.75 m 494.5 90.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 90.75 m 534.5 90.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 574.5 105.75 m 574.5 90.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 90.75 m 574.5 90.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 504.00 Td (In billions of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 496.00 Td (dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 101.90 503.98 Td (ICG ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 97.55 495.98 Td (loans) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 115.34 499.61 Td (\(1\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 133.80 503.98 Td (GCB) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 133.60 495.98 Td (loans) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 167.35 503.98 Td (Other) Tj ET Q q 0 0 0 rg BT 187.64 503.98 Td ( ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 162.45 495.98 Td (funded) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 186.46 499.61 Td (\(3\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 199.30 495.98 Td (Unfunded) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 233.54 499.61 Td (\(4\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 248.25 519.98 Td (Net MTM ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 261.25 511.98 Td (on ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 246.80 503.98 Td (derivatives) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.05 495.98 Td (/r) Tj ET Q q 0 0 0 rg BT 257.68 495.98 Td (epos) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 272.79 499.61 Td (\(5\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 297.75 526.83 Td (T) Tj ET Q q 0 0 0 rg BT 302.35 526.83 Td (otal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 294.90 518.83 Td (hedges) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 291.05 510.83 Td (\(on loans) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.05 502.83 Td (and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 297.00 494.83 Td (CV) Tj ET Q q 0 0 0 rg BT 307.52 494.83 Td (A\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 330.35 503.98 Td (Investment ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 330.45 495.98 Td (securities) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 362.44 499.61 Td (\(6\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 380.25 511.98 Td (T) Tj ET Q q 0 0 0 rg BT 384.99 511.98 Td (rading ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 380.65 503.98 Td (account ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 381.15 495.98 Td (assets) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 400.70 499.61 Td (\(7\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 425.25 511.98 Td (T) Tj ET Q q 0 0 0 rg BT 429.85 511.98 Td (otal ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 426.10 503.98 Td (as of ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 424.85 495.98 Td (4Q17) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 465.80 512.00 Td (T) Tj ET Q q 0 0 0 rg BT 470.13 512.00 Td (otal ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 466.30 504.00 Td (as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 465.10 496.00 Td (3Q17) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.80 512.00 Td (T) Tj ET Q q 0 0 0 rg BT 510.13 512.00 Td (otal ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 506.30 504.00 Td (as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.10 496.00 Td (4Q16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 537.65 519.98 Td (T) Tj ET Q q 0 0 0 rg BT 542.25 519.98 Td (otal as a ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 538.20 511.98 Td (% of Citi ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 546.10 503.98 Td (as of ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 541.85 495.98 Td (4Q17) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 560.07 499.61 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 483.01 Td (United) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 474.01 Td (Kingdom) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 96.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.25 474.21 Td (36.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 129.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 147.00 474.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 162.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.75 474.21 Td (4.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 199.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.25 474.21 Td (60.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 474.21 Td (8.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 474.21 Td (\(2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 474.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 474.21 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.75 474.21 Td (\(1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.00 474.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 474.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.75 474.20 Td (1) Tj ET Q q 0 0 0 rg BT 435.25 474.20 Td (13.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 474.21 Td (1) Tj ET Q q 0 0 0 rg BT 475.25 474.21 Td (10.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.75 474.21 Td (107.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 474.20 Td (7.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 474.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 459.21 Td (Mexico) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 459.21 Td (9.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.25 459.21 Td (25.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.75 459.21 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 459.21 Td (7.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 459.21 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 459.21 Td (\(0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 459.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.25 459.21 Td (13.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 459.21 Td (3.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 459.20 Td (58.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 459.21 Td (62.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 459.21 Td (52.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 459.20 Td (3.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 444.21 Td (Hong Kong) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.25 444.21 Td (16.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.25 444.21 Td (1) Tj ET Q q 0 0 0 rg BT 144.75 444.21 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.75 444.21 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 444.21 Td (6.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 444.21 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 444.21 Td (\(0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 444.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 444.21 Td (5.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 444.21 Td (1.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 444.20 Td (42.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 444.21 Td (40.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 444.21 Td (35.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 444.20 Td (2.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 429.21 Td (Singapore) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.25 429.21 Td (15.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.25 429.21 Td (12.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.75 429.21 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 429.21 Td (5.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 429.21 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 429.21 Td (\(0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 429.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 429.21 Td (7.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 429.21 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 429.20 Td (41.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 429.21 Td (43.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 429.21 Td (36.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 429.20 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 414.21 Td (Korea) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 414.21 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.25 414.21 Td (19.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.75 414.21 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 414.21 Td (3.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 414.21 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 414.21 Td (\(1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 414.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 414.21 Td (7.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 414.21 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 414.20 Td (35.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 414.21 Td (34.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 414.21 Td (34.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 414.20 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 399.21 Td (Ireland) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.25 399.21 Td (12.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 147.00 399.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.75 399.21 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.25 399.21 Td (15.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 399.21 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 399.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.00 399.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 399.21 Td (0.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 399.20 Td (31.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 399.21 Td (28.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 399.21 Td (24.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 399.20 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 384.21 Td (India) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 384.21 Td (6.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 144.75 384.21 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.75 384.21 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 384.21 Td (5.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 384.21 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 384.21 Td (\(0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 384.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 384.21 Td (9.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 384.21 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 384.20 Td (30.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 384.21 Td (28.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 384.21 Td (30.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 384.20 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 369.21 Td (Australia) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 369.21 Td (4.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.25 369.21 Td (10.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 369.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 369.21 Td (5.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 369.21 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 369.21 Td (\(0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 369.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 369.21 Td (3.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 369.21 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 369.20 Td (25.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 369.21 Td (27.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 369.21 Td (22.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 369.20 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 354.21 Td (Brazil) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 60.99 358.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.25 354.21 Td (1) Tj ET Q q 0 0 0 rg BT 111.75 354.21 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 147.00 354.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 354.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 354.21 Td (2.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 354.21 Td (5.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 354.21 Td (\(1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 354.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 354.21 Td (3.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 354.21 Td (3.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 354.20 Td (24.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 354.21 Td (28.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 354.21 Td (28.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 354.20 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 339.21 Td (China) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 339.21 Td (8.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 144.75 339.21 Td (4.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.75 339.21 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 339.21 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 339.21 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 339.21 Td (\(0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 339.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 339.21 Td (3.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.75 339.21 Td (\(0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.00 339.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 339.20 Td (19.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 339.21 Td (20.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 339.21 Td (17.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 339.20 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 324.21 Td (Germany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 324.21 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 147.00 324.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 324.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 324.21 Td (3.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 324.21 Td (4.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 324.21 Td (\(1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 324.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 324.21 Td (8.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 324.21 Td (3.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 324.20 Td (19.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 324.21 Td (18.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 324.21 Td (16.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 324.20 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 309.21 Td (Japan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 309.21 Td (3.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 144.75 309.21 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.75 309.21 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 309.21 Td (2.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 309.21 Td (2.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 309.21 Td (\(1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 309.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 309.21 Td (5.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 309.21 Td (4.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 309.20 Td (17.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 309.21 Td (18.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 309.21 Td (18.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 309.20 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 294.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 294.21 Td (aiwan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 294.21 Td (4.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 144.75 294.21 Td (9.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.75 294.21 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 294.21 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 294.21 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 294.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 294.21 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 294.21 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 294.20 Td (17.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 294.21 Td (18.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 294.21 Td (16.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 294.20 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 279.21 Td (Canada) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 279.21 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 144.75 279.21 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.75 279.21 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 279.21 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 279.21 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 279.21 Td (\(0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 279.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 279.21 Td (4.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 279.21 Td (0.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 279.20 Td (16.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 279.21 Td (16.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 279.21 Td (17.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 279.20 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 264.21 Td (Poland) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 264.21 Td (3.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 144.75 264.21 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 264.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 264.21 Td (3.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 264.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 264.21 Td (\(0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 264.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 264.21 Td (5.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 264.21 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 264.20 Td (14.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 264.21 Td (13.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.25 264.21 Td (1) Tj ET Q q 0 0 0 rg BT 519.75 264.21 Td (1.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 264.20 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 249.21 Td (Malaysia) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 249.21 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 144.75 249.21 Td (4.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.75 249.21 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 249.21 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 249.21 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 249.21 Td (\(0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 249.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 249.21 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 249.21 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.25 249.20 Td (10.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 249.21 Td (9.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 249.21 Td (9.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 249.20 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 236.01 Td (Thailand) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 236.01 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 144.75 236.01 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 236.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 236.01 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 236.01 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 236.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 236.01 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 236.01 Td (0.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.75 236.15 Td (7.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 236.01 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 236.01 Td (5.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 236.15 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 223.01 Td (United ) Tj ET Q q 0 0 0 rg BT 65.50 223.01 Td (Arab) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 214.01 Td (Emirates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 214.21 Td (2.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 144.75 214.21 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.75 214.21 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 214.21 Td (2.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 214.21 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 214.21 Td (\(0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 214.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.00 214.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.75 214.21 Td (\(0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.00 214.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.75 214.20 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 214.21 Td (6.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 214.21 Td (6.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 214.20 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 200.21 Td (Russia) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 200.21 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 144.75 200.21 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 200.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 200.21 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 200.21 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 200.21 Td (\(0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 200.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 200.21 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 200.21 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.75 200.20 Td (6.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 200.21 Td (5.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 200.21 Td (5.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 200.20 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 185.21 Td (Indonesia) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 185.21 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 144.75 185.21 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 185.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 185.21 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 185.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 185.21 Td (\(0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 185.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 185.21 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 185.21 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.75 185.20 Td (6.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 185.21 Td (6.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 185.21 Td (5.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 185.20 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 170.21 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 80.91 170.21 Td (g) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.00 170.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 147.00 170.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 170.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.00 170.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 170.21 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 170.21 Td (\(0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 170.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 170.21 Td (4.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 170.21 Td (0.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.75 170.20 Td (5.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 170.21 Td (6.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 170.21 Td (5.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 170.20 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 155.21 Td (Colombia) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 74.50 159.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 155.21 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 144.75 155.21 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 155.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 155.21 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 155.21 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 155.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 155.21 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.00 155.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.75 155.20 Td (5.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 155.21 Td (4.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 155.21 Td (5.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 155.20 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 140.21 Td (Jersey) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 140.21 Td (3.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 147.00 140.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 140.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 140.21 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 140.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 140.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.00 140.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.00 140.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.75 140.20 Td (4.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 140.21 Td (4.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 140.21 Td (3.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 140.20 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 125.21 Td (South ) Tj ET Q q 0 0 0 rg BT 61.76 125.21 Td (Africa) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 125.21 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 147.00 125.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 125.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 125.21 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 125.21 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 125.21 Td (\(0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 125.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 125.21 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.75 125.21 Td (\(0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.00 125.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.75 125.20 Td (4.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 125.21 Td (4.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 125.21 Td (3.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 125.20 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 110.21 Td (Ar) Tj ET Q q 0 0 0 rg BT 48.33 110.21 Td (gentina) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 74.82 114.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.75 110.21 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 147.00 110.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 110.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 110.21 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.75 110.21 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 110.21 Td (\(0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 110.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 110.21 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 110.21 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.75 110.20 Td (4.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 110.21 Td (4.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 110.21 Td (2.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 110.20 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.60 95.21 Td (T) Tj ET Q q 0 0 0 rg BT 517.47 95.21 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 95.20 Td (36.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.00 95.20 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 72.05 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 72.05 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.78 72.05 Td ( loans reflect funded corporate loans and private bank loans, net of unearned income. ) Tj ET Q q 0 0 0 rg BT 341.45 72.05 Td (As of December 31, 2017, private bank loans in the table above totaled ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 62.45 Td ($23.5 billion, concentrated in Singapore \($7.0 billion\), Hong Kong \($6.8 billion\) and the U.K. \($5.1 billion\). ) Tj ET Q q 0 0 0 rg BT 432.00 62.45 Td ( ) Tj ET Q q 0 0 0 rg BT 468.00 62.45 Td ( ) Tj ET Q q 0 0 0 rg BT 504.00 62.45 Td ( ) Tj ET Q q 0 0 0 rg BT 540.00 62.45 Td ( ) Tj ET Q endstream endobj 239 0 obj <> endobj 240 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 33.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.28 33.60 Td (19) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(2\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (GCB ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 750.50 Td (loans include funded loans in ) Tj ET Q q 0 0 0 rg BT 167.32 750.50 Td (Ar) Tj ET Q q 0 0 0 rg BT 175.61 750.50 Td (gentina, Brazil and Colombia related to businesses that were transferred to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 415.98 750.50 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 470.20 750.50 Td ( as of January 1, 2016. ) Tj ET Q q 0 0 0 rg BT 544.27 750.50 Td (The sales ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (of the ) Tj ET Q q 0 0 0 rg BT 74.00 740.90 Td (Ar) Tj ET Q q 0 0 0 rg BT 82.29 740.90 Td (gentina and Brazil consumer banking businesses were completed in the first and fourth quarters of 2017, respectively) Tj ET Q q 0 0 0 rg BT 457.00 740.90 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 731.30 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 731.30 Td (Other funded includes other direct exposure such as accounts receivable, loans held-for) Tj ET Q q 0 0 0 rg BT 333.29 731.30 Td (-sale, other loans in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 397.94 731.30 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 452.16 731.30 Td ( and investments accounted for under ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (the equity method. ) Tj ET Q q 0 0 0 rg BT 144.00 721.70 Td ( ) Tj ET Q q 0 0 0 rg BT 180.00 721.70 Td ( ) Tj ET Q q 0 0 0 rg BT 216.00 721.70 Td ( ) Tj ET Q q 0 0 0 rg BT 252.00 721.70 Td ( ) Tj ET Q q 0 0 0 rg BT 288.00 721.70 Td ( ) Tj ET Q q 0 0 0 rg BT 324.00 721.70 Td ( ) Tj ET Q q 0 0 0 rg BT 360.00 721.70 Td ( ) Tj ET Q q 0 0 0 rg BT 396.00 721.70 Td ( ) Tj ET Q q 0 0 0 rg BT 432.00 721.70 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 712.10 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 712.10 Td (Unfunded exposure includes unfunded corporate lending commitments, letters of credit and other contingencies. ) Tj ET Q q 0 0 0 rg BT 432.00 712.10 Td ( ) Tj ET Q q 0 0 0 rg BT 468.00 712.10 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 702.50 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 702.50 Td (Net mark-to-market on derivatives and securities lending/borrowing transactions \(repos\). Exposures are shown net of collateral and inclusive of CV) Tj ET Q q 0 0 0 rg BT 526.38 702.50 Td (A. Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (mar) Tj ET Q q 0 0 0 rg BT 66.29 692.90 Td (gin loans. ) Tj ET Q q 0 0 0 rg BT 108.00 692.90 Td ( ) Tj ET Q q 0 0 0 rg BT 144.00 692.90 Td ( ) Tj ET Q q 0 0 0 rg BT 180.00 692.90 Td ( ) Tj ET Q q 0 0 0 rg BT 216.00 692.90 Td ( ) Tj ET Q q 0 0 0 rg BT 252.00 692.90 Td ( ) Tj ET Q q 0 0 0 rg BT 288.00 692.90 Td ( ) Tj ET Q q 0 0 0 rg BT 324.00 692.90 Td ( ) Tj ET Q q 0 0 0 rg BT 360.00 692.90 Td ( ) Tj ET Q q 0 0 0 rg BT 396.00 692.90 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 683.30 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 54.00 683.30 Td (Investment securities include securities available-for) Tj ET Q q 0 0 0 rg BT 222.22 683.30 Td (-sale, recorded at fair market value, and securities held-to-maturity) Tj ET Q q 0 0 0 rg BT 435.38 683.30 Td (, recorded at historical cost. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 673.70 Td (\(7\) ) Tj ET Q q 0 0 0 rg BT 54.00 673.70 Td (T) Tj ET Q q 0 0 0 rg BT 58.61 673.70 Td (rading account assets are shown on a net basis and include issuer risk on cash products and derivative exposure where the underlying reference entity/issuer is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td (located in that country) Tj ET Q q 0 0 0 rg BT 125.23 664.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 630.50 Td (Argentina) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 618.50 Td (As of December 31, 2017, Citi) Tj ET Q q 0 0 0 rg BT 161.81 618.50 Td (s net investment in its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 606.50 Td (Ar) Tj ET Q q 0 0 0 rg BT 46.37 606.50 Td (gentine operations was approximately $954 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 594.50 Td (compared to $725 million at December 31, 2016. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 582.50 Td (Citi uses the ) Tj ET Q q 0 0 0 rg BT 105.39 582.50 Td (Ar) Tj ET Q q 0 0 0 rg BT 115.76 582.50 Td (gentine peso as the functional currency in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 570.50 Td (Ar) Tj ET Q q 0 0 0 rg BT 46.37 570.50 Td (gentina and translates its financial statements into U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 558.50 Td (dollars using the of) Tj ET Q q 0 0 0 rg BT 112.75 558.50 Td (ficial exchange rate as published by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 546.50 Td (Central Bank of ) Tj ET Q q 0 0 0 rg BT 101.82 546.50 Td (Ar) Tj ET Q q 0 0 0 rg BT 112.19 546.50 Td (gentina. ) Tj ET Q q 0 0 0 rg BT 146.44 546.50 Td (The impact of devaluations of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 534.50 Td (Ar) Tj ET Q q 0 0 0 rg BT 46.37 534.50 Td (gentine peso on Citi) Tj ET Q q 0 0 0 rg BT 129.42 534.50 Td (s net investment in ) Tj ET Q q 0 0 0 rg BT 206.63 534.50 Td (Ar) Tj ET Q q 0 0 0 rg BT 217.01 534.50 Td (gentina, net of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 522.50 Td (hedges, is reported as a translation loss in stockholders) Tj ET Q q 0 0 0 rg BT 257.71 522.50 Td ( equity) Tj ET Q q 0 0 0 rg BT 284.55 522.50 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 510.50 Td (Although Citi currently uses the ) Tj ET Q q 0 0 0 rg BT 184.26 510.50 Td (Ar) Tj ET Q q 0 0 0 rg BT 194.63 510.50 Td (gentine peso as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 498.50 Td (functional currency) Tj ET Q q 0 0 0 rg BT 113.37 498.50 Td (, an increase in inflation resulting in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 486.50 Td (cumulative three-year inflation rate of 100% or more would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 474.50 Td (result in a change in the functional currency to the U.S. dollar) Tj ET Q q 0 0 0 rg BT 282.31 474.50 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 462.50 Td (Citi has historically based its evaluation of the cumulative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 450.50 Td (three-year inflation rate on the CPI \(Consumer Price Index\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 438.50 Td (inflation statistics published by INDEC, the ) Tj ET Q q 0 0 0 rg BT 212.93 438.50 Td (Ar) Tj ET Q q 0 0 0 rg BT 223.30 438.50 Td (gentine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 426.50 Td (government) Tj ET Q q 0 0 0 rg BT 86.54 426.50 Td (s statistics agency) Tj ET Q q 0 0 0 rg BT 157.54 426.50 Td (. However) Tj ET Q q 0 0 0 rg BT 198.79 426.50 Td (, for the period from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 414.50 Td (November 2015 to ) Tj ET Q q 0 0 0 rg BT 112.93 414.50 Td (April 2016, INDEC did not publish CPI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 402.50 Td (statistics, which has led to uncertainty about the cumulative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 390.50 Td (three-year inflation rate. ) Tj ET Q q 0 0 0 rg BT 134.84 390.50 Td (As of December 31, 2017, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 378.50 Td (evaluated the available CPI statistics as well as inflation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 366.50 Td (statistics published by the ) Tj ET Q q 0 0 0 rg BT 141.00 366.50 Td (Ar) Tj ET Q q 0 0 0 rg BT 151.37 366.50 Td (gentine Central Bank and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 354.50 Td (concluded that ) Tj ET Q q 0 0 0 rg BT 96.54 354.50 Td (Ar) Tj ET Q q 0 0 0 rg BT 106.91 354.50 Td (gentina) Tj ET Q q 0 0 0 rg BT 139.12 354.50 Td (s cumulative three-year inflation rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 342.50 Td (had not reached 100%. However) Tj ET Q q 0 0 0 rg BT 166.38 342.50 Td (, uncertainty continues as to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 330.50 Td (the cumulative three-year inflation rate, and additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 318.50 Td (information received in future periods could result in a change ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 306.50 Td (of functional currency to the U.S. dollar in 2018. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 294.50 Td (While a change in the functional currency to the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 282.50 Td (dollar would not result in any immediate gains or losses to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 270.50 Td (Citi, it would result in future changes in the translation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 258.50 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 258.50 Td (s ) Tj ET Q q 0 0 0 rg BT 59.62 258.50 Td (Ar) Tj ET Q q 0 0 0 rg BT 69.99 258.50 Td (gentine peso-denominated assets and liabilities into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 246.50 Td (U.S. dollars being recorded in earnings instead of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 234.50 Td (stockholders) Tj ET Q q 0 0 0 rg BT 89.13 234.50 Td ( equity) Tj ET Q q 0 0 0 rg BT 115.98 234.50 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 630.50 Td (FFIECCr) Tj ET Q q 0 0 0 rg BT 375.48 630.50 Td (oss-Border) Tj ET Q q 0 0 0 rg BT 421.96 630.50 Td ( Claims on ) Tj ET Q q 0 0 0 rg BT 469.84 630.50 Td (Third Parties and Local ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 618.50 Td (Country ) Tj ET Q q 0 0 0 rg BT 362.06 618.50 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 606.50 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 606.50 Td (s cross-border disclosures are based on the country ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 594.50 Td (exposure bank regulatory reporting guidelines of the Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 582.50 Td (Financial Institutions Examination Council \(FFIEC\). ) Tj ET Q q 0 0 0 rg BT 537.69 582.50 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 570.50 Td (following summarizes some of the FFIEC key reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 558.50 Td (guidelines:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 540.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 540.50 Td (Amounts are based on the domicile of the ultimate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 528.50 Td (obligor) Tj ET Q q 0 0 0 rg BT 370.49 528.50 Td (, counterparty) Tj ET Q q 0 0 0 rg BT 425.37 528.50 Td (, collateral, issuer or guarantor) Tj ET Q q 0 0 0 rg BT 547.14 528.50 Td (, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 516.50 Td (applicable. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 504.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 504.50 Td (Amounts do not consider the benefit of collateral received ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 492.50 Td (for secured financing transactions \(i.e., repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 480.50 Td (agreements, reverse repurchase agreements and securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 468.50 Td (loaned and borrowed\) and are reported based on notional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 456.50 Td (amounts. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 444.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 444.50 Td (Netting of derivative receivables and payables, reported at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 432.50 Td (fair value, is permitted, but only under a legally binding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 420.50 Td (netting agreement with the same specific counterparty) Tj ET Q q 0 0 0 rg BT 557.93 420.50 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 408.50 Td (and does not include the benefit of mar) Tj ET Q q 0 0 0 rg BT 498.16 408.50 Td (gin received or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 396.50 Td (hedges.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 384.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 384.50 Td (The netting of long and short positions for ) Tj ET Q q 0 0 0 rg BT 513.09 384.50 Td (AFS securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 372.50 Td (and trading portfolios is not permitted. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 360.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 360.50 Td (Credit default swaps \(CDS\) are included based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 348.50 Td (gross notional amount sold and purchased and do not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 336.50 Td (include any of) Tj ET Q q 0 0 0 rg BT 399.02 336.50 Td (fsetting CDS on the same underlying entity) Tj ET Q q 0 0 0 rg BT 571.68 336.50 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 324.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 324.50 Td (Loans are reported without the benefit of hedges.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 300.50 Td (Given the requirements noted above, Citi) Tj ET Q q 0 0 0 rg BT 509.73 300.50 Td (s FFIEC cross-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 288.50 Td (border exposures and total outstandings tend to fluctuate, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 276.50 Td (some cases, significantly) Tj ET Q q 0 0 0 rg BT 423.05 276.50 Td (, from period to period. ) Tj ET Q q 0 0 0 rg BT 518.31 276.50 Td (As an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 264.50 Td (example, because total outstandings under FFIEC guidelines ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 252.50 Td (do not include the benefit of mar) Tj ET Q q 0 0 0 rg BT 454.89 252.50 Td (gin or hedges, market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 240.50 Td (volatility in interest rates, foreign exchange rates and credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 228.50 Td (spreads may cause significant fluctuations in the level of total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 216.50 Td (outstandings, all else being equal.) Tj ET Q endstream endobj 241 0 obj <> endobj 242 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The tables below set forth each country whose total outstandings exceeded 0.75% of total Citigroup assets:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 677.60 58.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 677.60 32.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 677.60 33.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 677.60 38.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 677.60 67.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 677.60 42.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 677.60 49.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 677.60 60.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 677.60 60.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 677.60 52.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 677.60 49.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 633.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 633.60 32.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 633.60 33.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 633.60 38.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 633.60 67.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 633.60 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 633.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 633.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 633.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 633.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 633.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 609.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 609.60 32.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 609.60 33.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 609.60 38.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 609.60 67.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 609.60 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 609.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 609.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 609.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 609.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 609.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 585.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 585.60 32.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 585.60 33.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 585.60 38.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 585.60 67.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 585.60 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 585.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 585.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 585.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 585.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 585.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 561.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 561.60 32.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 561.60 33.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 561.60 38.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 561.60 67.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 561.60 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 561.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 561.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 561.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 561.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 561.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 537.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 537.60 32.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 537.60 33.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 537.60 38.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 537.60 67.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 537.60 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 537.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 537.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 537.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 537.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 537.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 513.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 513.60 32.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 513.60 33.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 513.60 38.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 513.60 67.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 513.60 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 513.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 513.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 513.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 513.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 513.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 489.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 489.60 32.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 489.60 33.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 489.60 38.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 489.60 67.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 489.60 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 489.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 489.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 489.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 489.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 489.60 49.00 -12.00 re f /GS0 gs 0.8 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1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 726.6 m 158.5 726.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 714.6 m 158.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 726.6 m 196.5 726.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 714.6 m 196.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 726.6 m 263.5 726.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 714.6 m 263.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 726.6 m 305.5 726.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 714.6 m 305.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 726.6 m 354.5 726.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 714.6 m 354.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 726.6 m 414.5 726.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 714.6 m 414.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 726.6 m 474.5 726.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 714.6 m 474.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 726.6 m 526.5 726.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 714.6 m 526.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 726.6 m 575.5 726.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526.5 714.6 m 575.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 677.6 m 93.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 93.5 714.6 m 125.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 93.5 677.6 m 125.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 714.6 m 158.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 125.5 677.6 m 158.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 714.6 m 196.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 677.6 m 196.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 714.6 m 263.5 714.6 l s 0 0 0 RG /GS0 gs 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q 0 0 0 rg BT 290.75 601.00 Td (4.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 601.00 Td (42.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 601.00 Td (65.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.25 601.00 Td (19.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.75 601.00 Td (6.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.75 601.00 Td (6.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 589.00 Td (France) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 106.25 589.00 Td (14.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 143.75 589.00 Td (5.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.25 589.00 Td (21.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.75 589.00 Td (6.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 589.00 Td (8.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 589.00 Td (37.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 589.00 Td (46.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.25 589.00 Td (23.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.25 589.00 Td (59.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.25 589.00 Td (60.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 577.00 Td (South Kor) Tj ET Q q 0 0 0 rg BT 78.18 577.00 Td (ea) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 110.75 577.00 Td (2.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 577.00 Td (15.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 577.00 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.25 577.00 Td (24.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 577.00 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 577.00 Td (38.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 577.00 Td (44.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.25 577.00 Td (16.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.25 577.00 Td (14.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.25 577.00 Td (12.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 565.00 Td (Singapor) Tj ET Q q 0 0 0 rg BT 72.93 565.00 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 110.75 565.00 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 565.00 Td (22.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 565.00 Td (4.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.25 565.00 Td (15.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 565.00 Td (0.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 565.00 Td (33.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 565.00 Td (43.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.25 565.00 Td (10.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.75 565.00 Td (1.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.75 565.00 Td (1.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 553.00 Td (India) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 110.75 553.00 Td (6.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 553.00 Td (12.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 553.00 Td (4.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.25 553.00 Td (16.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 553.00 Td (5.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 553.00 Td (25.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 553.00 Td (39.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 553.00 Td (9.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.75 553.00 Td (2.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.75 553.00 Td (2.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 541.00 Td (Australia) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 110.75 541.00 Td (4.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 143.75 541.00 Td (8.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 541.00 Td (4.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.25 541.00 Td (15.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 541.00 Td (7.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 541.00 Td (19.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 541.00 Td (32.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.25 541.00 Td (13.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.25 541.00 Td (13.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.25 541.00 Td (13.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 529.00 Td (China) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 110.75 529.00 Td (5.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 143.75 529.00 Td (9.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 529.00 Td (3.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.25 529.00 Td (12.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 529.00 Td (3.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 529.00 Td (24.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 529.00 Td (31.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 529.00 Td (3.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.25 529.00 Td (14.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.25 529.00 Td (14.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 517.00 Td (Hong Kong) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 110.75 517.00 Td (0.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 143.75 517.00 Td (9.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 517.00 Td (3.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.25 517.00 Td (16.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 517.00 Td (5.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 517.00 Td (23.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 517.00 Td (29.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.25 517.00 Td (14.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.75 517.00 Td (2.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.75 517.00 Td (2.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 505.00 Td (Brazil) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 110.75 505.00 Td (3.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 505.00 Td (1) Tj ET Q q 0 0 0 rg BT 143.75 505.00 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 505.00 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.25 505.00 Td (10.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 505.00 Td (5.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 505.00 Td (17.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 505.00 Td (26.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 505.00 Td (2.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.25 505.00 Td (10.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.75 505.00 Td (9.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 493.00 Td (Netherlands) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 110.75 493.00 Td (5.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 143.75 493.00 Td (9.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 493.00 Td (4.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.75 493.00 Td (6.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 493.00 Td (4.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 493.00 Td (15.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 493.00 Td (26.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 493.00 Td (9.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.25 493.00 Td (27.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.25 493.00 Td (27.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 481.00 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 481.00 Td (aiwan) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 110.75 481.00 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 143.75 481.00 Td (6.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 481.00 Td (2.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.25 481.00 Td (13.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 481.00 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 481.00 Td (16.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 481.00 Td (22.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.25 481.00 Td (14.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.75 481.00 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.75 481.00 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 469.00 Td (Canada) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 110.75 469.00 Td (4.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 143.75 469.00 Td (4.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 469.00 Td (7.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.75 469.00 Td (4.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 469.00 Td (2.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 469.00 Td (1) Tj ET Q q 0 0 0 rg BT 339.75 469.00 Td (1.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 469.00 Td (21.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.25 469.00 Td (13.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.75 469.00 Td (5.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.75 469.00 Td (6.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 457.00 Td (Switzerland) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 110.75 457.00 Td (1.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 457.00 Td (13.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 457.00 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.75 457.00 Td (4.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 457.00 Td (1.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.25 457.00 Td (17.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 457.00 Td (20.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 457.00 Td (5.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.25 457.00 Td (19.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.25 457.00 Td (19.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 445.00 Td (Italy) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 110.75 445.00 Td (3.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 445.00 Td (1) Tj ET Q q 0 0 0 rg BT 143.75 445.00 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 445.00 Td (0.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.75 445.00 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 445.00 Td (7.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.75 445.00 Td (9.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 445.00 Td (16.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.75 445.00 Td (2.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.25 445.00 Td (59.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.25 445.00 Td (58.4) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 370.60 58.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 370.60 32.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 370.60 33.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 370.60 37.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 370.60 68.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 370.60 42.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 370.60 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 370.60 60.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 370.60 60.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 370.60 55.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 370.60 49.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 336.60 58.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 336.60 32.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 336.60 33.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 336.60 37.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 336.60 68.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 336.60 42.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 336.60 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 336.60 60.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 336.60 60.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 336.60 55.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 336.60 49.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 302.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 302.60 32.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 302.60 33.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 302.60 37.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 302.60 68.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 302.60 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 302.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 302.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 302.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 302.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 302.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 278.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 278.60 32.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 278.60 33.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 278.60 37.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 278.60 68.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 278.60 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 278.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 278.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 278.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 278.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 278.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 254.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 254.60 32.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 254.60 33.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 254.60 37.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 254.60 68.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 254.60 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 254.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 254.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 254.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 254.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 254.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 230.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 230.60 32.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 230.60 33.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 230.60 37.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 230.60 68.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 230.60 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 230.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 230.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 230.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 230.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 230.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 206.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 206.60 32.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 206.60 33.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 206.60 37.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 206.60 68.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 206.60 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 206.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 206.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 206.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 206.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 206.60 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 182.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 93.50 182.60 32.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 125.50 182.60 33.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 182.60 37.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 182.60 68.00 -12.00 re f /GS0 gs 0.8 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305.86 Td (3.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 305.86 Td (7.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 305.86 Td (42.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 305.86 Td (58.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 305.86 Td (7.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 305.86 Td (25.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 305.86 Td (24.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 293.86 Td (Germany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 110.75 293.86 Td (7.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 293.86 Td (26.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.75 293.86 Td (8.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 293.86 Td (6.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 293.86 Td (4.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 293.86 Td (28.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 293.86 Td (50.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 293.86 Td (12.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 293.86 Td (65.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 293.86 Td (63.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 281.86 Td (France) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 106.25 281.86 Td (15.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 281.86 Td (4.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 176.25 281.86 Td (24.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 281.86 Td (2.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 281.86 Td (2.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 281.86 Td (36.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 281.86 Td (47.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 281.86 Td (1) Tj ET Q q 0 0 0 rg BT 456.75 281.86 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 281.86 Td (64.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 281.86 Td (64.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 269.86 Td (Korea) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 110.75 269.86 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 269.86 Td (15.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.75 269.86 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.25 269.86 Td (21.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 269.86 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 269.86 Td (32.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 269.86 Td (40.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 269.86 Td (16.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 269.86 Td (1) Tj ET Q q 0 0 0 rg BT 511.75 269.86 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 269.86 Td (9.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 257.86 Td (Singapore) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 110.75 257.86 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 257.86 Td (17.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.75 257.86 Td (2.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.25 257.86 Td (14.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 257.86 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 257.86 Td (28.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 257.86 Td (36.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 257.86 Td (1) Tj ET Q q 0 0 0 rg BT 456.75 257.86 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 257.86 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 257.86 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 245.86 Td (India) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 110.75 245.86 Td (5.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 245.86 Td (1) Tj ET Q q 0 0 0 rg BT 143.75 245.86 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.75 245.86 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.25 245.86 Td (13.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 245.86 Td (2.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 245.86 Td (23.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 245.86 Td (32.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 245.86 Td (7.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 245.86 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 245.86 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 233.86 Td (Brazil) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 110.75 233.86 Td (3.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 233.86 Td (1) Tj ET Q q 0 0 0 rg BT 143.75 233.86 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.75 233.86 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.25 233.86 Td (15.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 233.86 Td (5.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 233.86 Td (19.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 233.86 Td (31.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 233.86 Td (5.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 233.86 Td (1) Tj ET Q q 0 0 0 rg BT 511.75 233.86 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 233.86 Td (10.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 221.86 Td (Australia) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 110.75 221.86 Td (6.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 221.86 Td (7.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.75 221.86 Td (4.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.25 221.86 Td (12.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 221.86 Td (6.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 221.86 Td (14.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 221.86 Td (30.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 221.86 Td (1) Tj ET Q q 0 0 0 rg BT 456.75 221.86 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 221.86 Td (17.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 221.86 Td (17.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 209.86 Td (China) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 110.75 209.86 Td (4.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 209.86 Td (12.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.75 209.86 Td (2.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.25 209.86 Td (1) Tj ET Q q 0 0 0 rg BT 248.75 209.86 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 209.86 Td (3.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 209.86 Td (25.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 209.86 Td (30.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 209.86 Td (3.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 209.86 Td (12.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 209.86 Td (13.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 197.86 Td (Netherlands) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 110.75 197.86 Td (8.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 197.86 Td (9.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.75 197.86 Td (6.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 197.86 Td (4.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 197.86 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 197.86 Td (14.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 197.86 Td (29.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 197.86 Td (7.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 197.86 Td (29.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 197.86 Td (29.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 185.86 Td (Hong Kong) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 110.75 185.86 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 185.86 Td (10.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.75 185.86 Td (2.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.25 185.86 Td (13.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 185.86 Td (4.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 185.86 Td (24.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 185.86 Td (27.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 185.86 Td (12.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 185.86 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 185.86 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 173.86 Td (Switzerland) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 110.75 173.86 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 173.86 Td (13.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.75 173.86 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 173.86 Td (4.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 173.86 Td (0.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 173.86 Td (17.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 173.86 Td (21.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 173.86 Td (5.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 173.86 Td (20.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 173.86 Td (20.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 161.86 Td (Canada) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 110.75 161.86 Td (4.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 161.86 Td (4.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.75 161.86 Td (5.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 161.86 Td (6.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 161.86 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.75 161.86 Td (8.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 161.86 Td (20.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 161.86 Td (13.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 161.86 Td (6.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 161.86 Td (6.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 149.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 149.86 Td (aiwan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 110.75 149.86 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 149.86 Td (5.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.75 149.86 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.25 149.86 Td (1) Tj ET Q q 0 0 0 rg BT 248.75 149.86 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 149.86 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 149.86 Td (15.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 149.86 Td (19.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 149.86 Td (12.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 149.86 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 149.86 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 137.86 Td (Italy) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 110.75 137.86 Td (2.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 137.86 Td (8.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.75 137.86 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 137.86 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 137.86 Td (3.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.75 137.86 Td (5.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.25 137.86 Td (13.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 137.86 Td (2.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 137.86 Td (66.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 137.86 Td (63.6) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 115.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 115.90 Td (Non-bank financial institutions.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 106.30 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 106.30 Td (Included in total outstanding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 96.70 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 96.70 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 96.70 Td (otal outstanding includes cross-border claims on third parties, as well as local country assets. Cross-border claims on third parties include cross-border loans, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 87.10 Td (securities, deposits with banks and other monetary assets, as well as net revaluation gains on foreign exchange and derivative products.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 77.50 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 77.50 Td (Commitments \(not included in total outstanding\) include legally binding cross-border letters of credit and other commitments and contingencies as defined by the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 67.90 Td (FFIEC guidelines. ) Tj ET Q q 0 0 0 rg BT 114.52 67.90 Td (The FFIEC definition of commitments includes commitments to local residents to be funded with local currency liabilities originated within the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 58.30 Td (country) Tj ET Q q 0 0 0 rg BT 77.92 58.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 48.70 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 48.70 Td (CDS are not included in total outstanding. ) Tj ET Q endstream endobj 243 0 obj <> endobj 244 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (121) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (SIGNIFICANT) Tj ET Q q 0 0 0 rg BT 102.50 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 104.45 742.25 Td (ACCOUNTING POLICIES ) Tj ET Q q 0 0 0 rg BT 226.14 742.25 Td (AND SIGNIFICANT) Tj ET Q q 0 0 0 rg BT 316.80 742.25 Td ( ESTIMA) Tj ET Q q 0 0 0 rg BT 358.01 742.25 Td (TES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 720.25 Td (This section contains a summary of Citi) Tj ET Q q 0 0 0 rg BT 198.20 720.25 Td (s most significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 708.25 Td (accounting policies and accounting standards that have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 696.25 Td (issued, but are not yet ef) Tj ET Q q 0 0 0 rg BT 133.57 696.25 Td (fective. Note 1 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 684.25 Td (Financial Statements contains a summary of Citigroup) Tj ET Q q 0 0 0 rg BT 256.52 684.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 672.25 Td (significant accounting policies, including a discussion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 660.25 Td (recently adopted accounting pronouncements. ) Tj ET Q q 0 0 0 rg BT 222.14 660.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 648.25 Td (policies, as well as estimates made by management, are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 636.25 Td (integral to the presentation of Citi) Tj ET Q q 0 0 0 rg BT 174.02 636.25 Td (s results of operations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 624.25 Td (financial condition. ) Tj ET Q q 0 0 0 rg BT 116.07 624.25 Td (While all of these policies require a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 612.25 Td (certain level of management judgment and estimates, this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 600.25 Td (section highlights and discusses the significant accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 588.25 Td (policies that require management to make highly dif) Tj ET Q q 0 0 0 rg BT 244.92 588.25 Td (ficult, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 576.25 Td (complex or subjective judgments and estimates at times ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 564.25 Td (regarding matters that are inherently uncertain and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 552.25 Td (susceptible to change \(see also Risk FactorsOperational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 540.25 Td (Risks above\). Management has discussed each of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 528.25 Td (significant accounting policies, the related estimates and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 516.25 Td (judgments with the ) Tj ET Q q 0 0 0 rg BT 114.61 516.25 Td (Audit Committee of the Citigroup Board ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 504.25 Td (of Directors. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 480.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.30 480.25 Td (aluations of Financial Instruments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 468.25 Td (Citigroup holds debt and equity securities, derivatives, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 456.25 Td (retained interests in securitizations, investments in private ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 444.25 Td (equity and other financial instruments. Substantially all of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 432.25 Td (these assets and liabilities are reflected at fair value on Citi) Tj ET Q q 0 0 0 rg BT 274.24 432.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 420.25 Td (Consolidated Balance Sheet.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 408.25 Td (Citi purchases securities under agreements to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 396.25 Td (resell \(reverse repos\) and sells securities under agreements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 384.25 Td (to repurchase \(repos\), a majority of which are carried at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 372.25 Td (fair value. In addition, certain loans, short-term borrowings, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 360.25 Td (long-term debt and deposits, as well as certain securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 348.25 Td (borrowed and loaned positions that are collateralized with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 336.25 Td (cash, are carried at fair value. Citigroup holds its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 324.25 Td (investments, trading assets and liabilities, and resale and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 312.25 Td (repurchase agreements on the Consolidated Balance Sheet to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 300.25 Td (meet customer needs and to manage liquidity needs, interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 288.25 Td (rate risks and private equity investing.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 276.25 Td (When available, Citi generally uses quoted market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 264.25 Td (prices to determine fair value and classifies such items ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 252.25 Td (within Level 1 of the fair value hierarchy established under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 240.25 Td (ASC 820-10,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 88.78 240.25 Td ( Fair V) Tj ET Q q 0 0 0 rg BT 116.56 240.25 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 166.46 240.25 Td (ement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.34 240.25 Td (. If quoted market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 228.25 Td (prices are not available, fair value is based upon internally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 216.25 Td (developed valuation models that use, where possible, current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 204.25 Td (market-based or independently sourced market parameters, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 192.25 Td (such as interest rates, currency rates and option volatilities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 180.25 Td (Such models are often based on a discounted cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 168.25 Td (analysis. In addition, items valued using such internally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 156.25 Td (generated valuation techniques are classified according to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 144.25 Td (the lowest level input or value driver that is significant to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 132.25 Td (valuation. ) Tj ET Q q 0 0 0 rg BT 78.03 132.25 Td (Thus, an item may be classified under the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 120.25 Td (value hierarchy as Level 3 even though there may be some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 108.25 Td (significant inputs that are readily observable.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 96.25 Td (Citi is required to exercise subjective judgments relating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 84.25 Td (to the applicability and functionality of internal valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 72.25 Td (models, the significance of inputs or value drivers to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 60.25 Td (valuation of an instrument and the degree of illiquidity and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 48.25 Td (subsequent lack of observability in certain markets. ) Tj ET Q q 0 0 0 rg BT 244.09 48.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 720.25 Td (judgments have the potential to impact the Company) Tj ET Q q 0 0 0 rg BT 531.12 720.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 708.25 Td (financial performance for instruments where the changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 696.25 Td (fair value are recognized in either the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 684.25 Td (Statement of Income or in ) Tj ET Q q 0 0 0 rg BT 423.36 684.25 Td (AOCI. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 672.25 Td (Moreover) Tj ET Q q 0 0 0 rg BT 374.03 672.25 Td (, for certain investments, decreases in fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 660.25 Td (value are only recognized in earnings in the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 648.25 Td (Statement of Income if such decreases are judged to be an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 636.25 Td (other) Tj ET Q q 0 0 0 rg BT 337.35 636.25 Td (-than-temporary impairment \(OTTI\). ) Tj ET Q q 0 0 0 rg BT 487.29 636.25 Td (Adjudicating the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 624.25 Td (temporary nature of fair value impairments is also inherently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 612.25 Td (judgmental. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 600.25 Td ( ) Tj ET Q q 0 0 0 rg BT 337.32 600.25 Td (The fair value of financial instruments incorporates the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 588.25 Td (ef) Tj ET Q q 0 0 0 rg BT 324.59 588.25 Td (fects of Citi) Tj ET Q q 0 0 0 rg BT 374.58 588.25 Td (s own credit risk and the market view of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 576.25 Td (counterparty credit risk, the quantification of which is also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 564.25 Td (complex and judgmental. For additional information on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 552.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 334.78 552.25 Td (s fair value analysis, see Notes 1, 6, 24 and 25 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 540.25 Td (Consolidated Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 516.25 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 376.53 516.25 Td ( Cr) Tj ET Q q 0 0 0 rg BT 390.51 516.25 Td (edit Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 504.25 Td (Management provides reserves for an estimate of probable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 492.25 Td (losses inherent in the funded loan portfolio and in unfunded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 480.25 Td (loan commitments and standby letters of credit on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 468.25 Td (Consolidated Balance Sheet in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 456.69 468.25 Td (Allowance for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.74 468.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 456.25 Td (and in) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 341.72 456.25 Td ( Other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.83 456.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 460.49 456.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 444.25 Td (Estimates of these probable losses are based upon \(i\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 432.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 358.11 432.25 Td (s internal system of credit-risk ratings that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 420.25 Td (analogous to the risk ratings of the major credit rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 408.25 Td (agencies and \(ii\) historical default and loss data, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 396.25 Td (rating agency information regarding default rates from 1983 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 384.25 Td (to 2016 and internal data dating to the early 1970s on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 372.25 Td (severity of losses in the event of default. ) Tj ET Q q 0 0 0 rg BT 480.57 372.25 Td (Adjustments may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 360.25 Td (be made to this data, including \(i\) statistically calculated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 348.25 Td (estimates to cover the historical fluctuation of the default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 336.25 Td (rates over the credit cycle, the historical variability of loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 324.25 Td (severity among defaulted loans and the degree to which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 312.25 Td (there are lar) Tj ET Q q 0 0 0 rg BT 364.56 312.25 Td (ge obligor concentrations in the global portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 300.25 Td (and \(ii\) adjustments made for specifically known items, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 288.25 Td (as current environmental factors and credit trends.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 276.25 Td (In addition, representatives from both the risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 264.25 Td (management and finance staf) Tj ET Q q 0 0 0 rg BT 433.71 264.25 Td (fs who cover business areas ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 252.25 Td (with delinquency-managed portfolios containing smaller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 240.25 Td (balance homogeneous loans present their recommended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 228.25 Td (reserve balances based upon leading credit indicators, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 216.25 Td (including loan delinquencies and changes in portfolio size, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 204.25 Td (as well as economic trends, including housing prices, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 192.25 Td (unemployment and GDP) Tj ET Q q 0 0 0 rg BT 415.33 192.25 Td (. ) Tj ET Q q 0 0 0 rg BT 420.14 192.25 Td (This methodology is applied ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 180.25 Td (separately for each individual product within each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 168.25 Td (geographic region in which these portfolios exist.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 156.25 Td (This evaluation process is subject to numerous estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 144.25 Td (and judgments. ) Tj ET Q q 0 0 0 rg BT 380.42 144.25 Td (The frequency of default, risk ratings, loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 132.25 Td (recovery rates, the size and diversity of individual lar) Tj ET Q q 0 0 0 rg BT 529.80 132.25 Td (ge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 120.25 Td (credits and the ability of borrowers with foreign currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 108.25 Td (obligations to obtain the foreign currency necessary for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 96.25 Td (orderly debt servicing, among other things, are all taken into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 84.25 Td (account during this review) Tj ET Q q 0 0 0 rg BT 422.71 84.25 Td (. Changes in these estimates could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 72.25 Td (have a direct impact on Citi) Tj ET Q q 0 0 0 rg BT 430.57 72.25 Td (s credit costs and the allowance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 60.25 Td (in any period. ) Tj ET Q endstream endobj 245 0 obj <> endobj 246 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (122) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 742.10 Td (For a further description of the loan loss reserve and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (related accounts, see Notes 1 and 15 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (Citi tests goodwill for impairment annually on July 1 \(the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (annual test\) and between annual tests \(the interim test\) if an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (event occurs or circumstances change that would more-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (likely-than-not reduce the fair value of a reporting unit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (below its carrying amount, such as a significant adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (change in the business climate, a decision to sell or dispose ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (of all or a significant portion of a reporting unit or a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (significant decline in Citi) Tj ET Q q 0 0 0 rg BT 140.15 610.10 Td (s stock price. During 2017, annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (and interim tests were performed, which resulted in no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (goodwill impairment as described in Note 16 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (Consolidated Financial Statements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 562.10 Td (As of December 31, 2017, Citigroup) Tj ET Q q 0 0 0 rg BT 203.14 562.10 Td (s activities are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (conducted through the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 127.92 550.10 Td (Global Consumer Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.14 550.10 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 128.97 538.10 Td (oup) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.97 538.10 Td ( business segments and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.78 526.10 Td (. Goodwill impairment testing is performed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (at the level below the business segment \(referred to as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (reporting unit\). Goodwill is recorded in a business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (combination under the acquisition method of accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (when the acquisition price is higher than the fair value of net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (assets, including identifiable intangible assets. ) Tj ET Q q 0 0 0 rg BT 222.91 466.10 Td (At the time a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (business is acquired, goodwill is allocated to Citi) Tj ET Q q 0 0 0 rg BT 234.86 454.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (applicable reporting units based on relative fair value. Once ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (goodwill has been allocated to the reporting units, it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (generally no longer retains its identification with a particular ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (acquisition, but instead becomes identified with the reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (unit as a whole. ) Tj ET Q q 0 0 0 rg BT 100.71 394.10 Td (As a result, all of the fair value of each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (reporting unit is available to support the allocated goodwill. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (If any significant business reor) Tj ET Q q 0 0 0 rg BT 159.12 370.10 Td (ganization occurs, Citi may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (reallocate the goodwill.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 346.10 Td (Consistent with prior years, Citi utilizes allocated equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (as a proxy for the carrying value of its reporting units for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (purposes of goodwill impairment testing. ) Tj ET Q q 0 0 0 rg BT 203.02 322.10 Td (The allocated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (equity in the reporting units is determined based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (capital the business would require if it were operating as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (standalone entity) Tj ET Q q 0 0 0 rg BT 103.39 286.10 Td (, incorporating suf) Tj ET Q q 0 0 0 rg BT 176.80 286.10 Td (ficient capital to be in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (compliance with regulatory capital requirements, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (capital for specifically identified goodwill and intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 64.15 250.10 Td (The capital allocated to the businesses is incorporated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (into the annual budget process, which is approved by Citi) Tj ET Q q 0 0 0 rg BT 268.73 238.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (Board of Directors. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 214.10 Td ( Goodwill impairment testing involves management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (judgment, requiring an assessment of whether the carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (value of the reporting unit can be supported by the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (of the reporting unit using widely accepted valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (techniques, such as the market approach \(earnings multiples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (and/or transaction multiples\) and/or the income approach ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (\(discounted cash flow \(DCF\) method\). In applying these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (methodologies, Citi utilizes a number of factors, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (actual operating results, future business plans, economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (projections and market data.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 94.10 Td ( Similar to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.72 94.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.72 94.10 Td (, Citigroup engaged an independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (valuation specialist in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.70 82.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.70 82.10 Td ( to assist in Citi) Tj ET Q q 0 0 0 rg BT 210.71 82.10 Td (s valuation for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (most of the reporting units employing both the market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (approach and the DCF method. For reporting units in which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.10 Td (both methods were utilized in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.36 46.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.36 46.10 Td (, the resulting fair values ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (were relatively consistent and appropriate weighting was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (given to outputs from both methods.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 718.10 Td (The DCF method utilized at the time of each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (impairment test used discount rates that Citi believes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (adequately reflected the risk and uncertainty in the financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (markets in the internally generated cash flow projections. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.10 Td (The DCF method employs a capital asset pricing model in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (estimating the discount rate. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 646.10 Td (Since none of the Company) Tj ET Q q 0 0 0 rg BT 448.87 646.10 Td (s reporting units are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (publicly traded, individual reporting unit fair) Tj ET Q q 0 0 0 rg BT 496.20 634.10 Td (-value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (determinations cannot be directly correlated to Citigroup) Tj ET Q q 0 0 0 rg BT 546.93 622.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (common stock price. ) Tj ET Q q 0 0 0 rg BT 402.91 610.10 Td (The sum of the fair values of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (reporting units exceeded the overall market capitalization of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (Citi as of July 1, 2017. However) Tj ET Q q 0 0 0 rg BT 446.58 586.10 Td (, Citi believes that it is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (meaningful to reconcile the sum of the fair values of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (Company) Tj ET Q q 0 0 0 rg BT 358.67 562.10 Td (s reporting units to its market capitalization due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (several factors. ) Tj ET Q q 0 0 0 rg BT 379.84 550.10 Td (The market capitalization of Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td (reflects the execution risk in a transaction involving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (Citigroup due to its size. However) Tj ET Q q 0 0 0 rg BT 453.80 526.10 Td (, the individual reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (units) Tj ET Q q 0 0 0 rg BT 339.04 514.10 Td ( fair values are not subject to the same level of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (execution risk nor a business model that is perceived to be as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (complex. In addition, the market capitalization of Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (does not include consideration of the individual reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (unit) Tj ET Q q 0 0 0 rg BT 335.33 466.10 Td (s control premium.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 454.10 Td (See Note 16 to the Consolidated Financial Statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (for additional information on goodwill, including the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (changes in the goodwill balance year) Tj ET Q q 0 0 0 rg BT 464.80 430.10 Td (-over) Tj ET Q q 0 0 0 rg BT 485.70 430.10 Td (-year and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (reporting unit goodwill balances as of December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.44 418.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.44 418.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 350.98 394.10 Td (T) Tj ET Q q 0 0 0 rg BT 356.73 394.10 Td (axes) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 358.10 Td (Citi is subject to the income tax laws of the U.S., its states ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (and local municipalities and the non-U.S. jurisdictions in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (which Citi operates. ) Tj ET Q q 0 0 0 rg BT 399.58 334.10 Td (These tax laws are complex and are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (subject to dif) Tj ET Q q 0 0 0 rg BT 369.03 322.10 Td (fering interpretations by the taxpayer and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (relevant governmental taxing authorities. Disputes over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (interpretations of the tax laws may be subject to review and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (adjudication by the court systems of the various tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (jurisdictions or may be settled with the taxing authority upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.10 Td (audit.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 250.10 Td (In establishing a provision for income tax expense, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.10 Td (must make judgments and interpretations about the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 226.10 Td (application of these inherently complex tax laws. Citi must ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.10 Td (also make estimates about when in the future certain items ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.10 Td (will af) Tj ET Q q 0 0 0 rg BT 342.64 202.10 Td (fect taxable income in the various tax jurisdictions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (both domestic and foreign. Deferred taxes are recorded for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (the future consequences of events that have been recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.10 Td (in the financial statements or tax returns, based upon enacted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.10 Td (tax laws and rates. Deferred tax assets \(DT) Tj ET Q q 0 0 0 rg BT 487.80 154.10 Td (As\) are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.10 Td (recognized subject to management) Tj ET Q q 0 0 0 rg BT 458.33 142.10 Td (s judgment that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.10 Td (realization is more-likely-than-not.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 118.10 Td (On December 22, 2017, the President signed the ) Tj ET Q q 0 0 0 rg BT 530.88 118.10 Td (T) Tj ET Q q 0 0 0 rg BT 536.29 118.10 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.10 Td (Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 374.51 106.10 Td (Act \(T) Tj ET Q q 0 0 0 rg BT 400.19 106.10 Td (ax Reform\), reflecting many of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.10 Td (anticipated changes to U.S. corporate taxation, including a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.10 Td (lower statutory tax rate of 21%, a quasi-territorial regime ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.10 Td (and a deemed repatriation of all accumulated earnings and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.10 Td (profits of foreign subsidiaries. ) Tj ET Q q 0 0 0 rg BT 439.85 58.10 Td (The new law was generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 46.10 Td (ef) Tj ET Q q 0 0 0 rg BT 324.59 46.10 Td (fective January 1, 2018. ) Tj ET Q endstream endobj 247 0 obj <> endobj 248 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (Citi recorded a char) Tj ET Q q 0 0 0 rg BT 132.95 742.10 Td (ge to continuing operations of $22.6 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (billion in the fourth quarter of 2017, composed of a $12.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (billion remeasurement due to the reduction to the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (corporate tax rate and a change to a quasi- territorial tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (system, a $7.9 billion valuation allowance against Citi) Tj ET Q q 0 0 0 rg BT 255.68 694.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (FTC carry-forwards and its U.S. residual DT) Tj ET Q q 0 0 0 rg BT 214.60 682.10 Td (As related to its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (non-U.S. branches, and a $2.3 billion reduction in Citi) Tj ET Q q 0 0 0 rg BT 255.97 670.10 Td (s FTC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (carry-forwards related to the deemed repatriation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (undistributed earnings of non-U.S. subsidiaries. Quasi-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (territorial refers to the continued U.S. taxation of non-U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (branches, with a separate FTC basket for branches, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (application of Global Intangible Low ) Tj ET Q q 0 0 0 rg BT 187.17 610.10 Td (T) Tj ET Q q 0 0 0 rg BT 192.58 610.10 Td (axed Income \(GIL) Tj ET Q q 0 0 0 rg BT 265.51 610.10 Td (TI\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (provisions to intangible income \(e.g., services income\) of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (non-U.S. subsidiaries. ) Tj ET Q q 0 0 0 rg BT 126.65 586.10 Td (The valuation allowance against FTCs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (results from the impact of the lower tax rate and the new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (separate FTC basket for non-U.S. branches, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (diminished ability under ) Tj ET Q q 0 0 0 rg BT 136.08 550.10 Td (T) Tj ET Q q 0 0 0 rg BT 141.49 550.10 Td (ax Reform to generate income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (from sources outside the U.S. to support FTC utilization. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (Some of the components of the char) Tj ET Q q 0 0 0 rg BT 180.22 526.10 Td (ge are provisional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (amounts as defined in SAB 1) Tj ET Q q 0 0 0 rg BT 152.56 514.10 Td (18 and therefore will be revised ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (in 2018. For additional information, see Note 1 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 478.10 Td (Citi has an overall domestic loss \(ODL\) of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (approximately $52 billion. ) Tj ET Q q 0 0 0 rg BT 144.32 466.10 Td (An ODL) Tj ET Q q 0 0 0 rg BT 179.22 466.10 Td ( allows a company to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (recharacterize domestic income as income from sources ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (outside the U.S., which enables a taxpayer to use FTC carry-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (forwards and FTCs generated in future years, assuming the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (generation of suf) Tj ET Q q 0 0 0 rg BT 103.57 418.10 Td (ficient U.S. taxed income. ) Tj ET Q q 0 0 0 rg BT 210.31 418.10 Td (The change in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 406.10 Td (ax Reform to allow a taxpayer to elect to recharacterize up ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (to 100% of its domestic source income as non-U.S. source ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (income \(up from 50%\) is not expected to materially impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (the valuation allowance. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 358.10 Td (Beginning in 2018, Citi will be taxed on income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (generated by its U.S. operations at a federal tax rate of 21%. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 61.63 334.10 Td (fect on its state tax rate is dependent upon how and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (when the individual states choose to or automatically adopt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (the various new provisions of the U.S. Internal Revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (Code.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 286.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 286.10 Td (s non-U.S. branches and subsidiaries will be subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (to tax at their local tax rates. ) Tj ET Q q 0 0 0 rg BT 151.88 274.10 Td (While non-U.S. branches ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (continue to be subject to U.S. taxation, Citi expects no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (material residual U.S. tax on such earnings since its overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (non-U.S. branch tax rate is in excess of 21%. ) Tj ET Q q 0 0 0 rg BT 218.55 238.10 Td (W) Tj ET Q q 0 0 0 rg BT 227.59 238.10 Td (ith respect to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (non-U.S. subsidiaries, dividends from these subsidiaries will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (be excluded from U.S. taxation. ) Tj ET Q q 0 0 0 rg BT 165.79 214.10 Td (While Citi expects that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (majority of its non-U.S. subsidiary earnings may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (classified as GIL) Tj ET Q q 0 0 0 rg BT 102.84 190.10 Td (TI, it similarly expects no material residual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (U.S. tax on such earnings based on its non-U.S. subsidiaries) Tj ET Q q 0 0 0 rg BT 278.84 178.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (local tax rates, which exceed, on average, the GIL) Tj ET Q q 0 0 0 rg BT 235.26 166.10 Td (TI tax rate. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (Although Citi is still in the process of analyzing the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (provisions of ) Tj ET Q q 0 0 0 rg BT 90.82 142.10 Td (T) Tj ET Q q 0 0 0 rg BT 96.23 142.10 Td (ax Reform associated with GIL) Tj ET Q q 0 0 0 rg BT 220.83 142.10 Td (TI, it does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (expect a material change in impact. Finally) Tj ET Q q 0 0 0 rg BT 207.78 130.10 Td (, Citi does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (expect the BEA) Tj ET Q q 0 0 0 rg BT 98.20 118.10 Td (T) Tj ET Q q 0 0 0 rg BT 104.13 118.10 Td ( \(Base Erosion ) Tj ET Q q 0 0 0 rg BT 164.96 118.10 Td (Anti-Abuse ) Tj ET Q q 0 0 0 rg BT 213.93 118.10 Td (T) Tj ET Q q 0 0 0 rg BT 219.34 118.10 Td (ax\) to af) Tj ET Q q 0 0 0 rg BT 252.48 118.10 Td (fect its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (tax provision. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 94.10 Td (Citi expects that its ef) Tj ET Q q 0 0 0 rg BT 141.02 94.10 Td (fective tax rate will be roughly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (25% in 2018 with the possibility of lower ef) Tj ET Q q 0 0 0 rg BT 212.46 82.10 Td (fective tax rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (in subsequent years.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (DT) Tj ET Q q 0 0 0 rg BT 329.04 742.10 Td (As) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (At December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.08 730.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.08 730.10 Td (, Citi had net DT) Tj ET Q q 0 0 0 rg BT 474.77 730.10 Td (As of $22.5 billion. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (In the fourth quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.13 718.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.13 718.10 Td (, Citi) Tj ET Q q 0 0 0 rg BT 453.91 718.10 Td (s DT) Tj ET Q q 0 0 0 rg BT 472.83 718.10 Td (As decreased by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td ($23.0 billion, driven primarily by the remeasurement related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 327.10 694.10 Td (T) Tj ET Q q 0 0 0 rg BT 332.51 694.10 Td (ax Reform and by earnings, partially of) Tj ET Q q 0 0 0 rg BT 489.78 694.10 Td (fset by an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (increase in ) Tj ET Q q 0 0 0 rg BT 361.98 682.10 Td (AOCI. On a full-year basis, Citi) Tj ET Q q 0 0 0 rg BT 492.79 682.10 Td (s DT) Tj ET Q q 0 0 0 rg BT 511.71 682.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.10 Td (decreased $24.2 billion from $46.7 billion at December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (2016. ) Tj ET Q q 0 0 0 rg BT 341.82 658.10 Td (The decrease in total DT) Tj ET Q q 0 0 0 rg BT 439.86 658.10 Td (As year) Tj ET Q q 0 0 0 rg BT 470.48 658.10 Td (-over) Tj ET Q q 0 0 0 rg BT 491.38 658.10 Td (-year was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td (primarily due to ) Tj ET Q q 0 0 0 rg BT 383.75 646.10 Td (T) Tj ET Q q 0 0 0 rg BT 389.16 646.10 Td (ax Reform and earnings, partially of) Tj ET Q q 0 0 0 rg BT 533.93 646.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (an increase in ) Tj ET Q q 0 0 0 rg BT 373.92 634.10 Td (AOCI.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 622.10 Td (Citi expects that the absolute amount of its $5.7 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (valuation allowance against FTC carry-forwards may grow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (in future years as it generates additional FTCs relating to its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (non-U.S. branches due to their higher overall local tax rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (reduced by the statutory expiration of FTC carry-forwards. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (W) Tj ET Q q 0 0 0 rg BT 326.04 562.10 Td (ith respect to the portion of the valuation allowance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (established on its FTC carry-forwards that are available for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td (use in the general basket, changes in the amount of earnings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (from sources outside the U.S. could alter the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (valuation allowance that is eventually needed against such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (FTCs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 490.10 Td (FTCs comprised approximately $7.6 billion of Citi) Tj ET Q q 0 0 0 rg BT 541.37 490.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (DT) Tj ET Q q 0 0 0 rg BT 329.53 478.10 Td (As as of December 31, 2017, compared to approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td ($14.2 billion as of December 31, 2016. ) Tj ET Q q 0 0 0 rg BT 475.68 466.10 Td (The decrease in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (FTCs year) Tj ET Q q 0 0 0 rg BT 358.74 454.10 Td (-over) Tj ET Q q 0 0 0 rg BT 379.64 454.10 Td (-year was primarily due to the use of FTCs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (against the deemed repatriation under ) Tj ET Q q 0 0 0 rg BT 469.81 442.10 Td (T) Tj ET Q q 0 0 0 rg BT 475.22 442.10 Td (ax Reform, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (valuation allowance established as a result of the reduced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (future corporate tax rate and the change to a quasi-territorial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.10 Td (tax system. ) Tj ET Q q 0 0 0 rg BT 364.31 406.10 Td (This represented $6.6 billion of the $24.2 billion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (decrease in Citi) Tj ET Q q 0 0 0 rg BT 381.98 394.10 Td (s overall DT) Tj ET Q q 0 0 0 rg BT 431.16 394.10 Td (As noted above. ) Tj ET Q q 0 0 0 rg BT 498.19 394.10 Td (The FTC carry-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (forward periods represent the most time-sensitive component ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (of Citi) Tj ET Q q 0 0 0 rg BT 345.61 370.10 Td (s DT) Tj ET Q q 0 0 0 rg BT 364.53 370.10 Td (As. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 358.10 Td (Citi believes the U.S. federal and New ) Tj ET Q q 0 0 0 rg BT 490.97 358.10 Td (Y) Tj ET Q q 0 0 0 rg BT 497.19 358.10 Td (ork state and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (city net operating loss carry-forward period of 20 years ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (provides enough time to fully utilize the net DT) Tj ET Q q 0 0 0 rg BT 507.27 334.10 Td (As pertaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (to the existing net operating loss carry-forwards. ) Tj ET Q q 0 0 0 rg BT 513.43 322.10 Td (This is due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (to Citi) Tj ET Q q 0 0 0 rg BT 345.06 310.10 Td (s forecast of suf) Tj ET Q q 0 0 0 rg BT 408.47 310.10 Td (ficient U.S. taxable income and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (continued taxation of Citi) Tj ET Q q 0 0 0 rg BT 422.26 298.10 Td (s non-U.S. income by New ) Tj ET Q q 0 0 0 rg BT 532.71 298.10 Td (Y) Tj ET Q q 0 0 0 rg BT 538.93 298.10 Td (ork ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (state and city) Tj ET Q q 0 0 0 rg BT 369.11 286.10 Td (. ) Tj ET Q q 0 0 0 rg BT 373.56 286.10 Td (Although realization is not assured, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (believes that the realization of the recognized net DT) Tj ET Q q 0 0 0 rg BT 528.33 274.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.10 Td ($22.5 billion at December 31, 2017 is more-likely-than-not, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.10 Td (based upon management) Tj ET Q q 0 0 0 rg BT 418.64 250.10 Td (s expectations as to future taxable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.10 Td (income in the jurisdictions in which the DT) Tj ET Q q 0 0 0 rg BT 490.33 238.10 Td (As arise as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 226.10 Td (as available tax planning strategies \(as defined in ) Tj ET Q q 0 0 0 rg BT 515.27 226.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 537.04 226.10 Td (T) Tj ET Q q 0 0 0 rg BT 542.45 226.10 Td (opic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.10 Td (740, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 337.00 214.10 Td (Income T) Tj ET Q q 0 0 0 rg BT 373.57 214.10 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.34 214.10 Td (\) that would be implemented, if necessary) Tj ET Q q 0 0 0 rg BT 558.14 214.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.10 Td (to prevent a carry-forward from expiring. Citi has concluded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (that it has the necessary positive evidence to support the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (realization of its net DT) Tj ET Q q 0 0 0 rg BT 411.72 178.10 Td (As after taking its valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.10 Td (allowances into consideration. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 154.10 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 473.88 154.10 Td (s income taxes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.10 Td (including its income tax provision, tax assets and liabilities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.10 Td (and a tabular summary of Citi) Tj ET Q q 0 0 0 rg BT 439.47 130.10 Td (s net DT) Tj ET Q q 0 0 0 rg BT 473.11 130.10 Td (As balance as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.10 Td (December 31, 2017 \(including the FTCs and applicable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.10 Td (expiration dates of the FTCs\), see Note 9 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.10 Td (Financial Statements. For additional discussion of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.10 Td (potential impact to Citi) Tj ET Q q 0 0 0 rg BT 412.26 82.10 Td (s DT) Tj ET Q q 0 0 0 rg BT 431.18 82.10 Td (As that could arise from ) Tj ET Q q 0 0 0 rg BT 530.14 82.10 Td (T) Tj ET Q q 0 0 0 rg BT 535.55 82.10 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.10 Td (Reform, see Risk FactorsStrategic Risks above.) Tj ET Q endstream endobj 249 0 obj <> endobj 250 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (124) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Litigation ) Tj ET Q q 0 0 0 rg BT 80.17 742.25 Td (Accruals) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (See the discussion in Note 27 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (Statements for information regarding Citi) Tj ET Q q 0 0 0 rg BT 204.85 718.25 Td (s policies on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (establishing accruals for litigation and regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (contingencies.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (FUTURE ) Tj ET Q q 0 0 0 rg BT 79.06 670.25 Td (APPLICA) Tj ET Q q 0 0 0 rg BT 122.76 670.25 Td (TION OF) Tj ET Q q 0 0 0 rg BT 164.34 670.25 Td ( ) Tj ET Q q 0 0 0 rg BT 166.29 670.25 Td (ACCOUNTING ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (ST) Tj ET Q q 0 0 0 rg BT 47.49 658.25 Td (ANDARDS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (Accounting for) Tj ET Q q 0 0 0 rg BT 99.98 634.25 Td ( Financial InstrumentsCr) Tj ET Q q 0 0 0 rg BT 218.69 634.25 Td (edit Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (In June 2016, the F) Tj ET Q q 0 0 0 rg BT 112.20 622.25 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 161.10 622.25 Td (ASU No. 2016-13, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 239.15 622.25 Td (Financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (InstrumentsCr) Tj ET Q q 0 0 0 rg BT 102.30 610.25 Td (edit Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.47 610.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 148.97 610.25 Td (\(T) Tj ET Q q 0 0 0 rg BT 156.95 610.25 Td (opic 326\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.49 610.25 Td ( ) Tj ET Q q 0 0 0 rg BT 199.81 610.25 Td (The ) Tj ET Q q 0 0 0 rg BT 217.31 610.25 Td (ASU introduces ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (a new credit loss methodology) Tj ET Q q 0 0 0 rg BT 157.55 598.25 Td (, Current Expected Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (Losses \(CECL\), which requires earlier recognition of credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (losses, while also providing additional transparency about ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.25 Td (credit risk.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 550.25 Td (The CECL) Tj ET Q q 0 0 0 rg BT 97.23 550.25 Td ( methodology utilizes a lifetime expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (credit loss measurement objective for the recognition of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (credit losses for loans, held-to-maturity securities and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (receivables at the time the financial asset is originated or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (acquired. ) Tj ET Q q 0 0 0 rg BT 75.24 502.25 Td (The expected credit losses are adjusted each period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (for changes in expected lifetime credit losses. ) Tj ET Q q 0 0 0 rg BT 220.75 490.25 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (methodology replaces the multiple existing impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.25 Td (methods in current GAAP) Tj ET Q q 0 0 0 rg BT 139.60 466.25 Td (, which generally require that a loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (be incurred before it is recognized. For available-for) Tj ET Q q 0 0 0 rg BT 245.15 454.25 Td (-sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.25 Td (securities where fair value is less than cost, credit-related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.25 Td (impairment, if any) Tj ET Q q 0 0 0 rg BT 109.50 430.25 Td (, will be recognized through an allowance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (for credit losses and adjusted each period for changes in credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (risk. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 394.25 Td (The CECL) Tj ET Q q 0 0 0 rg BT 97.23 394.25 Td ( methodology represents a significant change ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.25 Td (from existing GAAP) Tj ET Q q 0 0 0 rg BT 118.96 382.25 Td ( and may result in material changes to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.25 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 370.25 Td (s accounting for financial instruments. ) Tj ET Q q 0 0 0 rg BT 233.55 370.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.25 Td (Company is evaluating the ef) Tj ET Q q 0 0 0 rg BT 153.01 358.25 Td (fect that ) Tj ET Q q 0 0 0 rg BT 187.44 358.25 Td (ASU 2016-13 will have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.25 Td (on its Consolidated Financial Statements and related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.25 Td (disclosures. ) Tj ET Q q 0 0 0 rg BT 85.26 334.25 Td (The impact of the ) Tj ET Q q 0 0 0 rg BT 158.01 334.25 Td (ASU will depend upon the state ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.25 Td (of the economy and the nature of Citi) Tj ET Q q 0 0 0 rg BT 188.46 322.25 Td (s portfolios at the date ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.25 Td (of adoption. Based on a preliminary analysis performed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.25 Td (2017 and the environment and portfolios at that time, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.25 Td (overall impact was estimated to be an approximate 10% to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.25 Td (20% increase in credit reserves as of that time. Moreover) Tj ET Q q 0 0 0 rg BT 263.84 274.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.25 Td (there are still some implementation questions that will need to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.25 Td (be resolved that could af) Tj ET Q q 0 0 0 rg BT 134.12 250.25 Td (fect the estimated impact. ) Tj ET Q q 0 0 0 rg BT 239.17 250.25 Td (The ) Tj ET Q q 0 0 0 rg BT 256.66 250.25 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.25 Td (will be ef) Tj ET Q q 0 0 0 rg BT 73.58 238.25 Td (fective for Citi as of January 1, 2020. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 214.25 Td (Revenue Recognition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.25 Td (In May 2014, the F) Tj ET Q q 0 0 0 rg BT 112.20 202.25 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 161.10 202.25 Td (ASU No. 2014-09, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 239.15 202.25 Td (Revenue ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 190.25 Td (fr) Tj ET Q q 0 0 0 rg BT 42.30 190.25 Td (om Contracts with Customers) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.48 190.25 Td (, which requires an entity to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.25 Td (recognize the amount of revenue to which it expects to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.25 Td (entitled for the transfer of promised goods or services to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.25 Td (customers. ) Tj ET Q q 0 0 0 rg BT 81.37 154.25 Td (The Company adopted the guidance as of January ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.25 Td (1, 2018 using full retrospective application for all periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.25 Td (presented. ) Tj ET Q q 0 0 0 rg BT 79.13 130.25 Td (There is no material change in timing and amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.25 Td (of revenue recognized associated with the adoption.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 106.25 Td ( ) Tj ET Q q 0 0 0 rg BT 56.32 106.25 Td (The new standard clarified the guidance related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.25 Td (reporting revenue gross as a principal versus net as an agent. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.25 Td (The Company has identified transactions, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.25 Td (underwriting activity where Citi is deemed the principal, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.25 Td (rather than the agent, which require a gross up of annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.25 Td (revenues and expenses of approximately $1.0 billion. ) Tj ET Q q 0 0 0 rg BT 251.60 46.25 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 742.10 Td (change in presentation will not have an impact on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 525.33 742.10 Td (Income fr) Tj ET Q q 0 0 0 rg BT 563.56 742.10 Td (om ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 730.10 Td (continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.05 730.10 Td (;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 414.83 730.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.33 730.10 Td (however) Tj ET Q q 0 0 0 rg BT 451.36 730.10 Td (, this standard would have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 718.10 Td (increased Citi) Tj ET Q q 0 0 0 rg BT 382.04 718.10 Td (s ef) Tj ET Q q 0 0 0 rg BT 396.02 718.10 Td (ficiency ratio by approximately 57 bps for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 706.10 Td (the year ended December 31, 2017. ) Tj ET Q q 0 0 0 rg BT 468.20 706.10 Td (The impact for 2018 is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 694.10 Td (expected to be consistent with 2017.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 670.10 Td (Lease ) Tj ET Q q 0 0 0 rg BT 350.39 670.10 Td (Accounting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 658.10 Td (In February 2016, the F) Tj ET Q q 0 0 0 rg BT 417.96 658.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 466.87 658.10 Td (ASU No. 2016-02, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 544.92 658.10 Td (Leases ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 646.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 331.97 646.10 Td (opic 842\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.02 646.10 Td (,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 372.52 646.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.02 646.10 Td (which is intended to increase transparency and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 634.10 Td (comparability of accounting for lease transactions. ) Tj ET Q q 0 0 0 rg BT 528.47 634.10 Td (The ) Tj ET Q q 0 0 0 rg BT 545.96 634.10 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 622.10 Td (will require lessees to recognize leases on the balance sheet as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 610.10 Td (lease assets and lease liabilities and will require both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 598.10 Td (quantitative and qualitative disclosures regarding key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 586.10 Td (information about leasing arrangements. Lessor accounting is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 574.10 Td (lar) Tj ET Q q 0 0 0 rg BT 334.37 574.10 Td (gely unchanged. ) Tj ET Q q 0 0 0 rg BT 402.22 574.10 Td (The guidance is ef) Tj ET Q q 0 0 0 rg BT 475.62 574.10 Td (fective beginning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 562.10 Td (January 1, 2019 with an option to early adopt. ) Tj ET Q q 0 0 0 rg BT 510.17 562.10 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 550.10 Td (does not plan to early adopt the ) Tj ET Q q 0 0 0 rg BT 451.47 550.10 Td (ASU. ) Tj ET Q q 0 0 0 rg BT 476.29 550.10 Td (The Company estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 538.10 Td (that upon adoption, its Consolidated Balance Sheet will have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 526.10 Td (an approximate $5 billion increase in assets and liabilities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 514.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 373.90 514.10 Td (, the Company estimates an approximate $200 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 502.10 Td (million increase in retained earnings due to the cumulative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 490.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 490.10 Td (fect of recognizing previously deferred gains on sale/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 478.10 Td (leaseback transactions. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 454.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 357.98 454.10 Td (T) Tj ET Q q 0 0 0 rg BT 363.73 454.10 Td (ax Impact of Intra-Entity ) Tj ET Q q 0 0 0 rg BT 474.65 454.10 Td (T) Tj ET Q q 0 0 0 rg BT 480.58 454.10 Td (ransfers of ) Tj ET Q q 0 0 0 rg BT 528.35 454.10 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 442.10 Td (In October 2016, the F) Tj ET Q q 0 0 0 rg BT 414.07 442.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 462.97 442.10 Td (ASU No. 2016-16, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 541.03 442.10 Td (Income ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 430.10 Td (T) Tj ET Q q 0 0 0 rg BT 328.64 430.10 Td (axesIntra-Entity T) Tj ET Q q 0 0 0 rg BT 410.03 430.10 Td (ransfers of ) Tj ET Q q 0 0 0 rg BT 455.41 430.10 Td (Assets Other Than Inventory) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 570.11 430.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 418.10 Td (which requires an entity to recognize the income tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 406.10 Td (consequences of an intra-entity transfer of an asset other than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 394.10 Td (inventory when the transfer occurs. ) Tj ET Q q 0 0 0 rg BT 467.66 394.10 Td (The ) Tj ET Q q 0 0 0 rg BT 485.15 394.10 Td (ASU was ef) Tj ET Q q 0 0 0 rg BT 533.30 394.10 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 382.10 Td (January 1, 2018. ) Tj ET Q q 0 0 0 rg BT 392.42 382.10 Td (The impact of this standard upon adoption is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 370.10 Td (an increase of DT) Tj ET Q q 0 0 0 rg BT 394.55 370.10 Td (As by approximately $0.2 billion, a decrease ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 358.10 Td (of retained earnings by approximately $0.2 billion and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 346.10 Td (decrease of prepaid tax assets by approximately $0.4 billion. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 322.10 Td (Subsequent Measur) Tj ET Q q 0 0 0 rg BT 408.56 322.10 Td (ement of Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 310.10 Td (In January 2017, the F) Tj ET Q q 0 0 0 rg BT 412.96 310.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 461.87 310.10 Td (ASU No. 2017-04, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 298.10 Td (IntangiblesGoodwill and Other \(T) Tj ET Q q 0 0 0 rg BT 468.92 298.10 Td (opic 350\): Simplifying the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 286.10 Td (T) Tj ET Q q 0 0 0 rg BT 328.64 286.10 Td (est for Goodwill Impairment. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.81 286.10 Td (The ) Tj ET Q q 0 0 0 rg BT 465.30 286.10 Td (ASU simplifies the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 274.10 Td (subsequent measurement of goodwill impairment by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 262.10 Td (eliminating the requirement to calculate the implied fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 250.10 Td (of goodwill \(i.e., the current Step 2 of the goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 238.10 Td (impairment test\) to measure a goodwill impairment char) Tj ET Q q 0 0 0 rg BT 549.03 238.10 Td (ge.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.2 0.2 0.2 rg BT 560.97 238.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0.2 0.2 0.2 rg BT 324.00 226.10 Td (Under ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 351.49 226.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.66 226.10 Td (ASU, the impairment test is the comparison of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 214.10 Td (fair value of a reporting unit with its carrying amount \(the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 202.10 Td (current Step 1\), with the impairment char) Tj ET Q q 0 0 0 rg BT 489.04 202.10 Td (ge being the deficit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 190.10 Td (in fair value but not exceeding the total amount of goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 178.10 Td (allocated to that reporting unit. ) Tj ET Q q 0 0 0 rg BT 449.89 178.10 Td (The simplified one-step ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 166.10 Td (impairment test applies to all reporting units \(including those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 154.10 Td (with zero or negative carrying amounts\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 142.10 Td (The ) Tj ET Q q 0 0 0 rg BT 359.50 142.10 Td (ASU will be ef) Tj ET Q q 0 0 0 rg BT 419.58 142.10 Td (fective for Citi as of January 1, 2020, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 130.10 Td (with early adoption permitted. ) Tj ET Q q 0 0 0 rg BT 447.40 130.10 Td (The impact of the ) Tj ET Q q 0 0 0 rg BT 520.15 130.10 Td (ASU will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 118.10 Td (depend upon the performance of the reporting units and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 106.10 Td (market conditions impacting the fair value of each reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 94.10 Td (unit going forward.) Tj ET Q endstream endobj 251 0 obj <> endobj 252 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (125) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Clarifying the Definition of a Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (In January 2017, the F) Tj ET Q q 0 0 0 rg BT 124.96 737.25 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 173.87 737.25 Td (ASU No. 2017-01, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 251.92 737.25 Td (Business ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Combinations \(T) Tj ET Q q 0 0 0 rg BT 102.59 725.25 Td (opic 805\): Clarifying the Definition of a ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Business. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 713.25 Td (The definition of a business directly and indirectly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 701.25 Td (fects many areas of accounting \(e.g., acquisitions, disposals, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (goodwill and consolidation\). ) Tj ET Q q 0 0 0 rg BT 153.03 689.25 Td (The ) Tj ET Q q 0 0 0 rg BT 170.52 689.25 Td (ASU narrows the definition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (of a business by introducing a quantitative screen as the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (step, such that if substantially all of the fair value of the gross ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (assets acquired is concentrated in a single identifiable asset or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (a group of similar identifiable assets, the set of transferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (assets and activities is not a business. If the set is not scoped ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (out from the quantitative screen, the entity then evaluates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (whether the set meets the requirement that a business include, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (at a minimum, an input and a substantive process that together ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (significantly contribute to the ability to create outputs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 569.25 Td (The ) Tj ET Q q 0 0 0 rg BT 71.50 569.25 Td (ASU was ef) Tj ET Q q 0 0 0 rg BT 119.64 569.25 Td (fective for public entities, including Citi, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (as of January 1, 2018 with prospective application. ) Tj ET Q q 0 0 0 rg BT 241.88 557.25 Td (The impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (of the ) Tj ET Q q 0 0 0 rg BT 61.00 545.25 Td (ASU will depend upon the acquisition and disposal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (activities of Citi. If fewer transactions qualify as a business, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (there could be less initial recognition of goodwill, but also less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (goodwill allocated to disposals.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (Changes in ) Tj ET Q q 0 0 0 rg BT 85.46 485.25 Td (Accounting for) Tj ET Q q 0 0 0 rg BT 149.44 485.25 Td ( Pension and Postr) Tj ET Q q 0 0 0 rg BT 228.99 485.25 Td (etir) Tj ET Q q 0 0 0 rg BT 243.80 485.25 Td (ement ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (\(Benefit\) Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (In March 2017, the F) Tj ET Q q 0 0 0 rg BT 119.96 461.25 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 168.87 461.25 Td (ASU No. 2017-07, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (CompensationRetir) Tj ET Q q 0 0 0 rg BT 122.29 449.25 Td (ement Benefits \(T) Tj ET Q q 0 0 0 rg BT 191.36 449.25 Td (opic 715\): Impr) Tj ET Q q 0 0 0 rg BT 254.31 449.25 Td (oving ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (the Pr) Tj ET Q q 0 0 0 rg BT 60.35 437.25 Td (esentation of Net Periodic Pension Cost and Net ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (Periodic Postr) Tj ET Q q 0 0 0 rg BT 94.23 425.25 Td (etir) Tj ET Q q 0 0 0 rg BT 107.75 425.25 Td (ement Benefit Cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.29 425.25 Td (,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 185.79 425.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.29 425.25 Td (which changes the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (income statement presentation of net benefit expense and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (requires restating the Company) Tj ET Q q 0 0 0 rg BT 164.02 401.25 Td (s financial statements for each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (of the earlier periods presented in Citi) Tj ET Q q 0 0 0 rg BT 190.39 389.25 Td (s annual and interim ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (financial statements. ) Tj ET Q q 0 0 0 rg BT 120.51 377.25 Td (The change in presentation was ef) Tj ET Q q 0 0 0 rg BT 256.66 377.25 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (for annual and interim periods starting January 1, 2018. ) Tj ET Q q 0 0 0 rg BT 260.49 365.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (ASU requires that only the service cost component of net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (benefit expense be included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 160.12 341.25 Td (Compensation and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.00 341.25 Td ( on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (the income statement. ) Tj ET Q q 0 0 0 rg BT 128.29 329.25 Td (The other components of net benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (expense will be required to be presented outside of) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 239.27 317.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (Compensation and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.88 305.25 Td ( and will be presented in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 245.41 305.25 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (operating expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.03 293.25 Td (. Since both of these income statement line ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (items are part of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 103.75 281.25 Td (Operating expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.89 281.25 Td (, total ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 208.17 281.25 Td (Operating expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.31 281.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (will not change, nor will there be any change in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 228.99 269.25 Td (Net ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.88 257.25 Td (.) Tj ET Q q 0 0 0 rg BT 69.70 257.25 Td (This change in presentation is not expected to have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (material ef) Tj ET Q q 0 0 0 rg BT 78.85 245.25 Td (fect on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.83 245.25 Td (Compensation and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.71 245.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 237.15 245.25 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (operating expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.92 233.25 Td ( and will be applied prospectively) Tj ET Q q 0 0 0 rg BT 247.51 233.25 Td (. ) Tj ET Q q 0 0 0 rg BT 252.33 233.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (components of the net benefit expense are currently disclosed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (in Note 7 to the Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.25 Td () Tj ET Q q 0 0 0 rg BT 56.32 197.25 Td (The new standard also changes the components of net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (benefit expense that are eligible for capitalization when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (employee costs are capitalized in connection with various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (activities, such as internally developed software, construction-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (in-progress, and loan origination costs. Prospectively from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (January 1, 2018, only the service cost component of net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (benefit expense may be capitalized. Existing capitalized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (balances are not af) Tj ET Q q 0 0 0 rg BT 110.50 113.25 Td (fected. ) Tj ET Q q 0 0 0 rg BT 139.74 113.25 Td (This change in amounts eligible for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (capitalization is not expected to have a material ef) Tj ET Q q 0 0 0 rg BT 236.28 101.25 Td (fect on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 89.25 Td (s Consolidated Financial Statements and related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (disclosures.) 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Citi adopted this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (standard on January 1, 2018 and transferred approximately $4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (billion of HTM securities into ) Tj ET Q q 0 0 0 rg BT 445.93 497.25 Td (AFS classification as permitted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (as a one-time transfer under the standard. ) Tj ET Q q 0 0 0 rg BT 491.53 485.25 Td (The impact to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (opening retained earnings was immaterial.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 449.25 Td (See Note 1 to the Consolidated Financial Statements for a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (discussion of Accounting Changes.) 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In addition, given Citi) Tj ET Q q 0 0 0 rg BT 539.77 651.90 Td (s lar) Tj ET Q q 0 0 0 rg BT 556.52 651.90 Td (ge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 639.90 Td (size, complex operations and global footprint, lapses or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 627.90 Td (deficiencies in internal controls may occur from time to time.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 615.90 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 615.90 Td (s management assessed the ef) Tj ET Q q 0 0 0 rg BT 478.45 615.90 Td (fectiveness of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 603.90 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 365.11 603.90 Td (s internal control over financial reporting as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 591.90 Td (December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.58 591.90 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 591.90 Td ( based on the criteria set forth by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 579.90 Td (Committee of Sponsoring Or) Tj ET Q q 0 0 0 rg BT 440.20 579.90 Td (ganizations of the ) Tj ET Q q 0 0 0 rg BT 513.61 579.90 Td (T) Tj ET Q q 0 0 0 rg BT 519.37 579.90 Td (readway ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 567.90 Td (Commission \(COSO\) in) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 420.68 567.90 Td ( Internal Contr) Tj ET Q q 0 0 0 rg BT 480.87 567.90 Td (ol-Integrated ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 555.90 Td (Framework \(2013\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.82 555.90 Td (. Based on this assessment, management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 543.90 Td (believes that, as of December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 543.90 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.50 543.90 Td (, Citi) Tj ET Q q 0 0 0 rg BT 502.29 543.90 Td (s internal control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 531.90 Td (over financial reporting was ef) Tj ET Q q 0 0 0 rg BT 446.54 531.90 Td (fective. In addition, there were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 519.90 Td (no changes in Citi) Tj ET Q q 0 0 0 rg BT 399.27 519.90 Td (s internal control over financial reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 507.90 Td (during the fiscal quarter ended December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.26 507.90 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.26 507.90 Td ( that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 495.90 Td (materially af) Tj ET Q q 0 0 0 rg BT 374.63 495.90 Td (fected, or are reasonably likely to materially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 483.90 Td (af) Tj ET Q q 0 0 0 rg BT 331.59 483.90 Td (fect, Citi) Tj ET Q q 0 0 0 rg BT 369.36 483.90 Td (s internal control over financial reporting.) 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In addition, Citigroup also may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 651.90 Td (make forward-looking statements in its other documents filed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 639.90 Td (or furnished with the SEC and its management may make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 627.90 Td (forward-looking statements orally to analysts, investors, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 615.90 Td (representatives of the media and others.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 603.90 Td (Generally) Tj ET Q q 0 0 0 rg BT 92.77 603.90 Td (, forward-looking statements are not based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 591.90 Td (historical facts, but instead represent Citigroup) Tj ET Q q 0 0 0 rg BT 225.95 591.90 Td (s and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 579.90 Td (management) Tj ET Q q 0 0 0 rg BT 89.87 579.90 Td (s beliefs regarding future events. 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Our responsibility is to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 601.50 Td (express an opinion on these consolidated financial statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 589.50 Td (based on our audits. ) Tj ET Q q 0 0 0 rg BT 406.30 589.50 Td (W) Tj ET Q q 0 0 0 rg BT 414.94 589.50 Td (e are a public accounting firm ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 577.50 Td (registered with the PCAOB and are required to be independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 565.50 Td (with respect to the Company in accordance with the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 553.50 Td (federal securities laws and the applicable rules and regulations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 541.50 Td (of the Securities and Exchange Commission and the PCAOB.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 529.50 Td (W) Tj ET Q q 0 0 0 rg BT 350.64 529.50 Td (e conducted our audits in accordance with the standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 517.50 Td (of the PCAOB. ) Tj ET Q q 0 0 0 rg BT 387.71 517.50 Td (Those standards require that we plan and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 505.50 Td (perform the audit to obtain reasonable assurance about ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 493.50 Td (whether the consolidated financial statements are free of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 481.50 Td (material misstatement, whether due to error or fraud. Our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 469.50 Td (audits included performing procedures to assess the risks of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 457.50 Td (material misstatement of the consolidated financial statements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 445.50 Td (whether due to error or fraud, and performing procedures that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 433.50 Td (respond to those risks. Such procedures included examining, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 421.50 Td (on a test basis, evidence supporting the amounts and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 409.50 Td (disclosures in the consolidated financial statements. Our audits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 397.50 Td (also included evaluating the accounting principles used and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 385.50 Td (significant estimates made by management, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 373.50 Td (evaluating the overall presentation of the consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 361.50 Td (financial statements. ) Tj ET Q q 0 0 0 rg BT 408.51 361.50 Td (W) Tj ET Q q 0 0 0 rg BT 417.15 361.50 Td (e believe that our audits provide a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 349.50 Td (reasonable basis for our opinion.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 324 300.1669921875 m 384.9375 300.1669921875 l s q 0 0 0 rg BT 324.00 301.50 Td (/s/ KPMG LLP) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 272.10 Td (W) Tj ET Q q 0 0 0 rg BT 332.64 272.10 Td (e have served as the Company) Tj ET Q q 0 0 0 rg BT 456.76 272.10 Td (s auditor since 1969.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 248.10 Td (New ) Tj ET Q q 0 0 0 rg BT 345.01 248.10 Td (Y) Tj ET Q q 0 0 0 rg BT 351.23 248.10 Td (ork, New ) Tj ET Q q 0 0 0 rg BT 390.57 248.10 Td (Y) Tj ET Q q 0 0 0 rg BT 396.79 248.10 Td (ork ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 236.10 Td (February 23, 2018) Tj ET Q endstream endobj 263 0 obj <><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><>] /Rotate 0 /Contents 264 0 R>> endobj 264 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (131) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (FINANCIAL) Tj ET Q q 0 0 0 rg BT 103.34 747.90 Td ( ST) Tj ET Q q 0 0 0 rg BT 120.13 747.90 Td (A) Tj ET Q q 0 0 0 rg BT 127.90 747.90 Td (TEMENTS ) Tj ET Q q 0 0 0 rg BT 188.92 747.90 Td (AND NOTES ) Tj ET Q q 0 0 0 rg BT 261.39 747.90 Td (T) Tj ET Q q 0 0 0 rg BT 268.50 747.90 Td (ABLE OF) Tj ET Q q 0 0 0 rg BT 320.40 747.90 Td ( CONTENTS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 720.80 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 92.84 720.80 Td (TED FINANCIAL) Tj ET Q q 0 0 0 rg BT 164.10 720.80 Td ( ST) Tj ET Q q 0 0 0 rg BT 176.69 720.80 Td (A) Tj ET Q q 0 0 0 rg BT 182.53 720.80 Td (TEMENTS) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 1 rg BT 268.00 719.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 39.00 705.86 Td (Consolidated Statement of Income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 696.86 Td (For the ) Tj ET Q q 0 0 0 rg BT 75.66 696.86 Td (Y) Tj ET Q q 0 0 0 rg BT 81.26 696.86 Td (ears Ended December 31, 2017, 2016 and 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 682.86 Td (Consolidated Statement of Comprehensive Income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 673.86 Td (For the ) Tj ET Q q 0 0 0 rg BT 75.66 673.86 Td (Y) Tj ET Q q 0 0 0 rg BT 81.26 673.86 Td (ears Ended December 31, 2017, 2016 and 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 659.86 Td (Consolidated Balance SheetDecember 31, 2017 and 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 646.66 Td (Consolidated Statement of Changes in Stockholders) Tj ET Q q 0 0 0 rg BT 228.55 646.66 Td ( Equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 637.66 Td (For the ) Tj ET Q q 0 0 0 rg BT 84.66 637.66 Td (Y) Tj ET Q q 0 0 0 rg BT 90.26 637.66 Td (ears Ended December 31, 2017, 2016 and 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 624.86 Td (Consolidated Statement of Cash Flows) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 615.86 Td (For the ) Tj ET Q q 0 0 0 rg BT 75.66 615.86 Td (Y) Tj ET Q q 0 0 0 rg BT 81.26 615.86 Td (ears Ended December 31, 2017, 2016 and 2015) Tj ET Q BT /F1 10.00 Tf ET BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 563.85 Td (NOTES ) Tj ET Q q 0 0 0 rg BT 70.60 563.85 Td (T) Tj ET Q q 0 0 0 rg BT 76.44 563.85 Td (O CONSOLIDA) Tj ET Q q 0 0 0 rg BT 139.53 563.85 Td (TED FINANCIAL) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 47.00 554.85 Td (ST) Tj ET Q q 0 0 0 rg BT 57.34 554.85 Td (A) Tj ET Q q 0 0 0 rg BT 63.17 554.85 Td (TEMENTS) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 1 rg BT 267.00 554.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 38.00 541.66 Td (Note 1Summary of Significant ) Tj ET Q q 0 0 0 rg BT 159.73 541.66 Td (Accounting Policies) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 527.66 Td (Note 2Discontinued Operations and Significant Disposals) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 513.66 Td (Note 3Business Segments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 499.66 Td (Note 4Interest Revenue and Expense) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 485.66 Td (Note 5Commissions and Fees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 471.66 Td (Note 6Principal ) Tj ET Q q 0 0 0 rg BT 105.91 471.66 Td (T) Tj ET Q q 0 0 0 rg BT 111.16 471.66 Td (ransactions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 457.66 Td (Note 7Incentive Plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 443.66 Td (Note 8Retirement Benefits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 428.86 Td (Note 9Income ) Tj ET Q q 0 0 0 rg BT 100.40 428.86 Td (T) Tj ET Q q 0 0 0 rg BT 105.50 428.86 Td (axes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 415.66 Td (Note 10Earnings per Share) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 401.66 Td (Note 1) Tj ET Q q 0 0 0 rg BT 62.08 401.66 Td (1Federal Funds, Securities Borrowed, Loaned and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 392.66 Td ( Subject to Repurchase ) Tj ET Q q 0 0 0 rg BT 163.23 392.66 Td (Agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 377.86 Td (Note 12Brokerage Receivables and Brokerage Payables) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 364.66 Td (Note 13Investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 350.66 Td (Note 14Loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 336.66 Td (Note 15Allowance for Credit Losses) Tj ET Q BT /F1 10.00 Tf ET BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 538.66 Td (Note 16Goodwill and Intangible ) Tj ET Q q 0 0 0 rg BT 453.73 538.66 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 524.66 Td (Note 17Debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 510.66 Td (Note 18Regulatory Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 496.66 Td (Note 19Changes in ) Tj ET Q q 0 0 0 rg BT 405.99 496.66 Td (Accumulated Other Comprehensive) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 487.66 Td ( Income \(Loss\) \(AOCI\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 473.66 Td (Note 20Preferred Stock) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 459.66 Td (Note 21Securitizations and ) Tj ET Q q 0 0 0 rg BT 434.56 459.66 Td (V) Tj ET Q q 0 0 0 rg BT 440.06 459.66 Td (ariable Interest Entities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 445.66 Td (Note 22Derivatives ) Tj ET Q q 0 0 0 rg BT 407.23 445.66 Td (Activities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 431.66 Td (Note 23Concentrations of Credit Risk) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 417.66 Td (Note 24Fair ) Tj ET Q q 0 0 0 rg BT 380.41 417.66 Td (V) Tj ET Q q 0 0 0 rg BT 386.33 417.66 Td (alue Measurement) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 403.66 Td (Note 25Fair ) Tj ET Q q 0 0 0 rg BT 380.41 403.66 Td (V) Tj ET Q q 0 0 0 rg BT 386.33 403.66 Td (alue Elections) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 388.86 Td (Note 26Pledged ) Tj ET Q q 0 0 0 rg BT 394.49 388.86 Td (Assets, Collateral, Guarantees and ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 379.86 Td ( Commitments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 366.66 Td (Note 27Contingencies) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 351.86 Td (Note 28Condensed Consolidating Financial Statements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 338.66 Td (Note 29Selected Quarterly Financial Data \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 271.5 695.66005859375 m 285 695.66005859375 l s q 0 0 1 rg BT 271.50 696.86 Td (132) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 271.5 672.66005859375 m 285 672.66005859375 l s q 0 0 1 rg BT 271.50 673.86 Td (133) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 271.5 658.66005859375 m 285 658.66005859375 l s q 0 0 1 rg BT 271.50 659.86 Td (134) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 271.5 637.66005859375 m 285 637.66005859375 l s q 0 0 1 rg BT 271.50 638.86 Td (136) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 271.5 614.66005859375 m 285 614.66005859375 l s q 0 0 1 rg BT 271.50 615.86 Td (138) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 539.6600585937499 m 284 539.6600585937499 l s q 0 0 1 rg BT 270.50 540.86 Td (140) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 525.6600585937499 m 284 525.6600585937499 l s q 0 0 1 rg BT 270.50 526.86 Td (151) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 511.66005859374997 m 284 511.66005859374997 l s q 0 0 1 rg BT 270.50 512.86 Td (153) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 497.66005859374997 m 284 497.66005859374997 l s q 0 0 1 rg BT 270.50 498.86 Td (154) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 483.66005859374997 m 284 483.66005859374997 l s q 0 0 1 rg BT 270.50 484.86 Td (155) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 469.66005859374997 m 284 469.66005859374997 l s q 0 0 1 rg BT 270.50 470.86 Td (156) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 455.66005859374997 m 284 455.66005859374997 l s q 0 0 1 rg BT 270.50 456.86 Td (157) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 441.66005859374997 m 284 441.66005859374997 l s q 0 0 1 rg BT 270.50 442.86 Td (161) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 427.66005859374997 m 284 427.66005859374997 l s q 0 0 1 rg BT 270.50 428.86 Td (174) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 413.66005859374997 m 284 413.66005859374997 l s q 0 0 1 rg BT 270.50 414.86 Td (178) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 390.66005859374997 m 284 390.66005859374997 l s q 0 0 1 rg BT 270.50 391.86 Td (179) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 376.66005859374997 m 284 376.66005859374997 l s q 0 0 1 rg BT 270.50 377.86 Td (183) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 362.66005859374997 m 284 362.66005859374997 l s q 0 0 1 rg BT 270.50 363.86 Td (184) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 348.66005859374997 m 284 348.66005859374997 l s q 0 0 1 rg BT 270.50 349.86 Td (196) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 270.5 334.66005859374997 m 284 334.66005859374997 l s q 0 0 1 rg BT 270.50 335.86 Td (208) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 558.8 536.6600585937499 m 571.966015625 536.6600585937499 l s q 0 0 1 rg BT 558.80 537.86 Td (21) Tj ET Q q 0 0 1 rg BT 567.47 537.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 558.5 522.6600585937499 m 572 522.6600585937499 l s q 0 0 1 rg BT 558.50 523.86 Td (214) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 558.5 508.66005859374997 m 572 508.66005859374997 l s q 0 0 1 rg BT 558.50 509.86 Td (216) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 558.5 485.66005859374997 m 572 485.66005859374997 l s q 0 0 1 rg BT 558.50 486.86 Td (217) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 558.5 471.66005859374997 m 572 471.66005859374997 l s q 0 0 1 rg BT 558.50 472.86 Td (220) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 558.5 457.66005859374997 m 572 457.66005859374997 l s q 0 0 1 rg BT 558.50 458.86 Td (222) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 558.5 443.66005859374997 m 572 443.66005859374997 l s q 0 0 1 rg BT 558.50 444.86 Td (234) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 558.5 429.66005859374997 m 572 429.66005859374997 l s q 0 0 1 rg BT 558.50 430.86 Td (249) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET 0 Tr 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476 172.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 377 158.75 m 476 158.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476 172.75 m 575 172.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476 158.75 m 575 158.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278 114.75 m 377 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 114.75 m 476 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476 114.75 m 575 114.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 114.75 m 278 114.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36 100.75 m 278 100.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278 114.75 m 377 114.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 278 100.75 m 377 100.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 114.75 m 476 114.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 377 100.75 m 476 100.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476 114.75 m 575 114.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476 100.75 m 575 100.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36 86.75 m 278 86.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 278 86.75 m 377 86.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 377 86.75 m 476 86.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476 86.75 m 575 86.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.30 702.20 Td (Y) Tj ET Q q 0 0 0 rg BT 381.30 702.20 Td (ears ended December) Tj ET Q q 0 0 0 rg BT 463.19 702.20 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.50 688.00 Td (In millions of dollars, except per shar) Tj ET Q q 0 0 0 rg BT 158.86 688.00 Td (e amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 688.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 688.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 688.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 674.20 Td (Revenues) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 75.00 678.28 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 674.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 674.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 674.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 660.21 Td (Interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 660.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.75 660.20 Td (61,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 660.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.75 660.21 Td (57,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 660.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 660.21 Td (58,551) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 646.21 Td (Interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.75 646.20 Td (16,517) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.75 646.21 Td (12,51) Tj ET Q q 0 0 0 rg BT 468.00 646.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 646.21 Td (1) Tj ET Q q 0 0 0 rg BT 551.25 646.21 Td (1,921) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 632.20 Td (Net inter) Tj ET Q q 0 0 0 rg BT 72.65 632.20 Td (est r) Tj ET Q q 0 0 0 rg BT 89.23 632.20 Td (evenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 632.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.75 632.20 Td (44,687) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 632.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.75 632.21 Td (45,104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 632.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 632.21 Td (46,630) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 618.21 Td (Commissions and fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 618.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.75 618.20 Td (12,939) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 618.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.75 618.21 Td (1) Tj ET Q q 0 0 0 rg BT 452.25 618.21 Td (1,938) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 618.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 618.21 Td (14,485) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 604.21 Td (Principal transactions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 604.20 Td (9,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 604.21 Td (7,585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 604.21 Td (6,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 590.21 Td (Administration and other fiduciary fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 590.20 Td (3,079) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 590.21 Td (2,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 590.21 Td (2,856) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 576.21 Td (Realized gains on sales of investments, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 576.20 Td (778) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 576.21 Td (948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 576.21 Td (682) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 562.21 Td (Other) Tj ET Q q 0 0 0 rg BT 58.90 562.21 Td (-than-temporary impairment losses on investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 562.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 562.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 562.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 548.21 Td (Gross impairment losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.50 548.20 Td (\(63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 548.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 548.21 Td (\(620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 548.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 548.21 Td (\(265) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 548.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 534.21 Td (Less: Impairments recognized in ) Tj ET Q q 0 0 0 rg BT 163.97 534.21 Td (AOCI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 534.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 534.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 534.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 520.21 Td (Net impairment losses recognized in earnings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 520.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.50 520.20 Td (\(63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 520.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 520.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 520.21 Td (\(620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 520.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 520.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 520.21 Td (\(265) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 520.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 506.21 Td (Other revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 506.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 506.20 Td (861) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 506.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 506.21 Td (2,137) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 506.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 506.21 Td (5,958) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 492.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.09 492.20 Td (otal non-inter) Tj ET Q q 0 0 0 rg BT 96.34 492.20 Td (est r) Tj ET Q q 0 0 0 rg BT 112.92 492.20 Td (evenues) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 492.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.75 492.20 Td (26,762) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 492.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.75 492.21 Td (24,771) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 492.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 492.21 Td (29,724) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 478.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.09 478.20 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.34 478.20 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.16 478.20 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 478.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.75 478.20 Td (71,449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 478.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.75 478.21 Td (69,875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 478.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 478.21 Td (76,354) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 464.20 Td (Pr) Tj ET Q q 0 0 0 rg BT 47.91 464.20 Td (ovisions for) Tj ET Q q 0 0 0 rg BT 92.00 464.20 Td ( cr) Tj ET Q q 0 0 0 rg BT 102.08 464.20 Td (edit losses and for) Tj ET Q q 0 0 0 rg BT 170.67 464.20 Td ( benefits and claims) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 464.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 464.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 464.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 450.21 Td (Provision for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 450.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 450.20 Td (7,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 450.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 450.21 Td (6,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 450.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 450.21 Td (7,108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 436.21 Td (Policyholder benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 436.20 Td (109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 436.21 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 436.21 Td (731) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 422.21 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.00 422.20 Td (\(161) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 422.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 422.21 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 422.21 Td (74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 408.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.09 408.20 Td (otal pr) Tj ET Q q 0 0 0 rg BT 69.34 408.20 Td (ovisions for) Tj ET Q q 0 0 0 rg BT 113.43 408.20 Td ( cr) Tj ET Q q 0 0 0 rg BT 123.51 408.20 Td (edit losses and for) Tj ET Q q 0 0 0 rg BT 192.10 408.20 Td ( benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 408.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 408.20 Td (7,451) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 408.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 408.21 Td (6,982) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 408.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 408.21 Td (7,913) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 394.20 Td (Operating expenses) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 113.75 398.28 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 394.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 394.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 394.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 380.21 Td (Compensation and benefits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 380.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.75 380.20 Td (21,181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 380.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.75 380.21 Td (20,970) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 380.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 380.21 Td (21,769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 366.21 Td (Premises and equipment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 366.20 Td (2,453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 366.21 Td (2,542) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 366.21 Td (2,878) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 352.21 Td (T) Tj ET Q q 0 0 0 rg BT 43.68 352.21 Td (echnology/communication) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 352.20 Td (6,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 352.21 Td (6,685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 352.21 Td (6,581) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 338.21 Td (Advertising and marketing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 338.20 Td (1,608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 338.21 Td (1,632) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 338.21 Td (1,547) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 324.21 Td (Other operating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.25 324.20 Td (9,104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 324.21 Td (9,587) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 324.21 Td (10,840) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 310.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.09 310.20 Td (otal operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 310.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.75 310.20 Td (41,237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 310.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.75 310.21 Td (41,416) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 310.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 310.21 Td (43,615) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 296.20 Td (Income fr) Tj ET Q q 0 0 0 rg BT 76.15 296.20 Td (om continuing operations befor) Tj ET Q q 0 0 0 rg BT 196.74 296.20 Td (e income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 296.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.75 296.20 Td (22,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 296.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.75 296.21 Td (21,477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 296.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 296.21 Td (24,826) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 282.21 Td (Provision for income taxes \(benefits\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.75 282.20 Td (29,388) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 282.21 Td (6,444) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 282.21 Td (7,440) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 268.20 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 98.40 268.20 Td (om continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 268.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.25 268.20 Td (\(6,627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 268.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 268.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.75 268.21 Td (15,033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 268.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 268.21 Td (17,386) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 254.20 Td (Discontinued operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 254.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 254.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 254.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 240.21 Td (Loss from discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 240.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.00 240.20 Td (\(104) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 240.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 240.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.50 240.21 Td (\(80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 240.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 240.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 240.21 Td (\(83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 240.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 226.21 Td (Provision \(benefit\) for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 226.20 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.50 226.21 Td (\(22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 226.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 226.21 Td (\(29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 226.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 212.20 Td (Loss fr) Tj ET Q q 0 0 0 rg BT 65.17 212.20 Td (om discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 212.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.00 212.20 Td (\(1) Tj ET Q q 0 0 0 rg BT 364.50 212.20 Td (1) Tj ET Q q 0 0 0 rg BT 369.00 212.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 212.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 212.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.50 212.21 Td (\(58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 212.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 212.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 212.21 Td (\(54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 212.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 199.15 Td (Net income \(loss\) befor) Tj ET Q q 0 0 0 rg BT 126.64 199.15 Td (e attribution of noncontr) Tj ET Q q 0 0 0 rg BT 221.73 199.15 Td (olling) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 190.15 Td (inter) Tj ET Q q 0 0 0 rg BT 56.91 190.15 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 191.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.25 191.20 Td (\(6,738) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 191.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 191.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.75 191.21 Td (14,975) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 191.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 191.21 Td (17,332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 177.21 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 177.20 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 177.21 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 177.21 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 163.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 61.41 163.20 Td (oup) Tj ET Q q 0 0 0 rg BT 78.67 163.20 Td (s net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 163.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.25 163.20 Td (\(6,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 163.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 163.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.75 163.21 Td (14,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 163.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 163.21 Td (17,242) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 147.20 Td (Basic earnings per) Tj ET Q q 0 0 0 rg BT 109.34 147.20 Td ( shar) Tj ET Q q 0 0 0 rg BT 128.43 147.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 132.42 151.28 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 147.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 147.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 147.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 133.21 Td (Income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 87.74 133.21 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 89.99 133.21 Td (from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 133.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.75 133.20 Td (\(2.94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 133.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 133.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 133.21 Td (4.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 133.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.75 133.21 Td (5.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 119.21 Td (Loss from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.75 119.20 Td (\(0.04) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 119.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.75 119.21 Td (\(0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 119.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 119.21 Td (\(0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 119.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 105.20 Td (Net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 105.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.75 105.20 Td (\(2.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 105.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 105.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 105.21 Td (4.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 105.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.75 105.21 Td (5.41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 91.20 Td (W) Tj ET Q q 0 0 0 rg BT 47.00 91.20 Td (eighted average common shar) Tj ET Q q 0 0 0 rg BT 161.57 91.20 Td (es outstanding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 91.20 Td (2,698.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 91.21 Td (2,888.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 91.21 Td (3,004.0) Tj ET Q endstream endobj 267 0 obj <> endobj 268 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (133) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 35.50 733.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 95.32 733.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 129.88 733.25 Td (A) Tj ET Q q 0 0 0 rg BT 136.35 733.25 Td (TEMENT) Tj ET Q q 0 0 0 rg BT 179.51 733.25 Td ( OF) Tj ET Q q 0 0 0 rg BT 195.53 733.25 Td ( INCOME ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 405.25 733.25 Td (Citigr) Tj ET Q q 0 0 0 rg BT 428.78 733.25 Td (oupInc. and Subsidiaries) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 705.50 242.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 705.50 99.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 705.50 99.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.00 705.50 99.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 677.50 242.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 677.50 99.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 677.50 99.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.00 677.50 99.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36 727.5 m 278 727.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 278 727.5 m 377 727.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 377 727.5 m 476 727.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476 727.5 m 575 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278 677.5 m 377 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 677.5 m 476 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476 677.5 m 575 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 677.5 m 278 677.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36 663.5 m 278 663.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278 677.5 m 377 677.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 278 663.5 m 377 663.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 677.5 m 476 677.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 377 663.5 m 476 663.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476 677.5 m 575 677.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476 663.5 m 575 663.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36 649.5 m 278 649.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 278 649.5 m 377 649.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 377 649.5 m 476 649.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 476 649.5 m 575 649.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 709.95 Td (Diluted earnings per) Tj ET Q q 0 0 0 rg BT 117.34 709.95 Td ( shar) Tj ET Q q 0 0 0 rg BT 136.43 709.95 Td (e) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 140.42 714.03 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 709.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 709.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 709.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 695.96 Td (Income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 87.74 695.96 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 89.99 695.96 Td (from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 695.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.75 695.95 Td (\(2.94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 695.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 695.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 695.96 Td (4.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 695.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.75 695.96 Td (5.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 681.96 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.75 681.95 Td (\(0.04) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 681.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.75 681.96 Td (\(0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 681.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 681.96 Td (\(0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 681.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 667.95 Td (Net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.50 667.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.75 667.95 Td (\(2.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 667.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 667.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 667.96 Td (4.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 667.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.75 667.96 Td (5.40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 653.95 Td (Adjusted weighted average common shar) Tj ET Q q 0 0 0 rg BT 196.82 653.95 Td (es outstanding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 653.95 Td (2,698.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 653.96 Td (2,888.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 653.96 Td (3,007.7) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 630.80 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 630.80 Td (Certain prior) Tj ET Q q 0 0 0 rg BT 94.94 630.80 Td (-period revenue and expense lines and totals were reclassified to conform to the current period) Tj ET Q q 0 0 0 rg BT 399.27 630.80 Td (s presentation. See Note ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 478.58 630.80 Td (3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 482.58 630.80 Td ( to the Consolidated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 621.25 Td (Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 611.65 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 611.65 Td (Due to rounding, earnings per share on continuing operations and discontinued operations may not sum to earnings per share on net income. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 591.65 Td (The Notes to the Consolidated Financial Statements are an integral part of these Consolidated Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 38.00 538.78 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 97.82 538.78 Td (TED ST) Tj ET Q q 0 0 0 rg BT 132.38 538.78 Td (A) Tj ET Q q 0 0 0 rg BT 138.85 538.78 Td (TEMENT) Tj ET Q q 0 0 0 rg BT 182.01 538.78 Td ( OF) Tj ET Q q 0 0 0 rg BT 198.03 538.78 Td ( COMPREHENSIVE INCOME) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 446.25 538.81 Td (Citigr) Tj ET Q q 0 0 0 rg BT 469.78 538.81 Td (oupInc. and Subsidiaries) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 492.10 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 492.10 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 492.10 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 492.10 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 464.10 339.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 464.10 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 464.10 67.00 -14.00 re f 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Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 299.40 Td (\(2\)See Note ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 84.43 299.40 Td (8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 88.43 299.40 Td ( to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 289.80 Td (\(3\) Includes the impact of ) Tj ET Q q 0 0 0 rg BT 126.20 289.80 Td (ASU 2018-02, adopted in the fourth quarter of 2017. See Note 1 to the Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 258.60 Td (The Notes to the Consolidated Financial Statements are an integral part of these Consolidated Financial Statements.) 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/GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 462.50 388.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 462.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 462.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 436.50 388.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 436.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 436.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 410.50 388.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 410.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 410.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 384.50 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 384.50 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 384.50 76.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 719.5 m 500.5 719.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 719.5 m 576.5 719.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 708.5 m 424.5 708.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 708.5 m 500.5 708.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 708.5 m 576.5 708.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 532.5 m 500.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 532.5 m 576.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 532.5 m 424.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 532.5 m 500.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 532.5 m 576.5 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 462.5 m 424.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 462.5 m 500.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 462.5 m 576.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 462.5 m 500.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 462.5 m 576.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 436.5 m 424.5 436.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 436.5 m 500.5 436.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 436.5 m 576.5 436.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 436.5 m 500.5 436.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 436.5 m 576.5 436.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 361.5 m 424.5 361.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 347.5 m 424.5 347.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 361.5 m 500.5 361.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 347.5 m 500.5 347.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 361.5 m 576.5 361.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 347.5 m 576.5 347.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.80 721.95 Td (December) Tj ET Q q 0 0 0 rg BT 512.69 721.95 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 711.45 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 710.95 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 710.81 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 39.00 699.23 Td (Assets) Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 497.00 699.26 Td () Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 573.00 699.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 687.76 Td (Cash and due from banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 687.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 687.90 Td (23,775) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 687.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 687.76 Td (23,043) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 675.76 Td (Deposits with banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 675.90 Td (156,741) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 675.76 Td (137,451) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 661.96 Td (Federal funds sold and securities borrowed or purchased under agreements to resell \(including $132,949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 652.96 Td (and $133,204 as of December31, 2017 and December31, 2016, respectively) Tj ET Q q 0 0 0 rg BT 325.37 652.96 Td (, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 652.95 Td (232,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 652.96 Td (236,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 639.76 Td (Brokerage receivables) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 639.90 Td (38,384) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 639.76 Td (28,887) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 625.96 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 625.96 Td (rading account assets \(including $99,460 and $80,986 pledged to creditors at December31, 2017 and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 616.96 Td (December31, 2016, respectively\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 616.95 Td (251,556) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 616.96 Td (243,925) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 603.76 Td (Investments:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 590.96 Td ( ) Tj ET Q q 0 0 0 rg BT 43.25 590.96 Td (A) Tj ET Q q 0 0 0 rg BT 49.17 590.96 Td (vailable for sale \(including $9,493 and $8,239 pledged to creditors as of December31, 2017 and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 581.96 Td (December31, 2016, respectively\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 581.95 Td (290,914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 581.96 Td (299,424) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 568.76 Td (Held to maturity \(including $435 and $843 pledged to creditors as of December31, 2017 and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 559.76 Td (December31, 2016, respectively\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 559.95 Td (53,320) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 559.96 Td (45,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 545.96 Td (Non-marketable equity securities \(including $1,206 and $1,774 at fair value as of December31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 536.96 Td (and December 31, 2016, respectively\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 536.95 Td (8,056) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 536.96 Td (8,213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 523.76 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 523.76 Td (otal investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 523.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 523.90 Td (352,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 523.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 523.76 Td (353,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 510.76 Td (Loans:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 510.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 510.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 497.76 Td (Consumer \(including $25 and $29 as of December31, 2017 and December31, 2016, respectively) Tj ET Q q 0 0 0 rg BT 396.36 497.76 Td (, at) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 488.76 Td (fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 488.95 Td (333,656) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 488.96 Td (325,063) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 475.76 Td (Corporate \(including $4,349 and $3,457 as of December31, 2017 and December31, 2016, respectively) Tj ET Q q 0 0 0 rg BT 417.56 475.76 Td (,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 466.76 Td (at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 466.95 Td (333,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 466.96 Td (299,306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 453.76 Td (Loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 453.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 453.90 Td (667,034) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 453.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 453.76 Td (624,369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 440.76 Td (Allowance for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 440.90 Td (\(12,355) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 440.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 440.76 Td (\(12,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 440.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 427.76 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 427.76 Td (otal loans, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 427.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 427.90 Td (654,679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 427.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 427.76 Td (612,309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 414.76 Td (Goodwill) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 414.90 Td (22,256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 414.76 Td (21,659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 401.76 Td (Intangible assets \(other than MSRs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 401.90 Td (4,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 401.76 Td (5,1) Tj ET Q q 0 0 0 rg BT 564.00 401.76 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 388.76 Td (Mortgage servicing rights \(MSRs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 388.90 Td (558) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 388.76 Td (1,564) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 374.96 Td (Other assets \(including $19,793 and $15,729 as of December31, 2017 and December31, 2016,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 365.96 Td (respectively) Tj ET Q q 0 0 0 rg BT 90.90 365.96 Td (, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 365.95 Td (105,160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 365.96 Td (128,008) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 351.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 351.95 Td (otal assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 351.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 351.95 Td (1,842,465) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 351.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 351.96 Td (1,792,077) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 324.00 Td (The following table presents certain assets of consolidated variable interest entities \(VIEs\), which are included in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 312.00 Td (Consolidated Balance Sheet above. ) Tj ET Q q 0 0 0 rg BT 179.39 312.00 Td (The assets in the table below include those assets that can only be used to settle obligations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 300.00 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 88.86 300.00 Td (VIEs, presented on the following page, and are in excess of those obligations. ) Tj ET Q q 0 0 0 rg BT 401.56 300.00 Td (Additionally) Tj ET Q q 0 0 0 rg BT 451.46 300.00 Td (, the assets in the table below ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 288.00 Td (include third-party assets of consolidated ) Tj ET Q q 0 0 0 rg BT 202.72 288.00 Td (VIEs only and exclude intercompany balances that eliminate in consolidation.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 254.50 388.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 254.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 254.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 228.50 388.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 228.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 228.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 202.50 388.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 202.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 202.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 176.50 388.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 176.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 176.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 150.50 388.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 150.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 150.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 124.50 388.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 124.50 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 124.50 76.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 265.5 m 500.5 265.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 265.5 m 576.5 265.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 254.5 m 424.5 254.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 254.5 m 500.5 254.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 254.5 m 576.5 254.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 163.5 m 424.5 163.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 163.5 m 500.5 163.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 163.5 m 576.5 163.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 163.5 m 500.5 163.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 163.5 m 576.5 163.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 137.5 m 424.5 137.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 137.5 m 500.5 137.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 137.5 m 576.5 137.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 137.5 m 500.5 137.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 137.5 m 576.5 137.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 111.5 m 500.5 111.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 111.5 m 576.5 111.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 111.5 m 424.5 111.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 98.5 m 424.5 98.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 111.5 m 500.5 111.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 98.5 m 500.5 98.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 111.5 m 576.5 111.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 98.5 m 576.5 98.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.80 268.90 Td (December) Tj ET Q q 0 0 0 rg BT 512.69 268.90 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 257.45 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 256.95 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 256.81 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 245.90 Td (Assets of consolidated ) Tj ET Q q 0 0 0 rg BT 125.17 245.90 Td (VIEs to be used to settle obligations of consolidated ) Tj ET Q q 0 0 0 rg BT 323.77 245.90 Td (VIEs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 245.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 245.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 232.76 Td (Cash and due from banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 232.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 232.90 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 232.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 232.76 Td (142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 219.76 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 219.76 Td (rading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 219.90 Td (1,129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 219.76 Td (602) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 206.76 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 206.90 Td (2,498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 206.76 Td (3,636) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 193.76 Td (Loans, net of unearned income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 193.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 193.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 180.76 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 180.90 Td (54,656) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 180.76 Td (53,401) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 167.76 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 167.90 Td (19,835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 167.76 Td (20,121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 154.76 Td (Loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 154.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 154.90 Td (74,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 154.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 154.76 Td (73,522) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 141.76 Td (Allowance for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.75 141.90 Td (\(1,930) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 141.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 141.76 Td (\(1,769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 141.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 128.76 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 128.76 Td (otal loans, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 128.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 128.90 Td (72,561) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 128.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 128.76 Td (71,753) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 115.76 Td (Other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 115.90 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 115.76 Td (158) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 102.90 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 102.90 Td (otal assets of consolidated ) Tj ET Q q 0 0 0 rg BT 145.01 102.90 Td (VIEs to be used to settle obligations of consolidated ) Tj ET Q q 0 0 0 rg BT 343.61 102.90 Td (VIEs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 102.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 102.90 Td (76,394) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 102.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 102.76 Td (76,291) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.15 79.00 Td (Statement continues on the next page.) Tj ET Q endstream endobj 271 0 obj <> endobj 272 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (135) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 95.82 749.25 Td (TED BALANCE SHEET) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.63 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 216.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 252.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 288.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 324.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 360.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 396.00 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 432.00 749.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 449.50 749.25 Td (Citigr) Tj ET Q q 0 0 0 rg BT 473.03 749.25 Td (oup Inc. and Subsidiaries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 36.00 738.45 Td (\(Continued\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 678.95 388.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 678.95 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 678.95 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 642.95 388.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 642.95 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 642.95 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 606.95 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 606.95 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 606.95 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 571.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 571.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 571.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 535.95 388.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 535.95 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 535.95 76.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 487.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 487.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 487.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 463.95 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 463.95 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 463.95 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 417.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 417.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 417.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 393.95 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 393.95 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 393.95 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 358.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 358.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 358.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 334.95 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 334.95 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 334.95 76.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 715.95 m 500.5 715.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 715.95 m 576.5 715.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 703.95 m 424.5 703.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 703.95 m 500.5 703.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 703.95 m 576.5 703.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 618.95 m 424.5 618.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 618.95 m 500.5 618.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 618.95 m 576.5 618.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 618.95 m 500.5 618.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 618.95 m 576.5 618.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 487.95 m 424.5 487.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 487.95 m 500.5 487.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 487.95 m 576.5 487.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 475.95 m 424.5 475.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 475.95 m 500.5 475.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 475.95 m 576.5 475.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 358.95 m 424.5 358.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 358.95 m 500.5 358.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 358.95 m 576.5 358.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 334.95 m 424.5 334.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 322.95 m 424.5 322.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 334.95 m 500.5 334.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 322.95 m 500.5 322.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 334.95 m 576.5 334.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 322.95 m 576.5 322.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 310.95 m 424.5 310.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 310.95 m 500.5 310.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 310.95 m 576.5 310.95 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.80 719.35 Td (December) Tj ET Q q 0 0 0 rg BT 512.69 719.35 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 707.90 Td (Inmillionsofdollars,exceptshar) Tj ET Q q 0 0 0 rg BT 146.70 707.90 Td (esandpershar) Tj ET Q q 0 0 0 rg BT 195.95 707.90 Td (eamounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 707.35 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 707.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 695.35 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 695.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 695.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 682.21 Td (Non-interest-bearing deposits in U.S. of) Tj ET Q q 0 0 0 rg BT 182.89 682.21 Td (fices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 682.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 682.35 Td (126,880) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 682.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 682.21 Td (136,698) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 668.41 Td (Interest-bearing deposits in U.S. of) Tj ET Q q 0 0 0 rg BT 164.89 668.41 Td (fices \(including $303 and $434 as of December31, 2017 and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 659.41 Td (December31, 2016, respectively) Tj ET Q q 0 0 0 rg BT 166.41 659.41 Td (, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 659.40 Td (318,613) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 659.41 Td (300,972) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 646.21 Td (Non-interest-bearing deposits in of) Tj ET Q q 0 0 0 rg BT 164.64 646.21 Td (fices outside the U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 646.35 Td (87,440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 646.21 Td (77,616) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 632.41 Td (Interest-bearing deposits in of) Tj ET Q q 0 0 0 rg BT 146.64 632.41 Td (fices outside the U.S. \(including $1,162 and $778 as of December31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 623.41 Td (and December31, 2016, respectively) Tj ET Q q 0 0 0 rg BT 181.66 623.41 Td (, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 623.40 Td (426,889) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 623.41 Td (414,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 610.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 610.21 Td (otal deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 610.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 610.35 Td (959,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 610.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 610.21 Td (929,406) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 597.41 Td (Federal funds purchased and securities loaned or sold under agreements to repurchase \(including $40,638) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 588.41 Td (and $33,663 as of December31, 2017 and December31, 2016, respectively) Tj ET Q q 0 0 0 rg BT 320.87 588.41 Td (, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 588.40 Td (156,277) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 588.41 Td (141,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 575.21 Td (Brokerage payables) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 575.35 Td (61,342) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 575.21 Td (57,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 563.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 563.21 Td (rading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 563.35 Td (124,047) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 563.21 Td (139,045) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 549.41 Td (Short-term borrowings \(including $4,627 and $2,700 as of December31, 2017 and December31, 2016,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 540.41 Td (respectively) Tj ET Q q 0 0 0 rg BT 91.19 540.41 Td (, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 540.40 Td (44,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 540.41 Td (30,701) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 525.41 Td (Long-term debt \(including $31,392 and $26,254 as of December31, 2017 and December31, 2016,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 516.41 Td (respectively) Tj ET Q q 0 0 0 rg BT 91.19 516.41 Td (, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 516.40 Td (236,709) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 516.41 Td (206,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 501.41 Td (Other liabilities \(including $15,084 and $10,796 as of December31, 2017 and December31, 2016,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 492.41 Td (respectively) Tj ET Q q 0 0 0 rg BT 90.90 492.41 Td (, at fair value\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 492.40 Td (58,144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 492.41 Td (61,631) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 479.35 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 479.35 Td (otal liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 479.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 479.35 Td (1,640,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 479.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 479.21 Td (1,565,934) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 467.35 Td (Stockholders) Tj ET Q q 0 0 0 rg BT 91.67 467.35 Td ( equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 467.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 467.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 454.26 Td (Preferred stock \($1.00 par value; authorized shares: 30 million\), issued shares: ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.67 454.26 Td (770,120 as of ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.17 454.26 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 445.40 Td (December) Tj ET Q q 0 0 0 rg BT 86.81 445.40 Td (31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 120.56 445.40 Td ( and December31, 2016, at aggregate liquidation value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 445.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 445.40 Td (19,253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 445.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 445.41 Td (19,253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 431.41 Td (Common stock \($0.01 par value; authorized shares: 6 billion\), issued shares:) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.44 431.41 Td ( 3,099,523,273 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.69 431.41 Td (and ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 422.41 Td (3,099,482,042) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 99.75 422.41 Td ( as of December) Tj ET Q q 0 0 0 rg BT 160.81 422.41 Td (31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 194.56 422.41 Td ( and December31, 2016, respectively) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 422.40 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 422.41 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 409.21 Td (Additional paid-in capital) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 409.35 Td (108,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 409.21 Td (108,042) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 397.21 Td (Retained earnings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 397.35 Td (138,425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 397.21 Td (146,477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 384.41 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 384.41 Td (reasury stock, at cost:) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 122.16 384.41 Td ( December) Tj ET Q q 0 0 0 rg BT 163.22 384.41 Td (31, 2017529,614,728 shar) Tj ET Q q 0 0 0 rg BT 270.06 384.41 Td (es) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.56 384.41 Td ( and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.80 384.41 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.05 384.41 Td (December31, 2016327,090,192 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 375.41 Td (shares) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 375.40 Td (\(30,309) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 375.40 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 375.41 Td (\(16,302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 375.41 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 362.21 Td (Accumulated other comprehensive income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.25 362.35 Td (\(34,668) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 362.35 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 362.21 Td (\(32,381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 362.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 350.35 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 350.35 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.83 350.35 Td (oup stockholders) Tj ET Q q 0 0 0 rg BT 151.68 350.35 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 350.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 350.35 Td (200,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 350.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 350.21 Td (225,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 338.21 Td (Noncontrolling interest) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 338.35 Td (932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 338.21 Td (1,023) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 326.35 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 326.35 Td (otal equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 326.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.75 326.35 Td (201,672) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 326.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 326.21 Td (226,143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 314.35 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 314.35 Td (otal liabilities and equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 314.35 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 314.35 Td (1,842,465) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 314.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 314.21 Td (1,792,077) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 287.45 Td (The following table presents certain liabilities of consolidated ) Tj ET Q q 0 0 0 rg BT 303.75 287.45 Td (VIEs, which are included in the Consolidated Balance Sheet above. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 275.45 Td (The liabilities in the table below include third-party liabilities of consolidated ) Tj ET Q q 0 0 0 rg BT 348.24 275.45 Td (VIEs only and exclude intercompany balances that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 263.45 Td (eliminate in consolidation. ) Tj ET Q q 0 0 0 rg BT 144.69 263.45 Td (The liabilities also exclude amounts where creditors or beneficial interest holders have recourse to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 251.45 Td (general credit of Citigroup.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 216.95 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 216.95 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 216.95 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 179.95 388.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 179.95 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 179.95 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 152.95 388.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 152.95 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 152.95 76.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 228.95000000000005 m 500.5 228.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 228.95000000000005 m 576.5 228.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 216.95000000000005 m 424.5 216.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 216.95000000000005 m 500.5 216.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 216.95000000000005 m 576.5 216.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 152.95000000000005 m 500.5 152.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 152.95000000000005 m 576.5 152.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 152.95000000000005 m 424.5 152.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 129.95000000000005 m 424.5 129.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 152.95000000000005 m 500.5 152.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 129.95000000000005 m 500.5 129.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 152.95000000000005 m 576.5 152.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 129.95000000000005 m 576.5 129.95000000000005 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.80 232.35 Td (December) Tj ET Q q 0 0 0 rg BT 512.69 232.35 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 220.90 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 220.35 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 220.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 207.40 Td (Liabilities of consolidated ) Tj ET Q q 0 0 0 rg BT 139.68 207.40 Td (VIEs for) Tj ET Q q 0 0 0 rg BT 172.76 207.40 Td ( which cr) Tj ET Q q 0 0 0 rg BT 208.09 207.40 Td (editors or) Tj ET Q q 0 0 0 rg BT 245.17 207.40 Td ( beneficial inter) Tj ET Q q 0 0 0 rg BT 304.99 207.40 Td (est holders do not have) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 198.40 Td (r) Tj ET Q q 0 0 0 rg BT 51.91 198.40 Td (ecourse to the general cr) Tj ET Q q 0 0 0 rg BT 145.71 198.40 Td (edit of Citigr) Tj ET Q q 0 0 0 rg BT 195.03 198.40 Td (oup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 198.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 198.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 184.41 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 184.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 184.40 Td (10,079) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 184.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 184.41 Td (10,697) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 171.21 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 171.35 Td (30,492) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 171.21 Td (23,919) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 157.41 Td (Other liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 157.40 Td (61) Tj ET Q q 0 0 0 rg BT 492.50 157.40 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 157.41 Td (1,275) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 143.40 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 143.40 Td (otal liabilities of consolidated ) Tj ET Q q 0 0 0 rg BT 158.02 143.40 Td (VIEs for) Tj ET Q q 0 0 0 rg BT 191.10 143.40 Td ( which cr) Tj ET Q q 0 0 0 rg BT 226.44 143.40 Td (editors or) Tj ET Q q 0 0 0 rg BT 263.51 143.40 Td ( beneficial inter) Tj ET Q q 0 0 0 rg BT 323.33 143.40 Td (est holders do not have) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 134.40 Td (r) Tj ET Q q 0 0 0 rg BT 51.83 134.40 Td (ecourse to the general cr) Tj ET Q q 0 0 0 rg BT 145.63 134.40 Td (edit of Citigr) Tj ET Q q 0 0 0 rg BT 194.95 134.40 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 134.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.25 134.40 Td (41,182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 134.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 134.41 Td (35,891) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 110.45 Td (The Notes to the Consolidated Financial Statements are an integral part of these Consolidated Financial Statements.) Tj ET Q endstream endobj 273 0 obj <> endobj 274 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (136) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 38.00 745.18 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 97.82 745.18 Td (TED ST) Tj ET Q q 0 0 0 rg BT 132.38 745.18 Td (A) Tj ET Q q 0 0 0 rg BT 138.85 745.18 Td (TEMENT) Tj ET Q q 0 0 0 rg BT 182.01 745.18 Td ( OF) Tj ET Q q 0 0 0 rg BT 198.03 745.18 Td ( CHANGES IN ST) Tj ET Q q 0 0 0 rg BT 278.15 745.18 Td (OCKHOLDERS) Tj ET Q q 0 0 0 rg BT 352.41 745.18 Td ( EQUITY) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 446.25 745.21 Td (Citigr) Tj ET Q q 0 0 0 rg BT 469.78 745.21 Td (oupInc. and Subsidiaries) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 674.50 250.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 674.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 674.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 674.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 674.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 674.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 674.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 648.50 250.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 648.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 648.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 648.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 648.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 648.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 648.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 621.50 250.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 621.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 621.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 621.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 621.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 621.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 621.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 595.50 250.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 595.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 595.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 595.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 595.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 595.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 595.50 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 568.50 250.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 568.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 568.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 568.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 568.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 568.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 568.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 540.50 250.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 540.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 540.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 540.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 540.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 540.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 540.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 512.50 250.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 512.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 512.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 512.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 512.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 512.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 512.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 484.50 250.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 484.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 484.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 484.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 484.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 484.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 484.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 456.50 250.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 456.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 456.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 456.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 456.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 456.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 456.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 429.50 250.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 429.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 429.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 429.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 429.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 429.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 429.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 401.50 250.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 401.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 401.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 401.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 401.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 401.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 401.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 373.50 250.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 373.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 373.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 373.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 373.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 373.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 373.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 345.50 250.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 345.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 345.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 345.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 345.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 345.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.50 345.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 317.50 250.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 317.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 317.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 317.50 48.00 -14.00 re f /GS0 gs 0.8 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0 0 rg BT 467.19 720.95 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.45 706.95 Td (Amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.05 706.95 Td (Shar) Tj ET Q q 0 0 0 rg BT 507.47 706.95 Td (es) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 692.75 Td (Inmillionsofdollars,exceptshar) Tj ET Q q 0 0 0 rg BT 146.70 692.75 Td (esinthousands) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.00 692.95 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 692.96 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 692.96 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 692.95 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 692.96 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 692.96 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 678.95 Td (Pr) Tj ET Q q 0 0 0 rg BT 48.41 678.95 Td (eferr) Tj ET Q q 0 0 0 rg BT 67.22 678.95 Td (ed stock at aggr) Tj ET Q q 0 0 0 rg BT 127.80 678.95 Td (egate liquidation value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 678.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 678.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 678.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 678.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 678.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 678.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 665.76 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 665.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 665.90 Td (19,253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 665.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.25 665.76 Td (16,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 665.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.25 665.76 Td (10,468) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 665.90 Td (770) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 665.76 Td (669) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.50 665.76 Td (419) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 652.76 Td (Issuance of new preferred stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 652.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.75 652.76 Td (2,535) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 652.76 Td (6,250) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 652.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 652.76 Td (101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.50 652.76 Td (250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 639.76 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 639.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 639.90 Td (19,253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 639.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.25 639.76 Td (19,253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 639.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.25 639.76 Td (16,718) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 639.90 Td (770) Tj ET Q BT /F1 9.00 Tf ET q 0 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397.75 612.76 Td (108,010) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 612.90 Td (3,099,482) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 612.76 Td (3,099,482) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 612.76 Td (3,082,038) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 599.76 Td (Employee benefit plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 599.90 Td (\(27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 599.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 599.76 Td (\(251) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 599.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 599.76 Td (357) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 599.90 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 599.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.25 599.76 Td (17,438) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 586.76 Td (Preferred stock issuance expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 586.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 586.76 Td (\(37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 586.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 586.76 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 586.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 586.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 586.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 586.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 572.96 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.50 572.95 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 572.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 572.96 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 572.96 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 572.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 572.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 572.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.50 572.96 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 558.96 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 558.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 558.95 Td (108,039) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 558.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.75 558.96 Td (108,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 558.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.75 558.96 Td (108,319) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 558.95 Td (3,099,523) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 558.96 Td (3,099,482) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 558.96 Td (3,099,482) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 544.95 Td (Retained earnings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 544.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 544.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 544.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 544.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 544.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 544.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 530.96 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 530.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 530.95 Td (146,477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 530.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.75 530.96 Td (133,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 530.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.75 530.96 Td (1) Tj ET Q q 0 0 0 rg BT 402.25 530.96 Td (17,852) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 516.96 Td (Adjustment to opening balance, net of taxes) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 197.21 521.04 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 516.95 Td (\(660) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 516.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 516.96 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 516.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 502.96 Td (Adjusted balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 502.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 502.95 Td (145,817) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 502.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.75 502.96 Td (133,856) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 502.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.75 502.96 Td (1) Tj ET Q q 0 0 0 rg BT 402.25 502.96 Td (17,852) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 502.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 502.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 502.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 488.96 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 76.25 488.96 Td (s net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.75 488.95 Td (\(6,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 488.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.25 488.96 Td (14,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.25 488.96 Td (17,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 488.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 488.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 488.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 474.96 Td (Common dividends) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 109.75 479.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.75 474.95 Td (\(2,595) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 474.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.75 474.96 Td (\(1,214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 474.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.50 474.96 Td (\(484) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 474.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 474.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 474.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 474.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 460.96 Td (Preferred dividends) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.75 460.95 Td (\(1,213) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 460.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.75 460.96 Td (\(1,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 460.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.50 460.96 Td (\(769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 460.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 460.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 460.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 460.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 446.96 Td (Impact of ) Tj ET Q q 0 0 0 rg BT 75.82 446.96 Td (T) Tj ET Q q 0 0 0 rg BT 80.69 446.96 Td (ax Reform related to ) Tj ET Q q 0 0 0 rg BT 156.66 446.96 Td (AOCI reclassification) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 235.39 451.04 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.75 446.95 Td (3,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 446.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 446.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 446.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 446.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 446.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 433.76 Td (Other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 59.49 437.84 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 433.90 Td (\(90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 433.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 433.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 433.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 419.96 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 419.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 419.95 Td (138,425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 419.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.75 419.96 Td (146,477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 419.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.75 419.96 Td (133,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 419.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 419.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 419.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 405.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.67 405.95 Td (r) Tj ET Q q 0 0 0 rg BT 48.25 405.95 Td (easury stock, at cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 405.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 405.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 405.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 405.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 405.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 405.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 391.96 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 391.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.25 391.95 Td (\(16,302) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 391.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 391.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.75 391.96 Td (\(7,677) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 391.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 391.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.75 391.96 Td (\(2,929) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 391.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.75 391.95 Td (\(327,090) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 391.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 391.96 Td (\(146,203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 391.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.25 391.96 Td (\(58,1) Tj ET Q q 0 0 0 rg BT 562.00 391.96 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 391.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 377.96 Td (Employee benefit plans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.97 382.04 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.50 377.95 Td (531) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 377.96 Td (826) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 377.96 Td (704) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 377.95 Td (1) Tj ET Q q 0 0 0 rg BT 454.75 377.95 Td (1,651) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 377.96 Td (14,256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.25 377.96 Td (13,318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 363.96 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 363.96 Td (reasury stock acquired) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 125.15 368.04 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.25 363.95 Td (\(14,538) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 363.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.75 363.96 Td (\(9,451) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 363.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.75 363.96 Td (\(5,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 363.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.75 363.95 Td (\(214,176) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 363.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 363.96 Td (\(195,143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 363.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.75 363.96 Td (\(101,402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 363.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 349.96 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 349.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.25 349.95 Td (\(30,309) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 349.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 349.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.25 349.96 Td (\(16,302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 349.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 349.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.75 349.96 Td (\(7,677) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 349.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.75 349.95 Td (\(529,615) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 349.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 349.96 Td (\(327,090) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 349.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.75 349.96 Td (\(146,203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 349.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 335.95 Td (Citigr) Tj ET Q q 0 0 0 rg BT 61.91 335.95 Td (oup) Tj ET Q q 0 0 0 rg BT 79.17 335.95 Td (s accumulated other) Tj ET Q q 0 0 0 rg BT 156.41 335.95 Td ( compr) Tj ET Q q 0 0 0 rg BT 183.49 335.95 Td (ehensive income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 335.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 335.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 335.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 335.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 335.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 335.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 321.96 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 321.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.25 321.95 Td (\(32,381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 321.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 321.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.25 321.96 Td (\(29,344) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 321.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 321.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.25 321.96 Td (\(23,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 321.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 321.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 321.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 321.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 307.96 Td (Adjustment to opening balance, net of taxes) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 197.21 312.04 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.50 307.95 Td (504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 307.96 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 307.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 307.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 293.96 Td (Adjusted balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 293.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.25 293.95 Td (\(31,877) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 293.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 293.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.25 293.96 Td (\(29,359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 293.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 293.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.25 293.96 Td (\(23,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 293.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 279.96 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 76.00 279.96 Td (s total other comprehensive income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 226.21 284.04 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.75 279.95 Td (\(2,791) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 279.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.75 279.96 Td (\(3,022) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 279.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.75 279.96 Td (\(6,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 279.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 279.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 279.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 279.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 265.96 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 265.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.25 265.95 Td (\(34,668) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 265.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 265.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.25 265.96 Td (\(32,381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 265.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 265.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.25 265.96 Td (\(29,344) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 265.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 265.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 265.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 265.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 252.90 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 252.90 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.83 252.90 Td (oup common stockholders) Tj ET Q q 0 0 0 rg BT 186.92 252.90 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 252.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 252.90 Td (181,487) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 252.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.75 252.76 Td (205,867) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 252.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.75 252.76 Td (205,139) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 252.90 Td (2,569,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 252.76 Td (2,772,392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 252.76 Td (2,953,279) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 239.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 239.95 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.83 239.95 Td (oup stockholders) Tj ET Q q 0 0 0 rg BT 151.68 239.95 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 239.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 239.95 Td (200,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 239.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.75 239.96 Td (225,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 239.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.75 239.96 Td (221,857) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 239.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 239.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 239.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 225.95 Td (Noncontr) Tj ET Q q 0 0 0 rg BT 75.42 225.95 Td (olling inter) Tj ET Q q 0 0 0 rg BT 117.50 225.95 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 225.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 225.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 225.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 225.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 225.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 225.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 211.96 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 211.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.75 211.95 Td (1,023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 211.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.75 211.96 Td (1,235) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 211.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 211.96 Td (1,51) Tj ET Q q 0 0 0 rg BT 422.50 211.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 211.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 211.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 211.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 197.96 Td (T) Tj ET Q q 0 0 0 rg BT 50.34 197.96 Td (ransactions between noncontrolling-interest shareholders and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 188.96 Td (the related consolidated subsidiary) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 188.95 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 188.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 188.96 Td (\(1) Tj ET Q q 0 0 0 rg BT 374.50 188.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 188.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 188.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 174.96 Td (T) Tj ET Q q 0 0 0 rg BT 50.34 174.96 Td (ransactions between Citigroup and the noncontrolling-interest) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.00 165.96 Td (shareholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 165.95 Td (\(121) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 165.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 165.96 Td (\(130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 165.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.50 165.96 Td (\(164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 165.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 165.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 165.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 165.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 151.96 Td (Net income attributable to noncontrolling-interest shareholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 151.95 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 151.96 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 151.96 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 151.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 151.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 151.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 137.96 Td (Dividends paid to noncontrolling-interest shareholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 137.95 Td (\(44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 137.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 137.96 Td (\(42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 137.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 137.96 Td (\(78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 137.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 137.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 137.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 137.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 123.96 Td (Other comprehensive income \(loss\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 173.21 123.96 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 175.46 123.96 Td (attributable to ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 114.96 Td ( noncontrolling-interest shareholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.50 114.95 Td (1) Tj ET Q q 0 0 0 rg BT 322.00 114.95 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 114.96 Td (\(56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 114.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 114.96 Td (\(83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 114.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 114.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 114.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 114.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 100.96 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 100.95 Td (\(72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 100.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 100.96 Td (\(36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 100.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 100.96 Td (\(41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 100.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 100.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 100.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 100.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 86.95 Td (Net change in noncontr) Tj ET Q q 0 0 0 rg BT 128.67 86.95 Td (olling inter) Tj ET Q q 0 0 0 rg BT 170.75 86.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 86.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 86.95 Td (\(91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 86.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 86.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 86.96 Td (\(212) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 86.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 86.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.50 86.96 Td (\(276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 86.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 86.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 86.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 86.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 72.95 Td (Balance, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 72.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.50 72.95 Td (932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 72.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.75 72.96 Td (1,023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 72.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.75 72.96 Td (1,235) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 72.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 72.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 72.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 58.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 58.95 Td (otal equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 58.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.75 58.95 Td (201,672) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 58.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.75 58.96 Td (226,143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 58.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.75 58.96 Td (223,092) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 275 0 obj <> endobj 276 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (137) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 750.50 Td (See Note 1 to 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Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.74 731.30 Td ($0.16) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 177.74 731.30 Td ( per share in the third and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 261.49 731.30 Td (fourth) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 281.04 731.30 Td ( quarters of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 319.47 731.30 Td (2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.47 731.30 Td (; and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 353.25 731.30 Td ($0.01) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.25 731.30 Td ( in the first quarter and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 446.33 731.30 Td ($0.05) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 464.33 731.30 Td ( per share in the second, third and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (fourth quarters of 2015.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 712.10 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 712.10 Td (Includes the impact of ) Tj ET Q q 0 0 0 rg BT 126.87 712.10 Td (ASU 2018-02, which transferred those amounts from ) Tj ET Q q 0 0 0 rg BT 298.84 712.10 Td (AOCI to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 328.61 712.10 Td (Retained earnings) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 387.05 712.10 Td (. See Notes 1 and 19 to the Consolidated Financial ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 692.90 Td (\(4\) Includes the impact of ) Tj ET Q q 0 0 0 rg BT 126.20 692.90 Td (ASU No. 2016-09. See Note 1 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 683.30 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 683.30 Td (Includes treasury stock related to \(i\) certain activity on employee stock option program exercises, where the employee delivers existing shares to cover the option ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 673.70 Td (exercise, or \(ii\) under Citi) Tj ET Q q 0 0 0 rg BT 139.08 673.70 Td (s employee-restricted or deferred-stock programs, where shares are withheld to satisfy tax requirements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 664.10 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 54.00 664.10 Td (For 2017, 2016 and 2015, primarily consists of open market purchases under Citi) Tj ET Q q 0 0 0 rg BT 316.18 664.10 Td (s Board of Directors-approved common stock repurchase program.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 640.10 Td (The Notes to the Consolidated Financial Statements are an integral part of these Consolidated Financial Statements.) Tj ET Q endstream endobj 277 0 obj <> endobj 278 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (138) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 31.00 738.18 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 90.82 738.18 Td (TED ST) Tj ET Q q 0 0 0 rg BT 125.38 738.18 Td (A) Tj ET Q q 0 0 0 rg BT 131.85 738.18 Td (TEMENT) Tj ET Q q 0 0 0 rg BT 175.01 738.18 Td ( OF) Tj ET Q q 0 0 0 rg BT 191.03 738.18 Td ( CASH FLOWS) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 439.25 738.21 Td (Citigr) Tj ET Q q 0 0 0 rg BT 462.78 738.21 Td (oupInc. and Subsidiaries) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 693.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 693.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 693.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 693.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 665.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 665.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 665.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 665.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 637.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 637.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 637.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 637.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 609.50 365.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 609.50 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 609.50 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 609.50 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 572.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 572.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 572.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 572.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 544.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 544.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 544.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 544.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 516.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 516.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 516.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 516.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 488.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 488.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 488.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 488.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 460.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 460.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 460.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 460.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 432.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 432.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 432.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 432.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 404.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 404.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 404.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 404.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 376.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 376.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 376.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 376.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 348.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 348.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 348.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 348.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 320.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 320.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 320.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 320.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 292.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 292.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 292.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 292.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 264.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 264.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 264.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 264.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 236.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 236.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 236.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 236.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 200.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 200.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 200.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 200.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 172.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 172.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 172.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 172.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 144.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 144.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 144.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 144.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 116.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 116.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 116.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 116.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 88.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 88.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 88.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 88.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 60.50 365.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 60.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 60.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 60.50 59.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 707.5 m 459.5 707.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 707.5 m 517.5 707.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 707.5 m 576.5 707.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 693.5 m 401.5 693.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 693.5 m 459.5 693.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 693.5 m 517.5 693.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 693.5 m 576.5 693.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 651.5 m 401.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 651.5 m 459.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 651.5 m 517.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 651.5 m 576.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 651.5 m 459.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 651.5 m 517.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 651.5 m 576.5 651.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 623.5 m 401.5 623.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 623.5 m 459.5 623.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 623.5 m 517.5 623.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 623.5 m 576.5 623.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 404.5 m 459.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 404.5 m 517.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 404.5 m 576.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 404.5 m 401.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 404.5 m 459.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 390.5 m 459.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 404.5 m 517.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 390.5 m 517.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 404.5 m 576.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 390.5 m 576.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 390.5 m 401.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 376.5 m 401.5 376.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 376.5 m 459.5 376.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 376.5 m 517.5 376.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 376.5 m 576.5 376.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 200.5 m 459.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 200.5 m 517.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 200.5 m 576.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 200.5 m 401.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 186.5 m 401.5 186.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 200.5 m 459.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 186.5 m 459.5 186.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 200.5 m 517.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 186.5 m 517.5 186.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 200.5 m 576.5 200.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 186.5 m 576.5 186.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 46.5 m 459.5 46.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 46.5 m 517.5 46.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 46.5 m 576.5 46.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 46.5 m 401.5 46.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 46 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 46.5 m 459.5 46.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 46 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 46.5 m 517.5 46.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 46 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 46.5 m 576.5 46.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 46 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 46 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 46 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 46 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 46 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 46 m BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 710.22 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.80 711.95 Td (Y) Tj ET Q q 0 0 0 rg BT 443.80 711.95 Td (ears ended December) Tj ET Q q 0 0 0 rg BT 525.69 711.95 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 697.75 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 697.95 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.00 697.96 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 697.96 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 683.95 Td (Cash flows fr) Tj ET Q q 0 0 0 rg BT 89.92 683.95 Td (om operating activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 683.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 683.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 683.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 669.95 Td (Net income \(loss\) befor) Tj ET Q q 0 0 0 rg BT 127.14 669.95 Td (e attribution of noncontr) Tj ET Q q 0 0 0 rg BT 222.23 669.95 Td (olling inter) Tj ET Q q 0 0 0 rg BT 264.31 669.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 669.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 669.95 Td (\(6,738) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 669.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 669.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 669.96 Td (14,975) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 669.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 669.96 Td (17,332) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 655.95 Td (Net income attributable to noncontr) Tj ET Q q 0 0 0 rg BT 177.40 655.95 Td (olling inter) Tj ET Q q 0 0 0 rg BT 219.49 655.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 655.95 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 655.96 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 655.96 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 641.95 Td (Citigr) Tj ET Q q 0 0 0 rg BT 61.91 641.95 Td (oup) Tj ET Q q 0 0 0 rg BT 79.17 641.95 Td (s net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 641.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 641.95 Td (\(6,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 641.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 641.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 641.96 Td (14,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 641.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 641.96 Td (17,242) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 627.95 Td (Loss fr) Tj ET Q q 0 0 0 rg BT 71.59 627.95 Td (om discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 627.95 Td (\(1) Tj ET Q q 0 0 0 rg BT 447.00 627.95 Td (1) Tj ET Q q 0 0 0 rg BT 451.50 627.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 627.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 627.96 Td (\(58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 627.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 627.96 Td (\(54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 627.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 613.95 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 98.90 613.95 Td (om continuing operationsexcluding noncontr) Tj ET Q q 0 0 0 rg BT 280.01 613.95 Td (olling inter) Tj ET Q q 0 0 0 rg BT 322.10 613.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 613.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 613.95 Td (\(6,687) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 613.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 613.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 613.96 Td (14,970) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 613.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 613.96 Td (17,296) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 599.95 Td (Adjustments to r) Tj ET Q q 0 0 0 rg BT 103.83 599.95 Td (econcile net income to net cash pr) Tj ET Q q 0 0 0 rg BT 232.64 599.95 Td (ovided by operating activities of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 590.95 Td (continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 590.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 590.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 590.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 576.96 Td (Net gains on significant disposals) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 165.99 581.04 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 576.95 Td (\(602) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 576.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 576.96 Td (\(404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 576.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 576.96 Td (\(3,210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 576.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 562.96 Td (Depreciation and amortization) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 562.95 Td (3,659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 562.96 Td (3,720) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 562.96 Td (3,506) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 548.96 Td (Deferred tax provision ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.72 553.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.25 548.95 Td (24,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 548.96 Td (1,459) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 548.96 Td (2,794) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 534.96 Td (Provision for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 534.95 Td (7,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 534.96 Td (6,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 534.96 Td (7,108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 520.96 Td (Realized gains from sales of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 520.95 Td (\(778) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 520.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 520.96 Td (\(948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 520.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 520.96 Td (\(682) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 520.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 506.96 Td (Net impairment losses on investments, goodwill and intangible assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 506.95 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.50 506.96 Td (621) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 506.96 Td (318) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 492.96 Td (Change in trading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 492.95 Td (\(7,726) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 492.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 492.96 Td (\(2,710) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 492.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 492.96 Td (46,830) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 478.96 Td (Change in trading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.25 478.95 Td (\(14,998) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 478.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 478.96 Td (21,533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 478.96 Td (\(21,524) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 478.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 464.96 Td (Change in brokerage receivables, net of brokerage payables) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 464.95 Td (\(5,307) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 464.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 464.96 Td (2,226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 464.96 Td (2,278) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 450.96 Td (Change in loans held-for) Tj ET Q q 0 0 0 rg BT 134.14 450.96 Td (-sale \(HFS\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 450.95 Td (247) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 450.96 Td (6,603) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 450.96 Td (\(7,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 450.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 436.96 Td (Change in other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 436.95 Td (\(2,489) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 436.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 436.96 Td (\(6,859) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 436.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 436.96 Td (\(32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 436.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 422.96 Td (Change in other liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 422.95 Td (\(3,421) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 422.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 422.96 Td (\(28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 422.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 422.96 Td (\(1,135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 422.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 408.96 Td (Other) Tj ET Q q 0 0 0 rg BT 65.13 408.96 Td (, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 408.95 Td (\(2,956) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 408.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 408.96 Td (7,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 408.96 Td (\(6,603) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 408.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 394.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 394.95 Td (otal adjustments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 394.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 394.95 Td (\(1,900) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 394.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 394.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 394.96 Td (38,962) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 394.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 394.96 Td (22,441) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 380.95 Td (Net cash pr) Tj ET Q q 0 0 0 rg BT 82.91 380.95 Td (ovided by \(used in\) operating activities of continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 380.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 380.95 Td (\(8,587) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 380.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 380.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 380.96 Td (53,932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 380.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 380.96 Td (39,737) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 366.95 Td (Cash flows fr) Tj ET Q q 0 0 0 rg BT 89.92 366.95 Td (om investing activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 366.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 366.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 366.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 352.96 Td ( Change in deposits with banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 352.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.25 352.95 Td (\(19,290) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 352.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 352.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 352.96 Td (\(25,31) Tj ET Q q 0 0 0 rg BT 509.50 352.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 352.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 352.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 352.96 Td (15,488) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 338.96 Td ( Change in federal funds sold and securities borrowed or purchased under agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 338.95 Td (4,335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 338.96 Td (\(17,138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 338.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 338.96 Td (22,895) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 324.96 Td ( Change in loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.25 324.95 Td (\(58,062) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 324.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 324.96 Td (\(39,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 324.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 324.96 Td (1,353) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 310.96 Td ( Proceeds from sales and securitizations of loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 310.95 Td (8,365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 310.96 Td (18,140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 310.96 Td (9,610) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 296.96 Td ( Purchases of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.75 296.95 Td (\(185,740) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 296.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.75 296.96 Td (\(21) Tj ET Q q 0 0 0 rg BT 493.75 296.96 Td (1,402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 296.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 296.96 Td (\(242,362) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 296.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 282.96 Td ( Proceeds from sales of investments) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 172.72 287.04 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.75 282.95 Td (107,368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 282.96 Td (132,183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 282.96 Td (141,470) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 268.96 Td ( Proceeds from maturities of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.25 268.95 Td (84,369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 268.96 Td (65,525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 268.96 Td (82,047) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 254.96 Td ( Proceeds from significant disposals) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 173.48 259.04 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.75 254.95 Td (3,41) Tj ET Q q 0 0 0 rg BT 451.50 254.95 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.50 254.96 Td (265) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 254.96 Td (5,932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 240.96 Td ( Payments due to transfers of net liabilities associated with significant disposals) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 330.19 245.04 Td (\(1\)\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 240.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 240.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 240.96 Td (\(18,929) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 240.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 226.96 Td ( Capital expenditures on premises and equipment and capitalized software) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 226.95 Td (\(3,361) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 226.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 226.96 Td (\(2,756) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 226.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 226.96 Td (\(3,198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 226.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 213.76 Td ( Proceeds from sales of premises and equipment, subsidiaries and af) Tj ET Q q 0 0 0 rg BT 288.52 213.76 Td (filiates ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 204.76 Td ( and repossessed assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 204.95 Td (377) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.50 204.96 Td (667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 204.96 Td (577) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 190.95 Td (Net cash pr) Tj ET Q q 0 0 0 rg BT 82.91 190.95 Td (ovided by \(used in\) investing activities of continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 190.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.25 190.95 Td (\(58,228) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 190.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 190.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 190.96 Td (\(79,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 190.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 190.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 190.96 Td (14,883) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 176.95 Td (Cash flows fr) Tj ET Q q 0 0 0 rg BT 89.84 176.95 Td (om financing activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 176.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 176.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 176.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 162.96 Td ( Dividends paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 162.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 162.95 Td (\(3,797) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 162.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 162.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 162.96 Td (\(2,287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 162.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 162.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 162.96 Td (\(1,253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 162.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 148.96 Td ( Issuance of preferred stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 148.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.75 148.96 Td (2,498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 148.96 Td (6,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 134.96 Td ( ) Tj ET Q q 0 0 0 rg BT 45.67 134.96 Td (T) Tj ET Q q 0 0 0 rg BT 50.93 134.96 Td (reasury stock acquired) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.25 134.95 Td (\(14,541) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 134.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 134.96 Td (\(9,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 134.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 134.96 Td (\(5,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 134.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 120.96 Td ( Stock tendered for payment of withholding taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.50 120.95 Td (\(405) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 120.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 120.96 Td (\(316) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 120.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 120.96 Td (\(428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 120.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 106.96 Td ( Change in federal funds purchased and securities loaned or sold under agreements to repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.25 106.95 Td (14,456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 106.96 Td (\(4,675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 106.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 106.96 Td (\(26,942) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 106.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 92.96 Td ( Issuance of long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.25 92.95 Td (67,960) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.25 92.96 Td (63,806) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 92.96 Td (44,619) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 78.96 Td ( Payments and redemptions of long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.25 78.95 Td (\(40,986) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 78.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 78.96 Td (\(55,460) Tj ET Q BT 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9.00 Tf ET q 0 0 0 rg BT 559.50 541.96 Td (276) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 527.95 Td (Non-cash financing activities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 513.96 Td (Decrease in long-term debt associated with significant disposals reclassified to HFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 513.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 513.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 513.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 513.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 513.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 513.96 Td (\(4,673) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 513.96 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 490.80 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 490.80 Td (See Note 2 to the Consolidated Financial Statements for further information on significant disposals.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 481.20 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 481.20 Td (Includes the full impact of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 152.19 481.20 Td ($22.6 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 193.08 481.20 Td ( non-cash char) Tj ET Q q 0 0 0 rg BT 239.58 481.20 Td (ge related to the ) Tj ET Q q 0 0 0 rg BT 292.75 481.20 Td (T) Tj ET Q q 0 0 0 rg BT 297.07 481.20 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 352.63 481.20 Td (Act \(T) Tj ET Q q 0 0 0 rg BT 373.18 481.20 Td (ax Reform\). See Notes 1 and 9 to the Consolidated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 471.60 Td (Financial Statements for further information. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 462.00 Td (\(3\) Proceeds for 2016 include approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 187.29 462.00 Td ($3.3 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 224.18 462.00 Td ( from the sale of Citi) Tj ET Q q 0 0 0 rg BT 292.83 462.00 Td (s investment in China Guangfa Bank.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 452.40 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 452.40 Td (The payments associated with significant disposals result primarily from the sale of deposit liabilities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 432.40 Td (The Notes to the Consolidated Financial Statements are an integral part of these Consolidated Financial Statements.) Tj ET Q endstream endobj 281 0 obj <> endobj 282 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (140) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td ( NOTES ) Tj ET Q q 0 0 0 rg BT 74.72 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 81.21 749.25 Td (O CONSOLIDA) Tj ET Q q 0 0 0 rg BT 151.31 749.25 Td (TED FINANCIAL) Tj ET Q q 0 0 0 rg BT 230.49 749.25 Td ( ST) Tj ET Q q 0 0 0 rg BT 244.48 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 250.96 749.25 Td (TEMENTS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (1. SUMMAR) Tj ET Q q 0 0 0 rg BT 91.75 729.25 Td (Y) Tj ET Q q 0 0 0 rg BT 98.60 729.25 Td ( OF) Tj ET Q q 0 0 0 rg BT 114.62 729.25 Td ( SIGNIFICANT) Tj ET Q q 0 0 0 rg BT 183.62 729.25 Td ( ) Tj ET Q q 0 0 0 rg BT 185.57 729.25 Td (ACCOUNTING ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (POLICIES ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 693.25 Td (Throughout these Notes, Citigroup, Citi and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (Company refer to Citigroup Inc. and its consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.25 Td (subsidiaries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 657.25 Td (Certain reclassifications have been made to the prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.25 Td (periods) Tj ET Q q 0 0 0 rg BT 68.03 645.25 Td ( financial statements and Notes to conform to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.25 Td (current period) Tj ET Q q 0 0 0 rg BT 95.14 633.25 Td (s presentation.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 609.25 Td (Principles of Consolidation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 597.25 Td (The Consolidated Financial Statements include the accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 585.25 Td (of Citigroup and its subsidiaries prepared in accordance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 573.25 Td (U.S. generally accepted accounting principles \(GAAP\). ) Tj ET Q q 0 0 0 rg BT 260.47 573.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 561.25 Td (Company consolidates subsidiaries in which it holds, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 549.25 Td (directly or indirectly) Tj ET Q q 0 0 0 rg BT 117.54 549.25 Td (, more than 50% of the voting rights or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 537.25 Td (where it exercises control. Entities where the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 525.25 Td (holds 20% to 50% of the voting rights and/or has the ability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 513.25 Td (to exercise significant influence, other than investments of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 501.25 Td (designated venture capital subsidiaries or investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 489.25 Td (accounted for at fair value under the fair value option, are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 477.25 Td (accounted for under the equity method, and the pro rata ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 465.25 Td (share of their income \(loss\) is included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 204.29 465.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 233.64 465.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.40 465.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 453.25 Td (Income from investments in less-than-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.85 453.25 Td (20%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.18 453.25 Td (-owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 441.25 Td (companies is recognized when dividends are received. ) Tj ET Q q 0 0 0 rg BT 255.36 441.25 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 429.25 Td (discussed in more detail in Note 21 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 417.25 Td (Financial Statements, Citigroup also consolidates entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 405.25 Td (deemed to be variable interest entities when Citigroup is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 393.25 Td (determined to be the primary beneficiary) Tj ET Q q 0 0 0 rg BT 198.89 393.25 Td (. Gains and losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 381.25 Td (on the disposition of branches, subsidiaries, af) Tj ET Q q 0 0 0 rg BT 220.79 381.25 Td (filiates, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 369.25 Td (buildings and other investments are included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 227.90 369.25 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 357.25 Td (r) Tj ET Q q 0 0 0 rg BT 39.52 357.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.27 357.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 333.25 Td (Citibank) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 321.25 Td (Citibank, N.A. \(Citibank\) is a commercial bank and wholly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 309.25 Td (owned subsidiary of Citigroup. Citibank) Tj ET Q q 0 0 0 rg BT 200.16 309.25 Td (s principal of) Tj ET Q q 0 0 0 rg BT 252.74 309.25 Td (ferings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.25 Td (include consumer finance, mortgage lending and retail ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 285.25 Td (banking \(including commercial banking\) products and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 273.25 Td (services; investment banking, cash management and trade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 261.25 Td (finance; and private banking products and services.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 237.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.30 237.25 Td (ariable Inter) Tj ET Q q 0 0 0 rg BT 96.28 237.25 Td (est Entities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 225.25 Td (An entity is a variable interest entity \(VIE\) if it meets either ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 213.25 Td (of the criteria outlined in ) Tj ET Q q 0 0 0 rg BT 137.36 213.25 Td (Accounting Standards Codification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 201.25 Td (\(ASC\) ) Tj ET Q q 0 0 0 rg BT 64.43 201.25 Td (T) Tj ET Q q 0 0 0 rg BT 69.84 201.25 Td (opic 810, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 109.56 201.25 Td (Consolidation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.23 201.25 Td (, which are \(i\) the entity has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 189.25 Td (equity that is insuf) Tj ET Q q 0 0 0 rg BT 109.98 189.25 Td (ficient to permit the entity to finance its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 177.25 Td (activities without additional subordinated financial support ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 165.25 Td (from other parties, or \(ii\) the entity has equity investors that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 153.25 Td (cannot make significant decisions about the entity) Tj ET Q q 0 0 0 rg BT 238.72 153.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 141.25 Td (operations or that do not absorb their proportionate share of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 129.25 Td (the entity) Tj ET Q q 0 0 0 rg BT 76.27 129.25 Td (s expected losses or expected returns.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 117.25 Td (The Company consolidates a ) Tj ET Q q 0 0 0 rg BT 172.13 117.25 Td (VIE when it has both the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 105.25 Td (power to direct the activities that most significantly impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 93.25 Td (the ) Tj ET Q q 0 0 0 rg BT 50.54 93.25 Td (VIE) Tj ET Q q 0 0 0 rg BT 69.97 93.25 Td (s economic performance and a right to receive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 81.25 Td (benefits or the obligation to absorb losses of the entity that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 69.25 Td (could be potentially significant to the ) Tj ET Q q 0 0 0 rg BT 187.45 69.25 Td (VIE \(that is, Citi is the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 57.25 Td (primary beneficiary\). In addition to variable interests held in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 729.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 369.86 729.25 Td (VIEs, the Company has variable interests in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 717.25 Td (other ) Tj ET Q q 0 0 0 rg BT 339.87 717.25 Td (VIEs that are not consolidated because the Company is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 705.25 Td (not the primary beneficiary) Tj ET Q q 0 0 0 rg BT 425.47 705.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 693.25 Td (All unconsolidated ) Tj ET Q q 0 0 0 rg BT 413.14 693.25 Td (VIEs are monitored by the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 681.25 Td (to assess whether any events have occurred to cause its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 669.25 Td (primary beneficiary status to change. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 657.25 Td (All entities not deemed to be ) Tj ET Q q 0 0 0 rg BT 452.57 657.25 Td (VIEs with which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 645.25 Td (Company has involvement are evaluated for consolidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 633.25 Td (under other subtopics of ) Tj ET Q q 0 0 0 rg BT 415.87 633.25 Td (ASC 810. See Note 21 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 621.25 Td (Consolidated Financial Statements for more detailed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 609.25 Td (information.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 585.25 Td (For) Tj ET Q q 0 0 0 rg BT 332.37 585.25 Td (eign Curr) Tj ET Q q 0 0 0 rg BT 374.12 585.25 Td (ency ) Tj ET Q q 0 0 0 rg BT 395.88 585.25 Td (T) Tj ET Q q 0 0 0 rg BT 401.81 585.25 Td (ranslation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 573.25 Td (Assets and liabilities of Citi) Tj ET Q q 0 0 0 rg BT 430.88 573.25 Td (s foreign operations are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 561.25 Td (translated from their respective functional currencies into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 549.25 Td (U.S. dollars using period-end spot foreign exchange rates. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 537.25 Td (The ef) Tj ET Q q 0 0 0 rg BT 342.63 537.25 Td (fects of those translation adjustments are reported in) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 551.74 537.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 525.25 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 420.49 525.25 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.01 525.25 Td (, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 513.25 Td (component of stockholders) Tj ET Q q 0 0 0 rg BT 427.90 513.25 Td ( equity) Tj ET Q q 0 0 0 rg BT 454.74 513.25 Td (, net of any related hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 501.25 Td (and tax ef) Tj ET Q q 0 0 0 rg BT 356.24 501.25 Td (fects, until realized upon sale or substantial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 489.25 Td (liquidation of the foreign operation. Revenues and expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 477.25 Td (of Citi) Tj ET Q q 0 0 0 rg BT 345.61 477.25 Td (s foreign operations are translated monthly from their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 465.25 Td (respective functional currencies into U.S. dollars at amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 453.25 Td (that approximate weighted average exchange rates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 441.25 Td (For transactions that are denominated in a currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 429.25 Td (other than the functional currency) Tj ET Q q 0 0 0 rg BT 451.85 429.25 Td (, including transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 417.25 Td (denominated in the local currencies of foreign operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 405.25 Td (that use the U.S. dollar as their functional currency) Tj ET Q q 0 0 0 rg BT 520.17 405.25 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 393.25 Td (ef) Tj ET Q q 0 0 0 rg BT 324.59 393.25 Td (fects of changes in exchange rates are primarily included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 381.25 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 327.28 381.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.00 381.25 Td (, along with the related ef) Tj ET Q q 0 0 0 rg BT 519.00 381.25 Td (fects of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 369.25 Td (any economic hedges. Instruments used to hedge foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 357.25 Td (currency exposures include foreign currency forward, option ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 345.25 Td (and swap contracts and, in certain instances, designated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 333.25 Td (issues of non-U.S. dollar debt. Foreign operations in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 321.25 Td (countries with highly inflationary economies designate the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 309.25 Td (U.S. dollar as their functional currency) Tj ET Q q 0 0 0 rg BT 472.13 309.25 Td (, with the ef) Tj ET Q q 0 0 0 rg BT 519.71 309.25 Td (fects of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 297.25 Td (changes in exchange rates primarily included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 510.54 297.25 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 285.25 Td (r) Tj ET Q q 0 0 0 rg BT 320.52 285.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.27 285.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 261.25 Td (Investment Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 249.25 Td (Investments include fixed income and equity securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 237.25 Td (Fixed income instruments include bonds, notes and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 225.25 Td (redeemable preferred stocks, as well as certain loan-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 213.25 Td (and structured securities that are subject to prepayment risk. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 201.25 Td (Equity securities include common and nonredeemable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 189.25 Td (preferred stock.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 177.25 Td (Investment securities are classified and accounted for as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 165.25 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 147.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 147.25 Td (Fixed income securities classified as held-to-maturity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 135.25 Td (are securities that the Company has both the ability and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 123.25 Td (the intent to hold until maturity and are carried at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 111.25 Td (amortized cost. Interest income on such securities is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 99.25 Td (included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 382.21 99.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 401.28 99.25 Td (est r) Tj ET Q q 0 0 0 rg BT 418.41 99.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.16 99.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 87.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 87.25 Td (Fixed income securities and marketable equity securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 75.25 Td (classified as available-for) Tj ET Q q 0 0 0 rg BT 441.41 75.25 Td (-sale are carried at fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 63.25 Td (with changes in fair value reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 486.89 63.25 Td (Accumulated ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 335.00 51.25 Td (other compr) Tj ET Q q 0 0 0 rg BT 383.79 51.25 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.31 51.25 Td (, a component of ) Tj ET Q endstream endobj 283 0 obj <> endobj 284 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (141) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (stockholders) Tj ET Q q 0 0 0 rg BT 107.13 742.10 Td ( equity) Tj ET Q q 0 0 0 rg BT 133.98 742.10 Td (, net of applicable income taxes and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (hedges. Realized gains and losses on sales are included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (in income primarily on a specific identification cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.10 Td (basis. Interest and dividend income on such securities is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 694.10 Td (included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 101.21 694.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 120.28 694.10 Td (est r) Tj ET Q q 0 0 0 rg BT 137.41 694.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.16 694.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 682.10 Td (Certain investments in non-marketable equity securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 670.10 Td (and certain investments that would otherwise have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 658.10 Td (accounted for using the equity method are carried at fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 646.10 Td (value, since the Company has elected to apply fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 634.10 Td (accounting. Changes in fair value of such investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 622.10 Td (are recorded in earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 610.10 Td (Certain non-marketable equity securities are carried at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 598.10 Td (cost.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 574.10 Td (For investments in fixed income securities classified as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (held-to-maturity or available-for) Tj ET Q q 0 0 0 rg BT 165.75 562.10 Td (-sale, the accrual of interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (income is suspended for investments that are in default or for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (which it is likely that future interest payments will not be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (made as scheduled. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 514.10 Td (Investment securities are subject to evaluation for other) Tj ET Q q 0 0 0 rg BT 275.67 514.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (than-temporary impairment as described in Note 13 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (Consolidated Financial Statements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 478.10 Td (The Company uses a number of valuation techniques for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (investments carried at fair value, which are described in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (Note 24 to the Consolidated Financial Statements. Realized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (gains and losses on sales of investments are included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (earnings.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.93 406.10 Td (rading ) Tj ET Q q 0 0 0 rg BT 72.22 406.10 Td (Account ) Tj ET Q q 0 0 0 rg BT 109.72 406.10 Td (Assets and Liabilities) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.01 394.10 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.23 394.10 Td ( include debt and marketable equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (securities, derivatives in a receivable position, residual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (interests in securitizations and physical commodities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (inventory) Tj ET Q q 0 0 0 rg BT 73.68 358.10 Td (. In addition, as described in Note 25 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (Consolidated Financial Statements, certain assets that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (Citigroup has elected to carry at fair value under the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (value option, such as loans and purchased guarantees, are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (also included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 101.82 310.10 Td (T) Tj ET Q q 0 0 0 rg BT 106.83 310.10 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.05 310.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 298.10 Td (T) Tj ET Q q 0 0 0 rg BT 59.01 298.10 Td (rading account liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.11 298.10 Td ( include securities sold, not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (yet purchased \(short positions\) and derivatives in a net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (payable position, as well as certain liabilities that Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (has elected to carry at fair value \(as described in Note 25 to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (the Consolidated Financial Statements\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 238.10 Td (Other than physical commodities inventory) Tj ET Q q 0 0 0 rg BT 226.65 238.10 Td (, all trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (account assets and liabilities are carried at fair value. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (Revenues generated from trading assets and trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (liabilities are generally reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 176.22 202.10 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.94 202.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (and include realized gains and losses as well as unrealized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (gains and losses resulting from changes in the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (such instruments. Interest income on trading assets is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 83.75 154.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 102.82 154.10 Td (est r) Tj ET Q q 0 0 0 rg BT 119.95 154.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.70 154.10 Td ( reduced by interest expense on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (trading liabilities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 130.10 Td (Physical commodities inventory is carried at the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (of cost or market with related losses reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 229.00 118.10 Td (Principal ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.45 106.10 Td (. Realized gains and losses on sales of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (commodities inventory are included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 192.90 94.10 Td (Principal ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.45 82.10 Td (. Investments in unallocated precious metals ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (accounts \(gold, silver) Tj ET Q q 0 0 0 rg BT 121.41 70.10 Td (, platinum and palladium\) are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (accounted for as hybrid instruments containing a debt host ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.10 Td (contract and an embedded non-financial derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (instrument indexed to the price of the relevant precious ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (metal. ) Tj ET Q q 0 0 0 rg BT 344.03 730.10 Td (The embedded derivative instrument is separated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (from the debt host contract and accounted for at fair value. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (The debt host contract is carried at fair value under the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (value option, as described in Note 25 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 670.10 Td (Derivatives used for trading purposes include interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (rate, currency) Tj ET Q q 0 0 0 rg BT 371.31 658.10 Td (, equity) Tj ET Q q 0 0 0 rg BT 400.66 658.10 Td (, credit and commodity swap ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td (agreements, options, caps and floors, warrants, and financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (and commodity futures and forward contracts. Derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (asset and liability positions are presented net by counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (on the Consolidated Balance Sheet when a valid master ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (netting agreement exists and the other conditions set out in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 338.77 586.10 Td (T) Tj ET Q q 0 0 0 rg BT 344.18 586.10 Td (opic 210-20, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 397.23 586.10 Td (Balance SheetOffsetting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.48 586.10 Td (, are met. See ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (Note 22 to the Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 562.10 Td (The Company uses a number of techniques to determine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (the fair value of trading assets and liabilities, which are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td (described in Note 24 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (Securities Borr) Tj ET Q q 0 0 0 rg BT 381.52 502.10 Td (owed and Securities Loaned) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (Securities borrowing and lending transactions do not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (constitute a sale of the underlying securities for accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (purposes and are treated as collateralized financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (transactions. Such transactions are recorded at the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (proceeds advanced or received plus accrued interest. ) Tj ET Q q 0 0 0 rg BT 529.12 442.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (described in Note 25 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (Statements, the Company has elected to apply fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.10 Td (accounting to a number of securities borrowing and lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (transactions. Fees paid or received for all securities lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (and borrowing transactions are recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 490.82 382.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 509.89 382.10 Td (est expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 327.83 370.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 346.90 370.10 Td (est r) Tj ET Q q 0 0 0 rg BT 364.03 370.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.78 370.10 Td ( at the contractually specified rate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 358.10 Td (The Company monitors the fair value of securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (borrowed or loaned on a daily basis and obtains or posts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (additional collateral in order to maintain contractual mar) Tj ET Q q 0 0 0 rg BT 543.12 334.10 Td (gin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (protection.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 310.10 Td (As described in Note 24 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (Statements, the Company uses a discounted cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (technique to determine the fair value of securities lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (and borrowing transactions.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 250.10 Td (Repur) Tj ET Q q 0 0 0 rg BT 344.04 250.10 Td (chase and Resale ) Tj ET Q q 0 0 0 rg BT 418.21 250.10 Td (Agr) Tj ET Q q 0 0 0 rg BT 434.69 250.10 Td (eements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.10 Td (Securities sold under agreements to repurchase \(repos\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 226.10 Td (securities purchased under agreements to resell \(reverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.10 Td (repos\) do not constitute a sale \(or purchase\) of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.10 Td (underlying securities for accounting purposes and are treated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (as collateralized financing transactions. ) Tj ET Q q 0 0 0 rg BT 476.66 190.10 Td (As described in Note ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (25 to the Consolidated Financial Statements, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.10 Td (has elected to apply fair value accounting to the majority of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.10 Td (such transactions, with changes in fair value reported in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.10 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 355.33 142.10 Td (Any transactions for which fair value accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.10 Td (has not been elected are recorded at the amount of cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.10 Td (advanced or received plus accrued interest. Irrespective of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.10 Td (whether the Company has elected fair value accounting, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.10 Td (interest paid or received on all repo and reverse repo ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.10 Td (transactions is recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 424.19 82.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 443.25 82.10 Td (est expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.51 82.10 Td ( or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 501.84 82.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 520.91 82.10 Td (est ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 70.10 Td (r) Tj ET Q q 0 0 0 rg BT 320.52 70.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.27 70.10 Td ( at the contractually specified rate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 58.10 Td (Where the conditions of ) Tj ET Q q 0 0 0 rg BT 433.31 58.10 Td (ASC 210-20-45-1) Tj ET Q q 0 0 0 rg BT 504.88 58.10 Td (1, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 514.88 58.10 Td (Balance ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 46.10 Td (SheetOffsetting: Repur) Tj ET Q q 0 0 0 rg BT 416.89 46.10 Td (chase and Reverse Repur) Tj ET Q q 0 0 0 rg BT 517.87 46.10 Td (chase ) Tj ET Q endstream endobj 285 0 obj <> endobj 286 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (142) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (Agr) Tj ET Q q 0 0 0 rg BT 50.63 742.10 Td (eements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.84 742.10 Td (, are met, repos and reverse repos are presented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (net on the Consolidated Balance Sheet.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (The Company) Tj ET Q q 0 0 0 rg BT 113.71 718.10 Td (s policy is to take possession of securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (purchased under reverse repurchase agreements. ) Tj ET Q q 0 0 0 rg BT 231.83 706.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (Company monitors the fair value of securities subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (repurchase or resale on a daily basis and obtains or posts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (additional collateral in order to maintain contractual mar) Tj ET Q q 0 0 0 rg BT 262.12 670.10 Td (gin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (protection.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 646.10 Td (As described in Note 24 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (Statements, the Company uses a discounted cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (technique to determine the fair value of repo and reverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (repo transactions.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (Loans are reported at their outstanding principal balances net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (of any unearned income and unamortized deferred fees and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (costs except that credit card receivable balances also include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (accrued interest and fees. Loan origination fees and certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (direct origination costs are generally deferred and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (recognized as adjustments to income over the lives of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (related loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 490.10 Td (As described in Note 25 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (Statements, Citi has elected fair value accounting for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (loans. Such loans are carried at fair value with changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (fair value reported in earnings. Interest income on such loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (is recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 92.92 442.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 111.99 442.10 Td (est r) Tj ET Q q 0 0 0 rg BT 129.12 442.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.87 442.10 Td ( at the contractually specified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (rate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 418.10 Td (Loans that are held-for) Tj ET Q q 0 0 0 rg BT 145.15 418.10 Td (-investment are classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (Loans, net of unearned income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.59 406.10 Td ( on the Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (Sheet, and the related cash flows are included within the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (cash flows from investing activities category in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (Consolidated Statement of Cash Flows on the line ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 238.76 370.10 Td (Change in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.67 358.10 Td (. However) Tj ET Q q 0 0 0 rg BT 98.92 358.10 Td (, when the initial intent for holding a loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (has changed from held-for) Tj ET Q q 0 0 0 rg BT 141.59 346.10 Td (-investment to HFS, the loan is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (reclassified to held-for) Tj ET Q q 0 0 0 rg BT 126.32 334.10 Td (-sale, but the related cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (continue to be reported in cash flows from investing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (activities in the Consolidated Statement of Cash Flows on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (the line ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 68.21 298.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 77.84 298.10 Td (oceeds fr) Tj ET Q q 0 0 0 rg BT 113.85 298.10 Td (om sales and securitizations of loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.35 298.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (Consumer Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (Consumer loans represent loans and leases managed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (primarily by the) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 100.43 250.10 Td ( Global Consumer Banking \(GCB\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.31 250.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (businesses and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 97.66 238.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.44 238.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (Consumer Non-accrual and Re-aging Policies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (As a general rule, interest accrual ceases for installment and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (real estate \(both open- and closed-end\) loans when payments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.71 178.10 Td (90 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.54 178.10 Td ( contractually past due. For credit cards and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (unsecured revolving loans, however) Tj ET Q q 0 0 0 rg BT 180.00 166.10 Td (, Citi generally accrues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (interest until payments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.30 154.10 Td (180 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.13 154.10 Td ( past due. ) Tj ET Q q 0 0 0 rg BT 220.13 154.10 Td (As a result of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (OCC guidance, home equity loans in regulated bank entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (are classified as non-accrual if the related residential first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (mortgage is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.43 118.10 Td (90 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 118.10 Td ( or more past due. ) Tj ET Q q 0 0 0 rg BT 190.14 118.10 Td (Also as a result of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (OCC guidance, mortgage loans in regulated bank entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (within 60 days of notification that the borrower has filed for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (bankruptcy) Tj ET Q q 0 0 0 rg BT 80.34 82.10 Td (, other than FHA-insured loans, are classified as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (non-accrual. Commercial market loans are placed on a cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (\(non-accrual\) basis when it is determined, based on actual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.10 Td (experience and a forward-looking assessment of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (collectability of the loan in full, that the payment of interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (or principal is doubtful or when interest or principal is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.39 730.10 Td (90 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.33 718.10 Td ( past due.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 706.10 Td (Loans that have been modified to grant a concession to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (a borrower in financial dif) Tj ET Q q 0 0 0 rg BT 421.78 694.10 Td (ficulty may not be accruing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (interest at the time of the modification. ) Tj ET Q q 0 0 0 rg BT 475.11 682.10 Td (The policy for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.10 Td (returning such modified loans to accrual status varies by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (product and/or region. In most cases, a minimum number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td (payments \(ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.14 646.10 Td (one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.58 646.10 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.36 646.10 Td (six) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.03 646.10 Td (\) is required, while in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (other cases the loan is never returned to accrual status. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (regulated bank entities, such modified loans are returned to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (accrual status if a credit evaluation at the time of, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (subsequent to, the modification indicates the borrower is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (able to meet the restructured terms, and the borrower is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (current and has demonstrated a reasonable period of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (sustained payment performance \(minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.39 562.10 Td (six months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.01 562.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (consecutive payments\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 538.10 Td (For U.S. consumer loans, generally one of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (conditions to qualify for modification is that a minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (number of payments \(typically ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.51 514.10 Td (one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.95 514.10 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.72 514.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.71 514.10 Td (\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (must be made. Upon modification, the loan is re-aged to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (current status. However) Tj ET Q q 0 0 0 rg BT 411.84 490.10 Td (, re-aging practices for certain open-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (ended consumer loans, such as credit cards, are governed by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (Federal Financial Institutions Examination Council \(FFIEC\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (guidelines. For open-ended consumer loans subject to FFIEC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (guidelines, one of the conditions for the loan to be re-aged to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (current status is that at least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.30 430.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.29 430.10 Td ( consecutive minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (monthly payments, or the equivalent amount, must be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.10 Td (received. In addition, under FFIEC guidelines, the number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (times that such a loan can be re-aged is subject to limitations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (\(generally once in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.69 382.10 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.69 382.10 Td ( months and twice in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.51 382.10 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.05 382.10 Td ( years\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (Furthermore, Federal Housing ) Tj ET Q q 0 0 0 rg BT 440.31 370.10 Td (Administration \(FHA\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 358.10 Td (Department of ) Tj ET Q q 0 0 0 rg BT 377.35 358.10 Td (V) Tj ET Q q 0 0 0 rg BT 383.46 358.10 Td (eterans ) Tj ET Q q 0 0 0 rg BT 413.73 358.10 Td (Af) Tj ET Q q 0 0 0 rg BT 424.10 358.10 Td (fairs \(V) Tj ET Q q 0 0 0 rg BT 453.63 358.10 Td (A\) loans may only be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (modified under those respective agencies) Tj ET Q q 0 0 0 rg BT 484.52 346.10 Td ( guidelines, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (payments are not always required in order to re-age a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (modified loan to current.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (Consumer Char) Tj ET Q q 0 0 0 rg BT 380.80 298.10 Td (ge-Off Policies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 334.78 286.10 Td (s char) Tj ET Q q 0 0 0 rg BT 358.20 286.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 379.12 286.10 Td (f policies follow the general guidelines ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (below:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 256.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 256.10 Td (Unsecured installment loans are char) Tj ET Q q 0 0 0 rg BT 482.54 256.10 Td (ged of) Tj ET Q q 0 0 0 rg BT 507.63 256.10 Td (f at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.17 256.10 Td (120 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.00 256.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 244.10 Td (contractually past due.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 232.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 232.10 Td (Unsecured revolving loans and credit card loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 220.10 Td (char) Tj ET Q q 0 0 0 rg BT 352.03 220.10 Td (ged of) Tj ET Q q 0 0 0 rg BT 377.11 220.10 Td (f at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.66 220.10 Td (180 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.49 220.10 Td ( contractually past due.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 208.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 208.10 Td (Loans secured with non-real estate collateral are written ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 196.10 Td (down to the estimated value of the collateral, less costs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 184.10 Td (to sell, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.88 184.10 Td (120 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.71 184.10 Td ( contractually past due.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 172.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 172.10 Td (Real estate-secured loans are written down to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 160.10 Td (estimated value of the property) Tj ET Q q 0 0 0 rg BT 458.75 160.10 Td (, less costs to sell, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.63 160.10 Td (180 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 148.10 Td (days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.33 148.10 Td ( contractually past due.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 136.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 136.10 Td (Real estate-secured loans are) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.12156862745098039 0.28627450980392155 0.49019607843137253 rg BT 450.77 136.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 453.27 136.10 Td (char) Tj ET Q q 0 0 0 rg BT 470.30 136.10 Td (ged of) Tj ET Q q 0 0 0 rg BT 495.39 136.10 Td (f no later than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 124.10 Td (180 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.83 124.10 Td ( contractually past due if a decision has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 112.10 Td (made not to foreclose on the loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 100.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 100.10 Td (Unsecured loans in bankruptcy are char) Tj ET Q q 0 0 0 rg BT 493.36 100.10 Td (ged of) Tj ET Q q 0 0 0 rg BT 518.45 100.10 Td (f within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 88.10 Td (60 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.83 88.10 Td ( of notification of filing by the bankruptcy court ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 76.10 Td (or in accordance with Citi) Tj ET Q q 0 0 0 rg BT 441.63 76.10 Td (s char) Tj ET Q q 0 0 0 rg BT 465.05 76.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 485.97 76.10 Td (f policy) Tj ET Q q 0 0 0 rg BT 516.14 76.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 64.10 Td (whichever occurs earlier) Tj ET Q q 0 0 0 rg BT 432.72 64.10 Td (.) Tj ET Q endstream endobj 287 0 obj <> endobj 288 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (Real estate-secured loans in bankruptcy) Tj ET Q q 0 0 0 rg BT 212.18 742.10 Td (, other than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (FHA-insured loans, are written down to the estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (value of the property) Tj ET Q q 0 0 0 rg BT 136.93 718.10 Td (, less costs to sell, within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.15 718.10 Td (60 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.98 718.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.10 Td (notification that the borrower has filed for bankruptcy or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 694.10 Td (in accordance with Citi) Tj ET Q q 0 0 0 rg BT 149.80 694.10 Td (s char) Tj ET Q q 0 0 0 rg BT 173.22 694.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 194.14 694.10 Td (f policy) Tj ET Q q 0 0 0 rg BT 224.31 694.10 Td (, whichever is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 682.10 Td (earlier) Tj ET Q q 0 0 0 rg BT 78.98 682.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 670.10 Td (Commercial market loans are written down to the extent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 658.10 Td (that principal is judged to be uncollectable.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (Corporate Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (Corporate loans represent loans and leases managed by ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 128.97 610.10 Td (oup \(ICG\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.35 610.10 Td (. Corporate loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (identified as impaired and placed on a cash \(non-accrual\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (basis when it is determined, based on actual experience and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (a forward-looking assessment of the collectability of the loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (in full, that the payment of interest or principal is doubtful or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (when interest or principal is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.14 550.10 Td (90 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.97 550.10 Td ( past due, except when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (the loan is well collateralized and in the process of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (collection. ) Tj ET Q q 0 0 0 rg BT 79.88 526.10 Td (Any interest accrued on impaired corporate loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (and leases is reversed at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.57 514.10 Td (90 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.40 514.10 Td ( past due and char) Tj ET Q q 0 0 0 rg BT 237.41 514.10 Td (ged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (against current earnings, and interest is thereafter included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (earnings only to the extent actually received in cash. ) Tj ET Q q 0 0 0 rg BT 247.96 490.10 Td (When ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (there is doubt regarding the ultimate collectability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (principal, all cash receipts are thereafter applied to reduce ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (the recorded investment in the loan.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 442.10 Td (Impaired corporate loans and leases are written down to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (the extent that principal is deemed to be uncollectable. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (Impaired collateral-dependent loans and leases, where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (repayment is expected to be provided solely by the sale of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (the underlying collateral and there are no other available and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (reliable sources of repayment, are written down to the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (of cost or collateral value. Cash-basis loans are returned to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (accrual status when all contractual principal and interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (amounts are reasonably assured of repayment and there is a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (sustained period of repayment performance in accordance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (with the contractual terms.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (Loans Held-for) Tj ET Q q 0 0 0 rg BT 97.19 298.10 Td (-Sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (Corporate and consumer loans that have been identified for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (sale are classified as loans held-for) Tj ET Q q 0 0 0 rg BT 175.46 274.10 Td (-sale and included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.72 262.10 Td (. ) Tj ET Q q 0 0 0 rg BT 90.54 262.10 Td (The practice of Citi) Tj ET Q q 0 0 0 rg BT 171.34 262.10 Td (s U.S. prime mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (business has been to sell substantially all of its conforming ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (loans. ) Tj ET Q q 0 0 0 rg BT 61.56 238.10 Td (As such, U.S. prime mortgage conforming loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (classified as held-for) Tj ET Q q 0 0 0 rg BT 119.10 226.10 Td (-sale and the fair value option is elected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (at origination, with changes in fair value recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 248.15 214.10 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (r) Tj ET Q q 0 0 0 rg BT 39.52 202.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.27 202.10 Td (. ) Tj ET Q q 0 0 0 rg BT 72.09 202.10 Td (W) Tj ET Q q 0 0 0 rg BT 81.13 202.10 Td (ith the exception of those loans for which the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (value option has been elected, held-for) Tj ET Q q 0 0 0 rg BT 190.74 190.10 Td (-sale loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (accounted for at the lower of cost or market value, with any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (write-downs or subsequent recoveries char) Tj ET Q q 0 0 0 rg BT 206.87 166.10 Td (ged to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 234.09 166.10 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (r) Tj ET Q q 0 0 0 rg BT 39.52 154.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.27 154.10 Td (. ) Tj ET Q q 0 0 0 rg BT 72.09 154.10 Td (The related cash flows are classified in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (Consolidated Statement of Cash Flows in the cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (from operating activities category on the line ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 218.44 130.10 Td (Change in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (loans held-for) Tj ET Q q 0 0 0 rg BT 92.19 118.10 Td (-sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.63 118.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 742.25 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 376.53 742.25 Td ( Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.25 Td (Allowance for loan losses represents management) Tj ET Q q 0 0 0 rg BT 519.99 730.25 Td (s best ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.25 Td (estimate of probable losses inherent in the portfolio, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.25 Td (including probable losses related to lar) Tj ET Q q 0 0 0 rg BT 471.50 706.25 Td (ge individually ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.25 Td (evaluated impaired loans and troubled debt restructurings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.25 Td (Attribution of the allowance is made for analytical purposes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.25 Td (only) Tj ET Q q 0 0 0 rg BT 334.13 670.25 Td (, and the entire allowance is available to absorb probable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.25 Td (loan losses inherent in the overall portfolio. ) Tj ET Q q 0 0 0 rg BT 493.07 658.25 Td (Additions to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.25 Td (allowance are made through the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 447.22 646.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 456.85 646.25 Td (ovision for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.58 646.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.25 Td (Loan losses are deducted from the allowance and subsequent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.25 Td (recoveries are added. ) Tj ET Q q 0 0 0 rg BT 403.62 622.25 Td (Assets received in exchange for loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.25 Td (claims in a restructuring are initially recorded at fair value, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.25 Td (with any gain or loss reflected as a recovery or char) Tj ET Q q 0 0 0 rg BT 523.40 598.25 Td (ge-of) Tj ET Q q 0 0 0 rg BT 544.31 598.25 Td (f to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.25 Td (the provision.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 562.25 Td (Consumer Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.25 Td (For consumer loans, each portfolio of non-modified smaller) Tj ET Q q 0 0 0 rg BT 556.18 550.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.25 Td (balance homogeneous loans is independently evaluated for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.25 Td (impairment by product type \(e.g., residential mortgage, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.25 Td (credit card, etc.\) in accordance with ) Tj ET Q q 0 0 0 rg BT 461.92 514.25 Td (ASC 450, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 502.25 Td (Contingencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.21 502.25 Td (. ) Tj ET Q q 0 0 0 rg BT 379.03 502.25 Td (The allowance for loan losses attributed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.25 Td (these loans is established via a process that estimates the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.25 Td (probable losses inherent in the specific portfolio. ) Tj ET Q q 0 0 0 rg BT 514.54 478.25 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.25 Td (process includes migration analysis, in which historical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.25 Td (delinquency and credit loss experience is applied to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.25 Td (current aging of the portfolio, together with analyses that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.25 Td (reflect current and anticipated economic conditions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.25 Td (including changes in housing prices and unemployment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.25 Td (trends. Citi) Tj ET Q q 0 0 0 rg BT 364.22 406.25 Td (s allowance for loan losses under ) Tj ET Q q 0 0 0 rg BT 498.63 406.25 Td (ASC 450 only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.25 Td (considers contractual principal amounts due, except for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.25 Td (credit card loans, where estimated loss amounts related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.25 Td (accrued interest receivable are also included.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 358.25 Td (Management also considers overall portfolio indicators, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.25 Td (including historical credit losses, delinquent, non-performing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.25 Td (and classified loans, trends in volumes and terms of loans, an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.25 Td (evaluation of overall credit quality) Tj ET Q q 0 0 0 rg BT 454.63 322.25 Td (, the credit process, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.25 Td (including lending policies and procedures, and economic, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.25 Td (geographical, product and other environmental factors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 286.25 Td (Separate valuation allowances are determined for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.25 Td (impaired smaller) Tj ET Q q 0 0 0 rg BT 384.28 274.25 Td (-balance homogeneous loans whose terms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.25 Td (have been modified in a troubled debt restructuring \(TDR\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.25 Td (Long-term modification programs, and short-term \(less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.25 Td (12 months\) modifications that provide concessions \(such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 226.25 Td (interest rate reductions\) to borrowers in financial dif) Tj ET Q q 0 0 0 rg BT 525.91 226.25 Td (ficulty) Tj ET Q q 0 0 0 rg BT 551.37 226.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.25 Td (are reported as ) Tj ET Q q 0 0 0 rg BT 378.17 214.25 Td (TDRs. In addition, loan modifications that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.25 Td (involve a trial period are reported as ) Tj ET Q q 0 0 0 rg BT 464.26 202.25 Td (TDRs at the start of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.25 Td (trial period. ) Tj ET Q q 0 0 0 rg BT 365.97 190.25 Td (The allowance for loan losses for ) Tj ET Q q 0 0 0 rg BT 501.30 190.25 Td (TDRs is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.25 Td (determined in accordance with ) Tj ET Q q 0 0 0 rg BT 441.95 178.25 Td (ASC 310-10-35, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 510.56 178.25 Td (Receivables) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 166.25 Td (Subsequent Measur) Tj ET Q q 0 0 0 rg BT 404.12 166.25 Td (ement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 166.25 Td (, considering all available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.25 Td (evidence, including, as appropriate, the present value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.25 Td (expected future cash flows discounted at the loan) Tj ET Q q 0 0 0 rg BT 516.65 142.25 Td (s original ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.25 Td (contractual ef) Tj ET Q q 0 0 0 rg BT 371.51 130.25 Td (fective rate, the secondary market value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.25 Td (loan and the fair value of collateral less disposal costs. ) Tj ET Q q 0 0 0 rg BT 537.03 118.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.25 Td (expected cash flows incorporate modification program ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.25 Td (default rate assumptions. ) Tj ET Q q 0 0 0 rg BT 419.02 94.25 Td (The original contractual ef) Tj ET Q q 0 0 0 rg BT 525.17 94.25 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.25 Td (rate for credit card loans is the pre-modification rate, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.25 Td (may include interest rate increases under the original ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.25 Td (contractual agreement with the borrower) Tj ET Q q 0 0 0 rg BT 479.15 58.25 Td (.) Tj ET Q endstream endobj 289 0 obj <> endobj 290 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (144) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (V) Tj ET Q q 0 0 0 rg BT 60.11 742.10 Td (aluation allowances for commercial market loans, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (which are classifiably managed consumer loans, are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (determined in the same manner as for corporate loans and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (are described in more detail in the following section. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (Generally) Tj ET Q q 0 0 0 rg BT 74.77 694.10 Td (, an asset-specific component is calculated under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (ASC 310-10-35 on an individual basis for lar) Tj ET Q q 0 0 0 rg BT 216.63 682.10 Td (ger) Tj ET Q q 0 0 0 rg BT 229.20 682.10 Td (-balance, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (non-homogeneous loans that are considered impaired, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (the allowance for the remainder of the classifiably managed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (consumer loan portfolio is calculated under ) Tj ET Q q 0 0 0 rg BT 211.50 646.10 Td (ASC 450 using a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (statistical methodology that may be supplemented by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (management adjustment.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (Corporate Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (In the corporate portfolios, the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 160.40 586.10 Td (Allowance for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.46 586.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (includes an asset-specific component and a statistically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (based component. ) Tj ET Q q 0 0 0 rg BT 110.52 562.10 Td (The asset-specific component is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (calculated under ) Tj ET Q q 0 0 0 rg BT 103.74 550.10 Td (ASC 310-10-35 for lar) Tj ET Q q 0 0 0 rg BT 194.38 550.10 Td (ger) Tj ET Q q 0 0 0 rg BT 206.95 550.10 Td (-balance, non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (homogeneous loans that are considered impaired. ) Tj ET Q q 0 0 0 rg BT 235.66 538.10 Td (An asset-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (specific allowance is established when the discounted cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (flows, collateral value \(less disposal costs\) or observable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (market price of the impaired loan are lower than its carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 62.47 490.10 Td (This allowance considers the borrower) Tj ET Q q 0 0 0 rg BT 217.79 490.10 Td () Tj ET Q q 0 0 0 rg BT 220.57 490.10 Td (s overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (financial condition, resources and payment record, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (prospects for support from any financially responsible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (guarantors \(discussed further below\) and, if appropriate, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (realizable value of any collateral. ) Tj ET Q q 0 0 0 rg BT 171.30 442.10 Td (The asset-specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (component of the allowance for smaller) Tj ET Q q 0 0 0 rg BT 194.91 430.10 Td (-balance impaired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (loans is calculated on a pool basis considering historical loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (experience.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 394.10 Td (The allowance for the remainder of the loan portfolio is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (determined under ) Tj ET Q q 0 0 0 rg BT 108.20 382.10 Td (ASC 450 using a statistical methodology) Tj ET Q q 0 0 0 rg BT 271.15 382.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (supplemented by management judgment. ) Tj ET Q q 0 0 0 rg BT 202.72 370.10 Td (The statistical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (analysis considers the portfolio) Tj ET Q q 0 0 0 rg BT 163.48 358.10 Td (s size, remaining tenor and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (credit quality as measured by internal risk ratings assigned to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (individual credit facilities, which reflect probability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (default and loss given default. ) Tj ET Q q 0 0 0 rg BT 158.56 322.10 Td (The statistical analysis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (considers historical default rates and historical loss severity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (in the event of default, including historical average levels ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (and historical variability) Tj ET Q q 0 0 0 rg BT 133.10 286.10 Td (. ) Tj ET Q q 0 0 0 rg BT 137.92 286.10 Td (The result is an estimated range for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (inherent losses. ) Tj ET Q q 0 0 0 rg BT 99.97 274.10 Td (The best estimate within the range is then ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (determined by management) Tj ET Q q 0 0 0 rg BT 149.85 262.10 Td (s quantitative and qualitative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (assessment of current conditions, including general ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (economic conditions, specific industry and geographic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (trends and internal factors including portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (concentrations, trends in internal credit quality indicators ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (and current and past underwriting standards.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 190.10 Td (For both the asset-specific and the statistically based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (components of the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 112.37 178.10 Td (Allowance for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.42 178.10 Td (, management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (may incorporate guarantor support. ) Tj ET Q q 0 0 0 rg BT 179.38 166.10 Td (The financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (wherewithal of the guarantor is evaluated, as applicable, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (based on net worth, cash flow statements and personal or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (company financial statements, which are updated and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (reviewed at least annually) Tj ET Q q 0 0 0 rg BT 139.47 118.10 Td (. Citi seeks performance on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (guarantee arrangements in the normal course of business. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (Seeking performance entails obtaining satisfactory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (cooperation from the guarantor or borrower in the specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (situation. ) Tj ET Q q 0 0 0 rg BT 75.26 70.10 Td (This regular cooperation is indicative of pursuit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (and successful enforcement of the guarantee; the exposure is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.10 Td (reduced without the expense and burden of pursuing a legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (remedy) Tj ET Q q 0 0 0 rg BT 346.34 742.10 Td (. ) Tj ET Q q 0 0 0 rg BT 350.78 742.10 Td (A) Tj ET Q q 0 0 0 rg BT 357.45 742.10 Td ( guarantor) Tj ET Q q 0 0 0 rg BT 398.64 742.10 Td () Tj ET Q q 0 0 0 rg BT 401.42 742.10 Td (s reputation and willingness to work ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (with Citigroup is evaluated based on the historical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (experience with the guarantor and the knowledge of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (marketplace. In the rare event that the guarantor is unwilling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (or unable to perform or facilitate borrower cooperation, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (pursues a legal remedy; however) Tj ET Q q 0 0 0 rg BT 448.22 682.10 Td (, enforcing a guarantee via ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.10 Td (legal action against the guarantor is not the primary means of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (resolving a troubled loan situation and rarely occurs. If Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td (does not pursue a legal remedy) Tj ET Q q 0 0 0 rg BT 440.48 646.10 Td (, it is because Citi does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (believe that the guarantor has the financial wherewithal to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (perform regardless of legal action or because there are legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (limitations on simultaneously pursuing guarantors and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (foreclosure. ) Tj ET Q q 0 0 0 rg BT 366.42 598.10 Td (A) Tj ET Q q 0 0 0 rg BT 373.09 598.10 Td ( guarantor) Tj ET Q q 0 0 0 rg BT 414.28 598.10 Td () Tj ET Q q 0 0 0 rg BT 417.06 598.10 Td (s reputation does not impact Citi) Tj ET Q q 0 0 0 rg BT 550.10 598.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (decision or ability to seek performance under the guarantee.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 574.10 Td (In cases where a guarantee is a factor in the assessment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (of loan losses, it is included via adjustment to the loan) Tj ET Q q 0 0 0 rg BT 536.69 562.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (internal risk rating, which in turn is the basis for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td (adjustment to the statistically based component of the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (Allowance for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.05 526.10 Td (. ) Tj ET Q q 0 0 0 rg BT 424.87 526.10 Td (T) Tj ET Q q 0 0 0 rg BT 430.28 526.10 Td (o date, it is only in rare ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (circumstances that an impaired commercial loan or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (commercial real estate loan is carried at a value in excess of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (the appraised value due to a guarantee.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 478.10 Td (When Citi) Tj ET Q q 0 0 0 rg BT 379.16 478.10 Td (s monitoring of the loan indicates that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (guarantor) Tj ET Q q 0 0 0 rg BT 355.69 466.10 Td () Tj ET Q q 0 0 0 rg BT 358.46 466.10 Td (s wherewithal to pay is uncertain or has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (deteriorated, there is either no change in the risk rating, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (because the guarantor) Tj ET Q q 0 0 0 rg BT 404.55 442.10 Td () Tj ET Q q 0 0 0 rg BT 407.33 442.10 Td (s credit support was never initially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (factored in, or the risk rating is adjusted to reflect that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (uncertainty or deterioration. ) Tj ET Q q 0 0 0 rg BT 430.85 418.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 480.18 418.10 Td (, a guarantor) Tj ET Q q 0 0 0 rg BT 530.81 418.10 Td () Tj ET Q q 0 0 0 rg BT 533.59 418.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.10 Td (ultimate failure to perform or a lack of legal enforcement of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (the guarantee does not materially impact the allowance for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (loan losses, as there is typically no further significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (adjustment of the loan) Tj ET Q q 0 0 0 rg BT 408.92 370.10 Td (s risk rating at that time. ) Tj ET Q q 0 0 0 rg BT 508.45 370.10 Td (Where Citi is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 358.10 Td (not seeking performance under the guarantee contract, it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (provides for loan losses as if the loans were non-performing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (and not guaranteed.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (Reserve Estimates and Policies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (Management provides reserves for an estimate of probable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (losses inherent in the funded loan portfolio on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (Consolidated Balance Sheet in the form of an allowance for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.10 Td (loan losses. ) Tj ET Q q 0 0 0 rg BT 365.43 262.10 Td (These reserves are established in accordance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.10 Td (with Citigroup) Tj ET Q q 0 0 0 rg BT 378.39 250.10 Td (s credit reserve policies, as approved by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.10 Td (Audit Committee of the Citigroup Board of Directors. Citi) Tj ET Q q 0 0 0 rg BT 553.36 238.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 226.10 Td (Chief Risk Of) Tj ET Q q 0 0 0 rg BT 372.93 226.10 Td (ficer and Chief Financial Of) Tj ET Q q 0 0 0 rg BT 485.48 226.10 Td (ficer review the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.10 Td (adequacy of the credit loss reserves each quarter with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.10 Td (representatives from the risk management and finance staf) Tj ET Q q 0 0 0 rg BT 550.33 202.10 Td (fs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (for each applicable business area. ) Tj ET Q q 0 0 0 rg BT 453.05 190.10 Td (Applicable business areas ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (include those having classifiably managed portfolios, where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.10 Td (internal credit-risk ratings are assigned \(primarily ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 518.04 166.10 Td (ICG ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.76 166.10 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 154.10 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 154.10 Td (\) or modified consumer loans, where concessions were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.10 Td (granted due to the borrowers) Tj ET Q q 0 0 0 rg BT 434.55 142.10 Td ( financial dif) Tj ET Q q 0 0 0 rg BT 485.46 142.10 Td (ficulties.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 130.10 Td (The above-mentioned representatives for these business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.10 Td (areas present recommended reserve balances for their funded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.10 Td (and unfunded lending portfolios along with supporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.10 Td (quantitative and qualitative data discussed below:) Tj ET Q endstream endobj 291 0 obj <> endobj 292 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (145) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (Estimated pr) Tj ET Q q 0 0 0 rg BT 87.02 742.10 Td (obable losses for non-performing, non-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (homogeneous exposur) Tj ET Q q 0 0 0 rg BT 124.78 730.10 Td (es within a business line) Tj ET Q q 0 0 0 rg BT 224.04 730.10 Td (s classifiably ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (managed portfolio and impair) Tj ET Q q 0 0 0 rg BT 156.46 718.10 Td (ed smaller) Tj ET Q q 0 0 0 rg BT 198.20 718.10 Td (-balance ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (homogeneous loans whose terms have been modified due to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (the borr) Tj ET Q q 0 0 0 rg BT 68.13 694.10 Td (owers) Tj ET Q q 0 0 0 rg BT 94.24 694.10 Td ( financial difficulties, wher) Tj ET Q q 0 0 0 rg BT 201.64 694.10 Td (e it was determined ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (that a concession was granted to the borr) Tj ET Q q 0 0 0 rg BT 202.01 682.10 Td (ower) Tj ET Q q 0 0 0 rg BT 220.90 682.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.40 682.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (Consideration may be given to the following, as appropriate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (when determining this estimate: \(i\) the present value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (expected future cash flows discounted at the loan) Tj ET Q q 0 0 0 rg BT 235.65 646.10 Td (s original ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 634.10 Td (fective rate, \(ii\) the borrower) Tj ET Q q 0 0 0 rg BT 159.73 634.10 Td () Tj ET Q q 0 0 0 rg BT 162.51 634.10 Td (s overall financial condition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (resources and payment record and \(iii\) the prospects for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (support from financially responsible guarantors or the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (realizable value of any collateral. In the determination of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (allowance for loan losses for ) Tj ET Q q 0 0 0 rg BT 153.28 586.10 Td (TDRs, management considers a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (combination of historical re-default rates, the current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (economic environment and the nature of the modification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (program when forecasting expected cash flows. ) Tj ET Q q 0 0 0 rg BT 228.80 550.10 Td (When ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (impairment is measured based on the present value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (expected future cash flows, the entire change in present ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (value is recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 117.08 514.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 126.71 514.10 Td (ovision for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.43 514.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (Statistically calculated losses inher) Tj ET Q q 0 0 0 rg BT 177.00 490.10 Td (ent in the classifiably ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (managed portfolio for performing and de minimis non-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (performing exposur) Tj ET Q q 0 0 0 rg BT 114.79 466.10 Td (es.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.62 466.10 Td ( ) Tj ET Q q 0 0 0 rg BT 127.94 466.10 Td (The calculation is based on \(i\) Citi) Tj ET Q q 0 0 0 rg BT 269.01 466.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (internal system of credit-risk ratings, which are analogous to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (the risk ratings of the major rating agencies, and \(ii\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (historical default and loss data, including rating agency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (information regarding default rates from 1983 to 2016 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (internal data dating to the early 1970s on severity of losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (in the event of default. ) Tj ET Q q 0 0 0 rg BT 128.19 394.10 Td (Adjustments may be made to this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (data. Such adjustments include \(i\) statistically calculated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (estimates to cover the historical fluctuation of the default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (rates over the credit cycle, the historical variability of loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (severity among defaulted loans and the degree to which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (there are lar) Tj ET Q q 0 0 0 rg BT 83.56 334.10 Td (ge obligor concentrations in the global portfolio, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (and \(ii\) adjustments made for specific known items, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (current environmental factors and credit trends.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 298.10 Td (In addition, representatives from each of the risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (management and finance staf) Tj ET Q q 0 0 0 rg BT 152.71 286.10 Td (fs that cover business areas ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (with delinquency-managed portfolios containing smaller) Tj ET Q q 0 0 0 rg BT 262.41 274.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (balance homogeneous loans present their recommended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (reserve balances based on leading credit indicators, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (including loan delinquencies and changes in portfolio size as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (well as economic trends, including current and future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (housing prices, unemployment, length of time in foreclosure, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (costs to sell and GDP) Tj ET Q q 0 0 0 rg BT 121.00 202.10 Td (. ) Tj ET Q q 0 0 0 rg BT 125.82 202.10 Td (This methodology is applied ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (separately for each individual product within each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (geographic region in which these portfolios exist.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 166.10 Td (This evaluation process is subject to numerous estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (and judgments. ) Tj ET Q q 0 0 0 rg BT 99.42 154.10 Td (The frequency of default, risk ratings, loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (recovery rates, the size and diversity of individual lar) Tj ET Q q 0 0 0 rg BT 248.80 142.10 Td (ge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (credits and the ability of borrowers with foreign currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (obligations to obtain the foreign currency necessary for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (orderly debt servicing, among other things, are all taken into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (account during this review) Tj ET Q q 0 0 0 rg BT 141.71 94.10 Td (. Changes in these estimates could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (have a direct impact on the credit costs in any period and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (could result in a change in the allowance.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (Allowance for Unfunded Lending Commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (A) Tj ET Q q 0 0 0 rg BT 323.67 730.10 Td ( similar approach to the allowance for loan losses is used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (for calculating a reserve for the expected losses related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (unfunded lending commitments and standby letters of credit. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (This reserve is classified on the balance sheet in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 511.65 694.10 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.78 682.10 Td (. Changes to the allowance for unfunded lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.10 Td (commitments are recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 436.40 670.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 446.03 670.10 Td (ovision for unfunded lending ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.77 658.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (Mortgage Servicing Rights) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (Mortgage servicing rights \(MSRs\) are recognized as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (intangible assets when purchased or when the Company sells ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (or securitizes loans acquired through purchase or origination ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (and retains the right to service the loans. Mortgage servicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (rights are accounted for at fair value, with changes in value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 364.75 562.10 Td (Other r) Tj ET Q q 0 0 0 rg BT 394.10 562.10 Td (evenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.36 562.10 Td (in the Company) Tj ET Q q 0 0 0 rg BT 491.02 562.10 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (Statement of Income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 538.10 Td (For additional information on the Company) Tj ET Q q 0 0 0 rg BT 512.48 538.10 Td (s MSRs, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (Notes 16 and 21 to the Consolidated Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (Goodwill) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.23 490.10 Td ( represents the excess of acquisition cost over the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (fair value of net tangible and intangible assets acquired in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (business combination. Goodwill is subject to annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (impairment testing and between annual tests if an event ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (occurs or circumstances change that would more-likely-than-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (not reduce the fair value of a reporting unit below its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (carrying amount. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 406.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 361.94 406.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 383.71 406.10 Td (T) Tj ET Q q 0 0 0 rg BT 389.12 406.10 Td (opic 350, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 428.84 406.10 Td (IntangiblesGoodwill and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.33 394.10 Td (,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.83 394.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.33 394.10 Td (the Company has an option to assess qualitative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (factors to determine if it is necessary to perform the goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (impairment test. If, after assessing the totality of events or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 358.10 Td (circumstances, the Company determines that it is not more-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (likely-than-not that the fair value of a reporting unit is less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (than its carrying amount, no further testing is necessary) Tj ET Q q 0 0 0 rg BT 538.24 334.10 Td (. If, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (however) Tj ET Q q 0 0 0 rg BT 351.03 322.10 Td (, the Company determines that it is more-likely-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (than-not that the fair value of a reporting unit is less than its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (carrying amount, then the Company must perform the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (step of the two-step goodwill impairment test. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td ( ) Tj ET Q q 0 0 0 rg BT 335.00 274.10 Td (The Company has an unconditional option to bypass the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.10 Td (qualitative assessment for any reporting unit in any reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.10 Td (period and proceed directly to the first step of the goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.10 Td (impairment test. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.50 226.10 Td (The first step requires a comparison of the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.10 Td (the individual reporting unit to its carrying value, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.10 Td (goodwill. If the fair value of the reporting unit is in excess of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (the carrying value, the related goodwill is considered not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (impaired and no further analysis is necessary) Tj ET Q q 0 0 0 rg BT 496.29 178.10 Td (. If the carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.10 Td (value of the reporting unit exceeds the fair value, this is an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.10 Td (indication of potential impairment and the second step of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.10 Td (testing is performed to measure the amount of impairment, if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.10 Td (any) Tj ET Q q 0 0 0 rg BT 330.79 130.10 Td (, for that reporting unit.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 118.10 Td (If required, the second step involves calculating the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.10 Td (implied fair value of goodwill for each of the af) Tj ET Q q 0 0 0 rg BT 507.58 106.10 Td (fected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.10 Td (reporting units. ) Tj ET Q q 0 0 0 rg BT 380.42 94.10 Td (The implied fair value of goodwill is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.10 Td (determined in the same manner as the amount of goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.10 Td (recognized in a business combination, which is the excess of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.10 Td (the fair value of the reporting unit determined in step one ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 46.10 Td (over the fair value of the net assets and identifiable ) Tj ET Q endstream endobj 293 0 obj <> endobj 294 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (intangibles as if the reporting unit were being acquired. If ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (the amount of the goodwill allocated to the reporting unit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (exceeds the implied fair value of the goodwill in the pro ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (forma purchase price allocation, an impairment char) Tj ET Q q 0 0 0 rg BT 244.89 706.10 Td (ge is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (recorded for the excess. ) Tj ET Q q 0 0 0 rg BT 132.90 694.10 Td (A) Tj ET Q q 0 0 0 rg BT 139.57 694.10 Td ( recognized impairment char) Tj ET Q q 0 0 0 rg BT 254.06 694.10 Td (ge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (cannot exceed the amount of goodwill allocated to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (reporting unit and cannot subsequently be reversed even if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (the fair value of the reporting unit recovers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 646.10 Td (Upon any business disposition, goodwill is allocated to, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (and derecognized with the disposed business based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (ratio of the fair value of the disposed business to the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (value of the reporting unit.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 598.10 Td (Additional information on Citi) Tj ET Q q 0 0 0 rg BT 179.27 598.10 Td (s goodwill impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (testing can be found in Note 16 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 81.85 550.10 Td (Assets) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (Intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 538.10 Td (,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 106.00 538.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 538.10 Td (including core deposit intangibles, present ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (value of future profits, purchased credit card relationships, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (credit card contract related intangibles, other customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (relationships and other intangible assets, but excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (MSRs, are amortized over their estimated useful lives. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (Intangible assets that are deemed to have indefinite useful ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (lives, primarily trade names, are not amortized and are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (subject to annual impairment tests. ) Tj ET Q q 0 0 0 rg BT 177.08 454.10 Td (An impairment exists if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (the carrying value of the indefinite-lived intangible asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (exceeds its fair value. For other intangible assets subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (amortization, an impairment is recognized if the carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (amount is not recoverable and exceeds the fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (intangible asset.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (Other) Tj ET Q q 0 0 0 rg BT 61.37 370.10 Td ( ) Tj ET Q q 0 0 0 rg BT 63.31 370.10 Td (Assets and Other) Tj ET Q q 0 0 0 rg BT 136.47 370.10 Td ( Liabilities) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.72 358.10 Td ( include, among other items, loans held-for) Tj ET Q q 0 0 0 rg BT 257.70 358.10 Td (-sale, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (deferred tax assets, equity method investments, interest and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (fees receivable, premises and equipment \(including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (purchased and developed software\), repossessed assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (other receivables. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 109.02 310.10 Td (Other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.63 310.10 Td ( include, among other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (items, accrued expenses and other payables, deferred tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (liabilities and reserves for legal claims, taxes, unfunded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (lending commitments, repositioning reserves and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (matters.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (Other) Tj ET Q q 0 0 0 rg BT 61.37 238.10 Td ( Real Estate Owned and Repossessed ) Tj ET Q q 0 0 0 rg BT 220.82 238.10 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (Real estate or other assets received through foreclosure or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (repossession are generally reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 189.55 214.10 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.28 214.10 Td (, net of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (valuation allowance for selling costs and subsequent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (declines in fair value.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (Securitizations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (There are two key accounting determinations that must be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (made relating to securitizations. Citi first makes a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (determination as to whether the securitization entity must be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (consolidated. Second, it determines whether the transfer of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (financial assets to the entity is considered a sale under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 62.12 94.10 Td (. If the securitization entity is a ) Tj ET Q q 0 0 0 rg BT 188.56 94.10 Td (VIE, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (consolidates the ) Tj ET Q q 0 0 0 rg BT 102.47 82.10 Td (VIE if it is the primary beneficiary \(as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (discussed in V) Tj ET Q q 0 0 0 rg BT 97.66 70.10 Td (ariable Interest Entities above\). For all other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (securitization entities determined not to be ) Tj ET Q q 0 0 0 rg BT 208.54 58.10 Td (VIEs in which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.10 Td (Citigroup participates, consolidation is based on which party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (has voting control of the entity) Tj ET Q q 0 0 0 rg BT 439.38 742.10 Td (, giving consideration to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (removal and liquidation rights in certain partnership ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (structures. Only securitization entities controlled by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (Citigroup are consolidated.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 694.10 Td (Interests in the securitized and sold assets may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (retained in the form of subordinated or senior interest-only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.10 Td (strips, subordinated tranches, spread accounts and servicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (rights. In credit card securitizations, the Company retains a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td (seller) Tj ET Q q 0 0 0 rg BT 339.03 646.10 Td () Tj ET Q q 0 0 0 rg BT 341.80 646.10 Td (s interest in the credit card receivables transferred to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (the trusts, which is not in securitized form. In the case of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (consolidated securitization entities, including the credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (trusts, these retained interests are not reported on Citi) Tj ET Q q 0 0 0 rg BT 533.33 610.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (Consolidated Balance Sheet. ) Tj ET Q q 0 0 0 rg BT 434.01 598.10 Td (The securitized loans remain on) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (the balance sheet. Substantially all of the consumer loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (sold or securitized through non-consolidated trusts by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (Citigroup are U.S. prime residential mortgage loans. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (Retained interests in non-consolidated mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td (securitization trusts are classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 463.34 538.10 Td (T) Tj ET Q q 0 0 0 rg BT 468.35 538.10 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.56 538.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (except for MSRs, which are included in) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 476.13 526.10 Td ( Mortgage servicing ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (rights) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.34 514.10 Td ( on Citigroup) Tj ET Q q 0 0 0 rg BT 396.45 514.10 Td (s Consolidated Balance Sheet.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (Debt) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 380.24 478.10 Td (owings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.08 478.10 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 428.02 478.10 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.96 478.10 Td ( are accounted for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (at amortized cost, except where the Company has elected to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (report the debt instruments, including certain structured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (notes at fair value, or the debt is in a fair value hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (relationship.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 406.10 Td (T) Tj ET Q q 0 0 0 rg BT 322.93 406.10 Td (ransfers of Financial ) Tj ET Q q 0 0 0 rg BT 413.20 406.10 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (For a transfer of financial assets to be considered a sale \(i\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (the assets must be legally isolated from the Company) Tj ET Q q 0 0 0 rg BT 529.64 382.10 Td (, even ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (in bankruptcy or other receivership, \(ii\) the purchaser must ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 358.10 Td (have the right to pledge or sell the assets transferred or) Tj ET Q q 0 0 0 rg BT 535.41 358.10 Td (, if the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (purchaser is an entity whose sole purpose is to engage in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (securitization and asset-backed financing activities through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (the issuance of beneficial interests and that entity is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (constrained from pledging the assets it receives, each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (beneficial interest holder must have the right to sell or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (pledge their beneficial interests and \(iii\) the Company may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (not have an option or obligation to reacquire the assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 262.10 Td (If these sale requirements are met, the assets are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.10 Td (removed from the Company) Tj ET Q q 0 0 0 rg BT 432.81 250.10 Td (s Consolidated Balance Sheet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.10 Td (If the conditions for sale are not met, the transfer is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 226.10 Td (considered to be a secured borrowing, the assets remain on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.10 Td (the Consolidated Balance Sheet and the sale proceeds are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.10 Td (recognized as the Company) Tj ET Q q 0 0 0 rg BT 430.57 202.10 Td (s liability) Tj ET Q q 0 0 0 rg BT 467.42 202.10 Td (. ) Tj ET Q q 0 0 0 rg BT 471.87 202.10 Td (A) Tj ET Q q 0 0 0 rg BT 478.54 202.10 Td ( legal opinion on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (sale generally is obtained for complex transactions or where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (the Company has continuing involvement with assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.10 Td (transferred or with the securitization entity) Tj ET Q q 0 0 0 rg BT 487.12 166.10 Td (. For a transfer to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.10 Td (be eligible for sale accounting, those opinions must state that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.10 Td (the asset transfer would be considered a sale and that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.10 Td (assets transferred would not be consolidated with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.10 Td (Company) Tj ET Q q 0 0 0 rg BT 358.67 118.10 Td (s other assets in the event of the Company) Tj ET Q q 0 0 0 rg BT 530.30 118.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.10 Td (insolvency) Tj ET Q q 0 0 0 rg BT 359.68 106.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 94.10 Td (For a transfer of a portion of a financial asset to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.10 Td (considered a sale, the portion transferred must meet the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.10 Td (definition of a participating interest. ) Tj ET Q q 0 0 0 rg BT 463.07 70.10 Td (A) Tj ET Q q 0 0 0 rg BT 469.74 70.10 Td ( participating interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.10 Td (must represent a pro rata ownership in an entire financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 46.10 Td (asset; all cash flows must be divided proportionately) Tj ET Q q 0 0 0 rg BT 526.58 46.10 Td (, with ) Tj ET Q endstream endobj 295 0 obj <> endobj 296 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (the same priority of payment; no participating interest in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (transferred asset may be subordinated to the interest of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (another participating interest holder; and no party may have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (the right to pledge or exchange the entire financial asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (unless all participating interest holders agree. Otherwise, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (transfer is accounted for as a secured borrowing.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 670.10 Td (See Note 21 to the Consolidated Financial Statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (for further discussion.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (Risk Management ) Tj ET Q q 0 0 0 rg BT 116.00 634.10 Td (ActivitiesDerivatives Used for) Tj ET Q q 0 0 0 rg BT 253.00 634.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (Hedging Purposes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (The Company manages its exposures to market movements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (outside of its trading activities by modifying the asset and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (liability mix, either directly or through the use of derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (financial products, including interest-rate swaps, futures, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (forwards and purchased options, as well as foreign-exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (contracts. ) Tj ET Q q 0 0 0 rg BT 76.91 550.10 Td (These end-user derivatives are carried at fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 46.28 538.10 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.00 538.10 Td (,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 98.50 538.10 Td ( Other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.61 538.10 Td (,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 167.11 538.10 Td ( T) Tj ET Q q 0 0 0 rg BT 174.62 538.10 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.83 538.10 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.01 526.10 Td (rading account liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.11 526.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 514.10 Td ( See Note 22 to the Consolidated Financial Statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (for a further discussion of the Company) Tj ET Q q 0 0 0 rg BT 198.19 502.10 Td (s hedging and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (derivative activities.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (Employee Benefits Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (Employee benefits expense includes current service costs of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (pension and other postretirement benefit plans \(which are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (accrued on a current basis\), contributions and unrestricted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (awards under other employee plans, the amortization of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (restricted stock awards and costs of other employee benefits. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (For its most significant pension and postretirement benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (plans \(Significant Plans\), Citigroup measures and discloses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (plan obligations, plan assets and periodic plan expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (quarterly) Tj ET Q q 0 0 0 rg BT 71.44 358.10 Td (, instead of annually) Tj ET Q q 0 0 0 rg BT 151.88 358.10 Td (. ) Tj ET Q q 0 0 0 rg BT 156.70 358.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 182.34 358.10 Td (fect of remeasuring the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (Significant Plan obligations and assets by updating plan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (actuarial assumptions on a quarterly basis is reflected in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 139.49 322.10 Td (ehensive income \(loss\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.51 322.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (periodic plan expense. ) Tj ET Q q 0 0 0 rg BT 127.64 310.10 Td (All other plans \(All Other Plans\) are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (remeasured annually) Tj ET Q q 0 0 0 rg BT 118.37 298.10 Td (. See Note 8 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (Stock-Based Compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (The Company recognizes compensation expense related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (stock and option awards over the requisite service period, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (generally based on the instruments) Tj ET Q q 0 0 0 rg BT 177.44 226.10 Td ( grant-date fair value, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (reduced by actual forfeitures as they occur) Tj ET Q q 0 0 0 rg BT 205.37 214.10 Td (. Compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (cost related to awards granted to employees who meet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (certain age plus years-of-service requirements \(retirement-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (eligible employees\) is accrued in the year prior to the grant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (date, in the same manner as the accrual for cash incentive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (compensation. Certain stock awards with performance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (conditions or certain clawback provisions are subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (variable accounting, pursuant to which the associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (compensation expense fluctuates with changes in Citigroup) Tj ET Q q 0 0 0 rg BT 276.50 118.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (common stock price. See Note 7 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 742.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 350.98 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 356.73 742.25 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.25 Td (The Company is subject to the income tax laws of the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.25 Td (and its states and municipalities, as well as the non-U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.25 Td (jurisdictions in which it operates. ) Tj ET Q q 0 0 0 rg BT 452.35 706.25 Td (These tax laws are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.25 Td (complex and may be subject to dif) Tj ET Q q 0 0 0 rg BT 454.56 694.25 Td (ferent interpretations by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.25 Td (the taxpayer and the relevant governmental taxing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.25 Td (authorities. In establishing a provision for income tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.25 Td (expense, the Company must make judgments and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.25 Td (interpretations about these tax laws. ) Tj ET Q q 0 0 0 rg BT 462.89 646.25 Td (The Company must also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.25 Td (make estimates about when in the future certain items will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.25 Td (af) Tj ET Q q 0 0 0 rg BT 324.59 622.25 Td (fect taxable income in the various tax jurisdictions, both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.25 Td (domestic and foreign.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 598.25 Td (Disputes over interpretations of the tax laws may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.25 Td (subject to review and adjudication by the court systems of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.25 Td (the various tax jurisdictions, or may be settled with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.25 Td (taxing authority upon examination or audit. ) Tj ET Q q 0 0 0 rg BT 493.17 562.25 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.25 Td (treats interest and penalties on income taxes as a component ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 327.83 538.25 Td (Income tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.12 538.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 526.25 Td (Deferred taxes are recorded for the future consequences ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.25 Td (of events that have been recognized in financial statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.25 Td (or tax returns, based upon enacted tax laws and rates. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.25 Td (Deferred tax assets are recognized subject to management) Tj ET Q q 0 0 0 rg BT 551.61 490.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.25 Td (judgment about whether realization is more-likely-than-not. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.25 Td (ASC 740, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 358.95 466.25 Td (Income T) Tj ET Q q 0 0 0 rg BT 395.53 466.25 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.29 466.25 Td (, sets out a consistent framework to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.25 Td (determine the appropriate level of tax reserves to maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.25 Td (for uncertain tax positions. ) Tj ET Q q 0 0 0 rg BT 426.52 442.25 Td (This interpretation uses a two-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.25 Td (step approach wherein a tax benefit is recognized if a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.25 Td (position is more-likely-than-not to be sustained. ) Tj ET Q q 0 0 0 rg BT 510.96 418.25 Td (The amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.25 Td (of the benefit is then measured to be the highest tax benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.25 Td (that is more than 50% likely to be realized. ) Tj ET Q q 0 0 0 rg BT 490.84 394.25 Td (ASC 740 also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.25 Td (sets out disclosure requirements to enhance transparency of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.25 Td (an entity) Tj ET Q q 0 0 0 rg BT 354.49 370.25 Td (s tax reserves.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 358.25 Td (On December 22, 2017, the SEC issued Staf) Tj ET Q q 0 0 0 rg BT 512.29 358.25 Td (f ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.25 Td (Accounting Bulletin \(SAB\) 1) Tj ET Q q 0 0 0 rg BT 434.12 346.25 Td (18, which sets forth the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.25 Td (accounting for the changes in tax law caused by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.25 Td (enactment of the ) Tj ET Q q 0 0 0 rg BT 385.96 322.25 Td (T) Tj ET Q q 0 0 0 rg BT 391.37 322.25 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 460.81 322.25 Td (Act \(T) Tj ET Q q 0 0 0 rg BT 486.49 322.25 Td (ax Reform\). ) Tj ET Q q 0 0 0 rg BT 537.13 322.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.25 Td (Bulletin provides guidance as to how ) Tj ET Q q 0 0 0 rg BT 467.53 310.25 Td (ASC 740 should be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.25 Td (applied for the quarterly reporting period that includes the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.25 Td (December 22, 2017 enactment date of ) Tj ET Q q 0 0 0 rg BT 471.48 286.25 Td (T) Tj ET Q q 0 0 0 rg BT 476.89 286.25 Td (ax Reform. SAB 1) Tj ET Q q 0 0 0 rg BT 550.96 286.25 Td (18 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.25 Td (covers three dif) Tj ET Q q 0 0 0 rg BT 379.01 274.25 Td (ferent fact patterns that can be applied to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.25 Td (each aspect of ) Tj ET Q q 0 0 0 rg BT 375.95 262.25 Td (T) Tj ET Q q 0 0 0 rg BT 381.36 262.25 Td (ax Reform. ) Tj ET Q q 0 0 0 rg BT 428.67 262.25 Td (The first is where the accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.25 Td (is complete as of December 31, 2017; in this case, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.25 Td (company must report the ef) Tj ET Q q 0 0 0 rg BT 426.79 238.25 Td (fects of ) Tj ET Q q 0 0 0 rg BT 458.81 238.25 Td (T) Tj ET Q q 0 0 0 rg BT 464.22 238.25 Td (ax Reform in its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 226.25 Td (financial statements that include the enactment date. ) Tj ET Q q 0 0 0 rg BT 528.40 226.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.25 Td (second situation is where a company cannot complete its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.25 Td (accounting as of December 31, 2017, but can provide a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.25 Td (reasonable estimate based upon the information available to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.25 Td (it and its ability to prepare and analyze this information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.25 Td (\(including related computations\). In the situation described, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.25 Td (the company must include the reasonable estimate it so ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.25 Td (determined in its financial statements as a provisional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.25 Td (amount that will then be trued up within the one-year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.25 Td (measurement period after the date of enactment of ) Tj ET Q q 0 0 0 rg BT 520.61 118.25 Td (T) Tj ET Q q 0 0 0 rg BT 526.02 118.25 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.25 Td (Reform. ) Tj ET Q q 0 0 0 rg BT 352.37 106.25 Td (The third situation, in which no reasonable estimate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.25 Td (can be made for an item, requires a company to apply ) Tj ET Q q 0 0 0 rg BT 533.59 94.25 Td (ASC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.25 Td (740 using the pre-T) Tj ET Q q 0 0 0 rg BT 394.90 82.25 Td (ax Reform tax law until the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.25 Td (reporting period in which it can make a reasonable estimate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.25 Td (for the item.) Tj ET Q endstream endobj 297 0 obj <> endobj 298 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (T) Tj ET Q q 0 0 0 rg BT 59.41 742.10 Td (o the extent that a company records a provisional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (amount in its financial statements, it must update its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (reporting during the one-year measurement period whenever ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (the facts and circumstances existing at the enactment date ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (are further analyzed. ) Tj ET Q q 0 0 0 rg BT 120.39 694.10 Td (Any company providing provisional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (amounts must qualitatively disclose the income tax ef) Tj ET Q q 0 0 0 rg BT 250.49 682.10 Td (fects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (for which the accounting is incomplete, the reason it is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (incomplete and the additional information that is needed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (complete the accounting. In addition, when the company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (revises or finalizes its provisional accounting for any item, it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (must disclose the nature and amount of any measurement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (period adjustments recognized in the reporting period, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (impact of such adjustments on its ef) Tj ET Q q 0 0 0 rg BT 179.68 598.10 Td (fective tax rate and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (confirmation when the accounting for such items is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (complete.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 562.10 Td (Citi recorded a char) Tj ET Q q 0 0 0 rg BT 132.95 562.10 Td (ge to continuing operations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.42 562.10 Td ($22.6 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 550.10 Td ( in the fourth quarter of 2017, composed of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.01 550.10 Td ($12.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 538.10 Td ( remeasurement due to the reduction to the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (corporate tax rate and a change to a quasi-territorial tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (system, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.72 514.10 Td ($7.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.83 514.10 Td ( valuation allowance against Citi) Tj ET Q q 0 0 0 rg BT 255.68 514.10 Td (s FTC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (carry-forwards and its U.S. residual DT) Tj ET Q q 0 0 0 rg BT 193.76 502.10 Td (As related to its non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (U.S. branches, and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.70 490.10 Td ($2.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.81 490.10 Td ( reduction in Citi) Tj ET Q q 0 0 0 rg BT 237.64 490.10 Td (s FTC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (carry-forwards related to the deemed repatriation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (undistributed earnings of non-U.S. subsidiaries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 454.10 Td (Of the aforementioned amounts, the following are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (considered to be provisional for which certain aspects of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 430.10 Td (s accounting is incomplete, as described below) Tj ET Q q 0 0 0 rg BT 240.58 430.10 Td (. First, of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.72 418.10 Td ($12.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.83 418.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.83 418.10 Td ($6.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.94 418.10 Td ( is provisional as Citi continues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (to analyze the aspects of the quasi-territorial tax regime, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (particularly as it af) Tj ET Q q 0 0 0 rg BT 111.06 394.10 Td (fects the deferred taxes, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (indefinite reinvestment assertions, for non-U.S. operations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (as well as the interaction with U.S. tax rate reduction. ) Tj ET Q q 0 0 0 rg BT 252.33 370.10 Td (Also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (included as provisional is Citi) Tj ET Q q 0 0 0 rg BT 158.21 358.10 Td (s state income tax char) Tj ET Q q 0 0 0 rg BT 249.11 358.10 Td (ge for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 346.10 Td (ax Reform due to the uncertainty of how states will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (interpret the new federal provisions. ) Tj ET Q q 0 0 0 rg BT 182.99 334.10 Td (The remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.08 334.10 Td ($6.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 322.10 Td ( primarily relates to the reduction in the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (corporate tax rate and for which the accounting is complete. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (Second, Citi) Tj ET Q q 0 0 0 rg BT 88.22 298.10 Td (s reported valuation allowance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.00 298.10 Td ($7.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.12 298.10 Td ( is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (a provisional amount, because there is uncertainty under ) Tj ET Q q 0 0 0 rg BT 263.80 286.10 Td (T) Tj ET Q q 0 0 0 rg BT 269.21 286.10 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (Reform as to the calculation of the deemed repatriation tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (on non-U.S. subsidiary earnings, which itself is a provisional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (amount, and thus the amount of FTC carry-forwards that will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (be utilized to of) Tj ET Q q 0 0 0 rg BT 98.86 238.10 Td (fset the resulting tax. In addition, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (valuation allowance is also af) Tj ET Q q 0 0 0 rg BT 154.11 226.10 Td (fected by uncertainty as to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (methodology to be employed to allocate Citi) Tj ET Q q 0 0 0 rg BT 217.07 214.10 Td (s FTC carry-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (forwards and related overall domestic loss among the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (redefined FTC baskets under ) Tj ET Q q 0 0 0 rg BT 154.12 190.10 Td (T) Tj ET Q q 0 0 0 rg BT 159.53 190.10 Td (ax Reform, as well as related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (calculations af) Tj ET Q q 0 0 0 rg BT 93.85 178.10 Td (fecting the usage of its FTCs in future periods. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 166.10 Td (ransitional guidance is expected from the U.S. ) Tj ET Q q 0 0 0 rg BT 229.02 166.10 Td (T) Tj ET Q q 0 0 0 rg BT 234.78 166.10 Td (reasury on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (these issues. Citi also continues to analyze the ef) Tj ET Q q 0 0 0 rg BT 230.49 154.10 Td (fects on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (amount of residual U.S. tax related to its non-U.S. branches.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 130.10 Td (In all other material respects, Citi has completed its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (accounting for ) Tj ET Q q 0 0 0 rg BT 96.35 118.10 Td (T) Tj ET Q q 0 0 0 rg BT 101.76 118.10 Td (ax Reform, and there are no amounts for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (which a reasonable estimate was not possible.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 94.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 103.90 94.10 Td (, Citi has not yet made a policy election ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (with respect to its treatment of GIL) Tj ET Q q 0 0 0 rg BT 176.15 82.10 Td (TI. Companies can either ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (account for taxes on GIL) Tj ET Q q 0 0 0 rg BT 135.04 70.10 Td (TI as incurred, or recognize ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (deferred taxes when basis dif) Tj ET Q q 0 0 0 rg BT 152.44 58.10 Td (ferences exist that are expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.10 Td (to impact the amount of the GIL) Tj ET Q q 0 0 0 rg BT 164.49 46.10 Td (TI inclusion upon reversal. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (Citi is still in the process of analyzing the provisions of ) Tj ET Q q 0 0 0 rg BT 540.40 742.10 Td (T) Tj ET Q q 0 0 0 rg BT 545.81 742.10 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (Reform associated with GIL) Tj ET Q q 0 0 0 rg BT 429.66 730.10 Td (TI and the expected future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (impact. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 706.10 Td (See Note 9 to the Consolidated Financial Statements for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (a further description of the Company) Tj ET Q q 0 0 0 rg BT 467.79 694.10 Td (s tax provision and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (related income tax assets and liabilities.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (Commissions, Underwriting and Principal ) Tj ET Q q 0 0 0 rg BT 499.89 658.10 Td (T) Tj ET Q q 0 0 0 rg BT 505.82 658.10 Td (ransactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td (Commissions revenues are recognized in income when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (earned. Underwriting revenues are recognized in income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (typically at the closing of the transaction. Principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (transactions revenues are recognized in income on a trade-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (date basis. See Note 5 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (Statements for a description of the Company) Tj ET Q q 0 0 0 rg BT 498.63 586.10 Td (s revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (recognition policies for commissions and fees, and Note 6 to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (the Consolidated Financial Statements for details of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (principal transactions revenue.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (Earnings per) Tj ET Q q 0 0 0 rg BT 372.66 526.10 Td ( Shar) Tj ET Q q 0 0 0 rg BT 395.54 526.10 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (Earnings per share \(EPS\) is computed after deducting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (preferred stock dividends. ) Tj ET Q q 0 0 0 rg BT 423.45 502.10 Td (The Company has granted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (restricted and deferred share awards with dividend rights that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (are considered to be participating securities, which are akin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (to a second class of common stock. ) Tj ET Q q 0 0 0 rg BT 460.31 466.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 509.64 466.10 Td (, a portion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 358.11 454.10 Td (s earnings is allocated to those participating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (securities in the EPS calculation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 430.10 Td (Basic earnings per share is computed by dividing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (income available to common stockholders after the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.10 Td (allocation of dividends and undistributed earnings to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (participating securities by the weighted average number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (common shares outstanding for the period. Diluted earnings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (per share reflects the potential dilution that could occur if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 358.10 Td (securities or other contracts to issue common stock were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (exercised. It is computed after giving consideration to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (weighted average dilutive ef) Tj ET Q q 0 0 0 rg BT 430.38 334.10 Td (fect of the Company) Tj ET Q q 0 0 0 rg BT 515.08 334.10 Td (s stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (options and warrants and convertible securities and after the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (allocation of earnings to the participating securities. ) Tj ET Q q 0 0 0 rg BT 526.38 310.10 Td (Anti-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (dilutive options and warrants are disregarded in the EPS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (calculations. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 262.10 Td (Use of Estimates) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.10 Td (Management must make estimates and assumptions that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.10 Td (af) Tj ET Q q 0 0 0 rg BT 324.59 238.10 Td (fect the Consolidated Financial Statements and the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 226.10 Td (Notes to the Consolidated Financial Statements. Such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.10 Td (estimates are used in connection with certain fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.10 Td (measurements. See Note 24 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (Statements for further discussions on estimates used in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (determination of fair value. Moreover) Tj ET Q q 0 0 0 rg BT 467.93 178.10 Td (, estimates are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.10 Td (significant in determining the amounts of other) Tj ET Q q 0 0 0 rg BT 505.09 166.10 Td (-than-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.10 Td (temporary impairments, impairments of goodwill and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.10 Td (intangible assets, provisions for probable losses that may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.10 Td (arise from credit-related exposures and probable and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.10 Td (estimable losses related to litigation and regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.10 Td (proceedings, and income taxes. ) Tj ET Q q 0 0 0 rg BT 444.55 106.10 Td (While management makes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.10 Td (its best judgment, actual amounts or results could dif) Tj ET Q q 0 0 0 rg BT 528.17 94.10 Td (fer from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.10 Td (those estimates. ) Tj ET Q endstream endobj 299 0 obj <> endobj 300 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (149) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Cash Flows) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Cash equivalents are defined as those amounts included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (Cash and due fr) Tj ET Q q 0 0 0 rg BT 99.80 718.25 Td (om banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.85 718.25 Td (. Cash flows from risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (activities are classified in the same category as the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (assets and liabilities.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (Related Party ) Tj ET Q q 0 0 0 rg BT 97.46 670.25 Td (T) Tj ET Q q 0 0 0 rg BT 103.39 670.25 Td (ransactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (The Company has related party transactions with certain of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (its subsidiaries and af) Tj ET Q q 0 0 0 rg BT 122.19 646.25 Td (filiates. ) Tj ET Q q 0 0 0 rg BT 154.22 646.25 Td (These transactions, which are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (primarily short-term in nature, include cash accounts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (collateralized financing transactions, mar) Tj ET Q q 0 0 0 rg BT 200.75 622.25 Td (gin accounts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (derivative transactions, char) Tj ET Q q 0 0 0 rg BT 148.27 610.25 Td (ges for operational support and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (the borrowing and lending of funds, and are entered into in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (the ordinary course of business.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 562.25 Td (ACCOUNTING CHANGES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (Reclassification of Certain ) Tj ET Q q 0 0 0 rg BT 151.07 538.25 Td (T) Tj ET Q q 0 0 0 rg BT 156.83 538.25 Td (ax Effects fr) Tj ET Q q 0 0 0 rg BT 208.84 538.25 Td (om ) Tj ET Q q 0 0 0 rg BT 224.12 538.25 Td (Accumulated ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (Other) Tj ET Q q 0 0 0 rg BT 61.37 526.25 Td ( Compr) Tj ET Q q 0 0 0 rg BT 94.24 526.25 Td (ehensive Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (On February 14, 2018, the Financial ) Tj ET Q q 0 0 0 rg BT 183.20 514.25 Td (Accounting Standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (Board \(F) Tj ET Q q 0 0 0 rg BT 71.09 502.25 Td (ASB\) issued ) Tj ET Q q 0 0 0 rg BT 123.32 502.25 Td (ASU No. 2018-02, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 201.38 502.25 Td (Reclassification of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (Certain T) Tj ET Q q 0 0 0 rg BT 73.70 490.25 Td (ax Effects fr) Tj ET Q q 0 0 0 rg BT 121.65 490.25 Td (om ) Tj ET Q q 0 0 0 rg BT 136.19 490.25 Td (Accumulated Other Compr) Tj ET Q q 0 0 0 rg BT 244.13 490.25 Td (ehensive ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.43 478.25 Td (. ) Tj ET Q q 0 0 0 rg BT 70.25 478.25 Td (The ) Tj ET Q q 0 0 0 rg BT 87.74 478.25 Td (ASU allows a reclassification from ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 466.25 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 139.49 466.25 Td (ehensive income \(loss\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.51 466.25 Td (\(AOCI\) to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (Retained earnings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.04 454.25 Td ( for the deferred taxes previously recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.25 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 46.28 442.25 Td (AOCI) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.61 442.25 Td ( that exceed the current federal tax rate of 21% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.25 Td (resulting from the newly enacted corporate tax rate in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 418.25 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 110.86 418.25 Td (Act \(T) Tj ET Q q 0 0 0 rg BT 136.54 418.25 Td (ax Reform\) and other stranded tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (amounts related to the application of ) Tj ET Q q 0 0 0 rg BT 184.66 406.25 Td (T) Tj ET Q q 0 0 0 rg BT 190.07 406.25 Td (ax Reform that Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.25 Td (elects to reclassify) Tj ET Q q 0 0 0 rg BT 109.21 394.25 Td (. ) Tj ET Q q 0 0 0 rg BT 114.03 394.25 Td (The ) Tj ET Q q 0 0 0 rg BT 131.52 394.25 Td (ASU allows adjustments to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.25 Td (reclassification amounts in subsequent periods as a result of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.25 Td (changes to the amounts recorded under SAB 1) Tj ET Q q 0 0 0 rg BT 221.42 370.25 Td (18. If adopted, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.25 Td (the ) Tj ET Q q 0 0 0 rg BT 50.17 358.25 Td (ASU is ef) Tj ET Q q 0 0 0 rg BT 89.43 358.25 Td (fective in years beginning after December 15, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.25 Td (2018, but permits early adoption in a period for which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.25 Td (financial statements have not yet been issued. Citi has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.25 Td (elected to early adopt the ) Tj ET Q q 0 0 0 rg BT 138.46 322.25 Td (ASU, which af) Tj ET Q q 0 0 0 rg BT 197.99 322.25 Td (fects only the period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.25 Td (that the ef) Tj ET Q q 0 0 0 rg BT 75.80 310.25 Td (fects related to ) Tj ET Q q 0 0 0 rg BT 136.98 310.25 Td (T) Tj ET Q q 0 0 0 rg BT 142.39 310.25 Td (ax Reform are recognized. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.25 Td (addition to the reclassification of deferred taxes recorded in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.25 Td (AOCI that exceed the current federal tax rate, Citi has also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.25 Td (reclassified amounts recorded in ) Tj ET Q q 0 0 0 rg BT 167.62 274.25 Td (AOCI related to the ef) Tj ET Q q 0 0 0 rg BT 256.85 274.25 Td (fects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.25 Td (of the shift to a territorial system related to the application of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 250.25 Td (ax Reform using the portfolio method.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 238.25 Td (The ef) Tj ET Q q 0 0 0 rg BT 79.63 238.25 Td (fect of adopting the ) Tj ET Q q 0 0 0 rg BT 159.61 238.25 Td (ASU resulted in an increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 46.83 226.25 Td ($3.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.94 226.25 Td ( to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 105.72 226.25 Td (Retained earnings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.76 226.25 Td ( at December 31, 2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.25 Td (due to the reclassification of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 151.79 214.25 Td (AOCI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.62 214.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 187.90 214.25 Td (Retained earnings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.94 214.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.25 Td (This amount is provisional because more information needs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.25 Td (to be obtained and analyzed related to ) Tj ET Q q 0 0 0 rg BT 189.92 190.25 Td (T) Tj ET Q q 0 0 0 rg BT 195.33 190.25 Td (ax Reform as noted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.25 Td (above and, thus, the amount to be reclassified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.25 Td (may change in 2018.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 142.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 46.37 142.25 Td (emium ) Tj ET Q q 0 0 0 rg BT 77.75 142.25 Td (Amortization on Pur) Tj ET Q q 0 0 0 rg BT 166.45 142.25 Td (chased Callable Debt ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 130.25 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.25 Td (In March 2017, the F) Tj ET Q q 0 0 0 rg BT 119.96 118.25 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 168.87 118.25 Td (ASU No. 2017-08, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 106.25 Td (ReceivablesNonr) Tj ET Q q 0 0 0 rg BT 112.83 106.25 Td (efundable Fees and Other Costs ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 94.25 Td (\(Subtopic 310-20\): Pr) Tj ET Q q 0 0 0 rg BT 123.94 94.25 Td (emium ) Tj ET Q q 0 0 0 rg BT 152.92 94.25 Td (Amortization on Pur) Tj ET Q q 0 0 0 rg BT 234.78 94.25 Td (chased ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 82.25 Td (Callable Debt Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.32 82.25 Td (, which amends the amortization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.25 Td (period for certain purchased callable debt securities held at a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.25 Td (premium. ) Tj ET Q q 0 0 0 rg BT 79.42 58.25 Td (The ) Tj ET Q q 0 0 0 rg BT 96.92 58.25 Td (ASU requires entities to amortize premiums ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.25 Td (on debt securities by the first call date when the securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (have fixed and determinable call dates and prices. ) Tj ET Q q 0 0 0 rg BT 518.67 742.10 Td (The scope ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (of the ) Tj ET Q q 0 0 0 rg BT 342.00 730.10 Td (ASU includes all accounting premiums, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (purchase premiums and cumulative fair value hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (adjustments. ) Tj ET Q q 0 0 0 rg BT 372.09 706.10 Td (The ) Tj ET Q q 0 0 0 rg BT 389.59 706.10 Td (ASU does not change the accounting for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (discounts, which continue to be recognized over the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (contractual life of a security) Tj ET Q q 0 0 0 rg BT 428.52 682.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 670.10 Td (The ) Tj ET Q q 0 0 0 rg BT 352.50 670.10 Td (ASU is ef) Tj ET Q q 0 0 0 rg BT 391.76 670.10 Td (fective as of January 1, 2019, but it may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (be early adopted in any interim or year) Tj ET Q q 0 0 0 rg BT 472.01 658.10 Td (-end period after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td (issuance. ) Tj ET Q q 0 0 0 rg BT 355.33 646.10 Td (Adoption of the ) Tj ET Q q 0 0 0 rg BT 420.60 646.10 Td (ASU is on a modified retrospective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (basis through a cumulative ef) Tj ET Q q 0 0 0 rg BT 434.56 634.10 Td (fect adjustment to retained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (earnings as of the beginning of the year of adoption. Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (early adopted the ) Tj ET Q q 0 0 0 rg BT 387.81 610.10 Td (ASU in the second quarter of 2017, with an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (ef) Tj ET Q q 0 0 0 rg BT 324.59 598.10 Td (fective date of January 1, 2017. ) Tj ET Q q 0 0 0 rg BT 454.82 598.10 Td (Adoption of the ) Tj ET Q q 0 0 0 rg BT 520.10 598.10 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (primarily af) Tj ET Q q 0 0 0 rg BT 364.30 586.10 Td (fected Citi) Tj ET Q q 0 0 0 rg BT 409.01 586.10 Td (s available-for) Tj ET Q q 0 0 0 rg BT 466.28 586.10 Td (-sale \(AFS\) and held-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (to-maturity \(HTM\) portfolios of callable state and municipal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (securities. ) Tj ET Q q 0 0 0 rg BT 359.58 562.10 Td (The ) Tj ET Q q 0 0 0 rg BT 377.08 562.10 Td (ASU adoption resulted in a net reduction to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (total stockholders) Tj ET Q q 0 0 0 rg BT 390.41 550.10 Td ( equity of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.23 550.10 Td ($156 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.63 550.10 Td ( \(after tax\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td (ef) Tj ET Q q 0 0 0 rg BT 324.59 538.10 Td (fective as of January 1, 2017. ) Tj ET Q q 0 0 0 rg BT 446.87 538.10 Td (This amount is composed of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (a reduction of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.29 526.10 Td ($660 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.68 526.10 Td ( to retained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (earnings for the incremental amortization of purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.10 Td (premiums and cumulative hedge adjustments generated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (under fair value hedges of these callable debt securities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (of) Tj ET Q q 0 0 0 rg BT 325.15 478.10 Td (fset by an increase to ) Tj ET Q q 0 0 0 rg BT 411.51 478.10 Td (AOCI of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.28 478.10 Td ($504 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.67 478.10 Td ( related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (cumulative fair value hedge adjustments reclassified to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (retained earnings for ) Tj ET Q q 0 0 0 rg BT 401.69 454.10 Td (AFS securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 442.10 Td (Financial statements for periods prior to 2017 were not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (subject to restatement under the provisions of this ) Tj ET Q q 0 0 0 rg BT 518.07 430.10 Td (ASU. ) Tj ET Q q 0 0 0 rg BT 545.40 430.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (amortization recorded in each of quarter of 2017 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.10 Td (cumulatively as of each quarter end under the provisions of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.10 Td (the ) Tj ET Q q 0 0 0 rg BT 331.17 394.10 Td (ASU was not materially dif) Tj ET Q q 0 0 0 rg BT 440.96 394.10 Td (ferent than the amount that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (would have been recorded if the ) Tj ET Q q 0 0 0 rg BT 447.50 382.10 Td (ASU had not been early ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (adopted.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (Accounting for) Tj ET Q q 0 0 0 rg BT 380.98 346.10 Td ( Stock-Based Compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.10 Td (In March 2016, the F) Tj ET Q q 0 0 0 rg BT 400.96 334.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 449.87 334.10 Td (ASU No. 2016-09, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (CompensationStock Compensation \(T) Tj ET Q q 0 0 0 rg BT 476.08 322.10 Td (opic 718\): ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (Impr) Tj ET Q q 0 0 0 rg BT 336.07 310.10 Td (ovements to Employee Shar) Tj ET Q q 0 0 0 rg BT 446.50 310.10 Td (e-Based Payment ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (Accounting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.54 298.10 Td ( in order to simplify certain complex aspects of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (the accounting for income taxes and forfeitures related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (employee stock-based compensation. ) Tj ET Q q 0 0 0 rg BT 468.44 274.10 Td (The guidance became ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.10 Td (ef) Tj ET Q q 0 0 0 rg BT 324.59 262.10 Td (fective for Citi beginning on January 1, 2017. Under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.10 Td (new standard, excess tax benefits and deficiencies related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.10 Td (employee stock-based compensation are recognized directly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 226.10 Td (within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 345.06 226.10 Td (Income tax expense or benefit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.45 226.10 Td ( in Citi) Tj ET Q q 0 0 0 rg BT 495.01 226.10 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.10 Td (Statement of Income, rather than within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 478.89 214.10 Td (Additional paid-in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.00 202.10 Td (capital) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.77 202.10 Td (. ) Tj ET Q q 0 0 0 rg BT 349.59 202.10 Td (The impact of this change was not material in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (first quarter of 2017 or each subsequent quarterly periods of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (2017 as the majority of employees) Tj ET Q q 0 0 0 rg BT 457.61 178.10 Td ( deferred stock-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.10 Td (compensation awards are granted within the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.10 Td (each year) Tj ET Q q 0 0 0 rg BT 354.62 154.10 Td (, and therefore vest within the first quarter of each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.10 Td (year) Tj ET Q q 0 0 0 rg BT 333.81 142.10 Td (, commensurate with vesting in equal annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.10 Td (installments. For additional information on these receivables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.10 Td (and payables, see Note 7 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.10 Td (Statements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 94.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 384.90 94.10 Td (, as permitted under the new guidance, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.10 Td (made an accounting policy election to account for forfeitures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.10 Td (of awards as they occur) Tj ET Q q 0 0 0 rg BT 411.00 70.10 Td (, which represents a change from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.10 Td (previous requirement to estimate forfeitures when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 46.10 Td (recognizing compensation expense. ) Tj ET Q q 0 0 0 rg BT 461.77 46.10 Td (This change resulted in a ) Tj ET Q endstream endobj 301 0 obj <> endobj 302 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (150) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (cumulative ef) Tj ET Q q 0 0 0 rg BT 90.52 742.10 Td (fect adjustment to retained earnings that was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (not material at January 1, 2017. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (Recognition and Measur) Tj ET Q q 0 0 0 rg BT 140.82 706.10 Td (ement of Financial ) Tj ET Q q 0 0 0 rg BT 222.20 706.10 Td (Assets and ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (Financial Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (In January 2016, the F) Tj ET Q q 0 0 0 rg BT 124.96 682.10 Td (ASB issued ) Tj ET Q q 0 0 0 rg BT 173.87 682.10 Td (ASU No. 2016-01, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (Financial InstrumentsOverall \(Subtopic 825-10\): ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (Recognition and Measur) Tj ET Q q 0 0 0 rg BT 134.50 658.10 Td (ement of Financial ) Tj ET Q q 0 0 0 rg BT 212.36 658.10 Td (Assets and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (Financial Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.94 646.10 Td (, which addresses certain aspects of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (recognition, measurement, presentation and disclosure of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (financial instruments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 610.10 Td (This ) Tj ET Q q 0 0 0 rg BT 73.73 610.10 Td (ASU requires entities to present separately in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (AOCI the portion of the total change in the fair value of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (liability resulting from a change in the instrument-specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (credit risk when the entity has elected to measure the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (liability at fair value in accordance with the fair value option ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (for financial instruments. It also requires equity investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (\(except those accounted for under the equity method of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (accounting or those that result in consolidation of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (investee\) to be measured at fair value with changes in fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (value recognized in net income, thus eliminating eligibility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (for the current available-for) Tj ET Q q 0 0 0 rg BT 146.57 490.10 Td (-sale category) Tj ET Q q 0 0 0 rg BT 201.72 490.10 Td (. However) Tj ET Q q 0 0 0 rg BT 242.97 490.10 Td (, Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (Reserve Bank and Federal Home Loan Bank stock, as well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (as certain exchange seats, will continue to be presented at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (cost. ) Tj ET Q q 0 0 0 rg BT 56.93 454.10 Td (The ) Tj ET Q q 0 0 0 rg BT 74.42 454.10 Td (ASU also introduces a measurement alternative for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (non-marketable equity securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 430.10 Td (Citi early adopted only the provisions of this ) Tj ET Q q 0 0 0 rg BT 234.54 430.10 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (related to presentation of the change in fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (liabilities for which the fair value option was elected, related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (to changes in Citigroup) Tj ET Q q 0 0 0 rg BT 132.38 394.10 Td (s own credit spreads in ) Tj ET Q q 0 0 0 rg BT 225.97 394.10 Td (AOCI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 382.10 Td (fective January 1, 2016. ) Tj ET Q q 0 0 0 rg BT 141.34 382.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 190.67 382.10 Td (, since the first quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (of 2016, these amounts have been reflected as a component ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (of ) Tj ET Q q 0 0 0 rg BT 46.28 358.10 Td (AOCI, whereas these amounts were previously recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (in Citigroup) Tj ET Q q 0 0 0 rg BT 87.39 346.10 Td (s revenues and net income. ) Tj ET Q q 0 0 0 rg BT 197.73 346.10 Td (The impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (adopting this amendment resulted in a cumulative catch-up ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (reclassification from retained earnings to ) Tj ET Q q 0 0 0 rg BT 201.77 322.10 Td (AOCI of an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (accumulated after) Tj ET Q q 0 0 0 rg BT 107.14 310.10 Td (-tax loss of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.34 310.10 Td ($15 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.73 310.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (January 1, 2016. Financial statements for periods prior to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (2016 were not subject to restatement under the provisions of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (this ) Tj ET Q q 0 0 0 rg BT 52.40 274.10 Td (ASU. For additional information, see Notes 19, 24 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (25 to the Consolidated Financial Statements. Citi adopted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (the other provisions of ) Tj ET Q q 0 0 0 rg BT 128.21 250.10 Td (ASU 2016-01 on January 1, 2018. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (The ) Tj ET Q q 0 0 0 rg BT 53.50 238.10 Td (ASU does not have a significant impact on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 226.10 Td (s Consolidated Financial Statements and related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (disclosures.) Tj ET Q endstream endobj 303 0 obj <> endobj 304 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (151) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (2. DISCONTINUED OPERA) Tj ET Q q 0 0 0 rg BT 160.55 749.25 Td (TIONS ) Tj ET Q q 0 0 0 rg BT 193.62 749.25 Td (AND SIGNIFICANT) Tj ET Q q 0 0 0 rg BT 284.29 749.25 Td ( DISPOSALS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Summary of Discontinued Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 95.71 713.25 Td (s discontinued operations consisted of residual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (activities related to the sales of the Brazil Credicard business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (in 2013, the Egg Banking plc Credit Card Business in 201) Tj ET Q q 0 0 0 rg BT 268.11 689.25 Td (1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (and the German Retail Banking business in 2008. ) Tj ET Q q 0 0 0 rg BT 236.25 677.25 Td (All ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (discontinued operations results are recorded within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 242.61 665.25 Td (Corporate/) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (Other) Tj ET Q q 0 0 0 rg BT 58.22 653.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.25 Td (The following summarizes financial information for all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (discontinued operations:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 604.75 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 604.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 604.75 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 604.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 567.75 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 567.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 567.75 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 567.75 35.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 604.75 m 229.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 604.75 m 259.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 604.75 m 294.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 604.75 m 196.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 590.75 m 196.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 604.75 m 229.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 590.75 m 229.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 590.75 m 259.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 604.75 m 294.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 590.75 m 294.5 590.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 553.75 m 196.5 553.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 530.75 m 196.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 553.75 m 229.5 553.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 530.75 m 229.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 553.75 m 259.5 553.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 530.75 m 259.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 553.75 m 294.5 553.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 530.75 m 294.5 530.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 610.70 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 609.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 609.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.50 609.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 595.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 595.20 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.76 595.20 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.58 595.20 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 595.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.00 595.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.00 595.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 595.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 595.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 595.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 581.21 Td (Income \(loss\) from discontinued) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 572.21 Td (operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 572.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 209.50 572.20 Td (\(104) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.00 572.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.00 572.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 572.21 Td (\(80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 572.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 572.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 572.21 Td (\(83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 572.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 558.21 Td (Provision \(benefit\) for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.50 558.20 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 558.21 Td (\(22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 558.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 558.21 Td (\(29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 558.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 544.20 Td (Loss fr) Tj ET Q q 0 0 0 rg BT 65.59 544.20 Td (om discontinued operations, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 535.20 Td (of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 535.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 209.50 535.20 Td (\(1) Tj ET Q q 0 0 0 rg BT 217.00 535.20 Td (1) Tj ET Q q 0 0 0 rg BT 221.50 535.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.00 535.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 535.21 Td (\(58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 535.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 535.21 Td (\(54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 535.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 507.25 Td (Cash flows for discontinued operations were not material for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 495.25 Td (all periods presented.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 471.25 Td (Significant Disposals) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 459.25 Td (The transactions during 2017, 2016 and 2015 described below ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 447.25 Td (were identified as significant disposals. ) Tj ET Q q 0 0 0 rg BT 195.78 447.25 Td (The major classes of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 435.25 Td (assets and liabilities derecognized from the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 423.25 Td (Balance Sheet at closing, and the income \(loss\) before taxes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 411.25 Td (related to each business until the disposal date, are presented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 399.25 Td (below) Tj ET Q q 0 0 0 rg BT 59.79 399.25 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 375.25 Td (Sale of Mexico ) Tj ET Q q 0 0 0 rg BT 100.15 375.25 Td (Asset Management Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 363.25 Td (On November 27, 2017, Citi entered into an agreement to sell ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 351.25 Td (its Mexico asset management business, which is part of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 260.40 351.25 Td (Latin ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 339.25 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.38 339.25 Td (. ) Tj ET Q q 0 0 0 rg BT 97.20 339.25 Td (The transaction is expected to result in a pretax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 327.25 Td (gain on sale at closing, which is anticipated to occur during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 315.25 Td (the second half of 2018, subject to regulatory approval and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 303.25 Td (other customary closing conditions. ) Tj ET Q q 0 0 0 rg BT 181.07 303.25 Td (The transaction will also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 291.25 Td (result in derecognition of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.56 291.25 Td ($72 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.96 291.25 Td ( of net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 279.25 Td (book value, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.43 279.25 Td ($32 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.82 279.25 Td ( of goodwill. Income before ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.25 Td (taxes of the business was as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 241.75 168.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 241.75 30.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 233.50 241.75 28.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 241.75 26.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 241.75 m 203.5 241.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 241.75 m 233.5 241.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 241.75 m 261.5 241.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 241.75 m 287.5 241.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 241.75 m 203.5 241.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 226.75 m 203.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 241.75 m 233.5 241.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 226.75 m 233.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 241.75 m 261.5 241.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 226.75 m 261.5 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 241.75 m 287.5 241.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 226.75 m 287.5 226.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 246.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 209.00 246.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 246.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 246.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 231.20 Td (Income befor) Tj ET Q q 0 0 0 rg BT 89.07 231.20 Td (e taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 231.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 216.50 231.20 Td (164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 231.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 231.21 Td (155) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 231.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.50 231.21 Td (159) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (Sale of Fixed Income ) Tj ET Q q 0 0 0 rg BT 415.10 725.25 Td (Analytics and Index Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (On ) Tj ET Q q 0 0 0 rg BT 338.17 713.25 Td (August 31, 2017, Citi completed the sale of a fixed income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (analytics business \(Y) Tj ET Q q 0 0 0 rg BT 408.43 701.25 Td (ield Book\) and a fixed income index ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (business that were part of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 428.69 689.25 Td (Markets and Securities Services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (within) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 349.56 677.25 Td ( Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 445.03 677.25 Td (oup \(ICG\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.41 677.25 Td (As part of the sale, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (Citi derecognized total assets of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.24 665.25 Td ($1) Tj ET Q q 0 0 0 rg BT 463.87 665.25 Td (12 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.26 665.25 Td (, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (goodwill of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.89 653.25 Td ($72 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.28 653.25 Td (, while the derecognized liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.93 641.25 Td ($18 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.32 641.25 Td (. ) Tj ET Q q 0 0 0 rg BT 397.14 641.25 Td (The transaction generated a pretax gain on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (sale of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.88 629.25 Td ($580 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.27 629.25 Td ( \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.10 629.25 Td ($355 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.49 629.25 Td ( after) Tj ET Q q 0 0 0 rg BT 482.11 629.25 Td (-tax\) recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 551.24 629.25 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.86 617.25 Td ( in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 370.64 617.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.86 617.25 Td ( during 2017. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 605.25 Td (Income before taxes for the divested businesses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (excluding the pretax gain on sale, was as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 567.75 168.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 567.75 30.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 567.75 28.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 549.50 567.75 26.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 567.75 m 491.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 567.75 m 521.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 567.75 m 549.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 549.5 567.75 m 575.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 567.75 m 491.5 567.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 552.75 m 491.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 567.75 m 521.5 567.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 552.75 m 521.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 567.75 m 549.5 567.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 552.75 m 549.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 549.5 567.75 m 575.5 567.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 549.5 552.75 m 575.5 552.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 326.00 572.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 572.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 572.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.00 572.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 557.20 Td (Income befor) Tj ET Q q 0 0 0 rg BT 377.07 557.20 Td (e taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 557.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 557.20 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 557.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 557.21 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.00 557.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 557.21 Td (54) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 529.25 Td (Exit of U.S. Mortgage Service Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 517.25 Td (Citigroup executed agreements during the first quarter of 2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 505.25 Td (to ef) Tj ET Q q 0 0 0 rg BT 341.87 505.25 Td (fectively exit its direct U.S. mortgage servicing operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 493.25 Td (by the end of 2018 to intensify focus on originations. ) Tj ET Q q 0 0 0 rg BT 538.51 493.25 Td (The exit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 481.25 Td (of the mortgage servicing operations included the sale of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 469.25 Td (mortgage servicing rights and execution of a subservicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 457.25 Td (agreement for the remaining Citi-owned loans and certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 445.25 Td (other mortgage servicing rights. ) Tj ET Q q 0 0 0 rg BT 453.69 445.25 Td (As part of this transaction, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 433.25 Td (Citi has also transferred certain employees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 421.25 Td (This transaction, which was part of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 485.02 421.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.80 421.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 409.25 Td (resulted in a pretax loss of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.75 409.25 Td ($331 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.14 409.25 Td ( \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.97 409.25 Td ($207 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.36 409.25 Td ( after) Tj ET Q q 0 0 0 rg BT 560.98 409.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 397.25 Td (tax\) recorded in) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 387.30 397.25 Td ( Other r) Tj ET Q q 0 0 0 rg BT 419.15 397.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.91 397.25 Td ( during 2017. ) Tj ET Q q 0 0 0 rg BT 502.83 397.25 Td (The loss on sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 385.25 Td (did not include certain other costs and char) Tj ET Q q 0 0 0 rg BT 495.70 385.25 Td (ges related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 373.25 Td (disposed operation recorded primarily in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 489.23 373.25 Td (Operating expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 568.38 373.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 361.25 Td (during 2017, resulting in a total pretax loss of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.97 361.25 Td ($382 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.36 361.25 Td (. ) Tj ET Q q 0 0 0 rg BT 564.81 361.25 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 349.25 Td (part of the completed sale, during 2017, Citi derecognized a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 337.25 Td (total of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.10 337.25 Td ($1,162 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 337.25 Td ( of servicing-related assets, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 325.25 Td ($1,046 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.89 325.25 Td ( of mortgage servicing rights, related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 313.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.26 313.25 Td (750,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.76 313.25 Td ( Fannie Mae and Freddie Mac held ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 301.25 Td (loans with outstanding balances of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.06 301.25 Td ($93 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 568.68 301.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 289.25 Td (Excluding the loss on sale and the additional char) Tj ET Q q 0 0 0 rg BT 522.10 289.25 Td (ges, income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 277.25 Td (before taxes for the disposed operation was immaterial for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 265.25 Td (2017, 2016 and 2015.) Tj ET Q endstream endobj 305 0 obj <> endobj 306 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (152) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Sale of CitiFinancial Canada Consumer) Tj ET Q q 0 0 0 rg BT 205.83 749.25 Td ( Finance Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (On March 31, 2017, Citi completed the sale of CitiFinancial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Canada \(CitiFinancial\), which was part of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 206.23 725.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.01 725.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (and included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.87 713.25 Td (220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.87 713.25 Td ( retail branches and approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.65 713.25 Td (1,400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.15 713.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (employees. ) Tj ET Q q 0 0 0 rg BT 83.21 701.25 Td (As part of the sale, Citi derecognized total assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.09 689.25 Td ($1.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.20 689.25 Td (, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.48 689.25 Td ($1.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.59 689.25 Td ( consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (loans \(net of allowance\), and total liabilities of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td ($1.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.11 665.25 Td ( related to intercompany borrowings, which were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (settled at closing of the transaction. Separately) Tj ET Q q 0 0 0 rg BT 221.68 653.25 Td (, during 2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (and prior to closing of the transaction, CitiFinancial settled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td ($0.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.11 629.25 Td ( of debt issued through loan securitizations. ) Tj ET Q q 0 0 0 rg BT 258.56 629.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (sale of CitiFinancial generated a pretax gain on sale of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.47 617.25 Td ($350 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 605.25 Td ( recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 115.15 605.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 144.50 605.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.25 605.25 Td ( \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.08 605.25 Td ($178 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.47 605.25 Td ( after) Tj ET Q q 0 0 0 rg BT 250.09 605.25 Td (-tax\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (during 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.25 Td (Income before taxes, excluding the pretax gain on sale, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (was as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 543.75 168.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 543.75 30.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 543.75 28.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 543.75 26.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 543.75 m 204.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 543.75 m 234.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 543.75 m 262.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 543.75 m 288.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 543.75 m 204.5 543.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 528.75 m 204.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 543.75 m 234.5 543.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 528.75 m 234.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 543.75 m 262.5 543.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 528.75 m 262.5 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 543.75 m 288.5 543.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 528.75 m 288.5 528.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 548.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.00 548.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 548.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 266.00 548.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 533.20 Td (Income befor) Tj ET Q q 0 0 0 rg BT 90.07 533.20 Td (e taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.00 533.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.00 533.20 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 533.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.50 533.21 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 533.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 533.21 Td (1) Tj ET Q q 0 0 0 rg BT 276.00 533.21 Td (18) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 498.25 Td (Novation of the Primerica ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 149.30 498.25 Td (80%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 169.30 498.25 Td ( Coinsurance ) Tj ET Q q 0 0 0 rg BT 227.64 498.25 Td (Agr) Tj ET Q q 0 0 0 rg BT 244.12 498.25 Td (eement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 486.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 45.26 486.25 Td (fective January 1, 2016, Citi completed a novation \(an) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 474.25 Td (arrangement that extinguishes Citi) Tj ET Q q 0 0 0 rg BT 176.24 474.25 Td (s rights and obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 462.25 Td (under a contract\) of the Primerica ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.16 462.25 Td (80%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.49 462.25 Td ( coinsurance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 450.25 Td (agreement, which was recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 175.38 450.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.16 450.25 Td (, to a third-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 438.25 Td (party re-insurer) Tj ET Q q 0 0 0 rg BT 97.36 438.25 Td (. ) Tj ET Q q 0 0 0 rg BT 102.18 438.25 Td (The novation resulted in revenues of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.02 438.25 Td ($404 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 426.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 426.25 Td ( recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 115.15 426.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 144.50 426.25 Td (evenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.75 426.25 Td (\() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.08 426.25 Td ($263 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.47 426.25 Td ( after) Tj ET Q q 0 0 0 rg BT 250.09 426.25 Td (-tax\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 414.25 Td (during 2016. Furthermore, the novation resulted in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 402.25 Td (derecognition of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.31 402.25 Td ($1.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.42 402.25 Td ( of available-for) Tj ET Q q 0 0 0 rg BT 214.63 402.25 Td (-sale securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 390.25 Td (and cash, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.71 390.25 Td ($0.95 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.82 390.25 Td ( of deferred acquisition costs and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.78 390.25 Td ($2.7 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 378.25 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 378.25 Td ( of insurance liabilities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 366.25 Td (Income before taxes, excluding the revenue upon) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 354.25 Td (novation, was as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 328.75 168.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 328.75 30.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 233.50 328.75 28.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 328.75 26.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 328.75 m 203.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 328.75 m 233.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 328.75 m 261.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 328.75 m 287.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 328.75 m 203.5 328.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 313.75 m 203.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 328.75 m 233.5 328.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 313.75 m 233.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 328.75 m 261.5 328.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 313.75 m 261.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 328.75 m 287.5 328.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 313.75 m 287.5 313.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 333.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 209.00 333.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 333.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 333.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 318.20 Td (Income befor) Tj ET Q q 0 0 0 rg BT 89.07 318.20 Td (e taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 318.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 318.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 318.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 318.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 318.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.50 318.21 Td (135) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 290.25 Td (Sale of OneMain Financial Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 278.25 Td (On November 15, 2015, Citi sold OneMain Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 266.25 Td (\(OneMain\), which was part of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 159.30 266.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.07 266.25 Td (, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 254.25 Td (1,100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 254.25 Td ( retail branches, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.58 254.25 Td (5,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.08 254.25 Td ( employees and approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.04 254.25 Td (1.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 242.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 242.25 Td ( customer accounts. OneMain had approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.00 242.25 Td ($10.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 230.25 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 230.25 Td ( of assets, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.05 230.25 Td ($7.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.16 230.25 Td ( of loans \(net of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 218.25 Td (allowance\), and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.80 218.25 Td ($1.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.91 218.25 Td ( of available-for) Tj ET Q q 0 0 0 rg BT 212.12 218.25 Td (-sale securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 206.25 Td (OneMain also had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.82 206.25 Td ($8.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.93 206.25 Td ( of liabilities, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.75 206.25 Td ($6.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 194.25 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 194.25 Td ( of long-term debt and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.03 194.25 Td ($1.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.15 194.25 Td ( of short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 182.25 Td (borrowings. ) Tj ET Q q 0 0 0 rg BT 86.37 182.25 Td (The transaction generated a pretax gain on sale of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 170.25 Td ($2.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.11 170.25 Td (, recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 134.87 170.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 164.22 170.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.97 170.25 Td ( \($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.80 170.25 Td (1.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.92 170.25 Td ( after) Tj ET Q q 0 0 0 rg BT 264.53 170.25 Td (-tax\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 158.25 Td (in 2015. However) Tj ET Q q 0 0 0 rg BT 107.53 158.25 Td (, when combined with the loss on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 146.25 Td (redemption of certain long-term debt supporting certain ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 134.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.78 134.25 Td ( assets during the fourth quarter of 2015, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 122.25 Td (resulting net after) Tj ET Q q 0 0 0 rg BT 106.33 122.25 Td (-tax gain was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.14 122.25 Td ($0.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.26 122.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 110.25 Td (Income before taxes, excluding the pretax gain on sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 98.25 Td (and loss on redemption of debt, was as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 72.75 168.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 72.75 30.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 233.50 72.75 28.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 72.75 26.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 72.75 m 203.5 72.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 72.75 m 233.5 72.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 72.75 m 261.5 72.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 72.75 m 287.5 72.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 72.75 m 203.5 72.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 57.75 m 203.5 57.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 57.75 m 233.5 57.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 57.75 m 261.5 57.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 72.75 m 287.5 72.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 57.75 m 287.5 57.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 77.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 209.00 77.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 77.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 77.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 62.20 Td (Income befor) Tj ET Q q 0 0 0 rg BT 89.07 62.20 Td (e taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 62.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 62.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 62.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 62.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 62.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.50 62.21 Td (663) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Sale of Japan Cards Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (On December 14, 2015, Citi sold its Japan cards business, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (which was part of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 397.87 725.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.65 725.25 Td (, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.92 725.25 Td ($1,350 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 569.81 725.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (of consumer loans \(net of allowance\), approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.81 713.25 Td (720,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 570.31 713.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (customer accounts and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.58 701.25 Td (840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.58 701.25 Td ( employees. ) Tj ET Q q 0 0 0 rg BT 482.66 701.25 Td (The transaction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (generated a pretax gain on sale of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.88 689.25 Td ($180 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.27 689.25 Td (, recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 353.35 677.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.10 677.25 Td ( \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.93 677.25 Td ($155 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.33 677.25 Td ( after) Tj ET Q q 0 0 0 rg BT 458.94 677.25 Td (-tax\) in 2015. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td ( Loss before taxes, excluding the pretax gain on sale, was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 627.75 158.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 627.75 33.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 627.75 30.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 544.50 627.75 31.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 627.75 m 481.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 627.75 m 514.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 627.75 m 544.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 544.5 627.75 m 575.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 627.75 m 481.5 627.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 612.75 m 481.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 627.75 m 514.5 627.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 612.75 m 514.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 627.75 m 544.5 627.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 612.75 m 544.5 612.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 544.5 612.75 m 575.5 612.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 326.00 632.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.50 632.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 632.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.50 632.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 617.20 Td (Loss befor) Tj ET Q q 0 0 0 rg BT 366.09 617.20 Td (e taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 617.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 617.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 617.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 617.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 617.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 617.21 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 617.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 589.25 Td (Sale of Japan Retail Banking Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 577.25 Td (On November 1, 2015, Citi sold its Japan retail banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 565.25 Td (business, which was part of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 436.76 565.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.54 565.25 Td (, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.81 565.25 Td ($563 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 553.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.89 553.25 Td ( of consumer loans \(net of allowance\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.95 553.25 Td ($20 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.56 553.25 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 541.25 Td (deposits, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.04 541.25 Td (725,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.54 541.25 Td ( customer accounts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.18 541.25 Td (1,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.68 541.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 529.25 Td (employees and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.20 529.25 Td (32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.20 529.25 Td ( branches. ) Tj ET Q q 0 0 0 rg BT 439.06 529.25 Td (The transaction generated a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 517.25 Td (pretax gain on sale of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.58 517.25 Td ($446 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.97 517.25 Td (, recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 516.72 517.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 546.08 517.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 573.83 517.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 505.25 Td (\() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.33 505.25 Td ($276 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.72 505.25 Td ( after) Tj ET Q q 0 0 0 rg BT 399.34 505.25 Td (-tax\) in 2015. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 493.25 Td ( Loss before taxes, excluding the pretax gain on sale, was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 481.25 Td (as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 455.75 147.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 455.75 34.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 455.75 36.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 542.50 455.75 31.00 -16.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 455.75 m 472.5 455.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 455.75 m 506.5 455.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 455.75 m 542.5 455.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 542.5 455.75 m 573.5 455.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 455.75 m 472.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 439.75 m 472.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 455.75 m 506.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 439.75 m 506.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 455.75 m 542.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 439.75 m 542.5 439.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 542.5 455.75 m 573.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 542.5 439.75 m 573.5 439.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 328.00 460.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 460.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 460.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.50 460.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.00 444.20 Td (Loss befor) Tj ET Q q 0 0 0 rg BT 368.09 444.20 Td (e taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 444.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 444.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 444.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 444.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.00 444.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 444.21 Td (\(57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 570.00 444.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 307 0 obj <> endobj 308 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (153) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (3. BUSINESS SEGMENTS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 728.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 728.25 Td (s activities are conducted through the following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 716.25 Td (business segments: ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 114.89 716.25 Td (Global Consumer Banking \(GCB\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 704.25 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.44 704.25 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 145.91 704.25 Td (oup \(ICG\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.29 704.25 Td (. In addition, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 240.89 704.25 Td (Corporate/) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 692.25 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.33 692.25 Td ( includes activities not assigned to a specific business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 680.25 Td (segment as well as certain North ) Tj ET Q q 0 0 0 rg BT 168.18 680.25 Td (America and international ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 668.25 Td (loan portfolios, other legacy assets and discontinued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 656.25 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 644.25 Td (The business segments are determined based on products ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 632.25 Td (and services provided or type of customers served, of which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 620.25 Td (those identified as non-core are recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 211.76 620.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.54 620.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 608.25 Td (and are reflective of how management currently evaluates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 596.25 Td (financial information to make business decisions.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 584.25 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 584.25 Td ( includes a global, full-service consumer franchise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 572.25 Td (delivering a wide array of banking, including commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 560.25 Td (banking, credit card lending and investment services through a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 548.25 Td (network of local branches, of) Tj ET Q q 0 0 0 rg BT 152.72 548.25 Td (fices and electronic delivery ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 536.25 Td (systems and is composed of three ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 172.64 536.25 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.64 536.25 Td ( businesses: ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 242.64 536.25 Td (North ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 524.25 Td (America, Latin ) Tj ET Q q 0 0 0 rg BT 98.31 524.25 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.19 524.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 151.63 524.25 Td (Asia ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.91 524.25 Td (\(including consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 512.25 Td (banking activities in certain ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 149.30 512.25 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.95 512.25 Td ( countries\).) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 500.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.22 500.25 Td ( is composed of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 136.77 500.25 Td (Banking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.09 500.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 189.53 500.25 Td (Markets and securities ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 488.25 Td (services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.21 488.25 Td ( and provides corporate, institutional, public sector ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 476.25 Td (and high-net-worth clients in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.31 476.25 Td (97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.31 476.25 Td ( countries and jurisdictions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 464.25 Td (with a broad range of banking and financial products and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 452.25 Td (services.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 440.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.78 440.25 Td ( includes certain unallocated costs of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 428.25 Td (global functions, other corporate expenses and net treasury ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 728.25 Td (results, unallocated corporate expenses, of) Tj ET Q q 0 0 0 rg BT 493.20 728.25 Td (fsets to certain line-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 716.25 Td (item reclassifications and eliminations, the results of certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 704.25 Td (North ) Tj ET Q q 0 0 0 rg BT 349.28 704.25 Td (America and international legacy loan portfolios, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 692.25 Td (discontinued operations and unallocated taxes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 680.25 Td (The accounting policies of these reportable segments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 668.25 Td (the same as those disclosed in Note 1 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 656.25 Td (Financial Statements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 644.25 Td (The prior) Tj ET Q q 0 0 0 rg BT 379.29 644.25 Td (-period balances reflect reclassifications to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 632.25 Td (conform the presentation for all periods to the current period) Tj ET Q q 0 0 0 rg BT 569.20 632.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 620.25 Td (presentation. Financial data was reclassified to reflect:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 602.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 602.25 Td (the reporting of the remaining businesses and portfolios of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 590.25 Td (assets of Citi Holdings as part of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 475.04 590.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.82 590.25 Td ( \(prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 578.25 Td (to the first quarter of 2017, Citi Holdings was a separately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 566.25 Td (reported business segment\); ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 554.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 554.25 Td (the re-attribution of certain treasury-related costs between ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 542.25 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.78 542.25 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 414.78 542.25 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.78 542.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 454.22 542.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.44 542.25 Td (;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 474.22 542.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 530.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 530.25 Td (the re-attribution of regional revenues within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 524.16 530.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.38 530.25 Td (;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 544.16 530.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.66 530.25 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 518.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 518.25 Td (certain other immaterial reclassifications. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 500.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 500.25 Td (s consolidated results remain unchanged for all periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 488.25 Td (presented as a result of the changes and reclassifications ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 476.25 Td (discussed above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 464.25 Td (The following table presents certain information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 452.25 Td (regarding the Company) Tj ET Q q 0 0 0 rg BT 421.20 452.25 Td (s continuing operations by segment:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 364.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 138.50 364.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 177.50 364.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 364.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 364.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 364.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 364.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 364.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 364.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 364.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 364.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.50 364.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 328.75 103.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 138.50 328.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 177.50 328.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 328.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 328.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 328.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 328.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 328.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 328.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 328.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 328.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.50 328.75 40.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 385.75 m 177.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 385.75 m 217.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 385.75 m 257.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 385.75 m 297.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 385.75 m 336.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 385.75 m 376.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 385.75 m 416.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 385.75 m 455.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 385.75 m 495.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 385.75 m 535.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 385.75 m 575.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 364.75 m 138.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 364.75 m 177.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 385.75 m 217.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 364.75 m 217.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 385.75 m 257.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 385.75 m 257.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 364.75 m 257.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 364.75 m 297.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 385.75 m 336.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 364.75 m 336.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 385.75 m 376.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 385.75 m 376.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 364.75 m 376.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 364.75 m 416.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 385.75 m 455.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 364.75 m 455.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 385.75 m 495.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 385.75 m 495.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 364.75 m 495.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 364.75 m 535.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 364.75 m 575.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 364.75 m 177.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 364.75 m 217.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 364.75 m 257.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 364.75 m 257.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 364.75 m 297.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 364.75 m 336.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 364.75 m 376.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 364.75 m 376.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 364.75 m 416.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 364.75 m 455.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 364.75 m 495.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 364.75 m 495.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 364.75 m 535.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 364.75 m 575.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 350.75 m 257.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 350.75 m 376.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 350.75 m 495.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 314.75 m 138.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 314.75 m 177.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 314.75 m 217.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 328.75 m 257.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 314.75 m 257.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 314.75 m 297.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 314.75 m 336.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 328.75 m 376.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 314.75 m 376.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 314.75 m 416.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 314.75 m 455.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 328.75 m 495.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 314.75 m 495.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 314.75 m 535.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 314.75 m 575.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 314.75 m 138.5 314.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 35.5 300.75 m 138.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 314.75 m 177.5 314.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 138.5 300.75 m 177.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 177.5 314.75 m 217.5 314.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 177.5 300.75 m 217.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 314.75 m 257.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 314.75 m 257.5 314.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 217.5 300.75 m 257.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 314.75 m 297.5 314.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 257.5 300.75 m 297.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 314.75 m 336.5 314.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 297.5 300.75 m 336.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 314.75 m 376.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 314.75 m 376.5 314.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 336.5 300.75 m 376.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 314.75 m 416.5 314.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 376.5 300.75 m 416.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 314.75 m 455.5 314.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 416.5 300.75 m 455.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 314.75 m 495.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 314.75 m 495.5 314.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 455.5 300.75 m 495.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 314.75 m 535.5 314.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 495.5 300.75 m 535.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535.5 314.75 m 575.5 314.75 l s 0 0 0 RG /GS0 gs 2.50 w 0 i [] 0 d 0 J 0 j 3 M 535.5 300.75 m 575.5 300.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.10 399.20 Td (Revenues,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.55 390.20 Td (netofinter) Tj ET Q q 0 0 0 rg BT 193.87 390.20 Td (estexpense) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 236.61 394.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.20 399.20 Td (Pr) Tj ET Q q 0 0 0 rg BT 288.53 399.20 Td (ovision\(benefits\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.65 390.20 Td (for) Tj ET Q q 0 0 0 rg BT 292.98 390.20 Td (incometaxes) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 344.47 394.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.55 399.20 Td (Income\(loss\)fr) Tj ET Q q 0 0 0 rg BT 459.37 399.20 Td (om) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 390.20 Td (continuingoperations) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 470.51 394.28 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.60 390.20 Td (Identifiableassets) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 377.00 Td (Inmillionsofdollars,except) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 369.00 Td (identifiableassetsinbillions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 148.50 369.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 369.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 369.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.00 369.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.50 369.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.00 369.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 369.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.50 369.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 369.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 369.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 369.21 Td (2016) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 355.20 Td (Global Consumer Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 141.00 355.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 149.25 355.20 Td (32,697) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 189.25 355.21 Td (31,519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.25 355.21 Td (32,251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.00 355.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.75 355.20 Td (3,320) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 355.21 Td (2,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 355.21 Td (3,369) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 355.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.75 355.20 Td (3,893) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.75 355.21 Td (4,954) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.75 355.21 Td (6,214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 355.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.50 355.20 Td (429) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 355.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 355.21 Td (412) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 342.00 Td (Institutional Clients) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 333.00 Td (Gr) Tj ET Q q 0 0 0 rg BT 47.83 333.00 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 149.25 333.20 Td (35,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 189.25 333.21 Td (33,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.25 333.21 Td (33,332) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.75 333.20 Td (7,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 333.21 Td (4,260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 333.21 Td (4,173) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.75 333.20 Td (9,066) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.75 333.21 Td (9,525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.75 333.21 Td (9,1) Tj ET Q q 0 0 0 rg BT 483.00 333.21 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.75 333.20 Td (1,336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 333.21 Td (1,277) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 38.00 319.20 Td (Corporate/Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.75 319.20 Td (3,085) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 193.75 319.21 Td (5,129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.25 319.21 Td (10,771) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.25 319.20 Td (19,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 319.21 Td (\(471) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 319.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.50 319.21 Td (\(102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 319.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.25 319.20 Td (\(19,586) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 319.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 319.21 Td (554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.75 319.21 Td (2,062) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 319.20 Td (77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 319.21 Td (103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 305.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 305.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 141.00 305.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 149.25 305.20 Td (71,449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.00 305.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 189.25 305.21 Td (69,875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 305.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.25 305.21 Td (76,354) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.00 305.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.25 305.20 Td (29,388) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 305.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 305.21 Td (6,444) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 305.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 305.21 Td (7,440) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 305.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.75 305.20 Td (\(6,627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 305.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 305.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.25 305.21 Td (15,033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 305.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.25 305.21 Td (17,386) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 305.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.75 305.20 Td (1,842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 305.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 305.21 Td (1,792) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 283.65 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 283.65 Td (Includes total revenues, net of interest expense \(excluding ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 241.71 283.65 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 295.93 283.65 Td (\), in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 310.82 283.65 Td (North ) Tj ET Q q 0 0 0 rg BT 331.35 283.65 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 358.45 283.65 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 369.11 283.65 Td ($33.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 410.00 283.65 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 414.00 283.65 Td ($32.2 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 454.89 283.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 470.45 283.65 Td ($32.2 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 511.34 283.65 Td (; in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 523.78 283.65 Td (EMEA) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 545.11 283.65 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 555.77 283.65 Td ($10.7 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 274.05 Td (billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 74.89 274.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 78.89 274.05 Td ($9.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 115.78 274.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.33 274.05 Td ($9.8 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 168.22 274.05 Td (; in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 180.67 274.05 Td (Latin ) Tj ET Q q 0 0 0 rg BT 199.42 274.05 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.52 274.05 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 237.18 274.05 Td ($9.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 274.07 274.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.07 274.05 Td ($8.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 314.96 274.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.52 274.05 Td ($9.7 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 367.41 274.05 Td (; and in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 393.40 274.05 Td (Asia) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 407.63 274.05 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 418.29 274.05 Td ($14.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 459.18 274.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 463.18 274.05 Td ($13.7 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 504.07 274.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.62 274.05 Td ($13.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 560.51 274.05 Td ( in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 264.45 Td (2017, 2016 and 2015, respectively) Tj ET Q q 0 0 0 rg BT 163.68 264.45 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 254.85 Td (\(2\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 254.85 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 108.22 254.85 Td (, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 112.22 254.85 Td (GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 128.22 254.85 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 143.77 254.85 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 157.55 254.85 Td ( 2017 results include the impact of ) Tj ET Q q 0 0 0 rg BT 270.05 254.85 Td (T) Tj ET Q q 0 0 0 rg BT 274.38 254.85 Td (ax Reform. See Notes 1 and 9 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 245.25 Td (Includes pretax provisions for credit losses and for benefits and claims in the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 301.71 245.25 Td (GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.71 245.25 Td ( results of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 351.26 245.25 Td ($7.6 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 388.15 245.25 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 392.15 245.25 Td ($6.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 429.04 245.25 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 444.59 245.25 Td ($5.5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 481.48 245.25 Td (; in the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 505.70 245.25 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.48 245.25 Td ( results of \() Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 555.70 245.25 Td ($15) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 567.70 245.25 Td (\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 235.65 Td (million, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 81.11 235.65 Td ($486 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 122.23 235.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.78 235.65 Td ($962 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 178.89 235.65 Td (; and in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 204.89 235.65 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 259.11 235.65 Td ( results of \() Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 295.32 235.65 Td ($175) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 311.32 235.65 Td (\) million, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 343.10 235.65 Td ($69 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 380.21 235.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 395.77 235.65 Td ($1.5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 432.66 235.65 Td ( in 2017, 2016 and 2015, respectively) Tj ET Q q 0 0 0 rg BT 552.56 235.65 Td (.) Tj ET Q endstream endobj 309 0 obj <> endobj 310 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (154) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (4.INTEREST) Tj ET Q q 0 0 0 rg BT 98.90 749.25 Td ( REVENUE ) Tj ET Q q 0 0 0 rg BT 152.24 749.25 Td (AND EXPENSE) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 55.07 729.25 Td (est r) Tj ET Q q 0 0 0 rg BT 72.20 729.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.95 729.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 119.39 729.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 138.46 729.25 Td (est expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.71 729.25 Td ( consisted of the following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 690.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 690.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 690.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 690.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 662.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 662.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 662.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 662.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 634.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 634.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 634.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 634.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 606.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 606.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 606.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 606.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 578.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 578.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 578.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 578.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 550.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 550.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 550.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 550.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 522.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 522.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 522.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 522.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 494.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 494.75 64.00 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606.75 m 448.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 592.75 m 448.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 606.75 m 512.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 592.75 m 512.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 606.75 m 576.5 606.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 592.75 m 576.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 508.75 m 384.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 494.75 m 384.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 508.75 m 448.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 494.75 m 448.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 508.75 m 512.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 494.75 m 512.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 508.75 m 576.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 494.75 m 576.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 466.75 m 384.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 452.75 m 384.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 466.75 m 448.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 452.75 m 448.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 466.75 m 512.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 452.75 m 512.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 466.75 m 576.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 452.75 m 576.5 452.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 709.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 709.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 709.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 709.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 695.20 Td (Inter) Tj ET Q q 0 0 0 rg BT 58.41 695.20 Td (est r) Tj ET Q q 0 0 0 rg BT 74.99 695.20 Td (evenue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 695.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 695.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 695.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 681.21 Td (Loan interest, including fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 681.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 681.20 Td (41,361) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 681.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 681.21 Td (39,752) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 681.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 681.21 Td (40,510) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 667.21 Td (Deposits with banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 667.20 Td (1,635) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 667.21 Td (971) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 667.21 Td (727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 653.21 Td (Federal funds sold and securities borrowed or purchased under agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 653.20 Td (3,248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 653.21 Td (2,543) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 653.21 Td (2,516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 639.21 Td (Investments, including dividends) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 639.20 Td (8,295) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 639.21 Td (7,582) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 639.21 Td (7,017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 625.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 625.21 Td (rading account assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.65 629.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 625.20 Td (5,502) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 625.21 Td (5,738) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 625.21 Td (5,942) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 611.21 Td (Other interest) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 88.23 615.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 611.20 Td (1,163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 611.21 Td (1,029) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 611.21 Td (1,839) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 597.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 597.20 Td (otal inter) Tj ET Q q 0 0 0 rg BT 79.33 597.20 Td (est r) Tj ET Q q 0 0 0 rg BT 95.91 597.20 Td (evenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 597.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 597.20 Td (61,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 597.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 597.21 Td (57,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 597.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 597.21 Td (58,551) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 583.20 Td (Inter) Tj ET Q q 0 0 0 rg BT 58.41 583.20 Td (est expense) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 583.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 583.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 583.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 569.21 Td (Deposits) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 70.50 573.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 569.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 569.20 Td (6,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 569.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 569.21 Td (5,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 569.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 569.21 Td (5,052) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 555.21 Td (Federal funds purchased and securities loaned or sold under agreements to repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 555.20 Td (2,661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 555.21 Td (1,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 555.21 Td (1,612) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 541.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 541.21 Td (rading account liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.15 545.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 541.20 Td (638) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 541.21 Td (410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 541.21 Td (217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 527.21 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 527.20 Td (1,059) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 527.21 Td (477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 527.21 Td (523) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 513.21 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 513.20 Td (5,573) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 513.21 Td (4,412) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 513.21 Td (4,517) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 499.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 499.20 Td (otal inter) Tj ET Q q 0 0 0 rg BT 79.33 499.20 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 499.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 499.20 Td (16,517) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 499.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 499.21 Td (12,51) Tj ET Q q 0 0 0 rg BT 504.50 499.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 499.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 499.21 Td (1) Tj ET Q q 0 0 0 rg BT 552.75 499.21 Td (1,921) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 485.20 Td (Net inter) Tj ET Q q 0 0 0 rg BT 73.15 485.20 Td (est r) Tj ET Q q 0 0 0 rg BT 89.73 485.20 Td (evenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 485.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 485.20 Td (44,687) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 485.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 485.21 Td (45,104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 485.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 485.21 Td (46,630) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 471.21 Td (Provision for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 471.20 Td (7,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 471.21 Td (6,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 471.21 Td (7,108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 457.20 Td (Net inter) Tj ET Q q 0 0 0 rg BT 73.07 457.20 Td (est r) Tj ET Q q 0 0 0 rg BT 89.65 457.20 Td (evenue after) Tj ET Q q 0 0 0 rg BT 136.71 457.20 Td ( pr) Tj ET Q q 0 0 0 rg BT 147.80 457.20 Td (ovision for) Tj ET Q q 0 0 0 rg BT 188.39 457.20 Td ( loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.00 457.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 457.20 Td (37,184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 457.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 457.21 Td (38,355) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 457.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 457.21 Td (39,522) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 435.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 435.65 Td (Interest expense on ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 117.75 435.65 Td (T) Tj ET Q q 0 0 0 rg BT 121.76 435.65 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.64 435.65 Td ( of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 213.31 435.65 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 227.09 435.65 Td ( is reported as a reduction of interest revenue from ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 390.58 435.65 Td (T) Tj ET Q q 0 0 0 rg BT 394.59 435.65 Td (rading account assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 464.36 435.65 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 426.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 426.05 Td (During 2015, interest earned related to assets of significant disposals \(primarily OneMain Financial\) was reclassified to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 438.12 426.05 Td (Other inter) Tj ET Q q 0 0 0 rg BT 473.59 426.05 Td (est.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 416.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 416.45 Td (Includes deposit insurance fees and char) Tj ET Q q 0 0 0 rg BT 182.91 416.45 Td (ges of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.24 416.45 Td ($1,249 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 251.36 416.45 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 255.36 416.45 Td ($1,145 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 302.47 416.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 318.02 416.45 Td ($1,1) Tj ET Q q 0 0 0 rg BT 331.72 416.45 Td (18 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.84 416.45 Td ( for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 378.16 416.45 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 394.16 416.45 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 398.16 416.45 Td (2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 414.16 416.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 429.71 416.45 Td (2015) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 445.71 416.45 Td (, respectively) Tj ET Q q 0 0 0 rg BT 487.84 416.45 Td (.) Tj ET Q endstream endobj 311 0 obj <> endobj 312 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (155) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (5.COMMISSIONS ) Tj ET Q q 0 0 0 rg BT 123.79 749.25 Td (AND FEES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (The primary components of Citi) Tj ET Q q 0 0 0 rg BT 167.64 729.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 174.03 729.25 Td (Commissions and fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.92 729.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (revenue are investment banking fees, trading-related fees, fees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (related to trade and securities services in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 200.65 705.25 Td (ICG ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.38 705.25 Td (and credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 693.25 Td (and bank card fees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 681.25 Td (Investment banking fees are substantially composed of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.25 Td (underwriting and advisory revenues and are recognized when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 657.25 Td (s performance under the terms of a contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.25 Td (arrangement is completed, which is typically at the closing of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.25 Td (a transaction. Underwriting revenue is recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 621.25 Td (Commissions and fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.89 621.25 Td (, net of both reimbursable and non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.25 Td (reimbursable expenses, consistent with the ) Tj ET Q q 0 0 0 rg BT 208.74 609.25 Td (AICP) Tj ET Q q 0 0 0 rg BT 230.60 609.25 Td (A) Tj ET Q q 0 0 0 rg BT 237.27 609.25 Td ( ) Tj ET Q q 0 0 0 rg BT 239.22 609.25 Td (Accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 597.25 Td (Guide for Brokers and Dealers in Securities \(codified in ) Tj ET Q q 0 0 0 rg BT 261.77 597.25 Td (ASC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 585.25 Td (940-605-05-1\). Expenses associated with advisory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 573.25 Td (transactions are recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 148.72 573.25 Td (Other operating expenses,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.98 573.25 Td ( net of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 561.25 Td (client reimbursements. Out-of-pocket expenses are deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 549.25 Td (and recognized at the time the related revenue is recognized. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 537.25 Td (In general, expenses incurred related to investment banking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 525.25 Td (transactions that fail to close \(are not consummated\) are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 513.25 Td (recorded gross in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 107.37 513.25 Td (Other operating expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.12 513.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 501.25 Td (T) Tj ET Q q 0 0 0 rg BT 59.76 501.25 Td (rading-related fees primarily include commissions and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 489.25 Td (fees from the following: executing transactions for clients on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (exchanges and over) Tj ET Q q 0 0 0 rg BT 402.65 737.10 Td (-the-counter markets; sales of mutual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (funds and other annuity products; and assisting clients in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (clearing transactions, providing brokerage services and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (such activities. ) Tj ET Q q 0 0 0 rg BT 385.75 701.10 Td (T) Tj ET Q q 0 0 0 rg BT 391.50 701.10 Td (rading-related fees are recognized when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (earned in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 363.42 689.10 Td (Commissions and fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.32 689.10 Td (. Gains or losses, if any) Tj ET Q q 0 0 0 rg BT 545.26 689.10 Td (, on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (these transactions are included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 459.23 677.10 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.95 677.10 Td ( \(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Note) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.94 665.10 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.94 665.10 Td ( to the Consolidated Financial Statements\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 653.10 Td (Credit card and bank card fees are primarily composed of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (interchange revenue and certain card fees, including annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (fees, reduced by reward program costs and certain partner ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (payments. Interchange revenue and fees are recognized when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (earned. ) Tj ET Q q 0 0 0 rg BT 355.09 605.10 Td (Annual card fees are deferred and amortized on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (straight-line basis over a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.53 593.10 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.53 593.10 Td (-month period. Reward costs are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (recognized when points are earned by the customers. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 569.10 Td (Insurance pr) Tj ET Q q 0 0 0 rg BT 393.01 569.10 Td (emiums) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.56 569.10 Td ( consists of premium income from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (insurance policies which Citi has underwritten and sold to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (policyholders. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 383.43 545.10 Td (Insurance distribution r) Tj ET Q q 0 0 0 rg BT 478.62 545.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.37 545.10 Td ( consists of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (commissions earned from third party insurance companies for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (marketing and selling insurance policies on behalf of such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (entities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 497.10 Td (The following table presents ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 458.64 497.10 Td (Commissions and fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.53 497.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (revenue:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 426.75 321.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 426.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 426.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 426.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 398.75 321.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 398.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 398.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 398.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 370.75 321.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 370.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 370.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 370.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 343.75 321.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 343.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 343.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 343.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 315.75 321.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 315.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 315.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 315.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 287.75 321.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 287.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 287.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 287.75 73.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 440.75 m 357.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 440.75 m 430.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 440.75 m 503.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 440.75 m 576.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 440.75 m 503.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 440.75 m 576.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 287.75 m 357.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 287.75 m 430.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 287.75 m 503.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 287.75 m 576.5 287.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 273.75 m 357.5 273.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 273.75 m 430.5 273.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 273.75 m 503.5 273.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 273.75 m 576.5 273.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 445.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.50 445.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 445.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 445.21 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 431.21 Td (Investment banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 431.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.75 431.20 Td (3,613) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 431.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 431.21 Td (2,847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 431.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 431.21 Td (3,423) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 417.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 417.21 Td (rading-related) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.75 417.20 Td (3,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 417.21 Td (2,799) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 417.21 Td (3,138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 403.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 403.21 Td (rade and securities services) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.75 403.20 Td (1,632) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 403.21 Td (1,564) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 403.21 Td (1,735) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 389.21 Td (Credit cards and bank cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.75 389.20 Td (1,510) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 389.21 Td (1,324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 389.21 Td (1,786) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 375.21 Td (Corporate finance) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.72 379.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.50 375.20 Td (713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 375.21 Td (686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 375.21 Td (493) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 361.21 Td (Other consumer) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 96.73 365.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.50 361.20 Td (703) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 361.21 Td (659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 361.21 Td (685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 348.01 Td (Insurance distribution revenue) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 148.46 352.09 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.50 348.15 Td (514) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 348.01 Td (548) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 348.01 Td (621) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 334.21 Td (Insurance premiums ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 114.48 338.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.50 334.20 Td (122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 334.21 Td (288) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 334.21 Td (1,224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 320.21 Td (Checking-related) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.50 320.20 Td (478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 320.21 Td (467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 320.21 Td (497) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 306.21 Td (Loan servicing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.50 306.20 Td (312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 306.21 Td (325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 306.21 Td (404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 292.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.50 292.20 Td (327) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 292.21 Td (431) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 292.21 Td (479) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 278.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 278.20 Td (otal commissions and fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.00 278.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.25 278.20 Td (12,939) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 278.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 278.21 Td (1) Tj ET Q q 0 0 0 rg BT 479.75 278.21 Td (1,938) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 278.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 278.21 Td (14,485) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 256.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 256.65 Td (Consists primarily of fees earned from structuring and underwriting loan syndications.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 247.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 247.05 Td (Primarily consists of fees for investment fund administration and management, third-party collections, commercial demand deposit accounts and certain credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 237.45 Td (card services.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 227.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 227.85 Td (Insurance premiums were previously separately reported on the Consolidated Statement of Income. ) Tj ET Q endstream endobj 313 0 obj <> endobj 314 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (156) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (6. PRINCIP) Tj ET Q q 0 0 0 rg BT 89.42 749.25 Td (AL) Tj ET Q q 0 0 0 rg BT 102.76 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 105.08 749.25 Td (TRANSACTIONS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 729.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 60.17 729.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.90 729.25 Td ( revenue consists of realized and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (unrealized gains and losses from trading activities. ) Tj ET Q q 0 0 0 rg BT 240.76 717.25 Td (T) Tj ET Q q 0 0 0 rg BT 246.52 717.25 Td (rading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (activities include revenues from fixed income, equities, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 693.25 Td (and commodities products and foreign exchange transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (that are managed on a portfolio basis characterized by primary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.25 Td (risk. Not included in the table below is the impact of net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.25 Td (interest revenue related to trading activities, which is an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.25 Td (integral part of trading activities) Tj ET Q q 0 0 0 rg BT 167.43 645.25 Td ( profitability) Tj ET Q q 0 0 0 rg BT 217.05 645.25 Td (. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.25 Td (information regarding ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.53 633.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.25 633.25 Td ( revenue, see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 621.25 Td (Note) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.94 621.25 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.94 621.25 Td ( to the Consolidated Financial Statements for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (information about net interest revenue related to trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (activities. Principal transactions include CV) Tj ET Q q 0 0 0 rg BT 498.50 737.10 Td (A) Tj ET Q q 0 0 0 rg BT 505.17 737.10 Td ( \(credit valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (adjustments on derivatives\), FV) Tj ET Q q 0 0 0 rg BT 450.47 725.10 Td (A) Tj ET Q q 0 0 0 rg BT 457.14 725.10 Td ( \(funding valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (adjustments\) on over) Tj ET Q q 0 0 0 rg BT 407.67 713.10 Td (-the-counter derivatives and, prior to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (2016, DV) Tj ET Q q 0 0 0 rg BT 362.15 701.10 Td (A) Tj ET Q q 0 0 0 rg BT 368.82 701.10 Td ( \(debt valuation adjustments on issued liabilities for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (which the fair value option has been elected\). ) Tj ET Q q 0 0 0 rg BT 507.91 689.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (adjustments are discussed further in Note 24 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Consolidated Financial Statements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.00 653.10 Td ( ) Tj ET Q q 0 0 0 rg BT 338.32 653.10 Td (The following table presents ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 454.96 653.10 Td (Principal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.73 653.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 495.23 653.10 Td (transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.68 653.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (revenue:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 596.75 311.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 596.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 596.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 596.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 568.75 311.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 568.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 568.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 568.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 540.75 311.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 540.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 540.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 540.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 512.75 311.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 512.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 512.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 512.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 484.75 311.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 484.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 484.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 484.75 75.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 596.75 m 347.5 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 596.75 m 422.5 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 596.75 m 497.5 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 596.75 m 572.5 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 596.75 m 422.5 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 596.75 m 497.5 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 596.75 m 572.5 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 554.75 m 347.5 554.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 554.75 m 422.5 554.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 554.75 m 497.5 554.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 554.75 m 572.5 554.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 540.75 m 347.5 540.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 540.75 m 422.5 540.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 540.75 m 497.5 540.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 540.75 m 572.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 540.75 m 347.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 470.75 m 347.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 470.75 m 422.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 470.75 m 497.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 470.75 m 572.5 470.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 456.75 m 347.5 456.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 456.75 m 422.5 456.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 456.75 m 497.5 456.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 456.75 m 572.5 456.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 601.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 601.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 601.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.50 601.21 Td (2015) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 587.20 Td (Global Consumer Banking) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 135.50 591.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 587.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.50 587.20 Td (570) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.00 587.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 587.21 Td (629) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 587.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 587.21 Td (577) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 573.20 Td (Institutional Clients Gr) Tj ET Q q 0 0 0 rg BT 122.67 573.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.75 573.20 Td (7,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 573.21 Td (7,335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 573.21 Td (5,824) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 559.20 Td (Corporate/Other) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 100.00 563.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.50 559.20 Td (858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.50 559.21 Td (\(379) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.00 559.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 559.21 Td (\(393) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.00 559.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 545.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 545.20 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.83 545.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 545.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.75 545.20 Td (9,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.00 545.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 545.21 Td (7,585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 545.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 545.21 Td (6,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 531.21 Td (Interest rate risks) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 100.98 535.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 531.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.75 531.20 Td (5,124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.00 531.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 531.21 Td (4,1) Tj ET Q q 0 0 0 rg BT 485.00 531.21 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 531.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 531.21 Td (3,798) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 517.21 Td (Foreign exchange risks) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 122.48 521.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.75 517.20 Td (2,488) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 517.21 Td (1,726) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 517.21 Td (1,532) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 503.21 Td (Equity risks) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 82.25 507.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.50 503.20 Td (491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 503.21 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 503.21 Td (331) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 489.21 Td (Commodity and other risks) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.24 493.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.50 489.20 Td (294) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 489.21 Td (806) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 489.21 Td (750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 475.21 Td (Credit products and risks) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 129.24 479.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.50 475.20 Td (771) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 475.21 Td (749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 475.21 Td (\(403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.00 475.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 461.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 461.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 461.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.75 461.20 Td (9,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.00 461.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 461.21 Td (7,585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 461.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 461.21 Td (6,008) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 439.65 Td (\(1\) Primarily relates to foreign exchange risks.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 430.05 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 430.05 Td (Includes revenues from government securities and corporate debt, municipal securities, mortgage securities and other debt instruments. ) Tj ET Q q 0 0 0 rg BT 488.31 430.05 Td (Also includes spot and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 420.45 Td (forward trading of currencies and exchange-traded and over) Tj ET Q q 0 0 0 rg BT 245.52 420.45 Td (-the-counter \(OTC\) currency options, options on fixed income securities, interest rate swaps, currency ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 410.85 Td (swaps, swap options, caps and floors, financial futures, OTC options and forward contracts on fixed income securities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 401.25 Td (Includes revenues from foreign exchange spot, forward, option and swap contracts, as well as foreign currency translation \(FX translation\) gains and losses.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 391.65 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 391.65 Td (Includes revenues from common, preferred and convertible preferred stock, convertible corporate debt, equity-linked notes and exchange-traded and OTC equity ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 382.05 Td (options and warrants.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 372.45 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 372.45 Td (Primarily includes revenues from crude oil, refined oil products, natural gas and other commodities trades.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 362.85 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 54.00 362.85 Td (Includes revenues from structured credit products.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td ( ) Tj ET Q endstream endobj 315 0 obj <> endobj 316 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (157) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (7. INCENTIVE PLANS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Discr) Tj ET Q q 0 0 0 rg BT 58.59 725.25 Td (etionary ) Tj ET Q q 0 0 0 rg BT 96.08 725.25 Td (Annual Incentive ) Tj ET Q q 0 0 0 rg BT 171.65 725.25 Td (A) Tj ET Q q 0 0 0 rg BT 178.13 725.25 Td (wards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Citigroup grants immediate cash bonus payments and various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (forms of immediate and deferred awards as part of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (discretionary annual incentive award program involving a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (lar) Tj ET Q q 0 0 0 rg BT 46.37 677.25 Td (ge segment of Citigroup) Tj ET Q q 0 0 0 rg BT 146.07 677.25 Td (s employees worldwide. Most of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (the shares of common stock issued by Citigroup as part of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (equity compensation programs are to settle the vesting of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (stock components of these awards. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.25 Td (Discretionary annual incentive awards are generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (awarded in the first quarter of the year based upon the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (previous year) Tj ET Q q 0 0 0 rg BT 90.52 605.25 Td () Tj ET Q q 0 0 0 rg BT 93.29 605.25 Td (s performance. ) Tj ET Q q 0 0 0 rg BT 154.66 605.25 Td (A) Tj ET Q q 0 0 0 rg BT 160.96 605.25 Td (wards valued at less than U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td ($100,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.50 593.25 Td ( \(or the local currency equivalent\) are generally paid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (entirely in the form of an immediate cash bonus. Pursuant to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (Citigroup policy and/or regulatory requirements, certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (employees and of) Tj ET Q q 0 0 0 rg BT 106.35 557.25 Td (ficers are subject to mandatory deferrals of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (incentive pay and generally receive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.09 545.25 Td (25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.42 545.25 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.20 545.25 Td (60%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.53 545.25 Td ( of their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (awards in a combination of restricted or deferred stock, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (deferred cash stock units, or deferred cash. Discretionary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (annual incentive awards to many employees in the EU are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (subject to deferral requirements regardless of the total award ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (value, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.93 485.25 Td (50%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.26 485.25 Td ( of the immediate incentive delivered in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (form of a stock payment or stock unit award subject to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (restriction on sale or transfer or hold back \(generally) Tj ET Q q 0 0 0 rg BT 245.82 461.25 Td (, for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (twelve) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.66 449.25 Td ( months\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.25 Td (Deferred annual incentive awards may be delivered in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (form of one or more award typesa restricted or deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (stock award under Citi) Tj ET Q q 0 0 0 rg BT 129.59 413.25 Td (s Capital ) Tj ET Q q 0 0 0 rg BT 166.81 413.25 Td (Accumulation Program ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (\(CAP\), or a deferred cash stock unit award and/or a deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (cash award under Citi) Tj ET Q q 0 0 0 rg BT 126.25 389.25 Td (s Deferred Cash ) Tj ET Q q 0 0 0 rg BT 192.62 389.25 Td (A) Tj ET Q q 0 0 0 rg BT 198.92 389.25 Td (ward Plan. ) Tj ET Q q 0 0 0 rg BT 244.01 389.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (applicable mix of awards may vary based on the employee) Tj ET Q q 0 0 0 rg BT 273.42 377.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (minimum deferral requirement and the country of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (employment. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.25 Td (Subject to certain exceptions \(principally) Tj ET Q q 0 0 0 rg BT 217.74 341.25 Td (, for retirement-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (eligible employees\), continuous employment within Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (is required to vest in CAP) Tj ET Q q 0 0 0 rg BT 138.50 317.25 Td (, deferred cash stock unit and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (deferred cash awards. Post employment vesting by retirement-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (eligible employees and participants who meet other conditions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (is generally conditioned upon their refraining from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (competition with Citigroup during the remaining vesting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (period, unless the employment relationship has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (terminated by Citigroup under certain conditions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 233.25 Td (Generally) Tj ET Q q 0 0 0 rg BT 92.77 233.25 Td (, the deferred awards vest in equal annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (installments over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.10 221.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.08 221.25 Td (- or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.74 221.25 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.20 221.25 Td (-year periods. ) Tj ET Q q 0 0 0 rg BT 217.50 221.25 Td (V) Tj ET Q q 0 0 0 rg BT 223.61 221.25 Td (ested CAP) Tj ET Q q 0 0 0 rg BT 265.74 221.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (awards are delivered in shares of common stock. Deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (cash awards are payable in cash and, except as prohibited by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (applicable regulatory guidance, earn a fixed notional rate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (interest that is paid only if and when the underlying principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (award amount vests. Deferred cash stock unit awards are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (payable in cash at the vesting value of the underlying stock. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (Generally) Tj ET Q q 0 0 0 rg BT 74.77 137.25 Td (, in the EU, vested CAP) Tj ET Q q 0 0 0 rg BT 170.23 137.25 Td ( shares are subject to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (restriction on sale or transfer after vesting, and vested deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (cash awards and deferred cash stock units are subject to hold ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (back \(generally) Tj ET Q q 0 0 0 rg BT 97.26 101.25 Td (, for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.42 101.25 Td (twelve) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.08 101.25 Td ( months in each case\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 89.25 Td (Unvested CAP) Tj ET Q q 0 0 0 rg BT 112.61 89.25 Td (, deferred cash stock units and deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (cash awards are subject to one or more clawback provisions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (that apply in certain circumstances, including gross ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (misconduct. CAP) Tj ET Q q 0 0 0 rg BT 106.19 53.25 Td ( and deferred cash stock unit awards, made ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (to certain employees, are subject to a formulaic performance-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (based vesting condition pursuant to which amounts otherwise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (scheduled to vest will be reduced based on the amount of any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (pretax loss in the participant) Tj ET Q q 0 0 0 rg BT 440.08 713.10 Td (s business in the calendar year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (preceding the scheduled vesting date. ) Tj ET Q q 0 0 0 rg BT 475.62 701.10 Td (A) Tj ET Q q 0 0 0 rg BT 482.29 701.10 Td ( minimum reduction of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (20%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.33 689.10 Td ( applies for the first dollar of loss for CAP) Tj ET Q q 0 0 0 rg BT 511.10 689.10 Td ( and deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (cash stock unit awards. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 665.10 Td (In addition, deferred cash awards are subject to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (discretionary performance-based vesting condition under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (which an amount otherwise scheduled to vest may be reduced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (in the event of a material adverse outcome for which a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (participant has significant responsibility) Tj ET Q q 0 0 0 rg BT 488.03 617.10 Td (. ) Tj ET Q q 0 0 0 rg BT 497.29 617.10 Td (These awards are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (also subject to an additional clawback provision pursuant to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (which unvested awards may be canceled if the employee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (engaged in misconduct or exercised materially imprudent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (judgment, or failed to supervise or escalate the behavior of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (other employees who did. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (Sign-on and Long-T) Tj ET Q q 0 0 0 rg BT 409.23 533.10 Td (erm Retention ) Tj ET Q q 0 0 0 rg BT 472.54 533.10 Td (A) Tj ET Q q 0 0 0 rg BT 479.02 533.10 Td (wards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (Stock awards and deferred cash awards may be made at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (various times during the year as sign-on awards to induce new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (hires to join Citi or to high-potential employees as long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (retention awards.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 473.10 Td (V) Tj ET Q q 0 0 0 rg BT 348.11 473.10 Td (esting periods and other terms and conditions pertaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (to these awards tend to vary by grant. Generally) Tj ET Q q 0 0 0 rg BT 515.23 461.10 Td (, recipients ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (must remain employed through the vesting dates to vest in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (awards, except in cases of death, disability or involuntary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (termination other than for gross misconduct. ) Tj ET Q q 0 0 0 rg BT 504.06 425.10 Td (These awards do ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (not usually provide for post-employment vesting by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (retirement-eligible participants. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (Outstanding \(Unvested\) Stock ) Tj ET Q q 0 0 0 rg BT 454.30 377.10 Td (A) Tj ET Q q 0 0 0 rg BT 460.78 377.10 Td (wards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (A) Tj ET Q q 0 0 0 rg BT 330.67 365.10 Td ( summary of the status of unvested stock awards granted as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (discretionary annual incentive or sign-on and long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (retention awards is presented below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 282.60 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 282.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 282.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 254.60 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 254.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 254.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 226.60 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 226.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 226.60 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 282.6 m 460.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 282.6 m 513.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 282.6 m 576.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 282.6 m 460.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 282.6 m 513.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 282.6 m 576.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 226.60000000000002 m 460.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 212.60000000000002 m 460.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 226.60000000000002 m 513.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 212.60000000000002 m 513.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 226.60000000000002 m 576.5 226.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 212.60000000000002 m 576.5 212.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 287.05 Td (Unvestedstockawards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.55 287.05 Td (Shar) Tj ET Q q 0 0 0 rg BT 491.89 287.05 Td (es) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.75 322.00 Td (W) Tj ET Q q 0 0 0 rg BT 533.25 322.00 Td (eighted-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.85 313.00 Td (averagegrant) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.20 304.00 Td (datefair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.70 295.00 Td (value per) Tj ET Q q 0 0 0 rg BT 562.28 295.00 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.05 286.00 Td (shar) Tj ET Q q 0 0 0 rg BT 550.89 286.00 Td (e) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 273.06 Td (Unvested at December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 273.06 Td (42,672,176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 273.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 273.06 Td (43.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 259.06 Td (Granted) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 355.99 263.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 259.06 Td (13,914,752) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 259.06 Td (59.12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 245.06 Td (Canceled) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 245.06 Td (\(1,335,297) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 245.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 245.06 Td (47.29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 231.06 Td (V) Tj ET Q q 0 0 0 rg BT 332.50 231.06 Td (ested) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 350.99 235.14 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 231.06 Td (\(18,320,591) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 231.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 231.06 Td (45.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 217.06 Td (Unvested at December 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.50 217.05 Td (36,931,040) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 217.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 217.05 Td (47.89) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 193.90 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 193.90 Td (The weighted-average fair value of the shares granted during 2016 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 184.30 Td (2015 was ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.44 184.30 Td ($37.35) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 396.44 184.30 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 411.99 184.30 Td ($50.33) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.99 184.30 Td (, respectively) Tj ET Q q 0 0 0 rg BT 476.12 184.30 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 174.70 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 174.70 Td (The weighted-average fair value of the shares vesting during 2017 was ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 165.10 Td (approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 390.21 165.10 Td ($57.45) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 412.21 165.10 Td ( per share.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 145.10 Td (T) Tj ET Q q 0 0 0 rg BT 347.41 145.10 Td (otal unrecognized compensation cost related to unvested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 133.10 Td (stock awards was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.48 133.10 Td ($530 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.87 133.10 Td ( at December 31, 2017. ) Tj ET Q q 0 0 0 rg BT 543.49 133.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 121.10 Td (cost is expected to be recognized over a weighted-average ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 109.10 Td (period of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.88 109.10 Td (1.6 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.98 109.10 Td (. ) Tj ET Q endstream endobj 317 0 obj <> endobj 318 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (158) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Performance Shar) Tj ET Q q 0 0 0 rg BT 114.40 749.25 Td (e Units) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Certain executive of) Tj ET Q q 0 0 0 rg BT 116.89 737.25 Td (ficers were awarded a tar) Tj ET Q q 0 0 0 rg BT 217.20 737.25 Td (get number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (performance share units \(PSUs\) each February from 2014 to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (2017, for performance in the year prior to the award date. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (grants prior to 2016, PSUs will be earned only to the extent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (that Citigroup attains specified performance goals relating to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 677.25 Td (s return on assets and relative total shareholder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (return against peers over the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.79 665.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.77 665.25 Td (-year period beginning with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (the year of award. ) Tj ET Q q 0 0 0 rg BT 110.50 653.25 Td (The actual dollar amounts ultimately earned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (could vary from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.92 641.25 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.13 641.25 Td (, if performance goals are not met, to as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (much as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.55 629.25 Td (150%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.88 629.25 Td ( of tar) Tj ET Q q 0 0 0 rg BT 118.57 629.25 Td (get, if performance goals are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (meaningfully exceeded. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td ( ) Tj ET Q q 0 0 0 rg BT 53.32 605.25 Td (The PSUs granted in February 2016 are earned over a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.99 593.25 Td (-year performance period based on Citigroup) Tj ET Q q 0 0 0 rg BT 238.97 593.25 Td (s relative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (total shareholder return as compared to peers. ) Tj ET Q q 0 0 0 rg BT 220.75 581.25 Td (The actual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (dollar amounts ultimately earned could vary from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.33 569.25 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.54 569.25 Td (, if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (performance goals are not met, to as much as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.27 557.25 Td (150%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.60 557.25 Td ( of tar) Tj ET Q q 0 0 0 rg BT 266.29 557.25 Td (get, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (if performance goals are meaningfully exceeded. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.25 Td (The PSUs granted in February 2017 are earned over a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.99 521.25 Td (-year performance period based half on return on tangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (common equity performance in 2019, and the remaining half ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (on cumulative earnings per share over 2017 to 2019. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.25 Td (For the PSUs awarded in 2016 and 2017, if the total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (shareholder return is negative over the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.05 473.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.04 473.25 Td (-year performance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (period, executives may earn no more than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.94 461.25 Td (100%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.27 461.25 Td ( of the tar) Tj ET Q q 0 0 0 rg BT 267.68 461.25 Td (get ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (PSUs, regardless of the extent to which Citi outperforms peer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (firms.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.25 Td (For all award years, the value of each PSU is equal to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.99 413.25 Td (one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.42 413.25 Td ( share of Citi common stock. Dividend ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (equivalents will be accrued and paid on the number of earned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (PSUs after the end of the performance period.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.25 Td (PSUs are subject to variable accounting, pursuant to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (which the associated value of the award will fluctuate with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (changes in Citigroup) Tj ET Q q 0 0 0 rg BT 122.10 353.25 Td (s stock price and the attainment of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (specified performance goals for each award, until the award is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (settled solely in cash after the end of the performance period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (The value of the award, subject to the performance goals, is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (estimated using a simulation model that incorporates multiple ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (valuation assumptions, including the probability of achieving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (the specified performance goals of each award. ) Tj ET Q q 0 0 0 rg BT 226.83 281.25 Td (The risk-free ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (rate used in the model is based on the applicable U.S. ) Tj ET Q q 0 0 0 rg BT 252.15 269.25 Td (T) Tj ET Q q 0 0 0 rg BT 257.91 269.25 Td (reasury ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (yield curve. Other significant assumptions for the awards are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 217.75 132.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 217.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.50 217.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 217.75 40.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 217.75 m 167.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 217.75 m 207.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 217.75 m 247.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 217.75 m 287.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 189.75 m 167.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 189.75 m 207.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.5 189.75 m 247.5 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 189.75 m 287.5 189.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 222.20 Td (V) Tj ET Q q 0 0 0 rg BT 43.67 222.20 Td (aluation ) Tj ET Q q 0 0 0 rg BT 76.94 222.20 Td (Assumptions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.00 222.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 222.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 222.21 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 208.21 Td (Expected volatility) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.75 208.20 Td (25.79) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.00 208.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.25 208.21 Td (24.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.50 208.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.25 208.21 Td (27.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.50 208.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 194.21 Td (Expected dividend yield) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.25 194.20 Td (1.30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.00 194.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.75 194.21 Td (0.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.50 194.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 194.21 Td (0.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.50 194.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 190.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 737.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 737.10 Td ( summary of the performance share unit activity for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (2017 is presented below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 325.00 672.60 133.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.00 672.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.00 672.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.00 644.60 133.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.00 644.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.00 644.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.00 616.60 133.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.00 616.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.00 616.60 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 672.6 m 458 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458 672.6 m 511 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511 672.6 m 574 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 672.6 m 458 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458 672.6 m 511 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511 672.6 m 574 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 616.6 m 458 616.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 602.6 m 458 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458 616.6 m 511 616.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458 602.6 m 511 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511 616.6 m 574 616.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511 602.6 m 574 602.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.50 677.05 Td (Performance Shar) Tj ET Q q 0 0 0 rg BT 398.06 677.05 Td (e Units) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.70 677.05 Td (Units) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.25 704.05 Td (W) Tj ET Q q 0 0 0 rg BT 530.75 704.05 Td (eighted-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.35 695.05 Td (averagegrant) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.70 686.05 Td (datefair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.30 677.05 Td (value per) Tj ET Q q 0 0 0 rg BT 550.88 677.05 Td ( unit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.50 663.06 Td (Outstanding, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.50 663.05 Td (1,844,560) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.50 663.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 663.05 Td (38.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.50 649.06 Td (Granted) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 356.49 653.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.25 649.05 Td (500,609) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 649.05 Td (59.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.50 635.06 Td (Canceled) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 635.05 Td (\(277,546) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.50 635.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 635.05 Td (48.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.50 621.06 Td (Payments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 621.05 Td (\(280,897) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.50 621.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 621.05 Td (48.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.50 607.06 Td (Outstanding, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.50 607.05 Td (1,786,726) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.50 607.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 607.05 Td (40.94) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 583.90 Td (\(1\)) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 333.33 587.52 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 339.83 583.90 Td (The weighted-average grant date fair value per unit awarded in 2016 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 574.30 Td (2015 was ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.44 574.30 Td ($27.03) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 396.44 574.30 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 411.99 574.30 Td ($44.07) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.99 574.30 Td (, respectively) Tj ET Q q 0 0 0 rg BT 476.12 574.30 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 552.70 Td (PSUs granted in 2015 and 2017 were equitably adjusted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 540.70 Td (after the enactment of ) Tj ET Q q 0 0 0 rg BT 413.77 540.70 Td (T) Tj ET Q q 0 0 0 rg BT 419.18 540.70 Td (ax Reform, as required under the terms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 528.70 Td (of those awards. ) Tj ET Q q 0 0 0 rg BT 391.58 528.70 Td (The adjustments were intended to reproduce ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 516.70 Td (the expected value of the awards immediately prior to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 504.70 Td (passage of ) Tj ET Q q 0 0 0 rg BT 368.25 504.70 Td (T) Tj ET Q q 0 0 0 rg BT 373.66 504.70 Td (ax Reform.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 480.70 Td (Stock Option Pr) Tj ET Q q 0 0 0 rg BT 393.27 480.70 Td (ograms) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 468.70 Td (All outstanding stock options are fully vested with the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 456.70 Td (expense recognized as a char) Tj ET Q q 0 0 0 rg BT 439.86 456.70 Td (ge to income in prior periods. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 444.70 Td (Generally) Tj ET Q q 0 0 0 rg BT 362.77 444.70 Td (, the stock options outstanding have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.53 444.70 Td (six) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.20 444.70 Td (-year term, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 432.70 Td (with some stock options subject to various transfer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 420.70 Td (restrictions. Cash received from employee stock option ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 408.70 Td (exercises under this program for the year ended December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 396.70 Td (2017 was approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.81 396.70 Td ($14 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.20 396.70 Td (.) Tj ET Q endstream endobj 319 0 obj <> endobj 320 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (159) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (Information with respect to stock option activity under Citigroup) Tj ET Q q 0 0 0 rg BT 298.17 749.10 Td (s stock option programs is shown below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 683.60 115.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 151.50 683.60 53.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 683.60 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 683.60 42.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 683.60 60.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 683.60 44.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 683.60 39.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 683.60 58.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 683.60 44.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 683.60 39.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 647.60 115.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 151.50 647.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 647.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 647.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 647.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 647.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 647.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 647.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 647.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 647.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 619.60 115.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 151.50 619.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 619.60 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 619.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 619.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 619.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 619.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 619.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 619.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 619.60 39.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 151.5 724.6 m 204.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 724.6 m 250.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 724.6 m 292.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 724.6 m 352.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 724.6 m 396.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 724.6 m 435.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 724.6 m 493.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 724.6 m 537.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 724.6 m 576.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 683.6 m 151.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 151.5 683.6 m 204.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 724.6 m 250.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 683.6 m 250.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 724.6 m 292.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 724.6 m 292.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 683.6 m 292.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 683.6 m 352.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 724.6 m 396.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 683.6 m 396.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 724.6 m 435.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 724.6 m 435.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 683.6 m 435.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 683.6 m 493.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 724.6 m 537.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 683.6 m 537.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 724.6 m 576.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 683.6 m 576.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 151.5 683.6 m 204.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 683.6 m 250.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 683.6 m 292.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 683.6 m 292.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 683.6 m 396.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 683.6 m 435.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 683.6 m 435.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 683.6 m 537.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 683.6 m 576.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 661.6 m 292.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 661.6 m 435.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 647.6 m 292.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 647.6 m 435.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 619.6 m 151.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 151.5 619.6 m 204.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 619.6 m 250.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 633.6 m 292.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 619.6 m 292.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 619.6 m 352.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 619.6 m 396.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 633.6 m 435.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 619.6 m 435.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 619.6 m 493.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 619.6 m 537.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 619.6 m 576.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 605.6 m 151.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 619.6 m 250.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 619.6 m 292.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 619.6 m 292.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 619.6 m 396.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 619.6 m 435.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 619.6 m 435.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 619.6 m 537.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 619.6 m 576.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 591.6 m 151.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 151.5 605.6 m 204.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 151.5 591.6 m 204.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 605.6 m 250.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 591.6 m 250.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 605.6 m 292.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 605.6 m 292.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 591.6 m 292.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 605.6 m 352.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 591.6 m 352.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 605.6 m 396.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 591.6 m 396.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 605.6 m 435.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 605.6 m 435.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 591.6 m 435.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 605.6 m 493.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 591.6 m 493.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 605.6 m 537.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 591.6 m 537.5 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 605.6 m 576.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 591.6 m 576.5 591.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 729.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.50 729.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.50 729.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 729.06 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 688.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 162.20 688.05 Td (Options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.25 715.05 Td (W) Tj ET Q q 0 0 0 rg BT 215.75 715.05 Td (eighted-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 706.05 Td (average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.80 697.05 Td (exer) Tj ET Q q 0 0 0 rg BT 228.12 697.05 Td (cise) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.25 688.05 Td (price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.45 706.05 Td (Intrinsic) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.70 697.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 688.05 Td (per) Tj ET Q q 0 0 0 rg BT 265.83 688.05 Td (shar) Tj ET Q q 0 0 0 rg BT 284.92 688.05 Td (e) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.70 688.06 Td (Options) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.35 715.06 Td (W) Tj ET Q q 0 0 0 rg BT 363.12 715.06 Td (eighted-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 706.06 Td (average) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 697.06 Td (exercise) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 688.06 Td (price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 706.06 Td (Intrinsic) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.75 697.06 Td (value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.10 688.06 Td (pershare) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.70 688.06 Td (Options) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.35 715.06 Td (W) Tj ET Q q 0 0 0 rg BT 504.12 715.06 Td (eighted-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 706.06 Td (average) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.25 697.06 Td (exercise) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 688.06 Td (price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 706.06 Td (Intrinsic) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 697.06 Td (value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.10 688.06 Td (pershare) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 675.00 Td (Outstanding, beginning of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 666.00 Td (period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.00 666.05 Td (1,527,396) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.00 666.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 666.05 Td (131.78) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 666.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 666.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 666.06 Td (6,656,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 666.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 666.06 Td (67.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 666.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 666.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 666.06 Td (26,514,1) Tj ET Q q 0 0 0 rg BT 481.00 666.06 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 666.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 666.06 Td (48.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 666.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 666.06 Td (6.1) Tj ET Q q 0 0 0 rg BT 568.50 666.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 652.06 Td (Canceled) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 652.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 652.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 652.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.25 652.06 Td (\(25,334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 652.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 652.06 Td (40.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 652.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.75 652.06 Td (\(7,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 652.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 652.06 Td (40.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 652.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 638.06 Td (Expired) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.00 638.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 638.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 638.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 638.06 Td (\(2,613,909) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 638.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 638.06 Td (48.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 638.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 638.06 Td (\(1,646,581) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 638.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 638.06 Td (40.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 638.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 624.06 Td (Exercised) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.75 624.05 Td (\(388,583) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 624.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 624.05 Td (43.35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.75 624.05 Td (15.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 624.06 Td (\(2,489,949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 624.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 624.06 Td (49.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.25 624.06 Td (6.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.50 624.06 Td (\(18,203,048) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 624.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 624.06 Td (41.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 624.06 Td (13.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 610.05 Td (Outstanding, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.00 610.05 Td (1,138,813) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.00 610.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 610.05 Td (161.96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 610.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 610.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 610.06 Td (1,527,396) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 610.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 610.06 Td (131.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 610.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 610.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 610.06 Td (6,656,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 610.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.75 610.06 Td (67.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 610.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 610.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 596.05 Td (Exer) Tj ET Q q 0 0 0 rg BT 57.33 596.05 Td (cisable, end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.00 596.05 Td (1,138,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.00 596.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 596.06 Td (1,527,396) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 596.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 596.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 596.06 Td (6,656,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 596.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 596.06 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 563.30 Td (The following table summarizes information about stock options outstanding under Citigroup) Tj ET Q q 0 0 0 rg BT 413.16 563.30 Td (s stock option programs at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 548.90 Td (December31, 2017:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 492.40 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 492.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 492.40 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 492.40 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 492.40 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 492.40 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 464.40 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 464.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 464.40 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 464.40 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 464.40 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 464.40 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 436.40 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 436.40 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 436.40 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 436.40 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 436.40 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 436.40 79.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 524.4 m 366.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 524.4 m 445.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 524.4 m 497.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 524.4 m 576.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 492.4 m 235.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 492.4 m 290.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 492.4 m 366.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 524.4 m 445.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 524.4 m 445.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 492.4 m 445.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 492.4 m 497.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 524.4 m 576.5 524.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 492.4 m 576.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 492.4 m 290.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 492.4 m 445.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 492.4 m 445.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 492.4 m 497.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 492.4 m 576.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 478.4 m 445.5 464.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 464.4 m 445.5 450.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 436.4 m 235.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 450.4 m 445.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 422.4 m 235.5 422.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 436.4 m 290.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 422.4 m 290.5 422.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 436.4 m 366.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 422.4 m 366.5 422.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 436.4 m 445.5 422.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 436.4 m 445.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 422.4 m 445.5 422.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 436.4 m 497.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 422.4 m 497.5 422.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 436.4 m 576.5 436.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 422.4 m 576.5 422.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 528.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.50 528.85 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.35 528.85 Td (Optionsoutstanding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.95 528.85 Td (Optionsexer) Tj ET Q q 0 0 0 rg BT 522.03 528.85 Td (cisable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 496.85 Td (Rangeofexer) Tj ET Q q 0 0 0 rg BT 91.82 496.85 Td (ciseprices) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.55 505.85 Td (Number) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.70 496.85 Td (outstanding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.25 514.85 Td (W) Tj ET Q q 0 0 0 rg BT 301.75 514.85 Td (eighted-average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.85 505.85 Td (contractuallife) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.30 496.85 Td (r) Tj ET Q q 0 0 0 rg BT 312.13 496.85 Td (emaining) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.75 505.85 Td (W) Tj ET Q q 0 0 0 rg BT 379.25 505.85 Td (eighted-average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.45 496.85 Td (exer) Tj ET Q q 0 0 0 rg BT 395.77 496.85 Td (ciseprice) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.05 505.85 Td (Number) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.80 496.85 Td (exer) Tj ET Q q 0 0 0 rg BT 466.12 496.85 Td (cisable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.75 505.85 Td (W) Tj ET Q q 0 0 0 rg BT 510.25 505.85 Td (eighted-average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.45 496.85 Td (exer) Tj ET Q q 0 0 0 rg BT 526.77 496.85 Td (ciseprice) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 482.86 Td ($39.00$99.99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.75 482.85 Td (312,309) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 482.85 Td (3.0 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 482.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.75 482.85 Td (43.56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 482.85 Td (312,309) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 482.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 482.85 Td (43.56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 468.86 Td ($100.00$199.99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.75 468.85 Td (502,416) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.65 468.85 Td (1.0 year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.25 468.85 Td (147.13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 468.85 Td (502,416) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 468.85 Td (147.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 454.86 Td ($200.00$299.99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.75 454.85 Td (124,088) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 454.85 Td (0.1 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.25 454.85 Td (240.28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 454.85 Td (124,088) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 454.85 Td (240.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 440.86 Td ($300.00$399.99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.75 440.85 Td (200,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 440.85 Td (0.1 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.25 440.85 Td (335.50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 440.85 Td (200,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 440.85 Td (335.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 426.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 426.86 Td (otal at December 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.00 426.85 Td (1,138,813) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 426.85 Td (1.3 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 426.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.25 426.85 Td (161.96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 426.85 Td (1,138,813) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 426.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 426.85 Td (161.96) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 394.90 Td (Other) Tj ET Q q 0 0 0 rg BT 61.37 394.90 Td ( ) Tj ET Q q 0 0 0 rg BT 63.69 394.90 Td (V) Tj ET Q q 0 0 0 rg BT 69.99 394.90 Td (ariable Incentive Compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.90 Td (Citigroup has various incentive plans globally that are used to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.90 Td (motivate and reward performance primarily in the areas of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.90 Td (sales, operational excellence and customer satisfaction. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.90 Td (Participation in these plans is generally limited to employees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.90 Td (who are not eligible for discretionary annual incentive awards. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.90 Td (Other forms of variable compensation include monthly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.90 Td (commissions paid to Financial ) Tj ET Q q 0 0 0 rg BT 159.88 310.90 Td (Advisors and Mortgage Loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.90 Td (Of) Tj ET Q q 0 0 0 rg BT 46.37 298.90 Td (ficers.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 274.90 Td (Summary) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.90 Td (Except for awards subject to variable accounting, the total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.90 Td (expense recognized for stock awards represents the grant date ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.90 Td (fair value of such awards, which is generally recognized as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.90 Td (char) Tj ET Q q 0 0 0 rg BT 53.03 226.90 Td (ge to income ratably over the vesting period, other than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.90 Td (for awards to retirement-eligible employees and immediately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.90 Td (vested awards. ) Tj ET Q q 0 0 0 rg BT 97.19 202.90 Td (Whenever awards are made or are expected to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.90 Td (be made to retirement-eligible employees, the char) Tj ET Q q 0 0 0 rg BT 238.79 190.90 Td (ge to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.90 Td (income is accelerated based on when the applicable conditions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.90 Td (to retirement eligibility were or will be met. If the employee is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.90 Td (retirement eligible on the grant date, or the award is vested at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.90 Td (grant date, the entire expense is recognized in the year prior to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.90 Td (grant. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 118.90 Td (Recipients of Citigroup stock awards generally do not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.90 Td (have any stockholder rights until shares are delivered upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.90 Td (vesting or exercise, or after the expiration of applicable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.90 Td (required holding periods. Recipients of restricted or deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.90 Td (stock awards and deferred cash stock unit awards, however) Tj ET Q q 0 0 0 rg BT 272.46 70.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.90 Td (may) Tj ET Q q 0 0 0 rg BT 52.57 58.90 Td (, except as prohibited by applicable regulatory guidance, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 394.90 Td (be entitled to receive dividends or dividend-equivalent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 382.90 Td (payments during the vesting period. Recipients of restricted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 370.90 Td (stock awards generally are entitled to vote the shares in their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 358.90 Td (award during the vesting period. Once a stock award vests, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 346.90 Td (shares are freely transferable, unless they are subject to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 334.90 Td (restriction on sale or transfer for a specified period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 322.90 Td (All equity awards granted since ) Tj ET Q q 0 0 0 rg BT 470.57 322.90 Td (April19, 2005 have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 310.90 Td (made pursuant to stockholder) Tj ET Q q 0 0 0 rg BT 441.83 310.90 Td (-approved stock incentive plans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 298.90 Td (that are administered by the Personnel and Compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 286.90 Td (Committee of the Citigroup Board of Directors, which is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 274.90 Td (composed entirely of independent non-employee directors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 262.90 Td (At December31, 2017, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.34 262.90 Td (39.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.23 262.90 Td ( shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 250.90 Td (of Citigroup common stock were authorized and available for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 238.90 Td (grant under Citigroup) Tj ET Q q 0 0 0 rg BT 413.43 238.90 Td (s 2014 Stock Incentive Plan, the only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 226.90 Td (plan from which equity awards are currently granted.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 214.90 Td (The 2014 Stock Incentive Plan and predecessor plans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 202.90 Td (permit the use of treasury stock or newly issued shares in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 190.90 Td (connection with awards granted under the plans. Newly issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 178.90 Td (shares were distributed to settle the vesting of the majority of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 166.90 Td (annual deferred stock awards from 2012 to 2015. ) Tj ET Q q 0 0 0 rg BT 522.93 166.90 Td (T) Tj ET Q q 0 0 0 rg BT 528.68 166.90 Td (reasury ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 154.90 Td (shares were used to settle vestings in 2016 and 2017, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 142.90 Td (first quarter of 2018, except where local laws favor newly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 130.90 Td (issued shares. ) Tj ET Q q 0 0 0 rg BT 381.31 130.90 Td (The use of treasury stock or newly issued shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 118.90 Td (to settle stock awards does not af) Tj ET Q q 0 0 0 rg BT 456.01 118.90 Td (fect the compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 106.90 Td (expense recorded in the Consolidated Statement of Income for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 94.90 Td (equity awards.) Tj ET Q endstream endobj 321 0 obj <> endobj 322 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (160) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (Incentive Compensation Cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (The following table shows components of compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (expense, relating to certain of the above incentive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (compensation programs:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 688.60 144.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 688.60 36.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 688.60 36.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 688.60 36.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 633.60 144.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 633.60 36.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 633.60 36.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 633.60 36.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 587.60 144.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 587.60 36.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 587.60 36.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 587.60 36.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 688.6 m 180.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 688.6 m 216.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 688.6 m 252.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 688.6 m 288.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 688.6 m 216.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 688.6 m 252.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 688.6 m 288.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 564.6 m 180.5 564.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 550.6 m 180.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 564.6 m 216.5 564.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 550.6 m 216.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 564.6 m 252.5 564.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 550.6 m 252.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 564.6 m 288.5 564.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 550.6 m 288.5 550.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 692.85 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.00 693.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 693.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.00 693.06 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 679.06 Td (Char) Tj ET Q q 0 0 0 rg BT 56.41 679.06 Td (ges for estimated awards to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 670.06 Td (retirement-eligible employees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 670.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.50 670.05 Td (659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 670.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.50 670.06 Td (555) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.00 670.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 670.06 Td (541) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 656.06 Td (Amortization of deferred cash) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 647.06 Td (awards, deferred cash stock units and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 638.06 Td (performance stock units) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.50 638.05 Td (354) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.50 638.06 Td (336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 638.06 Td (325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 624.06 Td (Immediately vested stock award ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 615.06 Td (expense) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 67.99 619.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 615.05 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 615.06 Td (73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 615.06 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 601.06 Td (Amortization of restricted and ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 592.06 Td (deferred stock awards) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 117.96 596.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.50 592.05 Td (474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.50 592.06 Td (509) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 592.06 Td (461) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 578.06 Td (Other variable incentive) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 569.06 Td (compensation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.50 569.05 Td (694) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.50 569.06 Td (710) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 569.06 Td (773) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 555.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 555.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 555.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.75 555.05 Td (2,251) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 555.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.75 555.06 Td (2,183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.00 555.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 555.06 Td (2,161) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 533.50 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 533.50 Td (Represents expense for immediately vested stock awards that generally ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 523.90 Td (were stock payments in lieu of cash compensation. ) Tj ET Q q 0 0 0 rg BT 218.48 523.90 Td (The expense is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 514.30 Td (generally accrued as cash incentive compensation in the year prior to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 504.70 Td (grant.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 495.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 495.10 Td (All periods include amortization expense for all unvested awards to non-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 485.50 Td (retirement-eligible employees. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Futur) Tj ET Q q 0 0 0 rg BT 346.41 749.10 Td (e Expenses ) Tj ET Q q 0 0 0 rg BT 392.87 749.10 Td (Associated with Outstanding \(Unvested\) ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (A) Tj ET Q q 0 0 0 rg BT 329.56 737.10 Td (war) Tj ET Q q 0 0 0 rg BT 344.75 737.10 Td (ds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Citi expects to record compensation expense in future periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (as a result of awards granted for performance in 2017 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (prior years. Because the awards contain service or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (conditions that will be satisfied in the future, the expense of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (these already-granted awards is recognized over those future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (periods. ) Tj ET Q q 0 0 0 rg BT 358.26 665.10 Td (The portion of these awards that is subject to variable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (accounting will cause the expense amount to fluctuate with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (changes in Citigroup) Tj ET Q q 0 0 0 rg BT 410.10 641.10 Td (s common stock price. Citi's expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (future expenses, excluding the impact of forfeitures, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (cancelations, clawbacks and repositioning-related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (accelerations that have not yet occurred, are summarized in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (the table below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 556.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 556.60 28.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 556.60 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 556.60 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 529.60 89.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 529.60 28.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 529.60 28.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 529.60 28.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 529.60 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 529.60 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 485.60 89.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 485.60 28.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.50 485.60 28.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 485.60 28.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 485.60 44.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 485.60 35.00 -31.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 556.6 m 412.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 556.6 m 440.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 556.6 m 468.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 556.6 m 496.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 556.6 m 540.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 556.6 m 575.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 556.6 m 575.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 516.6 m 412.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 516.6 m 440.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 516.6 m 468.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 516.6 m 496.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 516.6 m 540.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 516.6 m 575.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 485.6 m 412.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 516.6 m 440.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 485.6 m 440.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 516.6 m 468.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 485.6 m 468.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 516.6 m 496.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 485.6 m 496.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 516.6 m 540.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 485.6 m 540.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 516.6 m 575.5 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 485.6 m 575.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 485.6 m 440.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 485.6 m 468.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 485.6 m 496.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 485.6 m 540.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 485.6 m 575.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 454.6 m 412.5 454.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 441.6 m 412.5 441.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 454.6 m 440.5 454.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 441.6 m 440.5 441.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 454.6 m 468.5 454.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 441.6 m 468.5 441.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 454.6 m 496.5 454.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 441.6 m 496.5 441.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 454.6 m 540.5 454.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 441.6 m 540.5 441.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 454.6 m 575.5 454.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 441.6 m 575.5 441.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 326.00 560.85 Td (Inmillionsofdollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 561.06 Td (2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 561.06 Td (2019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 561.06 Td (2020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.35 570.06 Td (2021 and ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.30 561.06 Td (beyond) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 527.79 565.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.30 561.06 Td (T) Tj ET Q q 0 0 0 rg BT 553.17 561.06 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 547.86 Td (A) Tj ET Q q 0 0 0 rg BT 332.09 547.86 Td (wards granted in 2017 and prior:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 534.06 Td (Deferred stock awards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 534.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 534.06 Td (276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.00 534.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 534.06 Td (146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 534.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 534.06 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 534.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 534.06 Td (1) Tj ET Q q 0 0 0 rg BT 532.50 534.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 534.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 534.06 Td (500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 520.86 Td (Deferred cash awards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 520.86 Td (170) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 520.86 Td (94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 520.86 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 520.86 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 520.86 Td (310) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 507.86 Td (Future expense related) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 498.86 Td (to awards already) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 489.86 Td (granted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 490.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 490.06 Td (446) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.00 490.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 490.06 Td (240) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 490.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 490.06 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 490.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 490.06 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 490.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 490.06 Td (810) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 476.86 Td (Future expense related ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 467.86 Td (to awards granted in ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 458.86 Td (2018) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 344.00 462.94 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 459.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 459.06 Td (238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.00 459.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 459.06 Td (185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 459.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 459.06 Td (148) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 459.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 459.06 Td (1) Tj ET Q q 0 0 0 rg BT 528.00 459.06 Td (1) Tj ET Q q 0 0 0 rg BT 532.50 459.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 459.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 459.06 Td (682) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 446.00 Td (T) Tj ET Q q 0 0 0 rg BT 331.18 446.00 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 445.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 445.86 Td (684) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.00 445.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 445.86 Td (425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 445.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 445.86 Td (253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 445.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 445.86 Td (130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 445.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 445.86 Td (1,492) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 422.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 342.00 422.90 Td (Principally 2021.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 413.30 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 342.00 413.30 Td (Refers to awards granted on or about February 15, 2018, as part of Citi's ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 403.70 Td (discretionary annual incentive awards for services performed in 2017. ) Tj ET Q endstream endobj 323 0 obj <> endobj 324 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (161) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (8. RETIREMENT) Tj ET Q q 0 0 0 rg BT 114.16 742.25 Td ( BENEFITS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (Pension and Postr) Tj ET Q q 0 0 0 rg BT 113.05 718.25 Td (etir) Tj ET Q q 0 0 0 rg BT 127.86 718.25 Td (ement Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (The Company has several non-contributory defined benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (pension plans covering certain U.S. employees and has various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (defined benefit pension and termination indemnity plans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (covering employees outside the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 658.25 Td (The U.S. qualified defined benefit plan was frozen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 646.25 Td (fective January 1, 2008 for most employees. ) Tj ET Q q 0 0 0 rg BT 222.71 646.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 272.04 646.25 Td (, no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (additional compensation-based contributions have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (credited to the cash balance portion of the plan for existing plan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (participants after 2007. However) Tj ET Q q 0 0 0 rg BT 167.22 610.25 Td (, certain employees covered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (under the prior final pay plan formula continue to accrue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (benefits. ) Tj ET Q q 0 0 0 rg BT 72.47 586.25 Td (The Company also of) Tj ET Q q 0 0 0 rg BT 158.67 586.25 Td (fers postretirement health care ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (and life insurance benefits to certain eligible U.S. retired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.25 Td (employees, as well as to certain eligible employees outside the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (U.S.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 538.25 Td (The Company also sponsors a number of non-contributory) Tj ET Q q 0 0 0 rg BT 287.48 538.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (nonqualified pension plans. ) Tj ET Q q 0 0 0 rg BT 148.58 526.25 Td (These plans, which are unfunded, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (provide supplemental defined pension benefits to certain U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 742.10 Td (employees. ) Tj ET Q q 0 0 0 rg BT 376.08 742.10 Td (W) Tj ET Q q 0 0 0 rg BT 385.12 742.10 Td (ith the exception of certain employees covered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 730.10 Td (under the prior final pay plan formula, the benefits under these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 718.10 Td (plans were frozen in prior years.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 706.10 Td (The plan obligations, plan assets and periodic plan expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 694.10 Td (for the Company) Tj ET Q q 0 0 0 rg BT 399.04 694.10 Td (s most significant pension and postretirement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 682.10 Td (benefit plans \(Significant Plans\) are measured and disclosed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 670.10 Td (quarterly) Tj ET Q q 0 0 0 rg BT 363.94 670.10 Td (, instead of annually) Tj ET Q q 0 0 0 rg BT 444.38 670.10 Td (. ) Tj ET Q q 0 0 0 rg BT 449.20 670.10 Td (The Significant Plans captured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 658.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.76 658.10 Td (90%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.09 658.10 Td ( of the Company) Tj ET Q q 0 0 0 rg BT 476.80 658.10 Td (s global pension and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 646.10 Td (postretirement plan obligations as of December 31, 2017. ) Tj ET Q q 0 0 0 rg BT 560.11 646.10 Td (All ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 634.10 Td (other plans \(All Other Plans\) are measured annually with a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 622.10 Td (December 31 measurement date. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.50 598.10 Td (Net \(Benefit\) Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 586.10 Td (The following table summarizes the components of net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 574.10 Td (\(benefit\) expense recognized in the Consolidated Statement of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 562.10 Td (Income for the Company) Tj ET Q q 0 0 0 rg BT 431.53 562.10 Td (s pension and postretirement plans, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 550.10 Td (for Significant Plans and ) Tj ET Q q 0 0 0 rg BT 429.60 550.10 Td (All Other Plans:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 446.75 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 446.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 228.50 446.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 446.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 446.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 446.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 446.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 446.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 446.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 446.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 446.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 446.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 558.50 446.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 418.75 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 418.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 228.50 418.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 418.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 418.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 418.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 418.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 418.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 418.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 418.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 418.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 418.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 558.50 418.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 390.75 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 390.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 228.50 390.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 390.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 390.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 390.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 390.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 390.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 390.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 390.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 390.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 390.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 558.50 390.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 362.75 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 362.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 228.50 362.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 362.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 362.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 362.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 362.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 362.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 362.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 362.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 362.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 362.75 33.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 558.50 362.75 33.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 195.5 489.75 m 228.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 489.75 m 261.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 489.75 m 294.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 489.75 m 327.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 489.75 m 360.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 489.75 m 393.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 489.75 m 426.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 489.75 m 459.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 489.75 m 492.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 489.75 m 525.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 489.75 m 558.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 489.75 m 591.5 489.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 195.5 474.75 m 228.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 474.75 m 261.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 489.75 m 294.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 474.75 m 294.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 474.75 m 327.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 474.75 m 360.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 489.75 m 393.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 474.75 m 393.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 474.75 m 426.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 474.75 m 459.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 489.75 m 492.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 474.75 m 492.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 474.75 m 525.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 474.75 m 558.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 474.75 m 591.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 460.75 m 195.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 195.5 460.75 m 228.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 460.75 m 261.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 474.75 m 294.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 460.75 m 294.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 460.75 m 327.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 460.75 m 360.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 474.75 m 393.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 460.75 m 393.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 460.75 m 426.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 460.75 m 459.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 474.75 m 492.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 460.75 m 492.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 460.75 m 525.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 460.75 m 558.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 460.75 m 591.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 460.75 m 294.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 460.75 m 393.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 460.75 m 492.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 446.75 m 294.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 446.75 m 393.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 446.75 m 492.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 432.75 m 294.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 432.75 m 393.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 432.75 m 492.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 418.75 m 294.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 418.75 m 393.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 418.75 m 492.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 404.75 m 294.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 404.75 m 393.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 404.75 m 492.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 390.75 m 294.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 390.75 m 393.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 390.75 m 492.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 376.75 m 294.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 376.75 m 393.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 376.75 m 492.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 362.75 m 294.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 362.75 m 393.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 362.75 m 492.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 348.75 m 492.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 348.75 m 195.5 348.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 332.75 m 195.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 195.5 348.75 m 228.5 348.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 195.5 332.75 m 228.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 348.75 m 261.5 348.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 332.75 m 261.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 348.75 m 294.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 348.75 m 294.5 348.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 332.75 m 294.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 348.75 m 327.5 348.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 332.75 m 327.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 348.75 m 360.5 348.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 332.75 m 360.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 348.75 m 393.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 348.75 m 393.5 348.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 332.75 m 393.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 348.75 m 426.5 348.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 332.75 m 426.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 348.75 m 459.5 348.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 332.75 m 459.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 348.75 m 492.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 348.75 m 492.5 348.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 332.75 m 492.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 348.75 m 525.5 348.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 332.75 m 525.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 348.75 m 558.5 348.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 332.75 m 558.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 348.75 m 591.5 348.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 332.75 m 591.5 332.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 494.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.60 494.20 Td (Pensionplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.65 494.20 Td (Postr) Tj ET Q q 0 0 0 rg BT 458.06 494.20 Td (etir) Tj ET Q q 0 0 0 rg BT 471.38 494.20 Td (ementbenefitplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 479.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.10 479.20 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.60 479.20 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.10 479.20 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.60 479.20 Td (Non-U.S.plans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 465.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.50 465.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.50 465.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 465.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.50 465.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 465.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 465.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.50 465.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.50 465.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 465.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 465.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 465.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 465.21 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 451.21 Td (Benefits earned during the year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.00 451.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 451.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.50 451.21 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.50 451.21 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 451.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 451.20 Td (153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.50 451.21 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 451.21 Td (168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 451.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 451.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 451.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 451.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 451.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.50 451.20 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 451.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 451.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 579.00 451.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 437.21 Td (Interest cost on benefit obligation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.50 437.20 Td (533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 437.21 Td (548) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 437.21 Td (581) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 437.20 Td (295) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.50 437.21 Td (282) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 437.21 Td (317) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 437.20 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 437.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 437.21 Td (33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.50 437.20 Td (101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 437.21 Td (94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.50 437.21 Td (108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 423.21 Td (Expected return on plan assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 423.20 Td (\(865) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 423.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.50 423.21 Td (\(886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 423.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 274.50 423.21 Td (\(893) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 423.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.50 423.20 Td (\(299) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 423.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 423.21 Td (\(287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 423.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 423.21 Td (\(323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 423.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 423.20 Td (\(6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 423.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 423.21 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 423.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 423.21 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 423.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 423.20 Td (\(89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 423.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 423.21 Td (\(86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 423.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 423.21 Td (\(105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 588.00 423.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 409.21 Td (Amortization of unrecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 409.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 409.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 409.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 409.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 409.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 409.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 409.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 409.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 409.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 409.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 409.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 588.00 409.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 395.21 Td (Prior service \(benefit\) cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 395.20 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.50 395.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.50 395.21 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 395.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 395.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.50 395.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 395.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 395.21 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 395.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 395.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 395.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 395.20 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.00 395.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 395.21 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 395.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 576.00 395.21 Td (\(1) Tj ET Q q 0 0 0 rg BT 583.50 395.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 588.00 395.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 381.21 Td (Net actuarial loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.50 381.20 Td (173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 381.21 Td (169) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 381.21 Td (148) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 381.20 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 381.21 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 381.21 Td (73) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 381.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 381.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 381.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 381.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 381.20 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 381.21 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 579.00 381.21 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 367.21 Td (Curtailment loss \(gain\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 121.99 371.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 367.20 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 367.21 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 367.21 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 367.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.50 367.21 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 367.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 367.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 367.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 367.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 367.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 367.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 367.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 580.50 367.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 588.00 367.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 353.21 Td (Settlement loss ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 96.00 357.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 216.00 353.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 353.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 353.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 353.20 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 353.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 353.21 Td (44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 353.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 353.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 353.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 353.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 353.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 579.00 353.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 337.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 337.20 Td (otal net \(benefit\) expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.00 337.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.50 337.20 Td (\(148) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 337.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.00 337.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.50 337.21 Td (\(150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 337.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 337.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 274.50 337.21 Td (\(143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 337.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 337.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 337.20 Td (219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.00 337.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.50 337.21 Td (221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 337.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 337.21 Td (281) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 337.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 337.20 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 337.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 337.21 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 337.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 337.21 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 337.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 337.20 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 337.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 337.21 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 337.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 579.00 337.21 Td (46) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 314.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 314.65 Td (Losses and gains due to curtailment and settlement benefits relate to repositioning and divestiture actions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 283.45 Td (The estimated net actuarial loss and prior service \(benefit\) cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 271.45 Td (that will be amortized from ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 147.91 271.45 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 251.40 271.45 Td (ehensive ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 259.45 Td (income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.60 259.45 Td ( into net expense in 2018 are approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.32 259.45 Td ($241 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 247.45 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 247.45 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.33 247.45 Td ($\(2\) million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.38 247.45 Td (, respectively) Tj ET Q q 0 0 0 rg BT 185.04 247.45 Td (, for defined benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 235.45 Td (pension plans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 223.45 Td (For postretirement plans, the estimated 2018 net actuarial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 211.45 Td (loss and prior service \(benefit\) cost amortizations are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 199.45 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.26 199.45 Td ($28 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.65 199.45 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.09 199.45 Td ($\(9\) million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.14 199.45 Td (, respectively) Tj ET Q q 0 0 0 rg BT 262.80 199.45 Td (.) Tj ET Q endstream endobj 325 0 obj <> endobj 326 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (162) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Contributions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 95.71 730.25 Td (s funding practice for U.S. and non-U.S. pension ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (and postretirement plans is generally to fund to minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (funding requirements in accordance with applicable local laws ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (and regulations. ) Tj ET Q q 0 0 0 rg BT 102.19 694.25 Td (The Company may increase its contributions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (above the minimum required contribution, if appropriate. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (addition, management has the ability to change its funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (practices. For the U.S. pension plans, there were no required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (minimum cash contributions for 2017 or 2016. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 730.10 Td (The following table summarizes the actual Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 718.10 Td (contributions for the years ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.63 718.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.21 718.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.65 718.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 580.65 718.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 706.10 Td (as well as estimated expected Company contributions for 2018. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 694.10 Td (Expected contributions are subject to change, since contribution ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 682.10 Td (decisions are af) Tj ET Q q 0 0 0 rg BT 390.51 682.10 Td (fected by various factors, such as market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 670.10 Td (performance, tax considerations and regulatory requirements.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 581.60 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 581.60 29.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 581.60 29.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 581.60 29.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 581.60 29.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 581.60 29.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 581.60 29.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 581.60 29.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 581.60 29.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 581.60 29.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 581.60 29.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 581.60 29.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 554.50 581.60 29.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 609.6 m 264.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 609.6 m 293.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 609.6 m 322.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 609.6 m 351.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 609.6 m 380.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 609.6 m 409.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 609.6 m 264.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 595.6 m 264.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 609.6 m 293.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 595.6 m 293.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 609.6 m 322.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 609.6 m 322.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 595.6 m 322.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 609.6 m 351.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 595.6 m 351.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 609.6 m 380.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 595.6 m 380.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 609.6 m 409.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 595.6 m 409.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 609.6 m 438.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 595.6 m 438.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 609.6 m 467.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 595.6 m 467.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 609.6 m 496.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 609.6 m 496.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 595.6 m 496.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 609.6 m 525.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 595.6 m 525.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 609.6 m 554.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 595.6 m 554.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 609.6 m 583.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 595.6 m 583.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 581.6 m 235.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 581.6 m 264.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 595.6 m 293.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 581.6 m 293.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 595.6 m 322.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 595.6 m 322.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 581.6 m 322.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 595.6 m 351.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 581.6 m 351.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 595.6 m 380.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 581.6 m 380.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 595.6 m 409.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 581.6 m 409.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 595.6 m 438.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 581.6 m 438.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 581.6 m 467.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 595.6 m 496.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 595.6 m 496.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 581.6 m 496.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 581.6 m 525.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 581.6 m 554.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 595.6 m 583.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 581.6 m 583.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 581.6 m 264.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 581.6 m 293.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 581.6 m 322.5 567.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 581.6 m 322.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 581.6 m 351.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 581.6 m 380.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 581.6 m 409.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 581.6 m 496.5 567.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 581.6 m 496.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 581.6 m 554.5 581.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 553.6 m 235.5 553.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 553.6 m 264.5 553.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 553.6 m 293.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 567.6 m 322.5 553.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 553.6 m 322.5 553.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 553.6 m 351.5 553.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 553.6 m 380.5 553.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 553.6 m 409.5 553.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 553.6 m 438.5 553.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 553.6 m 467.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 567.6 m 496.5 553.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 553.6 m 496.5 553.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 553.6 m 525.5 553.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 553.6 m 554.5 553.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 554.5 553.6 m 583.5 553.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.20 614.05 Td (Pension plans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 344.97 618.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.25 614.05 Td (Postr) Tj ET Q q 0 0 0 rg BT 458.58 614.05 Td (etir) Tj ET Q q 0 0 0 rg BT 471.90 614.05 Td (ement benefit plans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 546.90 618.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.70 600.05 Td (U.S. plans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 294.47 604.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.60 600.05 Td (Non-U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.10 600.05 Td (U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.60 600.05 Td (Non-U.S. plans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 585.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.50 586.06 Td (2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.50 586.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.50 586.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.50 586.06 Td (2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.50 586.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 586.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.50 586.06 Td (2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.50 586.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 586.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 586.06 Td (2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.50 586.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 586.06 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 572.05 Td (Contributions made by the Company) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 572.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.00 572.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 572.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.00 572.05 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 572.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.50 572.06 Td (500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 572.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 572.06 Td (79) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 572.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 572.05 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 572.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 572.06 Td (82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 572.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 572.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 572.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.50 572.05 Td (140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 572.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 572.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 572.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 572.06 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.00 572.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.50 572.05 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 572.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 575.50 572.06 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 558.05 Td (Benefits paid dir) Tj ET Q q 0 0 0 rg BT 102.84 558.05 Td (ectly by the Company) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.00 558.06 Td (60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.00 558.05 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 558.06 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 558.06 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 558.05 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 558.06 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 558.06 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 558.05 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 558.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 558.06 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.50 558.05 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 575.50 558.06 Td (5) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 534.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 534.90 Td (Amounts reported for 2018 are expected amounts. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 525.30 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 525.30 Td (The U.S. pension plans include benefits paid directly by the Company for the nonqualified pension plans. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 501.30 Td (Funded Status and ) Tj ET Q q 0 0 0 rg BT 118.54 501.30 Td (Accumulated Other) Tj ET Q q 0 0 0 rg BT 203.07 501.30 Td ( Compr) Tj ET Q q 0 0 0 rg BT 235.94 501.30 Td (ehensive Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 489.30 Td (The following tables summarize the funded status and amounts recognized in the Consolidated Balance Sheet for the Company) Tj ET Q q 0 0 0 rg BT 547.81 489.30 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 477.30 Td (pension and postretirement plans:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 398.80 206.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 398.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 398.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 398.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 398.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 398.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 398.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 398.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 542.50 398.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 370.80 206.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 370.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 370.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 370.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 370.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 370.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 370.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 370.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 542.50 370.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 342.80 206.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 342.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 342.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 342.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 342.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 342.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 342.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 342.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 542.50 342.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 305.80 206.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 305.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 305.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 305.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 305.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 305.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 305.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 305.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 542.50 305.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 277.80 206.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 277.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 277.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 277.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 277.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 277.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 277.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 277.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 542.50 277.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 249.80 206.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 249.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 249.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 249.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 249.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 249.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 249.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 249.80 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 542.50 249.80 43.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 440.79999999999995 m 285.5 440.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 440.79999999999995 m 328.5 440.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 440.79999999999995 m 371.5 440.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 440.79999999999995 m 413.5 440.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 440.79999999999995 m 456.5 440.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 440.79999999999995 m 499.5 440.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 440.79999999999995 m 542.5 440.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 542.5 440.79999999999995 m 585.5 440.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 426.79999999999995 m 242.5 426.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 426.79999999999995 m 285.5 426.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 440.79999999999995 m 328.5 426.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 426.79999999999995 m 328.5 426.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 426.79999999999995 m 371.5 426.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 440.79999999999995 m 413.5 426.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 426.79999999999995 m 413.5 426.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 426.79999999999995 m 456.5 426.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 440.79999999999995 m 499.5 426.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 426.79999999999995 m 499.5 426.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 426.79999999999995 m 542.5 426.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 542.5 426.79999999999995 m 585.5 426.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 412.79999999999995 m 242.5 412.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 412.79999999999995 m 285.5 412.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 426.79999999999995 m 328.5 412.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 412.79999999999995 m 328.5 412.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 412.79999999999995 m 371.5 412.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 426.79999999999995 m 413.5 412.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 412.79999999999995 m 413.5 412.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 412.79999999999995 m 456.5 412.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 426.79999999999995 m 499.5 412.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 412.79999999999995 m 499.5 412.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 412.79999999999995 m 542.5 412.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 542.5 412.79999999999995 m 585.5 412.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 412.79999999999995 m 328.5 398.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 412.79999999999995 m 413.5 398.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 412.79999999999995 m 499.5 398.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 398.79999999999995 m 328.5 384.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 398.79999999999995 m 413.5 384.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 398.79999999999995 m 499.5 384.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 384.79999999999995 m 328.5 370.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 384.79999999999995 m 413.5 370.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 384.79999999999995 m 499.5 370.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 370.79999999999995 m 328.5 356.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 370.79999999999995 m 413.5 356.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 370.79999999999995 m 499.5 356.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 356.79999999999995 m 328.5 342.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 356.79999999999995 m 413.5 342.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 356.79999999999995 m 499.5 342.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 342.79999999999995 m 328.5 328.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 342.79999999999995 m 413.5 328.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 342.79999999999995 m 499.5 328.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 328.79999999999995 m 328.5 305.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 328.79999999999995 m 413.5 305.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 328.79999999999995 m 499.5 305.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 305.79999999999995 m 328.5 291.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 305.79999999999995 m 413.5 291.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 305.79999999999995 m 499.5 291.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 291.79999999999995 m 328.5 277.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 291.79999999999995 m 413.5 277.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 291.79999999999995 m 499.5 277.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 277.79999999999995 m 328.5 263.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 277.79999999999995 m 413.5 263.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 277.79999999999995 m 499.5 263.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 263.79999999999995 m 328.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 263.79999999999995 m 413.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 263.79999999999995 m 499.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 249.79999999999995 m 242.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 235.79999999999995 m 242.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 249.79999999999995 m 285.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 242.5 235.79999999999995 m 285.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 249.79999999999995 m 328.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 249.79999999999995 m 328.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 285.5 235.79999999999995 m 328.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 249.79999999999995 m 371.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 235.79999999999995 m 371.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 249.79999999999995 m 413.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 249.79999999999995 m 413.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 235.79999999999995 m 413.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 249.79999999999995 m 456.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 235.79999999999995 m 456.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 249.79999999999995 m 499.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 249.79999999999995 m 499.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 235.79999999999995 m 499.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 249.79999999999995 m 542.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 235.79999999999995 m 542.5 235.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 542.5 249.79999999999995 m 585.5 249.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 542.5 235.79999999999995 m 585.5 235.79999999999995 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 445.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.10 445.25 Td (Pensionplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.65 445.25 Td (Postr) Tj ET Q q 0 0 0 rg BT 465.06 445.25 Td (etir) Tj ET Q q 0 0 0 rg BT 478.38 445.25 Td (ement benefitplans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 431.05 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.60 431.25 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.60 431.25 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.60 431.25 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.10 431.25 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.50 417.25 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.50 417.26 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 417.25 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 417.26 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 417.25 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 417.26 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.50 417.25 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.50 417.26 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 403.25 Td (Change in pr) Tj ET Q q 0 0 0 rg BT 89.43 403.25 Td (ojected benefit obligation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 403.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 403.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 403.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 403.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 403.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 403.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 403.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 582.00 403.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 389.26 Td (Projected benefit obligation at beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 245.00 389.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.85 389.25 Td (14,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 389.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.85 389.26 Td (13,943) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 389.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.40 389.25 Td (6,522) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 389.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.40 389.26 Td (6,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 389.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.15 389.25 Td (686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 389.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.15 389.26 Td (817) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 389.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.40 389.25 Td (1,141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.00 389.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 389.26 Td (1,291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 375.26 Td (Benefits earned during the year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.15 375.25 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.15 375.26 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.15 375.25 Td (153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.15 375.26 Td (154) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.65 375.25 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.65 375.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.15 375.25 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.65 375.26 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 361.26 Td (Interest cost on benefit obligation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.15 361.25 Td (533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.15 361.26 Td (548) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.15 361.25 Td (295) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.15 361.26 Td (282) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.65 361.25 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.65 361.26 Td (25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.15 361.25 Td (101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.65 361.26 Td (94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 347.26 Td (Plan amendments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.65 347.25 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.65 347.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.15 347.25 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.65 347.26 Td (\(28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.65 347.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.65 347.25 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.65 347.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.65 347.25 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.65 347.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 333.26 Td (Actuarial loss \(gain\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.15 333.25 Td (536) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.15 333.26 Td (367) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.15 333.25 Td (127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.15 333.26 Td (589) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.65 333.25 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.15 333.26 Td (\(105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.65 333.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.65 333.25 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 577.15 333.26 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 319.26 Td (Benefits paid, net of participants) Tj ET Q q 0 0 0 rg BT 158.88 319.26 Td ( contributions and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 310.26 Td (government subsidy) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.15 310.25 Td (\(769) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.65 310.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.15 310.26 Td (\(780) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.65 310.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.15 310.25 Td (\(278) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.65 310.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.15 310.26 Td (\(324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.65 310.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.65 310.25 Td (\(56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.65 310.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.65 310.26 Td (\(51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.65 310.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.65 310.25 Td (\(64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.65 310.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.65 310.26 Td (\(59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 581.65 310.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 296.26 Td (Divestitures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.65 296.25 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.65 296.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg 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/F1 9.00 Tf ET q 0 0 0 rg BT 409.65 282.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.65 282.25 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.65 282.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.65 282.25 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.65 282.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 268.26 Td (Curtailment \(gain\) loss) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 121.99 272.34 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.15 268.25 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.65 268.26 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.15 268.25 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.65 268.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.65 268.26 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.65 268.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.65 268.25 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.65 268.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.65 268.25 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.15 268.26 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 581.65 268.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 254.26 Td (Foreign exchange impact and other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 165.95 258.34 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.15 254.25 Td (\(269) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.65 254.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.65 254.26 Td (\(95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.65 254.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.15 254.25 Td (834) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.15 254.26 Td (\(610) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.65 254.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.65 254.25 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.65 254.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.65 254.25 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.15 254.26 Td (\(194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 581.65 254.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 240.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 48.33 240.25 Td (ojected benefit obligation at year) Tj ET Q q 0 0 0 rg BT 174.14 240.25 Td ( end) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 245.00 240.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.85 240.25 Td (14,040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 240.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.85 240.26 Td (14,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 240.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.40 240.25 Td (7,433) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 240.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.40 240.26 Td (6,522) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 240.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.15 240.25 Td (699) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 240.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.15 240.26 Td (686) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 240.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.40 240.25 Td (1,261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.00 240.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.40 240.26 Td (1,141) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 217.10 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 217.10 Td (Curtailment and settlement \(gains\) losses relate to repositioning and divestiture activities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 207.50 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 207.50 Td (W) Tj ET Q q 0 0 0 rg BT 61.23 207.50 Td (ith respect to the U.S. Plan, de-risking activities during 2017 resulted in a reduction to plan obligations and assets.) 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0.9333333333333333 1 rg /GS0 gs 367.50 374.50 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 374.50 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 374.50 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 374.50 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 539.50 374.50 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 337.50 202.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 238.50 337.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.50 337.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 337.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 337.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 337.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 337.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 337.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 539.50 337.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 309.50 202.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 238.50 309.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.50 309.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 309.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 309.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 309.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 309.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 309.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 539.50 309.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 281.50 202.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 238.50 281.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.50 281.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 281.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 281.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 281.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 281.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 281.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 539.50 281.50 43.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 734.5 m 281.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 734.5 m 324.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 734.5 m 367.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 734.5 m 410.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 734.5 m 453.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 734.5 m 496.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 734.5 m 539.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 539.5 734.5 m 582.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 720.5 m 238.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 720.5 m 281.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 734.5 m 324.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 720.5 m 324.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 720.5 m 367.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 734.5 m 410.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 720.5 m 410.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 720.5 m 453.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 734.5 m 496.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 720.5 m 496.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 720.5 m 539.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 539.5 720.5 m 582.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 706.5 m 238.5 706.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 706.5 m 281.5 706.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 720.5 m 324.5 706.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 706.5 m 324.5 706.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 706.5 m 367.5 706.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 720.5 m 410.5 706.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 706.5 m 410.5 706.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 706.5 m 453.5 706.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 720.5 m 496.5 706.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 706.5 m 496.5 706.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 706.5 m 539.5 706.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 539.5 706.5 m 582.5 706.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 706.5 m 324.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 706.5 m 410.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 706.5 m 496.5 692.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 692.5 m 324.5 678.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 692.5 m 410.5 678.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 692.5 m 496.5 678.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 678.5 m 324.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 678.5 m 410.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 678.5 m 496.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 664.5 m 324.5 650.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 664.5 m 410.5 650.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 664.5 m 496.5 650.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 650.5 m 324.5 636.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 650.5 m 410.5 636.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 650.5 m 496.5 636.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 636.5 m 324.5 622.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 636.5 m 410.5 622.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 636.5 m 496.5 622.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 622.5 m 324.5 598.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 622.5 m 410.5 598.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 622.5 m 496.5 598.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 584.5 m 238.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 584.5 m 281.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 598.5 m 324.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 584.5 m 324.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 584.5 m 367.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 598.5 m 410.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 584.5 m 410.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 584.5 m 453.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 598.5 m 496.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 584.5 m 496.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 584.5 m 539.5 584.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 539.5 584.5 m 582.5 584.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 570.5 m 238.5 570.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 584.5 m 281.5 584.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 570.5 m 281.5 570.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 584.5 m 324.5 570.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 584.5 m 324.5 584.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 570.5 m 324.5 570.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 584.5 m 367.5 584.5 l s 0 0 0 RG 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 402.5 m 324.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 402.5 m 367.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 416.5 m 410.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 402.5 m 410.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 402.5 m 453.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 416.5 m 496.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 402.5 m 496.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 402.5 m 539.5 402.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 539.5 402.5 m 582.5 402.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 388.5 m 238.5 388.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 388.5 m 281.5 388.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 402.5 m 324.5 388.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 402.5 m 324.5 402.5 l s 0 0 0 RG 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 539.5 402.5 m 582.5 402.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 539.5 388.5 m 582.5 388.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 388.5 m 324.5 374.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 388.5 m 410.5 374.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 388.5 m 496.5 374.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 374.5 m 324.5 351.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 374.5 m 410.5 351.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 374.5 m 496.5 351.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 351.5 m 324.5 337.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 351.5 m 410.5 337.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 351.5 m 496.5 337.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 337.5 m 324.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 337.5 m 410.5 323.5 l s 0 0 0 RG 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 281.5 m 324.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 281.5 m 324.5 281.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 281.5 267.5 m 324.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 281.5 m 367.5 281.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 267.5 m 367.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 281.5 m 410.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 281.5 m 410.5 281.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 267.5 m 410.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 281.5 m 453.5 281.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 267.5 m 453.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 281.5 m 496.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 281.5 m 496.5 281.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 267.5 m 496.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 281.5 m 539.5 281.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 267.5 m 539.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 539.5 281.5 m 582.5 281.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 539.5 267.5 m 582.5 267.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 738.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.60 738.95 Td (Pensionplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.65 738.95 Td (Postr) Tj ET Q q 0 0 0 rg BT 462.06 738.95 Td (etir) Tj ET Q q 0 0 0 rg BT 475.38 738.95 Td (ement benefitplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.60 724.95 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.10 724.95 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.60 724.95 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.10 724.95 Td (Non-U.S.plans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 710.75 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.50 710.95 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.50 710.96 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.50 710.95 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 710.96 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.50 710.95 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.50 710.96 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.50 710.95 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.50 710.96 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 696.95 Td (Change in plan assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.00 696.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 696.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 696.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 696.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 696.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 696.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 696.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 579.00 696.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 682.96 Td (Plan assets at fair value at beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.00 682.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.85 682.95 Td (12,363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 682.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.85 682.96 Td (12,137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 682.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.40 682.95 Td (6,149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 682.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.40 682.96 Td (6,104) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 682.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.15 682.95 Td (129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 682.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.15 682.96 Td (166) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 682.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.40 682.95 Td (1,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 682.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.40 682.96 Td (1,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 668.96 Td (Actual return on plan assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.40 668.95 Td (1,295) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.15 668.96 Td (572) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.15 668.95 Td (462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.15 668.96 Td (967) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.65 668.95 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.15 668.96 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.15 668.95 Td (1) Tj ET Q q 0 0 0 rg BT 526.65 668.95 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.15 668.96 Td (122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 654.96 Td (Company contributions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.15 654.95 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.15 654.96 Td (556) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.15 654.95 Td (135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.15 654.96 Td (126) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.15 654.95 Td (176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.15 654.96 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.15 654.95 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.15 654.96 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 640.96 Td (Divestitures) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.65 640.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.65 640.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.65 640.95 Td (\(31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.65 640.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.15 640.96 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.65 640.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.65 640.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.65 640.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.65 640.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.65 640.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 626.96 Td (Settlements) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.65 626.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.65 626.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.15 626.95 Td (\(192) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.65 626.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.65 626.96 Td (\(38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.65 626.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.65 626.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.65 626.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.65 626.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.65 626.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 611.96 Td (Benefits paid, net of participants) Tj ET Q q 0 0 0 rg BT 158.88 611.96 Td ( contributions and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 602.96 Td (government subsidy) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.15 602.95 Td (\(769) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.65 602.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.15 602.96 Td (\(779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.65 602.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.15 602.95 Td (\(278) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.65 602.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.15 602.96 Td (\(324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.65 602.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.65 602.95 Td (\(56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.65 602.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.65 602.96 Td (\(51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.65 602.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.65 602.95 Td (\(64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.65 602.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.65 602.96 Td (\(59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 578.65 602.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 588.96 Td (Foreign exchange impact and other) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 165.95 593.04 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.15 588.95 Td (\(269) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.65 588.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.15 588.96 Td (\(123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.65 588.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.15 588.95 Td (883) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.15 588.96 Td (\(681) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.65 588.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.65 588.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.65 588.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.65 588.95 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.15 588.96 Td (\(190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 578.65 588.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 574.95 Td (Plan assets at fair) Tj ET Q q 0 0 0 rg BT 106.66 574.95 Td ( value at year) Tj ET Q q 0 0 0 rg BT 158.23 574.95 Td ( end) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.00 574.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.85 574.95 Td (12,725) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 574.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.85 574.96 Td (12,363) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 574.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.40 574.95 Td (7,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 574.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.40 574.96 Td (6,149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 574.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.15 574.95 Td (262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 574.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.15 574.96 Td (129) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 574.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.40 574.95 Td (1,1) Tj ET Q q 0 0 0 rg BT 526.65 574.95 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 574.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.40 574.96 Td (1,015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 546.95 Td (Funded status of the plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 532.95 Td (Qualified plans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 97.77 537.03 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.00 532.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.15 532.95 Td (\(565) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.65 532.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 532.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.15 532.96 Td (\(908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.65 532.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 532.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.15 532.95 Td (\(305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.65 532.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 532.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.15 532.96 Td (\(373) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.65 532.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 532.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.15 532.95 Td (\(437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.65 532.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 532.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.15 532.96 Td (\(557) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.65 532.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 532.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.15 532.95 Td (\(142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.65 532.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 532.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.15 532.96 Td (\(126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 578.65 532.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 518.95 Td (Nonqualified plans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 111.78 523.03 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.15 518.95 Td (\(750) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.65 518.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.15 518.96 Td (\(729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.65 518.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.65 518.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.65 518.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.65 518.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.65 518.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.65 518.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.65 518.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 504.95 Td (Funded status of the plans at year) Tj ET Q q 0 0 0 rg BT 168.93 504.95 Td ( end) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.00 504.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 504.95 Td (\(1,315) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.65 504.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 504.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.40 504.96 Td (\(1,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.65 504.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 504.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.15 504.95 Td (\(305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.65 504.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 504.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.15 504.96 Td (\(373) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.65 504.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 504.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.15 504.95 Td (\(437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.65 504.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 504.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.15 504.96 Td (\(557) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.65 504.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 504.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.15 504.95 Td (\(142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.65 504.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 504.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.15 504.96 Td (\(126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 578.65 504.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 476.95 Td (Net amount r) Tj ET Q q 0 0 0 rg BT 90.41 476.95 Td (ecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 476.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 476.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.00 476.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 476.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 476.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 476.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 476.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 579.00 476.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 462.95 Td (Qualified plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 448.96 Td (Benefit asset) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.00 448.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.65 448.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 448.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.65 448.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 448.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.15 448.95 Td (900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 448.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.15 448.96 Td (71) Tj ET Q q 0 0 0 rg BT 402.15 448.96 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 448.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.65 448.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 448.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.65 448.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 448.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.15 448.95 Td (181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 448.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.15 448.96 Td (166) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 434.96 Td (Benefit liability) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.15 434.95 Td (\(565) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.65 434.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.15 434.96 Td (\(908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.65 434.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.40 434.95 Td (\(1,205) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.65 434.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.40 434.96 Td (\(1,084) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.65 434.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.15 434.95 Td (\(437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.65 434.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.15 434.96 Td (\(557) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.65 434.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.15 434.95 Td (\(323) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.65 434.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.15 434.96 Td (\(292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 578.65 434.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 420.95 Td (Qualified plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.00 420.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.15 420.95 Td (\(565) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.65 420.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 420.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.15 420.96 Td (\(908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.65 420.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 420.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.15 420.95 Td (\(305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.65 420.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 420.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.15 420.96 Td (\(373) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.65 420.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 420.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.15 420.95 Td (\(437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.65 420.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 420.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.15 420.96 Td (\(557) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.65 420.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 420.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.15 420.95 Td (\(142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.65 420.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 420.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.15 420.96 Td (\(126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 578.65 420.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 406.95 Td (Nonqualified plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.15 406.95 Td (\(750) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.65 406.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.15 406.96 Td (\(729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.65 406.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.65 406.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.65 406.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.65 406.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.65 406.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.65 406.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.65 406.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 392.95 Td (Net amount r) Tj ET Q q 0 0 0 rg BT 90.41 392.95 Td (ecognized on the balance sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.00 392.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 392.95 Td (\(1,315) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.65 392.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 392.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.40 392.96 Td (\(1,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.65 392.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 392.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.15 392.95 Td (\(305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.65 392.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 392.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.15 392.96 Td (\(373) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.65 392.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 392.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.15 392.95 Td (\(437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.65 392.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 392.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.15 392.96 Td (\(557) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.65 392.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 392.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.15 392.95 Td (\(142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.65 392.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 392.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.15 392.96 Td (\(126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 578.65 392.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 364.95 Td (Amounts r) Tj ET Q q 0 0 0 rg BT 80.09 364.95 Td (ecognized in ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 129.58 364.95 Td (Accumulated other ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 43.50 355.95 Td (comprehensive income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 355.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.00 355.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 355.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 355.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 355.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 355.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 579.00 355.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 341.96 Td (Net transition obligation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.00 341.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.65 341.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 341.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.65 341.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 341.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.15 341.95 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.65 341.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 341.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.15 341.96 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.65 341.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 341.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.65 341.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 341.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.65 341.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 341.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.65 341.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 341.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.65 341.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 327.96 Td (Prior service benefit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.65 327.95 Td (\(15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.65 327.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.65 327.96 Td (\(17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.65 327.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.65 327.95 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.65 327.96 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.65 327.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.65 327.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.65 327.95 Td (92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.65 327.96 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 313.96 Td (Net actuarial gain \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 313.95 Td (\(6,823) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.65 313.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.40 313.96 Td (\(6,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.65 313.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.40 313.95 Td (\(1,318) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.65 313.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.40 313.96 Td (\(1,302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.65 313.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.65 313.95 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.15 313.96 Td (106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.15 313.95 Td (\(382) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.65 313.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.15 313.96 Td (\(399) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 578.65 313.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 299.95 Td (Net amount r) Tj ET Q q 0 0 0 rg BT 90.33 299.95 Td (ecognized in equity \(pr) Tj ET Q q 0 0 0 rg BT 177.91 299.95 Td (etax\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.00 299.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.40 299.95 Td (\(6,838) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.65 299.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 299.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.40 299.96 Td (\(6,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.65 299.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 299.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.40 299.95 Td (\(1,297) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.65 299.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 299.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.40 299.96 Td (\(1,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.65 299.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 299.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.65 299.95 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 299.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.15 299.96 Td (106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 299.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.15 299.95 Td (\(290) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.65 299.95 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 299.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.15 299.96 Td (\(301) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 578.65 299.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 272.90 Td (Accumulated benefit obligation at year) Tj ET Q q 0 0 0 rg BT 188.32 272.90 Td ( end) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 252.85 271.95 Td (14,034) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.85 271.96 Td (13,994) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.40 271.95 Td (7,038) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.40 271.96 Td (6,090) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.15 271.95 Td (699) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.15 271.96 Td (686) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 271.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.40 271.95 Td (1,261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 271.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.40 271.96 Td (1,141) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 250.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 250.40 Td (W) Tj ET Q q 0 0 0 rg BT 61.23 250.40 Td (ith respect to the U.S. Plan, de-risking activities during 2017 resulted in a reduction to plan obligations and assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 240.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 240.80 Td (The U.S. qualified pension plan is fully funded under specified Employee Retirement Income Security ) Tj ET Q q 0 0 0 rg BT 383.69 240.80 Td (Act \(ERISA\) funding rulesas of January1, 2018 and no ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 231.20 Td (minimum required funding is expected for 2018.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 221.60 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 221.60 Td (The nonqualified plans of the Company are unfunded.) Tj ET Q endstream endobj 329 0 obj <> endobj 330 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (The following table shows the change in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 200.68 742.10 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 304.17 742.10 Td (ehensive income \(loss\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.20 742.10 Td (related to the Company) Tj ET Q q 0 0 0 rg BT 493.56 742.10 Td (s pension, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (postretirement and post employment plans:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 682.60 326.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 682.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 682.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 682.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 654.60 326.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 654.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 654.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 654.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 626.60 326.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 626.60 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 626.60 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 626.60 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 597.60 326.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 362.50 597.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 597.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 597.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 569.60 326.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 569.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 569.60 74.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 569.60 74.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 696.6 m 362.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 696.6 m 436.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 696.6 m 510.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 696.6 m 584.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 569.6 m 510.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 569.6 m 584.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 569.6 m 362.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 569.6 m 436.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 555.6 m 436.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 569.6 m 510.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 555.6 m 510.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 569.6 m 584.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 555.6 m 584.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 555.6 m 362.5 555.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 541.6 m 362.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 555.6 m 436.5 555.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 541.6 m 436.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 555.6 m 510.5 555.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 541.6 m 510.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 555.6 m 584.5 555.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 541.6 m 584.5 541.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 700.85 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 701.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.00 701.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 701.06 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 687.05 Td (Beginning of year) Tj ET Q q 0 0 0 rg BT 106.84 687.05 Td ( balance, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 179.08 691.13 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 687.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.75 687.05 Td (\(5,164) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 687.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 687.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.75 687.06 Td (\(5,1) Tj ET Q q 0 0 0 rg BT 498.00 687.06 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 687.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 687.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.75 687.06 Td (\(5,159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 581.00 687.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 673.06 Td (Actuarial assumptions changes and plan experience) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.50 673.05 Td (\(760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 673.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.50 673.06 Td (\(854) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 673.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 673.06 Td (898) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 659.06 Td (Net asset gain \(loss\) due to dif) Tj ET Q q 0 0 0 rg BT 148.40 659.06 Td (ference between actual and expected returns) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 659.05 Td (625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 659.06 Td (400) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.75 659.06 Td (\(1,457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 581.00 659.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 645.06 Td (Net amortizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 645.05 Td (229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 645.06 Td (232) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 645.06 Td (236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 631.06 Td (Prior service \(cost\) credit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 631.05 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 631.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 631.06 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.50 631.06 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 581.00 631.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 616.06 Td (Curtailment/settlement gain) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 139.23 620.14 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 616.05 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 616.06 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 616.06 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 602.06 Td (Foreign exchange impact and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 602.05 Td (\(93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 602.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 602.06 Td (99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 602.06 Td (291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 588.06 Td (Impact of ) Tj ET Q q 0 0 0 rg BT 75.82 588.06 Td (T) Tj ET Q q 0 0 0 rg BT 80.69 588.06 Td (ax Reform) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 118.93 592.14 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.75 588.05 Td (\(1,020) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 588.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 588.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 588.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 574.06 Td (Change in deferred taxes, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 574.05 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 574.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.00 574.06 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 574.06 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 560.05 Td (Change, net of tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 560.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.75 560.05 Td (\(1,019) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 560.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 560.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 560.06 Td (\(48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 560.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 560.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 560.06 Td (43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 546.05 Td (End of year) Tj ET Q q 0 0 0 rg BT 83.84 546.05 Td ( balance, net of tax) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 156.08 550.13 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 546.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.75 546.05 Td (\(6,183) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 546.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 546.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.75 546.06 Td (\(5,164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 546.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 546.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.75 546.06 Td (\(5,1) Tj ET Q q 0 0 0 rg BT 572.00 546.06 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 581.00 546.06 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 523.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 523.50 Td (See Note 19 to the Consolidated Financial Statements for further discussion of net ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 319.06 523.50 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 401.85 523.50 Td (ehensive income \(loss\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 474.27 523.50 Td ( balance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 513.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 513.90 Td (Includes net-of-tax amounts for certain profit sharing plans outside the U.S.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 504.30 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 504.30 Td (Curtailment and settlement gains broadly relate to repositioning and divestiture activities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 494.70 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 494.70 Td (In the fourth quarter of 2017, Citi adopted ) Tj ET Q q 0 0 0 rg BT 190.19 494.70 Td (ASU 2018-02, which transferred these amounts from ) Tj ET Q q 0 0 0 rg BT 361.71 494.70 Td (AOCI to Retained earnings. See Note 1 to the Consolidated Financial ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 485.10 Td (Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 463.50 Td (At December 31, 2017 and 2016, the aggregate projected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 451.50 Td (benefit obligation \(PBO\), the aggregate accumulated benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 439.50 Td (obligation \(ABO\) and the aggregate fair value of plan assets are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 427.50 Td (presented for all defined benefit pension plans with a PBO in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 415.50 Td (excess of plan assets and for all defined benefit pension plans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 403.50 Td (with an ) Tj ET Q q 0 0 0 rg BT 67.67 403.50 Td (ABO in excess of plan assets as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 348.00 136.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 348.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 348.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 348.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 348.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 348.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 348.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 348.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 348.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 318.00 136.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 318.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 318.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 276.50 318.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 318.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 318.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 318.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 318.00 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.50 318.00 52.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 378 m 224.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 378 m 276.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 378 m 328.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 378 m 380.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 378 m 432.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 378 m 484.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 378 m 536.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 378 m 588.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 363 m 224.5 363 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 378 m 276.5 363 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 363 m 276.5 363 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 363 m 328.5 363 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 378 m 380.5 363 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 363 m 380.5 363 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 363 m 432.5 363 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 378 m 484.5 363 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 363 m 484.5 363 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 363 m 536.5 363 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 363 m 588.5 363 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 348 m 172.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 363 m 224.5 363 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 348 m 224.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 363 m 276.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 363 m 276.5 363 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 348 m 276.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 348 m 328.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 363 m 380.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 348 m 380.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 348 m 432.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 363 m 484.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 348 m 484.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 348 m 536.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 348 m 588.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 348 m 276.5 333 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 348 m 276.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 348 m 328.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 348 m 380.5 333 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 348 m 380.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 348 m 432.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 348 m 484.5 333 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 348 m 484.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 348 m 536.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 348 m 588.5 348 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 333 m 276.5 318 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 333 m 380.5 318 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 333 m 484.5 318 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 303 m 172.5 303 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 303 m 224.5 303 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 318 m 276.5 303 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 303 m 276.5 303 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 276.5 303 m 328.5 303 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 318 m 380.5 303 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 303 m 380.5 303 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 303 m 432.5 303 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 318 m 484.5 303 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 303 m 484.5 303 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 303 m 536.5 303 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536.5 303 m 588.5 303 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 382.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.05 382.45 Td (PBOexceedsfair) Tj ET Q q 0 0 0 rg BT 270.95 382.45 Td (valueofplanassets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.55 382.45 Td (ABOexceedsfair) Tj ET Q q 0 0 0 rg BT 479.45 382.45 Td (value ofplanassets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 367.45 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.20 367.45 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 239.97 371.53 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.10 367.45 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.20 367.45 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 447.97 371.53 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.10 367.45 Td (Non-U.S.plans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 352.25 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.00 352.45 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 352.46 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.00 352.45 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 352.46 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 352.45 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 352.46 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 352.45 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.00 352.46 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 337.46 Td (Projected benefit obligation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.00 337.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.25 337.45 Td (14,040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 337.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.25 337.46 Td (14,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 337.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.75 337.45 Td (2,721) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 337.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 337.46 Td (2,484) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 337.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.25 337.45 Td (14,040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 337.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 337.46 Td (14,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 337.45 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.75 337.45 Td (2,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 337.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.75 337.46 Td (2,282) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 322.46 Td (Accumulated benefit obligation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.25 322.45 Td (14,034) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.25 322.46 Td (13,994) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.75 322.45 Td (2,381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 322.46 Td (2,168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.25 322.45 Td (14,034) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 322.46 Td (13,994) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.75 322.45 Td (2,296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.75 322.46 Td (2,012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 307.46 Td (Fair value of plan assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.25 307.45 Td (12,725) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.25 307.46 Td (12,363) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.75 307.45 Td (1,516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 307.46 Td (1,399) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.25 307.45 Td (12,725) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.25 307.46 Td (12,363) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.75 307.45 Td (1,407) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.75 307.46 Td (1,224) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 285.90 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 285.90 Td (At December 31, 2017 and 2016, for both the U.S. qualified plan and nonqualified plans, the aggregate PBO and the aggregate ) Tj ET Q q 0 0 0 rg BT 461.45 285.90 Td (ABO exceeded plan assets. ) Tj ET Q endstream endobj 331 0 obj <> endobj 332 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (165) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Plan ) Tj ET Q q 0 0 0 rg BT 57.40 742.25 Td (Assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (The Company utilizes a number of assumptions to determine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (plan obligations and expenses. Changes in one or a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (combination of these assumptions will have an impact on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 694.25 Td (s pension and postretirement PBO, funded status and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (\(benefit\) expense. Changes in the plans) Tj ET Q q 0 0 0 rg BT 195.76 682.25 Td ( funded status resulting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (from changes in the PBO and fair value of plan assets will have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (a corresponding impact on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 144.86 658.25 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 248.35 658.25 Td (ehensive ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.60 646.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 634.25 Td (The actuarial assumptions at the respective years ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (December 31 in the table below are used to measure the year) Tj ET Q q 0 0 0 rg BT 279.31 622.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (end PBO and the net periodic \(benefit\) expense for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (subsequent year \(period\). Since Citi) Tj ET Q q 0 0 0 rg BT 184.85 598.25 Td (s Significant Plans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (measured on a quarterly basis, the year) Tj ET Q q 0 0 0 rg BT 191.57 586.25 Td (-end rates for those plans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (are used to calculate the net periodic \(benefit\) expense for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.25 Td (subsequent year) Tj ET Q q 0 0 0 rg BT 100.52 562.25 Td () Tj ET Q q 0 0 0 rg BT 103.29 562.25 Td (s first quarter) Tj ET Q q 0 0 0 rg BT 156.06 562.25 Td (. ) Tj ET Q q 0 0 0 rg BT 163.01 562.25 Td (As a result of the quarterly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (measurement process, the net periodic \(benefit\) expense for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (Significant Plans is calculated at each respective quarter end ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (based on the preceding quarter) Tj ET Q q 0 0 0 rg BT 158.52 526.25 Td (-end rates \(as shown below for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (the U.S. and non-U.S. pension and postretirement plans\). ) Tj ET Q q 0 0 0 rg BT 266.62 514.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (actuarial assumptions for ) Tj ET Q q 0 0 0 rg BT 138.48 502.25 Td (All Other Plans are measured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (annually) Tj ET Q q 0 0 0 rg BT 69.78 490.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 478.25 Td (Certain assumptions used in determining pension and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.25 Td (postretirement benefit obligations and net benefit expense for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (the Company) Tj ET Q q 0 0 0 rg BT 92.38 454.25 Td (s plans are shown in the following table:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 429.75 134.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 429.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 429.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 403.75 134.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 403.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 403.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 377.75 134.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 377.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 377.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 351.75 134.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 351.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 351.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 325.75 134.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 325.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 325.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 299.75 134.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 299.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 299.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 273.75 134.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 273.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 273.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 247.75 134.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 247.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 247.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 221.75 134.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 221.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 221.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 195.75 134.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 195.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 195.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 169.75 134.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 169.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 169.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 143.75 134.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 143.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 143.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 117.75 134.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 117.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 117.75 54.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 429.75 m 170.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 429.75 m 230.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 429.75 m 284.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 104.75 m 170.5 104.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 104.75 m 230.5 104.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 104.75 m 284.5 104.75 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 434.20 Td (Atyearend) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.00 434.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.00 434.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 421.15 Td (Discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 421.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.00 421.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 408.01 Td (U.S. plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 408.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.00 408.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 395.01 Td (Qualified pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.00 395.15 Td (3.60%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.35 395.01 Td (4.10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 382.01 Td (Nonqualified pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.10 382.15 Td (3.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.10 382.01 Td (4.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 369.01 Td (Postretirement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.10 369.15 Td (3.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.10 369.01 Td (3.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 356.01 Td (Non-U.S. pension plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 343.01 Td (Range) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 343.15 Td (0.00 to 10.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.20 343.01 Td (0.25 to 72.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 330.01 Td (W) Tj ET Q q 0 0 0 rg BT 53.13 330.01 Td (eighted average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.10 330.15 Td (4.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.10 330.01 Td (4.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 317.01 Td (Non-U.S. postretirement plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 304.01 Td (Range) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 304.15 Td (1.75 to 10.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.40 304.01 Td (1.75 to 1) Tj ET Q q 0 0 0 rg BT 264.82 304.01 Td (1.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 291.01 Td (W) Tj ET Q q 0 0 0 rg BT 53.13 291.01 Td (eighted average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.10 291.15 Td (8.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.10 291.01 Td (8.27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 278.15 Td (Futur) Tj ET Q q 0 0 0 rg BT 61.34 278.15 Td (e compensation incr) Tj ET Q q 0 0 0 rg BT 138.17 278.15 Td (ease rate) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 171.90 282.23 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 265.01 Td (Non-U.S. pension plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 252.01 Td (Range) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 252.15 Td (1.17 to 13.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.20 252.01 Td (1.25 to 70.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 239.01 Td (W) Tj ET Q q 0 0 0 rg BT 53.13 239.01 Td (eighted average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.10 239.15 Td (3.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.10 239.01 Td (3.21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 226.15 Td (Expected r) Tj ET Q q 0 0 0 rg BT 80.58 226.15 Td (eturn on assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 213.01 Td (U.S. plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 200.01 Td (Qualified pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.10 200.15 Td (6.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.10 200.01 Td (6.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 187.01 Td (Postretirement) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 97.49 191.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.95 187.15 Td (6.80/3.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.10 187.01 Td (6.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 174.01 Td (Non-U.S. pension plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 161.01 Td (Range) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.20 161.15 Td (0.00 to 1) Tj ET Q q 0 0 0 rg BT 207.95 161.15 Td (1.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.40 161.01 Td (1.00 to 1) Tj ET Q q 0 0 0 rg BT 264.82 161.01 Td (1.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 148.01 Td (W) Tj ET Q q 0 0 0 rg BT 53.13 148.01 Td (eighted average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.10 148.15 Td (4.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.10 148.01 Td (4.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 135.01 Td (Non-U.S. postretirement plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 122.01 Td (Range) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.25 122.15 Td (8.00 to 9.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.20 122.01 Td (8.00 to 10.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 109.01 Td (W) Tj ET Q q 0 0 0 rg BT 52.77 109.01 Td (eighted average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.10 109.15 Td (8.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.10 109.01 Td (8.02) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 86.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 86.05 Td (Not material for U.S. plans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 76.45 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 76.45 Td (In 2017, the ) Tj ET Q q 0 0 0 rg BT 94.29 76.45 Td (VEBA) Tj ET Q q 0 0 0 rg BT 115.63 76.45 Td ( ) Tj ET Q q 0 0 0 rg BT 117.48 76.45 Td (T) Tj ET Q q 0 0 0 rg BT 122.09 76.45 Td (rust was funded with an expected rate of return of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 66.85 Td (assets of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 83.33 66.85 Td (3.00%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 103.99 66.85 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 734.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 734.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 734.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 734.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 706.50 75.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 706.50 61.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 706.50 60.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 706.50 60.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 650.50 75.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 650.50 61.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 650.50 60.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 650.50 60.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 608.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 608.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 608.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 608.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 566.50 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 566.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 566.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 538.50 75.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 538.50 61.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 538.50 60.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 538.50 60.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 496.50 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 496.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 496.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 468.50 75.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 468.50 61.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 468.50 60.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 468.50 60.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 426.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 426.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 426.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 426.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 388.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 388.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 388.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 388.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 360.50 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 360.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 360.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 360.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 318.50 136.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 318.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 318.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 290.50 75.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 290.50 61.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 290.50 60.00 -28.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 290.50 60.00 -28.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 734.5 m 404 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 734.5 m 465 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465 734.5 m 525 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 734.5 m 585 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 262.5 m 404 262.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 262.5 m 465 262.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465 262.5 m 525 262.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 262.5 m 585 262.5 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 331.50 738.95 Td (Duringtheyear) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.00 738.95 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.50 738.96 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 738.96 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 724.95 Td (Discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 724.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 724.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 710.96 Td (U.S. plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 710.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 710.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 697.76 Td (Qualified) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 688.76 Td (pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.70 691.95 Td (4.10%/4.05%/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.95 682.95 Td (3.80%/3.75%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.75 691.96 Td (4.40%/3.95%/) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 682.96 Td (3.65%/3.55%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.75 691.96 Td (4.00%/3.85%/) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 682.96 Td (4.45%/4.35%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 669.76 Td (Nonqualified) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 660.76 Td (pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.70 663.95 Td (4.00/3.95/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.95 654.95 Td (3.75/3.65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.20 663.96 Td (4.35/3.90/) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.45 654.96 Td (3.55/3.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.20 663.96 Td (3.90/3.70/) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.45 654.96 Td (4.30/4.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 641.76 Td (Postretirement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.70 635.95 Td (3.90/3.85/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.95 626.95 Td (3.60/3.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.20 635.96 Td (4.20/3.75/) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.45 626.96 Td (3.40/3.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.20 635.96 Td (3.80/3.65/) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.45 626.96 Td (4.20/4.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 612.96 Td (Non-U.S. pension plans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 417.50 617.04 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 598.96 Td (Range) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 598.95 Td (0.25 to 72.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.70 598.96 Td (0.25 to 42.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.70 598.96 Td (1.00 to 32.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 579.96 Td (W) Tj ET Q q 0 0 0 rg BT 345.63 579.96 Td (eighted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 570.96 Td (average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.10 570.95 Td (4.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.60 570.96 Td (4.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.60 570.96 Td (4.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 556.96 Td (Non-U.S. postretirement plans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 441.48 561.04 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 542.96 Td (Range) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.20 542.95 Td (1.75 to 1) Tj ET Q q 0 0 0 rg BT 441.95 542.95 Td (1.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.70 542.96 Td (2.00 to 13.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.70 542.96 Td (2.25 to 12.00) Tj ET Q BT /F1 9.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 530.20 34.26 -8.18 re f /GS0 gs q 0 0 0 rg BT 337.50 523.96 Td (W) Tj ET Q q 0 0 0 rg BT 345.27 523.96 Td (eighted) Tj ET Q BT /F1 9.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 521.20 27.98 -8.18 re f /GS0 gs q 0 0 0 rg BT 337.50 514.96 Td (average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.10 514.95 Td (8.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.60 514.96 Td (7.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.60 514.96 Td (7.50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 500.95 Td (Futur) Tj ET Q q 0 0 0 rg BT 353.84 500.95 Td (e compensation incr) Tj ET Q q 0 0 0 rg BT 430.67 500.95 Td (ease rate ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 466.65 505.03 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 486.96 Td (Non-U.S. pension plans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 417.50 491.04 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 472.96 Td (Range) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 472.95 Td (1.25 to 70.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.70 472.96 Td (1.00 to 40.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.70 472.96 Td (0.75 to 30.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 453.96 Td (W) Tj ET Q q 0 0 0 rg BT 345.63 453.96 Td (eighted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 444.96 Td (average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.10 444.95 Td (3.21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.60 444.96 Td (3.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.60 444.96 Td (3.27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 430.95 Td (Expected r) Tj ET Q q 0 0 0 rg BT 373.08 430.95 Td (eturn on assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 416.96 Td (U.S. plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 401.96 Td (Qualified) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 392.96 Td (pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.10 392.95 Td (6.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.60 392.96 Td (7.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.60 392.96 Td (7.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 378.96 Td (Postretirement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.10 378.95 Td (6.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.60 378.96 Td (7.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.60 378.96 Td (7.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 364.96 Td (Non-U.S. pension plans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 417.50 369.04 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 350.96 Td (Range) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.20 350.95 Td (1.00 to 1) Tj ET Q q 0 0 0 rg BT 441.95 350.95 Td (1.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.90 350.96 Td (1.60 to 1) Tj ET Q q 0 0 0 rg BT 502.48 350.96 Td (1.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.90 350.96 Td (1.30 to 1) Tj ET Q q 0 0 0 rg BT 562.48 350.96 Td (1.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 331.96 Td (W) Tj ET Q q 0 0 0 rg BT 345.63 331.96 Td (eighted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 322.96 Td (average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.10 322.95 Td (4.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.60 322.96 Td (4.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.60 322.96 Td (5.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 308.96 Td (Non-U.S. postretirement plans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 441.48 313.04 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 294.96 Td (Range) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 294.95 Td (8.00 to 10.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.70 294.96 Td (8.00 to 10.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.70 294.96 Td (8.50 to 10.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 275.96 Td (W) Tj ET Q q 0 0 0 rg BT 345.27 275.96 Td (eighted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 266.96 Td (average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.10 266.95 Td (8.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.60 266.96 Td (8.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.60 266.96 Td (8.51) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.50 243.80 Td (\(1\) Reflects rates utilized to determine the first quarter expense for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.50 234.20 Td (Significant non-U.S. pension and postretirement plans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.50 224.60 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 346.50 224.60 Td (Not material for U.S. plans.) Tj ET Q endstream endobj 333 0 obj <> endobj 334 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (166) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (Discount Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (The discount rates for the U.S. pension and postretirement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (plans were selected by reference to a Citigroup-specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (analysis using each plan) Tj ET Q q 0 0 0 rg BT 135.70 706.10 Td (s specific cash flows and compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (with high-quality corporate bond indices for reasonableness. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (The discount rates for the non-U.S. pension and postretirement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (plans are selected by reference to high-quality corporate bond ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (rates in countries that have developed corporate bond markets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (However) Tj ET Q q 0 0 0 rg BT 72.25 646.10 Td (, where developed corporate bond markets do not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (exist, the discount rates are selected by reference to local ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (government bond rates with a premium added to reflect the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (additional risk for corporate bonds in certain countries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 45.26 598.10 Td (fective December 31, 2017, the established rounding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (convention was to the nearest 5 bps for the top five non-U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (countries, and 25 bps for all other countries.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (Expected Rate of Return) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (The Company determines its assumptions for the expected rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (of return on plan assets for its U.S. pension and postretirement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (plans using a building block approach, which focuses on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (ranges of anticipated rates of return for each asset class. ) Tj ET Q q 0 0 0 rg BT 261.18 502.10 Td (A) Tj ET Q q 0 0 0 rg BT 267.85 502.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (weighted average range of nominal rates is then determined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (based on tar) Tj ET Q q 0 0 0 rg BT 84.13 478.10 Td (get allocations to each asset class. Market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (performance over a number of earlier years is evaluated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (covering a wide range of economic conditions to determine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (whether there are sound reasons for projecting any past trends.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 430.10 Td (The Company considers the expected rate of return to be a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (long-term assessment of return expectations and does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (anticipate changing this assumption unless there are significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (changes in investment strategy or economic conditions. ) Tj ET Q q 0 0 0 rg BT 260.21 394.10 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (contrasts with the selection of the discount rate and certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (other assumptions, which are reconsidered annually \(or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (quarterly for the Significant Plans\) in accordance with GAAP) Tj ET Q q 0 0 0 rg BT 281.49 358.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 346.10 Td (The expected rate of return for the U.S. pension and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (postretirement plans was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.92 334.10 Td (6.80%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.75 334.10 Td ( at December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.55 334.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.05 334.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (2016 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.44 322.10 Td (7.00%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.27 322.10 Td ( at December 31, 2015. ) Tj ET Q q 0 0 0 rg BT 196.89 322.10 Td (The expected return on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (assets reflects the expected annual appreciation of the plan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (assets and reduces the Company) Tj ET Q q 0 0 0 rg BT 168.19 298.10 Td (s annual pension expense. ) Tj ET Q q 0 0 0 rg BT 274.37 298.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (expected return on assets is deducted from the sum of service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (cost, interest cost and other components of pension expense to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (arrive at the net pension \(benefit\) expense. Net pension ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (\(benefit\) expense for the U.S. pension plans for 2017, 2016 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (2015 reflects deductions of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.08 238.10 Td ($865 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.47 238.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.47 238.10 Td ($886 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.86 238.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td ($893 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.39 226.10 Td ( of expected returns, respectively) Tj ET Q q 0 0 0 rg BT 219.18 226.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 742.10 Td (The following table shows the expected rates of return ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 730.10 Td (used in determining the Company) Tj ET Q q 0 0 0 rg BT 466.81 730.10 Td (s pension expense compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 718.10 Td (to the actual rate of return on plan assets during 2017, 2016 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 706.10 Td (2015 for the U.S. pension and postretirement plans:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 680.60 97.00 -18.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.00 680.60 60.00 -18.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 680.60 50.00 -18.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 536.00 680.60 49.00 -18.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 680.6 m 426 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 680.6 m 536 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536 680.6 m 585 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426 680.6 m 486 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 647.6 m 426 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426 647.6 m 486 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 647.6 m 536 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 536 647.6 m 585 647.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 685.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.50 685.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 685.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 685.06 Td (2015) Tj ET Q BT /F1 9.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 673.30 82.71 -8.18 re f /GS0 gs q 0 0 0 rg BT 331.50 667.06 Td (Expected rate of return) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 414.21 671.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.45 667.05 Td (6.80%/3.00%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.85 667.06 Td (7.00%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.35 667.06 Td (7.00%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 652.06 Td (Actual rate of return) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 404.71 656.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.35 652.05 Td (10.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.60 652.06 Td (4.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.10 652.06 Td (\(1.70\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.50 630.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.50 630.50 Td (In 2017, the ) Tj ET Q q 0 0 0 rg BT 386.79 630.50 Td (VEBA) Tj ET Q q 0 0 0 rg BT 408.13 630.50 Td ( ) Tj ET Q q 0 0 0 rg BT 409.98 630.50 Td (T) Tj ET Q q 0 0 0 rg BT 414.59 630.50 Td (rust was funded for postretirement benefits with an ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.50 620.90 Td (expected rate of return of assets of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 458.67 620.90 Td (3.00%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.34 620.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.50 611.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.50 611.30 Td (Actual rates of return are presented net of fees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 587.30 Td (For the non-U.S. pension plans, pension expense for 2017 was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 575.30 Td (reduced by the expected return of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.10 575.30 Td ($299 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.49 575.30 Td (, compared with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 563.30 Td (the actual return of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.80 563.30 Td ($462 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.19 563.30 Td (. Pension expense for 2016 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 551.30 Td (2015 was reduced by expected returns of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.83 551.30 Td ($287 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.22 551.30 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 539.30 Td ($323 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.89 539.30 Td (, respectively) Tj ET Q q 0 0 0 rg BT 432.55 539.30 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 328.50 514.80 Td (Mortality T) Tj ET Q q 0 0 0 rg BT 373.42 514.80 Td (ables) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 502.80 Td (At December 31, 2017, the Company maintained the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 490.80 Td (Retirement Plan 2014 \(RP-2014\) mortality table and adopted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 478.80 Td (the Mortality Projection 2017 \(MP-2017\) projection table for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 466.80 Td (the U.S. plans.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 441.30 89.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.00 441.30 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.00 441.30 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 411.30 89.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.00 411.30 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.00 411.30 78.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 441.3 m 418 441.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418 441.3 m 496 441.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496 441.3 m 574 441.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 396.3 m 418 396.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418 396.3 m 496 396.3 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496 396.3 m 574 396.3 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 445.75 Td (U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.05 445.75 Td (2017) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 462.05 449.83 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.05 445.76 Td (2016) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 540.05 449.84 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 430.75 Td (Mortality) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 430.75 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.50 430.75 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 415.76 Td (Pension) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 415.75 Td (RP-2014/MP-2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.20 415.76 Td (RP-2014/MP-2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 400.76 Td (Postretirement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 400.75 Td (RP-2014/MP-2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.20 400.76 Td (RP-2014/MP-2016) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.50 374.60 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.50 374.60 Td (The RP-2014 table is the white-collar RP-2014 table. ) Tj ET Q q 0 0 0 rg BT 518.54 374.60 Td (The MP-2017 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.50 365.00 Td (projection scale is projected from 2006, with conver) Tj ET Q q 0 0 0 rg BT 513.41 365.00 Td (gence to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 542.29 365.00 Td (.75%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.95 365.00 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.50 355.40 Td (ultimate rate of annual improvement by 2033.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.50 345.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.50 345.80 Td (The RP-2014 table is the white-collar RP-2014 table, with a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 540.46 345.80 Td (4%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 551.13 345.80 Td ( increase ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.50 336.20 Td (in rates to reflect the lower life expectancy of Citi plan participants. ) Tj ET Q q 0 0 0 rg BT 564.71 336.20 Td (The ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.50 326.60 Td (MP-2016 projection scale is projected from 201) Tj ET Q q 0 0 0 rg BT 499.50 326.60 Td (1, with conver) Tj ET Q q 0 0 0 rg BT 545.34 326.60 Td (gence to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.50 317.00 Td (0.75%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 367.16 317.00 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 369.16 317.00 Td ( ultimate rate of annual improvement by 2032.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 293.00 Td ( ) Tj ET Q endstream endobj 335 0 obj <> endobj 336 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (167) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (Sensitivities of Certain Key ) Tj ET Q q 0 0 0 rg BT 147.47 742.10 Td (Assumptions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (The following tables summarize the ef) Tj ET Q q 0 0 0 rg BT 189.94 730.10 Td (fect on pension expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (of a one-percentage-point change in the discount rate:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 677.60 97.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 677.60 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 186.50 677.60 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 677.60 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 602.60 97.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 602.60 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 186.50 602.60 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 602.60 53.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 133.5 692.6 m 186.5 692.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 186.5 692.6 m 239.5 692.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 692.6 m 292.5 692.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 677.6 m 133.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 133.5 677.6 m 186.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 186.5 677.6 m 239.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 677.6 m 292.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 186.5 677.6 m 239.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 677.6 m 292.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 647.6 m 133.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 133.5 647.6 m 186.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 186.5 647.6 m 239.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 647.6 m 292.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 133.5 617.6 m 186.5 617.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 186.5 617.6 m 239.5 617.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 617.6 m 292.5 617.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 602.6 m 133.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 133.5 617.6 m 186.5 617.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 133.5 602.6 m 186.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 186.5 617.6 m 239.5 617.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 186.5 602.6 m 239.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 617.6 m 292.5 617.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 602.6 m 292.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 133.5 602.6 m 186.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 186.5 602.6 m 239.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 602.6 m 292.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 572.6 m 133.5 572.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 133.5 572.6 m 186.5 572.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 186.5 572.6 m 239.5 572.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 572.6 m 292.5 572.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 697.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.80 697.05 Td (One-per) Tj ET Q q 0 0 0 rg BT 185.71 697.05 Td (centage-pointincr) Tj ET Q q 0 0 0 rg BT 255.28 697.05 Td (ease) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 681.85 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.50 682.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.50 682.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.50 682.06 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 667.06 Td (U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 136.00 667.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.65 667.05 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 189.00 667.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.65 667.06 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 667.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.65 667.06 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 652.06 Td (Non-U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.65 652.05 Td (\(27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.65 652.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.65 652.06 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.65 652.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.65 652.06 Td (\(32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.65 652.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 622.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.05 622.05 Td (One-per) Tj ET Q q 0 0 0 rg BT 184.96 622.05 Td (centage-pointdecr) Tj ET Q q 0 0 0 rg BT 256.03 622.05 Td (ease) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 606.85 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.50 607.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.50 607.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.50 607.06 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 592.06 Td (U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 136.00 592.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.65 592.05 Td (\(44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.65 592.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 189.00 592.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.65 592.06 Td (\(47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.65 592.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 592.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.65 592.06 Td (\(44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.65 592.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 577.06 Td (Non-U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.65 577.05 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.65 577.06 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.65 577.06 Td (44) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 549.10 Td (Since the U.S. qualified pension plan was frozen, most of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 537.10 Td (the prospective service cost has been eliminated and the gain/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 525.10 Td (loss amortization period was changed to the life expectancy for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 513.10 Td (inactive participants. ) Tj ET Q q 0 0 0 rg BT 121.25 513.10 Td (As a result, pension expense for the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 501.10 Td (qualified pension plan is driven more by interest costs than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 489.10 Td (service costs, and an increase in the discount rate would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 477.10 Td (increase pension expense, while a decrease in the discount rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 465.10 Td (would decrease pension expense.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 453.10 Td (The following tables summarize the ef) Tj ET Q q 0 0 0 rg BT 207.94 453.10 Td (fect on pension ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 441.10 Td (expense of a one-percentage-point change in the expected rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 429.10 Td (of return:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 34.75 388.60 96.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 130.75 388.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.75 388.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 238.75 388.60 54.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.75 403.6 m 184.75 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.75 403.6 m 238.75 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.75 403.6 m 292.75 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 34.75 388.6 m 130.75 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.75 403.6 m 184.75 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.75 388.6 m 184.75 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.75 403.6 m 238.75 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.75 388.6 m 238.75 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.75 403.6 m 292.75 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.75 388.6 m 292.75 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.75 388.6 m 184.75 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.75 388.6 m 238.75 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.75 388.6 m 292.75 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 34.75 358.6 m 130.75 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.75 358.6 m 184.75 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.75 358.6 m 238.75 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.75 358.6 m 292.75 358.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.25 408.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.55 408.05 Td (One-per) Tj ET Q q 0 0 0 rg BT 184.46 408.05 Td (centage-pointincr) Tj ET Q q 0 0 0 rg BT 254.03 408.05 Td (ease) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 37.25 392.85 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 148.25 393.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.25 393.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.25 393.06 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.25 378.06 Td (U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 133.25 378.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.75 378.05 Td (\(127) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.25 378.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 187.25 378.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.75 378.06 Td (\(127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.25 378.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.25 378.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 378.06 Td (\(128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 378.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.25 363.06 Td (Non-U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.25 363.05 Td (\(64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.25 363.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.25 363.06 Td (\(61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.25 363.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.25 363.06 Td (\(63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 363.06 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 347.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 306.60 93.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 129.50 306.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.50 306.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 306.60 55.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 321.6 m 184.5 321.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 321.6 m 239.5 321.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 321.6 m 294.5 321.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 306.6 m 129.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 321.6 m 184.5 321.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 306.6 m 184.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 321.6 m 239.5 321.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 306.6 m 239.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 321.6 m 294.5 321.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 306.6 m 294.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 306.6 m 184.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 306.6 m 239.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 306.6 m 294.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 276.6 m 129.5 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 129.5 276.6 m 184.5 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 276.6 m 239.5 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 276.6 m 294.5 276.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 326.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.05 326.05 Td (One-per) Tj ET Q q 0 0 0 rg BT 183.96 326.05 Td (centage-pointdecr) Tj ET Q q 0 0 0 rg BT 255.03 326.05 Td (ease) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 310.85 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 147.50 311.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.50 311.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.50 311.06 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 296.06 Td (U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 132.00 296.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.50 296.05 Td (127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 187.00 296.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.50 296.06 Td (127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 296.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 296.06 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 281.06 Td (Non-U.S. plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.00 281.05 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 281.06 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 281.06 Td (63) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 265.10 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 328.50 742.10 Td (Health Car) Tj ET Q q 0 0 0 rg BT 373.41 742.10 Td (e Cost T) Tj ET Q q 0 0 0 rg BT 406.20 742.10 Td (r) Tj ET Q q 0 0 0 rg BT 409.72 742.10 Td (end Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 730.10 Td (Assumed health care cost trend rates were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 704.60 165.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 704.60 46.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.00 704.60 46.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 670.60 165.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 670.60 46.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.00 670.60 46.00 -20.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 704.6 m 494 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494 704.6 m 540 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540 704.6 m 586 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 650.6 m 494 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 635.6 m 494 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494 650.6 m 540 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494 635.6 m 540 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540 650.6 m 586 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540 635.6 m 586 635.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 709.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.50 709.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 709.06 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 696.00 Td (Health car) Tj ET Q q 0 0 0 rg BT 372.07 696.00 Td (ecostincr) Tj ET Q q 0 0 0 rg BT 410.90 696.00 Td (easeratefor) Tj ET Q q 0 0 0 rg BT 458.20 696.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 687.05 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.50 690.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 690.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 675.06 Td (Following year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.10 675.05 Td (6.50%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.85 675.06 Td (6.50%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 661.86 Td (Ultimate rate to which cost increase is) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 652.91 Td (assumed to decline) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.60 655.05 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.60 655.06 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 640.06 Td (Y) Tj ET Q q 0 0 0 rg BT 337.10 640.06 Td (ear in which the ultimate rate is reached) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 480.78 644.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.50 640.05 Td (2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 640.06 Td (2023) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.50 616.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 346.50 616.90 Td (W) Tj ET Q q 0 0 0 rg BT 353.41 616.90 Td (eighted average for plans with dif) Tj ET Q q 0 0 0 rg BT 461.00 616.90 Td (ferent following year and ultimate ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.50 607.30 Td (rates.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 327.75 572.20 157.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.75 572.20 50.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.75 572.20 50.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.75 538.20 157.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.75 538.20 50.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.75 538.20 50.00 -24.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.75 572.2 m 484.75 572.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.75 572.2 m 534.75 572.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.75 572.2 m 584.75 572.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.75 514.2 m 484.75 514.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.75 490.2 m 484.75 490.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.75 514.2 m 534.75 514.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.75 490.2 m 534.75 490.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.75 514.2 m 584.75 514.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.75 490.2 m 584.75 490.2 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.25 576.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.25 576.65 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.25 576.66 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.25 563.60 Td (Health car) Tj ET Q q 0 0 0 rg BT 370.82 563.60 Td (ecostincr) Tj ET Q q 0 0 0 rg BT 409.65 563.60 Td (easeratefor) Tj ET Q q 0 0 0 rg BT 456.95 563.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.25 554.65 Td (Non-U.S.plans \(weighted average\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.25 557.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.25 557.65 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.25 542.66 Td (Following year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.85 542.65 Td (6.87%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.60 542.66 Td (6.86%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.25 527.66 Td (Ultimate rate to which cost increase is) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.25 518.66 Td (assumed to decline) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.35 518.65 Td (6.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.35 518.66 Td (6.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.25 503.66 Td (Range of years in which the ultimate rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.25 494.66 Td (is reached) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 494.65 Td (20182019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.00 494.66 Td (20172029) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 466.70 Td () Tj ET Q q 0 0 0 rg BT 348.45 466.70 Td (A) Tj ET Q q 0 0 0 rg BT 355.12 466.70 Td ( one-percentage-point change in assumed health care ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 454.70 Td (cost trend rates would have the following ef) Tj ET Q q 0 0 0 rg BT 504.10 454.70 Td (fects: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 380.20 113.00 -30.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 380.20 36.00 -30.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 380.20 36.00 -30.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.00 380.20 36.00 -30.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.00 380.20 36.00 -30.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 236.20 113.00 -38.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 236.20 36.00 -38.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 236.20 36.00 -38.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.00 236.20 36.00 -38.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 550.00 236.20 36.00 -38.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 411.20000000000005 m 478 411.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 411.20000000000005 m 514 411.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 411.20000000000005 m 550 411.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550 411.20000000000005 m 586 411.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 411.20000000000005 m 514 396.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 329 396.20000000000005 m 442 396.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442 396.20000000000005 m 478 396.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 396.20000000000005 m 514 380.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478 396.20000000000005 m 514 396.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514 396.20000000000005 m 550 396.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 550 396.20000000000005 m 586 396.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 380.20000000000005 m 514 350.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 310.20000000000005 m 442 310.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 310.20000000000005 m 478 310.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 350.20000000000005 m 514 310.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 310.20000000000005 m 514 310.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 310.20000000000005 m 550 310.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550 310.20000000000005 m 586 310.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 310.20000000000005 m 514 296.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 263.20000000000005 m 478 263.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 296.20000000000005 m 514 263.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 263.20000000000005 m 514 263.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 263.20000000000005 m 550 263.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550 263.20000000000005 m 586 263.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 248.20000000000005 m 442 248.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 248.20000000000005 m 478 248.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 263.20000000000005 m 514 248.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 248.20000000000005 m 514 248.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 248.20000000000005 m 550 248.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550 248.20000000000005 m 586 248.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 248.20000000000005 m 514 236.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 236.20000000000005 m 514 198.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 158.20000000000005 m 442 158.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 158.20000000000005 m 478 158.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 198.20000000000005 m 514 158.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 158.20000000000005 m 514 158.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 158.20000000000005 m 550 158.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 550 158.20000000000005 m 586 158.20000000000005 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 415.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 433.65 Td (One-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.05 424.65 Td (per) Tj ET Q q 0 0 0 rg BT 467.88 424.65 Td (centage-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.70 415.65 Td (pointincr) Tj ET Q q 0 0 0 rg BT 488.29 415.65 Td (ease) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.00 433.65 Td (One-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.05 424.65 Td (per) Tj ET Q q 0 0 0 rg BT 539.88 424.65 Td (centage-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.95 415.65 Td (pointdecr) Tj ET Q q 0 0 0 rg BT 561.03 415.65 Td (ease) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 331.50 400.45 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.50 400.65 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 400.66 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.50 400.65 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 400.66 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 384.65 Td (U.S. plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 371.46 Td (Ef) Tj ET Q q 0 0 0 rg BT 339.91 371.46 Td (fect on benefits earned and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 362.46 Td (interest cost for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 353.46 Td (postretirement plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 354.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 354.65 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 354.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 354.66 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.50 354.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.00 354.65 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.50 354.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 354.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 575.00 354.66 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 582.50 354.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 341.46 Td (Ef) Tj ET Q q 0 0 0 rg BT 339.91 341.46 Td (fect on accumulated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 332.46 Td (postretirement benefit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 323.46 Td (obligation for postretirement) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 314.46 Td (plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 314.65 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 314.66 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.50 314.65 Td (\(29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.50 314.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 570.50 314.66 Td (\(26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 582.50 314.66 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 267.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.55 276.65 Td (One-per) Tj ET Q q 0 0 0 rg BT 477.38 276.65 Td (centage-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.70 267.65 Td (pointincr) Tj ET Q q 0 0 0 rg BT 488.29 267.65 Td (ease) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.00 285.65 Td (One-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.05 276.65 Td (per) Tj ET Q q 0 0 0 rg BT 539.88 276.65 Td (centage-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.95 267.65 Td (pointdecr) Tj ET Q q 0 0 0 rg BT 561.03 267.65 Td (ease) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 331.50 252.45 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.50 252.65 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 252.66 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.50 252.65 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 252.66 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 239.60 Td (Non-U.S. plans ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 220.66 Td (Ef) Tj ET Q q 0 0 0 rg BT 339.91 220.66 Td (fect on benefits earned and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 211.66 Td (interest cost for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 202.66 Td (postretirement plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 202.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 202.65 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 202.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 202.66 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.50 202.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.50 202.65 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.50 202.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.50 202.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 570.50 202.66 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 582.50 202.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 189.46 Td (Ef) Tj ET Q q 0 0 0 rg BT 339.83 189.46 Td (fect on accumulated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 180.46 Td (postretirement benefit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 171.46 Td (obligation for postretirement) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 162.46 Td (plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 162.65 Td (150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 162.66 Td (144) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 162.65 Td (\(125) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.50 162.65 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.00 162.66 Td (\(1) Tj ET Q q 0 0 0 rg BT 573.50 162.66 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 582.50 162.66 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 337 0 obj <> endobj 338 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (168) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Plan ) Tj ET Q q 0 0 0 rg BT 57.40 742.25 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 730.25 Td (s pension and postretirement plans) Tj ET Q q 0 0 0 rg BT 218.01 730.25 Td ( asset allocations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (for the U.S. plans and the tar) Tj ET Q q 0 0 0 rg BT 150.79 718.25 Td (get allocations by asset category ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (based on asset fair values, are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 657.75 222.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 657.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 657.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 657.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 657.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 657.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 627.75 222.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 627.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 627.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 627.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 627.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 627.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 597.75 222.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 597.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 597.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 597.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 597.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 597.75 65.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 672.75 m 323.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 672.75 m 388.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 672.75 m 453.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 672.75 m 518.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 672.75 m 583.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 657.75 m 258.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 672.75 m 323.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 657.75 m 323.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 657.75 m 388.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 672.75 m 453.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 657.75 m 453.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 657.75 m 518.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 657.75 m 583.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 657.75 m 323.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 657.75 m 323.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 657.75 m 453.5 642.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 657.75 m 453.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 657.75 m 518.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 657.75 m 583.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 642.75 m 323.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 642.75 m 453.5 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 627.75 m 323.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 627.75 m 453.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 612.75 m 323.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 612.75 m 453.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 597.75 m 323.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 584.75 m 323.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 584.75 m 388.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 597.75 m 453.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 584.75 m 453.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 584.75 m 518.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 584.75 m 583.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 584.75 m 258.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 571.75 m 258.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 584.75 m 323.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 571.75 m 323.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 571.75 m 388.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 584.75 m 453.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 571.75 m 453.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 571.75 m 518.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 584.75 m 583.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 571.75 m 583.5 571.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 677.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.50 686.20 Td (T) Tj ET Q q 0 0 0 rg BT 272.68 686.20 Td (argetasset) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.75 677.20 Td (allocation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.95 686.20 Td (U.S.pensionassets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.95 677.20 Td (atDecember) Tj ET Q q 0 0 0 rg BT 405.51 677.20 Td (31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.40 686.20 Td (U.S.postr) Tj ET Q q 0 0 0 rg BT 506.49 686.20 Td (etir) Tj ET Q q 0 0 0 rg BT 519.82 686.20 Td (ementassets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.95 677.20 Td (atDecember) Tj ET Q q 0 0 0 rg BT 535.51 677.20 Td (31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 662.20 Td (Assetcategory) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 94.73 666.28 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 662.21 Td (2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 662.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.50 662.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 662.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 662.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 647.21 Td (Equity securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 99.24 651.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 647.21 Td (0-30%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 647.20 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 647.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 647.21 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 647.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 647.20 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 647.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.50 647.21 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 575.50 647.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 632.21 Td (Debt securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 92.73 636.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 632.21 Td (25-72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 632.20 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 632.21 Td (47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 632.20 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.50 632.21 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 617.21 Td (Real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.25 617.21 Td (0-10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.50 617.20 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 617.21 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 617.20 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 617.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 602.21 Td (Private equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.25 602.21 Td (0-12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.50 602.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 602.21 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 602.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.00 602.21 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 589.01 Td (Other investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.25 589.01 Td (0-37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 589.15 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.50 589.01 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 589.15 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.50 589.01 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 576.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 576.15 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 576.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.50 576.15 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.00 576.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 576.01 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 576.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 576.15 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 576.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.00 576.01 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 575.50 576.01 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 554.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 554.65 Td (Asset allocations for the U.S. plans are set by investment strategy) Tj ET Q q 0 0 0 rg BT 263.21 554.65 Td (, not by investment product. For example, private equities with an underlying investment in real ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 545.05 Td (estate are classified in the real estate asset category) Tj ET Q q 0 0 0 rg BT 216.95 545.05 Td (, not private equity) Tj ET Q q 0 0 0 rg BT 276.86 545.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 535.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 535.45 Td (Equity securities in the U.S. pension and postretirement plans do not include any Citigroup common stock at the end of 2017 and 2016.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 525.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 525.85 Td (In December 2017, Citi contributed ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 169.97 525.85 Td ($140 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 211.08 525.85 Td ( to the ) Tj ET Q q 0 0 0 rg BT 232.93 525.85 Td (VEBA) Tj ET Q q 0 0 0 rg BT 254.27 525.85 Td ( ) Tj ET Q q 0 0 0 rg BT 256.13 525.85 Td (T) Tj ET Q q 0 0 0 rg BT 260.73 525.85 Td (rust for postretirement benefits, which amount was invested solely in debt securities which are not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 516.25 Td (reflected in the table above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 492.25 Td ( ) Tj ET Q q 0 0 0 rg BT 55.82 492.25 Td (Third-party investment managers and advisers provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 480.25 Td (their services to Citigroup) Tj ET Q q 0 0 0 rg BT 142.92 480.25 Td (s U.S. pension and postretirement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 468.25 Td (plans. ) Tj ET Q q 0 0 0 rg BT 61.56 468.25 Td (Assets are rebalanced as the Company) Tj ET Q q 0 0 0 rg BT 217.89 468.25 Td (s Pension Plan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 456.25 Td (Investment Committee deems appropriate. Citigroup) Tj ET Q q 0 0 0 rg BT 249.56 456.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 444.25 Td (investment strategy) Tj ET Q q 0 0 0 rg BT 113.39 444.25 Td (, with respect to its assets, is to maintain a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 432.25 Td (globally diversified investment portfolio across several asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 420.25 Td (classes that, when combined with Citigroup) Tj ET Q q 0 0 0 rg BT 213.75 420.25 Td (s contributions to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 492.25 Td (the plans, will maintain the plans) Tj ET Q q 0 0 0 rg BT 463.29 492.25 Td ( ability to meet all required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 480.25 Td (benefit obligations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 468.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 387.61 468.25 Td (s pension and postretirement plans) Tj ET Q q 0 0 0 rg BT 528.51 468.25 Td ( weighted-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 456.25 Td (average asset allocations for the non-U.S. plans and the actual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 444.25 Td (ranges, and the weighted-average tar) Tj ET Q q 0 0 0 rg BT 475.19 444.25 Td (get allocations by asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 432.25 Td (category based on asset fair values, are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 356.75 217.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 356.75 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 356.75 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 356.75 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 356.75 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 356.75 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 326.75 217.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 326.75 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 326.75 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 326.75 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 326.75 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 326.75 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 296.75 217.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 296.75 88.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 296.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 296.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 296.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 296.75 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 394.75 m 341.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 394.75 m 402.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 394.75 m 463.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 394.75 m 524.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 394.75 m 585.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 394.75 m 341.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 371.75 m 341.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 371.75 m 402.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 394.75 m 463.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 371.75 m 463.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 371.75 m 524.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 371.75 m 585.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 356.75 m 253.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 371.75 m 341.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 356.75 m 341.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 356.75 m 402.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 371.75 m 463.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 371.75 m 463.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 356.75 m 463.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 356.75 m 524.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 356.75 m 585.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 356.75 m 341.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 356.75 m 402.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 356.75 m 463.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 356.75 m 463.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 356.75 m 585.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 341.75 m 341.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 341.75 m 463.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 326.75 m 341.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 326.75 m 463.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 311.75 m 341.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 296.75 m 402.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 311.75 m 463.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 296.75 m 463.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 296.75 m 585.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 296.75 m 253.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 282.75 m 253.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 296.75 m 341.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 296.75 m 341.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 282.75 m 341.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 296.75 m 402.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 282.75 m 402.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 296.75 m 463.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 296.75 m 463.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 282.75 m 463.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 296.75 m 524.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 282.75 m 524.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 296.75 m 585.5 296.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 282.75 m 585.5 282.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 399.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.20 399.20 Td (Non-U.S.pensionplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 376.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.00 385.20 Td (T) Tj ET Q q 0 0 0 rg BT 279.18 385.20 Td (argetasset) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.25 376.20 Td (allocation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.10 385.20 Td (Actualrange) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.95 376.20 Td (atDecember) Tj ET Q q 0 0 0 rg BT 419.51 376.20 Td (31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.25 385.20 Td (W) Tj ET Q q 0 0 0 rg BT 497.75 385.20 Td (eighted-average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.95 376.20 Td (atDecember) Tj ET Q q 0 0 0 rg BT 541.51 376.20 Td (31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 361.20 Td (Assetcategory) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 94.73 365.28 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 361.21 Td (2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.50 361.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 361.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 361.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 361.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 346.21 Td (Equity securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 346.21 Td (0-63%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.75 346.20 Td (0-67%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 346.21 Td (069%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 346.20 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 346.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 346.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 577.50 346.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 331.21 Td (Debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.50 331.21 Td (0-100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.25 331.20 Td (0-99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 331.21 Td (0100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 331.20 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 331.21 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 316.21 Td (Real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.75 316.21 Td (0-18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.25 316.20 Td (0-18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 316.21 Td (018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.50 316.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 316.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 301.21 Td (Other investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.50 301.21 Td (0-100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.00 301.20 Td (0-100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 301.21 Td (0100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.50 301.20 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 301.21 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 287.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 287.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 287.20 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 287.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 287.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 577.50 287.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 271.25 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 261.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 261.65 Td (Similar to the U.S. plans, asset allocations for certain non-U.S. plans are set by investment strategy) Tj ET Q q 0 0 0 rg BT 370.30 261.65 Td (, not by investment product. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 201.15 215.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 251.50 201.15 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 201.15 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 201.15 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 201.15 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 201.15 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 171.15 215.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 251.50 171.15 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 171.15 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 171.15 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 171.15 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 171.15 61.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.5 236.14999999999998 m 341.5 236.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 236.14999999999998 m 402.5 236.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 236.14999999999998 m 463.5 236.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 236.14999999999998 m 524.5 236.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 236.14999999999998 m 585.5 236.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 236.14999999999998 m 341.5 216.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.5 236.14999999999998 m 341.5 236.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.5 216.14999999999998 m 341.5 216.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 216.14999999999998 m 402.5 216.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 236.14999999999998 m 463.5 216.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 216.14999999999998 m 463.5 216.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 216.14999999999998 m 524.5 216.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 216.14999999999998 m 585.5 216.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 201.14999999999998 m 251.5 201.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 216.14999999999998 m 341.5 201.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.5 216.14999999999998 m 341.5 216.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.5 201.14999999999998 m 341.5 201.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 201.14999999999998 m 402.5 201.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 216.14999999999998 m 463.5 201.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 216.14999999999998 m 463.5 216.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 201.14999999999998 m 463.5 201.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 201.14999999999998 m 524.5 201.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 216.14999999999998 m 585.5 216.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 201.14999999999998 m 585.5 201.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 201.14999999999998 m 341.5 186.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.5 201.14999999999998 m 341.5 201.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 201.14999999999998 m 402.5 201.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 201.14999999999998 m 463.5 186.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 201.14999999999998 m 463.5 201.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 201.14999999999998 m 524.5 201.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 201.14999999999998 m 585.5 201.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 186.14999999999998 m 341.5 171.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 186.14999999999998 m 463.5 171.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 171.14999999999998 m 341.5 156.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.5 156.14999999999998 m 341.5 156.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 156.14999999999998 m 402.5 156.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 171.14999999999998 m 463.5 156.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 156.14999999999998 m 463.5 156.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 156.14999999999998 m 585.5 156.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 156.14999999999998 m 251.5 156.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 142.14999999999998 m 251.5 142.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 156.14999999999998 m 341.5 142.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.5 156.14999999999998 m 341.5 156.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.5 142.14999999999998 m 341.5 142.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 156.14999999999998 m 402.5 156.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 142.14999999999998 m 402.5 142.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 156.14999999999998 m 463.5 142.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 156.14999999999998 m 463.5 156.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 142.14999999999998 m 463.5 142.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 156.14999999999998 m 524.5 156.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 142.14999999999998 m 524.5 142.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 156.14999999999998 m 585.5 156.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 142.14999999999998 m 585.5 142.14999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 240.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.65 240.60 Td (Non-U.S.postr) Tj ET Q q 0 0 0 rg BT 416.82 240.60 Td (etir) Tj ET Q q 0 0 0 rg BT 430.15 240.60 Td (ementplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 220.60 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 227.55 Td (T) Tj ET Q q 0 0 0 rg BT 278.18 227.55 Td (argetasset) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.25 218.60 Td (allocation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.10 227.55 Td (Actualrange) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.95 218.60 Td (atDecember) Tj ET Q q 0 0 0 rg BT 419.51 218.60 Td (31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.25 227.55 Td (W) Tj ET Q q 0 0 0 rg BT 497.75 227.55 Td (eighted-average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.95 218.60 Td (atDecember) Tj ET Q q 0 0 0 rg BT 541.51 218.60 Td (31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 205.60 Td (Assetcategory) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 94.73 209.68 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 287.00 205.61 Td (2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.50 205.60 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 205.61 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 205.60 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 205.61 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 190.61 Td (Equity securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 190.61 Td (0-37%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.75 190.60 Td (0-38%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 190.61 Td (038%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 190.60 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 190.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 190.61 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 577.50 190.61 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 175.61 Td (Debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.25 175.61 Td (58-100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.75 175.60 Td (58-100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 175.61 Td (57100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 175.60 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 175.61 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 160.61 Td (Other investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 160.61 Td (0-5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.50 160.60 Td (0-4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 160.61 Td (04) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.50 160.60 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 160.61 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 146.60 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 146.60 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 146.60 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 146.60 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 146.61 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 577.50 146.61 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 123.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 123.05 Td (Similar to the U.S. plans, asset allocations for certain non-U.S. plans are set by investment strategy) Tj ET Q q 0 0 0 rg BT 370.30 123.05 Td (, not by investment product. ) Tj ET Q endstream endobj 339 0 obj <> endobj 340 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (169) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 742.25 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 742.25 Td (alue Disclosur) Tj ET Q q 0 0 0 rg BT 122.87 742.25 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (For information on fair value measurements, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (descriptions of Levels 1, 2 and 3 of the fair value hierarchy and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (the valuation methodology utilized by the Company) Tj ET Q q 0 0 0 rg BT 243.65 706.25 Td (, see Notes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (1 and 24 to the Consolidated Financial Statements. ) Tj ET Q q 0 0 0 rg BT 241.25 694.25 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (2015-07 removed the requirement to categorize within the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (value hierarchy investments for which fair value is measured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (using the NA) Tj ET Q q 0 0 0 rg BT 88.04 658.25 Td (V) Tj ET Q q 0 0 0 rg BT 95.08 658.25 Td ( per share practical expedient.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 742.10 Td (Certain investments may transfer between the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 730.10 Td (hierarchy classifications during the year due to changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 718.10 Td (valuation methodology and pricing sources. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 706.10 Td (Plan assets by detailed asset categories and the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 694.10 Td (hierarchy are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 617.75 277.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 617.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 617.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 617.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 617.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 587.75 277.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 587.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 587.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 587.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 587.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 557.75 277.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 557.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 557.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 557.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 557.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 527.75 277.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 527.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 527.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 527.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 527.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 497.75 277.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 497.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 497.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 497.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 497.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 467.75 277.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 467.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 467.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 467.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 467.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 437.75 277.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 437.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 437.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 437.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 437.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 408.75 277.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 408.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 408.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 408.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 408.75 68.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 632.75 m 381.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 632.75 m 449.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 632.75 m 517.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 632.75 m 585.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 617.75 m 313.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 617.75 m 381.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 617.75 m 449.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 617.75 m 517.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 617.75 m 585.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 602.75 m 313.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 602.75 m 381.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 602.75 m 449.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 602.75 m 517.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 602.75 m 585.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 602.75 m 449.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 602.75 m 517.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 602.75 m 585.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 482.75 m 313.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 467.75 m 313.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 482.75 m 381.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 467.75 m 381.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 482.75 m 449.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 467.75 m 449.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 482.75 m 517.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 467.75 m 517.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 482.75 m 585.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 467.75 m 585.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 467.75 m 449.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 467.75 m 517.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 467.75 m 585.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 437.75 m 313.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 422.75 m 313.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 437.75 m 381.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 422.75 m 381.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 437.75 m 449.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 422.75 m 449.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 437.75 m 517.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 422.75 m 517.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 437.75 m 585.5 437.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 422.75 m 585.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 422.75 m 585.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 394.75 m 313.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 380.75 m 313.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 394.75 m 381.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 380.75 m 381.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 394.75 m 449.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.5 380.75 m 449.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 394.75 m 517.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 380.75 m 517.5 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 394.75 m 585.5 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 380.75 m 585.5 380.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.10 637.20 Td (U.S.pensionandpostr) Tj ET Q q 0 0 0 rg BT 444.72 637.20 Td (etir) Tj ET Q q 0 0 0 rg BT 458.04 637.20 Td (ementbenefitplans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 533.04 641.28 Td (\(1\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 622.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.10 622.20 Td (Fair) Tj ET Q q 0 0 0 rg BT 376.51 622.20 Td ( value measur) Tj ET Q q 0 0 0 rg BT 429.84 622.20 Td (ement at December) Tj ET Q q 0 0 0 rg BT 504.14 622.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 607.20 Td (Assetcategories) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.10 607.20 Td (Level1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.10 607.20 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.10 607.20 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.15 607.20 Td (T) Tj ET Q q 0 0 0 rg BT 546.33 607.20 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 594.01 Td (U.S. equities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 592.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 592.20 Td (726) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 592.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 592.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 592.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 592.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 592.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 592.20 Td (726) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 579.01 Td (Non-U.S. equities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 577.20 Td (926) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 577.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 577.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 577.20 Td (926) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 564.01 Td (Mutual funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 562.20 Td (271) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 562.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 562.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 562.20 Td (271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 549.01 Td (Commingled funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 547.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 547.20 Td (1,184) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 547.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 547.20 Td (1,184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 534.01 Td (Debt securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.75 532.20 Td (1,381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 532.20 Td (3,080) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 532.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 532.20 Td (4,461) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 517.21 Td (Annuity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 517.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 517.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.50 517.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 577.50 517.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 502.21 Td (Derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 502.20 Td (1) Tj ET Q q 0 0 0 rg BT 373.50 502.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.50 502.20 Td (323) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 502.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 502.20 Td (334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 487.21 Td (Other investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 487.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.00 487.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 487.20 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 487.20 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 472.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 472.20 Td (otal investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 472.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.75 472.20 Td (3,315) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 472.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 472.20 Td (4,587) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 472.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 472.20 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 472.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 472.20 Td (7,925) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 457.21 Td (Cash and short-term investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 457.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 457.20 Td (257) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 457.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 457.20 Td (1,004) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 457.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 457.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 457.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 457.20 Td (1,261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 442.21 Td (Other investment liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.00 442.20 Td (\(60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 442.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.50 442.20 Td (\(343) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 442.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 442.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 565.50 442.20 Td (\(403) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 582.00 442.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 427.20 Td (Net investments at fair) Tj ET Q q 0 0 0 rg BT 126.15 427.20 Td ( value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 427.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.75 427.20 Td (3,512) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 427.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 427.20 Td (5,248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.00 427.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.00 427.20 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 427.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 427.20 Td (8,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 413.21 Td (Other investment receivables redeemed at NA) Tj ET Q q 0 0 0 rg BT 204.60 413.21 Td (V) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 413.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 413.20 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 399.21 Td (Securities valued at NA) Tj ET Q q 0 0 0 rg BT 123.56 399.21 Td (V) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 399.20 Td (4,189) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 385.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 385.20 Td (otal net assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 385.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.25 385.20 Td (12,988) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 363.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 363.65 Td (The investments of the U.S. pension and postretirement plans are commingled in one trust. ) Tj ET Q q 0 0 0 rg BT 346.16 363.65 Td (At December31, 2017, the allocable interests of the U.S. pension and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 354.05 Td (postretirement plans were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.64 354.05 Td (99.0%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 354.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 174.85 354.05 Td (1.0%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.52 354.05 Td (, respectively) Tj ET Q q 0 0 0 rg BT 233.64 354.05 Td (. In 2017, the ) Tj ET Q q 0 0 0 rg BT 277.94 354.05 Td (VEBA) Tj ET Q q 0 0 0 rg BT 299.27 354.05 Td ( ) Tj ET Q q 0 0 0 rg BT 301.13 354.05 Td (T) Tj ET Q q 0 0 0 rg BT 305.73 354.05 Td (rust was funded for postretirement benefits.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 298.55 276.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 298.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 298.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 298.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 298.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 268.55 276.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 268.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 268.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 268.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 268.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 238.55 276.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 238.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 238.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 238.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 238.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 208.55 276.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 208.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 208.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 208.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 208.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 178.55 276.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 178.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 178.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 178.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 178.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 148.55 276.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 148.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 148.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 148.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 148.55 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 118.55 276.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 118.55 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 118.55 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 118.55 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 118.55 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 90.55 276.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 90.55 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 90.55 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 90.55 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 90.55 68.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 328.54999999999995 m 380.5 328.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 328.54999999999995 m 448.5 328.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 328.54999999999995 m 516.5 328.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 328.54999999999995 m 584.5 328.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 313.54999999999995 m 312.5 313.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 313.54999999999995 m 380.5 313.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 313.54999999999995 m 448.5 313.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 313.54999999999995 m 516.5 313.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 313.54999999999995 m 584.5 313.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 298.54999999999995 m 312.5 298.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 298.54999999999995 m 380.5 298.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 313.54999999999995 m 448.5 313.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 298.54999999999995 m 448.5 298.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 313.54999999999995 m 516.5 313.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 298.54999999999995 m 516.5 298.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 313.54999999999995 m 584.5 313.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 298.54999999999995 m 584.5 298.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312.5 298.54999999999995 m 380.5 298.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 298.54999999999995 m 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446.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 508.5 m 446.5 508.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 523.5 m 515.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 508.5 m 515.5 508.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 523.5 m 584.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 508.5 m 584.5 508.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 494.5 m 308.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 494.5 m 308.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 480.5 m 308.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 494.5 m 377.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 480.5 m 377.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 494.5 m 446.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 480.5 m 446.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 494.5 m 515.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 480.5 m 515.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 494.5 m 584.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 480.5 m 584.5 480.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 737.95 Td (Non-U.S.pensionandpostr) Tj ET Q q 0 0 0 rg BT 454.70 737.95 Td (etir) Tj ET Q q 0 0 0 rg BT 468.02 737.95 Td (ementbenefitplans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 722.75 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.10 722.95 Td (Fair) Tj ET Q q 0 0 0 rg BT 373.51 722.95 Td ( value measur) Tj ET Q q 0 0 0 rg BT 426.84 722.95 Td (ement at December) Tj ET Q q 0 0 0 rg BT 501.14 722.95 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 707.95 Td (Assetcategories) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.60 707.95 Td (Level1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.60 707.95 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.60 707.95 Td 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ET q 0 0 0 rg BT 39.00 617.96 Td (Real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 617.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 617.95 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.50 617.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 576.50 617.95 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 602.96 Td (Annuity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 602.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 602.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.50 602.95 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 602.95 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 587.96 Td (Derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.50 587.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 587.95 Td (3,102) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 587.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.75 587.95 Td (3,103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 572.96 Td (Other 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0 0 rg BT 311.00 542.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.50 542.95 Td (1) Tj ET Q q 0 0 0 rg BT 365.00 542.95 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 542.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 542.95 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 542.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 542.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 542.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.50 542.95 Td (122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 527.96 Td (Other investment liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.50 527.95 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 527.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.75 527.95 Td (\(4,220) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.00 527.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 527.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.75 527.95 Td (\(4,222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 581.00 527.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 512.95 Td (Net investments at fair) Tj ET Q q 0 0 0 rg BT 126.15 512.95 Td ( value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 512.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 512.95 Td (7,347) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 512.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.50 512.95 Td (652) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 512.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 512.95 Td (232) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 512.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 560.75 512.95 Td (8,231) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 498.96 Td (Securities valued at NA) Tj ET Q q 0 0 0 rg BT 123.56 498.96 Td (V) Tj ET Q q 0 0 0 rg BT 129.90 498.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 498.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 498.95 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 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gs 515.50 383.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 353.50 272.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 353.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 353.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 353.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 353.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 323.50 272.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 323.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 323.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 323.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 323.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 293.50 272.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 293.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 293.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 293.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 293.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 263.50 272.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 263.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 263.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 263.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 263.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 233.50 272.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 233.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 233.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 233.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 233.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 204.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 204.50 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 204.50 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 204.50 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 204.50 69.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 443.5 m 377.5 443.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 443.5 m 446.5 443.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 443.5 m 515.5 443.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 443.5 m 584.5 443.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 428.5 m 308.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 443.5 m 377.5 443.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 428.5 m 377.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 428.5 m 446.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 428.5 m 515.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 428.5 m 584.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 413.5 m 308.5 413.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 413.5 m 377.5 413.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 428.5 m 446.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 413.5 m 446.5 413.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 428.5 m 515.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 413.5 m 515.5 413.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 428.5 m 584.5 428.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 413.5 m 584.5 413.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 278.5 m 584.5 278.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 278.5 m 308.5 278.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 263.5 m 308.5 263.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 278.5 m 377.5 278.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 263.5 m 377.5 263.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 278.5 m 446.5 278.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 263.5 m 446.5 263.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 278.5 m 515.5 278.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 263.5 m 515.5 263.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 278.5 m 584.5 278.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 263.5 m 584.5 263.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 263.5 m 446.5 263.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 263.5 m 515.5 263.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 263.5 m 584.5 263.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 233.5 m 308.5 233.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 233.5 m 377.5 233.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 233.5 m 446.5 233.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 233.5 m 515.5 233.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 233.5 m 308.5 233.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 218.5 m 308.5 218.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 233.5 m 377.5 233.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 218.5 m 377.5 218.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 233.5 m 446.5 233.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 218.5 m 446.5 218.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 233.5 m 515.5 233.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 218.5 m 515.5 218.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 233.5 m 584.5 233.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 218.5 m 584.5 218.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 204.5 m 308.5 204.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 204.5 m 308.5 204.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 190.5 m 308.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 204.5 m 377.5 204.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 190.5 m 377.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 204.5 m 446.5 204.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 190.5 m 446.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 204.5 m 515.5 204.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 190.5 m 515.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 204.5 m 584.5 204.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 190.5 m 584.5 190.5 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.60 447.96 Td (Non-U.S.pensionandpostretirementbenefitplans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 432.75 Td (Inmillionsofdollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.90 432.96 Td (Fair value measurement at December 31, 2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 417.95 Td (Assetcategories) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.85 417.96 Td (Level1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.85 417.96 Td (Level2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.85 417.96 Td (Level3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.30 417.96 Td (T) Tj ET Q q 0 0 0 rg BT 545.17 417.96 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 402.96 Td (U.S. equities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 402.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.50 402.96 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.00 402.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.00 402.96 Td (1) Tj ET Q q 0 0 0 rg BT 438.50 402.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 402.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 402.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 402.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 402.96 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 387.96 Td (Non-U.S. equities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 387.96 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.50 387.96 Td (174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 387.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 387.96 Td (262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 372.96 Td (Mutual funds) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.75 372.96 Td (2,345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.50 372.96 Td (406) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 372.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 372.96 Td (2,751) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 357.96 Td (Commingled funds) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 357.96 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.00 357.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 357.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 357.96 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 342.96 Td (Debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.75 342.96 Td (3,406) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 342.96 Td (1,206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 342.96 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 342.96 Td (4,619) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 327.96 Td (Real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 327.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 327.96 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 327.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 576.50 327.96 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 312.96 Td (Annuity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 312.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 312.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 312.96 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 576.50 312.96 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 297.96 Td (Derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 297.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.00 297.96 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 297.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 297.96 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 282.96 Td (Other investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.50 282.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.00 282.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 282.96 Td (187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 282.96 Td (188) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 267.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 267.95 Td (otal investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 267.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.75 267.96 Td (5,865) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.00 267.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 267.96 Td (1,844) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 267.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 267.96 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 267.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 267.96 Td (7,913) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 252.96 Td (Cash and short-term investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 252.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.50 252.96 Td (1) Tj ET Q q 0 0 0 rg BT 365.00 252.96 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.00 252.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 252.96 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 252.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 252.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 252.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 252.96 Td (1) Tj ET Q q 0 0 0 rg BT 572.00 252.96 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 237.96 Td (Other investment liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.50 237.96 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 237.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.50 237.96 Td (\(960) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.00 237.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 237.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 237.96 Td (\(961) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 581.00 237.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 222.95 Td (Net investments at fair) Tj ET Q q 0 0 0 rg BT 126.15 222.95 Td ( value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 222.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.75 222.96 Td (5,980) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.00 222.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.50 222.96 Td (886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 222.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 222.96 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 222.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 222.96 Td (7,070) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 208.96 Td (Securities valued at NA) Tj ET Q q 0 0 0 rg BT 123.56 208.96 Td (V) Tj ET Q q 0 0 0 rg BT 129.90 208.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 208.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 208.96 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 194.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 194.95 Td (otal net assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 194.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 194.96 Td (7,162) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 343 0 obj <> endobj 344 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (171) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Level 3 Rollforward) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (The reconciliations of the beginning and ending balances during the year for Level 3 assets are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 671.75 101.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 671.75 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.50 671.75 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.50 671.75 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 671.75 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 671.75 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 671.75 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 641.75 101.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 641.75 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 212.50 641.75 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.50 641.75 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 641.75 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 641.75 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 641.75 75.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 704.75 m 137.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 704.75 m 212.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.5 704.75 m 287.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 704.75 m 362.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 704.75 m 437.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 704.75 m 512.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 704.75 m 587.5 704.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 671.75 m 137.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 671.75 m 212.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.5 671.75 m 287.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 671.75 m 362.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 671.75 m 437.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 671.75 m 512.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 671.75 m 587.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 671.75 m 212.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.5 671.75 m 287.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 671.75 m 362.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 671.75 m 437.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 671.75 m 512.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 671.75 m 587.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 641.75 m 137.5 641.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 626.75 m 137.5 626.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 641.75 m 212.5 641.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 626.75 m 212.5 626.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 212.5 641.75 m 287.5 641.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 212.5 626.75 m 287.5 626.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 641.75 m 362.5 641.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 287.5 626.75 m 362.5 626.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 641.75 m 437.5 641.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 626.75 m 437.5 626.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 641.75 m 512.5 641.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 626.75 m 512.5 626.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 641.75 m 587.5 641.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 626.75 m 587.5 626.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 709.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.50 709.20 Td (U.S.pensionandpostr) Tj ET Q q 0 0 0 rg BT 361.20 709.20 Td (etir) Tj ET Q q 0 0 0 rg BT 374.52 709.20 Td (ementbenefitplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 676.20 Td (Assetcategories) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 143.35 694.20 Td (Beginning Level ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 147.95 685.20 Td (3 fair) Tj ET Q q 0 0 0 rg BT 168.53 685.20 Td ( value at ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 149.25 676.20 Td (Dec. 31, 2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.85 685.20 Td (Realized gains) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.75 676.20 Td (\(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.45 685.20 Td (Unr) Tj ET Q q 0 0 0 rg BT 307.87 685.20 Td (ealized gains) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.75 676.20 Td (\(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.95 694.20 Td (Pur) Tj ET Q q 0 0 0 rg BT 393.37 694.20 Td (chases,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.10 685.20 Td (salesand) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.70 676.20 Td (issuances) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.55 685.20 Td (T) Tj ET Q q 0 0 0 rg BT 447.22 685.20 Td (ransfersin and/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.05 676.20 Td (or) Tj ET Q q 0 0 0 rg BT 451.46 676.20 Td (outof Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.45 694.20 Td (Ending Level 3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.80 685.20 Td (fair) Tj ET Q q 0 0 0 rg BT 530.63 685.20 Td ( value at Dec.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.75 676.20 Td (31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 661.21 Td (Annuity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.00 661.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.50 661.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.00 661.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 661.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 661.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 661.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 661.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.00 661.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 661.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 661.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 661.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 579.50 661.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 646.21 Td (Other investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.50 646.21 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.00 646.21 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 646.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 575.00 646.20 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 631.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 631.20 Td (otal investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.00 631.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.50 631.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.00 631.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 631.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 631.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 631.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 631.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.00 631.21 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 631.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 631.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 631.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 575.00 631.20 Td (23) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 617.65 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 547.15 102.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 138.50 547.15 75.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 213.50 547.15 75.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 547.15 75.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 547.15 75.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 547.15 75.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 547.15 75.00 -20.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 36.50 512.15 102.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 138.50 512.15 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 213.50 512.15 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 512.15 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 512.15 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 512.15 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.50 512.15 75.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 580.15 m 138.5 580.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 580.15 m 213.5 580.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213.5 580.15 m 288.5 580.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 580.15 m 363.5 580.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 580.15 m 438.5 580.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 580.15 m 513.5 580.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 580.15 m 588.5 580.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 547.15 m 138.5 547.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 547.15 m 213.5 547.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213.5 547.15 m 288.5 547.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 547.15 m 363.5 547.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 547.15 m 438.5 547.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 547.15 m 513.5 547.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 547.15 m 588.5 547.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 547.15 m 213.5 547.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213.5 547.15 m 288.5 547.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 547.15 m 363.5 547.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 547.15 m 438.5 547.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 547.15 m 513.5 547.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 547.15 m 588.5 547.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 497.15 m 138.5 497.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 497.15 m 213.5 497.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 213.5 497.15 m 288.5 497.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 497.15 m 363.5 497.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 497.15 m 438.5 497.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 497.15 m 513.5 497.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 497.15 m 588.5 497.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 482.15 m 138.5 482.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 497.15 m 213.5 497.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 482.15 m 213.5 482.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213.5 497.15 m 288.5 497.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 213.5 482.15 m 288.5 482.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 497.15 m 363.5 497.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 482.15 m 363.5 482.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 497.15 m 438.5 497.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 482.15 m 438.5 482.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 497.15 m 513.5 497.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 482.15 m 513.5 482.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 497.15 m 588.5 497.15 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 482.15 m 588.5 482.15 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 584.40 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.50 584.60 Td (U.S.pensionandpostr) Tj ET Q q 0 0 0 rg BT 362.12 584.60 Td (etir) Tj ET Q q 0 0 0 rg BT 375.44 584.60 Td (ementbenefitplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 551.60 Td (Assetcategories) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 142.00 569.61 Td (Beginning Level 3 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 154.00 560.61 Td (fair value at ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.25 551.61 Td (Dec. 31, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.10 560.61 Td (Realized gains) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.75 551.61 Td (\(losses\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.10 560.61 Td (Unrealized gains) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.75 551.61 Td (\(losses\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.35 560.61 Td (Purchases,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 551.61 Td (salesand issuances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.15 560.61 Td (T) Tj ET Q q 0 0 0 rg BT 450.49 560.61 Td (ransfersin and/) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.25 551.61 Td (oroutof Level3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.75 569.61 Td (Ending Level 3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 560.61 Td (fair value at Dec.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 551.61 Td (31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 531.61 Td (Annuity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 141.00 531.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 531.61 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 216.00 531.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 531.61 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 531.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 531.61 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 531.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 531.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 531.61 Td (\(21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 531.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 531.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 531.61 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 531.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 580.50 531.61 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 516.61 Td (Other investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.50 516.61 Td (149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 516.61 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 516.61 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 516.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 516.61 Td (\(143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 516.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 516.61 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 580.50 516.61 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 501.61 Td (U.S. equities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 501.61 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 501.61 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 501.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.50 501.61 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 501.61 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 501.61 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 576.00 501.61 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 486.60 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 486.60 Td (otal investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 141.00 486.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.50 486.61 Td (174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 216.00 486.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 486.61 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 486.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 486.61 Td (\(1) Tj ET Q q 0 0 0 rg BT 355.50 486.61 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 486.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 486.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 486.61 Td (\(164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 486.61 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 486.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 486.61 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 486.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 580.50 486.61 Td (5) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 463.45 Td ( ) Tj ET Q BT /F1 8.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 404.95 122.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 404.95 76.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 404.95 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 404.95 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 404.95 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 404.95 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 374.95 122.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 374.95 76.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 374.95 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 374.95 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 374.95 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 374.95 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 344.95 122.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 158.50 344.95 76.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 344.95 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 344.95 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 344.95 88.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 344.95 88.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 437.95 m 158.5 437.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 437.95 m 234.5 437.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 437.95 m 322.5 437.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 437.95 m 410.5 437.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 437.95 m 498.5 437.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 437.95 m 586.5 437.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 404.95 m 158.5 404.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 404.95 m 234.5 404.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 404.95 m 322.5 404.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 404.95 m 410.5 404.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 404.95 m 498.5 404.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 404.95 m 586.5 404.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 404.95 m 410.5 404.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 404.95 m 498.5 404.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 329.95 m 158.5 329.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 314.95 m 158.5 314.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 329.95 m 234.5 329.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 158.5 314.95 m 234.5 314.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 329.95 m 322.5 329.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 314.95 m 322.5 314.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 329.95 m 410.5 329.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 314.95 m 410.5 314.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 329.95 m 498.5 329.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 314.95 m 498.5 314.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 329.95 m 586.5 329.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 314.95 m 586.5 314.95 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 442.20 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 442.40 Td (Non-U.S.pensionandpostr) Tj ET Q q 0 0 0 rg BT 380.70 442.40 Td (etir) Tj ET Q q 0 0 0 rg BT 394.02 442.40 Td (ementbenefitplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 409.40 Td (Assetcategories) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 161.45 427.40 Td (Beginning Level 3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.80 418.40 Td (fair) Tj ET Q q 0 0 0 rg BT 186.71 418.40 Td ( value at) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.75 409.40 Td (Dec. 31, 2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 245.95 418.40 Td (Unr) Tj ET Q q 0 0 0 rg BT 261.37 418.40 Td (ealized gains) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.25 409.40 Td (\(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.95 418.40 Td (Pur) Tj ET Q q 0 0 0 rg BT 341.37 418.40 Td (chases, salesand) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.20 409.40 Td (issuances) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.05 418.40 Td (T) Tj ET Q q 0 0 0 rg BT 426.72 418.40 Td (ransfersin and/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.55 409.40 Td (or) Tj ET Q q 0 0 0 rg BT 430.96 409.40 Td (outof Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.95 427.40 Td (Ending Level 3 fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.50 418.40 Td (value at Dec. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.00 409.40 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 394.41 Td (Non-U.S. equities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 161.00 394.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.50 394.41 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 394.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 394.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 394.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 394.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.00 394.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 394.41 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 394.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 578.50 394.40 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 379.41 Td (Debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.50 379.41 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 379.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 379.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 379.41 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 578.50 379.40 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 364.41 Td (Real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.50 364.41 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 364.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 364.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 364.41 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 578.50 364.40 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 349.41 Td (Annuity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.50 349.41 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 349.41 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 349.41 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 349.41 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 578.50 349.40 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 334.41 Td (Other investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 334.41 Td (187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 334.41 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.50 334.41 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 334.41 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 334.41 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 569.50 334.40 Td (214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 319.40 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 319.40 Td (otal investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 161.00 319.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.50 319.41 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 319.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 319.41 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 319.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.50 319.41 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 319.41 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.00 319.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 319.41 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 319.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 569.50 319.40 Td (232) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 236.35 121.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 157.50 236.35 81.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 238.50 236.35 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 236.35 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 236.35 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 236.35 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 206.35 121.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 157.50 206.35 81.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 238.50 206.35 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 206.35 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 206.35 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 206.35 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 176.35 121.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 157.50 176.35 81.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 238.50 176.35 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 176.35 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 412.50 176.35 87.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 176.35 87.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 268.35 m 157.5 268.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 157.5 268.35 m 238.5 268.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 268.35 m 325.5 268.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 268.35 m 412.5 268.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 268.35 m 499.5 268.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 268.35 m 586.5 268.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 236.35000000000002 m 157.5 236.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 157.5 236.35000000000002 m 238.5 236.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 236.35000000000002 m 325.5 236.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 236.35000000000002 m 412.5 236.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 236.35000000000002 m 499.5 236.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 236.35000000000002 m 586.5 236.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 161.35000000000002 m 157.5 161.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 146.35000000000002 m 157.5 146.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 157.5 161.35000000000002 m 238.5 161.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 157.5 146.35000000000002 m 238.5 146.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 161.35000000000002 m 325.5 161.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 238.5 146.35000000000002 m 325.5 146.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 161.35000000000002 m 412.5 161.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 146.35000000000002 m 412.5 146.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 161.35000000000002 m 499.5 161.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 412.5 146.35000000000002 m 499.5 146.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 161.35000000000002 m 586.5 161.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 146.35000000000002 m 586.5 146.35000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 272.60 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.50 272.80 Td (Non-U.S.pensionandpostr) Tj ET Q q 0 0 0 rg BT 380.12 272.80 Td (etir) Tj ET Q q 0 0 0 rg BT 393.44 272.80 Td (ementbenefitplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 240.80 Td (Assetcategories) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 258.81 Td (Beginning Level 3 ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 176.00 249.81 Td (fair value at ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 172.25 240.81 Td (Dec. 31, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.10 249.81 Td (Unrealized gains) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.75 240.81 Td (\(losses\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.85 249.81 Td (Purchases, salesand) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.50 240.81 Td (issuances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.15 249.81 Td (T) Tj ET Q q 0 0 0 rg BT 430.49 249.81 Td (ransfersin and/) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 240.81 Td (oroutof Level3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.35 249.81 Td (Ending Level 3 fair) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 240.81 Td (value at Dec. 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 225.81 Td (Non-U.S. equities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 160.00 225.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.00 225.81 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 225.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 225.81 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 225.81 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 225.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 225.81 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 225.81 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 225.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 225.81 Td (\(41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 225.81 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 225.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 578.50 225.81 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 210.81 Td (Debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.50 210.81 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 210.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.50 210.81 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 210.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 578.50 210.81 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 195.81 Td (Real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.50 195.81 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 195.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 195.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 195.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 578.50 195.81 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 180.81 Td (Annuity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.50 180.81 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 180.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 180.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 180.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 578.50 180.81 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 165.81 Td (Other investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.50 165.81 Td (196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 165.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 165.81 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 165.81 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 165.81 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.50 165.81 Td (187) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 150.80 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 150.80 Td (otal investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 160.00 150.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.50 150.81 Td (257) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 150.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 150.81 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 150.81 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.00 150.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 150.81 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 150.81 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 150.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 150.81 Td (\(41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 150.81 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 150.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.50 150.81 Td (204) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 127.65 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 38.00 127.65 Td ( ) Tj ET Q endstream endobj 345 0 obj <> endobj 346 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (172) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Investment Strategy) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 95.71 730.25 Td (s global pension and postretirement funds) Tj ET Q q 0 0 0 rg BT 265.21 730.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (investment strategy is to invest in a prudent manner for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (exclusive purpose of providing benefits to participants. ) Tj ET Q q 0 0 0 rg BT 258.54 706.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (investment strategies are tar) Tj ET Q q 0 0 0 rg BT 147.72 694.25 Td (geted to produce a total return that, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (when combined with the Company) Tj ET Q q 0 0 0 rg BT 178.75 682.25 Td (s contributions to the funds, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (will maintain the funds) Tj ET Q q 0 0 0 rg BT 131.07 670.25 Td ( ability to meet all required benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (obligations. Risk is controlled through diversification of asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (types and investments in domestic and international equities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (fixed income securities and cash and short-term investments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (The tar) Tj ET Q q 0 0 0 rg BT 64.41 622.25 Td (get asset allocation in most locations outside the U.S. is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (primarily in equity and debt securities. ) Tj ET Q q 0 0 0 rg BT 192.72 610.25 Td (These allocations may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (vary by geographic region and country depending on the nature ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (of applicable obligations and various other regional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (considerations. ) Tj ET Q q 0 0 0 rg BT 98.58 574.25 Td (The wide variation in the actual range of plan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.25 Td (asset allocations for the funded non-U.S. plans is a result of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (dif) Tj ET Q q 0 0 0 rg BT 46.93 550.25 Td (fering local statutory requirements and economic conditions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (For example, in certain countries local law requires that all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (pension plan assets must be invested in fixed income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (investments, government funds or local-country securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (Significant Concentrations of Risk in Plan ) Tj ET Q q 0 0 0 rg BT 217.69 490.25 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (The assets of the Company) Tj ET Q q 0 0 0 rg BT 147.09 478.25 Td (s pension plans are diversified to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.25 Td (limit the impact of any individual investment. ) Tj ET Q q 0 0 0 rg BT 221.34 466.25 Td (The U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (qualified pension plan is diversified across multiple asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.25 Td (classes, with publicly traded fixed income, hedge funds, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.25 Td (publicly traded equity and private equity representing the most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (significant asset allocations. Investments in these four asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (classes are further diversified across funds, managers, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.25 Td (strategies, vintages, sectors and geographies, depending on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.25 Td (specific characteristics of each asset class. ) Tj ET Q q 0 0 0 rg BT 207.12 382.25 Td (The pension assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.25 Td (for the Company) Tj ET Q q 0 0 0 rg BT 106.54 370.25 Td (s non-U.S. Significant Plans are primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.25 Td (invested in publicly traded fixed income and publicly traded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.25 Td (equity securities.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.50 730.25 Td (Oversight and Risk Management Practices) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 718.25 Td (The framework for the Company) Tj ET Q q 0 0 0 rg BT 463.46 718.25 Td (s pension oversight process ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 706.25 Td (includes monitoring of retirement plans by plan fiduciaries and/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 694.25 Td (or management at the global, regional or country level, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 682.25 Td (appropriate. Independent Risk Management contributes to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 670.25 Td (risk oversight and monitoring for the Company) Tj ET Q q 0 0 0 rg BT 520.14 670.25 Td (s U.S. qualified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 658.25 Td (pension plan and non-U.S. Significant Pension Plans. ) Tj ET Q q 0 0 0 rg BT 544.05 658.25 Td (Although ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 646.25 Td (the specific components of the oversight process are tailored to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 634.25 Td (the requirements of each region, country and plan, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 622.25 Td (following elements are common to the Company) Tj ET Q q 0 0 0 rg BT 526.79 622.25 Td (s monitoring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 610.25 Td (and risk management process:) Tj ET Q BT /F1 5.00 Tf ET q 0 0 0 rg BT 328.50 604.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 592.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 592.25 Td (periodic asset/liability management studies and strategic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 580.25 Td (asset allocation reviews;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 568.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 568.25 Td (periodic monitoring of funding levels and funding ratios;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 556.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 556.25 Td (periodic monitoring of compliance with asset allocation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 544.25 Td (guidelines;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 532.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 532.25 Td (periodic monitoring of asset class and/or investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 520.25 Td (manager performance against benchmarks; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 508.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 508.25 Td (periodic risk capital analysis and stress testing.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 322.25 Td (Estimated Futur) Tj ET Q q 0 0 0 rg BT 106.65 322.25 Td (e Benefit Payments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.29 322.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.25 Td (The Company expects to pay the following estimated benefit payments in future years:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 269.75 205.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 269.75 86.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 269.75 86.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 269.75 86.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 269.75 86.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 239.75 205.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 239.75 86.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 239.75 86.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 239.75 86.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 239.75 86.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 209.75 205.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 209.75 86.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 209.75 86.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 209.75 86.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 209.75 86.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 284.75 m 327.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 284.75 m 413.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 284.75 m 499.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 284.75 m 585.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 269.75 m 241.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 269.75 m 327.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 269.75 m 413.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 269.75 m 499.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 269.75 m 585.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 269.75 m 413.5 254.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 254.75 m 413.5 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 239.75 m 413.5 224.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 224.75 m 413.5 209.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 209.75 m 413.5 194.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 179.75 m 241.5 179.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 179.75 m 327.5 179.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 194.75 m 413.5 179.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 179.75 m 413.5 179.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 179.75 m 499.5 179.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 179.75 m 585.5 179.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 289.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.60 289.20 Td (Pensionplans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.65 289.20 Td (Postr) Tj ET Q q 0 0 0 rg BT 465.06 289.20 Td (etir) Tj ET Q q 0 0 0 rg BT 478.38 289.20 Td (ementbenefitplans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 274.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.60 274.20 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.10 274.20 Td (Non-U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.60 274.20 Td (U.S.plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.10 274.20 Td (Non-U.S.plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 259.21 Td (2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 259.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.50 259.21 Td (787) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.00 259.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.50 259.21 Td (432) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.00 259.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 259.21 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 259.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 259.21 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 244.21 Td (2019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.50 244.21 Td (814) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.50 244.21 Td (398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 244.21 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 244.21 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 229.21 Td (2020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.50 229.21 Td (846) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.50 229.21 Td (425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 229.21 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 229.21 Td (75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 214.21 Td (2021) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.50 214.21 Td (864) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.50 214.21 Td (434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 214.21 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 214.21 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 199.21 Td (2022) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.50 199.21 Td (876) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.50 199.21 Td (457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 199.21 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 199.21 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 184.21 Td (20232027) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.75 184.21 Td (4,480) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.75 184.21 Td (2,532) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.50 184.21 Td (248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 184.21 Td (532) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 156.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 46.37 156.25 Td (escription Drugs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 144.25 Td (In December2003, the Medicare Prescription Drug ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 132.25 Td (Improvement and Modernization ) Tj ET Q q 0 0 0 rg BT 170.13 132.25 Td (Act of 2003 \(Act of 2003\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 120.25 Td (was enacted. ) Tj ET Q q 0 0 0 rg BT 89.40 120.25 Td (The ) Tj ET Q q 0 0 0 rg BT 106.90 120.25 Td (Act of 2003 established a prescription drug ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 108.25 Td (benefit under Medicare known as Medicare PartD, and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 96.25 Td (federal subsidy to sponsors of U.S. retiree health care benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 84.25 Td (plans that provide a benefit that is at least actuarially equivalent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 72.25 Td (to Medicare PartD. ) Tj ET Q q 0 0 0 rg BT 117.18 72.25 Td (The benefits provided to certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 60.25 Td (participants are at least actuarially equivalent to Medicare ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 48.25 Td (PartD and, accordingly) Tj ET Q q 0 0 0 rg BT 130.32 48.25 Td (, the Company is entitled to a subsidy) Tj ET Q q 0 0 0 rg BT 280.21 48.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 144.25 Td (The subsidy reduced the accumulated postretirement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 132.25 Td (benefit obligation \(APBO\) by approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.41 132.25 Td ($4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.80 132.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.24 132.25 Td ($5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 120.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.39 120.25 Td ( as of December 31, 2017 and 2016, respectively) Tj ET Q q 0 0 0 rg BT 552.24 120.25 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 108.25 Td (the postretirement expense by approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.94 108.25 Td ($0.1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.83 108.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 96.25 Td ($0.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.39 96.25 Td ( for 2017 and 2016, respectively) Tj ET Q q 0 0 0 rg BT 506.15 96.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 84.25 Td (Certain provisions of the Patient Protection and ) Tj ET Q q 0 0 0 rg BT 538.41 84.25 Td (Af) Tj ET Q q 0 0 0 rg BT 548.79 84.25 Td (fordable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 72.25 Td (Care ) Tj ET Q q 0 0 0 rg BT 349.33 72.25 Td (Act of 2010 improved the Medicare PartD option known ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 60.25 Td (as the Employer Group ) Tj ET Q q 0 0 0 rg BT 423.85 60.25 Td (W) Tj ET Q q 0 0 0 rg BT 432.49 60.25 Td (aiver Plan \(EGWP\) with respect to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 48.25 Td (the Medicare PartD subsidy) Tj ET Q q 0 0 0 rg BT 441.71 48.25 Td (. ) Tj ET Q q 0 0 0 rg BT 446.53 48.25 Td (The EGWP) Tj ET Q q 0 0 0 rg BT 492.54 48.25 Td ( provides prescription ) Tj ET Q endstream endobj 347 0 obj <> endobj 348 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (drug benefits that are more cost ef) Tj ET Q q 0 0 0 rg BT 172.43 742.10 Td (fective for Medicare-eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (participants and lar) Tj ET Q q 0 0 0 rg BT 112.46 730.10 Td (ge employers. Ef) Tj ET Q q 0 0 0 rg BT 180.31 730.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 209.46 730.10 Td (April1, 2013, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (Company began sponsoring and implementing an EGWP) Tj ET Q q 0 0 0 rg BT 265.04 718.10 Td ( for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (eligible retirees. ) Tj ET Q q 0 0 0 rg BT 102.73 706.10 Td (The Company subsidy received under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (EGWP) Tj ET Q q 0 0 0 rg BT 63.96 694.10 Td ( for 2017 and 2016 was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.61 694.10 Td ($15.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.50 694.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.94 694.10 Td ($12.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.83 694.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 682.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 670.10 Td (The other provisions of the ) Tj ET Q q 0 0 0 rg BT 164.26 670.10 Td (Act of 2010 are not expected to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (have a significant impact on Citigroup) Tj ET Q q 0 0 0 rg BT 192.35 658.10 Td (s pension and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (postretirement plans.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (Post Employment Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (The Company sponsors U.S. post employment plans that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (provide income continuation and health and welfare benefits to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (certain eligible U.S. employees on long-term disability) Tj ET Q q 0 0 0 rg BT 254.75 586.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 574.10 Td (As of December31, 2017 and 2016, the plans) Tj ET Q q 0 0 0 rg BT 239.88 574.10 Td ( funded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (status recognized in the Company) Tj ET Q q 0 0 0 rg BT 174.30 562.10 Td (s Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (Sheet was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.77 550.10 Td ($\(46\) million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.82 550.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.26 550.10 Td ($\(157\) million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.31 550.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 261.97 550.10 Td (. ) Tj ET Q q 0 0 0 rg BT 266.79 550.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (pre-tax amounts recognized in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 159.84 538.10 Td (Accumulated other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (compr) Tj ET Q q 0 0 0 rg BT 61.18 526.10 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.70 526.10 Td ( as of December31, 2017 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (2016 were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.43 514.10 Td ($3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.82 514.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.26 514.10 Td ($34 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.65 514.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 240.31 514.10 Td (. ) Tj ET Q q 0 0 0 rg BT 245.13 514.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (improvement in funded status as of December 31, 2017 was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (primarily due to the Company) Tj ET Q q 0 0 0 rg BT 159.31 490.10 Td (s funding of the ) Tj ET Q q 0 0 0 rg BT 224.68 490.10 Td (VEBA) Tj ET Q q 0 0 0 rg BT 251.35 490.10 Td ( ) Tj ET Q q 0 0 0 rg BT 253.67 490.10 Td (T) Tj ET Q q 0 0 0 rg BT 259.42 490.10 Td (rust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (during 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 466.10 Td (The following table summarizes the components of net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (expense recognized in the Consolidated Statement of Income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (for the Company) Tj ET Q q 0 0 0 rg BT 106.54 442.10 Td (s U.S. post employment plans:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 407.60 116.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 407.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 407.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 407.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 371.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 371.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 371.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 371.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 343.60 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 343.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 343.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 343.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 315.60 116.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 315.60 47.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 315.60 47.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.50 315.60 47.00 -20.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 419.6 m 246.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 419.6 m 293.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 407.6 m 152.5 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 419.6 m 199.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 407.6 m 199.5 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 419.6 m 246.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 407.6 m 246.5 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 419.6 m 293.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 407.6 m 293.5 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 329.6 m 152.5 329.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 329.6 m 199.5 329.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 329.6 m 246.5 329.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 329.6 m 293.5 329.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 315.6 m 152.5 315.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 329.6 m 199.5 329.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 315.6 m 199.5 315.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 329.6 m 246.5 329.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 315.6 m 246.5 315.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 329.6 m 293.5 329.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 315.6 m 293.5 315.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 295.6 m 152.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 295.6 m 199.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 315.6 m 246.5 315.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 295.6 m 246.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 315.6 m 293.5 315.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 295.6 m 293.5 295.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 281.6 m 152.5 281.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 281.6 m 199.5 281.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 281.6 m 246.5 281.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 295.6 m 293.5 295.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 246.5 281.6 m 293.5 281.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 423.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.60 423.00 Td (Net expense) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 411.55 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.50 411.00 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.50 410.86 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.50 410.86 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 399.00 Td (Service r) Tj ET Q q 0 0 0 rg BT 73.15 399.00 Td (elated expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 399.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 398.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 398.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 385.06 Td (Interest cost on benefit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 376.06 Td (obligation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 376.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.50 376.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.00 376.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 376.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 376.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.50 376.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 362.06 Td (Amortization of unrecognized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 348.06 Td ( Prior service \(benefit\) cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.00 348.05 Td (\(31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 348.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.00 348.06 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 348.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.00 348.06 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 348.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 334.06 Td ( Net actuarial loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.50 334.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.50 334.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.00 334.06 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 320.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 320.05 Td (otal service r) Tj ET Q q 0 0 0 rg BT 93.57 320.05 Td (elated benefit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 320.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.00 320.05 Td (\(27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 320.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.00 320.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.00 320.06 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 320.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 320.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.00 320.06 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 320.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 300.05 Td (Non-service r) Tj ET Q q 0 0 0 rg BT 90.65 300.05 Td (elated expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 300.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 300.05 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.00 300.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.00 300.06 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 300.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.50 300.06 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 286.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 286.05 Td (otal net expense \(benefit\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 286.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.50 286.05 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.00 286.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.50 286.06 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 286.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 286.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.00 286.06 Td (\(12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.00 286.06 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 742.10 Td (The following table summarizes certain assumptions used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 730.10 Td (in determining the post employment benefit obligations and net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 718.10 Td (benefit expense for the Company) Tj ET Q q 0 0 0 rg BT 464.01 718.10 Td (s U.S. post employment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 706.10 Td (plans:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 682.60 175.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 682.60 35.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 539.00 682.60 35.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 653.60 175.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 653.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 539.00 653.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 624.60 175.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 624.60 35.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 539.00 624.60 35.00 -25.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 682.6 m 504 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 682.6 m 539 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 539 682.6 m 574 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 539 682.6 m 574 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 539 599.6 m 574 599.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 599.6 m 504 599.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 329 584.6 m 504 584.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 599.6 m 539 599.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504 584.6 m 539 584.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 539 599.6 m 574 599.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 539 584.6 m 574 584.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 687.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 687.00 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 686.86 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 672.05 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.60 672.05 Td (3.20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.35 672.06 Td (3.40%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 658.05 Td (Expected r) Tj ET Q q 0 0 0 rg BT 373.08 658.05 Td (eturn on assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 430.08 662.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.10 658.05 Td (3.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.45 658.06 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 644.05 Td (Health car) Tj ET Q q 0 0 0 rg BT 372.07 644.05 Td (e cost incr) Tj ET Q q 0 0 0 rg BT 410.90 644.05 Td (ease rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.00 644.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 629.06 Td (Following year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.10 629.05 Td (6.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.10 629.06 Td (6.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 613.06 Td (Ultimate rate to which cost increase is) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 604.06 Td (assumed to decline) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.10 604.05 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.10 604.06 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 589.06 Td (Y) Tj ET Q q 0 0 0 rg BT 337.10 589.06 Td (ear in which the ultimate rate is reached) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 589.05 Td (2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 589.06 Td (2023) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.50 565.90 Td (1\) ) Tj ET Q q 0 0 0 rg BT 346.50 565.90 Td (In 2017, the ) Tj ET Q q 0 0 0 rg BT 386.79 565.90 Td (VEBA) Tj ET Q q 0 0 0 rg BT 408.13 565.90 Td ( ) Tj ET Q q 0 0 0 rg BT 409.98 565.90 Td (T) Tj ET Q q 0 0 0 rg BT 414.59 565.90 Td (rust was funded with an expected rate of return of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 346.50 556.30 Td (assets of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 375.83 556.30 Td (3.00%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 396.49 556.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.50 546.70 Td (N/A) Tj ET Q q 0 0 0 rg BT 341.84 546.70 Td ( Not applicable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.50 522.70 Td (Defined Contribution Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 510.70 Td (The Company sponsors defined contribution plans in the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 498.70 Td (and in certain non-U.S. locations, all of which are administered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 486.70 Td (in accordance with local laws. ) Tj ET Q q 0 0 0 rg BT 451.60 486.70 Td (The most significant defined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 474.70 Td (contribution plan is the Citi Retirement Savings Plan \(formerly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 462.70 Td (known as the Citigroup 401\(k\)Plan\) sponsored by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 450.70 Td (Company in the U.S.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 438.70 Td (Under the Citi Retirement SavingsPlan, eligible U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 426.70 Td (employees received matching contributions of up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.72 426.70 Td (6%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.05 426.70 Td ( of their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 414.70 Td (eligible compensation for 2017 and 2016, subject to statutory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 402.70 Td (limits. ) Tj ET Q q 0 0 0 rg BT 355.73 402.70 Td (Additionally) Tj ET Q q 0 0 0 rg BT 405.63 402.70 Td (, for eligible employees whose eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 390.70 Td (compensation is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.71 390.70 Td ($100,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.21 390.70 Td ( or less, a fixed contribution of up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 378.70 Td (2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.83 378.70 Td ( of eligible compensation is provided. ) Tj ET Q q 0 0 0 rg BT 494.86 378.70 Td (All Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 366.70 Td (contributions are invested according to participants) Tj ET Q q 0 0 0 rg BT 535.75 366.70 Td ( individual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 354.70 Td (elections. ) Tj ET Q q 0 0 0 rg BT 368.86 354.70 Td (The following table summarizes the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 342.70 Td (contributions for the defined contribution plans:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 290.20 101.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.00 290.20 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 290.20 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.00 290.20 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 237.20 101.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.00 237.20 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 237.20 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 526.00 237.20 48.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430 305.20000000000005 m 478 305.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 305.20000000000005 m 526 305.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526 305.20000000000005 m 574 305.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 290.20000000000005 m 430 290.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430 290.20000000000005 m 478 290.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 290.20000000000005 m 526 290.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526 290.20000000000005 m 574 290.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 329 275.20000000000005 m 430 275.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 430 275.20000000000005 m 478 275.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478 275.20000000000005 m 526 275.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 526 275.20000000000005 m 574 275.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430 252.20000000000005 m 478 252.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 252.20000000000005 m 526 252.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526 252.20000000000005 m 574 252.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 237.20000000000005 m 430 237.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430 252.20000000000005 m 478 252.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430 237.20000000000005 m 478 237.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 252.20000000000005 m 526 252.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 237.20000000000005 m 526 237.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526 252.20000000000005 m 574 252.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526 237.20000000000005 m 574 237.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 329 222.20000000000005 m 430 222.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430 237.20000000000005 m 478 237.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 430 222.20000000000005 m 478 222.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 237.20000000000005 m 526 237.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478 222.20000000000005 m 526 222.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 526 237.20000000000005 m 574 237.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 526 222.20000000000005 m 574 222.20000000000005 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 309.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.10 309.65 Td (U.S. plans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 331.50 294.45 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 294.65 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.50 294.66 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.50 294.66 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 279.66 Td (Company contributions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.50 279.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.65 279.65 Td (383) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 279.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.65 279.66 Td (371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.50 279.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.65 279.66 Td (380) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.50 256.65 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.60 256.65 Td (Non-U.S. plans) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 331.50 241.45 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 241.65 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.50 241.66 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.50 241.66 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.50 226.66 Td (Company contributions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.50 226.65 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.65 226.65 Td (270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 226.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.65 226.66 Td (268) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.50 226.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.65 226.66 Td (282) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 349 0 obj <> endobj 350 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (174) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (9. INCOME ) Tj ET Q q 0 0 0 rg BT 90.54 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 96.47 749.25 Td (AXES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Details of the Company) Tj ET Q q 0 0 0 rg BT 134.04 725.25 Td (s income tax provision are presented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (below: ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (Income T) Tj ET Q q 0 0 0 rg BT 74.80 689.25 Td (ax Provision) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 664.75 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 664.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 664.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 664.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 636.75 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 636.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 636.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 636.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 608.75 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 608.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 608.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 608.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 580.75 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 580.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 580.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 580.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 552.75 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 552.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 552.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 552.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 524.75 147.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 524.75 35.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 524.75 35.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 524.75 35.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 469.75 147.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 469.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 469.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 469.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 432.75 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 432.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 432.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 432.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 404.75 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 404.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 404.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 404.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 376.75 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 376.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 376.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 376.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 348.75 147.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 348.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 348.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 348.75 35.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 664.75 m 183.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 664.75 m 218.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 664.75 m 253.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 664.75 m 288.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 608.75 m 183.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 594.75 m 183.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 608.75 m 218.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 594.75 m 218.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 608.75 m 253.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 594.75 m 253.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 608.75 m 288.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 594.75 m 288.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 538.75 m 183.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 524.75 m 183.5 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 538.75 m 218.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 524.75 m 218.5 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 538.75 m 253.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 524.75 m 253.5 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 538.75 m 288.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 524.75 m 288.5 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 348.75 m 183.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 325.75 m 183.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 348.75 m 218.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 325.75 m 218.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 348.75 m 253.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 325.75 m 253.5 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 348.75 m 288.5 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 325.75 m 288.5 325.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 669.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.50 669.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.50 669.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.50 669.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 655.20 Td (Curr) Tj ET Q q 0 0 0 rg BT 58.41 655.20 Td (ent) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 641.21 Td (Federal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 641.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.50 641.20 Td (332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.00 641.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.75 641.21 Td (1,016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 641.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 641.21 Td (861) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 627.21 Td (Non-U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 627.20 Td (3,910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.75 627.21 Td (3,585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 627.21 Td (3,397) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 613.21 Td (State) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.50 613.20 Td (269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.50 613.21 Td (384) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 613.21 Td (388) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 599.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 599.20 Td (otal curr) Tj ET Q q 0 0 0 rg BT 77.83 599.20 Td (ent income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 599.20 Td (4,51) Tj ET Q q 0 0 0 rg BT 210.50 599.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.75 599.21 Td (4,985) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 599.21 Td (4,646) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 585.20 Td (Deferr) Tj ET Q q 0 0 0 rg BT 64.39 585.20 Td (ed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.00 585.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 585.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 585.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 571.21 Td (Federal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 571.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.25 571.20 Td (24,902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.00 571.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.75 571.21 Td (1,280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 571.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 571.21 Td (3,019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 557.21 Td (Non-U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.50 557.20 Td (\(377) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.00 557.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 557.21 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 557.21 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 557.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 543.21 Td (State) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.50 543.20 Td (352) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.50 543.21 Td (126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 543.21 Td (\(221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 543.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 529.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 529.20 Td (otal deferr) Tj ET Q q 0 0 0 rg BT 84.82 529.20 Td (ed income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 529.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.25 529.20 Td (24,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.00 529.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.75 529.21 Td (1,459) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 529.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 529.21 Td (2,794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 515.20 Td (Pr) Tj ET Q q 0 0 0 rg BT 48.33 515.20 Td (ovision for) Tj ET Q q 0 0 0 rg BT 88.92 515.20 Td ( income tax on ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 506.20 Td (continuing operations befor) Tj ET Q q 0 0 0 rg BT 145.34 506.20 Td (e non-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 497.20 Td (contr) Tj ET Q q 0 0 0 rg BT 59.33 497.20 Td (olling inter) Tj ET Q q 0 0 0 rg BT 101.42 497.20 Td (ests) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 115.41 501.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 497.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.25 497.20 Td (29,388) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.00 497.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.75 497.21 Td (6,444) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 497.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 497.21 Td (7,440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 483.21 Td (Provision \(benefit\) for income taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 474.21 Td (on discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.50 474.20 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 474.21 Td (\(22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 474.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 474.21 Td (\(29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 474.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 460.21 Td (Income tax expense \(benefit\) reported) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 451.21 Td (in stockholders) Tj ET Q q 0 0 0 rg BT 96.07 451.21 Td ( equity related to:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.00 451.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 451.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 451.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 437.21 Td (FX translation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.50 437.20 Td (188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.50 437.21 Td (\(402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 437.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 437.21 Td (\(906) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 437.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 423.21 Td (Investment securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.50 423.20 Td (\(149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.00 423.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 423.21 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 423.21 Td (\(498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 423.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 409.21 Td (Employee stock plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.50 409.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.00 409.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 409.21 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 409.21 Td (\(35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 409.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 395.21 Td (Cash flow hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.00 395.20 Td (\(12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.00 395.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 395.21 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 395.21 Td (176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 381.21 Td (Benefit plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 381.20 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 381.21 Td (\(30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 381.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 381.21 Td (\(24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 381.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 367.21 Td (FVO DV) Tj ET Q q 0 0 0 rg BT 77.09 367.21 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.50 367.20 Td (\(250) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.00 367.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.50 367.21 Td (\(201) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 367.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 367.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 353.21 Td (Retained earnings) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 109.73 357.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.50 353.20 Td (\(295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.00 353.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.00 353.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 353.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 339.20 Td (Income taxes befor) Tj ET Q q 0 0 0 rg BT 111.82 339.20 Td (e non-contr) Tj ET Q q 0 0 0 rg BT 155.90 339.20 Td (olling) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 330.20 Td (inter) Tj ET Q q 0 0 0 rg BT 57.33 330.20 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 330.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.25 330.20 Td (28,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.00 330.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.75 330.21 Td (5,888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 330.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 330.21 Td (6,124) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 308.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 308.65 Td (Includes the ef) Tj ET Q q 0 0 0 rg BT 100.95 308.65 Td (fect of securities transactions and other) Tj ET Q q 0 0 0 rg BT 225.85 308.65 Td (-than-temporary-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 299.05 Td (impairment losses resulting in a provision \(benefit\) of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 228.19 299.05 Td ($272 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 269.30 299.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 289.45 Td ($\(22\) million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 96.44 289.45 Td ( in 2017, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 126.66 289.45 Td ($332 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 167.78 289.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 183.33 289.45 Td ($\(217\) million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 229.77 289.45 Td ( in 2016 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 271.54 289.45 Td ($239 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 279.85 Td (million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 77.11 279.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 92.66 279.85 Td ($\(93\) million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.11 279.85 Td ( in 2015, respectively) Tj ET Q q 0 0 0 rg BT 203.46 279.85 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 270.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 270.25 Td (Reflects the tax ef) Tj ET Q q 0 0 0 rg BT 111.83 270.25 Td (fect of the accounting change for ) Tj ET Q q 0 0 0 rg BT 218.89 270.25 Td (ASU 2017-08, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 260.65 Td () Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 57.55 260.65 Td (Pr) Tj ET Q q 0 0 0 rg BT 65.25 260.65 Td (emium ) Tj ET Q q 0 0 0 rg BT 88.44 260.65 Td (Amortization on Pur) Tj ET Q q 0 0 0 rg BT 153.92 260.65 Td (chased Callable Debt Securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.79 260.65 Td (. See ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 251.05 Td (Note 1 to the Consolidated Financial Statements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 227.05 Td () Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 329.19 749.25 Td (ax Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (The reconciliation of the federal statutory income tax rate to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (the Company) Tj ET Q q 0 0 0 rg BT 380.38 725.25 Td (s ef) Tj ET Q q 0 0 0 rg BT 394.36 725.25 Td (fective income tax rate applicable to income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (from continuing operations \(before non-controlling interests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (and the cumulative ef) Tj ET Q q 0 0 0 rg BT 410.17 701.25 Td (fect of accounting changes\) for each of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (the periods indicated is as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 664.75 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 664.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 664.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 664.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 627.75 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 627.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 627.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 627.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 599.75 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 599.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 599.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 599.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 571.75 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 571.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 571.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 571.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 543.75 147.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 543.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 543.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 543.75 35.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 664.75 m 471.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 664.75 m 506.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 664.75 m 541.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 664.75 m 576.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 664.75 m 506.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 664.75 m 541.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 664.75 m 576.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 543.75 m 471.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 529.75 m 471.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 543.75 m 506.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 529.75 m 506.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 543.75 m 541.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 529.75 m 541.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 543.75 m 576.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 529.75 m 576.5 529.75 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 327.00 667.47 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 669.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 669.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 669.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 655.20 Td (Federal statutory rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.25 655.20 Td (35.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 655.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.75 655.21 Td (35.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 655.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 655.21 Td (35.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 655.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 641.21 Td (State income taxes, net of federal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 632.21 Td (benefit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.75 632.20 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.25 632.21 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 632.21 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 618.21 Td (Non-U.S. income tax rate dif) Tj ET Q q 0 0 0 rg BT 431.39 618.21 Td (ferential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.75 618.20 Td (\(1.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 618.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.25 618.21 Td (\(3.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 618.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.25 618.21 Td (\(4.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 618.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 604.21 Td (Audit settlements) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 390.24 608.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 604.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.25 604.21 Td (\(0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 604.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.25 604.21 Td (\(1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 604.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 590.21 Td (Ef) Tj ET Q q 0 0 0 rg BT 335.33 590.21 Td (fect of tax law changes) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 418.29 594.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.25 590.20 Td (99.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 590.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 590.21 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 576.21 Td (Basis dif) Tj ET Q q 0 0 0 rg BT 358.67 576.21 Td (ference in af) Tj ET Q q 0 0 0 rg BT 403.47 576.21 Td (filiates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.75 576.20 Td (\(2.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 576.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.25 576.21 Td (\(0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 576.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 576.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 562.21 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 562.21 Td (ax advantaged investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.75 562.20 Td (\(2.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 562.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.25 562.21 Td (\(2.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 562.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.25 562.21 Td (\(1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 562.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 548.21 Td (Other) Tj ET Q q 0 0 0 rg BT 347.13 548.21 Td (, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.75 548.20 Td (\(0.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 548.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.25 548.21 Td (\(0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 548.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 548.21 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 534.20 Td (Effective income tax rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.75 534.20 Td (129.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 534.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.75 534.21 Td (30.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 534.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 534.21 Td (30.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 534.21 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 512.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 512.65 Td (For 2016, primarily relates to the conclusion of an IRS audit for 2012) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 503.05 Td (2013. For 2015, primarily relates to the conclusion of a New ) Tj ET Q q 0 0 0 rg BT 537.44 503.05 Td (Y) Tj ET Q q 0 0 0 rg BT 542.41 503.05 Td (ork City ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 493.45 Td (tax audit for 2009201) Tj ET Q q 0 0 0 rg BT 414.80 493.45 Td (1.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 483.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 483.85 Td (For 2017, includes the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 415.55 483.85 Td ($22,594 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 466.66 483.85 Td ( char) Tj ET Q q 0 0 0 rg BT 482.28 483.85 Td (ge for ) Tj ET Q q 0 0 0 rg BT 503.02 483.85 Td (T) Tj ET Q q 0 0 0 rg BT 507.34 483.85 Td (ax Reform. For ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 474.25 Td (2015, includes the results of tax reforms enacted in New ) Tj ET Q q 0 0 0 rg BT 524.09 474.25 Td (Y) Tj ET Q q 0 0 0 rg BT 529.07 474.25 Td (ork City and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 464.65 Td (several states, which resulted in a DT) Tj ET Q q 0 0 0 rg BT 461.10 464.65 Td (A) Tj ET Q q 0 0 0 rg BT 466.43 464.65 Td ( char) Tj ET Q q 0 0 0 rg BT 482.05 464.65 Td (ge of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 548.48 464.65 Td ($101 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 455.05 Td (million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 365.11 455.05 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 443.05 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 431.05 Td (As set forth in the table above, Citi) Tj ET Q q 0 0 0 rg BT 484.75 431.05 Td (s ef) Tj ET Q q 0 0 0 rg BT 498.73 431.05 Td (fective tax rate for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 419.05 Td (2017 was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.55 419.05 Td (129.1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.38 419.05 Td ( \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.21 419.05 Td (29.8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.04 419.05 Td ( before the ef) Tj ET Q q 0 0 0 rg BT 479.88 419.05 Td (fect of ) Tj ET Q q 0 0 0 rg BT 508.02 419.05 Td (T) Tj ET Q q 0 0 0 rg BT 513.43 419.05 Td (ax Reform, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 407.05 Td (about the same as the ef) Tj ET Q q 0 0 0 rg BT 419.62 407.05 Td (fective tax rate in 2016\). ) Tj ET Q endstream endobj 351 0 obj <> endobj 352 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (175) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Deferred Income T) Tj ET Q q 0 0 0 rg BT 113.95 749.25 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Deferred income taxes at December31 related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 700.75 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 700.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 700.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 672.75 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 672.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 672.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 644.75 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 644.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 644.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 616.75 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 616.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 616.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 588.75 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 588.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 588.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 560.75 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 560.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 560.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 532.75 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 532.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 532.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 504.75 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 504.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 504.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 476.75 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 476.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 476.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 448.75 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 448.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 448.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 420.75 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 420.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 420.75 35.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 700.75 m 218.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 700.75 m 253.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 700.75 m 288.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 700.75 m 253.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 700.75 m 288.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 560.75 m 218.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 546.75 m 218.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 560.75 m 253.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 546.75 m 253.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 560.75 m 288.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 546.75 m 288.5 546.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 532.75 m 218.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 518.75 m 218.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 532.75 m 253.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 518.75 m 253.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 532.75 m 288.5 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 518.75 m 288.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 434.75 m 218.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 420.75 m 218.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 434.75 m 253.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 420.75 m 253.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 434.75 m 288.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 420.75 m 288.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 406.75 m 218.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 406.75 m 253.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 420.75 m 288.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 406.75 m 288.5 406.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 705.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.50 705.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.50 705.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 691.20 Td (Deferr) Tj ET Q q 0 0 0 rg BT 64.39 691.20 Td (ed tax assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 691.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 691.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 677.21 Td (Credit loss deduction) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 677.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.75 677.20 Td (3,423) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 677.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 677.21 Td (5,146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 663.21 Td (Deferred compensation and employee benefits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.75 663.20 Td (1,585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 663.21 Td (3,798) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 649.21 Td (Repositioning and settlement reserves) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.50 649.20 Td (454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 649.21 Td (1,033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 635.21 Td (U.S. tax on non-U.S. earnings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.75 635.20 Td (2,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 635.21 Td (10,050) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 621.21 Td (Investment and loan basis dif) Tj ET Q q 0 0 0 rg BT 144.40 621.21 Td (ferences) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.75 621.20 Td (3,384) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 621.21 Td (5,594) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 607.21 Td (Cash flow hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.50 607.20 Td (233) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 607.21 Td (327) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 593.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 593.21 Td (ax credit and net operating loss carry-forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.25 593.20 Td (21,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 593.21 Td (20,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 579.21 Td (Fixed assets and leases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.75 579.20 Td (1,090) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 579.21 Td (1,739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 565.21 Td (Other deferred tax assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.75 565.20 Td (1,988) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 565.21 Td (2,714) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 551.21 Td (Gross deferred tax assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 551.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.25 551.20 Td (36,184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 551.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 551.21 Td (51,194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 537.21 Td (V) Tj ET Q q 0 0 0 rg BT 45.00 537.21 Td (aluation allowance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 537.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.75 537.20 Td (9,387) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 537.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 537.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 523.20 Td (Deferr) Tj ET Q q 0 0 0 rg BT 64.39 523.20 Td (ed tax assets after) Tj ET Q q 0 0 0 rg BT 132.46 523.20 Td ( valuation allowance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.25 523.20 Td (26,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 523.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 523.21 Td (51,194) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 509.20 Td (Deferr) Tj ET Q q 0 0 0 rg BT 64.39 509.20 Td (ed tax liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 509.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 509.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 495.21 Td (Intangibles) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 495.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 495.20 Td (\(1,247) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 495.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 495.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.75 495.21 Td (\(1,71) Tj ET Q q 0 0 0 rg BT 280.50 495.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 495.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 481.21 Td (Debt issuances) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 481.20 Td (\(294) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 481.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 481.21 Td (\(641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 481.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 467.21 Td (Non-U.S. withholding taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 467.20 Td (\(668) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 467.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 467.21 Td (\(739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 467.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 453.21 Td (Interest-related items) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.50 453.20 Td (\(562) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 453.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 453.21 Td (\(765) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 453.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 439.21 Td (Other deferred tax liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 439.20 Td (\(1,545) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 439.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 439.21 Td (\(670) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 439.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 425.21 Td (Gross deferred tax liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 425.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 425.20 Td (\(4,316) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.00 425.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.75 425.21 Td (\(4,526) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.00 425.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 411.20 Td (Net deferr) Tj ET Q q 0 0 0 rg BT 78.56 411.20 Td (ed tax assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.00 411.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.25 411.20 Td (22,481) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 411.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 411.21 Td (46,668) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Unrecognized T) Tj ET Q q 0 0 0 rg BT 388.91 749.25 Td (ax Benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (The following is a rollforward of the Company) Tj ET Q q 0 0 0 rg BT 514.79 737.25 Td (s unrecognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (tax benefits:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 701.75 147.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 701.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 701.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 701.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 655.75 147.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 655.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 655.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 655.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 609.75 147.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 609.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 609.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 609.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 563.75 147.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 563.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 563.75 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 541.50 563.75 35.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 701.75 m 471.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 701.75 m 506.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 701.75 m 541.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 701.75 m 576.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 701.75 m 506.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 701.75 m 541.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 701.75 m 576.5 701.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 540.75 m 471.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 517.75 m 471.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 540.75 m 506.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 517.75 m 506.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 540.75 m 541.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 517.75 m 541.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 540.75 m 576.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 541.5 517.75 m 576.5 517.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 706.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 706.15 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 706.01 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 706.01 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 692.20 Td (T) Tj ET Q q 0 0 0 rg BT 332.59 692.20 Td (otal unr) Tj ET Q q 0 0 0 rg BT 362.85 692.20 Td (ecognized tax benefits at) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 683.20 Td (January1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 683.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.75 683.20 Td (1,092) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.75 683.21 Td (1,235) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 683.21 Td (1,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 669.21 Td (Net amount of increases for current) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 660.21 Td (year) Tj ET Q q 0 0 0 rg BT 342.65 660.21 Td () Tj ET Q q 0 0 0 rg BT 345.57 660.21 Td (s tax positions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 660.20 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 660.21 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 660.21 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 646.21 Td (Gross amount of increases for prior) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 637.21 Td (years) Tj ET Q q 0 0 0 rg BT 348.65 637.21 Td ( tax positions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.50 637.20 Td (324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 637.21 Td (273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 637.21 Td (31) Tj ET Q q 0 0 0 rg BT 568.50 637.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 623.21 Td (Gross amount of decreases for prior) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 614.21 Td (years) Tj ET Q q 0 0 0 rg BT 348.65 614.21 Td ( tax positions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 614.20 Td (\(246) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 614.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 614.21 Td (\(225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 614.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 614.21 Td (\(61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 614.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 600.21 Td (Amounts of decreases relating to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 591.21 Td (settlements) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 591.20 Td (\(199) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 591.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 591.21 Td (\(174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 591.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 591.21 Td (\(45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 591.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 577.21 Td (Reductions due to lapse of statutes of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 568.21 Td (limitation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 568.20 Td (\(1) Tj ET Q q 0 0 0 rg BT 498.50 568.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 568.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 568.21 Td (\(21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 568.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 568.21 Td (\(22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 568.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 554.21 Td (Foreign exchange, acquisitions and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 545.21 Td (dispositions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.00 545.20 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 545.21 Td (\(30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 545.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 545.21 Td (\(40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 545.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 531.20 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 531.20 Td (otal unr) Tj ET Q q 0 0 0 rg BT 362.77 531.20 Td (ecognized tax benefits at) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 522.20 Td (December) Tj ET Q q 0 0 0 rg BT 365.81 522.20 Td (31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 522.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.75 522.20 Td (1,013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 522.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.75 522.21 Td (1,092) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 522.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 522.21 Td (1,235) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 494.25 Td (The total amounts of unrecognized tax benefits at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 482.25 Td (December 31, 2017, 2016 and 2015 that, if recognized, would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 470.25 Td (af) Tj ET Q q 0 0 0 rg BT 331.59 470.25 Td (fect Citi) Tj ET Q q 0 0 0 rg BT 366.86 470.25 Td (s tax expense, are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.88 470.25 Td ($0.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.99 470.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.99 470.25 Td ($0.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.11 470.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.54 470.25 Td ($0.9 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 458.25 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.11 458.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 402.77 458.25 Td (. ) Tj ET Q q 0 0 0 rg BT 407.59 458.25 Td (The remaining uncertain tax positions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 446.25 Td (have of) Tj ET Q q 0 0 0 rg BT 353.53 446.25 Td (fsetting amounts in other jurisdictions or are temporary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 434.25 Td (dif) Tj ET Q q 0 0 0 rg BT 334.93 434.25 Td (ferences.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 422.25 Td (Interest and penalties \(not included in unrecognized tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 410.25 Td (benefits above\) are a component of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 471.71 410.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 481.34 410.25 Td (ovision for income ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 398.25 Td (taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.55 398.25 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 361.75 304.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 361.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 361.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 361.75 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 361.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 361.75 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 361.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 333.75 304.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 333.75 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 333.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 333.75 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 333.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 333.75 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 333.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 374.75 m 375.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 374.75 m 422.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 374.75 m 454.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 374.75 m 499.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 374.75 m 531.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 374.75 m 576.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 361.75 m 340.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 361.75 m 375.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 374.75 m 422.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 374.75 m 422.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 361.75 m 422.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 361.75 m 454.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 374.75 m 499.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 374.75 m 499.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 361.75 m 499.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 361.75 m 531.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 374.75 m 576.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 361.75 m 576.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 361.75 m 375.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 361.75 m 422.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 361.75 m 422.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 361.75 m 454.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 361.75 m 499.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 361.75 m 499.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 361.75 m 531.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 361.75 m 576.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 347.75 m 422.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 347.75 m 499.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 319.75 m 340.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 319.75 m 375.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 333.75 m 422.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 319.75 m 422.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 319.75 m 454.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 333.75 m 499.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 319.75 m 499.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 319.75 m 531.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 319.75 m 576.5 319.75 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 39.00 377.47 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.00 379.15 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 379.01 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.50 379.01 Td (2015) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 366.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.80 366.15 Td (Pr) Tj ET Q q 0 0 0 rg BT 354.21 366.15 Td (etax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.75 366.15 Td (Netof tax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.50 366.01 Td (Pretax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 366.01 Td (Netoftax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.50 366.01 Td (Pretax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.50 366.01 Td (Netoftax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 352.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 352.21 Td (otal interest and penalties on the Consolidated Balance Sheet at January1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 352.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 352.20 Td (260) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 352.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.50 352.20 Td (164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.00 352.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 352.21 Td (233) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 352.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.50 352.21 Td (146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 352.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 352.21 Td (269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 352.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 352.21 Td (169) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 338.21 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 338.21 Td (otal interest and penalties in the Consolidated Statement of Income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.50 338.20 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 338.20 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 338.21 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 338.21 Td (68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.00 338.21 Td (\(29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 338.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 338.21 Td (\(18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 338.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 324.21 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 324.21 Td (otal interest and penalties on the Consolidated Balance Sheet at December31) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 322.53 328.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 324.20 Td (121) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.50 324.20 Td (101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 324.21 Td (260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.50 324.21 Td (164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 324.21 Td (233) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 324.21 Td (146) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 302.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 302.65 Td (Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 83.10 302.65 Td ($3 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 116.21 302.65 Td ( for non-U.S. penalties in 2017, 2016 and 2015. ) Tj ET Q q 0 0 0 rg BT 270.20 302.65 Td (Also includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 315.97 302.65 Td ($3 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 349.09 302.65 Td ( for state penalties in 2017, 2016 and 2015.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.65 Td (As of December 31, 2017, Citi is under audit by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.65 Td (Internal Revenue Service and other major taxing jurisdictions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.65 Td (around the world. It is thus reasonably possible that significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.65 Td (changes in the gross balance of unrecognized tax benefits may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.65 Td (occur within the next 12 months, although Citi does not expect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.65 Td (such audits to result in amounts that would cause a significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.65 Td (change to its ef) Tj ET Q q 0 0 0 rg BT 96.63 209.65 Td (fective tax rate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 281.65 Td (The following are the major tax jurisdictions in which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.65 Td (Company and its af) Tj ET Q q 0 0 0 rg BT 401.86 269.65 Td (filiates operate and the earliest tax year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.65 Td (subject to examination:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 234.15 205.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 234.15 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 208.15 205.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 208.15 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 182.15 205.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 182.15 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 156.15 205.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 156.15 47.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 234.14999999999998 m 529.5 234.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 234.14999999999998 m 576.5 234.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 130.14999999999998 m 529.5 130.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 130.14999999999998 m 576.5 130.14999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 238.55 Td (Jurisdiction) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.85 238.55 Td (T) Tj ET Q q 0 0 0 rg BT 541.03 238.55 Td (axyear) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 225.41 Td (United States) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 225.41 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 212.41 Td (Mexico) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.30 212.41 Td (201) Tj ET Q q 0 0 0 rg BT 568.63 212.41 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 199.41 Td (New ) Tj ET Q q 0 0 0 rg BT 346.08 199.41 Td (Y) Tj ET Q q 0 0 0 rg BT 351.96 199.41 Td (ork State and City) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 199.41 Td (2009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 186.41 Td (United Kingdom) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 186.41 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 173.41 Td (India) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 173.41 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 160.41 Td (Singapore) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.30 160.41 Td (201) Tj ET Q q 0 0 0 rg BT 568.63 160.41 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 147.41 Td (Hong Kong) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.30 147.41 Td (201) Tj ET Q q 0 0 0 rg BT 568.63 147.41 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 134.41 Td (Ireland) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 134.41 Td (2013) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 353 0 obj <> endobj 354 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (176) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Non-U.S. Earnings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Non-U.S. pretax earnings approximated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.18 737.25 Td ($13.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.29 737.25 Td ( in 2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (\(of which a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.04 725.25 Td ($0.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.15 725.25 Td ( loss was recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 216.52 725.25 Td (Discontinued ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.78 713.25 Td (\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.11 713.25 Td ($1) Tj ET Q q 0 0 0 rg BT 96.74 713.25 Td (1.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.85 713.25 Td ( in 2016 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.07 713.25 Td ($1) Tj ET Q q 0 0 0 rg BT 199.70 713.25 Td (1.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.81 713.25 Td ( in 2015. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (As a U.S. corporation, Citigroup and its U.S. subsidiaries are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (currently subject to U.S. taxation on all non-U.S. pretax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (earnings of a non-U.S. branch. Starting in 2018, there will be a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (separate foreign tax credit \(FTC\) basket for branches. ) Tj ET Q q 0 0 0 rg BT 252.30 665.25 Td (Also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (starting in 2018, dividends from a non-U.S. subsidiary or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 641.25 Td (filiate are ef) Tj ET Q q 0 0 0 rg BT 91.70 641.25 Td (fectively exempt from U.S. taxation. ) Tj ET Q q 0 0 0 rg BT 240.37 641.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (Company provides income taxes on the book over tax basis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (dif) Tj ET Q q 0 0 0 rg BT 46.93 617.25 Td (ferences of non-U.S. subsidiaries except to the extent that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (such dif) Tj ET Q q 0 0 0 rg BT 67.76 605.25 Td (ferences are indefinitely reinvested outside the U.S.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 593.25 Td (At December 31, 2017, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.08 593.25 Td ($14.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.20 593.25 Td ( of basis dif) Tj ET Q q 0 0 0 rg BT 247.96 593.25 Td (ferences ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (of non-U.S. subsidiaries was indefinitely invested. ) Tj ET Q q 0 0 0 rg BT 239.58 581.25 Td (At the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (existing tax rates, additional taxes \(net of U.S. FTCs\) of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.35 569.25 Td ($3.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 557.25 Td ( would have to be provided if such basis dif) Tj ET Q q 0 0 0 rg BT 236.62 557.25 Td (ferences ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (were realized. ) Tj ET Q q 0 0 0 rg BT 94.39 545.25 Td (These amounts are significantly less than the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (corresponding amounts at December 31, 2016 due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (deemed repatriation of unremitted earnings of non-U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (subsidiaries under the provisions of ) Tj ET Q q 0 0 0 rg BT 180.52 509.25 Td (T) Tj ET Q q 0 0 0 rg BT 185.93 509.25 Td (ax Reform.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 497.25 Td (Income taxes are not provided for the Company) Tj ET Q q 0 0 0 rg BT 248.11 497.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (savings bank base year bad debt reserves that arose before ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (1988, because under current U.S. tax rules, such taxes will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (become payable only to the extent that such amounts are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (distributed in excess of limits prescribed by federal law) Tj ET Q q 0 0 0 rg BT 256.95 449.25 Td (. ) Tj ET Q q 0 0 0 rg BT 261.40 449.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (December 31, 2017, the amount of the base year reserves ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (totaled approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.97 425.25 Td ($358 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.36 425.25 Td ( \(subject to a tax of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.78 425.25 Td ($75 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 413.25 Td (\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Deferred T) Tj ET Q q 0 0 0 rg BT 368.34 749.25 Td (ax ) Tj ET Q q 0 0 0 rg BT 380.47 749.25 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (As of December 31, 2017, Citi had a valuation allowance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td ($9.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.11 725.25 Td (, composed of valuation allowances of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.46 725.25 Td ($5.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.57 725.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (on its FTC carry-forwards, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.70 713.25 Td ($2.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.81 713.25 Td ( on its U.S. residual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (DT) Tj ET Q q 0 0 0 rg BT 336.53 701.25 Td (A) Tj ET Q q 0 0 0 rg BT 343.20 701.25 Td ( related to its non-U.S. branches, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.78 701.25 Td ($1.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.89 701.25 Td ( on local ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (non-U.S. DT) Tj ET Q q 0 0 0 rg BT 375.14 689.25 Td (As and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.69 689.25 Td ($0.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.81 689.25 Td ( on state net operating loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (carry-forwards. ) Tj ET Q q 0 0 0 rg BT 388.23 677.25 Td (The valuation allowance against FTCs results ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (from the impact of the lower tax rate and the new separate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (FTC basket for non-U.S. branches, as well as diminished ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (ability under ) Tj ET Q q 0 0 0 rg BT 377.14 641.25 Td (T) Tj ET Q q 0 0 0 rg BT 382.55 641.25 Td (ax Reform to generate income from sources ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (outside the U.S. to support FTC utilization. ) Tj ET Q q 0 0 0 rg BT 499.37 629.25 Td (The absolute ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (amount of Citi) Tj ET Q q 0 0 0 rg BT 385.11 617.25 Td (s post-T) Tj ET Q q 0 0 0 rg BT 416.91 617.25 Td (ax Reform-related valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (allowances may change in future years. First, the separate FTC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (basket for non-U.S. branches will result in additional DT) Tj ET Q q 0 0 0 rg BT 550.93 593.25 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (\(for FTCs\) requiring a valuation allowance, given that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (local tax rate for these branches exceeds on average the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (tax rate of 21%. Second, in Citi) Tj ET Q q 0 0 0 rg BT 452.86 557.25 Td (s general basket for FTCs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (changes in the forecasted amount of income in U.S. locations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (derived from sources outside the U.S. could alter the amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (of valuation allowance that is needed against such FTCs. ) Tj ET Q q 0 0 0 rg BT 553.39 521.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (December31, 2016, Citi had no valuation allowance on its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (DT) Tj ET Q q 0 0 0 rg BT 336.53 497.25 Td (As. ) Tj ET Q q 0 0 0 rg BT 352.46 497.25 Td (The following table summarizes Citi) Tj ET Q q 0 0 0 rg BT 501.88 497.25 Td (s DT) Tj ET Q q 0 0 0 rg BT 520.80 497.25 Td (As:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 441.75 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 441.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 441.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 413.75 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 413.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 413.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 385.75 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 385.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 385.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 371.75 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 371.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 371.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 343.75 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 343.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 343.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 315.75 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 315.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 315.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 287.75 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 287.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 287.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 245.75 128.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 245.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 245.75 62.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 473.75 m 452.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 473.75 m 514.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 473.75 m 576.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 441.75 m 452.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 441.75 m 514.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 441.75 m 576.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 441.75 m 514.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 441.75 m 576.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 371.75 m 452.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 357.75 m 452.5 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 371.75 m 514.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 357.75 m 514.5 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 371.75 m 576.5 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 357.75 m 576.5 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 301.75 m 452.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 287.75 m 452.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 301.75 m 514.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 287.75 m 514.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 301.75 m 576.5 301.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 287.75 m 576.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 245.75 m 452.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 245.75 m 514.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 245.75 m 576.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 231.75 m 452.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 217.75 m 452.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 231.75 m 514.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 217.75 m 514.5 217.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 231.75 m 576.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 217.75 m 576.5 217.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 478.00 Td (Inbillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 446.20 Td (Jurisdiction/component) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 418.01 450.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.20 464.20 Td (DT) Tj ET Q q 0 0 0 rg BT 468.03 464.20 Td (As balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.80 455.20 Td (December) Tj ET Q q 0 0 0 rg BT 495.61 455.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 446.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.45 464.21 Td (DT) Tj ET Q q 0 0 0 rg BT 530.73 464.21 Td (As balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.75 455.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 446.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 432.20 Td (U.S. federal) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 372.24 436.28 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 432.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 432.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 418.21 Td (Net operating losses \(NOLs\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 430.23 422.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 418.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 418.20 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 418.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 418.21 Td (3.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 404.21 Td (Foreign tax credits \(FTCs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 404.20 Td (7.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 404.21 Td (14.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 390.21 Td (General business credits \(GBCs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 390.20 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 390.21 Td (0.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 376.21 Td (Future tax deductions and credits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 376.20 Td (4.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 376.21 Td (21.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 362.20 Td (T) Tj ET Q q 0 0 0 rg BT 332.59 362.20 Td (otal U.S. federal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 362.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.25 362.20 Td (16.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 362.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 362.21 Td (40.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 348.20 Td (State and local) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 348.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 348.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 334.21 Td (New ) Tj ET Q q 0 0 0 rg BT 346.08 334.21 Td (Y) Tj ET Q q 0 0 0 rg BT 351.96 334.21 Td (ork NOLs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 334.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 334.20 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 334.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 334.21 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 320.21 Td (Other state NOLs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 320.20 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 320.21 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 306.21 Td (Future tax deductions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 306.20 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 306.21 Td (1.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 292.20 Td (T) Tj ET Q q 0 0 0 rg BT 332.59 292.20 Td (otal state and local) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 292.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 292.20 Td (3.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 292.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 292.21 Td (4.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 278.20 Td (Non-U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 278.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 278.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 264.21 Td (NOLs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 264.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 264.20 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 264.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 264.21 Td (0.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 250.21 Td (Future tax deductions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 250.20 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 250.21 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 236.20 Td (T) Tj ET Q q 0 0 0 rg BT 332.59 236.20 Td (otal non-U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 236.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 236.20 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 236.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 236.21 Td (2.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 222.20 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 222.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 222.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.25 222.20 Td (22.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 222.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 222.21 Td (46.7) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 208.65 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 199.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 199.05 Td (All amounts are net of valuation allowances.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 189.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 189.45 Td (Included in the net U.S. federal DT) Tj ET Q q 0 0 0 rg BT 454.21 189.45 Td (As of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 473.77 189.45 Td ($16.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.66 189.45 Td ( as of December ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 179.85 Td (31, 2017 were deferred tax liabilities of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 470.40 179.85 Td ($2.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 507.29 179.85 Td ( that will reverse in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 170.25 Td (the relevant carry-forward period and may be used to support the DT) Tj ET Q q 0 0 0 rg BT 561.95 170.25 Td (As.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 160.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 160.65 Td (Consists of non-consolidated tax return NOL) Tj ET Q q 0 0 0 rg BT 485.90 160.65 Td ( carry-forwards that are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 151.05 Td (eventually expected to be utilized in Citigroup) Tj ET Q q 0 0 0 rg BT 492.63 151.05 Td (s consolidated tax return.) Tj ET Q endstream endobj 355 0 obj <> endobj 356 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (177) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The following table summarizes the amounts of tax carry-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (forwards and their expiration dates:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 694.60 156.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 694.60 48.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 694.60 48.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 657.60 156.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 657.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 657.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 633.60 156.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 633.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 633.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 609.60 156.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 609.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 609.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 585.60 156.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 585.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 585.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 552.60 156.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 552.60 48.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 552.60 48.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 520.60 156.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 520.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 520.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 496.60 156.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 496.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 496.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 472.60 156.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 472.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 472.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 440.60 156.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 440.60 48.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 440.60 48.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 408.60 156.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 408.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 408.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 384.60 156.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 384.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 384.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 360.60 156.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 360.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 360.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 336.60 156.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 336.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 336.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 312.60 156.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 312.60 48.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 312.60 48.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 279.60 156.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 279.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 279.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 255.60 156.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 255.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 255.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 229.60 156.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 191.50 229.60 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 229.60 48.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 714.6 m 191.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 714.6 m 239.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 714.6 m 287.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 694.6 m 191.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 694.6 m 239.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 694.6 m 287.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 573.6 m 239.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 573.6 m 287.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 573.6 m 191.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 552.6 m 191.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 573.6 m 239.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 552.6 m 239.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 573.6 m 287.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 552.6 m 287.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 460.6 m 239.5 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 460.6 m 287.5 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 460.6 m 191.5 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 440.6 m 191.5 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 460.6 m 239.5 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 440.6 m 239.5 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 460.6 m 287.5 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 440.6 m 287.5 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 312.6 m 191.5 312.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 312.6 m 239.5 312.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 312.6 m 287.5 312.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 312.6 m 191.5 312.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 291.6 m 191.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 312.6 m 239.5 312.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 291.6 m 239.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 312.6 m 287.5 312.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 291.6 m 287.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 267.6 m 191.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 267.6 m 239.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 267.6 m 287.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 243.60000000000002 m 191.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 243.60000000000002 m 239.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 243.60000000000002 m 287.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 217.60000000000002 m 191.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 191.5 217.60000000000002 m 239.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 217.60000000000002 m 287.5 217.60000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 718.55 Td (Inbillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 699.05 Td (Y) Tj ET Q q 0 0 0 rg BT 44.00 699.05 Td (ear) Tj ET Q q 0 0 0 rg BT 55.91 699.05 Td (ofexpiration) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.55 706.00 Td (December) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.25 697.05 Td (31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 705.86 Td (December) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.25 696.91 Td (31, 2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 683.05 Td (U.S. tax r) Tj ET Q q 0 0 0 rg BT 74.33 683.05 Td (eturn for) Tj ET Q q 0 0 0 rg BT 108.91 683.05 Td (eign tax cr) Tj ET Q q 0 0 0 rg BT 149.23 683.05 Td (edit ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 674.05 Td (carry-forwards) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 96.97 678.13 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 674.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 674.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 660.86 Td (2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.00 661.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 661.00 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 660.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 660.86 Td (2.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 648.86 Td (2019) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 649.00 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 648.86 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 636.86 Td (2020) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 637.00 Td (3.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 636.86 Td (3.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 624.86 Td (2021) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 625.00 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 624.86 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 612.86 Td (2022) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 613.00 Td (3.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 612.86 Td (3.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 600.86 Td (2023) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 56.00 604.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 601.00 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 600.86 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 588.86 Td (2025) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 56.00 592.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 589.00 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 588.86 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 576.86 Td (2027) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 56.00 580.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 577.00 Td (1.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 576.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 565.00 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 565.00 Td (otal U.S. tax r) Tj ET Q q 0 0 0 rg BT 96.34 565.00 Td (eturn for) Tj ET Q q 0 0 0 rg BT 130.92 565.00 Td (eign tax cr) Tj ET Q q 0 0 0 rg BT 171.24 565.00 Td (edit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 556.00 Td (carry-forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.00 557.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 557.05 Td (13.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 557.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.25 557.06 Td (14.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 544.00 Td (U.S. tax r) Tj ET Q q 0 0 0 rg BT 74.42 544.00 Td (eturn general business cr) Tj ET Q q 0 0 0 rg BT 170.50 544.00 Td (edit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 535.05 Td (carry-forwards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 537.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 537.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 523.86 Td (2032) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.00 524.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 524.00 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 523.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 523.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 511.86 Td (2033) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 512.00 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 511.86 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 499.86 Td (2034) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 500.00 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 499.86 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 487.86 Td (2035) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 488.00 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 487.86 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 475.86 Td (2036) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 476.00 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 475.86 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 463.86 Td (2037) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 464.00 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 463.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 452.00 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 452.00 Td (otal U.S. tax r) Tj ET Q q 0 0 0 rg BT 96.34 452.00 Td (eturn general business) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 443.05 Td (cr) Tj ET Q q 0 0 0 rg BT 45.91 443.05 Td (edit carry-forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.00 445.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 445.05 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 445.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 445.06 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 432.00 Td (U.S. subsidiary separate federal NOL) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 423.05 Td (carry-forwards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 425.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 425.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 411.86 Td (2027) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.00 412.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 412.00 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 411.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 411.86 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 399.86 Td (2028) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 400.00 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 399.86 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 387.86 Td (2030) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 388.00 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 387.86 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 375.86 Td (2032) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 376.00 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 375.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 363.86 Td (2033) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 364.00 Td (1.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 363.86 Td (1.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 351.86 Td (2034) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 352.00 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 351.86 Td (2.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 339.86 Td (2035) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 340.00 Td (3.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 339.86 Td (3.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 327.86 Td (2036) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 328.00 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 327.86 Td (2.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 315.86 Td (2037) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 316.00 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 315.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 304.00 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 304.00 Td (otal U.S. subsidiary separate federal ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 295.00 Td (NOL) Tj ET Q q 0 0 0 rg BT 57.01 295.00 Td ( carry-forwards) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 118.23 299.08 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.00 296.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 296.05 Td (1) Tj ET Q q 0 0 0 rg BT 224.75 296.05 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 296.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.25 296.06 Td (10.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 283.00 Td (New ) Tj ET Q q 0 0 0 rg BT 56.91 283.00 Td (Y) Tj ET Q q 0 0 0 rg BT 62.41 283.00 Td (ork State NOL) Tj ET Q q 0 0 0 rg BT 118.91 283.00 Td ( carry-forwards) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 180.14 287.08 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 282.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 282.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 270.86 Td (2034) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.00 271.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 271.00 Td (13.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 270.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.25 270.86 Td (13.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 259.00 Td (New ) Tj ET Q q 0 0 0 rg BT 56.91 259.00 Td (Y) Tj ET Q q 0 0 0 rg BT 62.41 259.00 Td (ork City NOL) Tj ET Q q 0 0 0 rg BT 115.92 259.00 Td ( carry-forwards) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 177.14 263.08 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 258.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 258.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 246.86 Td (2034) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.00 247.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.25 247.00 Td (13.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 246.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.25 246.86 Td (12.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 234.05 Td (Non-U.S. NOL) Tj ET Q q 0 0 0 rg BT 94.26 234.05 Td ( carry-forwards) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 155.49 238.13 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 234.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 234.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 220.86 Td (V) Tj ET Q q 0 0 0 rg BT 43.50 220.86 Td (arious) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.00 221.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 221.00 Td (2.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 220.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 220.86 Td (2.1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 198.90 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 198.90 Td (Before valuation allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 189.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 189.30 Td (The ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 68.44 189.30 Td ($3.0) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 82.44 189.30 Td ( billion in FTC carry-forwards that expire in 2023, 2025 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 179.70 Td (2027 are in a non-consolidated tax return entity but are eventually ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 170.10 Td (expected to be utilized \(net of valuation allowances\) in Citigroup) Tj ET Q q 0 0 0 rg BT 264.38 170.10 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 160.50 Td (consolidated tax return.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 150.90 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 150.90 Td (Pretax.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 117.30 Td (The time remaining for utilization of the FTC component ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 105.30 Td (has shortened, given the passage of time. ) Tj ET Q q 0 0 0 rg BT 201.79 105.30 Td (Although realization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 93.30 Td (is not assured, Citi believes that the realization of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 81.30 Td (recognized net DT) Tj ET Q q 0 0 0 rg BT 109.61 81.30 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.05 81.30 Td ($22.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.17 81.30 Td ( at December 31, 2017 is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 69.30 Td (more-likely-than-not based upon expectations as to future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 57.30 Td (taxable income in the jurisdictions in which the DT) Tj ET Q q 0 0 0 rg BT 240.71 57.30 Td (As arise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (and available tax planning strategies \(as defined in ) Tj ET Q q 0 0 0 rg BT 528.38 749.10 Td (ASC 740, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (Income T) Tj ET Q q 0 0 0 rg BT 360.57 737.10 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.34 737.10 Td (\) that would be implemented, if necessary) Tj ET Q q 0 0 0 rg BT 545.14 737.10 Td (, to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (prevent a carry-forward from expiring.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (Citi believes the U.S. federal and New ) Tj ET Q q 0 0 0 rg BT 497.97 713.10 Td (Y) Tj ET Q q 0 0 0 rg BT 504.19 713.10 Td (ork state and city ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (NOL) Tj ET Q q 0 0 0 rg BT 344.18 701.10 Td ( carry-forward period of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.58 701.10 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.58 701.10 Td ( years provides enough time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (to fully utilize the DT) Tj ET Q q 0 0 0 rg BT 410.40 689.10 Td (As pertaining to the existing NOL) Tj ET Q q 0 0 0 rg BT 546.40 689.10 Td ( carry-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (forwards. ) Tj ET Q q 0 0 0 rg BT 364.36 677.10 Td (This is due to Citi) Tj ET Q q 0 0 0 rg BT 438.81 677.10 Td (s forecast of suf) Tj ET Q q 0 0 0 rg BT 502.22 677.10 Td (ficient U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (taxable income and the fact that New ) Tj ET Q q 0 0 0 rg BT 474.95 665.10 Td (Y) Tj ET Q q 0 0 0 rg BT 481.17 665.10 Td (ork state and city ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (continue to tax Citi) Tj ET Q q 0 0 0 rg BT 403.71 653.10 Td (s non-U.S. income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 641.10 Td (W) Tj ET Q q 0 0 0 rg BT 351.04 641.10 Td (ith respect to the FTCs component of the DT) Tj ET Q q 0 0 0 rg BT 529.65 641.10 Td (As, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (carry-forward period is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.23 629.10 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.23 629.10 Td ( years. Utilization of FTCs in any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (year is restricted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.86 617.10 Td (21%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.19 617.10 Td ( of foreign source taxable income in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (that year) Tj ET Q q 0 0 0 rg BT 358.15 605.10 Td (. However) Tj ET Q q 0 0 0 rg BT 399.40 605.10 Td (, overall domestic losses that Citi has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (incurred of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.90 593.10 Td ($52 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.52 593.10 Td ( as of December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (2017 are allowed to be reclassified as foreign source income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (to the extent of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.76 569.10 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.76 569.10 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.09 569.10 Td (100%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.42 569.10 Td ( of domestic source income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (produced in subsequent years. Such resulting foreign source ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (income would cover the FTC carry-forwards after valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (allowance. ) Tj ET Q q 0 0 0 rg BT 368.98 533.10 Td (As noted in the tables above, Citi) Tj ET Q q 0 0 0 rg BT 504.79 533.10 Td (s FTC carry-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (forwards were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.97 521.10 Td ($7.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.08 521.10 Td ( \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.91 521.10 Td ($13.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.03 521.10 Td ( before valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (allowance\) as of December 31, 2017, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.81 509.10 Td ($14.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.11 497.10 Td ( as of December 31, 2016. ) Tj ET Q q 0 0 0 rg BT 457.68 497.10 Td (This decrease represented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td ($6.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.11 485.10 Td ( of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.16 485.10 Td ($24.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.27 485.10 Td ( decrease in Citi) Tj ET Q q 0 0 0 rg BT 516.75 485.10 Td (s overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (DT) Tj ET Q q 0 0 0 rg BT 336.53 473.10 Td (As during 2017. Citi believes that it will generate suf) Tj ET Q q 0 0 0 rg BT 548.53 473.10 Td (ficient ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (U.S. taxable income within the 10-year carry-forward period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (to be able to utilize the net FTCs after the valuation allowance, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (in addition to any FTCs produced in the tax return for such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (period, which must be used prior to any carry-forward ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (utilization.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 367.05 413.10 Td ( ) Tj ET Q endstream endobj 357 0 obj <> endobj 358 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 298.50 33.60 Td (178) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (10.EARNINGS PER SHARE) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (The following table reconciles the income and share data used in the basic and diluted earnings per share \(EPS\) computations:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 682.75 393.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 682.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 682.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 682.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 654.75 393.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 654.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 654.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 654.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 626.75 393.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 626.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 626.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 626.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 598.75 393.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 598.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 598.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 598.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 561.75 393.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 561.75 49.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 561.75 49.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 561.75 49.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 515.75 393.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 515.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 515.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 515.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 487.75 393.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 487.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 487.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 487.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 459.75 393.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 459.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 459.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 459.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 431.75 393.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 431.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 431.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 431.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 403.75 393.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 403.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 403.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 403.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 375.75 393.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 375.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 375.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 375.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 347.75 393.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 347.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 347.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 347.75 49.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 696.75 m 429.5 696.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 696.75 m 478.5 696.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 696.75 m 527.5 696.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 696.75 m 576.5 696.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 668.75 m 429.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 668.75 m 478.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 668.75 m 527.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 668.75 m 576.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 640.75 m 429.5 640.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 640.75 m 478.5 640.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 640.75 m 527.5 640.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 640.75 m 576.5 640.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 612.75 m 429.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 612.75 m 478.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 612.75 m 527.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 612.75 m 576.5 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 575.75 m 429.5 575.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 575.75 m 478.5 575.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 575.75 m 527.5 575.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 575.75 m 576.5 575.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 529.75 m 429.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 529.75 m 478.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 529.75 m 527.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 529.75 m 576.5 529.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 515.75 m 429.5 515.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 515.75 m 478.5 515.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 515.75 m 527.5 515.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 515.75 m 576.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 459.75 m 478.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 459.75 m 527.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 459.75 m 576.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 459.75 m 429.5 459.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 445.75 m 429.5 445.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 445.75 m 478.5 445.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 445.75 m 527.5 445.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 445.75 m 576.5 445.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 403.75 m 478.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 403.75 m 527.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 403.75 m 576.5 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 403.75 m 429.5 403.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 389.75 m 429.5 389.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 389.75 m 478.5 389.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 389.75 m 527.5 389.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 389.75 m 576.5 389.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 347.75 m 478.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 347.75 m 527.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 347.75 m 576.5 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 347.75 m 429.5 347.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 333.75 m 429.5 333.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 333.75 m 478.5 333.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 333.75 m 527.5 333.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 333.75 m 576.5 333.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 701.00 Td (In millions, except per) Tj ET Q q 0 0 0 rg BT 110.38 701.00 Td (-shar) Tj ET Q q 0 0 0 rg BT 126.97 701.00 Td (e amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.50 701.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 701.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 701.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 687.20 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 98.90 687.20 Td (om continuing operations befor) Tj ET Q q 0 0 0 rg BT 219.49 687.20 Td (e attribution of noncontr) Tj ET Q q 0 0 0 rg BT 314.58 687.20 Td (olling inter) Tj ET Q q 0 0 0 rg BT 356.67 687.20 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 687.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 687.20 Td (\(6,627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 687.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 687.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 687.21 Td (15,033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 687.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 687.21 Td (17,386) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 673.21 Td (Less: Noncontrolling interests from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 673.20 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 673.21 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 673.21 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 659.20 Td (Net income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 113.64 659.20 Td (om continuing operations \(for) Tj ET Q q 0 0 0 rg BT 228.23 659.20 Td ( EPS purposes\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 659.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 659.20 Td (\(6,687) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 659.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 659.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 659.21 Td (14,970) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 659.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 659.21 Td (17,296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 645.21 Td (Income \(loss\) from discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 645.20 Td (\(1) Tj ET Q q 0 0 0 rg BT 466.00 645.20 Td (1) Tj ET Q q 0 0 0 rg BT 470.50 645.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 645.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 645.21 Td (\(58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 645.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 645.21 Td (\(54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 645.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 631.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 61.91 631.20 Td (oup's net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 631.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 631.20 Td (\(6,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 631.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 631.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 631.21 Td (14,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 631.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 631.21 Td (17,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 617.21 Td (Less: Preferred dividends) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 130.97 621.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 617.20 Td (1,213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.75 617.21 Td (1,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 617.21 Td (769) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 603.20 Td (Net income \(loss\) available to common shar) Tj ET Q q 0 0 0 rg BT 205.40 603.20 Td (eholders) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 603.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 603.20 Td (\(8,01) Tj ET Q q 0 0 0 rg BT 470.50 603.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 603.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 603.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 603.21 Td (13,835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 603.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 603.21 Td (16,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 589.21 Td (Less: Dividends and undistributed earnings allocated to employee restricted and deferred shares with) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 580.21 Td (nonforfeitable rights to dividends, applicable to basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 580.20 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.50 580.21 Td (195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 580.21 Td (224) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 566.20 Td (Net income \(loss\) allocated to common shar) Tj ET Q q 0 0 0 rg BT 205.39 566.20 Td (eholders for) Tj ET Q q 0 0 0 rg BT 251.46 566.20 Td ( basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 566.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 566.20 Td (\(8,048) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 566.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 566.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 566.21 Td (13,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 566.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 566.21 Td (16,249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 552.21 Td (Add: Interest expense, net of tax, and dividends on convertible securities and adjustment of undistributed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 543.21 Td (earnings allocated to employee restricted and deferred shares with nonforfeitable rights to dividends,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 534.21 Td (applicable to diluted EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 534.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 534.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 534.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 520.20 Td (Net income \(loss\) allocated to common shar) Tj ET Q q 0 0 0 rg BT 205.39 520.20 Td (eholders for) Tj ET Q q 0 0 0 rg BT 251.46 520.20 Td ( diluted EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 520.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.75 520.20 Td (\(8,048) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 520.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 520.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 520.21 Td (13,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 520.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 520.21 Td (16,249) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 506.20 Td (W) Tj ET Q q 0 0 0 rg BT 47.75 506.20 Td (eighted-average common shar) Tj ET Q q 0 0 0 rg BT 162.90 506.20 Td (es outstanding applicable to basic EPS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 506.20 Td (2,698.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 506.21 Td (2,888.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 506.21 Td (3,004.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 492.21 Td (Ef) Tj ET Q q 0 0 0 rg BT 47.33 492.21 Td (fect of dilutive securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.55 496.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 492.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 492.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 492.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 478.21 Td (Options) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 73.50 482.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 478.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 478.21 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 478.21 Td (3.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 464.21 Td (Other employee plans non-dividend eligible) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.00 464.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 464.21 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 464.21 Td (0.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 450.20 Td (Adjusted weighted-average common shar) Tj ET Q q 0 0 0 rg BT 198.07 450.20 Td (es outstanding applicable to diluted EPS) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 352.85 454.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 450.20 Td (2,698.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 450.21 Td (2,888.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 450.21 Td (3,007.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 436.20 Td (Basic earnings per) Tj ET Q q 0 0 0 rg BT 109.84 436.20 Td ( shar) Tj ET Q q 0 0 0 rg BT 128.93 436.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 132.92 440.28 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 436.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 436.21 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 436.21 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 422.21 Td (Income \(loss\) from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 422.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 422.20 Td (\(2.94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 422.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 422.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.25 422.21 Td (4.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 422.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 422.21 Td (5.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 408.21 Td (Discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 408.20 Td (\(0.04) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 408.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.25 408.21 Td (\(0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 408.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.25 408.21 Td (\(0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 408.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 394.20 Td (Net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 394.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 394.20 Td (\(2.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 394.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 394.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.25 394.21 Td (4.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 394.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 394.21 Td (5.41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 380.20 Td (Diluted earnings per) Tj ET Q q 0 0 0 rg BT 117.84 380.20 Td ( shar) Tj ET Q q 0 0 0 rg BT 136.93 380.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 140.92 384.28 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 380.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 380.21 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 380.21 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 366.21 Td (Income \(loss\) from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 366.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 366.20 Td (\(2.94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 366.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 366.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.25 366.21 Td (4.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 366.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 366.21 Td (5.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 352.21 Td (Discontinued operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 352.20 Td (\(0.04) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 352.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.25 352.21 Td (\(0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 352.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.25 352.21 Td (\(0.02) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 352.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 338.20 Td (Net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 338.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.25 338.20 Td (\(2.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 338.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 338.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.25 338.21 Td (4.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 338.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 338.21 Td (5.40) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 316.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 316.65 Td (See Note) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 85.10 316.65 Td (20) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 93.10 316.65 Td ( to the Consolidated Financial Statements for the potential future impact of preferred stock dividends.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 307.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 307.05 Td (W) Tj ET Q q 0 0 0 rg BT 60.91 307.05 Td (arrants issued to the U.S. ) Tj ET Q q 0 0 0 rg BT 142.75 307.05 Td (T) Tj ET Q q 0 0 0 rg BT 147.36 307.05 Td (reasury as part of the ) Tj ET Q q 0 0 0 rg BT 216.30 307.05 Td (T) Tj ET Q q 0 0 0 rg BT 220.90 307.05 Td (roubled ) Tj ET Q q 0 0 0 rg BT 246.90 307.05 Td (Asset Relief Program \(T) Tj ET Q q 0 0 0 rg BT 324.68 307.05 Td (ARP\) and the loss-sharing agreement \(all of which were subsequently sold to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 297.45 Td (the public in January 201) Tj ET Q q 0 0 0 rg BT 134.57 297.45 Td (1\), with exercise prices of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 219.43 297.45 Td ($178.50) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 245.43 297.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.98 297.45 Td ($104.96) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.98 297.45 Td ( per share for approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 379.61 297.45 Td (21.0 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 418.72 297.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.27 297.45 Td (25.5 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 473.39 297.45 Td ( shares of Citigroup common ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 287.85 Td (stock, respectively) Tj ET Q q 0 0 0 rg BT 113.02 287.85 Td (. Both warrants were not included in the computation of earnings per share in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 362.50 287.85 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 378.50 287.85 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 382.50 287.85 Td (2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 398.50 287.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 414.05 287.85 Td (2015) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 430.05 287.85 Td ( because they were anti-dilutive.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 278.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 278.25 Td (During ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 78.66 278.25 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 94.66 278.25 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 98.66 278.25 Td (2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 114.66 278.25 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 130.21 278.25 Td (2015) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 146.21 278.25 Td (, weighted-average options to purchase ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 273.28 278.25 Td (0.8 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 308.39 278.25 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 312.39 278.25 Td (4.2 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 347.51 278.25 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.06 278.25 Td (0.9 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 398.17 278.25 Td ( shares of common stock, respectively) Tj ET Q q 0 0 0 rg BT 519.84 278.25 Td (, were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 268.65 Td (outstanding but not included in the computation of earnings per share because the weighted-average exercise prices of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.09 268.65 Td ($204.80) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 460.09 268.65 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 464.09 268.65 Td ($98.01) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 486.09 268.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 501.64 268.65 Td ($199.16) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.64 268.65 Td ( per share, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 259.05 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 259.05 Td (, were anti-dilutive.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 249.45 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 249.45 Td (Due to rounding, common shares outstanding applicable to basic EPS and the ef) Tj ET Q q 0 0 0 rg BT 310.47 249.45 Td (fect of dilutive securities may not sum to common shares outstanding applicable to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 239.85 Td (diluted EPS.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 230.25 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 230.25 Td (Due to rounding, earnings per share on continuing operations and discontinued operations may not sum to earnings per share on net income.) Tj ET Q endstream endobj 359 0 obj <> endobj 360 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (179) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (1) Tj ET Q q 0 0 0 rg BT 40.45 749.25 Td (1. FEDERAL) Tj ET Q q 0 0 0 rg BT 97.68 749.25 Td ( FUNDS, SECURITIES BORROWED, ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (LOANED ) Tj ET Q q 0 0 0 rg BT 80.73 737.25 Td (AND SUBJECT) Tj ET Q q 0 0 0 rg BT 149.73 737.25 Td ( ) Tj ET Q q 0 0 0 rg BT 152.05 737.25 Td (T) Tj ET Q q 0 0 0 rg BT 158.54 737.25 Td (O REPURCHASE ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (AGREEMENTS) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (Federal funds sold and securities borr) Tj ET Q q 0 0 0 rg BT 189.23 705.25 Td (owed or pur) Tj ET Q q 0 0 0 rg BT 237.75 705.25 Td (chased ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 693.25 Td (under agr) Tj ET Q q 0 0 0 rg BT 75.35 693.25 Td (eements to r) Tj ET Q q 0 0 0 rg BT 123.86 693.25 Td (esell) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.18 693.25 Td (, at their respective carrying values, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (consisted of the following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 620.75 130.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 620.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 620.75 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 574.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 574.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 574.75 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 634.75 m 165.5 634.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 634.75 m 227.5 634.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 634.75 m 287.5 634.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 574.75 m 165.5 574.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 560.75 m 165.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 574.75 m 227.5 574.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 560.75 m 227.5 560.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 574.75 m 287.5 574.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 560.75 m 287.5 560.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.95 653.20 Td (December) Tj ET Q q 0 0 0 rg BT 209.84 653.20 Td ( 31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.85 653.21 Td (December 31) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 639.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 639.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.00 639.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 625.21 Td (Federal funds sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 215.00 625.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 625.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 625.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 611.21 Td (Securities purchased under) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 602.21 Td (agreements to resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 602.20 Td (130,984) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 602.21 Td (131,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 588.21 Td (Deposits paid for securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 579.21 Td (borrowed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 579.20 Td (101,494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 579.21 Td (105,340) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 565.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 565.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 57.67 569.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 565.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 565.20 Td (232,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 565.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 565.21 Td (236,813) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 529.25 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 125.85 529.25 Td (chased and securities loaned or sold ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 517.25 Td (under agr) Tj ET Q q 0 0 0 rg BT 75.35 517.25 Td (eements to r) Tj ET Q q 0 0 0 rg BT 123.86 517.25 Td (epur) Tj ET Q q 0 0 0 rg BT 141.82 517.25 Td (chase) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.58 517.25 Td (, at their respective carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 505.25 Td (values, consisted of the following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 444.75 130.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 444.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 444.75 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 398.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 398.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 398.75 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 458.75 m 165.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 458.75 m 227.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 458.75 m 287.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 398.75 m 165.5 398.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 384.75 m 165.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 398.75 m 227.5 398.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 384.75 m 227.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 398.75 m 287.5 398.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 384.75 m 287.5 384.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.95 477.20 Td (December) Tj ET Q q 0 0 0 rg BT 209.84 477.20 Td ( 31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.85 477.21 Td (December 31) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 463.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 463.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.00 463.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 449.21 Td (Federal funds purchased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 449.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.50 449.20 Td (326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 449.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.50 449.21 Td (178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 435.21 Td (Securities sold under agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 426.21 Td (to repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 426.20 Td (142,646) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 426.21 Td (125,685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 412.21 Td (Deposits received for securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 403.21 Td (loaned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.25 403.20 Td (13,305) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.25 403.21 Td (15,958) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 389.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 389.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 57.67 393.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.00 389.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.75 389.20 Td (156,277) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 389.21 Td (141,821) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 365.65 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 365.65 Td (The above tables do not include securities-for) Tj ET Q q 0 0 0 rg BT 200.01 365.65 Td (-securities lending ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 356.05 Td (transactions of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 102.88 356.05 Td ($14.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.77 356.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.32 356.05 Td ($9.3 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 196.21 356.05 Td ( at December 31, 2017 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 346.45 Td (December 31, 2016, respectively) Tj ET Q q 0 0 0 rg BT 159.00 346.45 Td (, where the Company acts as lender and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 336.85 Td (receives securities that can be sold or pledged as collateral. In these ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 327.25 Td (transactions, the Company recognizes the securities received at fair ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 317.65 Td (value within ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 95.77 317.65 Td (Other assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.55 317.65 Td ( and the obligation to return those securities as ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 308.05 Td (a liability within ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 108.88 308.05 Td (Br) Tj ET Q q 0 0 0 rg BT 116.59 308.05 Td (okerage payables) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 172.79 308.05 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 286.45 Td (The resale and repurchase agreements represent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.45 Td (collateralized financing transactions. Citi executes these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.45 Td (transactions primarily through its broker) Tj ET Q q 0 0 0 rg BT 197.43 262.45 Td (-dealer subsidiaries to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.45 Td (facilitate customer matched-book activity and to ef) Tj ET Q q 0 0 0 rg BT 239.63 250.45 Td (ficiently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.45 Td (fund a portion of Citi) Tj ET Q q 0 0 0 rg BT 123.77 238.45 Td (s trading inventory) Tj ET Q q 0 0 0 rg BT 198.66 238.45 Td (. ) Tj ET Q q 0 0 0 rg BT 203.48 238.45 Td (T) Tj ET Q q 0 0 0 rg BT 209.24 238.45 Td (ransactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.45 Td (executed by Citi) Tj ET Q q 0 0 0 rg BT 104.32 226.45 Td (s bank subsidiaries primarily facilitate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.45 Td (customer financing activity) Tj ET Q q 0 0 0 rg BT 144.76 214.45 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 202.45 Td (T) Tj ET Q q 0 0 0 rg BT 59.41 202.45 Td (o maintain reliable funding under a wide range of market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.45 Td (conditions, including under periods of stress, Citi manages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.45 Td (these activities by taking into consideration the quality of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.45 Td (underlying collateral, and stipulating financing tenor) Tj ET Q q 0 0 0 rg BT 245.94 166.45 Td (. Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.45 Td (manages the risks in its collateralized financing transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.45 Td (by conducting daily stress tests to account for changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.45 Td (capacity) Tj ET Q q 0 0 0 rg BT 68.66 130.45 Td (, tenors, haircut, collateral profile and client actions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.45 Td (Additionally) Tj ET Q q 0 0 0 rg BT 85.90 118.45 Td (, Citi maintains counterparty diversification by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.45 Td (establishing concentration triggers and assessing counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.45 Td (reliability and stability under stress.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 82.45 Td (It is the Company) Tj ET Q q 0 0 0 rg BT 128.16 82.45 Td (s policy to take possession of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.45 Td (underlying collateral, monitor its market value relative to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.45 Td (amounts due under the agreements and, when necessary) Tj ET Q q 0 0 0 rg BT 259.16 58.45 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (require prompt transfer of additional collateral in order to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (maintain contractual mar) Tj ET Q q 0 0 0 rg BT 423.78 737.10 Td (gin protection. For resale and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (repurchase agreements, when necessary) Tj ET Q q 0 0 0 rg BT 482.72 725.10 Td (, the company posts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (additional collateral in order to maintain contractual mar) Tj ET Q q 0 0 0 rg BT 550.12 713.10 Td (gin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (protection. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 689.10 Td (Collateral typically consists of government and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (government-agency securities, corporate and municipal bonds, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (equities and mortgage-backed and other asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 641.10 Td (The resale and repurchase agreements are generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (documented under industry standard agreements that allow the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (prompt close-out of all transactions \(including the liquidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (of securities held\) and the of) Tj ET Q q 0 0 0 rg BT 437.95 605.10 Td (fsetting of obligations to return ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (cash or securities by the non-defaulting party) Tj ET Q q 0 0 0 rg BT 503.85 593.10 Td (, following a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (payment default or other type of default under the relevant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (master agreement. Events of default generally include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (\(i\)failure to deliver cash or securities as required under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (transaction, \(ii\)failure to provide or return cash or securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (as used for mar) Tj ET Q q 0 0 0 rg BT 385.19 533.10 Td (gining purposes, \(iii\)breach of representation, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (\(iv\)cross-default to another transaction entered into among ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (the parties, or) Tj ET Q q 0 0 0 rg BT 378.30 509.10 Td (, in some cases, their af) Tj ET Q q 0 0 0 rg BT 471.70 509.10 Td (filiates, and \(v\)a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (repudiation of obligations under the agreement. ) Tj ET Q q 0 0 0 rg BT 516.26 497.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (counterparty that receives the securities in these transactions is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (generally unrestricted in its use of the securities, with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (exception of transactions executed on a tri-party basis, where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (the collateral is maintained by a custodian and operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (limitations may restrict its use of the securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 425.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 425.10 Td ( substantial portion of the resale and repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (agreements is recorded at fair value, as described in Notes 24 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (and 25 to the Consolidated Financial Statements. ) Tj ET Q q 0 0 0 rg BT 522.12 401.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (remaining portion is carried at the amount of cash initially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (advanced or received, plus accrued interest, as specified in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (respective agreements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 353.10 Td (The securities borrowing and lending agreements also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (represent collateralized financing transactions similar to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (resale and repurchase agreements. Collateral typically consists ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (of government and government-agency securities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (corporate debt and equity securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 293.10 Td (Similar to the resale and repurchase agreements, securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (borrowing and lending agreements are generally documented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (under industry standard agreements that allow the prompt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (close-out of all transactions \(including the liquidation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (securities held\) and the of) Tj ET Q q 0 0 0 rg BT 427.12 245.10 Td (fsetting of obligations to return cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (or securities by the non-defaulting party) Tj ET Q q 0 0 0 rg BT 483.58 233.10 Td (, following a payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (default or other default by the other party under the relevant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (master agreement. Events of default and rights to use ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (securities under the securities borrowing and lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (agreements are similar to the resale and repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (agreements referenced above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 161.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 161.10 Td ( substantial portion of securities borrowing and lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (agreements is recorded at the amount of cash advanced or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (received. ) Tj ET Q q 0 0 0 rg BT 362.68 137.10 Td (The remaining portion is recorded at fair value as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (Company elected the fair value option for certain securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (borrowed and loaned portfolios, as described in Note) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.66 113.10 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.66 113.10 Td ( to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (Consolidated Financial Statements. ) Tj ET Q q 0 0 0 rg BT 467.69 101.10 Td (W) Tj ET Q q 0 0 0 rg BT 476.72 101.10 Td (ith respect to securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (loaned, the Company receives cash collateral in an amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (generally in excess of the market value of the securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (loaned. ) Tj ET Q q 0 0 0 rg BT 355.47 65.10 Td (The Company monitors the market value of securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (borrowed and securities loaned on a daily basis and obtains or ) Tj ET Q endstream endobj 361 0 obj <> endobj 362 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (posts additional collateral in order to maintain contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (mar) Tj ET Q q 0 0 0 rg BT 51.37 737.10 Td (gin protection.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 725.10 Td (The enforceability of of) Tj ET Q q 0 0 0 rg BT 149.05 725.10 Td (fsetting rights incorporated in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (master netting agreements for resale and repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (agreements and securities borrowing and lending agreements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (is evidenced to the extent that a supportive legal opinion has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (been obtained from counsel of recognized standing that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (provides the requisite level of certainty regarding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (enforceability of these agreements. ) Tj ET Q q 0 0 0 rg BT 177.88 653.10 Td (Also, the exercise of rights ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (by the non-defaulting party to terminate and closeout ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (transactions on a net basis under these agreements will not be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (stayed or avoided under applicable law upon an event of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (default including bankruptcy) Tj ET Q q 0 0 0 rg BT 150.87 605.10 Td (, insolvency or similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (proceeding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.10 Td (A) Tj ET Q q 0 0 0 rg BT 60.67 581.10 Td ( legal opinion may not have been sought or obtained for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (certain jurisdictions where local law is silent or suf) Tj ET Q q 0 0 0 rg BT 239.65 569.10 Td (ficiently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (ambiguous to determine the enforceability of of) Tj ET Q q 0 0 0 rg BT 226.87 557.10 Td (fsetting rights ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (or where adverse case law or conflicting regulation may cast ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (doubt on the enforceability of such rights. In some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (jurisdictions and for some counterparty types, the insolvency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (law for a particular counterparty type may be nonexistent or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (unclear as overlapping regimes may exist. For example, this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (may be the case for certain sovereigns, municipalities, central ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (banks and U.S. pension plans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 677.10 Td (The following tables present the gross and net resale and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (repurchase agreements and securities borrowing and lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (agreements and the related of) Tj ET Q q 0 0 0 rg BT 441.54 653.10 Td (fsetting amount permitted under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (ASC 210-20-45. ) Tj ET Q q 0 0 0 rg BT 392.43 641.10 Td (The tables also include amounts related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (financial instruments that are not permitted to be of) Tj ET Q q 0 0 0 rg BT 529.31 629.10 Td (fset under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (ASC 210-20-45 but would be eligible for of) Tj ET Q q 0 0 0 rg BT 499.63 617.10 Td (fsetting to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (extent that an event of default occurred and a legal opinion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (supporting enforceability of the of) Tj ET Q q 0 0 0 rg BT 461.00 593.10 Td (fsetting rights has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (obtained. Remaining exposures continue to be secured by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (financial collateral, but the Company may not have sought or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (been able to obtain a legal opinion evidencing enforceability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (of the of) Tj ET Q q 0 0 0 rg BT 357.70 545.10 Td (fsetting right.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 38.50 461.60 161.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 461.60 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 461.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 461.60 86.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 461.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 461.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 38.50 424.60 161.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 424.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 424.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 424.60 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 424.60 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 424.60 52.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 520.6 m 264.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 520.6 m 334.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 520.6 m 420.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 520.6 m 520.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 520.6 m 572.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 461.6 m 199.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 520.6 m 264.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 461.6 m 264.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 520.6 m 334.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 461.6 m 334.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 520.6 m 420.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 461.6 m 420.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 520.6 m 520.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 461.6 m 520.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 520.6 m 572.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 461.6 m 572.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 424.6 m 199.5 424.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 38.5 410.6 m 199.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 424.6 m 264.5 424.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 410.6 m 264.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 424.6 m 334.5 424.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 410.6 m 334.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 424.6 m 420.5 424.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 410.6 m 420.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 424.6 m 520.5 424.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 410.6 m 520.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 424.6 m 572.5 424.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 410.6 m 572.5 410.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 525.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.20 525.05 Td (As of December) Tj ET Q q 0 0 0 rg BT 399.09 525.05 Td ( 31, 2017) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 465.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.70 484.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 213.53 484.05 Td (oss amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.95 475.05 Td (of r) Tj ET Q q 0 0 0 rg BT 219.53 475.05 Td (ecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 466.05 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.20 493.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 281.03 493.05 Td (oss amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.50 484.05 Td (offset on the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.70 475.05 Td (Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.70 466.05 Td (Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 322.45 470.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.75 493.05 Td (Net amounts of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.45 484.05 Td (assets included on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.60 475.05 Td (the Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.70 466.05 Td (Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 400.45 470.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.45 511.05 Td (Amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.10 502.05 Td (not offset on the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.35 493.05 Td (Consolidated Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.20 484.05 Td (Sheet but eligible for) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.10 475.05 Td (offsetting upon) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.70 466.05 Td (counterparty default) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 506.44 470.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.25 475.05 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.05 466.05 Td (amounts) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 559.06 470.13 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 452.06 Td (Securities purchased under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 443.06 Td (resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 443.05 Td (204,460) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 443.05 Td (73,476) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 443.05 Td (130,984) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 443.05 Td (103,022) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 443.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 443.05 Td (27,962) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.00 429.06 Td (Deposits paid for securities borrowed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 429.05 Td (101,494) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 429.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 429.05 Td (101,494) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.25 429.05 Td (22,271) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.25 429.05 Td (79,223) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.00 415.05 Td (T) Tj ET Q q 0 0 0 rg BT 46.18 415.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 415.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 415.05 Td (305,954) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 415.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 415.05 Td (73,476) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 415.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.75 415.05 Td (232,478) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 415.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.75 415.05 Td (125,293) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 415.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.75 415.05 Td (107,185) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 329.60 164.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 329.60 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 329.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 329.60 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 329.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 329.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 292.60 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 292.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 292.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 292.60 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 292.60 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 292.60 52.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 329.6 m 199.5 329.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 329.6 m 264.5 329.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 329.6 m 334.5 329.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 329.6 m 423.5 329.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 329.6 m 523.5 329.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 329.6 m 575.5 329.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 292.6 m 199.5 292.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 278.6 m 199.5 278.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 292.6 m 264.5 292.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 278.6 m 264.5 278.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 292.6 m 334.5 292.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 278.6 m 334.5 278.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 292.6 m 423.5 292.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 278.6 m 423.5 278.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 292.6 m 523.5 292.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 278.6 m 523.5 278.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 292.6 m 575.5 292.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 278.6 m 575.5 278.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 333.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.70 352.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 213.53 352.05 Td (oss amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.95 343.05 Td (of r) Tj ET Q q 0 0 0 rg BT 219.53 343.05 Td (ecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.95 334.05 Td (liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.20 361.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 281.03 361.05 Td (oss amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.50 352.05 Td (offset on the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.70 343.05 Td (Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.70 334.05 Td (Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 322.45 338.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.25 361.05 Td (Net amounts of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.45 352.05 Td (liabilities included on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.10 343.05 Td (the Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.20 334.05 Td (Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 401.95 338.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.45 379.05 Td (Amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.10 370.05 Td (not offset on the) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.35 361.05 Td (Consolidated Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.20 352.05 Td (Sheet but eligible for) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.10 343.05 Td (offsetting upon) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.70 334.05 Td (counterparty default) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 509.44 338.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.25 343.05 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.05 334.05 Td (amounts) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 562.06 338.13 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 320.06 Td (Securities sold under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 311.06 Td (repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 311.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 311.05 Td (216,122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 311.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 311.05 Td (73,476) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 311.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.75 311.05 Td (142,646) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 311.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.25 311.05 Td (73,716) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 311.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 311.05 Td (68,930) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 297.06 Td (Deposits received for securities loaned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.25 297.05 Td (13,305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 297.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 297.05 Td (13,305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.75 297.05 Td (4,079) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 297.05 Td (9,226) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 283.05 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 283.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.00 283.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 231.75 283.05 Td (229,427) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 283.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.25 283.05 Td (73,476) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 283.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.75 283.05 Td (155,951) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 283.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.25 283.05 Td (77,795) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.00 283.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 283.05 Td (78,156) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 183.60 165.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 183.60 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 183.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 183.60 88.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 183.60 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 183.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 146.60 165.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 146.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 146.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 146.60 88.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 146.60 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 146.60 52.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 242.60000000000002 m 265.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 242.60000000000002 m 335.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 242.60000000000002 m 423.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 242.60000000000002 m 523.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 242.60000000000002 m 575.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 183.60000000000002 m 200.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 242.60000000000002 m 265.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 183.60000000000002 m 265.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 242.60000000000002 m 335.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 183.60000000000002 m 335.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 242.60000000000002 m 423.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 183.60000000000002 m 423.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 242.60000000000002 m 523.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 183.60000000000002 m 523.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 242.60000000000002 m 575.5 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 183.60000000000002 m 575.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 146.60000000000002 m 200.5 146.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 132.60000000000002 m 200.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 146.60000000000002 m 265.5 146.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 132.60000000000002 m 265.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 146.60000000000002 m 335.5 146.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 132.60000000000002 m 335.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 146.60000000000002 m 423.5 146.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 132.60000000000002 m 423.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 146.60000000000002 m 523.5 146.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 132.60000000000002 m 523.5 132.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 146.60000000000002 m 575.5 146.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 523.5 132.60000000000002 m 575.5 132.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 247.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.10 247.06 Td (As of December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 187.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.60 206.06 Td (Gross amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.85 197.06 Td (of recognized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.00 188.06 Td (assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.10 215.06 Td (Gross amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.55 206.06 Td (of) Tj ET Q q 0 0 0 rg BT 284.88 206.06 Td (fset on the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.25 197.06 Td (Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.95 188.06 Td (Balance Sheet) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 322.18 192.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.25 215.06 Td (Net amounts of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.25 206.06 Td (assets included on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.60 197.06 Td (the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.95 188.06 Td (Balance Sheet) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 401.18 192.14 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.45 233.06 Td (Amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.70 224.06 Td (not of) Tj ET Q q 0 0 0 rg BT 464.78 224.06 Td (fset on the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.60 215.06 Td (Consolidated Balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.10 206.06 Td (Sheet but eligible for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.70 197.06 Td (of) Tj ET Q q 0 0 0 rg BT 453.03 197.06 Td (fsetting upon) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.20 188.06 Td (counterparty default) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 505.92 192.14 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 197.06 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.30 188.06 Td (amounts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 560.80 192.14 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 174.06 Td (Securities purchased under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 165.06 Td (resell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 165.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 165.06 Td (176,284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 165.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.25 165.06 Td (44,81) Tj ET Q q 0 0 0 rg BT 327.50 165.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 165.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 165.06 Td (131,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 165.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 165.06 Td (102,874) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 165.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 165.06 Td (28,599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 151.06 Td (Deposits paid for securities borrowed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 151.06 Td (105,340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 151.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 151.06 Td (105,340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.25 151.06 Td (16,200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 151.06 Td (89,140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 137.06 Td (T) Tj ET Q q 0 0 0 rg BT 42.87 137.06 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 137.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 137.06 Td (281,624) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 137.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.25 137.06 Td (44,81) Tj ET Q q 0 0 0 rg BT 327.50 137.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 137.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.75 137.06 Td (236,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 137.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 137.06 Td (1) Tj ET Q q 0 0 0 rg BT 495.25 137.06 Td (19,074) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 137.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 137.06 Td (1) Tj ET Q q 0 0 0 rg BT 547.25 137.06 Td (17,739) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 363 0 obj <> endobj 364 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (181) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 696.50 164.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 696.50 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 696.50 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 696.50 89.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 696.50 100.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 696.50 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 659.50 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 659.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 265.50 659.50 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 659.50 89.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 659.50 100.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 659.50 52.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 696.5 m 200.5 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 696.5 m 265.5 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 696.5 m 335.5 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 696.5 m 424.5 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 696.5 m 524.5 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 696.5 m 576.5 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 659.5 m 200.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 645.5 m 200.5 645.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 659.5 m 265.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 645.5 m 265.5 645.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 659.5 m 335.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 265.5 645.5 m 335.5 645.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 659.5 m 424.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 645.5 m 424.5 645.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 659.5 m 524.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 645.5 m 524.5 645.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 659.5 m 576.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 645.5 m 576.5 645.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 700.75 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.60 718.96 Td (Gross amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.85 709.96 Td (of recognized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.75 700.96 Td (liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.10 727.96 Td (Gross amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.55 718.96 Td (of) Tj ET Q q 0 0 0 rg BT 284.88 718.96 Td (fset on the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.25 709.96 Td (Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.95 700.96 Td (Balance Sheet) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 322.18 705.04 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.75 727.96 Td (Net amounts of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 718.96 Td (liabilities included on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.10 709.96 Td (the Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.45 700.96 Td (Balance Sheet) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 401.68 705.04 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.45 745.96 Td (Amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.70 736.96 Td (not of) Tj ET Q q 0 0 0 rg BT 465.78 736.96 Td (fset on the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.60 727.96 Td (Consolidated Balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.10 718.96 Td (Sheet but eligible for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.70 709.96 Td (of) Tj ET Q q 0 0 0 rg BT 454.03 709.96 Td (fsetting upon) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.20 700.96 Td (counterparty default) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 506.92 705.04 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.50 709.96 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.30 700.96 Td (amounts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 561.80 705.04 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 686.96 Td (Securities sold under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 677.96 Td (repurchase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 677.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 677.96 Td (170,496) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 677.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.25 677.96 Td (44,81) Tj ET Q q 0 0 0 rg BT 327.50 677.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 677.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.75 677.96 Td (125,685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 677.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.25 677.96 Td (63,517) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 677.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 677.96 Td (62,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 663.96 Td (Deposits received for securities loaned) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.25 663.96 Td (15,958) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 663.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.25 663.96 Td (15,958) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.75 663.96 Td (3,529) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 663.96 Td (12,429) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 649.96 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 649.96 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.00 649.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.75 649.96 Td (186,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.00 649.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.25 649.96 Td (44,81) Tj ET Q q 0 0 0 rg BT 327.50 649.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 649.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.75 649.96 Td (141,643) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 649.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.25 649.96 Td (67,046) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 649.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 649.96 Td (74,597) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 628.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 628.40 Td (Includes financial instruments subject to enforceable master netting agreements that are permitted to be of) Tj ET Q q 0 0 0 rg BT 393.29 628.40 Td (fset under ) Tj ET Q q 0 0 0 rg BT 426.61 628.40 Td (ASC 210-20-45.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 618.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 618.80 Td (The total of this column for each period excludes federal funds sold/purchased. See tables above.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 609.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 609.25 Td (Includes financial instruments subject to enforceable master netting agreements that are not permitted to be of) Tj ET Q q 0 0 0 rg BT 405.51 609.25 Td (fset under ) Tj ET Q q 0 0 0 rg BT 438.83 609.25 Td (ASC 210-20-45 but would be eligible for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 599.65 Td (of) Tj ET Q q 0 0 0 rg BT 60.52 599.65 Td (fsetting to the extent that an event of default has occurred and a legal opinion supporting enforceability of the of) Tj ET Q q 0 0 0 rg BT 419.14 599.65 Td (fsetting right has been obtained.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 590.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 590.05 Td (Remaining exposures continue to be secured by financial collateral, but Citi may not have sought or been able to obtain a legal opinion evidencing enforceability ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 580.45 Td (of the of) Tj ET Q q 0 0 0 rg BT 80.96 580.45 Td (fsetting right.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 558.85 Td (The following tables present the gross amount of liabilities associated with repurchase agreements and securities lending agreements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 546.85 Td (by remaining contractual maturity:) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 35.50 469.35 240.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 275.50 469.35 60.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 335.50 469.35 60.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 395.50 469.35 60.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 455.50 469.35 60.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 515.50 469.35 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 510.35 m 275.5 510.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 510.35 m 335.5 510.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 510.35 m 395.5 510.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 510.35 m 455.5 510.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 510.35 m 515.5 510.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 510.35 m 575.5 510.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 483.35 m 275.5 483.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 483.35 m 335.5 483.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 483.35 m 395.5 483.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 483.35 m 455.5 483.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 483.35 m 515.5 483.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 483.35 m 575.5 483.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 483.35 m 275.5 483.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 483.35 m 335.5 483.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 483.35 m 395.5 483.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 483.35 m 455.5 483.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 483.35 m 515.5 469.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 483.35 m 515.5 483.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 483.35 m 575.5 483.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 469.35 m 515.5 455.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 455.35 m 275.5 455.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 441.35 m 275.5 441.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 455.35 m 335.5 455.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 441.35 m 335.5 441.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 455.35 m 395.5 455.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 441.35 m 395.5 441.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 455.35 m 455.5 455.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 441.35 m 455.5 441.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 455.35 m 515.5 441.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 455.35 m 515.5 455.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 441.35 m 515.5 441.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 455.35 m 575.5 455.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 441.35 m 575.5 441.35 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.70 514.80 Td (As of December) Tj ET Q q 0 0 0 rg BT 438.59 514.80 Td ( 31, 2017) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 487.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.10 496.80 Td (Open and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.50 487.80 Td (overnight) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.85 487.80 Td (Up to 30 days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.85 487.80 Td (3190 days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 496.80 Td (Gr) Tj ET Q q 0 0 0 rg BT 470.91 496.80 Td (eater) Tj ET Q q 0 0 0 rg BT 490.23 496.80 Td ( than) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.60 487.80 Td (90 days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.15 487.80 Td (T) Tj ET Q q 0 0 0 rg BT 540.33 487.80 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 473.81 Td (Securities sold under agreements to repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 473.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 473.80 Td (82,073) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.00 473.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.25 473.80 Td (68,372) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 473.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.25 473.80 Td (33,846) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 473.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.25 473.80 Td (31,831) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 473.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.75 473.80 Td (216,122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 459.81 Td (Deposits received for securities loaned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.75 459.80 Td (9,946) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.50 459.80 Td (266) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.75 459.80 Td (1,912) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.75 459.80 Td (1,181) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 459.80 Td (13,305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 445.80 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 445.80 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.00 445.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.25 445.80 Td (92,019) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.00 445.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.25 445.80 Td (68,638) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 445.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.25 445.80 Td (35,758) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 445.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.25 445.80 Td (33,012) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 445.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.75 445.80 Td (229,427) Tj ET Q BT /F1 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 35.50 364.35 256.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 291.50 364.35 57.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 348.50 364.35 56.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 404.50 364.35 57.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 461.50 364.35 57.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 518.50 364.35 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 405.35 m 291.5 405.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 405.35 m 348.5 405.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 405.35 m 404.5 405.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 405.35 m 461.5 405.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 405.35 m 518.5 405.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 405.35 m 575.5 405.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 378.35 m 291.5 378.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 378.35 m 348.5 378.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 378.35 m 404.5 378.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 378.35 m 461.5 378.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 378.35 m 518.5 378.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 378.35 m 575.5 378.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 378.35 m 291.5 378.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 378.35 m 348.5 378.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 378.35 m 404.5 378.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 378.35 m 461.5 378.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 378.35 m 518.5 364.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 378.35 m 518.5 378.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 378.35 m 575.5 378.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 364.35 m 518.5 350.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 350.35 m 291.5 350.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 336.35 m 291.5 336.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 350.35 m 348.5 350.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 336.35 m 348.5 336.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 350.35 m 404.5 350.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 336.35 m 404.5 336.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 350.35 m 461.5 350.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 336.35 m 461.5 336.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 350.35 m 518.5 336.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 350.35 m 518.5 350.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 336.35 m 518.5 336.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 350.35 m 575.5 350.35 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 336.35 m 575.5 336.35 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.60 409.81 Td (As of December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 382.60 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.10 391.81 Td (Open and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.25 382.81 Td (overnight) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.25 391.81 Td (Up to 30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 382.81 Td (days) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.85 382.81 Td (3190 days) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.10 391.81 Td (Greater than) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.60 382.81 Td (90 days) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.30 382.81 Td (T) Tj ET Q q 0 0 0 rg BT 542.17 382.81 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 368.81 Td (Securities sold under agreements to repurchase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 368.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 368.81 Td (79,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 368.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.25 368.81 Td (50,399) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 368.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.25 368.81 Td (19,396) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.00 368.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 368.81 Td (20,961) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 368.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 368.81 Td (170,496) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 354.81 Td (Deposits received for securities loaned) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 354.81 Td (10,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.75 354.81 Td (2,169) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.75 354.81 Td (2,044) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 354.81 Td (932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 354.81 Td (15,958) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 340.81 Td (T) Tj ET Q q 0 0 0 rg BT 42.87 340.81 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.00 340.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 340.81 Td (90,553) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.00 340.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.25 340.81 Td (52,568) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 340.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.25 340.81 Td (21,440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.00 340.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.25 340.81 Td (21,893) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 340.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 340.81 Td (186,454) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 312.85 Td (The following tables present the gross amount of liabilities associated with repurchase agreements and securities lending agreements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 300.85 Td (by class of underlying collateral:) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 35.50 212.35 333.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 368.50 212.35 69.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 437.50 212.35 69.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 506.50 212.35 69.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 35.50 184.35 333.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 368.50 184.35 69.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 437.50 184.35 69.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 506.50 184.35 69.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 35.50 156.35 333.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 368.50 156.35 69.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 437.50 156.35 69.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 506.50 156.35 69.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 35.50 128.35 333.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 368.50 128.35 69.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 437.50 128.35 69.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 506.50 128.35 69.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 264.35 m 368.5 264.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 264.35 m 437.5 264.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 264.35 m 506.5 264.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 264.35 m 575.5 264.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 228.35000000000002 m 368.5 228.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 228.35000000000002 m 437.5 228.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 228.35000000000002 m 506.5 228.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 228.35000000000002 m 575.5 228.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 228.35000000000002 m 368.5 228.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 228.35000000000002 m 437.5 228.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 228.35000000000002 m 506.5 212.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 228.35000000000002 m 506.5 228.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 228.35000000000002 m 575.5 228.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 212.35000000000002 m 506.5 198.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 198.35000000000002 m 506.5 184.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 184.35000000000002 m 506.5 170.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 170.35000000000002 m 506.5 156.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 156.35000000000002 m 506.5 142.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 142.35000000000002 m 506.5 128.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 128.35000000000002 m 506.5 114.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 114.35000000000002 m 368.5 114.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 100.35000000000002 m 368.5 100.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 114.35000000000002 m 437.5 114.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 100.35000000000002 m 437.5 100.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 114.35000000000002 m 506.5 100.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 114.35000000000002 m 506.5 114.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 100.35000000000002 m 506.5 100.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 114.35000000000002 m 575.5 114.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 100.35000000000002 m 575.5 100.35000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.20 268.80 Td (As of December) Tj ET Q q 0 0 0 rg BT 485.09 268.80 Td ( 31, 2017) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 232.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.80 241.80 Td (Repur) Tj ET Q q 0 0 0 rg BT 404.22 241.80 Td (chase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.55 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 478.25 Td (Exposure to credit risk is impacted by market volatility) Tj ET Q q 0 0 0 rg BT 273.85 478.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.25 Td (which may impair the ability of clients to satisfy their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (obligations to Citi. Credit limits are established and closely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.25 Td (monitored for customers and for brokers and dealers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.25 Td (engaged in forwards, futures and other transactions deemed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (to be credit sensitive. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 406.25 Td (Br) Tj ET Q q 0 0 0 rg BT 63.63 406.25 Td (okerage r) Tj ET Q q 0 0 0 rg BT 101.86 406.25 Td (eceivables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.00 406.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 162.94 406.25 Td (Br) Tj ET Q q 0 0 0 rg BT 172.56 406.25 Td (okerage payables) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.82 406.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.25 Td (consisted of the following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 343.75 121.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 156.50 343.75 62.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 343.75 62.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 297.75 121.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 156.50 297.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 297.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 260.75 121.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 156.50 260.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 260.75 62.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 156.5 370.75 m 218.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 370.75 m 280.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 156.5 357.75 m 218.5 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 357.75 m 280.5 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 357.75 m 156.5 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 156.5 357.75 m 218.5 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 357.75 m 280.5 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 311.75 m 156.5 311.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 297.75 m 156.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 156.5 311.75 m 218.5 311.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 156.5 297.75 m 218.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 311.75 m 280.5 311.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 297.75 m 280.5 297.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 260.75 m 156.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 156.5 260.75 m 218.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 260.75 m 280.5 260.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 246.75 m 156.5 246.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 156.5 246.75 m 218.5 246.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 246.75 m 280.5 246.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.80 375.15 Td (December) Tj ET Q q 0 0 0 rg BT 230.69 375.15 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 362.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.00 362.15 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 362.01 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 348.61 Td (Receivables from customers) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 159.00 348.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.25 348.20 Td (19,215) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.00 348.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 348.21 Td (10,374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 334.61 Td (Receivables from brokers,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 325.61 Td (dealers and clearing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 316.61 Td (or) Tj ET Q q 0 0 0 rg BT 45.42 316.61 Td (ganizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.25 316.20 Td (19,169) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 316.21 Td (18,513) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 302.70 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 302.70 Td (otal br) Tj ET Q q 0 0 0 rg BT 68.76 302.70 Td (okerage r) Tj ET Q q 0 0 0 rg BT 105.33 302.70 Td (eceivables) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 143.82 306.78 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 159.00 302.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.25 302.20 Td (38,384) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.00 302.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 302.21 Td (28,887) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 288.61 Td (Payables to customers) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 159.00 288.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.25 288.20 Td (38,741) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.00 288.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 288.21 Td (37,237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 274.61 Td (Payables to brokers, dealers) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 265.61 Td (and clearing or) Tj ET Q q 0 0 0 rg BT 91.81 265.61 Td (ganizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.25 265.20 Td (22,601) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 265.21 Td (19,915) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 251.70 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 251.70 Td (otal br) Tj ET Q q 0 0 0 rg BT 68.76 251.70 Td (okerage payables) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 135.01 255.78 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 159.00 251.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.25 251.20 Td (61,342) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.00 251.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.25 251.21 Td (57,152) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 228.05 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 228.05 Td (Includes brokerage receivables and payables recorded by Citi broker) Tj ET Q q 0 0 0 rg BT 273.30 228.05 Td (-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 218.45 Td (dealer entities that are accounted for in accordance with the ) Tj ET Q q 0 0 0 rg BT 245.91 218.45 Td (AICP) Tj ET Q q 0 0 0 rg BT 263.40 218.45 Td (A) Tj ET Q q 0 0 0 rg BT 268.73 218.45 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 208.85 Td (Accounting Guide for Brokers and Dealers in Securities as codified in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 199.25 Td (ASC 940-320.) Tj ET Q endstream endobj 369 0 obj <> endobj 370 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (184) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 742.25 Td (13.INVESTMENTS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (The following table presents Citi) Tj ET Q q 0 0 0 rg BT 183.92 698.25 Td (s investments by category:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 659.75 414.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.00 659.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 659.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 631.75 414.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.00 631.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 631.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 603.75 414.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.00 603.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 603.75 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 659.75 m 464 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 659.75 m 525 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 659.75 m 585 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 603.75 m 525 603.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 603.75 m 585 603.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 603.75 m 464 603.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50 589.75 m 464 589.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 603.75 m 525 603.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 464 589.75 m 525 589.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 603.75 m 585 603.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525 589.75 m 585 589.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.80 678.20 Td (December) Tj ET Q q 0 0 0 rg BT 536.69 678.20 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.50 664.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.00 664.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 664.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 650.21 Td (Securities available-for) Tj ET Q q 0 0 0 rg BT 136.03 650.21 Td (-sale \(AFS\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.50 650.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.25 650.20 Td (290,914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 650.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 650.21 Td (299,424) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 636.21 Td (Debt securities held-to-maturity \(HTM\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 195.71 640.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 636.20 Td (53,320) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 636.21 Td (45,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 622.21 Td (Non-marketable equity securities carried at fair value) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 244.41 626.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 622.20 Td (1,206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 622.21 Td (1,774) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 608.21 Td (Non-marketable equity securities carried at cost) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 224.68 612.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 608.20 Td (6,850) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 608.21 Td (6,439) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 594.20 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 594.20 Td (otal investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.50 594.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.25 594.20 Td (352,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 594.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 594.21 Td (353,304) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 572.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 572.65 Td (Carried at adjusted amortized cost basis, net of any credit-related impairment.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 563.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 563.05 Td (Unrealized gains and losses for non-marketable equity securities carried at fair value are recognized in earnings.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 553.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 553.45 Td (Primarily consists of shares issued by the Federal Reserve Bank, Federal Home Loan Banks, and various clearing houses of which Citigroup is a member) Tj ET Q q 0 0 0 rg BT 558.28 553.45 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 529.45 Td (The following table presents interest and dividend income on investments:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 490.95 356.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 490.95 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 490.95 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 490.95 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 462.95 356.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 462.95 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 462.95 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 462.95 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 504.95 m 406 504.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 504.95 m 465 504.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465 504.95 m 525 504.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 504.95 m 585 504.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 504.95 m 465 504.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465 504.95 m 525 504.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 504.95 m 585 504.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 462.95 m 465 462.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465 462.95 m 525 462.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 462.95 m 585 462.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 462.95 m 406 462.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50 448.95 m 406 448.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 462.95 m 465 462.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 406 448.95 m 465 448.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465 462.95 m 525 462.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 465 448.95 m 525 448.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525 448.95 m 585 448.95 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.50 509.20 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 509.40 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.50 509.41 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 509.41 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 495.41 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 495.41 Td (axable interest) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 495.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.25 495.40 Td (7,538) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.50 495.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 495.41 Td (6,858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 495.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 495.41 Td (6,433) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 481.41 Td (Interest exempt from U.S. federal income tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 481.40 Td (535) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 481.41 Td (549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 481.41 Td (196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 467.41 Td (Dividend income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 467.40 Td (222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 467.41 Td (175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 467.41 Td (388) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 453.40 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 453.40 Td (otal inter) Tj ET Q q 0 0 0 rg BT 92.75 453.40 Td (est and dividend income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 453.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.25 453.40 Td (8,295) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.50 453.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 453.41 Td (7,582) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 453.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.25 453.41 Td (7,017) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 425.45 Td (The following table presents realized gains and losses on the sale of investments, which excludes losses from other) Tj ET Q q 0 0 0 rg BT 509.18 425.45 Td (-than-temporary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 413.45 Td (impairment \(OTTI\):) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 374.95 356.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 374.95 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.00 374.95 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 374.95 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 388.95 m 406 388.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 388.95 m 465 388.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465 388.95 m 525 388.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 388.95 m 585 388.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 388.95 m 465 388.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465 388.95 m 525 388.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 388.95 m 585 388.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465 360.95 m 525 360.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 360.95 m 585 360.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 360.95 m 406 360.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50 346.95 m 406 346.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 360.95 m 465 360.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 406 346.95 m 465 346.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465 360.95 m 525 360.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 465 346.95 m 525 346.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 360.95 m 585 360.95 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525 346.95 m 585 346.95 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.50 393.20 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 393.40 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.50 393.41 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 393.41 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 379.41 Td (Gross realized investment gains) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 379.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.25 379.40 Td (1,039) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.50 379.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 379.41 Td (1,460) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 379.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 379.41 Td (1,124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 365.41 Td (Gross realized investment losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 365.40 Td (\(261) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 365.40 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 365.41 Td (\(512) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 365.41 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.00 365.41 Td (\(442) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 581.50 365.41 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 351.40 Td (Net r) Tj ET Q q 0 0 0 rg BT 72.07 351.40 Td (ealized gains on sale of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 351.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.00 351.40 Td (778) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.50 351.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 351.41 Td (948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 351.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 351.41 Td (682) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 323.45 Td (The Company has sold certain debt securities that were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 311.45 Td (classified as HTM. ) Tj ET Q q 0 0 0 rg BT 127.63 311.45 Td (These sales were in response to significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 299.45 Td (deterioration in the creditworthiness of the issuers or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 287.45 Td (securities or because the Company has collected a substantial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 275.45 Td (portion \(at least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.76 275.45 Td (85%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.09 275.45 Td (\) of the principal outstanding at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 263.45 Td (acquisition of the security) Tj ET Q q 0 0 0 rg BT 152.43 263.45 Td (. In addition, certain other securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 251.45 Td (were reclassified to ) Tj ET Q q 0 0 0 rg BT 129.19 251.45 Td (AFS investments in response to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 323.45 Td (significant credit deterioration. Because the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 311.45 Td (generally intends to sell these reclassified securities, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 299.45 Td (recorded OTTI on the securities. ) Tj ET Q q 0 0 0 rg BT 467.79 299.45 Td (The following table sets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 287.45 Td (forth, for the periods indicated, the carrying value of HTM ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 275.45 Td (securities sold and reclassified to ) Tj ET Q q 0 0 0 rg BT 469.38 275.45 Td (AFS, as well as the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 263.45 Td (gain \(loss\) or the OTTI losses recorded on these securities. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 212.95 356.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 212.95 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 212.95 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 212.95 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 184.95 356.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 184.95 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 184.95 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 184.95 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 226.95000000000005 m 344 226.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344 226.95000000000005 m 406 226.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 226.95000000000005 m 466 226.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 226.95000000000005 m 525 226.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 226.95000000000005 m 585 226.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 226.95000000000005 m 525 226.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 226.95000000000005 m 585 226.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50 170.95000000000005 m 344 170.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 344 170.95000000000005 m 406 170.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 406 170.95000000000005 m 466 170.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466 170.95000000000005 m 525 170.95000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525 170.95000000000005 m 585 170.95000000000005 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.50 231.20 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 231.40 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 231.41 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 231.41 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 217.41 Td (Carrying value of HTM securities sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 217.40 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 217.40 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 217.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 217.41 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 217.41 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 217.41 Td (392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 203.41 Td (Net realized gain \(loss\) on sale of HTM securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 203.40 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 203.41 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 203.41 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 189.41 Td (Carrying value of securities reclassified to ) Tj ET Q q 0 0 0 rg BT 206.70 189.41 Td (AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 189.40 Td (74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 189.41 Td (150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 189.41 Td (243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 175.41 Td (OTTI losses on securities reclassified to ) Tj ET Q q 0 0 0 rg BT 198.46 175.41 Td (AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 175.40 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 175.41 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 175.41 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.50 175.41 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 581.50 175.41 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 371 0 obj <> endobj 372 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (185) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 742.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 93.10 742.25 Td (A) Tj ET Q q 0 0 0 rg BT 99.58 742.25 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 148.65 742.25 Td (-Sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 730.25 Td (The amortized cost and fair value of ) Tj ET Q q 0 0 0 rg BT 196.38 730.25 Td (AFS securities were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 673.75 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.00 673.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.00 673.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 673.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 673.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 673.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 673.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 673.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.00 673.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 645.75 160.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.00 645.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.00 645.75 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 645.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 645.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 645.75 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 645.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 645.75 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.00 645.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 608.75 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.00 608.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.00 608.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 608.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 608.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 608.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 608.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 608.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.00 608.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 580.75 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.00 580.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.00 580.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 580.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 580.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 580.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 580.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 580.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.00 580.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 552.75 160.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.00 552.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.00 552.75 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 552.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 552.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 552.75 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 552.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 552.75 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.00 552.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 515.75 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.00 515.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.00 515.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 515.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 515.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 515.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 515.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 515.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.00 515.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 478.75 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.00 478.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.00 478.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 478.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 478.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 478.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 478.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 478.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.00 478.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 450.75 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.00 450.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.00 450.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 450.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 450.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 450.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 450.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 450.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.00 450.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 422.75 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.00 422.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.00 422.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 422.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 422.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 422.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 422.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 422.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.00 422.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 394.75 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.00 394.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.00 394.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 394.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 394.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 394.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 394.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 394.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 543.00 394.75 42.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210 705.75 m 259 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259 705.75 m 307 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 705.75 m 356 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356 705.75 m 398 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 705.75 m 446 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 705.75 m 495 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 705.75 m 543 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543 705.75 m 585 705.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 673.75 m 210 673.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210 673.75 m 259 673.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259 673.75 m 307 673.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 673.75 m 356 673.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356 673.75 m 398 673.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 705.75 m 398 673.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 673.75 m 446 673.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 673.75 m 495 673.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 673.75 m 543 673.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543 673.75 m 585 673.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 673.75 m 398 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 659.75 m 398 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 645.75 m 398 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 622.75 m 398 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 622.75 m 398 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 608.75 m 398 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 608.75 m 398 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 594.75 m 398 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 594.75 m 398 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210 566.75 m 259 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259 566.75 m 307 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 566.75 m 356 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 580.75 m 398 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356 566.75 m 398 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 580.75 m 398 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 566.75 m 446 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 566.75 m 495 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 566.75 m 543 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543 566.75 m 585 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 566.75 m 210 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 552.75 m 210 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210 566.75 m 259 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210 552.75 m 259 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259 566.75 m 307 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259 552.75 m 307 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 566.75 m 356 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 552.75 m 356 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 566.75 m 398 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356 566.75 m 398 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356 552.75 m 398 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 566.75 m 398 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 566.75 m 446 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 552.75 m 446 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 566.75 m 495 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 552.75 m 495 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 566.75 m 543 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 552.75 m 543 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543 566.75 m 585 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543 552.75 m 585 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 552.75 m 398 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 529.75 m 398 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 529.75 m 398 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210 501.75 m 259 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259 501.75 m 307 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 501.75 m 356 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 515.75 m 398 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 515.75 m 398 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 501.75 m 446 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 501.75 m 495 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 501.75 m 543 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543 501.75 m 585 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 501.75 m 210 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 478.75 m 210 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210 501.75 m 259 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259 501.75 m 307 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259 478.75 m 307 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 501.75 m 356 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 478.75 m 356 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 501.75 m 398 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356 501.75 m 398 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356 478.75 m 398 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 501.75 m 398 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 501.75 m 446 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 478.75 m 446 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 501.75 m 495 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 478.75 m 495 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 501.75 m 543 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 478.75 m 543 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543 501.75 m 585 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543 478.75 m 585 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210 478.75 m 259 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259 478.75 m 307 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 478.75 m 356 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 478.75 m 398 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 478.75 m 398 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 478.75 m 446 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 478.75 m 495 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 478.75 m 543 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543 478.75 m 585 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 464.75 m 398 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 464.75 m 398 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 450.75 m 398 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 450.75 m 398 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 436.75 m 398 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 436.75 m 398 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210 408.75 m 259 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259 408.75 m 307 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 408.75 m 356 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 422.75 m 398 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 422.75 m 398 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 408.75 m 210 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 394.75 m 210 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210 408.75 m 259 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210 394.75 m 259 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259 408.75 m 307 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259 394.75 m 307 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 408.75 m 356 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 394.75 m 356 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356 408.75 m 398 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356 394.75 m 398 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 408.75 m 398 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 408.75 m 446 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 394.75 m 446 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 408.75 m 495 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 394.75 m 495 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 408.75 m 543 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 394.75 m 543 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543 408.75 m 585 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543 394.75 m 585 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 394.75 m 398 380.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 380.75 m 210 380.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50 366.75 m 210 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210 380.75 m 259 380.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 210 366.75 m 259 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259 380.75 m 307 380.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 259 366.75 m 307 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 380.75 m 356 380.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 307 366.75 m 356 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356 380.75 m 398 380.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 356 366.75 m 398 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 380.75 m 398 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 380.75 m 446 380.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398 366.75 m 446 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 380.75 m 495 380.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446 366.75 m 495 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 380.75 m 543 380.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 495 366.75 m 543 366.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 543 380.75 m 585 380.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 543 366.75 m 585 366.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 710.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.50 710.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 710.21 Td (2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.50 678.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.50 687.20 Td (Amortized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.50 678.20 Td (cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.30 696.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 282.13 696.20 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.30 687.20 Td (unr) Tj ET Q q 0 0 0 rg BT 276.14 687.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.45 678.20 Td (gains) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.80 696.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 330.63 696.20 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.80 687.20 Td (unr) Tj ET Q q 0 0 0 rg BT 324.64 687.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.20 678.20 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.30 687.20 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.20 678.20 Td (value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.25 687.21 Td (Amortized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.25 678.21 Td (cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.45 696.21 Td (Gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.25 687.21 Td (unrealized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.50 678.21 Td (gains) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.95 696.21 Td (Gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.75 687.21 Td (unrealized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.70 678.21 Td (losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 687.21 Td (Fair) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.75 678.21 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 664.20 Td (Debt securities ) Tj ET Q q 0 0 0 rg BT 111.23 664.20 Td (AFS) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.50 664.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.50 664.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.50 664.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.50 664.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 664.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 664.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 664.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 664.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 650.21 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 152.21 654.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.50 650.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.50 650.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.50 650.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.50 650.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 650.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 650.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 650.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 650.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 636.21 Td (U.S. government-sponsored agency) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 627.21 Td (guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.50 627.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.75 627.20 Td (42,1) Tj ET Q q 0 0 0 rg BT 246.50 627.20 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 627.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.00 627.20 Td (125) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 627.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 627.20 Td (500) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 627.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 627.20 Td (41,741) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 627.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 627.21 Td (38,663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 627.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 627.21 Td (248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 627.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 627.21 Td (506) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 627.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 627.21 Td (38,405) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 613.21 Td (Prime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.50 613.20 Td (1) Tj ET Q q 0 0 0 rg BT 251.00 613.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 613.20 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.50 613.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 613.20 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 613.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.50 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 577.00 613.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 599.21 Td (Alt-A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.50 599.20 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.50 599.20 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.50 599.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 599.20 Td (1) Tj ET Q q 0 0 0 rg BT 385.50 599.20 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.50 599.21 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 599.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 599.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 599.21 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 585.21 Td (Non-U.S. residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.25 585.20 Td (2,744) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.50 585.20 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 585.20 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 585.20 Td (2,751) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.25 585.21 Td (3,852) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.50 585.21 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 585.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 585.21 Td (3,858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 571.21 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 571.20 Td (334) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.50 571.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 571.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 571.20 Td (332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 571.21 Td (357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 571.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 571.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 571.21 Td (358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 557.21 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 557.21 Td (otal mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.50 557.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.75 557.20 Td (45,231) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 557.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.00 557.20 Td (234) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 557.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 557.20 Td (508) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 557.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 557.20 Td (44,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 557.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 557.21 Td (42,917) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 557.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 557.21 Td (270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 557.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 557.21 Td (514) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 557.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 557.21 Td (42,673) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 543.21 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 70.67 543.21 Td (T) Tj ET Q q 0 0 0 rg BT 75.93 543.21 Td (reasury and federal agency) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 534.21 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 534.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 534.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 534.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 534.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 520.21 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 76.67 520.21 Td (T) Tj ET Q q 0 0 0 rg BT 81.93 520.21 Td (reasury) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.50 520.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.25 520.20 Td (108,344) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 520.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.50 520.20 Td (77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 520.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 520.20 Td (971) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 520.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 520.20 Td (107,450) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 520.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.25 520.21 Td (1) Tj ET Q q 0 0 0 rg BT 417.75 520.21 Td (13,606) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 520.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 520.21 Td (629) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 520.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 520.21 Td (452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 520.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 520.21 Td (1) Tj ET Q q 0 0 0 rg BT 556.75 520.21 Td (13,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 506.21 Td (Agency obligations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.75 506.20 Td (10,813) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 506.20 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 506.20 Td (124) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 506.20 Td (10,696) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.25 506.21 Td (9,952) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.50 506.21 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 506.21 Td (85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 506.21 Td (9,888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 492.21 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 492.21 Td (otal U.S. ) Tj ET Q q 0 0 0 rg BT 91.29 492.21 Td (T) Tj ET Q q 0 0 0 rg BT 96.55 492.21 Td (reasury and federal agency) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 483.21 Td (securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.50 483.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.25 483.20 Td (1) Tj ET Q q 0 0 0 rg BT 230.75 483.20 Td (19,157) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 483.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.50 483.20 Td (84) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 483.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.25 483.20 Td (1,095) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 483.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 483.20 Td (1) Tj ET Q q 0 0 0 rg BT 369.75 483.20 Td (18,146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 483.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.25 483.21 Td (123,558) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 483.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 483.21 Td (650) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 483.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 483.21 Td (537) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 483.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 483.21 Td (123,671) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 469.21 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 123.98 473.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.50 469.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.25 469.20 Td (8,870) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 469.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.00 469.20 Td (140) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 469.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 469.20 Td (245) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 469.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 469.20 Td (8,765) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 469.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 469.21 Td (10,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 469.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.50 469.21 Td (80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 469.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 469.21 Td (757) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 469.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 469.21 Td (10,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 455.21 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.25 455.20 Td (100,615) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.00 455.20 Td (508) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 455.20 Td (590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 455.20 Td (100,533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 455.21 Td (98,1) Tj ET Q q 0 0 0 rg BT 433.50 455.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 455.21 Td (590) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 455.21 Td (554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 455.21 Td (98,148) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 441.21 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.75 441.20 Td (14,144) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.50 441.20 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.50 441.20 Td (86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 441.20 Td (14,109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 441.21 Td (17,195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 441.21 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 441.21 Td (176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 441.21 Td (17,124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 427.21 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.22 431.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.25 427.20 Td (3,906) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.50 427.20 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 427.20 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 427.20 Td (3,918) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.25 427.21 Td (6,810) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 427.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 427.21 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 427.21 Td (6,794) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 413.21 Td (Other debt securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 413.20 Td (297) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.50 413.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.50 413.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 413.20 Td (297) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 413.21 Td (503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.50 413.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.50 413.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 413.21 Td (503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 399.21 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 399.21 Td (otal debt securities ) Tj ET Q q 0 0 0 rg BT 126.85 399.21 Td (AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.50 399.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.25 399.20 Td (292,220) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 399.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.25 399.20 Td (1,031) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 399.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.25 399.20 Td (2,526) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 399.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 399.20 Td (290,725) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 399.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.25 399.21 Td (299,892) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 399.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.25 399.21 Td (1,701) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 399.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.25 399.21 Td (2,560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 399.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 399.21 Td (299,033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 385.21 Td (Marketable equity securities ) Tj ET Q q 0 0 0 rg BT 156.22 385.21 Td (AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.50 385.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 385.20 Td (186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 385.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.00 385.20 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 385.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 385.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 385.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 385.20 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 385.21 Td (377) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.50 385.21 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 385.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 385.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 385.21 Td (391) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 371.20 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 371.20 Td (otal securities ) Tj ET Q q 0 0 0 rg BT 112.16 371.20 Td (AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.50 371.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.25 371.20 Td (292,406) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.50 371.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.25 371.20 Td (1,035) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 371.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.25 371.20 Td (2,527) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 371.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 371.20 Td (290,914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 371.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.25 371.21 Td (300,269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.50 371.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.25 371.21 Td (1,721) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 371.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.25 371.21 Td (2,566) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 371.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 371.21 Td (299,424) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 349.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 349.65 Td (The Company invests in mortgage-backed and asset-backed securities. ) Tj ET Q q 0 0 0 rg BT 295.50 349.65 Td (These securitizations are generally considered ) Tj ET Q q 0 0 0 rg BT 444.85 349.65 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 465.14 349.65 Td (The Company) Tj ET Q q 0 0 0 rg BT 512.91 349.65 Td (s maximum exposure ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 340.05 Td (to loss from these ) Tj ET Q q 0 0 0 rg BT 126.02 340.05 Td (VIEs is equal to the carrying amount of the securities, which is reflected in the table above. For mortgage-backed and asset-backed ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 330.45 Td (securitizations in which the Company has other involvement, see Note) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 295.22 330.45 Td (21) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.22 330.45 Td ( to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 320.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 320.85 Td (In the second quarter of 2017, Citi early adopted ) Tj ET Q q 0 0 0 rg BT 224.34 320.85 Td (ASU 2017-08) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 269.01 320.85 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 273.01 320.85 Td (Upon adoption, a cumulative ef) Tj ET Q q 0 0 0 rg BT 373.95 320.85 Td (fect adjustment was recorded to reduce retained earnings, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 311.25 Td (ef) Tj ET Q q 0 0 0 rg BT 73.57 311.25 Td (fective January 1, 2017, for the incremental amortization of purchase premiums and cumulative fair value hedge adjustments on callable state and municipal ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 301.65 Td (debt securities. See Note 1 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 292.05 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 268.05 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 268.05 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.58 268.05 Td (, the amortized cost of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 256.05 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.76 256.05 Td (4,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.26 256.05 Td ( investments in equity and fixed income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 244.05 Td (securities exceeded their fair value by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.31 244.05 Td ($2,527 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.21 244.05 Td (. Of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 232.05 Td ($2,527 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.39 232.05 Td (, the gross unrealized losses on equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 220.05 Td (securities were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.69 220.05 Td ($1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.08 220.05 Td (. Of the remainder) Tj ET Q q 0 0 0 rg BT 225.98 220.05 Td (, $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.98 220.05 Td (1,854 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.88 220.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 208.05 Td (represented unrealized losses on fixed income investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 196.05 Td (that have been in a gross-unrealized-loss position for less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 280.05 Td (a year and, of these, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.71 280.05 Td (99%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.04 280.05 Td ( were rated investment grade; and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 268.05 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.25 268.05 Td (672 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.64 268.05 Td ( represented unrealized losses on fixed income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 256.05 Td (investments that have been in a gross-unrealized-loss position ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 244.05 Td (for a year or more and, of these, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.75 244.05 Td (94%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.08 244.05 Td ( were rated investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 232.05 Td (grade. Of the $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.23 232.05 Td (672 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.62 232.05 Td ( mentioned above, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.71 232.05 Td ($234 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 569.10 232.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 220.05 Td (represent state and municipal securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 208.05 Td ( ) Tj ET Q endstream endobj 373 0 obj <> endobj 374 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (186) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 742.10 Td (The following table shows the fair value of ) Tj ET Q q 0 0 0 rg BT 223.90 742.10 Td (AFS securities that have been in an unrealized loss position:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 685.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 685.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 685.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 685.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 685.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 685.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 685.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 657.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 657.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 657.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 657.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 657.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 657.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 657.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 629.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 629.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 629.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 629.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 629.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 629.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 629.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 601.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 601.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 601.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 601.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 601.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 601.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 601.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 573.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 573.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 573.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 573.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 573.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 573.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 573.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 545.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 545.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 545.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 545.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 545.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 545.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 545.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 517.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 517.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 517.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 517.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 517.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 517.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 517.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 489.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 489.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 489.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 489.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 489.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 489.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 489.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 461.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 461.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 461.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 461.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 461.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 461.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 461.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 433.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 433.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 433.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 433.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 433.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 433.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 433.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 405.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 405.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 405.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 405.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 405.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 405.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 405.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 377.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 377.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 377.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 377.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 377.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 377.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 377.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 349.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 349.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 349.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 349.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 349.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 349.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 349.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 321.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 321.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 321.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 321.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 321.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 321.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 321.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 293.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 293.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 293.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 293.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 293.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 293.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 293.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 265.60 258.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.00 265.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.00 265.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 265.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 265.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 265.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.00 265.60 48.00 -14.00 re f /GS0 gs 0.8 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0 rg BT 402.50 564.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 564.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 564.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 564.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 550.06 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 76.67 550.06 Td (T) Tj ET Q q 0 0 0 rg BT 81.93 550.06 Td (reasury) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 550.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 550.05 Td (79,050) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.50 550.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 550.05 Td (856) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.50 550.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 550.05 Td (7,404) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 550.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 550.05 Td (1) Tj ET Q q 0 0 0 rg BT 479.50 550.05 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 550.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 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508.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.50 508.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 508.05 Td (1,155) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 508.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 508.05 Td (234) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 508.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.25 508.05 Td (2,164) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.50 508.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.00 508.05 Td (245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 494.06 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 494.05 Td (53,206) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 494.05 Td (356) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 494.05 Td (9,051) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 494.05 Td (234) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.75 494.05 Td (62,257) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.00 494.05 Td (590) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 480.06 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.25 480.05 Td (6,737) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.50 480.05 Td (74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 480.05 Td (859) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 480.05 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.25 480.05 Td (7,596) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 480.05 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 466.06 Td (Asset-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 466.05 Td (449) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 466.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.50 466.05 Td (25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 466.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 466.05 Td (474) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 577.00 466.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 452.06 Td (Other debt securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 452.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.50 452.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.50 452.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 452.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.50 452.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 452.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 438.06 Td (Marketable equity securities ) Tj ET Q q 0 0 0 rg BT 156.46 438.06 Td (AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.50 438.05 Td (1) Tj ET Q q 0 0 0 rg BT 345.00 438.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 438.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.50 438.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 438.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.50 438.05 Td (1) Tj ET Q q 0 0 0 rg BT 529.00 438.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 577.00 438.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 424.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.09 424.05 Td (otal securities ) Tj ET Q q 0 0 0 rg BT 112.41 424.05 Td (AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 424.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 424.05 Td (181,216) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.50 424.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.25 424.05 Td (1,854) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.50 424.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.75 424.05 Td (21,920) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 424.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 424.05 Td (673) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 424.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.25 424.05 Td (203,136) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.50 424.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.25 424.05 Td (2,527) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 410.06 Td (December 31, 2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 410.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.50 410.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.50 410.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.50 410.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 410.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 581.50 410.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 396.05 Td (Securities ) Tj ET Q q 0 0 0 rg BT 91.99 396.05 Td (AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 396.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.50 396.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.50 396.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.50 396.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.50 396.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 581.50 396.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 382.06 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.50 382.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.50 382.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 382.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 382.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 382.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 581.50 382.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 368.06 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.50 368.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 368.06 Td (23,534) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.50 368.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 368.06 Td (436) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.50 368.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 368.06 Td (2,236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 368.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 368.06 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 368.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 368.06 Td (25,770) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 368.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 368.06 Td (506) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 354.06 Td (Prime) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 354.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 354.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.50 354.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 354.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 354.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 354.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 340.06 Td (Non-U.S. residential) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 340.06 Td (486) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 340.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 340.06 Td (1,276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 340.06 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 340.06 Td (1,762) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 577.00 340.06 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 326.06 Td (Commercial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 326.06 Td (75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 326.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.50 326.06 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 326.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 326.06 Td (133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 577.00 326.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 312.06 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 312.06 Td (otal mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.50 312.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 312.06 Td (24,096) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.50 312.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 312.06 Td (437) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.50 312.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 312.06 Td (3,570) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 312.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 312.06 Td (77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 312.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 312.06 Td (27,666) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 312.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 312.06 Td (514) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 298.06 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 70.67 298.06 Td (T) Tj ET Q q 0 0 0 rg BT 75.93 298.06 Td (reasury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.50 298.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.50 298.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 298.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 298.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 298.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 581.50 298.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 284.06 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 76.67 284.06 Td (T) Tj ET Q q 0 0 0 rg BT 81.93 284.06 Td (reasury) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.50 284.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 284.06 Td (44,342) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.50 284.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 284.06 Td (445) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.50 284.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 284.06 Td (1,335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 284.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 284.06 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 284.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 284.06 Td (45,677) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 284.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 284.06 Td (452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 270.06 Td (Agency obligations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.25 270.06 Td (6,552) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 270.06 Td (83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.00 270.06 Td (250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 270.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 270.06 Td (6,802) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 270.06 Td (85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 256.06 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 256.06 Td (otal U.S. ) Tj ET Q q 0 0 0 rg BT 91.29 256.06 Td (T) Tj ET Q q 0 0 0 rg BT 96.55 256.06 Td (reasury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.50 256.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 256.06 Td (50,894) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.50 256.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 256.06 Td (528) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.50 256.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 256.06 Td (1,585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 256.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 256.06 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 256.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 256.06 Td (52,479) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 256.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 256.06 Td (537) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 242.06 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.50 242.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.25 242.06 Td (1,616) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.50 242.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 242.06 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.50 242.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 242.06 Td (3,1) Tj ET Q q 0 0 0 rg BT 432.50 242.06 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 242.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 242.06 Td (702) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 242.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 242.06 Td (4,732) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 242.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 242.06 Td (757) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 228.06 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.75 228.06 Td (38,226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 228.06 Td (243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 228.06 Td (8,973) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 228.06 Td (31) Tj ET Q q 0 0 0 rg BT 484.00 228.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 228.06 Td (47,199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 228.06 Td (554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 214.06 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.25 214.06 Td (7,01) Tj ET Q q 0 0 0 rg BT 345.00 214.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 214.06 Td (129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 214.06 Td (1,877) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 214.06 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 214.06 Td (8,888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 214.06 Td (176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 200.06 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 200.06 Td (41) Tj ET Q q 0 0 0 rg BT 345.00 200.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 200.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 200.06 Td (3,213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 200.06 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 200.06 Td (3,624) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 200.06 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 186.06 Td (Other debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 345.00 186.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 186.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.50 186.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 186.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 186.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 186.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 172.06 Td (Marketable equity securities ) Tj ET Q q 0 0 0 rg BT 156.22 172.06 Td (AFS) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.50 172.06 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 172.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.50 172.06 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 172.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 172.06 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 577.00 172.06 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 158.05 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 158.05 Td (otal securities ) Tj ET Q q 0 0 0 rg BT 112.16 158.05 Td (AFS) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.50 158.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 158.06 Td (122,278) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.50 158.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.25 158.06 Td (1,394) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 402.50 158.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 158.06 Td (22,358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 158.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.25 158.06 Td (1,172) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 158.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 158.06 Td (144,636) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 158.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 158.06 Td (2,566) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 375 0 obj <> endobj 376 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (187) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 742.10 Td (The following table presents the amortized cost and fair value of ) Tj ET Q q 0 0 0 rg BT 309.69 742.10 Td (AFS debt securities by contractual maturity dates:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 666.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 666.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 666.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 666.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 666.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 638.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 638.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 638.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 638.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 638.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 610.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 610.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 610.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 610.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 610.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 582.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 582.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 582.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 582.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 582.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 554.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 554.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 554.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 554.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 554.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 526.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 526.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 526.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 526.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 526.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 498.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 498.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 498.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 498.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 498.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 470.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 470.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 470.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 470.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 470.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 442.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 442.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 442.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 442.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 442.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 414.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 414.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 414.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 414.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 414.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 386.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 386.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 386.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 386.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 386.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 358.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 358.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 358.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 358.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 358.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 330.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 330.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 330.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 330.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 330.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 302.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 302.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 302.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 302.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 302.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 274.60 337.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 274.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 274.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.00 274.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 274.60 50.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 717.6 m 436 717.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 717.6 m 486 717.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 717.6 m 535 717.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 717.6 m 585 717.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 703.6 m 436 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 703.6 m 486 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 717.6 m 486 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 703.6 m 535 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 703.6 m 585 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 680.6 m 387 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 680.6 m 436 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 680.6 m 486 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 703.6 m 486 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 680.6 m 535 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 680.6 m 585 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 680.6 m 486 666.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 666.6 m 486 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 652.6 m 486 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 638.6 m 486 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 610.6 m 436 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 610.6 m 486 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 624.6 m 486 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 610.6 m 535 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 610.6 m 585 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 610.6 m 387 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 596.6 m 387 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 610.6 m 436 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 596.6 m 436 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 610.6 m 486 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 596.6 m 486 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 610.6 m 486 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 610.6 m 535 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 596.6 m 535 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 610.6 m 585 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 596.6 m 585 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 596.6 m 486 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 582.6 m 486 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 568.6 m 486 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 554.6 m 486 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 526.6 m 436 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 526.6 m 486 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 540.6 m 486 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 526.6 m 535 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 526.6 m 585 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 526.6 m 387 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 512.6 m 387 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 526.6 m 436 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 512.6 m 436 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 526.6 m 486 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 512.6 m 486 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 526.6 m 486 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 526.6 m 535 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 512.6 m 535 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 526.6 m 585 526.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 512.6 m 585 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 512.6 m 486 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 498.6 m 486 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 484.6 m 486 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 470.6 m 486 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 442.6 m 436 442.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 442.6 m 486 442.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 456.6 m 486 442.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 442.6 m 535 442.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 442.6 m 585 442.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 442.6 m 387 442.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 428.6 m 387 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 442.6 m 436 442.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 428.6 m 436 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 442.6 m 486 442.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 428.6 m 486 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 442.6 m 486 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 442.6 m 535 442.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 428.6 m 535 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 442.6 m 585 442.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 428.6 m 585 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 428.6 m 486 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 414.6 m 486 400.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 400.6 m 486 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 386.6 m 486 372.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 358.6 m 436 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 358.6 m 486 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 372.6 m 486 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 358.6 m 535 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 358.6 m 585 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 358.6 m 387 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 344.6 m 387 344.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 358.6 m 436 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 344.6 m 436 344.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 358.6 m 486 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 344.6 m 486 344.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 358.6 m 486 344.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 358.6 m 535 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 344.6 m 535 344.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 358.6 m 585 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 344.6 m 585 344.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 344.6 m 486 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 330.6 m 486 316.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 316.6 m 486 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 302.6 m 486 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 274.6 m 436 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 274.6 m 486 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 288.6 m 486 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 274.6 m 535 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 274.6 m 585 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 274.6 m 387 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 260.6 m 387 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 274.6 m 436 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 260.6 m 436 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 274.6 m 486 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 260.6 m 486 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 274.6 m 486 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 274.6 m 535 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486 260.6 m 535 260.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 274.6 m 585 274.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 260.6 m 585 260.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50 246.60000000000002 m 387 246.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 387 246.60000000000002 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BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.30 694.05 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.20 685.05 Td (value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 694.06 Td (Amortized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.75 685.06 Td (cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 694.06 Td (Fair) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 685.06 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 671.05 Td (Mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 158.72 675.13 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 671.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 671.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 671.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 671.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 657.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 657.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 657.05 Td (45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 657.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.50 657.05 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 657.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 657.06 Td (132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 657.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 657.06 Td (132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 643.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.25 643.05 Td (1,306) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 643.05 Td (1,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 643.06 Td (736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 643.06 Td (738) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 629.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.25 629.05 Td (1,376) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 629.05 Td (1,369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 629.06 Td (2,279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 629.06 Td (2,265) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 615.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.98 619.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.75 615.05 Td (42,504) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 615.05 Td (42,239) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 615.06 Td (39,770) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 615.06 Td (39,538) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 601.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.09 601.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 601.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.75 601.05 Td (45,231) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 601.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 601.05 Td (44,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 601.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 601.06 Td (42,917) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 601.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 601.06 Td (42,673) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 587.05 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 70.67 587.05 Td (T) Tj ET Q q 0 0 0 rg BT 76.26 587.05 Td (r) Tj ET Q q 0 0 0 rg BT 79.84 587.05 Td (easury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 587.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 587.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 587.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 587.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 573.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.25 573.05 Td (4,913) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 573.05 Td (4,907) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 573.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 573.06 Td (4,945) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 573.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 573.06 Td (4,945) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 559.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.25 559.05 Td (1) Tj ET Q q 0 0 0 rg BT 407.75 559.05 Td (1) Tj ET Q q 0 0 0 rg BT 412.25 559.05 Td (1,236) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 559.05 Td (1) Tj ET Q q 0 0 0 rg BT 457.75 559.05 Td (10,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.25 559.06 Td (101,369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 559.06 Td (101,323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 545.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.25 545.05 Td (3,008) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 545.05 Td (3,001) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 545.06 Td (17,153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 545.06 Td (17,314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 531.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.98 535.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 531.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.50 531.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 531.06 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 531.06 Td (89) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 517.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.09 517.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.25 517.05 Td (1) Tj ET Q q 0 0 0 rg BT 407.75 517.05 Td (19,157) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 517.05 Td (1) Tj ET Q q 0 0 0 rg BT 457.75 517.05 Td (18,146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 517.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.25 517.06 Td (123,558) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 517.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 517.06 Td (123,671) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 503.05 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 503.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 503.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 503.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 503.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 489.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 489.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.25 489.05 Td (1,792) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 489.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 489.05 Td (1,792) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 489.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 489.06 Td (2,093) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 489.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 489.06 Td (2,092) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 475.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.25 475.05 Td (2,579) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 475.05 Td (2,576) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 475.06 Td (2,668) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 475.06 Td (2,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 461.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 461.05 Td (514) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 461.05 Td (528) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 461.06 Td (335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 461.06 Td (334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 447.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.98 451.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.25 447.05 Td (3,985) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 447.05 Td (3,869) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 447.06 Td (5,701) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 447.06 Td (5,032) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 433.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.09 433.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 433.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.25 433.05 Td (8,870) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 433.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 433.05 Td (8,765) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 433.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 433.06 Td (10,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 433.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 433.06 Td (10,120) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 419.05 Td (For) Tj ET Q q 0 0 0 rg BT 66.41 419.05 Td (eign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 419.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 419.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 419.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 419.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 405.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.75 405.05 Td (32,130) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 405.05 Td (32,100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 405.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 405.06 Td (32,540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 405.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 405.06 Td (32,547) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 391.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.75 391.05 Td (53,034) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 391.05 Td (53,165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 391.06 Td (51,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 391.06 Td (50,881) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 377.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.75 377.05 Td (12,949) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 377.05 Td (12,680) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 377.06 Td (12,388) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 377.06 Td (12,440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 363.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.98 367.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.25 363.05 Td (2,502) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 363.05 Td (2,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 363.06 Td (2,176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 363.06 Td (2,280) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 349.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.09 349.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 349.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.25 349.05 Td (100,615) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 349.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 349.05 Td (100,533) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 349.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 349.06 Td (98,1) Tj ET Q q 0 0 0 rg BT 522.50 349.06 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 349.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 349.06 Td (98,148) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 335.05 Td (All other) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 86.74 339.13 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 335.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 335.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 335.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 335.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 321.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 321.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.25 321.05 Td (3,998) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 321.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 321.05 Td (3,991) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 321.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 321.06 Td (2,629) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 321.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 321.06 Td (2,628) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 307.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.25 307.05 Td (9,047) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 307.05 Td (9,027) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 307.06 Td (12,339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 307.06 Td (12,334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 293.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.25 293.05 Td (3,415) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 293.05 Td (3,431) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 293.06 Td (6,566) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 293.06 Td (6,528) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 279.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.98 283.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.25 279.05 Td (1,887) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.25 279.05 Td (1,875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.25 279.06 Td (2,974) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 279.06 Td (2,931) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 265.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.09 265.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 265.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.75 265.05 Td (18,347) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 265.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 265.05 Td (18,324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 265.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 265.06 Td (24,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 265.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 265.06 Td (24,421) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 251.05 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 251.05 Td (otal debt securities ) Tj ET Q q 0 0 0 rg BT 131.42 251.05 Td (AFS) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 251.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.25 251.05 Td (292,220) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.50 251.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 251.05 Td (290,725) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.50 251.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.25 251.06 Td (299,892) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 251.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 251.06 Td (299,033) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 229.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 229.50 Td (Includes mortgage-backed securities of U.S. government-sponsored agencies.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 219.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 219.90 Td (Investments with no stated maturities are included as contractual maturities of greater than 10years. ) Tj ET Q q 0 0 0 rg BT 389.62 219.90 Td (Actual maturities may dif) Tj ET Q q 0 0 0 rg BT 471.45 219.90 Td (fer due to call or prepayment ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 210.30 Td (rights.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 200.70 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 200.70 Td (Includes corporate, asset-backed and other debt securities.) Tj ET Q endstream endobj 377 0 obj <> endobj 378 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (188) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 742.25 Td (Debt Securities Held-to-Maturity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 718.25 Td (The carrying value and fair value of debt securities HTM were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 650.75 240.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 650.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.00 650.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 650.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 650.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 650.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 622.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.00 622.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 622.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.00 622.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 622.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 622.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 622.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 594.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.00 594.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 594.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.00 594.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 594.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 594.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 594.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 566.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.00 566.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 566.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.00 566.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 566.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 566.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 566.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 538.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.00 538.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 538.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.00 538.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 538.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 538.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 538.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 510.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.00 510.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 510.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.00 510.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 510.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 510.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 510.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 482.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.00 482.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 482.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.00 482.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 482.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 482.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 482.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 454.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.00 454.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 454.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.00 454.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 454.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 454.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 454.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 426.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.00 426.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 426.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.00 426.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 426.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 426.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 426.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 398.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.00 398.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 398.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.00 398.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 398.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 398.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 398.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 370.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.00 370.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 370.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.00 370.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 370.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 370.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 370.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 342.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.00 342.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 342.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.00 342.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 342.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 342.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 342.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 314.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.00 314.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 314.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.00 314.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 314.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.00 314.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 314.75 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 650.75 m 230 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230 650.75 m 290 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 650.75 m 350 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 650.75 m 410 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410 650.75 m 470 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470 650.75 m 530 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 650.75 m 590 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 650.75 m 350 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 650.75 m 530 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 636.75 m 350 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 636.75 m 530 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 622.75 m 350 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 622.75 m 530 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 608.75 m 350 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 608.75 m 530 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 594.75 m 350 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 594.75 m 530 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 580.75 m 350 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 580.75 m 530 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 566.75 m 350 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 566.75 m 530 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 552.75 m 350 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 552.75 m 530 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 538.75 m 230 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 524.75 m 230 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230 538.75 m 290 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230 524.75 m 290 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 538.75 m 350 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 538.75 m 350 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 524.75 m 350 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 538.75 m 410 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 524.75 m 410 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410 538.75 m 470 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410 524.75 m 470 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 538.75 m 530 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470 538.75 m 530 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470 524.75 m 530 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 538.75 m 590 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 524.75 m 590 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 524.75 m 350 510.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 524.75 m 530 510.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 510.75 m 350 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 510.75 m 530 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 496.75 m 350 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 496.75 m 530 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 482.75 m 230 482.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50 468.75 m 230 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230 482.75 m 290 482.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 230 468.75 m 290 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 482.75 m 350 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i 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454.75 m 350 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 454.75 m 530 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 440.75 m 350 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 440.75 m 530 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 426.75 m 350 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 426.75 m 530 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 412.75 m 350 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 412.75 m 530 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 398.75 m 350 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 398.75 m 530 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 384.75 m 350 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 384.75 m 530 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 370.75 m 350 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 370.75 m 530 356.75 l s 0 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300.75 m 350 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 300.75 m 350 300.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 290 286.75 m 350 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350 300.75 m 410 300.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 350 286.75 m 410 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410 300.75 m 470 300.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 410 286.75 m 470 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 300.75 m 530 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470 300.75 m 530 300.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470 286.75 m 530 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 300.75 m 590 300.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 530 286.75 m 590 286.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.50 655.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.95 673.20 Td (Adjusted ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 664.20 Td (amortized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.95 655.20 Td (cost basis) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 274.20 659.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.75 699.15 Td (Net ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.30 690.15 Td (unr) Tj ET Q q 0 0 0 rg BT 313.14 690.15 Td (ealized ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.45 681.15 Td (gains) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 672.15 Td (\(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.95 663.15 Td (r) Tj ET Q q 0 0 0 rg BT 297.78 663.15 Td (ecognized in) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.70 654.15 Td (AOCI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.75 664.20 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.80 655.20 Td (value) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 386.30 659.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.30 673.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 439.13 673.20 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.30 664.20 Td (unr) Tj ET Q q 0 0 0 rg BT 433.14 664.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.45 655.20 Td (gains) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.30 673.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 499.13 673.20 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.30 664.20 Td (unr) Tj ET Q q 0 0 0 rg BT 493.14 664.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.75 655.20 Td (\(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.30 664.20 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.20 655.20 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 641.20 Td (December) Tj ET Q q 0 0 0 rg BT 91.39 641.20 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.50 641.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 641.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 641.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 641.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 641.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 627.20 Td (Debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.50 627.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.50 627.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 627.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 627.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 627.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 627.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 613.21 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 152.21 617.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.50 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.50 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 599.21 Td (U.S. government agency guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.50 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.75 599.20 Td (23,854) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.50 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 599.20 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.50 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.75 599.20 Td (23,880) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 599.20 Td (40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 599.20 Td (\(157) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.50 599.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.50 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 599.20 Td (23,763) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 585.21 Td (Prime) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.50 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.50 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 577.50 585.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 571.21 Td (Alt-A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 571.20 Td (206) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.50 571.20 Td (\(65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 571.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 571.20 Td (141) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 571.20 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.50 571.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 571.20 Td (198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 557.21 Td (Non-U.S. residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 557.20 Td (1,887) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.50 557.20 Td (\(46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 557.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.25 557.20 Td (1,841) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 557.20 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.50 557.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.25 557.20 Td (1,906) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 543.21 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 543.20 Td (237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 543.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 543.20 Td (237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 543.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.50 543.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 543.20 Td (237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 529.21 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 529.21 Td (otal mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.50 529.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.75 529.20 Td (26,184) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.50 529.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.50 529.20 Td (\(85) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 529.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.50 529.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.75 529.20 Td (26,099) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 529.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 529.20 Td (162) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 529.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 529.20 Td (\(157) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.50 529.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.50 529.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 529.20 Td (26,104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 515.21 Td (State and municipal ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 126.23 519.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.50 515.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.25 515.20 Td (8,925) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.50 515.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.50 515.20 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 515.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.50 515.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.25 515.20 Td (8,897) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 515.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 515.20 Td (378) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 515.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.50 515.20 Td (\(73) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.50 515.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.50 515.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.25 515.20 Td (9,202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 501.21 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.00 501.20 Td (740) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.50 501.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 501.20 Td (740) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.50 501.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.50 501.20 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.50 501.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 501.20 Td (722) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 487.21 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.22 491.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.75 487.20 Td (17,588) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 487.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 487.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.75 487.20 Td (17,584) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 487.20 Td (162) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.50 487.20 Td (\(22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.50 487.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 487.20 Td (17,724) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 473.20 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 473.20 Td (otal debt securities held-to-maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 232.50 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.75 473.20 Td (53,437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.50 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 473.20 Td (\(1) Tj ET Q q 0 0 0 rg BT 337.50 473.20 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 473.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.50 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.75 473.20 Td (53,320) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 473.20 Td (702) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.00 473.20 Td (\(270) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.50 473.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.50 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 473.20 Td (53,752) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 459.21 Td (December 31, 2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.50 459.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 459.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.50 459.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.50 459.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 586.50 459.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 445.21 Td (Debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.50 445.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 445.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 445.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 445.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 445.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 586.50 445.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 431.21 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 152.21 435.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.50 431.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 431.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 431.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 431.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 431.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 586.50 431.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 417.21 Td (U.S. government agency guaranteed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.50 417.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.75 417.21 Td (22,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.50 417.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 417.21 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 417.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 417.21 Td (22,495) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 417.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 417.21 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 417.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 417.21 Td (\(186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 417.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 417.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 417.21 Td (22,356) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 403.21 Td (Prime) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 403.21 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 403.21 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 403.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 403.21 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 403.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 403.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 403.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 577.50 403.21 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 389.21 Td (Alt-A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.00 389.21 Td (314) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 389.21 Td (\(27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 389.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 389.21 Td (287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 389.21 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 389.21 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 389.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 389.21 Td (355) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 375.21 Td (Non-U.S. residential) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 266.25 375.21 Td (1,871) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 375.21 Td (\(47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 375.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.25 375.21 Td (1,824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 375.21 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 375.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.25 375.21 Td (1,873) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 361.21 Td (Commercial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 277.50 361.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 361.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.50 361.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 361.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 361.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 577.50 361.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 347.21 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 347.21 Td (otal mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.50 347.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.75 347.21 Td (24,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.50 347.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 347.21 Td (\(48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 347.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 347.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 347.21 Td (24,644) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 347.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 347.21 Td (175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 347.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 347.21 Td (\(188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 347.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 347.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 347.21 Td (24,631) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 333.21 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.50 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 266.25 333.21 Td (9,025) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.50 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.00 333.21 Td (\(442) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 333.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.25 333.21 Td (8,583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 333.21 Td (129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 333.21 Td (\(238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 333.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.25 333.21 Td (8,474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 319.21 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 266.25 319.21 Td (1,339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.50 319.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.25 319.21 Td (1,339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 319.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 319.21 Td (\(26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 319.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 566.25 319.21 Td (1,313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 305.21 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 137.22 309.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.75 305.21 Td (1) Tj ET Q q 0 0 0 rg BT 266.25 305.21 Td (1,107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 305.21 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 305.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 305.21 Td (1) Tj ET Q q 0 0 0 rg BT 386.25 305.21 Td (1,101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 305.21 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 305.21 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 305.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 305.21 Td (1) Tj ET Q q 0 0 0 rg BT 566.25 305.21 Td (1,137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 291.20 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 291.20 Td (otal debt securities held-to-maturity) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 195.90 295.28 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.50 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.75 291.21 Td (46,163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.50 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.00 291.21 Td (\(496) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 291.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.75 291.21 Td (45,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 291.21 Td (345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 291.21 Td (\(457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 291.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 291.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 291.21 Td (45,555) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 269.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 269.65 Td (For securities transferred to HTM from ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 195.02 269.65 Td (T) Tj ET Q q 0 0 0 rg BT 199.03 269.65 Td (rading account assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 268.80 269.65 Td (, adjusted amortized cost basis is defined as the fair value of the securities at the date of transfer ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 260.05 Td (plus any accretion income and less any impairments recognized in earnings subsequent to transfer) Tj ET Q q 0 0 0 rg BT 380.52 260.05 Td (. For securities transferred to HTM from ) Tj ET Q q 0 0 0 rg BT 511.59 260.05 Td (AFS, adjusted ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 250.45 Td (amortized cost basis is defined as the original purchase cost, adjusted for the cumulative accretion or amortization of any purchase discount or premium, plus or ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 240.85 Td (minus any cumulative fair value hedge adjustments, net of accretion or amortization, and less any other) Tj ET Q q 0 0 0 rg BT 398.12 240.85 Td (-than-temporary impairment recognized in earnings.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 231.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 231.25 Td (HTM securities are carried on the Consolidated Balance Sheet at adjusted amortized cost basis, plus or minus any unamortized unrealized gains and losses and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 221.65 Td (fair value hedge adjustments recognized in ) Tj ET Q q 0 0 0 rg BT 206.12 221.65 Td (AOCI prior to reclassifying the securities from ) Tj ET Q q 0 0 0 rg BT 357.41 221.65 Td (AFS to HTM. Changes in the values of these securities are not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 212.05 Td (reported in the financial statements, except for the amortization of any dif) Tj ET Q q 0 0 0 rg BT 303.27 212.05 Td (ference between the carrying value at the transfer date and par value of the securities, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 202.45 Td (and the recognition of any non-credit fair value adjustments in ) Tj ET Q q 0 0 0 rg BT 268.77 202.45 Td (AOCI in connection with the recognition of any credit impairment in earnings related to securities ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 192.85 Td (the Company continues to intend to hold until maturity) Tj ET Q q 0 0 0 rg BT 242.96 192.85 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 183.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 183.25 Td (The Company invests in mortgage-backed and asset-backed securities. ) Tj ET Q q 0 0 0 rg BT 295.50 183.25 Td (These securitizations are generally considered ) Tj ET Q q 0 0 0 rg BT 444.85 183.25 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 465.14 183.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 512.91 183.25 Td (s maximum exposure ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 173.65 Td (to loss from these ) Tj ET Q q 0 0 0 rg BT 126.02 173.65 Td (VIEs is equal to the carrying amount of the securities, which is reflected in the table above. For mortgage-backed and asset-backed ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 164.05 Td (securitizations in which the Company has other involvement, see Note ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 295.22 164.05 Td (21) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.22 164.05 Td ( to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 154.45 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 154.45 Td (In the second quarter of 2017, Citi early adopted ) Tj ET Q q 0 0 0 rg BT 224.34 154.45 Td (ASU 2017-08.) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 271.01 154.45 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 273.01 154.45 Td (Upon adoption, a cumulative ef) Tj ET Q q 0 0 0 rg BT 373.95 154.45 Td (fect adjustment was recorded to reduce retained earnings, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 144.85 Td (ef) Tj ET Q q 0 0 0 rg BT 73.57 144.85 Td (fective January 1, 2017, for the incremental amortization of purchase premiums and cumulative fair value hedge adjustments that would have been recorded ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 135.25 Td (under the ) Tj ET Q q 0 0 0 rg BT 99.05 135.25 Td (ASU on callable state and municipal debt securities. See Note 1 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 125.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 125.65 Td (During the fourth quarter of 2016, securities with a total fair value of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 338.30 125.65 Td ($5.8 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 375.20 125.65 Td ( were transferred from ) Tj ET Q q 0 0 0 rg BT 448.49 125.65 Td (AFS to HTM, composed of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 538.27 125.65 Td ($5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.16 125.65 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 116.05 Td (U.S. government agency mortgage-backed securities and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 251.88 116.05 Td ($830 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 292.99 116.05 Td ( of municipal securities. ) Tj ET Q q 0 0 0 rg BT 371.71 116.05 Td (The transfer reflects the Company) Tj ET Q q 0 0 0 rg BT 483.23 116.05 Td (s intent to hold these securities ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 106.45 Td (to maturity or to issuer call, in part, in order to reduce the impact of price volatility on ) Tj ET Q q 0 0 0 rg BT 343.87 106.45 Td (AOCI and certain capital measures under Basel III. ) Tj ET Q q 0 0 0 rg BT 509.66 106.45 Td (While these securities ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 96.85 Td (were transferred to HTM at fair value as of the transfer date, no subsequent changes in value may be recorded, other than in connection with the recognition of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 87.25 Td (any subsequent other) Tj ET Q q 0 0 0 rg BT 134.88 87.25 Td (-than-temporary impairment and the amortization of dif) Tj ET Q q 0 0 0 rg BT 312.89 87.25 Td (ferences between the carrying values at the transfer date and the par values of each ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 77.65 Td (security as an adjustment of yield. ) Tj ET Q q 0 0 0 rg BT 178.36 77.65 Td (Any net unrealized holding losses within ) Tj ET Q q 0 0 0 rg BT 310.79 77.65 Td (AOCI related to the respective securities at the date of transfer) Tj ET Q q 0 0 0 rg BT 510.38 77.65 Td (, inclusive of any ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 68.05 Td (cumulative fair value hedge adjustments, will be amortized as an adjustment of yield in a manner consistent with the amortization of any premium or discount.) Tj ET Q endstream endobj 379 0 obj <> endobj 380 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 742.10 Td (The Company has the positive intent and ability to hold ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 730.10 Td (these securities to maturity or) Tj ET Q q 0 0 0 rg BT 167.40 730.10 Td (, where applicable, the exercise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 718.10 Td (of any issuer call options, absent any unforeseen significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 706.10 Td (changes in circumstances, including deterioration in credit or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 694.10 Td (changes in regulatory capital requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 682.10 Td (The net unrealized losses classified in ) Tj ET Q q 0 0 0 rg BT 220.79 682.10 Td (AOCI for HTM ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 670.10 Td (securities primarily relate to debt securities previously ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 658.10 Td (classified as ) Tj ET Q q 0 0 0 rg BT 100.04 658.10 Td (AFS that were transferred to HTM, and include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 646.10 Td (any cumulative fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 730.10 Td (value hedge adjustments. ) Tj ET Q q 0 0 0 rg BT 438.38 730.10 Td (The net unrealized loss amount also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 718.10 Td (includes any non-credit-related changes in fair value of HTM ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 706.10 Td (securities that have suf) Tj ET Q q 0 0 0 rg BT 426.43 706.10 Td (fered credit impairment recorded in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 694.10 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 373.95 694.10 Td (The ) Tj ET Q q 0 0 0 rg BT 391.44 694.10 Td (AOCI balance related to HTM securities is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 682.10 Td (amortized as an adjustment of yield, in a manner consistent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 670.10 Td (with the accretion of any dif) Tj ET Q q 0 0 0 rg BT 448.08 670.10 Td (ference between the carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 658.10 Td (value at the transfer date and par value of the same debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 646.10 Td (securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 622.10 Td (The table below shows the fair value of debt securities HTM that have been in an unrecognized loss position:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 565.60 223.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.00 565.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.00 565.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 565.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.00 565.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.00 565.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 565.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 537.60 223.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.00 537.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.00 537.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 537.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.00 537.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.00 537.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 537.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 509.60 223.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.00 509.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.00 509.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 509.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.00 509.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.00 509.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 509.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 481.60 223.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.00 481.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.00 481.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 481.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.00 481.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.00 481.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 481.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 453.60 223.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.00 453.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.00 453.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 453.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.00 453.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.00 453.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 453.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 425.60 223.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.00 425.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.00 425.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 425.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.00 425.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.00 425.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 425.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 397.60 223.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.00 397.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.00 397.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 397.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.00 397.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.00 397.60 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.00 397.60 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273 597.6 m 317 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317 597.6 m 377 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 597.6 m 421 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421 597.6 m 481 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 597.6 m 525 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 597.6 m 585 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 565.6 m 273 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273 565.6 m 317 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 597.6 m 377 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317 565.6 m 377 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 565.6 m 421 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 597.6 m 481 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421 565.6 m 481 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 565.6 m 525 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 565.6 m 585 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 565.6 m 273 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 565.6 m 377 551.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 565.6 m 481 551.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 551.6 m 377 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 551.6 m 481 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 537.6 m 377 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 537.6 m 481 523.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 523.6 m 377 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 523.6 m 481 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 509.6 m 377 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 509.6 m 481 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 495.6 m 377 481.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 495.6 m 481 481.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 481.6 m 273 481.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50 467.6 m 273 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273 481.6 m 317 481.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 273 467.6 m 317 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 481.6 m 377 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317 481.6 m 377 481.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317 467.6 m 377 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 481.6 m 421 481.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 377 467.6 m 421 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 481.6 m 481 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421 481.6 m 481 481.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 421 467.6 m 481 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 481.6 m 525 481.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 481 467.6 m 525 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 481.6 m 585 481.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525 467.6 m 585 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 467.6 m 377 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 467.6 m 481 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 453.6 m 377 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 453.6 m 481 439.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 439.6 m 377 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 439.6 m 481 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 425.6 m 377 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 425.6 m 481 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 411.6 m 377 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 411.6 m 481 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 397.6 m 377 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 397.6 m 481 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 383.6 m 273 383.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50 369.6 m 273 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273 383.6 m 317 383.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 273 369.6 m 317 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 383.6 m 377 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317 383.6 m 377 383.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317 369.6 m 377 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 383.6 m 421 383.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 377 369.6 m 421 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 383.6 m 481 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421 383.6 m 481 383.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 421 369.6 m 481 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481 383.6 m 525 383.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 481 369.6 m 525 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525 383.6 m 585 383.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 525 369.6 m 585 369.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 602.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.10 602.05 Td (Less than 12months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 602.05 Td (12months or) Tj ET Q q 0 0 0 rg BT 440.42 602.05 Td ( longer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.65 602.05 Td (T) Tj ET Q q 0 0 0 rg BT 528.24 602.05 Td (otal) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.50 569.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.30 579.05 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.20 570.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.30 588.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 346.21 588.05 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.80 579.05 Td (unr) Tj ET Q q 0 0 0 rg BT 334.72 579.05 Td (ecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.70 570.05 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.30 579.05 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.20 570.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.30 588.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 450.21 588.05 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.80 579.05 Td (unr) Tj ET Q q 0 0 0 rg BT 438.72 579.05 Td (ecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.70 570.05 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.30 579.05 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.20 570.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.30 588.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 554.13 588.05 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.80 579.05 Td (unr) Tj ET Q q 0 0 0 rg BT 542.64 579.05 Td (ecognized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.70 570.05 Td (losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 556.05 Td (December) Tj ET Q q 0 0 0 rg BT 91.39 556.05 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 556.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 556.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 556.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 556.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 556.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 542.05 Td (Debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.50 542.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 542.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 542.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 542.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 542.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 542.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 528.06 Td (Mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.50 528.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.50 528.05 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 528.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 528.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.50 528.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.75 528.05 Td (15,096) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 528.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 528.05 Td (157) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 528.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 528.05 Td (15,142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.50 528.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.00 528.05 Td (157) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 514.06 Td (State and municipal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 514.05 Td (353) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 514.05 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 514.05 Td (835) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.50 514.05 Td (68) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 514.05 Td (1,188) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 514.05 Td (73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 500.06 Td (Foreign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 500.05 Td (723) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 500.05 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 500.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.50 500.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 500.05 Td (723) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 500.05 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 486.06 Td (Asset-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.50 486.05 Td (71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.00 486.05 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 486.05 Td (134) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.50 486.05 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 486.05 Td (205) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 486.05 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 472.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.09 472.05 Td (otal debt securities held-to-maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.50 472.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.25 472.05 Td (1,193) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.50 472.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.50 472.05 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.50 472.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.75 472.05 Td (16,065) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.50 472.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 472.05 Td (244) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 472.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 472.05 Td (17,258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 527.50 472.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.00 472.05 Td (270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 458.06 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.50 458.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 458.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 458.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 458.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 458.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 458.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 444.05 Td (Debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.50 444.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 444.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 444.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 444.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 444.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 444.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 430.06 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.50 430.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.50 430.06 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 430.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 430.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 430.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.75 430.06 Td (17,176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 430.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.00 430.06 Td (188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 430.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.75 430.06 Td (17,193) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 430.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 430.06 Td (188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 416.06 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.25 416.06 Td (2,200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 416.06 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.25 416.06 Td (1,210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.00 416.06 Td (180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 416.06 Td (3,410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 416.06 Td (238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 402.06 Td (Foreign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.25 402.06 Td (1,313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 402.06 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.50 402.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 402.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 402.06 Td (1,313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 402.06 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 388.06 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.00 388.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 388.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.25 388.06 Td (2,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 388.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 388.06 Td (2,505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 577.00 388.06 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 374.05 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 374.05 Td (otal debt securities held-to-maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.50 374.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.25 374.06 Td (3,532) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 374.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 374.06 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 374.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.75 374.06 Td (20,889) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 374.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.00 374.06 Td (373) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 374.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.75 374.06 Td (24,421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 374.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 374.06 Td (457) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 351.50 Td (Note: Excluded from the gross unrecognized losses presented in the above table are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 318.96 351.50 Td ($\(1) Tj ET Q q 0 0 0 rg BT 329.33 351.50 Td (17\) million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 365.11 351.50 Td (and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 380.66 351.50 Td ($\(496\) million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.10 351.50 Td (of net unrealized losses recorded in ) Tj ET Q q 0 0 0 rg BT 543.73 351.50 Td (AOCI as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 341.90 Td (December31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 112.37 341.90 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 127.92 341.90 Td (December31, 2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 190.79 341.90 Td (, respectively) Tj ET Q q 0 0 0 rg BT 232.91 341.90 Td (, primarily related to the dif) Tj ET Q q 0 0 0 rg BT 321.18 341.90 Td (ference between the amortized cost and carrying value of HTM securities that ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 332.30 Td (were reclassified from ) Tj ET Q q 0 0 0 rg BT 122.58 332.30 Td (AFS. Substantially all of these net unrecognized losses relate to securities that have been in a loss position for 12months or longer at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 322.70 Td (December31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 112.37 322.70 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 127.92 322.70 Td (December31, 2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 190.79 322.70 Td (.) Tj ET Q endstream endobj 381 0 obj <> endobj 382 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (190) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 742.10 Td (The following table presents the carrying value and fair value of HTM debt securities by contractual maturity dates:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 666.60 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 666.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.00 666.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 666.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 666.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 638.60 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 638.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.00 638.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 638.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 638.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 610.60 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 610.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.00 610.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 610.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 610.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 582.60 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 582.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.00 582.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 582.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 582.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 554.60 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 554.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.00 554.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 554.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 554.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 526.60 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 526.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.00 526.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 526.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 526.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 498.60 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 498.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.00 498.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 498.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 498.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 470.60 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 470.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.00 470.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 470.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 470.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 442.60 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 442.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.00 442.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 442.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 442.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 414.60 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 414.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.00 414.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 414.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 414.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 386.60 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 386.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.00 386.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 386.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 386.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 358.60 310.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 358.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.00 358.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 358.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.00 358.60 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 717.6 m 419 717.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419 717.6 m 474 717.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 717.6 m 530 717.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 717.6 m 585 717.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 703.6 m 419 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419 703.6 m 474 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 717.6 m 474 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 703.6 m 530 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 703.6 m 585 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 680.6 m 360 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 703.6 m 419 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 680.6 m 419 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419 703.6 m 474 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419 680.6 m 474 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 703.6 m 474 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 703.6 m 530 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 680.6 m 530 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 703.6 m 585 703.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 680.6 m 585 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 680.6 m 474 666.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 666.6 m 474 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 652.6 m 474 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 638.6 m 474 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 624.6 m 474 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 610.6 m 360 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 596.6 m 360 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 610.6 m 419 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 596.6 m 419 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 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0 j 3 M 50 330.6 m 360 330.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360 330.6 m 419 330.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 419 330.6 m 474 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 344.6 m 474 330.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 474 330.6 m 530 330.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 530 330.6 m 585 330.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.80 722.05 Td (December) Tj ET Q q 0 0 0 rg BT 484.69 722.05 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 708.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.50 708.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 708.06 Td (2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.50 684.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.25 694.05 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.70 685.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.45 685.05 Td (Fair) Tj ET Q q 0 0 0 rg BT 442.78 685.05 Td ( value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.50 694.06 Td (Carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 685.06 Td (value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.85 685.06 Td (Fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 671.05 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 671.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 671.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 671.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 671.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 657.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.50 657.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 657.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 657.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 657.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 657.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 657.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 657.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 657.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 643.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 643.05 Td (720) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 643.05 Td (720) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 643.06 Td (760) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 643.06 Td (766) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 629.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 629.05 Td (148) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 629.05 Td (149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 629.06 Td (54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 629.06 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 615.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.98 619.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.75 615.05 Td (25,231) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 615.05 Td (25,235) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 615.06 Td (23,830) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 615.06 Td (23,810) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 601.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.09 601.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.50 601.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.75 601.05 Td (26,099) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 601.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 601.05 Td (26,104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 601.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 601.06 Td (24,644) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 601.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 601.06 Td (24,631) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 587.05 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 587.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 587.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 587.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 587.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 573.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.50 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 573.05 Td (407) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 573.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 573.05 Td (425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 573.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 573.06 Td (406) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 573.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 573.06 Td (406) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 559.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 559.05 Td (259) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 559.05 Td (270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 559.06 Td (1) Tj ET Q q 0 0 0 rg BT 517.50 559.06 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 559.06 Td (1) Tj ET Q q 0 0 0 rg BT 572.50 559.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 545.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 545.05 Td (512) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 545.05 Td (524) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 545.06 Td (363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 545.06 Td (367) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 531.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.98 535.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 531.05 Td (7,719) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 531.05 Td (7,983) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 531.06 Td (7,702) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 531.06 Td (7,591) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 517.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.09 517.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.50 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 517.05 Td (8,897) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 517.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 517.05 Td (9,202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 517.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 517.06 Td (8,583) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 517.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 517.06 Td (8,474) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 503.05 Td (For) Tj ET Q q 0 0 0 rg BT 66.41 503.05 Td (eign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 503.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 503.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 503.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 503.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 489.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.50 489.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 489.05 Td (381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 489.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 489.05 Td (381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 489.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 489.06 Td (824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 489.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 489.06 Td (818) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 475.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 475.05 Td (359) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 475.05 Td (341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 475.06 Td (515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 475.06 Td (495) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 461.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 461.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 461.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 461.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 461.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 447.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.98 451.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 447.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 447.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 447.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 447.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 433.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.09 433.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.50 433.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 433.05 Td (740) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 433.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 433.05 Td (722) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 433.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 433.06 Td (1,339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 433.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.25 433.06 Td (1,313) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 419.05 Td (All other) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 86.74 423.13 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 419.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 419.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 419.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 419.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 405.06 Td (Due within 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.50 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 405.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 405.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 405.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 405.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 405.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 405.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 405.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 391.06 Td (After 1 but within 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 391.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 391.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 391.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 391.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 377.06 Td (After 5 but within 10years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.25 377.05 Td (1,669) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 377.05 Td (1,680) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 377.06 Td (513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 377.06 Td (514) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 363.06 Td (After 10years) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.98 367.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.75 363.05 Td (15,915) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 363.05 Td (16,044) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 363.06 Td (10,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 363.06 Td (10,623) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 349.05 Td (T) Tj ET Q q 0 0 0 rg BT 58.09 349.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.50 349.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.75 349.05 Td (17,584) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 349.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 349.05 Td (17,724) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 349.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 349.06 Td (1) Tj ET Q q 0 0 0 rg BT 506.25 349.06 Td (1,101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 349.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 349.06 Td (1) Tj ET Q q 0 0 0 rg BT 561.25 349.06 Td (1,137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 335.05 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 335.05 Td (otal debt securities held-to-maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.50 335.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.75 335.05 Td (53,320) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 335.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 335.05 Td (53,752) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.50 335.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 335.06 Td (45,667) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.50 335.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.75 335.06 Td (45,555) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 313.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 313.50 Td (Investments with no stated maturities are included as contractual maturities of greater than 10years. ) Tj ET Q q 0 0 0 rg BT 389.62 313.50 Td (Actual maturities may dif) Tj ET Q q 0 0 0 rg BT 471.45 313.50 Td (fer due to call or prepayment ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 303.90 Td (rights.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 294.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 294.30 Td (Includes corporate and asset-backed securities.) Tj ET Q endstream endobj 383 0 obj <> endobj 384 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (191) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 742.25 Td (Evaluating Investments for) Tj ET Q q 0 0 0 rg BT 165.43 742.25 Td ( Other) Tj ET Q q 0 0 0 rg BT 193.11 742.25 Td (-Than-T) Tj ET Q q 0 0 0 rg BT 228.31 742.25 Td (emporary ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 730.25 Td (Impairment \(OTTI\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 706.25 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 694.25 Td (The Company conducts periodic reviews of all securities with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 682.25 Td (unrealized losses to evaluate whether the impairment is other) Tj ET Q q 0 0 0 rg BT 293.66 682.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 670.25 Td (than-temporary) Tj ET Q q 0 0 0 rg BT 110.49 670.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 658.25 Td (An unrealized loss exists when the current fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 646.25 Td (an individual security is less than its adjusted amortized cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 634.25 Td (basis. Unrealized losses that are determined to be temporary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 622.25 Td (in nature are recorded, net of tax, in ) Tj ET Q q 0 0 0 rg BT 194.44 622.25 Td (AOCI for ) Tj ET Q q 0 0 0 rg BT 234.99 622.25 Td (AFS securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 610.25 Td (Losses related to HTM securities generally are not recorded, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 598.25 Td (as these investments are carried at adjusted amortized cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 586.25 Td (basis. However) Tj ET Q q 0 0 0 rg BT 110.75 586.25 Td (, for HTM securities with credit-related losses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 574.25 Td (the credit loss is recognized in earnings as OTTI and any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 562.25 Td (dif) Tj ET Q q 0 0 0 rg BT 60.43 562.25 Td (ference between the cost basis adjusted for the OTTI and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 550.25 Td (fair value is recognized in ) Tj ET Q q 0 0 0 rg BT 155.29 550.25 Td (AOCI and amortized as an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 538.25 Td (adjustment of yield over the remaining contractual life of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 526.25 Td (security) Tj ET Q q 0 0 0 rg BT 80.51 526.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 514.25 Td (Regardless of the classification of the securities as ) Tj ET Q q 0 0 0 rg BT 270.77 514.25 Td (AFS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 502.25 Td (or HTM, the Company assesses each position with an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 490.25 Td (unrealized loss for OTTI. Factors considered in determining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 478.25 Td (whether a loss is temporary include:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 460.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 460.25 Td (the length of time and the extent to which fair value has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 448.25 Td (been below cost;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 436.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 436.25 Td (the severity of the impairment;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 424.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 424.25 Td (the cause of the impairment and the financial condition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 412.25 Td (and near) Tj ET Q q 0 0 0 rg BT 101.45 412.25 Td (-term prospects of the issuer;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 400.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 400.25 Td (activity in the market of the issuer that may indicate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 388.25 Td (adverse credit conditions; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 376.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 376.25 Td (the Company) Tj ET Q q 0 0 0 rg BT 123.88 376.25 Td (s ability and intent to hold the investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 364.25 Td (for a period of time suf) Tj ET Q q 0 0 0 rg BT 159.79 364.25 Td (ficient to allow for recovery of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 352.25 Td (amortized cost basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 328.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 109.21 328.25 Td (s review for impairment generally entails:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 310.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 310.25 Td (identification and evaluation of impaired investments;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 298.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 298.25 Td (analysis of individual investments that have fair values ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 286.25 Td (less than the amortized cost, including consideration of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 274.25 Td (the length of time the investment has been in an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 262.25 Td (unrealized loss position and the expected recovery ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 250.25 Td (period;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 238.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 238.25 Td (consideration of evidential matter) Tj ET Q q 0 0 0 rg BT 201.77 238.25 Td (, including an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 226.25 Td (evaluation of factors or triggers that could cause ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 214.25 Td (individual investments to qualify as having other) Tj ET Q q 0 0 0 rg BT 262.82 214.25 Td (-than-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 202.25 Td (temporary impairment and those that would not support ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 190.25 Td (other) Tj ET Q q 0 0 0 rg BT 87.85 190.25 Td (-than-temporary impairment; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 178.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 178.25 Td (documentation of the results of these analyses, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 166.25 Td (required under business policies.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 335.25 742.10 Td (Debt Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 730.10 Td (The entire dif) Tj ET Q q 0 0 0 rg BT 389.49 730.10 Td (ference between the adjusted amortized cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 718.10 Td (basis and fair value is recognized in earnings as OTTI for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 706.10 Td (impaired debt securities that the Company has an intent to sell ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 694.10 Td (or for which the Company believes it will more-likely-than-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 682.10 Td (not be required to sell prior to recovery of the adjusted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 670.10 Td (amortized cost basis. However) Tj ET Q q 0 0 0 rg BT 457.59 670.10 Td (, for those securities that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 658.10 Td (Company does not intend to sell and is not likely to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 646.10 Td (required to sell, only the credit-related impairment is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 634.10 Td (recognized in earnings and any non-credit-related impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 622.10 Td (is recorded in ) Tj ET Q q 0 0 0 rg BT 391.62 622.10 Td (AOCI.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 610.10 Td (For debt securities, credit impairment exists where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 598.10 Td (present value of cash flows management expects to receive is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 586.10 Td (not suf) Tj ET Q q 0 0 0 rg BT 362.57 586.10 Td (ficient to recover the entire amortized cost basis of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 574.10 Td (security) Tj ET Q q 0 0 0 rg BT 366.26 574.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 335.25 550.10 Td (Equity Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 538.10 Td (For equity securities, management considers the various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 526.10 Td (factors described above, including its intent and ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 514.10 Td (hold the equity security for a period of time suf) Tj ET Q q 0 0 0 rg BT 524.19 514.10 Td (ficient for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 502.10 Td (recovery or whether it is more-likely-than-not that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 490.10 Td (Company will be required to sell the security prior to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 478.10 Td (recovery of its cost basis. ) Tj ET Q q 0 0 0 rg BT 438.93 478.10 Td (Where management lacks that intent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 466.10 Td (or ability) Tj ET Q q 0 0 0 rg BT 370.98 466.10 Td (, the security) Tj ET Q q 0 0 0 rg BT 425.13 466.10 Td (s decline in fair value is deemed to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 454.10 Td (other) Tj ET Q q 0 0 0 rg BT 355.60 454.10 Td (-than-temporary and is recorded in earnings. ) Tj ET Q q 0 0 0 rg BT 535.25 454.10 Td (AFS equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 442.10 Td (securities deemed to be other) Tj ET Q q 0 0 0 rg BT 451.67 442.10 Td (-than-temporarily impaired are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 430.10 Td (written down to fair value, with the full dif) Tj ET Q q 0 0 0 rg BT 506.42 430.10 Td (ference between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 418.10 Td (fair value and cost recognized in earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 406.10 Td (Management also assesses equity method investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 394.10 Td (that have fair values that are less than their respective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 382.10 Td (carrying values for OTTI. Fair value is measured as price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 370.10 Td (multiplied by quantity if the investee has publicly listed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 358.10 Td (securities. If the investee is not publicly listed, other methods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 346.10 Td (are used \(see Note) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.32 346.10 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.32 346.10 Td ( to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 334.10 Td (Statements\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 322.10 Td (For impaired equity method investments that Citi plans to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 310.10 Td (sell prior to recovery of value or would likely be required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 298.10 Td (sell with no expectation that the fair value will recover prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 286.10 Td (to the expected sale date, the full impairment is recognized in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 274.10 Td (earnings as OTTI regardless of severity and duration. ) Tj ET Q q 0 0 0 rg BT 550.83 274.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 262.10 Td (measurement of the OTTI does not include partial projected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 250.10 Td (recoveries subsequent to the balance sheet date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 238.10 Td (For impaired equity method investments that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 226.10 Td (management does not plan to sell and is not likely to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 214.10 Td (required to sell prior to recovery of value, the evaluation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 202.10 Td (whether an impairment is other) Tj ET Q q 0 0 0 rg BT 460.01 202.10 Td (-than-temporary is based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 190.10 Td (\(i\)whether and when an equity method investment will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 178.10 Td (recover in value and \(ii\)whether the investor has the intent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 166.10 Td (and ability to hold that investment for a period of time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 154.10 Td (suf) Tj ET Q q 0 0 0 rg BT 347.29 154.10 Td (ficient to recover the value. ) Tj ET Q q 0 0 0 rg BT 459.28 154.10 Td (The determination of whether ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 142.10 Td (the impairment is considered other) Tj ET Q q 0 0 0 rg BT 473.90 142.10 Td (-than-temporary considers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 130.10 Td (the following indicators, regardless of the time and extent of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 118.10 Td (impairment:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 100.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 100.10 Td (the cause of the impairment and the financial condition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 88.10 Td (and near) Tj ET Q q 0 0 0 rg BT 387.20 88.10 Td (-term prospects of the issuer) Tj ET Q q 0 0 0 rg BT 500.10 88.10 Td (, including any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 76.10 Td (specific events that may influence the operations of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 64.10 Td (issuer;) Tj ET Q endstream endobj 385 0 obj <> endobj 386 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 742.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 742.10 Td (the intent and ability to hold the investment for a period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 730.10 Td (of time suf) Tj ET Q q 0 0 0 rg BT 110.64 730.10 Td (ficient to allow for any anticipated recovery in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 718.10 Td (market value; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 706.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 706.10 Td (the length of time and extent to which fair value has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 694.10 Td (less than the carrying value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 670.10 Td (The sections below describe the Company) Tj ET Q q 0 0 0 rg BT 239.40 670.10 Td (s process for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 658.10 Td (identifying credit-related impairments for security types that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 646.10 Td (have the most significant unrealized losses as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 634.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.08 634.10 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 610.10 Td (Mortgage-Backed Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 598.10 Td (For U.S.mortgage-backed securities, credit impairment is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 586.10 Td (assessed using a cash flow model that estimates the principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 574.10 Td (and interest cash flows on the underlying mortgages using the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 562.10 Td (security-specific collateral and transaction structure. ) Tj ET Q q 0 0 0 rg BT 260.89 562.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 550.10 Td (model distributes the estimated cash flows to the various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 538.10 Td (tranches of securities, considering the transaction structure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 526.10 Td (and any subordination and credit enhancements that exist in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 514.10 Td (that structure. ) Tj ET Q q 0 0 0 rg BT 106.80 514.10 Td (The cash flow model incorporates actual cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 502.10 Td (flows on the mortgage-backed securities through the current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 490.10 Td (period and then estimates the remaining cash flows using a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 478.10 Td (number of assumptions, including default rates, prepayment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 466.10 Td (rates, recovery rates \(on foreclosed properties\) and loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 454.10 Td (severity rates \(on non-agency mortgage-backed securities\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 442.10 Td (Management develops specific assumptions using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 430.10 Td (market data, internal estimates and estimates published by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 418.10 Td (rating agencies and other third-party sources. Default rates are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 406.10 Td (projected by considering current underlying mortgage loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 394.10 Td (performance, generally assuming the default of \(i\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.75 394.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.08 394.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 382.10 Td (current loans, \(ii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.14 382.10 Td (25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.47 382.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.80 382.10 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.80 382.10 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.80 382.10 Td (59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.80 382.10 Td (day delinquent loans, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 370.10 Td (\(iii\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 370.10 Td (70%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.33 370.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.66 370.10 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.66 370.10 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.66 370.10 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.66 370.10 Td (day delinquent loans and \(iv\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.29 370.10 Td (100%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.62 370.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.95 370.10 Td (91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.95 370.10 Td (+ ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 358.10 Td (day delinquent loans. ) Tj ET Q q 0 0 0 rg BT 137.08 358.10 Td (These estimates are extrapolated along a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 346.10 Td (default timing curve to estimate the total lifetime pool default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 742.10 Td (rate. Other assumptions contemplate the actual collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 730.10 Td (attributes, including geographic concentrations, rating actions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 718.10 Td (and current market prices.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 706.10 Td (Cash flow projections are developed using dif) Tj ET Q q 0 0 0 rg BT 536.91 706.10 Td (ferent stress ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 694.10 Td (test scenarios. Management evaluates the results of those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 682.10 Td (stress tests \(including the severity of any cash shortfall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 670.10 Td (indicated and the likelihood of the stress scenarios actually ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 658.10 Td (occurring based on the underlying pool) Tj ET Q q 0 0 0 rg BT 494.93 658.10 Td (s characteristics and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 646.10 Td (performance\) to assess whether management expects to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 634.10 Td (recover the amortized cost basis of the security) Tj ET Q q 0 0 0 rg BT 522.58 634.10 Td (. If cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 622.10 Td (projections indicate that the Company does not expect to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 610.10 Td (recover its amortized cost basis, the Company recognizes the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 598.10 Td (estimated credit loss in earnings.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 335.25 574.10 Td (State and Municipal Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 562.10 Td (The process for identifying credit impairments in Citigroup) Tj ET Q q 0 0 0 rg BT 575.47 562.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 550.10 Td (AFS and HTM state and municipal bonds is primarily based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 538.10 Td (on a credit analysis that incorporates third-party credit ratings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 526.10 Td (Citigroup monitors the bond issuers and any insurers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 514.10 Td (providing default protection in the form of financial guarantee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 502.10 Td (insurance. ) Tj ET Q q 0 0 0 rg BT 380.88 502.10 Td (The average external credit rating, ignoring any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 490.10 Td (insurance, is ) Tj ET Q q 0 0 0 rg BT 387.18 490.10 Td (Aa3/AA-. In the event of an external rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 478.10 Td (downgrade or other indicator of credit impairment \(i.e., based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 466.10 Td (on instrument-specific estimates of cash flows or probability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 454.10 Td (of issuer default\), the subject bond is specifically reviewed for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 442.10 Td (adverse changes in the amount or timing of expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 430.10 Td (contractual principal and interest payments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 418.10 Td (For state and municipal bonds with unrealized losses that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 406.10 Td (Citigroup plans to sell or would be more-likely-than-not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 394.10 Td (required to sell \(for ) Tj ET Q q 0 0 0 rg BT 414.67 394.10 Td (AFS only\) or that will be subject to an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 382.10 Td (issuer call deemed probable of exercise prior to the expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 370.10 Td (recovery of its amortized cost basis \(for ) Tj ET Q q 0 0 0 rg BT 496.03 370.10 Td (AFS and HTM\), the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 358.10 Td (full impairment is recognized in earnings as OTTI.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 322.10 Td (Recognition and Measur) Tj ET Q q 0 0 0 rg BT 154.32 322.10 Td (ement of OTTI) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 310.10 Td (The following tables present total OTTI recognized in earnings:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 253.60 335.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 253.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 253.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.00 253.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 253.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 216.60 335.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 216.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 216.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.00 216.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 216.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 179.60 335.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 179.60 50.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 179.60 50.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.00 179.60 50.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 179.60 50.00 -31.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 276.6 m 385 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 276.6 m 435 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 276.6 m 485 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 276.6 m 535 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 276.6 m 585 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 253.60000000000002 m 385 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 253.60000000000002 m 435 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 253.60000000000002 m 485 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 253.60000000000002 m 535 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 253.60000000000002 m 585 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 253.60000000000002 m 435 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 253.60000000000002 m 485 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 253.60000000000002 m 535 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 202.60000000000002 m 385 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 202.60000000000002 m 435 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 202.60000000000002 m 485 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 202.60000000000002 m 535 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 202.60000000000002 m 585 202.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 148.60000000000002 m 385 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 148.60000000000002 m 435 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 148.60000000000002 m 485 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 148.60000000000002 m 535 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 148.60000000000002 m 585 148.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50 134.60000000000002 m 385 134.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 385 134.60000000000002 m 435 134.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435 134.60000000000002 m 485 134.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 485 134.60000000000002 m 535 134.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 535 134.60000000000002 m 585 134.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 281.05 Td (OTTI on Investments and Other) Tj ET Q q 0 0 0 rg BT 177.43 281.05 Td ( ) Tj ET Q q 0 0 0 rg BT 179.35 281.05 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.95 290.05 Td (Y) Tj ET Q q 0 0 0 rg BT 468.95 290.05 Td (ear) Tj ET Q q 0 0 0 rg BT 480.86 290.05 Td ( ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.95 281.05 Td ( December) Tj ET Q q 0 0 0 rg BT 489.34 281.05 Td ( 31, 2017) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.50 257.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.55 258.05 Td (AFS) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 414.55 262.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 258.05 Td (HTM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.05 267.05 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.50 258.05 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.65 258.05 Td (T) Tj ET Q q 0 0 0 rg BT 554.83 258.05 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 244.06 Td (Impairment losses related to securities that the Company does not intend to sell nor will) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 235.06 Td (likely be required to sell:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 221.06 Td (T) Tj ET Q q 0 0 0 rg BT 63.68 221.06 Td (otal OTTI losses recognized during the period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.50 221.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 221.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 221.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 221.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 221.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.50 221.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.50 221.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 577.00 221.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 207.06 Td (Less: portion of impairment loss recognized in ) Tj ET Q q 0 0 0 rg BT 228.22 207.06 Td (AOCI \(before taxes\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.50 207.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 207.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.50 207.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 207.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 193.06 Td (Net impairment losses recognized in earnings for securities that the Company does not) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 184.06 Td (intend to sell nor will likely be required to sell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.50 184.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 184.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 184.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.50 184.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 184.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.50 184.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.50 184.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 577.00 184.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 170.86 Td (Impairment losses recognized in earnings for securities that the Company intends to sell,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 161.86 Td (would be more-likely-than-not required to sell or will be subject to an issuer call deemed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 152.86 Td (probable of exercise) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.50 153.05 Td (59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 153.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.50 153.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 153.05 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 139.05 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 139.05 Td (otal impairment losses r) Tj ET Q q 0 0 0 rg BT 149.75 139.05 Td (ecognized in earnings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.50 139.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.50 139.05 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.50 139.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 139.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 139.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.50 139.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.50 139.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.50 139.05 Td (63) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 117.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 117.50 Td (Includes OTTI on non-marketable equity securities.) Tj ET Q endstream endobj 387 0 obj <> endobj 388 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (193) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 702.50 335.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 702.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 702.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.00 702.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 702.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 665.50 335.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 665.50 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 665.50 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.00 665.50 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 665.50 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 629.50 335.00 -34.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 629.50 50.00 -34.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 629.50 50.00 -34.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.00 629.50 50.00 -34.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 629.50 50.00 -34.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 725.5 m 385 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 725.5 m 435 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 725.5 m 485 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 725.5 m 535 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 725.5 m 585 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 702.5 m 385 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 702.5 m 435 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 702.5 m 485 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 702.5 m 535 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 702.5 m 585 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 702.5 m 385 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 702.5 m 435 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 702.5 m 485 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 702.5 m 535 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 702.5 m 585 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 652.5 m 385 652.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 652.5 m 435 652.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 652.5 m 485 652.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 652.5 m 535 652.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 652.5 m 585 652.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 595.5 m 385 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 595.5 m 435 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 595.5 m 485 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 595.5 m 535 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 595.5 m 585 595.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50 581.5 m 385 581.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 385 581.5 m 435 581.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435 581.5 m 485 581.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 485 581.5 m 535 581.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 535 581.5 m 585 581.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 729.95 Td (OTTI on Investments and Other) Tj ET Q q 0 0 0 rg BT 177.43 729.95 Td ( ) Tj ET Q q 0 0 0 rg BT 179.35 729.95 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.30 738.96 Td (Y) Tj ET Q q 0 0 0 rg BT 470.35 738.96 Td (ear ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.85 729.96 Td ( December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.50 706.75 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.40 706.96 Td (AFS) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 410.91 711.04 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 706.96 Td (HTM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 715.96 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.85 706.96 Td (assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 515.85 711.04 Td ( \(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.30 706.96 Td (T) Tj ET Q q 0 0 0 rg BT 555.17 706.96 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 692.96 Td (Impairment losses related to securities that the Company does not intend to sell nor will) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 683.96 Td (likely be required to sell:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 669.96 Td (T) Tj ET Q q 0 0 0 rg BT 63.68 669.96 Td (otal OTTI losses recognized during the period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 669.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 669.96 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 669.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 669.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 669.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 669.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 669.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 577.00 669.96 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 656.76 Td (Less: portion of impairment loss recognized in ) Tj ET Q q 0 0 0 rg BT 228.22 656.76 Td (AOCI \(before taxes\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.50 656.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 656.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 656.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 656.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 642.96 Td (Net impairment losses recognized in earnings for securities that the Company does not) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 633.96 Td (intend to sell nor will likely be required to sell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 633.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.00 633.96 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 633.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 633.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 633.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 633.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 633.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 577.00 633.96 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 617.96 Td (Impairment losses recognized in earnings for securities that the Company intends to sell,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 608.96 Td (would be more-likely-than-not required to sell or will be subject to an issuer call deemed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 599.96 Td (probable of exercise) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 599.96 Td (246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 599.96 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 599.96 Td (332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 599.96 Td (616) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 585.95 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 585.95 Td (otal impairment losses r) Tj ET Q q 0 0 0 rg BT 149.75 585.95 Td (ecognized in earnings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 585.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 585.96 Td (249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 585.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 585.96 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 585.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 585.96 Td (332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 585.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 585.96 Td (620) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 560.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 560.40 Td (Includes OTTI on non-marketable equity securities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 550.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 550.80 Td (Includes a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 102.15 550.80 Td ($160 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.27 550.80 Td ( impairment related to ) Tj ET Q q 0 0 0 rg BT 215.69 550.80 Td (AFS securities af) Tj ET Q q 0 0 0 rg BT 270.64 550.80 Td (fected by changes in the ) Tj ET Q q 0 0 0 rg BT 349.80 550.80 Td (V) Tj ET Q q 0 0 0 rg BT 354.69 550.80 Td (enezuela exchange rate during the year ended December 31, 2016.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 541.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 541.20 Td (The impairment char) Tj ET Q q 0 0 0 rg BT 134.44 541.20 Td (ge is related to the carrying value of an equity investment, which was sold in 2016.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 484.70 335.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 484.70 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 484.70 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.00 484.70 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 484.70 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 447.70 335.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 447.70 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 447.70 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.00 447.70 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 447.70 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 410.70 335.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 410.70 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 410.70 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.00 410.70 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 535.00 410.70 50.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 507.7 m 385 507.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 507.7 m 435 507.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 507.7 m 485 507.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 507.7 m 535 507.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 507.7 m 585 507.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 484.7 m 385 484.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 484.7 m 435 484.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 484.7 m 485 484.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 484.7 m 535 484.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 484.7 m 585 484.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 484.7 m 385 484.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 484.7 m 435 484.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 484.7 m 485 484.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 484.7 m 535 484.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 484.7 m 585 484.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 433.7 m 385 433.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 433.7 m 435 433.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 433.7 m 485 433.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 433.7 m 535 433.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 433.7 m 585 433.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 387.7 m 385 387.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 387.7 m 435 387.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 387.7 m 485 387.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 387.7 m 535 387.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 535 387.7 m 585 387.7 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50 373.7 m 385 373.7 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 385 373.7 m 435 373.7 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435 373.7 m 485 373.7 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 485 373.7 m 535 373.7 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 535 373.7 m 585 373.7 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 512.15 Td (OTTI on Investments and Other) Tj ET Q q 0 0 0 rg BT 177.43 512.15 Td ( ) Tj ET Q q 0 0 0 rg BT 179.35 512.15 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 464.30 521.16 Td (Y) Tj ET Q q 0 0 0 rg BT 469.90 521.16 Td (ear ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.10 512.16 Td (December 31, 2015) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.50 488.95 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.80 489.16 Td (AFS) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 414.31 493.24 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 489.16 Td (HTM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 498.16 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 489.16 Td (assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.30 489.16 Td (T) Tj ET Q q 0 0 0 rg BT 555.17 489.16 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 475.16 Td (Impairment losses related to securities that the Company does not intend to sell nor will) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 466.16 Td (likely be required to sell:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 452.16 Td (T) Tj ET Q q 0 0 0 rg BT 63.68 452.16 Td (otal OTTI losses recognized during the period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 452.16 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.50 452.16 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 452.16 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 452.16 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 452.16 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 452.16 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 452.16 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 452.16 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 58.50 438.16 Td (Less: portion of impairment loss recognized in ) Tj ET Q q 0 0 0 rg BT 228.22 438.16 Td (AOCI \(before taxes\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.50 438.16 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 438.16 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 438.16 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 438.16 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 424.16 Td (Net impairment losses recognized in earnings for securities that the Company does not) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 415.16 Td (intend to sell nor will likely be required to sell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 415.16 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.50 415.16 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 415.16 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 415.16 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 415.16 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.50 415.16 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 415.16 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 415.16 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 401.16 Td (Impairment losses recognized in earnings for securities that the Company intends to sell or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 392.16 Td (more-likely-than-not will be required to sell before recovery) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 392.16 Td (182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 392.16 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 392.16 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 392.16 Td (231) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 378.15 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 378.15 Td (otal impairment losses r) Tj ET Q q 0 0 0 rg BT 149.75 378.15 Td (ecognized in earnings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 378.16 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 378.16 Td (215) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 378.16 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 378.16 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 378.16 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.00 378.16 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.50 378.16 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 378.16 Td (265) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 352.60 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 352.60 Td (Includes OTTI on non-marketable equity securities.) Tj ET Q endstream endobj 389 0 obj <> endobj 390 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 742.10 Td (The following are 12-month rollforwards of the credit-related impairments recognized in earnings for ) Tj ET Q q 0 0 0 rg BT 457.42 742.10 Td (AFS and HTM debt securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 730.10 Td (held that the Company does not intend to sell nor likely will be required to sell:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.25 616.60 197.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.25 616.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.25 616.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.25 616.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 616.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.25 616.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.25 588.60 197.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.25 588.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.25 588.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.25 588.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 588.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.25 588.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.25 560.60 197.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.25 560.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.25 560.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.25 560.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 560.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.25 560.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.25 532.60 197.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.25 532.60 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.25 532.60 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.25 532.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 532.60 78.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.25 532.60 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.25 495.60 197.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.25 495.60 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.25 495.60 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.25 495.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 495.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.25 495.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.25 467.60 197.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.25 467.60 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.25 467.60 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.25 467.60 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 467.60 78.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.25 467.60 60.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 693.6 m 305.25 693.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 693.6 m 376.25 693.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 693.6 m 446.25 693.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 693.6 m 524.25 693.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 693.6 m 584.25 693.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.25 616.6 m 246.25 616.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 693.6 m 305.25 693.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 616.6 m 305.25 616.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 616.6 m 376.25 616.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 616.6 m 446.25 616.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 693.6 m 524.25 616.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 616.6 m 524.25 616.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 693.6 m 584.25 693.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 616.6 m 584.25 616.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 616.6 m 524.25 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 602.6 m 524.25 588.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 588.6 m 524.25 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 574.6 m 524.25 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 560.6 m 524.25 546.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 532.6 m 376.25 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 532.6 m 446.25 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 546.6 m 524.25 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 532.6 m 524.25 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.25 532.6 m 246.25 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.25 509.6 m 246.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 532.6 m 305.25 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 509.6 m 305.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 532.6 m 376.25 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 509.6 m 376.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 532.6 m 446.25 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 509.6 m 446.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 532.6 m 524.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 532.6 m 524.25 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 509.6 m 524.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 532.6 m 584.25 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 509.6 m 584.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 509.6 m 376.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 509.6 m 446.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 509.6 m 524.25 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 509.6 m 524.25 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 495.6 m 524.25 481.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 481.6 m 524.25 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 481.6 m 524.25 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.25 467.6 m 246.25 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 49.25 444.6 m 246.25 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 467.6 m 305.25 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 444.6 m 305.25 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 467.6 m 376.25 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 444.6 m 376.25 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 467.6 m 446.25 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 444.6 m 446.25 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 467.6 m 524.25 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 467.6 m 524.25 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 444.6 m 524.25 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 467.6 m 584.25 467.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 444.6 m 584.25 444.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.75 698.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 268.90 698.05 Td (Cumulative OTTI cr) Tj ET Q q 0 0 0 rg BT 348.74 698.05 Td (edit losses r) Tj ET Q q 0 0 0 rg BT 393.07 698.05 Td (ecognized in earnings on securities still held) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 51.75 620.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 630.06 Td (Dec. 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 274.25 621.06 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.90 675.05 Td (Cr) Tj ET Q q 0 0 0 rg BT 358.31 675.05 Td (edit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.75 666.05 Td (impairments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.65 657.05 Td (r) Tj ET Q q 0 0 0 rg BT 325.56 657.05 Td (ecognizedin) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.95 648.05 Td (earningson) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 639.05 Td (securitiesnot) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.90 630.05 Td (pr) Tj ET Q q 0 0 0 rg BT 341.82 630.05 Td (eviously) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.90 621.05 Td (impair) Tj ET Q q 0 0 0 rg BT 363.82 621.05 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.90 684.05 Td (Cr) Tj ET Q q 0 0 0 rg BT 428.31 684.05 Td (edit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.75 675.05 Td (impairments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.65 666.05 Td (r) Tj ET Q q 0 0 0 rg BT 395.56 666.05 Td (ecognizedin) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.95 657.05 Td (earningson) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 648.05 Td (securitiesthat) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 639.05 Td (have) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.65 630.05 Td (beenpr) Tj ET Q q 0 0 0 rg BT 411.82 630.05 Td (eviously) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.90 621.05 Td (impair) Tj ET Q q 0 0 0 rg BT 433.82 621.05 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.70 657.05 Td (Reductionsdueto) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.55 648.05 Td (cr) Tj ET Q q 0 0 0 rg BT 468.38 648.05 Td (edit-impair) Tj ET Q q 0 0 0 rg BT 511.71 648.05 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.75 639.05 Td (securitiessold,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.35 630.05 Td (transferr) Tj ET Q q 0 0 0 rg BT 501.17 630.05 Td (edor) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.05 621.05 Td (matur) Tj ET Q q 0 0 0 rg BT 504.88 621.05 Td (ed) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 513.88 625.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.25 630.05 Td (Dec. 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.20 621.05 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.75 607.05 Td (AFS debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 607.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 607.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 607.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.75 607.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.75 607.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 593.06 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 151.46 597.14 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 593.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.75 593.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.75 593.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.75 593.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 593.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.75 593.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 593.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.75 593.05 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.75 593.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 571.75 593.05 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 579.06 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.25 579.06 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.75 579.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.75 579.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.75 579.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 576.25 579.05 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 565.06 Td (Foreign government securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.75 565.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.75 565.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.75 565.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.75 565.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 571.75 565.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 551.06 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.25 551.06 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.75 551.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.75 551.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.25 551.05 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.75 551.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 576.25 551.05 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 537.06 Td (All other debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.75 537.06 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.75 537.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.25 537.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.75 537.05 Td (\(22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.75 537.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 576.25 537.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.75 523.05 Td (T) Tj ET Q q 0 0 0 rg BT 57.34 523.05 Td (otal OTTI cr) Tj ET Q q 0 0 0 rg BT 106.34 523.05 Td (edit losses r) Tj ET Q q 0 0 0 rg BT 150.67 523.05 Td (ecognized for) Tj ET Q q 0 0 0 rg BT 201.74 523.05 Td ( ) Tj ET Q q 0 0 0 rg BT 203.66 523.05 Td (AFS debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.75 514.05 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 514.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.75 514.06 Td (31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.75 514.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.75 514.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 514.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.25 514.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 514.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.75 514.05 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.75 514.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 571.75 514.05 Td (48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.75 500.05 Td (HTM debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 500.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 500.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 500.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.75 500.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.75 500.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 486.06 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 151.46 490.14 Td (\(1\)\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 486.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.25 486.06 Td (101) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.75 486.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.75 486.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 486.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.75 486.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 486.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.75 486.05 Td (\(47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.75 486.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.75 486.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 571.75 486.05 Td (54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 472.06 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.25 472.06 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.75 472.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.75 472.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.75 472.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 576.25 472.05 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.75 458.05 Td (T) Tj ET Q q 0 0 0 rg BT 56.93 458.05 Td (otal OTTI cr) Tj ET Q q 0 0 0 rg BT 106.26 458.05 Td (edit losses r) Tj ET Q q 0 0 0 rg BT 150.59 458.05 Td (ecognized for) Tj ET Q q 0 0 0 rg BT 201.66 458.05 Td ( HTM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 51.75 449.05 Td (debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 449.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.25 449.06 Td (104) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.75 449.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.75 449.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 449.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.75 449.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 449.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.75 449.05 Td (\(47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.75 449.05 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.75 449.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 571.75 449.05 Td (57) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 426.50 Td (\(1\) Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 95.93 426.50 Td ($38 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 133.04 426.50 Td ( in cumulative OTTI reclassified from HTM to ) Tj ET Q q 0 0 0 rg BT 284.56 426.50 Td (AFS due to the transfer of the related securities from HTM to ) Tj ET Q q 0 0 0 rg BT 482.73 426.50 Td (AFS.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 416.90 Td (\(2\) Primarily consists of Prime securities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 407.30 Td (\(3\) Primarily consists of ) Tj ET Q q 0 0 0 rg BT 134.61 407.30 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 152.83 407.30 Td ( securities.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.25 284.20 197.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.25 284.20 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.25 284.20 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.25 284.20 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 284.20 78.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.25 284.20 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.25 258.20 197.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.25 258.20 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.25 258.20 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.25 258.20 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 258.20 78.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.25 258.20 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.25 232.20 197.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.25 232.20 59.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.25 232.20 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.25 232.20 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 232.20 78.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.25 232.20 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.25 206.20 197.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.25 206.20 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.25 206.20 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.25 206.20 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 206.20 78.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.25 206.20 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.25 170.20 197.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.25 170.20 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.25 170.20 71.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.25 170.20 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 170.20 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.25 170.20 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.25 142.20 197.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.25 142.20 59.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.25 142.20 71.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.25 142.20 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.25 142.20 78.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.25 142.20 60.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 361.20000000000005 m 305.25 361.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 361.20000000000005 m 376.25 361.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 361.20000000000005 m 446.25 361.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 361.20000000000005 m 524.25 361.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 361.20000000000005 m 584.25 361.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.25 284.20000000000005 m 246.25 284.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 361.20000000000005 m 305.25 361.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 284.20000000000005 m 305.25 284.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 284.20000000000005 m 376.25 284.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 284.20000000000005 m 446.25 284.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 361.20000000000005 m 524.25 284.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 284.20000000000005 m 524.25 284.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 361.20000000000005 m 584.25 361.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 284.20000000000005 m 584.25 284.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 284.20000000000005 m 524.25 271.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 271.20000000000005 m 524.25 258.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 258.20000000000005 m 524.25 245.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 245.20000000000005 m 524.25 232.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 232.20000000000005 m 524.25 219.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 206.20000000000005 m 305.25 206.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 206.20000000000005 m 376.25 206.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 206.20000000000005 m 446.25 206.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 219.20000000000005 m 524.25 206.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 206.20000000000005 m 524.25 206.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.25 206.20000000000005 m 246.25 206.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.25 183.20000000000005 m 246.25 183.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 206.20000000000005 m 305.25 206.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 183.20000000000005 m 305.25 183.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 206.20000000000005 m 376.25 206.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 183.20000000000005 m 376.25 183.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 206.20000000000005 m 446.25 206.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 183.20000000000005 m 446.25 183.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 206.20000000000005 m 524.25 183.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 206.20000000000005 m 524.25 206.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 183.20000000000005 m 524.25 183.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 206.20000000000005 m 584.25 206.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 183.20000000000005 m 584.25 183.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 183.20000000000005 m 524.25 170.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 170.20000000000005 m 524.25 156.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 156.20000000000005 m 524.25 142.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.25 142.20000000000005 m 246.25 142.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 49.25 119.20000000000005 m 246.25 119.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 142.20000000000005 m 305.25 142.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 246.25 119.20000000000005 m 305.25 119.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 142.20000000000005 m 376.25 142.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 305.25 119.20000000000005 m 376.25 119.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 142.20000000000005 m 446.25 142.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 376.25 119.20000000000005 m 446.25 119.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 142.20000000000005 m 524.25 119.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 142.20000000000005 m 524.25 142.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 446.25 119.20000000000005 m 524.25 119.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 142.20000000000005 m 584.25 142.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 524.25 119.20000000000005 m 584.25 119.20000000000005 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 365.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 365.66 Td (Cumulative OTTI credit losses recognized in earnings on securities still held) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 51.75 288.45 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 297.66 Td (Dec. 31, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 274.25 288.66 Td (balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.25 342.66 Td (Credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.75 333.66 Td (impairments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 324.66 Td (recognizedin) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 315.66 Td (earningson) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 306.66 Td (securitiesnot) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.75 297.66 Td (previously) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.75 288.66 Td (impaired) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 351.66 Td (Credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.75 342.66 Td (impairments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 333.66 Td (recognizedin) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.00 324.66 Td (earningson) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.00 315.66 Td (securitiesthat) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 306.66 Td (have) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 297.66 Td (beenpreviously) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.75 288.66 Td (impaired) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.75 324.66 Td (Reductionsdueto) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.25 315.66 Td (credit-impaired) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 467.25 306.66 Td (securitiessold,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 297.66 Td (transferredor) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.25 288.66 Td (matured) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.25 297.66 Td (Dec. 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.25 288.66 Td (balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 275.46 Td (AFS debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 275.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 275.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 275.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.75 275.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.75 275.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 262.46 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 262.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.75 262.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 262.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 262.46 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 262.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.75 262.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.75 262.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 262.46 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 262.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.75 262.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.75 262.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 249.46 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.75 249.46 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 249.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.75 249.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 249.46 Td (\(8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 249.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 576.25 249.46 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 236.46 Td (Foreign government securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.25 236.46 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 236.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.75 236.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 236.46 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 236.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.75 236.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 223.46 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.25 223.46 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 223.46 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 223.46 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 223.46 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 223.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 576.25 223.46 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 210.46 Td (All other debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.75 210.46 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 210.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.75 210.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 210.46 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 210.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.75 210.46 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 196.66 Td (T) Tj ET Q q 0 0 0 rg BT 56.93 196.66 Td (otal OTTI credit losses recognized for ) Tj ET Q q 0 0 0 rg BT 195.82 196.66 Td (AFS debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 187.66 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 187.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.75 187.66 Td (73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 187.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 187.66 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 187.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.25 187.66 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.75 187.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 187.66 Td (\(45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 187.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.75 187.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.75 187.66 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 174.46 Td (HTM debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 174.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.75 174.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 160.66 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 151.46 164.74 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 160.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.25 160.66 Td (132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 160.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 160.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 160.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.75 160.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.75 160.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 160.66 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 160.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.75 160.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.25 160.66 Td (101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 147.46 Td (State and municipal ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.25 146.66 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 146.66 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.75 146.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 146.66 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 146.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 576.25 146.66 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 132.66 Td (T) Tj ET Q q 0 0 0 rg BT 56.62 132.66 Td (otal OTTI credit losses recognized for HTM debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.75 123.66 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 123.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.25 123.66 Td (136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 307.75 123.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 123.66 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 123.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.75 123.66 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.75 123.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 123.66 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 123.66 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.75 123.66 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.25 123.66 Td (104) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 101.10 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 67.50 101.10 Td (Primarily consists of ) Tj ET Q q 0 0 0 rg BT 135.28 101.10 Td (Alt-A) Tj ET Q q 0 0 0 rg BT 153.50 101.10 Td ( securities.) Tj ET Q endstream endobj 391 0 obj <> endobj 392 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (195) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 742.25 Td (Investments in ) Tj ET Q q 0 0 0 rg BT 113.95 742.25 Td (Alternative Investment Funds ) Tj ET Q q 0 0 0 rg BT 244.05 742.25 Td (That ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 730.25 Td (Calculate Net ) Tj ET Q q 0 0 0 rg BT 109.49 730.25 Td (Asset ) Tj ET Q q 0 0 0 rg BT 134.58 730.25 Td (V) Tj ET Q q 0 0 0 rg BT 140.88 730.25 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 718.25 Td (The Company holds investments in certain alternative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 706.25 Td (investment funds that calculate net asset value \(NA) Tj ET Q q 0 0 0 rg BT 253.42 706.25 Td (V\) or its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 694.25 Td (equivalent, including hedge funds, private equity funds, funds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 682.25 Td (of funds and real estate funds, as provided by third-party asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 670.25 Td (managers. Investments in such funds are generally classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 658.25 Td (as non-marketable equity securities carried at fair value. ) Tj ET Q q 0 0 0 rg BT 276.16 658.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 646.25 Td (fair values of these investments are estimated using the NA) Tj ET Q q 0 0 0 rg BT 285.64 646.25 Td (V) Tj ET Q q 0 0 0 rg BT 292.68 646.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 634.25 Td (of the Company) Tj ET Q q 0 0 0 rg BT 116.71 634.25 Td (s ownership interest in the funds. Some of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 622.25 Td (these investments are in covered funds for purposes of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 742.10 Td (V) Tj ET Q q 0 0 0 rg BT 341.18 742.10 Td (olcker Rule, which prohibits certain proprietary investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 730.10 Td (activities and limits the ownership of, and relationships with, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 718.10 Td (covered funds. On ) Tj ET Q q 0 0 0 rg BT 410.79 718.10 Td (April 21, 2017, Citi) Tj ET Q q 0 0 0 rg BT 492.18 718.10 Td (s request for extension ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 706.10 Td (of the permitted holding period under the ) Tj ET Q q 0 0 0 rg BT 502.53 706.10 Td (V) Tj ET Q q 0 0 0 rg BT 508.46 706.10 Td (olcker Rule for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 694.10 Td (certain of its investments in illiquid funds was approved. ) Tj ET Q q 0 0 0 rg BT 564.47 694.10 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 682.10 Td (allows the Company to hold such investments until the earlier ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 670.10 Td (of 5 years from the July 21, 2017 \(expiration date of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 658.10 Td (general conformance period\), or the date such investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 646.10 Td (mature or are otherwise conformed with the ) Tj ET Q q 0 0 0 rg BT 513.06 646.10 Td (V) Tj ET Q q 0 0 0 rg BT 518.99 646.10 Td (olcker Rule.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 532.75 103.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.00 532.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.00 532.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.00 532.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 532.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 532.75 119.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.00 532.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 506.75 103.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.00 506.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.00 506.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.00 506.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 506.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.00 506.75 119.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.00 506.75 71.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 555.75 m 153 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153 555.75 m 217 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217 555.75 m 275 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275 555.75 m 339 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 555.75 m 400 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400 555.75 m 519 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519 555.75 m 590 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 532.75 m 153 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153 555.75 m 217 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153 532.75 m 217 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217 555.75 m 275 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217 532.75 m 275 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275 555.75 m 339 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275 532.75 m 339 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 555.75 m 400 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 532.75 m 400 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400 532.75 m 519 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519 532.75 m 590 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217 532.75 m 275 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275 532.75 m 339 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 532.75 m 400 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400 532.75 m 519 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519 532.75 m 590 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 493.75 m 153 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 50 480.75 m 153 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153 493.75 m 217 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 153 480.75 m 217 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217 493.75 m 275 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 217 480.75 m 275 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275 493.75 m 339 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 275 480.75 m 339 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 493.75 m 400 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 339 480.75 m 400 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400 493.75 m 519 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 400 480.75 m 519 480.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519 493.75 m 590 493.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519 480.75 m 590 480.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.95 560.20 Td (Fair) Tj ET Q q 0 0 0 rg BT 210.36 560.20 Td ( value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.70 569.20 Td (Unfunded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 560.20 Td (commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.20 578.20 Td (Redemptionfr) Tj ET Q q 0 0 0 rg BT 471.28 578.20 Td (equency) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.30 569.20 Td (\(ifcurr) Tj ET Q q 0 0 0 rg BT 446.87 569.20 Td (entlyeligible\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.95 560.20 Td (monthly) Tj ET Q q 0 0 0 rg BT 435.46 560.20 Td (,quarterly) Tj ET Q q 0 0 0 rg BT 475.95 560.20 Td (, annually) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.50 578.20 Td (Redemption) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 569.20 Td (notice) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.45 560.20 Td (period) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 52.50 537.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 158.30 546.20 Td (December) Tj ET Q q 0 0 0 rg BT 197.19 546.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.50 537.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.25 546.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.50 537.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.30 546.20 Td (December) Tj ET Q q 0 0 0 rg BT 319.11 546.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.50 537.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 546.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.00 537.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 524.01 Td (Hedge funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.50 524.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 209.00 524.15 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.50 524.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 524.01 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.50 524.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 524.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.50 524.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 524.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.85 524.01 Td (Generally quarterly) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.35 524.01 Td (1095days) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 511.01 Td (Private equity funds) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 124.99 515.09 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.00 511.15 Td (372) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 511.01 Td (348) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 511.15 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 511.01 Td (82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.50 511.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 511.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 498.01 Td (Real estate funds) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 113.98 502.09 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.50 498.15 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 498.01 Td (56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 498.15 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.50 498.01 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.50 498.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 498.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 52.50 485.15 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 485.15 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.50 485.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.00 485.15 Td (404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.50 485.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 485.01 Td (408) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.50 485.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 485.15 Td (82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.50 485.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 485.01 Td (102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.50 485.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 485.01 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 463.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 463.65 Td (Private equity funds include funds that invest in infrastructure, emer) Tj ET Q q 0 0 0 rg BT 285.52 463.65 Td (ging markets and venture capital.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 454.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 454.05 Td (W) Tj ET Q q 0 0 0 rg BT 74.73 454.05 Td (ith respect to the Company) Tj ET Q q 0 0 0 rg BT 163.16 454.05 Td (s investments in private equity funds and real estate funds, distributions from each fund will be received as the underlying assets ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 444.45 Td (held by these funds are liquidated. It is estimated that the underlying assets of these funds will be liquidated over a period of several years as market conditions ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 434.85 Td (allow) Tj ET Q q 0 0 0 rg BT 84.75 434.85 Td (. Private equity and real estate funds do not allow redemption of investments by their investors. Investors are permitted to sell or transfer their investments, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 425.25 Td (subject to the approval of the general partner or investment manager of these funds, which generally may not be unreasonably withheld.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 49.50 415.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 415.65 Td (Includes several real estate funds that invest primarily in commercial real estate in the U.S., Europe and ) Tj ET Q q 0 0 0 rg BT 400.72 415.65 Td (Asia.) Tj ET Q endstream endobj 393 0 obj <> endobj 394 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (196) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (14.LOANS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 716.25 Td (Citigroup loans are reported in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.24 716.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.24 716.25 Td ( categoriesconsumer and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 704.25 Td (corporate. ) Tj ET Q q 0 0 0 rg BT 78.57 704.25 Td (These categories are classified primarily according ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 692.25 Td (to the segment and subsegment that manage the loans.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 672.25 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 672.25 Td ( Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 660.25 Td (Consumer loans represent loans and leases managed primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 648.25 Td (by ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 48.50 648.25 Td (GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 648.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 87.94 648.25 Td (Corporate/Other) Tj ET Q q 0 0 0 rg BT 154.61 648.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.11 648.25 Td ( ) Tj ET Q q 0 0 0 rg BT 159.43 648.25 Td (The following table provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 636.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 636.25 Td (s consumer loans by loan type:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 583.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 583.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 583.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 546.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 546.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 546.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 518.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 518.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 518.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 490.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 490.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 490.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 453.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 453.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 453.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 425.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 425.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 425.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 397.75 130.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 397.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 397.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 369.75 130.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.50 369.75 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 369.75 58.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 611.75 m 230.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 611.75 m 288.5 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 597.75 m 166.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 597.75 m 230.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 597.75 m 288.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 518.75 m 166.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 504.75 m 166.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 518.75 m 230.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 518.75 m 288.5 518.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 504.75 m 288.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 504.75 m 230.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 504.75 m 288.5 504.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 411.75 m 230.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 411.75 m 288.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 411.75 m 166.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 397.75 m 166.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 411.75 m 230.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 411.75 m 288.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 383.75 m 166.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 397.75 m 230.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 383.75 m 230.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 397.75 m 288.5 397.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 383.75 m 288.5 383.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 369.75 m 230.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 369.75 m 288.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.75 m 166.5 369.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 346.75 m 166.5 346.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 369.75 m 230.5 369.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 166.5 346.75 m 230.5 346.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 369.75 m 288.5 369.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 346.75 m 288.5 346.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.80 616.20 Td (December) Tj ET Q q 0 0 0 rg BT 239.69 616.20 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 602.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.00 602.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.00 602.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 588.21 Td (In U.S.of) Tj ET Q q 0 0 0 rg BT 74.42 588.21 Td (fices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 169.00 588.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 588.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 574.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 578.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 574.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 574.20 Td (65,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 574.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 574.21 Td (72,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 560.21 Td (Installment, revolving credit and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 551.21 Td (other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.75 551.20 Td (3,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 551.21 Td (3,395) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 537.21 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 537.20 Td (139,006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 537.21 Td (132,654) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 523.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.75 523.20 Td (7,840) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 523.21 Td (7,159) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 509.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 509.20 Td (215,71) Tj ET Q q 0 0 0 rg BT 222.50 509.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 509.21 Td (216,165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 495.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.16 495.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 169.00 495.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 481.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 485.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 481.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 481.20 Td (44,081) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 481.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 481.21 Td (42,803) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 467.21 Td (Installment, revolving credit and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 458.21 Td (other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 458.20 Td (26,556) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 458.21 Td (24,887) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 444.21 Td (Cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 444.20 Td (26,257) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 444.21 Td (23,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 430.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.25 430.20 Td (20,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 430.21 Td (16,568) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 416.21 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.00 416.20 Td (76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 416.21 Td (81) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 402.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 402.20 Td (1) Tj ET Q q 0 0 0 rg BT 202.25 402.20 Td (17,208) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 402.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 402.21 Td (108,122) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 388.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 388.20 Td (otal consumer) Tj ET Q q 0 0 0 rg BT 98.34 388.20 Td ( loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 388.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 388.20 Td (332,919) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 388.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 388.21 Td (324,287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 374.21 Td (Net unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 374.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.50 374.20 Td (737) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 374.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 374.21 Td (776) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 360.20 Td (Consumer) Tj ET Q q 0 0 0 rg BT 78.84 360.20 Td ( loans, net of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 351.20 Td (unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.00 351.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.75 351.20 Td (333,656) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 351.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 351.21 Td (325,063) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 327.25 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 327.25 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 327.25 Td (Loans secured primarily by real estate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 303.25 Td (Citigroup has established a risk management process to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 291.25 Td (monitor) Tj ET Q q 0 0 0 rg BT 67.26 291.25 Td (, evaluate and manage the principal risks associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 279.25 Td (with its consumer loan portfolio. Credit quality indicators that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.25 Td (are actively monitored include delinquency status, consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 255.25 Td (credit scores \(FICO\) and loan to value \(L) Tj ET Q q 0 0 0 rg BT 200.31 255.25 Td (TV\) ratios, each as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.25 Td (discussed in more detail below) Tj ET Q q 0 0 0 rg BT 158.66 243.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 231.25 Td (Included in the loan table above are lending products ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 219.25 Td (whose terms may give rise to greater credit issues. Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.25 Td (cards with below-market introductory interest rates and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 195.25 Td (interest-only loans are examples of such products. ) Tj ET Q q 0 0 0 rg BT 238.54 195.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 183.25 Td (products are closely managed using credit techniques that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 171.25 Td (intended to mitigate their higher inherent risk.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 159.25 Td (During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.55 159.25 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.65 159.25 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.52 159.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.11 159.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.54 159.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.54 159.25 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 147.25 Td (Company sold and/or reclassified to held-for) Tj ET Q q 0 0 0 rg BT 214.92 147.25 Td (-sale, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.80 147.25 Td ($4.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.91 147.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.41 147.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 135.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.94 135.25 Td ($9.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.05 135.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 151.71 135.25 Td (, of consumer loans. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 722.25 Td (Delinquency Status) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 710.25 Td (Delinquency status is monitored and considered a key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 698.25 Td (indicator of credit quality of consumer loans. Principally) Tj ET Q q 0 0 0 rg BT 549.96 698.25 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 686.25 Td (U.S.residential first mortgage loans use the Mortgage Bankers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 674.25 Td (Association \(MBA\) method of reporting delinquencies, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 662.25 Td (considers a loan delinquent if a monthly payment has not been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 650.25 Td (received by the end of the day immediately preceding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 638.25 Td (loan) Tj ET Q q 0 0 0 rg BT 344.00 638.25 Td (s next due date. ) Tj ET Q q 0 0 0 rg BT 408.15 638.25 Td (All other loans use a method of reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 626.25 Td (delinquencies that considers a loan delinquent if a monthly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 614.25 Td (payment has not been received by the close of business on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 602.25 Td (loan) Tj ET Q q 0 0 0 rg BT 344.00 602.25 Td (s next due date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 590.25 Td (As a general policy) Tj ET Q q 0 0 0 rg BT 418.82 590.25 Td (, residential first mortgages, home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 578.25 Td (equity loans and installment loans are classified as non-accrual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 566.25 Td (when loan payments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.41 566.25 Td (90 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.24 566.25 Td ( contractually past due. Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 554.25 Td (cards and unsecured revolving loans generally accrue interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 542.25 Td (until payments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.37 542.25 Td (180 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.20 542.25 Td ( past due. Home equity loans in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 530.25 Td (regulated bank entities are classified as non-accrual if the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 518.25 Td (related residential first mortgage is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.89 518.25 Td (90 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.72 518.25 Td ( or more past due. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 506.25 Td (Mortgage loans, other than Federal Housing ) Tj ET Q q 0 0 0 rg BT 502.57 506.25 Td (Administration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 494.25 Td (\(FHA\)-insured loans, are classified as non-accrual within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.59 494.25 Td (60 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 482.25 Td (days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.33 482.25 Td ( of notification that the borrower has filed for bankruptcy) Tj ET Q q 0 0 0 rg BT 570.77 482.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 470.25 Td (Commercial market loans are placed on a cash \(non-accrual\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 458.25 Td (basis when it is determined, based on actual experience and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 446.25 Td (forward-looking assessment of the collectability of the loan in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 434.25 Td (full, that the payment of interest or principal is doubtful or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 422.25 Td (when interest or principal is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.14 422.25 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.14 422.25 Td (days past due.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 410.25 Td (The policy for re-aging modified U.S.consumer loans to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 398.25 Td (current status varies by product. Generally) Tj ET Q q 0 0 0 rg BT 493.29 398.25 Td (, one of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 386.25 Td (conditions to qualify for these modifications is that a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 374.25 Td (minimum number of payments \(typically ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.90 374.25 Td (one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.34 374.25 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 362.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.99 362.25 Td (\) be made. Upon modification, the loan is re-aged to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 350.25 Td (current status. However) Tj ET Q q 0 0 0 rg BT 418.84 350.25 Td (, re-aging practices for certain open-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 338.25 Td (ended consumer loans, such as credit cards, are governed by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 326.25 Td (Federal Financial Institutions Examination Council \(FFIEC\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 314.25 Td (guidelines. For open-ended consumer loans subject to FFIEC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 302.25 Td (guidelines, one of the conditions for a loan to be re-aged to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 290.25 Td (current status is that at least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.30 290.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.29 290.25 Td ( consecutive minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 278.25 Td (monthly payments, or the equivalent amount, must be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 266.25 Td (received. In addition, under FFIEC guidelines, the number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 254.25 Td (times that such a loan can be re-aged is subject to limitations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 242.25 Td (\(generally once in 12months and twice in five years\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 230.25 Td (Furthermore, FHA) Tj ET Q q 0 0 0 rg BT 398.44 230.25 Td ( and Department of ) Tj ET Q q 0 0 0 rg BT 478.23 230.25 Td (V) Tj ET Q q 0 0 0 rg BT 484.34 230.25 Td (eterans ) Tj ET Q q 0 0 0 rg BT 514.61 230.25 Td (Af) Tj ET Q q 0 0 0 rg BT 524.98 230.25 Td (fairs \(V) Tj ET Q q 0 0 0 rg BT 554.51 230.25 Td (A\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 218.25 Td (loans are modified under those respective agencies) Tj ET Q q 0 0 0 rg BT 529.84 218.25 Td ( guidelines ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 206.25 Td (and payments are not always required in order to re-age a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 194.25 Td (modified loan to current.) Tj ET Q endstream endobj 395 0 obj <> endobj 396 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (197) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 742.25 Td ( Loan Delinquency and Non-Accrual Details at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.22 742.25 Td (December) Tj ET Q q 0 0 0 rg BT 325.34 742.25 Td (31, 2017) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 699.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 699.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 699.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 699.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 699.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 699.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 699.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 699.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 671.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 671.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 671.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 671.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 671.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 671.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 671.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 671.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 643.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 643.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 643.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 643.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 643.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 643.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 643.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 643.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 615.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 615.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 615.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 615.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 615.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 615.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 615.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 615.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 587.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 587.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 587.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 587.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 587.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 587.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 587.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 587.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 559.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 559.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 559.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 559.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 559.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 559.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 559.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 559.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 531.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 531.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 531.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 531.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 531.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 531.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 531.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 531.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 495.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 495.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 495.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 495.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 495.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 495.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 495.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 495.75 73.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 699.75 m 198.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 699.75 m 250.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 699.75 m 300.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 699.75 m 349.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 731.75 m 409.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 699.75 m 409.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 699.75 m 454.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 699.75 m 503.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 699.75 m 576.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 699.75 m 409.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 685.75 m 409.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 671.75 m 409.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 671.75 m 409.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 657.75 m 409.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 657.75 m 409.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 643.75 m 409.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 643.75 m 409.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 629.75 m 409.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 629.75 m 409.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 615.75 m 198.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 601.75 m 198.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 615.75 m 250.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 601.75 m 250.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 615.75 m 300.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 601.75 m 300.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 615.75 m 349.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 601.75 m 349.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 615.75 m 409.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 615.75 m 409.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 601.75 m 409.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 615.75 m 409.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 615.75 m 454.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 601.75 m 454.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 615.75 m 503.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 601.75 m 503.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 615.75 m 576.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 601.75 m 576.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 601.75 m 409.5 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 587.75 m 409.5 573.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 587.75 m 409.5 573.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 573.75 m 409.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 573.75 m 409.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 559.75 m 409.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 559.75 m 409.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 545.75 m 409.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 545.75 m 409.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 531.75 m 454.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 531.75 m 198.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 517.75 m 198.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 531.75 m 250.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 517.75 m 250.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 531.75 m 300.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 517.75 m 300.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 531.75 m 349.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 517.75 m 349.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 531.75 m 409.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 531.75 m 409.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 517.75 m 409.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 531.75 m 409.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 531.75 m 454.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 517.75 m 454.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 531.75 m 503.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 517.75 m 503.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 531.75 m 576.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 517.75 m 576.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 517.75 m 300.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 517.75 m 349.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 517.75 m 409.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 517.75 m 409.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 517.75 m 409.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 517.75 m 454.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 517.75 m 503.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 517.75 m 576.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 495.75 m 409.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 495.75 m 409.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 481.75 m 198.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 467.75 m 198.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 481.75 m 250.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 467.75 m 250.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 481.75 m 300.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 467.75 m 300.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 481.75 m 349.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 467.75 m 349.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 481.75 m 409.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 481.75 m 409.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 467.75 m 409.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 481.75 m 409.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 481.75 m 454.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 467.75 m 454.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 481.75 m 503.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 467.75 m 503.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 481.75 m 576.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 467.75 m 576.5 467.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 704.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.15 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 219.33 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.75 704.20 Td (curr) Tj ET Q q 0 0 0 rg BT 219.58 704.20 Td (ent) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 231.57 708.28 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.85 713.20 Td (3089days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.45 704.20 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 287.71 708.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET /GS0 gs q 4.94 0 0 9.04 306.50 711.26 cm /I45 Do Q q 0 0 0 rg BT 311.44 713.20 Td ( ) Tj ET Q q 0 0 0 rg BT 313.69 713.20 Td (90days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.95 704.20 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 337.21 708.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.60 722.20 Td (Pastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.00 713.20 Td (government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.80 704.20 Td (guaranteed) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 397.30 708.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.65 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 426.83 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.05 704.20 Td (loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 438.06 708.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.65 722.20 Td (T) Tj ET Q q 0 0 0 rg BT 473.83 722.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.70 713.20 Td (non-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 704.20 Td (accrual) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.85 713.20 Td (90dayspastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.35 704.20 Td (andaccruing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 690.21 Td (In North ) Tj ET Q q 0 0 0 rg BT 71.75 690.21 Td (America of) Tj ET Q q 0 0 0 rg BT 112.14 690.21 Td (fices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 676.21 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 141.98 680.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 676.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 676.20 Td (47,366) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 676.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 676.20 Td (505) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 676.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 676.20 Td (280) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 676.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 676.20 Td (1,225) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 676.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.25 676.20 Td (49,376) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 676.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 676.20 Td (665) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 676.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 676.20 Td (941) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 662.21 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 112.99 666.29 Td (\(6\)\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 662.20 Td (14,268) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 662.20 Td (207) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 662.20 Td (352) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 662.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.25 662.20 Td (14,827) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 662.20 Td (750) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 662.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 648.21 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 648.20 Td (136,588) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 648.20 Td (1,528) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 648.20 Td (1,613) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 648.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.75 648.20 Td (139,729) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 648.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 648.20 Td (1,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 634.21 Td (Installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 634.20 Td (3,395) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 634.20 Td (45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 634.20 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 634.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.75 634.20 Td (3,456) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 634.20 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 568.50 634.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 620.21 Td (Commercial market loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 226.75 620.20 Td (9,395) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 620.20 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 620.20 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 620.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.75 620.20 Td (9,51) Tj ET Q q 0 0 0 rg BT 446.50 620.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 620.20 Td (213) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 620.20 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 606.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 606.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 606.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 606.20 Td (21) Tj ET Q q 0 0 0 rg BT 226.75 606.20 Td (1,012) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 606.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 606.20 Td (2,336) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 606.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 606.20 Td (2,326) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 606.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 606.20 Td (1,225) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 606.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.75 606.20 Td (216,899) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 606.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 606.20 Td (1,650) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 606.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 606.20 Td (2,553) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 592.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 592.21 Td (fices outside North ) Tj ET Q q 0 0 0 rg BT 126.32 592.21 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 578.21 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 141.98 582.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 578.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 578.20 Td (37,062) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 578.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 578.20 Td (209) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 578.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 578.20 Td (148) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 578.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 578.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 578.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.25 578.20 Td (37,419) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 578.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 578.20 Td (400) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 578.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 578.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 564.21 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 564.20 Td (24,934) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 564.20 Td (427) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 564.20 Td (366) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 564.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.25 564.20 Td (25,727) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 564.20 Td (323) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 564.20 Td (259) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 550.21 Td (Installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 550.20 Td (25,634) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 550.20 Td (275) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 550.20 Td (123) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 550.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.25 550.20 Td (26,032) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 550.20 Td (157) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 550.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 536.21 Td (Commercial market loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 222.25 536.20 Td (27,449) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 536.20 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 536.20 Td (72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 536.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.25 536.20 Td (27,578) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.50 536.20 Td (160) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 536.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 522.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 522.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 522.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 522.20 Td (1) Tj ET Q q 0 0 0 rg BT 222.25 522.20 Td (15,079) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 522.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.50 522.20 Td (968) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 522.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.50 522.20 Td (709) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 522.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 522.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 522.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.75 522.20 Td (1) Tj ET Q q 0 0 0 rg BT 426.25 522.20 Td (16,756) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 522.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 522.20 Td (1,040) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 522.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 522.20 Td (259) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 509.01 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 509.01 Td (otal ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 59.61 509.01 Td (GCB) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 77.61 509.01 Td ( and ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 95.11 509.01 Td (Corporate/Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 500.01 Td (consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 500.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 500.20 Td (326,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 500.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 500.20 Td (3,304) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 500.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 500.20 Td (3,035) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 500.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 500.20 Td (1,225) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 500.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.75 500.20 Td (333,655) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 500.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 500.20 Td (2,690) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 500.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 500.20 Td (2,812) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 486.20 Td (Other) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 61.99 490.28 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.50 486.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 486.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.00 486.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 486.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.50 486.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 486.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 486.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 472.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 472.20 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.75 472.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 472.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 472.20 Td (326,092) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 472.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.75 472.20 Td (3,304) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.00 472.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.75 472.20 Td (3,035) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.00 472.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.75 472.20 Td (1,225) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 472.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.75 472.20 Td (333,656) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 472.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 472.20 Td (2,690) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 472.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 472.20 Td (2,812) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 450.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 450.65 Td (Loans less than ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.32 450.65 Td (30) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 113.32 450.65 Td (days past due are presented as current.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 441.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 441.05 Td (Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 83.10 441.05 Td ($25 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 120.21 441.05 Td ( of residential first mortgages recorded at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 431.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 431.45 Td (Excludes loans guaranteed by U.S.government-sponsored entities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 421.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 421.85 Td (Consists of residential first mortgages that are guaranteed by U.S.government-sponsored entities that are 3089days past due of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 468.34 421.85 Td ($0.2 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.23 421.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 520.79 421.85 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 528.79 421.85 Td (days or more ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 412.25 Td (past due of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 91.10 412.25 Td ($1.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 127.99 412.25 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 402.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 402.65 Td (Includes approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.31 402.65 Td ($0.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 168.20 402.65 Td ( of residential first mortgage loans in process of foreclosure.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 393.05 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 393.05 Td (Includes approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.31 393.05 Td ($0.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 168.20 393.05 Td ( of home equity loans in process of foreclosure.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 383.45 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 383.45 Td (Fixed-rate home equity loans and loans extended under home equity lines of credit, which are typically in junior lien positions.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 373.85 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 373.85 Td (Represents loans classified as consumer loans on the Consolidated Balance Sheet that are not included in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 392.13 373.85 Td (GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 408.13 373.85 Td ( or ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 418.80 373.85 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 473.02 373.85 Td ( consumer credit metrics.) Tj ET Q endstream endobj 397 0 obj <> endobj 398 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (198) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 742.25 Td ( Loan Delinquency and Non-Accrual Details at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.22 742.25 Td (December) Tj ET Q q 0 0 0 rg BT 325.34 742.25 Td (31, 2016) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 699.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 699.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 699.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 699.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 699.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 699.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 699.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 699.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 671.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 671.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 671.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 671.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 671.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 671.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 671.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 671.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 643.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 643.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 643.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 643.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 643.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 643.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 643.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 643.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 615.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 615.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 615.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 615.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 615.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 615.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 615.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 615.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 587.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 587.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 587.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 587.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 587.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 587.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 587.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 587.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 559.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 559.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 559.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 559.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 559.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 559.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 559.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 559.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 531.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 531.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 531.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 531.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 531.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 531.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 531.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 531.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 495.75 162.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 495.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 495.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 495.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 495.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 495.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 495.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.50 495.75 73.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 699.75 m 198.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 699.75 m 250.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 699.75 m 300.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 699.75 m 349.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 731.75 m 409.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 699.75 m 409.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 699.75 m 453.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 699.75 m 503.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 699.75 m 576.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 699.75 m 409.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 685.75 m 409.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 671.75 m 409.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 657.75 m 409.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 643.75 m 409.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 629.75 m 409.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 615.75 m 198.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 601.75 m 198.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 615.75 m 250.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 601.75 m 250.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 615.75 m 300.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 601.75 m 300.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 615.75 m 349.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 601.75 m 349.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 615.75 m 409.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 615.75 m 409.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 601.75 m 409.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 615.75 m 453.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 601.75 m 453.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 615.75 m 503.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 601.75 m 503.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 615.75 m 576.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 601.75 m 576.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 601.75 m 409.5 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 587.75 m 409.5 573.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 573.75 m 409.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 559.75 m 409.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 545.75 m 409.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 531.75 m 198.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 517.75 m 198.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 531.75 m 250.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 517.75 m 250.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 531.75 m 300.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 517.75 m 300.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 531.75 m 349.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 517.75 m 349.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 531.75 m 409.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 531.75 m 409.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 517.75 m 409.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 531.75 m 453.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 517.75 m 453.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 531.75 m 503.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 517.75 m 503.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 531.75 m 576.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 517.75 m 576.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 517.75 m 409.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 495.75 m 409.5 481.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 481.75 m 198.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 467.75 m 198.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 481.75 m 250.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 467.75 m 250.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 481.75 m 300.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 467.75 m 300.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 481.75 m 349.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 467.75 m 349.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 481.75 m 409.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 481.75 m 409.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 467.75 m 409.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 481.75 m 453.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 467.75 m 453.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 481.75 m 503.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 467.75 m 503.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 481.75 m 576.5 481.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.5 467.75 m 576.5 467.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 704.00 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.80 713.21 Td (T) Tj ET Q q 0 0 0 rg BT 219.67 713.21 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.40 704.21 Td (current) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 229.88 708.29 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.35 713.21 Td (3089days) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.70 704.21 Td (pastdue) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 286.44 708.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET /GS0 gs q 4.94 0 0 9.18 307.00 711.27 cm /I46 Do Q q 0 0 0 rg BT 311.94 713.21 Td (90days) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 306.20 704.21 Td (pastdue) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 335.94 708.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.85 722.21 Td (Pastdue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 713.21 Td (government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.85 704.21 Td (guaranteed) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 395.33 708.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.80 713.21 Td (T) Tj ET Q q 0 0 0 rg BT 426.67 713.21 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.05 704.21 Td (loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 437.05 708.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.80 713.21 Td (T) Tj ET Q q 0 0 0 rg BT 473.67 713.21 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 704.21 Td (non-accrual) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.60 713.21 Td (90dayspastdue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.35 704.21 Td (andaccruing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 690.21 Td (In North ) Tj ET Q q 0 0 0 rg BT 71.75 690.21 Td (America of) Tj ET Q q 0 0 0 rg BT 112.14 690.21 Td (fices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 690.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 676.21 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 141.98 680.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 676.21 Td (50,766) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 676.21 Td (522) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 676.21 Td (371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 676.21 Td (1,474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 676.21 Td (53,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 676.21 Td (848) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 676.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 676.21 Td (1,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 662.21 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 112.99 666.29 Td (\(6\)\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 662.21 Td (18,767) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 662.21 Td (249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 662.21 Td (438) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 662.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 662.21 Td (19,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 662.21 Td (914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 662.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 648.21 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 648.21 Td (130,327) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 648.21 Td (1,465) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 648.21 Td (1,509) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 648.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 648.21 Td (133,301) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 648.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 648.21 Td (1,509) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 634.21 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.75 634.21 Td (4,486) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 634.21 Td (106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 634.21 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 634.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 634.21 Td (4,630) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 634.21 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 634.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 620.21 Td (Commercial market loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.75 620.21 Td (8,876) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 620.21 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 620.21 Td (74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 620.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 620.21 Td (8,973) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 620.21 Td (328) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 620.21 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 606.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 606.20 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 606.21 Td (213,222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 606.21 Td (2,365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 606.21 Td (2,430) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 606.21 Td (1,474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 606.21 Td (219,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 606.21 Td (2,160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 606.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 606.21 Td (2,752) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 592.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.08 592.21 Td (fices outside North ) Tj ET Q q 0 0 0 rg BT 126.32 592.21 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 592.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 578.21 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 141.98 582.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 578.21 Td (35,862) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 578.21 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 578.21 Td (135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 578.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 578.21 Td (36,203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 578.21 Td (360) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 578.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 578.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 564.21 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 564.21 Td (22,363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 564.21 Td (368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 564.21 Td (324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 564.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 564.21 Td (23,055) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 564.21 Td (258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 564.21 Td (239) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 550.21 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 550.21 Td (22,683) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 550.21 Td (264) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 550.21 Td (126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 550.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 550.21 Td (23,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 550.21 Td (163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 550.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 536.21 Td (Commercial market loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.25 536.21 Td (23,054) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 536.21 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 536.21 Td (1) Tj ET Q q 0 0 0 rg BT 337.00 536.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 536.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.25 536.21 Td (23,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 536.21 Td (217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 536.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 522.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 522.20 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 522.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 522.21 Td (103,962) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 522.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.50 522.21 Td (910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 522.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 522.21 Td (697) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 522.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 522.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 522.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 522.21 Td (105,569) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 522.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.50 522.21 Td (998) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 522.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 522.21 Td (239) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 509.01 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 509.01 Td (otal ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 59.61 509.01 Td (GCB) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 77.61 509.01 Td ( and ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 95.11 509.01 Td (Corporate/Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 500.01 Td (consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 500.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 500.21 Td (317,184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 500.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 500.21 Td (3,275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 500.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 500.21 Td (3,127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 500.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 500.21 Td (1,474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 500.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 500.21 Td (325,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 500.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 500.21 Td (3,158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 500.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 500.21 Td (2,991) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 486.20 Td (Other) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 61.99 490.28 Td (\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.50 486.21 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.00 486.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 486.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 486.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 486.21 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 486.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 486.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 472.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 472.20 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.75 472.20 Td (oup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 472.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 472.21 Td (317,187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 472.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.75 472.21 Td (3,275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 472.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.75 472.21 Td (3,127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.00 472.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.75 472.21 Td (1,474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 472.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 472.21 Td (325,063) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 472.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 472.21 Td (3,158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.00 472.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 472.21 Td (2,991) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 450.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 450.65 Td (Loans less than ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.32 450.65 Td (30) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 113.32 450.65 Td (days past due are presented as current.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 441.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 441.05 Td (Includes ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 83.10 441.05 Td ($29 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 120.21 441.05 Td ( of residential first mortgages recorded at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 431.45 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 431.45 Td (Excludes loans guaranteed by U.S.government-sponsored entities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 421.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 421.85 Td (Consists of residential first mortgages that are guaranteed by U.S.government-sponsored entities that are 3089days past due of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 468.34 421.85 Td ($0.2 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.23 421.85 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 520.79 421.85 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 528.79 421.85 Td (days or more ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 412.25 Td (past due of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 91.10 412.25 Td ($1.3 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 127.99 412.25 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 402.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 402.65 Td (Includes approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.31 402.65 Td ($0.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 168.20 402.65 Td ( of residential first mortgage loans in process of foreclosure.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 393.05 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 393.05 Td (Includes approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.31 393.05 Td ($0.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 168.20 393.05 Td ( of home equity loans in process of foreclosure.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 383.45 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 383.45 Td (Fixed-rate home equity loans and loans extended under home equity lines of credit, which are typically in junior lien positions.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 373.85 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 373.85 Td (Represents loans classified as consumer loans on the Consolidated Balance Sheet that are not included in the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 403.91 373.85 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 458.13 373.85 Td ( consumer credit metrics.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 349.85 Td (Consumer Cr) Tj ET Q q 0 0 0 rg BT 89.80 349.85 Td (edit Scor) Tj ET Q q 0 0 0 rg BT 125.26 349.85 Td (es \(FICO\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 337.85 Td (In the U.S., independent credit agencies rate an individual) Tj ET Q q 0 0 0 rg BT 270.64 337.85 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.85 Td (risk for assuming debt based on the individual) Tj ET Q q 0 0 0 rg BT 223.47 325.85 Td (s credit history ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 313.85 Td (and assign every consumer a FICO \(Fair Isaac Corporation\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 301.85 Td (credit score. ) Tj ET Q q 0 0 0 rg BT 87.18 301.85 Td (These scores are continually updated by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 289.85 Td (agencies based upon an individual) Tj ET Q q 0 0 0 rg BT 175.96 289.85 Td (s credit actions \(e.g.,taking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 277.85 Td (out a loan or missed or late payments\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 265.85 Td (The following tables provide details on the FICO scores ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 253.85 Td (for Citi) Tj ET Q q 0 0 0 rg BT 67.94 253.85 Td (s U.S.consumer loan portfolio based on end-of-period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 241.85 Td (receivables \(commercial market loans are excluded from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 229.85 Td (table since they are business based and FICO scores are not a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 217.85 Td (primary driver in their credit evaluation\). FICO scores are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 205.85 Td (updated monthly for substantially all of the portfolio or) Tj ET Q q 0 0 0 rg BT 256.67 205.85 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 193.85 Td (otherwise, on a quarterly basis for the remaining portfolio.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 269.35 76.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 269.35 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 269.35 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 269.35 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 232.35 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 232.35 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 232.35 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 232.35 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 197.35 76.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 197.35 48.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 197.35 64.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 197.35 57.00 -17.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 301.35 m 400.5 301.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 301.35 m 448.5 301.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 301.35 m 512.5 301.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 301.35 m 569.5 301.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 269.35 m 400.5 269.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 269.35 m 448.5 269.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 269.35 m 512.5 269.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 301.35 m 569.5 301.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 269.35 m 569.5 269.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 269.35 m 448.5 269.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 269.35 m 512.5 269.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 269.35 m 569.5 269.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 197.35000000000002 m 448.5 197.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 197.35000000000002 m 512.5 197.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 197.35000000000002 m 569.5 197.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 197.35000000000002 m 400.5 197.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 180.35000000000002 m 400.5 180.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 197.35000000000002 m 448.5 197.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 180.35000000000002 m 448.5 180.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 197.35000000000002 m 512.5 197.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 180.35000000000002 m 512.5 180.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 197.35000000000002 m 569.5 197.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 180.35000000000002 m 569.5 180.35000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.70 323.80 Td (FICO scor) Tj ET Q q 0 0 0 rg BT 380.28 323.80 Td (e ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.35 314.80 Td (distribution in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.30 305.80 Td (U.S.portfolio) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 381.05 309.88 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.20 305.80 Td (December) Tj ET Q q 0 0 0 rg BT 487.09 305.80 Td ( 31, 2017) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 273.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.60 282.80 Td (Less than) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.25 273.80 Td (620) Tj ET Q BT /F2 9.00 Tf ET /GS0 gs q 4.94 0 0 9.04 454.15 280.86 cm /I47 Do Q q 0 0 0 rg BT 459.09 282.80 Td ( ) Tj ET Q q 0 0 0 rg BT 461.34 282.80 Td (620 ) Tj ET Q q 0 0 0 rg BT 477.09 282.80 Td (but ) Tj ET Q q 0 0 0 rg BT 492.35 282.80 Td (less) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.35 273.80 Td (than 660) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.80 291.80 Td (Equal to or) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 526.65 282.80 Td (gr) Tj ET Q q 0 0 0 rg BT 534.98 282.80 Td (eater) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.85 273.80 Td (than 660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 259.81 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 250.81 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.00 250.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 250.80 Td (2,100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 250.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 250.80 Td (1,932) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 250.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.25 250.80 Td (42,265) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 236.81 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 236.80 Td (1,379) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 236.80 Td (1,081) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.25 236.80 Td (1) Tj ET Q q 0 0 0 rg BT 545.75 236.80 Td (1,976) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 222.81 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 222.80 Td (9,079) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 222.80 Td (1) Tj ET Q q 0 0 0 rg BT 488.75 222.80 Td (1,651) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.75 222.80 Td (1) Tj ET Q q 0 0 0 rg BT 541.25 222.80 Td (15,577) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 209.61 Td (Installment and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 200.61 Td (other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 201.80 Td (276) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 201.80 Td (250) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.75 201.80 Td (2,485) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 184.80 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 184.80 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.00 184.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 184.80 Td (12,834) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 184.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 184.80 Td (14,914) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 184.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.75 184.80 Td (172,303) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 399 0 obj <> endobj 400 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (199) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 684.50 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 684.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 684.50 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 684.50 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 647.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 647.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 647.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 647.50 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 619.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 619.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 619.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 619.50 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 716.5 m 119.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 716.5 m 167.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 716.5 m 231.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 716.5 m 288.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 684.5 m 119.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 684.5 m 167.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 684.5 m 231.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 684.5 m 288.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 684.5 m 167.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 684.5 m 231.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 684.5 m 288.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 619.5 m 167.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 619.5 m 231.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 619.5 m 288.5 619.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 619.5 m 119.5 619.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 605.5 m 119.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 619.5 m 167.5 619.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 605.5 m 167.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 619.5 m 231.5 619.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 605.5 m 231.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 619.5 m 288.5 619.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 605.5 m 288.5 605.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 55.20 738.95 Td (FICO scor) Tj ET Q q 0 0 0 rg BT 95.78 738.95 Td (e ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 49.85 729.95 Td (distribution in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.80 720.95 Td (U.S.portfolio) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 96.55 725.03 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.10 720.96 Td (December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 688.75 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.85 697.96 Td (Less than) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 136.25 688.96 Td (620) Tj ET Q BT /F1 9.00 Tf ET /GS0 gs q 4.94 0 0 9.18 173.90 696.02 cm /I48 Do Q q 0 0 0 rg BT 178.84 697.96 Td ( ) Tj ET Q q 0 0 0 rg BT 181.09 697.96 Td (620 ) Tj ET Q q 0 0 0 rg BT 196.84 697.96 Td (but ) Tj ET Q q 0 0 0 rg BT 210.59 697.96 Td (less) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 183.35 688.96 Td (than 660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.50 706.96 Td (Equal to or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 697.96 Td (greater) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.85 688.96 Td (than 660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 674.96 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 665.96 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 122.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 665.96 Td (2,744) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 170.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 665.96 Td (2,422) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.00 665.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 665.96 Td (44,279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 651.96 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 651.96 Td (1,750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 651.96 Td (1,418) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.25 651.96 Td (14,743) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 637.96 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.75 637.96 Td (8,310) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.25 637.96 Td (1) Tj ET Q q 0 0 0 rg BT 207.75 637.96 Td (1,320) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 637.96 Td (1) Tj ET Q q 0 0 0 rg BT 260.25 637.96 Td (10,522) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 623.96 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.50 623.96 Td (284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.50 623.96 Td (271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 623.96 Td (2,601) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 609.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 609.95 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 122.00 609.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 609.96 Td (13,088) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 170.00 609.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.25 609.96 Td (15,431) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.00 609.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 609.96 Td (172,145) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 588.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 588.40 Td (Excludes loans guaranteed by U.S.government entities, loans subject to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 578.80 Td (long-term standby commitments \(L) Tj ET Q q 0 0 0 rg BT 166.80 578.80 Td (TSCs\) with U.S.government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 569.20 Td (sponsored entities and loans recorded at fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 559.60 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 559.60 Td (Excludes balances where FICO was not available. Such amounts are not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 550.05 Td (material.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 526.00 Td (Loan to V) Tj ET Q q 0 0 0 rg BT 74.34 526.00 Td (alue \(L) Tj ET Q q 0 0 0 rg BT 102.75 526.00 Td (TV\) Ratios) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.00 Td (L) Tj ET Q q 0 0 0 rg BT 41.19 514.00 Td (TV) Tj ET Q q 0 0 0 rg BT 54.34 514.00 Td ( ratios \(loan balance divided by appraised value\) are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.00 Td (calculated at origination and updated by applying market price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.00 Td (data.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 478.00 Td (The following tables provide details on the L) Tj ET Q q 0 0 0 rg BT 233.32 478.00 Td (TV) Tj ET Q q 0 0 0 rg BT 246.47 478.00 Td ( ratios for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.00 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 466.00 Td (s U.S.consumer mortgage portfolios. L) Tj ET Q q 0 0 0 rg BT 211.18 466.00 Td (TV) Tj ET Q q 0 0 0 rg BT 224.33 466.00 Td ( ratios are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.00 Td (updated monthly using the most recent Core Logic Home ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.00 Td (Price Index data available for substantially all of the portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.00 Td (applied at the Metropolitan Statistical ) Tj ET Q q 0 0 0 rg BT 188.47 430.00 Td (Area level, if available, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.00 Td (or the state level if not. ) Tj ET Q q 0 0 0 rg BT 130.51 418.00 Td (The remainder of the portfolio is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.00 Td (updated in a similar manner using the Federal Housing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.00 Td (Finance ) Tj ET Q q 0 0 0 rg BT 69.60 394.00 Td (Agency indices.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 319.50 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 319.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 319.50 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 319.50 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 282.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 282.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 282.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 282.50 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 360.5 m 119.5 360.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 360.5 m 167.5 360.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 360.5 m 231.5 360.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 360.5 m 288.5 360.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 319.5 m 119.5 319.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 319.5 m 167.5 319.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 319.5 m 231.5 319.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 319.5 m 288.5 319.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 319.5 m 167.5 319.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 319.5 m 231.5 319.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 319.5 m 288.5 319.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 282.5 m 167.5 282.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 282.5 m 231.5 282.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 282.5 m 288.5 282.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 282.5 m 119.5 282.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 268.5 m 119.5 268.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 282.5 m 167.5 282.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 268.5 m 167.5 268.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 282.5 m 231.5 282.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 268.5 m 231.5 268.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 282.5 m 288.5 282.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 268.5 m 288.5 268.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.95 373.95 Td (L) Tj ET Q q 0 0 0 rg BT 45.13 373.95 Td (TV) Tj ET Q q 0 0 0 rg BT 57.47 373.95 Td ( distribution in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.80 364.95 Td (U.S.portfolio) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 96.55 369.03 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 167.20 364.95 Td (December) Tj ET Q q 0 0 0 rg BT 206.01 364.95 Td ( 31, 2017) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 323.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 124.60 350.95 Td (Less than ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 138.80 341.95 Td (or) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 127.60 332.95 Td (equal to ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 134.00 323.95 Td (80%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.80 350.95 Td (> 80% but less) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.30 341.95 Td (than or) Tj ET Q q 0 0 0 rg BT 201.39 341.95 Td ( equal ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.25 332.95 Td (to) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 323.95 Td (100%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.40 341.95 Td (Gr) Tj ET Q q 0 0 0 rg BT 255.23 341.95 Td (eater) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.70 332.95 Td (than) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.25 323.95 Td (100%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 309.96 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 300.96 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 122.00 300.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 300.95 Td (43,626) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 300.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.75 300.95 Td (2,578) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.00 300.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.50 300.95 Td (247) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 286.96 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 286.95 Td (1) Tj ET Q q 0 0 0 rg BT 143.75 286.95 Td (1,403) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.75 286.95 Td (2,147) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.50 286.95 Td (800) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 272.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 272.95 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 122.00 272.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.25 272.95 Td (55,029) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 272.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.75 272.95 Td (4,725) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.00 272.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 264.75 272.95 Td (1,047) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 186.50 83.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 186.50 48.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 186.50 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 186.50 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 149.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 149.50 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 149.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 149.50 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 227.5 m 119.5 227.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 227.5 m 167.5 227.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 227.5 m 231.5 227.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 227.5 m 288.5 227.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 186.5 m 119.5 186.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 186.5 m 167.5 186.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 186.5 m 231.5 186.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 186.5 m 288.5 186.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 186.5 m 167.5 186.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 186.5 m 231.5 186.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 186.5 m 288.5 186.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 149.5 m 167.5 149.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 149.5 m 231.5 149.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 149.5 m 288.5 149.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 149.5 m 119.5 149.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 135.5 m 119.5 135.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 149.5 m 167.5 149.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 135.5 m 167.5 135.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 149.5 m 231.5 149.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 135.5 m 231.5 135.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 149.5 m 288.5 149.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 135.5 m 288.5 135.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.95 240.95 Td (L) Tj ET Q q 0 0 0 rg BT 45.13 240.95 Td (TV) Tj ET Q q 0 0 0 rg BT 57.47 240.95 Td ( distribution in ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.80 231.95 Td (U.S.portfolio) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 96.55 236.03 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.10 231.96 Td (December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 190.75 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.85 217.96 Td (Less than ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 208.96 Td (or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 128.60 199.96 Td (equal to ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 134.75 190.96 Td (80%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 172.30 208.96 Td (> 80% but less) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 170.85 199.96 Td (than or equal to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.50 190.96 Td (100%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 208.96 Td (Greater) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.75 199.96 Td (than) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 190.96 Td (100%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 176.96 Td (Residential first) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 167.96 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 122.00 167.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 167.96 Td (45,849) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 170.00 167.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 167.96 Td (3,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.00 167.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.50 167.96 Td (324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 153.96 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 153.96 Td (12,869) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 153.96 Td (3,653) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 153.96 Td (1,305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 139.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 139.95 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 122.00 139.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 139.25 139.96 Td (58,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 170.00 139.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 139.96 Td (7,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.00 139.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 139.96 Td (1,629) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 118.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 118.40 Td (Excludes loans guaranteed by U.S.government entities, loans subject to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 108.80 Td (L) Tj ET Q q 0 0 0 rg BT 58.15 108.80 Td (TSCs with U.S.government-sponsored entities and loans recorded at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 99.20 Td (fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 89.60 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 89.60 Td (Excludes balances where L) Tj ET Q q 0 0 0 rg BT 140.56 89.60 Td (TV) Tj ET Q q 0 0 0 rg BT 151.08 89.60 Td ( was not available. Such amounts are not ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 80.00 Td (material.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 742.25 Td (Impair) Tj ET Q q 0 0 0 rg BT 353.82 742.25 Td (ed Consumer) Tj ET Q q 0 0 0 rg BT 410.58 742.25 Td ( Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 730.25 Td (A) Tj ET Q q 0 0 0 rg BT 330.67 730.25 Td ( loan is considered impaired when Citi believes it is probable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 718.25 Td (that all amounts due according to the original contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 706.25 Td (terms of the loan will not be collected. Impaired consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 694.25 Td (loans include non-accrual commercial market loans, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 682.25 Td (smaller) Tj ET Q q 0 0 0 rg BT 353.23 682.25 Td (-balance homogeneous loans whose terms have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 670.25 Td (modified due to the borrower) Tj ET Q q 0 0 0 rg BT 441.56 670.25 Td () Tj ET Q q 0 0 0 rg BT 444.34 670.25 Td (s financial dif) Tj ET Q q 0 0 0 rg BT 499.14 670.25 Td (ficulties and where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 658.25 Td (Citi has granted a concession to the borrower) Tj ET Q q 0 0 0 rg BT 504.23 658.25 Td (. ) Tj ET Q q 0 0 0 rg BT 509.05 658.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 646.25 Td (modifications may include interest rate reductions and/or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 634.25 Td (principal for) Tj ET Q q 0 0 0 rg BT 373.52 634.25 Td (giveness. Impaired consumer loans exclude ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 622.25 Td (smaller) Tj ET Q q 0 0 0 rg BT 353.23 622.25 Td (-balance homogeneous loans that have not been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 610.25 Td (modified and are carried on a non-accrual basis. ) Tj ET Q endstream endobj 401 0 obj <> endobj 402 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (The following tables present information about impaired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (consumer loans and interest income recognized on impaired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (consumer loans:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 647.60 256.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 647.60 68.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 647.60 42.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 647.60 55.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 647.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 647.60 56.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 617.60 256.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 617.60 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 617.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 617.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 617.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 617.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 589.60 256.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 589.60 68.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 589.60 42.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 589.60 55.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 589.60 63.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 589.60 56.00 -17.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 558.60 256.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 558.60 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 558.60 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 558.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 558.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 558.60 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 693.6 m 360.5 693.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 693.6 m 402.5 693.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 693.6 m 457.5 693.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 693.6 m 520.5 693.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 693.6 m 576.5 693.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 661.6 m 292.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 661.6 m 360.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 661.6 m 402.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 661.6 m 457.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 661.6 m 520.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 661.6 m 576.5 661.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 558.6 m 360.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 558.6 m 402.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 558.6 m 457.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 558.6 m 520.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 558.6 m 576.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 558.6 m 292.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 544.6 m 292.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 558.6 m 360.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 544.6 m 360.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 558.6 m 402.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 544.6 m 402.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 558.6 m 457.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 544.6 m 457.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 558.6 m 520.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 544.6 m 520.5 544.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 558.6 m 576.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 544.6 m 576.5 544.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.35 698.05 Td (At and for) Tj ET Q q 0 0 0 rg BT 390.19 698.05 Td ( the year) Tj ET Q q 0 0 0 rg BT 423.51 698.05 Td ( ended December) Tj ET Q q 0 0 0 rg BT 489.83 698.05 Td ( 31, 2017) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 665.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.50 675.05 Td (Recorded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.15 666.05 Td (investment) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 340.14 670.13 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.70 684.05 Td (Unpaid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.45 675.05 Td (principal ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.20 666.05 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 684.05 Td (Related) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.25 675.05 Td (specific ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.05 666.05 Td (allowance) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 445.05 670.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.80 684.05 Td (A) Tj ET Q q 0 0 0 rg BT 478.63 684.05 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 675.05 Td (carrying ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.80 666.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 495.30 670.13 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.05 684.05 Td (Inter) Tj ET Q q 0 0 0 rg BT 552.38 684.05 Td (est ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.25 675.05 Td (income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.90 666.05 Td (r) Tj ET Q q 0 0 0 rg BT 527.73 666.05 Td (ecognized) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 565.22 670.13 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 652.06 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.00 652.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 652.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 652.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 652.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 636.06 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.00 636.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 636.05 Td (2,877) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 636.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 636.05 Td (3,121) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 636.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 636.05 Td (278) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 636.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 636.05 Td (3,155) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 636.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 636.05 Td (1) Tj ET Q q 0 0 0 rg BT 564.00 636.05 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 622.06 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 622.05 Td (1,151) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 622.05 Td (1,590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 622.05 Td (216) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 622.05 Td (1,181) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 622.05 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 608.06 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 608.05 Td (1,787) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 608.05 Td (1,819) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 608.05 Td (614) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 608.05 Td (1,803) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 608.05 Td (150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 594.06 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.00 594.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 594.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.00 594.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 577.06 Td (Individual installment and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.50 577.05 Td (431) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 577.05 Td (460) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 577.05 Td (175) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 577.05 Td (415) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 577.05 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 563.06 Td (Commercial market loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.50 563.05 Td (334) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 563.05 Td (541) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 563.05 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 563.05 Td (429) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 563.05 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 549.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 549.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.00 549.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 549.05 Td (6,580) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 549.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.75 549.05 Td (7,531) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 549.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.75 549.05 Td (1,334) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 549.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 549.05 Td (6,983) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 549.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 549.05 Td (342) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 527.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 527.50 Td (Recorded investment in a loan includes net deferred loan fees and costs, unamortized premium or discount and direct write-downs and includes accrued interest ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 517.90 Td (only on credit card loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 508.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 508.30 Td ($607 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 95.11 508.30 Td ( of residential first mortgages, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 193.31 508.30 Td ($370 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 234.42 508.30 Td ( of home equity loans and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 319.29 508.30 Td ($10 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.41 508.30 Td ( of commercial market loans do not have a specific allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 498.70 Td (\(3\) Included in the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 103.31 498.70 Td (Allowance for loan losses) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 185.75 498.70 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 489.10 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 52.89 489.10 Td (A) Tj ET Q q 0 0 0 rg BT 58.07 489.10 Td (verage carrying value represents the average recorded investment ending balance for the last ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 355.93 489.10 Td (four) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 369.26 489.10 Td ( quarters and does not include the related specific allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 479.50 Td (\(5\) Includes amounts recognized on both an accrual and cash basis.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 396.80 254.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 396.80 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 396.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 396.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 396.80 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 396.80 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 368.80 254.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 368.80 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 368.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 368.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 368.80 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 368.80 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 340.80 254.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 340.80 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 340.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 340.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 340.80 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 340.80 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 312.80 254.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 312.80 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 312.80 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 312.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 312.80 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 312.80 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 435.8 m 358.5 435.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 435.8 m 400.5 435.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 435.8 m 455.5 435.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 435.8 m 515.5 435.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 435.8 m 575.5 435.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 396.8 m 290.5 396.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 435.8 m 358.5 435.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 396.8 m 358.5 396.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 396.8 m 400.5 396.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 435.8 m 455.5 435.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 396.8 m 455.5 396.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 396.8 m 515.5 396.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 435.8 m 575.5 435.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 396.8 m 575.5 396.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 298.8 m 290.5 298.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 298.8 m 358.5 298.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 298.8 m 400.5 298.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 298.8 m 455.5 298.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 298.8 m 515.5 298.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 298.8 m 575.5 298.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 298.8 m 290.5 298.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 284.8 m 290.5 284.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 298.8 m 358.5 298.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 284.8 m 358.5 284.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 298.8 m 400.5 298.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 284.8 m 400.5 284.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 298.8 m 455.5 298.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 284.8 m 455.5 284.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 298.8 m 515.5 298.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 284.8 m 515.5 284.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 298.8 m 575.5 298.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 284.8 m 575.5 284.8 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 440.25 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.15 440.26 Td (At and for the year ended December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 401.05 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 306.75 410.26 Td (Recorded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.40 401.26 Td (investment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 336.89 405.34 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 419.26 Td (Unpaid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 410.26 Td (principal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.25 401.26 Td (balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.75 419.26 Td (Related) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.50 410.26 Td (specific ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.85 401.26 Td (allowance) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 442.33 405.34 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.05 419.26 Td (A) Tj ET Q q 0 0 0 rg BT 475.88 419.26 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 410.26 Td (carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.80 401.26 Td (value) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 491.29 405.34 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.50 419.26 Td (Interest ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.75 410.26 Td (income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.40 401.26 Td (recognized) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 557.88 405.34 Td (\(5\)\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 387.26 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.00 387.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 387.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 387.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 387.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 373.26 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.00 373.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.75 373.26 Td (3,786) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 373.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.75 373.26 Td (4,157) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 373.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 373.26 Td (540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 373.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 373.26 Td (4,632) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 373.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 373.26 Td (170) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 359.26 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.75 359.26 Td (1,298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.75 359.26 Td (1,824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 359.26 Td (189) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 359.26 Td (1,326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 359.26 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 345.26 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.75 345.26 Td (1,747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.75 345.26 Td (1,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 345.26 Td (566) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 345.26 Td (1,831) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 345.26 Td (158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 331.26 Td (Installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.00 331.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 331.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 331.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 331.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 317.26 Td (Individual installment and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.50 317.26 Td (455) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 317.26 Td (481) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 317.26 Td (215) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 317.26 Td (475) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 317.26 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 303.26 Td (Commercial market loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.50 303.26 Td (513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 303.26 Td (744) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.00 303.26 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 303.26 Td (538) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 303.26 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 289.26 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 289.26 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.00 289.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.75 289.26 Td (7,799) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 289.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.75 289.26 Td (8,987) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 289.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.75 289.26 Td (1,608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.00 289.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 289.26 Td (8,802) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 289.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 289.26 Td (402) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 267.70 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 267.70 Td (Recorded investment in a loan includes net deferred loan fees and costs, unamortized premium or discount and direct write-downs and includes accrued interest ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 258.10 Td (only on credit card loans.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 248.50 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 248.50 Td ($740 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 95.11 248.50 Td ( of residential first mortgages, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 193.31 248.50 Td ($406 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 234.42 248.50 Td ( of home equity loans and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 319.29 248.50 Td ($97 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.41 248.50 Td ( of commercial market loans do not have a specific allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 238.90 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 238.90 Td (Included in the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 103.98 238.90 Td (Allowance for loan losses) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 186.43 238.90 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 229.30 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 229.30 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 229.30 Td (verage carrying value represents the average recorded investment ending balance for the last ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 357.04 229.30 Td (four) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 370.37 229.30 Td ( quarters and does not include the related specific allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 219.70 Td (\(5\) Includes amounts recognized on both an accrual and cash basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 210.10 Td (\(6\) Interest income recognized for the year ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.92 210.10 Td (December31, 2015) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 264.79 210.10 Td ( was $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 285.23 210.10 Td (728 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 322.34 210.10 Td (.) Tj ET Q endstream endobj 403 0 obj <> endobj 404 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (201) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Consumer) Tj ET Q q 0 0 0 rg BT 80.26 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 82.58 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 88.51 742.25 Td (r) Tj ET Q q 0 0 0 rg BT 92.77 742.25 Td (oubled Debt Restructurings) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 664.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 664.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 636.75 138.00 -14.00 re f /GS0 gs 0.8 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rg BT 497.00 613.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 613.20 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 599.21 Td (Installment and other revolving) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 599.20 Td (1,088) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 599.20 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 599.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 599.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 599.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 599.20 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 585.21 Td (Commercial banking) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.73 589.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.50 585.20 Td (1) Tj ET Q q 0 0 0 rg BT 229.00 585.20 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 585.20 Td (1) Tj ET Q q 0 0 0 rg BT 296.00 585.20 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 585.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 571.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 571.20 Td (otal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 58.67 575.28 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.75 571.20 Td (238,1) Tj ET Q q 0 0 0 rg BT 229.00 571.20 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 571.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.75 571.20 Td (1,832) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 571.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 571.20 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 571.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 571.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 571.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 571.20 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 557.20 Td (International) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 543.21 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 543.20 Td (4,477) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 543.20 Td (123) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 543.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 543.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 543.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 543.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 543.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 529.21 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.75 529.20 Td (1) Tj ET Q q 0 0 0 rg BT 213.25 529.20 Td (15,941) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 529.20 Td (399) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 529.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 529.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.50 529.20 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 529.20 Td (1) Tj ET Q q 0 0 0 rg BT 562.50 529.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 515.21 Td (Installment and other revolving) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.25 515.20 Td (44,880) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 515.20 Td (254) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 515.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 515.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 515.20 Td (1) Tj ET Q q 0 0 0 rg BT 501.50 515.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.50 515.20 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 501.21 Td (Commercial banking) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.73 505.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.50 501.20 Td (370) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 501.20 Td (50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 501.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 501.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 501.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 501.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 487.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 487.20 Td (otal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 58.67 491.28 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.75 487.20 Td (165,668) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 487.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.50 487.20 Td (826) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 487.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 487.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 487.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 487.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 487.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 487.20 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 487.21 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 417.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 417.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 417.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 417.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 417.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 417.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 417.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 389.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 389.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 389.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 389.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 389.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 389.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 389.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 361.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 361.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 361.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 361.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 361.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 361.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 361.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 333.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 333.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 333.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 333.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 333.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 333.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 333.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 305.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 305.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 305.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 305.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 305.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 305.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 305.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 277.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 277.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 277.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 277.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 277.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 277.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 277.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 249.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 174.50 249.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 249.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 249.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 249.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 249.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 249.75 67.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 458.75 m 241.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 458.75 m 308.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 458.75 m 375.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 458.75 m 442.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 458.75 m 509.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 458.75 m 576.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 417.75 m 174.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 458.75 m 241.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 417.75 m 241.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 458.75 m 308.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 417.75 m 308.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 458.75 m 375.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 417.75 m 375.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 458.75 m 442.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 417.75 m 442.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 458.75 m 509.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 417.75 m 509.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 458.75 m 576.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 417.75 m 576.5 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 333.75 m 241.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 333.75 m 308.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 333.75 m 375.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 333.75 m 442.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 333.75 m 509.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 333.75 m 576.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 333.75 m 174.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 319.75 m 174.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 333.75 m 241.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 319.75 m 241.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 333.75 m 308.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 319.75 m 308.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 333.75 m 375.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 319.75 m 375.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 333.75 m 442.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 319.75 m 442.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 333.75 m 509.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 319.75 m 509.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 333.75 m 576.5 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 319.75 m 576.5 319.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 249.75 m 241.5 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 249.75 m 308.5 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 249.75 m 375.5 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 249.75 m 442.5 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 249.75 m 509.5 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 249.75 m 576.5 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 249.75 m 174.5 249.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 235.75 m 174.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 249.75 m 241.5 249.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 174.5 235.75 m 241.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 249.75 m 308.5 249.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 235.75 m 308.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 249.75 m 375.5 249.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 235.75 m 375.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 249.75 m 442.5 249.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 235.75 m 442.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 249.75 m 509.5 249.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 235.75 m 509.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 249.75 m 576.5 249.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 235.75 m 576.5 235.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 463.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.65 463.21 Td (At and for the year ended December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 430.00 Td (In millions of dollars except number of) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 422.00 Td (loans modified) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 187.85 431.21 Td (Number of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.60 422.21 Td (loans modified) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.20 449.21 Td (Post-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.50 440.21 Td (modification) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.75 431.21 Td (recorded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.90 422.21 Td (investment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 287.39 426.29 Td (\(1\)\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 431.21 Td (Deferred) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.05 422.21 Td (principal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 354.04 426.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 440.21 Td (Contingent) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 431.21 Td (principal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.40 422.21 Td (for) Tj ET Q q 0 0 0 rg BT 394.73 422.21 Td (giveness) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 425.73 426.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 431.21 Td (Principal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.40 422.21 Td (for) Tj ET Q q 0 0 0 rg BT 461.73 422.21 Td (giveness) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 492.73 426.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.55 440.21 Td (A) Tj ET Q q 0 0 0 rg BT 533.38 440.21 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.35 431.21 Td (interestrate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.50 422.21 Td (reduction) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 408.20 Td (North ) Tj ET Q q 0 0 0 rg BT 64.00 408.20 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 408.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 408.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 408.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 408.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 408.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 408.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 394.21 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 394.21 Td (5,023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 394.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 394.21 Td (726) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 394.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 394.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 394.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 394.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 394.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 394.21 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 394.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 394.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 380.21 Td (Home equity loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 380.21 Td (4,100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 380.21 Td (200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 380.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 380.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 380.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 380.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 366.21 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.75 366.21 Td (196,004) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 366.21 Td (762) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 366.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 366.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 366.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 366.21 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 352.21 Td (Installment and other revolving) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 352.21 Td (5,649) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 352.21 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 352.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 352.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 352.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 352.21 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 338.21 Td (Commercial banking) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.73 342.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.50 338.21 Td (132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 338.21 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 338.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 338.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 338.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 338.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 324.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 324.20 Td (otal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 58.67 328.28 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.75 324.21 Td (210,908) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 324.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.75 324.21 Td (1,826) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 324.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 324.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 324.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 324.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 324.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 324.21 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 310.20 Td (International) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.00 310.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 310.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 310.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 310.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 310.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 310.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 296.21 Td (Residential first mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 296.21 Td (2,722) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 296.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.00 296.21 Td (80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 296.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 296.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 296.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 296.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 296.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 296.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 296.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 296.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 282.21 Td (Credit cards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.75 282.21 Td (137,466) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 282.21 Td (385) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 282.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 282.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 282.21 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 282.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 268.21 Td (Installment and other revolving) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 268.21 Td (60,094) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 268.21 Td (276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 268.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 268.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 268.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 268.21 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 254.21 Td (Commercial banking) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.73 258.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.50 254.21 Td (162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 254.21 Td (109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 254.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 254.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 254.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 254.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 240.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 240.20 Td (otal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 58.67 244.28 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.75 240.21 Td (200,444) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 240.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.50 240.21 Td (850) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 240.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 240.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 240.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 240.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 240.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 240.21 Td (16) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 217.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 217.05 Td (Post-modification balances include past due amounts that are capitalized at the modification date.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 207.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 207.45 Td (Post-modification balances in) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 149.09 207.45 Td ( North ) Tj ET Q q 0 0 0 rg BT 171.62 207.45 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 198.72 207.45 Td ( include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 230.27 207.45 Td (53 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 263.38 207.45 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 377.13 207.45 Td (21 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 410.24 207.45 Td ( of home equity loans to borrowers who have gone ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 197.85 Td (through Chapter7 bankruptcy in the year ended December 31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 255.93 197.85 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 271.93 197.85 Td (. ) Tj ET Q q 0 0 0 rg BT 275.79 197.85 Td (These amounts include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 355.54 197.85 Td (36 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 388.66 197.85 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 502.40 197.85 Td (18 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 535.52 197.85 Td ( of home ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 188.25 Td (equity loans that were newly classified as ) Tj ET Q q 0 0 0 rg BT 188.70 188.25 Td (TDRs during 2017, based on previously received OCC guidance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 178.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 178.65 Td (Represents portion of contractual loan principal that is non-interest bearing, but still due from the borrower) Tj ET Q q 0 0 0 rg BT 396.13 178.65 Td (. Such deferred principal is char) Tj ET Q q 0 0 0 rg BT 498.16 178.65 Td (ged of) Tj ET Q q 0 0 0 rg BT 518.23 178.65 Td (f at the time of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 169.05 Td (permanent modification to the extent that the related loan balance exceeds the underlying collateral value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 159.45 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 159.45 Td (Represents portion of contractual loan principal that is non-interest bearing and, depending upon borrower performance, eligible for for) Tj ET Q q 0 0 0 rg BT 487.27 159.45 Td (giveness.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 149.85 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 149.85 Td (Represents portion of contractual loan principal that was for) Tj ET Q q 0 0 0 rg BT 246.24 149.85 Td (given at the time of permanent modification.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 140.25 Td (\(6\) Commercial banking loans are generally borrower) Tj ET Q q 0 0 0 rg BT 214.22 140.25 Td (-specific modifications and incorporate changes in the amount and/or timing of principal and/or interest.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 130.65 Td (\(7\) Post-modification balances in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 150.42 130.65 Td (North ) Tj ET Q q 0 0 0 rg BT 170.95 130.65 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 198.05 130.65 Td ( include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 229.59 130.65 Td (74 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.71 130.65 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 376.45 130.65 Td (22 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 409.57 130.65 Td ( of home equity loans to borrowers who have gone ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 121.05 Td (through Chapter7 bankruptcy in the year ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 209.06 121.05 Td (December31, 2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 271.93 121.05 Td (. ) Tj ET Q q 0 0 0 rg BT 275.79 121.05 Td (These amounts include $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 355.54 121.05 Td (48 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 388.66 121.05 Td ( of residential first mortgages and $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 502.40 121.05 Td (20 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 535.52 121.05 Td ( of home ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 111.45 Td (equity loans that were newly classified as ) Tj ET Q q 0 0 0 rg BT 188.70 111.45 Td (TDRs during 2016, based on previously received OCC guidance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 101.85 Td (\(8\) ) Tj ET Q q 0 0 0 rg BT 53.18 101.85 Td (The above tables reflect activity for loans outstanding as of the end of the reporting period that were considered ) Tj ET Q q 0 0 0 rg BT 412.25 101.85 Td (TDRs.) Tj ET Q endstream endobj 405 0 obj <> endobj 406 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (The following table presents consumer ) Tj ET Q q 0 0 0 rg BT 211.83 742.10 Td (TDRs that defaulted, for which the payment default occurred within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.47 742.10 Td (one year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.61 742.10 Td ( of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (permanent modification. Default is defined as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.77 730.10 Td (60 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.60 730.10 Td ( past due, except for classifiably managed commercial banking loans, where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (default is defined as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.75 718.10 Td (90 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.58 718.10 Td ( past due.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 671.60 416.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 671.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 671.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 643.60 416.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 643.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 643.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 615.60 416.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 615.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 615.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 587.60 416.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 587.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 587.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 559.60 416.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 559.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 559.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 531.60 416.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 531.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 531.60 62.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 685.6 m 452.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 699.6 m 514.5 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 685.6 m 514.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 699.6 m 576.5 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 685.6 m 576.5 685.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 601.6 m 514.5 601.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 601.6 m 576.5 601.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 601.6 m 452.5 601.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 587.6 m 452.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 601.6 m 514.5 601.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 587.6 m 514.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 601.6 m 576.5 601.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 587.6 m 576.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 517.6 m 514.5 517.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 517.6 m 576.5 517.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 517.6 m 452.5 517.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 503.6 m 452.5 503.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 517.6 m 514.5 517.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 503.6 m 514.5 503.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 517.6 m 576.5 517.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 503.6 m 576.5 503.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 689.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 690.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 690.06 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 676.05 Td (North ) Tj ET Q q 0 0 0 rg BT 64.00 676.05 Td (America) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 676.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 676.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 662.06 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 662.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 662.05 Td (253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 662.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 662.06 Td (229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 648.06 Td (Home equity loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 648.05 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 648.06 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 634.06 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 634.05 Td (221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 634.06 Td (188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 620.06 Td (Installment and other revolving) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.50 620.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 620.06 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 606.06 Td (Commercial banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.50 606.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 606.06 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 592.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 592.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 592.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 592.05 Td (524) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 592.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 592.06 Td (466) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 578.05 Td (International) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 578.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 578.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 564.06 Td (Residential first mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 564.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 564.05 Td (1) Tj ET Q q 0 0 0 rg BT 506.50 564.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 564.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 564.06 Td (1) Tj ET Q q 0 0 0 rg BT 568.50 564.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 550.06 Td (Credit cards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 550.05 Td (185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 550.06 Td (148) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 536.06 Td (Installment and other revolving) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 536.05 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 536.06 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 522.06 Td (Commercial banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.50 522.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 522.06 Td (37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 508.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 508.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 508.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 508.05 Td (293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 508.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 508.06 Td (286) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 407 0 obj <> endobj 408 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (203) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Corporate Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Corporate loans represent loans and leases managed by ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 259.26 730.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.48 730.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (The following table presents information by corporate loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (type:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 672.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 672.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 672.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 644.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 644.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 644.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 616.75 116.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 616.75 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 616.75 66.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 579.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 579.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 579.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 551.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 551.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 551.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 523.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 523.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 523.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 487.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 487.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 487.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 450.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 450.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 450.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 422.75 116.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 422.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 422.75 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 672.75 m 152.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 672.75 m 215.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 672.75 m 281.5 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 579.75 m 152.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 565.75 m 152.5 565.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 579.75 m 215.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 565.75 m 215.5 565.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 579.75 m 281.5 579.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 565.75 m 281.5 565.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 450.75 m 152.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 450.75 m 215.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 450.75 m 281.5 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 436.75 m 152.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 422.75 m 152.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 436.75 m 215.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 422.75 m 215.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 436.75 m 281.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 422.75 m 281.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 408.75 m 152.5 408.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 385.75 m 152.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 408.75 m 215.5 408.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 385.75 m 215.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 408.75 m 281.5 408.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 385.75 m 281.5 385.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 677.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.30 686.20 Td (December) Tj ET Q q 0 0 0 rg BT 196.11 686.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 174.50 677.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.75 686.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.00 677.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 663.21 Td (In U.S.of) Tj ET Q q 0 0 0 rg BT 74.42 663.21 Td (fices) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 155.00 663.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 663.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 649.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 649.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 649.20 Td (51,319) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 649.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 649.21 Td (49,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 635.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 635.20 Td (39,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 635.21 Td (35,517) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 621.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 625.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 621.20 Td (44,683) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 621.21 Td (38,691) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 607.21 Td (Installment, revolving credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 598.21 Td (and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 598.20 Td (33,181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 598.21 Td (34,501) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 584.21 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.75 584.20 Td (1,470) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 584.21 Td (1,518) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 570.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 570.20 Td (169,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 570.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 570.21 Td (159,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 556.21 Td (In of) Tj ET Q q 0 0 0 rg BT 56.16 556.21 Td (fices outside the U.S.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 155.00 556.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 556.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 542.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 542.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 542.20 Td (93,750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 542.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 542.21 Td (81,882) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 528.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 528.20 Td (35,273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 528.21 Td (26,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 514.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 133.71 518.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.75 514.20 Td (7,309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 514.21 Td (5,363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 501.01 Td (Installment, revolving credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 492.01 Td (and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.25 492.20 Td (22,638) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 492.21 Td (19,965) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 478.21 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.50 478.20 Td (190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 478.21 Td (251) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 464.21 Td (Governments and of) Tj ET Q q 0 0 0 rg BT 118.32 464.21 Td (ficial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 455.21 Td (institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.75 455.20 Td (5,200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 455.21 Td (5,850) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 441.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 441.20 Td (164,360) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 441.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 441.21 Td (140,197) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 427.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 427.20 Td (otal corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 427.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 427.20 Td (334,141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 427.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 427.21 Td (300,010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 413.21 Td (Net unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 413.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.50 413.20 Td (\(763) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.00 413.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 413.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.50 413.21 Td (\(704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.00 413.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 399.20 Td (Corporate loans, net of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 390.20 Td (unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.00 390.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 182.75 390.20 Td (333,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 390.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 390.21 Td (299,306) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 368.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 368.65 Td (Loans secured primarily by real estate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 742.10 Td (The Company sold and/or reclassified to held-for) Tj ET Q q 0 0 0 rg BT 532.22 742.10 Td (-sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td ($1.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.36 730.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.80 730.10 Td ($4.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.92 730.10 Td ( of corporate loans during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.10 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.35 718.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.23 718.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.81 718.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.25 718.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.25 718.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 537.91 718.10 Td (. ) Tj ET Q q 0 0 0 rg BT 542.73 718.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.10 Td (Company did not have significant purchases of corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (loans classified as held-for) Tj ET Q q 0 0 0 rg BT 423.96 694.10 Td (-investment for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.55 694.10 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.65 694.10 Td ( ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.83 682.10 Td ( or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.16 682.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.16 682.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.25 658.10 Td (Delinquency Status) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 646.10 Td (Citi generally does not manage corporate loans on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 634.10 Td (delinquency basis. Corporate loans are identified as impaired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 622.10 Td (and placed on a cash \(non-accrual\) basis when it is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 610.10 Td (determined, based on actual experience and a forward-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 598.10 Td (looking assessment of the collectability of the loan in full, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 586.10 Td (that the payment of interest or principal is doubtful or when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 574.10 Td (interest or principal is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.23 574.10 Td (90 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.06 574.10 Td (past due, except when the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 562.10 Td (loan is well collateralized and in the process of collection. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 550.10 Td (Any interest accrued on impaired corporate loans and leases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 538.10 Td (is reversed at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.50 538.10 Td (90 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.33 538.10 Td ( and char) Tj ET Q q 0 0 0 rg BT 439.80 538.10 Td (ged against current earnings, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 526.10 Td (and interest is thereafter included in earnings only to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 514.10 Td (extent actually received in cash. ) Tj ET Q q 0 0 0 rg BT 447.56 514.10 Td (When there is doubt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 502.10 Td (regarding the ultimate collectability of principal, all cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 490.10 Td (receipts are thereafter applied to reduce the recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 478.10 Td (investment in the loan. ) Tj ET Q q 0 0 0 rg BT 410.66 478.10 Td (While corporate loans are generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 466.10 Td (managed based on their internally assigned risk rating \(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 454.10 Td (further discussion below\), the following tables present ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 442.10 Td (delinquency information by corporate loan type. ) Tj ET Q endstream endobj 409 0 obj <> endobj 410 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (204) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Corporate Loan Delinquency and Non-Accrual Details at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.38 742.25 Td (December) Tj ET Q q 0 0 0 rg BT 325.51 742.25 Td (31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.01 742.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 699.75 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 699.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 266.50 699.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 699.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 699.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 699.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 699.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 671.75 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 671.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 266.50 671.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 671.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 671.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 671.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 671.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 643.75 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 643.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 266.50 643.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 643.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 643.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 643.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 643.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 615.75 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 200.50 615.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 266.50 615.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 615.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 615.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 615.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 615.75 54.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 699.75 m 200.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 699.75 m 266.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266.5 699.75 m 324.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 699.75 m 389.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 699.75 m 453.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 731.75 m 508.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 699.75 m 508.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 699.75 m 562.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 699.75 m 266.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266.5 699.75 m 324.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 699.75 m 389.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 699.75 m 453.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 699.75 m 508.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 699.75 m 508.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 699.75 m 562.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 685.75 m 508.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 671.75 m 508.5 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 657.75 m 508.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 643.75 m 508.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 629.75 m 508.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 615.75 m 200.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 601.75 m 200.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 615.75 m 266.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 200.5 601.75 m 266.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266.5 615.75 m 324.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 266.5 601.75 m 324.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 615.75 m 389.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 601.75 m 389.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 615.75 m 453.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 601.75 m 453.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 615.75 m 508.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 615.75 m 508.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 601.75 m 508.5 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 615.75 m 562.5 615.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 601.75 m 562.5 601.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 704.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.85 722.20 Td (3089days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 216.85 713.20 Td (pastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.45 704.20 Td (andaccruing) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 254.71 708.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET /GS0 gs q 4.94 0 0 9.04 277.00 720.26 cm /I49 Do Q q 0 0 0 rg BT 281.94 722.20 Td (90days) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.45 713.20 Td (pastdueand) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 274.80 704.20 Td (accruing) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 308.30 708.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.40 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 334.58 713.20 Td (otalpastdue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.35 704.20 Td (andaccruing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.15 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 416.33 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.55 704.20 Td (non-accrual) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 440.55 708.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.65 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 475.83 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.65 704.20 Td (curr) Tj ET Q q 0 0 0 rg BT 479.48 704.20 Td (ent) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 491.47 708.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.15 713.20 Td (T) Tj ET Q q 0 0 0 rg BT 530.33 713.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.45 704.20 Td (loans ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 542.71 708.28 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 690.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.00 690.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.50 690.20 Td (249) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.00 690.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 690.20 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 690.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.50 690.20 Td (262) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 690.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 690.20 Td (1,506) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 690.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 690.20 Td (139,554) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 690.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.75 690.20 Td (141,322) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 676.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.00 676.20 Td (93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 676.20 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.50 676.20 Td (108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 676.20 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.25 676.20 Td (73,557) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.25 676.20 Td (73,757) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 662.21 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.50 662.20 Td (147) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 662.20 Td (59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.50 662.20 Td (206) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 662.20 Td (195) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.25 662.20 Td (51,563) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.25 662.20 Td (51,964) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 648.21 Td (Leases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.00 648.20 Td (68) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 648.20 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.00 648.20 Td (76) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 648.20 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.75 648.20 Td (1,533) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.75 648.20 Td (1,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 634.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.00 634.20 Td (70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.00 634.20 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.00 634.20 Td (83) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 634.20 Td (103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.25 634.20 Td (60,145) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.25 634.20 Td (60,331) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 620.21 Td (Loans at fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.75 620.20 Td (4,349) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 606.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 606.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.00 606.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.50 606.20 Td (627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.00 606.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.50 606.20 Td (108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 606.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.50 606.20 Td (735) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 606.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 606.20 Td (1,942) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 606.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 606.20 Td (326,352) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 606.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.75 606.20 Td (333,378) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 582.25 Td (Corporate Loan Delinquency and Non-Accrual Details at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.38 582.25 Td (December) Tj ET Q q 0 0 0 rg BT 325.51 582.25 Td (31, 2016) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 539.75 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 539.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 539.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 539.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 539.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 539.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 539.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 511.75 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 511.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 511.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 511.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 511.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 511.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 511.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 483.75 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 483.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 483.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 483.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 483.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 483.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 483.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 455.75 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.50 455.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.50 455.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 455.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 455.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 455.75 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 455.75 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 539.75 m 195.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 195.5 539.75 m 261.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 539.75 m 322.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 539.75 m 389.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 539.75 m 451.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 571.75 m 508.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 539.75 m 508.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 539.75 m 563.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 195.5 539.75 m 261.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 539.75 m 322.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 539.75 m 389.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 539.75 m 451.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 539.75 m 508.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 539.75 m 508.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 539.75 m 563.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 525.75 m 508.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 511.75 m 508.5 497.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 497.75 m 508.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 483.75 m 508.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 469.75 m 508.5 455.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 455.75 m 195.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 441.75 m 195.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 195.5 455.75 m 261.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 195.5 441.75 m 261.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 455.75 m 322.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 261.5 441.75 m 322.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 455.75 m 389.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 441.75 m 389.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 455.75 m 451.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 441.75 m 451.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 455.75 m 508.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 455.75 m 508.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 441.75 m 508.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 455.75 m 563.5 455.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 441.75 m 563.5 441.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 544.00 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.35 562.21 Td (3089days) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.10 553.21 Td (pastdue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.45 544.21 Td (andaccruing) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 247.68 548.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET /GS0 gs q 4.94 0 0 9.18 274.00 560.27 cm /I50 Do Q q 0 0 0 rg BT 278.94 562.21 Td (90days) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.00 553.21 Td (pastdueand) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.55 544.21 Td (accruing) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 303.53 548.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.30 553.21 Td (T) Tj ET Q q 0 0 0 rg BT 335.17 553.21 Td (otalpastdue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.35 544.21 Td (andaccruing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.80 553.21 Td (T) Tj ET Q q 0 0 0 rg BT 415.67 553.21 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.35 544.21 Td (non-accrual) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 437.82 548.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.30 553.21 Td (T) Tj ET Q q 0 0 0 rg BT 475.17 553.21 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.30 544.21 Td (current) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 488.78 548.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.30 553.21 Td (T) Tj ET Q q 0 0 0 rg BT 531.17 553.21 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.45 544.21 Td (loans ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 542.70 548.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 530.21 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 530.21 Td (143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 530.21 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 530.21 Td (195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 530.21 Td (1,909) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.75 530.21 Td (127,012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 530.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.75 530.21 Td (129,1) Tj ET Q q 0 0 0 rg BT 551.00 530.21 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 516.21 Td (Financial institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 516.21 Td (1) Tj ET Q q 0 0 0 rg BT 249.00 516.21 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 516.21 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 516.21 Td (121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 516.21 Td (185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.25 516.21 Td (61,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.25 516.21 Td (61,560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 502.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 502.21 Td (148) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.50 502.21 Td (137) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 502.21 Td (285) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 502.21 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.25 502.21 Td (43,607) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.25 502.21 Td (44,031) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 488.21 Td (Leases) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.00 488.21 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 488.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 488.21 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 488.21 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 488.21 Td (1,678) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.75 488.21 Td (1,769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 474.21 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 474.21 Td (349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 474.21 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 474.21 Td (361) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 474.21 Td (132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.25 474.21 Td (58,880) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.25 474.21 Td (59,373) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 460.21 Td (Loans at fair value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.75 460.21 Td (3,457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 446.21 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 446.21 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.00 446.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.50 446.21 Td (786) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.00 446.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.50 446.21 Td (21) Tj ET Q q 0 0 0 rg BT 314.50 446.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 446.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 446.21 Td (997) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 446.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 446.21 Td (2,421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 446.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.75 446.21 Td (292,431) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 446.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.75 446.21 Td (299,306) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 424.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 424.65 Td (Corporate loans that are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 132.64 424.65 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.64 424.65 Td (days past due are generally classified as non-accrual. Corporate loans are considered past due when principal or interest is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 415.05 Td (contractually due but unpaid.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 405.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 405.45 Td (Non-accrual ) Tj ET Q q 0 0 0 rg BT 95.53 405.45 Td (loans ) Tj ET Q q 0 0 0 rg BT 114.42 405.45 Td (generally ) Tj ET Q q 0 0 0 rg BT 146.18 405.45 Td (include ) Tj ET Q q 0 0 0 rg BT 171.73 405.45 Td (those ) Tj ET Q q 0 0 0 rg BT 190.61 405.45 Td (loans ) Tj ET Q q 0 0 0 rg BT 209.50 405.45 Td (that ) Tj ET Q q 0 0 0 rg BT 223.50 405.45 Td (are ) Tj ET Q /GS0 gs q 4.39 0 0 8.27 235.26 403.72 cm /I51 Do Q q 0 0 0 rg BT 239.65 405.45 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 241.65 405.45 Td (90) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.65 405.45 Td (days past due or those loans for which Citi believes, based on actual experience and a forward-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 395.85 Td (looking assessment of the collectability of the loan in full, that the payment of interest or principal is doubtful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 386.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 386.25 Td (Loans less than ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.32 386.25 Td (30) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 113.32 386.25 Td (days past due are presented as current.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 376.65 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 376.65 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 376.65 Td (otal loans include loans at fair value, which are not included in the various delinquency columns. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 355.05 Td (Citigroup has a risk management process to monitor) Tj ET Q q 0 0 0 rg BT 262.73 355.05 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 343.05 Td (evaluate and manage the principal risks associated with its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 331.05 Td (corporate loan portfolio. ) Tj ET Q q 0 0 0 rg BT 135.41 331.05 Td (As part of its risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 319.05 Td (process, Citi assigns numeric risk ratings to its corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 307.05 Td (loan facilities based on quantitative and qualitative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 295.05 Td (assessments of the obligor and facility) Tj ET Q q 0 0 0 rg BT 188.37 295.05 Td (. ) Tj ET Q q 0 0 0 rg BT 193.19 295.05 Td (These risk ratings are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 283.05 Td (reviewed at least annually or more often if material events ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 271.05 Td (related to the obligor or facility warrant. Factors considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 259.05 Td (in assigning the risk ratings include financial condition of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 247.05 Td (obligor) Tj ET Q q 0 0 0 rg BT 64.49 247.05 Td (, qualitative assessment of management and strategy) Tj ET Q q 0 0 0 rg BT 273.50 247.05 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 235.05 Td (amount and sources of repayment, amount and type of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 223.05 Td (collateral and guarantee arrangements, amount and type of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 211.05 Td (any contingencies associated with the obligor and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 199.05 Td (obligor) Tj ET Q q 0 0 0 rg BT 65.26 199.05 Td () Tj ET Q q 0 0 0 rg BT 68.04 199.05 Td (s industry and geography) Tj ET Q q 0 0 0 rg BT 168.20 199.05 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 187.05 Td (The obligor risk ratings are defined by ranges of default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 175.05 Td (probabilities. ) Tj ET Q q 0 0 0 rg BT 90.81 175.05 Td (The facility risk ratings are defined by ranges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 163.05 Td (of loss norms, which are the product of the probability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 151.05 Td (default and the loss given default. ) Tj ET Q q 0 0 0 rg BT 173.28 151.05 Td (The investment grade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 139.05 Td (rating categories are similar to the category BBB-/Baa3 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 127.05 Td (above as defined by S&P) Tj ET Q q 0 0 0 rg BT 136.72 127.05 Td ( and Moody) Tj ET Q q 0 0 0 rg BT 187.83 127.05 Td (s. Loans classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 115.05 Td (according to the bank regulatory definitions as special ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 103.05 Td (mention, substandard and doubtful will have risk ratings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 91.05 Td (within the non-investment grade categories.) Tj ET Q endstream endobj 411 0 obj <> endobj 412 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (205) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Corporate Loans Cr) Tj ET Q q 0 0 0 rg BT 123.03 742.25 Td (edit Quality Indicators ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 686.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 686.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 686.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 658.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 658.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 658.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 630.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 630.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 630.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 602.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 602.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 602.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 574.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 574.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 574.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 546.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 546.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 546.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 518.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 518.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 518.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 490.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 490.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 490.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 462.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 462.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 462.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 434.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 434.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 434.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 406.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 406.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 406.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 371.75 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 371.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.50 371.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 709.75 m 217.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 709.75 m 281.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 686.75 m 153.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 709.75 m 217.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 686.75 m 217.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 686.75 m 281.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 602.75 m 153.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 588.75 m 153.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 602.75 m 217.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 588.75 m 217.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 602.75 m 281.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 588.75 m 281.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 406.75 m 153.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 392.75 m 153.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 406.75 m 217.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 392.75 m 217.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 406.75 m 281.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 392.75 m 281.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 357.75 m 153.5 357.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 334.75 m 153.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 357.75 m 217.5 357.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 334.75 m 217.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 357.75 m 281.5 357.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 217.5 334.75 m 281.5 334.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 714.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.95 714.20 Td (Recorded investment in loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 270.20 718.28 Td (\(1\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 691.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 158.80 700.20 Td (December) Tj ET Q q 0 0 0 rg BT 197.61 700.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 176.00 691.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.75 700.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 691.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 677.20 Td (Investment grade) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 106.24 681.28 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.00 677.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 677.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 663.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 663.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.75 663.20 Td (101,313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 663.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 663.21 Td (87,201) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 649.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 649.20 Td (60,404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 649.21 Td (50,597) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 635.21 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 635.20 Td (23,213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 635.21 Td (18,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 621.21 Td (Leases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.75 621.20 Td (1,090) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 621.21 Td (1,303) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 607.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 607.20 Td (56,306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 607.21 Td (52,828) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 593.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 593.20 Td (otal investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 593.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.75 593.20 Td (242,326) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 593.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 593.21 Td (210,647) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 579.20 Td (Non-investment grade) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 124.24 583.28 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.00 579.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 579.21 Td () Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 565.20 Td (Accrual) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.00 565.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 565.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 551.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 551.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 551.20 Td (38,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 551.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 551.21 Td (39,874) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 537.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 537.20 Td (13,261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 537.21 Td (10,873) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 523.21 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.75 523.20 Td (2,881) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 523.21 Td (1,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 509.21 Td (Leases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 509.20 Td (518) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 509.21 Td (410) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 495.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.75 495.20 Td (3,924) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 495.21 Td (6,450) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 481.20 Td (Non-accrual) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.00 481.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 481.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 467.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.75 467.20 Td (1,506) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 467.21 Td (1,909) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 453.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 453.20 Td (92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 453.21 Td (185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 439.21 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 439.20 Td (195) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 439.21 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 425.21 Td (Leases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 425.20 Td (46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.00 425.21 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 411.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.50 411.20 Td (103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 411.21 Td (132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 397.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 397.20 Td (otal non-investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 397.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 397.20 Td (61,029) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 397.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 397.21 Td (61,849) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 384.15 Td (Private bank loans managed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 375.15 Td (on a delinquency basis) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 125.28 379.23 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 376.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.25 376.20 Td (25,674) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 376.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.25 376.21 Td (23,353) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 362.20 Td (Loans at fair) Tj ET Q q 0 0 0 rg BT 88.42 362.20 Td ( value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.75 362.20 Td (4,349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 362.21 Td (3,457) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 348.20 Td (Corporate loans, net of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 339.20 Td (unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 339.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.75 339.20 Td (333,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.00 339.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.75 339.21 Td (299,306) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 317.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 317.65 Td (Recorded investment in a loan includes net deferred loan fees and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 308.05 Td (costs, unamortized premium or discount, less any direct write-downs.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 298.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 298.45 Td (Held-for) Tj ET Q q 0 0 0 rg BT 81.38 298.45 Td (-investment loans are accounted for on an amortized cost ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 288.85 Td (basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 742.10 Td (Impaired collateral-dependent loans and leases, where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td (repayment is expected to be provided solely by the sale of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.10 Td (the underlying collateral and there are no other available and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.10 Td (reliable sources of repayment, are written down to the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (of cost or collateral value, less cost to sell. Cash-basis loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.10 Td (are returned to an accrual status when all contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 670.10 Td (principal and interest amounts are reasonably assured of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 658.10 Td (repayment and there is a sustained period of repayment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 646.10 Td (performance, generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.47 646.10 Td (six months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.09 646.10 Td (, in accordance with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 634.10 Td (contractual terms of the loan.) Tj ET Q endstream endobj 413 0 obj <> endobj 414 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (206) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (The following tables present non-accrual loan information by corporate loan type and interest income recognized on non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (accrual corporate loans:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 710.10 Td (Non-Accrual Corporate Loans) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.60 142.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 653.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 653.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 653.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 653.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 653.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 625.60 142.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 625.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 625.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 625.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 625.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 625.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 597.60 142.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 597.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 597.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 597.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 597.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 597.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 569.60 142.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 569.60 79.00 -14.00 re f /GS0 gs 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0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 653.6 m 484.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 653.6 m 562.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 653.6 m 484.5 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 639.6 m 484.5 625.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 625.6 m 484.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 611.6 m 484.5 597.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 597.6 m 484.5 583.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 583.6 m 484.5 569.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 569.6 m 178.5 569.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 555.6 m 178.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 569.6 m 257.5 569.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 555.6 m 257.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 569.6 m 333.5 569.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 555.6 m 333.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 569.6 m 411.5 569.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 555.6 m 411.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 569.6 m 484.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 569.6 m 484.5 569.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 555.6 m 484.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 569.6 m 562.5 569.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 555.6 m 562.5 555.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.35 690.05 Td (At and for) Tj ET Q q 0 0 0 rg BT 323.19 690.05 Td ( the year) Tj ET Q q 0 0 0 rg BT 356.51 690.05 Td ( ended December) Tj ET Q q 0 0 0 rg BT 422.83 690.05 Td ( 31, 2017) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 657.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 667.05 Td (Recorded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.05 658.05 Td (investment) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 235.04 662.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.70 667.05 Td (Unpaid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.60 658.05 Td (principal balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.85 667.05 Td (Related specific) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 658.05 Td (allowance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.80 667.05 Td (A) Tj ET Q q 0 0 0 rg BT 437.63 667.05 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.20 658.05 Td (carrying value) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 471.94 662.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.20 667.05 Td (Inter) Tj ET Q q 0 0 0 rg BT 512.53 667.05 Td (est income ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.90 658.05 Td (r) Tj ET Q q 0 0 0 rg BT 502.73 658.05 Td (ecognized) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 540.22 662.13 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 644.06 Td (Non-accrual corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.00 644.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 644.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 644.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 644.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 644.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 630.06 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 630.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.75 630.05 Td (1,506) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.00 630.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.75 630.05 Td (1,775) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 630.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 630.05 Td (368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 630.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.75 630.05 Td (1,547) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 630.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 630.05 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 616.06 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 245.00 616.05 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 616.05 Td (102) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 616.05 Td (41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.50 616.05 Td (212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.50 616.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 602.06 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.50 602.05 Td (195) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 602.05 Td (324) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.00 602.05 Td (1) Tj ET Q q 0 0 0 rg BT 403.50 602.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.50 602.05 Td (183) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 602.05 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 588.06 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 245.00 588.05 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 588.05 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 588.05 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 588.05 Td (59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 588.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 574.06 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.50 574.05 Td (103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 574.05 Td (212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.50 574.05 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.50 574.05 Td (108) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.50 574.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 560.05 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 560.05 Td (otal non-accrual corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 560.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.75 560.05 Td (1,942) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.00 560.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.75 560.05 Td (2,459) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.00 560.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 560.05 Td (426) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.00 560.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.75 560.05 Td (2,109) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 560.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 560.05 Td (35) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 489.60 145.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 181.50 489.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 489.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 489.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 489.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 489.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 461.60 145.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 181.50 461.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 461.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 461.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 461.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 461.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 433.60 145.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 181.50 433.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 433.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 433.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 433.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 433.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 405.60 145.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 181.50 405.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 405.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 333.50 405.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 405.60 76.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 405.60 76.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 521.6 m 257.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 521.6 m 333.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 521.6 m 409.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 521.6 m 485.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 521.6 m 561.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 489.6 m 181.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 489.6 m 257.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 489.6 m 333.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 489.6 m 409.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 521.6 m 485.5 521.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 489.6 m 485.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 489.6 m 561.5 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 405.6 m 181.5 405.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 391.6 m 181.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 405.6 m 257.5 405.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 391.6 m 257.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 405.6 m 333.5 405.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 391.6 m 333.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 405.6 m 409.5 405.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 333.5 391.6 m 409.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 405.6 m 485.5 405.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 391.6 m 485.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 405.6 m 561.5 405.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 391.6 m 561.5 391.6 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 288.65 526.06 Td (At and for the year ended December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 493.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.75 503.06 Td (Recorded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 195.80 494.06 Td (investment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 235.29 498.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.75 503.06 Td (Unpaid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.10 494.06 Td (principal balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.10 503.06 Td (Related specific) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.75 494.06 Td (allowance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.05 503.06 Td (A) Tj ET Q q 0 0 0 rg BT 437.88 503.06 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.70 494.06 Td (carrying value) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 469.42 498.14 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.10 503.06 Td (Interest income ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.85 494.06 Td (recognized) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 539.33 498.14 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 480.06 Td (Non-accrual corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 480.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 480.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 480.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 480.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 466.06 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 466.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.75 466.06 Td (1,909) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 466.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.75 466.06 Td (2,259) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 466.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 466.06 Td (362) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 466.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 466.06 Td (1,919) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 466.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 466.06 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 452.06 Td (Financial institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.50 452.06 Td (185) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 452.06 Td (192) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 452.06 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 452.06 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 452.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 438.06 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.50 438.06 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 438.06 Td (250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 438.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 438.06 Td (174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 438.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 424.06 Td (Lease financing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.00 424.06 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.00 424.06 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 424.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 424.06 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 424.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 410.06 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.50 410.06 Td (132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 410.06 Td (197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 410.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 410.06 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 410.06 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 396.06 Td (T) Tj ET Q q 0 0 0 rg BT 49.87 396.06 Td (otal non-accrual corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 396.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.75 396.06 Td (2,421) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.00 396.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.75 396.06 Td (2,954) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 396.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 396.06 Td (392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 396.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 396.06 Td (2,407) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 396.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 396.06 Td (40) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 332.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 332.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 332.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 332.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 332.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 304.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 304.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 304.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 304.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 304.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 276.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 276.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 276.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 276.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 276.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 248.60 219.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 248.60 77.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 248.60 77.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 248.60 77.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 248.60 77.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 214.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 214.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 214.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 214.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 214.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 186.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 186.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 186.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 186.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 186.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 158.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.50 158.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 158.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 158.60 77.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 158.60 77.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 355.6 m 332.5 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 355.6 m 409.5 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 369.6 m 409.5 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 355.6 m 486.5 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 355.6 m 563.5 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 332.6 m 255.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 332.6 m 332.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 332.6 m 409.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 355.6 m 409.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 332.6 m 486.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 332.6 m 563.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 332.6 m 409.5 318.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 318.6 m 409.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 304.6 m 409.5 290.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 290.6 m 409.5 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 276.6 m 409.5 262.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 262.6 m 409.5 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 248.60000000000002 m 255.5 248.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 228.60000000000002 m 255.5 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 248.60000000000002 m 332.5 248.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 228.60000000000002 m 332.5 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 248.60000000000002 m 409.5 248.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 228.60000000000002 m 409.5 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 248.60000000000002 m 409.5 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 248.60000000000002 m 486.5 248.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 228.60000000000002 m 486.5 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 248.60000000000002 m 563.5 248.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 228.60000000000002 m 563.5 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 228.60000000000002 m 409.5 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 214.60000000000002 m 409.5 200.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 200.60000000000002 m 409.5 186.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 186.60000000000002 m 409.5 172.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 172.60000000000002 m 409.5 158.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 158.60000000000002 m 409.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 144.60000000000002 m 255.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 121.60000000000002 m 255.5 121.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 144.60000000000002 m 332.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 255.5 121.60000000000002 m 332.5 121.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 144.60000000000002 m 409.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 121.60000000000002 m 409.5 121.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 144.60000000000002 m 409.5 121.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 144.60000000000002 m 486.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 121.60000000000002 m 486.5 121.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 144.60000000000002 m 563.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 121.60000000000002 m 563.5 121.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 360.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.70 360.05 Td (December) Tj ET Q q 0 0 0 rg BT 334.51 360.05 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.60 360.06 Td (December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 336.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 346.05 Td (Recorded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.05 337.05 Td (investment) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 311.04 341.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.35 346.05 Td (Related specific) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.50 337.05 Td (allowance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.25 346.06 Td (Recorded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.30 337.06 Td (investment) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 463.79 341.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.60 346.06 Td (Related specific) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 337.06 Td (allowance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 323.06 Td (Non-accrual corporate loans with valuation allowances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 323.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 323.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 323.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 323.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 309.06 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 309.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 309.05 Td (1,017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 309.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 309.05 Td (368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 309.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 309.06 Td (1,343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 309.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 309.06 Td (362) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 295.06 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 295.05 Td (88) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 295.05 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 295.06 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 295.06 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 281.06 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 281.05 Td (51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.00 281.05 Td (1) Tj ET Q q 0 0 0 rg BT 401.50 281.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 281.06 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 281.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 267.06 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 267.05 Td (46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 267.05 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 267.06 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 267.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 253.06 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 253.05 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 253.05 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 253.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 253.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 240.00 Td (T) Tj ET Q q 0 0 0 rg BT 50.59 240.00 Td (otal non-accrual corporate loans with specific) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 231.05 Td (allowance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 233.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 233.05 Td (1,215) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 233.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.50 233.05 Td (426) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 233.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 233.06 Td (1,485) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 233.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 233.06 Td (392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 219.06 Td (Non-accrual corporate loans without specific allowance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.00 219.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 219.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 219.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 219.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 205.06 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 205.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 205.05 Td (489) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 205.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 205.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 205.06 Td (566) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 205.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 191.06 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.50 191.05 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 191.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 191.06 Td (140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 191.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 177.06 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 177.05 Td (144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 177.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 177.06 Td (98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 177.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 163.06 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 163.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 163.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 163.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 163.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 149.06 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 149.05 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 149.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 149.06 Td (131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 149.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 135.05 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 135.05 Td (otal non-accrual corporate loans without specific) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 126.05 Td (allowance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.00 126.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 126.05 Td (727) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.95 126.05 Td (N/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 126.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 126.06 Td (936) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.95 126.06 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 104.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 104.50 Td (Recorded investment in a loan includes net deferred loan fees and costs, unamortized premium or discount, less any direct write-downs.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 94.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 94.90 Td (A) Tj ET Q q 0 0 0 rg BT 59.18 94.90 Td (verage carrying value represents the average recorded investment balance and does not include related specific allowance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 85.30 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 85.30 Td (Interest income recognized for the year ended December 31, 2015 was ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 281.90 85.30 Td ($1) Tj ET Q q 0 0 0 rg BT 289.61 85.30 Td (1 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 318.72 85.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 75.70 Td (N/A) Tj ET Q q 0 0 0 rg BT 49.34 75.70 Td ( Not applicable) Tj ET Q endstream endobj 415 0 obj <> endobj 416 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (207) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 82.75 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 88.68 742.25 Td (r) Tj ET Q q 0 0 0 rg BT 92.93 742.25 Td (oubled Debt Restructurings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (The following table presents corporate ) Tj ET Q q 0 0 0 rg BT 192.71 718.25 Td (TDR activity at and for the year ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.32 718.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.90 718.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 648.75 142.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 648.75 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.50 648.75 97.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 648.75 97.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 648.75 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 620.75 142.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.50 620.75 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.50 620.75 97.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 620.75 97.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 620.75 95.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 648.75 m 178.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 648.75 m 273.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 648.75 m 370.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 648.75 m 467.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 648.75 m 562.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 648.75 m 178.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 648.75 m 273.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 648.75 m 370.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 648.75 m 467.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 648.75 m 562.5 648.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 606.75 m 178.5 606.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 592.75 m 178.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 606.75 m 273.5 606.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 178.5 592.75 m 273.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 606.75 m 370.5 606.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 592.75 m 370.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 606.75 m 467.5 606.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 592.75 m 467.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 606.75 m 562.5 606.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 592.75 m 562.5 592.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 653.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 207.75 662.20 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.65 653.20 Td (V) Tj ET Q q 0 0 0 rg BT 220.32 653.20 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.20 689.20 Td (TDRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.35 680.20 Td (involving changes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.70 671.20 Td (in the amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.30 662.20 Td (and/or) Tj ET Q q 0 0 0 rg BT 315.64 662.20 Td ( timing of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.95 653.20 Td (principal payments) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 355.21 657.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.20 689.20 Td (TDRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.35 680.20 Td (involving changes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.70 671.20 Td (in the amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.30 662.20 Td (and/or) Tj ET Q q 0 0 0 rg BT 412.64 662.20 Td ( timing of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.05 653.20 Td (inter) Tj ET Q q 0 0 0 rg BT 399.38 653.20 Td (est payments) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 449.13 657.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.20 698.20 Td (TDRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.35 689.20 Td (involving changes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.70 680.20 Td (in the amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.30 671.20 Td (and/or) Tj ET Q q 0 0 0 rg BT 508.64 671.20 Td ( timing of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.70 662.20 Td (both principal and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.45 653.20 Td (inter) Tj ET Q q 0 0 0 rg BT 498.78 653.20 Td (est payments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 639.21 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 639.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.50 639.20 Td (509) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 639.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 639.20 Td (131) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 639.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 639.20 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 639.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 639.20 Td (371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 625.21 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 625.20 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 625.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 625.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 625.20 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 611.21 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 611.20 Td (36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 611.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 611.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.00 611.20 Td (36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 597.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 597.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.00 597.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.50 597.20 Td (560) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.00 597.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 597.20 Td (131) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 597.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 597.20 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 597.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.50 597.20 Td (422) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 553.25 Td (The following table presents corporate ) Tj ET Q q 0 0 0 rg BT 192.71 553.25 Td (TDR activity at and for the year ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.32 553.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.90 553.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 483.75 145.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 181.50 483.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 483.75 99.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 483.75 101.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 483.75 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 455.75 145.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 181.50 455.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 455.75 99.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 455.75 101.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 455.75 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 427.75 145.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 181.50 427.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.50 427.75 99.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 366.50 427.75 101.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 427.75 95.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 483.75 m 181.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 483.75 m 267.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 483.75 m 366.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 483.75 m 467.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 483.75 m 562.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 483.75 m 267.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 483.75 m 366.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 483.75 m 467.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 483.75 m 562.5 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 427.75 m 181.5 427.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 413.75 m 181.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 427.75 m 267.5 427.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 181.5 413.75 m 267.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 427.75 m 366.5 427.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 267.5 413.75 m 366.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 427.75 m 467.5 427.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 366.5 413.75 m 467.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 427.75 m 562.5 427.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 413.75 m 562.5 413.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 488.00 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 208.00 497.21 Td (Carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.75 488.21 Td (V) Tj ET Q q 0 0 0 rg BT 219.25 488.21 Td (alue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.70 524.21 Td (TDRs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.60 515.21 Td (involving changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.75 506.21 Td (in the amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 287.25 497.21 Td (and/or timing of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.70 488.21 Td (principal payments) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 347.43 492.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.70 524.21 Td (TDRs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.60 515.21 Td (involving changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.75 506.21 Td (in the amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.25 497.21 Td (and/or timing of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.45 488.21 Td (interest payments) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 444.68 492.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.70 533.21 Td (TDRs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.60 524.21 Td (involving changes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 515.21 Td (in the amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 506.21 Td (and/or timing of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.75 497.21 Td (both principal and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.85 488.21 Td (interest payments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 474.21 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.50 474.21 Td (338) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.50 474.21 Td (176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 474.21 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 474.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 474.21 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 460.21 Td (Financial institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.00 460.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 460.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 460.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 460.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 446.21 Td (Mortgage and real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.00 446.21 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.50 446.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 446.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 554.50 446.21 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 432.21 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.50 432.21 Td (142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.00 432.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 432.21 Td (142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 432.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 418.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 418.20 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.00 418.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 250.50 418.21 Td (505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 418.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.50 418.21 Td (192) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.00 418.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 418.21 Td (176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 418.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 418.21 Td (137) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 396.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 396.65 Td (TDRs involving changes in the amount or timing of principal payments may involve principal for) Tj ET Q q 0 0 0 rg BT 366.24 396.65 Td (giveness or deferral of periodic and/or final principal ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 387.05 Td (payments. Because for) Tj ET Q q 0 0 0 rg BT 126.50 387.05 Td (giveness of principal is rare for corporate loans, modifications typically have little to no impact on the loans) Tj ET Q q 0 0 0 rg BT 473.80 387.05 Td ( projected cash flows and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 377.45 Td (thus little to no impact on the allowance established for the loans. Char) Tj ET Q q 0 0 0 rg BT 283.13 377.45 Td (ge-of) Tj ET Q q 0 0 0 rg BT 299.87 377.45 Td (fs for amounts deemed uncollectable may be recorded at the time of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 367.85 Td (restructuring or may have already been recorded in prior periods such that no char) Tj ET Q q 0 0 0 rg BT 316.64 367.85 Td (ge-of) Tj ET Q q 0 0 0 rg BT 333.38 367.85 Td (f is required at the time of the modification.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 358.25 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 358.25 Td (TDRs involving changes in the amount or timing of interest payments may involve a below-market interest rate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 324.65 Td (The following table presents total corporate loans modified in a ) Tj ET Q q 0 0 0 rg BT 292.41 324.65 Td (TDR as well as those ) Tj ET Q q 0 0 0 rg BT 379.72 324.65 Td (TDRs that defaulted and for which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 312.65 Td (payment default occurred within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.73 312.65 Td (one year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.88 312.65 Td ( of a permanent modification. Default is defined as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.92 312.65 Td (60 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.75 312.65 Td ( past due, except for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 300.65 Td (classifiably managed commercial banking loans, where default is defined as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.84 300.65 Td (90 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.67 300.65 Td ( past due.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 244.15 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 244.15 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 244.15 115.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 244.15 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 244.15 115.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 216.15 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 216.15 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 216.15 115.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 216.15 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 216.15 115.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 188.15 117.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 188.15 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 188.15 115.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 188.15 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 188.15 115.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 258.15 m 153.5 258.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 258.15 m 235.5 258.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 258.15 m 350.5 258.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 258.15 m 435.5 258.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 258.15 m 550.5 258.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 258.15 m 235.5 258.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 258.15 m 350.5 258.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 258.15 m 435.5 258.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 258.15 m 550.5 258.15 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 188.14999999999998 m 153.5 188.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 174.14999999999998 m 153.5 174.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 188.14999999999998 m 235.5 188.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 174.14999999999998 m 235.5 174.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 188.14999999999998 m 350.5 188.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 174.14999999999998 m 350.5 174.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 188.14999999999998 m 435.5 188.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 174.14999999999998 m 435.5 174.14999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 188.14999999999998 m 550.5 188.14999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 174.14999999999998 m 550.5 174.14999999999998 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 262.40 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 161.95 271.60 Td (TDR balances at) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.70 262.60 Td (December) Tj ET Q q 0 0 0 rg BT 196.59 262.60 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 249.10 280.60 Td (TDR loans in payment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.20 271.60 Td (default during the year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.55 262.60 Td (ended December) Tj ET Q q 0 0 0 rg BT 307.62 262.60 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 271.61 Td (TDR balances at) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.10 262.61 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 280.61 Td (TDR loans in payment default) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.35 271.61 Td (during the year ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.10 262.61 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 248.61 Td (Commercial and industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 248.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 248.60 Td (617) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 248.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.00 248.60 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 248.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 248.61 Td (408) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 248.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 248.61 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 234.61 Td (Financial institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.00 234.60 Td (48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.00 234.60 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 234.61 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 234.61 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 220.61 Td (Mortgage and real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 220.60 Td (101) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.00 220.60 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 220.61 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 220.61 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 206.61 Td (Lease financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.50 206.60 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.00 206.60 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.00 206.61 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 206.61 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 192.61 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.00 192.60 Td (45) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.00 192.60 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 192.61 Td (228) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 192.61 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 178.60 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 178.60 Td (otal) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 58.67 182.68 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 156.00 178.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 178.60 Td (818) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.00 178.60 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.00 178.60 Td (72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 178.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.50 178.61 Td (732) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 178.61 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 178.61 Td (15) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 155.45 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 155.45 Td (The above tables reflect activity for loans outstanding as of the end of the reporting period that were considered ) Tj ET Q q 0 0 0 rg BT 413.06 155.45 Td (TDRs.) Tj ET Q endstream endobj 417 0 obj <> endobj 418 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (208) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (15. ) Tj ET Q q 0 0 0 rg BT 50.45 749.25 Td (ALLOW) Tj ET Q q 0 0 0 rg BT 87.68 749.25 Td (ANCE FOR CREDIT) Tj ET Q q 0 0 0 rg BT 180.84 749.25 Td ( LOSSES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 712.75 350.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 712.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 712.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 712.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 684.75 350.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 684.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 684.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 684.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 656.75 350.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 656.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 656.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 656.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 628.75 350.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 628.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 628.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 628.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 600.75 350.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 600.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 600.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 600.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 572.75 350.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 572.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 572.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 572.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 544.75 350.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 544.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 544.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 544.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 516.75 350.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 516.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 516.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 516.75 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 712.75 m 386.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 712.75 m 449.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 712.75 m 512.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 712.75 m 575.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 712.75 m 449.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 712.75 m 512.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 712.75 m 575.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 670.75 m 386.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 656.75 m 386.5 656.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 670.75 m 449.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 656.75 m 449.5 656.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 670.75 m 512.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 656.75 m 512.5 656.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 670.75 m 575.5 670.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 656.75 m 575.5 656.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 614.75 m 386.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 614.75 m 449.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 614.75 m 512.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 614.75 m 575.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 586.75 m 386.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 572.75 m 386.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 586.75 m 449.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 572.75 m 449.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 586.75 m 512.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 572.75 m 512.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 586.75 m 575.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 572.75 m 575.5 572.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 530.75 m 386.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 530.75 m 449.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 530.75 m 512.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 530.75 m 575.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 530.75 m 449.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 530.75 m 512.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 530.75 m 575.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 516.75 m 386.5 516.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 502.75 m 386.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 516.75 m 449.5 516.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 502.75 m 449.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 516.75 m 512.5 516.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 502.75 m 512.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 516.75 m 575.5 516.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 502.75 m 575.5 502.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 717.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 717.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.50 717.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.50 717.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 703.20 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.65 703.20 Td ( loan losses at beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 703.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 703.20 Td (12,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 703.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 703.21 Td (12,626) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 703.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 703.21 Td (15,994) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 689.21 Td (Gross credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 689.20 Td (\(8,673) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 689.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 689.21 Td (\(8,222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 689.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 689.21 Td (\(9,041) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 689.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 675.21 Td (Gross recoveries) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 105.23 679.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 675.20 Td (1,597) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 675.21 Td (1,661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 675.21 Td (1,739) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 661.20 Td (Net cr) Tj ET Q q 0 0 0 rg BT 62.65 661.20 Td (edit losses \(NCLs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 661.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.75 661.20 Td (\(7,076) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 661.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 661.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 661.21 Td (\(6,561) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 661.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 661.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 661.21 Td (\(7,302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 661.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 647.21 Td (NCLs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 647.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 647.20 Td (7,076) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 647.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 647.21 Td (6,561) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 647.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 647.21 Td (7,302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 633.21 Td (Net reserve builds \(releases\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.50 633.20 Td (544) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 633.21 Td (340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 633.21 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 619.21 Td (Net specific reserve releases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.50 619.20 Td (\(1) Tj ET Q q 0 0 0 rg BT 437.00 619.20 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 619.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.50 619.21 Td (\(152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 619.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 619.21 Td (\(333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 619.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 605.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 605.20 Td (otal pr) Tj ET Q q 0 0 0 rg BT 69.84 605.20 Td (ovision for) Tj ET Q q 0 0 0 rg BT 110.43 605.20 Td ( loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 605.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 605.20 Td (7,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 605.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 605.21 Td (6,749) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 605.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 605.21 Td (7,108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 591.21 Td (Other) Tj ET Q q 0 0 0 rg BT 59.31 591.21 Td (, net \(see table below\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.50 591.20 Td (\(132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 591.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.50 591.21 Td (\(754) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 591.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 591.21 Td (\(3,174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 591.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 577.20 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.65 577.20 Td ( loan losses at end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 577.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 577.20 Td (12,355) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 577.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 577.21 Td (12,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 577.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 577.21 Td (12,626) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 563.20 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.65 563.20 Td ( cr) Tj ET Q q 0 0 0 rg BT 102.73 563.20 Td (edit losses on unfunded lending commitments at beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 563.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 563.20 Td (1,418) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 563.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 563.21 Td (1,402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 563.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 563.21 Td (1,063) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 549.21 Td (Provision \(release\) for unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.50 549.20 Td (\(161) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 549.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 500.00 549.21 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 549.21 Td (74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 535.21 Td (Other) Tj ET Q q 0 0 0 rg BT 59.13 535.21 Td (, net) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 74.63 539.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.50 535.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.00 535.21 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 535.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 535.21 Td (265) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 521.20 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 92.57 521.20 Td ( cr) Tj ET Q q 0 0 0 rg BT 102.65 521.20 Td (edit losses on unfunded lending commitments at end of period) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 339.92 525.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 521.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 521.20 Td (1,258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 521.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 521.21 Td (1,418) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 521.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 521.21 Td (1,402) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 507.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 507.20 Td (otal allowance for) Tj ET Q q 0 0 0 rg BT 112.50 507.20 Td ( loans, leases and unfunded lending commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.00 507.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 507.20 Td (13,613) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 507.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 507.21 Td (13,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.00 507.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 507.21 Td (14,028) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 484.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 484.05 Td (Recoveries have been reduced by certain collection costs that are incurred only if collection ef) Tj ET Q q 0 0 0 rg BT 355.50 484.05 Td (forts are successful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 474.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 474.45 Td (2015 includes a reclassification of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 474.45 Td ($271 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 206.41 474.45 Td ( of ) Tj ET Q q 0 0 0 rg BT 216.63 474.45 Td (Allowance for loan losses to ) Tj ET Q q 0 0 0 rg BT 309.28 474.45 Td (Allowance for unfunded lending commitments, included in Other) Tj ET Q q 0 0 0 rg BT 518.69 474.45 Td (, net. ) Tj ET Q q 0 0 0 rg BT 536.32 474.45 Td (This ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 464.85 Td (reclassification reflects the re-attribution of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 194.61 464.85 Td ($271 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 235.72 464.85 Td ( in ) Tj ET Q q 0 0 0 rg BT 245.50 464.85 Td (Allowances for credit losses between the funded and unfunded portions of the corporate credit ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 455.25 Td (portfolios and does not reflect a change in the underlying credit performance of these portfolios.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 445.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 445.65 Td (Represents additional credit loss reserves for unfunded lending commitments and letters of credit recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 405.23 445.65 Td (Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 456.11 445.65 Td ( on the Consolidated Balance Sheet.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 389.55 350.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 389.55 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 389.55 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.00 389.55 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 361.55 350.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 361.55 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 361.55 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.00 361.55 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 333.55 350.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 333.55 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 333.55 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.00 333.55 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 305.55 350.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 305.55 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 305.55 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.00 305.55 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 389.55 m 386 389.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 389.55 m 449 389.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 389.55 m 512 389.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 389.55 m 575 389.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 389.55 m 449 389.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 389.55 m 512 389.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 389.55 m 575 389.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 347.55 m 386 347.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 347.55 m 449 347.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 347.55 m 512 347.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 347.55 m 575 347.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 305.55 m 449 305.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 305.55 m 512 305.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 305.55 m 575 305.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 305.55 m 386 305.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36 291.55 m 386 291.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 305.55 m 449 305.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 386 291.55 m 449 291.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 305.55 m 512 305.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449 291.55 m 512 291.55 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 305.55 m 575 305.55 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 512 291.55 m 575 291.55 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 408.00 Td (Other) Tj ET Q q 0 0 0 rg BT 61.08 408.00 Td (, net details:) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.50 393.80 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.00 394.00 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 394.01 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 394.01 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.50 380.01 Td (Sales or transfers of various consumer loan portfolios to held-for) Tj ET Q q 0 0 0 rg BT 271.60 380.01 Td (-sale) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 366.01 Td (T) Tj ET Q q 0 0 0 rg BT 49.84 366.01 Td (ransfer of real estate loan portfolios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 366.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 366.00 Td (\(106) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 366.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 366.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 366.01 Td (\(106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 366.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.50 366.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 366.01 Td (\(1,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 366.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 352.01 Td (T) Tj ET Q q 0 0 0 rg BT 49.68 352.01 Td (ransfer of other loan portfolios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 352.00 Td (\(155) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 352.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 352.01 Td (\(468) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 352.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 352.01 Td (\(948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 352.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 338.00 Td (Sales or) Tj ET Q q 0 0 0 rg BT 68.67 338.00 Td ( transfers of various consumer) Tj ET Q q 0 0 0 rg BT 185.49 338.00 Td ( loan portfolios to held-for) Tj ET Q q 0 0 0 rg BT 286.23 338.00 Td (-sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 338.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 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3 M 514.5 480.75 m 514.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 466.75 m 514.5 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 466.75 m 392.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 452.75 m 392.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 466.75 m 453.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 452.75 m 453.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 466.75 m 514.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 466.75 m 514.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 452.75 m 514.5 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 466.75 m 575.5 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 452.75 m 575.5 452.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 729.00 Td (Inmillionsofdollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.50 729.20 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg 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/F2 9.00 Tf ET q 0 0 0 rg BT 450.00 653.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 653.20 Td (81) Tj ET Q q 0 0 0 rg BT 506.50 653.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 653.20 Td (544) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 639.21 Td (Net specific reserve builds \(releases\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 639.20 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 639.20 Td (\(145) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 639.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 639.20 Td (\(1) Tj ET Q q 0 0 0 rg BT 563.00 639.20 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 639.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 625.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 625.20 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 625.20 Td (\(155) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 625.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 555.50 625.20 Td (\(132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 625.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 611.20 Td (Ending balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 611.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 611.20 Td (2,486) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 611.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.75 611.20 Td (9,869) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 611.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 611.20 Td (12,355) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 597.21 Td (Allowance for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 597.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 597.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 597.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 583.21 Td (Collectively evaluated in accordance with ) Tj ET Q q 0 0 0 rg BT 196.94 583.21 Td (ASC 450) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 583.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 583.20 Td (2,060) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 583.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.75 583.20 Td (8,531) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 583.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 583.20 Td (10,591) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 569.21 Td (Individually evaluated in accordance with ) Tj ET Q q 0 0 0 rg BT 196.94 569.21 Td (ASC 310-10-35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 569.20 Td (426) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.75 569.20 Td (1,334) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 569.20 Td (1,760) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 555.21 Td (Purchased credit-impaired in accordance with ) Tj ET Q q 0 0 0 rg BT 210.93 555.21 Td (ASC 310-30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 555.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.50 555.20 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.50 555.20 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 541.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 541.20 Td (otal allowance for) Tj ET Q q 0 0 0 rg BT 111.58 541.20 Td ( loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 541.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 541.20 Td (2,486) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 541.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.75 541.20 Td (9,869) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 541.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 541.20 Td (12,355) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 527.21 Td (Loans, net of unearned income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 513.21 Td (Collectively evaluated for impairment in accordance with ) Tj ET Q q 0 0 0 rg BT 253.42 513.21 Td (ASC 450) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 513.20 Td (327,142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.75 513.20 Td (326,884) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 513.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.75 513.20 Td (654,026) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 499.21 Td (Individually evaluated for impairment in accordance with ) Tj ET Q q 0 0 0 rg BT 253.42 499.21 Td (ASC 310-10-35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 499.20 Td (1,887) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.75 499.20 Td (6,580) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 499.20 Td (8,467) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 485.21 Td (Purchased credit-impaired in accordance with ) Tj ET Q q 0 0 0 rg BT 210.93 485.21 Td (ASC 310-30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 485.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 485.20 Td (167) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 485.20 Td (167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.00 471.21 Td (Held at fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 471.20 Td (4,349) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 471.20 Td (25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 471.20 Td (4,374) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 457.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 457.20 Td (otal loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 457.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 457.20 Td (333,378) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 457.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.75 457.20 Td (333,656) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 457.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.75 457.20 Td (667,034) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 417.25 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 95.53 417.25 Td ( Cr) Tj ET Q q 0 0 0 rg BT 109.51 417.25 Td (edit Losses and Investment in Loans at ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 277.59 417.25 Td (December) Tj ET Q q 0 0 0 rg BT 320.71 417.25 Td (31, 2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.21 417.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 392.75 357.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 392.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 392.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 392.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 364.75 357.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 364.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 364.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 364.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 336.75 357.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 336.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 336.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 336.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 308.75 357.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 308.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 308.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 308.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 280.75 357.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 280.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 280.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 280.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 252.75 357.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 252.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 252.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 252.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 224.75 357.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 224.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 224.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 224.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 196.75 357.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 196.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 196.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 196.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 168.75 357.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 168.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 168.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 168.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 140.75 357.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 140.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 140.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 140.75 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 392.75 m 393.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 392.75 m 454.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 392.75 m 515.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 392.75 m 576.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 392.75 m 454.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 392.75 m 515.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 392.75 m 515.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 392.75 m 576.5 392.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 378.75 m 515.5 364.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 364.75 m 515.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 350.75 m 515.5 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 336.75 m 515.5 322.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 322.75 m 515.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 308.75 m 515.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 294.75 m 576.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 294.75 m 393.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 280.75 m 393.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 294.75 m 454.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 280.75 m 454.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 294.75 m 515.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 294.75 m 515.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 280.75 m 515.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 294.75 m 576.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 280.75 m 576.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 280.75 m 393.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 280.75 m 454.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 280.75 m 515.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 280.75 m 515.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 280.75 m 576.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 266.75 m 515.5 252.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 252.75 m 515.5 238.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 224.75 m 393.5 224.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 238.75 m 515.5 224.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 224.75 m 393.5 224.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 210.75 m 393.5 210.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 224.75 m 454.5 224.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 210.75 m 454.5 210.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 224.75 m 515.5 210.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 224.75 m 515.5 224.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 210.75 m 515.5 210.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 224.75 m 576.5 224.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 210.75 m 576.5 210.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 210.75 m 515.5 196.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 196.75 m 515.5 182.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 182.75 m 515.5 168.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 168.75 m 515.5 154.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 140.75 m 393.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 154.75 m 515.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 140.75 m 393.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 126.75 m 393.5 126.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 140.75 m 454.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 126.75 m 454.5 126.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 140.75 m 515.5 126.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 140.75 m 515.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 126.75 m 515.5 126.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 140.75 m 576.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 126.75 m 576.5 126.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 397.00 Td (Inmillionsofdollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.50 397.21 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 397.21 Td (Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.30 397.21 Td (T) Tj ET Q q 0 0 0 rg BT 541.17 397.21 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 383.21 Td (Allowance for loan losses at beginning of period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 383.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 383.21 Td (2,791) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 383.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 383.21 Td (9,835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 383.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 383.21 Td (12,626) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 369.21 Td (Char) Tj ET Q q 0 0 0 rg BT 62.41 369.21 Td (ge-of) Tj ET Q q 0 0 0 rg BT 81.24 369.21 Td (fs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.50 369.21 Td (\(580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 369.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 369.21 Td (\(7,642) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 369.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 369.21 Td (\(8,222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 369.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 355.21 Td (Recoveries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 355.21 Td (67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 355.21 Td (1,594) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 355.21 Td (1,661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 341.21 Td (Replenishment of net char) Tj ET Q q 0 0 0 rg BT 139.64 341.21 Td (ge-of) Tj ET Q q 0 0 0 rg BT 158.46 341.21 Td (fs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 341.21 Td (513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 341.21 Td (6,048) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 341.21 Td (6,561) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 327.21 Td (Net reserve builds \(releases\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 327.21 Td (\(85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 327.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 327.21 Td (425) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 327.21 Td (340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 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285.21 Td (2,702) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 285.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 285.21 Td (9,358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 285.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 285.21 Td (12,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 271.21 Td (Allowance for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 271.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 271.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 271.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 257.21 Td (Collectively evaluated in accordance with ) Tj ET Q q 0 0 0 rg BT 197.94 257.21 Td (ASC 450) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 257.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.75 257.21 Td (2,310) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 257.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 257.21 Td (7,744) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 257.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 257.21 Td (10,054) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 243.21 Td (Individually evaluated in accordance with ) Tj ET Q q 0 0 0 rg BT 197.94 243.21 Td (ASC 310-10-35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.50 243.21 Td (392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.75 243.21 Td (1,608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 243.21 Td (2,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 229.21 Td (Purchased credit-impaired in accordance with ) Tj ET Q q 0 0 0 rg BT 211.93 229.21 Td (ASC 310-30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.00 229.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 229.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 229.21 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 215.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 215.20 Td (otal allowance for) Tj ET Q q 0 0 0 rg BT 112.58 215.20 Td ( loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 215.21 Td ($) Tj ET Q BT /F1 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BT 433.50 619.21 Td (\(292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 619.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.75 619.21 Td (\(2,882) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 619.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 619.21 Td (\(3,174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 619.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 605.20 Td (Ending balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 605.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.75 605.21 Td (2,791) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 605.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 605.21 Td (9,835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 605.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 605.21 Td (12,626) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 423 0 obj <> endobj 424 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 31.60 Td (21) Tj ET Q q 0 0 0 rg BT 308.28 31.60 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 40.50 742.25 Td (16.GOODWILL) Tj ET Q q 0 0 0 rg BT 117.74 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 119.68 742.25 Td (AND INT) Tj ET Q q 0 0 0 rg BT 160.89 742.25 Td (ANGIBLE ) Tj ET Q q 0 0 0 rg BT 208.96 742.25 Td (ASSETS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 40.50 722.25 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 710.25 Td (The changes in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 103.53 710.25 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.76 710.25 Td ( were as follows: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 686.75 451.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 686.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 658.75 451.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 658.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 630.75 451.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 630.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 602.75 451.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 602.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 574.75 451.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 574.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 546.75 451.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 546.75 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 686.75 m 492 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 686.75 m 562 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 686.75 m 492 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 672.75 m 492 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 672.75 m 562 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 672.75 m 492 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 672.75 m 562 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 630.75 m 492 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 630.75 m 562 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 630.75 m 492 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 616.75 m 492 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 630.75 m 562 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 616.75 m 562 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 616.75 m 492 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 616.75 m 562 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 588.75 m 492 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 574.75 m 492 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 588.75 m 562 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 574.75 m 562 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 574.75 m 492 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 574.75 m 562 574.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 532.75 m 492 532.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 532.75 m 562 532.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 41 518.75 m 492 518.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492 518.75 m 562 518.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 43.50 691.00 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 677.21 Td (Balance at December 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 677.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 677.21 Td (23,592) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 663.21 Td (Foreign exchange translation and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 663.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.25 663.21 Td (\(1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 663.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 649.61 Td (Divestitures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 86.99 653.69 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 649.21 Td (\(212) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 649.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 635.21 Td (Impairment of goodwill) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 129.48 639.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 635.21 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 635.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 621.21 Td (Balance at December 31, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 621.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 621.21 Td (22,349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 608.01 Td (Foreign exchange translation and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 607.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 607.21 Td (\(613) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 607.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 593.21 Td (Divestitures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 86.99 597.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 593.21 Td (\(77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 593.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 579.21 Td (Balance at December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 579.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 579.21 Td (21,659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 565.21 Td (Foreign exchange translation and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 565.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.00 565.20 Td (729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 551.21 Td (Divestitures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 86.99 555.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.00 551.20 Td (\(104) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 551.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 537.21 Td (Impairment of goodwill) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 129.48 541.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.50 537.20 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 537.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 43.50 523.20 Td (Balance at December) Tj ET Q q 0 0 0 rg BT 124.81 523.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.50 523.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.75 523.20 Td (22,256) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 495.25 Td (The changes in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 103.53 495.25 Td (Goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.26 495.25 Td (by segment were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 450.75 268.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.00 450.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.00 450.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 450.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 450.75 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 420.75 268.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.00 420.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.00 420.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 420.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 420.75 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 390.75 268.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.00 390.75 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.00 390.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 390.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 390.75 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 361.75 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.00 361.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.00 361.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 361.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 361.75 69.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 450.75 m 309 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 450.75 m 363 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363 450.75 m 428 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 450.75 m 493 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493 450.75 m 562 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 450.75 m 309 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 435.75 m 309 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 450.75 m 363 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 435.75 m 363 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363 450.75 m 428 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363 435.75 m 428 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 450.75 m 493 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 435.75 m 493 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493 450.75 m 562 450.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493 435.75 m 562 435.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 405.75 m 363 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363 405.75 m 428 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 405.75 m 493 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 405.75 m 309 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 390.75 m 309 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 405.75 m 363 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 390.75 m 363 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363 405.75 m 428 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363 390.75 m 428 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 405.75 m 493 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 390.75 m 493 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493 405.75 m 562 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493 390.75 m 562 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 390.75 m 363 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363 390.75 m 428 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 390.75 m 493 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 347.75 m 309 347.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 347.75 m 309 347.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 41 332.75 m 309 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 347.75 m 363 347.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 309 332.75 m 363 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363 347.75 m 428 347.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 363 332.75 m 428 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 347.75 m 493 347.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 428 332.75 m 493 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493 347.75 m 562 347.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 493 332.75 m 562 332.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 43.50 455.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.45 473.20 Td (Global) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.55 464.20 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.20 455.20 Td (Banking) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.20 464.20 Td (Institutional) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.70 455.20 Td (Clients Gr) Tj ET Q q 0 0 0 rg BT 407.86 455.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.75 464.20 Td (Corporate/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.05 455.20 Td (Other) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 468.04 459.28 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.15 455.20 Td (T) Tj ET Q q 0 0 0 rg BT 522.33 455.20 Td (otal) Tj ET Q BT /F1 9.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 43.50 446.45 110.70 -8.18 re f /GS0 gs q 0 0 0 rg BT 43.50 440.21 Td (Balance at December 31, 2015) Tj ET Q BT /F1 9.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 154.20 450.53 6.82 -8.18 re f /GS0 gs BT /F1 5.85 Tf ET q 0 0 0 rg BT 154.20 444.29 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.50 440.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.75 440.21 Td (12,704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 440.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.25 440.21 Td (9,545) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 440.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 440.21 Td (100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 440.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 440.21 Td (22,349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 425.21 Td (Foreign exchange translation and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.50 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 425.21 Td (\(174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.50 425.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 425.21 Td (\(447) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 425.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.00 425.21 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 425.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.00 425.21 Td (\(613) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 425.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 410.21 Td (Divestitures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 86.99 414.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.50 410.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 410.21 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 410.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.50 410.21 Td (\(64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.50 410.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.50 410.21 Td (\(77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 410.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 395.21 Td (Balance at December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.50 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.75 395.21 Td (12,530) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.25 395.21 Td (9,085) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.50 395.21 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 395.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 395.21 Td (21,659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 380.21 Td (Foreign exchange translation and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 380.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.00 380.20 Td (286) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.50 380.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.00 380.20 Td (443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.50 380.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 380.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 380.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.00 380.20 Td (729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 366.21 Td (Divestitures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 86.99 370.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.50 366.20 Td (\(32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.50 366.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 366.20 Td (\(72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 366.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 366.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.00 366.20 Td (\(104) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 366.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 352.21 Td (Impairment of goodwill) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 129.48 356.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.50 352.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 352.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.50 352.20 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.50 352.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.50 352.20 Td (\(28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 352.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 43.50 337.20 Td (Balance at December) Tj ET Q q 0 0 0 rg BT 124.81 337.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.50 337.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.75 337.20 Td (12,784) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.50 337.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.25 337.20 Td (9,456) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.50 337.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 337.20 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.50 337.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.75 337.20 Td (22,256) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 40.50 311.65 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 58.50 311.65 Td (Primarily related to the sales of the Latin ) Tj ET Q q 0 0 0 rg BT 190.91 311.65 Td (America Retirement Services and Japan cards businesses completed in 2015, and agreements to sell certain ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 58.50 302.05 Td (businesses in Citi Holdings as of December 31, 2015. See Note 2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 40.50 292.45 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 58.50 292.45 Td (Goodwill impairment related to reporting units subsequently sold, including Citi Holdings) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 355.14 292.45 Td (Consumer Finance South Kor) Tj ET Q q 0 0 0 rg BT 450.61 292.45 Td (ea) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 458.16 292.45 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 468.83 292.45 Td ($16 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.94 292.45 Td ( and Citi ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 58.50 282.85 Td (Holdings) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 95.84 282.85 Td (Consumer Latin ) Tj ET Q q 0 0 0 rg BT 149.48 282.85 Td (America) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 176.58 282.85 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 187.24 282.85 Td ($15 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 224.36 282.85 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 40.50 273.25 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 58.50 273.25 Td (Primarily related to the sale of the private equity services business completed in 2016 and agreements to sell ) Tj ET Q q 0 0 0 rg BT 406.85 273.25 Td (Ar) Tj ET Q q 0 0 0 rg BT 415.14 273.25 Td (gentina and Brazil consumer operations as of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 58.50 263.65 Td (December 31, 2016.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 40.50 254.05 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 58.50 254.05 Td (Primarily related to the sale of a fixed income analytics business and a fixed income index business completed in 2017 and an agreement to sell a Mexico ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 58.50 244.45 Td (asset management business as of December 31, 2017. See Note 2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 40.50 234.85 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 58.50 234.85 Td (Goodwill impairment related to the mortgage servicing business upon transfer from ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.99 234.85 Td (North ) Tj ET Q q 0 0 0 rg BT 348.52 234.85 Td (America GCB) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 393.62 234.85 Td ( to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 403.84 234.85 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 458.06 234.85 Td ( ef) Tj ET Q q 0 0 0 rg BT 466.13 234.85 Td (fective January 1, 2017.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 40.50 225.25 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 58.50 225.25 Td (All Citi Holdings reporting units are presented in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 217.59 225.25 Td (Corporate/Other) Tj ET Q q 0 0 0 rg BT 270.92 225.25 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 274.92 225.25 Td (See Note 3 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 40.50 215.65 Td (\(7\) ) Tj ET Q q 0 0 0 rg BT 58.50 215.65 Td (December 31, 2015 has been restated to reflect intersegment goodwill allocations that resulted from the reor) Tj ET Q q 0 0 0 rg BT 404.46 215.65 Td (ganizations in 2016 and on January 1, 2017 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 58.50 206.05 Td (including transfers of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 128.93 206.05 Td (GCB ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 146.93 206.05 Td (businesses) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 180.70 206.05 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 182.70 206.05 Td (to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 190.93 206.05 Td (ICG) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.70 206.05 Td ( and to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 228.48 206.05 Td (Corporate/Other) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.70 206.05 Td (. See Note 3 to the Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 174.85 Td ( Goodwill impairment testing is performed at the level ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 162.85 Td (below each business segment \(referred to as a reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 150.85 Td (unit\). ) Tj ET Q q 0 0 0 rg BT 64.21 150.85 Td (The Company performed its annual goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 138.85 Td (impairment test as of July 1, 2017. ) Tj ET Q q 0 0 0 rg BT 181.13 138.85 Td (The fair values of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 126.85 Td (Company) Tj ET Q q 0 0 0 rg BT 82.17 126.85 Td (s reporting units exceeded their carrying values ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 114.85 Td (by approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.26 114.85 Td (32%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.59 114.85 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.37 114.85 Td (168%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.70 114.85 Td ( and no reporting unit is at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 102.85 Td (risk of impairment, except for Citi Holdings) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 226.86 102.85 Td (Consumer ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 40.50 90.85 Td (Latin ) Tj ET Q q 0 0 0 rg BT 63.94 90.85 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.81 90.85 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 78.85 Td (Interim impairment tests were performed for Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 66.85 Td (Holdings) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 87.17 66.85 Td (Consumer Latin ) Tj ET Q q 0 0 0 rg BT 154.22 66.85 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.10 66.85 Td (, which is reported as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 54.85 Td (part of) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 66.88 54.85 Td ( Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.16 54.85 Td (, for all other quarters in 2017. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.50 174.85 Td (While there is no indication of impairment, each interim ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.50 162.85 Td (impairment test showed that the fair value of Citi Holdings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.50 150.85 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 329.50 150.85 Td (Consumer Latin ) Tj ET Q q 0 0 0 rg BT 396.55 150.85 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.43 150.85 Td ( reporting unit, which has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.41 150.85 Td ($16 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.50 138.85 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.39 138.85 Td ( of goodwill, only mar) Tj ET Q q 0 0 0 rg BT 437.92 138.85 Td (ginally exceeded its carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.50 126.85 Td (value. ) Tj ET Q q 0 0 0 rg BT 345.97 126.85 Td (The fair value as a percentage of allocated book value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.50 114.85 Td (as of December 31, 2017 was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.30 114.85 Td (1) Tj ET Q q 0 0 0 rg BT 444.92 114.85 Td (1) Tj ET Q q 0 0 0 rg BT 449.55 114.85 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.88 114.85 Td (. Subsequently) Tj ET Q q 0 0 0 rg BT 521.12 114.85 Td (, on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.50 102.85 Td (January 31, 2018, Citi executed a definitive agreement to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.50 90.85 Td (sell the reporting unit and allocated the entire goodwill to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.50 78.85 Td (the sale, which is expected to result in a pre-tax gain upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.50 66.85 Td (closing.) Tj ET Q endstream endobj 425 0 obj <> endobj 426 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 742.10 Td ( Further) Tj ET Q q 0 0 0 rg BT 84.54 742.10 Td (, ef) Tj ET Q q 0 0 0 rg BT 97.13 742.10 Td (fective January 1, 2017, the mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 730.10 Td (servicing business in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.33 730.10 Td (North ) Tj ET Q q 0 0 0 rg BT 151.98 730.10 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.36 730.10 Td ( was reor) Tj ET Q q 0 0 0 rg BT 244.83 730.10 Td (ganized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 718.10 Td (and is now reported as part of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 161.85 718.10 Td (Corporate/Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.63 718.10 Td (. Goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 706.10 Td (was allocated to the transferred business based on its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 694.10 Td (relative fair value to the legacy ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 167.10 694.10 Td (North ) Tj ET Q q 0 0 0 rg BT 192.76 694.10 Td (America GCB) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.14 694.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 682.10 Td (reporting unit. ) Tj ET Q q 0 0 0 rg BT 99.66 682.10 Td (An interim test was performed under both the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 670.10 Td (legacy and current reporting unit structures, which resulted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 658.10 Td (in full impairment of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.31 658.10 Td ($28 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.70 658.10 Td ( of allocated goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 646.10 Td (upon transfer to Citi Holdings) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 160.49 646.10 Td (REL) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.16 646.10 Td (, recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 239.91 646.10 Td (Operating ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 40.50 634.10 Td (expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.04 634.10 Td ( in 2017.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 319.50 691.70 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 40.50 610.10 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 86.35 610.10 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 598.10 Td (The components of intangible assets were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 40.50 541.60 229.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 541.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 541.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 541.60 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 541.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 541.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 541.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 40.50 513.60 229.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 513.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 513.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 513.60 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 513.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 513.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 513.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 40.50 485.60 229.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 485.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 485.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 485.60 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 485.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 485.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 485.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 40.50 457.60 229.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 457.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 457.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 457.60 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 457.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 457.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 457.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 40.50 429.60 229.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 269.50 429.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 429.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 429.60 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 429.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 429.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 429.60 39.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 573.6 m 317.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 573.6 m 377.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 573.6 m 418.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 573.6 m 467.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 573.6 m 522.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 573.6 m 561.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 40.5 541.6 m 269.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 541.6 m 317.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 541.6 m 377.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 541.6 m 418.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 573.6 m 418.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 541.6 m 467.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 541.6 m 522.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 541.6 m 561.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 541.6 m 317.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 541.6 m 377.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 541.6 m 418.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 541.6 m 418.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 541.6 m 467.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 541.6 m 522.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 541.6 m 561.5 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 527.6 m 418.5 513.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 513.6 m 418.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 499.6 m 418.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 485.6 m 418.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 471.6 m 418.5 457.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 457.6 m 418.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 40.5 443.6 m 269.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 443.6 m 317.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 443.6 m 377.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 443.6 m 418.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 443.6 m 418.5 429.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 443.6 m 467.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 443.6 m 522.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 443.6 m 561.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 429.6 m 418.5 415.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 40.5 415.6 m 269.5 415.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 40.5 401.6 m 269.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 415.6 m 317.5 415.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 269.5 401.6 m 317.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 415.6 m 377.5 415.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 401.6 m 377.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 415.6 m 418.5 415.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 401.6 m 418.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 415.6 m 418.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 415.6 m 467.5 415.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 401.6 m 467.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 415.6 m 522.5 415.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 401.6 m 522.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 415.6 m 561.5 415.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 401.6 m 561.5 401.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 43.00 578.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 307.20 578.05 Td (December) Tj ET Q q 0 0 0 rg BT 346.01 578.05 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.10 578.06 Td (December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 43.00 545.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.80 564.05 Td (Gr) Tj ET Q q 0 0 0 rg BT 292.63 564.05 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.50 555.05 Td (carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.20 546.05 Td (amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.50 555.05 Td (Accumulated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.25 546.05 Td (amortization) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.75 564.05 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 555.05 Td (carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.70 546.05 Td (amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.95 564.06 Td (Gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 555.06 Td (carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 546.06 Td (amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.50 555.06 Td (Accumulated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.75 546.06 Td (amortization) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 564.06 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.50 555.06 Td (carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 546.06 Td (amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.00 532.06 Td (Purchased credit card relationships) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 532.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 532.05 Td (5,375) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 532.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 532.05 Td (3,836) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 532.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 532.05 Td (1,539) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.00 532.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.75 532.06 Td (8,215) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 532.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 532.06 Td (6,549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 532.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 532.06 Td (1,666) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.00 518.06 Td (Credit card contract related intangibles) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 518.05 Td (5,045) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 518.05 Td (2,456) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 518.05 Td (2,589) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.75 518.06 Td (5,149) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 518.06 Td (2,177) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 518.06 Td (2,972) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.00 504.06 Td (Core deposit intangibles) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 504.05 Td (639) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.50 504.05 Td (628) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 504.05 Td (1) Tj ET Q q 0 0 0 rg BT 410.50 504.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 504.06 Td (801) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.50 504.06 Td (771) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 504.06 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.00 490.06 Td (Other customer relationships) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 490.05 Td (459) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.50 490.05 Td (272) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 490.05 Td (187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 490.06 Td (474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.50 490.06 Td (272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 490.06 Td (202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.00 476.06 Td (Present value of future profits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 476.05 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 476.05 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.50 476.05 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 476.06 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 476.06 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 476.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.00 462.06 Td (Indefinite-lived intangible assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 462.05 Td (244) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 462.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 462.05 Td (244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 462.06 Td (210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 462.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 462.06 Td (210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.00 448.06 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 448.05 Td (100) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 448.05 Td (86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 448.05 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 448.06 Td (504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.50 448.06 Td (474) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 448.06 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 43.00 434.05 Td (Intangible assets \(excluding MSRs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.25 434.05 Td (1) Tj ET Q q 0 0 0 rg BT 293.75 434.05 Td (1,894) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 434.05 Td (7,306) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 434.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 434.05 Td (4,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.25 434.06 Td (15,384) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.25 434.06 Td (10,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 434.06 Td (5,1) Tj ET Q q 0 0 0 rg BT 549.00 434.06 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.00 420.06 Td (Mortgage servicing rights \(MSRs\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 166.74 424.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 420.05 Td (558) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 420.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.50 420.05 Td (558) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 443.75 420.06 Td (1,564) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 420.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 420.06 Td (1,564) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 43.00 406.05 Td (T) Tj ET Q q 0 0 0 rg BT 48.18 406.05 Td (otal intangible assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 406.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.25 406.05 Td (12,452) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 406.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 406.05 Td (7,306) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 380.00 406.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.75 406.05 Td (5,146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.00 406.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.25 406.06 Td (16,948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 406.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.25 406.06 Td (10,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 406.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 406.06 Td (6,678) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 40.50 384.50 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 58.50 384.50 Td (In January 2017, Citi signed agreements to ef) Tj ET Q q 0 0 0 rg BT 203.65 384.50 Td (fectively exit its U.S. mortgage servicing operations by the end of 2018 and intensify its focus on loan ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 58.50 374.90 Td (originations. For additional information on these transactions, see Note 2 to the Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 353.30 Td (Intangible assets amortization expense was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.17 353.30 Td ($603 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.56 353.30 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 341.30 Td ($595 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.89 341.30 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.33 341.30 Td ($625 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.72 341.30 Td ( for 2017, 2016 and 2015, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 329.30 Td (respectively) Tj ET Q q 0 0 0 rg BT 88.16 329.30 Td (. Intangible assets amortization expense is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 317.30 Td (estimated to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.54 317.30 Td ($503 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.93 317.30 Td ( in 2018, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.71 317.30 Td ($479 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.10 317.30 Td ( in 2019, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 305.30 Td ($332 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.89 305.30 Td ( in 2020, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.67 305.30 Td ($314 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.06 305.30 Td ( in 2021 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.28 305.30 Td ($866 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 293.30 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.39 293.30 Td ( in 2022.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 40.50 257.30 Td (The changes in intangible assets were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 202.80 154.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 202.80 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 254.00 202.80 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 202.80 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.00 202.80 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.00 202.80 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 202.80 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 174.80 154.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 174.80 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 254.00 174.80 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 174.80 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.00 174.80 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.00 174.80 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 174.80 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 146.80 154.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 146.80 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 254.00 146.80 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 146.80 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.00 146.80 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.00 146.80 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 146.80 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 118.80 154.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 118.80 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 254.00 118.80 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 118.80 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.00 118.80 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.00 118.80 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 118.80 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 90.80 154.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 90.80 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 254.00 90.80 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 90.80 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.00 90.80 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.00 90.80 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.00 90.80 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 202.79999999999995 m 195 202.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 195 202.79999999999995 m 254 202.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 254 202.79999999999995 m 314 202.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314 202.79999999999995 m 373 202.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373 202.79999999999995 m 430 202.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430 202.79999999999995 m 495 202.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 202.79999999999995 m 559 202.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 195 202.79999999999995 m 254 202.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 254 202.79999999999995 m 314 202.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314 202.79999999999995 m 373 202.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373 202.79999999999995 m 430 202.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430 202.79999999999995 m 495 202.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 202.79999999999995 m 495 188.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 202.79999999999995 m 559 202.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 188.79999999999995 m 495 174.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 174.79999999999995 m 495 160.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 160.79999999999995 m 495 146.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 146.79999999999995 m 495 132.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 132.79999999999995 m 495 118.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 118.79999999999995 m 495 104.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 104.79999999999995 m 195 104.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 195 104.79999999999995 m 254 104.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 254 104.79999999999995 m 314 104.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314 104.79999999999995 m 373 104.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373 104.79999999999995 m 430 104.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430 104.79999999999995 m 495 104.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 104.79999999999995 m 495 90.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 104.79999999999995 m 559 104.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 90.79999999999995 m 495 76.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 76.79999999999995 m 195 76.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 41 62.799999999999955 m 195 62.799999999999955 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 195 76.79999999999995 m 254 76.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 195 62.799999999999955 m 254 62.799999999999955 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 254 76.79999999999995 m 314 76.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 254 62.799999999999955 m 314 62.799999999999955 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314 76.79999999999995 m 373 76.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 314 62.799999999999955 m 373 62.799999999999955 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373 76.79999999999995 m 430 76.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 373 62.799999999999955 m 430 62.799999999999955 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430 76.79999999999995 m 495 76.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 430 62.799999999999955 m 495 62.799999999999955 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 76.79999999999995 m 495 62.799999999999955 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495 76.79999999999995 m 559 76.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 495 62.799999999999955 m 559 62.799999999999955 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.35 238.06 Td (Net carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.10 229.06 Td (amount at) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.10 238.20 Td (Net carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.85 229.20 Td (amount at) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 43.50 207.05 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.75 216.26 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.00 207.26 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.45 216.25 Td (Acquisitions/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.30 207.25 Td (divestitur) Tj ET Q q 0 0 0 rg BT 298.22 207.25 Td (es) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.25 207.25 Td (Amortization) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 207.25 Td (Impairments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.85 216.25 Td (FX translation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.45 207.25 Td (and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.30 216.25 Td (December) Tj ET Q q 0 0 0 rg BT 539.11 216.25 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.50 207.25 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 193.26 Td (Purchased credit card relationships) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 193.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.25 193.26 Td (1,666) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.50 193.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.50 193.25 Td (20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 193.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 193.25 Td (\(149) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.50 193.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 193.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.50 193.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.50 193.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 193.25 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 193.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.25 193.25 Td (1,539) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 179.26 Td (Credit card contract-related intangibles) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 184.19 183.34 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.25 179.26 Td (2,972) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.00 179.25 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 179.25 Td (\(393) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.50 179.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.50 179.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 179.25 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.25 179.25 Td (2,589) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 165.26 Td (Core deposit intangibles) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.50 165.26 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.50 165.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 165.25 Td (\(20) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.50 165.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.50 165.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 165.25 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.50 165.25 Td (1) Tj ET Q q 0 0 0 rg BT 551.00 165.25 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 151.26 Td (Other customer relationships) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 151.26 Td (202) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.50 151.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 151.25 Td (\(24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.50 151.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.50 151.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 151.25 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.00 151.25 Td (187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 137.26 Td (Present value of future profits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 137.26 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.50 137.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.50 137.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.50 137.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 137.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.00 137.25 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 123.26 Td (Indefinite-lived intangible assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 123.26 Td (210) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.50 123.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.50 123.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.50 123.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 123.25 Td (34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.00 123.25 Td (244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 109.26 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.50 109.26 Td (30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.50 109.25 Td (\(14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.50 109.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 109.25 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.50 109.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.50 109.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 109.25 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.50 109.25 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 43.50 95.25 Td (Intangible assets \(excluding MSRs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 95.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.25 95.26 Td (5,1) Tj ET Q q 0 0 0 rg BT 241.50 95.26 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.50 95.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.50 95.25 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.50 95.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 95.25 Td (\(603) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.50 95.25 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 95.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.50 95.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.50 95.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.50 95.25 Td (62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 95.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.25 95.25 Td (4,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 81.26 Td (Mortgage servicing rights \(MSRs\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 167.24 85.34 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.25 81.26 Td (1,564) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.00 81.25 Td (558) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 43.50 67.25 Td (T) Tj ET Q q 0 0 0 rg BT 48.68 67.25 Td (otal intangible assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 67.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.25 67.26 Td (6,678) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.50 67.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.25 67.25 Td (5,146) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 427 0 obj <> endobj 428 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (213) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 40.50 743.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 58.50 743.50 Td (Primarily reflects contract-related intangibles associated with the ) Tj ET Q q 0 0 0 rg BT 267.98 743.50 Td (American ) Tj ET Q q 0 0 0 rg BT 301.08 743.50 Td (Airlines, ) Tj ET Q q 0 0 0 rg BT 330.71 743.50 Td (The Home Depot, Costco, Sears and ) Tj ET Q q 0 0 0 rg BT 448.91 743.50 Td (A) Tj ET Q q 0 0 0 rg BT 453.80 743.50 Td (T&T) Tj ET Q q 0 0 0 rg BT 469.65 743.50 Td ( credit card program ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 58.50 733.90 Td (agreements, which represent ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 151.79 733.90 Td (97%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 166.46 733.90 Td ( of the aggregate net carrying amount as of December 31, 2017.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 40.50 724.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 58.50 724.30 Td (For additional information on Citi) Tj ET Q q 0 0 0 rg BT 169.60 724.30 Td (s MSRs, including the rollforward from 2016 to 2017, see Note ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.69 724.30 Td (21) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 382.69 724.30 Td ( to the Consolidated Financial Statements. ) Tj ET Q endstream endobj 429 0 obj <> endobj 430 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (214) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (17.DEBT) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 722.25 Td (Short-T) Tj ET Q q 0 0 0 rg BT 68.97 722.25 Td (erm Borr) Tj ET Q q 0 0 0 rg BT 109.05 722.25 Td (owings) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 637.75 87.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 123.50 637.75 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 163.50 637.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 637.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 637.75 40.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 123.5 698.75 m 163.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 698.75 m 202.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 698.75 m 241.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 698.75 m 281.5 698.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 123.5 685.75 m 163.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 685.75 m 202.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 685.75 m 241.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 685.75 m 281.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 650.75 m 123.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 123.5 650.75 m 163.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 685.75 m 202.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 650.75 m 202.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 650.75 m 241.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 650.75 m 281.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 123.5 650.75 m 163.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 650.75 m 202.5 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 650.75 m 202.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 650.75 m 241.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 650.75 m 281.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 623.75 m 123.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 123.5 623.75 m 163.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 637.75 m 202.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 623.75 m 202.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 623.75 m 241.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 623.75 m 281.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 623.75 m 123.5 623.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 609.75 m 123.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 123.5 623.75 m 163.5 623.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 123.5 609.75 m 163.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 623.75 m 202.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 623.75 m 202.5 623.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 163.5 609.75 m 202.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 623.75 m 241.5 623.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 609.75 m 241.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 623.75 m 281.5 623.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 609.75 m 281.5 609.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.80 703.15 Td (December) Tj ET Q q 0 0 0 rg BT 214.69 703.15 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.50 690.15 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 232.50 690.01 Td (2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 655.00 Td (In millions of dollars) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 129.40 654.98 Td (Balance) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 166.25 670.98 Td (W) Tj ET Q q 0 0 0 rg BT 173.81 670.98 Td (eighted) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 169.15 662.98 Td (average) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 170.05 654.98 Td (coupon) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.60 655.00 Td (Balance) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 245.75 671.00 Td (W) Tj ET Q q 0 0 0 rg BT 252.66 671.00 Td (eighted) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.55 663.00 Td (average) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.20 655.00 Td (coupon) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 642.15 Td (Commer) Tj ET Q q 0 0 0 rg BT 72.90 642.15 Td (cial paper) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 126.00 642.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 139.75 642.15 Td (9,940) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.25 642.15 Td (1.28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.00 642.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.00 642.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 642.01 Td (9,989) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 642.01 Td (0.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.50 642.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 628.20 Td (Other) Tj ET Q q 0 0 0 rg BT 61.83 628.20 Td ( borr) Tj ET Q q 0 0 0 rg BT 81.41 628.20 Td (owings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 107.92 632.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 135.25 628.20 Td (34,512) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.25 628.20 Td (1.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 628.21 Td (20,712) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.75 628.21 Td (1.39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 614.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 614.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 126.00 614.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 135.25 614.20 Td (44,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.00 614.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.25 614.21 Td (30,701) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 591.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 591.05 Td (Includes borrowings from the Federal Home Loan Banks and other ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 581.45 Td (market participants. ) Tj ET Q q 0 0 0 rg BT 119.09 581.45 Td (At ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 129.09 581.45 Td (December31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.96 581.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 207.51 581.45 Td (December31, 2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 270.38 581.45 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 571.85 Td (collateralized short-term advances from the Federal Home Loan Banks ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 562.25 Td (were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 71.54 562.25 Td ($23.8 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 112.43 562.25 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 127.98 562.25 Td ($12.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 168.88 562.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 211.00 562.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 538.25 Td (Borrowings under bank lines of credit may be at interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (rates based on LIBOR, CD rates, the prime rate or bids ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (submitted by the banks. Citigroup pays commitment fees for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (its lines of credit.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 490.25 Td (Some of Citigroup) Tj ET Q q 0 0 0 rg BT 131.22 490.25 Td (s non-bank subsidiaries have credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (facilities with Citigroup) Tj ET Q q 0 0 0 rg BT 134.32 478.25 Td (s subsidiary depository institutions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.25 Td (including Citibank. Borrowings under these facilities are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (secured in accordance with Section 23A) Tj ET Q q 0 0 0 rg BT 196.22 454.25 Td ( of the Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.25 Td (Reserve ) Tj ET Q q 0 0 0 rg BT 70.16 442.25 Td (Act.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 430.25 Td (Citigroup Global Markets Holdings Inc. \(CGMHI\) has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (borrowing agreements consisting of facilities that CGMHI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (has been advised are available, but where no contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.25 Td (lending obligation exists. ) Tj ET Q q 0 0 0 rg BT 139.14 394.25 Td (These arrangements are reviewed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.25 Td (on an ongoing basis to ensure flexibility in meeting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.25 Td (CGMHI) Tj ET Q q 0 0 0 rg BT 72.11 370.25 Td (s short-term requirements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.25 730.25 Td (Long-T) Tj ET Q q 0 0 0 rg BT 348.56 730.25 Td (erm Debt) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 664.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.75 664.75 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.75 664.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.75 664.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.75 664.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 636.75 82.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.75 636.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.75 636.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.75 636.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.75 636.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 600.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.75 600.75 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.75 600.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.75 600.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.75 600.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 572.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.75 572.75 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.75 572.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.75 572.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.75 572.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 544.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.75 544.75 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.75 544.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.75 544.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.75 544.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 516.75 82.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.75 516.75 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.75 516.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.75 516.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.75 516.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.75 489.75 82.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.75 489.75 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.75 489.75 47.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.75 489.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.75 489.75 42.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.75 696.75 m 531.75 696.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.75 696.75 m 573.75 696.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 664.75 m 399.75 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 664.75 m 442.75 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 664.75 m 489.75 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.75 696.75 m 531.75 696.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.75 664.75 m 531.75 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.75 696.75 m 573.75 696.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.75 664.75 m 573.75 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 664.75 m 399.75 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 664.75 m 442.75 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 664.75 m 489.75 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.75 664.75 m 531.75 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.75 664.75 m 573.75 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 530.75 m 399.75 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 530.75 m 442.75 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 530.75 m 489.75 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.75 530.75 m 531.75 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.75 530.75 m 573.75 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 530.75 m 399.75 530.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 516.75 m 399.75 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 530.75 m 442.75 530.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 516.75 m 442.75 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 530.75 m 489.75 530.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 516.75 m 489.75 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.75 530.75 m 531.75 530.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.75 516.75 m 531.75 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.75 530.75 m 573.75 530.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.75 516.75 m 573.75 516.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 516.75 m 399.75 516.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 516.75 m 442.75 516.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 516.75 m 489.75 516.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.75 516.75 m 531.75 516.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.75 516.75 m 573.75 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 466.75 m 442.75 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 466.75 m 489.75 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.75 466.75 m 531.75 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.75 466.75 m 573.75 466.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 466.75 m 399.75 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.75 452.75 m 399.75 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 466.75 m 442.75 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 452.75 m 442.75 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 466.75 m 489.75 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 452.75 m 489.75 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.75 466.75 m 531.75 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.75 452.75 m 531.75 452.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.75 466.75 m 573.75 466.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.75 452.75 m 573.75 452.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.35 710.20 Td (Balances at) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.05 701.20 Td (December) Tj ET Q q 0 0 0 rg BT 543.86 701.20 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 320.25 669.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.45 687.20 Td (W) Tj ET Q q 0 0 0 rg BT 410.95 687.20 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 678.20 Td (average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.70 669.20 Td (coupon) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 669.20 Td (Maturities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 669.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.25 669.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 655.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 343.08 655.20 Td (oup Inc.) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 374.59 659.28 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 641.21 Td (Senior debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 641.21 Td (4.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.75 641.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 641.21 Td (2018-2098) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.25 641.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.60 641.20 Td (123,488) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 641.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 641.21 Td (1) Tj ET Q q 0 0 0 rg BT 545.50 641.21 Td (18,881) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 628.01 Td (Subordinated debt) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 385.99 632.09 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 628.01 Td (4.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 628.01 Td (2018-2046) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.10 628.15 Td (26,963) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 628.01 Td (26,758) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 614.21 Td (T) Tj ET Q q 0 0 0 rg BT 325.43 614.21 Td (rust preferred ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 605.21 Td ( securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 605.21 Td (6.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 605.21 Td (2036-2067) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.65 605.20 Td (1,712) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 605.21 Td (1,694) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 591.20 Td (Bank) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 340.76 595.28 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 577.21 Td (Senior debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 577.21 Td (2.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 577.21 Td (2018-2049) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.10 577.20 Td (65,856) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 577.21 Td (49,454) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 563.20 Td (Br) Tj ET Q q 0 0 0 rg BT 330.08 563.20 Td (oker) Tj ET Q q 0 0 0 rg BT 347.25 563.20 Td (-dealer) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 374.23 567.28 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 549.21 Td (Senior debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 549.21 Td (3.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 549.21 Td (2018-2057) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.10 549.20 Td (18,666) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 549.21 Td (9,387) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 535.21 Td (Subordinated debt) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 385.99 539.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 535.21 Td (5.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 535.21 Td (2021-2037) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.90 535.20 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.75 535.21 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 521.20 Td (T) Tj ET Q q 0 0 0 rg BT 325.84 521.20 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 521.21 Td (3.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.75 521.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.25 521.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.60 521.20 Td (236,709) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 521.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 521.21 Td (206,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 507.21 Td (Senior debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.25 507.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.60 507.20 Td (208,010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 507.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 507.21 Td (177,722) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 494.01 Td (Subordinated debt) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 385.99 498.09 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.10 494.15 Td (26,987) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 494.01 Td (26,762) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 480.21 Td (T) Tj ET Q q 0 0 0 rg BT 325.43 480.21 Td (rust preferred ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.25 471.21 Td ( securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.65 471.20 Td (1,712) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 471.21 Td (1,694) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.25 457.20 Td (T) Tj ET Q q 0 0 0 rg BT 325.43 457.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.25 457.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.60 457.20 Td (236,709) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 457.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 457.21 Td (206,178) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.25 434.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.25 434.05 Td (Represents the parent holding company) Tj ET Q q 0 0 0 rg BT 461.36 434.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.25 424.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.25 424.45 Td (Includes notes that are subordinated within certain countries, regions ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.25 414.85 Td (or subsidiaries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.25 405.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.25 405.25 Td (Represents Citibank entities as well as other bank entities. ) Tj ET Q q 0 0 0 rg BT 522.77 405.25 Td (At ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.25 395.65 Td (December31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 398.12 395.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.67 395.65 Td (December31, 2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.54 395.65 Td (, collateralized long-term ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.25 386.05 Td (advances from the Federal Home Loan Banks were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 501.41 386.05 Td ($19.3 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 542.30 386.05 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.25 376.45 Td ($21.6 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 376.14 376.45 Td (, respectively) Tj ET Q q 0 0 0 rg BT 418.27 376.45 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.25 366.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.25 366.85 Td (Represents broker) Tj ET Q q 0 0 0 rg BT 393.07 366.85 Td (-dealer and other non-bank subsidiaries that are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.25 357.25 Td (consolidated into CitigroupInc., the parent holding company) Tj ET Q q 0 0 0 rg BT 530.02 357.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 333.25 Td (The Company issues both fixed- and variable-rate debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 321.25 Td (in a range of currencies. It uses derivative contracts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 309.25 Td (primarily interest rate swaps, to ef) Tj ET Q q 0 0 0 rg BT 453.69 309.25 Td (fectively convert a portion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 297.25 Td (of its fixed-rate debt to variable-rate debt. ) Tj ET Q q 0 0 0 rg BT 486.44 297.25 Td (The maturity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 285.25 Td (structure of the derivatives generally corresponds to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 273.25 Td (maturity structure of the debt being hedged. In addition, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 261.25 Td (Company uses other derivative contracts to manage the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 249.25 Td (foreign exchange impact of certain debt issuances. ) Tj ET Q q 0 0 0 rg BT 521.06 249.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 237.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.83 237.25 Td (, the Company) Tj ET Q q 0 0 0 rg BT 457.22 237.25 Td (s overall weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 225.25 Td (average interest rate for long-term debt was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.12 225.25 Td (3.57%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.95 225.25 Td ( on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 213.25 Td (contractual basis and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.61 213.25 Td (2.70%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.44 213.25 Td ( including the ef) Tj ET Q q 0 0 0 rg BT 494.52 213.25 Td (fects of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 201.25 Td (derivative contracts.) Tj ET Q endstream endobj 431 0 obj <> endobj 432 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (Aggregate annual maturities of long-term debt obligations \(based on final maturity dates\) including trust preferred securities are as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 704.60 135.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 704.60 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 704.60 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 704.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 704.60 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 704.60 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 704.60 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 704.60 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 674.60 135.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 171.50 674.60 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 674.60 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 674.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.50 674.60 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 674.60 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 674.60 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 674.60 53.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 704.6 m 171.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 704.6 m 227.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 704.6 m 284.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 704.6 m 339.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 704.6 m 396.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 704.6 m 452.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 704.6 m 509.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 704.6 m 562.5 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 659.6 m 171.5 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 659.6 m 227.5 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 659.6 m 284.5 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 659.6 m 339.5 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 659.6 m 396.5 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 659.6 m 452.5 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 659.6 m 509.5 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 659.6 m 562.5 659.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 644.6 m 171.5 644.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 171.5 644.6 m 227.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 659.6 m 284.5 659.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 644.6 m 284.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 659.6 m 339.5 659.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 644.6 m 339.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 659.6 m 396.5 659.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 339.5 644.6 m 396.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 659.6 m 452.5 659.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 644.6 m 452.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 659.6 m 509.5 659.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 644.6 m 509.5 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 659.6 m 562.5 659.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 644.6 m 562.5 644.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 39.00 709.05 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.00 709.05 Td (2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.00 709.05 Td (2019) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.00 709.05 Td (2020) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.00 709.05 Td (2021) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.00 709.05 Td (2022) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.80 709.05 Td (Ther) Tj ET Q q 0 0 0 rg BT 483.72 709.05 Td (eafter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.30 709.05 Td (T) Tj ET Q q 0 0 0 rg BT 544.48 709.05 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 694.06 Td (Citigroup Inc.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.00 694.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 199.25 694.06 Td (20,050) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 694.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.25 694.06 Td (16,656) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 287.00 694.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.75 694.06 Td (9,565) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.00 694.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 694.06 Td (15,499) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 694.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 694.06 Td (9,627) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 694.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 694.06 Td (80,766) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 694.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 694.06 Td (152,163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 679.06 Td (Bank) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 199.25 679.06 Td (29,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.25 679.06 Td (17,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.25 679.06 Td (10,302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 679.06 Td (4,077) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 679.06 Td (1,471) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 679.06 Td (3,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 679.06 Td (65,856) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 664.06 Td (Broker) Tj ET Q q 0 0 0 rg BT 63.81 664.06 Td (-dealer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.75 664.06 Td (4,158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.75 664.06 Td (2,388) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 315.75 664.06 Td (3,321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 664.06 Td (1,443) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.75 664.06 Td (1,266) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.75 664.06 Td (6,1) Tj ET Q q 0 0 0 rg BT 497.00 664.06 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 664.06 Td (18,690) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 649.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 649.05 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.00 649.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 199.25 649.06 Td (53,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 649.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.25 649.06 Td (36,289) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 287.00 649.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.25 649.06 Td (23,188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.00 649.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 649.06 Td (21,019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 649.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.25 649.06 Td (12,364) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 649.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.25 649.06 Td (90,371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 649.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 649.06 Td (236,709) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.10 Td (The following table summarizes the Company) Tj ET Q q 0 0 0 rg BT 224.01 609.10 Td (s outstanding trust preferred securities at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.96 609.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.55 609.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 519.60 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 138.50 519.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 519.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 519.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 519.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 519.60 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 519.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 519.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 519.60 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 482.60 102.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 138.50 482.60 45.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 482.60 49.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 232.50 482.60 52.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 482.60 54.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 482.60 45.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 482.60 53.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 482.60 63.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 482.60 73.00 -22.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 573.6 m 436.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 573.6 m 499.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 573.6 m 572.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 532.6 m 138.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 532.6 m 183.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 532.6 m 232.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 532.6 m 284.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 532.6 m 338.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 532.6 m 383.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 573.6 m 436.5 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 532.6 m 436.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 532.6 m 499.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 532.6 m 572.5 532.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 519.6 m 138.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 519.6 m 183.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 519.6 m 232.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 519.6 m 284.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 519.6 m 338.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 519.6 m 383.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 519.6 m 436.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 519.6 m 499.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 519.6 m 572.5 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 460.6 m 138.5 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 460.6 m 183.5 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 460.6 m 232.5 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 460.6 m 284.5 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 460.6 m 338.5 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 460.6 m 383.5 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 460.6 m 436.5 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 460.6 m 499.5 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 460.6 m 572.5 460.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 446.6 m 138.5 446.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 138.5 446.6 m 183.5 446.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 446.6 m 232.5 446.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 232.5 446.6 m 284.5 446.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 446.6 m 338.5 446.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 446.6 m 383.5 446.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 446.6 m 436.5 446.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 446.6 m 499.5 446.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 446.6 m 572.5 446.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 578.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 141.00 578.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 578.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.00 578.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.00 578.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 578.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 578.05 Td (Junior) Tj ET Q q 0 0 0 rg BT 411.42 578.05 Td ( subordinated debentur) Tj ET Q q 0 0 0 rg BT 501.78 578.05 Td (es owned by trust) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 537.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.67 537.05 Td (rust) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 143.95 546.05 Td (Issuance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 152.25 537.05 Td (date) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.75 546.05 Td (Securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.70 537.05 Td (issued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 235.20 546.05 Td (Liquidation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.30 537.05 Td (value) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 264.80 541.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.70 546.05 Td (Coupon) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.80 537.05 Td (rate) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 315.29 541.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.75 564.05 Td (Common) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.30 555.05 Td (shar) Tj ET Q q 0 0 0 rg BT 365.14 555.05 Td (es) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.70 546.05 Td (issued) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.95 537.05 Td (to par) Tj ET Q q 0 0 0 rg BT 366.03 537.05 Td (ent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.70 537.05 Td (Amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.00 537.05 Td (Maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 555.05 Td (Redeemable) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.45 546.05 Td (by issuer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.45 537.05 Td (beginning) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 39.00 523.85 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.00 523.85 Td (In millions of dollars, except shar) Tj ET Q q 0 0 0 rg BT 148.70 523.85 Td (e amounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 510.06 Td (Citigroup Capital III) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.00 510.06 Td (Dec. 1996) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 199.75 510.06 Td (194,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 510.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.50 510.06 Td (194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 510.06 Td (7.625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 510.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 510.06 Td (6,003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 510.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.50 510.06 Td (200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 510.06 Td (Dec.1, 2036) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 510.06 Td (Not redeemable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 487.06 Td (Citigroup Capital XIII) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 141.45 487.06 Td (Sept. 2010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.50 487.06 Td (89,840,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.75 487.06 Td (2,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 287.45 496.06 Td (3 mo LIBOR) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.40 487.06 Td (+ 637 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.75 487.06 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 487.06 Td (2,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 487.06 Td (Oct.30, 2040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 487.06 Td (Oct.30, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 465.06 Td (Citigroup Capital XVIII) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.25 465.06 Td (June 2007) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.25 465.06 Td (99,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.50 465.06 Td (135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 287.45 473.86 Td (3 mo LIBOR) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.65 464.86 Td (+ 88.75 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 465.06 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.50 465.06 Td (135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.75 465.06 Td (June28, 2067) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.75 465.06 Td (June28, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 451.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 451.05 Td (otal obligated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 180.00 451.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 451.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.00 451.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.75 451.06 Td (2,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 451.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 451.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 451.06 Td (2,581) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 451.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 569.00 451.06 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 427.90 Td (Note: Distributions on the trust preferred securities and interest on the subordinated debentures are payable semiannually for Citigroup Capital III and Citigroup ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 418.30 Td (Capital XVIII and quarterly for Citigroup Capital XIII.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 408.70 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 408.70 Td (Represents the notional value received by investors from the trusts at the time of issuance.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 399.10 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 399.10 Td (In each case, the coupon rate on the subordinated debentures is the same as that on the trust preferred securities. ) Tj ET Q endstream endobj 433 0 obj <> endobj 434 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (216) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (18. REGULA) Tj ET Q q 0 0 0 rg BT 93.04 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 99.53 749.25 Td (OR) Tj ET Q q 0 0 0 rg BT 114.18 749.25 Td (Y) Tj ET Q q 0 0 0 rg BT 121.03 749.25 Td ( CAPIT) Tj ET Q q 0 0 0 rg BT 153.90 749.25 Td (AL) Tj ET Q q 0 0 0 rg BT 167.24 749.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Citigroup is subject to risk-based capital and leverage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (standards issued by the Federal Reserve Board, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (constitute the U.S. Basel III rules. Citi) Tj ET Q q 0 0 0 rg BT 191.81 701.25 Td (s U.S.-insured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (depository institution subsidiaries, including Citibank, are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (subject to similar standards issued by their respective primary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (federal bank regulatory agencies. ) Tj ET Q q 0 0 0 rg BT 171.03 665.25 Td (These standards are used to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (evaluate capital adequacy and include the required minimums ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (shown in the following table. ) Tj ET Q q 0 0 0 rg BT 155.25 641.25 Td (The regulatory agencies are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (required by law to take specific, prompt corrective actions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (with respect to institutions that do not meet minimum capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (standards.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td () Tj ET Q q 0 0 0 rg BT 344.32 713.10 Td (The following table sets forth for Citigroup and Citibank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (the regulatory capital tiers, total risk-weighted assets, quarterly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (adjusted average total assets, ) Tj ET Q q 0 0 0 rg BT 441.83 689.10 Td (T) Tj ET Q q 0 0 0 rg BT 447.24 689.10 Td (otal Leverage Exposure, risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (based capital ratios and leverage ratios in accordance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (current regulatory standards \(reflecting Basel III ) Tj ET Q q 0 0 0 rg BT 519.84 665.10 Td (T) Tj ET Q q 0 0 0 rg BT 525.60 665.10 Td (ransition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Arrangements\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.00 629.25 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 555.75 240.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 555.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 555.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 555.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 555.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 555.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 523.75 240.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 523.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 523.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 523.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 523.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 523.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 491.75 240.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 491.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 491.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 491.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 491.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 491.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 459.75 240.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 459.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 459.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 459.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 459.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 459.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 427.75 240.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 427.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.50 427.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 427.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 427.75 60.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 427.75 60.00 -16.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 602.75 m 395.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 602.75 m 455.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 571.75 m 275.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 571.75 m 335.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 571.75 m 395.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 602.75 m 455.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 602.75 m 455.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 602.75 m 455.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 602.75 m 515.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 571.75 m 515.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 602.75 m 575.5 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 571.75 m 575.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 571.75 m 455.5 555.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 571.75 m 455.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 571.75 m 515.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 555.75 m 455.5 539.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 539.75 m 455.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 523.75 m 455.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 507.75 m 455.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 475.75 m 275.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 475.75 m 335.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 475.75 m 395.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 491.75 m 455.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 475.75 m 455.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 475.75 m 515.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 475.75 m 575.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 475.75 m 455.5 459.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 475.75 m 515.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 459.75 m 455.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 443.75 m 455.5 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 427.75 m 455.5 411.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 395.75 m 275.5 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 395.75 m 335.5 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 335.5 395.75 m 395.5 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 395.75 m 455.5 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 395.75 m 515.5 395.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 395.75 m 575.5 395.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 576.00 Td (Inmillionsofdollars, except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.75 585.20 Td (Stated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.20 576.20 Td (minimum) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.30 607.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 399.21 607.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.95 607.20 Td (Citibank) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.75 594.15 Td (W) Tj ET Q q 0 0 0 rg BT 363.25 594.15 Td (ell-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.25 585.15 Td (capitalized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.20 576.15 Td (minimum) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.80 585.20 Td (December) Tj ET Q q 0 0 0 rg BT 437.69 585.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 576.20 Td (2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.75 594.15 Td (W) Tj ET Q q 0 0 0 rg BT 483.25 594.15 Td (ell-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 585.15 Td (capitalized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.20 576.15 Td (minimum) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.80 585.20 Td (December) Tj ET Q q 0 0 0 rg BT 557.61 585.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.00 576.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 560.21 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 99.92 560.21 Td (T) Tj ET Q q 0 0 0 rg BT 105.18 560.21 Td (ier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 560.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 560.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 560.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.75 560.20 Td (147,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 560.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.00 560.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.75 560.20 Td (124,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 544.21 Td (T) Tj ET Q q 0 0 0 rg BT 43.34 544.21 Td (ier 1 Capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 544.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 544.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.75 544.20 Td (164,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 544.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.75 544.20 Td (126,303) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 528.21 Td (T) Tj ET Q q 0 0 0 rg BT 42.87 528.21 Td (otal Capital) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 84.61 532.29 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 86.07 528.21 Td (\(T) Tj ET Q q 0 0 0 rg BT 94.25 528.21 Td (ier 1 Capital + ) Tj ET Q q 0 0 0 rg BT 148.15 528.21 Td (T) Tj ET Q q 0 0 0 rg BT 153.33 528.21 Td (ier 2 Capital\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 200.81 532.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 528.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.00 528.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.75 528.20 Td (190,331) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 528.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.75 528.20 Td (139,351) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 512.21 Td (T) Tj ET Q q 0 0 0 rg BT 42.87 512.21 Td (otal risk-weighted assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 131.35 516.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 512.20 Td (1,138,167) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 512.20 Td (1,014,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 496.21 Td (Quarterly adjusted average total assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 176.45 500.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 496.20 Td (1,869,206) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 496.20 Td (1,401,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 480.21 Td (T) Tj ET Q q 0 0 0 rg BT 42.87 480.21 Td (otal Leverage Exposure) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.33 484.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 480.20 Td (2,433,371) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 480.20 Td (1,901,069) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 464.21 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 99.84 464.21 Td (T) Tj ET Q q 0 0 0 rg BT 105.02 464.21 Td (ier 1 Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 168.25 468.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 464.20 Td (4.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 464.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.95 464.20 Td ( N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 464.20 Td (12.99) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 464.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 464.20 Td (6.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.00 464.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.75 464.20 Td (12.30) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 464.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 448.21 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 448.21 Td (ier 1 Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 106.41 452.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 448.20 Td (6.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.75 448.20 Td (6.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 448.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 448.20 Td (14.48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 448.20 Td (8.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.75 448.20 Td (12.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 432.21 Td (T) Tj ET Q q 0 0 0 rg BT 42.87 432.21 Td (otal Capital ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 103.35 436.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 432.20 Td (8.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.25 432.20 Td (10.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 432.20 Td (16.77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.25 432.20 Td (10.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.75 432.20 Td (14.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 416.21 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 416.21 Td (ier 1 Leverage ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 416.20 Td (4.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.95 416.20 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.25 416.20 Td (8.82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.75 416.20 Td (5.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 416.20 Td (9.01) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 400.21 Td (Supplementary Leverage ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 146.95 404.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.95 400.20 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.95 400.20 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.25 400.20 Td (6.77) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.95 400.20 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 400.20 Td (6.64) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 377.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 377.05 Td (Reflected in the table above is Citigroup) Tj ET Q q 0 0 0 rg BT 185.52 377.05 Td (s and Citibank) Tj ET Q q 0 0 0 rg BT 233.96 377.05 Td (s ) Tj ET Q q 0 0 0 rg BT 238.93 377.05 Td (T) Tj ET Q q 0 0 0 rg BT 243.26 377.05 Td (otal Capital as derived under the Basel III ) Tj ET Q q 0 0 0 rg BT 378.32 377.05 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 412.31 377.05 Td (Approaches framework. ) Tj ET Q q 0 0 0 rg BT 491.17 377.05 Td (At ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 501.17 377.05 Td (December31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.04 377.05 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 367.45 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 86.89 367.45 Td (s and Citibank) Tj ET Q q 0 0 0 rg BT 135.33 367.45 Td (s ) Tj ET Q q 0 0 0 rg BT 140.30 367.45 Td (T) Tj ET Q q 0 0 0 rg BT 144.63 367.45 Td (otal Capital as derived under the Basel III Standardized ) Tj ET Q q 0 0 0 rg BT 323.46 367.45 Td (Approach was ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.44 367.45 Td ($202 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 410.33 367.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 425.88 367.45 Td ($150 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 464.77 367.45 Td (, respectively) Tj ET Q q 0 0 0 rg BT 506.90 367.45 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 357.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 357.85 Td (Reflected in the table above are Citigroup) Tj ET Q q 0 0 0 rg BT 189.95 357.85 Td (s and Citibank) Tj ET Q q 0 0 0 rg BT 238.39 357.85 Td (s total risk-weighted assets as derived under the Basel III Standardized ) Tj ET Q q 0 0 0 rg BT 466.10 357.85 Td (Approach. ) Tj ET Q q 0 0 0 rg BT 501.20 357.85 Td (At December 31, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 348.25 Td (2017, Citigroup) Tj ET Q q 0 0 0 rg BT 106.89 348.25 Td (s and Citibank) Tj ET Q q 0 0 0 rg BT 155.33 348.25 Td (s total risk-weighted assets as derived under the Basel III ) Tj ET Q q 0 0 0 rg BT 339.28 348.25 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 373.27 348.25 Td (Approaches were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.02 348.25 Td ($1,135 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.91 348.25 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.46 348.25 Td ($955 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 530.35 348.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 572.48 348.25 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 338.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 338.65 Td (T) Tj ET Q q 0 0 0 rg BT 58.61 338.65 Td (ier 1 Leverage ratio denominator) Tj ET Q q 0 0 0 rg BT 163.45 338.65 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 329.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 329.05 Td (Supplementary Leverage ratio denominator) Tj ET Q q 0 0 0 rg BT 192.84 329.05 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 319.45 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 319.45 Td (As of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 73.55 319.45 Td (December31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 136.42 319.45 Td (, Citigroup) Tj ET Q q 0 0 0 rg BT 173.31 319.45 Td (s and Citibank) Tj ET Q q 0 0 0 rg BT 221.75 319.45 Td (s reportable Common Equity ) Tj ET Q q 0 0 0 rg BT 316.26 319.45 Td (T) Tj ET Q q 0 0 0 rg BT 320.87 319.45 Td (ier 1 Capital and ) Tj ET Q q 0 0 0 rg BT 375.82 319.45 Td (T) Tj ET Q q 0 0 0 rg BT 380.42 319.45 Td (ier 1 Capital ratios were the lower derived under the Basel ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 309.85 Td (III Standardized ) Tj ET Q q 0 0 0 rg BT 107.31 309.85 Td (Approach, whereas the reportable ) Tj ET Q q 0 0 0 rg BT 217.12 309.85 Td (T) Tj ET Q q 0 0 0 rg BT 221.45 309.85 Td (otal Capital ratios were the lower derived under the Basel III ) Tj ET Q q 0 0 0 rg BT 417.15 309.85 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 451.14 309.85 Td (Approaches framework. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 300.25 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 300.25 Td (Commencing on January 1, 2018, Citigroup and Citibank will be required to maintain a stated minimum Supplementary Leverage ratio of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.46 300.25 Td (3%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.12 300.25 Td (, and Citibank will ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 290.65 Td (be required to maintain a Supplementary Leverage ratio of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 243.48 290.65 Td (6%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 254.14 290.65 Td ( to be considered well capitalized.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 281.05 Td (N/A) Tj ET Q q 0 0 0 rg BT 49.34 281.05 Td ( Not applicable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 259.45 Td (As indicated in the table above, Citigroup and Citibank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 247.45 Td (were well capitalized under the current federal bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 235.45 Td (regulatory agency definitions as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.34 235.45 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.93 235.45 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 259.45 Td (Banking SubsidiariesConstraints on Dividends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 247.45 Td (There are various legal limitations on the ability of Citigroup) Tj ET Q q 0 0 0 rg BT 570.88 247.45 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 235.45 Td (subsidiary depository institutions to extend credit, pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 223.45 Td (dividends, or otherwise supply funds to Citigroup and its non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 211.45 Td (bank subsidiaries. ) Tj ET Q q 0 0 0 rg BT 397.97 211.45 Td (The approval of the Of) Tj ET Q q 0 0 0 rg BT 489.42 211.45 Td (fice of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 199.45 Td (Comptroller of the Currency is required if total dividends ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 187.45 Td (declared in any calendar year were to exceed amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 175.45 Td (specified by the applicable agency) Tj ET Q q 0 0 0 rg BT 464.49 175.45 Td (s regulations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 163.45 Td (In determining the dividends, each subsidiary depository ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 151.45 Td (institution must also consider its ef) Tj ET Q q 0 0 0 rg BT 463.53 151.45 Td (fect on applicable risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 139.45 Td (based capital and leverage ratio requirements, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 127.45 Td (policy statements of the federal bank regulatory agencies that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 115.45 Td (indicate that banking or) Tj ET Q q 0 0 0 rg BT 418.51 115.45 Td (ganizations should generally pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 103.45 Td (dividends out of current operating earnings. Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 91.45 Td (received ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.36 91.45 Td ($7.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.48 91.45 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.91 91.45 Td ($13.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.03 91.45 Td ( in dividends from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 79.45 Td (Citibank during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.55 79.45 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.55 79.45 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.99 79.45 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.99 79.45 Td (, respectively) Tj ET Q q 0 0 0 rg BT 501.65 79.45 Td (.) Tj ET Q endstream endobj 435 0 obj <> endobj 436 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (217) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (19.CHANGES IN ) Tj ET Q q 0 0 0 rg BT 121.01 742.25 Td (ACCUMULA) Tj ET Q q 0 0 0 rg BT 179.71 742.25 Td (TED OTHER COMPREHENSIVE INCOME \(LOSS\) \(AOCI\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 722.25 Td (Changes in each component of Citigroup) Tj ET Q q 0 0 0 rg BT 202.91 722.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 209.30 722.25 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 312.79 722.25 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.31 722.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 644.75 192.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 644.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 644.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 644.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 644.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 644.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 644.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 607.75 192.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 607.75 56.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 607.75 55.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 607.75 47.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 607.75 51.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 607.75 60.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 607.75 65.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 571.75 192.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 571.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 571.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 571.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 571.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 571.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 571.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 542.75 192.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 542.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 542.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 542.75 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 542.75 51.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 542.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 542.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 504.75 192.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 504.75 56.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 504.75 55.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 504.75 47.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 504.75 51.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 504.75 60.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 504.75 65.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 468.75 192.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 468.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 468.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 468.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 468.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 468.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 468.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 440.75 192.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 440.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 440.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 440.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 440.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 440.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 440.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 413.75 192.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 413.75 56.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 413.75 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 413.75 47.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 413.75 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 413.75 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 413.75 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 368.75 192.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 368.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 368.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 368.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 368.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 368.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 368.75 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 644.75 m 227.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 644.75 m 227.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 644.75 m 283.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 644.75 m 338.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 644.75 m 385.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 644.75 m 436.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 644.75 m 496.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 644.75 m 561.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 585.75 m 227.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 585.75 m 283.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 585.75 m 338.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 585.75 m 385.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 585.75 m 436.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 585.75 m 496.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 585.75 m 561.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 585.75 m 227.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 571.75 m 227.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 585.75 m 283.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 571.75 m 283.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 585.75 m 338.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 571.75 m 338.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 585.75 m 385.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 571.75 m 385.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 585.75 m 436.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 571.75 m 436.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 585.75 m 496.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 571.75 m 496.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 585.75 m 561.5 585.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 571.75 m 561.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 571.75 m 227.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 557.75 m 227.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 571.75 m 283.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 557.75 m 283.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 571.75 m 338.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 557.75 m 338.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 571.75 m 385.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 557.75 m 385.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 571.75 m 436.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 557.75 m 436.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 571.75 m 496.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 557.75 m 496.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 571.75 m 561.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 557.75 m 561.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 557.75 m 227.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 542.75 m 227.5 542.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 557.75 m 283.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 542.75 m 283.5 542.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 557.75 m 338.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 542.75 m 338.5 542.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 557.75 m 385.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 542.75 m 385.5 542.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 557.75 m 436.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 542.75 m 436.5 542.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 557.75 m 496.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 542.75 m 496.5 542.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 557.75 m 561.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 542.75 m 561.5 542.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 527.75 m 283.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 527.75 m 338.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 527.75 m 385.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 527.75 m 436.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 527.75 m 496.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 527.75 m 561.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 527.75 m 227.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 482.75 m 227.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 482.75 m 283.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 482.75 m 338.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 482.75 m 385.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 482.75 m 436.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 482.75 m 496.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 482.75 m 561.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 468.75 m 227.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 468.75 m 283.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 468.75 m 338.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 468.75 m 385.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 468.75 m 436.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 468.75 m 496.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 468.75 m 561.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 468.75 m 227.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 454.75 m 227.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 468.75 m 283.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 454.75 m 283.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 468.75 m 338.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 454.75 m 338.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 468.75 m 385.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 454.75 m 385.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 468.75 m 436.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 454.75 m 436.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 468.75 m 496.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 454.75 m 496.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 468.75 m 561.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 454.75 m 561.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 454.75 m 227.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 454.75 m 283.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 454.75 m 338.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 454.75 m 385.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 454.75 m 436.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 454.75 m 496.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 454.75 m 561.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 440.75 m 227.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 440.75 m 283.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 440.75 m 338.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 440.75 m 385.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 440.75 m 436.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 440.75 m 496.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 440.75 m 561.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 368.75 m 227.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 368.75 m 283.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 368.75 m 338.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 368.75 m 385.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 368.75 m 436.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 368.75 m 496.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 368.75 m 561.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 354.75 m 227.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 354.75 m 283.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 368.75 m 338.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 354.75 m 338.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 354.75 m 385.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 354.75 m 436.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 354.75 m 496.5 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 354.75 m 561.5 354.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 340.75 m 227.5 340.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 340.75 m 283.5 340.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 340.75 m 338.5 340.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 340.75 m 385.5 340.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 340.75 m 436.5 340.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 354.75 m 496.5 354.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 340.75 m 496.5 340.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 340.75 m 561.5 340.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 649.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.25 694.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.80 685.20 Td (unr) Tj ET Q q 0 0 0 rg BT 248.72 685.20 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.10 676.20 Td (gains \(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.20 667.20 Td (on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.00 658.20 Td (investment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.00 649.20 Td (securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.25 676.20 Td (Debt ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.45 667.20 Td (valuation ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.70 658.20 Td (adjustment ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.90 649.20 Td (\(DV) Tj ET Q q 0 0 0 rg BT 309.74 649.20 Td (A\)) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 319.23 653.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.35 658.20 Td (Cash flow ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.05 649.20 Td (hedges) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 371.05 653.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.75 658.20 Td (Benefit ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.80 649.20 Td (plans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 417.31 653.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.05 694.20 Td (For) Tj ET Q q 0 0 0 rg BT 464.88 694.20 Td (eign) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.80 685.20 Td (curr) Tj ET Q q 0 0 0 rg BT 465.63 685.20 Td (ency) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.95 676.20 Td (translation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.20 667.20 Td (adjustment ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.70 658.20 Td (\(CT) Tj ET Q q 0 0 0 rg BT 455.53 658.20 Td (A\), net of ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.55 649.20 Td (hedges) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 475.55 653.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.00 676.20 Td (Accumulated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 518.30 667.20 Td (other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.80 658.20 Td (compr) Tj ET Q q 0 0 0 rg BT 524.63 658.20 Td (ehensive) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.60 649.20 Td (income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 635.21 Td (Balance, December 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 635.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.00 635.21 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 635.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 635.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.00 635.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 635.21 Td (\(909) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.00 635.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 635.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.75 635.21 Td (\(5,159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 635.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 635.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.25 635.21 Td (\(17,205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 635.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 635.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.25 635.21 Td (\(23,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 635.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 621.21 Td (Other comprehensive income before) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 612.21 Td (reclassifications) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.50 612.21 Td (\(695) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 612.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 612.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 612.21 Td (83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 612.21 Td (\(143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 612.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.75 612.21 Td (\(5,465) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 612.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 612.21 Td (\(6,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 612.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 599.01 Td (Increase \(decrease\) due to amounts reclassified) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 590.01 Td (from ) Tj ET Q q 0 0 0 rg BT 57.50 590.01 Td (AOCI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.50 590.21 Td (\(269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 590.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 590.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.50 590.21 Td (209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.50 590.21 Td (186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.00 590.21 Td (\(34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 590.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 590.21 Td (92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 576.21 Td (Change, net of taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 576.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.50 576.21 Td (\(964) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 576.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 576.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 576.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.00 576.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.50 576.21 Td (292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 576.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 576.21 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 576.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.75 576.21 Td (\(5,499) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 576.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 576.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 576.21 Td (\(6,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 576.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 562.21 Td (Balance, December 31, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.50 562.21 Td (\(907) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 562.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 562.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 562.21 Td (\(617) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.00 562.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.75 562.21 Td (\(5,1) Tj ET Q q 0 0 0 rg BT 424.00 562.21 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 562.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.25 562.21 Td (\(22,704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 562.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 562.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.25 562.21 Td (\(29,344) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 562.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 547.21 Td (Adjustment to opening balance, net of taxes) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 196.21 551.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 547.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.00 547.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 547.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 547.21 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 547.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.00 547.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 547.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 547.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 547.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 547.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 547.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 547.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 547.21 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 547.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 532.21 Td (Adjusted balance, beginning of period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 532.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.50 532.21 Td (\(907) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 532.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 532.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 532.21 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 532.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.00 532.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 532.21 Td (\(617) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.00 532.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 532.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.75 532.21 Td (\(5,1) Tj ET Q q 0 0 0 rg BT 424.00 532.21 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 532.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 532.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.25 532.21 Td (\(22,704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 532.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 532.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.25 532.21 Td (\(29,359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 532.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 518.21 Td (Other comprehensive income before) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 509.21 Td (reclassifications) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 266.50 509.21 Td (530) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.50 509.21 Td (\(335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 509.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 509.21 Td (\(88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.00 509.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 509.21 Td (\(208) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 509.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.75 509.21 Td (\(2,802) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 509.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 509.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 509.21 Td (\(2,903) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 509.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 496.01 Td (Increase \(decrease\) due to amounts reclassified ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 487.01 Td (from ) Tj ET Q q 0 0 0 rg BT 57.25 487.01 Td (AOCI) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 79.25 491.09 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.50 487.21 Td (\(422) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 487.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.50 487.21 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 487.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.50 487.21 Td (145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.50 487.21 Td (160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 487.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 487.21 Td (\(1) Tj ET Q q 0 0 0 rg BT 549.00 487.21 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 487.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 473.21 Td (Change, net of taxes) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 111.48 477.29 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 473.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 266.50 473.21 Td (108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 473.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.50 473.21 Td (\(337) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 473.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.00 473.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 473.21 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 473.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.00 473.21 Td (\(48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 473.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 473.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.75 473.21 Td (\(2,802) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 473.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 473.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 473.21 Td (\(3,022) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 473.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 459.21 Td (Balance, December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.50 459.21 Td (\(799) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 459.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.50 459.21 Td (\(352) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 459.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 459.21 Td (\(560) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.00 459.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.75 459.21 Td (\(5,164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 459.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.25 459.21 Td (\(25,506) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 459.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.25 459.21 Td (\(32,381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 459.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 445.21 Td (Adjustment to opening balance, net of taxes ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 198.46 449.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.00 445.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 266.50 445.21 Td (504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 445.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 445.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.00 445.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.00 445.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 445.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 445.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 445.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 445.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 445.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 445.21 Td (504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 431.21 Td (Adjusted balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 431.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.50 431.20 Td (\(295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 431.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 431.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 431.20 Td (\(352) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 431.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 431.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.50 431.20 Td (\(560) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 431.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 431.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.75 431.20 Td (\(5,164) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 431.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 431.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 431.20 Td (\(25,506) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 431.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 431.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.25 431.20 Td (\(31,877) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 431.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 418.01 Td (Impact of ) Tj ET Q q 0 0 0 rg BT 74.82 418.01 Td (T) Tj ET Q q 0 0 0 rg BT 79.69 418.01 Td (ax Reform) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 117.93 422.09 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.50 418.15 Td (\(223) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 418.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 418.15 Td (\(139) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 418.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.50 418.15 Td (\(1) Tj ET Q q 0 0 0 rg BT 373.00 418.15 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 418.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.75 418.15 Td (\(1,020) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 418.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.75 418.15 Td (\(1,809) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 418.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.75 418.15 Td (\(3,304) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 418.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 404.21 Td (Other comprehensive income before) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 395.21 Td (reclassifications) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.50 395.20 Td (\(186) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 395.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 395.20 Td (\(426) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 395.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.50 395.20 Td (\(1) Tj ET Q q 0 0 0 rg BT 373.00 395.20 Td (1) Tj ET Q q 0 0 0 rg BT 377.50 395.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 395.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.50 395.20 Td (\(158) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 395.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.75 395.20 Td (1,607) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.50 395.20 Td (726) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 382.01 Td (Increase \(decrease\) due to amounts reclassified) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 373.01 Td (from ) Tj ET Q q 0 0 0 rg BT 57.25 373.01 Td (AOCI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.50 373.20 Td (\(454) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 373.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.50 373.20 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 373.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 373.20 Td (86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.50 373.20 Td (159) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 373.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 373.20 Td (\(213) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 373.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 359.21 Td (Change, net of taxes) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 111.48 363.29 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 359.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.50 359.20 Td (\(863) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 359.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 359.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 359.20 Td (\(569) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 359.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 359.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.50 359.20 Td (\(138) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 359.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 359.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.75 359.20 Td (\(1,019) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 359.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 359.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.50 359.20 Td (\(202) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 359.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 359.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.75 359.20 Td (\(2,791) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 359.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 345.20 Td (Balance at December) Tj ET Q q 0 0 0 rg BT 119.31 345.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.00 345.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 256.75 345.20 Td (\(1,158) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.00 345.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 345.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 345.20 Td (\(921) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 345.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 345.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.50 345.20 Td (\(698) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 345.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.00 345.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.75 345.20 Td (\(6,183) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 345.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 345.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.25 345.20 Td (\(25,708) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 345.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 345.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.25 345.20 Td (\(34,668) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 345.20 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 323.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 323.65 Td (Beginning in the first quarter of 2016, changes in DV) Tj ET Q q 0 0 0 rg BT 224.04 323.65 Td (A) Tj ET Q q 0 0 0 rg BT 229.38 323.65 Td ( are reflected as a component of ) Tj ET Q q 0 0 0 rg BT 333.11 323.65 Td (AOCI, pursuant to the adoption of only the provisions of ) Tj ET Q q 0 0 0 rg BT 516.42 323.65 Td (ASU 2016-01 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 314.05 Td (relating to the presentation of DV) Tj ET Q q 0 0 0 rg BT 160.71 314.05 Td (A) Tj ET Q q 0 0 0 rg BT 166.05 314.05 Td ( on fair value option liabilities. See Note 1 to the Consolidated Financial Statements for further information regarding this ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 304.45 Td (change.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 294.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 294.85 Td (Primarily driven by Citi) Tj ET Q q 0 0 0 rg BT 132.88 294.85 Td (s pay fixed/receive floating interest rate swap programs that hedge the floating rates on liabilities. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 285.25 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 285.25 Td (Primarily reflects adjustments based on the quarterly actuarial valuations of Citi) Tj ET Q q 0 0 0 rg BT 312.15 285.25 Td (s significant pension and postretirement plans, annual actuarial valuations of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 275.65 Td (all other plans and amortization of amounts previously recognized in Other comprehensive income. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 266.05 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 266.05 Td (Primarily reflects the movements in \(by order of impact\) the Euro, Mexican peso, Polish zloty and Korean won against the U.S. dollar and changes in related ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 256.45 Td (tax ef) Tj ET Q q 0 0 0 rg BT 71.84 256.45 Td (fects and hedges for the year ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 186.68 256.45 Td (December31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.55 256.45 Td (. Primarily reflects the movements in \(by order of impact\) the Mexican peso, Euro, British pound ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 246.85 Td (and Indian rupee against the U.S. dollar and changes in related tax ef) Tj ET Q q 0 0 0 rg BT 274.22 246.85 Td (fects and hedges for the year ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 389.05 246.85 Td (December31, 2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 451.92 246.85 Td (. Primarily reflects the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 237.25 Td (movements in \(by order of impact\) the Mexican peso, Brazilian real, Korean won and Euro against the U.S. dollar and changes in related tax ef) Tj ET Q q 0 0 0 rg BT 512.37 237.25 Td (fects and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 227.65 Td (hedges for the year ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.18 227.65 Td (December31, 2015) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.05 227.65 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 218.05 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 218.05 Td (In the second quarter of 2017, Citi early adopted ) Tj ET Q q 0 0 0 rg BT 210.84 218.05 Td (ASU No. 2017-08) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 269.29 218.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 273.29 218.05 Td (Upon adoption, a cumulative ef) Tj ET Q q 0 0 0 rg BT 374.23 218.05 Td (fect adjustment was recorded to reduce retained earnings, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 208.45 Td (ef) Tj ET Q q 0 0 0 rg BT 60.07 208.45 Td (fective January 1, 2017, for the incremental amortization of cumulative fair value hedge adjustments on callable state and municipal debt securities. See ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 198.85 Td (Note 1 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 189.25 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 189.25 Td (In the fourth quarter of 2017, Citi adopted ) Tj ET Q q 0 0 0 rg BT 190.19 189.25 Td (ASU 2018-02, which transferred these amounts from ) Tj ET Q q 0 0 0 rg BT 361.71 189.25 Td (AOCI to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 391.49 189.25 Td (Retained earnings) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 449.92 189.25 Td (. See Note 1 to the Consolidated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 179.65 Td (Financial Statements.) Tj ET Q endstream endobj 437 0 obj <> endobj 438 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (218) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (The pretax and after) Tj ET Q q 0 0 0 rg BT 116.59 742.10 Td (-tax changes in each component of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 258.20 742.10 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 361.69 742.10 Td (ehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.21 742.10 Td ( are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 691.60 301.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 691.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 691.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 691.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 691.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 665.60 301.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 665.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 665.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 665.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 665.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 639.60 301.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 639.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 639.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 639.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 639.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 613.60 301.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 613.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 613.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 613.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 613.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 587.60 301.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 587.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 587.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 587.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 587.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 561.60 301.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 561.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 561.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 561.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 561.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 535.60 301.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 535.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 535.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 535.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 535.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 509.60 301.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 509.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 509.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 509.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 509.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 483.60 301.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 483.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 483.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 483.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 483.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 457.60 301.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 457.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 457.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 457.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 457.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 431.60 301.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 431.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 431.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 431.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 431.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 405.60 301.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 405.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 405.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 405.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 405.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 379.60 301.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 379.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 379.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 379.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 379.60 57.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 691.6 m 336.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 691.6 m 393.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 691.6 m 448.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 691.6 m 504.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 691.6 m 561.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 691.6 m 336.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 691.6 m 393.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 691.6 m 448.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 691.6 m 504.5 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 691.6 m 504.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 691.6 m 561.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 678.6 m 504.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 665.6 m 504.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 652.6 m 504.5 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 626.6 m 336.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 626.6 m 393.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 626.6 m 448.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 639.6 m 504.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 626.6 m 504.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 626.6 m 561.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 613.6 m 336.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 613.6 m 393.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 613.6 m 448.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 626.6 m 504.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 613.6 m 504.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 613.6 m 561.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 613.6 m 336.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 613.6 m 393.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 613.6 m 448.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 613.6 m 504.5 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 613.6 m 504.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 613.6 m 561.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 587.6 m 336.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 587.6 m 393.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 587.6 m 448.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 600.6 m 504.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 587.6 m 504.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 587.6 m 561.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 587.6 m 504.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 574.6 m 504.5 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 561.6 m 504.5 548.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 548.6 m 504.5 535.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 535.6 m 504.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 509.6 m 336.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 509.6 m 393.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 509.6 m 448.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 522.6 m 504.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 509.6 m 504.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 509.6 m 561.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 496.6 m 336.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 509.6 m 393.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 496.6 m 393.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 509.6 m 448.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 496.6 m 448.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 509.6 m 504.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 509.6 m 504.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 496.6 m 504.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 509.6 m 561.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 496.6 m 561.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 496.6 m 336.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 496.6 m 393.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 496.6 m 448.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 496.6 m 504.5 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 496.6 m 504.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 496.6 m 561.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 470.6 m 336.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 470.6 m 393.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 470.6 m 448.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 483.6 m 504.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 470.6 m 504.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 470.6 m 561.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 470.6 m 504.5 457.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 457.6 m 504.5 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 444.6 m 504.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 431.6 m 504.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 418.6 m 504.5 405.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 392.6 m 336.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 392.6 m 393.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 392.6 m 448.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 405.6 m 504.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 392.6 m 504.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 392.6 m 561.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 379.6 m 336.5 379.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 379.6 m 393.5 379.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 379.6 m 448.5 379.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 392.6 m 504.5 379.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 379.6 m 504.5 379.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 379.6 m 561.5 379.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 366.6 m 336.5 366.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 366.6 m 393.5 366.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 366.6 m 448.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 379.6 m 504.5 366.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 366.6 m 504.5 366.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 366.6 m 561.5 366.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 695.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.80 696.05 Td (Pr) Tj ET Q q 0 0 0 rg BT 361.21 696.05 Td (etax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.75 696.05 Td (T) Tj ET Q q 0 0 0 rg BT 406.34 696.05 Td (ax Effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.10 714.05 Td (Adoption of ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.95 705.05 Td (ASU ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.45 696.05 Td (2018-02 ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 488.70 700.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.90 696.05 Td (After) Tj ET Q q 0 0 0 rg BT 535.05 696.05 Td (-tax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 682.86 Td (Balance, December 31, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 682.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.25 682.86 Td (\(31,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 682.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 682.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 682.86 Td (7,844) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 682.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 682.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.25 682.86 Td (\(23,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 682.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 669.86 Td (Change in net unrealized gains \(losses\) on investment securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 669.86 Td (\(1,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 669.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.50 669.86 Td (498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 669.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 669.86 Td (\(964) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 669.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 656.86 Td (Cash flow hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 656.86 Td (468) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 656.86 Td (\(176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 656.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 656.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 656.86 Td (292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 643.86 Td (Benefit plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 643.86 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 643.86 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 643.86 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 630.86 Td (Foreign currency translation adjustment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 630.86 Td (\(6,405) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 630.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.50 630.86 Td (906) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 630.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 630.86 Td (\(5,499) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 630.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 617.86 Td (Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 617.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 617.86 Td (\(7,380) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 617.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 617.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 617.86 Td (1,252) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 617.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 617.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 617.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 617.86 Td (\(6,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 617.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 604.86 Td (Balance, December 31, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 604.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.25 604.86 Td (\(38,440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 604.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 604.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 604.86 Td (9,096) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 604.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 604.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 604.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.25 604.86 Td (\(29,344) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 604.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 591.86 Td (Adjustment to opening balance) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 150.22 595.94 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 591.86 Td (\(26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 591.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 591.86 Td (1) Tj ET Q q 0 0 0 rg BT 440.50 591.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 591.86 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 591.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 578.86 Td (Adjusted balance, beginning of period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 578.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.25 578.86 Td (\(38,466) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 578.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 578.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 578.86 Td (9,107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 578.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 578.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 578.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.25 578.86 Td (\(29,359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 578.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 565.86 Td (Change in net unrealized gains \(losses\) on investment securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 565.86 Td (167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 565.86 Td (\(59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 565.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 565.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 565.86 Td (108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 552.86 Td (Debt valuation adjustment \(DV) Tj ET Q q 0 0 0 rg BT 150.65 552.86 Td (A\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 552.86 Td (\(538) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 552.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.50 552.86 Td (201) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 552.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 552.86 Td (\(337) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 552.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 539.86 Td (Cash flow hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 539.86 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.00 539.86 Td (\(27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 539.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 539.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 539.86 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 526.86 Td (Benefit plans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 526.86 Td (\(78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 526.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 526.86 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 526.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 526.86 Td (\(48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 526.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 513.86 Td (Foreign currency translation adjustment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 513.86 Td (\(3,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 513.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.50 513.86 Td (402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 513.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 513.86 Td (\(2,802) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 513.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 500.86 Td (Change) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 500.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.75 500.86 Td (\(3,569) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 500.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 500.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.50 500.86 Td (547) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 500.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 500.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 500.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 500.86 Td (\(3,022) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 500.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 487.86 Td (Balance, December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.00 487.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.25 487.86 Td (\(42,035) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 487.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 487.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 487.86 Td (9,654) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 487.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 487.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 487.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.25 487.86 Td (\(32,381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 487.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 474.86 Td (Adjustment to opening balance) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 150.22 478.94 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.50 474.86 Td (803) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 474.86 Td (\(299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 474.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 474.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 474.86 Td (504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 461.86 Td (Adjusted balance, beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 462.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.25 462.00 Td (\(41,232) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 462.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 462.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 462.00 Td (9,355) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 462.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 462.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 462.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.25 462.00 Td (\(31,877) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 462.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 448.86 Td (Change in net unrealized gains \(losses\) on investment securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.75 449.00 Td (\(1,088) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 449.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 449.00 Td (448) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 449.00 Td (\(223) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 449.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 449.00 Td (\(863) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 449.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 435.86 Td (Debt valuation adjustment \(DV) Tj ET Q q 0 0 0 rg BT 150.65 435.86 Td (A\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 436.00 Td (\(680) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 436.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 436.00 Td (250) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 436.00 Td (\(139) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 436.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 436.00 Td (\(569) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 436.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 422.86 Td (Cash flow hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 423.00 Td (\(37) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 423.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 423.00 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.50 423.00 Td (\(1) Tj ET Q q 0 0 0 rg BT 492.00 423.00 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 423.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 423.00 Td (\(138) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 423.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 409.86 Td (Benefit plans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 410.00 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.00 410.00 Td (\(13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 410.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 410.00 Td (\(1,020) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 410.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.75 410.00 Td (\(1,019) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 410.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 396.86 Td (Foreign currency translation adjustment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 397.00 Td (1,795) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.50 397.00 Td (\(188) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.00 397.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 397.00 Td (\(1,809) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 397.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 397.00 Td (\(202) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 397.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 383.86 Td (Change) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 384.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 384.00 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 384.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 384.00 Td (509) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 384.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 384.00 Td (\(3,304) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 384.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 384.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.75 384.00 Td (\(2,791) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 384.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 371.00 Td (Balance, December) Tj ET Q q 0 0 0 rg BT 111.81 371.00 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 371.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.25 371.00 Td (\(41,228) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 371.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.00 371.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.75 371.00 Td (9,864) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 371.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 371.00 Td (\(3,304) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.00 371.00 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 371.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.25 371.00 Td (\(34,668) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.00 371.00 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 349.50 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 349.50 Td (In the fourth quarter of 2017, Citi adopted ) Tj ET Q q 0 0 0 rg BT 190.19 349.50 Td (ASU 2018-02, which transferred these amounts from ) Tj ET Q q 0 0 0 rg BT 361.71 349.50 Td (AOCI to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 391.49 349.50 Td (Retained earnings) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 449.92 349.50 Td (. See Note 1 to the Consolidated ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 339.90 Td (Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 330.30 Td (\(2\) Represents the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 102.20 330.30 Td ($\(15\) million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.64 330.30 Td ( adjustment related to the initial adoption of ) Tj ET Q q 0 0 0 rg BT 286.39 330.30 Td (ASU 2016-01. See Note 1 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 320.70 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 320.70 Td (In the second quarter of 2017, Citi early adopted ) Tj ET Q q 0 0 0 rg BT 210.84 320.70 Td (ASU 2017-08) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 255.51 320.70 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 259.51 320.70 Td (Upon adoption, a cumulative ef) Tj ET Q q 0 0 0 rg BT 360.45 320.70 Td (fect adjustment was recorded to reduce retained earnings, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 311.10 Td (ef) Tj ET Q q 0 0 0 rg BT 60.07 311.10 Td (fective January 1, 2017, for the incremental amortization of cumulative fair value hedge adjustments on callable state and municipal debt securities.See ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 301.50 Td (Note 1 to the Consolidated Financial Statements.) Tj ET Q endstream endobj 439 0 obj <> endobj 440 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (The Company recognized pretax gain \(loss\) related to amounts in ) Tj ET Q q 0 0 0 rg BT 299.81 742.10 Td (AOCI reclassified in the Consolidated Statement of Income as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 654.60 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 654.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 654.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 654.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 626.60 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 626.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 626.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 626.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 598.60 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 598.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 598.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 598.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 570.60 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 570.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 570.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 570.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 542.60 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 542.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 542.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 542.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 514.60 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 514.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 514.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 514.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 486.60 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 486.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 486.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 486.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 458.60 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 458.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 458.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 458.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 430.60 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 430.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 430.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 430.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 402.60 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 402.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 402.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 402.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 374.60 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 374.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 374.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 374.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 346.60 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 346.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 346.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 346.60 79.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 318.60 291.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 318.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 318.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.50 318.60 79.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 696.6 m 405.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 696.6 m 483.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 696.6 m 562.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 696.6 m 405.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 682.6 m 405.5 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 682.6 m 483.5 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 682.6 m 562.5 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 668.6 m 327.5 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 682.6 m 405.5 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 668.6 m 405.5 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 682.6 m 483.5 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 668.6 m 483.5 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 682.6 m 562.5 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 668.6 m 562.5 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 640.6 m 327.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 640.6 m 405.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 640.6 m 483.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 640.6 m 562.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 612.6 m 327.5 612.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 612.6 m 405.5 612.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 612.6 m 483.5 612.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 612.6 m 562.5 612.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 598.6 m 327.5 598.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 598.6 m 405.5 598.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 598.6 m 483.5 598.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 598.6 m 562.5 598.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 584.6 m 327.5 584.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 598.6 m 405.5 598.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 584.6 m 405.5 584.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 598.6 m 483.5 598.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 584.6 m 483.5 584.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 598.6 m 562.5 598.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 584.6 m 562.5 584.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 556.6 m 327.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 542.6 m 327.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 556.6 m 405.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 542.6 m 405.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 556.6 m 483.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 542.6 m 483.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 556.6 m 562.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 542.6 m 562.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 514.6 m 327.5 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 514.6 m 405.5 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 514.6 m 483.5 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 514.6 m 562.5 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 514.6 m 327.5 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 486.6 m 327.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 486.6 m 405.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 486.6 m 483.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 486.6 m 562.5 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 472.6 m 327.5 472.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 472.6 m 405.5 472.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 472.6 m 483.5 472.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 472.6 m 562.5 472.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 416.6 m 327.5 416.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 416.6 m 405.5 416.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 416.6 m 483.5 416.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 416.6 m 562.5 416.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 388.6 m 327.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 388.6 m 405.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 388.6 m 483.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 388.6 m 562.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 374.6 m 327.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 374.6 m 405.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 374.6 m 483.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 374.6 m 562.5 374.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 346.6 m 327.5 346.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 346.6 m 405.5 346.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 346.6 m 483.5 346.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 346.6 m 562.5 346.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 332.6 m 327.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 332.6 m 405.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 332.6 m 483.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 332.6 m 562.5 332.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 304.6 m 327.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 304.6 m 405.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 304.6 m 483.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 304.6 m 562.5 304.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 290.6 m 327.5 290.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 290.6 m 405.5 290.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 290.6 m 483.5 290.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 483.5 290.6 m 562.5 290.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 332.25 710.05 Td (Incr) Tj ET Q q 0 0 0 rg BT 348.67 710.05 Td (ease \(decr) Tj ET Q q 0 0 0 rg BT 386.73 710.05 Td (ease\) in ) Tj ET Q q 0 0 0 rg BT 417.40 710.05 Td (AOCI due to amounts r) Tj ET Q q 0 0 0 rg BT 508.07 710.05 Td (eclassified to) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.35 701.05 Td (Consolidated Statement of Income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.65 687.05 Td (Y) Tj ET Q q 0 0 0 rg BT 401.65 687.05 Td (ear) Tj ET Q q 0 0 0 rg BT 413.56 687.05 Td ( ended December) Tj ET Q q 0 0 0 rg BT 479.88 687.05 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 672.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.00 673.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 673.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.50 673.06 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 659.06 Td (Realized \(gains\) losses on sales of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 659.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 659.05 Td (\(778) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 659.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 659.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 659.06 Td (\(948) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 659.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 659.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 659.06 Td (\(682) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 659.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 645.06 Td (OTTI gross impairment losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 645.05 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 645.06 Td (288) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 645.06 Td (265) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 631.06 Td (Subtotal, pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 631.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 631.05 Td (\(715) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 631.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 631.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 631.06 Td (\(660) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 631.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 631.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 631.06 Td (\(417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 631.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 617.06 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 617.06 Td (ax ef) Tj ET Q q 0 0 0 rg BT 67.52 617.06 Td (fect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 617.05 Td (261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 617.06 Td (238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 617.06 Td (148) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 603.05 Td (Net r) Tj ET Q q 0 0 0 rg BT 58.57 603.05 Td (ealized \(gains\) losses on investment securities, after) Tj ET Q q 0 0 0 rg BT 253.95 603.05 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 268.95 607.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 603.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 603.05 Td (\(454) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 603.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 603.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 603.06 Td (\(422) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 603.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 603.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 603.06 Td (\(269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 603.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 589.06 Td (Realized DV) Tj ET Q q 0 0 0 rg BT 85.15 589.06 Td (A) Tj ET Q q 0 0 0 rg BT 90.82 589.06 Td ( \(gains\) losses on fair value option liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 589.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 589.05 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 589.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 589.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 589.06 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 589.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 589.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 589.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 575.06 Td (Subtotal, pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 575.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 575.05 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 575.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 575.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 575.06 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 575.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 575.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 575.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 43.50 561.06 Td (T) Tj ET Q q 0 0 0 rg BT 48.37 561.06 Td (ax ef) Tj ET Q q 0 0 0 rg BT 65.94 561.06 Td (fect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.50 561.05 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 561.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 561.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 547.05 Td (Net r) Tj ET Q q 0 0 0 rg BT 58.65 547.05 Td (ealized debt valuation adjustment, after) Tj ET Q q 0 0 0 rg BT 211.14 547.05 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 547.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.50 547.05 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 547.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 547.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 547.06 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 547.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 547.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 547.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 533.06 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 533.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 533.05 Td (126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 533.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 533.06 Td (140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 533.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 533.06 Td (186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 519.06 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 519.05 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 519.06 Td (93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 519.06 Td (146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 505.06 Td (Subtotal, pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 505.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 505.05 Td (136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 505.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 505.06 Td (233) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 505.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 505.06 Td (332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 491.06 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 491.06 Td (ax ef) Tj ET Q q 0 0 0 rg BT 67.52 491.06 Td (fect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 491.05 Td (\(50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 491.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 491.06 Td (\(88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 491.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 491.06 Td (\(123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 491.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 477.05 Td (Amortization of cash flow hedges, after) Tj ET Q q 0 0 0 rg BT 189.13 477.05 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 204.13 481.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 477.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 477.05 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 477.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 477.06 Td (145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 477.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 477.06 Td (209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 463.06 Td (Amortization of unrecognized) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 449.06 Td (Prior service cost \(benefit\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 449.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 449.05 Td (\(42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 449.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 449.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 449.06 Td (\(40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 449.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 449.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 449.06 Td (\(40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 449.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 435.06 Td (Net actuarial loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 435.05 Td (271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 435.06 Td (272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 435.06 Td (276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 421.06 Td (Curtailment/settlement impact) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 148.22 425.14 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 421.05 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 421.06 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 421.06 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 407.06 Td (Subtotal, pretax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 407.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 407.05 Td (246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 407.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 407.06 Td (250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 407.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 407.06 Td (293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 393.06 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 393.06 Td (ax ef) Tj ET Q q 0 0 0 rg BT 67.52 393.06 Td (fect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.00 393.05 Td (\(87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 393.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 393.06 Td (\(90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 393.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 393.06 Td (\(107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 393.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 379.05 Td (Amortization of benefit plans, after) Tj ET Q q 0 0 0 rg BT 174.39 379.05 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 189.39 383.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 379.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 379.05 Td (159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 379.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.50 379.06 Td (160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 379.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 379.06 Td (186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 365.06 Td (Foreign currency translation adjustment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 365.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 365.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 365.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 365.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 365.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 365.06 Td (\(53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 365.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 351.06 Td (T) Tj ET Q q 0 0 0 rg BT 49.87 351.06 Td (ax ef) Tj ET Q q 0 0 0 rg BT 67.44 351.06 Td (fect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 351.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 351.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 351.06 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 337.05 Td (For) Tj ET Q q 0 0 0 rg BT 52.91 337.05 Td (eign curr) Tj ET Q q 0 0 0 rg BT 87.99 337.05 Td (ency translation adjustment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 337.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.00 337.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 337.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 337.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 337.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 337.06 Td (\(34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 337.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 323.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 323.05 Td (otal amounts r) Tj ET Q q 0 0 0 rg BT 100.09 323.05 Td (eclassified out of ) Tj ET Q q 0 0 0 rg BT 165.51 323.05 Td (AOCI, pr) Tj ET Q q 0 0 0 rg BT 202.18 323.05 Td (etax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 323.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 323.05 Td (\(340) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 323.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 323.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 323.06 Td (\(180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 323.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 323.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 323.06 Td (155) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 309.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 309.05 Td (otal tax effect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.50 309.05 Td (127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.00 309.06 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 309.06 Td (\(63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 309.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 295.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 295.05 Td (otal amounts r) Tj ET Q q 0 0 0 rg BT 100.01 295.05 Td (eclassified out of ) Tj ET Q q 0 0 0 rg BT 165.26 295.05 Td (AOCI, after) Tj ET Q q 0 0 0 rg BT 211.41 295.05 Td (-tax) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.00 295.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.50 295.05 Td (\(213) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.00 295.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.00 295.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 295.06 Td (\(1) Tj ET Q q 0 0 0 rg BT 471.00 295.06 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 295.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 295.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 295.06 Td (92) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 273.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 273.50 Td (The pretax amount is reclassified to ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 170.41 273.50 Td (Realized gains \(losses\) on sales of investments, net) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 333.05 273.50 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 348.60 273.50 Td (Gr) Tj ET Q q 0 0 0 rg BT 357.20 273.50 Td (oss impairment losses) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.42 273.50 Td ( in the Consolidated Statement of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 263.90 Td (Income. See Note) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 113.09 263.90 Td (13) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 121.09 263.90 Td ( to the Consolidated Financial Statements for additional details.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 254.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 254.30 Td (See Note22 to the Consolidated Financial Statements for additional details.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 244.70 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 244.70 Td (See Note) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 85.10 244.70 Td (8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 89.10 244.70 Td ( to the Consolidated Financial Statements for additional details.) Tj ET Q endstream endobj 441 0 obj <> endobj 442 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (220) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (20.PREFERRED ST) Tj ET Q q 0 0 0 rg BT 131.66 749.25 Td (OCK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 721.25 Td (The following table summarizes the Company) Tj ET Q q 0 0 0 rg BT 224.01 721.25 Td (s preferred stock outstanding:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 643.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 643.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 643.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 643.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 643.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 643.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 643.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 643.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 615.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 615.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 615.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 615.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 615.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 615.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 615.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 615.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 587.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 587.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 587.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 587.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 587.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 587.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 587.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 587.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 559.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 559.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 559.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 559.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 559.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 559.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 559.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 559.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 531.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 531.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 531.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 531.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 531.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 531.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 531.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 531.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 503.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 503.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 503.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 503.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 503.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 503.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 503.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 503.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 475.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 475.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 475.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 475.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 475.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 475.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 475.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 475.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 447.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 447.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 447.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 447.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 447.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 447.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 447.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 447.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 419.75 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 419.75 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 419.75 92.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 419.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 419.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 419.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 419.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 419.75 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 680.75 m 516.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 680.75 m 576.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 643.75 m 111.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 643.75 m 202.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 643.75 m 294.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 643.75 m 338.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 643.75 m 403.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 643.75 m 456.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 680.75 m 516.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 643.75 m 516.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 680.75 m 576.5 680.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 643.75 m 576.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 643.75 m 403.5 643.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 405.75 m 111.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 405.75 m 202.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 405.75 m 294.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 405.75 m 338.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 405.75 m 403.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 405.75 m 456.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 405.75 m 516.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 405.75 m 576.5 405.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 391.75 m 111.5 391.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 391.75 m 202.5 391.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 391.75 m 294.5 391.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 391.75 m 338.5 391.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 391.75 m 403.5 391.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 391.75 m 456.5 391.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 391.75 m 516.5 391.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 391.75 m 576.5 391.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 685.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.00 685.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.85 693.20 Td (Redemption) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.20 684.20 Td (price per) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.25 675.20 Td (depositary) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.80 666.20 Td (shar) Tj ET Q q 0 0 0 rg BT 375.72 666.20 Td (e/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.15 657.20 Td (pr) Tj ET Q q 0 0 0 rg BT 359.07 657.20 Td (efer) Tj ET Q q 0 0 0 rg BT 373.89 657.20 Td (ence) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.05 648.20 Td (shar) Tj ET Q q 0 0 0 rg BT 376.97 648.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 685.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.85 693.45 Td (Carrying value) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 481.55 685.00 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 483.55 685.00 Td (in millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 648.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 130.60 648.20 Td (Issuance date) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 206.30 657.20 Td (Redeemable by issuer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.95 648.20 Td (beginning) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.45 657.20 Td (Dividend) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.25 648.20 Td (rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.55 672.15 Td (Number) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 663.15 Td (of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.25 654.15 Td (depositary) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.30 645.20 Td (shar) Tj ET Q q 0 0 0 rg BT 434.22 645.20 Td (es) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.80 657.20 Td (December) Tj ET Q q 0 0 0 rg BT 498.61 657.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 648.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.75 657.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 648.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 634.21 Td (Series) Tj ET Q q 0 0 0 rg BT 62.75 634.21 Td (AA) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 75.75 638.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.60 634.21 Td (January 25, 2008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.85 634.21 Td (February 15, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 634.21 Td (8.125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 634.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.00 634.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 634.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 634.21 Td (3,870,330) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 634.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 634.20 Td (97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 634.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 634.21 Td (97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 620.21 Td (SeriesE) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 68.74 624.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 130.10 620.21 Td (April 28, 2008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.60 620.21 Td (April 30, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 620.21 Td (8.400) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 620.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 620.21 Td (121,254) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 620.20 Td (121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 620.21 Td (121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 606.21 Td (Series) Tj ET Q q 0 0 0 rg BT 62.75 606.21 Td (A) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.25 610.29 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.10 606.21 Td (October 29, 2012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.10 606.21 Td (January 30, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 606.21 Td (5.950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 606.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 606.21 Td (1,500,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 606.20 Td (1,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 606.21 Td (1,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 592.21 Td (SeriesB) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.25 596.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 121.10 592.21 Td (December 13, 2012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.85 592.21 Td (February 15, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 592.21 Td (5.900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 592.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 592.21 Td (750,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 592.20 Td (750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 592.21 Td (750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 578.21 Td (SeriesC) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.25 582.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 127.85 578.21 Td (March 26, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.60 578.21 Td (April 22, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 578.21 Td (5.800) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 578.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 578.21 Td (23,000,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 578.20 Td (575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 578.21 Td (575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 564.21 Td (SeriesD) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.74 568.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 130.10 564.21 Td (April 30, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.85 564.21 Td (May 15, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 564.21 Td (5.350) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 564.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 564.21 Td (1,250,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 564.20 Td (1,250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 564.21 Td (1,250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 550.21 Td (SeriesJ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 66.75 554.29 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 120.35 550.21 Td (September 19, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.85 550.21 Td (September 30, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 550.21 Td (7.125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 550.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 550.21 Td (38,000,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 550.20 Td (950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 550.21 Td (950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 536.21 Td (Series K) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.74 540.29 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.10 536.21 Td (October 31, 2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.10 536.21 Td (November 15, 2023) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 536.21 Td (6.875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 536.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 536.21 Td (59,800,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 536.20 Td (1,495) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 536.21 Td (1,495) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 522.21 Td (Series L) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 68.74 526.29 Td (\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 123.35 522.21 Td (February 12, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.85 522.21 Td (February 12, 2019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 522.21 Td (6.875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 522.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 522.21 Td (19,200,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.50 522.20 Td (480) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 522.21 Td (480) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 508.21 Td (Series M) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 71.25 512.29 Td (\(10\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 130.10 508.21 Td (April 30, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.85 508.21 Td (May 15, 2024) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 508.21 Td (6.300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 508.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 508.21 Td (1,750,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 508.20 Td (1,750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 508.21 Td (1,750) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 494.21 Td (Series N) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.74 498.29 Td (\(1) Tj ET Q BT /F1 5.85 Tf ET q 0 0 0 rg BT 74.40 498.29 Td (1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.10 494.21 Td (October 29, 2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.10 494.21 Td (November 15, 2019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 494.21 Td (5.800) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 494.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 494.21 Td (1,500,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 494.20 Td (1,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 494.21 Td (1,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 480.21 Td (Series O) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.74 484.29 Td (\(12\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 127.85 480.21 Td (March 20, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.35 480.21 Td (March 27, 2020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 480.21 Td (5.875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 480.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 480.21 Td (1,500,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 480.20 Td (1,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 480.21 Td (1,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 466.21 Td (Series P) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 68.25 470.29 Td (\(13\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 130.10 466.21 Td (April 24, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.85 466.21 Td (May 15, 2025) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 466.21 Td (5.950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 466.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 466.21 Td (2,000,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 466.20 Td (2,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 466.21 Td (2,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 452.21 Td (Series Q) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.74 456.29 Td (\(14\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 126.60 452.21 Td (August 12, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.10 452.21 Td (August 15, 2020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 452.21 Td (5.950) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 452.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 452.21 Td (1,250,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 452.20 Td (1,250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 452.21 Td (1,250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 438.21 Td (Series R) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.25 442.29 Td (\(15\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 120.60 438.21 Td (November 13, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.10 438.21 Td (November 15, 2020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 438.21 Td (6.125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 438.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 438.21 Td (1,500,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 438.20 Td (1,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 438.21 Td (1,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 424.21 Td (Series S) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 68.25 428.29 Td (\(16\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 125.60 424.21 Td (February 2, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.85 424.21 Td (February 12, 2021) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 424.21 Td (6.300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 424.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 424.21 Td (41,400,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 424.20 Td (1,035) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 424.21 Td (1,035) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 410.21 Td (Series ) Tj ET Q q 0 0 0 rg BT 63.08 410.21 Td (T) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 68.58 414.29 Td (\(17\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 130.10 410.21 Td (April 25, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.10 410.21 Td (August 15, 2026) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 410.21 Td (6.250) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.75 410.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 410.21 Td (1,500,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 410.20 Td (1,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 410.21 Td (1,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 396.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 396.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.00 396.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 396.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 396.20 Td (19,253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 396.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 396.21 Td (19,253) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 374.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 374.65 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 378.27 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 374.65 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 365.05 Td (payable quarterly on February15, May15, ) Tj ET Q q 0 0 0 rg BT 192.85 365.05 Td (August15 and November15, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 355.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 355.45 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 359.07 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 355.45 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 345.85 Td (payable semiannually on ) Tj ET Q q 0 0 0 rg BT 135.09 345.85 Td (April30 and October30 at a fixed rate until ) Tj ET Q q 0 0 0 rg BT 277.27 345.85 Td (April30, 2018, thereafter payable quarterly on January30, ) Tj ET Q q 0 0 0 rg BT 466.98 345.85 Td (April30, July30 and October30 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 336.25 Td (at a floating rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 326.65 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 326.65 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 330.27 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 326.65 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 317.05 Td (payable semiannually on January30 and July30 at a fixed rate until January30, 2023, thereafter payable quarterly on January30, ) Tj ET Q q 0 0 0 rg BT 471.42 317.05 Td (April30, July30 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 307.45 Td (October30 at a floating rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 297.85 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 297.85 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 301.48 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 297.85 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 288.25 Td (payable semiannually on February15 and ) Tj ET Q q 0 0 0 rg BT 189.52 288.25 Td (August15 at a fixed rate until February15, 2023, thereafter payable quarterly on February15, May15, ) Tj ET Q q 0 0 0 rg BT 521.42 288.25 Td (August15 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 278.65 Td (November15 at a floating rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 269.05 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 269.05 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 272.67 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 269.05 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 259.45 Td (payable quarterly on January22, ) Tj ET Q q 0 0 0 rg BT 160.19 259.45 Td (April22, July22 and October22 when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 249.85 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 249.85 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 253.48 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 249.85 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 240.25 Td (payable semiannually on May15 and November15 at a fixed rate until May15, 2023, thereafter payable quarterly on February15, May15, ) Tj ET Q q 0 0 0 rg BT 504.09 240.25 Td (August15 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 230.65 Td (November15 at a floating rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 221.05 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 221.05 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 224.67 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 221.05 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 211.45 Td (payable quarterly on March30, June30, September30 and December30 at a fixed rate until September30, 2023, thereafter payable quarterly on the same dates at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 201.85 Td (a floating rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 192.25 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 192.25 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 195.88 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 192.25 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 182.65 Td (payable quarterly on February 15, May15, ) Tj ET Q q 0 0 0 rg BT 192.85 182.65 Td (August15 and November15 at a fixed rate until November 15, 2023, thereafter payable quarterly on the same dates at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 173.05 Td (a floating rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 163.45 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 163.45 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 167.08 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 163.45 Td (interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 153.85 Td (payable quarterly on February 12, May12, ) Tj ET Q q 0 0 0 rg BT 192.85 153.85 Td (August12 and November12 at a fixed rate, in each case when, as and if declared by the Citi Board of Directors. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 144.25 Td (\(10\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 144.25 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 147.88 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 144.25 Td ( interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 134.65 Td (payable semiannually on May 15 and November 15 at a fixed rate until May 15, 2024, thereafter payable quarterly on February 15, May 15, ) Tj ET Q q 0 0 0 rg BT 504.09 134.65 Td (August 15 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 125.05 Td (November 15 at a floating rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 115.45 Td (\(1) Tj ET Q q 0 0 0 rg BT 42.37 115.45 Td (1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 115.45 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 119.08 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 115.45 Td ( interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 105.85 Td (payable semiannually on May 15 and November 15 at a fixed rate until, but excluding, November 15, 2019, and thereafter payable quarterly on February 15, May ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 96.25 Td (15, ) Tj ET Q q 0 0 0 rg BT 65.56 96.25 Td (August 15 and November 15 at a floating rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 86.65 Td (\(12\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 86.65 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 90.27 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 86.65 Td ( interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 77.05 Td (payable semiannually on March 27 and September 27 at a fixed rate until, but excluding, March 27, 2020, and thereafter payable quarterly on March 27, June 27, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 67.45 Td (September 27 and December 27 at a floating rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q endstream endobj 443 0 obj <> endobj 444 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (221) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(13\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 754.13 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 750.50 Td ( interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (payable semiannually on May 15 and November 15 at a fixed rate until, but excluding, May 15, 2025, and thereafter payable quarterly on February 15, May 15, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (August 15 and November 15 at a floating rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 721.70 Td (\(14\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 725.33 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 721.70 Td ( interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (payable semiannually on February 15 and ) Tj ET Q q 0 0 0 rg BT 189.52 712.10 Td (August 15 at a fixed rate until, but excluding, ) Tj ET Q q 0 0 0 rg BT 336.38 712.10 Td (August 15, 2020, and thereafter payable quarterly on February 15, May ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (15, ) Tj ET Q q 0 0 0 rg BT 65.56 702.50 Td (August 15 and November 15 at a floating rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 692.90 Td (\(15\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 696.52 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 692.90 Td ( interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 683.30 Td (payable semiannually on May 15 and November 15 at a fixed rate until, but excluding, November 15, 2020, and thereafter payable quarterly on February 15, May ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 673.70 Td (15, ) Tj ET Q q 0 0 0 rg BT 65.56 673.70 Td (August 15 and November 15 at a floating rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 664.10 Td (\(16\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td (Issued as depositary shares, each representing a 1/1,000) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 232.39 667.73 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 236.43 664.10 Td ( interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 654.50 Td (payable quarterly on February 12, May 12, ) Tj ET Q q 0 0 0 rg BT 192.85 654.50 Td (August 12 and November 12 at a fixed rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 644.90 Td (\(17\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 644.90 Td (Issued as depositary shares, each representing a 1/25) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 222.39 648.52 Td (th) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.43 644.90 Td ( interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 635.30 Td (payable semiannually on February 15 and ) Tj ET Q q 0 0 0 rg BT 189.52 635.30 Td (August 15 at a fixed rate until ) Tj ET Q q 0 0 0 rg BT 286.61 635.30 Td (August 15, 2026, thereafter payable quarterly on February 15, May 15, ) Tj ET Q q 0 0 0 rg BT 515.21 635.30 Td (August 15 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 625.70 Td (November 15 at a floating rate, in each case when, as and if declared by the Citi Board of Directors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 582.50 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.83 582.50 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.83 582.50 Td (, Citi distributed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.61 582.50 Td ($1,213 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.50 582.50 Td ( in dividends ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 570.50 Td (on its outstanding preferred stock. Based on its preferred stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 558.50 Td (outstanding as of December 31, 2017 and the planned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 546.50 Td (redemption of Series ) Tj ET Q q 0 0 0 rg BT 121.26 546.50 Td (AA) Tj ET Q q 0 0 0 rg BT 135.15 546.50 Td ( on February 15, 2018, Citi estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 534.50 Td (it will distribute preferred dividends of approximately $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.00 534.50 Td (1,179 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 522.50 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 522.50 Td ( during 2018, assuming such dividends are declared by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 510.50 Td (the Citi Board of Directors.) Tj ET Q endstream endobj 445 0 obj <> endobj 446 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (222) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (21. SECURITIZA) Tj ET Q q 0 0 0 rg BT 112.50 749.25 Td (TIONS ) Tj ET Q q 0 0 0 rg BT 145.57 749.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 169.55 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 175.49 749.25 Td (ARIABLE INTEREST) Tj ET Q q 0 0 0 rg BT 273.95 749.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (ENTITIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Uses of Special Purpose Entities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 701.25 Td ( special purpose entity \(SPE\) is an entity designed to fulfill a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (specific limited need of the company that or) Tj ET Q q 0 0 0 rg BT 212.15 689.25 Td (ganized it. ) Tj ET Q q 0 0 0 rg BT 256.12 689.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (principal uses of SPEs by Citi are to obtain liquidity and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (favorable capital treatment by securitizing certain financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (assets, to assist clients in securitizing their financial assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (to create investment products for clients. SPEs may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (or) Tj ET Q q 0 0 0 rg BT 44.15 629.25 Td (ganized in various legal forms, including trusts, partnerships ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (or corporations. In a securitization, through the SPE) Tj ET Q q 0 0 0 rg BT 246.79 617.25 Td (s issuance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (of debt and equity instruments, certificates, commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (or other notes of indebtedness, the company transferring assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (to the SPE converts all \(or a portion\) of those assets into cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (before they would have been realized in the normal course of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 74.71 557.25 Td (These issuances are recorded on the balance sheet of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (the SPE, which may or may not be consolidated onto the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (balance sheet of the company that or) Tj ET Q q 0 0 0 rg BT 182.43 533.25 Td (ganized the SPE.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 521.25 Td (Investors usually have recourse only to the assets in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (SPE, but may also benefit from other credit enhancements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (such as a collateral account, a line of credit or a liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (facility) Tj ET Q q 0 0 0 rg BT 63.67 485.25 Td (, such as a liquidity put option or asset purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (agreement. Because of these enhancements, the SPE issuances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (typically obtain a more favorable credit rating than the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (transferor could obtain for its own debt issuances. ) Tj ET Q q 0 0 0 rg BT 237.71 449.25 Td (This results ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (in less expensive financing costs than unsecured debt. ) Tj ET Q q 0 0 0 rg BT 253.82 437.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (SPE may also enter into derivative contracts in order to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (convert the yield or currency of the underlying assets to match ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (the needs of the SPE investors or to limit or change the credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (risk of the SPE. Citigroup may be the provider of certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (credit enhancements as well as the counterparty to any related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (derivative contracts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.25 Td (Most of Citigroup) Tj ET Q q 0 0 0 rg BT 129.00 353.25 Td (s SPEs are variable interest entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (\(VIEs\), as described below) Tj ET Q q 0 0 0 rg BT 143.65 341.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.56 317.25 Td (ariable Interest Entities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (VIEs are entities that have either a total equity investment that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (is insuf) Tj ET Q q 0 0 0 rg BT 64.99 293.25 Td (ficient to permit the entity to finance its activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (without additional subordinated financial support or whose ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (equity investors lack the characteristics of a controlling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (financial interest \(i.e., ability to make significant decisions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (through voting rights or similar rights and a right to receive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (the expected residual returns of the entity or an obligation to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (absorb the expected losses of the entity\). Investors that finance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (the ) Tj ET Q q 0 0 0 rg BT 50.54 209.25 Td (VIE through debt or equity interests or other counterparties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (providing other forms of support, such as guarantees, certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (fee arrangements or certain types of derivative contracts, are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (variable interest holders in the entity) Tj ET Q q 0 0 0 rg BT 181.69 173.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (The variable interest holder) Tj ET Q q 0 0 0 rg BT 451.83 749.10 Td (, if any) Tj ET Q q 0 0 0 rg BT 479.23 749.10 Td (, that has a controlling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (financial interest in a ) Tj ET Q q 0 0 0 rg BT 410.45 737.10 Td (VIE is deemed to be the primary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (beneficiary and must consolidate the ) Tj ET Q q 0 0 0 rg BT 472.94 725.10 Td (VIE. Citigroup would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (deemed to have a controlling financial interest and be the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (primary beneficiary if it has both of the following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (characteristics:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 671.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 671.10 Td (power to direct the activities of the ) Tj ET Q q 0 0 0 rg BT 483.71 671.10 Td (VIE that most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 659.10 Td (significantly impact the entity) Tj ET Q q 0 0 0 rg BT 464.47 659.10 Td (s economic performance; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 647.10 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 635.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 635.10 Td (an obligation to absorb losses of the entity that could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 623.10 Td (potentially be significant to the ) Tj ET Q q 0 0 0 rg BT 468.73 623.10 Td (VIE, or a right to receive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 611.10 Td (benefits from the entity that could potentially be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 599.10 Td (significant to the ) Tj ET Q q 0 0 0 rg BT 411.53 599.10 Td (VIE. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 575.10 Td (The Company must evaluate each ) Tj ET Q q 0 0 0 rg BT 479.83 575.10 Td (VIE to understand the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 563.10 Td (purpose and design of the entity) Tj ET Q q 0 0 0 rg BT 451.38 563.10 Td (, the role the Company had in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 551.10 Td (the entity) Tj ET Q q 0 0 0 rg BT 364.27 551.10 Td (s design and its involvement in the ) Tj ET Q q 0 0 0 rg BT 505.46 551.10 Td (VIE) Tj ET Q q 0 0 0 rg BT 524.90 551.10 Td (s ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 539.10 Td (activities. ) Tj ET Q q 0 0 0 rg BT 364.92 539.10 Td (The Company then must evaluate which activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 527.10 Td (most significantly impact the economic performance of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 515.10 Td (VIE and who has the power to direct such activities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 503.10 Td (For those ) Tj ET Q q 0 0 0 rg BT 381.82 503.10 Td (VIEs where the Company determines that it has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 491.10 Td (the power to direct the activities that most significantly impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 479.10 Td (the ) Tj ET Q q 0 0 0 rg BT 338.54 479.10 Td (VIE) Tj ET Q q 0 0 0 rg BT 357.97 479.10 Td (s economic performance, the Company must then ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 467.10 Td (evaluate its economic interests, if any) Tj ET Q q 0 0 0 rg BT 473.85 467.10 Td (, and determine whether ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 455.10 Td (it could absorb losses or receive benefits that could potentially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 443.10 Td (be significant to the ) Tj ET Q q 0 0 0 rg BT 405.46 443.10 Td (VIE. ) Tj ET Q q 0 0 0 rg BT 426.94 443.10 Td (When evaluating whether the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 431.10 Td (Company has an obligation to absorb losses that could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 419.10 Td (potentially be significant, it considers the maximum exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 407.10 Td (to such loss without consideration of probability) Tj ET Q q 0 0 0 rg BT 516.66 407.10 Td (. Such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 395.10 Td (obligations could be in various forms, including, but not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 383.10 Td (limited to, debt and equity investments, guarantees, liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 371.10 Td (agreements and certain derivative contracts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 359.10 Td ( ) Tj ET Q q 0 0 0 rg BT 342.00 359.10 Td (In various other transactions, the Company may \(i\) act as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 347.10 Td (a derivative counterparty \(for example, interest rate swap, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 335.10 Td (cross-currency swap or purchaser of credit protection under a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 323.10 Td (credit default swap or total return swap where the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 311.10 Td (pays the total return on certain assets to the SPE\), \(ii\) act as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 299.10 Td (underwriter or placement agent, \(iii\) provide administrative, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 287.10 Td (trustee or other services or \(iv\) make a market in debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 275.10 Td (securities or other instruments issued by ) Tj ET Q q 0 0 0 rg BT 487.13 275.10 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 512.50 275.10 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 263.10 Td (generally considers such involvement, by itself, not to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 251.10 Td (variable interests and thus not an indicator of power or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 239.10 Td (potentially significant benefits or losses. ) Tj ET Q endstream endobj 447 0 obj <> endobj 448 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (223) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 95.11 749.10 Td (s involvement with consolidated and unconsolidated ) Tj ET Q q 0 0 0 rg BT 307.12 749.10 Td (VIEs with which the Company holds significant variable interests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (or has continuing involvement through servicing a majority of the assets in a ) Tj ET Q q 0 0 0 rg BT 344.92 737.10 Td (VIE is presented below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 647.60 110.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 647.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 647.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 647.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 647.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 647.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 647.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 647.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 647.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 621.60 110.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 621.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 621.60 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 621.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 621.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 621.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 621.60 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 621.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 621.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 596.60 110.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 596.60 55.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 596.60 57.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 596.60 65.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 596.60 52.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 596.60 52.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 596.60 58.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 596.60 52.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 596.60 39.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 543.60 110.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 543.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 543.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 543.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 543.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 543.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 543.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 543.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 543.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 509.60 110.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 509.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 509.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 509.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 509.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 509.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 509.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 509.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 509.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 485.60 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 485.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 485.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 485.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 485.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 485.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 485.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 485.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 485.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 459.60 110.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 459.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 459.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 459.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 459.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 459.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 459.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 459.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 459.60 39.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 714.6 m 146.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 714.6 m 201.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 714.6 m 258.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 714.6 m 323.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 714.6 m 375.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 714.6 m 427.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 714.6 m 485.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 714.6 m 537.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 714.6 m 576.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 700.6 m 375.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 700.6 m 427.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 700.6 m 485.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 700.6 m 537.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 700.6 m 576.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 700.6 m 375.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 686.6 m 375.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 700.6 m 427.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 686.6 m 427.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 700.6 m 485.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 686.6 m 485.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 700.6 m 537.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 686.6 m 537.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 700.6 m 576.5 700.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 686.6 m 576.5 686.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 647.6 m 146.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 647.6 m 201.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 647.6 m 258.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 647.6 m 323.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 647.6 m 375.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 647.6 m 427.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 647.6 m 485.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 647.6 m 537.5 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 647.6 m 576.5 647.6 l s 537.5 647.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 645.6 l 537.5 643.6 m 537.5 641.6 l 537.5 639.6 m 537.5 637.6 l 537.5 635.6 m s 537.5 635.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 633.6 l 537.5 631.6 m 537.5 629.6 l 537.5 627.6 m 537.5 625.6 l 537.5 623.6 m 537.5 621.6 l s 537.5 621.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 619.6 l 537.5 617.6 m 537.5 615.6 l 537.5 613.6 m 537.5 611.6 l 537.5 609.6 m 537.5 608.6 l s 537.5 608.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 606.6 l 537.5 604.6 m 537.5 602.6 l 537.5 600.6 m 537.5 598.6 l 537.5 596.6 m s 537.5 596.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 594.6 l 537.5 592.6 m 537.5 590.6 l 537.5 588.6 m 537.5 586.6 l 537.5 584.6 m 537.5 582.6 l 537.5 580.6 m 537.5 578.6 l 537.5 576.6 m 537.5 574.6 l 537.5 572.6 m 537.5 570.6 l 537.5 568.6 m 537.5 566.6 l 537.5 565.6 m s 537.5 565.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 563.6 l 537.5 561.6 m 537.5 559.6 l 537.5 557.6 m 537.5 555.6 l 537.5 553.6 m 537.5 551.6 l 537.5 549.6 m 537.5 547.6 l 537.5 545.6 m 537.5 543.6 l s 537.5 543.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 541.6 l 537.5 539.6 m 537.5 537.6 l 537.5 535.6 m 537.5 533.6 l 537.5 531.6 m s 537.5 531.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 529.6 l 537.5 527.6 m 537.5 525.6 l 537.5 523.6 m 537.5 521.6 l 537.5 519.6 m 537.5 517.6 l 537.5 515.6 m 537.5 513.6 l 537.5 511.6 m 537.5 509.6 l s 537.5 509.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 507.6 l 537.5 505.6 m 537.5 503.6 l 537.5 501.6 m 537.5 499.6 l 537.5 497.6 m s 537.5 497.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 495.6 l 537.5 493.6 m 537.5 491.6 l 537.5 489.6 m 537.5 487.6 l 537.5 485.6 m s 537.5 485.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 483.6 l 537.5 481.6 m 537.5 479.6 l 537.5 477.6 m 537.5 475.6 l 537.5 473.6 m 537.5 471.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 459.6 m 146.5 459.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 459.6 m 201.5 459.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 459.6 m 258.5 459.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 459.6 m 323.5 459.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 459.6 m 375.5 459.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 459.6 m 427.5 459.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 459.6 m 485.5 459.6 l s 537.5 471.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 469.6 l 537.5 467.6 m 537.5 465.6 l 537.5 463.6 m 537.5 461.6 l 537.5 459.6 m s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 459.6 m 537.5 459.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 459.6 m 576.5 459.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 447.6 m 146.5 447.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 447.6 m 201.5 447.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 447.6 m 258.5 447.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 447.6 m 323.5 447.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 447.6 m 375.5 447.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 447.6 m 427.5 447.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 447.6 m 485.5 447.6 l s 537.5 459.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 457.6 l 537.5 455.6 m 537.5 453.6 l 537.5 451.6 m 537.5 449.6 l 537.5 447.6 m s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 447.6 m 537.5 447.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 447.6 m 576.5 447.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.40 718.00 Td (As of December) Tj ET Q q 0 0 0 rg BT 539.21 718.00 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.85 705.05 Td (Maximum exposur) Tj ET Q q 0 0 0 rg BT 400.43 705.05 Td (e to loss in significant unconsolidated ) Tj ET Q q 0 0 0 rg BT 544.79 705.05 Td (VIEs) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 564.30 709.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 691.05 Td (Funded exposur) Tj ET Q q 0 0 0 rg BT 398.85 691.05 Td (es) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 406.35 695.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.65 691.05 Td (Unfunded exposur) Tj ET Q q 0 0 0 rg BT 513.84 691.05 Td (es) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 651.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.65 678.00 Td (T) Tj ET Q q 0 0 0 rg BT 168.83 678.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 150.00 669.00 Td (involvement) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.60 660.00 Td (with SPE) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 162.50 651.00 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.20 670.05 Td (Consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.95 661.05 Td (VIE/SPE ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.50 652.05 Td (assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.70 670.05 Td (Significant) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.45 661.05 Td (unconsolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.95 652.05 Td (VIE assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 307.20 656.13 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.75 661.05 Td (Debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.25 652.05 Td (investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.95 661.05 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 652.05 Td (investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.70 661.05 Td (Funding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 652.05 Td (commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 670.05 Td (Guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.70 661.05 Td (and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 652.05 Td (derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.65 652.05 Td (T) Tj ET Q q 0 0 0 rg BT 551.83 652.05 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 638.86 Td (Credit card securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 149.00 639.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.90 639.00 Td (50,795) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 639.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.90 639.00 Td (50,795) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 639.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.65 639.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 639.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.65 639.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 639.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.65 639.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 639.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.65 639.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 639.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.65 639.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.00 639.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.65 639.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 626.06 Td (Mortgage securitizations) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.22 630.14 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 612.86 Td (U.S. agency-sponsored) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 131.23 616.94 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.40 613.00 Td (1) Tj ET Q q 0 0 0 rg BT 172.90 613.00 Td (16,610) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 245.65 613.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.40 613.00 Td (1) Tj ET Q q 0 0 0 rg BT 294.90 613.00 Td (16,610) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.40 613.00 Td (2,647) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.65 613.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.65 613.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.65 613.00 Td (74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.35 613.00 Td (2,721) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 599.86 Td (Non-agency-sponsored) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.90 600.00 Td (22,251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.40 600.00 Td (2,035) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.90 600.00 Td (20,216) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.15 600.00 Td (330) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.65 600.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.65 600.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.15 600.00 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.15 600.00 Td (331) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 587.86 Td (Citi-administered asset-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 578.86 Td (backed commercial paper) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 569.86 Td (conduits \(ABCP\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.90 570.05 Td (19,282) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.90 570.05 Td (19,282) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.65 570.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.65 570.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.65 570.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.65 570.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.65 570.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.65 570.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 556.86 Td (Collateralized loan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 547.86 Td (obligations \(CLOs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.90 548.05 Td (20,588) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 245.65 548.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.90 548.05 Td (20,588) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.40 548.05 Td (5,956) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.65 548.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.65 548.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.15 548.05 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.35 548.05 Td (5,965) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 534.86 Td (Asset-based financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.90 535.00 Td (60,472) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.15 535.00 Td (633) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.90 535.00 Td (59,839) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.90 535.00 Td (19,478) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.15 535.00 Td (583) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.40 535.00 Td (5,878) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.65 535.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.85 535.00 Td (25,939) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 522.86 Td (Municipal securities tender) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 513.86 Td (option bond trusts \(T) Tj ET Q q 0 0 0 rg BT 123.67 513.86 Td (OBs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.40 514.05 Td (6,925) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.40 514.05 Td (2,166) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.40 514.05 Td (4,759) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.15 514.05 Td (138) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.65 514.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.40 514.05 Td (3,035) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.65 514.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.35 514.05 Td (3,173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 500.86 Td (Municipal investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.90 501.00 Td (19,1) Tj ET Q q 0 0 0 rg BT 188.65 501.00 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.15 501.00 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.90 501.00 Td (19,1) Tj ET Q q 0 0 0 rg BT 310.65 501.00 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.40 501.00 Td (2,709) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.40 501.00 Td (3,640) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.40 501.00 Td (2,344) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.65 501.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.35 501.00 Td (8,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 488.86 Td (Client intermediation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.15 489.00 Td (958) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.15 489.00 Td (824) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.15 489.00 Td (134) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.65 489.00 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.65 489.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.65 489.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.15 489.00 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.65 489.00 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 476.06 Td (Investment funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 177.40 476.05 Td (1,892) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 241.15 476.05 Td (616) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.40 476.05 Td (1,276) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.65 476.05 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.15 476.05 Td (7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.65 476.05 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.65 476.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.65 476.05 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 462.86 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 184.15 463.00 Td (677) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 245.65 463.00 Td (36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.15 463.00 Td (641) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.65 463.00 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.15 463.00 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.65 463.00 Td (34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.65 463.00 Td (47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.15 463.00 Td (1) Tj ET Q q 0 0 0 rg BT 563.65 463.00 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 451.00 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 451.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 149.00 451.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 168.40 451.00 Td (319,569) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 204.00 451.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.90 451.00 Td (76,394) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 451.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.40 451.00 Td (243,175) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 451.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.90 451.00 Td (31,331) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 451.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.40 451.00 Td (4,239) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.00 451.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.90 451.00 Td (1) Tj ET Q q 0 0 0 rg BT 461.40 451.00 Td (1,304) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 451.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.15 451.00 Td (140) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.00 451.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.85 451.00 Td (47,014) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 358.60 110.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 358.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 358.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 358.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 358.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 358.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 358.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 358.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 358.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 332.60 110.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 332.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 332.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 332.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 332.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 332.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 332.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 332.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 332.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 308.60 110.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 308.60 55.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 308.60 57.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 308.60 65.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 308.60 52.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 308.60 52.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 308.60 58.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 308.60 52.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 308.60 39.00 -31.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 255.60 110.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 255.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 255.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 255.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 255.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 255.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 255.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 255.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 255.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 221.60 110.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 221.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 221.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 221.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 221.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 221.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 221.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 221.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 221.60 39.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 197.60 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 197.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 197.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 197.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 197.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 197.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 197.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 197.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 197.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 171.60 110.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.50 171.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 201.50 171.60 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.50 171.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 171.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 171.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 171.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 171.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 171.60 39.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.6 m 146.5 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 425.6 m 201.5 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 425.6 m 258.5 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 425.6 m 323.5 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 425.6 m 375.5 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 425.6 m 427.5 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 425.6 m 485.5 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 425.6 m 537.5 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 425.6 m 576.5 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 411.6 m 375.5 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 411.6 m 427.5 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 411.6 m 485.5 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 411.6 m 537.5 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 411.6 m 576.5 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 411.6 m 375.5 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 397.6 m 375.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 411.6 m 427.5 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 397.6 m 427.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 411.6 m 485.5 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 397.6 m 485.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 411.6 m 537.5 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 397.6 m 537.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 411.6 m 576.5 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 397.6 m 576.5 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 358.6 m 146.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 358.6 m 201.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 358.6 m 258.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 358.6 m 323.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 358.6 m 375.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 358.6 m 427.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 358.6 m 485.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 358.6 m 537.5 358.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 358.6 m 576.5 358.6 l s 537.5 358.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 356.6 l 537.5 354.6 m 537.5 352.6 l 537.5 350.6 m 537.5 348.6 l 537.5 346.6 m s 537.5 346.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 344.6 l 537.5 342.6 m 537.5 340.6 l 537.5 338.6 m 537.5 336.6 l 537.5 334.6 m 537.5 332.6 l s 537.5 332.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 330.6 l 537.5 328.6 m 537.5 326.6 l 537.5 324.6 m 537.5 322.6 l 537.5 320.6 m s 537.5 320.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 318.6 l 537.5 316.6 m 537.5 314.6 l 537.5 312.6 m 537.5 310.6 l 537.5 308.6 m s 537.5 308.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 306.6 l 537.5 304.6 m 537.5 302.6 l 537.5 300.6 m 537.5 298.6 l 537.5 296.6 m 537.5 294.6 l 537.5 292.6 m 537.5 290.6 l 537.5 288.6 m 537.5 286.6 l 537.5 284.6 m 537.5 282.6 l 537.5 280.6 m 537.5 278.6 l 537.5 277.6 m s 537.5 277.6 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 275.6 l 537.5 273.6 m 537.5 271.6 l 537.5 269.6 m 537.5 267.6 l 537.5 265.6 m 537.5 263.6 l 537.5 261.6 m 537.5 259.6 l 537.5 257.6 m 537.5 255.60000000000002 l s 537.5 255.60000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 253.60000000000002 l 537.5 251.60000000000002 m 537.5 249.60000000000002 l 537.5 247.60000000000002 m 537.5 245.60000000000002 l 537.5 243.60000000000002 m s 537.5 243.60000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 241.60000000000002 l 537.5 239.60000000000002 m 537.5 237.60000000000002 l 537.5 235.60000000000002 m 537.5 233.60000000000002 l 537.5 231.60000000000002 m 537.5 229.60000000000002 l 537.5 227.60000000000002 m 537.5 225.60000000000002 l 537.5 223.60000000000002 m 537.5 221.60000000000002 l s 537.5 221.60000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 219.60000000000002 l 537.5 217.60000000000002 m 537.5 215.60000000000002 l 537.5 213.60000000000002 m 537.5 211.60000000000002 l 537.5 209.60000000000002 m s 537.5 209.60000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 207.60000000000002 l 537.5 205.60000000000002 m 537.5 203.60000000000002 l 537.5 201.60000000000002 m 537.5 199.60000000000002 l 537.5 197.60000000000002 m s 537.5 197.60000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 195.60000000000002 l 537.5 193.60000000000002 m 537.5 191.60000000000002 l 537.5 189.60000000000002 m 537.5 187.60000000000002 l 537.5 185.60000000000002 m 537.5 183.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 171.60000000000002 m 146.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 171.60000000000002 m 201.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 171.60000000000002 m 258.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 171.60000000000002 m 323.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 171.60000000000002 m 375.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 171.60000000000002 m 427.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 171.60000000000002 m 485.5 171.60000000000002 l s 537.5 183.60000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 181.60000000000002 l 537.5 179.60000000000002 m 537.5 177.60000000000002 l 537.5 175.60000000000002 m 537.5 173.60000000000002 l 537.5 171.60000000000002 m s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 171.60000000000002 m 537.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 171.60000000000002 m 576.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 159.60000000000002 m 146.5 159.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 146.5 159.60000000000002 m 201.5 159.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 201.5 159.60000000000002 m 258.5 159.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 258.5 159.60000000000002 m 323.5 159.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 159.60000000000002 m 375.5 159.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 159.60000000000002 m 427.5 159.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 159.60000000000002 m 485.5 159.60000000000002 l s 537.5 171.60000000000002 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 169.60000000000002 l 537.5 167.60000000000002 m 537.5 165.60000000000002 l 537.5 163.60000000000002 m 537.5 161.60000000000002 l 537.5 159.60000000000002 m s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 159.60000000000002 m 537.5 159.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 159.60000000000002 m 576.5 159.60000000000002 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.25 428.86 Td (As of December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.80 416.06 Td (Maximum exposure to loss in significant unconsolidated ) Tj ET Q q 0 0 0 rg BT 539.86 416.06 Td (VIEs) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 558.36 420.14 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.95 402.06 Td (Funded exposures) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 404.19 406.14 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.85 402.06 Td (Unfunded exposures) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 362.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.30 388.86 Td (T) Tj ET Q q 0 0 0 rg BT 169.17 388.86 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 151.00 379.86 Td (involvement) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.60 370.86 Td (with SPE) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.00 361.86 Td (assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.75 381.06 Td (Consolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.95 372.06 Td (VIE/SPE ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 363.06 Td (assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.75 381.06 Td (Significant) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.25 372.06 Td (unconsolidated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.95 363.06 Td (VIE assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 306.19 367.14 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.25 372.06 Td (Debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.50 363.06 Td (investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.00 372.06 Td (Equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 363.06 Td (investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.95 372.06 Td (Funding) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.50 363.06 Td (commitments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.75 381.06 Td (Guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 372.06 Td (and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.25 363.06 Td (derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.30 363.06 Td (T) Tj ET Q q 0 0 0 rg BT 552.17 363.06 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 349.86 Td (Credit card securitizations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 149.00 349.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.25 349.86 Td (50,171) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.00 349.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.25 349.86 Td (50,171) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.00 349.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 349.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 349.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 349.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 349.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 349.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 349.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 349.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 349.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 349.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 349.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 349.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 337.06 Td (Mortgage securitizations) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.22 341.14 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 323.86 Td (U.S. agency-sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.75 323.86 Td (214,458) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 323.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 323.86 Td (214,458) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.75 323.86 Td (3,852) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 323.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 323.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 323.86 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 323.86 Td (3,930) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 311.86 Td (Non-agency-sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.25 311.86 Td (15,965) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 311.86 Td (1,092) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.25 311.86 Td (14,873) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.50 311.86 Td (312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 311.86 Td (35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 311.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 311.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 311.86 Td (348) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 299.86 Td (Citi-administered asset-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 290.86 Td (backed commercial paper) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 281.86 Td (conduits \(ABCP\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.25 282.06 Td (19,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.25 282.06 Td (19,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.00 282.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 282.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 282.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 282.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 282.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 282.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 268.86 Td (Collateralized loan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 259.86 Td (obligations \(CLOs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.25 260.06 Td (18,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 260.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.25 260.06 Td (18,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.75 260.06 Td (5,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 260.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 260.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 260.06 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 260.06 Td (5,190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 246.86 Td (Asset-based financing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.25 246.86 Td (53,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.50 246.86 Td (733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.25 246.86 Td (52,435) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.25 246.86 Td (16,553) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.50 246.86 Td (475) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 246.86 Td (4,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 246.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 246.86 Td (21,943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 234.86 Td (Municipal securities tender) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 225.86 Td (option bond trusts \(T) Tj ET Q q 0 0 0 rg BT 123.67 225.86 Td (OBs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.75 226.06 Td (7,070) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.75 226.06 Td (2,843) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.75 226.06 Td (4,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 226.06 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 226.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 226.06 Td (2,842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 226.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 226.06 Td (2,882) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 212.86 Td (Municipal investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 173.25 212.86 Td (17,679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 246.00 212.86 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 295.25 212.86 Td (17,665) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.75 212.86 Td (2,441) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.75 212.86 Td (3,578) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 212.86 Td (2,580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 212.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 212.86 Td (8,599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 200.86 Td (Client intermediation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.50 200.86 Td (515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.50 200.86 Td (371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 306.50 200.86 Td (144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 200.86 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 200.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 200.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 200.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 200.86 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 188.06 Td (Investment funds) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.75 188.06 Td (2,788) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.50 188.06 Td (767) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.75 188.06 Td (2,021) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 188.06 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.50 188.06 Td (120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 188.06 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 188.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 188.06 Td (182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 174.86 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 177.75 174.86 Td (1,429) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 241.50 174.86 Td (607) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 306.50 174.86 Td (822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.50 174.86 Td (1) Tj ET Q q 0 0 0 rg BT 363.00 174.86 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.00 174.86 Td (1) Tj ET Q q 0 0 0 rg BT 419.50 174.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 174.86 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 174.86 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 174.86 Td (228) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 162.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 162.86 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 149.00 162.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.75 162.86 Td (401,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 204.00 162.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.25 162.86 Td (76,291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 261.00 162.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 162.86 Td (325,531) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 162.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.25 162.86 Td (28,523) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 162.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.75 162.86 Td (4,219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.00 162.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 162.86 Td (10,422) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 162.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.50 162.86 Td (190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 162.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 162.86 Td (43,354) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 140.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 140.90 Td (The definition of maximum exposure to loss is included in the text that follows this table.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 131.30 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 131.30 Td (Included on Citigroup) Tj ET Q q 0 0 0 rg BT 126.88 131.30 Td (s ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.99 131.30 Td (December31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 194.86 131.30 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.41 131.30 Td (2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.41 131.30 Td ( Consolidated Balance Sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 121.70 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 121.70 Td (A) Tj ET Q q 0 0 0 rg BT 59.34 121.70 Td ( significant unconsolidated ) Tj ET Q q 0 0 0 rg BT 147.39 121.70 Td (VIE is an entity in which the Company has any variable interest or continuing involvement considered to be significant, regardless of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 112.10 Td (the likelihood of loss.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 102.50 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 102.50 Td (Citigroup mortgage securitizations also include agency and non-agency \(private-label\) re-securitization activities. ) Tj ET Q q 0 0 0 rg BT 419.50 102.50 Td (These SPEs are not consolidated. See Re-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 92.90 Td (securitizations below for further discussion.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 83.30 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 83.30 Td (See Note 2 to the Consolidated Financial Statements for more information on the exit of the U.S. mortgage servicing operations and sale of MSRs.) Tj ET Q endstream endobj 449 0 obj <> endobj 450 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (224) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The previous tables do not include the following:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 731.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (certain venture capital investments made by some of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (Company) Tj ET Q q 0 0 0 rg BT 95.67 719.10 Td (s private equity subsidiaries, as the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (accounts for these investments in accordance with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (Investment Company ) Tj ET Q q 0 0 0 rg BT 141.77 695.10 Td (Audit Guide \(codified in ) Tj ET Q q 0 0 0 rg BT 242.31 695.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 264.08 695.10 Td (T) Tj ET Q q 0 0 0 rg BT 269.49 695.10 Td (opic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (946\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 671.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.10 Td (certain investment funds for which the Company provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.10 Td (investment management services and personal estate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.10 Td (trusts for which the Company provides administrative, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.10 Td (trustee and/or investment management services; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 623.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 83.52 623.10 Td (VIEs structured by third parties in which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.10 Td (Company holds securities in inventory) Tj ET Q q 0 0 0 rg BT 207.77 611.10 Td (, as these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (investments are made on arm) Tj ET Q q 0 0 0 rg BT 173.96 599.10 Td (s-length terms; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 587.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (certain positions in mortgage-backed and asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.10 Td (securities held by the Company) Tj ET Q q 0 0 0 rg BT 179.43 575.10 Td (, which are classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 563.10 Td (T) Tj ET Q q 0 0 0 rg BT 59.01 563.10 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.23 563.10 Td ( or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 159.56 563.10 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.76 563.10 Td (, in which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 551.10 Td (Company has no other involvement with the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 539.10 Td (securitization entity deemed to be significant \(for more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.10 Td (information on these positions, see Notes 13 and 24 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 515.10 Td (Consolidated Financial Statements\); ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 503.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 503.10 Td (certain representations and warranties exposures in legacy ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 491.10 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.22 491.10 Td (-sponsored mortgage-backed and asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 479.10 Td (securitizations, in which the Company has no variable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 467.10 Td (interest or continuing involvement as servicer) Tj ET Q q 0 0 0 rg BT 236.45 467.10 Td (. ) Tj ET Q q 0 0 0 rg BT 241.27 467.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 455.10 Td (outstanding balance of mortgage loans securitized during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 443.10 Td (2005 to 2008 in which the Company has no variable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 431.10 Td (interest or continuing involvement as servicer was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 419.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.26 419.10 Td ($9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.87 419.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.31 419.10 Td ($10 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.92 419.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.14 419.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 407.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 407.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.44 407.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.44 407.10 Td (, respectively;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 395.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 395.10 Td (certain representations and warranties exposures in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 383.10 Td (Citigroup residential mortgage securitizations, in which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 371.10 Td (the original mortgage loan balances are no longer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 359.10 Td (outstanding; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 347.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 347.10 Td (VIEs such as trust preferred securities trusts used in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 335.10 Td (connection with the Company) Tj ET Q q 0 0 0 rg BT 177.03 335.10 Td (s funding activities. ) Tj ET Q q 0 0 0 rg BT 257.95 335.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 323.10 Td (Company does not have a variable interest in these trusts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 737.10 Td (The asset balances for consolidated ) Tj ET Q q 0 0 0 rg BT 485.93 737.10 Td (VIEs represent the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (carrying amounts of the assets consolidated by the Company) Tj ET Q q 0 0 0 rg BT 566.08 725.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (The carrying amount may represent the amortized cost or the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (current fair value of the assets depending on the legal form of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (the asset \(e.g., loan or security\) and the Company) Tj ET Q q 0 0 0 rg BT 524.78 689.10 Td (s standard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (accounting policies for the asset type and line of business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 665.10 Td (The asset balances for unconsolidated ) Tj ET Q q 0 0 0 rg BT 495.93 665.10 Td (VIEs in which the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Company has significant involvement represent the most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (current information available to the Company) Tj ET Q q 0 0 0 rg BT 506.35 641.10 Td (. In most cases, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (the asset balances represent an amortized cost basis without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (regard to impairments, unless fair value information is readily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (available to the Company) Tj ET Q q 0 0 0 rg BT 425.82 605.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 593.10 Td (The maximum funded exposure represents the balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (sheet carrying amount of the Company) Tj ET Q q 0 0 0 rg BT 482.57 581.10 Td (s investment in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (VIE. It reflects the initial amount of cash invested in the ) Tj ET Q q 0 0 0 rg BT 550.97 569.10 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (adjusted for any accrued interest and cash principal payments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (received. ) Tj ET Q q 0 0 0 rg BT 362.68 545.10 Td (The carrying amount may also be adjusted for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (increases or declines in fair value or any impairment in value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (recognized in earnings. ) Tj ET Q q 0 0 0 rg BT 419.34 521.10 Td (The maximum exposure of unfunded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (positions represents the remaining undrawn committed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (amount, including liquidity and credit facilities provided by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (the Company or the notional amount of a derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (instrument considered to be a variable interest. In certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (transactions, the Company has entered into derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (instruments or other arrangements that are not considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (variable interests in the ) Tj ET Q q 0 0 0 rg BT 419.34 437.10 Td (VIE \(e.g., interest rate swaps, cross-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (currency swaps or where the Company is the purchaser of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (credit protection under a credit default swap or total return ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (swap where the Company pays the total return on certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (assets to the SPE\). Receivables under such arrangements are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (not included in the maximum exposure amounts.) Tj ET Q endstream endobj 451 0 obj <> endobj 452 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (225) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Funding Commitments for Significant Unconsolidated VIEsLiquidity Facilities and Loan Commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following table presents the notional amount of liquidity facilities and loan commitments that are classified as funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (commitments in the ) Tj ET Q q 0 0 0 rg BT 117.75 725.25 Td (VIE tables above:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 664.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 664.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 664.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 664.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 664.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 636.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 636.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 636.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 636.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 636.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 608.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 608.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 608.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 608.75 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 608.75 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 700.75 m 360.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 700.75 m 432.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 700.75 m 504.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 700.75 m 576.5 700.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 678.75 m 288.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 678.75 m 360.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 700.75 m 432.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 678.75 m 432.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 700.75 m 432.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 678.75 m 504.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 678.75 m 576.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 678.75 m 432.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 678.75 m 432.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 664.75 m 432.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 664.75 m 432.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 650.75 m 432.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 650.75 m 432.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 636.75 m 432.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 636.75 m 432.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 608.75 m 288.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 608.75 m 360.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 622.75 m 432.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 608.75 m 432.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 622.75 m 432.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 608.75 m 504.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 608.75 m 576.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 608.75 m 288.5 608.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 594.75 m 288.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 608.75 m 360.5 608.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 594.75 m 360.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 608.75 m 432.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 608.75 m 432.5 608.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 594.75 m 432.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 608.75 m 432.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 608.75 m 504.5 608.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 594.75 m 504.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 608.75 m 576.5 608.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 594.75 m 576.5 594.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.70 705.20 Td (December) Tj ET Q q 0 0 0 rg BT 362.51 705.20 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.60 705.21 Td (December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 683.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.95 692.15 Td (Liquidity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.00 683.15 Td (facilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.70 692.15 Td (Loan/equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 683.15 Td (commitments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.25 692.01 Td (Liquidity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 683.01 Td (facilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.25 692.01 Td (Loan/equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 683.01 Td (commitments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 669.21 Td (Asset-based financing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 669.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 669.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 669.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 669.20 Td (5,878) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 669.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 669.21 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 669.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 669.21 Td (4,910) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 655.21 Td (Municipal securities tender option bond trusts \(T) Tj ET Q q 0 0 0 rg BT 214.88 655.21 Td (OBs\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 655.20 Td (3,035) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 655.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 655.21 Td (2,842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 655.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 641.21 Td (Municipal investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 641.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 641.20 Td (2,344) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 641.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 641.21 Td (2,580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 627.21 Td (Investment funds) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 627.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 627.20 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 627.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 627.21 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 613.21 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.00 613.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 613.20 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 613.21 Td (58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 599.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 599.20 Td (otal funding commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.75 599.20 Td (3,035) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 599.20 Td (8,269) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 599.21 Td (2,847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 599.21 Td (7,575) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 571.25 Td (Consolidated VIEs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 559.25 Td (The Company engages in on-balance sheet securitizations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 547.25 Td (which are securitizations that do not qualify for sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 535.25 Td (treatment; thus, the assets remain on the Citi) Tj ET Q q 0 0 0 rg BT 216.52 535.25 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 523.25 Td (Balance Sheet, and any proceeds received are recognized as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 511.25 Td (secured liabilities. ) Tj ET Q q 0 0 0 rg BT 111.07 511.25 Td (The consolidated ) Tj ET Q q 0 0 0 rg BT 181.98 511.25 Td (VIEs represent hundreds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 499.25 Td (of separate entities with which the Company is involved. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 487.25 Td (general, the third-party investors in the obligations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 475.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 88.86 475.25 Td (VIEs have legal recourse only to the assets of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 463.25 Td (respective ) Tj ET Q q 0 0 0 rg BT 78.85 463.25 Td (VIEs and do not have such recourse to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 451.25 Td (Company) Tj ET Q q 0 0 0 rg BT 74.24 451.25 Td (, except where Citi has provided a guarantee to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 439.25 Td (investors or is the counterparty to certain derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 571.25 Td (transactions involving the ) Tj ET Q q 0 0 0 rg BT 429.63 571.25 Td (VIE. ) Tj ET Q q 0 0 0 rg BT 451.11 571.25 Td (Thus, Citigroup) Tj ET Q q 0 0 0 rg BT 517.23 571.25 Td (s maximum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 559.25 Td (legal exposure to loss related to consolidated ) Tj ET Q q 0 0 0 rg BT 505.71 559.25 Td (VIEs is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 547.25 Td (significantly less than the carrying value of the consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 535.25 Td (VIE assets due to outstanding third-party financing. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 523.25 Td (Intercompany assets and liabilities are excluded from Citi) Tj ET Q q 0 0 0 rg BT 557.54 523.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 511.25 Td (Consolidated Balance Sheet. ) Tj ET Q q 0 0 0 rg BT 440.64 511.25 Td (All ) Tj ET Q q 0 0 0 rg BT 455.74 511.25 Td (VIE assets are restricted from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 499.25 Td (being sold or pledged as collateral. ) Tj ET Q q 0 0 0 rg BT 465.72 499.25 Td (The cash flows from these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 487.25 Td (assets are the only source used to pay down the associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 475.25 Td (liabilities, which are non-recourse to Citi) Tj ET Q q 0 0 0 rg BT 490.62 475.25 Td (s general assets. See ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 463.25 Td (the Consolidated Balance Sheet for more information about ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 451.25 Td (these Consolidated ) Tj ET Q q 0 0 0 rg BT 402.14 451.25 Td (VIE assets and liabilities. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 415.25 Td (Significant Interests in Unconsolidated VIEsBalance Sheet Classification) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 403.25 Td (The following table presents the carrying amounts and classification of significant variable interests in unconsolidated ) Tj ET Q q 0 0 0 rg BT 510.96 403.25 Td (VIEs:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 369.75 388.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 369.75 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 369.75 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 343.75 388.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 343.75 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 343.75 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 317.75 388.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 317.75 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 317.75 76.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.75 m 424.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 369.75 m 500.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 369.75 m 576.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 304.75 m 424.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 304.75 m 500.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 304.75 m 576.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 304.75 m 424.5 304.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 290.75 m 424.5 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 304.75 m 500.5 304.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 290.75 m 500.5 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 304.75 m 576.5 304.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 290.75 m 576.5 290.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 374.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.80 383.20 Td (December) Tj ET Q q 0 0 0 rg BT 474.61 383.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 374.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 383.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 374.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 361.01 Td (Cash) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 361.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 361.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 361.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 361.01 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 348.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 348.01 Td (rading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.75 348.15 Td (8.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 348.01 Td (8.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 335.01 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.75 335.15 Td (4.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 335.01 Td (4.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 322.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 322.01 Td (otal loans, net of allowance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.25 322.15 Td (22.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 322.01 Td (18.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 309.01 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.75 309.15 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 309.01 Td (1.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 295.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 295.20 Td (otal assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 295.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.25 295.20 Td (35.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 295.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 295.21 Td (32.8) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 453 0 obj <> endobj 454 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (226) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Credit Card Securitizations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The Company securitizes credit card receivables through trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (established to purchase the receivables. Citigroup transfers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (receivables into the trusts on a non-recourse basis. Credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (securitizations are revolving securitizations; as customers pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (their credit card balances, the cash proceeds are used to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (purchase new receivables and replenish the receivables in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (trust.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.25 Td (Substantially all of Citigroup) Tj ET Q q 0 0 0 rg BT 173.16 653.25 Td (s credit card securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (activity is through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.27 641.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.27 641.25 Td ( trustsCitibank Credit Card Master ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 629.25 Td (rust \(Master ) Tj ET Q q 0 0 0 rg BT 92.67 629.25 Td (T) Tj ET Q q 0 0 0 rg BT 98.43 629.25 Td (rust\) and Citibank Omni Master ) Tj ET Q q 0 0 0 rg BT 228.51 629.25 Td (T) Tj ET Q q 0 0 0 rg BT 234.27 629.25 Td (rust \(Omni ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 617.25 Td (rust\), with the substantial majority through the Master ) Tj ET Q q 0 0 0 rg BT 260.15 617.25 Td (T) Tj ET Q q 0 0 0 rg BT 265.91 617.25 Td (rust. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (These trusts are consolidated entities because, as servicer) Tj ET Q q 0 0 0 rg BT 264.40 605.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Citigroup has the power to direct the activities that most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (significantly impact the economic performance of the trusts. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Citigroup holds a seller) Tj ET Q q 0 0 0 rg BT 417.97 725.10 Td () Tj ET Q q 0 0 0 rg BT 420.75 725.10 Td (s interest and certain securities issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (by the trusts, which could result in exposure to potentially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (significant losses or benefits from the trusts. ) Tj ET Q q 0 0 0 rg BT 502.86 701.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 552.20 701.10 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (transferred credit card receivables remain on Citi) Tj ET Q q 0 0 0 rg BT 522.79 689.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (Consolidated Balance Sheet with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.97 677.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.97 677.10 Td ( gain or loss recognized. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (The debt issued by the trusts to third parties is included on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 653.10 Td (s Consolidated Balance Sheet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 641.10 Td (Citi utilizes securitizations as one of the sources of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (funding for its business in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 430.39 629.10 Td (North ) Tj ET Q q 0 0 0 rg BT 456.05 629.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.92 629.10 Td (. ) Tj ET Q q 0 0 0 rg BT 494.74 629.10 Td (The following table ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (reflects amounts related to the Company) Tj ET Q q 0 0 0 rg BT 488.67 617.10 Td (s securitized credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (card receivables:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 550.60 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 550.60 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 550.60 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 526.60 388.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 526.60 76.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 526.60 76.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 562.6 m 424.5 562.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 562.6 m 500.5 562.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 562.6 m 576.5 562.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 562.6 m 424.5 562.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 514.6 m 424.5 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 514.6 m 500.5 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 514.6 m 576.5 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 514.6 m 424.5 514.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 502.6 m 424.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 514.6 m 500.5 514.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 502.6 m 500.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 514.6 m 576.5 514.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 502.6 m 576.5 502.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 566.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.80 576.05 Td (December) Tj ET Q q 0 0 0 rg BT 474.61 576.05 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 567.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.75 576.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 567.06 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 554.00 Td (Ownership inter) Tj ET Q q 0 0 0 rg BT 102.17 554.00 Td (ests in principal amount of trust cr) Tj ET Q q 0 0 0 rg BT 235.50 554.00 Td (edit card r) Tj ET Q q 0 0 0 rg BT 275.83 554.00 Td (eceivables) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 541.86 Td ( Sold to investors via trust-issued securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 542.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.25 542.00 Td (28.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 541.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 541.86 Td (22.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 529.86 Td ( Retained by Citigroup as trust-issued securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.75 530.00 Td (7.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 529.86 Td (7.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 517.86 Td ( Retained by Citigroup via non-certificated interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.25 518.00 Td (14.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 517.86 Td (20.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 506.00 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 506.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 506.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.25 506.00 Td (50.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 505.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 505.86 Td (50.7) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 479.10 Td (The following table summarizes selected cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 467.10 Td (information related to Citigroup) Tj ET Q q 0 0 0 rg BT 166.81 467.10 Td (s credit card securitizations:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 444.60 141.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.50 444.60 37.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 213.50 444.60 37.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 250.50 444.60 37.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 444.6 m 176.5 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176.5 444.6 m 213.5 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213.5 444.6 m 250.5 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 444.6 m 287.5 444.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 420.6 m 176.5 420.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 176.5 420.6 m 213.5 420.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 213.5 420.6 m 250.5 420.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 250.5 420.6 m 287.5 420.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 448.55 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.50 448.00 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 222.50 447.86 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.50 447.86 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 435.86 Td (Proceeds from new securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.00 436.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.25 436.00 Td (1) Tj ET Q q 0 0 0 rg BT 198.75 436.00 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 216.00 435.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 235.75 435.86 Td (3.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 435.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 435.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 423.86 Td (Pay down of maturing notes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.75 424.00 Td (\(5.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.00 424.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.25 423.86 Td (\(10.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 247.00 423.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.75 423.86 Td (\(7.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 423.86 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 397.10 Td (Managed Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 385.10 Td (After securitization of credit card receivables, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 373.10 Td (continues to maintain credit card customer account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 361.10 Td (relationships and provides servicing for receivables transferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 349.10 Td (to the trusts. ) Tj ET Q q 0 0 0 rg BT 87.11 349.10 Td (As a result, the Company considers the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 337.10 Td (securitized credit card receivables to be part of the business it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.10 Td (manages. ) Tj ET Q q 0 0 0 rg BT 75.43 325.10 Td (As Citigroup consolidates the credit card trusts, all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 313.10 Td (managed securitized card receivables are on-balance sheet.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 289.10 Td (Funding, Liquidity Facilities and Subor) Tj ET Q q 0 0 0 rg BT 194.79 289.10 Td (dinated Inter) Tj ET Q q 0 0 0 rg BT 246.35 289.10 Td (ests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 277.10 Td (As noted above, Citigroup securitizes credit card receivables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 265.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.61 265.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.61 265.10 Td ( securitization trustsMaster ) Tj ET Q q 0 0 0 rg BT 205.23 265.10 Td (T) Tj ET Q q 0 0 0 rg BT 210.99 265.10 Td (rust and Omni ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 253.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 253.10 Td (rust. ) Tj ET Q q 0 0 0 rg BT 61.58 253.10 Td (The liabilities of the trusts are included on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 241.10 Td (Consolidated Balance Sheet, excluding those retained by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 229.10 Td (Citigroup.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 217.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 479.10 Td (The Master ) Tj ET Q q 0 0 0 rg BT 390.13 479.10 Td (T) Tj ET Q q 0 0 0 rg BT 395.89 479.10 Td (rust issues fixed- and floating-rate term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 467.10 Td (notes. Some of the term notes may be issued to multi-seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 455.10 Td (commercial paper conduits. ) Tj ET Q q 0 0 0 rg BT 437.11 455.10 Td (The weighted average maturity of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 443.10 Td (the term notes issued by the Master ) Tj ET Q q 0 0 0 rg BT 467.96 443.10 Td (T) Tj ET Q q 0 0 0 rg BT 473.71 443.10 Td (rust was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.26 443.10 Td (2.6 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.36 443.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 431.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 431.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.02 431.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.02 431.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 407.10 Td (Master) Tj ET Q q 0 0 0 rg BT 354.36 407.10 Td ( ) Tj ET Q q 0 0 0 rg BT 356.68 407.10 Td (T) Tj ET Q q 0 0 0 rg BT 362.60 407.10 Td (rust Liabilities \(at Par) Tj ET Q q 0 0 0 rg BT 457.13 407.10 Td ( ) Tj ET Q q 0 0 0 rg BT 459.45 407.10 Td (V) Tj ET Q q 0 0 0 rg BT 465.76 407.10 Td (alue\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 375.60 144.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 375.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 375.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 342.60 144.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 342.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 342.60 54.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 375.6 m 468.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 375.6 m 522.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 375.6 m 576.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 342.6 m 468.5 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 342.6 m 522.5 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 342.6 m 576.5 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 342.6 m 468.5 342.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 330.6 m 468.5 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 342.6 m 522.5 342.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 330.6 m 522.5 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 342.6 m 576.5 342.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 330.6 m 576.5 330.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 379.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.85 388.00 Td (Dec. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 379.00 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.85 387.86 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 378.86 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 366.86 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 366.86 Td (erm notes issued to third parties) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 367.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.25 367.00 Td (27.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 366.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 366.86 Td (21.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 354.86 Td (T) Tj ET Q q 0 0 0 rg BT 331.87 354.86 Td (erm notes retained by Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 345.86 Td (af) Tj ET Q q 0 0 0 rg BT 342.83 345.86 Td (filiates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 347.05 Td (5.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 347.06 Td (5.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 334.00 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 334.00 Td (otal Master) Tj ET Q q 0 0 0 rg BT 376.25 334.00 Td ( ) Tj ET Q q 0 0 0 rg BT 378.33 334.00 Td (T) Tj ET Q q 0 0 0 rg BT 383.67 334.00 Td (rust liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 334.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.25 334.00 Td (33.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 333.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 333.86 Td (27.2) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 307.10 Td (The Omni ) Tj ET Q q 0 0 0 rg BT 385.14 307.10 Td (T) Tj ET Q q 0 0 0 rg BT 390.90 307.10 Td (rust issues fixed- and floating-rate term notes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 295.10 Td (some of which are purchased by multi-seller commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 283.10 Td (paper conduits. ) Tj ET Q q 0 0 0 rg BT 387.41 283.10 Td (The weighted average maturity of the third-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 271.10 Td (party term notes issued by the Omni ) Tj ET Q q 0 0 0 rg BT 471.29 271.10 Td (T) Tj ET Q q 0 0 0 rg BT 477.05 271.10 Td (rust was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.60 271.10 Td (1.9 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.70 271.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 259.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 259.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.02 259.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.02 259.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 235.10 Td (Omni ) Tj ET Q q 0 0 0 rg BT 350.77 235.10 Td (T) Tj ET Q q 0 0 0 rg BT 356.70 235.10 Td (rust Liabilities \(at Par) Tj ET Q q 0 0 0 rg BT 451.23 235.10 Td ( ) Tj ET Q q 0 0 0 rg BT 453.55 235.10 Td (V) Tj ET Q q 0 0 0 rg BT 459.85 235.10 Td (alue\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 203.60 144.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 203.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 203.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 170.60 144.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 170.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 170.60 54.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 203.60000000000002 m 468.5 203.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 203.60000000000002 m 522.5 203.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 203.60000000000002 m 576.5 203.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 170.60000000000002 m 468.5 170.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 170.60000000000002 m 522.5 170.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 170.60000000000002 m 576.5 170.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 170.60000000000002 m 468.5 170.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 158.60000000000002 m 468.5 158.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 170.60000000000002 m 522.5 170.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 158.60000000000002 m 522.5 158.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 170.60000000000002 m 576.5 170.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 158.60000000000002 m 576.5 158.60000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 327.00 207.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.85 216.00 Td (Dec. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.00 207.00 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.85 215.86 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 206.86 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 194.86 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 194.86 Td (erm notes issued to third parties) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 195.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 195.00 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 194.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 194.86 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 182.86 Td (T) Tj ET Q q 0 0 0 rg BT 331.87 182.86 Td (erm notes retained by Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.00 173.86 Td (af) Tj ET Q q 0 0 0 rg BT 342.83 173.86 Td (filiates) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 175.05 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 175.06 Td (1.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 162.00 Td (T) Tj ET Q q 0 0 0 rg BT 332.18 162.00 Td (otal Omni ) Tj ET Q q 0 0 0 rg BT 373.02 162.00 Td (T) Tj ET Q q 0 0 0 rg BT 378.35 162.00 Td (rust liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 162.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 162.00 Td (2.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 161.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 161.86 Td (2.9) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 455 0 obj <> endobj 456 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (227) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Mortgage Securitizations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Citigroup provides a wide range of mortgage loan products to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (a diverse customer base. Once originated, the Company often ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (securitizes these loans through the use of ) Tj ET Q q 0 0 0 rg BT 202.16 713.25 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 227.53 713.25 Td (These ) Tj ET Q q 0 0 0 rg BT 253.73 713.25 Td (VIEs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (are funded through the issuance of trust certificates backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (solely by the transferred assets. ) Tj ET Q q 0 0 0 rg BT 163.56 689.25 Td (These certificates have the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (same life as the transferred assets. In addition to providing a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (source of liquidity and less expensive funding, securitizing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (these assets also reduces Citi) Tj ET Q q 0 0 0 rg BT 154.31 653.25 Td (s credit exposure to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (borrowers. ) Tj ET Q q 0 0 0 rg BT 81.36 641.25 Td (These mortgage loan securitizations are primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (non-recourse, thereby ef) Tj ET Q q 0 0 0 rg BT 133.27 629.25 Td (fectively transferring the risk of future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (credit losses to the purchasers of the securities issued by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (trust. However) Tj ET Q q 0 0 0 rg BT 95.03 605.25 Td (, Citi) Tj ET Q q 0 0 0 rg BT 117.81 605.25 Td (s U.S. consumer mortgage business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (generally retains the servicing rights and in certain instances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (retains investment securities, interest-only strips and residual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (interests in future cash flows from the trusts and also provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (servicing for a limited number of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 170.96 557.25 Td (ICG) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.18 557.25 Td ( securitizations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.25 Td (The Company securitizes mortgage loans generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (through either a government-sponsored agency) Tj ET Q q 0 0 0 rg BT 223.62 533.25 Td (, such as Ginnie ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (Mae, Fannie Mae or Freddie Mac \(U.S. agency-sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (mortgages\), or private-label \(non-agency-sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (mortgages\) securitization. Citi is not the primary beneficiary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (of its U.S. agency-sponsored mortgage securitizations because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (Citigroup does not have the power to direct the activities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (the ) Tj ET Q q 0 0 0 rg BT 338.54 737.10 Td (VIE that most significantly impact the entity) Tj ET Q q 0 0 0 rg BT 519.61 737.10 Td (s economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (performance. ) Tj ET Q q 0 0 0 rg BT 379.34 725.10 Td (Therefore, Citi does not consolidate these U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (agency-sponsored mortgage securitizations. Substantially all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (of the consumer loans sold or securitized through non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (consolidated trusts by Citigroup are U.S. prime residential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (mortgage loans. Retained interests in non-consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (mortgage securitization trusts are classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 510.60 665.10 Td (T) Tj ET Q q 0 0 0 rg BT 515.61 665.10 Td (rading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.05 653.10 Td (, except for MSRs, which are included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Mortgage servicing rights) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.43 641.10 Td ( on Citigroup) Tj ET Q q 0 0 0 rg BT 484.55 641.10 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (Balance Sheet.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 617.10 Td (Citigroup does not consolidate certain non-agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (sponsored mortgage securitizations because Citi is either not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (the servicer with the power to direct the significant activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (of the entity or Citi is the servicer) Tj ET Q q 0 0 0 rg BT 458.29 581.10 Td (, but the servicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (relationship is deemed to be a fiduciary relationship; therefore, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (Citi is not deemed to be the primary beneficiary of the entity) Tj ET Q q 0 0 0 rg BT 565.78 557.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 545.10 Td (In certain instances, the Company has \(i\) the power to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (direct the activities and \(ii\) the obligation to either absorb ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (losses or the right to receive benefits that could be potentially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (significant to its non-agency-sponsored mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (securitizations and, therefore, is the primary beneficiary and, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (thus, consolidates the ) Tj ET Q q 0 0 0 rg BT 412.14 485.10 Td (VIE.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (The following table summarizes selected cash flow information related to Citigroup mortgage securitizations:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 402.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 254.50 402.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 402.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 402.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 402.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 402.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 402.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 374.60 219.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 254.50 374.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 374.60 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 374.60 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 374.60 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 374.60 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 522.50 374.60 53.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 254.5 436.6 m 308.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 436.6 m 363.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 436.6 m 416.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 436.6 m 469.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 436.6 m 522.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 436.6 m 575.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 402.6 m 254.5 402.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 254.5 402.6 m 308.5 402.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 402.6 m 363.5 402.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 402.6 m 416.5 402.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 402.6 m 469.5 402.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 402.6 m 522.5 402.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 402.6 m 575.5 402.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 254.5 402.6 m 308.5 402.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 402.6 m 363.5 402.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 351.6 m 254.5 351.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 254.5 351.6 m 308.5 351.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 351.6 m 363.5 351.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 351.6 m 416.5 351.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 351.6 m 469.5 351.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 351.6 m 522.5 351.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 522.5 351.6 m 575.5 351.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.50 441.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.00 441.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 441.06 Td (2015) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 406.85 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.10 425.05 Td (U.S. agency-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.55 416.05 Td (sponsor) Tj ET Q q 0 0 0 rg BT 291.48 416.05 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 261.00 407.05 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.25 425.05 Td (Non-agency-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.05 416.05 Td (sponsor) Tj ET Q q 0 0 0 rg BT 345.90 416.05 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 407.05 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.10 425.06 Td (U.S. agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.25 416.06 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 407.06 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 425.06 Td (Non-agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.25 416.06 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 407.06 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.10 425.06 Td (U.S. agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.25 416.06 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.75 407.06 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 425.06 Td (Non-agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.25 416.06 Td (sponsored) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 407.06 Td (mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 393.06 Td (Proceeds from new securitizations) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 161.71 397.14 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 257.00 393.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.25 393.05 Td (33.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 311.00 393.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.75 393.05 Td (7.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.00 393.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.25 393.06 Td (41.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.00 393.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.25 393.06 Td (1) Tj ET Q q 0 0 0 rg BT 454.75 393.06 Td (1.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 393.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 393.06 Td (35.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 393.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 393.06 Td (12.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 379.06 Td (Contractual servicing fees received) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 379.05 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 379.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.75 379.06 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 379.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 379.06 Td (0.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 379.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 365.06 Td (Cash flows received on retained interests and other net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 356.06 Td (cash flows) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.00 356.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 351.00 356.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.75 356.06 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 356.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 356.06 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 356.06 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 336.10 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 47.18 336.10 Td (The proceeds from new securitizations in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 181.36 336.10 Td (2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 197.36 336.10 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 212.91 336.10 Td (2015) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 228.91 336.10 Td ( include ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.46 336.10 Td ($0.5 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 293.35 336.10 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 308.90 336.10 Td ($0.7 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 345.79 336.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 387.92 336.10 Td (, related to personal loan securitizations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 312.10 Td (Agency and non-agency securitization gains for the year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 300.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.38 300.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.96 300.10 Td ( were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.39 300.10 Td ($73 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.78 300.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.22 300.10 Td ($77 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.61 300.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 288.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 288.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 312.10 Td (Agency and non-agency securitization gains for the year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 300.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.38 300.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.96 300.10 Td ( were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.39 300.10 Td ($105 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.78 300.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.22 300.10 Td ($107 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 288.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.89 288.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 405.55 288.10 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.49 288.10 Td ($149 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.88 288.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.32 288.10 Td ($41 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.71 288.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 276.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 371.66 276.10 Td (, for the year ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.62 276.10 Td (December31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.21 276.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 252.10 Td (Key assumptions used in measuring the fair value of retained interests at the date of sale or securitization of mortgage receivables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 240.10 Td (were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 169.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 169.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 169.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 169.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 143.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 143.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 143.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 143.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 117.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 117.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 117.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 117.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 91.60 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 91.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 91.60 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 91.60 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 215.60000000000002 m 404.5 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 215.60000000000002 m 490.5 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 215.60000000000002 m 576.5 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 201.60000000000002 m 490.5 201.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 201.60000000000002 m 576.5 201.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 169.60000000000002 m 318.5 169.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 169.60000000000002 m 404.5 169.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 169.60000000000002 m 490.5 169.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 169.60000000000002 m 576.5 169.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 78.60000000000002 m 318.5 78.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 78.60000000000002 m 404.5 78.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 78.60000000000002 m 490.5 78.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 78.60000000000002 m 576.5 78.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.70 220.05 Td (December) Tj ET Q q 0 0 0 rg BT 449.51 220.05 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.80 206.05 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 500.14 206.05 Td (ed mortgages) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 551.38 210.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.10 192.17 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.85 192.17 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.55 183.00 Td (sponsor) Tj ET Q q 0 0 0 rg BT 371.40 183.00 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 174.00 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.45 183.22 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.45 183.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.80 174.05 Td (inter) Tj ET Q q 0 0 0 rg BT 449.13 174.05 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 506.70 183.22 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.22 183.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.80 174.05 Td (inter) Tj ET Q q 0 0 0 rg BT 535.13 174.05 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 160.86 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 161.00 Td (1.8% to 19.9%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 161.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 161.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 147.86 Td ( ) Tj ET Q q 0 0 0 rg BT 45.67 147.86 Td (W) Tj ET Q q 0 0 0 rg BT 53.72 147.86 Td (eighted average discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 148.00 Td (8.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 148.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 148.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 148.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 134.86 Td (Constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 135.00 Td (3.8% to 31.6%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 135.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 135.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 121.86 Td ( ) Tj ET Q q 0 0 0 rg BT 45.67 121.86 Td (W) Tj ET Q q 0 0 0 rg BT 53.72 121.86 Td (eighted average constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 122.00 Td (9.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 122.00 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 122.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 122.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 108.86 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 140.72 112.94 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 109.00 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 109.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 109.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 95.86 Td ( ) Tj ET Q q 0 0 0 rg BT 45.59 95.86 Td (W) Tj ET Q q 0 0 0 rg BT 53.36 95.86 Td (eighted average anticipated net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 96.00 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 96.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 96.00 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 82.86 Td (W) Tj ET Q q 0 0 0 rg BT 46.77 82.86 Td (eighted average life) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.25 83.00 Td (2.5 to 20.7 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.00 83.00 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 83.00 Td () Tj ET Q BT /F1 10.00 Tf ET endstream endobj 457 0 obj <> endobj 458 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (228) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 695.50 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 695.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 695.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 695.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 669.50 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 669.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 669.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 669.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 643.50 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 643.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 643.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 643.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 617.50 282.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 617.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 617.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 617.50 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 741.5 m 403.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 741.5 m 489.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 741.5 m 575.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 727.5 m 489.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 727.5 m 575.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 695.5 m 317.5 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 695.5 m 403.5 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 695.5 m 489.5 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 695.5 m 575.5 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 695.5 m 403.5 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 695.5 m 489.5 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 695.5 m 575.5 695.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 604.5 m 317.5 604.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 604.5 m 403.5 604.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 604.5 m 489.5 604.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 604.5 m 575.5 604.5 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.60 745.96 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.95 731.96 Td (Non-agency-sponsored mortgages) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 547.16 736.04 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.60 708.96 Td (U.S. agency-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.85 699.96 Td (sponsored mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.25 708.96 Td (Senior) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 699.96 Td (interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 708.96 Td (Subordinated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 699.96 Td (interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 686.76 Td (Discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 686.76 Td (0.8% to 13.7%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 686.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 686.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 673.76 Td ( ) Tj ET Q q 0 0 0 rg BT 44.67 673.76 Td (W) Tj ET Q q 0 0 0 rg BT 52.72 673.76 Td (eighted average discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.25 673.76 Td (9.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 673.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 673.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 673.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 660.76 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 660.76 Td (3.8% to 30.9%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 660.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 660.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 647.76 Td ( ) Tj ET Q q 0 0 0 rg BT 44.67 647.76 Td (W) Tj ET Q q 0 0 0 rg BT 52.72 647.76 Td (eighted average constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 647.76 Td (1) Tj ET Q q 0 0 0 rg BT 384.25 647.76 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 647.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 647.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 647.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 634.76 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 139.72 638.84 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.70 634.76 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 634.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 634.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 621.76 Td ( ) Tj ET Q q 0 0 0 rg BT 44.59 621.76 Td (W) Tj ET Q q 0 0 0 rg BT 52.36 621.76 Td (eighted average anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.70 621.76 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 621.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 621.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 608.76 Td (W) Tj ET Q q 0 0 0 rg BT 45.77 608.76 Td (eighted average life) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.25 608.76 Td (0.5 to 17.5 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 608.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 608.76 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 585.80 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 585.80 Td (Disclosure of non-agency-sponsored mortgages as senior and subordinated interests is indicative of the interests) Tj ET Q q 0 0 0 rg BT 414.42 585.80 Td ( position in the capital structure of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 576.20 Td (securitization.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 566.60 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 566.60 Td (Anticipated net credit losses represent estimated loss severity associated with defaulted mortgage loans underlying the mortgage securitizations disclosed above. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 557.05 Td (Anticipated net credit losses, in this instance, do not represent total credit losses incurred to date, nor do they represent credit losses expected on retained interests ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 547.45 Td (in mortgage securitizations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 537.85 Td (NM ) Tj ET Q q 0 0 0 rg BT 54.00 537.85 Td (Anticipated net credit losses are not meaningful due to U.S. agency guarantees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 516.25 Td (The interests retained by Citi range from highly rated and/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 504.25 Td (or senior in the capital structure to unrated and/or residual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 492.25 Td (interests.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 480.25 Td (The key assumptions used to value retained interests, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 468.25 Td (the sensitivity of the fair value to adverse changes of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.26 468.25 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.59 468.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 456.25 Td (20%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.33 456.25 Td ( in each of the key assumptions, are set forth in the tables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 516.25 Td (below) Tj ET Q q 0 0 0 rg BT 347.79 516.25 Td (. ) Tj ET Q q 0 0 0 rg BT 352.61 516.25 Td (The negative ef) Tj ET Q q 0 0 0 rg BT 414.62 516.25 Td (fect of each change is calculated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 504.25 Td (independently) Tj ET Q q 0 0 0 rg BT 380.00 504.25 Td (, holding all other assumptions constant. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 492.25 Td (Because the key assumptions may not be independent, the net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 480.25 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 480.25 Td (fect of simultaneous adverse changes in the key assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 468.25 Td (may be less than the sum of the individual ef) Tj ET Q q 0 0 0 rg BT 502.95 468.25 Td (fects shown ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 456.25 Td (below) Tj ET Q q 0 0 0 rg BT 347.79 456.25 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 385.70 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 385.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 385.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 385.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 359.70 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 359.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 359.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 359.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 333.70 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 333.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 333.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 333.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 307.70 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 307.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 307.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 307.70 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 431.7 m 403.5 431.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 431.7 m 489.5 431.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 431.7 m 575.5 431.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 417.7 m 489.5 417.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 417.7 m 575.5 417.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 385.7 m 317.5 385.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 385.7 m 403.5 385.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 385.7 m 489.5 385.7 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 385.7 m 575.5 385.7 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 294.7 m 317.5 294.7 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 294.7 m 403.5 294.7 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 294.7 m 489.5 294.7 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 294.7 m 575.5 294.7 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.70 436.15 Td (December) Tj ET Q q 0 0 0 rg BT 448.51 436.15 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.80 422.15 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 499.14 422.15 Td (ed mortgages) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 550.38 426.23 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.10 408.27 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.85 408.27 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.55 399.10 Td (sponsor) Tj ET Q q 0 0 0 rg BT 370.40 399.10 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.00 390.10 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.45 399.32 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.45 399.32 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.80 390.15 Td (inter) Tj ET Q q 0 0 0 rg BT 448.13 390.15 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.70 399.32 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.22 399.32 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.80 390.15 Td (inter) Tj ET Q q 0 0 0 rg BT 534.13 390.15 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 376.96 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.25 377.10 Td ( 1.8% to 84.2%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 377.10 Td ( 5.8% to 100.0%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.25 377.10 Td ( 2.8% to 35.1%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 363.96 Td ( ) Tj ET Q q 0 0 0 rg BT 45.67 363.96 Td (W) Tj ET Q q 0 0 0 rg BT 53.72 363.96 Td (eighted average discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.75 364.10 Td (7.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 364.10 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 364.10 Td (5.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 364.10 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 554.75 364.10 Td (9.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 364.10 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 350.96 Td (Constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 343.00 351.10 Td (6.9% to 27.8%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 351.10 Td ( 8.9% to 15.5%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.25 351.10 Td ( 8.6% to 13.1%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 337.96 Td ( ) Tj ET Q q 0 0 0 rg BT 45.67 337.96 Td (W) Tj ET Q q 0 0 0 rg BT 53.72 337.96 Td (eighted average constant prepayment rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 338.10 Td (1) Tj ET Q q 0 0 0 rg BT 382.75 338.10 Td (1.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 338.10 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 338.10 Td (8.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 338.10 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 338.10 Td (10.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 338.10 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 324.96 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 140.72 329.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 325.10 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 325.10 Td ( 0.4% to 46.9%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.75 325.10 Td ( 35.1% to 52.1%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 311.96 Td ( ) Tj ET Q q 0 0 0 rg BT 45.59 311.96 Td (W) Tj ET Q q 0 0 0 rg BT 53.36 311.96 Td (eighted average anticipated net credit losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.25 312.10 Td ( NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.25 312.10 Td (46.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 312.10 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 550.25 312.10 Td (44.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 312.10 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 298.96 Td (W) Tj ET Q q 0 0 0 rg BT 46.77 298.96 Td (eighted average life) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.25 299.10 Td (0.1 to 27.8 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.00 299.10 Td ( 4.8 to 5.3 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 299.10 Td ( 0.2 to 18.6 years) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 224.70 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 224.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 224.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 224.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 198.70 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 198.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 198.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 198.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 172.70 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 172.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 172.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 172.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 146.70 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 146.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 146.70 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 146.70 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 270.70000000000005 m 403.5 270.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 270.70000000000005 m 489.5 270.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 270.70000000000005 m 575.5 270.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 256.70000000000005 m 489.5 256.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 256.70000000000005 m 575.5 256.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 224.70000000000005 m 317.5 224.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 224.70000000000005 m 403.5 224.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 224.70000000000005 m 489.5 224.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 224.70000000000005 m 575.5 224.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 133.70000000000005 m 317.5 133.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 133.70000000000005 m 403.5 133.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 133.70000000000005 m 489.5 133.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 133.70000000000005 m 575.5 133.70000000000005 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.60 275.16 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.95 261.16 Td (Non-agency-sponsored mortgages) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 547.16 265.24 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.60 238.47 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.34 238.47 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.85 229.16 Td (sponsored mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.25 238.47 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.75 238.47 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 229.16 Td (interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 238.47 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.99 238.47 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 229.16 Td (interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 215.96 Td (Discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.75 215.96 Td ( 0.7% to 28.2%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.25 215.96 Td ( 0.0% to 8.1%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 215.96 Td ( 5.1% to 26.4%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 202.96 Td ( ) Tj ET Q q 0 0 0 rg BT 45.67 202.96 Td (W) Tj ET Q q 0 0 0 rg BT 53.72 202.96 Td (eighted average discount rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 384.25 202.96 Td (9.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 202.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.25 202.96 Td (2.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 202.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 202.96 Td (13.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 202.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 189.96 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.50 189.96 Td (6.8% to 22.8%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 189.96 Td ( 4.2% to 14.7%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 189.96 Td ( 0.5% to 37.5%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 176.96 Td ( ) Tj ET Q q 0 0 0 rg BT 45.67 176.96 Td (W) Tj ET Q q 0 0 0 rg BT 53.72 176.96 Td (eighted average constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 176.96 Td (10.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 176.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 176.96 Td (1) Tj ET Q q 0 0 0 rg BT 470.25 176.96 Td (1.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 176.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 176.96 Td (10.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 176.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 163.96 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 140.72 168.04 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.70 163.96 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 163.96 Td ( 0.5% to 85.6%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 163.96 Td ( 8.0% to 63.7%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 150.96 Td ( ) Tj ET Q q 0 0 0 rg BT 45.59 150.96 Td (W) Tj ET Q q 0 0 0 rg BT 53.36 150.96 Td (eighted average anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.70 150.96 Td ( NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 150.96 Td (31.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 150.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 150.96 Td (48.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 150.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 137.96 Td (W) Tj ET Q q 0 0 0 rg BT 46.77 137.96 Td (eighted average life) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.25 137.96 Td (0.2 to 28.8 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 137.96 Td ( 5.0 to 8.5 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.50 137.96 Td ( 1.2 to 12.1 years) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 115.00 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 115.00 Td (Disclosure of non-agency-sponsored mortgages as senior and subordinated interests is indicative of the interests) Tj ET Q q 0 0 0 rg BT 414.42 115.00 Td ( position in the capital structure of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 105.40 Td (securitization.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 95.80 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 95.80 Td (Anticipated net credit losses represent estimated loss severity associated with defaulted mortgage loans underlying the mortgage securitizations disclosed above. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 86.20 Td (Anticipated net credit losses, in this instance, do not represent total credit losses incurred to date, nor do they represent credit losses expected on retained interests ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 76.60 Td (in mortgage securitizations.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 67.00 Td (NM ) Tj ET Q q 0 0 0 rg BT 54.00 67.00 Td (Anticipated net credit losses are not meaningful due to U.S. agency guarantees.) Tj ET Q endstream endobj 459 0 obj <> endobj 460 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (229) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 681.50 281.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 681.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 681.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 681.50 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 657.50 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 657.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 657.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 657.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 631.50 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 631.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 631.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 631.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 605.50 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 605.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 605.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 605.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 579.50 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 579.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 579.50 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 579.50 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 741.5 m 403.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 741.5 m 489.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 741.5 m 575.5 741.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 727.5 m 489.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 727.5 m 575.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 695.5 m 317.5 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 695.5 m 403.5 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 727.5 m 489.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 695.5 m 489.5 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 727.5 m 575.5 727.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 695.5 m 575.5 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 695.5 m 317.5 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 681.5 m 317.5 681.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 695.5 m 403.5 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 681.5 m 403.5 681.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 695.5 m 489.5 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 681.5 m 489.5 681.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 695.5 m 575.5 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 681.5 m 575.5 681.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 566.5 m 317.5 566.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 566.5 m 403.5 566.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 566.5 m 489.5 566.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 566.5 m 575.5 566.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.70 745.95 Td (December) Tj ET Q q 0 0 0 rg BT 448.51 745.95 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.20 731.95 Td (Non-agency-sponsor) Tj ET Q q 0 0 0 rg BT 502.54 731.95 Td (ed mortgages) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 699.75 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.10 718.07 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.85 718.07 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.55 708.90 Td (sponsor) Tj ET Q q 0 0 0 rg BT 370.40 708.90 Td (ed ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.00 699.90 Td (mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 433.45 709.12 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.45 709.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.80 699.95 Td (inter) Tj ET Q q 0 0 0 rg BT 448.13 699.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.70 709.12 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.22 709.12 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.80 699.95 Td (inter) Tj ET Q q 0 0 0 rg BT 534.13 699.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 685.95 Td (Carrying value of r) Tj ET Q q 0 0 0 rg BT 113.07 685.95 Td (etained inter) Tj ET Q q 0 0 0 rg BT 161.65 685.95 Td (ests) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 175.65 690.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.40 685.95 Td (1,634) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.15 685.95 Td (214) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.15 685.95 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 672.81 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 661.76 Td ( ) Tj ET Q q 0 0 0 rg BT 45.50 661.76 Td (Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 661.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.65 661.90 Td (\(44) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.65 661.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 661.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.15 661.90 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.65 661.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.00 661.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.15 661.90 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 571.65 661.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 648.76 Td ( ) Tj ET Q q 0 0 0 rg BT 45.50 648.76 Td (Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.65 648.90 Td (\(85) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.65 648.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.15 648.90 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.65 648.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.15 648.90 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 571.65 648.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 635.76 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 622.76 Td ( ) Tj ET Q q 0 0 0 rg BT 45.50 622.76 Td (Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.65 622.90 Td (\(41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.65 622.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.15 622.90 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.65 622.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.15 622.90 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 571.65 622.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 609.76 Td ( ) Tj ET Q q 0 0 0 rg BT 45.50 609.76 Td (Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 387.65 609.90 Td (\(84) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.65 609.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.15 609.90 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.65 609.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.15 609.90 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 571.65 609.90 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 596.76 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 583.76 Td ( ) Tj ET Q q 0 0 0 rg BT 45.50 583.76 Td (Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 583.90 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.15 583.90 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.65 583.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.65 583.90 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 570.76 Td ( ) Tj ET Q q 0 0 0 rg BT 45.25 570.76 Td (Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 570.90 Td (NM) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.15 570.90 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.65 570.90 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 562.65 570.90 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 480.10 281.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 480.10 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 480.10 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 480.10 86.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 455.10 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 455.10 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 455.10 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 455.10 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 429.10 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 429.10 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 429.10 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 429.10 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 403.10 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 403.10 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 403.10 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 403.10 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 377.10 281.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 377.10 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 377.10 86.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 377.10 86.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 540.1 m 403.5 540.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 540.1 m 489.5 540.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 540.1 m 575.5 540.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 526.1 m 489.5 526.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 526.1 m 575.5 526.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 494.1 m 317.5 494.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 494.1 m 403.5 494.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 526.1 m 489.5 526.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 494.1 m 489.5 494.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 526.1 m 575.5 526.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 494.1 m 575.5 494.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 494.1 m 317.5 494.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 480.1 m 317.5 480.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 494.1 m 403.5 494.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 480.1 m 403.5 480.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 494.1 m 489.5 494.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 480.1 m 489.5 480.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 494.1 m 575.5 494.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 480.1 m 575.5 480.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 364.1 m 317.5 364.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 364.1 m 403.5 364.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 364.1 m 489.5 364.1 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 364.1 m 575.5 364.1 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.60 544.56 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.35 530.56 Td (Non-agency-sponsored mortgages) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 498.35 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.60 507.87 Td (U.S. agency-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.34 507.87 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.85 498.56 Td (sponsored mortgages) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.25 507.87 Td (Senior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.75 507.87 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 498.56 Td (interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 507.87 Td (Subordinated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.99 507.87 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 498.56 Td (interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 484.56 Td (Carrying value of retained interests) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 165.95 488.64 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 484.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.75 484.56 Td (2,258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 484.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 484.56 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 484.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 484.56 Td (161) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 471.41 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 459.56 Td ( ) Tj ET Q q 0 0 0 rg BT 45.50 459.56 Td (Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 459.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 459.56 Td (\(71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 459.56 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 459.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 459.56 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 459.56 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 459.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 459.56 Td (\(8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 459.56 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 446.36 Td ( ) Tj ET Q q 0 0 0 rg BT 45.50 446.36 Td (Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 446.36 Td (\(138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 446.36 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 446.36 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 446.36 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 446.36 Td (\(16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 446.36 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 433.36 Td (Constant prepayment rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 420.36 Td ( ) Tj ET Q q 0 0 0 rg BT 45.50 420.36 Td (Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 420.36 Td (\(80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 420.36 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 420.36 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 420.36 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 420.36 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 420.36 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 407.36 Td ( ) Tj ET Q q 0 0 0 rg BT 45.50 407.36 Td (Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 407.36 Td (\(160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.00 407.36 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 407.36 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 407.36 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 407.36 Td (\(8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 407.36 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 394.36 Td (Anticipated net credit losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 381.36 Td ( ) Tj ET Q q 0 0 0 rg BT 45.50 381.36 Td (Adverse change of 10%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.45 381.36 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 381.36 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 381.36 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 381.36 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 381.36 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 368.36 Td ( ) Tj ET Q q 0 0 0 rg BT 45.25 368.36 Td (Adverse change of 20%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.45 368.36 Td (NM) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 368.36 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.00 368.36 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 368.36 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 368.36 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 345.40 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 345.40 Td (Disclosure of non-agency-sponsored mortgages as senior and subordinated interests is indicative of the interests) Tj ET Q q 0 0 0 rg BT 414.42 345.40 Td ( position in the capital structure of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 335.80 Td (securitization.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 326.20 Td (NM ) Tj ET Q q 0 0 0 rg BT 54.00 326.20 Td (Anticipated net credit losses are not meaningful due to U.S. agency guarantees.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 302.20 Td (Mortgage Servicing Rights) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 290.20 Td (In connection with the securitization of mortgage loans, Citi) Tj ET Q q 0 0 0 rg BT 279.55 290.20 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 278.20 Td (U.S. consumer mortgage business generally retains the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 266.20 Td (servicing rights, which entitle the Company to a future stream ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 254.20 Td (of cash flows based on the outstanding principal balances of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 242.20 Td (the loans and the contractual servicing fee. Failure to service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 230.20 Td (the loans in accordance with contractual requirements may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 218.20 Td (lead to a termination of the servicing rights and the loss of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 206.20 Td (future servicing fees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 194.20 Td (These transactions create an intangible asset referred to as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 182.20 Td (mortgage servicing rights \(MSRs\), which are recorded at fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 170.20 Td (value on Citi) Tj ET Q q 0 0 0 rg BT 90.44 170.20 Td (s Consolidated Balance Sheet. ) Tj ET Q q 0 0 0 rg BT 213.84 170.20 Td (The fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 158.20 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 158.20 Td (s capitalized MSRs was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.55 158.20 Td ($558 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.94 158.20 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.38 158.20 Td ($1.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.49 158.20 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 146.20 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 146.20 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.02 146.20 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.02 146.20 Td (, respectively) Tj ET Q q 0 0 0 rg BT 206.68 146.20 Td (. ) Tj ET Q q 0 0 0 rg BT 211.50 146.20 Td (The MSRs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 134.20 Td (correspond to principal loan balances of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.72 134.20 Td ($66 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.33 134.20 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.77 134.20 Td ($168 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 122.20 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 122.20 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.27 122.20 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.86 122.20 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.30 122.20 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.30 122.20 Td (, respectively) Tj ET Q q 0 0 0 rg BT 256.96 122.20 Td (. ) Tj ET Q q 0 0 0 rg BT 261.78 122.20 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 110.20 Td (following table summarizes the changes in capitalized MSRs:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 279.70 158.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 279.70 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 279.70 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 246.70 158.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 246.70 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 246.70 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.50 220.70 158.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.50 220.70 47.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.50 220.70 47.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 291.70000000000005 m 481.5 291.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 291.70000000000005 m 528.5 291.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 291.70000000000005 m 575.5 291.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 291.70000000000005 m 481.5 291.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 291.70000000000005 m 528.5 291.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 291.70000000000005 m 575.5 291.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 220.70000000000005 m 481.5 220.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 220.70000000000005 m 528.5 220.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 220.70000000000005 m 575.5 220.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 220.70000000000005 m 481.5 220.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 323.5 208.70000000000005 m 481.5 208.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 220.70000000000005 m 528.5 220.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 481.5 208.70000000000005 m 528.5 208.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 220.70000000000005 m 575.5 220.70000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 528.5 208.70000000000005 m 575.5 208.70000000000005 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 326.00 295.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 499.00 295.10 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 294.96 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 283.10 Td (Balance, beginning of year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 283.10 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.75 283.10 Td (1,564) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 282.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 282.96 Td (1,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 270.96 Td (Originations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 271.10 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 270.96 Td (152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 258.96 Td (Changes in fair value of MSRs due to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.00 249.96 Td (changes in inputs and assumptions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.00 251.15 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 251.16 Td (\(36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 251.16 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 237.96 Td (Other changes) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 377.73 242.04 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.50 238.10 Td (\(1) Tj ET Q q 0 0 0 rg BT 516.00 238.10 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 238.10 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 237.96 Td (\(313) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 237.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.00 224.96 Td (Sale of MSRs) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 376.01 229.04 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.75 225.10 Td (\(1,057) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.00 225.10 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 224.96 Td (\(20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 224.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 212.10 Td (Balance, as of December) Tj ET Q q 0 0 0 rg BT 419.81 212.10 Td ( 31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 212.10 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.50 212.10 Td (558) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 211.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 211.96 Td (1,564) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 191.60 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 342.00 191.60 Td (Represents changes due to customer payments and passage of time.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.00 183.60 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 342.00 183.60 Td (See Note 2 to the Consolidated Financial Statements for more ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 175.60 Td (information on the exit of the U.S. mortgage servicing operations and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 167.60 Td (sale of MSRs. 2016 amount includes sales of credit-challenged MSRs ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 342.00 159.60 Td (for which Citi paid the new servicer) Tj ET Q q 0 0 0 rg BT 456.63 159.60 Td (.) Tj ET Q endstream endobj 461 0 obj <> endobj 462 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (The fair value of the MSRs is primarily af) Tj ET Q q 0 0 0 rg BT 222.11 749.10 Td (fected by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (changes in prepayments of mortgages that result from shifts in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (mortgage interest rates. Specifically) Tj ET Q q 0 0 0 rg BT 179.18 725.10 Td (, higher interest rates tend ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (to lead to declining prepayments, which causes the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (of the MSRs to increase. In managing this risk, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (economically hedges a significant portion of the value of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (MSRs through the use of interest rate derivative contracts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (forward purchase and sale commitments of mortgage-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (securities and purchased securities all classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 240.09 653.10 Td (T) Tj ET Q q 0 0 0 rg BT 245.10 653.10 Td (rading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.05 641.10 Td (. ) Tj ET Q q 0 0 0 rg BT 98.87 641.10 Td (The Company receives fees during the course ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (of servicing previously securitized mortgages. ) Tj ET Q q 0 0 0 rg BT 222.99 629.10 Td (The amounts of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (these fees were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 582.60 95.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 131.50 582.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 582.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 582.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 558.60 95.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 131.50 558.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 558.60 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 558.60 52.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 594.6 m 131.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 131.5 594.6 m 183.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 594.6 m 235.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 594.6 m 287.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 558.6 m 131.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 131.5 558.6 m 183.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 558.6 m 235.5 558.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 558.6 m 131.5 558.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 546.6 m 131.5 546.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 131.5 558.6 m 183.5 558.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 131.5 546.6 m 183.5 546.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 558.6 m 235.5 558.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 546.6 m 235.5 546.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 558.6 m 287.5 558.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 235.5 546.6 m 287.5 546.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 598.55 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 148.00 598.00 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.00 597.86 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.00 597.86 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 585.86 Td (Servicing fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 134.00 586.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.50 586.00 Td (276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.00 585.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.50 585.86 Td (484) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 585.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.50 585.86 Td (552) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 573.86 Td (Late fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 171.00 574.00 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 573.86 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 573.86 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 561.86 Td (Ancillary fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 171.00 562.00 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 561.86 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 561.86 Td (31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 550.00 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 550.00 Td (otal MSR fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 134.00 550.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 166.50 550.00 Td (299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.00 549.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.50 549.86 Td (515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 549.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.50 549.86 Td (599) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 525.10 Td (In the Consolidated Statement of Income these fees are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (primarily classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.81 514.10 Td (Commissions and fees, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.70 514.10 Td (and changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 503.10 Td (MSR fair values are classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 169.85 503.10 Td (Other r) Tj ET Q q 0 0 0 rg BT 199.20 503.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.95 503.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 491.10 Td (Citi signed agreements during the first quarter of 2017 to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 479.10 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 479.10 Td (fectively exit its direct U.S. mortgage servicing operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 467.10 Td (by the end of 2018 to intensify focus on originations. ) Tj ET Q q 0 0 0 rg BT 250.51 467.10 Td (The exit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 455.10 Td (of the mortgage servicing operations included the sale of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 443.10 Td (mortgage servicing rights and execution of a subservicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 431.10 Td (agreement for the remaining Citi-owned loans and certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 419.10 Td (other mortgage servicing rights. ) Tj ET Q q 0 0 0 rg BT 165.69 419.10 Td (As part of this transaction, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 407.10 Td (Citi is also transferring certain employees. See Note 2 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 395.10 Td (Consolidated Financial Statements for more information on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 383.10 Td (the exit of the U.S. mortgage servicing operations and sale of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 371.10 Td (MSRs.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 348.10 Td (Re-securitizations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 336.10 Td (Citigroup engages in re-securitization transactions in which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 324.10 Td (debt securities are transferred to a ) Tj ET Q q 0 0 0 rg BT 173.53 324.10 Td (VIE in exchange for new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 312.10 Td (beneficial interests. Citi did not transfer non-agency \(private-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 300.10 Td (label\) securities to re-securitization entities during the years ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 288.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.38 288.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.96 288.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.40 288.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.40 288.10 Td (. ) Tj ET Q q 0 0 0 rg BT 185.22 288.10 Td (These securities are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 276.10 Td (backed by either residential or commercial mortgages and are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 264.10 Td (often structured on behalf of clients. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 252.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.44 252.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.03 252.10 Td (, the fair value of Citi-retained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 240.10 Td (interests in private-label re-securitization transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 228.10 Td (structured by Citi totaled approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.46 228.10 Td ($79 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.85 228.10 Td ( \(all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 216.10 Td (related to re-securitization transactions executed prior to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 204.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 204.10 Td (\), which has been recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 176.23 204.10 Td (T) Tj ET Q q 0 0 0 rg BT 181.24 204.10 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.46 204.10 Td (. Of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 192.10 Td (this amount, substantially all was related to subordinated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 180.10 Td (beneficial interests. ) Tj ET Q q 0 0 0 rg BT 115.69 180.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.14 180.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.72 180.10 Td (, the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 168.10 Td (Citi-retained interests in private-label re-securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 156.10 Td (transactions structured by Citi totaled approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.72 156.10 Td ($126 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 144.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 144.10 Td ( \(all related to re-securitization transactions executed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 132.10 Td (prior to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.22 132.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.22 132.10 Td (\). Of this amount, substantially all was related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 120.10 Td (subordinated beneficial interests. ) Tj ET Q q 0 0 0 rg BT 170.22 120.10 Td (The original par value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 108.10 Td (private-label re-securitization transactions in which Citi holds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 96.10 Td (a retained interest as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.23 96.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.82 96.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.26 96.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.26 96.10 Td ( was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 84.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.26 84.10 Td ($887 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.65 84.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.09 84.10 Td ($1.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.20 84.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 265.86 84.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 72.10 Td (The Company also re-securitizes U.S. government-agency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 60.10 Td (guaranteed mortgage-backed \(agency\) securities. During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 48.10 Td (years ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.98 48.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.56 48.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.00 48.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.00 48.10 Td (, Citi transferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (agency securities with a fair value of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.92 749.10 Td ($26.6 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.11 737.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.55 737.10 Td ($26.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.67 737.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 473.33 737.10 Td (, to re-securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (entities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.44 713.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.03 713.10 Td (, the fair value of Citi-retained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (interests in agency re-securitization transactions structured by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (Citi totaled approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.48 689.10 Td ($2.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.59 689.10 Td ( \(including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.69 689.10 Td ($854 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 575.08 689.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (related to re-securitization transactions executed in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.02 677.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.02 677.10 Td (\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.20 665.10 Td ($2.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.32 665.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.48 665.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.06 665.10 Td ( \(including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td ($741 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.39 653.10 Td ( related to re-securitization transactions executed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.28 641.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.28 641.10 Td (\), which is recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 446.47 641.10 Td (T) Tj ET Q q 0 0 0 rg BT 451.48 641.10 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.70 641.10 Td (. ) Tj ET Q q 0 0 0 rg BT 543.52 641.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (original fair value of agency re-securitization transactions in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (which Citi holds a retained interest as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.85 617.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.43 617.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.94 605.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.94 605.10 Td ( was approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.75 605.10 Td ($68.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.86 605.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.30 605.10 Td ($71.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 563.41 605.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 371.66 593.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 581.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.44 581.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.03 581.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.47 581.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.47 581.10 Td (, the Company did not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (consolidate any private-label or agency re-securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (entities.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (Citi-Administered ) Tj ET Q q 0 0 0 rg BT 399.47 533.10 Td (Asset-Backed Commercial Paper Conduits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (The Company is active in the asset-backed commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (conduit business as administrator of several multi-seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (commercial paper conduits and also as a service provider to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (single-seller and other commercial paper conduits sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (by third parties.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 461.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 461.10 Td (s multi-seller commercial paper conduits are designed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (to provide the Company) Tj ET Q q 0 0 0 rg BT 423.71 449.10 Td (s clients access to low-cost funding in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (the commercial paper markets. ) Tj ET Q q 0 0 0 rg BT 449.60 437.10 Td (The conduits purchase assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (from or provide financing facilities to clients and are funded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (by issuing commercial paper to third-party investors. ) Tj ET Q q 0 0 0 rg BT 538.21 413.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (conduits generally do not purchase assets originated by Citi. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (The funding of the conduits is facilitated by the liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (support and credit enhancements provided by the Company) Tj ET Q q 0 0 0 rg BT 561.34 377.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 365.10 Td (As administrator to Citi) Tj ET Q q 0 0 0 rg BT 439.50 365.10 Td (s conduits, the Company is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (generally responsible for selecting and structuring assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (purchased or financed by the conduits, making decisions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (regarding the funding of the conduits, including determining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (the tenor and other features of the commercial paper issued, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (monitoring the quality and performance of the conduits) Tj ET Q q 0 0 0 rg BT 547.92 305.10 Td ( assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (and facilitating the operations and cash flows of the conduits. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (In return, the Company earns structuring fees from customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (for individual transactions and earns an administration fee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (from the conduit, which is equal to the income from the client ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (program and liquidity fees of the conduit after payment of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (conduit expenses. ) Tj ET Q q 0 0 0 rg BT 397.41 233.10 Td (This administration fee is fairly stable, since ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (most risks and rewards of the underlying assets are passed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (back to the clients. Once the asset pricing is negotiated, most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (ongoing income, costs and fees are relatively stable as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (percentage of the conduit) Tj ET Q q 0 0 0 rg BT 428.12 185.10 Td (s size.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 173.10 Td (The conduits administered by Citi do not generally invest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (in liquid securities that are formally rated by third parties. ) Tj ET Q q 0 0 0 rg BT 557.36 161.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (assets are privately negotiated and structured transactions that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (are generally designed to be held by the conduit, rather than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (actively traded and sold. ) Tj ET Q q 0 0 0 rg BT 424.06 125.10 Td (The yield earned by the conduit on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (each asset is generally tied to the rate on the commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (issued by the conduit, thus passing interest rate risk to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (client. Each asset purchased by the conduit is structured with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (transaction-specific credit enhancement features provided by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (the third-party client seller) Tj ET Q q 0 0 0 rg BT 429.95 65.10 Td (, including over) Tj ET Q q 0 0 0 rg BT 492.79 65.10 Td (-collateralization, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (cash and excess spread collateral accounts, direct recourse or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 41.10 Td (third-party guarantees. ) Tj ET Q q 0 0 0 rg BT 416.84 41.10 Td (These credit enhancements are sized ) Tj ET Q endstream endobj 463 0 obj <> endobj 464 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (231) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (with the objective of approximating a credit rating of ) Tj ET Q q 0 0 0 rg BT 250.10 749.10 Td (A) Tj ET Q q 0 0 0 rg BT 256.77 749.10 Td ( or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (above, based on Citi) Tj ET Q q 0 0 0 rg BT 120.43 737.10 Td (s internal risk ratings. ) Tj ET Q q 0 0 0 rg BT 209.03 737.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.53 737.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 725.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.44 725.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.44 725.10 Td (, the conduits had approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.74 725.10 Td ($19.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.85 725.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.94 713.10 Td ($19.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.05 713.10 Td ( of purchased assets outstanding, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 701.10 Td (, and had incremental funding commitments with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (clients of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.69 689.10 Td ($14.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.81 689.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.24 689.10 Td ($12.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.36 689.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 677.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.10 Td (Substantially all of the funding of the conduits is in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (form of short-term commercial paper) Tj ET Q q 0 0 0 rg BT 184.28 653.10 Td (. ) Tj ET Q q 0 0 0 rg BT 188.72 653.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.22 653.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.81 653.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.94 641.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.94 641.10 Td (, the weighted average remaining lives of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (commercial paper issued by the conduits were approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 46.00 617.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.44 617.10 Td (55 days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.27 617.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 148.93 617.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.10 Td (The primary credit enhancement provided to the conduit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (investors is in the form of transaction-specific credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (enhancements described above. In addition to the transaction-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (specific credit enhancements, the conduits, other than the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (government guaranteed loan conduit, have obtained a letter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (credit from the Company) Tj ET Q q 0 0 0 rg BT 136.16 545.10 Td (, which is equal to at least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.24 545.10 Td (8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.57 545.10 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.35 545.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.68 545.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (of the conduit) Tj ET Q q 0 0 0 rg BT 94.32 533.10 Td (s assets with a minimum of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.98 533.10 Td ($200 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.37 533.10 Td (. ) Tj ET Q q 0 0 0 rg BT 262.19 533.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (letters of credit provided by the Company to the conduits total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.26 509.10 Td ($1.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.37 509.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.81 509.10 Td ($1.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.92 509.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 497.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.02 497.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.02 497.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 206.68 497.10 Td (. ) Tj ET Q q 0 0 0 rg BT 211.50 497.10 Td (The net result ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (across multi-seller conduits administered by the Company is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (that, in the event defaulted assets exceed the transaction-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (specific credit enhancements described above, any losses in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (each conduit are allocated first to the Company and then to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (commercial paper investors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.10 Td (Citigroup also provides the conduits with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.76 425.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.76 425.10 Td ( forms of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (liquidity agreements that are used to provide funding to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (conduits in the event of a market disruption, among other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (events. Each asset of the conduits is supported by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (transaction-specific liquidity facility in the form of an asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (purchase agreement \(AP) Tj ET Q q 0 0 0 rg BT 133.37 365.10 Td (A\). Under the ) Tj ET Q q 0 0 0 rg BT 190.58 365.10 Td (AP) Tj ET Q q 0 0 0 rg BT 202.45 365.10 Td (A, the Company has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (generally agreed to purchase non-defaulted eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (receivables from the conduit at par) Tj ET Q q 0 0 0 rg BT 174.55 341.10 Td (. ) Tj ET Q q 0 0 0 rg BT 179.37 341.10 Td (The ) Tj ET Q q 0 0 0 rg BT 196.87 341.10 Td (AP) Tj ET Q q 0 0 0 rg BT 208.73 341.10 Td (A) Tj ET Q q 0 0 0 rg BT 215.40 341.10 Td ( is not designed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (to provide credit support to the conduit, as it generally does ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (not permit the purchase of defaulted or impaired assets. ) Tj ET Q q 0 0 0 rg BT 259.82 317.10 Td (Any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (funding under the ) Tj ET Q q 0 0 0 rg BT 109.04 305.10 Td (AP) Tj ET Q q 0 0 0 rg BT 120.91 305.10 Td (A) Tj ET Q q 0 0 0 rg BT 127.58 305.10 Td ( will likely subject the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (conduit clients to increased interest costs. In addition, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (Company provides the conduits with program-wide liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (in the form of short-term lending commitments. Under these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (commitments, the Company has agreed to lend to the conduits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (in the event of a short-term disruption in the commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (market, subject to specified conditions. ) Tj ET Q q 0 0 0 rg BT 194.95 233.10 Td (The Company receives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (fees for providing both types of liquidity agreements and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (considers these fees to be on fair market terms.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.10 Td (Finally) Tj ET Q q 0 0 0 rg BT 81.69 197.10 Td (, Citi is one of several named dealers in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (commercial paper issued by the conduits and earns a market-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (based fee for providing such services. ) Tj ET Q q 0 0 0 rg BT 189.01 173.10 Td (Along with third-party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (dealers, the Company makes a market in the commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (and may from time to time fund commercial paper pending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (sale to a third party) Tj ET Q q 0 0 0 rg BT 112.55 137.10 Td (. On specific dates with less liquidity in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (market, the Company may hold in inventory commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (issued by conduits administered by the Company) Tj ET Q q 0 0 0 rg BT 231.99 113.10 Td (, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (conduits administered by third parties. Separately) Tj ET Q q 0 0 0 rg BT 233.63 101.10 Td (, in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (normal course of business, Citi purchases commercial paper) Tj ET Q q 0 0 0 rg BT 276.08 89.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (including commercial paper issued by Citigroup's conduits. ) Tj ET Q q 0 0 0 rg BT 275.54 77.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 65.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.02 65.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.02 65.10 Td (, the Company owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.29 65.10 Td ($9.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 53.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.55 53.10 Td ($9.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.67 53.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 180.33 53.10 Td (, of the commercial paper ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 41.10 Td (issued by its administered conduits. ) Tj ET Q q 0 0 0 rg BT 180.80 41.10 Td (The Company's purchases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (were not driven by market illiquidity and, other than the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (amounts required to be held pursuant to credit risk retention ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (rules, the Company is not obligated under any agreement to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (purchase the commercial paper issued by the conduits.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (The asset-backed commercial paper conduits are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (consolidated by Citi. ) Tj ET Q q 0 0 0 rg BT 409.37 689.10 Td (The Company has determined that, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (through its roles as administrator and liquidity provider) Tj ET Q q 0 0 0 rg BT 544.95 677.10 Td (, it has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (the power to direct the activities that most significantly impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (the entities) Tj ET Q q 0 0 0 rg BT 370.19 653.10 Td ( economic performance. ) Tj ET Q q 0 0 0 rg BT 469.40 653.10 Td (These powers include its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (ability to structure and approve the assets purchased by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (conduits, its ongoing surveillance and credit mitigation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (activities, its ability to sell or repurchase assets out of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (conduits and its liability management. In addition, as a result ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (of all the Company) Tj ET Q q 0 0 0 rg BT 403.71 593.10 Td (s involvement described above, it was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (concluded that Citi has an economic interest that could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (potentially be significant. However) Tj ET Q q 0 0 0 rg BT 464.67 569.10 Td (, the assets and liabilities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (the conduits are separate and apart from those of Citigroup. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (No assets of any conduit are available to satisfy the creditors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (of Citigroup or any of its other subsidiaries.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (Collateralized Loan Obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (A) Tj ET Q q 0 0 0 rg BT 330.67 497.10 Td ( collateralized loan obligation \(CLO\) is a ) Tj ET Q q 0 0 0 rg BT 497.38 497.10 Td (VIE that purchases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (a portfolio of assets consisting primarily of non-investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (grade corporate loans. CLOs issue multiple tranches of debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (and equity to investors to fund the asset purchases and pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (upfront expenses associated with forming the CLO. ) Tj ET Q q 0 0 0 rg BT 532.29 449.10 Td (A) Tj ET Q q 0 0 0 rg BT 538.96 449.10 Td ( third-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (party asset manager is contracted by the CLO to purchase the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (underlying assets from the open market and monitor the credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (risk associated with those assets. Over the term of a CLO, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (asset manager directs purchases and sales of assets in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (manner consistent with the CLO) Tj ET Q q 0 0 0 rg BT 456.75 389.10 Td (s asset management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (agreement and indenture. In general, the CLO asset manager ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (will have the power to direct the activities of the entity that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (most significantly impact the economic performance of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (CLO. Investors in a CLO, through their ownership of debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (and/or equity in it, can also direct certain activities of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (CLO, including removing its asset manager under limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (circumstances, optionally redeeming the notes, voting on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (amendments to the CLO) Tj ET Q q 0 0 0 rg BT 424.82 293.10 Td (s operating documents and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (activities. ) Tj ET Q q 0 0 0 rg BT 364.55 281.10 Td (A) Tj ET Q q 0 0 0 rg BT 371.22 281.10 Td ( CLO has a finite life, typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.40 281.10 Td (12 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.00 281.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 269.10 Td (Citi serves as a structuring and placement agent with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (respect to the CLOs. ) Tj ET Q q 0 0 0 rg BT 408.52 257.10 Td (T) Tj ET Q q 0 0 0 rg BT 413.93 257.10 Td (ypically) Tj ET Q q 0 0 0 rg BT 445.49 257.10 Td (, the debt and equity of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (CLOs are sold to third-party investors. On occasion, certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (Citi entities may purchase some portion of a CLO) Tj ET Q q 0 0 0 rg BT 526.18 233.10 Td (s liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (for investment purposes. In addition, Citi may purchase, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (typically in the secondary market, certain securities issued by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (the CLOs to support its market making activities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 185.10 Td (The Company does not generally have the power to direct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (the activities that most significantly impact the economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (performance of the CLOs, as this power is generally held by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (third-party asset manager of the CLO. ) Tj ET Q q 0 0 0 rg BT 478.12 149.10 Td (As such, those CLOs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (are not consolidated.) Tj ET Q endstream endobj 465 0 obj <> endobj 466 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The following table summarizes selected cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (information related to Citigroup CLOs:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 714.60 115.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 150.50 714.60 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 196.50 714.60 45.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 714.60 46.00 -21.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 714.6 m 150.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 714.6 m 196.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 714.6 m 241.5 714.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 714.6 m 287.5 714.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 662.6 m 150.5 662.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 150.5 662.6 m 196.5 662.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 196.5 662.6 m 241.5 662.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 662.6 m 287.5 662.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 718.55 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 718.00 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.50 717.86 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.00 717.86 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 705.86 Td (Proceeds from new) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 696.86 Td (securitizations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.00 698.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 698.05 Td (3.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 199.00 698.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 226.75 698.06 Td (5.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 698.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.75 698.06 Td (5.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 684.86 Td (Cash flows received on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 675.86 Td (retained interests and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 47.00 666.86 Td (net cash flows) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 181.75 667.05 Td (0.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 667.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 667.06 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (The key assumptions used to value retained interests in CLOs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (and the sensitivity of the fair value to adverse changes of 10% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (and 20%, are set forth in the tables below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 593.60 94.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 130.50 593.60 79.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 593.60 79.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 593.6 m 130.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 593.6 m 209.5 593.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 593.6 m 288.5 593.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 580.6 m 130.5 580.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 130.5 580.6 m 209.5 580.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 580.6 m 288.5 580.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 144.25 598.00 Td (Dec. 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.25 597.86 Td (Dec. 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 584.86 Td (Discount rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 146.75 585.00 Td ( 1.1% to 1.6%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 236.00 584.86 Td (1.3% to 1.7%) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 549.60 144.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 549.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 549.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 526.60 144.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 526.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 234.50 526.60 54.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 549.6 m 180.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 549.6 m 234.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 549.6 m 288.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 537.6 m 180.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 537.6 m 234.5 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 537.6 m 288.5 537.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 502.6 m 180.5 502.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 502.6 m 234.5 502.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 502.6 m 288.5 502.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 553.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.85 562.00 Td (Dec. 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.00 553.00 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.85 561.86 Td (Dec. 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 252.00 552.86 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 541.00 Td (Carrying value of r) Tj ET Q q 0 0 0 rg BT 113.07 541.00 Td (etained inter) Tj ET Q q 0 0 0 rg BT 161.65 541.00 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 541.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 210.40 541.00 Td (3,607) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 540.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.40 540.86 Td (4,261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 528.91 Td (Discount rates) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 517.86 Td ( ) Tj ET Q q 0 0 0 rg BT 45.50 517.86 Td (Adverse change of 10%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.00 518.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.65 518.00 Td (\(24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.65 518.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 517.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.65 517.86 Td (\(30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.65 517.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 505.86 Td ( ) Tj ET Q q 0 0 0 rg BT 45.25 505.86 Td (Adverse change of 20%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.65 506.00 Td (\(47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.65 506.00 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 272.65 505.86 Td (\(62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.65 505.86 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 481.10 Td (Asset-Based Financing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 469.10 Td (The Company provides loans and other forms of financing to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 457.10 Td (VIEs that hold assets. ) Tj ET Q q 0 0 0 rg BT 124.97 457.10 Td (Those loans are subject to the same ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 445.10 Td (credit approvals as all other loans originated or purchased by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 433.10 Td (the Company) Tj ET Q q 0 0 0 rg BT 88.95 433.10 Td (. Financings in the form of debt securities or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 421.10 Td (derivatives are, in most circumstances, reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 239.54 421.10 Td (T) Tj ET Q q 0 0 0 rg BT 244.55 421.10 Td (rading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 409.10 Td (account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.05 409.10 Td ( and accounted for at fair value through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 397.10 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 74.70 397.10 Td (The Company generally does not have the power to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 385.10 Td (direct the activities that most significantly impact these ) Tj ET Q q 0 0 0 rg BT 259.09 385.10 Td (VIEs) Tj ET Q q 0 0 0 rg BT 282.23 385.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 373.10 Td (economic performance; thus, it does not consolidate them.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 361.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 361.10 Td (The primary types of Citi) Tj ET Q q 0 0 0 rg BT 158.42 361.10 Td (s asset-based financings, total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 349.10 Td (assets of the unconsolidated ) Tj ET Q q 0 0 0 rg BT 150.24 349.10 Td (VIEs with significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 337.10 Td (involvement and Citi) Tj ET Q q 0 0 0 rg BT 123.21 337.10 Td (s maximum exposure to loss are shown ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 325.10 Td (below) Tj ET Q q 0 0 0 rg BT 59.79 325.10 Td (. For Citi to realize the maximum loss, the ) Tj ET Q q 0 0 0 rg BT 230.97 325.10 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 313.10 Td (\(borrower\) would have to default with no recovery from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 301.10 Td (assets held by the ) Tj ET Q q 0 0 0 rg BT 108.58 301.10 Td (VIE.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 240.60 125.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 240.60 65.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 240.60 65.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 218.60 125.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 218.60 65.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 218.60 65.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 196.60 125.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 196.60 65.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 196.60 65.00 -11.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 279.6 m 161.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 279.6 m 226.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 279.6 m 291.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 240.60000000000002 m 161.5 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 240.60000000000002 m 226.5 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 240.60000000000002 m 291.5 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 185.60000000000002 m 161.5 185.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 174.60000000000002 m 161.5 174.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 185.60000000000002 m 226.5 185.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 174.60000000000002 m 226.5 174.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 185.60000000000002 m 291.5 185.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 174.60000000000002 m 291.5 174.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 189.70 282.05 Td (December) Tj ET Q q 0 0 0 rg BT 228.51 282.05 Td ( 31, 2017) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 244.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.65 264.22 Td (T) Tj ET Q q 0 0 0 rg BT 188.83 264.22 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.32 264.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.45 254.22 Td (unconsolidated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.47 254.22 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 173.35 245.05 Td (VIE assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.50 270.17 Td (Maximum) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.49 270.17 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 236.45 260.17 Td (exposur) Tj ET Q q 0 0 0 rg BT 266.79 260.17 Td (e to) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.53 260.17 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.45 251.00 Td (unconsolidated ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.70 242.05 Td (VIEs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 231.91 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 231.91 Td (ype) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 220.91 Td (Commercial and other real estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 221.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.25 221.05 Td (15,370) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 221.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 221.05 Td (5,445) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 209.91 Td (Corporate loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.75 210.05 Td (4,725) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.75 210.05 Td (3,587) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 198.91 Td (Hedge funds and equities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 209.50 199.05 Td (542) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 199.05 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 187.91 Td (Airplanes, ships and other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.25 188.05 Td (39,202) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.25 188.05 Td (16,849) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 177.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 177.05 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 164.00 177.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.25 177.05 Td (59,839) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 177.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.25 177.05 Td (25,939) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 114.60 125.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 114.60 65.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 114.60 65.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 92.60 125.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 92.60 65.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 92.60 65.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 70.60 125.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.50 70.60 65.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 70.60 65.00 -11.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 153.60000000000002 m 161.5 153.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 153.60000000000002 m 226.5 153.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 153.60000000000002 m 291.5 153.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 114.60000000000002 m 161.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 114.60000000000002 m 226.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 114.60000000000002 m 291.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 114.60000000000002 m 161.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 114.60000000000002 m 226.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 114.60000000000002 m 291.5 114.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 59.60000000000002 m 161.5 59.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 59.60000000000002 m 226.5 59.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 59.60000000000002 m 291.5 59.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 59.60000000000002 m 161.5 59.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 48.60000000000002 m 161.5 48.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 59.60000000000002 m 226.5 59.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 161.5 48.60000000000002 m 226.5 48.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 59.60000000000002 m 291.5 59.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 48.60000000000002 m 291.5 48.60000000000002 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.60 155.91 Td (December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 118.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.30 138.37 Td (T) Tj ET Q q 0 0 0 rg BT 189.17 138.37 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.66 138.37 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 166.25 128.37 Td (unconsolidated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.74 128.37 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.35 119.06 Td (VIE assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.75 144.17 Td (Maximum) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.25 144.17 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.60 134.17 Td (exposure to) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.34 134.17 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 231.25 124.86 Td (unconsolidated ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.25 115.91 Td (VIEs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 105.91 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 105.91 Td (ype) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 94.91 Td (Commercial and other real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 94.91 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.75 94.91 Td (8,784) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 94.91 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.75 94.91 Td (2,368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 83.91 Td (Corporate loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.75 83.91 Td (4,051) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.75 83.91 Td (2,684) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 72.91 Td (Hedge funds and equities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.50 72.91 Td (370) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.00 72.91 Td (54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 61.91 Td (Airplanes, ships and other assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.25 61.91 Td (39,230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.25 61.91 Td (16,837) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 50.91 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 50.91 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 164.00 50.91 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.25 50.91 Td (52,435) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 50.91 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.25 50.91 Td (21,943) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Municipal Securities T) Tj ET Q q 0 0 0 rg BT 417.54 749.25 Td (ender Option Bond \(T) Tj ET Q q 0 0 0 rg BT 508.19 749.25 Td (OB\) T) Tj ET Q q 0 0 0 rg BT 533.65 749.25 Td (rusts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Municipal ) Tj ET Q q 0 0 0 rg BT 367.42 737.25 Td (T) Tj ET Q q 0 0 0 rg BT 373.35 737.25 Td (OB trusts may hold fixed- or floating-rate, taxable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (or tax-exempt securities issued by state and local governments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (and municipalities. ) Tj ET Q q 0 0 0 rg BT 402.41 713.25 Td (T) Tj ET Q q 0 0 0 rg BT 408.34 713.25 Td (OB trusts are typically structured as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (single-issuer entities whose assets are purchased from either ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (the Company or from other investors in the municipal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (securities market. ) Tj ET Q q 0 0 0 rg BT 396.85 677.25 Td (T) Tj ET Q q 0 0 0 rg BT 402.77 677.25 Td (OB trusts finance the purchase of their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (municipal assets by issuing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.66 665.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.66 665.25 Td ( classes of certificates: long-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (dated, floating rate certificates \(Floaters\) that are putable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (pursuant to a liquidity facility and residual interest certificates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (\(Residuals\). ) Tj ET Q q 0 0 0 rg BT 383.24 629.25 Td (The Floaters are purchased by third-party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (investors, typically tax-exempt money market funds. ) Tj ET Q q 0 0 0 rg BT 537.10 617.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (Residuals are purchased by the original owner of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (municipal securities that are being financed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 581.25 Td (From the Citigroup) Tj ET Q q 0 0 0 rg BT 422.00 581.25 Td (s perspective, there are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.12 581.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.12 581.25 Td ( types of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (T) Tj ET Q q 0 0 0 rg BT 329.93 569.25 Td (OB trusts: customer and non-customer) Tj ET Q q 0 0 0 rg BT 483.79 569.25 Td (. Customer ) Tj ET Q q 0 0 0 rg BT 530.00 569.25 Td (T) Tj ET Q q 0 0 0 rg BT 535.93 569.25 Td (OB trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (are those trusts utilized by customers of the Company to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (finance their municipal securities investments. ) Tj ET Q q 0 0 0 rg BT 512.10 545.25 Td (The Residuals ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (issued by these trusts are purchased by the customer being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (financed. Non-customer ) Tj ET Q q 0 0 0 rg BT 422.95 521.25 Td (T) Tj ET Q q 0 0 0 rg BT 428.88 521.25 Td (OB trusts are used by the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (to finance its own municipal securities investments; the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (Residuals issued by non-customer ) Tj ET Q q 0 0 0 rg BT 462.69 497.25 Td (T) Tj ET Q q 0 0 0 rg BT 468.62 497.25 Td (OB trusts are purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (by the Company) Tj ET Q q 0 0 0 rg BT 389.45 485.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 473.25 Td (W) Tj ET Q q 0 0 0 rg BT 351.04 473.25 Td (ith respect to both customer and non-customer ) Tj ET Q q 0 0 0 rg BT 538.87 473.25 Td (T) Tj ET Q q 0 0 0 rg BT 544.79 473.25 Td (OB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (trusts, Citi may provide remarketing agent services. If Floaters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (are optionally tendered and the Company) Tj ET Q q 0 0 0 rg BT 488.58 449.25 Td (, in its role as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (remarketing agent, is unable to find a new investor to purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (the optionally tendered Floaters within a specified period of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (time, Citigroup may) Tj ET Q q 0 0 0 rg BT 404.18 413.25 Td (, but is not obligated to, purchase the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (tendered Floaters into its own inventory) Tj ET Q q 0 0 0 rg BT 483.04 401.25 Td (. ) Tj ET Q q 0 0 0 rg BT 487.86 401.25 Td (The level of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (Company) Tj ET Q q 0 0 0 rg BT 365.67 389.25 Td (s inventory of such Floaters fluctuates. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 377.25 Td (For certain customer ) Tj ET Q q 0 0 0 rg BT 427.07 377.25 Td (T) Tj ET Q q 0 0 0 rg BT 433.00 377.25 Td (OB trusts, Citi may also serve as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (voluntary advance provider) Tj ET Q q 0 0 0 rg BT 433.40 365.25 Td (. In this capacity) Tj ET Q q 0 0 0 rg BT 498.84 365.25 Td (, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (may) Tj ET Q q 0 0 0 rg BT 340.57 353.25 Td (, but is not obligated to, make loan advances to customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (T) Tj ET Q q 0 0 0 rg BT 329.93 341.25 Td (OB trusts to purchase optionally tendered Floaters that have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (not otherwise been successfully remarketed to new investors. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (Such loans are secured by pledged Floaters. ) Tj ET Q q 0 0 0 rg BT 501.17 317.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 305.25 Td (, Citi had no outstanding voluntary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.25 Td (advances to customer ) Tj ET Q q 0 0 0 rg BT 412.40 293.25 Td (T) Tj ET Q q 0 0 0 rg BT 418.33 293.25 Td (OB trusts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 281.25 Td (For certain non-customer trusts, the Company also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.25 Td (provides credit enhancement. ) Tj ET Q q 0 0 0 rg BT 443.40 269.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.90 269.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.48 269.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 257.25 Td (, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.26 257.25 Td ($62 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 257.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.09 257.25 Td ($82 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.48 257.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 371.66 245.25 Td (, of the municipal bonds owned by non-customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (T) Tj ET Q q 0 0 0 rg BT 329.93 233.25 Td (OB trusts were subject to a credit guarantee provided by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (Company) Tj ET Q q 0 0 0 rg BT 362.24 221.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 209.25 Td (Citigroup also provides liquidity services to many ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.25 Td (customer and non-customer trusts. If a trust is unwound early ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.25 Td (due to an event other than a credit event on the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.25 Td (municipal bonds, the underlying municipal bonds are sold out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.25 Td (of the trust and bond sale proceeds are used to redeem the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.25 Td (outstanding trust certificates. If this results in a shortfall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.25 Td (between the bond sale proceeds and the redemption price of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.25 Td (the tendered Floaters, the Company) Tj ET Q q 0 0 0 rg BT 465.81 125.25 Td (, pursuant to the liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.25 Td (agreement, would be obligated to make a payment to the trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.25 Td (to satisfy that shortfall. For certain customer ) Tj ET Q q 0 0 0 rg BT 503.78 101.25 Td (T) Tj ET Q q 0 0 0 rg BT 509.70 101.25 Td (OB trusts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.25 Td (Citigroup has also executed a reimbursement agreement with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.25 Td (the holder of the Residual, pursuant to which the Residual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.25 Td (holder is obligated to reimburse the Company for any payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.25 Td (the Company makes under the liquidity arrangement. ) Tj ET Q q 0 0 0 rg BT 539.32 53.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 41.25 Td (reimbursement agreements may be subject to daily mar) Tj ET Q q 0 0 0 rg BT 545.13 41.25 Td (gining ) Tj ET Q endstream endobj 467 0 obj <> endobj 468 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (based on changes in the market value of the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (municipal bonds. In cases where a third party provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (liquidity to a non-customer ) Tj ET Q q 0 0 0 rg BT 146.91 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 152.84 725.10 Td (OB trust, a similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (reimbursement arrangement may be executed, whereby the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Company \(or a consolidated subsidiary of the Company\), as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (Residual holder) Tj ET Q q 0 0 0 rg BT 98.64 689.10 Td (, would absorb any losses incurred by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (liquidity provider) Tj ET Q q 0 0 0 rg BT 105.72 677.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.10 Td (For certain other non-customer ) Tj ET Q q 0 0 0 rg BT 180.45 665.10 Td (T) Tj ET Q q 0 0 0 rg BT 186.37 665.10 Td (OB trusts, Citi serves as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (tender option provider) Tj ET Q q 0 0 0 rg BT 124.87 653.10 Td (. ) Tj ET Q q 0 0 0 rg BT 129.69 653.10 Td (The tender option provider ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (arrangement allows Floater holders to put their interests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (directly to the Company at any time, subject to the requisite ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (notice period requirements, at a price of par) Tj ET Q q 0 0 0 rg BT 210.37 617.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 605.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.08 605.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.52 605.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.52 605.10 Td (, liquidity agreements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (provided with respect to customer ) Tj ET Q q 0 0 0 rg BT 174.39 593.10 Td (T) Tj ET Q q 0 0 0 rg BT 180.32 593.10 Td (OB trusts totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.59 593.10 Td ($3.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 581.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.55 581.10 Td ($2.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.67 581.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 180.33 581.10 Td (, of which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.09 581.10 Td ($2.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.21 581.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td ($2.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.11 569.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 134.77 569.10 Td (, were of) Tj ET Q q 0 0 0 rg BT 169.85 569.10 Td (fset by reimbursement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (agreements. For the remaining exposure related to ) Tj ET Q q 0 0 0 rg BT 239.08 557.10 Td (T) Tj ET Q q 0 0 0 rg BT 245.01 557.10 Td (OB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (transactions, where the residual owned by the customer was at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.83 533.10 Td (25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.16 533.10 Td ( of the bond value at the inception of the transaction, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (no reimbursement agreement was executed. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.10 Td (Citi considers both customer and non-customer ) Tj ET Q q 0 0 0 rg BT 245.45 509.10 Td (T) Tj ET Q q 0 0 0 rg BT 251.38 509.10 Td (OB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (trusts to be ) Tj ET Q q 0 0 0 rg BT 82.21 497.10 Td (VIEs. Customer ) Tj ET Q q 0 0 0 rg BT 148.96 497.10 Td (T) Tj ET Q q 0 0 0 rg BT 154.89 497.10 Td (OB trusts are not consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (by the Company) Tj ET Q q 0 0 0 rg BT 101.45 485.10 Td (, as the power to direct the activities that most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (significantly impact the trust) Tj ET Q q 0 0 0 rg BT 153.48 473.10 Td (s economic performance rests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (with the customer Residual holder) Tj ET Q q 0 0 0 rg BT 172.79 461.10 Td (, which may unilaterally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (cause the sale of the trust) Tj ET Q q 0 0 0 rg BT 139.57 449.10 Td (s bonds.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td (Non-customer ) Tj ET Q q 0 0 0 rg BT 113.53 437.10 Td (T) Tj ET Q q 0 0 0 rg BT 119.45 437.10 Td (OB trusts generally are consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (because the Company holds the Residual interest and thus has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (the unilateral power to cause the sale of the trust) Tj ET Q q 0 0 0 rg BT 232.32 413.10 Td (s bonds.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 401.10 Td (The Company also provides other liquidity agreements or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (letters of credit to customer) Tj ET Q q 0 0 0 rg BT 145.76 389.10 Td (-sponsored municipal investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (funds, which are not variable interest entities, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (municipality-related issuers that totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.51 365.10 Td ($6.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.62 365.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.06 365.10 Td ($7.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 353.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.27 353.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.86 353.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.30 353.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.30 353.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 256.96 353.10 Td (. ) Tj ET Q q 0 0 0 rg BT 261.78 353.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (liquidity agreements and letters of credit are of) Tj ET Q q 0 0 0 rg BT 223.25 341.10 Td (fset by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (reimbursement agreements with various term-out provisions.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (Municipal Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (Municipal investment transactions include debt and equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (interests in partnerships that finance the construction and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (rehabilitation of low-income housing, facilitate lending in new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (or underserved markets or finance the construction or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (operation of renewable municipal ener) Tj ET Q q 0 0 0 rg BT 190.19 245.10 Td (gy facilities. Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (generally invests in these partnerships as a limited partner and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (earns a return primarily through the receipt of tax credits and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (grants earned from the investments made by the partnership. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (The Company may also provide construction loans or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (permanent loans for the development or operation of real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (estate properties held by partnerships. ) Tj ET Q q 0 0 0 rg BT 189.66 173.10 Td (These entities are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (generally considered ) Tj ET Q q 0 0 0 rg BT 121.34 161.10 Td (VIEs. ) Tj ET Q q 0 0 0 rg BT 146.71 161.10 Td (The power to direct the activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (of these entities is typically held by the general partner) Tj ET Q q 0 0 0 rg BT 254.54 149.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 85.34 137.10 Td (, these entities are not consolidated by Citigroup.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Client Intermediation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Client intermediation transactions represent a range of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (transactions designed to provide investors with specified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (returns based on the returns of an underlying security) Tj ET Q q 0 0 0 rg BT 536.62 713.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (referenced asset or index. ) Tj ET Q q 0 0 0 rg BT 428.49 701.25 Td (These transactions include credit-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (linked notes and equity-linked notes. In these transactions, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (VIE typically obtains exposure to the underlying security) Tj ET Q q 0 0 0 rg BT 552.46 677.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (referenced asset or index through a derivative instrument, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (as a total-return swap or a credit-default swap. In turn, the ) Tj ET Q q 0 0 0 rg BT 558.45 653.25 Td (VIE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (issues notes to investors that pay a return based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (specified underlying security) Tj ET Q q 0 0 0 rg BT 439.42 629.25 Td (, referenced asset or index. ) Tj ET Q q 0 0 0 rg BT 548.91 629.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (VIE invests the proceeds in a financial asset or a guaranteed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (insurance contract that serves as collateral for the derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (contract over the term of the transaction. ) Tj ET Q q 0 0 0 rg BT 488.75 593.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 548.46 593.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (involvement in these transactions includes being the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (counterparty to the ) Tj ET Q q 0 0 0 rg BT 401.85 569.25 Td (VIE) Tj ET Q q 0 0 0 rg BT 421.29 569.25 Td (s derivative instruments and investing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (in a portion of the notes issued by the ) Tj ET Q q 0 0 0 rg BT 476.29 557.25 Td (VIE. In certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (transactions, the investor) Tj ET Q q 0 0 0 rg BT 424.07 545.25 Td () Tj ET Q q 0 0 0 rg BT 426.85 545.25 Td (s maximum risk of loss is limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (and the Company absorbs risk of loss above a specified level. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (Citi does not have the power to direct the activities of the ) Tj ET Q q 0 0 0 rg BT 555.42 521.25 Td (VIEs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (that most significantly impact their economic performance and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (thus it does not consolidate them.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 485.25 Td (Citi) Tj ET Q q 0 0 0 rg BT 359.78 485.25 Td (s maximum risk of loss in these transactions is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (defined as the amount invested in notes issued by the ) Tj ET Q q 0 0 0 rg BT 538.78 473.25 Td (VIE and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (the notional amount of any risk of loss absorbed by Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (through a separate instrument issued by the ) Tj ET Q q 0 0 0 rg BT 499.61 449.25 Td (VIE. ) Tj ET Q q 0 0 0 rg BT 521.09 449.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (derivative instrument held by the Company may generate a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (receivable from the ) Tj ET Q q 0 0 0 rg BT 404.05 425.25 Td (VIE \(for example, where the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (purchases credit protection from the ) Tj ET Q q 0 0 0 rg BT 470.71 413.25 Td (VIE in connection with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (the ) Tj ET Q q 0 0 0 rg BT 338.54 401.25 Td (VIE) Tj ET Q q 0 0 0 rg BT 357.97 401.25 Td (s issuance of a credit-linked note\), which is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (collateralized by the assets owned by the ) Tj ET Q q 0 0 0 rg BT 489.60 389.25 Td (VIE. ) Tj ET Q q 0 0 0 rg BT 511.08 389.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (derivative instruments are not considered variable interests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (and any associated receivables are not included in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (calculation of maximum exposure to the ) Tj ET Q q 0 0 0 rg BT 487.66 353.25 Td (VIE.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 341.25 Td (The proceeds from new securitizations related to Citi) Tj ET Q q 0 0 0 rg BT 557.21 341.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (client intermediation transactions for the years ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 317.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.02 317.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.02 317.25 Td ( totaled approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.49 317.25 Td ($1.1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.11 305.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.55 305.25 Td ($2.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.67 305.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 468.33 305.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 281.25 Td (Investment Funds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.25 Td (The Company is the investment manager for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (investment funds and retirement funds that invest in various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (asset classes including private equity) Tj ET Q q 0 0 0 rg BT 471.09 245.25 Td (, hedge funds, real estate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (fixed income and infrastructure. Citigroup earns a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (management fee, which is a percentage of capital under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.25 Td (management, and may earn performance fees. In addition, for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.25 Td (some of these funds the Company has an ownership interest in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.25 Td (the investment funds. Citi has also established a number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.25 Td (investment funds as opportunities for qualified employees to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.25 Td (invest in private equity investments. ) Tj ET Q q 0 0 0 rg BT 471.02 161.25 Td (The Company acts as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.25 Td (investment manager for these funds and may provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.25 Td (employees with financing on both recourse and non-recourse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.25 Td (bases for a portion of the employees) Tj ET Q q 0 0 0 rg BT 471.54 125.25 Td ( investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.25 Td (commitments.) Tj ET Q endstream endobj 469 0 obj <> endobj 470 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (234) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (22.DERIV) Tj ET Q q 0 0 0 rg BT 86.94 749.25 Td (A) Tj ET Q q 0 0 0 rg BT 93.42 749.25 Td (TIVES ) Tj ET Q q 0 0 0 rg BT 125.38 749.25 Td (ACTIVITIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (In the ordinary course of business, Citigroup enters into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (various types of derivative transactions, which include:) Tj ET Q BT /F1 5.00 Tf ET q 0 0 0 rg BT 256.77 717.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 699.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 699.25 Td (Futur) Tj ET Q q 0 0 0 rg BT 76.41 699.25 Td (es and forwar) Tj ET Q q 0 0 0 rg BT 131.60 699.25 Td (d contracts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.31 699.25 Td (,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 178.81 699.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.31 699.25 Td (which are commitments to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 687.25 Td (buy or sell at a future date a financial instrument, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 675.25 Td (commodity or currency at a contracted price and may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 663.25 Td (settled in cash or through delivery of an item readily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 651.25 Td (convertible to cash.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 639.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 639.25 Td (Swap contracts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.39 639.25 Td (,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 117.89 639.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.39 639.25 Td (which are commitments to settle in cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 627.25 Td (at a future date or dates that may range from a few days to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 615.25 Td (a number of years, based on dif) Tj ET Q q 0 0 0 rg BT 179.61 615.25 Td (ferentials between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 603.25 Td (specified indices or financial instruments, as applied to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 591.25 Td (notional principal amount.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 579.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 579.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.50 579.25 Td (Option contracts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.00 579.25 Td (,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.50 579.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.00 579.25 Td (which give the purchaser) Tj ET Q q 0 0 0 rg BT 228.83 579.25 Td (, for a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 567.25 Td (premium, the right, but not the obligation, to buy or sell ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 555.25 Td (within a specified time a financial instrument, commodity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 543.25 Td (or currency at a contracted price that may also be settled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 531.25 Td (in cash, based on dif) Tj ET Q q 0 0 0 rg BT 135.74 531.25 Td (ferentials between specified indices ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 519.25 Td (or prices.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 495.25 Td (Swaps, forwards and some option contracts are over) Tj ET Q q 0 0 0 rg BT 262.63 495.25 Td (-the-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 483.25 Td (counter \(OTC\) derivatives that are bilaterally negotiated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 471.25 Td (counterparties and settled with those counterparties, except for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 459.25 Td (swap contracts that are novated and "cleared" through central ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 447.25 Td (counterparties \(CCPs\). Futures contracts and other option ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 435.25 Td (contracts are standardized contracts that are traded on an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 423.25 Td (exchange with a CCP) Tj ET Q q 0 0 0 rg BT 122.00 423.25 Td ( as the counterparty from the inception of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 411.25 Td (the transaction. Citigroup enters into derivative contracts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 399.25 Td (relating to interest rate, foreign currency) Tj ET Q q 0 0 0 rg BT 196.94 399.25 Td (, commodity and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 387.25 Td (market/credit risks for the following reasons:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 369.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 369.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.50 369.25 Td (T) Tj ET Q q 0 0 0 rg BT 61.51 369.25 Td (rading Purposes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.90 369.25 Td (:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 130.68 369.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.18 369.25 Td (Citigroup trades derivatives as an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 357.25 Td (active market maker) Tj ET Q q 0 0 0 rg BT 135.07 357.25 Td (. Citigroup of) Tj ET Q q 0 0 0 rg BT 189.05 357.25 Td (fers its customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 345.25 Td (derivatives in connection with their risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 333.25 Td (actions to transfer) Tj ET Q q 0 0 0 rg BT 125.24 333.25 Td (, modify or reduce their interest rate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 321.25 Td (foreign exchange and other market/credit risks or for their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 309.25 Td (own trading purposes. Citigroup also manages its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 297.25 Td (derivative risk positions through of) Tj ET Q q 0 0 0 rg BT 194.36 297.25 Td (fsetting trade activities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 285.25 Td (controls focused on price verification and daily reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 273.25 Td (of positions to senior managers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 261.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 261.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.50 261.25 Td (Hedging) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.94 261.25 Td (:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 93.72 261.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.22 261.25 Td (Citigroup uses derivatives in connection with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 249.25 Td (its own risk management activities to hedge certain risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 237.25 Td (or reposition the risk profile of the Company) Tj ET Q q 0 0 0 rg BT 232.48 237.25 Td (. Hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 225.25 Td (may be accomplished by applying hedge accounting in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 213.25 Td (accordance with ) Tj ET Q q 0 0 0 rg BT 121.19 213.25 Td (ASC 815, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 163.14 213.25 Td (Derivatives and Hedging) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.67 213.25 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 201.25 Td (by an economic hedge. For example, Citigroup issues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 189.25 Td (fixed-rate long-term debt and then enters into a receive-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 177.25 Td (fixed, pay-variable-rate interest rate swap with the same ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 165.25 Td (tenor and notional amount to synthetically convert the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 153.25 Td (interest payments to a net variable-rate basis. ) Tj ET Q q 0 0 0 rg BT 236.53 153.25 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 141.25 Td (strategy is the most common form of an interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 129.25 Td (hedge, as it minimizes net interest cost in certain yield ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 117.25 Td (curve environments. Derivatives are also used to manage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 105.25 Td (market risks inherent in specific groups of on-balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 93.25 Td (sheet assets and liabilities, including ) Tj ET Q q 0 0 0 rg BT 201.75 93.25 Td (AFS securities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 81.25 Td (commodities and borrowings, as well as other interest-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 69.25 Td (sensitive assets and liabilities. In addition, foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 57.25 Td (exchange contracts are used to hedge non-U.S.-dollar) Tj ET Q q 0 0 0 rg BT 267.61 57.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (denominated debt, foreign currency-denominated ) Tj ET Q q 0 0 0 rg BT 541.65 749.10 Td (AFS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 737.10 Td (securities and net investment exposures. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 713.10 Td (Derivatives may expose Citigroup to market, credit or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (liquidity risks in excess of the amounts recorded on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (Consolidated Balance Sheet. Market risk on a derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (product is the exposure created by potential fluctuations in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (interest rates, market prices, foreign exchange rates and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (factors and is a function of the type of product, the volume of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (transactions, the tenor and terms of the agreement and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (underlying volatility) Tj ET Q q 0 0 0 rg BT 405.28 629.10 Td (. Credit risk is the exposure to loss in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (event of nonperformance by the other party to satisfy a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (derivative liability where the value of any collateral held by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (Citi is not adequate to cover such losses. ) Tj ET Q q 0 0 0 rg BT 488.51 593.10 Td (The recognition in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (earnings of unrealized gains on derivative transactions is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (subject to management) Tj ET Q q 0 0 0 rg BT 418.97 569.10 Td (s assessment of the probability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (counterparty default. Liquidity risk is the potential exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (that arises when the size of a derivative position may af) Tj ET Q q 0 0 0 rg BT 545.97 545.10 Td (fect the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (ability to monetize the position in a reasonable period of time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (and at a reasonable cost in periods of high volatility and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (financial stress. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 497.10 Td (Derivative transactions are customarily documented under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (industry standard master netting agreements, which provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (that following an event of default, the non-defaulting party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (may promptly terminate all transactions between the parties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (and determine the net amount due to be paid to, or by) Tj ET Q q 0 0 0 rg BT 537.18 449.10 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (defaulting party) Tj ET Q q 0 0 0 rg BT 386.94 437.10 Td (. Events of default include \(i\) failure to make a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (payment on a derivatives transaction that remains uncured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (following applicable notice and grace periods, \(ii\) breach of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (agreement that remains uncured after applicable notice and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (grace periods, \(iii\) breach of a representation, \(iv\) cross ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (default, either to third-party debt or to other derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (transactions entered into between the parties, or) Tj ET Q q 0 0 0 rg BT 514.36 365.10 Td (, in some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (cases, their af) Tj ET Q q 0 0 0 rg BT 378.51 353.10 Td (filiates, \(v\) the occurrence of a mer) Tj ET Q q 0 0 0 rg BT 519.09 353.10 Td (ger or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (consolidation which results in a party) Tj ET Q q 0 0 0 rg BT 476.47 341.10 Td (s becoming a materially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (weaker credit and \(vi\) the cessation or repudiation of any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (applicable guarantee or other credit support document. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (Obligations under master netting agreements are often secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (by collateral posted under an industry standard credit support ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (annex to the master netting agreement. ) Tj ET Q q 0 0 0 rg BT 480.89 281.10 Td (An event of default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (may also occur under a credit support annex if a party fails to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (make a collateral delivery that remains uncured following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (applicable notice and grace periods. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 233.10 Td (The netting and collateral rights incorporated in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (master netting agreements are considered to be legally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (enforceable if a supportive legal opinion has been obtained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (from counsel of recognized standing that provides \(i\) the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (requisite level of certainty regarding enforceability) Tj ET Q q 0 0 0 rg BT 526.87 185.10 Td (, and \(ii\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (that the exercise of rights by the non-defaulting party to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (terminate and close-out transactions on a net basis under these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (agreements will not be stayed or avoided under applicable law ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (upon an event of default, including bankruptcy) Tj ET Q q 0 0 0 rg BT 510.80 137.10 Td (, insolvency or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (similar proceeding. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 113.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 113.10 Td ( legal opinion may not be sought for certain jurisdictions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (where local law is silent or unclear as to the enforceability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (such rights or where adverse case law or conflicting regulation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (may cast doubt on the enforceability of such rights. In some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (jurisdictions and for some counterparty types, the insolvency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (law may not provide the requisite level of certainty) Tj ET Q q 0 0 0 rg BT 527.73 53.10 Td (. For ) Tj ET Q endstream endobj 471 0 obj <> endobj 472 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (235) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (example, this may be the case for certain sovereigns, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (municipalities, central banks and U.S. pension plans. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 725.10 Td (Exposure to credit risk on derivatives is af) Tj ET Q q 0 0 0 rg BT 222.94 725.10 Td (fected by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (market volatility) Tj ET Q q 0 0 0 rg BT 101.72 713.10 Td (, which may impair the ability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (counterparties to satisfy their obligations to the Company) Tj ET Q q 0 0 0 rg BT 265.03 701.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (Credit limits are established and closely monitored for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (customers engaged in derivatives transactions. Citi considers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (the level of legal certainty regarding enforceability of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 653.10 Td (fsetting rights under master netting agreements and credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (support annexes to be an important factor in its risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (management process. Specifically) Tj ET Q q 0 0 0 rg BT 171.69 629.10 Td (, Citi generally transacts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (much lower volumes of derivatives under master netting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (agreements where Citi does not have the requisite level of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (legal certainty regarding enforceability) Tj ET Q q 0 0 0 rg BT 191.11 593.10 Td (, because such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (derivatives consume greater amounts of single counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (credit limits than those executed under enforceable master ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (netting agreements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.10 Td (Cash collateral and security collateral in the form of G10 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (government debt securities are often posted by a party to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (master netting agreement to secure the net open exposure of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (the other party; the receiving party is free to commingle/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (rehypothecate such collateral in the ordinary course of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (business. Nonstandard collateral such as corporate bonds, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (municipal bonds, U.S. agency securities and/or MBS may also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (be pledged as collateral for derivative transactions. Security ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (collateral posted to open and maintain a master netting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (agreement with a counterparty) Tj ET Q q 0 0 0 rg BT 157.24 437.10 Td (, in the form of cash and/or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (securities, may from time to time be segregated in an account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (at a third-party custodian pursuant to a tri-party account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (control agreement.) Tj ET Q endstream endobj 473 0 obj <> endobj 474 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (236) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (Information pertaining to Citigroup) Tj ET Q q 0 0 0 rg BT 198.70 749.10 Td (s derivative activities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (based on notional amounts, is presented in the table below) Tj ET Q q 0 0 0 rg BT 268.63 737.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (Derivative notional amounts are reference amounts from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (which contractual payments are derived and do not represent a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (complete and accurate measure of Citi) Tj ET Q q 0 0 0 rg BT 192.32 701.10 Td (s exposure to derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (transactions. Rather) Tj ET Q q 0 0 0 rg BT 115.02 689.10 Td (, Citi) Tj ET Q q 0 0 0 rg BT 137.80 689.10 Td (s derivative exposure arises primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (from market fluctuations \(i.e., market risk\), counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (failure \(i.e., credit risk\) and/or periods of high volatility or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (financial stress \(i.e., liquidity risk\), as well as any market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (valuation adjustments that may be required on the) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (transactions. Moreover) Tj ET Q q 0 0 0 rg BT 415.79 749.10 Td (, notional amounts do not reflect the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (netting of of) Tj ET Q q 0 0 0 rg BT 373.25 737.10 Td (fsetting trades. For example, if Citi enters into a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (receive-fixed interest rate swap with $100 million notional, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (and of) Tj ET Q q 0 0 0 rg BT 349.09 713.10 Td (fsets this risk with an identical but opposite pay-fixed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (position with a dif) Tj ET Q q 0 0 0 rg BT 396.87 701.10 Td (ferent counterparty) Tj ET Q q 0 0 0 rg BT 472.57 701.10 Td (, $200 million in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (derivative notionals is reported, although these of) Tj ET Q q 0 0 0 rg BT 521.82 689.10 Td (fsetting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (positions may result in de minimis overall market risk. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Aggregate derivative notional amounts can fluctuate from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (period to period in the normal course of business based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 641.10 Td (s market share, levels of client activity and other factors.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (Derivative Notionals) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 546.60 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.00 546.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.00 546.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 546.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 546.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.00 546.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 546.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 518.60 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.00 518.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.00 518.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 518.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 518.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.00 518.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 518.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 490.60 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.00 490.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.00 490.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 490.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 490.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.00 490.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 490.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 462.60 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.00 462.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.00 462.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 462.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 462.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.00 462.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 462.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 434.60 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.00 434.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.00 434.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 434.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 434.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.00 434.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 434.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 406.60 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.00 406.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.00 406.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 406.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 406.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.00 406.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 406.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 378.60 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.00 378.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.00 378.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 378.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 378.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.00 378.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 378.60 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 350.60 182.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.00 350.60 61.00 -14.00 re f /GS0 gs 0.8 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168.60000000000002 m 218 168.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 154.60000000000002 m 218 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 168.60000000000002 m 279 168.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 154.60000000000002 m 279 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 168.60000000000002 m 337 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 168.60000000000002 m 337 168.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 154.60000000000002 m 337 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 168.60000000000002 m 398 168.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 154.60000000000002 m 398 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 168.60000000000002 m 456 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 168.60000000000002 m 456 168.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 154.60000000000002 m 456 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 168.60000000000002 m 517 168.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 154.60000000000002 m 517 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575 168.60000000000002 m 575 154.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 168.60000000000002 m 575 168.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 154.60000000000002 m 575 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36 140.60000000000002 m 218 140.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 218 140.60000000000002 m 279 140.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 154.60000000000002 m 337 140.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 154.60000000000002 m 337 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279 140.60000000000002 m 337 140.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 154.60000000000002 m 398 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 337 140.60000000000002 m 398 140.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 154.60000000000002 m 456 140.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 154.60000000000002 m 456 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 398 140.60000000000002 m 456 140.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 154.60000000000002 m 517 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456 140.60000000000002 m 517 140.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575 154.60000000000002 m 575 140.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 154.60000000000002 m 575 154.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 517 140.60000000000002 m 575 140.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 588.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.05 597.05 Td (Hedging instruments under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.30 588.05 Td (ASC815) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 287.05 592.13 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.55 588.05 Td (Other) Tj ET Q q 0 0 0 rg BT 422.46 588.05 Td ( derivative instruments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 574.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.45 574.05 Td (T) Tj ET Q q 0 0 0 rg BT 364.12 574.05 Td (rading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.20 574.05 Td (Management hedges) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 550.94 578.13 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.50 550.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.80 560.05 Td (December) Tj ET Q q 0 0 0 rg BT 260.69 560.05 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 239.00 551.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.25 560.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.50 551.06 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.80 560.05 Td (December) Tj ET Q q 0 0 0 rg BT 379.69 560.05 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 551.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.25 560.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.50 551.06 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.80 560.05 Td (December) Tj ET Q q 0 0 0 rg BT 498.61 560.05 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.00 551.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.25 560.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 551.06 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 537.05 Td (Inter) Tj ET Q q 0 0 0 rg BT 57.91 537.05 Td (est rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.50 537.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 537.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.50 537.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 537.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 537.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 537.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 523.06 Td (Swaps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 523.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.25 523.05 Td (189,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 523.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.25 523.06 Td (151,331) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 523.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 523.05 Td (18,718,224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 523.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 523.06 Td (19,145,250) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 523.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 523.05 Td (35,995) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 523.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 523.06 Td (47,324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 509.06 Td (Futures and forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 509.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 509.06 Td (97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 509.05 Td (6,447,886) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 509.06 Td (6,864,276) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 509.05 Td (12,653) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 509.06 Td (30,834) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 495.06 Td (W) Tj ET Q q 0 0 0 rg BT 52.81 495.06 Td (ritten options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 495.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 495.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 495.05 Td (3,513,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 495.06 Td (2,921,070) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 495.05 Td (2,372) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 495.06 Td (4,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 481.06 Td (Purchased options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 481.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 481.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 481.05 Td (3,230,915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 481.06 Td (2,768,528) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.25 481.05 Td (3,1) Tj ET Q q 0 0 0 rg BT 504.50 481.05 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 481.06 Td (7,320) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 467.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.09 467.05 Td (otal inter) Tj ET Q q 0 0 0 rg BT 78.83 467.05 Td (est rate contract notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 467.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.25 467.05 Td (189,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 467.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.25 467.06 Td (151,428) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 467.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 467.05 Td (31,910,784) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 467.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 467.06 Td (31,699,124) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 467.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 467.05 Td (54,130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 467.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 467.06 Td (90,237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 453.05 Td (For) Tj ET Q q 0 0 0 rg BT 52.41 453.05 Td (eign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 453.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 453.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 453.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 439.06 Td (Swaps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 439.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.75 439.05 Td (37,162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 439.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.75 439.06 Td (19,042) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 439.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 439.05 Td (5,538,231) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 439.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 439.06 Td (5,492,145) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 439.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 439.05 Td (38,126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 439.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 439.06 Td (22,676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 425.06 Td (Futures, forwards and spot) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.75 425.05 Td (33,103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.75 425.06 Td (56,964) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 425.05 Td (3,080,361) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 425.06 Td (3,251,132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 425.05 Td (17,339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.25 425.06 Td (3,419) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 411.06 Td (W) Tj ET Q q 0 0 0 rg BT 52.81 411.06 Td (ritten options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.25 411.05 Td (3,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 411.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 411.05 Td (1,127,728) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 411.06 Td (1,194,325) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 411.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 411.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 397.06 Td (Purchased options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 255.25 397.05 Td (6,427) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 397.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 397.05 Td (1,148,686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 397.06 Td (1,215,961) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 397.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 397.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 383.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.09 383.05 Td (otal for) Tj ET Q q 0 0 0 rg BT 71.83 383.05 Td (eign exchange contract notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 383.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 250.75 383.05 Td (80,643) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 383.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.75 383.06 Td (76,006) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 383.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 383.05 Td (10,895,006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 383.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 383.06 Td (1) Tj ET Q q 0 0 0 rg BT 416.50 383.06 Td (1,153,563) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 383.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 383.05 Td (55,465) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 383.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 383.06 Td (26,095) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 369.05 Td (Equity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 369.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 369.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 369.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 355.06 Td (Swaps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 355.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 355.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 355.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 355.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 355.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 355.05 Td (215,834) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 355.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 355.06 Td (192,366) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 355.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 355.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 355.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 355.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 341.06 Td (Futures and forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 341.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 341.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 341.05 Td (72,616) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 341.06 Td (37,557) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 341.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 341.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 327.06 Td (W) Tj ET Q q 0 0 0 rg BT 52.81 327.06 Td (ritten options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 327.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 327.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 327.05 Td (389,961) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 327.06 Td (304,579) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 327.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 327.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 313.06 Td (Purchased options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 313.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 313.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 313.05 Td (328,154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 313.06 Td (266,070) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 313.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 313.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 299.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.09 299.05 Td (otal equity contract notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 299.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 299.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 299.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 299.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 299.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 299.05 Td (1,006,565) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 299.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 299.06 Td (800,572) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 299.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 299.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 299.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 299.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 285.05 Td (Commodity and other) Tj ET Q q 0 0 0 rg BT 123.42 285.05 Td ( contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 285.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 285.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 285.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 271.06 Td (Swaps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 271.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 271.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 271.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 271.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 271.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 271.05 Td (82,039) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 271.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 271.06 Td (70,774) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 271.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 271.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 271.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 271.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 257.06 Td (Futures and forwards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 257.05 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 257.06 Td (182) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 257.05 Td (153,248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 257.06 Td (142,530) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 257.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 257.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 243.06 Td (W) Tj ET Q q 0 0 0 rg BT 52.81 243.06 Td (ritten options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 243.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 243.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 243.05 Td (62,045) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 243.06 Td (74,627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 243.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 243.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 229.06 Td (Purchased options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 229.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 229.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.75 229.05 Td (60,526) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.75 229.06 Td (69,629) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 229.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 229.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 215.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.09 215.05 Td (otal commodity and other) Tj ET Q q 0 0 0 rg BT 142.84 215.05 Td ( contract notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 215.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 215.05 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 215.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 215.06 Td (182) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 215.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 215.05 Td (357,858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 215.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 215.06 Td (357,560) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 215.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 215.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 215.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 215.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 201.05 Td (Cr) Tj ET Q q 0 0 0 rg BT 48.83 201.05 Td (edit derivatives) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 107.57 205.13 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 201.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 201.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 201.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 187.06 Td (Protection sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 187.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 187.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 187.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 187.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 187.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 187.05 Td (735,142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 187.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 187.06 Td (859,420) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 187.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.50 187.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 187.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 562.50 187.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 173.06 Td (Protection purchased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 173.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 173.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.25 173.05 Td (766,565) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.25 173.06 Td (883,003) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 173.05 Td (1) Tj ET Q q 0 0 0 rg BT 493.25 173.05 Td (1,148) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 173.06 Td (19,470) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 159.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.09 159.05 Td (otal cr) Tj ET Q q 0 0 0 rg BT 68.33 159.05 Td (edit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 159.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.50 159.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 159.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.50 159.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 159.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.50 159.05 Td (1,501,707) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 159.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 159.06 Td (1,742,423) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 159.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.75 159.05 Td (1) Tj ET Q q 0 0 0 rg BT 493.25 159.05 Td (1,148) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 159.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 159.06 Td (19,470) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.50 145.05 Td (T) Tj ET Q q 0 0 0 rg BT 43.68 145.05 Td (otal derivative notionals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 145.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.25 145.05 Td (270,445) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.50 145.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.25 145.06 Td (227,616) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.50 145.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.00 145.05 Td (45,671,920) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 145.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 145.06 Td (45,753,242) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.50 145.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 145.05 Td (120,743) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.50 145.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 145.06 Td (135,802) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 131.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 131.50 Td (The notional amounts presented in this table do not include hedge accounting relationships under ) Tj ET Q q 0 0 0 rg BT 366.37 131.50 Td (ASC815 where Citigroup is hedging the foreign currency risk of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 121.90 Td (a net investment in a foreign operation by issuing a foreign currency-denominated debt instrument. ) Tj ET Q q 0 0 0 rg BT 372.65 121.90 Td (The notional amount of such debt was ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 496.85 121.90 Td ($63 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.96 121.90 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 549.51 121.90 Td ($1,825 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 112.30 Td (million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 77.11 112.30 Td ( at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 86.89 112.30 Td (December31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.75 112.30 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 112.30 Td (December31, 2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 228.17 112.30 Td (, respectively) Tj ET Q q 0 0 0 rg BT 270.30 112.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 102.70 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 102.70 Td (Derivatives in hedge accounting relationships accounted for under ) Tj ET Q q 0 0 0 rg BT 267.71 102.70 Td (ASC ) Tj ET Q q 0 0 0 rg BT 285.13 102.70 Td (T) Tj ET Q q 0 0 0 rg BT 289.45 102.70 Td (opic815 are recorded in either ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 389.41 102.70 Td (Other assets/Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 482.29 102.70 Td ( or ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 492.96 102.70 Td (T) Tj ET Q q 0 0 0 rg BT 496.96 102.70 Td (rading account assets/) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 93.10 Td (T) Tj ET Q q 0 0 0 rg BT 58.01 93.10 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.89 93.10 Td ( on the Consolidated Balance Sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 83.50 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 83.50 Td (Management hedges represent derivative instruments used to mitigate certain economic risks, but for which hedge accounting is not applied. ) Tj ET Q q 0 0 0 rg BT 505.95 83.50 Td (These derivatives are ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 73.90 Td (recorded in either ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 112.41 73.90 Td (Other assets/Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.30 73.90 Td ( or ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 215.96 73.90 Td (T) Tj ET Q q 0 0 0 rg BT 219.97 73.90 Td (rading account assets/T) Tj ET Q q 0 0 0 rg BT 295.98 73.90 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 376.86 73.90 Td ( on the Consolidated Balance Sheet.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 64.30 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 64.30 Td (Credit derivatives are arrangements designed to allow one party \(protection buyer\) to transfer the credit risk of a reference asset to another party \(protection ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 54.70 Td (seller\). ) Tj ET Q q 0 0 0 rg BT 77.84 54.70 Td (These arrangements allow a protection seller to assume the credit risk associated with the reference asset without directly purchasing that asset. ) Tj ET Q q 0 0 0 rg BT 538.43 54.70 Td (The ) Tj ET Q endstream endobj 475 0 obj <> endobj 476 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (237) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (Company enters into credit derivative positions for purposes such as risk management, yield enhancement, reduction of credit concentrations and diversification ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (of overall risk.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 716.90 Td (The following tables present the gross and net fair values ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 704.90 Td (of the Company) Tj ET Q q 0 0 0 rg BT 103.21 704.90 Td (s derivative transactions and the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 692.90 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 692.90 Td (fsetting amounts as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.69 692.90 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.28 692.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 680.90 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 680.90 Td (. Gross positive fair values are of) Tj ET Q q 0 0 0 rg BT 246.86 680.90 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 668.90 Td (against gross negative fair values by counterparty pursuant to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 656.90 Td (enforceable master netting agreements. Under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 644.90 Td (ASC815-10-45, payables and receivables in respect of cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 632.90 Td (collateral received from or paid to a given counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 620.90 Td (pursuant to a credit support annex are included in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 608.90 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 608.90 Td (fsetting amount if a legal opinion supporting the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 596.90 Td (enforceability of netting and collateral rights has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 584.90 Td (obtained. GAAP) Tj ET Q q 0 0 0 rg BT 102.29 584.90 Td ( does not permit similar of) Tj ET Q q 0 0 0 rg BT 207.92 584.90 Td (fsetting for security ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 572.90 Td (collateral. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 560.90 Td (In addition, the table for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.41 560.90 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.00 560.90 Td ( reflects rule ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 548.90 Td (changes adopted by clearing or) Tj ET Q q 0 0 0 rg BT 160.21 548.90 Td (ganizations that require or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 536.90 Td (allow entities to elect to treat derivative assets, liabilities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 524.90 Td (the related variation mar) Tj ET Q q 0 0 0 rg BT 133.83 524.90 Td (gin as settlement of the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 512.90 Td (derivative fair values for legal and accounting purposes, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 500.90 Td (opposed to presenting gross derivative assets and liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 716.90 Td (that are subject to collateral, whereby the counterparties would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 704.90 Td (record a related collateral payable or receivable. ) Tj ET Q q 0 0 0 rg BT 518.33 704.90 Td (As a result, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 692.90 Td (the table for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.81 692.90 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.39 692.90 Td ( reflects a reduction of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 680.90 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.26 680.90 Td ($100 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.87 680.90 Td ( of derivative assets and derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 668.90 Td (liabilities that previously would have been reported on a gross ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 656.90 Td (basis, but are now settled and not subject to collateral. ) Tj ET Q q 0 0 0 rg BT 542.65 656.90 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 644.90 Td (table for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.09 644.90 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.68 644.90 Td ( presents derivative assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 632.90 Td (liabilities as gross amounts subject to variation mar) Tj ET Q q 0 0 0 rg BT 529.06 632.90 Td (gin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 620.90 Td (collateral that were netted under enforceable master netting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 608.90 Td (agreements. ) Tj ET Q q 0 0 0 rg BT 374.35 608.90 Td (Therefore, the net presentation of the af) Tj ET Q q 0 0 0 rg BT 532.71 608.90 Td (fected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 596.90 Td (items on the consolidated balance sheet is consistent for all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 584.90 Td (periods. ) Tj ET Q q 0 0 0 rg BT 358.26 584.90 Td (The tables also present amounts that are not permitted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 572.90 Td (to be of) Tj ET Q q 0 0 0 rg BT 354.37 572.90 Td (fset, such as security collateral or cash collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 560.90 Td (posted at third-party custodians, but which would be eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 548.90 Td (for of) Tj ET Q q 0 0 0 rg BT 346.31 548.90 Td (fsetting to the extent an event of default occurred and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 536.90 Td (legal opinion supporting enforceability of the netting and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 524.90 Td (collateral rights has been obtained.) Tj ET Q endstream endobj 477 0 obj <> endobj 478 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (238) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Derivative Mark-to-Market \(MTM\) Receivables/Payables) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 692.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 692.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 692.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 692.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 692.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 664.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 664.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 664.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 664.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 664.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 636.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 636.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 636.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 636.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 636.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 608.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 608.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 608.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 608.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 608.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 580.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 580.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 580.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 580.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 580.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 552.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 552.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 552.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 552.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 552.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 524.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 524.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 524.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 524.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 524.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 496.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 496.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 496.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 496.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 496.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 468.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 468.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 468.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 468.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 468.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 440.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 440.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 440.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 440.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 440.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 412.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 412.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 412.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 412.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 412.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 384.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 384.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 384.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 384.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 384.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 356.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 356.75 55.00 -14.00 re f /GS0 gs 0.8 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575.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 692.75 m 410.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 692.75 m 465.5 678.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 692.75 m 465.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 692.75 m 520.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 692.75 m 575.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 678.75 m 465.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 664.75 m 355.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 650.75 m 355.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 664.75 m 410.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 650.75 m 410.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 664.75 m 465.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 664.75 m 465.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 650.75 m 465.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 664.75 m 520.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 650.75 m 520.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 664.75 m 575.5 664.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 650.75 m 575.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 650.75 m 465.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 636.75 m 355.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 622.75 m 355.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 636.75 m 410.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 622.75 m 410.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 636.75 m 465.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 636.75 m 465.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 622.75 m 465.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 636.75 m 520.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 622.75 m 520.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 636.75 m 575.5 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 622.75 m 575.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 622.75 m 355.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 608.75 m 355.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 622.75 m 410.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 608.75 m 410.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 622.75 m 465.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 622.75 m 465.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 608.75 m 465.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 622.75 m 520.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 608.75 m 520.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 622.75 m 575.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 608.75 m 575.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 608.75 m 465.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 594.75 m 465.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 580.75 m 465.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 552.75 m 410.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 566.75 m 465.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 552.75 m 465.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 552.75 m 520.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 552.75 m 575.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 552.75 m 355.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 538.75 m 355.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 552.75 m 410.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 538.75 m 410.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 552.75 m 465.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 552.75 m 465.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 538.75 m 465.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 552.75 m 520.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 538.75 m 520.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 552.75 m 575.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 538.75 m 575.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 538.75 m 465.5 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 524.75 m 465.5 510.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 510.75 m 465.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 496.75 m 355.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 482.75 m 355.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 496.75 m 410.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 482.75 m 410.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 496.75 m 465.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 496.75 m 465.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 482.75 m 465.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 496.75 m 520.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 482.75 m 520.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 496.75 m 575.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 482.75 m 575.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 482.75 m 465.5 468.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 468.75 m 465.5 454.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 454.75 m 465.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 440.75 m 355.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 426.75 m 355.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 440.75 m 410.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 426.75 m 410.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 440.75 m 465.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 440.75 m 465.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 426.75 m 465.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 440.75 m 520.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 426.75 m 520.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 440.75 m 575.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 426.75 m 575.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 426.75 m 465.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 412.75 m 465.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 398.75 m 355.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 384.75 m 355.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 398.75 m 410.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 384.75 m 410.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 398.75 m 465.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 398.75 m 465.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 384.75 m 465.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 398.75 m 520.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 384.75 m 520.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 398.75 m 575.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 384.75 m 575.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 384.75 m 465.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 370.75 m 465.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 356.75 m 355.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 342.75 m 355.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 356.75 m 410.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 342.75 m 410.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 356.75 m 465.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 356.75 m 465.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 342.75 m 465.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 356.75 m 520.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 342.75 m 520.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 356.75 m 575.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 342.75 m 575.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 342.75 m 465.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 342.75 m 520.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 328.75 m 520.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 575.5 342.75 m 575.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 342.75 m 575.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 328.75 m 575.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 328.75 m 355.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 314.75 m 355.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 328.75 m 410.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 314.75 m 410.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 328.75 m 465.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 328.75 m 465.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 314.75 m 465.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 328.75 m 520.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 314.75 m 520.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 328.75 m 575.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 314.75 m 575.5 314.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 314.75 m 465.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 300.75 m 465.5 286.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 286.75 m 465.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 272.75 m 355.5 272.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 258.75 m 355.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 272.75 m 410.5 272.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 258.75 m 410.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 272.75 m 465.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 272.75 m 465.5 272.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 258.75 m 465.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 272.75 m 520.5 272.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 258.75 m 520.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 272.75 m 575.5 272.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 258.75 m 575.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 235.75 m 465.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 221.75 m 465.5 207.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 207.75 m 355.5 207.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 193.75 m 355.5 193.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 207.75 m 410.5 207.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 193.75 m 410.5 193.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 207.75 m 465.5 193.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 207.75 m 465.5 207.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 193.75 m 465.5 193.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 207.75 m 520.5 207.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 193.75 m 520.5 193.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 207.75 m 575.5 207.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 193.75 m 575.5 193.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 711.00 Td (In millions of dollars at December 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.60 729.20 Td (Derivatives classified) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.65 720.20 Td (in ) Tj ET Q q 0 0 0 rg BT 383.24 720.20 Td (T) Tj ET Q q 0 0 0 rg BT 388.58 720.20 Td (rading account) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 711.20 Td (assets/liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 429.50 715.28 Td (\(1\)\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.60 729.20 Td (Derivatives classified) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.70 720.20 Td (in Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.40 711.20 Td (assets/liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 542.90 715.28 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 697.20 Td (Derivatives instruments designated as ) Tj ET Q q 0 0 0 rg BT 185.25 697.20 Td (ASC815 hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.50 697.20 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.20 697.20 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 697.20 Td (Assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.20 697.20 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 683.21 Td (Over) Tj ET Q q 0 0 0 rg BT 55.90 683.21 Td (-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 683.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 683.20 Td (644) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 683.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 683.20 Td (121) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 683.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 683.20 Td (1,325) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 683.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 683.20 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 669.21 Td (Cleared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 669.20 Td (71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 669.20 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 669.20 Td (39) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 669.20 Td (68) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 655.20 Td (Inter) Tj ET Q q 0 0 0 rg BT 57.41 655.20 Td (est rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 655.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 655.20 Td (715) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 655.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 655.20 Td (145) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 655.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 655.20 Td (1,364) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 655.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 655.20 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 641.21 Td (Over) Tj ET Q q 0 0 0 rg BT 55.90 641.21 Td (-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 641.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 641.20 Td (885) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 641.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 641.20 Td (1,064) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 641.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 641.20 Td (258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 641.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 641.20 Td (86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 627.20 Td (For) Tj ET Q q 0 0 0 rg BT 51.91 627.20 Td (eign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 627.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 627.20 Td (885) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 627.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 627.20 Td (1,064) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 627.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 627.20 Td (258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 627.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 627.20 Td (86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 613.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 613.20 Td (otal derivative instruments designated as ) Tj ET Q q 0 0 0 rg BT 202.17 613.20 Td (ASC815 hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 613.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 613.20 Td (1,600) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 613.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 613.20 Td (1,209) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 613.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 613.20 Td (1,622) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 613.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 613.20 Td (167) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 599.20 Td (Derivatives instruments not designated as ) Tj ET Q q 0 0 0 rg BT 200.00 599.20 Td (ASC815 hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 585.21 Td (Over) Tj ET Q q 0 0 0 rg BT 55.90 585.21 Td (-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 585.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 585.20 Td (195,648) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 585.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 585.20 Td (173,921) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 585.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 585.20 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 585.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 585.20 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 571.21 Td (Cleared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 571.20 Td (7,051) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 571.20 Td (10,268) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 571.20 Td (78) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 571.20 Td (1) Tj ET Q q 0 0 0 rg BT 563.00 571.20 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 557.21 Td (Exchange traded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 557.20 Td (102) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 557.20 Td (95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 557.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 557.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 543.20 Td (Inter) Tj ET Q q 0 0 0 rg BT 57.41 543.20 Td (est rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 543.20 Td (202,801) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 543.20 Td (184,284) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 543.20 Td (107) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 543.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 543.20 Td (129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 529.21 Td (Over) Tj ET Q q 0 0 0 rg BT 55.90 529.21 Td (-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 529.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 529.20 Td (1) Tj ET Q q 0 0 0 rg BT 382.25 529.20 Td (18,61) Tj ET Q q 0 0 0 rg BT 402.50 529.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 529.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 529.20 Td (1) Tj ET Q q 0 0 0 rg BT 437.25 529.20 Td (16,962) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 529.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 529.20 Td (481) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 529.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 529.20 Td (51) Tj ET Q q 0 0 0 rg BT 567.50 529.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 515.21 Td (Cleared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 515.20 Td (1,690) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 515.20 Td (2,028) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 515.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 515.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 501.21 Td (Exchange traded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 501.20 Td (34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 501.20 Td (121) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 501.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 501.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 487.20 Td (For) Tj ET Q q 0 0 0 rg BT 51.91 487.20 Td (eign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 487.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 487.20 Td (120,335) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 487.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 487.20 Td (1) Tj ET Q q 0 0 0 rg BT 437.25 487.20 Td (19,1) Tj ET Q q 0 0 0 rg BT 453.00 487.20 Td (1) Tj ET Q q 0 0 0 rg BT 457.50 487.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 487.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 487.20 Td (481) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 487.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 487.20 Td (51) Tj ET Q q 0 0 0 rg BT 567.50 487.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 473.21 Td (Over) Tj ET Q q 0 0 0 rg BT 55.90 473.21 Td (-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 473.20 Td (17,221) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 473.20 Td (21,201) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 473.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 473.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 473.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 459.21 Td (Cleared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 459.20 Td (21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.00 459.20 Td (25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 459.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 459.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 445.21 Td (Exchange traded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 445.20 Td (9,736) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 445.20 Td (10,147) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 445.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 445.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 431.20 Td (Equity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 431.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 431.20 Td (26,978) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 431.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 431.20 Td (31,373) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 431.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 431.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 431.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 431.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 417.21 Td (Over) Tj ET Q q 0 0 0 rg BT 55.90 417.21 Td (-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 417.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 417.20 Td (13,499) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 417.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 417.20 Td (16,362) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 417.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 417.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 417.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 417.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 403.21 Td (Exchange traded) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.50 403.20 Td (604) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.50 403.20 Td (665) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 403.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 403.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 389.20 Td (Commodity and other) Tj ET Q q 0 0 0 rg BT 122.92 389.20 Td ( contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 389.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 389.20 Td (14,103) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 389.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 389.20 Td (17,027) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 389.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 389.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 389.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 389.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 375.21 Td (Over) Tj ET Q q 0 0 0 rg BT 55.90 375.21 Td (-the-counter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 375.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 375.20 Td (12,954) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 375.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 375.20 Td (12,895) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 375.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 375.20 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 375.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 375.20 Td (63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 361.21 Td (Cleared) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 361.20 Td (7,530) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.75 361.20 Td (8,327) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 361.20 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 361.20 Td (248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 347.20 Td (Cr) Tj ET Q q 0 0 0 rg BT 48.41 347.20 Td (edit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 347.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 347.20 Td (20,484) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 347.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 347.20 Td (21,222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 347.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 347.20 Td (50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 347.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 347.20 Td (31) Tj ET Q q 0 0 0 rg BT 567.50 347.20 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 333.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 333.20 Td (otal derivatives instruments not designated as ) Tj ET Q q 0 0 0 rg BT 220.43 333.20 Td (ASC815 hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 333.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 333.20 Td (384,701) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 333.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 333.20 Td (373,017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 333.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 333.20 Td (638) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 333.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 558.50 333.20 Td (951) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 319.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 319.20 Td (otal derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 319.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 377.75 319.20 Td (386,301) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 319.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.75 319.20 Td (374,226) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 319.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 319.20 Td (2,260) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 319.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 319.20 Td (1,1) Tj ET Q q 0 0 0 rg BT 563.00 319.20 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 305.21 Td (Cash collateral paid/received) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 142.45 309.29 Td (\(4\)\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 305.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 305.20 Td (7,541) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 305.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 305.20 Td (14,296) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 305.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 305.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 305.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 305.20 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 291.21 Td (Less: Netting agreements) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 129.47 295.29 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.75 291.20 Td (\(306,401) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 291.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.75 291.20 Td (\(306,401) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 291.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 291.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 291.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 277.21 Td (Less: Netting cash collateral received/paid) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 190.93 281.29 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 277.20 Td (\(37,506) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 277.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.25 277.20 Td (\(35,659) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 277.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.75 277.20 Td (\(1,026) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 277.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.50 277.20 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 572.00 277.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 263.20 Td (Net r) Tj ET Q q 0 0 0 rg BT 57.57 263.20 Td (eceivables/payables included on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 302.09 267.28 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 263.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 263.20 Td (49,935) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 263.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 263.20 Td (46,462) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 263.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 263.20 Td (1,234) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 263.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 263.20 Td (1,123) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 250.15 Td (Additional amounts subject to an enfor) Tj ET Q q 0 0 0 rg BT 188.10 250.15 Td (ceable master) Tj ET Q q 0 0 0 rg BT 240.66 250.15 Td ( netting agr) Tj ET Q q 0 0 0 rg BT 284.99 250.15 Td (eement, but not) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 47.00 239.35 Td (offset on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 226.20 Td (Less: Cash collateral r) Tj ET Q q 0 0 0 rg BT 124.15 226.20 Td (eceived/paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 226.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 390.50 226.20 Td (\(872) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 226.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 226.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.50 226.20 Td (\(121) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 226.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 226.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 226.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 226.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 226.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 212.20 Td (Less: Non-cash collateral r) Tj ET Q q 0 0 0 rg BT 140.57 212.20 Td (eceived/paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 212.20 Td (\(12,453) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.00 212.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.75 212.20 Td (\(6,929) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.00 212.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.50 212.20 Td (\(286) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 212.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.00 212.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 198.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 198.20 Td (otal net r) Tj ET Q q 0 0 0 rg BT 78.00 198.20 Td (eceivables/payables) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 152.50 202.28 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 198.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.25 198.20 Td (36,610) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 198.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 198.20 Td (39,412) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 198.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.50 198.20 Td (948) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 198.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.75 198.20 Td (1,123) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 176.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 176.65 Td (The trading derivatives fair values are presented in Note24 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 167.05 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 167.05 Td (Derivative mark-to-market receivables/payables related to management hedges are recorded in either ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 379.40 167.05 Td (Other assets/Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 472.29 167.05 Td ( or ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 482.95 167.05 Td (T) Tj ET Q q 0 0 0 rg BT 486.96 167.05 Td (rading account assets/) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 157.45 Td (T) Tj ET Q q 0 0 0 rg BT 58.01 157.45 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.89 157.45 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 147.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 147.85 Td (Over) Tj ET Q q 0 0 0 rg BT 69.83 147.85 Td (-the-counter \(OTC\) derivatives are derivatives executed and settled bilaterally with counterparties without the use of an or) Tj ET Q q 0 0 0 rg BT 460.65 147.85 Td (ganized exchange or central ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 138.25 Td (clearing house. Cleared derivatives include derivatives executed bilaterally with a counterparty in the OTC market, but then novated to a central clearing house, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 128.65 Td (whereby the central clearing house becomes the counterparty to both of the original counterparties. Exchange traded derivatives include derivatives executed ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 119.05 Td (directly on an or) Tj ET Q q 0 0 0 rg BT 106.50 119.05 Td (ganized exchange that provides pre-trade price transparency) Tj ET Q q 0 0 0 rg BT 298.33 119.05 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 109.45 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 109.45 Td (For the trading account assets/liabilities, reflects the net amount of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 280.60 109.45 Td ($43,200 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 331.71 109.45 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 347.27 109.45 Td ($51,801 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 398.38 109.45 Td ( of gross cash collateral paid and received, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 99.85 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 99.85 Td (. Of the gross cash collateral paid, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.98 99.85 Td ($35,659 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 254.09 99.85 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 301.94 99.85 Td (fset trading derivative liabilities and, of the gross cash collateral received, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 539.85 99.85 Td ($37,506 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 90.25 Td (million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 77.11 90.25 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 124.96 90.25 Td (fset trading derivative assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 80.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 80.65 Td (For cash collateral paid with respect to non-trading derivative assets, reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 359.68 80.65 Td ($7 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 392.79 80.65 Td ( of gross cash collateral paid, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 518.30 80.65 Td ($7 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 551.42 80.65 Td ( is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 71.05 Td (netted against non-trading derivative positions within ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 226.86 71.05 Td (Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 277.74 71.05 Td (. For cash collateral received with respect to non-trading derivative liabilities, reflects the net ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 61.45 Td (amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 88.66 61.45 Td ($1,038 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.77 61.45 Td ( of gross cash collateral received, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 274.61 61.45 Td ($1,026 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 321.72 61.45 Td ( is netted against OTC non-trading derivative positions within ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 521.91 61.45 Td (Other assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.69 61.45 Td (.) Tj ET Q endstream endobj 479 0 obj <> endobj 480 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (239) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (Represents the netting of derivative receivable and payable balances with the same counterparty under enforceable netting agreements. ) Tj ET Q q 0 0 0 rg BT 487.15 750.50 Td (Approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 537.59 750.50 Td ($283 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 74.89 740.90 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 78.89 740.90 Td ($14 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 113.78 740.90 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 129.33 740.90 Td ($9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 160.22 740.90 Td ( of the netting against trading account asset/liability balances is attributable to each of the OTC, cleared and exchange traded ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (derivatives, respectively) Tj ET Q q 0 0 0 rg BT 131.23 731.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 721.70 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (Represents the netting of cash collateral paid and received by counterparty under enforceable credit support agreements. Substantially all cash collateral received ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (and paid is netted against OTC derivative assets and liabilities, respectively) Tj ET Q q 0 0 0 rg BT 294.97 712.10 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 702.50 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (The net receivables/payables include approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.15 702.50 Td ($6 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 253.04 702.50 Td ( of derivative asset and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.79 702.50 Td ($8 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 359.68 702.50 Td ( of derivative liability fair values not subject to enforceable master ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (netting agreements, respectively) Tj ET Q q 0 0 0 rg BT 156.77 692.90 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 630.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 630.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 630.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 630.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 630.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 602.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 602.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 602.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 602.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 602.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 574.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 574.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 574.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 574.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 574.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 546.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 546.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 546.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 546.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 546.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 518.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 518.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 518.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 518.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 518.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 490.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 490.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 490.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 490.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 490.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 462.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 462.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 462.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 462.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 462.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 434.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 434.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 434.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 434.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 434.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 406.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 406.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 406.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 406.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 406.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 378.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 378.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 378.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 378.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 378.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 350.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 350.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 350.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 350.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 350.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 322.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 322.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 322.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 322.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 322.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 294.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 294.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 294.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 294.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 294.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 266.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 266.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 266.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 266.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 266.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 238.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 238.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 238.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 238.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 238.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 210.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 210.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 210.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 210.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 210.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 173.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 173.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 173.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 173.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 173.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.00 145.80 297.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 145.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 145.80 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.00 145.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 145.80 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 644.8 m 332 644.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 630.8 m 332 630.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 644.8 m 399 644.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 630.8 m 399 630.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 644.8 m 466 630.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 644.8 m 466 644.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 630.8 m 466 630.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 644.8 m 521 644.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 630.8 m 521 630.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 644.8 m 576 644.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 630.8 m 576 630.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 630.8 m 466 616.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 616.8 m 466 602.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 602.8 m 332 602.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 588.8 m 332 588.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 602.8 m 399 602.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 588.8 m 399 588.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 602.8 m 466 588.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 602.8 m 466 602.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 588.8 m 466 588.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 602.8 m 521 602.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 588.8 m 521 588.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 602.8 m 576 602.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 588.8 m 576 588.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 588.8 m 466 574.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 574.8 m 332 574.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 560.8 m 332 560.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 574.8 m 399 574.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 560.8 m 399 560.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 574.8 m 466 560.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 574.8 m 466 574.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 560.8 m 466 560.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 574.8 m 521 574.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 560.8 m 521 560.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 574.8 m 576 574.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 560.8 m 576 560.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 560.8 m 332 560.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 546.8 m 332 546.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 560.8 m 399 560.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 546.8 m 399 546.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 560.8 m 466 546.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 560.8 m 466 560.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 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434.79999999999995 m 576 434.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 420.79999999999995 m 576 420.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 420.79999999999995 m 466 406.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 406.79999999999995 m 466 392.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 392.79999999999995 m 466 378.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 378.79999999999995 m 332 378.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 364.79999999999995 m 332 364.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 378.79999999999995 m 399 378.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 364.79999999999995 m 399 364.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 378.79999999999995 m 466 364.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 378.79999999999995 m 466 378.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 364.79999999999995 m 466 364.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 378.79999999999995 m 521 378.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 364.79999999999995 m 521 364.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 378.79999999999995 m 576 378.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 364.79999999999995 m 576 364.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 364.79999999999995 m 466 350.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 350.79999999999995 m 466 336.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 336.79999999999995 m 332 336.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 322.79999999999995 m 332 322.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 336.79999999999995 m 399 336.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 322.79999999999995 m 399 322.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 336.79999999999995 m 466 322.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 336.79999999999995 m 466 336.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 322.79999999999995 m 466 322.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 336.79999999999995 m 521 336.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 322.79999999999995 m 521 322.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 336.79999999999995 m 576 336.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 322.79999999999995 m 576 322.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 322.79999999999995 m 466 308.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 308.79999999999995 m 466 294.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 294.79999999999995 m 332 294.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 280.79999999999995 m 332 280.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 294.79999999999995 m 399 294.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 280.79999999999995 m 399 280.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 294.79999999999995 m 466 280.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 294.79999999999995 m 466 294.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 280.79999999999995 m 466 280.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 294.79999999999995 m 521 294.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 280.79999999999995 m 521 280.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 294.79999999999995 m 576 294.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 280.79999999999995 m 576 280.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 280.79999999999995 m 466 266.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 266.79999999999995 m 332 266.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 252.79999999999995 m 332 252.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 266.79999999999995 m 399 266.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 252.79999999999995 m 399 252.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 266.79999999999995 m 466 252.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 266.79999999999995 m 466 266.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 252.79999999999995 m 466 252.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 266.79999999999995 m 521 266.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 252.79999999999995 m 521 252.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 266.79999999999995 m 576 266.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 252.79999999999995 m 576 252.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 252.79999999999995 m 466 238.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 238.79999999999995 m 466 224.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 224.79999999999995 m 466 210.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 210.79999999999995 m 332 210.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35 196.79999999999995 m 332 196.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 210.79999999999995 m 399 210.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332 196.79999999999995 m 399 196.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 210.79999999999995 m 466 196.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 210.79999999999995 m 466 210.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 399 196.79999999999995 m 466 196.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 210.79999999999995 m 521 210.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466 196.79999999999995 m 521 196.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 210.79999999999995 m 576 210.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 521 196.79999999999995 m 576 196.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35 196.79999999999995 m 332 196.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 173.79999999999995 m 466 159.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 159.79999999999995 m 466 145.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35 145.79999999999995 m 332 145.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35 131.79999999999995 m 332 131.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 145.79999999999995 m 399 145.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332 131.79999999999995 m 399 131.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 145.79999999999995 m 466 131.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 145.79999999999995 m 466 145.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 399 131.79999999999995 m 466 131.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466 145.79999999999995 m 521 145.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 466 131.79999999999995 m 521 131.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 145.79999999999995 m 576 145.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 521 131.79999999999995 m 576 131.79999999999995 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 37.50 649.05 Td (In millions of dollars at December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.85 658.26 Td (Derivatives classified in ) Tj ET Q q 0 0 0 rg BT 428.91 658.26 Td (T) Tj ET Q q 0 0 0 rg BT 434.09 658.26 Td (rading) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.65 649.26 Td (account assets/liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 431.88 653.34 Td (\(1\)\(2\)\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 658.26 Td (Derivatives classified in ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.80 649.26 Td (Other assets/liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 553.53 653.34 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 635.25 Td (Derivatives instruments designated as ) Tj ET Q q 0 0 0 rg BT 184.75 635.25 Td (ASC 815 hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.20 635.26 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.75 635.26 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.20 635.26 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 635.26 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 621.26 Td (Over) Tj ET Q q 0 0 0 rg BT 55.40 621.26 Td (-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 621.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.00 621.26 Td (716) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 621.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 621.26 Td (171) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 621.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 621.26 Td (1,927) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 621.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 621.26 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 607.26 Td (Cleared) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.25 607.26 Td (3,530) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.25 607.26 Td (2,154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 607.26 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 607.26 Td (82) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 593.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 56.91 593.25 Td (est rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 593.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.25 593.26 Td (4,246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 593.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.25 593.26 Td (2,325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 593.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 593.26 Td (1,974) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 593.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 593.26 Td (104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 579.26 Td (Over) Tj ET Q q 0 0 0 rg BT 55.40 579.26 Td (-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 579.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.25 579.26 Td (2,494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 579.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 579.26 Td (393) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 579.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 579.26 Td (747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 579.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 579.26 Td (645) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 565.25 Td (For) Tj ET Q q 0 0 0 rg BT 51.41 565.25 Td (eign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 565.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.25 565.26 Td (2,494) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 565.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 565.26 Td (393) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 565.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 565.26 Td (747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 565.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 565.26 Td (645) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 551.25 Td (T) Tj ET Q q 0 0 0 rg BT 43.09 551.25 Td (otal derivative instruments designated as ) Tj ET Q q 0 0 0 rg BT 201.67 551.25 Td (ASC 815 hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 551.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.25 551.26 Td (6,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 551.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.25 551.26 Td (2,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 551.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 551.26 Td (2,721) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 551.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 551.26 Td (749) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 537.25 Td (Derivatives instruments not designated as ) Tj ET Q q 0 0 0 rg BT 199.50 537.25 Td (ASC 815 hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 523.26 Td (Over) Tj ET Q q 0 0 0 rg BT 55.40 523.26 Td (-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 523.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 523.26 Td (244,072) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 523.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.25 523.26 Td (221,534) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 523.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 523.26 Td (225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 523.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 523.26 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 509.26 Td (Cleared) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 509.26 Td (120,920) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.25 509.26 Td (130,855) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 509.26 Td (240) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 509.26 Td (349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 495.26 Td (Exchange traded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.50 495.26 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 495.26 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 495.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 495.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 481.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 56.91 481.25 Td (est rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 481.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 481.26 Td (365,079) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 481.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.25 481.26 Td (352,436) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 481.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 481.26 Td (465) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 481.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 481.26 Td (354) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 467.26 Td (Over) Tj ET Q q 0 0 0 rg BT 55.40 467.26 Td (-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 467.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 467.26 Td (182,659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 467.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.25 467.26 Td (186,867) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 467.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 467.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 467.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 467.26 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 453.26 Td (Cleared) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.00 453.26 Td (482) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 453.26 Td (470) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 453.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 453.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 439.26 Td (Exchange traded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.50 439.26 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 439.26 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 439.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 439.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 425.25 Td (For) Tj ET Q q 0 0 0 rg BT 51.41 425.25 Td (eign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 425.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 425.26 Td (183,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 425.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.25 425.26 Td (187,368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 425.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 425.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 425.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 425.26 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 411.26 Td (Over) Tj ET Q q 0 0 0 rg BT 55.40 411.26 Td (-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 411.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 411.26 Td (15,625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 411.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.75 411.26 Td (19,1) Tj ET Q q 0 0 0 rg BT 453.50 411.26 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 411.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 411.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 411.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 411.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 397.26 Td (Cleared) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.00 397.26 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 397.26 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 397.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 397.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 383.26 Td (Exchange traded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.25 383.26 Td (8,484) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.25 383.26 Td (7,376) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 383.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 383.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 369.25 Td (Equity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 369.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 369.26 Td (24,1) Tj ET Q q 0 0 0 rg BT 386.50 369.26 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 369.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.75 369.26 Td (26,516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 369.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 369.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 369.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 369.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 355.26 Td (Over) Tj ET Q q 0 0 0 rg BT 55.40 355.26 Td (-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 355.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 355.26 Td (13,046) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 355.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.75 355.26 Td (14,234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 355.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 355.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 355.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 355.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 341.26 Td (Exchange traded) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.00 341.26 Td (719) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 341.26 Td (798) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 341.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 341.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 327.25 Td (Commodity and other) Tj ET Q q 0 0 0 rg BT 122.42 327.25 Td ( contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 327.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 327.26 Td (13,765) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 327.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.75 327.26 Td (15,032) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 327.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 327.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 327.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 327.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 313.26 Td (Over) Tj ET Q q 0 0 0 rg BT 55.40 313.26 Td (-the-counter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 313.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 313.26 Td (19,033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 313.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.75 313.26 Td (19,563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 313.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 313.26 Td (159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 313.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 313.26 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 299.26 Td (Cleared) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.25 299.26 Td (5,582) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 442.25 299.26 Td (5,874) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 299.26 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 299.26 Td (310) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 285.25 Td (Cr) Tj ET Q q 0 0 0 rg BT 47.91 285.25 Td (edit derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 285.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 285.26 Td (24,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 285.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.75 285.26 Td (25,437) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 285.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 285.26 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 285.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 285.26 Td (388) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 271.25 Td (T) Tj ET Q q 0 0 0 rg BT 43.09 271.25 Td (otal derivatives instruments not designated as ) Tj ET Q q 0 0 0 rg BT 219.93 271.25 Td (ASC 815 hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 271.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 271.26 Td (610,737) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 271.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.25 271.26 Td (606,789) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 271.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 271.26 Td (671) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 271.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 271.26 Td (802) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 257.25 Td (T) Tj ET Q q 0 0 0 rg BT 43.09 257.25 Td (otal derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 257.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.25 257.26 Td (617,477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 257.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 433.25 257.26 Td (609,507) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 257.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 257.26 Td (3,392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 257.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 257.26 Td (1,551) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 243.26 Td (Cash collateral paid/received) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 141.95 247.34 Td (\(4\)\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 243.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 243.26 Td (1) Tj ET Q q 0 0 0 rg BT 375.25 243.26 Td (1,188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 243.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.75 243.26 Td (15,731) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 243.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 243.26 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 243.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.00 243.26 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 229.26 Td (Less: Netting agreements) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.97 233.34 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.25 229.26 Td (\(519,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 229.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.25 229.26 Td (\(519,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.50 229.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 229.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 229.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 37.50 215.26 Td (Less: Netting cash collateral received/paid) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 190.43 219.34 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 215.26 Td (\(45,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 215.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 434.75 215.26 Td (\(49,81) Tj ET Q q 0 0 0 rg BT 458.00 215.26 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.50 215.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.25 215.26 Td (\(1,345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 215.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.50 215.26 Td (\(53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.50 215.26 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 201.25 Td (Net r) Tj ET Q q 0 0 0 rg BT 57.07 201.25 Td (eceivables/payables included on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 301.59 205.33 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 201.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 201.26 Td (63,753) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 201.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.75 201.26 Td (56,427) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 201.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 201.26 Td (2,055) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 201.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 201.26 Td (1,499) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 188.20 Td (Additional amounts subject to an enfor) Tj ET Q q 0 0 0 rg BT 187.60 188.20 Td (ceable master) Tj ET Q q 0 0 0 rg BT 240.16 188.20 Td ( netting agr) Tj ET Q q 0 0 0 rg BT 284.49 188.20 Td (eement,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 46.50 177.40 Td (but not offset on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 164.25 Td (Less: Cash collateral r) Tj ET Q q 0 0 0 rg BT 123.65 164.25 Td (eceived/paid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 164.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.00 164.26 Td (\(819) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 164.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 164.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 164.26 Td (\(19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.50 164.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 164.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 164.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 164.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 164.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 150.25 Td (Less: Non-cash collateral r) Tj ET Q q 0 0 0 rg BT 140.07 150.25 Td (eceived/paid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 150.26 Td (\(1) Tj ET Q q 0 0 0 rg BT 375.25 150.26 Td (1,767) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.50 150.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.25 150.26 Td (\(5,883) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.50 150.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 150.26 Td (\(530) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.50 150.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.50 150.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 37.50 136.25 Td (T) Tj ET Q q 0 0 0 rg BT 42.68 136.25 Td (otal net r) Tj ET Q q 0 0 0 rg BT 77.50 136.25 Td (eceivables/payables) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 152.00 140.33 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.50 136.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.75 136.26 Td (51,167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.50 136.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.75 136.26 Td (50,525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.50 136.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 136.26 Td (1,525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 136.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.25 136.26 Td (1,499) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 114.70 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 114.70 Td (The trading derivatives fair values are presented in Note 24 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 105.10 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 105.10 Td (Derivative mark-to-market receivables/payables related to management hedges are recorded in either ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 379.40 105.10 Td (Other assets/Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 472.29 105.10 Td ( or ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 482.95 105.10 Td (T) Tj ET Q q 0 0 0 rg BT 486.96 105.10 Td (rading account assets/) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 95.50 Td (T) Tj ET Q q 0 0 0 rg BT 58.01 95.50 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.89 95.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 85.90 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 85.90 Td (Over) Tj ET Q q 0 0 0 rg BT 69.83 85.90 Td (-the-counter \(OTC\) derivatives include derivatives executed and settled bilaterally with counterparties without the use of an or) Tj ET Q q 0 0 0 rg BT 474.43 85.90 Td (ganized exchange or central ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 76.30 Td (clearing house. Cleared derivatives include derivatives executed bilaterally with a counterparty in the OTC market, but then novated to a central clearing house, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 66.70 Td (whereby the central clearing house becomes the counterparty to both of the original counterparties. Exchange traded derivatives include derivatives executed ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 57.10 Td (directly on an or) Tj ET Q q 0 0 0 rg BT 106.50 57.10 Td (ganized exchange that provides pre-trade price transparency) Tj ET Q q 0 0 0 rg BT 298.33 57.10 Td (.) Tj ET Q endstream endobj 481 0 obj <> endobj 482 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (240) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (For the trading account assets/liabilities, reflects the net amount of the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 280.60 750.50 Td ($60,999 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 331.71 750.50 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 347.27 750.50 Td ($61,643 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 398.38 750.50 Td ( of gross cash collateral paid and received, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (respectively) Tj ET Q q 0 0 0 rg BT 92.13 740.90 Td (. Of the gross cash collateral paid, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 202.98 740.90 Td ($49,81) Tj ET Q q 0 0 0 rg BT 224.68 740.90 Td (1 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 253.80 740.90 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 301.64 740.90 Td (fset derivative liabilities and, of the gross cash collateral received, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.89 740.90 Td ($45,912 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 566.01 740.90 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (was used to of) Tj ET Q q 0 0 0 rg BT 99.85 731.30 Td (fset derivative assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 721.70 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (For cash collateral paid with respect to non-trading derivative assets, reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 359.68 721.70 Td ($61 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 396.79 721.70 Td ( of the gross cash collateral paid, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 534.08 721.70 Td ($53 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 571.19 721.70 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (is netted against non-trading derivative positions within ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 234.19 712.10 Td (Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 285.08 712.10 Td (. For cash collateral received with respect to non-trading derivative liabilities, reflects the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 100.43 702.50 Td ($1,346 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.55 702.50 Td ( of gross cash collateral received of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 284.38 702.50 Td ($1,345 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 331.49 702.50 Td ( is netted against non-trading derivative positions within ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 513.68 702.50 Td (Other assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 553.46 702.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 692.90 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 692.90 Td (Represents the netting of derivative receivable and payable balances with the same counterparty under enforceable netting agreements. ) Tj ET Q q 0 0 0 rg BT 487.15 692.90 Td (Approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 537.59 692.90 Td ($383 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 683.30 Td (billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 74.89 683.30 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 78.89 683.30 Td ($128 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.78 683.30 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 133.33 683.30 Td ($8 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 164.22 683.30 Td ( of the netting against trading account asset/liability balances is attributable to each of the OTC, cleared and exchange traded ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 673.70 Td (derivatives, respectively) Tj ET Q q 0 0 0 rg BT 131.23 673.70 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 664.10 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td (Represents the netting of cash collateral paid and received by counterparty under enforceable credit support agreements. Substantially all cash collateral received ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 654.50 Td (and paid is netted against OTC derivative assets and liabilities, respectively) Tj ET Q q 0 0 0 rg BT 294.97 654.50 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 644.90 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 644.90 Td (The net receivables/payables include approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.15 644.90 Td ($7 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 253.04 644.90 Td ( of derivative asset and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.79 644.90 Td ($9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 359.68 644.90 Td ( of liability fair values not subject to enforceable master netting ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 635.30 Td (agreements, respectively) Tj ET Q q 0 0 0 rg BT 132.55 635.30 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.30 Td (For the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.11 611.30 Td (years ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.58 611.30 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.08 611.30 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.67 611.30 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.67 611.30 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.67 611.30 Td ( and 2015, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 599.30 Td (the amounts recognized in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 143.74 599.30 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.47 599.30 Td ( in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 587.30 Td (Consolidated Statement of Income related to derivatives not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 575.30 Td (designated in a qualifying hedging relationship, as well as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 563.30 Td (underlying non-derivative instruments, are presented in Note) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.04 563.30 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.04 563.30 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 551.30 Td (to the Consolidated Financial Statements. Citigroup presents ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 539.30 Td (this disclosure by business classification, showing derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 527.30 Td (gains and losses related to its trading activities together with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 515.30 Td (gains and losses related to non-derivative instruments within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 503.30 Td (the same trading portfolios, as this represents the way these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 491.30 Td (portfolios are risk managed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 479.30 Td (The amounts recognized in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 165.07 479.30 Td (Other r) Tj ET Q q 0 0 0 rg BT 194.42 479.30 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.18 479.30 Td ( in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 467.30 Td (Consolidated Statement of Income related to derivatives not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 455.30 Td (designated in a qualifying hedging relationship are shown ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 443.30 Td (below) Tj ET Q q 0 0 0 rg BT 59.79 443.30 Td (. ) Tj ET Q q 0 0 0 rg BT 64.61 443.30 Td (The table below does not include any of) Tj ET Q q 0 0 0 rg BT 224.66 443.30 Td (fsetting gains/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 431.30 Td (losses on the economically hedged items to the extent such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 419.30 Td (amounts are also recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 153.46 419.30 Td (Other r) Tj ET Q q 0 0 0 rg BT 182.81 419.30 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.56 419.30 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 355.80 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 120.50 355.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 175.50 355.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 355.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 327.80 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 120.50 327.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 175.50 327.80 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 327.80 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 120.5 383.8 m 175.5 383.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 175.5 383.8 m 230.5 383.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 383.8 m 120.5 383.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 369.8 m 120.5 369.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 120.5 383.8 m 175.5 383.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 120.5 369.8 m 175.5 369.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 175.5 383.8 m 230.5 383.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 175.5 369.8 m 230.5 369.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 383.8 m 285.5 383.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 369.8 m 285.5 369.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 175.5 369.8 m 230.5 369.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 369.8 m 285.5 369.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 313.8 m 120.5 313.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 120.5 313.8 m 175.5 313.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 175.5 313.8 m 230.5 313.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 313.8 m 285.5 313.8 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 388.25 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 153.85 397.25 Td (Gains \(losses\) included in ) Tj ET Q BT /F4 9.00 Tf ET q 0 0 0 rg BT 175.85 388.25 Td (Other revenue) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 374.05 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 138.50 374.25 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 193.50 374.26 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.50 374.26 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 360.26 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 123.00 360.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 160.00 360.25 Td (\(54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.00 360.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.00 360.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.00 360.26 Td (\(81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 360.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 360.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 360.26 Td (1) Tj ET Q q 0 0 0 rg BT 273.00 360.26 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 346.26 Td (Foreign exchange) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 158.50 346.25 Td (244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 346.26 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 346.26 Td (\(39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 346.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 332.26 Td (Credit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.50 332.25 Td (\(494) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.00 332.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.75 332.26 Td (\(1,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 332.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 332.26 Td (476) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 318.25 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 318.25 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 123.00 318.25 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 155.50 318.25 Td (\(304) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 172.00 318.25 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 178.00 318.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.75 318.26 Td (\(1,078) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 318.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 233.00 318.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.50 318.26 Td (554) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 290.30 Td (Accounting for) Tj ET Q q 0 0 0 rg BT 99.98 290.30 Td ( Derivative Hedging) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 278.30 Td (Citigroup accounts for its hedging activities in accordance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 266.30 Td (with ) Tj ET Q q 0 0 0 rg BT 55.73 266.30 Td (ASC 815, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 97.68 266.30 Td (Derivatives and Hedging) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.21 266.30 Td (. ) Tj ET Q q 0 0 0 rg BT 202.66 266.30 Td (As a general rule, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 254.30 Td (hedge accounting is permitted where the Company is exposed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 242.30 Td (to a particular risk, such as interest rate or foreign exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 230.30 Td (risk, that causes changes in the fair value of an asset or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 218.30 Td (liability or variability in the expected future cash flows of an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 206.30 Td (existing asset, liability or a forecasted transaction that may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 194.30 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 194.30 Td (fect earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 182.30 Td (Derivative contracts hedging the risks associated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 170.30 Td (changes in fair value are referred to as fair value hedges, while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 158.30 Td (contracts hedging the variability of expected future cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 146.30 Td (are cash flow hedges. Hedges that utilize derivatives or debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 134.30 Td (instruments to manage the foreign exchange risk associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 122.30 Td (with equity investments in non-U.S.-dollar) Tj ET Q q 0 0 0 rg BT 206.89 122.30 Td (-functional-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 110.30 Td (currency foreign subsidiaries \(net investment in a foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 98.30 Td (operation\) are net investment hedges.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 86.30 Td (T) Tj ET Q q 0 0 0 rg BT 59.41 86.30 Td (o qualify as an accounting hedge under the hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 74.30 Td (accounting rules \(versus an economic hedge where hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 62.30 Td (accounting is not applied\), a hedging relationship must be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 50.30 Td (highly ef) Tj ET Q q 0 0 0 rg BT 71.64 50.30 Td (fective in of) Tj ET Q q 0 0 0 rg BT 119.77 50.30 Td (fsetting the risk designated as being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 611.30 Td (hedged. ) Tj ET Q q 0 0 0 rg BT 357.70 611.30 Td (The hedge relationship must be formally documented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 599.30 Td (at inception, detailing the particular risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 587.30 Td (objective and strategy for the hedge. ) Tj ET Q q 0 0 0 rg BT 471.82 587.30 Td (This includes the item ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 575.30 Td (and risk\(s\) being hedged, the hedging instrument being used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 563.30 Td (and how ef) Tj ET Q q 0 0 0 rg BT 368.25 563.30 Td (fectiveness will be assessed. ) Tj ET Q q 0 0 0 rg BT 483.87 563.30 Td (The ef) Tj ET Q q 0 0 0 rg BT 509.50 563.30 Td (fectiveness of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 551.30 Td (these hedging relationships is evaluated at hedge inception and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 539.30 Td (on an ongoing basis both on a retrospective and prospective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 527.30 Td (basis, typically using quantitative measures of correlation, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 515.30 Td (with hedge inef) Tj ET Q q 0 0 0 rg BT 386.02 515.30 Td (fectiveness measured and recorded in current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 503.30 Td (earnings. Hedge ef) Tj ET Q q 0 0 0 rg BT 399.06 503.30 Td (fectiveness assessment methodologies are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 491.30 Td (performed in a similar manner for similar hedges, and are used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 479.30 Td (consistently throughout the hedging relationships. ) Tj ET Q q 0 0 0 rg BT 526.02 479.30 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 467.30 Td (assessment of ef) Tj ET Q q 0 0 0 rg BT 389.36 467.30 Td (fectiveness may exclude changes in the value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 455.30 Td (of the hedged item that are unrelated to the risks being hedged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 443.30 Td (and the changes in fair value of the derivative associated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 431.30 Td (time value. ) Tj ET Q q 0 0 0 rg BT 370.75 431.30 Td (These excluded items are recognized in current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 419.30 Td (earnings for the hedging derivative, while changes in the value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 407.30 Td (of a hedged item that are not related to the hedged risk are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 395.30 Td (recorded.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 371.30 Td (Discontinued Hedge ) Tj ET Q q 0 0 0 rg BT 411.79 371.30 Td (Accounting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 359.30 Td (A) Tj ET Q q 0 0 0 rg BT 330.67 359.30 Td ( hedging instrument must be highly ef) Tj ET Q q 0 0 0 rg BT 482.69 359.30 Td (fective in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 347.30 Td (accomplishing the hedge objective of of) Tj ET Q q 0 0 0 rg BT 484.04 347.30 Td (fsetting either changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 335.30 Td (in the fair value or cash flows of the hedged item for the risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 323.30 Td (being hedged. Management may voluntarily de-designate an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 311.30 Td (accounting hedge at any time, but if a hedge relationship is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 299.30 Td (highly ef) Tj ET Q q 0 0 0 rg BT 359.64 299.30 Td (fective, it no longer qualifies for hedge accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 287.30 Td (and must be de-designated. Subsequent changes in the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 275.30 Td (value of the derivative are recognized in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 487.53 275.30 Td (Other r) Tj ET Q q 0 0 0 rg BT 516.88 275.30 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.63 275.30 Td ( or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 263.30 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.72 263.30 Td (, similar to trading derivatives, with no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 251.30 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 251.30 Td (fset recorded related to the hedged item.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 239.30 Td (For fair value hedges, any changes in the fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 227.30 Td (hedged item remain as part of the basis of the asset or liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 215.30 Td (and are ultimately realized as an element of the yield on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 203.30 Td (item. For cash flow hedges, changes in fair value of the end-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 191.30 Td (user derivative remain in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 426.18 191.30 Td (Accumulated other compr) Tj ET Q q 0 0 0 rg BT 529.67 191.30 Td (ehensive ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 179.30 Td (income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.60 179.30 Td ( \(AOCI\) and are included in the earnings of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 167.30 Td (future periods when the forecasted hedged cash flows impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 155.30 Td (earnings. However) Tj ET Q q 0 0 0 rg BT 399.13 155.30 Td (, if it becomes probable that some or all of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 143.30 Td (the hedged forecasted transactions will not occur) Tj ET Q q 0 0 0 rg BT 519.08 143.30 Td (, any amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 131.30 Td (that remain in ) Tj ET Q q 0 0 0 rg BT 381.49 131.30 Td (AOCI) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 405.93 131.30 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.43 131.30 Td (related to these transactions must be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 119.30 Td (immediately reflected in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 424.23 119.30 Td (Other r) Tj ET Q q 0 0 0 rg BT 453.58 119.30 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.34 119.30 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 107.30 Td (The foregoing criteria are applied on a decentralized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 95.30 Td (basis, consistent with the level at which market risk is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 83.30 Td (managed, but are subject to various limits and controls. ) Tj ET Q q 0 0 0 rg BT 547.38 83.30 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 71.30 Td (underlying asset, liability or forecasted transaction may be an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 59.30 Td (individual item or a portfolio of similar items.) Tj ET Q endstream endobj 483 0 obj <> endobj 484 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (241) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 749.25 Td (alue Hedges) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Hedging of Benchmark Interest Rate Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 713.25 Td (s fair value hedges are primarily hedges of fixed-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (rate long-term debt or assets, such as available-for) Tj ET Q q 0 0 0 rg BT 236.83 701.25 Td (-sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.25 Td (Citigroup hedges exposure to changes in the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (outstanding fixed-rate issued debt. ) Tj ET Q q 0 0 0 rg BT 176.06 665.25 Td (These hedges are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (designated as fair value hedges of the benchmark interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (risk associated with the currency of the hedged liability) Tj ET Q q 0 0 0 rg BT 256.95 641.25 Td (. ) Tj ET Q q 0 0 0 rg BT 261.77 641.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (fixed cash flows of the hedged items are typically converted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (benchmark variable-rate cash flows by entering into receive-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (fixed, pay-variable interest rate swaps. By designating an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (interest rate swap contract as a hedging instrument and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (electing to apply ) Tj ET Q q 0 0 0 rg BT 104.59 581.25 Td (ASC 815 fair value hedge accounting, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (carrying value of the debt is adjusted to reflect the impact of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (changes in the benchmark interest rate, with such changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (value recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 107.91 545.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 137.26 545.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.01 545.25 Td (. ) Tj ET Q q 0 0 0 rg BT 169.83 545.25 Td (The related interest rate swap ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (is recorded on the balance sheet at fair value, with changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (fair value also reflected in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 142.89 521.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 172.24 521.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.99 521.25 Td (. ) Tj ET Q q 0 0 0 rg BT 204.81 521.25 Td (These amounts are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (expected to, and generally do, of) Tj ET Q q 0 0 0 rg BT 166.60 509.25 Td (fset. ) Tj ET Q q 0 0 0 rg BT 185.49 509.25 Td (Any net amount, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (representing hedge inef) Tj ET Q q 0 0 0 rg BT 129.67 497.25 Td (fectiveness, is automatically reflected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (in current earnings. ) Tj ET Q q 0 0 0 rg BT 115.79 485.25 Td (These fair value hedge relationships use ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (either regression or dollar) Tj ET Q q 0 0 0 rg BT 138.82 473.25 Td (-of) Tj ET Q q 0 0 0 rg BT 150.30 473.25 Td (fset ratio analysis to assess ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (whether the hedging relationships are highly ef) Tj ET Q q 0 0 0 rg BT 224.10 461.25 Td (fective at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (inception and on an ongoing basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.25 Td (Citigroup also hedges its exposure to changes in the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (value of fixed-rate available for sale debt securities due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (changes in benchmark interest rates. ) Tj ET Q q 0 0 0 rg BT 183.54 413.25 Td (The hedging instruments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (are typically receive-variable, pay-fixed interest rate swaps. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (These fair value hedging relationships use either regression or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (dollar) Tj ET Q q 0 0 0 rg BT 59.13 377.25 Td (-of) Tj ET Q q 0 0 0 rg BT 70.60 377.25 Td (fset ratio analysis to assess whether the hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (relationships are highly ef) Tj ET Q q 0 0 0 rg BT 139.96 365.25 Td (fective at inception and on an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (ongoing basis. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Hedging of Foreign Exchange Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Citigroup hedges the change in fair value attributable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (foreign exchange rate movements in available-for) Tj ET Q q 0 0 0 rg BT 522.88 725.25 Td (-sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (securities that are denominated in currencies other than the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (functional currency of the entity holding the securities, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (may be within or outside the U.S. ) Tj ET Q q 0 0 0 rg BT 460.75 689.25 Td (The hedging instrument ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (may be a cross currency swap or a forward foreign exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (contract. ) Tj ET Q q 0 0 0 rg BT 361.02 665.25 Td (When a forward foreign exchange contract is used as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (the hedging instrument, the portion of the change in the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (value of the hedged available-for) Tj ET Q q 0 0 0 rg BT 455.96 641.25 Td (-sale security attributable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (foreign exchange risk \(i.e., spot rates\) is reported in earnings, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (and not ) Tj ET Q q 0 0 0 rg BT 355.67 617.25 Td (AOCI, which of) Tj ET Q q 0 0 0 rg BT 420.20 617.25 Td (fsets the change in the fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (forward contract that is also reflected in earnings. Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (considers the premium associated with forward contracts \(i.e., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (the dif) Tj ET Q q 0 0 0 rg BT 349.64 581.25 Td (ferential between spot and contractual forward rates\) as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (the cost of hedging; this amount is excluded from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (assessment of hedge ef) Tj ET Q q 0 0 0 rg BT 415.73 557.25 Td (fectiveness and reflected directly in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (earnings over the life of the hedge. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (Hedging of Commodity Price Risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (Citigroup hedges the change in fair value attributable to spot ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (price movements in physical commodities inventory) Tj ET Q q 0 0 0 rg BT 533.03 497.25 Td (. ) Tj ET Q q 0 0 0 rg BT 537.85 497.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (hedging instrument is a futures contract to sell the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (commodity) Tj ET Q q 0 0 0 rg BT 368.90 473.25 Td (. In this hedge, the change in the value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (hedged inventory is reflected in earnings, which of) Tj ET Q q 0 0 0 rg BT 527.09 461.25 Td (fsets the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (change in the fair value of the futures contract that is also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (reflected in earnings. ) Tj ET Q q 0 0 0 rg BT 410.07 437.25 Td (Although the change in the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (the hedging instrument recorded in earnings includes changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (in forward rates, Citigroup excludes the dif) Tj ET Q q 0 0 0 rg BT 496.27 413.25 Td (ferential between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (the spot and the contractual forward rates under the futures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (contract from the assessment of hedge ef) Tj ET Q q 0 0 0 rg BT 487.09 389.25 Td (fectiveness. Since the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (assessment is based on changes in fair value attributable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (change in spot prices on both the physical commodity and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (futures contract, the amount of hedge inef) Tj ET Q q 0 0 0 rg BT 491.26 353.25 Td (fectiveness is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (significant. ) Tj ET Q endstream endobj 485 0 obj <> endobj 486 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (242) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The following table summarizes the gains \(losses\) on the Company) Tj ET Q q 0 0 0 rg BT 307.89 749.10 Td (s fair value hedges:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 696.60 391.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 696.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 696.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 696.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 668.60 391.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 668.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 668.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 668.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 640.60 391.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 640.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 640.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 640.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 612.60 391.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 612.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 612.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 612.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 584.60 391.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 584.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 584.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 584.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 556.60 391.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 556.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 556.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 556.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 528.60 391.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 528.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 528.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 528.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 500.60 391.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 500.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 500.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 500.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 472.60 391.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 472.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 472.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 472.60 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 444.60 391.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 444.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 479.50 444.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 444.60 43.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 724.6 m 479.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 724.6 m 532.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 724.6 m 575.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 710.6 m 426.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 724.6 m 479.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 710.6 m 479.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 710.6 m 532.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 710.6 m 575.5 710.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 696.6 m 426.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 696.6 m 479.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 696.6 m 532.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 696.6 m 575.5 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 640.6 m 479.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 640.6 m 532.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 640.6 m 575.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 640.6 m 426.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 626.6 m 426.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 626.6 m 479.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 640.6 m 532.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 626.6 m 532.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 640.6 m 575.5 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 626.6 m 575.5 626.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 570.6 m 479.5 570.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 570.6 m 532.5 570.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 570.6 m 575.5 570.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 570.6 m 426.5 570.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 556.6 m 426.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 570.6 m 479.5 570.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 556.6 m 479.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 570.6 m 532.5 570.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 556.6 m 532.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 570.6 m 575.5 570.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 556.6 m 575.5 556.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 514.6 m 532.5 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 514.6 m 575.5 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 514.6 m 426.5 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 500.6 m 426.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 514.6 m 479.5 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 500.6 m 479.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 514.6 m 532.5 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 500.6 m 532.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 514.6 m 575.5 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 500.6 m 575.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 444.6 m 479.5 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 444.6 m 532.5 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 444.6 m 575.5 444.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 444.6 m 426.5 444.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 430.6 m 426.5 430.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 444.6 m 479.5 444.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 430.6 m 479.5 430.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 444.6 m 532.5 444.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 430.6 m 532.5 430.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 444.6 m 575.5 444.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 430.6 m 575.5 430.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 729.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.50 729.05 Td (Gains \(losses\) on fair) Tj ET Q q 0 0 0 rg BT 511.59 729.05 Td ( value hedges) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 562.59 733.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.65 715.05 Td (Y) Tj ET Q q 0 0 0 rg BT 457.65 715.05 Td (ear) Tj ET Q q 0 0 0 rg BT 469.56 715.05 Td ( ended December) Tj ET Q q 0 0 0 rg BT 535.88 715.05 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 700.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 443.50 701.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 701.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 701.06 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 687.05 Td (Gain \(loss\) on the derivatives in designated and qualifying fair) Tj ET Q q 0 0 0 rg BT 276.70 687.05 Td ( value hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 687.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 687.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 687.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 673.06 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 673.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.15 673.05 Td (\(891) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.65 673.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 673.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 673.06 Td (\(753) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 673.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 673.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 673.06 Td (\(847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 673.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 659.06 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.15 659.05 Td (\(824) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.65 659.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.75 659.06 Td (\(1,415) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 659.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 659.06 Td (1,315) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 645.06 Td (Commodity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.65 645.05 Td (\(17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.65 645.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 645.06 Td (182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 645.06 Td (41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 631.05 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 631.05 Td (otal gain \(loss\) on the derivatives in designated and qualifying fair) Tj ET Q q 0 0 0 rg BT 296.12 631.05 Td ( value hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 631.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.40 631.05 Td (\(1,732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.65 631.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 631.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.75 631.06 Td (\(1,986) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 631.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 631.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 631.06 Td (509) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 617.05 Td (Gain \(loss\) on the hedged item in designated and qualifying fair) Tj ET Q q 0 0 0 rg BT 281.45 617.05 Td ( value hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 617.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 617.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 617.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 603.06 Td (Interest rate hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 603.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.15 603.05 Td (853) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 603.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 603.06 Td (668) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 603.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 603.06 Td (792) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 589.06 Td (Foreign exchange hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.15 589.05 Td (969) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 589.06 Td (1,573) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 589.06 Td (\(1,258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 589.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 575.06 Td (Commodity hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.65 575.05 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 575.06 Td (\(210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 575.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 575.06 Td (\(35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 575.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 561.05 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 561.05 Td (otal gain \(loss\) on the hedged item in designated and qualifying fair) Tj ET Q q 0 0 0 rg BT 300.87 561.05 Td ( value hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 561.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.40 561.05 Td (1,840) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 561.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 561.06 Td (2,031) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 561.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 561.06 Td (\(501) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 561.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 547.05 Td (Hedge ineffectiveness r) Tj ET Q q 0 0 0 rg BT 126.39 547.05 Td (ecognized in earnings on designated and qualifying fair) Tj ET Q q 0 0 0 rg BT 338.00 547.05 Td ( value hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 547.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 547.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 547.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 533.06 Td (Interest rate hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 533.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.65 533.05 Td (\(31) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.65 533.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 533.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 533.06 Td (\(84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 533.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 533.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 533.06 Td (\(47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 533.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 519.06 Td (Foreign exchange hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.65 519.05 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.50 519.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 519.06 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 519.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 505.05 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 505.05 Td (otal hedge ineffectiveness r) Tj ET Q q 0 0 0 rg BT 146.32 505.05 Td (ecognized in earnings on designated and qualifying fair) Tj ET Q q 0 0 0 rg BT 357.93 505.05 Td ( value hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 505.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.65 505.05 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 505.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 505.06 Td (\(80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 505.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 505.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 505.06 Td (\(70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 505.06 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 491.05 Td (Net gain \(loss\) excluded fr) Tj ET Q q 0 0 0 rg BT 137.91 491.05 Td (om assessment of the effectiveness of fair) Tj ET Q q 0 0 0 rg BT 294.20 491.05 Td ( value hedges) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 491.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 491.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 491.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 477.06 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 477.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.15 477.05 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.65 477.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 477.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.50 477.06 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 477.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 477.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 477.06 Td (\(8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 477.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 463.06 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.96 467.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.65 463.05 Td (96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 463.06 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 463.06 Td (80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 449.06 Td (Commodity hedges) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 108.25 453.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.15 449.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 449.06 Td (\(28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 449.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 449.06 Td (6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 435.05 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 435.05 Td (otal net gain \(loss\) excluded fr) Tj ET Q q 0 0 0 rg BT 158.26 435.05 Td (om assessment of the effectiveness of fair) Tj ET Q q 0 0 0 rg BT 314.55 435.05 Td ( value hedges) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 435.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.65 435.05 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 435.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 515.50 435.06 Td (125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 435.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 435.06 Td (78) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 413.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 413.50 Td (Amounts are included in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 134.87 413.50 Td (Other r) Tj ET Q q 0 0 0 rg BT 158.35 413.50 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 180.55 413.50 Td ( or ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 191.22 413.50 Td (Principal T) Tj ET Q q 0 0 0 rg BT 227.45 413.50 Td (ransactions) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 264.78 413.50 Td ( in the Consolidated Statement of Income. ) Tj ET Q q 0 0 0 rg BT 401.50 413.50 Td (The accrued interest income on fair value hedges is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 403.90 Td (recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 92.20 403.90 Td (Net inter) Tj ET Q q 0 0 0 rg BT 120.13 403.90 Td (est r) Tj ET Q q 0 0 0 rg BT 133.83 403.90 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 156.03 403.90 Td ( and is excluded from this table. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 394.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 394.30 Td (Amounts relate to the premium associated with forward contracts \(dif) Tj ET Q q 0 0 0 rg BT 276.68 394.30 Td (ferential between spot and contractual forward rates\). ) Tj ET Q q 0 0 0 rg BT 449.34 394.30 Td (These amounts are excluded from the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 384.70 Td (assessment of hedge ef) Tj ET Q q 0 0 0 rg BT 127.39 384.70 Td (fectiveness and are reflected directly in earnings. ) Tj ET Q endstream endobj 487 0 obj <> endobj 488 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (243) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Cash Flow Hedges) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Hedging of Benchmark Interest Rate Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Citigroup hedges the variability of forecasted cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (associated with floating-rate assets/liabilities and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (forecasted transactions. ) Tj ET Q q 0 0 0 rg BT 132.17 689.25 Td (V) Tj ET Q q 0 0 0 rg BT 138.28 689.25 Td (ariable cash flows from those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (liabilities are synthetically converted to fixed-rate cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (by entering into receive-variable, pay-fixed interest rate swaps ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (and receive-variable, pay-fixed forward-starting interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (swaps. ) Tj ET Q q 0 0 0 rg BT 65.26 641.25 Td (V) Tj ET Q q 0 0 0 rg BT 71.38 641.25 Td (ariable cash flows associated with certain assets are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (synthetically converted to fixed-rate cash flows by entering ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (into receive-fixed, pay-variable interest rate swaps. ) Tj ET Q q 0 0 0 rg BT 242.95 617.25 Td (These cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (flow hedging relationships use either regression analysis or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (dollar) Tj ET Q q 0 0 0 rg BT 59.13 593.25 Td (-of) Tj ET Q q 0 0 0 rg BT 70.60 593.25 Td (fset ratio analysis to assess whether the hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (relationships are highly ef) Tj ET Q q 0 0 0 rg BT 139.96 581.25 Td (fective at inception and on an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (ongoing basis. ) Tj ET Q q 0 0 0 rg BT 96.10 569.25 Td (When the variable interest rates associated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (hedged items do not qualify as benchmark interest rates, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (Citigroup designates the risk being hedged as the risk of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (overall variability in the hedged cash flows. Because ef) Tj ET Q q 0 0 0 rg BT 257.13 533.25 Td (forts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (are made to match the terms of the derivatives to those of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (hedged forecasted cash flows as closely as possible, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (amount of hedge inef) Tj ET Q q 0 0 0 rg BT 121.07 497.25 Td (fectiveness is not significant.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.25 Td (For cash flow hedges in which derivatives hedge the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (variability of forecasted cash flows related to recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (assets, liabilities or forecasted transactions, the accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (treatment depends on the ef) Tj ET Q q 0 0 0 rg BT 146.33 449.25 Td (fectiveness of the hedge. ) Tj ET Q q 0 0 0 rg BT 247.50 449.25 Td (T) Tj ET Q q 0 0 0 rg BT 252.91 449.25 Td (o the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (extent that these derivatives are ef) Tj ET Q q 0 0 0 rg BT 172.14 437.25 Td (fective in of) Tj ET Q q 0 0 0 rg BT 220.27 437.25 Td (fsetting the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (variability of the forecasted hedged cash flows, the ef) Tj ET Q q 0 0 0 rg BT 249.90 425.25 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (portion of the changes in the derivatives) Tj ET Q q 0 0 0 rg BT 199.10 413.25 Td ( fair values will not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (be included in current earnings, but will be reported in) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 541.71 749.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.21 749.10 Td (AOCI. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (These changes in fair value will be included in the earnings of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (future periods when the hedged cash flows impact earnings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.41 713.10 Td (o the extent that these derivatives are not fully ef) Tj ET Q q 0 0 0 rg BT 524.43 713.10 Td (fective, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (changes in their fair values are immediately included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 548.64 701.10 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (r) Tj ET Q q 0 0 0 rg BT 327.52 689.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.27 689.10 Td (. Citigroup) Tj ET Q q 0 0 0 rg BT 401.39 689.10 Td (s cash flow hedges primarily include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (hedges of floating-rate assets or liabilities which may include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (loans as well as forecasted transactions.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Hedging of Foreign Exchange Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (Citigroup locks in the functional currency equivalent cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (flows of long-term debt and short-term borrowings that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (denominated in currencies other than the functional currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (of the issuing entity) Tj ET Q q 0 0 0 rg BT 402.51 593.10 Td (. Depending on risk management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (objectives, these types of hedges are designated either as cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (flow hedges of foreign exchange risk only or cash flow hedges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (of both foreign exchange risk and interest rate risk, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (hedging instruments are foreign exchange cross-currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (swaps and forward contracts. ) Tj ET Q q 0 0 0 rg BT 442.95 533.10 Td (These cash flow hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (relationships use dollar) Tj ET Q q 0 0 0 rg BT 416.56 521.10 Td (-of) Tj ET Q q 0 0 0 rg BT 428.04 521.10 Td (fset ratio analysis to determine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (whether the hedging relationships are highly ef) Tj ET Q q 0 0 0 rg BT 512.10 509.10 Td (fective at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (inception and on an ongoing basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 485.10 Td (The amount of hedge inef) Tj ET Q q 0 0 0 rg BT 445.12 485.10 Td (fectiveness on the cash flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (hedges recognized in earnings for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.16 473.10 Td (years ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.64 473.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 461.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.58 461.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.58 461.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.02 461.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.02 461.10 Td ( is not significant. ) Tj ET Q q 0 0 0 rg BT 541.00 461.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (pretax change in ) Tj ET Q q 0 0 0 rg BT 392.03 449.10 Td (AOCI from cash flow hedges is presented in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (the table below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 374.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 374.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 374.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 374.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 346.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 346.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 346.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 346.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 318.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 318.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 318.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 318.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 290.75 348.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 290.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 290.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 290.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 388.75 m 447.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 388.75 m 511.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 388.75 m 575.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 374.75 m 383.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 388.75 m 447.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 374.75 m 447.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 388.75 m 511.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 374.75 m 511.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 388.75 m 575.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 374.75 m 575.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 332.75 m 383.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 318.75 m 383.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 332.75 m 447.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 318.75 m 447.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 332.75 m 511.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 318.75 m 511.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 332.75 m 575.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 318.75 m 575.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 276.75 m 447.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 276.75 m 383.5 276.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 262.75 m 383.5 262.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 262.75 m 447.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 276.75 m 511.5 276.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 262.75 m 511.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 276.75 m 575.5 276.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 262.75 m 575.5 262.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 392.98 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.15 393.20 Td (Y) Tj ET Q q 0 0 0 rg BT 436.15 393.20 Td (ear) Tj ET Q q 0 0 0 rg BT 448.06 393.20 Td ( ended December) Tj ET Q q 0 0 0 rg BT 514.38 393.20 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 379.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.00 379.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 379.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 379.21 Td (2015) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 365.20 Td (Effective portion of cash flow hedges included in ) Tj ET Q q 0 0 0 rg BT 225.75 365.20 Td (AOCI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 365.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 365.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 365.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 351.21 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 351.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 351.20 Td (\(165) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 351.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 351.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 351.21 Td (\(219) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 351.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 351.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 351.21 Td (357) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 337.21 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.50 337.20 Td (\(8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 337.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.00 337.21 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 337.21 Td (\(220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 337.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 323.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 323.20 Td (otal effective portion of cash flow hedges included in ) Tj ET Q q 0 0 0 rg BT 245.67 323.20 Td (AOCI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 323.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 323.20 Td (\(173) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 323.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 323.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 323.21 Td (\(150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 323.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 323.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 323.21 Td (137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 309.20 Td (Effective portion of cash flow hedges r) Tj ET Q q 0 0 0 rg BT 184.81 309.20 Td (eclassified fr) Tj ET Q q 0 0 0 rg BT 232.88 309.20 Td (om ) Tj ET Q q 0 0 0 rg BT 246.63 309.20 Td (AOCI to earnings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 309.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 295.21 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 295.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 295.20 Td (\(126) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 295.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 295.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 295.21 Td (\(140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 295.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 295.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 295.21 Td (\(186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 295.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 281.21 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 281.20 Td (\(10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 281.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 281.21 Td (\(93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 281.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 281.21 Td (\(146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 281.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 267.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 267.20 Td (otal effective portion of cash flow hedges r) Tj ET Q q 0 0 0 rg BT 204.73 267.20 Td (eclassified fr) Tj ET Q q 0 0 0 rg BT 252.80 267.20 Td (om ) Tj ET Q q 0 0 0 rg BT 266.55 267.20 Td (AOCI to earnings) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 335.05 271.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 267.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 267.20 Td (\(136) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 267.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 267.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 267.21 Td (\(233) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 267.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 267.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 267.21 Td (\(332) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 267.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 245.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 245.65 Td (Included primarily in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 123.98 245.65 Td (Other r) Tj ET Q q 0 0 0 rg BT 147.46 245.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 169.66 245.65 Td ( and ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 185.21 245.65 Td (Net inter) Tj ET Q q 0 0 0 rg BT 213.14 245.65 Td (est r) Tj ET Q q 0 0 0 rg BT 226.84 245.65 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.04 245.65 Td ( in the Consolidated Statement of Income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 224.65 Td (For cash flow hedges, the changes in the fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 212.65 Td (hedging derivative remain in ) Tj ET Q q 0 0 0 rg BT 153.19 212.65 Td (AOCI on the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 200.65 Td (Balance Sheet and will be included in the earnings of future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 188.65 Td (periods to of) Tj ET Q q 0 0 0 rg BT 86.37 188.65 Td (fset the variability of the hedged cash flows when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 176.65 Td (such cash flows af) Tj ET Q q 0 0 0 rg BT 109.41 176.65 Td (fect earnings. ) Tj ET Q q 0 0 0 rg BT 165.59 176.65 Td (The net gain associated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 164.65 Td (cash flow hedges expected to be reclassified from ) Tj ET Q q 0 0 0 rg BT 237.04 164.65 Td (AOCI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 152.65 Td (within 12months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.33 152.65 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.92 152.65 Td ( is approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.85 152.65 Td ($0.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 140.65 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 140.65 Td (. ) Tj ET Q q 0 0 0 rg BT 66.93 140.65 Td (The maximum length of time over which forecasted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 128.65 Td (cash flows are hedged is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.24 128.65 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.24 128.65 Td ( years.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 116.65 Td (The after) Tj ET Q q 0 0 0 rg BT 90.16 116.65 Td (-tax impact of cash flow hedges on ) Tj ET Q q 0 0 0 rg BT 232.07 116.65 Td (AOCI is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 104.65 Td (shown in Note19 to the Consolidated Financial Statements.) Tj ET Q endstream endobj 489 0 obj <> endobj 490 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (244) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Net Investment Hedges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Consistent with ) Tj ET Q q 0 0 0 rg BT 100.45 737.25 Td (ASC 830-20, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 155.74 737.25 Td (For) Tj ET Q q 0 0 0 rg BT 170.37 737.25 Td (eign Curr) Tj ET Q q 0 0 0 rg BT 209.16 737.25 Td (ency Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (For) Tj ET Q q 0 0 0 rg BT 50.63 725.25 Td (eign Curr) Tj ET Q q 0 0 0 rg BT 89.43 725.25 Td (ency T) Tj ET Q q 0 0 0 rg BT 115.25 725.25 Td (ransactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.92 725.25 Td (, ) Tj ET Q q 0 0 0 rg BT 166.37 725.25 Td (ASC 815 allows the hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (of the foreign currency risk of a net investment in a foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (operation. Citigroup uses foreign currency forwards, cross-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (currency swaps, options and foreign currency-denominated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (debt instruments to manage the foreign exchange risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (associated with Citigroup) Tj ET Q q 0 0 0 rg BT 140.99 665.25 Td (s equity investments in several non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (U.S.-dollar) Tj ET Q q 0 0 0 rg BT 80.24 653.25 Td (-functional-currency foreign subsidiaries. Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (records the change in the carrying amount of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (investments in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 111.27 629.25 Td (For) Tj ET Q q 0 0 0 rg BT 125.90 629.25 Td (eign curr) Tj ET Q q 0 0 0 rg BT 162.46 629.25 Td (ency translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.56 629.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (account within ) Tj ET Q q 0 0 0 rg BT 97.10 617.25 Td (AOCI. Simultaneously) Tj ET Q q 0 0 0 rg BT 188.11 617.25 Td (, the ef) Tj ET Q q 0 0 0 rg BT 215.42 617.25 Td (fective portion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (the hedge of this exposure is also recorded in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 233.72 605.25 Td (For) Tj ET Q q 0 0 0 rg BT 248.35 605.25 Td (eign ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (curr) Tj ET Q q 0 0 0 rg BT 52.85 593.25 Td (ency translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.95 593.25 Td ( account and any inef) Tj ET Q q 0 0 0 rg BT 249.29 593.25 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (portion is immediately recorded in earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 569.25 Td (For derivatives designated as net investment hedges, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (Citigroup follows the forward-rate method outlined in ) Tj ET Q q 0 0 0 rg BT 254.01 557.25 Td (ASC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (815-35-35. ) Tj ET Q q 0 0 0 rg BT 82.11 545.25 Td (According to that method, all changes in fair value, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (including changes related to the forward-rate component of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (the foreign currency forward contracts and the time value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (foreign currency options, are recorded in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 216.48 509.25 Td (For) Tj ET Q q 0 0 0 rg BT 231.11 509.25 Td (eign curr) Tj ET Q q 0 0 0 rg BT 267.67 509.25 Td (ency ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.28 497.25 Td ( account within ) Tj ET Q q 0 0 0 rg BT 189.88 497.25 Td (AOCI.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.25 Td (For foreign currency-denominated debt instruments that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (are designated as hedges of net investments, the translation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (gain or loss that is recorded in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 173.74 461.25 Td (For) Tj ET Q q 0 0 0 rg BT 188.37 461.25 Td (eign curr) Tj ET Q q 0 0 0 rg BT 224.94 461.25 Td (ency ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.28 449.25 Td ( account is based on the spot exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (rate between the functional currency of the respective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (subsidiary and the U.S. dollar) Tj ET Q q 0 0 0 rg BT 154.47 425.25 Td (, which is the functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (currency of Citigroup. ) Tj ET Q q 0 0 0 rg BT 127.46 413.25 Td (T) Tj ET Q q 0 0 0 rg BT 132.87 413.25 Td (o the extent the notional amount of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (hedging instrument exactly matches the hedged net investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (and the underlying exchange rate of the derivative hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (instrument relates to the exchange rate between the functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (currency of the net investment and Citigroup) Tj ET Q q 0 0 0 rg BT 218.17 365.25 Td (s functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (currency \(or) Tj ET Q q 0 0 0 rg BT 84.74 353.25 Td (, in the case of a non-derivative debt instrument, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (such instrument is denominated in the functional currency of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (the net investment\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.65 329.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.65 329.25 Td ( inef) Tj ET Q q 0 0 0 rg BT 145.51 329.25 Td (fectiveness is recorded in earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 317.25 Td (The pretax gain \(loss\) recorded in the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 206.44 317.25 Td (For) Tj ET Q q 0 0 0 rg BT 221.07 317.25 Td (eign curr) Tj ET Q q 0 0 0 rg BT 257.64 317.25 Td (ency ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.28 305.25 Td ( account within ) Tj ET Q q 0 0 0 rg BT 189.88 305.25 Td (AOCI, related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (ef) Tj ET Q q 0 0 0 rg BT 43.59 293.25 Td (fective portion of the net investment hedges, is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.26 293.25 Td ($2,528 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 281.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.89 281.25 Td ($\(220\) million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.94 281.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.38 281.25 Td ($2,475 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.27 281.25 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.65 281.25 Td (years ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.13 281.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 269.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.58 269.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.58 269.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.02 269.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.02 269.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 231.68 269.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (Economic Hedges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (Citigroup often uses economic hedges when hedge accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (would be too complex or operationally burdensome. End-user ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (derivatives that are economic hedges are carried at fair value, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (with changes in value included in either ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 197.89 197.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.62 197.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 46.83 185.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 76.18 185.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.93 185.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.25 Td (For asset/liability management hedging, fixed-rate long-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (term debt is recorded at amortized cost under GAAP) Tj ET Q q 0 0 0 rg BT 245.38 161.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 149.25 Td (For other hedges that either do not meet the ) Tj ET Q q 0 0 0 rg BT 230.34 149.25 Td (ASC 815 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (hedging criteria or for which management decides not to apply ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (ASC 815 hedge accounting, the derivative is recorded at fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (value on the balance sheet with the associated changes in fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (value recorded in earnings, while the debt continues to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (carried at amortized cost. ) Tj ET Q q 0 0 0 rg BT 139.38 89.25 Td (Therefore, current earnings are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 77.25 Td (fected by the interest rate shifts and other factors that cause a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (change in the swap) Tj ET Q q 0 0 0 rg BT 115.14 65.25 Td (s value, but for which no of) Tj ET Q q 0 0 0 rg BT 225.21 65.25 Td (fsetting change ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (in value is recorded on the debt.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (Citigroup may alternatively elect to account for the debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (at fair value under the fair value option. Once the irrevocable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (election is made upon issuance of the debt, the full change in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (fair value of the debt is reported in earnings. ) Tj ET Q q 0 0 0 rg BT 503.76 713.10 Td (The changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (fair value of the related interest rate swap are also reflected in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (earnings, which provides a natural of) Tj ET Q q 0 0 0 rg BT 472.11 689.10 Td (fset to the debt) Tj ET Q q 0 0 0 rg BT 534.03 689.10 Td (s fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (value change. ) Tj ET Q q 0 0 0 rg BT 381.29 677.10 Td (T) Tj ET Q q 0 0 0 rg BT 386.70 677.10 Td (o the extent the two amounts dif) Tj ET Q q 0 0 0 rg BT 515.38 677.10 Td (fer because the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (full change in the fair value of the debt includes risks not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (of) Tj ET Q q 0 0 0 rg BT 332.15 653.10 Td (fset by the interest rate swap, the dif) Tj ET Q q 0 0 0 rg BT 476.92 653.10 Td (ference is automatically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (captured in current earnings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 629.10 Td (Additional economic hedges include hedges of the credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (risk component of commercial loans and loan commitments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (Citigroup periodically evaluates its hedging strategies in other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (areas and may designate either an accounting hedge or an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (economic hedge after considering the relative costs and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (benefits. Economic hedges are also employed when the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (hedged item itself is marked to market through current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (earnings, such as hedges of commitments to originate one- to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (four) Tj ET Q q 0 0 0 rg BT 340.46 533.10 Td (-family mortgage loans to be held for sale and MSRs.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (Cr) Tj ET Q q 0 0 0 rg BT 335.48 509.10 Td (edit Derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (Citi is a market maker and trades a range of credit derivatives. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (Through these contracts, Citi either purchases or writes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (protection on either a single name or a portfolio of reference ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (credits. Citi also uses credit derivatives to help mitigate credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (risk in its corporate and consumer loan portfolios and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (cash positions and to facilitate client transactions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 425.10 Td (Citi monitors its counterparty credit risk in credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (derivative contracts. ) Tj ET Q q 0 0 0 rg BT 407.02 413.10 Td (As of both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.74 413.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.33 413.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 401.10 Td (, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.84 401.10 Td (98%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.17 401.10 Td ( of the gross ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (receivables are from counterparties with which Citi maintains ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (collateral agreements. ) Tj ET Q q 0 0 0 rg BT 413.68 377.10 Td (A) Tj ET Q q 0 0 0 rg BT 420.35 377.10 Td ( majority of Citi) Tj ET Q q 0 0 0 rg BT 487.84 377.10 Td (s top ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.51 377.10 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.51 377.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (counterparties \(by receivable balance owed to Citi\) are banks, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (financial institutions or other dealers. Contracts with these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (counterparties do not include ratings-based termination events. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (However) Tj ET Q q 0 0 0 rg BT 360.25 329.10 Td (, counterparty ratings downgrades may have an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (incremental ef) Tj ET Q q 0 0 0 rg BT 381.29 317.10 Td (fect by lowering the threshold at which Citi may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (call for additional collateral. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 293.10 Td (The range of credit derivatives entered into includes credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (default swaps, total return swaps, credit options and credit-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (linked notes. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 257.10 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 257.10 Td ( credit default swap is a contract in which, for a fee, a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (protection seller agrees to reimburse a protection buyer for any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (losses that occur due to a predefined credit event on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (reference entity) Tj ET Q q 0 0 0 rg BT 385.81 221.10 Td (. ) Tj ET Q q 0 0 0 rg BT 390.63 221.10 Td (These credit events are defined by the terms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (of the derivative contract and the reference credit and are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (generally limited to the market standard of failure to pay on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (indebtedness and bankruptcy of the reference credit and, in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (more limited range of transactions, debt restructuring. Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (derivative transactions that reference emer) Tj ET Q q 0 0 0 rg BT 493.73 161.10 Td (ging market entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (also typically include additional credit events to cover the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (acceleration of indebtedness and the risk of repudiation or a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (payment moratorium. In certain transactions, protection may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (be provided on a portfolio of reference entities or asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (securities. If there is no credit event, as defined by the specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (derivative contract, then the protection seller makes no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (payments to the protection buyer and receives only the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (contractually specified fee. However) Tj ET Q q 0 0 0 rg BT 470.75 65.10 Td (, if a credit event occurs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (as defined in the specific derivative contract sold, the ) Tj ET Q endstream endobj 491 0 obj <> endobj 492 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (245) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (protection seller will be required to make a payment to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (protection buyer) Tj ET Q q 0 0 0 rg BT 101.26 737.10 Td (. Under certain contracts, the seller of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (protection may not be required to make a payment until a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (specified amount of losses has occurred with respect to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (portfolio and/or may only be required to pay for losses up to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (specified amount.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (A) Tj ET Q q 0 0 0 rg BT 60.67 677.10 Td ( total return swap typically transfers the total economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (performance of a reference asset, which includes all associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (cash flows, as well as capital appreciation or depreciation. ) Tj ET Q q 0 0 0 rg BT 271.00 653.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (protection buyer receives a floating rate of interest and any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (depreciation on the reference asset from the protection seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (and, in return, the protection seller receives the cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (associated with the reference asset plus any appreciation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (Thus, according to the total return swap agreement, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (protection seller will be obligated to make a payment any time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (the floating interest rate payment plus any depreciation of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (reference asset exceeds the cash flows associated with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (underlying asset. ) Tj ET Q q 0 0 0 rg BT 105.71 545.10 Td (A) Tj ET Q q 0 0 0 rg BT 112.38 545.10 Td ( total return swap may terminate upon a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (default of the reference asset or a credit event with respect to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (the reference entity subject to the provisions of the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (total return swap agreement between the protection seller and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (the protection buyer) Tj ET Q q 0 0 0 rg BT 115.98 497.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.10 Td (A) Tj ET Q q 0 0 0 rg BT 60.67 485.10 Td ( credit option is a credit derivative that allows investors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (to trade or hedge changes in the credit quality of a reference ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (entity) Tj ET Q q 0 0 0 rg BT 58.12 461.10 Td (. For example, in a credit spread option, the option writer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (assumes the obligation to purchase or sell credit protection on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (the reference entity at a specified strike spread level. ) Tj ET Q q 0 0 0 rg BT 257.37 437.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (option purchaser buys the right to sell credit default protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (on the reference entity to, or purchase it from, the option ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (writer at the strike spread level. ) Tj ET Q q 0 0 0 rg BT 164.38 401.10 Td (The payments on credit spread ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (options depend either on a particular credit spread or the price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (of the underlying credit-sensitive asset or other reference ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (entity) Tj ET Q q 0 0 0 rg BT 58.12 365.10 Td (. ) Tj ET Q q 0 0 0 rg BT 62.94 365.10 Td (The options usually terminate if a credit event occurs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (with respect to the underlying reference entity) Tj ET Q q 0 0 0 rg BT 219.72 353.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.10 Td (A) Tj ET Q q 0 0 0 rg BT 60.67 341.10 Td ( credit-linked note is a form of credit derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (structured as a debt security with an embedded credit default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (swap. ) Tj ET Q q 0 0 0 rg BT 61.37 317.10 Td (The purchaser of the note ef) Tj ET Q q 0 0 0 rg BT 173.64 317.10 Td (fectively provides credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (protection to the issuer by agreeing to receive a return that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (could be negatively af) Tj ET Q q 0 0 0 rg BT 124.39 293.10 Td (fected by credit events on the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (reference credit. If the reference entity defaults, the note may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (be cash settled or physically settled by delivery of a debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (security of the reference entity) Tj ET Q q 0 0 0 rg BT 157.51 257.10 Td (. ) Tj ET Q q 0 0 0 rg BT 162.33 257.10 Td (Thus, the maximum amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (the note purchaser) Tj ET Q q 0 0 0 rg BT 109.67 245.10 Td () Tj ET Q q 0 0 0 rg BT 112.45 245.10 Td (s exposure is the amount paid for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (credit-linked note.) Tj ET Q endstream endobj 493 0 obj <> endobj 494 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (246) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (The following tables summarize the key characteristics of Citi) Tj ET Q q 0 0 0 rg BT 287.59 749.10 Td (s credit derivatives portfolio by counterparty and derivative form:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 701.60 148.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.50 701.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 701.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 701.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 701.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 673.60 148.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.50 673.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 673.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 673.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 673.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 645.60 148.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.50 645.60 98.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 645.60 98.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 645.60 98.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 645.60 98.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 608.60 148.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.50 608.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 608.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 608.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 608.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 580.60 148.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.50 580.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 580.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 580.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 580.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 552.60 148.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.50 552.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 552.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 552.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 552.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 524.60 148.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.50 524.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 524.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 524.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 524.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 496.60 148.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.50 496.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 496.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 496.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 496.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 468.60 148.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.50 468.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 468.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 468.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 468.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 440.60 148.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.50 440.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 440.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.50 440.60 98.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.50 440.60 98.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 724.6 m 282.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 724.6 m 380.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 724.6 m 478.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 724.6 m 576.5 724.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 701.6 m 184.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 701.6 m 282.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 724.6 m 380.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 701.6 m 380.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 701.6 m 478.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 701.6 m 576.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 701.6 m 380.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 687.6 m 380.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 673.6 m 380.5 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 659.6 m 380.5 645.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 622.6 m 282.5 622.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 622.6 m 380.5 622.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 645.6 m 380.5 622.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 622.6 m 478.5 622.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 622.6 m 576.5 622.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 622.6 m 184.5 622.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 608.6 m 184.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 622.6 m 282.5 622.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 622.6 m 380.5 622.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 622.6 m 380.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 622.6 m 478.5 622.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 622.6 m 576.5 622.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 608.6 m 576.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 608.6 m 282.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 608.6 m 380.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 608.6 m 380.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 608.6 m 478.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 608.6 m 576.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 594.6 m 380.5 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 566.6 m 282.5 566.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 566.6 m 380.5 566.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 580.6 m 380.5 566.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 566.6 m 478.5 566.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 566.6 m 576.5 566.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 566.6 m 184.5 566.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 552.6 m 184.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 566.6 m 282.5 566.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 566.6 m 380.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 566.6 m 380.5 566.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 566.6 m 478.5 566.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 566.6 m 576.5 566.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 552.6 m 282.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 552.6 m 380.5 538.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 552.6 m 380.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 552.6 m 478.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 552.6 m 576.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 538.6 m 380.5 524.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 510.6 m 282.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 510.6 m 380.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 524.6 m 380.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 510.6 m 478.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 510.6 m 576.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 510.6 m 184.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 496.6 m 184.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 510.6 m 282.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 496.6 m 282.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 510.6 m 380.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 510.6 m 380.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 496.6 m 380.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 510.6 m 478.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 496.6 m 478.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 510.6 m 576.5 510.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 496.6 m 576.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 496.6 m 282.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 496.6 m 380.5 482.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 496.6 m 380.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 496.6 m 478.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 496.6 m 576.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 482.6 m 380.5 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 468.6 m 380.5 454.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 440.6 m 282.5 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 440.6 m 380.5 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 454.6 m 380.5 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 440.6 m 478.5 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 440.6 m 576.5 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 440.6 m 184.5 440.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 426.6 m 184.5 426.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 440.6 m 282.5 440.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 426.6 m 282.5 426.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 440.6 m 380.5 426.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 440.6 m 380.5 440.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 426.6 m 380.5 426.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 440.6 m 478.5 440.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 380.5 426.6 m 478.5 426.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 440.6 m 576.5 440.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 426.6 m 576.5 426.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 729.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.70 729.05 Td (Fair) Tj ET Q q 0 0 0 rg BT 277.11 729.05 Td ( values) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.70 729.05 Td (Notionals) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 705.85 Td (In millions of dollars at December 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.80 706.05 Td (Receivable) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 250.28 710.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.30 706.05 Td (Payable) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 342.80 710.13 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.05 715.05 Td (Pr) Tj ET Q q 0 0 0 rg BT 418.46 715.05 Td (otection) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.05 706.05 Td (pur) Tj ET Q q 0 0 0 rg BT 422.97 706.05 Td (chased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.05 715.05 Td (Pr) Tj ET Q q 0 0 0 rg BT 516.38 715.05 Td (otection) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.20 706.05 Td (sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 692.05 Td (By industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 678.06 Td (Banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 678.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 678.05 Td (7,471) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 678.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.75 678.05 Td (6,669) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 678.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 678.05 Td (264,414) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 678.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 678.05 Td (273,71) Tj ET Q q 0 0 0 rg BT 568.50 678.05 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 664.06 Td (Broker) Tj ET Q q 0 0 0 rg BT 63.90 664.06 Td (-dealers) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 664.05 Td (2,325) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.75 664.05 Td (2,285) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 664.05 Td (73,273) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 664.05 Td (83,229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 650.06 Td (Non-financial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 650.05 Td (70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 650.05 Td (91) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 650.05 Td (1,288) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 650.05 Td (1,140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 636.06 Td (Insurance and other financial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 627.06 Td (institutions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 627.05 Td (10,668) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 627.05 Td (12,488) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 627.05 Td (438,738) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 627.05 Td (377,062) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 613.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 613.05 Td (otal by industry/counterparty) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 613.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 613.05 Td (20,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 613.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 613.05 Td (21,533) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 613.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 613.05 Td (777,713) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 613.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 613.05 Td (735,142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 599.05 Td (By instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 585.06 Td (Credit default swaps and options) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 585.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 585.05 Td (20,251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 585.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 585.05 Td (20,554) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 585.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 585.05 Td (754,1) Tj ET Q q 0 0 0 rg BT 466.00 585.05 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 585.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 585.05 Td (724,228) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 571.06 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 571.06 Td (otal return swaps and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.50 571.05 Td (283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.50 571.05 Td (979) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 571.05 Td (23,599) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 571.05 Td (10,914) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 557.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 557.05 Td (otal by instrument) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 557.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 557.05 Td (20,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 557.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 557.05 Td (21,533) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 557.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 557.05 Td (777,713) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 557.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 557.05 Td (735,142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 543.05 Td (By rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 529.06 Td (Investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 529.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 529.05 Td (10,473) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 529.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 529.05 Td (10,616) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 529.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 529.05 Td (588,324) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 529.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 529.05 Td (557,987) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 515.06 Td (Non-investment grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 515.05 Td (10,061) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 515.05 Td (10,917) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 515.05 Td (189,389) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 515.05 Td (177,155) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 501.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 501.05 Td (otal by rating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 501.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 501.05 Td (20,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 501.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 501.05 Td (21,533) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 501.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 501.05 Td (777,713) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 501.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 501.05 Td (735,142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 487.05 Td (By maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 473.06 Td (W) Tj ET Q q 0 0 0 rg BT 47.31 473.06 Td (ithin 1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 473.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 473.05 Td (2,477) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 473.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.75 473.05 Td (2,914) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 473.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 473.05 Td (231,878) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 473.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 473.05 Td (218,097) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 459.06 Td (From 1 to 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 459.05 Td (16,098) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 459.05 Td (16,435) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 459.05 Td (498,606) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 459.05 Td (476,345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 445.06 Td (After 5years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 445.05 Td (1,959) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.75 445.05 Td (2,184) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.25 445.05 Td (47,229) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 445.05 Td (40,700) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 431.05 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 431.05 Td (otal by maturity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.00 431.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 431.05 Td (20,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 431.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.25 431.05 Td (21,533) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 431.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 431.05 Td (777,713) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.00 431.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 431.05 Td (735,142) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 417.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 417.50 Td (The fair value amount receivable is composed of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 212.16 417.50 Td ($3,195 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 259.27 417.50 Td ( under protection purchased and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.90 417.50 Td ($17,339 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 415.02 417.50 Td ( under protection sold.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 407.90 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 407.90 Td (The fair value amount payable is composed of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.17 407.90 Td ($3,147 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 251.29 407.90 Td ( under protection purchased and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 355.91 407.90 Td ($18,386 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 407.03 407.90 Td ( under protection sold.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 42.00 350.80 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.00 350.80 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 350.80 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 350.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.00 350.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 42.00 322.80 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.00 322.80 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 322.80 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 322.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.00 322.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 42.00 294.80 150.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.00 294.80 90.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 294.80 95.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 294.80 96.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.00 294.80 96.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 42.00 257.80 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.00 257.80 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 257.80 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 257.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.00 257.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 42.00 229.80 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.00 229.80 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 229.80 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 229.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.00 229.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 42.00 201.80 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.00 201.80 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 201.80 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 201.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.00 201.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 42.00 173.80 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.00 173.80 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 173.80 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 173.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.00 173.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 42.00 145.80 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.00 145.80 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 145.80 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 145.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.00 145.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 42.00 117.80 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.00 117.80 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 117.80 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 117.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.00 117.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 42.00 89.80 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.00 89.80 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 89.80 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 89.80 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.00 89.80 96.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192 373.79999999999995 m 282 373.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 373.79999999999995 m 377 373.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 373.79999999999995 m 473 373.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 373.79999999999995 m 569 373.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 42 350.79999999999995 m 192 350.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192 350.79999999999995 m 282 350.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 373.79999999999995 m 377 350.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 350.79999999999995 m 377 350.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 350.79999999999995 m 473 350.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 350.79999999999995 m 569 350.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 350.79999999999995 m 377 336.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 336.79999999999995 m 377 322.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 322.79999999999995 m 377 308.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 308.79999999999995 m 377 294.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 294.79999999999995 m 377 271.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 42 271.79999999999995 m 192 271.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 42 257.79999999999995 m 192 257.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192 271.79999999999995 m 282 271.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 271.79999999999995 m 377 257.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 271.79999999999995 m 377 271.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 271.79999999999995 m 473 271.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 271.79999999999995 m 569 271.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192 257.79999999999995 m 282 257.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 257.79999999999995 m 377 243.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 257.79999999999995 m 377 257.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 257.79999999999995 m 473 257.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 257.79999999999995 m 569 257.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 243.79999999999995 m 377 229.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 229.79999999999995 m 377 215.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 42 215.79999999999995 m 192 215.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 42 201.79999999999995 m 192 201.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192 215.79999999999995 m 282 215.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 215.79999999999995 m 377 201.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 215.79999999999995 m 377 215.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 215.79999999999995 m 473 215.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 215.79999999999995 m 569 215.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192 201.79999999999995 m 282 201.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 201.79999999999995 m 377 187.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 201.79999999999995 m 377 201.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 201.79999999999995 m 473 201.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 201.79999999999995 m 569 201.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 187.79999999999995 m 377 173.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 173.79999999999995 m 377 159.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 42 159.79999999999995 m 192 159.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 42 145.79999999999995 m 192 145.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192 159.79999999999995 m 282 159.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 159.79999999999995 m 377 145.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 159.79999999999995 m 377 159.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 159.79999999999995 m 473 159.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 159.79999999999995 m 569 159.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192 145.79999999999995 m 282 145.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 145.79999999999995 m 377 131.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 145.79999999999995 m 377 145.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 145.79999999999995 m 473 145.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 145.79999999999995 m 569 145.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 131.79999999999995 m 377 117.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 117.79999999999995 m 377 103.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 103.79999999999995 m 377 89.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 42 89.79999999999995 m 192 89.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 42 75.79999999999995 m 192 75.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 192 89.79999999999995 m 282 89.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 192 75.79999999999995 m 282 75.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 89.79999999999995 m 377 75.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 89.79999999999995 m 377 89.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 282 75.79999999999995 m 377 75.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 89.79999999999995 m 473 89.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 377 75.79999999999995 m 473 75.79999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 89.79999999999995 m 569 89.79999999999995 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 473 75.79999999999995 m 569 75.79999999999995 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.50 378.25 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.10 378.26 Td (Fair values) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 378.26 Td (Notionals) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 44.50 355.05 Td (In millions of dollars at December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.10 355.26 Td (Receivable) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 253.08 359.34 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 311.30 355.26 Td (Payable) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 339.79 359.34 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.00 364.26 Td (Protection) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.25 355.26 Td (purchased) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 364.26 Td (Protection) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.95 355.26 Td (sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.50 341.25 Td (By industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 327.26 Td (Banks) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 194.50 327.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.75 327.26 Td (1) Tj ET Q q 0 0 0 rg BT 258.25 327.26 Td (1,895) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 327.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.75 327.26 Td (10,930) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 327.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.25 327.26 Td (407,992) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 327.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 327.26 Td (414,720) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 313.26 Td (Broker) Tj ET Q q 0 0 0 rg BT 69.40 313.26 Td (-dealers) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.25 313.26 Td (3,536) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 313.26 Td (3,952) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.25 313.26 Td (1) Tj ET Q q 0 0 0 rg BT 444.75 313.26 Td (15,013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 313.26 Td (1) Tj ET Q q 0 0 0 rg BT 540.75 313.26 Td (19,810) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 299.26 Td (Non-financial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.50 299.26 Td (82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 364.50 299.26 Td (99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.25 299.26 Td (4,014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 299.26 Td (2,061) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 285.26 Td (Insurance and other financial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 276.26 Td (institutions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.25 276.26 Td (9,308) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.75 276.26 Td (10,844) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.25 276.26 Td (375,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 276.26 Td (322,829) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.50 262.25 Td (T) Tj ET Q q 0 0 0 rg BT 50.09 262.25 Td (otal by industry/counterparty) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 194.50 262.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.75 262.26 Td (24,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 262.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.75 262.26 Td (25,825) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 262.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.25 262.26 Td (902,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 262.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 262.26 Td (859,420) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.50 248.25 Td (By instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 234.26 Td (Credit default swaps and options) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 194.50 234.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.75 234.26 Td (24,502) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 234.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.75 234.26 Td (24,631) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 234.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.25 234.26 Td (883,719) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 234.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 234.26 Td (852,900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 220.26 Td (T) Tj ET Q q 0 0 0 rg BT 49.68 220.26 Td (otal return swaps and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 220.26 Td (319) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 220.26 Td (1,194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.75 220.26 Td (18,754) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 220.26 Td (6,520) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.50 206.25 Td (T) Tj ET Q q 0 0 0 rg BT 50.09 206.25 Td (otal by instrument) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 194.50 206.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.75 206.26 Td (24,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 206.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.75 206.26 Td (25,825) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 206.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.25 206.26 Td (902,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 206.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 206.26 Td (859,420) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.50 192.25 Td (By rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 178.26 Td (Investment grade) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 194.50 178.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.25 178.26 Td (9,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 178.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 178.26 Td (9,995) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 178.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.25 178.26 Td (675,138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 178.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 178.26 Td (648,247) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 164.26 Td (Non-investment grade) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.75 164.26 Td (15,216) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.75 164.26 Td (15,830) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.25 164.26 Td (227,335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 164.26 Td (21) Tj ET Q q 0 0 0 rg BT 545.25 164.26 Td (1,173) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.50 150.25 Td (T) Tj ET Q q 0 0 0 rg BT 50.09 150.25 Td (otal by rating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 194.50 150.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.75 150.26 Td (24,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 150.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.75 150.26 Td (25,825) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 150.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.25 150.26 Td (902,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 150.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 150.26 Td (859,420) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.50 136.25 Td (By maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 122.26 Td (W) Tj ET Q q 0 0 0 rg BT 52.81 122.26 Td (ithin 1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 194.50 122.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.25 122.26 Td (4,1) Tj ET Q q 0 0 0 rg BT 269.50 122.26 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 122.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 122.26 Td (4,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 122.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.25 122.26 Td (293,059) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 122.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 122.26 Td (287,262) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 108.26 Td (From 1 to 5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.75 108.26 Td (17,735) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.75 108.26 Td (17,986) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.25 108.26 Td (551,155) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 108.26 Td (523,371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 44.50 94.26 Td (After 5years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.25 94.26 Td (2,973) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.25 94.26 Td (2,998) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.75 94.26 Td (58,259) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 94.26 Td (48,787) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 44.50 80.25 Td (T) Tj ET Q q 0 0 0 rg BT 49.68 80.25 Td (otal by maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 194.50 80.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.75 80.26 Td (24,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 80.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.75 80.26 Td (25,825) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 80.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.25 80.26 Td (902,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 80.26 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 80.26 Td (859,420) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 66.70 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 66.70 Td (The fair value amount receivable is composed of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 212.16 66.70 Td ($9,077 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 259.27 66.70 Td ( under protection purchased and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 363.90 66.70 Td ($15,744 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 415.02 66.70 Td ( under protection sold. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 57.10 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 57.10 Td (The fair value amount payable is composed of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.17 57.10 Td ($17,1) Tj ET Q q 0 0 0 rg BT 221.88 57.10 Td (10 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 254.99 57.10 Td ( under protection purchased and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 359.62 57.10 Td ($8,715 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 406.73 57.10 Td ( under protection sold.) Tj ET Q endstream endobj 495 0 obj <> endobj 496 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (247) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (Fair values included in the above tables are prior to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (application of any netting agreements and cash collateral. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (notional amounts, Citi generally has a mismatch between the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (total notional amounts of protection purchased and sold, and it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (may hold the reference assets directly rather than entering into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (of) Tj ET Q q 0 0 0 rg BT 44.15 689.10 Td (fsetting credit derivative contracts as and when desired. ) Tj ET Q q 0 0 0 rg BT 268.61 689.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (open risk exposures from credit derivative contracts are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (lar) Tj ET Q q 0 0 0 rg BT 46.37 665.10 Td (gely matched after certain cash positions in reference assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (are considered and after notional amounts are adjusted, either ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (to a duration-based equivalent basis or to reflect the level of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (subordination in tranched structures. ) Tj ET Q q 0 0 0 rg BT 184.39 629.10 Td (The ratings of the credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (derivatives portfolio presented in the tables and used to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (evaluate payment/performance risk are based on the assigned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (internal or external ratings of the reference asset or entity) Tj ET Q q 0 0 0 rg BT 264.41 593.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Where external ratings are used, investment-grade ratings are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (considered to be Baa/BBB) Tj ET Q q 0 0 0 rg BT 148.29 569.10 Td ( and above, while anything below ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (is considered non-investment grade. Citi) Tj ET Q q 0 0 0 rg BT 200.69 557.10 Td (s internal ratings are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (in line with the related external rating system. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.10 Td (Citigroup evaluates the payment/performance risk of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (credit derivatives for which it stands as a protection seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (based on the credit rating assigned to the underlying reference ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (credit. Credit derivatives written on an underlying non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (investment grade reference credit represent greater payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (risk to the Company) Tj ET Q q 0 0 0 rg BT 116.73 473.10 Td (. ) Tj ET Q q 0 0 0 rg BT 121.55 473.10 Td (The non-investment grade category in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (the table above also includes credit derivatives where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (underlying reference entity has been downgraded subsequent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (to the inception of the derivative. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.10 Td (The maximum potential amount of future payments under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (credit derivative contracts presented in the table above is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (based on the notional value of the derivatives. ) Tj ET Q q 0 0 0 rg BT 222.15 401.10 Td (The Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (believes that the notional amount for credit protection sold is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (not representative of the actual loss exposure based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (historical experience. ) Tj ET Q q 0 0 0 rg BT 123.83 365.10 Td (This amount has not been reduced by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (value of the reference assets and the related cash flows. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (accordance with most credit derivative contracts, should a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (credit event occur) Tj ET Q q 0 0 0 rg BT 107.23 329.10 Td (, the Company usually is liable for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (dif) Tj ET Q q 0 0 0 rg BT 46.93 317.10 Td (ference between the protection sold and the value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (reference assets. Furthermore, the notional amount for credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (protection sold has not been reduced for any cash collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (paid to a given counterparty) Tj ET Q q 0 0 0 rg BT 147.53 281.10 Td (, as such payments would be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (calculated after netting all derivative exposures, including any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (credit derivatives with that counterparty in accordance with a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (related master netting agreement. Due to such netting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (processes, determining the amount of collateral that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (corresponds to credit derivative exposures alone is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (possible. ) Tj ET Q q 0 0 0 rg BT 73.60 209.10 Td (The Company actively monitors open credit-risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (exposures and manages this exposure by using a variety of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (strategies, including purchased credit derivatives, cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (collateral or direct holdings of the referenced assets. ) Tj ET Q q 0 0 0 rg BT 247.12 173.10 Td (This risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (mitigation activity is not captured in the table above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Cr) Tj ET Q q 0 0 0 rg BT 335.48 749.25 Td (edit Risk-Related Contingent Featur) Tj ET Q q 0 0 0 rg BT 491.12 749.25 Td (es in Derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Certain derivative instruments contain provisions that require ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (the Company to either post additional collateral or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (immediately settle any outstanding liability balances upon the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (occurrence of a specified event related to the credit risk of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (Company) Tj ET Q q 0 0 0 rg BT 362.24 689.25 Td (. ) Tj ET Q q 0 0 0 rg BT 367.06 689.25 Td (These events, which are defined by the existing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (derivative contracts, are primarily downgrades in the credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (ratings of the Company and its af) Tj ET Q q 0 0 0 rg BT 457.13 665.25 Td (filiates. ) Tj ET Q q 0 0 0 rg BT 489.16 665.25 Td (The fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (\(excluding CV) Tj ET Q q 0 0 0 rg BT 381.87 653.25 Td (A\) of all derivative instruments with credit-risk-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (related contingent features that were in a net liability position ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (at both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.00 629.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.58 629.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.02 629.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.60 629.25 Td ( was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.15 629.25 Td ($29 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.11 617.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.55 617.25 Td ($26 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.17 617.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 465.83 617.25 Td (. ) Tj ET Q q 0 0 0 rg BT 470.65 617.25 Td (The Company posted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.69 617.25 Td ($28 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.11 605.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.55 605.25 Td ($26 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.17 605.25 Td ( as collateral for this exposure in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (normal course of business as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.31 593.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.89 593.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.58 581.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 455.25 581.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 569.25 Td (A) Tj ET Q q 0 0 0 rg BT 348.67 569.25 Td ( downgrade could trigger additional collateral or cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (settlement requirements for the Company and certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (af) Tj ET Q q 0 0 0 rg BT 331.59 545.25 Td (filiates. In the event that Citigroup and Citibank were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (downgraded a single notch by all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.97 533.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.95 533.25 Td ( major rating agencies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.66 521.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.24 521.25 Td (, the Company could be required to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (post an additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.60 509.25 Td ($0.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.71 509.25 Td ( as either collateral or settlement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (of the derivative transactions. ) Tj ET Q q 0 0 0 rg BT 444.24 497.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 494.14 497.25 Td (, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (could be required to segregate with third-party custodians ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (collateral previously received from existing derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (counterparties in the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.46 461.25 Td ($0.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.57 461.25 Td ( upon the single ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (notch downgrade, resulting in aggregate cash obligations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (collateral requirements of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.49 437.25 Td ($1.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.60 437.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (Derivatives ) Tj ET Q q 0 0 0 rg BT 374.26 413.25 Td (Accompanied by Financial ) Tj ET Q q 0 0 0 rg BT 490.11 413.25 Td (Asset ) Tj ET Q q 0 0 0 rg BT 515.20 413.25 Td (T) Tj ET Q q 0 0 0 rg BT 521.13 413.25 Td (ransfers) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (The Company executes total return swaps that provide it with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (synthetic exposure to substantially all of the economic return ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (of the securities or other financial assets referenced in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (contract. In certain cases, the derivative transaction is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (accompanied by the Company) Tj ET Q q 0 0 0 rg BT 448.13 353.25 Td (s transfer of the referenced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (financial asset to the derivative counterparty) Tj ET Q q 0 0 0 rg BT 500.78 341.25 Td (, most typically in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (response to the derivative counterparty) Tj ET Q q 0 0 0 rg BT 482.28 329.25 Td (s desire to hedge, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (whole or in part, its synthetic exposure under the derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (contract by holding the referenced asset in funded form. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.25 Td (certain jurisdictions these transactions qualify as sales, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.25 Td (resulting in derecognition of the securities transferred \(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.25 Td (Note 1 to the Consolidated Financial Statements for further ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (discussion of the related sale conditions for transfers of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.25 Td (financial assets\). For a significant portion of the transactions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (the Company has also executed another total return swap ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (where the Company passes on substantially all of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.25 Td (economic return of the referenced securities to a dif) Tj ET Q q 0 0 0 rg BT 530.39 209.25 Td (ferent third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.25 Td (party seeking the exposure. In those cases, the Company is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.25 Td (exposed, on a net basis, to changes in the economic return of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.25 Td (the referenced securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 161.25 Td (These transactions generally involve the transfer of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.25 Td (Company) Tj ET Q q 0 0 0 rg BT 365.67 149.25 Td (s liquid government bonds, convertible bonds or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.25 Td (publicly traded corporate equity securities from the trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.25 Td (portfolio and are executed with third-party financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.25 Td (institutions. ) Tj ET Q q 0 0 0 rg BT 373.27 113.25 Td (The accompanying derivatives are typically total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.25 Td (return swaps. ) Tj ET Q q 0 0 0 rg BT 379.64 101.25 Td (The derivatives are cash settled and subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.25 Td (ongoing mar) Tj ET Q q 0 0 0 rg BT 374.64 89.25 Td (gin requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 77.25 Td (When the conditions for sale accounting are met, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.25 Td (Company reports the transfer of the referenced financial asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.25 Td (as a sale and separately reports the accompanying derivative ) Tj ET Q endstream endobj 497 0 obj <> endobj 498 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (248) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (transaction. ) Tj ET Q q 0 0 0 rg BT 84.69 749.10 Td (These transactions generally do not result in a gain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (or loss on the sale of the security) Tj ET Q q 0 0 0 rg BT 166.71 737.10 Td (, because the transferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (security was held at fair value in the Company) Tj ET Q q 0 0 0 rg BT 224.83 725.10 Td (s trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (portfolio. For transfers of financial assets accounted for by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Company as a sale, where the Company has retained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (substantially all of the economic exposure to the transferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (asset through a total return swap executed in contemplation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (the initial sale, with the same counterparty and still ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (outstanding as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.83 653.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.41 653.10 Td ( and December 31, 2016, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (both the asset carrying amounts derecognized and gross cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (proceeds received as of the date of derecognition were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.17 629.10 Td ($3.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 617.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.55 617.10 Td ($1.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.67 617.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 180.33 617.10 Td (. ) Tj ET Q q 0 0 0 rg BT 184.77 617.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.27 617.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.86 617.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (the fair value of these previously derecognized assets was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.53 605.10 Td ($3.1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 593.10 Td ( and the fair value of the total return swaps was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.99 593.10 Td ($89 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 581.10 Td (, recorded as gross derivative assets, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.56 581.10 Td ($15 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.95 581.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (recorded as gross derivative liabilities. ) Tj ET Q q 0 0 0 rg BT 192.06 569.10 Td (At December 31, 2016, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (the fair value of these previously derecognized assets was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.53 557.10 Td ($1.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 545.10 Td ( and the fair value of the total return swaps was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.99 545.10 Td ($32 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.89 533.10 Td (, recorded as gross derivative assets, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.56 533.10 Td ($23 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.95 533.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (recorded as gross derivative liabilities. ) Tj ET Q q 0 0 0 rg BT 192.44 521.10 Td (The balances for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (total return swaps are on a gross basis, before the application ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (of counterparty and cash collateral netting, and are included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (primarily as equity derivatives in the tabular disclosures in this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (Note.) Tj ET Q endstream endobj 499 0 obj <> endobj 500 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (249) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (23. CONCENTRA) Tj ET Q q 0 0 0 rg BT 114.71 749.25 Td (TIONS OF) Tj ET Q q 0 0 0 rg BT 161.84 749.25 Td ( CREDIT) Tj ET Q q 0 0 0 rg BT 203.06 749.25 Td ( RISK ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Concentrations of credit risk exist when changes in economic, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (industry or geographic factors similarly af) Tj ET Q q 0 0 0 rg BT 204.38 713.25 Td (fect groups of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (counterparties whose aggregate credit exposure is material in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (relation to Citigroup) Tj ET Q q 0 0 0 rg BT 120.43 689.25 Td (s total credit exposure. ) Tj ET Q q 0 0 0 rg BT 212.91 689.25 Td (Although ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 77.11 677.25 Td (s portfolio of financial instruments is broadly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (diversified along industry) Tj ET Q q 0 0 0 rg BT 138.11 665.25 Td (, product and geographic lines, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (material transactions are completed with other financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (institutions, particularly in the securities trading, derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (and foreign exchange businesses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 617.25 Td (In connection with the Company) Tj ET Q q 0 0 0 rg BT 187.86 617.25 Td (s ef) Tj ET Q q 0 0 0 rg BT 201.84 617.25 Td (forts to maintain a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (diversified portfolio, the Company limits its exposure to any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (one geographic region, country or individual creditor and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (monitors this exposure on a continuous basis. ) Tj ET Q q 0 0 0 rg BT 219.88 581.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 569.25 Td (, Citigroup) Tj ET Q q 0 0 0 rg BT 160.70 569.25 Td (s most significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (concentration of credit risk was with the U.S. government and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (its agencies. ) Tj ET Q q 0 0 0 rg BT 87.19 545.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 146.90 545.25 Td (s exposure, which primarily results ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (from trading assets and investments issued by the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (government and its agencies, amounted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.79 521.25 Td ($227.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.90 521.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td ($228.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.11 509.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.33 509.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.91 509.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.35 509.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.35 509.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 275.01 509.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (The German and Japanese governments and their agencies, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (which are rated investment grade by both Moody) Tj ET Q q 0 0 0 rg BT 235.67 485.25 Td (s and S&P) Tj ET Q q 0 0 0 rg BT 276.79 485.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (were the next lar) Tj ET Q q 0 0 0 rg BT 102.73 473.25 Td (gest exposures. ) Tj ET Q q 0 0 0 rg BT 166.15 473.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 225.86 473.25 Td (s exposure to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (Germany amounted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.92 461.25 Td ($38.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.03 461.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.47 461.25 Td ($26.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.58 461.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 449.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.02 449.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.02 449.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 206.68 449.25 Td (, and was composed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (of investment securities, loans and trading assets. ) Tj ET Q q 0 0 0 rg BT 235.50 437.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 425.25 Td (s exposure to Japan amounted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.41 425.25 Td ($25.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.53 425.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td ($27.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.11 413.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.33 413.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.91 413.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.35 413.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.35 413.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 270.01 413.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (and was composed of investment securities, loans and trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 113.71 377.25 Td (s exposure to states and municipalities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (amounted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.21 365.25 Td ($30.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.33 365.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.76 365.25 Td ($30.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.88 365.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.09 365.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 353.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.44 353.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.44 353.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 148.10 353.25 Td (, and was composed of trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (assets, investment securities, derivatives and lending activities.) Tj ET Q endstream endobj 501 0 obj <> endobj 502 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (250) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (24.F) Tj ET Q q 0 0 0 rg BT 61.37 742.25 Td (AIR ) Tj ET Q q 0 0 0 rg BT 82.02 742.25 Td (V) Tj ET Q q 0 0 0 rg BT 87.95 742.25 Td (ALUE MEASUREMENT) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 722.25 Td (ASC 820-10, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 91.28 722.25 Td (Fair V) Tj ET Q q 0 0 0 rg BT 116.56 722.25 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 166.46 722.25 Td (ement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.34 722.25 Td (, defines fair value, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 710.25 Td (establishes a consistent framework for measuring fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 698.25 Td (and requires disclosures about fair value measurements. Fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 686.25 Td (value is defined as the price that would be received to sell an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 674.25 Td (asset or paid to transfer a liability in an orderly transaction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 662.25 Td (between market participants at the measurement date. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 650.25 Td (Among other things, the standard requires the Company to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 638.25 Td (maximize the use of observable inputs and minimize the use ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 626.25 Td (of unobservable inputs when measuring fair value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 614.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 80.94 614.25 Td (ASC 820-10, the probability of default of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 602.25 Td (counterparty is factored into the valuation of derivative and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 590.25 Td (other positions as well as the impact of Citigroup) Tj ET Q q 0 0 0 rg BT 235.41 590.25 Td (s own ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 578.25 Td (credit risk on derivatives and other liabilities measured at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 566.25 Td (fair value.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 542.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 542.25 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 542.25 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 542.25 Td (alue Hierar) Tj ET Q q 0 0 0 rg BT 111.74 542.25 Td (chy) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 530.25 Td (ASC 820-10 specifies a hierarchy of inputs based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 518.25 Td (whether the inputs are observable or unobservable. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 506.25 Td (Observable inputs are developed using market data and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 494.25 Td (reflect market participant assumptions, while unobservable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 482.25 Td (inputs reflect the Company) Tj ET Q q 0 0 0 rg BT 147.36 482.25 Td (s market assumptions. ) Tj ET Q q 0 0 0 rg BT 238.29 482.25 Td (These two ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 470.25 Td (types of inputs have created the following fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 458.25 Td (hierarchy:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 440.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 440.25 Td (Level1: Quoted prices for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 162.02 440.25 Td (identical) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.01 440.25 Td ( instruments in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 428.25 Td (active markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 416.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 416.25 Td (Level2: Quoted prices for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 162.02 416.25 Td (similar) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.36 416.25 Td ( instruments in active ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 404.25 Td (markets; quoted prices for identical or similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 392.25 Td (instruments in markets that are not active; and model-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 380.25 Td (derived valuations in which all significant inputs and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 368.25 Td (significant value drivers are ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 167.84 368.25 Td (observable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.72 368.25 Td ( in active ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 356.25 Td (markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 344.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 344.25 Td (Level3: ) Tj ET Q q 0 0 0 rg BT 89.36 344.25 Td (V) Tj ET Q q 0 0 0 rg BT 95.47 344.25 Td (aluations derived from valuation techniques ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 332.25 Td (in which one or more significant inputs or significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 320.25 Td (value drivers are ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.13 320.25 Td (unobservable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.01 320.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 296.25 Td (As required under the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 221.05 296.25 Td (, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 284.25 Td (considers relevant and observable market inputs in its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 272.25 Td (valuations where possible. ) Tj ET Q q 0 0 0 rg BT 144.13 272.25 Td (The frequency of transactions, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 260.25 Td (size of the bid-ask spread and the amount of adjustment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 248.25 Td (necessary when comparing similar transactions are all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 236.25 Td (factors in determining the liquidity of markets and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 224.25 Td (relevance of observed prices in those markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 212.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 113.71 212.25 Td (s policy with respect to transfers between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 200.25 Td (levels of the fair value hierarchy is to recognize transfers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 188.25 Td (into and out of each level as of the end of the reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 176.25 Td (period.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 152.25 Td (Determination of Fair) Tj ET Q q 0 0 0 rg BT 129.68 152.25 Td ( ) Tj ET Q q 0 0 0 rg BT 132.00 152.25 Td (V) Tj ET Q q 0 0 0 rg BT 138.30 152.25 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 140.25 Td (For assets and liabilities carried at fair value, the Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 128.25 Td (measures fair value using the procedures set out below) Tj ET Q q 0 0 0 rg BT 254.17 128.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 116.25 Td (irrespective of whether the assets and liabilities are measured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 104.25 Td (at fair value as a result of an election or whether they are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 92.25 Td (required to be measured at fair value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 80.25 Td (When available, the Company uses quoted market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 68.25 Td (prices to determine fair value and classifies such items as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 56.25 Td (Level1. In some cases where a market price is available, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (Company will make use of acceptable practical expedients ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (\(such as matrix pricing\) to calculate fair value, in which case ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (the items are classified as Level2.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 706.10 Td (The Company may also apply a price-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (methodology) Tj ET Q q 0 0 0 rg BT 369.12 694.10 Td (, which utilizes, where available, quoted prices ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (or other market information obtained from recent trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.10 Td (activity in positions with the same or similar characteristics ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (to the position being valued. ) Tj ET Q q 0 0 0 rg BT 432.91 658.10 Td (The market activity and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td (amount of the bid-ask spread are among the factors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (considered in determining the liquidity of markets and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (observability of prices from those markets. If relevant and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.10 Td (observable prices are available, those valuations may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (classified as Level2. ) Tj ET Q q 0 0 0 rg BT 403.18 598.10 Td (When less liquidity exists for a security ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (or loan, a quoted price is stale, a significant adjustment to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.10 Td (the price of a similar security is necessary to reflect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.10 Td (dif) Tj ET Q q 0 0 0 rg BT 327.93 562.10 Td (ferences in the terms of the actual security or loan being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.10 Td (valued, or prices from independent sources are insuf) Tj ET Q q 0 0 0 rg BT 526.19 550.10 Td (ficient ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.10 Td (to corroborate the valuation, the price inputs are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.10 Td (considered unobservable and the fair value measurements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.10 Td (are classified as Level3.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 502.10 Td (If quoted market prices are not available, fair value is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.10 Td (based upon internally developed valuation techniques that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.10 Td (use, where possible, current market-based parameters, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.10 Td (as interest rates, currency rates and option volatilities. Items ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.10 Td (valued using such internally generated valuation techniques ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.10 Td (are classified according to the lowest level input or value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.10 Td (driver that is significant to the valuation. ) Tj ET Q q 0 0 0 rg BT 481.78 430.10 Td (Thus, an item may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.10 Td (be classified as Level3 even though there may be some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.10 Td (significant inputs that are readily observable.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 394.10 Td (Fair value estimates from internal valuation techniques ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.10 Td (are verified, where possible, to prices obtained from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.10 Td (independent vendors or brokers. ) Tj ET Q q 0 0 0 rg BT 448.17 370.10 Td (V) Tj ET Q q 0 0 0 rg BT 454.29 370.10 Td (endors) Tj ET Q q 0 0 0 rg BT 483.53 370.10 Td ( and brokers) Tj ET Q q 0 0 0 rg BT 535.55 370.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 358.10 Td (valuations may be based on a variety of inputs ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.10 Td (observed prices to proprietary valuation models.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 334.10 Td (The following section describes the valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.10 Td (methodologies used by the Company to measure various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.10 Td (financial instruments at fair value, including an indication of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.10 Td (the level in the fair value hierarchy in which each instrument ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.10 Td (is generally classified. ) Tj ET Q q 0 0 0 rg BT 408.46 286.10 Td (Where appropriate, the description ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.10 Td (includes details of the valuation models, the key inputs to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.10 Td (those models and any significant assumptions.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.00 238.10 Td (Market V) Tj ET Q q 0 0 0 rg BT 355.06 238.10 Td (aluation ) Tj ET Q q 0 0 0 rg BT 391.65 238.10 Td (Adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 226.10 Td (Generally) Tj ET Q q 0 0 0 rg BT 355.77 226.10 Td (, the unit of account for a financial instrument is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.10 Td (the individual financial instrument. ) Tj ET Q q 0 0 0 rg BT 459.84 214.10 Td (The Company applies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.10 Td (market valuation adjustments that are consistent with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.10 Td (unit of account, which does not include adjustment due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.10 Td (the size of the Company) Tj ET Q q 0 0 0 rg BT 416.98 178.10 Td (s position, except as follows. ) Tj ET Q q 0 0 0 rg BT 534.47 178.10 Td (ASC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.10 Td (820-10 permits an exception, through an accounting policy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.10 Td (election, to measure the fair value of a portfolio of financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.10 Td (assets and financial liabilities on the basis of the net open ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.10 Td (risk position when certain criteria are met. Citi has elected to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.10 Td (measure certain portfolios of financial instruments, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.10 Td (derivatives, that meet those criteria on the basis of the net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.10 Td (open risk position. ) Tj ET Q q 0 0 0 rg BT 393.48 94.10 Td (The Company applies market valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.10 Td (adjustments, including adjustments to account for the size of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.10 Td (the net open risk position, consistent with market participant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.10 Td (assumptions and in accordance with the unit of account.) Tj ET Q endstream endobj 503 0 obj <> endobj 504 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (251) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (Liquidity adjustments are applied to items in Level 2 or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (Level 3 of the fair value hierarchy in an ef) Tj ET Q q 0 0 0 rg BT 204.90 730.10 Td (fort to ensure that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (the fair value reflects the price at which the net open risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (position could be liquidated. ) Tj ET Q q 0 0 0 rg BT 152.19 706.10 Td (The liquidity adjustment is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (based on the bid/of) Tj ET Q q 0 0 0 rg BT 112.19 694.10 Td (fer spread for an instrument. ) Tj ET Q q 0 0 0 rg BT 228.08 694.10 Td (When Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (has elected to measure certain portfolios of financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (investments, such as derivatives, on the basis of the net open ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (risk position, the liquidity adjustment may be adjusted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (take into account the size of the position.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 634.10 Td (Credit valuation adjustments \(CV) Tj ET Q q 0 0 0 rg BT 187.41 634.10 Td (A\) and funding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (valuation adjustments \(FV) Tj ET Q q 0 0 0 rg BT 140.81 622.10 Td (A\) are applied to over) Tj ET Q q 0 0 0 rg BT 228.35 622.10 Td (-the-counter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (\(OTC\) derivative instruments in which the base valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (generally discounts expected cash flows using the relevant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (base interest rate curve for the currency of the derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (\(e.g., LIBOR for uncollateralized U.S.-dollar derivatives\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (As not all counterparties have the same credit risk as that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (implied by the relevant base curve, a CV) Tj ET Q q 0 0 0 rg BT 197.99 550.10 Td (A) Tj ET Q q 0 0 0 rg BT 204.66 550.10 Td ( is necessary to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (incorporate the market view of both counterparty credit risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (and Citi) Tj ET Q q 0 0 0 rg BT 70.72 526.10 Td (s own credit risk in the valuation. FV) Tj ET Q q 0 0 0 rg BT 218.30 526.10 Td (A) Tj ET Q q 0 0 0 rg BT 224.97 526.10 Td ( reflects a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (market funding risk premium inherent in the uncollateralized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (portion of derivative portfolios and in collateralized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (derivatives where the terms of the agreement do not permit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (the reuse of the collateral received.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 466.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 466.10 Td (s CV) Tj ET Q q 0 0 0 rg BT 90.78 466.10 Td (A) Tj ET Q q 0 0 0 rg BT 97.45 466.10 Td ( and FV) Tj ET Q q 0 0 0 rg BT 128.38 466.10 Td (A) Tj ET Q q 0 0 0 rg BT 135.05 466.10 Td ( methodology consists of two steps: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 448.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 448.10 Td (First, the exposure profile for each counterparty is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 436.10 Td (determined using the terms of all individual derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 424.10 Td (positions and a Monte Carlo simulation or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 412.10 Td (quantitative analysis to generate a series of expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 400.10 Td (cash flows at future points in time. ) Tj ET Q q 0 0 0 rg BT 194.90 400.10 Td (The calculation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 388.10 Td (this exposure profile considers the ef) Tj ET Q q 0 0 0 rg BT 201.28 388.10 Td (fect of credit risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 376.10 Td (mitigants and sources of funding, including pledged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.10 Td (cash or other collateral and any legal right of of) Tj ET Q q 0 0 0 rg BT 244.02 364.10 Td (fset that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 352.10 Td (exists with a counterparty through arrangements such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 340.10 Td (netting agreements. Individual derivative contracts that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 328.10 Td (are subject to an enforceable master netting agreement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 316.10 Td (with a counterparty are aggregated as a netting set for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 304.10 Td (this purpose, since it is those aggregate net cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 292.10 Td (that are subject to nonperformance risk. ) Tj ET Q q 0 0 0 rg BT 215.15 292.10 Td (This process ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 280.10 Td (identifies specific, point-in-time future cash flows that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 268.10 Td (are subject to nonperformance risk and unsecured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 256.10 Td (funding, rather than using the current recognized net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 244.10 Td (asset or liability as a basis to measure the CV) Tj ET Q q 0 0 0 rg BT 234.06 244.10 Td (A) Tj ET Q q 0 0 0 rg BT 240.73 244.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 232.10 Td (FV) Tj ET Q q 0 0 0 rg BT 65.49 232.10 Td (A. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 220.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 220.10 Td (Second, for CV) Tj ET Q q 0 0 0 rg BT 115.20 220.10 Td (A, market-based views of default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 208.10 Td (probabilities derived from observed credit spreads in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 196.10 Td (credit default swap \(CDS\) market are applied to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 184.10 Td (expected future cash flows determined in step one. Citi) Tj ET Q q 0 0 0 rg BT 276.99 184.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 172.10 Td (own-credit CV) Tj ET Q q 0 0 0 rg BT 112.42 172.10 Td (A) Tj ET Q q 0 0 0 rg BT 119.09 172.10 Td ( is determined using Citi-specific CDS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 160.10 Td (spreads for the relevant tenor) Tj ET Q q 0 0 0 rg BT 170.06 160.10 Td (. Generally) Tj ET Q q 0 0 0 rg BT 213.84 160.10 Td (, counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 148.10 Td (CV) Tj ET Q q 0 0 0 rg BT 66.60 148.10 Td (A) Tj ET Q q 0 0 0 rg BT 73.27 148.10 Td ( is determined using CDS spread indices for each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 136.10 Td (credit rating and tenor) Tj ET Q q 0 0 0 rg BT 142.02 136.10 Td (. For certain identified netting sets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 124.10 Td (where individual analysis is practicable \(e.g., exposures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 112.10 Td (to counterparties with liquid CDSs\), counterparty-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 100.10 Td (specific CDS spreads are used. For FV) Tj ET Q q 0 0 0 rg BT 207.96 100.10 Td (A, a term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 88.10 Td (structure of future liquidity spreads is applied to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 76.10 Td (expected future funding requirement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 64.10 Td (The CV) Tj ET Q q 0 0 0 rg BT 84.65 64.10 Td (A) Tj ET Q q 0 0 0 rg BT 91.32 64.10 Td ( and FV) Tj ET Q q 0 0 0 rg BT 122.25 64.10 Td (A) Tj ET Q q 0 0 0 rg BT 128.92 64.10 Td ( are designed to incorporate a market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 52.10 Td (view of the credit and funding risk, respectively) Tj ET Q q 0 0 0 rg BT 226.96 52.10 Td (, inherent in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 742.10 Td (the derivative portfolio. However) Tj ET Q q 0 0 0 rg BT 450.44 742.10 Td (, most unsecured derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.10 Td (instruments are negotiated bilateral contracts and are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.10 Td (commonly transferred to third parties. Derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.10 Td (instruments are normally settled contractually or) Tj ET Q q 0 0 0 rg BT 510.71 706.10 Td (, if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.10 Td (terminated early) Tj ET Q q 0 0 0 rg BT 381.59 694.10 Td (, are terminated at a value negotiated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.10 Td (bilaterally between the counterparties. ) Tj ET Q q 0 0 0 rg BT 472.03 682.10 Td (Thus, the CV) Tj ET Q q 0 0 0 rg BT 524.35 682.10 Td (A) Tj ET Q q 0 0 0 rg BT 531.02 682.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.10 Td (FV) Tj ET Q q 0 0 0 rg BT 328.49 670.10 Td (A) Tj ET Q q 0 0 0 rg BT 335.16 670.10 Td ( may not be realized upon a settlement or termination in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.10 Td (the normal course of business. In addition, all or a portion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.10 Td (these adjustments may be reversed or otherwise adjusted in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.10 Td (future periods in the event of changes in the credit or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.10 Td (funding risk associated with the derivative instruments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 610.10 Td (The table below summarizes the CV) Tj ET Q q 0 0 0 rg BT 479.50 610.10 Td (A) Tj ET Q q 0 0 0 rg BT 486.17 610.10 Td ( and FV) Tj ET Q q 0 0 0 rg BT 517.10 610.10 Td (A) Tj ET Q q 0 0 0 rg BT 523.77 610.10 Td ( applied ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.10 Td (to the fair value of derivative instruments at December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.10 Td (2017 and 2016:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 522.60 120.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 522.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 522.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 494.60 120.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 494.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 494.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 466.60 120.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 466.60 63.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 466.60 60.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 545.6 m 500.5 545.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 545.6 m 560.5 545.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 522.6 m 437.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 522.6 m 500.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 545.6 m 560.5 545.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 522.6 m 560.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 522.6 m 560.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 466.6 m 437.5 466.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 466.6 m 560.5 466.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 443.6 m 437.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 466.6 m 500.5 466.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 443.6 m 500.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 466.6 m 560.5 466.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 443.6 m 560.5 443.6 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 550.05 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.40 567.00 Td (Cr) Tj ET Q q 0 0 0 rg BT 452.73 567.00 Td (edit and funding valuation ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.95 558.00 Td (adjustments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.35 549.00 Td (contra-liability \(contra-asset\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 320.00 526.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.30 536.05 Td (December) Tj ET Q q 0 0 0 rg BT 481.11 536.05 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.50 527.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.75 536.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 527.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 513.06 Td (Counterparty CV) Tj ET Q q 0 0 0 rg BT 381.66 513.06 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 513.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 513.05 Td (\(970) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 513.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 513.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 513.06 Td (\(1,488) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 513.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 499.06 Td (Asset FV) Tj ET Q q 0 0 0 rg BT 353.17 499.06 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.50 499.05 Td (\(447) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 499.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.50 499.06 Td (\(536) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 499.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 485.06 Td (Citigroup \(own-credit\) CV) Tj ET Q q 0 0 0 rg BT 415.90 485.06 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 483.50 485.05 Td (287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.50 485.06 Td (459) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 471.06 Td (Liability FV) Tj ET Q q 0 0 0 rg BT 363.59 471.06 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 471.05 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.00 471.06 Td (62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 457.05 Td (T) Tj ET Q q 0 0 0 rg BT 325.18 457.05 Td (otal CV) Tj ET Q q 0 0 0 rg BT 353.76 457.05 Td (Aderivative ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 448.05 Td (instruments) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 366.00 452.13 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 448.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.75 448.05 Td (\(1,083) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.00 448.05 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 448.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 448.06 Td (\(1,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.00 448.06 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.00 424.90 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 335.00 424.90 Td (FV) Tj ET Q q 0 0 0 rg BT 344.20 424.90 Td (A) Tj ET Q q 0 0 0 rg BT 349.53 424.90 Td ( is included with CV) Tj ET Q q 0 0 0 rg BT 414.72 424.90 Td (A) Tj ET Q q 0 0 0 rg BT 420.05 424.90 Td ( for presentation purposes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 400.90 Td (The table below summarizes pretax gains \(losses\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 388.90 Td (related to changes in CV) Tj ET Q q 0 0 0 rg BT 414.57 388.90 Td (A) Tj ET Q q 0 0 0 rg BT 421.24 388.90 Td ( on derivative instruments, net of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 376.90 Td (hedges, FV) Tj ET Q q 0 0 0 rg BT 361.26 376.90 Td (A) Tj ET Q q 0 0 0 rg BT 367.93 376.90 Td ( on derivatives and debt valuation adjustments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 364.90 Td (\(DV) Tj ET Q q 0 0 0 rg BT 333.48 364.90 Td (A\) on Citi) Tj ET Q q 0 0 0 rg BT 376.82 364.90 Td (s own fair value option \(FVO\) liabilities for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 352.90 Td (the years indicated:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 284.40 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 284.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 284.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 284.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 256.40 107.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 256.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 256.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 256.40 46.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 219.40 107.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 219.40 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 219.40 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 219.40 46.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 312.4 m 470.5 312.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 312.4 m 516.5 312.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 312.4 m 562.5 312.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 298.4 m 424.5 298.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 312.4 m 470.5 312.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 298.4 m 470.5 298.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 298.4 m 516.5 298.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 312.4 m 562.5 312.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 298.4 m 562.5 298.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 298.4 m 516.5 298.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 298.4 m 562.5 298.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 242.39999999999998 m 424.5 242.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 242.39999999999998 m 516.5 242.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 242.39999999999998 m 562.5 242.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 219.39999999999998 m 424.5 219.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 242.39999999999998 m 470.5 242.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 219.39999999999998 m 470.5 219.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 242.39999999999998 m 516.5 242.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 219.39999999999998 m 516.5 219.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 242.39999999999998 m 562.5 242.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 219.39999999999998 m 562.5 219.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 196.39999999999998 m 424.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 219.39999999999998 m 470.5 219.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 219.39999999999998 m 516.5 219.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 196.39999999999998 m 516.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 219.39999999999998 m 562.5 219.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 196.39999999999998 m 562.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 182.39999999999998 m 424.5 182.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 196.39999999999998 m 470.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 182.39999999999998 m 470.5 182.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 196.39999999999998 m 516.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 182.39999999999998 m 516.5 182.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 196.39999999999998 m 562.5 196.39999999999998 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 182.39999999999998 m 562.5 182.39999999999998 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 320.00 317.08 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.40 325.85 Td (Cr) Tj ET Q q 0 0 0 rg BT 445.73 325.85 Td (edit/funding/debt valuation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.95 316.85 Td (adjustments gain \(loss\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 320.00 302.65 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 302.85 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 302.86 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.00 302.86 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 288.86 Td (Counterparty CV) Tj ET Q q 0 0 0 rg BT 381.66 288.86 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 288.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 288.85 Td (276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 288.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 288.86 Td (157) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 288.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 288.86 Td (\(1) Tj ET Q q 0 0 0 rg BT 550.00 288.86 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 288.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 274.86 Td (Asset FV) Tj ET Q q 0 0 0 rg BT 353.17 274.86 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 274.85 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 274.86 Td (47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 274.86 Td (\(66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 274.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 260.86 Td (Own-credit CV) Tj ET Q q 0 0 0 rg BT 375.16 260.86 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.50 260.85 Td (\(153) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 260.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 260.86 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 260.86 Td (\(28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 260.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 246.86 Td (Liability FV) Tj ET Q q 0 0 0 rg BT 363.59 246.86 Td (A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 246.85 Td (\(15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 246.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 246.86 Td (\(44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 246.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 246.86 Td (97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 232.85 Td (T) Tj ET Q q 0 0 0 rg BT 325.18 232.85 Td (otal CV) Tj ET Q q 0 0 0 rg BT 353.76 232.85 Td (Aderivative) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 223.85 Td (instruments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 223.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 223.85 Td (198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 223.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.50 223.86 Td (177) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 223.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 223.86 Td (\(1) Tj ET Q q 0 0 0 rg BT 550.00 223.86 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 223.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 209.86 Td (DV) Tj ET Q q 0 0 0 rg BT 331.84 209.86 Td (A) Tj ET Q q 0 0 0 rg BT 337.84 209.86 Td ( related to own FVO ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 200.86 Td (liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 353.50 204.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 200.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.50 200.85 Td (\(680) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 200.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 200.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 200.86 Td (\(538) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 200.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 200.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 200.86 Td (367) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 186.85 Td (T) Tj ET Q q 0 0 0 rg BT 325.18 186.85 Td (otal CV) Tj ET Q q 0 0 0 rg BT 353.76 186.85 Td (A) Tj ET Q q 0 0 0 rg BT 359.77 186.85 Td ( and DV) Tj ET Q q 0 0 0 rg BT 390.62 186.85 Td (A) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 397.12 190.93 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 186.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 450.50 186.85 Td (\(482) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.00 186.85 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 186.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 186.86 Td (\(361) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 186.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 186.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.50 186.86 Td (255) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.00 163.70 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 335.00 163.70 Td (Ef) Tj ET Q q 0 0 0 rg BT 342.41 163.70 Td (fective January 1, 2016, Citigroup early adopted on a prospective ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 154.10 Td (basis only the provisions of ) Tj ET Q q 0 0 0 rg BT 424.55 154.10 Td (ASU No. 2016-01, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 487.00 154.10 Td (Financial Instruments) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 335.00 144.50 Td (Overall \(Subtopic 825-10\): Recognition and Measur) Tj ET Q q 0 0 0 rg BT 510.00 144.50 Td (ement of ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 335.00 134.90 Td (Financial ) Tj ET Q q 0 0 0 rg BT 367.96 134.90 Td (Assets and Financial Liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 469.52 134.90 Td (, related to the presentation ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 125.30 Td (of DV) Tj ET Q q 0 0 0 rg BT 354.19 125.30 Td (A) Tj ET Q q 0 0 0 rg BT 359.52 125.30 Td ( on fair value option liabilities. ) Tj ET Q q 0 0 0 rg BT 459.73 125.30 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 499.20 125.30 Td (, beginning in the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 115.70 Td (first quarter of 2016, the portion of the change in fair value of these ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 106.10 Td (liabilities related to changes in Citigroup) Tj ET Q q 0 0 0 rg BT 467.64 106.10 Td (s own credit spreads \(DV) Tj ET Q q 0 0 0 rg BT 547.92 106.10 Td (A\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 96.50 Td (is reflected as a component of ) Tj ET Q q 0 0 0 rg BT 432.30 96.50 Td (AOCI; previously these amounts were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 86.90 Td (recognized in Citigroup) Tj ET Q q 0 0 0 rg BT 413.20 86.90 Td (s revenues and net income. DV) Tj ET Q q 0 0 0 rg BT 512.14 86.90 Td (A) Tj ET Q q 0 0 0 rg BT 517.48 86.90 Td ( amounts in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 77.30 Td (AOCI will be recognized in revenue and net income if realized upon ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 335.00 67.70 Td (the settlement of the related liability) Tj ET Q q 0 0 0 rg BT 450.22 67.70 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.00 58.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 335.00 58.10 Td (FV) Tj ET Q q 0 0 0 rg BT 344.20 58.10 Td (A) Tj ET Q q 0 0 0 rg BT 349.53 58.10 Td ( is included with CV) Tj ET Q q 0 0 0 rg BT 414.72 58.10 Td (A) Tj ET Q q 0 0 0 rg BT 420.05 58.10 Td ( for presentation purposes.) Tj ET Q endstream endobj 505 0 obj <> endobj 506 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (252) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.30 742.25 Td (aluation Pr) Tj ET Q q 0 0 0 rg BT 90.18 742.25 Td (ocess for) Tj ET Q q 0 0 0 rg BT 126.93 742.25 Td ( Fair) Tj ET Q q 0 0 0 rg BT 147.57 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 149.89 742.25 Td (V) Tj ET Q q 0 0 0 rg BT 156.20 742.25 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 209.06 742.25 Td (ements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Price verification procedures and related internal control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (procedures are governed by the Citigroup ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 204.83 718.25 Td (Pricing and Price ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.00 706.25 Td (erification Policy and Standar) Tj ET Q q 0 0 0 rg BT 162.00 706.25 Td (ds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.89 706.25 Td (, which is jointly owned by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (Finance and Risk Management. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 682.25 Td (For fair value measurements of substantially all assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (and liabilities held by the Company) Tj ET Q q 0 0 0 rg BT 177.83 670.25 Td (, individual business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (units are responsible for valuing the trading account assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (and liabilities, and Product Control within Finance performs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (independent price verification procedures to evaluate those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (fair value measurements. Product Control is independent of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (the individual business units and reports to the Global Head ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.25 Td (of Product Control. It has authority over the valuation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (financial assets and liabilities. Fair value measurements of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (assets and liabilities are determined using various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.25 Td (techniques, including, but not limited to, discounted cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (flows and internal models, such as option and correlation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (models.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 526.25 Td (Based on the observability of inputs used, Product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (Control classifies the inventory as Level1, Level2 or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (Level3 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 171.95 502.25 Td (. ) Tj ET Q q 0 0 0 rg BT 176.77 502.25 Td (When a position involves ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (one or more significant inputs that are not directly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (observable, price verification procedures are performed that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.25 Td (may include reviewing relevant historical data, analyzing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (profit and loss, valuing each component of a structured trade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.25 Td (individually and benchmarking, among others.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 430.25 Td (Reports of inventory that is classified within Level3 of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (the fair value hierarchy are distributed to senior management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (in Finance, Risk and the business. ) Tj ET Q q 0 0 0 rg BT 174.14 406.25 Td (This inventory is also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.25 Td (discussed in Risk Committees and in monthly meetings with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.25 Td (senior trading management. ) Tj ET Q q 0 0 0 rg BT 149.30 382.25 Td (As deemed necessary) Tj ET Q q 0 0 0 rg BT 234.73 382.25 Td (, reports ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.25 Td (may go to the ) Tj ET Q q 0 0 0 rg BT 92.66 370.25 Td (Audit Committee of the Board of Directors or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.25 Td (to the full Board of Directors. ) Tj ET Q q 0 0 0 rg BT 157.18 358.25 Td (Whenever an adjustment is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.25 Td (needed to bring the price of an asset or liability to its exit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.25 Td (price, Product Control reports it to management along with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.25 Td (other price verification results.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 310.25 Td (In addition, the pricing models used in measuring fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.25 Td (value are governed by an independent control framework. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.25 Td (Although the models are developed and tested by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.25 Td (individual business units, they are independently validated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.25 Td (by the Model ) Tj ET Q q 0 0 0 rg BT 91.64 262.25 Td (V) Tj ET Q q 0 0 0 rg BT 97.76 262.25 Td (alidation Group within Risk Management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.25 Td (and reviewed by Finance with respect to their impact on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.25 Td (price verification procedures. ) Tj ET Q q 0 0 0 rg BT 155.76 238.25 Td (The purpose of this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.25 Td (independent control framework is to assess model risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.25 Td (arising from models) Tj ET Q q 0 0 0 rg BT 119.13 214.25 Td ( theoretical soundness, calibration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.25 Td (techniques where needed and the appropriateness of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.25 Td (model for a specific product in a defined market. ) Tj ET Q q 0 0 0 rg BT 233.52 190.25 Td (T) Tj ET Q q 0 0 0 rg BT 238.93 190.25 Td (o ensure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.25 Td (their continued applicability) Tj ET Q q 0 0 0 rg BT 148.09 178.25 Td (, models are independently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.25 Td (reviewed annually) Tj ET Q q 0 0 0 rg BT 108.93 166.25 Td (. In addition, Risk Management approves ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.25 Td (and maintains a list of products permitted to be valued under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.25 Td (each approved model for a given business.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.00 742.25 Td (Securities Purchased Under ) Tj ET Q q 0 0 0 rg BT 434.69 742.25 Td (Agreements to Resell and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.00 730.25 Td (Securities Sold Under ) Tj ET Q q 0 0 0 rg BT 409.14 730.25 Td (Agreements to Repurchase) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.25 Td (No quoted prices exist for these instruments, so fair value is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.25 Td (determined using a discounted cash flow technique. Cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.25 Td (flows are estimated based on the terms of the contract, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.25 Td (taking into account any embedded derivative or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 670.25 Td (features. ) Tj ET Q q 0 0 0 rg BT 353.46 670.25 Td (These cash flows are discounted using interest rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.25 Td (appropriate to the maturity of the instrument as well as the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.25 Td (nature of the underlying collateral. Generally) Tj ET Q q 0 0 0 rg BT 496.83 646.25 Td (, when such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.25 Td (instruments are recorded at fair value, they are classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.25 Td (within Level2 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 481.00 622.25 Td (, as the inputs used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.25 Td (in the valuation are readily observable. However) Tj ET Q q 0 0 0 rg BT 511.24 610.25 Td (, certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.25 Td (long-dated positions are classified within Level3 of the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.25 Td (value hierarchy) Tj ET Q q 0 0 0 rg BT 378.26 586.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.00 562.25 Td (T) Tj ET Q q 0 0 0 rg BT 322.74 562.25 Td (rading ) Tj ET Q q 0 0 0 rg BT 352.10 562.25 Td (Account ) Tj ET Q q 0 0 0 rg BT 388.67 562.25 Td (Assets and LiabilitiesT) Tj ET Q q 0 0 0 rg BT 491.64 562.25 Td (rading Securities ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.00 550.25 Td (and T) Tj ET Q q 0 0 0 rg BT 340.80 550.25 Td (rading Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.25 Td (When available, the Company uses quoted market prices in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.25 Td (active markets to determine the fair value of trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 514.25 Td (securities; such items are classified as Level1 of the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.25 Td (value hierarchy) Tj ET Q q 0 0 0 rg BT 378.26 502.25 Td (. Examples include government securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.25 Td (and exchange-traded equity securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 478.25 Td (For bonds and secondary market loans traded over the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.25 Td (counter) Tj ET Q q 0 0 0 rg BT 346.58 466.25 Td (, the Company generally determines fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.25 Td (utilizing valuation techniques, including discounted cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.25 Td (flows, price-based and internal models, such as Black-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.25 Td (Scholes and Monte Carlo simulation. Fair value estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.25 Td (from these internal valuation techniques are verified, where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.25 Td (possible, to prices obtained from independent sources, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.25 Td (including third-party vendors. ) Tj ET Q q 0 0 0 rg BT 439.02 394.25 Td (V) Tj ET Q q 0 0 0 rg BT 445.13 394.25 Td (endors compile prices from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.25 Td (various sources and may apply matrix pricing for similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.25 Td (bonds or loans where no price is observable. ) Tj ET Q q 0 0 0 rg BT 496.68 370.25 Td (A) Tj ET Q q 0 0 0 rg BT 503.35 370.25 Td ( price-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 358.25 Td (methodology utilizes, where available, quoted prices or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.25 Td (market information obtained from recent trading activity of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.25 Td (assets with similar characteristics to the bond or loan being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 322.25 Td (valued. ) Tj ET Q q 0 0 0 rg BT 348.47 322.25 Td (The yields used in discounted cash flow models are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 310.25 Td (derived from the same price information. ) Tj ET Q q 0 0 0 rg BT 483.70 310.25 Td (T) Tj ET Q q 0 0 0 rg BT 489.46 310.25 Td (rading securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.25 Td (and loans priced using such methods are generally classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.25 Td (as Level2. However) Tj ET Q q 0 0 0 rg BT 399.34 286.25 Td (, when less liquidity exists for a security ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.25 Td (or loan, a quoted price is stale, a significant adjustment to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.25 Td (the price of a similar security or loan is necessary to reflect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.25 Td (dif) Tj ET Q q 0 0 0 rg BT 327.93 250.25 Td (ferences in the terms of the actual security or loan being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.25 Td (valued, or prices from independent sources are insuf) Tj ET Q q 0 0 0 rg BT 526.19 238.25 Td (ficient ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 226.25 Td (to corroborate valuation, a loan or security is generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.25 Td (classified as Level3. ) Tj ET Q q 0 0 0 rg BT 403.18 214.25 Td (The price input used in a price-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.25 Td (methodology may be zero for a security) Tj ET Q q 0 0 0 rg BT 475.74 202.25 Td (, such as a subprime ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.25 Td (CDO, that is not receiving any principal or interest and is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.25 Td (currently written down to zero.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 166.25 Td (When the Company) Tj ET Q q 0 0 0 rg BT 417.76 166.25 Td (s principal market for a portfolio of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.25 Td (loans is the securitization market, the Company uses the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.25 Td (securitization price to determine the fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 130.25 Td (portfolio. ) Tj ET Q q 0 0 0 rg BT 356.81 130.25 Td (The securitization price is determined from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 118.25 Td (assumed proceeds of a hypothetical securitization in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 106.25 Td (current market, adjusted for transformation costs \(i.e.,direct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 94.25 Td (costs other than transaction costs\) and securitization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 82.25 Td (uncertainties such as market conditions and liquidity) Tj ET Q q 0 0 0 rg BT 526.86 82.25 Td (. ) Tj ET Q q 0 0 0 rg BT 531.31 82.25 Td (As a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 70.25 Td (result of the severe reduction in the level of activity in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 58.25 Td (certain securitization markets since the second half of 2007, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 46.25 Td (observable securitization prices for certain directly ) Tj ET Q endstream endobj 507 0 obj <> endobj 508 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (253) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (comparable portfolios of loans have not been readily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (available. ) Tj ET Q q 0 0 0 rg BT 76.91 730.10 Td (Therefore, such portfolios of loans are generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (classified as Level3 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 223.04 718.10 Td (. However) Tj ET Q q 0 0 0 rg BT 264.29 718.10 Td (, for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (other loan securitization markets, such as commercial real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (estate loans, price verification of the hypothetical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (securitizations has been possible, since these markets have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (remained active. ) Tj ET Q q 0 0 0 rg BT 104.02 670.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 153.36 670.10 Td (, this loan portfolio is classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (as Level2 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 182.78 658.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 646.10 Td (For most of the lending and structured direct subprime ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (exposures, fair value is determined utilizing observable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (transactions where available, other market data for similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (assets in markets that are not active and other internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (valuation techniques. ) Tj ET Q q 0 0 0 rg BT 123.29 598.10 Td (The valuation of certain asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (security \(ABS\) CDO positions utilizes prices based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (underlying assets of the ) Tj ET Q q 0 0 0 rg BT 132.65 574.10 Td (ABS CDO. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.74 550.10 Td (rading ) Tj ET Q q 0 0 0 rg BT 71.10 550.10 Td (Account ) Tj ET Q q 0 0 0 rg BT 107.67 550.10 Td (Assets and LiabilitiesDerivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (Exchange-traded derivatives, measured at fair value using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (quoted \(i.e.,exchange\) prices in active markets, where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (available, are classified as Level1 of the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (hierarchy) Tj ET Q q 0 0 0 rg BT 73.10 502.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 490.10 Td (Derivatives without a quoted price in an active market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (and derivatives executed over the counter are valued using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (internal valuation techniques. ) Tj ET Q q 0 0 0 rg BT 156.34 466.10 Td (These derivative instruments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (are classified as either Level2 or Level3 depending upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (the observability of the significant inputs to the model.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 430.10 Td (The valuation techniques and inputs depend on the type ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (of derivative and the nature of the underlying instrument. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (The principal techniques used to value these instruments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (discounted cash flows and internal models, including Black-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (Scholes and Monte Carlo simulation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 370.10 Td (The key inputs depend upon the type of derivative and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (the nature of the underlying instrument and include interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (rate yield curves, foreign exchange rates, volatilities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (correlation. ) Tj ET Q q 0 0 0 rg BT 84.13 334.10 Td (The Company uses overnight indexed swap ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (\(OIS\) curves as fair value measurement inputs for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (valuation of certain collateralized derivatives. Citi uses the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (relevant benchmark curve for the currency of the derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (\(e.g., the London Interbank Of) Tj ET Q q 0 0 0 rg BT 158.28 286.10 Td (fered Rate for U.S.-dollar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (derivatives\) as the discount rate for uncollateralized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (derivatives. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 250.10 Td (As referenced above, during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.50 250.10 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.38 250.10 Td ( quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.53 250.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.53 250.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (Citi incorporated FV) Tj ET Q q 0 0 0 rg BT 118.03 238.10 Td (A) Tj ET Q q 0 0 0 rg BT 124.70 238.10 Td ( into the fair value measurements due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (to what it believes to be an industry migration toward ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (incorporating the market) Tj ET Q q 0 0 0 rg BT 137.63 214.10 Td (s view of funding risk premium in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (OTC derivatives. ) Tj ET Q q 0 0 0 rg BT 107.19 202.10 Td (The char) Tj ET Q q 0 0 0 rg BT 142.26 202.10 Td (ge incurred in connection with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (implementation of FV) Tj ET Q q 0 0 0 rg BT 123.59 190.10 Td (A) Tj ET Q q 0 0 0 rg BT 130.26 190.10 Td ( was reflected in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 198.56 190.10 Td (Principal ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.45 178.10 Td ( as a change in accounting estimate. Citi) Tj ET Q q 0 0 0 rg BT 249.29 178.10 Td (s FV) Tj ET Q q 0 0 0 rg BT 267.17 178.10 Td (A) Tj ET Q q 0 0 0 rg BT 273.84 178.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (methodology leverages the existing CV) Tj ET Q q 0 0 0 rg BT 193.01 166.10 Td (A) Tj ET Q q 0 0 0 rg BT 199.68 166.10 Td ( methodology to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (estimate a funding exposure profile. ) Tj ET Q q 0 0 0 rg BT 182.44 154.10 Td (The calculation of this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (exposure profile considers collateral agreements where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (terms do not permit the Company to reuse the collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (received, including where counterparties post collateral to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (third-party custodians. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.00 742.25 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 730.25 Td (The investments category includes available-for) Tj ET Q q 0 0 0 rg BT 508.95 730.25 Td (-sale debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 718.25 Td (and marketable equity securities whose fair values are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 706.25 Td (generally determined by utilizing similar procedures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 694.25 Td (described for trading securities above or) Tj ET Q q 0 0 0 rg BT 477.37 694.25 Td (, in some cases, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 682.25 Td (using vendor pricing as the primary source.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 670.25 Td (Also included in investments are nonpublic investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 658.25 Td (in private equity and real estate entities. Determining the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 646.25 Td (value of nonpublic securities involves a significant degree of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 634.25 Td (management judgment, as no quoted prices exist and such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 622.25 Td (securities are generally thinly traded. In addition, there may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 610.25 Td (be transfer restrictions on private equity securities. ) Tj ET Q q 0 0 0 rg BT 521.75 610.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 598.25 Td (Company) Tj ET Q q 0 0 0 rg BT 358.67 598.25 Td (s process for determining the fair value of such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 586.25 Td (securities utilizes commonly accepted valuation techniques, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 574.25 Td (including comparables analysis. In determining the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 562.25 Td (of nonpublic securities, the Company also considers events ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 550.25 Td (such as a proposed sale of the investee company) Tj ET Q q 0 0 0 rg BT 509.62 550.25 Td (, initial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 538.25 Td (public of) Tj ET Q q 0 0 0 rg BT 352.64 538.25 Td (ferings, equity issuances or other observable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 526.25 Td (transactions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 514.25 Td (Private equity securities are generally classified as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 502.25 Td (Level3 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 452.95 502.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 490.25 Td (In addition, the Company holds investments in certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 478.25 Td (alternative investment funds that calculate NA) Tj ET Q q 0 0 0 rg BT 501.48 478.25 Td (V) Tj ET Q q 0 0 0 rg BT 508.52 478.25 Td ( per share, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 466.25 Td (including hedge funds, private equity funds and real estate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 454.25 Td (funds. Investments in funds are generally classified as non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 442.25 Td (marketable equity securities carried at fair value. ) Tj ET Q q 0 0 0 rg BT 514.50 442.25 Td (The fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 430.25 Td (values of these investments are estimated using the NA) Tj ET Q q 0 0 0 rg BT 536.77 430.25 Td (V) Tj ET Q q 0 0 0 rg BT 543.81 430.25 Td ( per ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 418.25 Td (share of the Company) Tj ET Q q 0 0 0 rg BT 407.81 418.25 Td (s ownership interest in the funds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 406.25 Td (where it is not probable that the investment will be realized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 394.25 Td (at a price other than the NA) Tj ET Q q 0 0 0 rg BT 426.78 394.25 Td (V) Tj ET Q q 0 0 0 rg BT 432.71 394.25 Td (. Consistent with the provisions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 382.25 Td (of ) Tj ET Q q 0 0 0 rg BT 327.28 382.25 Td (ASU 2015-07 these investments have not been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 370.25 Td (categorized within the fair value hierarchy and are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 358.25 Td (included in the tables below) Tj ET Q q 0 0 0 rg BT 428.54 358.25 Td (. See Note 13 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 346.25 Td (Consolidated Financial Statements for additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 334.25 Td (information.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.00 310.25 Td (Short-T) Tj ET Q q 0 0 0 rg BT 348.31 310.25 Td (erm Borrowings and Long-T) Tj ET Q q 0 0 0 rg BT 466.03 310.25 Td (erm Debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 298.25 Td (Where fair value accounting has been elected, the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 286.25 Td (of non-structured liabilities is determined by utilizing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 274.25 Td (internal models using the appropriate discount rate for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 262.25 Td (applicable maturity) Tj ET Q q 0 0 0 rg BT 393.82 262.25 Td (. Such instruments are generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 250.25 Td (classified as Level2 of the fair value hierarchy when all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 238.25 Td (significant inputs are readily observable.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 226.25 Td (The Company determines the fair value of hybrid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 214.25 Td (financial instruments, including structured liabilities, using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 202.25 Td (the appropriate derivative valuation methodology \(described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 190.25 Td (above in T) Tj ET Q q 0 0 0 rg BT 363.85 190.25 Td (rading ) Tj ET Q q 0 0 0 rg BT 391.35 190.25 Td (Account ) Tj ET Q q 0 0 0 rg BT 427.17 190.25 Td (Assets and Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 178.25 Td (Derivatives\) given the nature of the embedded risk profile. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 166.25 Td (Such instruments are classified as Level2 or Level3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 154.25 Td (depending on the observability of significant inputs to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 142.25 Td (model.) Tj ET Q endstream endobj 509 0 obj <> endobj 510 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (254) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Items Measur) Tj ET Q q 0 0 0 rg BT 94.97 749.25 Td (ed at Fair) Tj ET Q q 0 0 0 rg BT 136.44 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 138.76 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 145.07 749.25 Td (alue on a Recurring Basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following tables present for each of the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (hierarchy levels the Company) Tj ET Q q 0 0 0 rg BT 158.46 725.25 Td (s assets and liabilities that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (measured at fair value on a recurring basis at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.87 713.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 701.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.44 701.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.02 701.25 Td (. ) Tj ET Q q 0 0 0 rg BT 158.84 701.25 Td (The Company may hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (positions that have been classified in the Level3 category with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (other financial instruments \(hedging instruments\) that may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (classified as Level3, but also with financial instruments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (classified as Level1 or Level2 of the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 554.63 725.10 Td (. ) Tj ET Q q 0 0 0 rg BT 559.45 725.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 713.10 Td (fects of these hedges are presented gross in the following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (tables:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 665.25 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 665.25 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 665.25 Td (alue Levels) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 631.75 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 631.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 631.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 631.75 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 631.75 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 631.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 631.75 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 594.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 594.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 594.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 594.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 594.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 594.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 594.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 568.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 568.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 568.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 568.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 568.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 568.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 568.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 542.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 542.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 542.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 542.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 542.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 542.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 542.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 516.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 516.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 516.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 516.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 516.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 516.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 516.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 490.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 490.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 490.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 490.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 490.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 490.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 490.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 464.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 464.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 464.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 464.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 464.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 464.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 464.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 438.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 438.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 438.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 438.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 438.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 438.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 438.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 412.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 412.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 412.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 412.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 412.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 412.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 412.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 386.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 386.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 386.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 386.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 386.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 386.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 386.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 360.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 360.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 360.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 360.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 360.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 360.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 360.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 334.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 334.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 334.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 334.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 334.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 334.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 334.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 308.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 308.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 308.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 308.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 308.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 308.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 308.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 282.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 282.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 282.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 282.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 282.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 282.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 282.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 256.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 256.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 256.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 256.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 256.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 256.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 256.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 230.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 230.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 230.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 230.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 230.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 230.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 230.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 204.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 204.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 204.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 204.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 204.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 204.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 204.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 178.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 178.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 178.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 178.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 178.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 178.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 178.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 152.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 152.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 152.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 152.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 152.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 152.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 152.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 126.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 126.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 126.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 126.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 126.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 126.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 126.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 100.75 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 100.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 100.75 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 100.75 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 100.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 100.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 100.75 44.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 631.75 m 288.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 631.75 m 338.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 631.75 m 392.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 631.75 m 435.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 631.75 m 487.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 631.75 m 532.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 631.75 m 576.5 631.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 529.75 m 576.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 529.75 m 288.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 516.75 m 288.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 529.75 m 338.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 516.75 m 338.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 529.75 m 392.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 516.75 m 392.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 529.75 m 435.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 516.75 m 435.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 529.75 m 487.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 516.75 m 487.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 529.75 m 532.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 516.75 m 532.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 529.75 m 576.5 529.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 516.75 m 576.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 425.75 m 288.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 412.75 m 288.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 425.75 m 338.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 412.75 m 338.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 425.75 m 392.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 412.75 m 392.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 425.75 m 435.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 412.75 m 435.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 425.75 m 487.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 412.75 m 487.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 425.75 m 532.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 412.75 m 532.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 425.75 m 576.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 412.75 m 576.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 334.75 m 288.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 321.75 m 288.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 334.75 m 338.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 321.75 m 338.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 334.75 m 392.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 321.75 m 392.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 334.75 m 435.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 321.75 m 435.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 334.75 m 487.5 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 321.75 m 487.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 321.75 m 338.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 321.75 m 392.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 321.75 m 435.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 321.75 m 487.5 321.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 282.75 m 288.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 269.75 m 288.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 282.75 m 338.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 269.75 m 338.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 282.75 m 392.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 269.75 m 392.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 282.75 m 435.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 269.75 m 435.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 282.75 m 487.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 269.75 m 487.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 282.75 m 532.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 269.75 m 532.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 282.75 m 576.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 269.75 m 576.5 269.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 204.75 m 288.5 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 191.75 m 288.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 204.75 m 338.5 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 191.75 m 338.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 204.75 m 392.5 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 191.75 m 392.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 204.75 m 435.5 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 191.75 m 435.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 204.75 m 487.5 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 191.75 m 487.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 204.75 m 532.5 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 191.75 m 532.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 204.75 m 576.5 204.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 191.75 m 576.5 191.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 87.75 m 288.5 87.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 74.75 m 288.5 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 87.75 m 338.5 87.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 74.75 m 338.5 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 87.75 m 392.5 87.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 74.75 m 392.5 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 87.75 m 435.5 87.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 74.75 m 435.5 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 87.75 m 487.5 87.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 74.75 m 487.5 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 87.75 m 532.5 87.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 74.75 m 532.5 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 87.75 m 576.5 87.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 74.75 m 576.5 74.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 636.00 Td (In millions of dollars at December 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.70 636.20 Td (Level1) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 323.44 640.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.70 636.20 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 375.44 640.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.60 636.20 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.80 645.20 Td (Gr) Tj ET Q q 0 0 0 rg BT 460.71 645.20 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 636.20 Td (inventory) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.80 636.20 Td (Netting) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 520.29 640.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 645.20 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.20 636.20 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 622.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 622.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.00 622.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 395.00 622.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.00 622.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 490.00 622.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 622.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 608.20 Td (Federal funds sold and securities borr) Tj ET Q q 0 0 0 rg BT 184.67 608.20 Td (owed or) Tj ET Q q 0 0 0 rg BT 215.25 608.20 Td ( pur) Tj ET Q q 0 0 0 rg BT 231.35 608.20 Td (chased under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 599.20 Td (agr) Tj ET Q q 0 0 0 rg BT 51.91 599.20 Td (eements to r) Tj ET Q q 0 0 0 rg BT 98.73 599.20 Td (esell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 599.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 599.20 Td (188,571) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 599.20 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 599.20 Td (188,587) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 599.20 Td (\(55,638) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 599.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 599.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 599.20 Td (132,949) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 586.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.67 586.15 Td (rading non-derivative assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 573.15 Td (T) Tj ET Q q 0 0 0 rg BT 50.67 573.15 Td (rading mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 560.01 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 560.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 560.15 Td (22,801) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 560.15 Td (163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 560.15 Td (22,964) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 560.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 560.15 Td (22,964) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 547.01 Td (Residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 547.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.50 547.15 Td (649) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 547.15 Td (164) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.50 547.15 Td (813) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 547.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 547.15 Td (813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 534.01 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 534.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 534.15 Td (1,309) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 534.15 Td (57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 534.15 Td (1,366) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 534.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 534.15 Td (1,366) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 521.15 Td (T) Tj ET Q q 0 0 0 rg BT 50.59 521.15 Td (otal trading mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 521.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 521.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 521.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 521.15 Td (24,759) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 521.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 521.15 Td (384) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 521.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 521.15 Td (25,143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 521.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 521.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 521.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 521.15 Td (25,143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 508.15 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 63.17 508.15 Td (T) Tj ET Q q 0 0 0 rg BT 68.76 508.15 Td (r) Tj ET Q q 0 0 0 rg BT 72.34 508.15 Td (easury and federal agency securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 508.15 Td (17,524) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 508.15 Td (3,613) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 508.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 508.15 Td (21,137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 508.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 508.15 Td (21,137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 495.15 Td (State and municipal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 495.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 495.15 Td (4,426) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 495.15 Td (274) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 495.15 Td (4,700) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 495.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 495.15 Td (4,700) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 482.15 Td (For) Tj ET Q q 0 0 0 rg BT 58.91 482.15 Td (eign government) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 482.15 Td (39,347) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 482.15 Td (20,843) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 482.15 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 482.15 Td (60,206) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 482.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 482.15 Td (60,206) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 469.15 Td (Corporate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.50 469.15 Td (301) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 469.15 Td (15,129) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 469.15 Td (275) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 469.15 Td (15,705) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 469.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 469.15 Td (15,705) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 456.15 Td (Equity securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 456.15 Td (53,305) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 456.15 Td (6,794) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 456.15 Td (120) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 456.15 Td (60,219) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 456.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 456.15 Td (60,219) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 443.15 Td (Asset-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 443.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.75 443.15 Td (1,198) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 443.15 Td (1,590) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 443.15 Td (2,788) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 443.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 443.15 Td (2,788) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 430.15 Td (Other) Tj ET Q q 0 0 0 rg BT 67.83 430.15 Td ( trading assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 122.83 434.23 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.50 430.15 Td (3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 430.15 Td (1) Tj ET Q q 0 0 0 rg BT 368.75 430.15 Td (1,105) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 430.15 Td (615) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 430.15 Td (1) Tj ET Q q 0 0 0 rg BT 463.75 430.15 Td (1,723) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 430.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 430.15 Td (1) Tj ET Q q 0 0 0 rg BT 552.75 430.15 Td (1,723) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 417.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 417.15 Td (otal trading non-derivative assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 417.15 Td (1) Tj ET Q q 0 0 0 rg BT 310.25 417.15 Td (10,480) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 417.15 Td (87,867) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 417.15 Td (3,274) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 417.15 Td (201,621) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 417.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 417.15 Td (201,621) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 404.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.67 404.15 Td (rading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 391.01 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 391.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.50 391.15 Td (145) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 391.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 391.15 Td (201,663) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 391.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 391.15 Td (1,708) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 391.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 391.15 Td (203,516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 378.01 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 378.15 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 378.15 Td (120,624) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 378.15 Td (577) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 378.15 Td (121,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 365.01 Td (Equity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 365.15 Td (2,364) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 365.15 Td (24,170) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 365.15 Td (444) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 365.15 Td (26,978) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 352.01 Td (Commodity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.50 352.15 Td (282) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 352.15 Td (13,252) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 352.15 Td (569) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 352.15 Td (14,103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 339.01 Td (Credit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 339.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 339.15 Td (19,574) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.50 339.15 Td (910) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 339.15 Td (20,484) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 326.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 326.15 Td (otal trading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 326.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 326.15 Td (2,810) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 326.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 326.15 Td (379,283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 326.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 326.15 Td (4,208) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 326.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 326.15 Td (386,301) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 313.15 Td (Cash collateral paid) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 122.00 317.23 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 313.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 313.15 Td (7,541) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 300.15 Td (Netting agr) Tj ET Q q 0 0 0 rg BT 88.66 300.15 Td (eements) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 300.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 300.15 Td (\(306,401) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 300.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 287.15 Td (Netting of cash collateral r) Tj ET Q q 0 0 0 rg BT 146.89 287.15 Td (eceived) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 287.15 Td (\(37,506) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 287.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 274.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 274.15 Td (otal trading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 274.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.75 274.15 Td (2,810) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 274.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.75 274.15 Td (379,283) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 274.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 274.15 Td (4,208) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 274.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.75 274.15 Td (393,842) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 274.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 274.15 Td (\(343,907) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 274.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 274.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 274.15 Td (49,935) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 261.15 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 248.15 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 235.01 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 235.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.00 235.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 235.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.25 235.15 Td (41,717) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 235.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 235.15 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 235.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 235.15 Td (41,741) Tj 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0.9333333333333333 1 rg /GS0 gs 532.50 369.50 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 341.50 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 341.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 341.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 341.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 341.50 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 341.50 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 341.50 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 313.50 252.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 313.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 313.50 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 313.50 43.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 313.50 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 313.50 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 313.50 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 276.50 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 276.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 276.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 276.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 276.50 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 276.50 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 276.50 44.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 239.50 252.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 239.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 239.50 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.50 239.50 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 239.50 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.50 239.50 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 239.50 44.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 732.5 m 288.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 732.5 m 338.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 732.5 m 392.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 732.5 m 435.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 732.5 m 487.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 732.5 m 532.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 732.5 m 576.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 704.5 m 288.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 704.5 m 338.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 704.5 m 392.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 704.5 m 435.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 704.5 m 487.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 704.5 m 532.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 704.5 m 576.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 704.5 m 487.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 653.5 m 288.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 653.5 m 338.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 653.5 m 392.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 653.5 m 435.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 653.5 m 487.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 653.5 m 532.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 653.5 m 576.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 630.5 m 288.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 630.5 m 338.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 630.5 m 392.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 616.5 m 392.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 630.5 m 435.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 616.5 m 435.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 630.5 m 487.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 630.5 m 532.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 630.5 m 576.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 616.5 m 288.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 602.5 m 288.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 616.5 m 338.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 602.5 m 338.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 616.5 m 392.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 602.5 m 392.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 616.5 m 435.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 602.5 m 435.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 616.5 m 487.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 602.5 m 487.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 616.5 m 532.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 602.5 m 532.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 616.5 m 576.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 602.5 m 576.5 602.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 509.5 m 288.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 495.5 m 288.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 509.5 m 338.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 495.5 m 338.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 509.5 m 392.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 495.5 m 392.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 509.5 m 435.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 495.5 m 435.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 509.5 m 487.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 495.5 m 487.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 509.5 m 532.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 495.5 m 532.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 509.5 m 576.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 495.5 m 576.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 411.5 m 288.5 411.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 397.5 m 288.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 411.5 m 338.5 411.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 397.5 m 338.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 411.5 m 392.5 411.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 397.5 m 392.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 411.5 m 435.5 411.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 397.5 m 435.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 411.5 m 487.5 411.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 397.5 m 487.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 397.5 m 338.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 397.5 m 392.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 397.5 m 435.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 397.5 m 487.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 355.5 m 288.5 355.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 341.5 m 288.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 355.5 m 338.5 355.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 341.5 m 338.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 355.5 m 392.5 355.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 341.5 m 392.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 355.5 m 435.5 355.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 341.5 m 435.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 355.5 m 487.5 355.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 341.5 m 487.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 355.5 m 532.5 355.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 341.5 m 532.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 355.5 m 576.5 355.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 341.5 m 576.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 313.5 m 288.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 313.5 m 338.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 313.5 m 392.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 313.5 m 435.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 313.5 m 487.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 313.5 m 532.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 313.5 m 576.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 262.5 m 532.5 262.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 262.5 m 288.5 262.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 239.5 m 288.5 239.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 262.5 m 338.5 262.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 239.5 m 338.5 239.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 262.5 m 392.5 262.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 239.5 m 392.5 239.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 262.5 m 435.5 262.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 239.5 m 435.5 239.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 262.5 m 487.5 262.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 239.5 m 487.5 239.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 262.5 m 532.5 262.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 239.5 m 532.5 239.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 262.5 m 576.5 262.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 239.5 m 576.5 239.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 225.5 m 288.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 225.5 m 338.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 225.5 m 392.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 225.5 m 435.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 225.5 m 487.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 225.5 m 532.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 225.5 m 576.5 225.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 211.5 m 288.5 211.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 211.5 m 338.5 211.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 211.5 m 392.5 211.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 211.5 m 435.5 211.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 211.5 m 487.5 211.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 487.5 211.5 m 532.5 211.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 211.5 m 576.5 211.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 736.75 Td (In millions of dollars at December 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 295.70 736.95 Td (Level1) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 323.44 741.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 347.70 736.95 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 375.44 741.03 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.60 736.95 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.80 745.95 Td (Gr) Tj ET Q q 0 0 0 rg BT 460.71 745.95 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.50 736.95 Td (inventory) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.80 736.95 Td (Netting) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 520.29 741.03 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.25 745.95 Td (Net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.20 736.95 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 722.95 Td (Loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 722.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 722.95 Td (3,824) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 722.95 Td (550) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 722.95 Td (4,374) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 722.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 722.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 722.95 Td (4,374) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 708.95 Td (Mortgage servicing rights) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 708.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.00 708.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 708.95 Td (558) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.50 708.95 Td (558) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 708.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 708.95 Td (558) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 694.95 Td (Non-trading derivatives and other) Tj ET Q q 0 0 0 rg BT 170.17 694.95 Td ( financial assets measur) Tj ET Q q 0 0 0 rg BT 260.75 694.95 Td (ed on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 685.95 Td (a r) Tj ET Q q 0 0 0 rg BT 49.66 685.95 Td (ecurring basis, gr) Tj ET Q q 0 0 0 rg BT 116.75 685.95 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 685.95 Td (13,903) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 685.95 Td (6,900) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 685.95 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 685.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 685.95 Td (20,819) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 671.95 Td (Cash collateral paid) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 116.00 676.03 Td (\(6\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 671.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 657.95 Td (Netting of cash collateral r) Tj ET Q q 0 0 0 rg BT 140.89 657.95 Td (eceived) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 657.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.75 657.95 Td (\(1,026) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 657.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 643.95 Td (Non-trading derivatives and other) Tj ET Q q 0 0 0 rg BT 170.17 643.95 Td ( financial assets measur) Tj ET Q q 0 0 0 rg BT 260.75 643.95 Td (ed on) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 634.95 Td (a r) Tj ET Q q 0 0 0 rg BT 49.66 634.95 Td (ecurring basis) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 634.95 Td (13,903) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 634.95 Td (6,900) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 634.95 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 634.95 Td (20,819) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 505.75 634.95 Td (\(1,026) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 634.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 634.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 634.95 Td (19,793) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 620.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 620.95 Td (otal assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.75 620.95 Td (292,700) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 620.95 Td (790,217) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.25 620.95 Td (1) Tj ET Q q 0 0 0 rg BT 405.75 620.95 Td (1,059) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.00 620.95 Td (1,101,517) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 620.95 Td (\(400,571) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 620.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 620.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 620.95 Td (700,946) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 606.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 606.95 Td (otal as a per) Tj ET Q q 0 0 0 rg BT 90.76 606.95 Td (centage of gr) Tj ET Q q 0 0 0 rg BT 140.07 606.95 Td (oss assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 175.83 611.03 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.25 606.95 Td (26.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 606.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.25 606.95 Td (72.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 606.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 606.95 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 606.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 592.95 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 578.95 Td (Inter) Tj ET Q q 0 0 0 rg BT 58.41 578.95 Td (est-bearing deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 578.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 578.95 Td (1,179) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 578.95 Td (286) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 578.95 Td (1,465) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 578.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 578.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 578.95 Td (1,465) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 564.95 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 108.43 564.95 Td (chased and securities loaned or) Tj ET Q q 0 0 0 rg BT 227.76 564.95 Td ( sold under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 555.95 Td (agr) Tj ET Q q 0 0 0 rg BT 51.91 555.95 Td (eements to r) Tj ET Q q 0 0 0 rg BT 98.73 555.95 Td (epur) Tj ET Q q 0 0 0 rg BT 116.57 555.95 Td (chase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 555.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 555.95 Td (95,550) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 555.95 Td (726) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 555.95 Td (96,276) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 555.95 Td (\(55,638) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 555.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 555.95 Td (40,638) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 541.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.67 541.95 Td (rading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 527.95 Td (Securities sold, not yet pur) Tj ET Q q 0 0 0 rg BT 147.17 527.95 Td (chased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 527.95 Td (65,843) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 527.95 Td (10,306) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 527.95 Td (22) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 527.95 Td (76,171) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 527.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 527.95 Td (76,171) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 513.95 Td (Other) Tj ET Q q 0 0 0 rg BT 67.91 513.95 Td ( trading liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 513.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 513.95 Td (1,409) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 513.95 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 513.95 Td (1,414) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 513.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 513.95 Td (1,414) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 499.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 499.95 Td (otal trading liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 499.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 499.95 Td (65,843) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 499.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 499.95 Td (1) Tj ET Q q 0 0 0 rg BT 362.75 499.95 Td (1,715) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 499.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 499.95 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 499.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 499.95 Td (77,585) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 499.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 499.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 499.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 499.95 Td (77,585) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 485.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.67 485.95 Td (rading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 471.96 Td (Interest rate contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 471.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 471.95 Td (137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 471.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 471.95 Td (182,162) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 471.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 471.95 Td (2,130) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 471.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 471.95 Td (184,429) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 457.96 Td (Foreign exchange contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.50 457.95 Td (9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 457.95 Td (1) Tj ET Q q 0 0 0 rg BT 358.25 457.95 Td (19,719) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 457.95 Td (447) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 457.95 Td (120,175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 443.96 Td (Equity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 443.95 Td (2,430) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 443.95 Td (26,472) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 443.95 Td (2,471) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 443.95 Td (31,373) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 429.96 Td (Commodity contracts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 429.95 Td (1) Tj ET Q q 0 0 0 rg BT 320.00 429.95 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 429.95 Td (14,482) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 429.95 Td (2,430) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 429.95 Td (17,027) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 51.00 415.96 Td (Credit derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 415.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 415.95 Td (19,513) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 415.95 Td (1,709) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 415.95 Td (21,222) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 401.95 Td (T) Tj ET Q q 0 0 0 rg BT 50.59 401.95 Td (otal trading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 401.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 401.95 Td (2,691) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 401.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 401.95 Td (362,348) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 401.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 401.95 Td (9,187) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 401.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 401.95 Td (374,226) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 387.95 Td (Cash collateral r) Tj ET Q q 0 0 0 rg BT 108.82 387.95 Td (eceived) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 136.81 392.03 Td (\(8\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 387.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 387.95 Td (14,296) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 373.95 Td (Netting agr) Tj ET Q q 0 0 0 rg BT 88.66 373.95 Td (eements) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 373.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 373.95 Td (\(306,401) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 373.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 359.95 Td (Netting of cash collateral paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 359.95 Td (\(35,659) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 359.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 345.95 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 345.95 Td (otal trading derivatives) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 345.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 345.95 Td (2,691) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 345.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 345.95 Td (362,348) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 345.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 345.95 Td (9,187) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 345.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 345.95 Td (388,522) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 345.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 345.95 Td (\(342,060) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 345.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 345.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 345.95 Td (46,462) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 331.95 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.65 331.95 Td (owings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 331.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 331.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 331.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 331.95 Td (4,609) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 331.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.00 331.95 Td (18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 331.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.75 331.95 Td (4,627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 331.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 331.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 331.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 331.95 Td (4,627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 317.95 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 317.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.25 317.95 Td (18,310) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.25 317.95 Td (13,082) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 317.95 Td (31,392) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.00 317.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 317.95 Td (31,392) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 303.95 Td (Non-trading derivatives and other) Tj ET Q q 0 0 0 rg BT 170.17 303.95 Td ( financial liabilities measur) Tj ET Q q 0 0 0 rg BT 273.75 303.95 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 294.95 Td (on a r) Tj ET Q q 0 0 0 rg BT 61.42 294.95 Td (ecurring basis, gr) Tj ET Q q 0 0 0 rg BT 128.50 294.95 Td (oss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 294.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 294.95 Td (13,903) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 294.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 294.95 Td (1,168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 294.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 294.95 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 294.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 294.95 Td (15,079) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 280.95 Td (Cash collateral r) Tj ET Q q 0 0 0 rg BT 102.82 280.95 Td (eceived) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 130.81 285.03 Td (\(9\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.00 280.95 Td (12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 266.95 Td (Netting of cash collateral paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 266.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 266.95 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 266.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 252.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 252.95 Td (otal non-trading derivatives and other) Tj ET Q q 0 0 0 rg BT 190.60 252.95 Td ( financial liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 243.95 Td (measur) Tj ET Q q 0 0 0 rg BT 67.41 243.95 Td (ed on a r) Tj ET Q q 0 0 0 rg BT 101.00 243.95 Td (ecurring basis) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 243.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 243.95 Td (13,903) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 243.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.75 243.95 Td (1,168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 243.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 243.95 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 243.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.25 243.95 Td (15,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 243.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.50 243.95 Td (\(7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 243.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 243.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 243.95 Td (15,084) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 229.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 229.95 Td (otal liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.00 229.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 229.95 Td (82,437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.00 229.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.75 229.95 Td (494,879) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 229.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.25 229.95 Td (23,334) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 438.00 229.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 448.75 229.95 Td (614,958) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.00 229.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.75 229.95 Td (\(397,705) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.00 229.95 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.00 229.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 229.95 Td (217,253) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 215.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 215.95 Td (otal as a per) Tj ET Q q 0 0 0 rg BT 90.76 215.95 Td (centage of gr) Tj ET Q q 0 0 0 rg BT 140.07 215.95 Td (oss liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 188.83 220.03 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.25 215.95 Td (13.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 215.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.25 215.95 Td (82.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.00 215.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.75 215.95 Td (3.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.00 215.95 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 192.80 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 192.80 Td (In 2017, the Company transferred assets of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 241.73 192.80 Td ($4.8 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.62 192.80 Td ( from Level 1 to Level 2, primarily related to foreign government securities and equity ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 183.20 Td (securities not traded in active markets. In 2017, the Company transferred assets of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 366.79 183.20 Td ($4.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 403.68 183.20 Td ( from Level 2 to Level 1, primarily related to foreign ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 173.60 Td (government bonds and equity securities traded with suf) Tj ET Q q 0 0 0 rg BT 230.93 173.60 Td (ficient frequency to constitute a liquid market. In 2017, the Company transferred liabilities of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 164.00 Td (approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 102.21 164.00 Td ($0.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 139.10 164.00 Td ( from Level 1 to Level 2. In 2017, the Company transferred liabilities of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 420.13 164.00 Td ($0.3 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 457.02 164.00 Td ( from Level 2 to Level 1. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 154.40 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 154.40 Td (Represents netting of \(i\)the amounts due under securities purchased under agreements to resell and the amounts owed under securities sold under agreements to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 144.80 Td (repurchase and \(ii\)derivative exposures covered by a qualifying master netting agreement and cash collateral of) Tj ET Q q 0 0 0 rg BT 412.59 144.80 Td (fsetting.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 135.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 135.20 Td (Includes positions related to investments in unallocated precious metals, as discussed in Note25 to the Consolidated Financial Statements. ) Tj ET Q q 0 0 0 rg BT 499.03 135.20 Td (Also includes physical ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 125.60 Td (commodities accounted for at the lower of cost or fair value and unfunded credit products.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 116.00 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 116.00 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 116.00 Td ($43,200 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.53 116.00 Td ( of gross cash collateral paid, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.05 116.00 Td ($35,659 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 368.16 116.00 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 416.01 116.00 Td (fset trading derivative liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 106.40 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 106.40 Td (Amounts exclude ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 112.21 106.40 Td ($0.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.10 106.40 Td ( of investments measured at Net ) Tj ET Q q 0 0 0 rg BT 253.52 106.40 Td (Asset ) Tj ET Q q 0 0 0 rg BT 273.15 106.40 Td (V) Tj ET Q q 0 0 0 rg BT 278.04 106.40 Td (alue \(NA) Tj ET Q q 0 0 0 rg BT 306.55 106.40 Td (V\) in accordance with ) Tj ET Q q 0 0 0 rg BT 378.97 106.40 Td (ASU No. 2015-07, ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 441.41 106.40 Td (Fair V) Tj ET Q q 0 0 0 rg BT 461.64 106.40 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 501.55 106.40 Td (ement \(T) Tj ET Q q 0 0 0 rg BT 529.04 106.40 Td (opic 820\): ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 96.80 Td (Disclosur) Tj ET Q q 0 0 0 rg BT 84.82 96.80 Td (es for Investments in Certain Entities That Calculate Net ) Tj ET Q q 0 0 0 rg BT 268.43 96.80 Td (Asset V) Tj ET Q q 0 0 0 rg BT 291.32 96.80 Td (alue per Shar) Tj ET Q q 0 0 0 rg BT 334.57 96.80 Td (e \(or Its Equivalent\). ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 87.20 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 87.20 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 87.20 Td ($7 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 173.53 87.20 Td ( of gross cash collateral paid, all of which was used to of) Tj ET Q q 0 0 0 rg BT 354.89 87.20 Td (fset non-trading derivative liabilities. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 77.60 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 77.60 Td (Because the amount of the cash collateral paid/received has not been allocated to the Level 1, 2 and 3 subtotals, these percentages are calculated based on total ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 68.00 Td (assets and liabilities measured at fair value on a recurring basis, excluding the cash collateral paid/received on derivatives.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 58.40 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 58.40 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 58.40 Td ($51,802 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.53 58.40 Td ( of gross cash collateral received, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.36 58.40 Td ($37,506 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 381.48 58.40 Td (was used to of) Tj ET Q q 0 0 0 rg BT 429.32 58.40 Td (fset trading derivative assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 48.80 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 48.80 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 48.80 Td ($1,038 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 187.53 48.80 Td ( of gross cash collateral received, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 326.36 48.80 Td ($1,026 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 373.48 48.80 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 421.32 48.80 Td (fset non-trading derivatives.) Tj ET Q endstream endobj 513 0 obj <> endobj 514 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (256) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 54.14 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 56.46 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 62.77 749.25 Td (alue Levels) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 715.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 715.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 715.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 715.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 715.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 715.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 715.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 678.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 678.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 678.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 678.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 678.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 678.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 678.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 650.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 650.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 650.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 650.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 650.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 650.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 650.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 622.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 622.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 622.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 622.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 622.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 622.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 622.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 594.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 594.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 594.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 594.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 594.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 594.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 594.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 566.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 566.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 566.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 566.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 566.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 566.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 566.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 538.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 538.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 538.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 538.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 538.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 538.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 538.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 510.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 510.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 510.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 510.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 510.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 510.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 510.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 482.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 482.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 482.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 482.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 482.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 482.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 482.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 454.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 454.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 454.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 454.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 454.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 454.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 454.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 426.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 426.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 426.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 426.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 426.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 426.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 426.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 398.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 398.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 398.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 398.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 398.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 398.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 398.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 370.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 370.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 370.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 370.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 370.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 370.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 370.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 342.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 342.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 342.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 342.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 342.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 342.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 342.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 314.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 314.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 314.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 314.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 314.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 314.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 314.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 286.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 286.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 286.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 286.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 286.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 286.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 286.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 258.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 258.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 258.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 258.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 258.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 258.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 258.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 230.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 230.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 230.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 230.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 230.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 230.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 230.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 202.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 202.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 202.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 202.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 202.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 202.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 202.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 174.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 174.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 174.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 174.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 174.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 174.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 174.75 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 146.75 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 146.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 146.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 146.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 146.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 146.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 537.50 146.75 39.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 715.75 m 297.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 715.75 m 346.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 715.75 m 396.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 715.75 m 438.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 715.75 m 489.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 715.75 m 537.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 715.75 m 576.5 715.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 608.75 m 297.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 594.75 m 297.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 608.75 m 346.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 594.75 m 346.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 608.75 m 396.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 594.75 m 396.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 608.75 m 438.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 594.75 m 438.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 608.75 m 489.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 594.75 m 489.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 608.75 m 537.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 594.75 m 537.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 608.75 m 576.5 608.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 594.75 m 576.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 496.75 m 297.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 482.75 m 297.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 496.75 m 346.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 482.75 m 346.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 496.75 m 396.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 482.75 m 396.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 496.75 m 438.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 482.75 m 438.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 496.75 m 489.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 482.75 m 489.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 496.75 m 537.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 482.75 m 537.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 496.75 m 576.5 496.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 482.75 m 576.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 398.75 m 297.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 384.75 m 297.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 398.75 m 346.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 384.75 m 346.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 398.75 m 396.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 384.75 m 396.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 398.75 m 438.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 384.75 m 438.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 398.75 m 489.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 384.75 m 489.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 384.75 m 346.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 384.75 m 396.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 384.75 m 438.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 384.75 m 489.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 342.75 m 297.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 328.75 m 297.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 342.75 m 346.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 328.75 m 346.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 342.75 m 396.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 328.75 m 396.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 342.75 m 438.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 328.75 m 438.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 342.75 m 489.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 328.75 m 489.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 342.75 m 537.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 328.75 m 537.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 342.75 m 576.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 328.75 m 576.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 258.75 m 297.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 244.75 m 297.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 258.75 m 346.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 244.75 m 346.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 258.75 m 396.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 244.75 m 396.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 258.75 m 438.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 244.75 m 438.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 258.75 m 489.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 244.75 m 489.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 258.75 m 537.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 244.75 m 537.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 258.75 m 576.5 258.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 244.75 m 576.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 132.75 m 297.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 118.75 m 297.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 132.75 m 346.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 118.75 m 346.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 132.75 m 396.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 118.75 m 396.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 132.75 m 438.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 118.75 m 438.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 132.75 m 489.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 118.75 m 489.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 132.75 m 537.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 118.75 m 537.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 132.75 m 576.5 132.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 537.5 118.75 m 576.5 118.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 720.00 Td (In millions of dollars at December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.45 720.21 Td (Level 1) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 331.69 724.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.95 720.21 Td (Level 2) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 381.19 724.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.35 720.21 Td (Level 3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.95 729.21 Td (Gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 720.21 Td (inventory) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.05 720.21 Td (Netting) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 523.05 724.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.00 729.21 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 720.21 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 706.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 706.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 706.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 692.20 Td (Federal funds sold and securities borr) Tj ET Q q 0 0 0 rg BT 184.67 692.20 Td (owed or) Tj ET Q q 0 0 0 rg BT 215.25 692.20 Td ( pur) Tj ET Q q 0 0 0 rg BT 231.35 692.20 Td (chased under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 683.20 Td (agr) Tj ET Q q 0 0 0 rg BT 51.91 683.20 Td (eements to r) Tj ET Q q 0 0 0 rg BT 98.73 683.20 Td (esell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 683.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 683.21 Td (172,394) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 683.21 Td (1,496) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 683.21 Td (173,890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 683.21 Td (\(40,686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 683.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 683.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 683.21 Td (133,204) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 669.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.67 669.20 Td (rading non-derivative assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 655.20 Td (T) Tj ET Q q 0 0 0 rg BT 50.67 655.20 Td (rading mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 641.21 Td (U.S. government-sponsored agency guaranteed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 641.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 641.21 Td (22,718) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 641.21 Td (176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 641.21 Td (22,894) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 641.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 641.21 Td (22,894) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 627.21 Td (Residential) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 627.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 627.21 Td (291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 627.21 Td (399) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 627.21 Td (690) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 627.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 627.21 Td (690) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 613.21 Td (Commercial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 613.21 Td (1,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 613.21 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 613.21 Td (1,206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 613.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 613.21 Td (1,206) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 599.20 Td (T) Tj ET Q q 0 0 0 rg BT 50.59 599.20 Td (otal trading mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 599.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 599.21 Td (24,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 599.21 Td (781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 599.21 Td (24,790) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 599.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 599.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 599.21 Td (24,790) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 585.20 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 63.17 585.20 Td (T) Tj ET Q q 0 0 0 rg BT 68.76 585.20 Td (r) Tj ET Q q 0 0 0 rg BT 72.34 585.20 Td (easury and federal agency securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 585.21 Td (16,368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 585.21 Td (4,81) Tj ET Q q 0 0 0 rg BT 388.50 585.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 585.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 585.21 Td (21,180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 585.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 585.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 585.21 Td (21,180) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 571.20 Td (State and municipal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 571.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 571.21 Td (3,780) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 571.21 Td (296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 571.21 Td (4,076) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 571.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 571.21 Td (4,076) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 557.20 Td (For) Tj ET Q q 0 0 0 rg BT 58.91 557.20 Td (eign government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 557.21 Td (32,164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 557.21 Td (17,492) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 557.21 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 557.21 Td (49,696) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 557.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 557.21 Td (49,696) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 543.20 Td (Corporate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 543.21 Td (424) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 543.21 Td (14,199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 543.21 Td (324) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 543.21 Td (14,947) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 543.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 543.21 Td (14,947) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 529.20 Td (Equity securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 529.21 Td (45,056) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 529.21 Td (5,260) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 529.21 Td (127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 529.21 Td (50,443) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 529.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 529.21 Td (50,443) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 515.20 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 515.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 515.21 Td (892) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 515.21 Td (1,868) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.75 515.21 Td (2,760) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 515.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 515.21 Td (2,760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 501.20 Td (Other) Tj ET Q q 0 0 0 rg BT 67.83 501.20 Td ( trading assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 122.83 505.28 Td (\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 501.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 501.21 Td (9,466) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 501.21 Td (2,814) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 501.21 Td (12,280) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 501.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 501.21 Td (12,280) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 487.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 487.20 Td (otal trading non-derivative assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 487.21 Td (94,012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 487.21 Td (79,909) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 487.21 Td (6,251) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 487.21 Td (180,172) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.00 487.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.00 487.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 487.21 Td (180,172) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 473.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.67 473.20 Td (rading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 459.21 Td (Interest rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 459.21 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 459.21 Td (366,995) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 459.21 Td (2,225) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 459.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 459.21 Td (369,325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 445.21 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 445.21 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 445.21 Td (184,776) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 445.21 Td (833) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 445.21 Td (185,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 431.21 Td (Equity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.75 431.21 Td (2,306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 431.21 Td (21,209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 431.21 Td (595) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 431.21 Td (24,1) Tj ET Q q 0 0 0 rg BT 477.00 431.21 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 417.21 Td (Commodity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 417.21 Td (261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 417.21 Td (12,999) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 417.21 Td (505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 417.21 Td (13,765) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 403.21 Td (Credit derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.00 403.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 403.21 Td (23,021) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 403.21 Td (1,594) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 403.21 Td (24,615) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 389.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 389.20 Td (otal trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.75 389.21 Td (2,725) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 389.21 Td (609,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 389.21 Td (5,752) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 389.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 389.21 Td (617,477) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 375.20 Td (Cash collateral paid) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 122.00 379.28 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 375.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 375.21 Td (1) Tj ET Q q 0 0 0 rg BT 465.75 375.21 Td (1,188) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 361.20 Td (Netting agr) Tj ET Q q 0 0 0 rg BT 88.66 361.20 Td (eements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 361.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 361.21 Td (\(519,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 361.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 347.20 Td (Netting of cash collateral r) Tj ET Q q 0 0 0 rg BT 146.89 347.20 Td (eceived) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 347.21 Td (\(45,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 347.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 333.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 333.20 Td (otal trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.75 333.21 Td (2,725) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 333.21 Td (609,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 333.21 Td (5,752) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 333.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 333.21 Td (628,665) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 333.21 Td 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0.9333333333333333 1 rg /GS0 gs 534.50 352.50 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 326.50 261.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 326.50 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 326.50 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 326.50 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 326.50 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 326.50 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 326.50 39.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 289.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 289.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 289.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 289.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 289.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 289.50 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 289.50 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 252.50 261.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 252.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.50 252.50 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 252.50 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 252.50 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 252.50 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 534.50 252.50 39.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 732.5 m 297.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 732.5 m 346.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 732.5 m 396.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 732.5 m 438.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 732.5 m 489.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 732.5 m 534.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 732.5 m 573.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 732.5 m 346.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 732.5 m 396.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 732.5 m 438.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 732.5 m 489.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 732.5 m 534.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 732.5 m 573.5 732.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 704.5 m 346.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 704.5 m 396.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 704.5 m 438.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 704.5 m 489.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 704.5 m 534.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 704.5 m 573.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 704.5 m 297.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 653.5 m 297.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 653.5 m 346.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 653.5 m 396.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 653.5 m 438.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 653.5 m 489.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 653.5 m 534.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 653.5 m 573.5 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 630.5 m 297.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 616.5 m 297.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 630.5 m 346.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 616.5 m 346.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 630.5 m 396.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 616.5 m 396.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 630.5 m 438.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 616.5 m 438.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 630.5 m 489.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 616.5 m 489.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 630.5 m 534.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 616.5 m 534.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 630.5 m 573.5 630.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 616.5 m 573.5 616.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 616.5 m 297.5 616.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 602.5 m 297.5 602.5 l s 0 0 0 RG /GS0 gs 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1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 495.5 m 297.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 509.5 m 346.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 495.5 m 346.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 509.5 m 396.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 495.5 m 396.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 509.5 m 438.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 495.5 m 438.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 509.5 m 489.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 495.5 m 489.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 509.5 m 534.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 495.5 m 534.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 509.5 m 573.5 509.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 495.5 m 573.5 495.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 417.5 m 297.5 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 404.5 m 297.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 417.5 m 346.5 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 404.5 m 346.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 417.5 m 396.5 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 404.5 m 396.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 417.5 m 438.5 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 404.5 m 438.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 417.5 m 489.5 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 404.5 m 489.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 404.5 m 346.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 404.5 m 396.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 404.5 m 438.5 404.5 l s 0 0 0 RG /GS0 gs 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1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 365.5 m 573.5 365.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 352.5 m 573.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 326.5 m 297.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 326.5 m 346.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 326.5 m 396.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 326.5 m 438.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 326.5 m 489.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 326.5 m 534.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 326.5 m 573.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 275.5 m 297.5 275.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 275.5 m 346.5 275.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 275.5 m 396.5 275.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 275.5 m 438.5 275.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 275.5 m 489.5 275.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 275.5 m 534.5 275.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 275.5 m 573.5 275.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 252.5 m 297.5 252.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 252.5 m 534.5 252.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 252.5 m 297.5 252.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 238.5 m 297.5 238.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 252.5 m 346.5 252.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 252.5 m 396.5 252.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 252.5 m 438.5 252.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 252.5 m 489.5 252.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 252.5 m 534.5 252.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 252.5 m 573.5 252.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 238.5 m 297.5 238.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 224.5 m 297.5 224.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 238.5 m 346.5 238.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 224.5 m 346.5 224.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 238.5 m 396.5 238.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 224.5 m 396.5 224.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 238.5 m 438.5 238.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 224.5 m 438.5 224.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 238.5 m 489.5 238.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 224.5 m 489.5 224.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 238.5 m 534.5 238.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 224.5 m 534.5 224.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 238.5 m 573.5 238.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 534.5 224.5 m 573.5 224.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 736.75 Td (In millions of dollars at December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.45 736.96 Td (Level 1) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 331.69 741.04 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.95 736.96 Td (Level 2) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 381.19 741.04 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.35 736.96 Td (Level 3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.95 745.96 Td (Gross) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.25 736.96 Td (inventory) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.55 736.96 Td (Netting) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 521.55 741.04 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 745.96 Td (Net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.75 736.96 Td (balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 722.95 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 722.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 722.96 Td (2,918) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 722.96 Td (568) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 722.96 Td (3,486) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 722.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 722.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 722.96 Td (3,486) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 708.95 Td (Mortgage servicing rights) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 708.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.50 708.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 708.96 Td (1,564) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 708.96 Td (1,564) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 708.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 708.96 Td (1,564) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 694.95 Td (Non-trading derivatives and other) Tj ET Q q 0 0 0 rg BT 170.17 694.95 Td ( financial assets measur) Tj ET Q q 0 0 0 rg BT 260.75 694.95 Td (ed on a) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 685.95 Td (r) Tj ET Q q 0 0 0 rg BT 42.91 685.95 Td (ecurring basis, gr) Tj ET Q q 0 0 0 rg BT 110.00 685.95 Td (oss) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 685.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 685.96 Td (9,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 685.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 685.96 Td (7,732) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 685.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 685.96 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 685.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 685.96 Td (17,066) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 671.95 Td (Cash collateral paid) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 116.00 676.03 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 671.96 Td (8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 657.95 Td (Netting of cash collateral r) Tj ET Q q 0 0 0 rg BT 140.89 657.95 Td (eceived) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 657.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 657.96 Td (\(1,345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 657.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 643.95 Td (Non-trading derivatives and other) Tj ET Q q 0 0 0 rg BT 170.17 643.95 Td ( financial assets measur) Tj ET Q q 0 0 0 rg BT 260.75 643.95 Td (ed on a) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 634.95 Td (r) Tj ET Q q 0 0 0 rg BT 42.91 634.95 Td (ecurring basis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 634.96 Td (9,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 634.96 Td (7,732) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 634.96 Td (34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 634.96 Td (17,074) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 634.96 Td (\(1,345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 634.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 634.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 634.96 Td (15,729) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 620.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 620.95 Td (otal assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.25 620.96 Td (276,532) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 620.96 Td (998,387) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.75 620.96 Td (19,526) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 620.96 Td (1,305,641) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 620.96 Td (\(606,943) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 620.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 620.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 620.96 Td (698,698) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 606.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 606.95 Td (otal as a per) Tj ET Q q 0 0 0 rg BT 90.76 606.95 Td (centage of gr) Tj ET Q q 0 0 0 rg BT 140.07 606.95 Td (oss assets) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 175.83 611.03 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.75 606.96 Td (21.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.50 606.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 606.96 Td (77.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 606.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 606.96 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 606.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 592.95 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 578.95 Td (Inter) Tj ET Q q 0 0 0 rg BT 58.41 578.95 Td (est-bearing deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 578.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 578.96 Td (919) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 578.96 Td (293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 578.96 Td (1,212) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 578.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 578.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 578.96 Td (1,212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 564.95 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 108.43 564.95 Td (chased and securities loaned or) Tj ET Q q 0 0 0 rg BT 227.76 564.95 Td ( sold under) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 555.95 Td (agr) Tj ET Q q 0 0 0 rg BT 51.91 555.95 Td (eements to r) Tj ET Q q 0 0 0 rg BT 98.73 555.95 Td (epur) Tj ET Q q 0 0 0 rg BT 116.57 555.95 Td (chase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 555.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 555.96 Td (73,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 555.96 Td (849) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 555.96 Td (74,349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 555.96 Td (\(40,686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 555.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 555.96 Td (33,663) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 541.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.67 541.95 Td (rading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 527.95 Td (Securities sold, not yet pur) Tj ET Q q 0 0 0 rg BT 147.17 527.95 Td (chased) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.75 527.96 Td (67,429) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 527.96 Td (12,184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 527.96 Td (1,177) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 527.96 Td (80,790) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 527.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 527.96 Td (80,790) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 513.95 Td (Other) Tj ET Q q 0 0 0 rg BT 67.91 513.95 Td ( trading liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 513.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 513.96 Td (1,827) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 513.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 513.96 Td (1,828) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 513.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 513.96 Td (1,828) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 499.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 499.95 Td (otal trading liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 499.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.75 499.96 Td (67,429) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 499.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 499.96 Td (14,01) Tj ET Q q 0 0 0 rg BT 384.00 499.96 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 499.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 499.96 Td (1,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 499.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 499.96 Td (82,618) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 499.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 499.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 499.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 499.96 Td (82,618) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 486.90 Td (T) Tj ET Q q 0 0 0 rg BT 50.67 486.90 Td (rading account derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 473.76 Td (Interest rate contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 473.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 473.76 Td (107) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 473.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 473.76 Td (351,766) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 473.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 473.76 Td (2,888) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 473.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 473.76 Td (354,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 460.76 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 460.76 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 460.76 Td (187,328) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 460.76 Td (420) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 460.76 Td (187,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 447.76 Td (Equity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 447.76 Td (2,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 447.76 Td (22,1) Tj ET Q q 0 0 0 rg BT 379.50 447.76 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 447.76 Td (2,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 447.76 Td (26,516) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 434.76 Td (Commodity contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.00 434.76 Td (196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 434.76 Td (12,386) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 434.76 Td (2,450) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 434.76 Td (15,032) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 421.76 Td (Credit derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 421.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 421.76 Td (22,842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 421.76 Td (2,595) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 421.76 Td (25,437) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 408.90 Td (T) Tj ET Q q 0 0 0 rg BT 50.59 408.90 Td (otal trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 408.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 408.76 Td (2,561) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 408.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 408.76 Td (596,441) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 408.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.75 408.76 Td (10,505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 408.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 408.76 Td (609,507) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 395.90 Td (Cash collateral r) Tj ET Q q 0 0 0 rg BT 108.82 395.90 Td (eceived) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 136.81 399.98 Td (\(8\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 395.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 395.76 Td (15,731) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 382.90 Td (Netting agr) Tj ET Q q 0 0 0 rg BT 88.66 382.90 Td (eements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 382.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 382.76 Td (\(519,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 382.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 369.90 Td (Netting of cash collateral paid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 369.76 Td (\(49,81) Tj ET Q q 0 0 0 rg BT 526.50 369.76 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 369.76 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 45.00 356.90 Td (T) Tj ET Q q 0 0 0 rg BT 50.18 356.90 Td (otal trading derivatives) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 356.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 356.76 Td (2,561) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 356.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 356.76 Td (596,441) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 356.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.75 356.76 Td (10,505) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 356.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 356.76 Td (625,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 356.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 356.76 Td (\(568,81) Tj ET Q q 0 0 0 rg BT 526.50 356.76 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 356.76 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 356.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 356.76 Td (56,427) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 343.90 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.65 343.90 Td (owings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 343.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 343.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 343.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 343.76 Td (2,658) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 343.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 343.76 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 343.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.25 343.76 Td (2,700) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 343.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 343.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 343.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 343.76 Td (2,700) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 330.90 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 330.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.75 330.76 Td (16,510) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 330.76 Td (9,744) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 330.76 Td (26,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 330.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 330.76 Td (26,254) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 316.95 Td (Non-trading derivatives and other) Tj ET Q q 0 0 0 rg BT 170.17 316.95 Td ( financial liabilities measur) Tj ET Q q 0 0 0 rg BT 273.75 316.95 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 307.95 Td (on a r) Tj ET Q q 0 0 0 rg BT 61.42 307.95 Td (ecurring basis, gr) Tj ET Q q 0 0 0 rg BT 128.50 307.95 Td (oss) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 307.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 307.96 Td (9,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 307.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 307.96 Td (1,540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 307.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 307.96 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 307.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 307.96 Td (10,848) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 293.95 Td (Cash collateral r) Tj ET Q q 0 0 0 rg BT 102.82 293.95 Td (eceived) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 130.81 298.03 Td (\(9\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.00 293.96 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 279.95 Td (Netting of cash collateral paid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 279.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 279.96 Td (\(53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 279.96 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 265.95 Td (Non-trading derivatives and other) Tj ET Q q 0 0 0 rg BT 170.17 265.95 Td ( financial liabilities measur) Tj ET Q q 0 0 0 rg BT 273.75 265.95 Td (ed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 256.95 Td (on a r) Tj ET Q q 0 0 0 rg BT 61.42 256.95 Td (ecurring basis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 256.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.25 256.96 Td (9,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 256.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.25 256.96 Td (1,540) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 256.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 256.96 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 256.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.75 256.96 Td (10,849) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 256.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 519.00 256.96 Td (\(53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 256.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 256.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 256.96 Td (10,796) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 242.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 242.95 Td (otal liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 242.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.75 242.96 Td (79,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 242.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 242.96 Td (705,579) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 242.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.75 242.96 Td (22,619) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 242.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.25 242.96 Td (823,220) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 242.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 242.96 Td (\(609,550) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 242.96 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 242.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 242.96 Td (213,670) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 228.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 228.95 Td (otal as a per) Tj ET Q q 0 0 0 rg BT 90.76 228.95 Td (centage of gr) Tj ET Q q 0 0 0 rg BT 140.07 228.95 Td (oss liabilities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 188.83 233.03 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.25 228.96 Td (9.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.50 228.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.75 228.96 Td (87.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.50 228.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 228.96 Td (2.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.50 228.96 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 205.80 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 205.80 Td (In 2016, the Company transferred assets of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 241.73 205.80 Td ($2.6 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.62 205.80 Td ( from Level1 to Level2, respectively) Tj ET Q q 0 0 0 rg BT 398.94 205.80 Td (, primarily related to foreign government securities and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 196.20 Td (equity securities not traded in active markets. In 2016, the Company transferred assets of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 388.79 196.20 Td ($4.0 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 425.68 196.20 Td ( from Level2 to Level1, respectively) Tj ET Q q 0 0 0 rg BT 546.00 196.20 Td (, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 186.60 Td (primarily related to foreign government bonds and equity securities traded with suf) Tj ET Q q 0 0 0 rg BT 319.78 186.60 Td (ficient frequency to constitute a liquid market. In 2016, the Company ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 177.00 Td (transferred liabilities of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 179.29 177.00 Td ($0.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.18 177.00 Td ( from Level 2 to Level 1. In 2016, the Company transferred liabilities of approximately ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.21 177.00 Td ($0.3 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 534.10 177.00 Td ( from Level ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 167.40 Td (1 to Level 2. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 157.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 157.80 Td (Represents netting of \(i\)the amounts due under securities purchased under agreements to resell and the amounts owed under securities sold under agreements to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 148.20 Td (repurchase; and \(ii\)derivative exposures covered by a qualifying master netting agreement and cash collateral of) Tj ET Q q 0 0 0 rg BT 414.82 148.20 Td (fsetting.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 138.60 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 138.60 Td (Includes positions related to investments in unallocated precious metals, as discussed in Note25 to the Consolidated Financial Statements. ) Tj ET Q q 0 0 0 rg BT 499.03 138.60 Td (Also includes physical ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 129.00 Td (commodities accounted for at the lower of cost or fair value and unfunded credit products.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 119.40 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 119.40 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 119.40 Td ($60,999 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.53 119.40 Td ( of gross cash collateral paid, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.05 119.40 Td ($49,81) Tj ET Q q 0 0 0 rg BT 338.75 119.40 Td (1 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 367.86 119.40 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 415.71 119.40 Td (fset trading derivative liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 109.80 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 109.80 Td (Amounts exclude ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 112.21 109.80 Td ($0.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.10 109.80 Td ( investments measured at Net ) Tj ET Q q 0 0 0 rg BT 244.86 109.80 Td (Asset ) Tj ET Q q 0 0 0 rg BT 264.49 109.80 Td (V) Tj ET Q q 0 0 0 rg BT 269.38 109.80 Td (alue \(NA) Tj ET Q q 0 0 0 rg BT 297.89 109.80 Td (V\) in accordance with ) Tj ET Q q 0 0 0 rg BT 370.30 109.80 Td (ASU 2015-07) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 414.97 109.80 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 100.20 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 100.20 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 100.20 Td ($61 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 177.53 100.20 Td ( of gross cash collateral paid, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.05 100.20 Td ($53 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 340.16 100.20 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 388.01 100.20 Td (fset non-trading derivative liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 90.60 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 90.60 Td (Because the amount of the cash collateral paid/received has not been allocated to the Level 1, 2 and 3 subtotals, these percentages are calculated based on total ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 81.00 Td (assets and liabilities measured at fair value on a recurring basis, excluding the cash collateral paid/received on derivatives.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 71.40 Td (\(8\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 71.40 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 71.40 Td ($61,643 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 191.53 71.40 Td ( of gross cash collateral received, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.36 71.40 Td ($45,912 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 381.48 71.40 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 429.32 71.40 Td (fset trading derivative assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 61.80 Td (\(9\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 61.80 Td (Reflects the net amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.42 61.80 Td ($1,346 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 187.53 61.80 Td ( of gross cash collateral received, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 326.36 61.80 Td ($1,345 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 373.48 61.80 Td ( was used to of) Tj ET Q q 0 0 0 rg BT 421.32 61.80 Td (fset non-trading derivative assets.) Tj ET Q endstream endobj 517 0 obj <> endobj 518 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (258) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Changes in Level3 Fair) Tj ET Q q 0 0 0 rg BT 137.48 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 139.80 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 146.11 749.25 Td (alue Category) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following tables present the changes in the Level3 fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (value category for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.96 725.25 Td (years ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.43 725.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.93 725.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.52 725.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 713.25 Td (. ) Tj ET Q q 0 0 0 rg BT 60.82 713.25 Td (The gains and losses presented below include changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (the fair value related to both observable and unobservable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (inputs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.25 Td (The Company often hedges positions with of) Tj ET Q q 0 0 0 rg BT 233.79 677.25 Td (fsetting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (positions that are classified in a dif) Tj ET Q q 0 0 0 rg BT 175.23 665.25 Td (ferent level. For example, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (the gains and losses for assets and liabilities in the Level3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (category presented in the tables below do not reflect the ef) Tj ET Q q 0 0 0 rg BT 557.61 749.10 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (of of) Tj ET Q q 0 0 0 rg BT 342.98 737.10 Td (fsetting losses and gains on hedging instruments that may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (be classified in the Level1 and Level2 categories. In addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (the Company hedges items classified in the Level3 category ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (with instruments also classified in Level3 of the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (hierarchy) Tj ET Q q 0 0 0 rg BT 361.10 689.10 Td (. ) Tj ET Q q 0 0 0 rg BT 365.92 689.10 Td (The hedged items and related hedges are presented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (gross in the following tables:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (Level3 Fair) Tj ET Q q 0 0 0 rg BT 87.47 629.25 Td ( ) Tj ET Q q 0 0 0 rg BT 89.79 629.25 Td (V) Tj ET Q q 0 0 0 rg BT 96.09 629.25 Td (alue Rollforward) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 576.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 131.50 576.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 576.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 576.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 576.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 576.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 576.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 576.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 576.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 576.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 576.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 576.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 526.75 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 131.50 526.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 526.75 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 526.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 526.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 526.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 526.75 41.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 526.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 526.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 526.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 526.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 526.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 484.75 96.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 131.50 484.75 36.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 484.75 51.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 484.75 42.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 484.75 34.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 484.75 34.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 484.75 41.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 484.75 42.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 484.75 36.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 484.75 46.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 484.75 36.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 484.75 46.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 442.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 131.50 442.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 442.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 442.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 442.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 442.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 442.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 442.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 442.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 442.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 442.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 442.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 408.75 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 131.50 408.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 408.75 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 408.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 408.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 408.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 408.75 41.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 408.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 408.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 408.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 408.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 408.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 374.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 131.50 374.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 374.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 374.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 374.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 374.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 374.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 374.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 374.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 374.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 374.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 374.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 348.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 131.50 348.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 348.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 348.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 348.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 348.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 348.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 348.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 348.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 348.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 348.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 348.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 322.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 131.50 322.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 322.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 322.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 322.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 322.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 322.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 322.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 322.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 322.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 322.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 322.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 288.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 131.50 288.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 288.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 288.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 288.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 288.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 288.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 288.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 288.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 288.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 288.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 288.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 262.75 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 131.50 262.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 262.75 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 262.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 262.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 262.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 262.75 41.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 262.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 262.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 262.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 262.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 262.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 228.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 131.50 228.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 228.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 228.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 228.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 228.75 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 228.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 228.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 228.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 228.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 228.75 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 228.75 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 202.75 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 131.50 202.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 202.75 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.50 202.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 202.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 202.75 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 202.75 41.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.50 202.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 202.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 202.75 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 202.75 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 202.75 46.00 -21.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 597.75 m 218.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 597.75 m 260.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 597.75 m 294.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 597.75 m 328.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 576.75 m 131.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 131.5 576.75 m 167.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 576.75 m 218.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 576.75 m 260.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 576.75 m 294.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 576.75 m 328.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 576.75 m 369.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 576.75 m 411.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 576.75 m 447.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 576.75 m 493.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 576.75 m 529.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 576.75 m 575.5 576.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 429.75 m 131.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 408.75 m 131.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 131.5 429.75 m 167.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 131.5 408.75 m 167.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 429.75 m 218.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 408.75 m 218.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 429.75 m 260.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 408.75 m 260.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 429.75 m 294.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 408.75 m 294.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 429.75 m 328.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 408.75 m 328.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 429.75 m 369.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 408.75 m 369.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 429.75 m 411.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 408.75 m 411.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 429.75 m 447.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 408.75 m 447.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 429.75 m 493.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 408.75 m 493.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 429.75 m 529.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 408.75 m 529.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 429.75 m 575.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 408.75 m 575.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 309.75 m 131.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 288.75 m 131.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 131.5 309.75 m 167.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 131.5 288.75 m 167.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 309.75 m 218.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 288.75 m 218.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 309.75 m 260.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 288.75 m 260.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 309.75 m 294.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 288.75 m 294.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 309.75 m 328.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 288.75 m 328.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 309.75 m 369.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 288.75 m 369.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 309.75 m 411.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 288.75 m 411.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 309.75 m 447.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 288.75 m 447.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 309.75 m 493.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 288.75 m 493.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 309.75 m 529.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 288.75 m 529.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 309.75 m 575.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 288.75 m 575.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 288.75 m 131.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 131.5 288.75 m 167.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 288.75 m 218.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218.5 288.75 m 260.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 288.75 m 294.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 288.75 m 328.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 288.75 m 369.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 288.75 m 411.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 288.75 m 447.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 288.75 m 493.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 288.75 m 529.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 288.75 m 575.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 202.75 m 131.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 181.75 m 131.5 181.75 l s 0 0 0 RG 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411.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 181.75 m 411.5 181.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 202.75 m 447.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 181.75 m 447.5 181.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 202.75 m 493.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 181.75 m 493.5 181.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 202.75 m 529.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 181.75 m 529.5 181.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 202.75 m 575.5 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 181.75 m 575.5 181.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 601.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 134.00 601.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.95 609.98 Td (Net r) Tj ET Q q 0 0 0 rg BT 191.42 609.98 Td (ealized/unr) Tj ET Q q 0 0 0 rg BT 229.49 609.98 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.35 601.98 Td (gains \(losses\) included in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 277.60 601.98 Td (T) Tj ET Q q 0 0 0 rg BT 282.64 601.98 Td (ransfers) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 331.00 601.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 372.00 601.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 414.00 601.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 601.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 601.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.40 604.98 Td (Unr) Tj ET Q q 0 0 0 rg BT 547.03 604.98 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 541.95 596.98 Td (gains/) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 539.75 588.98 Td (\(losses\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 534.40 580.98 Td (still held) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 563.52 584.61 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 581.00 Td (In millions of dollars) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.55 589.00 Td (Dec. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 141.00 581.00 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 176.70 588.98 Td (Principal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 171.60 580.98 Td (transactions) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 222.70 580.98 Td (Other) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 243.14 584.61 Td (\(1\)\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 270.30 588.98 Td (into) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 264.65 580.98 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 301.10 588.98 Td (out of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 298.65 580.98 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 331.20 580.98 Td (Pur) Tj ET Q q 0 0 0 rg BT 344.01 580.98 Td (chases) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 373.75 580.98 Td (Issuances) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.30 580.98 Td (Sales) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.20 580.98 Td (Settlements) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.55 588.98 Td (Dec. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 503.00 580.98 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 567.98 Td (Assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 554.98 Td (Federal funds sold and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 546.98 Td (securities borr) Tj ET Q q 0 0 0 rg BT 87.47 546.98 Td (owed or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 538.98 Td (pur) Tj ET Q q 0 0 0 rg BT 50.38 538.98 Td (chased under) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 530.98 Td (agr) Tj ET Q q 0 0 0 rg BT 49.48 530.98 Td (eements to r) Tj ET Q q 0 0 0 rg BT 91.09 530.98 Td (esell) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 134.00 531.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 146.30 531.00 Td (1,496) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 170.00 530.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 200.60 530.98 Td (\(281) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 215.30 530.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 221.00 530.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 530.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 263.00 530.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 283.30 530.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 297.00 530.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 304.60 530.98 Td (\(1,198) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 325.30 530.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 331.00 530.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 358.30 530.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 372.00 530.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 400.30 530.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 414.00 530.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 530.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 530.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.60 530.98 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 530.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 530.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 530.98 Td (16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 530.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 568.30 530.98 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 517.98 Td (T) Tj ET Q q 0 0 0 rg BT 43.04 517.98 Td (rading non-derivative) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 509.98 Td (assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 496.98 Td (T) Tj ET Q q 0 0 0 rg BT 49.04 496.98 Td (rading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 488.98 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 476.00 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 468.00 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 460.00 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 152.30 460.00 Td (176) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 207.30 459.98 Td (23) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 459.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 279.30 459.98 Td (176) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 310.60 459.98 Td (\(174) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 325.30 459.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 354.25 459.98 Td (463) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 400.30 459.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 459.98 Td (\(504) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 459.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 486.30 459.98 Td (3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 459.98 Td (163) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 568.30 459.98 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 447.00 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 152.30 447.00 Td (399) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 207.30 446.98 Td (86) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 446.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 283.30 446.98 Td (95) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 310.60 446.98 Td (\(1) Tj ET Q q 0 0 0 rg BT 317.26 446.98 Td (18) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 325.30 446.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 354.25 446.98 Td (126) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 400.30 446.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 446.98 Td (\(424) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 446.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 446.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 446.98 Td (164) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 446.98 Td (14) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 434.00 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 152.30 434.00 Td (206) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 207.30 433.98 Td (15) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 433.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 283.30 433.98 Td (69) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 314.60 433.98 Td (\(57) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 325.30 433.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 354.25 433.98 Td (450) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 400.30 433.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 433.98 Td (\(626) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 433.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 433.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 433.98 Td (57) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 434.03 Td (\(5) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 433.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 420.98 Td (T) Tj ET Q q 0 0 0 rg BT 42.97 420.98 Td (otal trading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 412.98 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 134.00 413.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 152.30 413.00 Td (781) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 170.00 412.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 203.30 412.98 Td (124) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 221.00 412.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 412.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 263.00 412.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 279.30 412.98 Td (340) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 297.00 412.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 310.60 412.98 Td (\(349) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 325.30 412.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 331.00 412.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 348.25 412.98 Td (1,039) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 372.00 412.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 400.30 412.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 414.00 412.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 423.60 412.98 Td (\(1,554) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 412.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 412.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 486.30 412.98 Td (3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 412.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 412.98 Td (384) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 412.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 412.98 Td (1) Tj ET Q q 0 0 0 rg BT 568.30 412.98 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 399.98 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 60.15 399.98 Td (T) Tj ET Q q 0 0 0 rg BT 65.12 399.98 Td (r) Tj ET Q q 0 0 0 rg BT 68.30 399.98 Td (easury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 391.98 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 134.00 392.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 160.30 392.00 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 170.00 391.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 207.30 391.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 221.00 391.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 391.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 263.00 391.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 283.30 391.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 297.00 391.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.30 391.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 331.00 391.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 358.30 391.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 372.00 391.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 400.30 391.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 414.00 391.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 391.98 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 391.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 391.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 391.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 391.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 391.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 391.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 391.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 378.98 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 152.30 379.00 Td (296) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 207.30 378.98 Td (28) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 378.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 283.30 378.98 Td (24) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 314.60 378.98 Td (\(48) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 325.30 378.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 354.25 378.98 Td (161) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 397.60 378.98 Td (\(23) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 408.30 378.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 378.98 Td (\(164) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 378.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 378.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 378.98 Td (274) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 568.30 378.98 Td (8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 365.98 Td (For) Tj ET Q q 0 0 0 rg BT 56.37 365.98 Td (eign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 156.30 366.00 Td (40) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 211.30 365.98 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 365.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 283.30 365.98 Td (89) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 310.60 365.98 Td (\(228) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 325.30 365.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 354.25 365.98 Td (291) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 400.30 365.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 365.98 Td (\(177) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 365.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 365.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 365.98 Td (16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 365.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 352.98 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 152.30 353.00 Td (324) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 203.30 352.98 Td (344) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 352.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 279.30 352.98 Td (140) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 310.60 352.98 Td (\(185) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 325.30 352.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 354.25 352.98 Td (482) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.60 352.98 Td (\(8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 408.30 352.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 352.98 Td (\(828) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 352.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 486.30 352.98 Td (6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 352.98 Td (275) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 352.98 Td (81) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 339.98 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 152.30 340.00 Td (127) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 207.30 339.98 Td (54) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 339.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 279.30 339.98 Td (210) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 314.60 339.98 Td (\(58) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 325.30 339.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 358.30 339.98 Td (51) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.60 339.98 Td (\(3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 408.30 339.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 339.98 Td (\(261) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 339.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 339.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 339.98 Td (120) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 339.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 326.98 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 146.30 327.00 Td (1,868) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 203.30 326.98 Td (284) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 326.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 283.30 326.98 Td (44) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 310.60 326.98 Td (\(178) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 325.30 326.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 348.25 326.98 Td (1,457) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 400.30 326.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 423.60 326.98 Td (\(1,885) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 326.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 326.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 326.98 Td (1,590) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 326.98 Td (36) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 313.98 Td (Other) Tj ET Q q 0 0 0 rg BT 64.29 313.98 Td (trading assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 146.30 314.00 Td (2,814) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 203.30 313.98 Td (1) Tj ET Q q 0 0 0 rg BT 207.30 313.98 Td (17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 313.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 279.30 313.98 Td (474) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 304.60 313.98 Td (\(2,691) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 325.30 313.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 348.25 313.98 Td (2,195) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 400.30 313.98 Td (1) Tj ET Q q 0 0 0 rg BT 404.30 313.98 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 423.60 313.98 Td (\(2,285) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 313.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.60 313.98 Td (\(20) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 313.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 313.98 Td (615) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 313.98 Td (60) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 300.98 Td (T) Tj ET Q q 0 0 0 rg BT 42.60 300.98 Td (otal trading non-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 292.98 Td (derivative assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 134.00 293.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 146.30 293.00 Td (6,251) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 170.00 292.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 203.30 292.98 Td (952) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 221.00 292.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 292.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 263.00 292.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 273.30 292.98 Td (1,321) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 297.00 292.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 304.60 292.98 Td (\(3,737) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 325.30 292.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 331.00 292.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 348.25 292.98 Td (5,676) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 372.00 292.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 397.60 292.98 Td (\(23) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 408.30 292.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 414.00 292.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 423.60 292.98 Td (\(7,155) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 292.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 292.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.60 292.98 Td (\(1) Tj ET Q q 0 0 0 rg BT 486.26 292.98 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 292.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 292.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 292.98 Td (3,274) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 292.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 560.30 292.98 Td (196) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 279.98 Td (T) Tj ET Q q 0 0 0 rg BT 42.74 279.98 Td (rading derivatives, net) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 119.40 283.61 Td (\(4\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 267.00 Td (Interest rate contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 134.00 267.00 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.60 267.00 Td (\(663) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 164.30 267.00 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 170.00 266.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 204.60 266.98 Td (\(44) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 215.30 266.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 221.00 266.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 266.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 263.00 266.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.60 266.98 Td (\(28) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 291.30 266.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 297.00 266.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.30 266.98 Td (610) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 331.00 266.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 354.25 266.98 Td (154) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 372.00 266.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 397.60 266.98 Td (\(13) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 408.30 266.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 414.00 266.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 266.98 Td (\(322) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 266.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 266.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 266.98 Td (\(1) Tj ET Q q 0 0 0 rg BT 482.26 266.98 Td (16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 266.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 266.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 511.60 266.98 Td (\(422) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 526.30 266.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 266.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 266.98 Td (77) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 254.00 Td (Foreign exchange) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 246.00 Td (contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 152.30 246.00 Td (413) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 200.60 245.98 Td (\(438) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 215.30 245.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 245.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 283.30 245.98 Td (54) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 314.60 245.98 Td (\(60) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 325.30 245.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 358.30 245.98 Td (33) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 400.30 245.98 Td (14) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 245.98 Td (\(21) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 245.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 478.30 245.98 Td (135) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 245.98 Td (130) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 557.60 246.03 Td (\(139) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 245.98 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 233.00 Td (Equity contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.60 233.00 Td (\(1,557) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 164.30 233.00 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 203.30 232.98 Td (129) Tj ET 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BT 44.00 207.00 Td (Credit derivatives) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.60 207.00 Td (\(1,001) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 164.30 207.00 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 200.60 206.98 Td (\(484) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 215.30 206.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.30 206.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.60 206.98 Td (\(28) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 291.30 206.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.30 206.98 Td (18) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 362.30 206.98 Td (6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 400.30 206.98 Td (16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 206.98 Td (\(6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 206.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 478.30 206.98 Td (680) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 511.60 206.98 Td (\(799) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 526.30 206.98 Td (\)) Tj ET Q BT /F2 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Td (\(84) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 291.30 185.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 297.00 185.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.30 185.98 Td (631) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 331.00 185.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 354.25 185.98 Td (377) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 372.00 185.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 393.60 185.98 Td (\(176) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 408.30 185.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 414.00 185.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 185.98 Td (\(685) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 185.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 185.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 478.30 185.98 Td (932) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 185.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 505.60 185.98 Td (\(4,979) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 526.30 185.98 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 185.98 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 557.60 186.03 Td (\(296) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 185.98 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.90 162.25 Td (T) Tj ET Q q 0 0 0 rg BT 203.31 162.25 Td (able continues on the next page, including footnotes.) 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0.9333333333333333 1 rg /GS0 gs 493.50 331.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 331.50 46.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 297.50 99.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 297.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 297.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.50 297.50 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 297.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 297.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 297.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 297.50 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 297.50 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 297.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 297.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 297.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 271.50 99.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 134.50 271.50 36.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.50 271.50 51.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.50 271.50 42.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 271.50 34.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 271.50 34.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.50 271.50 44.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 271.50 42.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 271.50 30.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 271.50 46.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 271.50 36.00 -29.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 271.50 46.00 -29.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 734.5 m 221.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 734.5 m 263.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 734.5 m 297.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 734.5 m 331.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 713.5 m 134.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 713.5 m 170.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 713.5 m 221.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 713.5 m 263.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 713.5 m 297.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 713.5 m 331.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 713.5 m 375.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 713.5 m 417.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 713.5 m 447.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 713.5 m 493.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 713.5 m 529.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 713.5 m 575.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 713.5 m 134.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 713.5 m 170.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 713.5 m 221.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 713.5 m 263.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 713.5 m 297.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 713.5 m 331.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 713.5 m 375.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 713.5 m 417.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 713.5 m 447.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 713.5 m 493.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 713.5 m 529.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 713.5 m 575.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 624.5 m 134.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 624.5 m 170.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 624.5 m 221.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 624.5 m 263.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 624.5 m 297.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 624.5 m 331.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 624.5 m 375.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 624.5 m 417.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 624.5 m 447.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 624.5 m 493.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 624.5 m 529.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 624.5 m 575.5 624.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 595.5 m 134.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 595.5 m 170.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 595.5 m 221.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 595.5 m 263.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 595.5 m 297.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 595.5 m 331.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 595.5 m 375.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 595.5 m 417.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 595.5 m 447.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 595.5 m 493.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 595.5 m 529.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 595.5 m 575.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 595.5 m 134.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 595.5 m 170.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 595.5 m 221.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 595.5 m 263.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 595.5 m 297.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 595.5 m 331.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 595.5 m 375.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 595.5 m 417.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 595.5 m 447.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 595.5 m 493.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 595.5 m 529.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 595.5 m 575.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 475.5 m 134.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 462.5 m 134.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 475.5 m 170.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 462.5 m 170.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 475.5 m 221.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 462.5 m 221.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 475.5 m 263.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 462.5 m 263.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 475.5 m 297.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 462.5 m 297.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 475.5 m 331.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 462.5 m 331.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 475.5 m 375.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 462.5 m 375.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 475.5 m 417.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 462.5 m 417.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 475.5 m 447.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 462.5 m 447.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 475.5 m 493.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 462.5 m 493.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 475.5 m 529.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 462.5 m 529.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 475.5 m 575.5 475.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 462.5 m 575.5 462.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 407.5 m 134.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 407.5 m 170.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 407.5 m 221.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 407.5 m 263.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 407.5 m 297.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 407.5 m 331.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 407.5 m 375.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 407.5 m 417.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 407.5 m 447.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 407.5 m 493.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 407.5 m 529.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 407.5 m 575.5 407.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 242.5 m 134.5 242.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 134.5 242.5 m 170.5 242.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 170.5 242.5 m 221.5 242.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 242.5 m 263.5 242.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 242.5 m 297.5 242.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 242.5 m 331.5 242.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 242.5 m 375.5 242.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 242.5 m 417.5 242.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 242.5 m 447.5 242.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 242.5 m 493.5 242.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 242.5 m 529.5 242.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 242.5 m 575.5 242.5 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 137.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 176.95 746.73 Td (Net r) Tj ET Q q 0 0 0 rg BT 194.42 746.73 Td (ealized/unr) Tj ET Q q 0 0 0 rg BT 232.49 746.73 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 174.35 738.73 Td (gains \(losses\) included in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 280.60 738.73 Td (T) Tj ET Q q 0 0 0 rg BT 285.64 738.73 Td (ransfers) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 533.40 741.73 Td (Unr) Tj ET Q q 0 0 0 rg BT 547.03 741.73 Td (ealized) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 541.95 733.73 Td (gains/) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 539.75 725.73 Td (\(losses\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 534.40 717.73 Td (still held) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 563.52 721.36 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 717.75 Td (In millions of dollars) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.55 725.75 Td (Dec. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.00 717.75 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 179.70 725.73 Td (Principal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 174.60 717.73 Td (transactions) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 225.70 717.73 Td (Other) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 246.14 721.36 Td (\(1\)\(2\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 273.30 725.73 Td (into) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 267.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 304.10 725.73 Td (out of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 301.65 717.73 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 335.70 717.73 Td (Pur) Tj ET Q q 0 0 0 rg BT 348.51 717.73 Td (chases) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 379.75 717.73 Td (Issuances) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 423.30 717.73 Td (Sales) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.20 717.73 Td (Settlements) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 497.55 725.73 Td (Dec. 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 503.00 717.73 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 704.73 Td (Investments) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 691.73 Td (Mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 683.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 670.75 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 662.75 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 56.00 654.75 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 654.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 654.75 Td (101) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 654.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 654.73 Td (16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 654.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 654.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 654.73 Td ($) Tj ET Q BT /F2 8.00 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628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 628.73 Td (3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 628.73 Td (12) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 628.73 Td (\(12) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 628.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.30 628.73 Td (3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 628.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 615.73 Td (T) Tj ET Q q 0 0 0 rg BT 48.97 615.73 Td (otal investment) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 607.73 Td (mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 599.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 599.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 599.75 Td (151) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 599.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 599.73 Td (18) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 599.73 Td (4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 599.73 Td (\(141) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 599.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 599.73 Td (12) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 599.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 599.73 Td (\(17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 599.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 599.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 599.73 Td (27) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 599.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 599.78 Td (\(2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 599.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 586.73 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 60.15 586.73 Td (T) Tj ET Q q 0 0 0 rg BT 65.12 586.73 Td (r) Tj ET Q q 0 0 0 rg BT 68.30 586.73 Td (easury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 578.73 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 578.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 163.30 578.75 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 578.73 Td (\(2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 578.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 578.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 578.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 565.73 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 565.75 Td (1,21) Tj ET Q q 0 0 0 rg BT 163.30 565.75 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 565.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 565.73 Td (58) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 565.73 Td (70) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 565.73 Td (\(517) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 565.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 565.73 Td (127) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 565.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 565.73 Td (\(212) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 565.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 565.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 565.73 Td (737) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 565.73 Td (44) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 552.73 Td (For) Tj ET Q q 0 0 0 rg BT 56.37 552.73 Td (eign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 552.75 Td (186) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 552.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 552.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 552.73 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 552.73 Td (\(284) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 552.73 Td (523) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 552.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 552.73 Td (\(335) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 552.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 552.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 552.73 Td (92) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 568.30 552.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 539.73 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 539.75 Td (31) Tj ET Q q 0 0 0 rg BT 163.30 539.75 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 539.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 256.30 539.73 Td (9) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 539.73 Td (77) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 539.73 Td (\(47) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 539.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 539.73 Td (227) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 539.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 539.73 Td (\(506) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 539.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 539.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 539.73 Td (71) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 539.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 526.73 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 163.30 526.75 Td (9) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 253.60 526.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 526.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 526.73 Td (\(6) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 526.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.30 526.73 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 526.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 513.73 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 513.75 Td (660) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.60 513.73 Td (\(89) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 513.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 513.73 Td (31) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 513.73 Td (\(32) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 513.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 513.73 Td (883) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 513.73 Td (\(626) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 513.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 513.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 513.73 Td (827) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 513.73 Td (12) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 500.73 Td (Other) Tj ET Q q 0 0 0 rg BT 64.37 500.73 Td (debtsecurities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 500.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 500.73 Td (21) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 500.73 Td (\(21) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 500.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 500.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 487.73 Td (Non-marketable equity) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 44.00 479.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 479.75 Td (1,331) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 479.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 245.60 479.73 Td (\(170) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 479.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 479.73 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 479.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 479.73 Td (19) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 479.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 479.73 Td (\(233) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 479.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 479.73 Td (\(268) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 479.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 479.73 Td (681) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 479.73 Td (44) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 466.73 Td (T) Tj ET Q q 0 0 0 rg BT 42.97 466.73 Td (otal investments) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 466.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 466.75 Td (3,861) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 466.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 245.60 466.73 Td (\(175) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 466.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 282.30 466.73 Td (186) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 307.60 466.73 Td (\(1,021) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 466.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 354.25 466.73 Td (1,812) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 466.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 423.60 466.73 Td (\(1,958) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 466.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 466.73 Td (\(268) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 466.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.30 466.73 Td (2,437) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 466.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 466.73 Td (99) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 453.73 Td (Loans) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 453.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 453.75 Td (568) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 453.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 453.73 Td (75) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 453.73 Td (80) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.60 453.73 Td (\(16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 453.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 360.25 453.73 Td (188) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 453.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.60 453.73 Td (\(337) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 453.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.60 453.73 Td (\(8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 453.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 453.73 Td (550) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 453.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 560.30 453.73 Td (21) Tj ET Q q 0 0 0 rg BT 568.30 453.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 440.73 Td (Mortgage servicing rights) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 440.75 Td (1,564) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 440.73 Td (65) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 440.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 440.73 Td (96) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 423.60 440.73 Td (\(1,057) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 440.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 440.73 Td (\(1) Tj ET Q q 0 0 0 rg BT 482.26 440.73 Td (10) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 440.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 440.73 Td (558) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 440.73 Td (74) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 427.73 Td (Other) Tj ET Q q 0 0 0 rg BT 58.37 427.73 Td ( financial assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 419.73 Td (measur) Tj ET Q q 0 0 0 rg BT 63.26 419.73 Td (ed on a r) Tj ET Q q 0 0 0 rg BT 93.11 419.73 Td (ecurring) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 411.73 Td (basis) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 411.75 Td (34) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 411.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 245.60 411.73 Td (\(128) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.30 411.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 411.73 Td (10) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 321.60 411.73 Td (\(8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 411.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 368.30 411.73 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 402.25 411.73 Td (318) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 433.60 411.73 Td (\(14) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 411.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 411.73 Td (\(197) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 411.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 411.73 Td (16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 557.60 411.78 Td (\(152) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 411.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 398.73 Td (Liabilities) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 385.73 Td (Inter) Tj ET Q q 0 0 0 rg BT 55.26 385.73 Td (est-bearing deposits) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 385.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 385.75 Td (293) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 173.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 385.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 224.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 385.73 Td (25) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 266.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 385.73 Td (40) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 385.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 385.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 378.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 410.30 385.73 Td (2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 420.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 385.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.60 385.73 Td (\(24) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 385.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 385.73 Td (286) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.00 385.73 Td ($) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 385.73 Td (22) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 372.73 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 99.71 372.73 Td (chased) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 364.73 Td (and securities loaned or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 356.73 Td (sold under) Tj ET Q q 0 0 0 rg BT 74.16 356.73 Td ( agr) Tj ET Q q 0 0 0 rg BT 87.57 356.73 Td (eements to) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 348.73 Td (r) Tj ET Q q 0 0 0 rg BT 41.48 348.73 Td (epur) Tj ET Q q 0 0 0 rg BT 57.33 348.73 Td (chase) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 348.75 Td (849) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 348.73 Td (14) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 348.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 348.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 348.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 348.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 348.73 Td (36) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 348.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 348.73 Td (\(145) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 348.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 514.30 348.73 Td (726) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 348.73 Td (10) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 335.73 Td (T) Tj ET Q q 0 0 0 rg BT 43.04 335.73 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 322.75 Td (Securities sold, not yet) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 314.75 Td (purchased) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 314.75 Td (1,177) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 206.30 314.73 Td (385) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 314.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.30 314.73 Td (22) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 313.60 314.73 Td (\(796) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 314.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 314.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 314.73 Td (17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 432.30 314.73 Td (277) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.60 314.73 Td (\(290) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 314.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 314.73 Td (22) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 568.30 314.73 Td (8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 301.75 Td (Other trading liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 163.30 301.75 Td (1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 301.73 Td (4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.30 301.73 Td (5) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 564.30 301.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 288.73 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 93.69 288.73 Td (owings) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 288.75 Td (42) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 288.73 Td (32) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 288.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 288.73 Td (4) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 321.60 288.73 Td (\(7) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 288.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 288.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.30 288.73 Td (31) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 288.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 479.60 288.73 Td (\(20) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 288.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.30 288.73 Td (18) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 288.78 Td (\(3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 288.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 275.73 Td (Long-term debt) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 275.75 Td (9,744) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 197.60 275.73 Td (\(1,083) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 218.30 275.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 275.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 276.30 275.73 Td (1,251) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 307.60 275.73 Td (\(1,836) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.30 275.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 275.73 Td (44) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.25 275.73 Td (2,712) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.30 275.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 482.30 275.73 Td (84) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 504.30 275.73 Td (13,082) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 551.60 275.78 Td (\(1,554) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 275.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 262.73 Td (Other) Tj ET Q q 0 0 0 rg BT 58.29 262.73 Td ( financial liabilities) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 254.73 Td (measur) Tj ET Q q 0 0 0 rg BT 63.18 254.73 Td (ed on a r) Tj ET Q q 0 0 0 rg BT 93.04 254.73 Td (ecurring) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 246.73 Td (basis) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 163.30 246.75 Td (8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.30 246.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.30 246.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.30 246.73 Td (5) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.30 246.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 246.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 410.30 246.73 Td (5) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.60 246.73 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.30 246.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 483.60 246.73 Td (\(9) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 490.30 246.73 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.30 246.73 Td (8) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 565.60 246.78 Td (\(1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 572.30 246.73 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 223.00 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 223.00 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 223.00 Td (Changes in fair value for available-for) Tj ET Q q 0 0 0 rg BT 176.23 223.00 Td (-sale investments are recorded in ) Tj ET Q q 0 0 0 rg BT 283.08 223.00 Td (AOCI, unless related to other) Tj ET Q q 0 0 0 rg BT 376.89 223.00 Td (-than-temporary impairment, while gains and losses from ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 213.40 Td (sales are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 121.52 213.40 Td (Realized gains \(losses\) fr) Tj ET Q q 0 0 0 rg BT 201.88 213.40 Td (om sales of investments) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 277.21 213.40 Td ( on the Consolidated Statement of Income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 203.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 203.80 Td (Unrealized gains \(losses\) on MSRs are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 218.40 203.80 Td (Other r) Tj ET Q q 0 0 0 rg BT 241.88 203.80 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 264.08 203.80 Td ( on the Consolidated Statement of Income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 194.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 194.20 Td (Represents the amount of total gains or losses for the period, included in earnings \(and ) Tj ET Q q 0 0 0 rg BT 332.60 194.20 Td (AOCI for changes in fair value of available-for) Tj ET Q q 0 0 0 rg BT 483.27 194.20 Td (-sale investments\), ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 184.60 Td (attributable to the change in fair value relating to assets and liabilities classified as Level3 that are still held at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 408.77 184.60 Td (December31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 471.64 184.60 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 175.00 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 175.00 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 175.00 Td (otal Level3 trading derivative assets and liabilities have been netted in these tables for presentation purposes only) Tj ET Q q 0 0 0 rg BT 422.81 175.00 Td (.) Tj ET Q endstream endobj 521 0 obj <> endobj 522 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (260) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 713.50 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 713.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 713.50 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 713.50 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 713.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 713.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 713.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 713.50 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 713.50 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 713.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 713.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 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0.9333333333333333 1 rg /GS0 gs 219.50 127.50 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 127.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 127.50 34.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 127.50 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 127.50 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 127.50 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 127.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 127.50 36.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 127.50 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 101.50 96.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 132.50 101.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 101.50 51.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 101.50 40.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 101.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 101.50 34.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 101.50 44.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 101.50 39.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 101.50 35.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 101.50 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 101.50 36.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 101.50 46.00 -21.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 734.5 m 219.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 734.5 m 259.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 734.5 m 293.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 734.5 m 327.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 713.5 m 132.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 713.5 m 168.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 713.5 m 219.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 713.5 m 259.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 713.5 m 293.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 713.5 m 327.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 713.5 m 371.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 713.5 m 410.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 713.5 m 445.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 713.5 m 494.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 713.5 m 530.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 713.5 m 576.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 566.5 m 132.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 545.5 m 132.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 566.5 m 168.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 545.5 m 168.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 566.5 m 219.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 545.5 m 219.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 566.5 m 259.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 545.5 m 259.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 566.5 m 293.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 545.5 m 293.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 566.5 m 327.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 545.5 m 327.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 566.5 m 371.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 545.5 m 371.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 566.5 m 410.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 545.5 m 410.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 566.5 m 445.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 545.5 m 445.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 566.5 m 494.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 545.5 m 494.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 566.5 m 530.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 545.5 m 530.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 566.5 m 576.5 566.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 545.5 m 576.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 545.5 m 132.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 132.5 545.5 m 168.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 545.5 m 219.5 545.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 545.5 m 259.5 545.5 l s 0 0 0 RG 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0 J 0 j 3 M 371.5 80.5 m 410.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 67.5 m 410.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 80.5 m 445.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 67.5 m 445.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 80.5 m 494.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 67.5 m 494.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 80.5 m 530.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 67.5 m 530.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 80.5 m 576.5 80.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 67.5 m 576.5 67.5 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 738.73 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 135.00 738.73 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 176.30 746.75 Td (Net realized/unrealized) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 172.95 738.75 Td (gains \(losses\) included in) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.00 738.75 Td (T) Tj ET Q q 0 0 0 rg BT 282.75 738.75 Td (ransfers) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 738.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 738.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 738.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 738.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 738.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 535.45 741.75 Td (Unrealized) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 543.40 733.75 Td (gains/) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 540.75 725.75 Td (\(losses\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 536.05 717.75 Td (still held) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 563.83 721.38 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 717.75 Td (In millions of dollars) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 136.55 725.75 Td (Dec. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 142.00 717.75 Td (2015) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 179.05 725.75 Td (Principal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 174.35 717.75 Td (transactions) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 223.80 717.75 Td (Other) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 242.01 721.38 Td (\(1\)\(2\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 269.75 725.75 Td (into) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 263.85 717.75 Td (Level 3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.55 725.75 Td (out of) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 297.85 717.75 Td (Level 3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 333.00 717.75 Td (Purchases) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 375.15 717.75 Td (Issuances) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 419.05 717.75 Td (Sales) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 450.80 717.75 Td (Settlements) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 498.55 725.75 Td (Dec. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 504.00 717.75 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 704.73 Td (Assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 704.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 691.73 Td (Federal funds sold and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 683.73 Td (securities borr) Tj ET Q q 0 0 0 rg BT 88.47 683.73 Td (owed or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 675.73 Td (pur) Tj ET Q q 0 0 0 rg BT 51.38 675.73 Td (chased under) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 667.73 Td (agr) Tj ET Q q 0 0 0 rg BT 50.48 667.73 Td (eements to r) Tj ET Q q 0 0 0 rg BT 92.09 667.73 Td (esell) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 667.75 Td (1,337) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.60 667.75 Td (\(20) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 667.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 667.75 Td (\(28) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 667.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 667.75 Td (758) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 667.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 667.75 Td (\(551) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 667.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 667.75 Td (1,496) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 667.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 667.80 Td (\(16) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 667.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 654.73 Td (T) Tj ET Q q 0 0 0 rg BT 44.04 654.73 Td (rading non-derivative) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 646.73 Td (assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 646.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 646.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 633.73 Td (T) Tj ET Q q 0 0 0 rg BT 50.04 633.73 Td (rading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 625.73 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 625.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 612.75 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 604.75 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 596.75 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 596.75 Td (744) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 212.30 596.75 Td (6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 596.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 596.75 Td (510) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 596.75 Td (\(1,087) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 596.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 596.75 Td (941) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 596.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 596.75 Td (\(961) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 596.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 596.75 Td (23) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 596.75 Td (176) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 566.60 596.80 Td (\(7) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 596.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 583.75 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 583.75 Td (1,326) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 583.75 Td (104) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 583.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 583.75 Td (189) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 583.75 Td (\(162) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 583.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 583.75 Td (324) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 583.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 583.75 Td (\(1,376) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 583.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 484.60 583.75 Td (\(6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 583.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 583.75 Td (399) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 583.75 Td (26) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 570.75 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 570.75 Td (517) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 209.60 570.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 570.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 570.75 Td (193) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 570.75 Td (\(234) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 570.75 Td (759) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 570.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 570.75 Td (\(1,028) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 570.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 570.75 Td (206) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 570.80 Td (\(27) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 570.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 557.73 Td (T) Tj ET Q q 0 0 0 rg BT 43.97 557.73 Td (otal trading mortgage-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 549.73 Td (backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 549.75 Td (2,587) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 549.75 Td (109) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 549.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 549.75 Td (892) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 549.75 Td (\(1,483) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 549.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 549.75 Td (2,024) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 549.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 549.75 Td (\(3,365) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 549.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 549.75 Td (17) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 549.75 Td (781) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 549.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 566.60 549.80 Td (\(8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 549.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 536.73 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 61.15 536.73 Td (T) Tj ET Q q 0 0 0 rg BT 66.12 536.73 Td (r) Tj ET Q q 0 0 0 rg BT 69.30 536.73 Td (easury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 528.73 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 161.30 528.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 528.75 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 435.60 528.75 Td (\(2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 528.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 528.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 523.30 528.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 528.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 528.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 515.73 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 515.75 Td (351) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 515.75 Td (23) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 515.75 Td (195) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 515.75 Td (\(256) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 515.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 515.75 Td (322) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 515.75 Td (\(339) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 515.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 515.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 515.75 Td (296) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 515.80 Td (\(88) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 515.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 502.73 Td (For) Tj ET Q q 0 0 0 rg BT 57.37 502.73 Td (eign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 502.75 Td (197) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 209.60 502.75 Td (\(9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 502.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 502.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 502.75 Td (21) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 502.75 Td (\(49) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 502.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 502.75 Td (1) Tj ET Q q 0 0 0 rg BT 360.25 502.75 Td (15) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 502.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 502.75 Td (\(235) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 502.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 502.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.30 502.75 Td (40) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 502.80 Td (\(16) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 502.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 489.73 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 489.75 Td (376) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 204.30 489.75 Td (330) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 489.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 489.75 Td (171) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 489.75 Td (\(132) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 489.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 489.75 Td (867) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 489.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 489.75 Td (\(1,295) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 489.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 487.30 489.75 Td (7) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 489.75 Td (324) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 489.75 Td (69) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 476.73 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 476.75 Td (3,684) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.60 476.75 Td (\(527) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 476.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 476.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 476.75 Td (279) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 476.75 Td (\(4,057) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 476.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 476.75 Td (955) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 396.60 476.75 Td (\(1) Tj ET Q q 0 0 0 rg BT 403.26 476.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 407.30 476.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 476.75 Td (\(196) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 476.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 476.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 476.75 Td (127) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 476.80 Td (\(457) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 476.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 463.73 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 463.75 Td (2,739) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 463.75 Td (53) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 463.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 463.75 Td (205) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 463.75 Td (\(360) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 463.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 463.75 Td (2,199) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 463.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 463.75 Td (\(2,965) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 463.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 484.60 463.75 Td (\(3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 463.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 463.75 Td (1,868) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 463.80 Td (\(46) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 463.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 450.73 Td (Other) Tj ET Q q 0 0 0 rg BT 65.37 450.73 Td (tradingassets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 450.75 Td (2,483) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.60 450.75 Td (\(58) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 450.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 450.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 272.30 450.75 Td (2,070) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 450.75 Td (\(2,708) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 450.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 450.75 Td (2,894) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 450.75 Td (19) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.60 450.75 Td (\(1,838) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 450.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 450.75 Td (\(48) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 450.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 450.75 Td (2,814) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 450.80 Td (\(101) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 450.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 437.73 Td (T) Tj ET Q q 0 0 0 rg BT 43.97 437.73 Td (otal trading non-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 429.73 Td (derivative assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.30 429.75 Td (12,418) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.60 429.75 Td (\(79) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 429.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 429.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 272.30 429.75 Td (3,835) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 429.75 Td (\(9,045) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 429.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 350.25 429.75 Td (9,376) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 403.30 429.75 Td (8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 417.60 429.75 Td (\(10,235) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 429.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 429.75 Td (\(27) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 429.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 429.75 Td (6,251) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 429.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 429.80 Td (\(647) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 429.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 416.73 Td (T) Tj ET Q q 0 0 0 rg BT 43.74 416.73 Td (rading derivatives, net) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 120.40 420.36 Td (\(4\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 403.75 Td (Interest rate contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 403.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 150.60 403.75 Td (\(495) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 403.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.60 403.75 Td (\(146) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 403.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 403.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 403.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 403.75 Td (301) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 403.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 403.75 Td (\(239) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 403.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 403.75 Td (163) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 403.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 396.60 403.75 Td (\(18) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 407.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 403.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 403.75 Td (\(142) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 403.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 480.60 403.75 Td (\(87) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 403.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 512.60 403.75 Td (\(663) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 403.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 403.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 403.75 Td (26) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 390.75 Td (Foreign exchange) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 382.75 Td (contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 382.75 Td (620) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.60 382.75 Td (\(276) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 382.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 382.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 382.75 Td (75) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 382.75 Td (\(106) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 382.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 382.75 Td (200) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 382.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 382.75 Td (\(181) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 382.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 382.75 Td (81) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 382.75 Td (413) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 382.75 Td (23) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 369.75 Td (Equity contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 150.60 369.75 Td (\(800) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 205.60 369.75 Td (\(89) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 369.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 369.75 Td (63) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 369.75 Td (\(772) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 369.75 Td (92) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 369.75 Td (38) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 369.75 Td (\(128) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 369.75 Td (39) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 506.60 369.75 Td (\(1,557) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 562.60 369.80 Td (\(33) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 369.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 356.75 Td (Commodity contracts) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.60 356.75 Td (\(1,861) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 201.60 356.75 Td (\(352) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 356.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 275.60 356.75 Td (\(425) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 356.75 Td (\(39) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 356.75 Td (357) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 356.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 356.75 Td (\(347) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.30 356.75 Td (722) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 506.60 356.75 Td (\(1,945) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 356.80 Td (\(164) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 356.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 45.00 343.75 Td (Credit derivatives) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 343.75 Td (307) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 195.60 343.75 Td (\(1,970) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 343.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 343.75 Td (8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 343.75 Td (\(29) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 343.75 Td (37) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 343.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 343.75 Td (\(34) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.30 343.75 Td (680) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 506.60 343.75 Td (\(1,001) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 343.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 552.60 343.80 Td (\(1,854) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 343.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 330.73 Td (T) Tj ET Q q 0 0 0 rg BT 43.60 330.73 Td (otal trading derivatives, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 322.73 Td (net) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 49.66 326.36 Td (\(4\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.60 322.75 Td (\(2,229) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 165.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 195.60 322.75 Td (\(2,833) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 216.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 322.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 322.75 Td (22) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 322.75 Td (\(1,185) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 322.75 Td (849) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 322.75 Td (20) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 322.75 Td (\(832) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 473.25 322.75 Td (1,435) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 506.60 322.75 Td (\(4,753) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 527.30 322.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 322.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 552.60 322.80 Td (\(2,002) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 322.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 39.00 309.73 Td (Investments) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 296.73 Td (Mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 288.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 275.75 Td (U.S. government-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 267.75 Td (sponsored agency) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 259.75 Td (guaranteed) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 259.75 Td (139) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 259.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 245.60 259.75 Td (\(26) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.30 259.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 259.75 Td (25) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 259.75 Td (\(72) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 259.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 259.75 Td (45) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 259.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 435.60 259.75 Td (\(9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 259.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 484.60 259.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 259.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 259.75 Td (101) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 259.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 259.75 Td (54) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 246.75 Td (Residential) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 161.30 246.75 Td (4) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 246.75 Td (3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 246.75 Td (49) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 246.75 Td (26) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 246.75 Td (\(32) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 246.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 246.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.30 246.75 Td (50) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.30 246.75 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 57.00 233.75 Td (Commercial) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 161.30 233.75 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.60 233.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.30 233.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 233.75 Td (6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.60 233.75 Td (\(7) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 233.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 519.30 233.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 233.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 220.73 Td (T) Tj ET Q q 0 0 0 rg BT 49.97 220.73 Td (otal investment) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 212.73 Td (mortgage-backed) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 204.73 Td (securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 204.75 Td (145) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 204.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 245.60 204.75 Td (\(24) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 256.30 204.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 204.75 Td (80) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 204.75 Td (\(79) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 204.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 204.75 Td (71) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 204.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 431.60 204.75 Td (\(41) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 204.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 484.60 204.75 Td (\(1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 204.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 204.75 Td (151) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 204.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 204.75 Td (56) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 191.73 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 61.15 191.73 Td (T) Tj ET Q q 0 0 0 rg BT 66.12 191.73 Td (r) Tj ET Q q 0 0 0 rg BT 69.30 191.73 Td (easury and) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 183.73 Td (federal agency securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 135.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 161.30 183.75 Td (4) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 171.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 222.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 262.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 296.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 316.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 374.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 413.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 435.60 183.75 Td (\(2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 183.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 448.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 183.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 523.30 183.75 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 533.00 183.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 183.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 170.73 Td (State and municipal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 147.30 170.75 Td (2,192) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 170.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 170.75 Td (39) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 278.30 170.75 Td (467) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 303.60 170.75 Td (\(1,598) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 170.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 170.75 Td (351) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 170.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 170.75 Td (\(240) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 170.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 483.30 170.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 509.30 170.75 Td (1,21) Tj ET Q q 0 0 0 rg BT 523.30 170.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 170.75 Td (23) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 157.73 Td (For) Tj ET Q q 0 0 0 rg BT 57.37 157.73 Td (eign government) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 157.75 Td (260) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 157.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 157.75 Td (10) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 157.75 Td (38) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 157.75 Td (\(39) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 157.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 157.75 Td (259) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 157.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 157.75 Td (\(339) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 157.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 484.60 157.75 Td (\(3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 157.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 157.75 Td (186) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 558.60 157.80 Td (\(104) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 573.30 157.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 144.73 Td (Corporate) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 144.75 Td (603) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 144.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 144.75 Td (77) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 144.75 Td (1) Tj ET Q q 0 0 0 rg BT 286.30 144.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 309.60 144.75 Td (\(240) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 144.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 356.25 144.75 Td (693) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 144.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 144.75 Td (\(468) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 144.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 476.60 144.75 Td (\(365) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 491.30 144.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 515.30 144.75 Td (31) Tj ET Q q 0 0 0 rg BT 523.30 144.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 144.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 131.73 Td (Equity securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 131.75 Td (124) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 208.30 131.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 248.25 131.75 Td (10) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 131.75 Td (5) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.60 131.75 Td (\(5) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 324.30 131.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 131.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 399.25 131.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 427.60 131.75 Td (\(131) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 442.30 131.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 487.30 131.75 Td (5) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 523.30 131.75 Td (9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 565.30 131.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 45.00 118.73 Td (Asset-backed securities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 153.30 118.75 Td (596) Tj ET Q BT /F1 8.00 Tf 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rg BT 282.00 738.75 Td (T) Tj ET Q q 0 0 0 rg BT 286.75 738.75 Td (ransfers) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 334.00 738.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 378.00 738.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 418.00 738.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 447.00 738.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 496.00 738.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 534.45 741.75 Td (Unrealized) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 543.55 733.75 Td (gains) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 539.75 725.75 Td (\(losses\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 535.05 717.75 Td (still held) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 562.83 721.38 Td (\(3\)) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 717.75 Td (In millions of dollars) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 138.55 725.75 Td (Dec. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.00 717.75 Td (2015) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 181.05 725.75 Td (Principal) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 176.35 717.75 Td (transactions) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 226.80 717.75 Td (Other) Tj ET Q BT /F1 8.00 Tf ET BT /F1 5.20 Tf ET q 0 0 0 rg BT 245.01 721.38 Td (\(1\)\(2\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 273.75 725.75 Td (into) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 267.85 717.75 Td (Level 3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 304.55 725.75 Td (out of) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 301.85 717.75 Td (Level 3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 337.00 717.75 Td (Purchases) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 379.65 717.75 Td (Issuances) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.05 717.75 Td (Sales) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 449.80 717.75 Td (Settlements) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 497.55 725.75 Td (Dec. 31,) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 503.00 717.75 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 704.73 Td (Loans) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 704.75 Td (2,166) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 173.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 704.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 224.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.60 704.75 Td (\(61) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.30 704.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 266.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 704.75 Td (89) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 307.60 704.75 Td (\(1,074) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 704.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 334.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 360.25 704.75 Td (708) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 378.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.25 704.75 Td (219) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 418.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.60 704.75 Td (\(813) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 441.30 704.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 447.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 704.75 Td (\(666) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 704.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 496.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 704.75 Td (568) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 532.00 704.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.30 704.75 Td (26) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 691.73 Td (Mortgage servicing rights) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 691.75 Td (1,781) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.60 691.75 Td (\(36) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.30 691.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 691.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.25 691.75 Td (152) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 430.60 691.75 Td (\(20) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 441.30 691.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 691.75 Td (\(313) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 691.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.30 691.75 Td (1,564) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.60 691.80 Td (\(21) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 691.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 678.73 Td (Other) Tj ET Q q 0 0 0 rg BT 58.37 678.73 Td ( financial assets) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 670.73 Td (measur) Tj ET Q q 0 0 0 rg BT 63.26 670.73 Td (ed on a r) Tj ET Q q 0 0 0 rg BT 93.11 670.73 Td (ecurring) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 662.73 Td (basis) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 662.75 Td (180) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 662.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 662.75 Td (80) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 662.75 Td (55) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.60 662.75 Td (\(47) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 662.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 368.30 662.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 400.25 662.75 Td (236) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 426.60 662.75 Td (\(133) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 441.30 662.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 662.75 Td (\(338) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 662.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 518.30 662.75 Td (34) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.30 662.75 Td (39) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 649.73 Td (Liabilities) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 636.73 Td (Inter) Tj ET Q q 0 0 0 rg BT 55.26 636.73 Td (est-bearing deposits) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 137.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 636.75 Td (434) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 173.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 224.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 636.75 Td (43) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 266.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 282.30 636.75 Td (322) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 300.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 636.75 Td (\(309) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 636.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 334.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 378.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 408.30 636.75 Td (5) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 418.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 636.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 447.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 636.75 Td (\(1) Tj ET Q q 0 0 0 rg BT 482.26 636.75 Td (16) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 636.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 496.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 636.75 Td (293) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 532.00 636.75 Td ($) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.30 636.75 Td (46) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 624.58 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 99.71 624.58 Td (chased) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 616.58 Td (and securities loaned or) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 608.58 Td (sold under) Tj ET Q q 0 0 0 rg BT 74.16 608.58 Td ( agr) Tj ET Q q 0 0 0 rg BT 87.57 608.58 Td (eements to) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 600.63 Td (r) Tj ET Q q 0 0 0 rg BT 41.48 600.63 Td (epur) Tj ET Q q 0 0 0 rg BT 57.33 600.63 Td (chase) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 602.75 Td (1,247) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 211.60 602.75 Td (\(6) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 218.30 602.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 602.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 602.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 602.75 Td (\(150) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 602.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 602.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.25 602.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 602.75 Td (27) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 602.75 Td (\(281) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 602.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 514.30 602.75 Td (849) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.60 602.80 Td (\(12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 602.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 589.73 Td (T) Tj ET Q q 0 0 0 rg BT 43.04 589.73 Td (rading account liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 577.45 Td (Securities sold, not yet) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 569.45 Td (purchased) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 155.30 570.75 Td (199) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 570.75 Td (17) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 570.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 276.30 570.75 Td (1,185) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 313.60 570.75 Td (\(109) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 361.60 570.75 Td (\(70) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 372.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 401.60 570.75 Td (\(41) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 412.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 429.30 570.75 Td (367) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 475.60 570.75 Td (\(337) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.30 570.75 Td (1,177) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.60 570.80 Td (\(43) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 570.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 44.00 557.75 Td (Other trading liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 557.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 557.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 557.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 557.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 320.30 557.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 557.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.25 557.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 557.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 482.30 557.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 522.30 557.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.30 557.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 544.73 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 93.69 544.73 Td (owings) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 163.30 544.75 Td (9) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 207.60 544.75 Td (\(16) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 218.30 544.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 544.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 286.30 544.75 Td (19) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.60 544.75 Td (\(37) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 544.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 544.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.25 544.75 Td (87) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 544.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.60 544.75 Td (\(52) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 544.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 518.30 544.75 Td (42) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.30 544.75 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 531.73 Td (Long-term debt) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 149.30 531.75 Td (7,543) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 203.60 531.75 Td (\(282) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 218.30 531.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 252.30 531.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 276.30 531.75 Td (3,792) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 307.60 531.75 Td (\(4,350) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 531.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 364.30 531.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 394.25 531.75 Td (4,845) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.60 531.75 Td (\(3) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 441.30 531.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 469.60 531.75 Td (\(2,365) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 531.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.30 531.75 Td (9,744) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 557.60 531.80 Td (\(419) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 531.75 Td (\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 519.58 Td (Other) Tj ET Q q 0 0 0 rg BT 58.29 519.58 Td ( financial liabilities) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 511.58 Td (measur) Tj ET Q q 0 0 0 rg BT 63.18 511.58 Td (ed on a r) Tj ET Q q 0 0 0 rg BT 93.04 511.58 Td (ecurring) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 38.00 503.58 Td (basis) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 159.30 504.75 Td (14) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 210.30 504.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 249.60 504.75 Td (\(1) Tj ET Q q 0 0 0 rg BT 256.26 504.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 260.30 504.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 290.30 504.75 Td (2) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.60 504.75 Td (\(12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 328.30 504.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 365.60 504.75 Td (\(8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 372.30 504.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 404.25 504.75 Td (12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 433.30 504.75 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 479.60 504.75 Td (\(1) Tj ET Q q 0 0 0 rg BT 486.26 504.75 Td (1) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 490.30 504.75 Td (\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 522.30 504.75 Td (8) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 561.60 504.80 Td (\(13) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 572.30 504.75 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 481.00 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 481.00 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 481.00 Td (Changes in fair value of available-for) Tj ET Q q 0 0 0 rg BT 173.57 481.00 Td (-sale investments are recorded in ) Tj ET Q q 0 0 0 rg BT 280.41 481.00 Td (AOCI, unless related to other) Tj ET Q q 0 0 0 rg BT 374.23 481.00 Td (-than-temporary impairment, while gains and losses from sales ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 471.40 Td (are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 103.97 471.40 Td (Realized gains \(losses\) fr) Tj ET Q q 0 0 0 rg BT 184.33 471.40 Td (om sales of investments) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 259.66 471.40 Td ( on the Consolidated Statement of Income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 461.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 461.80 Td (Unrealized gains \(losses\) on MSRs are recorded in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 218.40 461.80 Td (Other r) Tj ET Q q 0 0 0 rg BT 241.88 461.80 Td (evenue) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 264.08 461.80 Td ( on the Consolidated Statement of Income.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 452.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 452.20 Td (Represents the amount of total gains or losses for the period, included in earnings \(and ) Tj ET Q q 0 0 0 rg BT 332.60 452.20 Td (AOCI for changes in fair value of available-for) Tj ET Q q 0 0 0 rg BT 483.27 452.20 Td (-sale investments\), ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 442.60 Td (attributable to the change in fair value relating to assets and liabilities classified as Level3 that are still held at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 408.77 442.60 Td (December31, 2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 471.64 442.60 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 433.00 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 433.00 Td (T) Tj ET Q q 0 0 0 rg BT 58.33 433.00 Td (otal Level3 derivative assets and liabilities have been netted in these tables for presentation purposes only) Tj ET Q q 0 0 0 rg BT 398.15 433.00 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 412.00 Td (Level3 Fair) Tj ET Q q 0 0 0 rg BT 87.47 412.00 Td ( ) Tj ET Q q 0 0 0 rg BT 89.79 412.00 Td (V) Tj ET Q q 0 0 0 rg BT 96.09 412.00 Td (alue Rollforward ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 400.00 Td (The following were the significant Level 3 transfers for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 388.00 Td (period December 31, 2016 to December 31, 2017:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 370.00 Td (T) Tj ET Q q 0 0 0 rg BT 59.76 370.00 Td (ransfers of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 104.74 370.00 Td (Federal funds sold and securities borr) Tj ET Q q 0 0 0 rg BT 257.97 370.00 Td (owed ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 358.00 Td (or pur) Tj ET Q q 0 0 0 rg BT 78.91 358.00 Td (chased under agr) Tj ET Q q 0 0 0 rg BT 148.53 358.00 Td (eements to r) Tj ET Q q 0 0 0 rg BT 197.04 358.00 Td (esell ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.86 358.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.69 358.00 Td ($1.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.81 358.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 346.00 Td (from Level 3 to Level 2 related to the significance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 334.00 Td (unobservable inputs as well as certain underlying market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 322.00 Td (inputs becoming more observable and shortening of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 310.00 Td (remaining tenor of certain reverse repos. ) Tj ET Q q 0 0 0 rg BT 218.47 310.00 Td (There is more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 298.00 Td (transparency and observability for repo curves used in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 286.00 Td (valuation of structured reverse repos with tenors up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 274.00 Td (five years.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 262.00 Td (T) Tj ET Q q 0 0 0 rg BT 59.76 262.00 Td (ransfers of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 104.74 262.00 Td (Other trading assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.41 262.00 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.74 262.00 Td ($2.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.85 262.00 Td ( from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 250.00 Td (Level 3 to Level 2, related to trading loans, reflecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 238.00 Td (changes in the volume of market quotations, changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 226.00 Td (the significance of unobservable inputs for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 214.00 Td (portfolios of trading loans economically hedging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 202.00 Td (derivatives, and certain underlying market inputs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 190.00 Td (becoming more observable as a result of secondary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 178.00 Td (market transactions for portfolios of residential mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 166.00 Td (loans with similar characteristics.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 154.00 Td (T) Tj ET Q q 0 0 0 rg BT 59.76 154.00 Td (ransfers of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 104.74 154.00 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.68 154.00 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.01 154.00 Td ($1.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.12 154.00 Td ( from Level 2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 142.00 Td (to Level 3, and of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.31 142.00 Td ($1.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.42 142.00 Td ( from Level 3 to Level 2, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 130.00 Td (mainly related to structured debt, reflecting changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 118.00 Td (significance of unobservable inputs as well as certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 106.00 Td (underlying market inputs becoming less or more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 94.00 Td (observable.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.00 Td (The following were the significant Level 3 transfers for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.00 Td (period December 31, 2015 to December 31, 2016:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 412.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 412.00 Td (T) Tj ET Q q 0 0 0 rg BT 347.76 412.00 Td (ransfers of U.S. government-sponsored agency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 400.00 Td (guaranteed MBS in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 422.26 400.00 Td (T) Tj ET Q q 0 0 0 rg BT 427.27 400.00 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.49 400.00 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.82 400.00 Td ($0.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 573.93 400.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 388.00 Td (from Level 2 to Level 3, and of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.01 388.00 Td ($1.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.13 388.00 Td ( from Level 3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 376.00 Td (to Level 2, primarily related to ) Tj ET Q q 0 0 0 rg BT 466.68 376.00 Td (Agency Guaranteed MBS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 364.00 Td (securities for which there were changes in volume of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 352.00 Td (market quotations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 340.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 340.00 Td (T) Tj ET Q q 0 0 0 rg BT 347.76 340.00 Td (ransfer of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 388.85 340.00 Td (Equity securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.77 340.00 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.10 340.00 Td ($4.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.22 340.00 Td ( from Level 3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 328.00 Td (to Level 2, included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.48 328.00 Td ($3.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.59 328.00 Td ( of non-marketable equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 316.00 Td (securities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.20 316.00 Td ($0.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.32 316.00 Td ( of related partial economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 304.00 Td (hedging derivatives for which the portfolio valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 292.00 Td (measurement exception under ) Tj ET Q q 0 0 0 rg BT 463.90 292.00 Td (ASC 820-35-18D has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 280.00 Td (applied.) Tj ET Q q 0 0 0 rg BT 375.88 280.00 Td (After application of the portfolio exception, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 268.00 Td (Company considers these items to be one valuation unit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 256.00 Td (and measures the fair value of the net open risk position ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 244.00 Td (primarily based on recent market transactions where these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 232.00 Td (instruments are traded concurrently) Tj ET Q q 0 0 0 rg BT 483.24 232.00 Td (. Because the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 220.00 Td (derivatives of) Tj ET Q q 0 0 0 rg BT 396.52 220.00 Td (fset the significant unobservable exposure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 208.00 Td (within the non-marketable equity securities, there were no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 196.00 Td (remaining unobservable inputs deemed to be significant.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 184.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 184.00 Td (T) Tj ET Q q 0 0 0 rg BT 347.76 184.00 Td (ransfers of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.74 184.00 Td (Other trading assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.41 184.00 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.74 184.00 Td ($2.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.85 184.00 Td ( from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 172.00 Td (Level 2 to Level 3, and of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.07 172.00 Td ($2.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.19 172.00 Td ( from Level 3 to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 160.00 Td (Level 2, primarily related to trading loans for which there ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 148.00 Td (were changes in volume of market quotations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 136.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 136.00 Td (T) Tj ET Q q 0 0 0 rg BT 347.76 136.00 Td (ransfers of State and Municipal securities in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 526.32 136.00 Td (AFS ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 124.00 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.21 124.00 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.54 124.00 Td ($0.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 124.00 Td ( from Level 2 to Level 3, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 112.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.83 112.00 Td ($1.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.94 112.00 Td ( from Level 3 to Level 2, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 100.00 Td (reflecting changes in the volume of market quotations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 88.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 88.00 Td (T) Tj ET Q q 0 0 0 rg BT 347.76 88.00 Td (ransfers of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.74 88.00 Td (Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.19 88.00 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.52 88.00 Td ($1.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.63 88.00 Td ( from Level 3 to Level 2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 76.00 Td (reflecting changes in the volume of market quotations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 64.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 64.00 Td (T) Tj ET Q q 0 0 0 rg BT 347.76 64.00 Td (ransfers of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.74 64.00 Td (Securities Sold Not Y) Tj ET Q q 0 0 0 rg BT 476.54 64.00 Td (et Pur) Tj ET Q q 0 0 0 rg BT 500.89 64.00 Td (chased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.66 64.00 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.99 64.00 Td ($1.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 52.00 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.11 52.00 Td ( from Level 2 to Level 3 related to the significance ) Tj ET Q endstream endobj 525 0 obj <> endobj 526 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (262) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (of unobservable inputs as well as certain underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 737.10 Td (market inputs becoming less observable.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 59.76 725.10 Td (ransfers of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 104.74 725.10 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.68 725.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.01 725.10 Td ($3.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.12 725.10 Td ( from Level 2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 713.10 Td (to Level 3, and of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.31 713.10 Td ($4.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.42 713.10 Td ( from Level 3 to Level 2, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 701.10 Td (mainly related to structured debt, reflecting changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 689.10 Td (significance of unobservable inputs as well as certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (underlying market inputs becoming less or more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.10 Td (observable. ) Tj ET Q endstream endobj 527 0 obj <> endobj 528 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (263) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.30 742.25 Td (aluation ) Tj ET Q q 0 0 0 rg BT 79.63 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 85.38 742.25 Td (echniques and Inputs for) Tj ET Q q 0 0 0 rg BT 191.63 742.25 Td ( Level3 Fair) Tj ET Q q 0 0 0 rg BT 245.59 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 247.91 742.25 Td (V) Tj ET Q q 0 0 0 rg BT 254.22 742.25 Td (alue ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (Measur) Tj ET Q q 0 0 0 rg BT 68.59 730.25 Td (ements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (The Company) Tj ET Q q 0 0 0 rg BT 95.71 718.25 Td (s Level 3 inventory consists of both cash) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (instruments and derivatives of varying complexity) Tj ET Q q 0 0 0 rg BT 236.69 706.25 Td (. ) Tj ET Q q 0 0 0 rg BT 241.51 706.25 Td (The) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (valuation methodologies used to measure the fair value of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (these positions include discounted cash flow analysis, internal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (models and comparative analysis. ) Tj ET Q q 0 0 0 rg BT 172.91 670.25 Td (A) Tj ET Q q 0 0 0 rg BT 179.58 670.25 Td ( position is classified) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (within Level 3 of the fair value hierarchy when at least one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (input is unobservable and is considered significant to its) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (valuation. ) Tj ET Q q 0 0 0 rg BT 78.03 634.25 Td (The specific reason an input is deemed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (unobservable varies; for example, at least one significant) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (input to the pricing model is not observable in the market, at) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 742.10 Td (least one significant input has been adjusted to make it more) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 730.10 Td (representative of the position being valued or the price quote) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 718.10 Td (available does not reflect suf) Tj ET Q q 0 0 0 rg BT 438.77 718.10 Td (ficient trading activities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 706.10 Td (The following tables present the valuation techniques ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 694.10 Td (covering the majority of Level3 inventory and the most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 682.10 Td (significant unobservable inputs used in Level3 fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 670.10 Td (measurements. Dif) Tj ET Q q 0 0 0 rg BT 399.35 670.10 Td (ferences between this table and amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 658.10 Td (presented in the Level3 Fair ) Tj ET Q q 0 0 0 rg BT 441.00 658.10 Td (V) Tj ET Q q 0 0 0 rg BT 447.12 658.10 Td (alue Rollforward table ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 646.10 Td (represent individually immaterial items that have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 634.10 Td (measured using a variety of valuation techniques other than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 622.10 Td (those listed.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 570.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.30 570.25 Td (aluation ) Tj ET Q q 0 0 0 rg BT 79.63 570.25 Td (T) Tj ET Q q 0 0 0 rg BT 85.38 570.25 Td (echniques and Inputs for) Tj ET Q q 0 0 0 rg BT 191.63 570.25 Td ( Level3 Fair) Tj ET Q q 0 0 0 rg BT 245.59 570.25 Td ( ) Tj ET Q q 0 0 0 rg BT 247.91 570.25 Td (V) Tj ET Q q 0 0 0 rg BT 254.22 570.25 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 307.08 570.25 Td (ements) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 536.75 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 536.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 536.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 536.75 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 536.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 536.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 536.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 485.75 131.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 485.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 485.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 485.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 485.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 485.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 485.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 459.75 131.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 459.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 459.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 459.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 459.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 459.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 459.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 414.75 131.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 414.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 414.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 414.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 414.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 414.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 414.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 388.75 131.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 388.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 388.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 388.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 388.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 388.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 388.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 362.75 131.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 362.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 362.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 362.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 362.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 362.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 362.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 335.75 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 335.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 335.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 335.75 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 335.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 335.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 335.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 308.75 131.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 308.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 308.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 308.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 308.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 308.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 308.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 281.75 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 281.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 281.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 281.75 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 281.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 281.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 281.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 247.75 131.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 247.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 247.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 247.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 247.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 247.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 247.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 220.75 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 220.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 220.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 220.75 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 220.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 220.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 220.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 192.75 131.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 192.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 192.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 192.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 192.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 192.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 192.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 166.75 131.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 166.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 166.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 166.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 166.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 166.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 166.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 139.75 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 139.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 139.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 139.75 96.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 139.75 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 139.75 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 139.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 112.75 131.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 112.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 112.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 112.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 112.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 112.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 112.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 86.75 131.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 86.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 86.75 85.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 86.75 96.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 86.75 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 86.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 86.75 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 536.75 m 167.5 536.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 536.75 m 220.5 536.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 536.75 m 305.5 536.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 536.75 m 401.5 536.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 536.75 m 448.5 536.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 536.75 m 509.5 536.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 536.75 m 576.5 536.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 522.75 m 167.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 522.75 m 220.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 536.75 m 305.5 536.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 522.75 m 305.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 522.75 m 401.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 522.75 m 448.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 522.75 m 509.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 522.75 m 576.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 472.75 m 167.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 472.75 m 220.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 472.75 m 305.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 472.75 m 401.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 472.75 m 448.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 472.75 m 509.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 472.75 m 576.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 446.75 m 167.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 446.75 m 220.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 446.75 m 305.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 446.75 m 401.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 446.75 m 448.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 446.75 m 509.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 446.75 m 576.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 388.75 m 167.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 388.75 m 576.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 388.75 m 220.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 388.75 m 305.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 388.75 m 401.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 388.75 m 448.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 388.75 m 509.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 388.75 m 576.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 362.75 m 167.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 349.75 m 167.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 362.75 m 220.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 362.75 m 305.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 362.75 m 401.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 362.75 m 448.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 362.75 m 509.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 362.75 m 576.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 349.75 m 220.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 349.75 m 305.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 349.75 m 401.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 349.75 m 448.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 349.75 m 509.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 349.75 m 576.5 349.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 308.75 m 167.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 295.75 m 167.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 308.75 m 220.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 295.75 m 220.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 308.75 m 305.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 295.75 m 305.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 308.75 m 401.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 295.75 m 401.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 308.75 m 448.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 295.75 m 448.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 308.75 m 509.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 295.75 m 509.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 308.75 m 576.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 295.75 m 576.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 295.75 m 401.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 267.75 m 167.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 267.75 m 220.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 267.75 m 305.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 267.75 m 401.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 267.75 m 448.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 267.75 m 509.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 267.75 m 576.5 267.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 192.75 m 167.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 192.75 m 401.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 192.75 m 448.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 192.75 m 509.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 192.75 m 576.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 192.75 m 220.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 192.75 m 305.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 192.75 m 401.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 192.75 m 448.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 192.75 m 509.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 192.75 m 576.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 166.75 m 167.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 166.75 m 220.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 166.75 m 305.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 166.75 m 401.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 166.75 m 448.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 166.75 m 509.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 166.75 m 576.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 125.75 m 167.5 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 125.75 m 220.5 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 125.75 m 305.5 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 125.75 m 401.5 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 125.75 m 448.5 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 125.75 m 509.5 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 125.75 m 576.5 125.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 73.75 m 167.5 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 167.5 73.75 m 220.5 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 73.75 m 305.5 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 73.75 m 401.5 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 73.75 m 448.5 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 73.75 m 509.5 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 73.75 m 576.5 73.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 541.00 Td (As of December 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.50 550.35 Td (Fair) Tj ET Q q 0 0 0 rg BT 186.83 550.35 Td ( value) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 209.58 554.43 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 172.70 541.21 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 174.95 541.21 Td (\(in millions\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.25 541.20 Td (Methodology) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.20 541.20 Td (Input) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.15 541.20 Td (Low) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 426.15 545.28 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.15 541.20 Td (High) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 481.16 545.28 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.20 550.20 Td (W) Tj ET Q q 0 0 0 rg BT 532.70 550.20 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.05 541.20 Td (average) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 554.03 545.28 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 527.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 170.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 404.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 527.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 527.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 514.15 Td (Federal funds sold and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 505.15 Td (securities borr) Tj ET Q q 0 0 0 rg BT 103.65 505.15 Td (owed or) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 496.15 Td (pur) Tj ET Q q 0 0 0 rg BT 61.92 496.15 Td (chased under) Tj ET Q q 0 0 0 rg BT 113.02 496.15 Td ( agr) Tj ET Q q 0 0 0 rg BT 128.10 496.15 Td (eements) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 487.20 Td (to r) Tj ET Q q 0 0 0 rg BT 61.66 487.20 Td (esell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 490.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 490.20 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 490.21 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 490.21 Td (Interest rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 490.20 Td (1.43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 490.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 490.20 Td (2.16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 490.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.25 490.20 Td (2.09) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 490.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 464.15 Td (Mortgage-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 464.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 464.15 Td (214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 464.01 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 464.01 Td (Price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 464.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 464.15 Td (2.96) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 464.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 464.15 Td (101.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 464.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 464.15 Td (56.52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 451.15 Td (184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 451.01 Td (Y) Tj ET Q q 0 0 0 rg BT 229.25 451.01 Td (ield analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 451.01 Td (Y) Tj ET Q q 0 0 0 rg BT 314.25 451.01 Td (ield) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 451.15 Td (2.52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 451.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 451.15 Td (14.06) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 451.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.25 451.15 Td (5.97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 437.20 Td (State and municipal, for) Tj ET Q q 0 0 0 rg BT 131.84 437.20 Td (eign) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 428.20 Td (government, corporate and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 419.20 Td (other) Tj ET Q q 0 0 0 rg BT 68.33 419.20 Td ( debt securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 419.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 419.20 Td (949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 419.21 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 419.21 Td (Price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 419.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 419.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 419.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 419.20 Td (184.04) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 419.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 419.20 Td (91.74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 406.15 Td (914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 406.01 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 406.01 Td (Credit spread) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.20 406.15 Td (35 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.70 406.15 Td (500 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.70 406.15 Td (249 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 393.01 Td (Y) Tj ET Q q 0 0 0 rg BT 314.25 393.01 Td (ield) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 393.15 Td (2.36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 393.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 393.15 Td (14.25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 393.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.25 393.15 Td (6.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 393.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 380.15 Td (Equity securities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 103.25 384.23 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 380.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 380.15 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 380.01 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 380.01 Td (Price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 380.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 380.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 380.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.00 380.15 Td (25,450.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 380.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.50 380.15 Td (2,526.62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 367.15 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 367.01 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 367.01 Td (W) Tj ET Q q 0 0 0 rg BT 316.00 367.01 Td (AL) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.50 367.15 Td (2.50 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 467.50 367.15 Td (2.50 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.50 367.15 Td (2.50 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 354.15 Td (Asset-backed securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 354.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.75 354.15 Td (2,287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 354.01 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 354.01 Td (Price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 354.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 354.15 Td (4.25) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 354.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 354.15 Td (100.60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 354.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 354.15 Td (74.57) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 340.20 Td (Non-marketable equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 340.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 340.20 Td (423) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 340.21 Td (Comparables analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 340.21 Td (EBITDA) Tj ET Q q 0 0 0 rg BT 340.75 340.21 Td ( multiples) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 340.20 Td (6.90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 340.20 Td (x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 340.20 Td (12.80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 340.20 Td (x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.25 340.20 Td (8.66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 340.20 Td (x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 326.20 Td (223) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 326.21 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 326.21 Td (Discount to price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 326.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 326.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 326.20 Td (100.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 326.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 326.20 Td (1) Tj ET Q q 0 0 0 rg BT 551.25 326.20 Td (1.83) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 326.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 313.01 Td (Price-to-book ratio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 313.15 Td (0.05) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 313.15 Td (x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 313.15 Td (1.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 313.15 Td (x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.25 313.15 Td (0.32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 313.15 Td (x) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 300.15 Td (Derivativesgr) Tj ET Q q 0 0 0 rg BT 99.82 300.15 Td (oss) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 111.32 304.23 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 286.21 Td (Interest rate contracts \(gross\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 286.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.75 286.20 Td (3,818) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 286.21 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 286.21 Td (IR normal volatility) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 286.20 Td (9.40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 286.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 286.20 Td (77.40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 286.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 286.20 Td (58.86) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 286.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 272.21 Td (Mean reversion) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 272.20 Td (1.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 272.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 272.20 Td (20.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 272.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 272.20 Td (10.50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 272.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 259.01 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 250.06 Td (\(gross\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 252.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 252.20 Td (940) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 252.21 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 259.01 Td (Foreign exchange \(FX\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.00 250.06 Td (volatility) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 252.20 Td (4.58) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 252.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 252.20 Td (15.02) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 252.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.25 252.20 Td (8.16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 252.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 239.01 Td (Interest rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.25 239.15 Td (\(0.55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 239.15 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 239.15 Td (0.28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 239.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.25 239.15 Td (0.04) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 239.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 225.21 Td (IR-IR correlation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.75 225.20 Td (\(51.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 225.20 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 225.20 Td (40.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 225.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 225.20 Td (36.56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 225.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 211.21 Td (IR-FX correlation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.25 211.20 Td (\(7.34) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 211.20 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 211.20 Td (60.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 211.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 211.20 Td (49.04) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 211.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 197.21 Td (Credit spread) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.70 197.20 Td (1) Tj ET Q q 0 0 0 rg BT 424.95 197.20 Td (1 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.70 197.20 Td (717 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.70 197.20 Td (173 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 184.01 Td (Equity contracts \(gross\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 124.98 188.09 Td (\(7\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 184.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.75 184.15 Td (2,897) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 184.01 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 184.01 Td (Equity volatility) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 184.15 Td (3.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 184.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 184.15 Td (68.93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 184.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 184.15 Td (24.66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 184.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 171.01 Td (Forward price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 171.15 Td (69.74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 171.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 171.15 Td (154.19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 171.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 171.15 Td (92.80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 171.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 158.01 Td (Commodity contracts \(gross\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 158.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.75 158.15 Td (2,937) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 158.01 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 158.01 Td (Forward price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 158.15 Td (3.66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 158.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 158.15 Td (290.59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 158.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.25 158.15 Td (1) Tj ET Q q 0 0 0 rg BT 546.75 158.15 Td (14.16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 158.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 144.21 Td (Commodity volatility) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 144.20 Td (8.60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 144.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 144.20 Td (66.73) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 144.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 144.20 Td (25.04) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 144.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 130.21 Td (Commodity correlation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.75 130.20 Td (\(37.64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 130.20 Td (\)%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 130.20 Td (91.71) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 130.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 130.20 Td (15.21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 130.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 117.01 Td (Credit derivatives \(gross\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 117.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.75 117.15 Td (1,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 117.01 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 117.01 Td (Credit correlation) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 117.15 Td (25.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 117.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 117.15 Td (90.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 117.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 117.15 Td (44.64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 117.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 104.15 Td (823) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 104.01 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 104.01 Td (Upfront points) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 104.15 Td (6.03) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 104.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 104.15 Td (97.26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 104.15 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 104.15 Td (62.88) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 104.15 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 91.01 Td (Credit spread) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.70 91.15 Td (3 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.95 91.15 Td (1,636 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.70 91.15 Td (173 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 78.01 Td (Price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 78.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 78.15 Td (1.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 78.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 78.15 Td (100.24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 78.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 78.15 Td (57.63) Tj 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BT /F3 8.00 Tf ET q 0 0 0 rg BT 174.95 728.96 Td (\(in millions\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.25 728.95 Td (Methodology) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.20 728.95 Td (Input) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.15 728.95 Td (Low) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 426.15 733.03 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.15 728.95 Td (High) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 481.16 733.03 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.20 737.95 Td (W) Tj ET Q q 0 0 0 rg BT 532.70 737.95 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.05 728.95 Td (average) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 554.03 733.03 Td (\(4\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 683.50 131.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 167.50 683.50 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 683.50 85.00 -14.00 re f /GS0 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645.95 Td (61.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 645.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 632.90 Td (Loans and leases) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 632.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 632.90 Td (391) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 632.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 632.76 Td (Equity volatility) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 632.90 Td (3.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 632.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 632.90 Td (68.93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 632.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 632.90 Td (22.52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 632.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 619.90 Td (148) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 619.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 619.76 Td (Credit spread) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.70 619.90 Td (134 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.70 619.90 Td (500 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.70 619.90 Td (173 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 606.76 Td (Y) Tj ET Q q 0 0 0 rg BT 314.25 606.76 Td (ield) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 606.90 Td (3.09) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 606.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 606.90 Td (4.40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 606.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.25 606.90 Td (3.13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 606.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 593.90 Td (Mortgage servicing rights) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 593.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 593.90 Td (471) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 593.76 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 593.76 Td (Y) Tj ET Q q 0 0 0 rg BT 314.25 593.76 Td (ield) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 593.90 Td (8.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 593.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 593.90 Td (16.38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 593.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 593.90 Td (1) Tj ET Q q 0 0 0 rg BT 551.25 593.90 Td (1.47) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 593.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 580.90 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 580.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 580.76 Td (W) Tj ET Q q 0 0 0 rg BT 316.00 580.76 Td (AL) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.50 580.07 Td (3.83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.90 570.12 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.90 580.07 Td (6.89 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.90 580.07 Td (5.93 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 567.90 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 554.90 Td (Inter) Tj ET Q q 0 0 0 rg BT 58.41 554.90 Td (est-bearing deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 554.90 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 554.90 Td (286) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 554.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 554.76 Td (Mean reversion) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 554.90 Td (1.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 554.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 554.90 Td (20.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 554.90 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 554.90 Td (10.50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 554.90 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 540.96 Td (Forward price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 540.95 Td (99.56) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 540.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.75 540.95 Td (99.95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 540.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 540.95 Td (99.72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 540.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 527.90 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 108.43 527.90 Td (chased and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 518.90 Td (securities loaned or) Tj ET Q q 0 0 0 rg BT 122.41 518.90 Td ( sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 509.90 Td (under) Tj ET Q q 0 0 0 rg BT 70.92 509.90 Td ( agr) Tj ET Q q 0 0 0 rg BT 86.01 509.90 Td (eements to) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 500.95 Td (r) Tj ET Q q 0 0 0 rg BT 51.91 500.95 Td (epur) Tj ET Q q 0 0 0 rg BT 69.75 500.95 Td (chase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 502.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.50 502.95 Td (726) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 502.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 502.96 Td (Interest rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 502.95 Td (1.43) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 502.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.25 502.95 Td (2.16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 502.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 551.25 502.95 Td (2.09) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 502.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 488.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 488.95 Td (rading account liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 475.76 Td (Securities sold, not yet) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 466.76 Td (purchased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 466.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.00 466.95 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 466.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 466.96 Td (Price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 466.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.25 466.95 Td (1.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 466.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 466.95 Td (287.64) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.00 466.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 546.75 466.95 Td (88.19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 452.95 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.56 452.95 Td (owings and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 443.95 Td (long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.00 443.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.25 443.95 Td (13,100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 223.00 443.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 443.96 Td (Forward price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.75 443.95 Td (69.74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 443.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.25 443.95 Td (161.1) Tj ET Q q 0 0 0 rg BT 495.50 443.95 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.00 443.95 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.25 443.95 Td (100.70) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 567.00 443.95 Td (%) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 398.50 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 398.50 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 398.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 398.50 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 398.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 398.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 398.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 352.50 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 352.50 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 352.50 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 352.50 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 352.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 352.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 352.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 326.50 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 326.50 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 326.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 326.50 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 326.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 326.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 326.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 280.50 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 280.50 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 280.50 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 280.50 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 280.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 280.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 280.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 254.50 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 254.50 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 254.50 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 254.50 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 254.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 254.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 254.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 228.50 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 228.50 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 228.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 228.50 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 228.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 228.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 228.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 200.50 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 200.50 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 200.50 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 200.50 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 200.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 200.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 200.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 174.50 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 174.50 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 174.50 83.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 174.50 95.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 174.50 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 174.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 174.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 147.50 129.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 165.50 147.50 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 147.50 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 147.50 95.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 147.50 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 147.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 147.50 67.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 398.5 m 165.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 398.5 m 222.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 398.5 m 305.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 398.5 m 400.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 398.5 m 449.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 398.5 m 509.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 398.5 m 576.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 398.5 m 165.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 384.5 m 165.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 398.5 m 222.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 384.5 m 222.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 398.5 m 305.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 384.5 m 305.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 398.5 m 400.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 384.5 m 400.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 398.5 m 449.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 384.5 m 449.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 398.5 m 509.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 384.5 m 509.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 398.5 m 576.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 384.5 m 576.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 339.5 m 165.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 339.5 m 222.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 339.5 m 305.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 339.5 m 400.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 339.5 m 449.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 339.5 m 509.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 339.5 m 576.5 339.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 312.5 m 165.5 312.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 312.5 m 222.5 312.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 312.5 m 305.5 312.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 312.5 m 400.5 312.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 312.5 m 449.5 312.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 312.5 m 509.5 312.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 312.5 m 576.5 312.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 312.5 m 222.5 312.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 312.5 m 305.5 312.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 312.5 m 400.5 312.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 312.5 m 449.5 312.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 312.5 m 509.5 312.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 312.5 m 576.5 312.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 267.5 m 165.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 267.5 m 576.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 267.5 m 222.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 267.5 m 305.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 267.5 m 400.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 267.5 m 449.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 267.5 m 509.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 267.5 m 576.5 267.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 241.5 m 165.5 241.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 228.5 m 165.5 228.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 241.5 m 222.5 241.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 241.5 m 305.5 241.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 241.5 m 400.5 241.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 241.5 m 449.5 241.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 241.5 m 509.5 241.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 241.5 m 576.5 241.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 228.5 m 222.5 228.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 228.5 m 305.5 228.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 228.5 m 400.5 228.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 228.5 m 449.5 228.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 228.5 m 509.5 228.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 228.5 m 576.5 228.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 174.5 m 165.5 174.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 174.5 m 222.5 174.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 174.5 m 305.5 174.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 174.5 m 400.5 174.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 174.5 m 449.5 174.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 174.5 m 509.5 174.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 174.5 m 576.5 174.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 161.5 m 165.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 161.5 m 222.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 161.5 m 305.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 161.5 m 400.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 161.5 m 449.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 161.5 m 509.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 161.5 m 576.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 161.5 m 400.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 133.5 m 165.5 133.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 133.5 m 222.5 133.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 133.5 m 305.5 133.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 133.5 m 400.5 133.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 133.5 m 449.5 133.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 133.5 m 509.5 133.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 133.5 m 576.5 133.5 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 402.75 Td (As of December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 171.95 411.96 Td (Fair value) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 208.19 416.04 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 172.70 402.96 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 174.95 402.96 Td (\(in millions\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.25 402.96 Td (Methodology) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 402.96 Td (Input) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.40 402.96 Td (Low) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 425.90 407.04 Td (\(2\)\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.15 402.96 Td (High) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 481.15 407.04 Td (\(2\)\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.35 411.96 Td (W) Tj ET Q q 0 0 0 rg BT 533.12 411.96 Td (eighted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.10 402.96 Td (average) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 553.08 407.04 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 388.95 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 388.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 388.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 388.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 388.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 388.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 388.96 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 375.90 Td (Federal funds sold and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 366.90 Td (securities borr) Tj ET Q q 0 0 0 rg BT 103.65 366.90 Td (owed or) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 357.90 Td (pur) Tj ET Q q 0 0 0 rg BT 61.92 357.90 Td (chased under) Tj ET Q q 0 0 0 rg BT 113.02 357.90 Td ( agr) Tj ET Q q 0 0 0 rg BT 128.10 357.90 Td (eements) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 348.95 Td (to r) Tj ET Q q 0 0 0 rg BT 61.66 348.95 Td (esell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 356.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.75 356.96 Td (1,496) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 356.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 356.96 Td (IR log-normal volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 356.96 Td (12.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 356.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 356.96 Td (75.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 356.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 356.96 Td (61.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 356.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 343.76 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.25 343.76 Td (\(0.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 343.76 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 343.76 Td (5.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 343.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 343.76 Td (2.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 343.76 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 330.90 Td (Mortgage-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 330.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.50 330.76 Td (509) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 330.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 330.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 330.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 330.76 Td (5.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 330.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 330.76 Td (1) Tj ET Q q 0 0 0 rg BT 478.25 330.76 Td (13.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 330.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 330.76 Td (61.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.50 316.96 Td (368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 316.96 Td (Y) Tj ET Q q 0 0 0 rg BT 231.25 316.96 Td (ield analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 316.96 Td (Y) Tj ET Q q 0 0 0 rg BT 314.25 316.96 Td (ield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 316.96 Td (1.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 316.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 316.96 Td (14.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 316.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 316.96 Td (4.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 316.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 302.95 Td (State and municipal, for) Tj ET Q q 0 0 0 rg BT 131.84 302.95 Td (eign) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 293.95 Td (government, corporate and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 284.95 Td (other) Tj ET Q q 0 0 0 rg BT 68.33 284.95 Td ( debt securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 284.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.75 284.96 Td (3,308) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 284.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 284.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 284.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 284.96 Td (15.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 284.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 284.96 Td (103.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 284.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 284.96 Td (89.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.75 271.76 Td (1,513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 271.76 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 271.76 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.20 271.76 Td (35 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.70 271.76 Td (600 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 271.76 Td (230 bps) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 258.90 Td (Equity securities) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 103.25 262.98 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 258.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.00 258.76 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 258.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 258.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 258.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 258.76 Td (0.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 258.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 258.76 Td (104.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 258.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 258.76 Td (22.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.00 245.76 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 245.76 Td (Price-based) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 232.90 Td (Asset-backed securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 232.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.75 232.76 Td (2,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 232.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 232.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 232.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 232.76 Td (4.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 232.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 232.76 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 232.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 232.76 Td (71.51) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 218.95 Td (Non-marketable equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 218.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.50 218.96 Td (726) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 218.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 218.96 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.00 218.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 218.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 218.96 Td (90.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 218.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 218.96 Td (13.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 218.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.50 204.96 Td (565) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 205.76 Td (Comparables) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 196.81 Td (analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 204.96 Td (EBITDA) Tj ET Q q 0 0 0 rg BT 340.75 204.96 Td ( multiples) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 204.96 Td (6.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.00 204.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 204.96 Td (10.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 204.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 204.96 Td (8.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 204.96 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 191.76 Td (Price-to-book ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 191.76 Td (0.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.00 191.76 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 191.76 Td (1.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 191.76 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 191.76 Td (0.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 191.76 Td (x) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 178.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 178.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.00 178.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 178.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 178.76 Td (1) Tj ET Q q 0 0 0 rg BT 478.25 178.76 Td (13.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 178.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 178.76 Td (54.40) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 165.90 Td (Derivativesgr) Tj ET Q q 0 0 0 rg BT 99.82 165.90 Td (oss) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 111.32 169.98 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 151.96 Td (Interest rate contracts \(gross\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 151.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.75 151.96 Td (4,897) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 151.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 151.96 Td (IR log-normal volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 151.96 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 151.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 151.96 Td (93.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 151.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 151.96 Td (62.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 151.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 137.96 Td (Mean reversion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 137.96 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 137.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 137.96 Td (20.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 137.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 137.96 Td (10.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 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1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 724.5 m 165.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 724.5 m 222.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 724.5 m 305.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 724.5 m 400.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 724.5 m 449.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 724.5 m 509.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 724.5 m 576.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 650.5 m 165.5 650.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 650.5 m 400.5 650.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 650.5 m 449.5 650.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 650.5 m 509.5 650.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 650.5 m 576.5 650.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 650.5 m 222.5 650.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 650.5 m 305.5 650.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 650.5 m 400.5 650.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 650.5 m 449.5 650.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 650.5 m 509.5 650.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 650.5 m 576.5 650.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 570.5 m 165.5 570.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 570.5 m 222.5 570.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 570.5 m 305.5 570.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 570.5 m 400.5 570.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 570.5 m 222.5 570.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 570.5 m 305.5 570.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 570.5 m 400.5 570.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 570.5 m 449.5 570.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 570.5 m 509.5 570.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 570.5 m 576.5 570.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 529.5 m 165.5 529.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 529.5 m 222.5 529.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 529.5 m 305.5 529.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 529.5 m 400.5 529.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 529.5 m 449.5 529.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 529.5 m 509.5 529.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 529.5 m 576.5 529.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 529.5 m 165.5 529.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 529.5 m 222.5 529.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 529.5 m 305.5 529.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 529.5 m 400.5 529.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 529.5 m 449.5 529.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 529.5 m 509.5 529.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 529.5 m 576.5 529.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 463.5 m 165.5 463.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 463.5 m 222.5 463.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 463.5 m 305.5 463.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 463.5 m 400.5 463.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 463.5 m 449.5 463.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 463.5 m 509.5 463.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 463.5 m 576.5 463.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 395.5 m 165.5 395.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 395.5 m 222.5 395.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 395.5 m 305.5 395.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 395.5 m 400.5 395.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 395.5 m 449.5 395.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 395.5 m 509.5 395.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 395.5 m 576.5 395.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 341.5 m 165.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 341.5 m 222.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 341.5 m 305.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 341.5 m 400.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 341.5 m 449.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 341.5 m 509.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 341.5 m 576.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 314.5 m 222.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 314.5 m 305.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 314.5 m 400.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 314.5 m 449.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 314.5 m 509.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 314.5 m 576.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 314.5 m 165.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 301.5 m 165.5 301.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 314.5 m 222.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 301.5 m 222.5 301.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 314.5 m 305.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 301.5 m 305.5 301.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 314.5 m 400.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 301.5 m 400.5 301.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 314.5 m 449.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 301.5 m 449.5 301.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 314.5 m 509.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 301.5 m 509.5 301.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 314.5 m 576.5 314.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 301.5 m 576.5 301.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 275.5 m 165.5 275.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 275.5 m 222.5 275.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 275.5 m 305.5 275.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 275.5 m 400.5 275.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 275.5 m 449.5 275.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 275.5 m 509.5 275.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 275.5 m 576.5 275.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 245.5 m 165.5 245.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 245.5 m 222.5 245.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 245.5 m 305.5 245.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 245.5 m 400.5 245.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 245.5 m 449.5 245.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 245.5 m 509.5 245.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 245.5 m 576.5 245.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 231.5 m 165.5 231.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 231.5 m 222.5 231.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 231.5 m 305.5 231.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 231.5 m 400.5 231.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 231.5 m 449.5 231.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 231.5 m 509.5 231.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 231.5 m 576.5 231.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 217.5 m 165.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 231.5 m 222.5 231.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 217.5 m 222.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 231.5 m 305.5 231.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 217.5 m 305.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 231.5 m 400.5 231.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 217.5 m 400.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 231.5 m 449.5 231.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 217.5 m 449.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 231.5 m 509.5 231.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 217.5 m 509.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 231.5 m 576.5 231.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 217.5 m 576.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 217.5 m 222.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 217.5 m 305.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 217.5 m 400.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 217.5 m 449.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 217.5 m 509.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 217.5 m 576.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 135.5 m 165.5 135.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 165.5 135.5 m 222.5 135.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 135.5 m 305.5 135.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 135.5 m 400.5 135.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 135.5 m 449.5 135.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 135.5 m 509.5 135.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 135.5 m 576.5 135.5 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 715.76 Td (Foreign exchange contracts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 706.81 Td (\(gross\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 708.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.75 708.96 Td (1,1) Tj ET Q q 0 0 0 rg BT 210.00 708.96 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 708.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 715.76 Td (Foreign exchange \(FX\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.00 706.81 Td (volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 708.96 Td (1.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 708.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 708.96 Td (26.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 708.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 708.96 Td (15.18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 708.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.50 695.76 Td (134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 695.76 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 695.76 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.25 695.76 Td (\(0.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 695.76 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.75 695.76 Td (\(0.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.50 695.76 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.75 695.76 Td (\(0.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 695.76 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 682.76 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.70 682.76 Td (4 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.70 682.76 Td (657 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 682.76 Td (266 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 668.96 Td (IR-IR correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 668.96 Td (40.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 668.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 668.96 Td (50.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 668.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 668.96 Td (41.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 668.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 654.96 Td (IR-FX correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 654.96 Td (16.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 654.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 654.96 Td (60.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 654.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 654.96 Td (49.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 654.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 640.96 Td (Equity contracts \(gross\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 124.98 645.04 Td (\(7\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 640.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.75 640.96 Td (2,701) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 640.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 640.96 Td (Equity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 640.96 Td (3.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 640.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 640.96 Td (97.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 640.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 640.96 Td (29.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 640.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 627.76 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 627.76 Td (69.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 627.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 627.76 Td (144.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 627.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 627.76 Td (94.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 627.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 614.76 Td (Equity-FX correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.75 614.76 Td (\(60.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 614.76 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 614.76 Td (28.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 614.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 614.76 Td (\(26.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 614.76 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 601.76 Td (Equity-IR correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.75 601.76 Td (\(35.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 601.76 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 601.76 Td (41.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 601.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.25 601.76 Td (\(15.65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 565.50 601.76 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 587.96 Td (Y) Tj ET Q q 0 0 0 rg BT 314.25 587.96 Td (ield volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 587.96 Td (3.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 587.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 587.96 Td (14.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 587.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 587.96 Td (9.29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 587.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 574.76 Td (Equity-equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 565.81 Td (correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.75 574.76 Td (\(87.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 574.76 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 574.76 Td (96.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 574.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 574.76 Td (67.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 574.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 560.96 Td (Commodity contracts \(gross\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 560.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.75 560.96 Td (2,955) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 560.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 560.96 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 560.96 Td (35.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 560.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 560.96 Td (235.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 560.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 560.96 Td (1) Tj ET Q q 0 0 0 rg BT 545.25 560.96 Td (19.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 560.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 546.96 Td (Commodity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 546.96 Td (2.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 546.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 546.96 Td (32.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 546.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 546.96 Td (17.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 546.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 533.76 Td (Commodity correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.75 533.76 Td (\(41.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 533.76 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 533.76 Td (90.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 533.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 533.76 Td (52.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 533.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 520.76 Td (Credit derivatives \(gross\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 520.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.75 520.76 Td (2,786) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 520.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 520.76 Td (Recovery rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 520.76 Td (20.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 520.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 520.76 Td (75.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 520.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 520.76 Td (39.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 520.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.75 507.76 Td (1,403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 507.76 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 507.76 Td (Credit correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 507.76 Td (5.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 507.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 507.76 Td (90.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 507.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 507.76 Td (34.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 507.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 494.76 Td (Upfront points) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 494.76 Td (6.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 494.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 494.76 Td (99.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 494.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 494.76 Td (72.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 494.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 481.76 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 481.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 481.76 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 481.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 481.76 Td (167.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 481.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 481.76 Td (77.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 467.96 Td (Credit spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.70 467.96 Td (3 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.95 467.96 Td (1,515 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.70 467.96 Td (256 bps) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 454.76 Td (Nontrading derivatives and other ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 445.76 Td (financial assets and liabilities ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 436.76 Td (measured on a recurring basis ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 427.76 Td (\(gross\)) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 73.00 431.84 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 427.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.00 427.96 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 427.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 427.96 Td (Recovery rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 427.96 Td (40.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 427.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 427.96 Td (40.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 427.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 427.96 Td (40.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 427.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 413.96 Td (Redemption rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 413.96 Td (3.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 413.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 413.96 Td (99.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 413.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 413.96 Td (74.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 413.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 399.96 Td (Upfront points) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 399.96 Td (16.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 399.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 399.96 Td (20.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 399.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 399.96 Td (18.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 399.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 371.96 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 371.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.50 371.96 Td (258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 371.96 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 371.96 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 371.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 371.96 Td (31.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 371.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 371.96 Td (105.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 371.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 371.96 Td (56.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.50 358.76 Td (221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 358.76 Td (Y) Tj ET Q q 0 0 0 rg BT 231.25 358.76 Td (ield analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 358.76 Td (Y) Tj ET Q q 0 0 0 rg BT 314.25 358.76 Td (ield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 358.76 Td (2.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 358.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 358.76 Td (20.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 358.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 358.76 Td (1) Tj ET Q q 0 0 0 rg BT 549.75 358.76 Td (1.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 358.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 210.00 345.76 Td (79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 345.76 Td (Model-based) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 331.95 Td (Mortgage servicing rights) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 331.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.75 331.96 Td (1,473) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 331.96 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 331.96 Td (Y) Tj ET Q q 0 0 0 rg BT 314.25 331.96 Td (ield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 331.96 Td (4.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 331.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 331.96 Td (20.56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 331.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 331.96 Td (9.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 331.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 318.76 Td (W) Tj ET Q q 0 0 0 rg BT 316.00 318.76 Td (AL) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.00 318.76 Td (3.53 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.00 318.76 Td (7.24 years) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.00 318.76 Td (5.83 years) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 305.90 Td (Liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 292.90 Td (Inter) Tj ET Q q 0 0 0 rg BT 58.41 292.90 Td (est-bearing deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 292.76 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.50 292.76 Td (293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 292.76 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 292.76 Td (Mean reversion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 292.76 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 292.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 292.76 Td (20.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 292.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 292.76 Td (10.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 292.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 279.76 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 279.76 Td (98.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 279.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 279.76 Td (104.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 279.76 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 279.76 Td (100.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 279.76 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 266.90 Td (Federal funds pur) Tj ET Q q 0 0 0 rg BT 108.43 266.90 Td (chased and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 257.90 Td (securities loaned or) Tj ET Q q 0 0 0 rg BT 122.41 257.90 Td ( sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 248.90 Td (under) Tj ET Q q 0 0 0 rg BT 70.92 248.90 Td ( agr) Tj ET Q q 0 0 0 rg BT 86.01 248.90 Td (eements to) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 239.95 Td (r) Tj ET Q q 0 0 0 rg BT 51.91 239.95 Td (epur) Tj ET Q q 0 0 0 rg BT 69.75 239.95 Td (chase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 249.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.50 249.96 Td (849) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 249.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 249.96 Td (Interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 249.96 Td (0.62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 249.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 249.96 Td (2.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 249.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 249.96 Td (1.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 249.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 235.95 Td (T) Tj ET Q q 0 0 0 rg BT 44.33 235.95 Td (rading account liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 222.76 Td (Securities sold, not yet) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 213.81 Td (purchased) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 221.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.75 221.96 Td (1,056) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 221.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 221.96 Td (IR Normal volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 221.96 Td (12.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 221.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 221.96 Td (75.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 221.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 221.96 Td (61.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 221.96 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 206.95 Td (Short-term borr) Tj ET Q q 0 0 0 rg BT 101.56 206.95 Td (owings and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 197.95 Td (long-term debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 168.00 197.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.75 197.96 Td (9,774) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 197.96 Td (Model-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 197.96 Td (Mean reversion) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 197.96 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 197.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 197.96 Td (20.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 197.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 197.96 Td (10.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 197.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 183.96 Td (Commodity correlation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.75 183.96 Td (\(41.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 183.96 Td (\)%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 183.96 Td (90.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 183.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 183.96 Td (52.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 183.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 161.96 Td (Commodity volatility) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 161.96 Td (2.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 161.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 161.96 Td (32.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 161.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 161.96 Td (17.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 161.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 139.96 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 139.96 Td (69.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.50 139.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 139.96 Td (235.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.50 139.96 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 139.96 Td (103.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 568.50 139.96 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 118.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 118.40 Td (The fair value amounts presented in these tables represent the primary valuation technique or techniques for each class of assets or liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 108.80 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 108.80 Td (Some inputs are shown as zero due to rounding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 99.20 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 99.20 Td (When the low and high inputs are the same, there is either a constant input applied to all positions, or the methodology involving the input applies to only one ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 89.60 Td (lar) Tj ET Q q 0 0 0 rg BT 62.29 89.60 Td (ge position.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 80.00 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 80.00 Td (W) Tj ET Q q 0 0 0 rg BT 60.91 80.00 Td (eighted averages are calculated based on the fair values of the instruments.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 70.40 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 70.40 Td (For equity securities, the price and fund NA) Tj ET Q q 0 0 0 rg BT 193.82 70.40 Td (V) Tj ET Q q 0 0 0 rg BT 199.45 70.40 Td ( inputs are expressed on an absolute basis, not as a percentage of the notional amount.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 60.80 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 60.80 Td (Both trading and nontrading account derivativesassets and liabilitiesare presented on a gross absolute value basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 51.20 Td (\(7\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 51.20 Td (Includes hybrid products.) Tj ET Q endstream endobj 533 0 obj <> endobj 534 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (266) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Sensitivity to Unobservable Inputs and Interr) Tj ET Q q 0 0 0 rg BT 230.01 742.25 Td (elationships ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (between Unobservable Inputs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.25 Td (The impact of key unobservable inputs on the Level3 fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.25 Td (value measurements may not be independent of one another) Tj ET Q q 0 0 0 rg BT 275.37 706.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.25 Td (In addition, the amount and direction of the impact on a fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.25 Td (value measurement for a given change in an unobservable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.25 Td (input depends on the nature of the instrument as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.25 Td (whether the Company holds the instrument as an asset or a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.25 Td (liability) Tj ET Q q 0 0 0 rg BT 66.46 646.25 Td (. For certain instruments, the pricing, hedging and risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.25 Td (management are sensitive to the correlation between various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.25 Td (inputs rather than on the analysis and aggregation of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.25 Td (individual inputs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 598.25 Td (The following section describes the sensitivities and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.25 Td (interrelationships of the most significant unobservable inputs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.25 Td (used by the Company in Level3 fair value measurements.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 550.25 Td (Correlation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.25 Td (Correlation is a measure of the extent to which two or more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.25 Td (variables change in relation to each other) Tj ET Q q 0 0 0 rg BT 199.82 526.25 Td (. ) Tj ET Q q 0 0 0 rg BT 204.27 526.25 Td (A) Tj ET Q q 0 0 0 rg BT 210.94 526.25 Td ( variety of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.25 Td (correlation-related assumptions are required for a wide range ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.25 Td (of instruments, including equity and credit baskets, foreign-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.25 Td (exchange options, CDOs backed by loans or bonds, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.25 Td (mortgages, subprime mortgages and many other instruments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.25 Td (For almost all of these instruments, correlations are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.25 Td (observable in the market and must be calculated using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.25 Td (historical information. Estimating correlation can be especially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.25 Td (dif) Tj ET Q q 0 0 0 rg BT 46.93 430.25 Td (ficult where it may vary over time. Calculating correlation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.25 Td (information from market data requires significant assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (regarding the informational ef) Tj ET Q q 0 0 0 rg BT 156.05 406.25 Td (ficiency of the market \(for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.25 Td (example, swaption markets\). Changes in correlation levels can ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.25 Td (have a major impact, favorable or unfavorable, on the value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.25 Td (an instrument, depending on its nature. ) Tj ET Q q 0 0 0 rg BT 193.75 370.25 Td (A) Tj ET Q q 0 0 0 rg BT 200.42 370.25 Td ( change in the default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.25 Td (correlation of the fair value of the underlying bonds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.25 Td (comprising a CDO structure would af) Tj ET Q q 0 0 0 rg BT 186.62 346.25 Td (fect the fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.25 Td (senior tranche. For example, an increase in the default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.25 Td (correlation of the underlying bonds would reduce the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.25 Td (value of the senior tranche, because highly correlated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.25 Td (instruments produce lar) Tj ET Q q 0 0 0 rg BT 130.24 298.25 Td (ger losses in the event of default and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.25 Td (part of these losses would become attributable to the senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.25 Td (tranche. ) Tj ET Q q 0 0 0 rg BT 70.24 274.25 Td (That same change in default correlation would have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.25 Td (dif) Tj ET Q q 0 0 0 rg BT 46.93 262.25 Td (ferent impact on junior tranches of the same structure.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 238.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.56 238.25 Td (olatility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 226.25 Td (olatility represents the speed and severity of market price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.25 Td (changes and is a key factor in pricing options. ) Tj ET Q q 0 0 0 rg BT 221.88 214.25 Td (T) Tj ET Q q 0 0 0 rg BT 227.29 214.25 Td (ypically) Tj ET Q q 0 0 0 rg BT 258.85 214.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.25 Td (instruments can become more expensive if volatility increases. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.25 Td (For example, as an index becomes more volatile, the cost to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.25 Td (Citi of maintaining a given level of exposure increases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.25 Td (because more frequent rebalancing of the portfolio is required. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 154.25 Td (olatility generally depends on the tenor of the underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.25 Td (instrument and the strike price or level defined in the contract. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.25 Td (V) Tj ET Q q 0 0 0 rg BT 41.93 130.25 Td (olatilities for certain combinations of tenor and strike are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.25 Td (observable. ) Tj ET Q q 0 0 0 rg BT 84.13 118.25 Td (The general relationship between changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.25 Td (value of a portfolio to changes in volatility also depends on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.25 Td (changes in interest rates and the level of the underlying index. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.25 Td (Generally) Tj ET Q q 0 0 0 rg BT 74.77 82.25 Td (, long option positions \(assets\) benefit from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.25 Td (increases in volatility) Tj ET Q q 0 0 0 rg BT 120.88 70.25 Td (, whereas short option positions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.25 Td (\(liabilities\) will suf) Tj ET Q q 0 0 0 rg BT 112.47 58.25 Td (fer losses. Some instruments are more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.25 Td (sensitive to changes in volatility than others. For example, an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 742.10 Td (at-the-money option would experience a lar) Tj ET Q q 0 0 0 rg BT 498.47 742.10 Td (ger percentage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 730.10 Td (change in its fair value than a deep-in-the-money option. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 718.10 Td (addition, the fair value of an option with more than one ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 706.10 Td (underlying security \(for example, an option on a basket of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 694.10 Td (bonds\) depends on the volatility of the individual underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 682.10 Td (securities as well as their correlations.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 658.10 Td (Y) Tj ET Q q 0 0 0 rg BT 329.56 658.10 Td (ield) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 646.10 Td (In some circumstances, the yield of an instrument is not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 634.10 Td (observable in the market and must be estimated from historical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 622.10 Td (data or from yields of similar securities. ) Tj ET Q q 0 0 0 rg BT 486.00 622.10 Td (This estimated yield ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 610.10 Td (may need to be adjusted to capture the characteristics of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 598.10 Td (security being valued. In other situations, the estimated yield ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 586.10 Td (may not represent suf) Tj ET Q q 0 0 0 rg BT 410.18 586.10 Td (ficient market liquidity and must be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 574.10 Td (adjusted as well. ) Tj ET Q q 0 0 0 rg BT 392.69 574.10 Td (Whenever the amount of the adjustment is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 562.10 Td (significant to the value of the security) Tj ET Q q 0 0 0 rg BT 474.42 562.10 Td (, the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 550.10 Td (measurement is classified as Level3.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 538.10 Td (Adjusted yield is generally used to discount the projected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 526.10 Td (future principal and interest cash flows on instruments, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 514.10 Td (asset-backed securities. ) Tj ET Q q 0 0 0 rg BT 419.80 514.10 Td (Adjusted yield is impacted by changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 502.10 Td (in the interest rate environment and relevant credit spreads. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 478.10 Td (Prepayment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 466.10 Td (V) Tj ET Q q 0 0 0 rg BT 329.93 466.10 Td (oluntary unscheduled payments \(prepayments\) change the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 454.10 Td (future cash flows for the investor and thereby change the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 442.10 Td (value of the security) Tj ET Q q 0 0 0 rg BT 404.71 442.10 Td (. ) Tj ET Q q 0 0 0 rg BT 409.53 442.10 Td (The ef) Tj ET Q q 0 0 0 rg BT 435.16 442.10 Td (fect of prepayments is more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 430.10 Td (pronounced for residential mortgage-backed securities. ) Tj ET Q q 0 0 0 rg BT 546.14 430.10 Td (An ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 418.10 Td (increase in prepaymentsin speed or magnitudegenerally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 406.10 Td (creates losses for the holder of these securities. Prepayment is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 394.10 Td (generally negatively correlated with delinquency and interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 382.10 Td (rate. ) Tj ET Q q 0 0 0 rg BT 343.43 382.10 Td (A) Tj ET Q q 0 0 0 rg BT 350.10 382.10 Td ( combination of low prepayment and high delinquencies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 370.10 Td (amplifies each input) Tj ET Q q 0 0 0 rg BT 407.86 370.10 Td (s negative impact on mortgage securities) Tj ET Q q 0 0 0 rg BT 573.45 370.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 358.10 Td (valuation. ) Tj ET Q q 0 0 0 rg BT 365.66 358.10 Td (As prepayment speeds change, the weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 346.10 Td (average life of the security changes, which impacts the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 334.10 Td (valuation either positively or negatively) Tj ET Q q 0 0 0 rg BT 482.75 334.10 Td (, depending upon the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 322.10 Td (nature of the security and the direction of the change in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 310.10 Td (weighted average life.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 286.10 Td (Recovery) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 274.10 Td (Recovery is the proportion of the total outstanding balance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 262.10 Td (a bond or loan that is expected to be collected in a liquidation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 250.10 Td (scenario. For many credit securities \(such as asset-backed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 238.10 Td (securities\), there is no directly observable market input for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 226.10 Td (recovery) Tj ET Q q 0 0 0 rg BT 358.33 226.10 Td (, but indications of recovery levels are available from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 214.10 Td (pricing services. ) Tj ET Q q 0 0 0 rg BT 391.85 214.10 Td (The assumed recovery of a security may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 202.10 Td (dif) Tj ET Q q 0 0 0 rg BT 334.93 202.10 Td (fer from its actual recovery that will be observable in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 190.10 Td (future. ) Tj ET Q q 0 0 0 rg BT 352.70 190.10 Td (The recovery rate impacts the valuation of credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 178.10 Td (securities. Generally) Tj ET Q q 0 0 0 rg BT 405.54 178.10 Td (, an increase in the recovery rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 166.10 Td (assumption increases the fair value of the security) Tj ET Q q 0 0 0 rg BT 523.00 166.10 Td (. ) Tj ET Q q 0 0 0 rg BT 527.45 166.10 Td (An increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 154.10 Td (in loss severity) Tj ET Q q 0 0 0 rg BT 383.35 154.10 Td (, the inverse of the recovery rate, reduces the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 142.10 Td (amount of principal available for distribution and, as a result, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 130.10 Td (decreases the fair value of the security) Tj ET Q q 0 0 0 rg BT 476.61 130.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 94.10 Td (Credit Spread) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 82.10 Td (Credit spread is a component of the security representing its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 70.10 Td (credit quality) Tj ET Q q 0 0 0 rg BT 376.39 70.10 Td (. Credit spread reflects the market perception of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 58.10 Td (changes in prepayment, delinquency and recovery rates, ) Tj ET Q endstream endobj 535 0 obj <> endobj 536 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (therefore capturing the impact of other variables on the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (value. Changes in credit spread af) Tj ET Q q 0 0 0 rg BT 171.32 730.10 Td (fect the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (securities dif) Tj ET Q q 0 0 0 rg BT 87.19 718.10 Td (ferently depending on the characteristics and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (maturity profile of the security) Tj ET Q q 0 0 0 rg BT 158.09 706.10 Td (. For example, credit spread is a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (more significant driver of the fair value measurement of a high ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (yield bond as compared to an investment grade bond. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (Generally) Tj ET Q q 0 0 0 rg BT 74.77 670.10 Td (, the credit spread for an investment grade bond is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (also more observable and less volatile than its high yield ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (counterpart.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (Qualitative Discussion of the Ranges of Significant ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (Unobservable Inputs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (The following section describes the ranges of the most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (significant unobservable inputs used by the Company in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (Level3 fair value measurements. ) Tj ET Q q 0 0 0 rg BT 171.32 574.10 Td (The level of aggregation and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (the diversity of instruments held by the Company lead to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (wide range of unobservable inputs that may not be evenly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (distributed across the Level3 inventory) Tj ET Q q 0 0 0 rg BT 193.92 538.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (Correlation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (There are many dif) Tj ET Q q 0 0 0 rg BT 112.17 502.10 Td (ferent types of correlation inputs, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (credit correlation, cross-asset correlation \(such as equity-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (interest rate correlation\) and same-asset correlation \(such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (interest rate-interest rate correlation\). Correlation inputs are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (generally used to value hybrid and exotic instruments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (Generally) Tj ET Q q 0 0 0 rg BT 74.77 442.10 Td (, same-asset correlation inputs have a narrower range ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (than cross-asset correlation inputs. However) Tj ET Q q 0 0 0 rg BT 213.05 430.10 Td (, due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (complex and unique nature of these instruments, the ranges for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (correlation inputs can vary widely across portfolios.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (V) Tj ET Q q 0 0 0 rg BT 41.56 382.10 Td (olatility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (Similar to correlation, asset-specific volatility inputs vary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (widely by asset type. For example, ranges for foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (exchange volatility are generally lower and narrower than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (equity volatility) Tj ET Q q 0 0 0 rg BT 98.95 334.10 Td (. Equity volatilities are wider due to the nature ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (of the equities market and the terms of certain exotic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (instruments. For most instruments, the interest rate volatility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (input is on the lower end of the range; however) Tj ET Q q 0 0 0 rg BT 224.71 298.10 Td (, for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (structured or exotic instruments \(such as market-linked ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (deposits or exotic interest rate derivatives\), the range is much ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (wider) Tj ET Q q 0 0 0 rg BT 58.22 262.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (Y) Tj ET Q q 0 0 0 rg BT 41.56 238.10 Td (ield) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (Ranges for the yield inputs vary significantly depending upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (the type of security) Tj ET Q q 0 0 0 rg BT 112.27 214.10 Td (. For example, securities that typically have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (lower yields, such as municipal bonds, will fall in the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (end of the range, while more illiquid securities or securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (with lower credit quality) Tj ET Q q 0 0 0 rg BT 133.93 178.10 Td (, such as certain residual tranche ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (asset-backed securities, will have much higher yield inputs.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (Credit Spread) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (Credit spread is relevant primarily for fixed income and credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (instruments; however) Tj ET Q q 0 0 0 rg BT 121.97 118.10 Td (, the ranges for the credit spread input ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (can vary across instruments. For example, certain fixed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (income instruments, such as certificates of deposit, typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (have lower credit spreads, whereas certain derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (instruments with high-risk counterparties are typically subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (to higher credit spreads when they are uncollateralized or have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.10 Td (a longer tenor) Tj ET Q q 0 0 0 rg BT 90.98 46.10 Td (. Other instruments, such as credit default swaps, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 742.10 Td (also have credit spreads that vary with the attributes of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 730.10 Td (underlying obligor) Tj ET Q q 0 0 0 rg BT 398.16 730.10 Td (. Stronger companies have tighter credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 718.10 Td (spreads, and weaker companies have wider credit spreads.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 694.10 Td (Price) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 682.10 Td (The price input is a significant unobservable input for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 670.10 Td (fixed income instruments. For these instruments, the price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 658.10 Td (input is expressed as a percentage of the notional amount, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 646.10 Td (a price of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.25 646.10 Td ($100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.25 646.10 Td ( meaning that the instrument is valued at par) Tj ET Q q 0 0 0 rg BT 561.43 646.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 634.10 Td (For most of these instruments, the price varies between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.28 634.10 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 564.48 634.10 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 622.10 Td ($100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 622.10 Td (, or slightly above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.71 622.10 Td ($100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.71 622.10 Td (. Relatively illiquid assets that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 610.10 Td (have experienced significant losses since issuance, such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 598.10 Td (certain asset-backed securities, are at the lower end of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 586.10 Td (range, whereas most investment grade corporate bonds will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 574.10 Td (fall in the middle to the higher end of the range. For certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 562.10 Td (structured debt instruments with embedded derivatives, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 550.10 Td (price input may be above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.57 550.10 Td ($100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.57 550.10 Td ( to reflect the embedded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 538.10 Td (features of the instrument \(for example, a step-up coupon or a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 526.10 Td (conversion option\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 514.10 Td (The price input is also a significant unobservable input for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 502.10 Td (certain equity securities; however) Tj ET Q q 0 0 0 rg BT 458.27 502.10 Td (, the range of price inputs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 490.10 Td (varies depending on the nature of the position, the number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 478.10 Td (shares outstanding and other factors.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 454.10 Td (Mean Reversion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 442.10 Td (A) Tj ET Q q 0 0 0 rg BT 330.67 442.10 Td ( number of financial instruments require an estimate of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 430.10 Td (rate at which the interest rate reverts to its long-term average. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 418.10 Td (Changes in this estimate can significantly af) Tj ET Q q 0 0 0 rg BT 500.44 418.10 Td (fect the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 406.10 Td (of these instruments. However) Tj ET Q q 0 0 0 rg BT 445.79 406.10 Td (, sometimes there is insuf) Tj ET Q q 0 0 0 rg BT 547.54 406.10 Td (ficient ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 394.10 Td (external market data to calibrate this parameter) Tj ET Q q 0 0 0 rg BT 511.84 394.10 Td (, especially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 382.10 Td (when pricing more complex instruments. ) Tj ET Q q 0 0 0 rg BT 490.45 382.10 Td (The level of mean ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 370.10 Td (reversion af) Tj ET Q q 0 0 0 rg BT 371.29 370.10 Td (fects the correlation between short- and long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 358.10 Td (interest rates. ) Tj ET Q q 0 0 0 rg BT 379.63 358.10 Td (The fair values of more complex instruments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 346.10 Td (such as Bermudan swaptions \(options with multiple exercise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 334.10 Td (dates\) and constant maturity spread options or structured debts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 322.10 Td (with these embedded features, are more sensitive to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 310.10 Td (changes in this correlation as compared to less complex ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 298.10 Td (instruments, such as caps and floors.) Tj ET Q endstream endobj 537 0 obj <> endobj 538 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (268) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Items Measur) Tj ET Q q 0 0 0 rg BT 94.97 749.25 Td (ed at Fair) Tj ET Q q 0 0 0 rg BT 136.44 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 138.76 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 145.07 749.25 Td (alue on a Nonr) Tj ET Q q 0 0 0 rg BT 207.95 749.25 Td (ecurring Basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Certain assets and liabilities are measured at fair value on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (nonrecurring basis and therefore are not included in the tables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (above. ) Tj ET Q q 0 0 0 rg BT 64.70 713.25 Td (These include assets measured at cost that have been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (written down to fair value during the periods as a result of an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (impairment. In addition, these assets include loans held-for) Tj ET Q q 0 0 0 rg BT 272.13 689.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (sale and other real estate owned that are measured at the lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (of cost or market.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.25 Td (The following table presents the carrying amounts of all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (assets that were still held for which a nonrecurring fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (measurement was recorded:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 604.75 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 604.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 604.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 604.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 576.75 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 576.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 576.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 576.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 548.75 102.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 548.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 548.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 548.75 50.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 604.75 m 137.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 604.75 m 187.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 604.75 m 237.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 604.75 m 287.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 548.75 m 137.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 548.75 m 137.5 548.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 525.75 m 137.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 548.75 m 187.5 548.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 525.75 m 187.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 548.75 m 237.5 548.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 525.75 m 237.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 548.75 m 287.5 548.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 525.75 m 287.5 525.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 609.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 142.45 609.20 Td (Fair) Tj ET Q q 0 0 0 rg BT 158.86 609.20 Td ( value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 198.10 609.20 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.10 609.20 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 595.20 Td (December) Tj ET Q q 0 0 0 rg BT 76.81 595.20 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.00 595.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 595.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 595.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 581.21 Td (Loans held-for) Tj ET Q q 0 0 0 rg BT 91.05 581.21 Td (-sale) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 108.04 585.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 140.00 581.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.75 581.20 Td (5,675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 581.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.75 581.20 Td (2,066) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 581.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 581.20 Td (3,609) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 567.21 Td (Other real estate owned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 175.00 567.20 Td (54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 225.00 567.20 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 275.00 567.20 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 553.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 59.99 557.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 170.50 553.20 Td (630) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 220.50 553.20 Td (216) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.50 553.20 Td (414) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 539.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 539.20 Td (otal assets at fair) Tj ET Q q 0 0 0 rg BT 107.75 539.20 Td ( value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 42.50 530.20 Td (on a nonr) Tj ET Q q 0 0 0 rg BT 79.35 530.20 Td (ecurring basis) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 140.00 530.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.75 530.20 Td (6,359) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 530.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.75 530.20 Td (2,292) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.00 530.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.75 530.20 Td (4,067) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 493.75 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 493.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 493.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 493.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 465.75 102.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 465.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 465.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 465.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 437.75 102.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 137.50 437.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 437.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 237.50 437.75 50.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 493.75 m 137.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 493.75 m 187.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 493.75 m 237.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 493.75 m 287.5 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 437.75 m 137.5 437.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 414.75 m 137.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 437.75 m 187.5 437.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 137.5 414.75 m 187.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 437.75 m 237.5 437.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 414.75 m 237.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 437.75 m 287.5 437.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 237.5 414.75 m 287.5 414.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 498.00 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 143.85 498.21 Td (Fair value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.35 498.21 Td (Level2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.35 498.21 Td (Level3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 484.21 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.00 484.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 484.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 484.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 470.21 Td (Loans held-for) Tj ET Q q 0 0 0 rg BT 91.05 470.21 Td (-sale) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 108.04 474.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.75 470.21 Td (5,802) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.75 470.21 Td (3,389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 470.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 470.21 Td (2,413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 456.21 Td (Other real estate owned) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 175.00 456.21 Td (75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.00 456.21 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.00 456.21 Td (60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 442.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 59.99 446.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.75 442.21 Td (1,376) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.50 442.21 Td (586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.50 442.21 Td (790) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 428.21 Td (T) Tj ET Q q 0 0 0 rg BT 42.87 428.21 Td (otal assets at fair value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 42.50 419.21 Td (on a nonrecurring basis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 140.00 419.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.75 419.21 Td (7,253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 419.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 213.75 419.21 Td (3,990) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.00 419.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.75 419.21 Td (3,263) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 397.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 397.65 Td (Net of fair value amounts on the unfunded portion of loans held-for) Tj ET Q q 0 0 0 rg BT 270.00 397.65 Td (-sale, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 388.05 Td (recognized within ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 113.54 388.05 Td (Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 164.42 388.05 Td ( on the Consolidated Balance Sheet. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 378.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 378.45 Td (Represents impaired loans held for investment whose carrying amount is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 368.85 Td (based on the fair value of the underlying collateral, primarily real estate ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 359.25 Td (secured loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 335.25 Td (The fair value of loans held-for) Tj ET Q q 0 0 0 rg BT 179.02 335.25 Td (-sale is determined where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 323.25 Td (possible using quoted secondary-market prices. If no such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 311.25 Td (quoted price exists, the fair value of a loan is determined using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 299.25 Td (quoted prices for a similar asset or assets, adjusted for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 287.25 Td (specific attributes of that loan. Fair value for the other real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 275.25 Td (estate owned is based on appraisals. For loans whose carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 263.25 Td (amount is based on the fair value of the underlying collateral, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 251.25 Td (the fair values depend on the type of collateral. Fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 239.25 Td (the collateral is typically estimated based on quoted market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 227.25 Td (prices if available, appraisals or other internal valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 215.25 Td (techniques.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 203.25 Td (Where the fair value of the related collateral is based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 191.25 Td (an unadjusted appraised value, the loan is generally classified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 179.25 Td (as Level2. ) Tj ET Q q 0 0 0 rg BT 81.91 179.25 Td (Where significant adjustments are made to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 167.25 Td (appraised value, the loan is classified as Level3. ) Tj ET Q q 0 0 0 rg BT 232.88 167.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 282.78 167.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 155.25 Td (for corporate loans, appraisals of the collateral are often based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 143.25 Td (on sales of similar assets; however) Tj ET Q q 0 0 0 rg BT 174.18 143.25 Td (, because the prices of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 131.25 Td (similar assets require significant adjustments to reflect the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 119.25 Td (unique features of the underlying collateral, these fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 107.25 Td (measurements are generally classified as Level3.) Tj ET Q endstream endobj 539 0 obj <> endobj 540 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (269) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 42.30 749.25 Td (aluation ) Tj ET Q q 0 0 0 rg BT 79.63 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 85.38 749.25 Td (echniques and Inputs for) Tj ET Q q 0 0 0 rg BT 191.63 749.25 Td ( Level3 Nonr) Tj ET Q q 0 0 0 rg BT 249.49 749.25 Td (ecurring Fair) Tj ET Q q 0 0 0 rg BT 306.79 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 309.11 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 315.41 749.25 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 368.28 749.25 Td (ements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The following tables present the valuation techniques covering the majority of Level3 nonrecurring fair value measurements and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (most significant unobservable inputs used in those measurements:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 691.75 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 145.50 691.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 691.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 691.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 691.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 691.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 691.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 663.75 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 145.50 663.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 663.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 663.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 663.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 663.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 663.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 634.75 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 145.50 634.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 634.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 634.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 634.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 634.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 634.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 606.75 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 145.50 606.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 606.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 606.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 606.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 606.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 606.75 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 691.75 m 145.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 677.75 m 145.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 145.5 691.75 m 203.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 145.5 677.75 m 203.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 691.75 m 297.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 677.75 m 297.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 691.75 m 383.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 677.75 m 383.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 691.75 m 437.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 677.75 m 437.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 691.75 m 505.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 677.75 m 505.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 691.75 m 575.5 691.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 677.75 m 575.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 634.75 m 145.5 634.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 145.5 634.75 m 203.5 634.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 634.75 m 297.5 634.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 634.75 m 383.5 634.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 634.75 m 437.5 634.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 634.75 m 505.5 634.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 634.75 m 575.5 634.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 592.75 m 145.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 145.5 592.75 m 203.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 592.75 m 297.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 592.75 m 383.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 592.75 m 437.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 592.75 m 505.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 592.75 m 575.5 592.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 696.00 Td (As of December 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 151.00 705.35 Td (Fair) Tj ET Q q 0 0 0 rg BT 167.33 705.35 Td (value) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 190.08 709.43 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.75 696.21 Td ( ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 153.00 696.21 Td (\(inmillions\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.75 696.20 Td (Methodology) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.20 696.20 Td (Input) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.05 696.20 Td (Low) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 415.05 700.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.45 696.20 Td (High) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.70 705.20 Td (W) Tj ET Q q 0 0 0 rg BT 530.20 705.20 Td (eighted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 521.55 696.20 Td (average) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 551.53 700.28 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 682.20 Td (Loans held-for) Tj ET Q q 0 0 0 rg BT 94.59 682.20 Td (-sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 148.00 682.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.75 682.20 Td (3,186) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.00 682.21 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 682.21 Td (Price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 682.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.75 682.20 Td (77.93) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 682.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.25 682.20 Td (100.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 682.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.75 682.20 Td (99.26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 668.20 Td (Other) Tj ET Q q 0 0 0 rg BT 60.83 668.20 Td ( r) Tj ET Q q 0 0 0 rg BT 66.91 668.20 Td (eal estate owned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 148.00 668.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.00 668.20 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.00 668.21 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 668.21 Td (Appraised value) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 358.73 672.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 668.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.25 668.20 Td (20,278) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 668.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 668.20 Td (8,091,760) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 668.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.00 668.20 Td (4,016,665) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 654.21 Td (Discount to price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.75 654.20 Td (34.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 654.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 654.20 Td (34.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 654.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.75 654.20 Td (34.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 654.20 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 639.21 Td (Price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 639.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.75 639.20 Td (30.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 639.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 639.20 Td (50.36) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 639.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.75 639.20 Td (49.09) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 625.20 Td (Loans ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 63.76 629.28 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 148.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.50 625.20 Td (133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.00 625.21 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 625.21 Td (Price) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.25 625.20 Td (2.80) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.25 625.20 Td (100.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 625.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.75 625.20 Td (62.46) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.50 611.20 Td (129) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.00 611.21 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 611.21 Td (Recovery rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.75 611.20 Td (50.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 611.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.25 611.20 Td (100.00) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 611.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.75 611.20 Td (63.59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 566.00 611.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.50 597.20 Td (127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.00 597.21 Td (Recovery analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 597.21 Td (Appraised value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.00 597.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 597.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.00 597.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 597.20 Td (45,500,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.00 597.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.50 597.20 Td (38,785,667) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 551.75 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 145.50 551.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 551.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 551.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 551.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 551.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 551.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 523.75 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 145.50 523.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 523.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 523.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 523.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 523.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 523.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 495.75 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 145.50 495.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 495.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 495.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 495.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 495.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 495.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 467.75 110.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 145.50 467.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 467.75 94.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 467.75 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.50 467.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 467.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 467.75 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 551.75 m 145.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 145.5 551.75 m 203.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 551.75 m 297.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 551.75 m 383.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 551.75 m 437.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 551.75 m 505.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 551.75 m 575.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 537.75 m 145.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 145.5 551.75 m 203.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 145.5 537.75 m 203.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 551.75 m 297.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 537.75 m 297.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 551.75 m 383.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 537.75 m 383.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 551.75 m 437.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 537.75 m 437.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 551.75 m 505.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 537.75 m 505.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 551.75 m 575.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 537.75 m 575.5 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 509.75 m 145.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 145.5 509.75 m 203.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 509.75 m 297.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 509.75 m 383.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 509.75 m 437.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 509.75 m 505.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 509.75 m 575.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 509.75 m 145.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 145.5 509.75 m 203.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 509.75 m 297.5 509.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 509.75 m 383.5 509.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 453.75 m 145.5 453.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 145.5 453.75 m 203.5 453.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 453.75 m 297.5 453.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 453.75 m 383.5 453.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 453.75 m 437.5 453.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 437.5 453.75 m 505.5 453.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 453.75 m 575.5 453.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 556.00 Td (As of December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 152.45 565.21 Td (Fairvalue) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 188.69 569.29 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.75 556.21 Td ( ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 153.00 556.21 Td (\(inmillions\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.75 556.21 Td (Methodology) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 556.21 Td (Input) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.30 556.21 Td (Low) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 414.80 560.29 Td (\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 556.21 Td (High) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.85 565.21 Td (W) Tj ET Q q 0 0 0 rg BT 530.62 565.21 Td (eighted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.60 556.21 Td (average) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 550.58 560.29 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 542.20 Td (Loans held-for) Tj ET Q q 0 0 0 rg BT 94.59 542.20 Td (-sale) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 148.00 542.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 179.75 542.21 Td (2,413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.00 542.21 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 542.21 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 542.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.50 542.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 542.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.75 542.21 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 542.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 542.21 Td (93.08) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 528.20 Td (Other) Tj ET Q q 0 0 0 rg BT 60.83 528.20 Td ( r) Tj ET Q q 0 0 0 rg BT 66.91 528.20 Td (eal estate owned) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 148.00 528.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 191.00 528.21 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.00 528.21 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 528.21 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 361.98 532.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.75 528.21 Td (0.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.50 528.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.25 528.21 Td (13.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 528.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 528.21 Td (3.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 528.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 514.21 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 514.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.25 514.21 Td (64.65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 514.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.25 514.21 Td (74.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 514.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 514.21 Td (66.21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 500.20 Td (Loans) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 61.51 504.28 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 148.00 500.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.50 500.21 Td (431) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.00 500.21 Td (Cash flow) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 500.21 Td (Price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 500.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.75 500.21 Td (3.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 500.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 500.21 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 500.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 500.21 Td (59.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.50 486.21 Td (197) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.00 486.21 Td (Recovery analysis) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 486.21 Td (Forward price) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 486.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.75 486.21 Td (2.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 486.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.75 486.21 Td (210.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 486.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.75 486.21 Td (156.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.50 472.21 Td (135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.00 472.21 Td (Price-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 472.21 Td (Discount to price) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 361.98 476.29 Td (\(6\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.75 472.21 Td (0.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.50 472.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 477.25 472.21 Td (13.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.50 472.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 472.21 Td (8.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 472.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.00 458.21 Td (Appraised value) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 358.73 462.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 458.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.25 458.21 Td (25.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 458.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 458.21 Td (26,400,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 458.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.50 458.21 Td (6,462,735) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 435.05 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 435.05 Td (The fair value amounts presented in this table represent the primary valuation technique or techniques for each class of assets or liabilities.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 425.45 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 425.45 Td (Some inputs are shown as zero due to rounding.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 415.85 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 415.85 Td (W) Tj ET Q q 0 0 0 rg BT 60.91 415.85 Td (eighted averages are calculated based on the fair values of the instruments.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 406.25 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 406.25 Td (Appraised values are disclosed in whole dollars.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 396.65 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 396.65 Td (Includes estimated costs to sell.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 387.05 Td (\(6\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 387.05 Td (Represents impaired loans held for investment whose carrying amounts are based on the fair value of the underlying collateral, primarily real estate secured loans.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 355.85 Td (Nonr) Tj ET Q q 0 0 0 rg BT 58.04 355.85 Td (ecurring Fair) Tj ET Q q 0 0 0 rg BT 115.34 355.85 Td ( ) Tj ET Q q 0 0 0 rg BT 117.66 355.85 Td (V) Tj ET Q q 0 0 0 rg BT 123.96 355.85 Td (alue Changes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 343.85 Td (The following table presents total nonrecurring fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 331.85 Td (measurements for the period, included in earnings, attributable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 319.85 Td (to the change in fair value relating to assets that were still ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 307.85 Td (held:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 261.35 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 261.35 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 233.35 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 233.35 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 261.35 m 215.5 261.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 261.35 m 287.5 261.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 261.35 m 287.5 261.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 219.35000000000002 m 215.5 219.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 205.35000000000002 m 215.5 205.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 219.35000000000002 m 287.5 219.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 205.35000000000002 m 287.5 205.35000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.45 288.75 Td (Y) Tj ET Q q 0 0 0 rg BT 235.45 288.75 Td (ear) Tj ET Q q 0 0 0 rg BT 247.36 288.75 Td ( ended) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 224.80 279.75 Td (December) Tj ET Q q 0 0 0 rg BT 263.69 279.75 Td ( 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 265.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.00 265.80 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 251.81 Td (Loans held-for) Tj ET Q q 0 0 0 rg BT 91.14 251.81 Td (-sale) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.00 251.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 251.80 Td (\(26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 251.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 237.81 Td (Other real estate owned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.50 237.80 Td (\(4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 237.80 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 223.81 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 59.99 227.89 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.00 223.80 Td (\(87) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 223.80 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 209.80 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 209.80 Td (otal nonr) Tj ET Q q 0 0 0 rg BT 78.27 209.80 Td (ecurring fair) Tj ET Q q 0 0 0 rg BT 127.34 209.80 Td ( value gains \(losses\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 218.00 209.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.50 209.80 Td (\(1) Tj ET Q q 0 0 0 rg BT 275.00 209.80 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.00 209.80 Td (\)) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 151.35 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 151.35 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 123.35 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 123.35 72.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 151.35000000000002 m 215.5 151.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 151.35000000000002 m 287.5 151.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 109.35000000000002 m 215.5 109.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 95.35000000000002 m 215.5 95.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 109.35000000000002 m 287.5 109.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 95.35000000000002 m 287.5 95.35000000000002 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 230.80 178.61 Td (Y) Tj ET Q q 0 0 0 rg BT 236.85 178.61 Td (ear ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.75 169.61 Td (December 31,) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 155.60 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.00 155.81 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 141.81 Td (Loans held-for) Tj ET Q q 0 0 0 rg BT 91.14 141.81 Td (-sale) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 141.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.50 141.81 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 141.81 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 127.81 Td (Other real estate owned) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.50 127.81 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 127.81 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 113.81 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 59.99 117.89 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.50 113.81 Td (\(105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 113.81 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 99.81 Td (T) Tj ET Q q 0 0 0 rg BT 42.87 99.81 Td (otal nonrecurring fair value gains \(losses\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.00 99.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.50 99.81 Td (\(1) Tj ET Q q 0 0 0 rg BT 275.00 99.81 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.00 99.81 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 78.25 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 78.25 Td (Represents loans held for investment whose carrying amount is based on ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 68.65 Td (the fair value of the underlying collateral, primarily real estate loans.) Tj ET Q endstream endobj 541 0 obj <> endobj 542 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (270) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Estimated Fair) Tj ET Q q 0 0 0 rg BT 99.97 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 102.29 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 108.60 749.25 Td (alue of Financial Instruments not Carried ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (at Fair) Tj ET Q q 0 0 0 rg BT 64.97 737.25 Td ( ) Tj ET Q q 0 0 0 rg BT 67.29 737.25 Td (V) Tj ET Q q 0 0 0 rg BT 73.60 737.25 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (The following table presents the carrying value and fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (of Citigroup) Tj ET Q q 0 0 0 rg BT 87.94 713.25 Td (s financial instruments that are not carried at fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (value. ) Tj ET Q q 0 0 0 rg BT 62.47 701.25 Td (The table below therefore excludes items measured at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (fair value on a recurring basis presented in the tables above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.25 Td (The disclosure also excludes leases, af) Tj ET Q q 0 0 0 rg BT 207.65 677.25 Td (filiate investments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (pension and benefit obligations, certain insurance contracts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (and tax-related items. ) Tj ET Q q 0 0 0 rg BT 124.30 653.25 Td (Also, as required, the disclosure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (excludes the ef) Tj ET Q q 0 0 0 rg BT 95.79 641.25 Td (fect of taxes, any premium or discount that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (could result from of) Tj ET Q q 0 0 0 rg BT 115.52 629.25 Td (fering for sale at one time the entire ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (holdings of a particular instrument, excess fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (associated with deposits with no fixed maturity and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (expenses that would be incurred in a market transaction. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (addition, the table excludes the values of non-financial assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (and liabilities, as well as a wide range of franchise, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (relationship and intangible values, which are integral to a full ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (assessment of Citigroup) Tj ET Q q 0 0 0 rg BT 134.88 545.25 Td (s financial position and the value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (its net assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 521.25 Td (The fair value represents management) Tj ET Q q 0 0 0 rg BT 209.48 521.25 Td (s best estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (based on a range of methodologies and assumptions. ) Tj ET Q q 0 0 0 rg BT 248.83 509.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (carrying value of short-term financial instruments not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (accounted for at fair value, as well as receivables and payables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (arising in the ordinary course of business, approximates fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (value because of the relatively short period of time between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (their origination and expected realization. Quoted market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (prices are used when available for investments and for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (liabilities, such as long-term debt not carried at fair value. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (loans not accounted for at fair value, cash flows are discounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (at quoted secondary market rates or estimated market rates if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (available. Otherwise, sales of comparable loan portfolios or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (current market origination rates for loans with similar terms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (and risk characteristics are used. Expected credit losses are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (either embedded in the estimated future cash flows or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (incorporated as an adjustment to the discount rate used. ) Tj ET Q q 0 0 0 rg BT 548.20 593.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (value of collateral is also considered. For liabilities such as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (long-term debt not accounted for at fair value and without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (quoted market prices, market borrowing rates of interest are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (used to discount contractual cash flows.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 456.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 456.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 456.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 456.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 456.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 456.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 428.75 305.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 428.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 428.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 428.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 428.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 428.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 391.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 391.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 391.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 391.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 391.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 391.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 363.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 363.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 363.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 363.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 363.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 363.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 326.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 326.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 326.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 326.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 326.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 326.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 484.75 m 391.5 484.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 484.75 m 441.5 484.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 484.75 m 486.5 484.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 484.75 m 531.5 484.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 484.75 m 576.5 484.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 456.75 m 341.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 456.75 m 391.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 456.75 m 441.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 456.75 m 486.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 456.75 m 531.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 456.75 m 576.5 456.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 377.75 m 341.5 377.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 377.75 m 391.5 377.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 377.75 m 441.5 377.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 377.75 m 486.5 377.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 377.75 m 531.5 377.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 377.75 m 576.5 377.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 298.75 m 341.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 298.75 m 391.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 298.75 m 441.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 298.75 m 486.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 298.75 m 531.5 298.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 298.75 m 576.5 298.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 489.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.70 489.20 Td (December) Tj ET Q q 0 0 0 rg BT 393.59 489.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 469.55 489.20 Td (Estimated fair) Tj ET Q q 0 0 0 rg BT 524.71 489.20 Td ( value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 475.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 470.20 Td (Carrying) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.70 461.20 Td (value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.50 470.20 Td (Estimated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.70 461.20 Td (fair) Tj ET Q q 0 0 0 rg BT 411.53 461.20 Td ( value) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 461.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.60 461.20 Td (Level1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 494.60 461.20 Td (Level2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.60 461.20 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 447.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 447.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 447.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 447.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 447.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 447.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 433.21 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 433.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.25 433.20 Td (60.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 433.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 433.20 Td (60.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 433.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.75 433.20 Td (0.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 433.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.25 433.20 Td (57.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 433.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 433.20 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 419.21 Td (Federal funds sold and securities borrowed or purchased under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 410.21 Td (resell) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 372.25 410.20 Td (99.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 410.20 Td (99.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 410.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.25 410.20 Td (94.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 561.75 410.20 Td (5.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 396.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 60.99 400.29 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 396.20 Td (648.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 396.20 Td (644.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 396.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.75 396.20 Td (6.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 396.20 Td (638.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 382.21 Td (Other financial assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 116.47 386.29 Td (\(2\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 382.20 Td (242.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 382.20 Td (243.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.75 382.20 Td (166.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.25 382.20 Td (14.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.25 382.20 Td (62.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 368.20 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 368.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 368.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 368.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 368.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 368.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 354.21 Td (Deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.00 354.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 354.20 Td (958.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 354.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 354.20 Td (955.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 354.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 354.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.00 354.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 354.20 Td (816.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 534.00 354.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 354.20 Td (139.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 340.21 Td (Federal funds purchased and securities loaned or sold under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 331.21 Td (repurchase) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 331.20 Td (1) Tj ET Q q 0 0 0 rg BT 372.25 331.20 Td (15.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 331.20 Td (1) Tj ET Q q 0 0 0 rg BT 422.25 331.20 Td (15.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 331.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 331.20 Td (1) Tj ET Q q 0 0 0 rg BT 512.25 331.20 Td (15.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 331.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 317.21 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 95.23 321.29 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 317.20 Td (205.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 317.20 Td (214.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 317.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.75 317.20 Td (187.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 557.25 317.20 Td (26.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 303.21 Td (Other financial liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.97 307.29 Td (\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.75 303.20 Td (129.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 303.20 Td (129.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.00 303.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.25 303.20 Td (15.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 303.20 Td (1) Tj ET Q q 0 0 0 rg BT 557.25 303.20 Td (14.4) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 234.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 234.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 234.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 234.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 234.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 234.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 206.75 305.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 206.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 206.75 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 206.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 206.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 206.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 169.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 169.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 169.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 169.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 169.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 169.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 141.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 141.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 141.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 141.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 141.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 141.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 104.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 104.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 104.75 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 104.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 104.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 531.50 104.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 262.75 m 391.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 262.75 m 441.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 262.75 m 486.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 262.75 m 531.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 262.75 m 576.5 262.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 234.75 m 341.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 234.75 m 391.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 234.75 m 441.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 234.75 m 486.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 234.75 m 531.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 234.75 m 576.5 234.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 155.75 m 341.5 155.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 155.75 m 391.5 155.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 155.75 m 441.5 155.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 155.75 m 486.5 155.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 155.75 m 531.5 155.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 155.75 m 576.5 155.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 76.75 m 341.5 76.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 76.75 m 391.5 76.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 76.75 m 441.5 76.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 76.75 m 486.5 76.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 76.75 m 531.5 76.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 531.5 76.75 m 576.5 76.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 267.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.60 267.21 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.25 267.21 Td (Estimated fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 253.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 248.21 Td (Carrying) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.25 239.21 Td (value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 248.21 Td (Estimated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.85 239.21 Td (fair value) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 239.00 Td (In billions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.85 239.21 Td (Level1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.85 239.21 Td (Level2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.85 239.21 Td (Level3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 225.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 225.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 225.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 225.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 225.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 225.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 211.21 Td (Investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 211.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.25 211.21 Td (52.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 211.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.25 211.21 Td (52.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 211.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.75 211.21 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 211.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.25 211.21 Td (48.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 211.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 211.21 Td (2.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 197.21 Td (Federal funds sold and securities borrowed or purchased under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 188.21 Td (resell) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 188.21 Td (103.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 188.21 Td (103.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 188.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.25 188.21 Td (98.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 188.21 Td (5.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 174.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 60.99 178.29 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 174.21 Td (607.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 174.21 Td (607.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 174.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 516.75 174.21 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 174.21 Td (600.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 160.21 Td (Other financial assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 116.47 164.29 Td (\(2\)\(3\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 160.21 Td (215.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 160.21 Td (215.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.75 160.21 Td (145.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.25 160.21 Td (16.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 160.21 Td (54.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 146.20 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 146.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 146.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 146.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 146.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 146.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 132.21 Td (Deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 132.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 132.21 Td (928.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 132.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 132.21 Td (927.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 132.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 132.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 132.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 132.21 Td (789.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.00 132.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 132.21 Td (137.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 118.21 Td (Federal funds purchased and securities loaned or sold under agreements to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 109.21 Td (repurchase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 109.21 Td (108.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 109.21 Td (108.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 109.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 109.21 Td (107.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.75 109.21 Td (0.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 95.21 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 95.23 99.29 Td (\(4\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 95.21 Td (179.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 95.21 Td (185.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 95.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.75 95.21 Td (156.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 95.21 Td (29.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 81.21 Td (Other financial liabilities) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.97 85.29 Td (\(5\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.75 81.21 Td (1) Tj ET Q q 0 0 0 rg BT 372.25 81.21 Td (15.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.75 81.21 Td (1) Tj ET Q q 0 0 0 rg BT 422.25 81.21 Td (15.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 81.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.25 81.21 Td (16.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 557.25 81.21 Td (99.1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 57.25 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.33 57.25 Td ( ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 57.25 Td (The carrying value of loans is net of the ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 183.51 57.25 Td (Allowance for loan losses) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 265.95 57.25 Td ( of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 276.62 57.25 Td ($12.4 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 317.51 57.25 Td ( for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 330.84 57.25 Td (December31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 393.70 57.25 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 409.25 57.25 Td ($12.1 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 450.14 57.25 Td ( for ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 463.47 57.25 Td (December31, 2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 526.34 57.25 Td (. In addition, ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 47.65 Td (the carrying values exclude ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 143.74 47.65 Td ($1.7 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 180.63 47.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 196.18 47.65 Td ($1.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 233.07 47.65 Td ( of lease finance receivables at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 333.01 47.65 Td (December31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 395.88 47.65 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 411.43 47.65 Td (December31, 2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 474.30 47.65 Td (, respectively) Tj ET Q q 0 0 0 rg BT 516.43 47.65 Td (.) Tj ET Q endstream endobj 543 0 obj <> endobj 544 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (271) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 750.50 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 750.50 Td (Includes items measured at fair value on a nonrecurring basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 740.90 Td (\(3\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 740.90 Td (Includes cash and due from banks, deposits with banks, brokerage receivables, reinsurance recoverable and other financial instruments included in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 524.95 740.90 Td (Other assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 564.72 740.90 Td ( on ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 731.30 Td (the Consolidated Balance Sheet, for all of which the carrying value is a reasonable estimate of fair value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 721.70 Td (\(4\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 721.70 Td (The carrying value includes long-term debt balances under qualifying fair value hedges.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 712.10 Td (\(5\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (Includes brokerage payables, short-term borrowings \(carried at cost\) and other financial instruments included in ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 414.10 712.10 Td (Other liabilities) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 464.99 712.10 Td ( on the Consolidated Balance ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 702.50 Td (Sheet, for all of which the carrying value is a reasonable estimate of fair value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 678.50 Td (Fair values vary from period to period based on changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 666.50 Td (in a wide range of factors, including interest rates, credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 654.50 Td (quality and market perceptions of value, and as existing assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 642.50 Td (and liabilities run of) Tj ET Q q 0 0 0 rg BT 116.63 642.50 Td (f and new transactions are entered into. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 630.50 Td (The estimated fair values of loans reflect changes in credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 618.50 Td (status since the loans were made, changes in interest rates in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 606.50 Td (the case of fixed-rate loans and premium values at origination ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 594.50 Td (of certain loans. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 582.50 Td (The estimated fair values of the Company) Tj ET Q q 0 0 0 rg BT 224.50 582.50 Td (s corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 570.50 Td (unfunded lending commitments at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.42 570.50 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.00 570.50 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 558.50 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 558.50 Td ( were liabilities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.56 558.50 Td ($3.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.67 558.50 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.11 558.50 Td ($5.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 546.50 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 546.50 Td (, respectively) Tj ET Q q 0 0 0 rg BT 114.77 546.50 Td (, substantially all of which are classified as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 534.50 Td (Level3. ) Tj ET Q q 0 0 0 rg BT 71.08 534.50 Td (The Company does not estimate the fair values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 522.50 Td (consumer unfunded lending commitments, which are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 510.50 Td (generally cancelable by providing notice to the borrower) Tj ET Q q 0 0 0 rg BT 262.30 510.50 Td (.) Tj ET Q endstream endobj 545 0 obj <> endobj 546 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (272) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (25.F) Tj ET Q q 0 0 0 rg BT 61.37 749.25 Td (AIR ) Tj ET Q q 0 0 0 rg BT 82.02 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 87.95 749.25 Td (ALUE ELECTIONS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 729.25 Td (The Company may elect to report most financial instruments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (and certain other items at fair value on an instrument-by-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (instrument basis with changes in fair value reported in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 693.25 Td (earnings, other than DV) Tj ET Q q 0 0 0 rg BT 130.79 693.25 Td (A) Tj ET Q q 0 0 0 rg BT 137.46 693.25 Td ( \(see below\). ) Tj ET Q q 0 0 0 rg BT 191.15 693.25 Td (The election is made ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (upon the initial recognition of an eligible financial asset, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.25 Td (financial liability or firm commitment or when certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.25 Td (specified reconsideration events occur) Tj ET Q q 0 0 0 rg BT 188.44 657.25 Td (. ) Tj ET Q q 0 0 0 rg BT 193.26 657.25 Td (The fair value election ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 645.25 Td (may not be revoked once an election is made. ) Tj ET Q q 0 0 0 rg BT 220.75 645.25 Td (The changes in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (fair value are recorded in current earnings, other than DV) Tj ET Q q 0 0 0 rg BT 552.60 749.10 Td (A, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (which from January 1, 2016 is reported in ) Tj ET Q q 0 0 0 rg BT 493.69 737.10 Td (AOCI. ) Tj ET Q q 0 0 0 rg BT 522.58 737.10 Td (Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (discussion regarding the applicable areas in which fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (elections were made is presented in Note24 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.00 689.10 Td (The Company has elected fair value accounting for its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (mortgage servicing rights. See Note21 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Financial Statements for further discussions regarding the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (accounting and reporting of MSRs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 612.25 Td (The following table presents the changes in fair value of those items for which the fair value option has been elected:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 559.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 559.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 559.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 513.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 513.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 513.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 485.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 485.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 485.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 457.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 457.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 457.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 429.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 429.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 429.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 401.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 401.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 401.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 373.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 373.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 373.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 345.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 345.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 345.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 317.75 352.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 317.75 85.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 317.75 85.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 271.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 271.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 271.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 243.75 352.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 243.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 243.75 85.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 573.75 m 473.5 573.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 573.75 m 558.5 573.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 559.75 m 388.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 573.75 m 473.5 573.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 559.75 m 473.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 573.75 m 558.5 573.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 559.75 m 558.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 559.75 m 473.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 559.75 m 558.5 559.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 443.75 m 388.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 429.75 m 388.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 443.75 m 473.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 429.75 m 473.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 443.75 m 558.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 429.75 m 558.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 373.75 m 388.5 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 373.75 m 473.5 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 373.75 m 558.5 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 359.75 m 388.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 359.75 m 473.5 359.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 359.75 m 558.5 359.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 345.75 m 388.5 345.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 345.75 m 473.5 345.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 345.75 m 558.5 345.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 243.75 m 473.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 243.75 m 558.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 243.75 m 388.5 243.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 229.75 m 388.5 229.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 229.75 m 473.5 229.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 229.75 m 558.5 229.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 399.40 587.20 Td (Changes in fair) Tj ET Q q 0 0 0 rg BT 458.24 587.20 Td ( value gains \(losses\) for) Tj ET Q q 0 0 0 rg BT 546.58 587.20 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.70 578.20 Td (the years ended December) Tj ET Q q 0 0 0 rg BT 516.76 578.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 578.20 Td () Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 564.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.50 564.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.50 564.21 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 550.20 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 536.21 Td (Federal funds sold and securities borrowed or purchased under agreements to resell ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 527.21 Td ( selected portfolios of securities purchased under agreements ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 518.21 Td ( to resell and securities borrowed) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 518.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 518.20 Td (\(133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 518.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 518.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 518.21 Td (\(89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 518.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 504.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 504.21 Td (rading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.75 504.20 Td (1,622) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 504.21 Td (404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 490.21 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.50 490.20 Td (\(3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 490.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 490.21 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 490.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 476.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 462.21 Td (Certain corporate loans) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 128.97 466.29 Td ( ) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 462.20 Td (\(537) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 462.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 462.21 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 448.21 Td (Certain consumer loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.50 448.20 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 448.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 434.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 434.21 Td (otal loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 434.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 434.20 Td (\(534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 434.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 434.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 434.21 Td (40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 420.21 Td (Other assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 406.21 Td (MSRs) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 406.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 406.20 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 406.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 406.21 Td (\(36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 406.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 392.21 Td (Certain mortgage loans held for sale) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 175.71 396.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 392.20 Td (142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 392.21 Td (284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 378.21 Td ( Other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 378.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 378.21 Td (376) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 364.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 364.21 Td (otal other assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 364.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 364.20 Td (207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 364.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 364.21 Td (624) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 350.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 350.20 Td (otal assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 350.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.75 350.20 Td (1,159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 350.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 350.21 Td (954) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 336.20 Td (Liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 322.21 Td (Interest-bearing deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 322.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.00 322.20 Td (\(69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 322.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 322.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 322.21 Td (\(50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 322.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 308.21 Td (Federal funds purchased and securities loaned or sold under agreements to repurchase ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 299.21 Td (selected portfolios of securities sold under agreements to ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 290.21 Td (repurchase and securities loaned) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.50 290.20 Td (223) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 290.21 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 276.21 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 276.21 Td (rading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.00 276.20 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 276.21 Td (105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 262.21 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 262.20 Td (\(1) Tj ET Q q 0 0 0 rg BT 461.00 262.20 Td (16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 262.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.00 262.21 Td (\(61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 262.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 248.21 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.75 248.20 Td (\(1,491) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 248.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.50 248.21 Td (\(935) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 248.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 234.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 234.20 Td (otal liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.00 234.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.75 234.20 Td (\(1,383) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 234.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 476.00 234.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.50 234.21 Td (\(896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.00 234.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 211.65 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 211.65 Td (Includes gains \(losses\) associated with interest rate lock-commitments for those loans that have been originated and elected under the fair value option.) Tj ET Q endstream endobj 547 0 obj <> endobj 548 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (273) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Own Debt ) Tj ET Q q 0 0 0 rg BT 81.93 749.25 Td (V) Tj ET Q q 0 0 0 rg BT 88.24 749.25 Td (aluation ) Tj ET Q q 0 0 0 rg BT 125.19 749.25 Td (Adjustments \(DV) Tj ET Q q 0 0 0 rg BT 198.63 749.25 Td (A\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Own debt valuation adjustments are recognized on Citi) Tj ET Q q 0 0 0 rg BT 259.00 737.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (liabilities for which the fair value option has been elected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (using Citi) Tj ET Q q 0 0 0 rg BT 77.95 713.25 Td (s credit spreads observed in the bond market. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 45.26 701.25 Td (fective January 1, 2016, changes in fair value of fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (option liabilities related to changes in Citigroup) Tj ET Q q 0 0 0 rg BT 229.85 689.25 Td (s own credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (spreads \(DV) Tj ET Q q 0 0 0 rg BT 84.97 677.25 Td (A\) are reflected as a component of ) Tj ET Q q 0 0 0 rg BT 225.18 677.25 Td (AOCI; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (previously these amounts were recognized in Citigroup) Tj ET Q q 0 0 0 rg BT 259.83 665.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (Revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.25 653.25 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.69 653.25 Td ( Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.46 653.25 Td ( along with all other changes in fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (value. See Note 1 to the Consolidated Financial Statements for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (additional information. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td ( ) Tj ET Q q 0 0 0 rg BT 52.95 617.25 Td (Among other variables, the fair value of liabilities for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (which the fair value option has been elected \(other than non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (recourse and similar liabilities\) is impacted by the narrowing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (or widening of the Company) Tj ET Q q 0 0 0 rg BT 153.76 581.25 Td (s credit spreads. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td ( ) Tj ET Q q 0 0 0 rg BT 53.32 569.25 Td (The estimated change in the fair value of these liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (due to such changes in the Company) Tj ET Q q 0 0 0 rg BT 185.41 557.25 Td (s own credit spread \(or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (instrument-specific credit risk\) were losses of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.94 545.25 Td (680 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.33 545.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.94 533.25 Td (538 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.33 533.25 Td ( for the years ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.68 533.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.27 533.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 521.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 108.66 521.25 Td (. Changes in fair value resulting from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (changes in instrument-specific credit risk were estimated by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (incorporating the Company) Tj ET Q q 0 0 0 rg BT 148.75 497.25 Td (s current credit spreads observable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (in the bond market into the relevant valuation technique used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (to value each liability as described above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (The Fair) Tj ET Q q 0 0 0 rg BT 73.31 449.25 Td ( ) Tj ET Q q 0 0 0 rg BT 75.63 449.25 Td (V) Tj ET Q q 0 0 0 rg BT 81.94 449.25 Td (alue Option for) Tj ET Q q 0 0 0 rg BT 147.31 449.25 Td ( Financial ) Tj ET Q q 0 0 0 rg BT 191.77 449.25 Td (Assets and Financial ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (Liabilities) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (Selected Portfolios of Securities Purchased Under ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (Agreements to Resell, Securities Borrowed, Securities Sold ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 64.24 389.25 Td (Agreements to Repurchase, Securities Loaned and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (Certain Non-Collateralized Short-T) Tj ET Q q 0 0 0 rg BT 181.77 377.25 Td (erm Borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (The Company elected the fair value option for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (portfolios of fixed income securities purchased under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (agreements to resell and fixed income securities sold under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (agreements to repurchase, securities borrowed, securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (loaned and certain non-collateralized short-term borrowings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (held primarily by broker) Tj ET Q q 0 0 0 rg BT 133.83 305.25 Td (-dealer entities in the United States, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (United Kingdom and Japan. In each case, the election was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (made because the related interest-rate risk is managed on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (portfolio basis, primarily with of) Tj ET Q q 0 0 0 rg BT 166.63 269.25 Td (fsetting derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (instruments that are accounted for at fair value through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (earnings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 749.10 Td (Changes in fair value for transactions in these portfolios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (are recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 386.46 737.10 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.18 737.10 Td (. ) Tj ET Q q 0 0 0 rg BT 481.00 737.10 Td (The related interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (revenue and interest expense are measured based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (contractual rates specified in the transactions and are reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 334.83 701.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 353.90 701.10 Td (est r) Tj ET Q q 0 0 0 rg BT 371.03 701.10 Td (evenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.28 701.10 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 415.72 701.10 Td ( expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.86 701.10 Td ( in the Consolidated Statement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (of Income.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (Certain Loans and Other Credit Products) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (Citigroup has also elected the fair value option for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (other originated and purchased loans, including certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (unfunded loan products, such as guarantees and letters of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (credit, executed by Citigroup) Tj ET Q q 0 0 0 rg BT 443.41 617.10 Td (s lending and trading businesses. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (None of these credit products are highly leveraged financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (commitments. Significant groups of transactions include loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (and unfunded loan products that are expected to be either sold ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (or securitized in the near term, or transactions where the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (economic risks are hedged with derivative instruments, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (as purchased credit default swaps or total return swaps where ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (the Company pays the total return on the underlying loans to a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (third party) Tj ET Q q 0 0 0 rg BT 365.28 521.10 Td (. Citigroup has elected the fair value option to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (mitigate accounting mismatches in cases where hedge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (accounting is complex and to achieve operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (simplifications. Fair value was not elected for most lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (transactions across the Company) Tj ET Q q 0 0 0 rg BT 454.71 473.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 225.25 Td (The following table provides information about certain credit products carried at fair value:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 177.75 325.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 177.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 177.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 177.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 177.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 149.75 325.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 149.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 149.75 45.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 149.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 530.50 149.75 45.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 200.75 m 425.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 200.75 m 470.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 200.75 m 530.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 200.75 m 575.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 177.75 m 360.5 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 177.75 m 425.5 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 200.75 m 470.5 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 177.75 m 470.5 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 177.75 m 530.5 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 177.75 m 575.5 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 177.75 m 470.5 163.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 163.75 m 470.5 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 149.75 m 470.5 135.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 112.75 m 360.5 112.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 112.75 m 425.5 112.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 135.75 m 470.5 112.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 112.75 m 470.5 112.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 112.75 m 530.5 112.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 530.5 112.75 m 575.5 112.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 205.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.70 205.20 Td (December) Tj ET Q q 0 0 0 rg BT 417.59 205.20 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.10 205.21 Td (December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 182.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.95 182.20 Td (T) Tj ET Q q 0 0 0 rg BT 370.62 182.20 Td (rading assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.70 182.20 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.25 182.21 Td (T) Tj ET Q q 0 0 0 rg BT 479.59 182.21 Td (rading assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 182.21 Td (Loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 168.21 Td (Carrying amount reported on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.00 168.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.75 168.20 Td (8,851) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 168.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.75 168.20 Td (4,374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.00 168.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.75 168.21 Td (9,824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.00 168.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 168.21 Td (3,486) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 154.21 Td (Aggregate unpaid principal balance in excess of fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.50 154.20 Td (623) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 154.20 Td (682) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.50 154.21 Td (758) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 154.21 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 140.21 Td (Balance of non-accrual loans or loans more than 90days past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 140.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.50 140.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 140.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 140.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 126.21 Td (Aggregate unpaid principal balance in excess of fair value for non-accrual loans or) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 117.21 Td (loans more than 90days past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.00 117.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 462.50 117.20 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 117.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 117.21 Td (1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 92.25 Td (In addition to the amounts reported above, $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.18 92.25 Td (508 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.57 92.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 80.25 Td (and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.94 80.25 Td (1,828 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.83 80.25 Td ( of unfunded commitments related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 68.25 Td (certain credit products selected for fair value accounting were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 56.25 Td (outstanding as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.83 56.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.41 56.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.85 56.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.85 56.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 277.51 56.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 92.25 Td (Changes in the fair value of funded and unfunded credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 80.25 Td (products are classified in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 426.19 80.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.91 80.25 Td ( in Citi) Tj ET Q q 0 0 0 rg BT 546.47 80.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 68.25 Td (Consolidated Statement of Income. Related interest revenue is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 56.25 Td (measured based on the contractual interest rates and reported ) Tj ET Q endstream endobj 549 0 obj <> endobj 550 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 46.83 749.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 65.90 749.10 Td (est r) Tj ET Q q 0 0 0 rg BT 83.03 749.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.78 749.10 Td ( on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 125.78 749.10 Td (T) Tj ET Q q 0 0 0 rg BT 130.79 749.10 Td (rading account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.01 749.10 Td ( or loan interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (depending on the balance sheet classifications of the credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (products. ) Tj ET Q q 0 0 0 rg BT 75.26 725.10 Td (The changes in fair value for the years ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.58 713.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.02 713.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.02 713.10 Td ( due to instrument-specific credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (risk totaled to gains of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.93 701.10 Td (10 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.32 701.10 Td ( and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.76 701.10 Td (76 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.15 701.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 83.66 689.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (Certain Investments in Unallocated Precious Metals) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (Citigroup invests in unallocated precious metals accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (\(gold, silver) Tj ET Q q 0 0 0 rg BT 83.92 641.10 Td (, platinum and palladium\) as part of its commodity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (and foreign currency trading activities or to economically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (hedge certain exposures from issuing structured liabilities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 62.94 605.10 Td (ASC 815, the investment is bifurcated into a debt host ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (contract and a commodity forward derivative instrument. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (Citigroup elects the fair value option for the debt host contract, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (and reports the debt host contract within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 199.57 569.10 Td (T) Tj ET Q q 0 0 0 rg BT 204.58 569.10 Td (rading account ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.89 557.10 Td ( on the Company) Tj ET Q q 0 0 0 rg BT 131.27 557.10 Td (s Consolidated Balance Sheet. ) Tj ET Q q 0 0 0 rg BT 254.68 557.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (total carrying amount of debt host contracts across unallocated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (precious metals accounts was approximately $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.78 533.10 Td (0.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.89 533.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 41.00 521.10 Td (0.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.11 521.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.33 521.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.91 521.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.35 521.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.35 521.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 265.01 521.10 Td (. ) Tj ET Q q 0 0 0 rg BT 269.83 521.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (amounts are expected to fluctuate based on trading activity in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (future periods.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.10 Td (As part of its commodity and foreign currency trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (activities, Citi trades unallocated precious metals investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (and executes forward purchase and forward sale derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (contracts with trading counterparties. ) Tj ET Q q 0 0 0 rg BT 187.16 449.10 Td (When Citi sells an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (unallocated precious metals investment, Citi) Tj ET Q q 0 0 0 rg BT 216.23 437.10 Td (s receivable from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (its depository bank is repaid and Citi derecognizes its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (investment in the unallocated precious metal. ) Tj ET Q q 0 0 0 rg BT 219.37 413.10 Td (The forward ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (purchase or sale contract with the trading counterparty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (indexed to unallocated precious metals is accounted for as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (derivative, at fair value through earnings. ) Tj ET Q q 0 0 0 rg BT 203.16 377.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.61 377.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 365.10 Td (, there were approximately $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.67 365.10 Td (10.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.79 365.10 Td ( and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.22 365.10 Td (9.3 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.34 365.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (notional amounts of such forward purchase and forward sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (derivative contracts outstanding, respectively) Tj ET Q q 0 0 0 rg BT 216.40 341.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Certain Investments in Private Equity and Real Estate ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (V) Tj ET Q q 0 0 0 rg BT 329.56 737.25 Td (entures and Certain Equity Method and Other Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (Citigroup invests in private equity and real estate ventures for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (the purpose of earning investment returns and for capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (appreciation. ) Tj ET Q q 0 0 0 rg BT 378.24 701.25 Td (The Company has elected the fair value option ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (for certain of these ventures, because such investments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (considered similar to many private equity or hedge fund ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (activities in Citi) Tj ET Q q 0 0 0 rg BT 390.66 665.25 Td (s investment companies, which are reported at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (fair value. ) Tj ET Q q 0 0 0 rg BT 366.85 653.25 Td (The fair value option brings consistency in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (accounting and evaluation of these investments. ) Tj ET Q q 0 0 0 rg BT 517.56 641.25 Td (All ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (investments \(debt and equity\) in such private equity and real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (estate entities are accounted for at fair value. ) Tj ET Q q 0 0 0 rg BT 505.11 617.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (investments are classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 440.07 605.25 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.28 605.25 Td ( on Citigroup) Tj ET Q q 0 0 0 rg BT 543.39 605.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (Consolidated Balance Sheet.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 581.25 Td (Changes in the fair values of these investments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (classified in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 374.54 569.25 Td (Other r) Tj ET Q q 0 0 0 rg BT 403.89 569.25 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 569.25 Td ( in the Company) Tj ET Q q 0 0 0 rg BT 500.81 569.25 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.25 Td (Statement of Income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 545.25 Td (Citigroup also elects the fair value option for certain non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (marketable equity securities whose risk is managed with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (derivative instruments that are accounted for at fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (through earnings. ) Tj ET Q q 0 0 0 rg BT 396.30 509.25 Td (These securities are classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 528.75 509.25 Td (T) Tj ET Q q 0 0 0 rg BT 533.76 509.25 Td (rading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (account assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.05 497.25 Td ( on Citigroup) Tj ET Q q 0 0 0 rg BT 438.16 497.25 Td (s Consolidated Balance Sheet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (Changes in the fair value of these securities and the related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (derivative instruments are recorded in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 478.11 473.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 567.83 473.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (Certain Mortgage Loans Held-for-Sale \(HFS\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (Citigroup has elected the fair value option for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (purchased and originated prime fixed-rate and conforming ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (adjustable-rate first mortgage loans HFS. ) Tj ET Q q 0 0 0 rg BT 491.00 413.25 Td (These loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (intended for sale or securitization and are hedged with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (derivative instruments. ) Tj ET Q q 0 0 0 rg BT 417.96 389.25 Td (The Company has elected the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (value option to mitigate accounting mismatches in cases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (where hedge accounting is complex and to achieve operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (simplifications.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (The following table provides information about certain mortgage loans HFS carried at fair value:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 271.60 398.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 271.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 271.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 243.60 398.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 243.60 72.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 243.60 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 271.6 m 433.5 271.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 271.6 m 505.5 271.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 271.6 m 575.5 271.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 271.6 m 505.5 271.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 206.60000000000002 m 433.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 206.60000000000002 m 505.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 206.60000000000002 m 575.5 206.60000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 275.85 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 442.80 285.05 Td (December) Tj ET Q q 0 0 0 rg BT 481.61 285.05 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.00 276.05 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.75 285.06 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.00 276.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 262.06 Td (Carrying amount reported on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 436.00 262.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.50 262.05 Td (426) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.00 262.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.50 262.06 Td (915) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 248.06 Td (Aggregate fair value in excess of \(less than\) unpaid principal balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 248.05 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 248.06 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 234.06 Td (Balance of non-accrual loans or loans more than 90days past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 234.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 234.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 220.06 Td (Aggregate unpaid principal balance in excess of fair value for non-accrual loans or loans more than 90days) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 211.06 Td (past due) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 493.00 211.05 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 211.06 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 174.10 Td (The changes in the fair values of these mortgage loans are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 162.10 Td (reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 82.09 162.10 Td (Other r) Tj ET Q q 0 0 0 rg BT 111.44 162.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.20 162.10 Td ( in the Company) Tj ET Q q 0 0 0 rg BT 208.36 162.10 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 150.10 Td (Statement of Income. ) Tj ET Q q 0 0 0 rg BT 124.13 150.10 Td (There was no net change in fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 138.10 Td (during the years ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.30 138.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.88 138.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.32 138.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.32 138.10 Td ( due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 126.10 Td (instrument-specific credit risk. Related interest income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 114.10 Td (continues to be measured based on the contractual interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 102.10 Td (rates and reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 120.96 102.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 140.03 102.10 Td (est r) Tj ET Q q 0 0 0 rg BT 157.16 102.10 Td (evenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.91 102.10 Td ( in the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 90.10 Td (Statement of Income.) Tj ET Q endstream endobj 551 0 obj <> endobj 552 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (275) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Certain Structured Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (The Company has elected the fair value option for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (structured liabilities whose performance is linked to structured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (interest rates, inflation, currency) Tj ET Q q 0 0 0 rg BT 165.02 713.25 Td (, equity) Tj ET Q q 0 0 0 rg BT 194.36 713.25 Td (, referenced credit or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (commodity risks. ) Tj ET Q q 0 0 0 rg BT 107.76 701.25 Td (The Company elected the fair value option, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (because these exposures are considered to be trading-related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (positions and, therefore, are managed on a fair value basis. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (These positions will continue to be classified as debt, deposits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (or derivatives \() Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 96.53 653.25 Td (T) Tj ET Q q 0 0 0 rg BT 101.54 653.25 Td (rading account liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.65 653.25 Td (\) on the Company) Tj ET Q q 0 0 0 rg BT 277.36 653.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (Consolidated Balance Sheet according to their legal form.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 621.25 Td (The following table provides information about the carrying value of structured notes, disaggregated by type of embedded derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 609.25 Td (instrument:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 584.75 374.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 584.75 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 584.75 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 556.75 374.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 556.75 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 556.75 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 528.75 374.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 528.75 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 528.75 83.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 584.75 m 409.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 584.75 m 492.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 584.75 m 575.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 514.75 m 409.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 514.75 m 492.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 514.75 m 575.5 514.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 500.75 m 409.5 500.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 500.75 m 492.5 500.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 500.75 m 575.5 500.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 589.00 Td (In billions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.20 589.20 Td (December) Tj ET Q q 0 0 0 rg BT 453.01 589.20 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.10 589.21 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 575.21 Td (Interest rate linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 575.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 575.20 Td (13.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 575.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 575.21 Td (10.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 561.21 Td (Foreign exchange linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 561.20 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 561.21 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 547.21 Td (Equity linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 547.20 Td (13.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 547.21 Td (12.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 533.21 Td (Commodity linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 533.20 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 533.21 Td (0.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 519.21 Td (Credit linked) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.75 519.20 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.75 519.21 Td (0.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 505.20 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 505.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.00 505.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 505.20 Td (29.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 505.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 505.21 Td (24.3) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 480.25 Td (Prior to 2016, the total change in the fair value of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 468.25 Td (structured liabilities was reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 182.35 468.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.07 468.25 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 456.25 Td (the Company) Tj ET Q q 0 0 0 rg BT 92.38 456.25 Td (s Consolidated Statement of Income. Beginning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 444.25 Td (in the first quarter of 2016, the portion of the changes in fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 432.25 Td (value attributable to changes in Citigroup) Tj ET Q q 0 0 0 rg BT 204.57 432.25 Td (s own credit spreads ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 420.25 Td (\(DV) Tj ET Q q 0 0 0 rg BT 52.48 420.25 Td (A\) are reflected as a component of ) Tj ET Q q 0 0 0 rg BT 192.69 420.25 Td (AOCI while all other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 408.25 Td (changes in fair value will continue to be reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 244.82 408.25 Td (Principal ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 396.25 Td (transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.45 396.25 Td (. Changes in the fair value of these structured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 384.25 Td (liabilities include accrued interest, which is also included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 372.25 Td (the change in fair value reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 178.44 372.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.16 372.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 348.25 Td (Certain Non-Structured Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 336.25 Td (The Company has elected the fair value option for certain non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 324.25 Td (structured liabilities with fixed and floating interest rates. ) Tj ET Q q 0 0 0 rg BT 267.70 324.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 312.25 Td (Company has elected the fair value option where the interest-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 300.25 Td (rate risk of such liabilities may be economically hedged with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 288.25 Td (derivative contracts or the proceeds are used to purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 480.25 Td (financial assets that will also be accounted for at fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 468.25 Td (through earnings. ) Tj ET Q q 0 0 0 rg BT 396.30 468.25 Td (The elections have been made to mitigate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 456.25 Td (accounting mismatches and to achieve operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 444.25 Td (simplifications. ) Tj ET Q q 0 0 0 rg BT 388.26 444.25 Td (These positions are reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 514.05 444.25 Td (Short-term ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 432.25 Td (borr) Tj ET Q q 0 0 0 rg BT 341.41 432.25 Td (owings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.75 432.25 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 389.19 432.25 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.13 432.25 Td ( on the Company) Tj ET Q q 0 0 0 rg BT 522.51 432.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 420.25 Td (Consolidated Balance Sheet. Prior to 2016, the total change in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 408.25 Td (the fair value of these non-structured liabilities was reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 396.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.72 396.25 Td ( in the Company) Tj ET Q q 0 0 0 rg BT 482.88 396.25 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 384.25 Td (Statement of Income. Beginning in the first quarter of 2016, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 372.25 Td (the portion of the changes in fair value attributable to changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 360.25 Td (in Citigroup) Tj ET Q q 0 0 0 rg BT 375.39 360.25 Td (s own credit spreads \(DV) Tj ET Q q 0 0 0 rg BT 475.74 360.25 Td (A\) is reflected as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 348.25 Td (component of ) Tj ET Q q 0 0 0 rg BT 381.21 348.25 Td (AOCI while all other changes in fair value will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 336.25 Td (continue to be reported in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 429.24 336.25 Td (Principal transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.97 336.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 324.25 Td ( Interest expense on non-structured liabilities is measured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 312.25 Td (based on the contractual interest rates and reported as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 540.30 312.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 559.37 312.25 Td (est ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 300.25 Td (expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.65 300.25 Td ( in the Consolidated Statement of Income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 264.25 Td (The following table provides information about long-term debt carried at fair value:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 225.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 225.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.50 225.75 77.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 239.75 m 413.5 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 239.75 m 498.5 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 239.75 m 575.5 239.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 211.75 m 413.5 211.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 211.75 m 498.5 211.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 498.5 211.75 m 575.5 211.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 244.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.20 244.20 Td (December) Tj ET Q q 0 0 0 rg BT 458.01 244.20 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.10 244.21 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 230.21 Td (Carrying amount reported on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.00 230.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.25 230.20 Td (31,392) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 230.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 230.21 Td (26,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 216.21 Td (Aggregate unpaid principal balance in excess of \(less than\) fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.50 216.20 Td (\(579) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 495.00 216.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 555.50 216.21 Td (\(128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 216.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 192.25 Td (The following table provides information about short-term borrowings carried at fair value:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 164.75 372.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 164.75 85.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 164.75 83.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 164.75 m 407.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 164.75 m 492.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 164.75 m 575.5 164.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 136.75 m 407.5 136.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 136.75 m 492.5 136.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 136.75 m 575.5 136.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 169.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.20 169.20 Td (December) Tj ET Q q 0 0 0 rg BT 452.01 169.20 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.10 169.21 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 155.21 Td (Carrying amount reported on the Consolidated Balance Sheet) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 155.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 155.20 Td (4,627) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.00 155.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 155.21 Td (2,700) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 141.21 Td (Aggregate unpaid principal balance in excess of \(less than\) fair value) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 141.20 Td (74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 141.21 Td (\(61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 141.21 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 553 0 obj <> endobj 554 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (276) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (26.PLEDGED ) Tj ET Q q 0 0 0 rg BT 106.29 742.25 Td (ASSETS, COLLA) Tj ET Q q 0 0 0 rg BT 183.35 742.25 Td (TERAL, ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (GUARANTEES ) Tj ET Q q 0 0 0 rg BT 107.41 730.25 Td (AND COMMITMENTS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 704.85 Td (Pledged ) Tj ET Q q 0 0 0 rg BT 71.83 704.85 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 692.85 Td (In connection with Citi) Tj ET Q q 0 0 0 rg BT 131.26 692.85 Td (s financing and trading activities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 680.85 Td (Citi has pledged assets to collateralize its obligations under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 668.85 Td (repurchase agreements, secured financing agreements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 656.85 Td (secured liabilities of consolidated ) Tj ET Q q 0 0 0 rg BT 172.45 656.85 Td (VIEs and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 644.85 Td (borrowings. ) Tj ET Q q 0 0 0 rg BT 86.37 644.85 Td (The approximate carrying values of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 632.85 Td (significant components of pledged assets recognized on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 620.85 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 620.85 Td (s Consolidated Balance Sheet included:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 39.10 573.35 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.10 573.35 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.10 573.35 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 39.10 545.35 137.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.10 545.35 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.10 545.35 50.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.1 587.35 m 176.1 587.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176.1 587.35 m 227.1 587.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.1 587.35 m 277.1 587.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.1 545.35 m 176.1 545.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 39.1 531.35 m 176.1 531.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176.1 545.35 m 227.1 545.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176.1 531.35 m 227.1 531.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.1 545.35 m 277.1 545.35 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.1 531.35 m 277.1 531.35 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 41.60 591.60 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.10 591.80 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 242.60 591.81 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.60 577.81 Td (Investment securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.60 577.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.35 577.80 Td (138,807) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.60 577.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.35 577.81 Td (161,914) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.60 563.81 Td (Loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.35 563.80 Td (229,552) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.35 563.81 Td (231,833) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 41.60 549.81 Td (T) Tj ET Q q 0 0 0 rg BT 46.78 549.81 Td (rading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.35 549.80 Td (102,892) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.85 549.81 Td (84,371) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 41.60 535.80 Td (T) Tj ET Q q 0 0 0 rg BT 46.78 535.80 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 178.60 535.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.35 535.80 Td (471,251) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.60 535.81 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.35 535.81 Td (478,1) Tj ET Q q 0 0 0 rg BT 264.60 535.81 Td (18) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 507.85 Td (In addition, included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 149.82 507.85 Td (Cash and due fr) Tj ET Q q 0 0 0 rg BT 213.61 507.85 Td (om banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.67 507.85 Td ( and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 495.85 Td (Deposits with banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.56 495.85 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.77 495.85 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.36 495.85 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.80 495.85 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.80 495.85 Td ( were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 483.85 Td ($7.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.11 483.85 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.55 483.85 Td ($6.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.67 483.85 Td (, respectively) Tj ET Q q 0 0 0 rg BT 200.33 483.85 Td (, of cash segregated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 471.85 Td (under federal and other brokerage regulations or deposited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 459.85 Td (with clearing or) Tj ET Q q 0 0 0 rg BT 99.13 459.85 Td (ganizations.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 435.85 Td (Collateral) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 423.85 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 48.50 423.85 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.08 423.85 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.52 423.85 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.52 423.85 Td (, the approximate fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 411.85 Td (of collateral received by Citi that may be resold or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 399.85 Td (repledged, excluding the impact of allowable netting, was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 387.85 Td ($457.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.11 387.85 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.55 387.85 Td ($378.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.67 387.85 Td (, respectively) Tj ET Q q 0 0 0 rg BT 220.33 387.85 Td (. ) Tj ET Q q 0 0 0 rg BT 225.15 387.85 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 375.85 Td (collateral was received in connection with resale agreements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 363.85 Td (securities borrowings and loans, derivative transactions and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 351.85 Td (mar) Tj ET Q q 0 0 0 rg BT 51.37 351.85 Td (gined broker loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 339.85 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 339.85 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.08 339.85 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.52 339.85 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.52 339.85 Td (, a substantial portion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 327.85 Td (of the collateral received by Citi had been sold or repledged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 315.85 Td (in connection with repurchase agreements, securities sold, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 303.85 Td (not yet purchased, securities borrowings and loans, pledges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 291.85 Td (to clearing or) Tj ET Q q 0 0 0 rg BT 89.13 291.85 Td (ganizations, segregation requirements under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 279.85 Td (securities laws and regulations, derivative transactions and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.85 Td (bank loans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 255.85 Td (In addition, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.32 255.85 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.90 255.85 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.34 255.85 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.34 255.85 Td (, Citi had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.85 Td (pledged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.16 243.85 Td ($362 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.77 243.85 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.21 243.85 Td ($388 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.82 243.85 Td (, respectively) Tj ET Q q 0 0 0 rg BT 239.48 243.85 Td (, of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 742.10 Td (collateral that may not be sold or repledged by the secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td (parties.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.25 706.10 Td (Lease Commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (Rental expense \(principally for of) Tj ET Q q 0 0 0 rg BT 452.02 694.10 Td (fices, branches and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.10 Td (computer equipment\) was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.61 682.10 Td ($1.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.72 682.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.72 682.10 Td ($1.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.83 682.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.27 682.10 Td ($1.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 670.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.36 670.10 Td ( for the years ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.72 670.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.30 670.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.30 670.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.30 670.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 658.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.25 658.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 389.91 658.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 646.10 Td (Future minimum annual rentals under non-cancelable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 634.10 Td (leases, net of sublease income, are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 316.85 586.60 188.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.85 586.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.85 558.60 188.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.85 558.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.85 530.60 188.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.85 530.60 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.85 600.6 m 504.85 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.85 600.6 m 561.85 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.85 600.6 m 561.85 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.85 516.6 m 504.85 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.85 502.6 m 504.85 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.85 516.6 m 561.85 516.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.85 502.6 m 561.85 502.6 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 319.35 604.85 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.35 591.06 Td (2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.35 591.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.85 591.06 Td (968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.35 577.06 Td (2019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.85 577.06 Td (837) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.35 563.06 Td (2020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.85 563.06 Td (676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.35 549.06 Td (2021) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.85 549.06 Td (568) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.35 535.06 Td (2022) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.85 535.06 Td (469) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.35 521.06 Td (Thereafter) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.10 521.06 Td (2,593) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.35 507.06 Td (T) Tj ET Q q 0 0 0 rg BT 324.22 507.06 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.35 507.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.10 507.06 Td (6,1) Tj ET Q q 0 0 0 rg BT 549.35 507.06 Td (1) Tj ET Q q 0 0 0 rg BT 553.85 507.06 Td (1) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.25 479.10 Td (Guarantees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 467.10 Td (Citi provides a variety of guarantees and indemnifications to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 455.10 Td (its customers to enhance their credit standing and enable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 443.10 Td (them to complete a wide variety of business transactions. For) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 431.10 Td (certain contracts meeting the definition of a guarantee, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 419.10 Td (guarantor must recognize, at inception, a liability for the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 407.10 Td (value of the obligation undertaken in issuing the guarantee.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 395.10 Td (In addition, the guarantor must disclose the maximum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 383.10 Td (potential amount of future payments that the guarantor could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 371.10 Td (be required to make under the guarantee, if there were a total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 359.10 Td (default by the guaranteed parties. ) Tj ET Q q 0 0 0 rg BT 452.57 359.10 Td (The determination of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 347.10 Td (maximum potential future payments is based on the notional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 335.10 Td (amount of the guarantees without consideration of possible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 323.10 Td (recoveries under recourse provisions or from collateral held ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 311.10 Td (or pledged. ) Tj ET Q q 0 0 0 rg BT 364.18 311.10 Td (As such, Citi believes such amounts bear no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 299.10 Td (relationship to the anticipated losses, if any) Tj ET Q q 0 0 0 rg BT 489.61 299.10 Td (, on these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 287.10 Td (guarantees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 275.10 Td (The following tables present information about Citi) Tj ET Q q 0 0 0 rg BT 544.10 275.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 263.10 Td (guarantees:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 187.35 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 187.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 187.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 187.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 187.35 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 159.35 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 159.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 159.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 159.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 159.35 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 131.35 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 131.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 131.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 131.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 131.35 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 103.35 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 103.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 103.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 103.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 103.35 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 75.35 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 75.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 75.35 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 75.35 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 75.35 91.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 210.35000000000002 m 345.75 210.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 210.35000000000002 m 408.75 210.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 210.35000000000002 m 470.75 210.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 187.35000000000002 m 282.75 187.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 187.35000000000002 m 345.75 187.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 187.35000000000002 m 408.75 187.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 187.35000000000002 m 470.75 187.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 187.35000000000002 m 561.75 187.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 187.35000000000002 m 345.75 187.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 187.35000000000002 m 408.75 187.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 187.35000000000002 m 470.75 187.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 187.35000000000002 m 561.75 187.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 75.35000000000002 m 282.75 75.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 61.35000000000002 m 282.75 61.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 75.35000000000002 m 345.75 75.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 61.35000000000002 m 345.75 61.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 75.35000000000002 m 408.75 75.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 61.35000000000002 m 408.75 61.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 75.35000000000002 m 470.75 75.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 61.35000000000002 m 470.75 61.35000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 75.35000000000002 m 561.75 75.35000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 61.35000000000002 m 561.75 61.35000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 214.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.30 223.80 Td (Maximum potential amount of futur) Tj ET Q q 0 0 0 rg BT 444.13 223.80 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.70 214.80 Td (payments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 214.80 Td () Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 199.60 Td (In billions of dollars at December 31, 2017 except carrying value in) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 191.60 Td (millions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.45 200.80 Td (Expir) Tj ET Q q 0 0 0 rg BT 309.29 200.80 Td (e within) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.95 191.80 Td (1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 200.80 Td (Expir) Tj ET Q q 0 0 0 rg BT 375.34 200.80 Td (e after) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.95 191.80 Td (1year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.50 200.80 Td (T) Tj ET Q q 0 0 0 rg BT 418.68 200.80 Td (otal amount) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.45 191.80 Td (outstanding) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.60 200.95 Td (Carrying value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.50 191.81 Td ( ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 480.75 191.81 Td (\(in millions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 177.81 Td (Financial standby letters of credit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.25 177.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 177.80 Td (27.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 177.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 177.80 Td (65.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.25 177.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 177.80 Td (93.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 177.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 177.80 Td (93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 163.81 Td (Performance guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 163.80 Td (7.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 163.80 Td (4.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 163.80 Td (1) Tj ET Q q 0 0 0 rg BT 456.00 163.80 Td (1.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 163.80 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 149.81 Td (Derivative instruments considered to be guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 149.80 Td (1) Tj ET Q q 0 0 0 rg BT 331.00 149.80 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 149.80 Td (84.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 149.80 Td (95.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.75 149.80 Td (423) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 135.81 Td (Loans sold with recourse) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.25 135.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 135.80 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 135.80 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 553.75 135.80 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 121.81 Td (Securities lending indemnifications) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 165.72 125.89 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 121.80 Td (103.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.25 121.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 121.80 Td (103.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 121.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 107.81 Td (Credit card merchant processing) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 154.96 111.89 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 326.50 107.80 Td (85.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.25 107.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 107.80 Td (85.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 107.80 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 93.81 Td (Credit card arrangements with partners) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.00 93.80 Td (0.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 394.00 93.80 Td (1.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 93.80 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.75 93.80 Td (205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 79.81 Td (Custody indemnifications and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.25 79.80 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.50 79.80 Td (36.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.50 79.80 Td (36.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.25 79.80 Td (59) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 65.80 Td (T) Tj ET Q q 0 0 0 rg BT 43.43 65.80 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.25 65.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.00 65.80 Td (235.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.25 65.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 65.80 Td (192.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.25 65.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 65.80 Td (427.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.25 65.80 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 544.75 65.80 Td (809) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 555 0 obj <> endobj 556 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (277) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 702.50 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 702.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 702.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 702.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 702.50 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 674.50 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 674.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 674.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 674.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 674.50 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 646.50 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 646.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 646.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 646.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 646.50 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 618.50 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 618.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 618.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 618.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 618.50 91.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 590.50 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.75 590.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 590.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 590.50 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.75 590.50 91.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 725.5 m 345.75 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 725.5 m 408.75 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 725.5 m 470.75 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 702.5 m 282.75 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 702.5 m 345.75 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 702.5 m 408.75 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 702.5 m 470.75 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 702.5 m 561.75 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 702.5 m 345.75 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 702.5 m 408.75 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 702.5 m 470.75 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 702.5 m 561.75 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 590.5 m 345.75 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 590.5 m 408.75 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 590.5 m 470.75 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 590.5 m 561.75 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 590.5 m 282.75 590.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 576.5 m 282.75 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 590.5 m 345.75 590.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 282.75 576.5 m 345.75 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 590.5 m 408.75 590.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 576.5 m 408.75 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 590.5 m 470.75 590.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 576.5 m 470.75 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 590.5 m 561.75 590.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 470.75 576.5 m 561.75 576.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 729.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.85 729.96 Td (Maximum potential amount of future payments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.25 729.96 Td () Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 714.75 Td (In billions of dollars at December 31, 2016 except carrying value in) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 706.75 Td (millions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.10 715.96 Td (Expire within) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.60 706.96 Td (1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.35 715.96 Td (Expire after) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.60 706.96 Td (1year) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.40 715.96 Td (T) Tj ET Q q 0 0 0 rg BT 420.27 715.96 Td (otal amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.25 706.96 Td (outstanding) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.85 715.96 Td (Carrying value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.30 706.96 Td ( ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 480.55 706.96 Td (\() Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 483.55 706.96 Td (in millions of dollars\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 692.96 Td (Financial standby letters of credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 692.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 692.96 Td (26.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.25 692.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 692.96 Td (67.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.25 692.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 692.96 Td (93.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.25 692.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 692.96 Td (141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 678.96 Td (Performance guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 678.96 Td (7.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 678.96 Td (3.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 678.96 Td (1) Tj ET Q q 0 0 0 rg BT 456.00 678.96 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 678.96 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 664.96 Td (Derivative instruments considered to be guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.00 664.96 Td (7.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 664.96 Td (80.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 664.96 Td (87.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 664.96 Td (747) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 650.96 Td (Loans sold with recourse) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.25 650.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 650.96 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 650.96 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 650.96 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 636.96 Td (Securities lending indemnifications) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 165.72 641.04 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 636.96 Td (80.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.25 636.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 636.96 Td (80.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 636.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 622.96 Td (Credit card merchant processing) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 154.96 627.04 Td (\(1\)\(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.50 622.96 Td (86.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.25 622.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 622.96 Td (86.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 622.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 609.76 Td (Credit card arrangements with partners) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.25 608.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.00 608.96 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 608.96 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.75 608.96 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 594.96 Td (Custody indemnifications and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.25 594.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 594.96 Td (45.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.50 594.96 Td (45.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.25 594.96 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 580.96 Td (T) Tj ET Q q 0 0 0 rg BT 43.12 580.96 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 580.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 322.00 580.96 Td (207.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.25 580.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 580.96 Td (197.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 411.25 580.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.00 580.96 Td (405.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.25 580.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 580.96 Td (1,183) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 559.40 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 559.40 Td (The carrying values of securities lending indemnifications and credit card merchant processing were not material for either period presented, as the probability ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 549.80 Td (of potential liabilities arising from these guarantees is minimal.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 540.20 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 540.20 Td (At ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 64.00 540.20 Td (December31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 126.87 540.20 Td ( and 2016, this maximum potential exposure was estimated to be ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 336.16 540.20 Td ($86 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 371.05 540.20 Td ( and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 386.60 540.20 Td ($86 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 421.49 540.20 Td (, respectively) Tj ET Q q 0 0 0 rg BT 463.62 540.20 Td (. However) Tj ET Q q 0 0 0 rg BT 496.62 540.20 Td (, Citi believes that ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 530.60 Td (the maximum exposure is not representative of the actual potential loss exposure based on its historical experience. ) Tj ET Q q 0 0 0 rg BT 424.41 530.60 Td (This contingent liability is unlikely to ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 521.00 Td (arise, as most products and services are delivered when purchased and amounts are refunded when items are returned to merchants.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 497.00 Td (Financial Standby Letters of Credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.00 Td (Citi issues standby letters of credit, which substitute its own ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.00 Td (credit for that of the borrower) Tj ET Q q 0 0 0 rg BT 154.56 473.00 Td (. If a letter of credit is drawn ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.00 Td (down, the borrower is obligated to repay Citi. Standby letters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.00 Td (of credit protect a third party from defaults on contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.00 Td (obligations. Financial standby letters of credit include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.00 Td (\(i\)guarantees of payment of insurance premiums and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.00 Td (reinsurance risks that support industrial revenue bond ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.00 Td (underwriting, \(ii\)settlement of payment obligations to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.00 Td (clearing houses, including futures and over) Tj ET Q q 0 0 0 rg BT 207.97 389.00 Td (-the-counter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.00 Td (derivatives clearing \(see further discussion below\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.00 Td (\(iii\)support options and purchases of securities in lieu of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.00 Td (escrow deposit accounts and \(iv\)letters of credit that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.00 Td (backstop loans, credit facilities, promissory notes and trade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.00 Td (acceptances.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 305.00 Td (Performance Guarantees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.00 Td (Performance guarantees and letters of credit are issued to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.00 Td (guarantee a customer) Tj ET Q q 0 0 0 rg BT 121.33 281.00 Td () Tj ET Q q 0 0 0 rg BT 124.11 281.00 Td (s tender bid on a construction or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.00 Td (systems-installation project or to guarantee completion of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.00 Td (such projects in accordance with contract terms. ) Tj ET Q q 0 0 0 rg BT 230.74 257.00 Td (They are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.00 Td (also issued to support a customer) Tj ET Q q 0 0 0 rg BT 168.85 245.00 Td () Tj ET Q q 0 0 0 rg BT 171.63 245.00 Td (s obligation to supply ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.00 Td (specified products, commodities or maintenance or warranty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.00 Td (services to a third party) Tj ET Q q 0 0 0 rg BT 129.21 221.00 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 197.00 Td (Derivative Instruments Considered to Be Guarantees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.00 Td (Derivatives are financial instruments whose cash flows are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.00 Td (based on a notional amount and an underlying instrument, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.00 Td (reference credit or index, where there is little or no initial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.00 Td (investment, and whose terms require or permit net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.00 Td (settlement. For a discussion of Citi) Tj ET Q q 0 0 0 rg BT 178.21 137.00 Td (s derivatives activities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.00 Td (see Note22 to the Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 113.00 Td (Derivative instruments considered to be guarantees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.00 Td (include only those instruments that require Citi to make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.00 Td (payments to the counterparty based on changes in an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.00 Td (underlying instrument that is related to an asset, a liability or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.00 Td (an equity security held by the guaranteed party) Tj ET Q q 0 0 0 rg BT 222.78 65.00 Td (. More ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.00 Td (specifically) Tj ET Q q 0 0 0 rg BT 81.44 53.00 Td (, derivative instruments considered to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 485.00 Td (guarantees include certain over) Tj ET Q q 0 0 0 rg BT 441.71 485.00 Td (-the-counter written put ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 473.00 Td (options where the counterparty is not a bank, hedge fund or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 461.00 Td (broker) Tj ET Q q 0 0 0 rg BT 343.15 461.00 Td (-dealer \(such counterparties are considered to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 449.00 Td (dealers in these markets and may) Tj ET Q q 0 0 0 rg BT 449.05 449.00 Td (, therefore, not hold the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 437.00 Td (underlying instruments\). Credit derivatives sold by Citi are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 425.00 Td (excluded from the tables above as they are disclosed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 413.00 Td (separately in Note22 to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 401.00 Td (Statements. In instances where Citi) Tj ET Q q 0 0 0 rg BT 460.83 401.00 Td (s maximum potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 389.00 Td (future payment is unlimited, the notional amount of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 377.00 Td (contract is disclosed.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 353.00 Td (Loans Sold with Recourse) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 341.00 Td (Loans sold with recourse represent Citi) Tj ET Q q 0 0 0 rg BT 476.93 341.00 Td (s obligations to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 329.00 Td (reimburse the buyers for loan losses under certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 317.00 Td (circumstances. Recourse refers to the clause in a sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 305.00 Td (agreement under which a seller/lender will fully reimburse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 293.00 Td (the buyer/investor for any losses resulting from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 281.00 Td (purchased loans. ) Tj ET Q q 0 0 0 rg BT 386.21 281.00 Td (This may be accomplished by the seller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 269.00 Td (taking back any loans that become delinquent.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 257.00 Td (In addition to the amounts shown in the tables above, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 245.00 Td (Citi has recorded a repurchase reserve for its potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 233.00 Td (repurchases or make-whole liability regarding residential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 221.00 Td (mortgage representation and warranty claims related to its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 209.00 Td (whole loan sales to the U.S. government-sponsored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 197.00 Td (enterprises \(GSEs\) and, to a lesser extent, private investors. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 185.00 Td (The repurchase reserve was approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.78 185.00 Td ($66 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.17 185.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 173.00 Td ($107 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.64 173.00 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.86 173.00 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.44 173.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.88 173.00 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.88 173.00 Td (, respectively) Tj ET Q q 0 0 0 rg BT 551.54 173.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 161.00 Td (and these amounts are included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 455.54 161.00 Td (Other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.15 161.00 Td ( on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 149.00 Td (Consolidated Balance Sheet.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 125.00 Td (Securities Lending Indemnifications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 113.00 Td (Owners of securities frequently lend those securities for a fee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 101.00 Td (to other parties who may sell them short or deliver them to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 89.00 Td (another party to satisfy some other obligation. Banks may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 77.00 Td (administer such securities lending programs for their clients. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 65.00 Td (Securities lending indemnifications are issued by the bank to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 53.00 Td (guarantee that a securities lending customer will be made ) Tj ET Q endstream endobj 557 0 obj <> endobj 558 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (278) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (whole in the event that the security borrower does not return ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (the security subject to the lending agreement and collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (held is insuf) Tj ET Q q 0 0 0 rg BT 84.71 718.10 Td (ficient to cover the market value of the security) Tj ET Q q 0 0 0 rg BT 273.42 718.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (Credit Card Merchant Processing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (Credit card merchant processing guarantees represent the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (Company) Tj ET Q q 0 0 0 rg BT 77.67 670.10 Td (s indirect obligations in connection with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (\(i\)providing transaction processing services to various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (merchants with respect to its private-label cards and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (\(ii\)potential liability for bank card transaction processing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 73.03 622.10 Td (The nature of the liability in either case arises as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (result of a billing dispute between a merchant and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (cardholder that is ultimately resolved in the cardholder) Tj ET Q q 0 0 0 rg BT 255.46 598.10 Td () Tj ET Q q 0 0 0 rg BT 258.24 598.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (favor) Tj ET Q q 0 0 0 rg BT 56.55 586.10 Td (. ) Tj ET Q q 0 0 0 rg BT 61.37 586.10 Td (The merchant is liable to refund the amount to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (cardholder) Tj ET Q q 0 0 0 rg BT 78.20 574.10 Td (. In general, if the credit card processing company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (is unable to collect this amount from the merchant, the credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (card processing company bears the loss for the amount of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (credit or refund paid to the cardholder) Tj ET Q q 0 0 0 rg BT 187.61 538.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 526.10 Td (W) Tj ET Q q 0 0 0 rg BT 63.04 526.10 Td (ith regard to \(i\)above, Citi has the primary contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (liability with respect to its portfolio of private-label ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (merchants. ) Tj ET Q q 0 0 0 rg BT 81.91 502.10 Td (The risk of loss is mitigated as the cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (between Citi and the merchant are settled on a net basis, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (Citi has the right to of) Tj ET Q q 0 0 0 rg BT 123.87 478.10 Td (fset any payments with cash flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (otherwise due to the merchant. ) Tj ET Q q 0 0 0 rg BT 161.33 466.10 Td (T) Tj ET Q q 0 0 0 rg BT 166.74 466.10 Td (o further mitigate this risk, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (Citi may delay settlement, require a merchant to make an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (escrow deposit, include event triggers to provide Citi with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (more financial and operational control in the event of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (financial deterioration of the merchant or require various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (credit enhancements \(including letters of credit and bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (guarantees\). In the unlikely event that a private-label ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (merchant is unable to deliver products, services or a refund ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (to its private-label cardholders, Citi is contingently liable to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (credit or refund cardholders.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 346.10 Td (W) Tj ET Q q 0 0 0 rg BT 63.04 346.10 Td (ith regard to \(ii\)above, Citi has a potential liability for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (bank card transactions where Citi provides the transaction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (processing services as well as those where a third party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (provides the services and Citi acts as a secondary guarantor) Tj ET Q q 0 0 0 rg BT 273.57 310.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (should that processor fail to perform.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 286.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 286.10 Td (s maximum potential contingent liability related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (both bank card and private-label merchant processing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (services is estimated to be the total volume of credit card ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (transactions that meet the requirements to be valid char) Tj ET Q q 0 0 0 rg BT 256.85 250.10 Td (ge-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (back transactions at any given time. ) Tj ET Q q 0 0 0 rg BT 181.23 238.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.73 238.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.32 238.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.94 226.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.94 226.10 Td (, this maximum potential exposure was estimated to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 47.94 214.10 Td ($86 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.55 214.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.99 214.10 Td ($86 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.60 214.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 207.26 214.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 202.10 Td (However) Tj ET Q q 0 0 0 rg BT 90.25 202.10 Td (, Citi believes that the maximum exposure is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (not representative of the actual potential loss exposure based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (on its historical experience. ) Tj ET Q q 0 0 0 rg BT 148.28 178.10 Td (This contingent liability is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (unlikely to arise, as most products and services are delivered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (when purchased and amounts are refunded when items are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (returned to merchants. Citi assesses the probability and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (amount of its contingent liability related to merchant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (processing based on the financial strength of the primary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (guarantor) Tj ET Q q 0 0 0 rg BT 73.92 106.10 Td (, the extent and nature of unresolved char) Tj ET Q q 0 0 0 rg BT 239.22 106.10 Td (ge-backs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (and its historical loss experience. ) Tj ET Q q 0 0 0 rg BT 170.41 94.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.91 94.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.49 94.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 82.10 Td (, the losses incurred and the carrying amounts of Citi) Tj ET Q q 0 0 0 rg BT 270.39 82.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 70.10 Td (contingent obligations related to merchant processing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (activities were immaterial.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 742.25 Td (Credit Card ) Tj ET Q q 0 0 0 rg BT 368.00 742.25 Td (Arrangements with Partners) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.25 Td (Citi, in certain of its credit card partner arrangements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.25 Td (provides guarantees to the partner regarding the volume of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.25 Td (certain customer originations during the term of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.25 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 363.71 694.25 Td (T) Tj ET Q q 0 0 0 rg BT 369.12 694.25 Td (o the extent that such origination tar) Tj ET Q q 0 0 0 rg BT 513.34 694.25 Td (gets are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.25 Td (met, the guarantees serve to compensate the partner for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 670.25 Td (certain payments that otherwise would have been generated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 658.25 Td (in connection with such originations.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 634.25 Td (Custody Indemnifications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 622.25 Td (Custody indemnifications are issued to guarantee that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 610.25 Td (custody clients will be made whole in the event that a third-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 598.25 Td (party subcustodian or depository institution fails to safeguard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 586.25 Td (clients) Tj ET Q q 0 0 0 rg BT 345.94 586.25 Td ( assets.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 562.25 Td (Other Guarantees and Indemnifications) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.25 538.25 Td (Cr) Tj ET Q q 0 0 0 rg BT 327.44 538.25 Td (edit Car) Tj ET Q q 0 0 0 rg BT 360.13 538.25 Td (d Pr) Tj ET Q q 0 0 0 rg BT 377.25 538.25 Td (otection Pr) Tj ET Q q 0 0 0 rg BT 421.60 538.25 Td (ograms) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 526.25 Td (Citi, through its credit card businesses, provides various) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 514.25 Td (cardholder protection programs on several of its card) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 502.25 Td (products, including programs that provide insurance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 490.25 Td (coverage for rental cars, coverage for certain losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 478.25 Td (associated with purchased products, price protection for) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 466.25 Td (certain purchases and protection for lost luggage. ) Tj ET Q q 0 0 0 rg BT 516.44 466.25 Td (These) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 454.25 Td (guarantees are not included in the table, since the total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 442.25 Td (outstanding amount of the guarantees and Citi) Tj ET Q q 0 0 0 rg BT 504.43 442.25 Td (s maximum) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 430.25 Td (exposure to loss cannot be quantified. ) Tj ET Q q 0 0 0 rg BT 470.64 430.25 Td (The protection is) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 418.25 Td (limited to certain types of purchases and losses, and it is not) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 406.25 Td (possible to quantify the purchases that would qualify for) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 394.25 Td (these benefits at any given time. Citi assesses the probability) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 382.25 Td (and amount of its potential liability related to these programs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 370.25 Td (based on the extent and nature of its historical loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 358.25 Td (experience. ) Tj ET Q q 0 0 0 rg BT 365.00 358.25 Td (At December 31, 2017 and 2016, the actual and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 346.25 Td (estimated losses incurred and the carrying value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 334.25 Td (of Citi) Tj ET Q q 0 0 0 rg BT 345.86 334.25 Td (s obligations related to these programs were) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 322.25 Td (immaterial.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.25 298.25 Td (Other Repr) Tj ET Q q 0 0 0 rg BT 362.15 298.25 Td (esentation and W) Tj ET Q q 0 0 0 rg BT 430.66 298.25 Td (arranty Indemnifications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 286.25 Td (In the normal course of business, Citi provides standard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 274.25 Td (representations and warranties to counterparties in contracts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 262.25 Td (in connection with numerous transactions and also provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 250.25 Td (indemnifications, including indemnifications that protect the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 238.25 Td (counterparties to the contracts in the event that additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 226.25 Td (taxes are owed, due either to a change in the tax law or an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 214.25 Td (adverse interpretation of the tax law) Tj ET Q q 0 0 0 rg BT 460.71 214.25 Td (. Counterparties to these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 202.25 Td (transactions provide Citi with comparable indemnifications. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 190.25 Td (While such representations, warranties and indemnifications ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 178.25 Td (are essential components of many contractual relationships, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 166.25 Td (they do not represent the underlying business purpose for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 154.25 Td (transactions. ) Tj ET Q q 0 0 0 rg BT 369.83 154.25 Td (The indemnification clauses are often standard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 142.25 Td (contractual terms related to Citi) Tj ET Q q 0 0 0 rg BT 446.65 142.25 Td (s own performance under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 130.25 Td (the terms of a contract and are entered into in the normal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 118.25 Td (course of business based on an assessment that the risk of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 106.25 Td (loss is remote. Often these clauses are intended to ensure that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 94.25 Td (terms of a contract are met at inception. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.57 94.25 Td (No) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.79 94.25 Td ( compensation is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 82.25 Td (received for these standard representations and warranties, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 70.25 Td (and it is not possible to determine their fair value because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 58.25 Td (they rarely) Tj ET Q q 0 0 0 rg BT 359.63 58.25 Td (, if ever) Tj ET Q q 0 0 0 rg BT 390.05 58.25 Td (, result in a payment. In many cases, there ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 46.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.96 46.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.96 46.25 Td ( stated or notional amounts included in the ) Tj ET Q endstream endobj 559 0 obj <> endobj 560 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (indemnification clauses, and the contingencies potentially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (triggering the obligation to indemnify have not occurred and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (are not expected to occur) Tj ET Q q 0 0 0 rg BT 135.95 718.10 Td (. ) Tj ET Q q 0 0 0 rg BT 140.40 718.10 Td (As a result, these indemnifications ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (are not included in the tables above.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 682.10 Td (V) Tj ET Q q 0 0 0 rg BT 41.00 682.10 Td (alue-T) Tj ET Q q 0 0 0 rg BT 66.56 682.10 Td (ransfer Networks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (Citi is a member of, or shareholder in, hundreds of value-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (transfer networks \(VTNs\) \(payment, clearing and settlement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (systems as well as exchanges\) around the world. ) Tj ET Q q 0 0 0 rg BT 231.79 646.10 Td (As a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (condition of membership, many of these ) Tj ET Q q 0 0 0 rg BT 199.95 634.10 Td (VTNs require that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (members stand ready to pay a pro rata share of the losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (incurred by the or) Tj ET Q q 0 0 0 rg BT 107.18 610.10 Td (ganization due to another member) Tj ET Q q 0 0 0 rg BT 244.17 610.10 Td () Tj ET Q q 0 0 0 rg BT 246.95 610.10 Td (s default ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (on its obligations. Citi) Tj ET Q q 0 0 0 rg BT 127.67 598.10 Td (s potential obligations may be limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (to its membership interests in the ) Tj ET Q q 0 0 0 rg BT 170.80 586.10 Td (VTNs, contributions to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (VTN) Tj ET Q q 0 0 0 rg BT 59.33 574.10 Td (s funds, or) Tj ET Q q 0 0 0 rg BT 100.87 574.10 Td (, in limited cases, the obligation may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (unlimited. ) Tj ET Q q 0 0 0 rg BT 79.15 562.10 Td (The maximum exposure cannot be estimated as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (this would require an assessment of future claims that have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (not yet occurred. Citi believes the risk of loss is remote ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (given historical experience with the ) Tj ET Q q 0 0 0 rg BT 181.04 526.10 Td (VTNs. ) Tj ET Q q 0 0 0 rg BT 209.94 526.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 259.27 526.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 514.10 Td (s participation in ) Tj ET Q q 0 0 0 rg BT 123.31 514.10 Td (VTNs is not reported in the guarantees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (tables above, and there are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.83 502.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.83 502.10 Td ( amounts reflected on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (Consolidated Balance Sheet as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.35 490.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.94 490.10 Td ( or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 478.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 478.10 Td ( for potential obligations that could arise from Citi) Tj ET Q q 0 0 0 rg BT 260.40 478.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (involvement with ) Tj ET Q q 0 0 0 rg BT 108.59 466.10 Td (VTN associations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (Long-T) Tj ET Q q 0 0 0 rg BT 64.54 442.10 Td (erm Car) Tj ET Q q 0 0 0 rg BT 97.78 442.10 Td (e Insurance Indemnification) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (In 2000, ) Tj ET Q q 0 0 0 rg BT 71.65 430.10 Td (T) Tj ET Q q 0 0 0 rg BT 77.41 430.10 Td (ravelers Life & ) Tj ET Q q 0 0 0 rg BT 140.43 430.10 Td (Annuity \(T) Tj ET Q q 0 0 0 rg BT 184.80 430.10 Td (ravelers\), then a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (subsidiary of Citi, entered into a reinsurance agreement to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (transfer the risks and rewards of its long-term care \(L) Tj ET Q q 0 0 0 rg BT 248.61 406.10 Td (TC\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (business to GE Life \(now Genworth Financial Inc., or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (Genworth\), then a subsidiary of the General Electric ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (Company \(GE\). ) Tj ET Q q 0 0 0 rg BT 101.83 370.10 Td (As part of this transaction, the reinsurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (obligations were provided by two regulated insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (subsidiaries of GE Life, which funded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.24 346.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.24 346.10 Td ( collateral trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (with securities. Presently) Tj ET Q q 0 0 0 rg BT 135.61 334.10 Td (, as discussed below) Tj ET Q q 0 0 0 rg BT 216.06 334.10 Td (, the trusts are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (referred to as the Genworth ) Tj ET Q q 0 0 0 rg BT 148.27 322.10 Td (T) Tj ET Q q 0 0 0 rg BT 154.03 322.10 Td (rusts. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 310.10 Td (As part of GE) Tj ET Q q 0 0 0 rg BT 115.60 310.10 Td (s spin-of) Tj ET Q q 0 0 0 rg BT 150.14 310.10 Td (f of Genworth in 2004, GE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 298.10 Td (retained the risks and rewards associated with the 2000 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 286.10 Td (ravelers reinsurance agreement by providing a reinsurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (contract to Genworth through its Union Fidelity Life ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 262.10 Td (Insurance Company \(UFLIC\) subsidiary that covers the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 250.10 Td (ravelers L) Tj ET Q q 0 0 0 rg BT 81.09 250.10 Td (TC policies. In addition, GE provided a capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (maintenance agreement in favor of UFLIC which is designed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (to assure that UFLIC will have the funds to pay its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (reinsurance obligations. ) Tj ET Q q 0 0 0 rg BT 133.48 214.10 Td (As a result of these reinsurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 202.10 Td (agreements and the spin-of) Tj ET Q q 0 0 0 rg BT 143.84 202.10 Td (f of Genworth, Genworth has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 190.10 Td (reinsurance protection from UFLIC \(supported by GE\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 178.10 Td (has reinsurance obligations in connection with the ) Tj ET Q q 0 0 0 rg BT 238.82 178.10 Td (T) Tj ET Q q 0 0 0 rg BT 244.58 178.10 Td (ravelers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 166.10 Td (L) Tj ET Q q 0 0 0 rg BT 41.19 166.10 Td (TC policies. ) Tj ET Q q 0 0 0 rg BT 94.52 166.10 Td (As noted below) Tj ET Q q 0 0 0 rg BT 156.64 166.10 Td (, the Genworth reinsurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 154.10 Td (obligations now benefit Brighthouse Financial, Inc. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (\(Brighthouse\). ) Tj ET Q q 0 0 0 rg BT 96.37 142.10 Td (While neither Brighthouse nor Citi are direct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 130.10 Td (beneficiaries of the capital maintenance agreement between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 118.10 Td (GE and UFLIC, Brighthouse and Citi benefit indirectly from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 106.10 Td (the existence of the capital maintenance agreement, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 94.10 Td (helps assure that UFLIC will continue to have funds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (necessary to pay its reinsurance obligations to Genworth. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 70.10 Td (In connection with Citi) Tj ET Q q 0 0 0 rg BT 152.26 70.10 Td (s 2005 sale of ) Tj ET Q q 0 0 0 rg BT 209.85 70.10 Td (T) Tj ET Q q 0 0 0 rg BT 215.61 70.10 Td (ravelers to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 58.10 Td (MetLife Inc. \(MetLife\), Citi provided an indemnification to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 46.10 Td (MetLife for losses \(including policyholder claims\) relating to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 742.10 Td (the L) Tj ET Q q 0 0 0 rg BT 337.16 742.10 Td (TC business for the entire term of the ) Tj ET Q q 0 0 0 rg BT 489.16 742.10 Td (T) Tj ET Q q 0 0 0 rg BT 494.92 742.10 Td (ravelers L) Tj ET Q q 0 0 0 rg BT 534.25 742.10 Td (TC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td (policies, which, as noted above, are reinsured by subsidiaries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.10 Td (of Genworth. In 2017, MetLife spun of) Tj ET Q q 0 0 0 rg BT 473.71 718.10 Td (f its retail insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.10 Td (business to Brighthouse. ) Tj ET Q q 0 0 0 rg BT 419.75 706.10 Td (As a result, the ) Tj ET Q q 0 0 0 rg BT 482.06 706.10 Td (T) Tj ET Q q 0 0 0 rg BT 487.82 706.10 Td (ravelers L) Tj ET Q q 0 0 0 rg BT 527.15 706.10 Td (TC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (policies now reside with Brighthouse. ) Tj ET Q q 0 0 0 rg BT 473.44 694.10 Td (The original ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 682.10 Td (reinsurance agreement between ) Tj ET Q q 0 0 0 rg BT 445.61 682.10 Td (T) Tj ET Q q 0 0 0 rg BT 451.37 682.10 Td (ravelers \(now Brighthouse\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 670.10 Td (and Genworth remains in place and Brighthouse is the sole ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 658.10 Td (beneficiary of the Genworth ) Tj ET Q q 0 0 0 rg BT 432.58 658.10 Td (T) Tj ET Q q 0 0 0 rg BT 438.33 658.10 Td (rusts. ) Tj ET Q q 0 0 0 rg BT 462.04 658.10 Td (The fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 646.10 Td (Genworth ) Tj ET Q q 0 0 0 rg BT 359.56 646.10 Td (T) Tj ET Q q 0 0 0 rg BT 365.32 646.10 Td (rusts is approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.14 646.10 Td ($7.5 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.25 646.10 Td ( as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 634.10 Td (December 31, 2017, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.04 634.10 Td ($7.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 634.10 Td ( at December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 622.10 Td (31, 2016. ) Tj ET Q q 0 0 0 rg BT 357.07 622.10 Td (The Genworth ) Tj ET Q q 0 0 0 rg BT 417.43 622.10 Td (T) Tj ET Q q 0 0 0 rg BT 423.18 622.10 Td (rusts are designed to provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 610.10 Td (collateral to Brighthouse in an amount equal to the statutory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 598.10 Td (liabilities of Brighthouse in respect of the ) Tj ET Q q 0 0 0 rg BT 485.64 598.10 Td (T) Tj ET Q q 0 0 0 rg BT 491.40 598.10 Td (ravelers L) Tj ET Q q 0 0 0 rg BT 530.74 598.10 Td (TC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 586.10 Td (policies. ) Tj ET Q q 0 0 0 rg BT 353.17 586.10 Td (The assets in the Genworth ) Tj ET Q q 0 0 0 rg BT 464.35 586.10 Td (T) Tj ET Q q 0 0 0 rg BT 470.11 586.10 Td (rusts are evaluated and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 574.10 Td (adjusted periodically to ensure that the fair value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 562.10 Td (assets continues to provide collateral in an amount equal to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 550.10 Td (these estimated statutory liabilities, as the liabilities change ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 538.10 Td (over time.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.25 526.10 Td (If both \(i\) Genworth fails to perform under the original ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 514.10 Td (T) Tj ET Q q 0 0 0 rg BT 323.01 514.10 Td (ravelers/GE Life reinsurance agreement for any reason, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 502.10 Td (including insolvency or the failure of UFLIC to perform in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 490.10 Td (timely manner) Tj ET Q q 0 0 0 rg BT 374.89 490.10 Td (, and \(ii\) the assets of the two Genworth ) Tj ET Q q 0 0 0 rg BT 537.45 490.10 Td (T) Tj ET Q q 0 0 0 rg BT 543.20 490.10 Td (rusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 478.10 Td (are insuf) Tj ET Q q 0 0 0 rg BT 351.78 478.10 Td (ficient or unavailable,then Citi, through its L) Tj ET Q q 0 0 0 rg BT 532.21 478.10 Td (TC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 466.10 Td (reinsurance indemnification, must reimburse Brighthouse for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 454.10 Td (any losses incurred in connection with the L) Tj ET Q q 0 0 0 rg BT 493.23 454.10 Td (TC policies. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 442.10 Td (Since both events would have to occur before Citi would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 430.10 Td (become responsible for any payment to Brighthouse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 418.10 Td (pursuant to its indemnification obligation, and the likelihood ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 406.10 Td (of such events occurring is currently not probable, there is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.46 406.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.46 406.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 394.10 Td (liability reflected on the Consolidated Balance Sheet as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 382.10 Td (December 31, 2017 and 2016 related to this indemnification. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 370.10 Td (Citi continues to closely monitor its potential exposure under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 358.10 Td (this indemnification obligation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.25 346.10 Td (Separately) Tj ET Q q 0 0 0 rg BT 379.80 346.10 Td (, Genworth announced that it had agreed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 334.10 Td (be purchased by China Oceanwide Holdings Co., Ltd, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 322.10 Td (subject to a series of conditions and regulatory approvals. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 310.10 Td (Citi is monitoring these developments. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 286.10 Td (Futures and Over-the-Counter Derivatives Clearing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 274.10 Td (Citi provides clearing services on central clearing parties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 262.10 Td (\(CCPs\) for clients that need to clear exchange traded and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 250.10 Td (over) Tj ET Q q 0 0 0 rg BT 334.82 250.10 Td (-the-counter \(OTC\) derivatives contracts. Based on all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 238.10 Td (relevant facts and circumstances, Citi has concluded that it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 226.10 Td (acts as an agent for accounting purposes in its role as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 214.10 Td (clearing member for these client transactions. ) Tj ET Q q 0 0 0 rg BT 501.35 214.10 Td (As such, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 202.10 Td (does not reflect the underlying exchange traded or OTC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 190.10 Td (derivatives contracts in its Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 178.10 Td (Statements. See Note 22 for a discussion of Citi) Tj ET Q q 0 0 0 rg BT 511.39 178.10 Td (s derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 166.10 Td (activities that are reflected in its Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 154.10 Td (Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 142.10 Td (As a clearing member) Tj ET Q q 0 0 0 rg BT 422.87 142.10 Td (, Citi collects and remits cash and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 130.10 Td (securities collateral \(mar) Tj ET Q q 0 0 0 rg BT 415.91 130.10 Td (gin\) between its clients and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 118.10 Td (respective CCP) Tj ET Q q 0 0 0 rg BT 378.08 118.10 Td (. In certain circumstances, Citi collects a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 106.10 Td (higher amount of cash \(or securities\) from its clients than it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 94.10 Td (needs to remit to the CCPs. ) Tj ET Q q 0 0 0 rg BT 429.01 94.10 Td (This excess cash is then held at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 82.10 Td (depository institutions such as banks or carry brokers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 70.10 Td (There are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.77 70.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.77 70.10 Td ( types of mar) Tj ET Q q 0 0 0 rg BT 443.08 70.10 Td (gin: initial and variation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 58.10 Td (Where Citi obtains benefits from or controls cash initial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 46.10 Td (mar) Tj ET Q q 0 0 0 rg BT 332.62 46.10 Td (gin \(e.g., retains an interest spread\), cash initial mar) Tj ET Q q 0 0 0 rg BT 539.58 46.10 Td (gin ) Tj ET Q endstream endobj 561 0 obj <> endobj 562 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (280) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 742.10 Td (collected from clients and remitted to the CCP) Tj ET Q q 0 0 0 rg BT 221.42 742.10 Td ( or depository ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.10 Td (institutions is reflected within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 157.65 730.10 Td (Br) Tj ET Q q 0 0 0 rg BT 167.28 730.10 Td (okerage payables) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.53 730.10 Td ( \(payables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 718.10 Td (to customers\) and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 109.59 718.10 Td (Br) Tj ET Q q 0 0 0 rg BT 119.22 718.10 Td (okerage r) Tj ET Q q 0 0 0 rg BT 157.45 718.10 Td (eceivables) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.09 718.10 Td ( \(receivables from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 706.10 Td (brokers, dealers and clearing or) Tj ET Q q 0 0 0 rg BT 161.60 706.10 Td (ganizations\) or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 223.80 706.10 Td (Cash and due ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 694.10 Td (fr) Tj ET Q q 0 0 0 rg BT 42.30 694.10 Td (om banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.35 694.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 133.01 694.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 682.10 Td (However) Tj ET Q q 0 0 0 rg BT 90.25 682.10 Td (, for exchange traded and OTC-cleared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 670.10 Td (derivatives contracts where Citi does not obtain benefits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 658.10 Td (from or control the client cash balances, the client cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 646.10 Td (initial mar) Tj ET Q q 0 0 0 rg BT 77.20 646.10 Td (gin collected from clients and remitted to the CCP) Tj ET Q q 0 0 0 rg BT 277.89 646.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 634.10 Td (or depository institutions is not reflected on Citi) Tj ET Q q 0 0 0 rg BT 230.70 634.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 622.10 Td (Consolidated Balance Sheet. ) Tj ET Q q 0 0 0 rg BT 153.01 622.10 Td (These conditions are met when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 610.10 Td (Citi has contractually agreed with the client that \(i\) Citi will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 598.10 Td (pass through to the client all interest paid by the CCP) Tj ET Q q 0 0 0 rg BT 248.93 598.10 Td ( or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 586.10 Td (depository institutions on the cash initial mar) Tj ET Q q 0 0 0 rg BT 216.35 586.10 Td (gin, \(ii\) Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 574.10 Td (will not utilize its right as a clearing member to transform ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 562.10 Td (cash mar) Tj ET Q q 0 0 0 rg BT 71.63 562.10 Td (gin into other assets, \(iii\) Citi does not guarantee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 550.10 Td (and is not liable to the client for the performance of the CCP) Tj ET Q q 0 0 0 rg BT 277.78 550.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 538.10 Td (or the depository institution and \(iv\) the client cash balances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 526.10 Td (are legally isolated from Citi) Tj ET Q q 0 0 0 rg BT 153.74 526.10 Td (s bankruptcy estate. ) Tj ET Q q 0 0 0 rg BT 235.20 526.10 Td (The total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 514.10 Td (amount of cash initial mar) Tj ET Q q 0 0 0 rg BT 140.79 514.10 Td (gin collected and remitted in this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 502.10 Td (manner was approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.80 502.10 Td ($10.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.91 502.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.35 502.10 Td ($9.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.46 502.10 Td ( as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 490.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 46.83 490.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.41 490.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.85 490.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.85 490.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 217.51 490.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 478.10 Td (V) Tj ET Q q 0 0 0 rg BT 60.11 478.10 Td (ariation mar) Tj ET Q q 0 0 0 rg BT 108.52 478.10 Td (gin due from clients to the respective CCP) Tj ET Q q 0 0 0 rg BT 277.10 478.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 466.10 Td (or from the CCP) Tj ET Q q 0 0 0 rg BT 102.02 466.10 Td ( to clients, reflects changes in the value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 454.10 Td (the client) Tj ET Q q 0 0 0 rg BT 75.71 454.10 Td (s derivative contracts for each trading day) Tj ET Q q 0 0 0 rg BT 242.76 454.10 Td (. ) Tj ET Q q 0 0 0 rg BT 247.21 454.10 Td (As a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 442.10 Td (clearing member) Tj ET Q q 0 0 0 rg BT 103.07 442.10 Td (, Citi is exposed to the risk of non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 430.10 Td (performance by clients \(e.g., failure of a client to post ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 418.10 Td (variation mar) Tj ET Q q 0 0 0 rg BT 89.41 418.10 Td (gin to the CCP) Tj ET Q q 0 0 0 rg BT 148.21 418.10 Td ( for negative changes in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 406.10 Td (value of the client) Tj ET Q q 0 0 0 rg BT 110.69 406.10 Td (s derivative contracts\). In the event of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 394.10 Td (non-performance by a client, Citi would move to close out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 382.10 Td (the client) Tj ET Q q 0 0 0 rg BT 75.71 382.10 Td (s positions. ) Tj ET Q q 0 0 0 rg BT 123.04 382.10 Td (The CCP) Tj ET Q q 0 0 0 rg BT 159.61 382.10 Td ( would typically utilize initial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 370.10 Td (mar) Tj ET Q q 0 0 0 rg BT 51.37 370.10 Td (gin posted by the client and held by the CCP) Tj ET Q q 0 0 0 rg BT 228.85 370.10 Td (, with any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 358.10 Td (remaining shortfalls required to be paid by Citi as clearing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 346.10 Td (member) Tj ET Q q 0 0 0 rg BT 68.21 346.10 Td (. Citi generally holds incremental cash or securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 334.10 Td (mar) Tj ET Q q 0 0 0 rg BT 51.37 334.10 Td (gin posted by the client, which would typically be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 322.10 Td (expected to be suf) Tj ET Q q 0 0 0 rg BT 108.29 322.10 Td (ficient to mitigate Citi) Tj ET Q q 0 0 0 rg BT 199.66 322.10 Td (s credit risk in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 310.10 Td (event that the client fails to perform.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 298.10 Td ( ) Tj ET Q q 0 0 0 rg BT 55.95 298.10 Td (As required by ) Tj ET Q q 0 0 0 rg BT 117.33 298.10 Td (ASC 860-30-25-5, securities collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 286.10 Td (posted by clients is not recognized on Citi) Tj ET Q q 0 0 0 rg BT 206.81 286.10 Td (s Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 274.10 Td (Balance Sheet.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 250.10 Td (Carrying V) Tj ET Q q 0 0 0 rg BT 81.29 250.10 Td (alueGuarantees and Indemnifications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 238.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 48.50 238.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.08 238.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.52 238.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.52 238.10 Td (, the total carrying amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 226.10 Td (of the liabilities related to the guarantees and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 214.10 Td (indemnifications included in the tables above amounted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 742.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.51 742.10 Td ($0.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.62 742.10 Td ( and $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.06 742.10 Td (1.2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.17 742.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 541.83 742.10 Td (. ) Tj ET Q q 0 0 0 rg BT 546.65 742.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 730.10 Td (carrying value of financial and performance guarantees is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 718.10 Td (included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 364.46 718.10 Td (Other liabilities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.07 718.10 Td (For loans sold with recourse, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 706.10 Td (the carrying value of the liability is included in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 507.47 706.10 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.25 694.10 Td (liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.03 694.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 670.10 Td (Collateral) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 658.10 Td (Cash collateral available to Citi to reimburse losses realized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 646.10 Td (under these guarantees and indemnifications amounted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 634.10 Td ($46 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.86 634.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.30 634.10 Td ($48 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.92 634.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.13 634.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.72 634.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.15 634.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 634.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 622.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 364.91 622.10 Td (. Securities and other marketable assets held as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 610.10 Td (collateral amounted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.16 610.10 Td ($70 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.77 610.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.21 610.10 Td ($41 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.82 610.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 598.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.83 598.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.27 598.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.27 598.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 487.93 598.10 Td (. ) Tj ET Q q 0 0 0 rg BT 492.75 598.10 Td (The majority of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 586.10 Td (collateral is held to reimburse losses realized under securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 574.10 Td (lending indemnifications. ) Tj ET Q q 0 0 0 rg BT 421.40 574.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 471.30 574.10 Td (, letters of credit in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 562.10 Td (favor of Citi held as collateral amounted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.64 562.10 Td ($3.7 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.75 562.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 550.10 Td ($5.4 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.36 550.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.58 550.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.16 550.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.60 550.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.60 550.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 546.26 550.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 538.10 Td (Other property may also be available to Citi to cover losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 526.10 Td (under certain guarantees and indemnifications; however) Tj ET Q q 0 0 0 rg BT 540.93 526.10 Td (, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 514.10 Td (value of such property has not been determined.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 490.10 Td (Performance Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 478.10 Td (Citi evaluates the performance risk of its guarantees based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 466.10 Td (on the assigned referenced counterparty internal or external ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 454.10 Td (ratings. ) Tj ET Q q 0 0 0 rg BT 349.29 454.10 Td (Where external ratings are used, investment-grade ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 442.10 Td (ratings are considered to be Baa/BBB and above, while ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 430.10 Td (anything below is considered non-investment grade. Citi) Tj ET Q q 0 0 0 rg BT 546.37 430.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 418.10 Td (internal ratings are in line with the related external rating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 406.10 Td (system. On certain underlying referenced assets or entities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 394.10 Td (ratings are not available. Such referenced assets are included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 382.10 Td (in the not rated category) Tj ET Q q 0 0 0 rg BT 422.66 382.10 Td (. ) Tj ET Q q 0 0 0 rg BT 427.48 382.10 Td (The maximum potential amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 370.10 Td (of the future payments related to the outstanding guarantees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 358.10 Td (is determined to be the notional amount of these contracts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 346.10 Td (which is the par amount of the assets guaranteed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.25 334.10 Td (Presented in the tables below are the maximum potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 322.10 Td (amounts of future payments that are classified based upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 310.10 Td (internal and external credit ratings. ) Tj ET Q q 0 0 0 rg BT 458.86 310.10 Td (As previously mentioned, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 298.10 Td (the determination of the maximum potential future payments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 286.10 Td (is based on the notional amount of the guarantees without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 274.10 Td (consideration of possible recoveries under recourse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 262.10 Td (provisions or from collateral held or pledged. ) Tj ET Q q 0 0 0 rg BT 500.54 262.10 Td (As such, Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 250.10 Td (believes such amounts bear no relationship to the anticipated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 238.10 Td (losses, if any) Tj ET Q q 0 0 0 rg BT 368.54 238.10 Td (, on these guarantees.) Tj ET Q endstream endobj 563 0 obj <> endobj 564 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (281) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 702.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.75 702.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 702.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 702.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 702.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 674.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.75 674.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 674.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 674.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 674.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 646.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.75 646.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 646.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 646.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 646.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 618.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.75 618.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 618.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 618.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 618.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 590.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.75 590.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 590.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 590.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 590.50 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.75 734.5 m 371.75 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 734.5 m 434.75 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 734.5 m 498.75 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 734.5 m 561.75 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 702.5 m 307.75 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.75 702.5 m 371.75 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 702.5 m 434.75 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 702.5 m 498.75 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 702.5 m 561.75 702.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 590.5 m 307.75 590.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 576.5 m 307.75 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.75 590.5 m 371.75 590.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 307.75 576.5 m 371.75 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 590.5 m 434.75 590.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 576.5 m 434.75 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 590.5 m 498.75 590.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 576.5 m 498.75 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 590.5 m 561.75 590.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 576.5 m 561.75 576.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 738.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.70 738.95 Td (Maximum potential amount of futur) Tj ET Q q 0 0 0 rg BT 482.62 738.95 Td (e payments) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 706.75 Td (In billions of dollars at December 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 317.75 715.95 Td (Investment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.25 706.95 Td (grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.20 724.95 Td (Non-) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.75 715.95 Td (investment) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.75 706.95 Td (grade) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.25 715.95 Td (Not) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.00 706.95 Td (rated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.90 706.95 Td (T) Tj ET Q q 0 0 0 rg BT 525.08 706.95 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 692.96 Td (Financial standby letters of credit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 692.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.50 692.95 Td (68.1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 692.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 692.95 Td (10.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 692.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 692.95 Td (14.8) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 692.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 692.95 Td (93.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 678.96 Td (Performance guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.00 678.95 Td (7.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.00 678.95 Td (2.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 678.95 Td (1.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 678.95 Td (1) Tj ET Q q 0 0 0 rg BT 547.00 678.95 Td (1.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 664.96 Td (Derivative instruments deemed to be guarantees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 664.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 664.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 664.95 Td (95.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 664.95 Td (95.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 650.96 Td (Loans sold with recourse) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 650.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 650.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 650.95 Td (0.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.00 650.95 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 636.96 Td (Securities lending indemnifications) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 636.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 636.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 636.95 Td (103.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 636.95 Td (103.7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 622.96 Td (Credit card merchant processing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 622.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 622.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.50 622.95 Td (85.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 622.95 Td (85.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 608.96 Td (Credit card arrangements with partners) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 359.25 608.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.25 608.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 484.00 608.95 Td (1.4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 547.00 608.95 Td (1.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 594.96 Td (Custody indemnifications and other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.50 594.95 Td (23.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 594.95 Td (12.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 486.25 594.95 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 542.50 594.95 Td (36.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 580.95 Td (T) Tj ET Q q 0 0 0 rg BT 43.43 580.95 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.25 580.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.50 580.95 Td (99.7) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 580.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 580.95 Td (25.6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 437.25 580.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.00 580.95 Td (302.5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 501.25 580.95 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.00 580.95 Td (427.8) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 508.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.75 508.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 508.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 508.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 508.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 480.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.75 480.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 480.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 480.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 480.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 452.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.75 452.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 452.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 452.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 452.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 424.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.75 424.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 424.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 424.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 424.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 396.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.75 396.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 396.50 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.75 396.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.75 396.50 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.75 540.5 m 371.75 540.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 540.5 m 434.75 540.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 540.5 m 498.75 540.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 540.5 m 561.75 540.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 508.5 m 307.75 508.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.75 508.5 m 371.75 508.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 508.5 m 434.75 508.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 508.5 m 498.75 508.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 508.5 m 561.75 508.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.75 508.5 m 371.75 508.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 508.5 m 434.75 508.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 508.5 m 498.75 508.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 508.5 m 561.75 508.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.75 396.5 m 371.75 396.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 396.5 m 434.75 396.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 396.5 m 498.75 396.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 396.5 m 561.75 396.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 396.5 m 307.75 396.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 382.5 m 307.75 382.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.75 396.5 m 371.75 396.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 307.75 382.5 m 371.75 382.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 396.5 m 434.75 396.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 382.5 m 434.75 382.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 396.5 m 498.75 396.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 434.75 382.5 m 498.75 382.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 396.5 m 561.75 396.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 498.75 382.5 m 561.75 382.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 544.95 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.85 544.96 Td (Maximum potential amount of future payments) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 512.75 Td (In billions of dollars at December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.25 521.96 Td (Investment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.25 512.96 Td (grade) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.50 530.96 Td (Non-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.00 521.96 Td (investment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.75 512.96 Td (grade) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 521.96 Td (Not) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 512.96 Td (rated) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.55 512.96 Td (T) Tj ET Q q 0 0 0 rg BT 525.42 512.96 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 498.96 Td (Financial standby letters of credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 498.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 498.96 Td (66.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 498.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 498.96 Td (13.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 498.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 498.96 Td (12.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 498.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 498.96 Td (93.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 484.96 Td (Performance guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.00 484.96 Td (6.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 484.96 Td (4.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 484.96 Td (0.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 484.96 Td (1) Tj ET Q q 0 0 0 rg BT 547.00 484.96 Td (1.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 470.96 Td (Derivative instruments deemed to be guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 470.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.25 470.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 470.96 Td (87.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 470.96 Td (87.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 456.96 Td (Loans sold with recourse) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 456.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.25 456.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 456.96 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 456.96 Td (0.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 442.96 Td (Securities lending indemnifications) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 442.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.25 442.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 442.96 Td (80.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 442.96 Td (80.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 428.96 Td (Credit card merchant processing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 428.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.25 428.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 428.96 Td (86.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 428.96 Td (86.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 415.76 Td (Credit card arrangements with partners) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.25 414.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.25 414.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.00 414.96 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.00 414.96 Td (1.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 400.96 Td (Custody indemnifications and other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 352.50 400.96 Td (33.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 400.96 Td (12.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 486.25 400.96 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 400.96 Td (45.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 386.96 Td (T) Tj ET Q q 0 0 0 rg BT 43.12 386.96 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.25 386.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.00 386.96 Td (106.4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 386.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 386.96 Td (29.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 386.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 386.96 Td (269.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.25 386.96 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 386.96 Td (405.2) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 565 0 obj <> endobj 566 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (282) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Cr) Tj ET Q q 0 0 0 rg BT 47.48 742.25 Td (edit Commitments and Lines of Cr) Tj ET Q q 0 0 0 rg BT 195.90 742.25 Td (edit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 730.25 Td (The table below summarizes Citigroup) Tj ET Q q 0 0 0 rg BT 194.30 730.25 Td (s credit commitments:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 685.75 285.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.75 685.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.75 685.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.75 685.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.75 685.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 659.75 285.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.75 659.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.75 659.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.75 659.75 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.75 659.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 623.75 285.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.75 623.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.75 623.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.75 623.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.75 623.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.75 597.75 285.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.75 597.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.75 597.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.75 597.75 61.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.75 597.75 58.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 685.75 m 320.75 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.75 685.75 m 381.75 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.75 685.75 m 442.75 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 685.75 m 503.75 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 685.75 m 561.75 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 685.75 m 320.75 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.75 685.75 m 381.75 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.75 685.75 m 442.75 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 685.75 m 503.75 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 685.75 m 503.75 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 685.75 m 503.75 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 685.75 m 561.75 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 672.75 m 503.75 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 672.75 m 503.75 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 659.75 m 503.75 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 659.75 m 503.75 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 636.75 m 503.75 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 636.75 m 503.75 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 623.75 m 503.75 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 623.75 m 503.75 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 610.75 m 503.75 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 610.75 m 503.75 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 584.75 m 320.75 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.75 584.75 m 381.75 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.75 584.75 m 442.75 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 597.75 m 503.75 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 597.75 m 503.75 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 584.75 m 561.75 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 584.75 m 320.75 584.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.75 571.75 m 320.75 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.75 584.75 m 381.75 584.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 320.75 571.75 m 381.75 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381.75 584.75 m 442.75 584.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 381.75 571.75 m 442.75 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 584.75 m 503.75 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 584.75 m 503.75 584.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.75 571.75 m 503.75 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 584.75 m 561.75 584.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 503.75 571.75 m 561.75 571.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.25 690.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.70 690.20 Td (U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.85 699.20 Td (Outside of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.70 690.20 Td (U.S.) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.55 699.20 Td (December) Tj ET Q q 0 0 0 rg BT 485.36 699.20 Td ( 31,) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 463.75 690.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 699.21 Td (December 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.25 690.21 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 677.01 Td (Commercial and similar letters of credit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.25 677.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.75 677.15 Td (904) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.25 677.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 677.15 Td (4,096) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 677.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 677.15 Td (5,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 677.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 677.01 Td (5,736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 664.01 Td (One- to four) Tj ET Q q 0 0 0 rg BT 82.65 664.01 Td (-family residential mortgages) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 364.75 664.15 Td (988) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 664.15 Td (1,686) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 664.15 Td (2,674) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 664.01 Td (2,838) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 650.21 Td (Revolving open-end loans secured by one- to four) Tj ET Q q 0 0 0 rg BT 218.36 650.21 Td (-family residential) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 641.21 Td (properties) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.50 641.20 Td (10,825) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 641.20 Td (1,498) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 641.20 Td (12,323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 641.21 Td (13,405) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 628.01 Td (Commercial real estate, construction and land development) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 628.15 Td (9,594) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.00 628.15 Td (1,557) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.50 628.15 Td (1) Tj ET Q q 0 0 0 rg BT 480.00 628.15 Td (1,151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.50 628.01 Td (10,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 615.01 Td (Credit card lines) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 615.15 Td (578,634) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.50 615.15 Td (99,666) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 615.15 Td (678,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 615.01 Td (664,335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 602.01 Td (Commercial and other consumer loan commitments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 602.15 Td (171,383) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 602.15 Td (101,272) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 602.15 Td (272,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 602.01 Td (259,934) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.25 589.01 Td (Other commitments and contingencies) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.00 589.15 Td (2,182) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.75 589.15 Td (889) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 589.15 Td (3,071) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.00 589.01 Td (3,202) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.25 576.15 Td (T) Tj ET Q q 0 0 0 rg BT 43.43 576.15 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.25 576.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 576.15 Td (774,510) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.25 576.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.00 576.15 Td (210,664) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 576.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 471.00 576.15 Td (985,174) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 506.25 576.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 576.01 Td (960,231) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 46.00 551.25 Td (The majority of unused commitments are contingent upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 539.25 Td (customers maintaining specific credit standards. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 527.25 Td (Commercial commitments generally have floating interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 515.25 Td (rates and fixed expiration dates and may require payment of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 503.25 Td (fees. Such fees \(net of certain direct costs\) are deferred and, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 491.25 Td (upon exercise of the commitment, amortized over the life of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 479.25 Td (the loan or) Tj ET Q q 0 0 0 rg BT 78.36 479.25 Td (, if exercise is deemed remote, amortized over the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 467.25 Td (commitment period. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 443.25 Td (Commercial and Similar Letters of Credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 431.25 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 431.25 Td ( commercial letter of credit is an instrument by which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 419.25 Td (Citigroup substitutes its credit for that of a customer to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 407.25 Td (enable the customer to finance the purchase of goods or to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 395.25 Td (incur other commitments. Citigroup issues a letter on behalf ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 383.25 Td (of its client to a supplier and agrees to pay the supplier upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 371.25 Td (presentation of documentary evidence that the supplier has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 359.25 Td (performed in accordance with the terms of the letter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 347.25 Td (credit. ) Tj ET Q q 0 0 0 rg BT 63.58 347.25 Td (When a letter of credit is drawn, the customer is then ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 335.25 Td (required to reimburse Citigroup. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 311.25 Td (One- to Four-Family Residential Mortgages) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 299.25 Td (A) Tj ET Q q 0 0 0 rg BT 42.67 299.25 Td ( one- to four) Tj ET Q q 0 0 0 rg BT 92.18 299.25 Td (-family residential mortgage commitment is a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 287.25 Td (written confirmation from Citigroup to a seller of a property ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 275.25 Td (that the bank will advance the specified sums enabling the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 263.25 Td (buyer to complete the purchase. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 239.25 Td (Revolving Open-End Loans Secured by One- to Four-) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 227.25 Td (Family Residential Properties) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 215.25 Td (Revolving open-end loans secured by one- to four) Tj ET Q q 0 0 0 rg BT 236.02 215.25 Td (-family ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 203.25 Td (residential properties are essentially home equity lines of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 191.25 Td (credit. ) Tj ET Q q 0 0 0 rg BT 63.21 191.25 Td (A) Tj ET Q q 0 0 0 rg BT 69.88 191.25 Td ( home equity line of credit is a loan secured by a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 179.25 Td (primary residence or second home to the extent of the excess ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 167.25 Td (of fair market value over the debt outstanding for the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 155.25 Td (mortgage. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 131.25 Td (Commercial Real Estate, Construction and Land ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 119.25 Td (Development) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 107.25 Td (Commercial real estate, construction and land development ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 95.25 Td (include unused portions of commitments to extend credit for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 83.25 Td (the purpose of financing commercial and multifamily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 71.25 Td (residential properties as well as land development projects. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 59.25 Td ( Both secured-by-real-estate and unsecured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 47.25 Td (commitments are included in this line, as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 551.25 Td (undistributed loan proceeds, where there is an obligation to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 539.25 Td (advance for construction progress payments. However) Tj ET Q q 0 0 0 rg BT 534.55 539.25 Td (, this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 527.25 Td (line only includes those extensions of credit that, once ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 515.25 Td (funded, will be classified as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 431.11 515.25 Td (T) Tj ET Q q 0 0 0 rg BT 435.75 515.25 Td (otal loans, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.69 515.25 Td ( on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 503.25 Td (Consolidated Balance Sheet. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 479.25 Td (Credit Card Lines) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 467.25 Td (Citigroup provides credit to customers by issuing credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 455.25 Td (cards. ) Tj ET Q q 0 0 0 rg BT 343.17 455.25 Td (The credit card lines are cancelable by providing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 443.25 Td (notice to the cardholder or without such notice as permitted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 431.25 Td (by local law) Tj ET Q q 0 0 0 rg BT 365.47 431.25 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 407.25 Td (Commercial and Other Consumer Loan Commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 395.25 Td (Commercial and other consumer loan commitments include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 383.25 Td (overdraft and liquidity facilities as well as commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 371.25 Td (commitments to make or purchase loans, purchase third-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 359.25 Td (party receivables, provide note issuance or revolving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 347.25 Td (underwriting facilities and invest in the form of equity) Tj ET Q q 0 0 0 rg BT 533.77 347.25 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 323.25 Td (Other Commitments and Contingencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 311.25 Td (Other commitments and contingencies include committed or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 299.25 Td (unsettled regular) Tj ET Q q 0 0 0 rg BT 383.97 299.25 Td (-way reverse repurchase agreements and all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 287.25 Td (other transactions related to commitments and contingencies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 275.25 Td (not reported on the lines above.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 251.25 Td (Unsettled Reverse Repurchase and Securities Lending ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 239.25 Td (Agreements and Unsettled Repurchase and Securities ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 317.25 227.25 Td (Borrowing ) Tj ET Q q 0 0 0 rg BT 363.84 227.25 Td (Agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 215.25 Td (In addition, in the normal course of business, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 203.25 Td (enters into reverse repurchase and securities borrowing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 191.25 Td (agreements, as well as repurchase and securities lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 179.25 Td (agreements, which settle at a future date. ) Tj ET Q q 0 0 0 rg BT 482.46 179.25 Td (At December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 167.25 Td (2017, and December 31, 2016, Citigroup had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.55 167.25 Td ($35.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.66 167.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 155.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.19 155.25 Td ($43.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.30 155.25 Td ( unsettled reverse repurchase and securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 143.25 Td (borrowing agreements, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.88 143.25 Td ($19.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.99 143.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.43 143.25 Td ($14.9 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.55 143.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 131.25 Td (unsettled repurchase and securities lending agreements. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 119.25 Td (a further discussion of securities purchased under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 107.25 Td (agreements to resell and securities borrowed, and securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 95.25 Td (sold under agreements to repurchase and securities loaned, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 83.25 Td (including the Company) Tj ET Q q 0 0 0 rg BT 413.91 83.25 Td (s policy for of) Tj ET Q q 0 0 0 rg BT 470.10 83.25 Td (fsetting repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 71.25 Td (and reverse repurchase agreements, see Note 1) Tj ET Q q 0 0 0 rg BT 503.73 71.25 Td (1 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.25 59.25 Td (Consolidated Financial Statements.) Tj ET Q endstream endobj 567 0 obj <> endobj 568 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (283) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (27.CONTINGENCIES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Accounting and Disclosur) Tj ET Q q 0 0 0 rg BT 145.83 725.25 Td (e Framework) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (ASC 450 governs the disclosure and recognition of loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (contingencies, including potential losses from litigation and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (regulatory matters. ) Tj ET Q q 0 0 0 rg BT 113.48 689.25 Td (ASC 450 defines a loss contingency as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (an existing condition, situation, or set of circumstances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (involving uncertainty as to possible loss to an entity that will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (ultimately be resolved when one or more future events occur ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (or fail to occur) Tj ET Q q 0 0 0 rg BT 94.59 641.25 Td (. It imposes dif) Tj ET Q q 0 0 0 rg BT 158.84 641.25 Td (ferent requirements for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (recognition and disclosure of loss contingencies based on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (likelihood of occurrence of the contingent future event or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (events. It distinguishes among degrees of likelihood using the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (following three terms: probable, meaning that the future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (event or events are likely to occur; remote, meaning that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (the chance of the future event or events occurring is slight; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (and reasonably possible, meaning that the chance of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (future event or events occurring is more than remote but less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (than likely) Tj ET Q q 0 0 0 rg BT 77.84 533.25 Td (. ) Tj ET Q q 0 0 0 rg BT 87.10 533.25 Td (These three terms are used below as defined in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (ASC 450.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 509.25 Td (Accruals) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.55 509.25 Td (. ) Tj ET Q q 0 0 0 rg BT 94.00 509.25 Td (ASC 450 requires accrual for a loss contingency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (when it is probable that one or more future events will occur ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (confirming the fact of loss ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 148.47 485.25 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.47 485.25 Td ( the amount of the loss can be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (reasonably estimated. In accordance with ) Tj ET Q q 0 0 0 rg BT 207.59 473.25 Td (ASC 450, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (establishes accruals for contingencies, including the litigation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (and regulatory matters disclosed herein, when Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (believes it is probable that a loss has been incurred and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (amount of the loss can be reasonably estimated. ) Tj ET Q q 0 0 0 rg BT 229.37 425.25 Td (When the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (reasonable estimate of the loss is within a range of amounts, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (the minimum amount of the range is accrued, unless some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (higher amount within the range is a better estimate than any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (other amount within the range. Once established, accruals are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (adjusted from time to time, as appropriate, in light of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (additional information. ) Tj ET Q q 0 0 0 rg BT 130.52 353.25 Td (The amount of loss ultimately incurred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (in relation to those matters may be substantially higher or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (lower than the amounts accrued for those matters.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 317.25 Td (Disclosur) Tj ET Q q 0 0 0 rg BT 92.52 317.25 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.96 317.25 Td (. ) Tj ET Q q 0 0 0 rg BT 101.41 317.25 Td (ASC 450 requires disclosure of a loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (contingency if there is at least a reasonable possibility that a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (loss or an additional loss may have been incurred ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 240.11 293.25 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.11 293.25 Td ( there is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (no accrual for the loss because the conditions described above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (are not met or an exposure to loss exists in excess of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (amount accrued. In accordance with ) Tj ET Q q 0 0 0 rg BT 182.60 257.25 Td (ASC 450, if Citigroup has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (not accrued for a matter because Citigroup believes that a loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (is reasonably possible but not probable, or that a loss is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (probable but not reasonably estimable, and the reasonably ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (possible loss is material, it discloses the loss contingency) Tj ET Q q 0 0 0 rg BT 263.93 209.25 Td (. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (addition, Citigroup discloses matters for which it has accrued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (if it believes a reasonably possible exposure to material loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (exists in excess of the amount accrued. In accordance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (ASC 450, Citigroup) Tj ET Q q 0 0 0 rg BT 119.07 161.25 Td (s disclosure includes an estimate of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (reasonably possible loss or range of loss for those matters as to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (which an estimate can be made. ) Tj ET Q q 0 0 0 rg BT 165.12 137.25 Td (ASC 450 does not require ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (disclosure of an estimate of the reasonably possible loss or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (range of loss where an estimate cannot be made. Neither ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (accrual nor disclosure is required for losses that are deemed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (remote.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (Litigation and Regulatory Contingencies) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (Overview) Tj ET Q q 0 0 0 rg BT 361.57 737.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.07 737.25 Td ( In addition to the matters described below) Tj ET Q q 0 0 0 rg BT 534.21 737.25 Td (, in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (ordinary course of business, Citigroup, its af) Tj ET Q q 0 0 0 rg BT 501.57 725.25 Td (filiates and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (subsidiaries, and current and former of) Tj ET Q q 0 0 0 rg BT 478.77 713.25 Td (ficers, directors and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (employees \(for purposes of this section, sometimes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (collectively referred to as Citigroup and Related Parties\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (routinely are named as defendants in, or as parties to, various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (legal actions and proceedings. Certain of these actions and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (proceedings assert claims or seek relief in connection with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (alleged violations of consumer protection, fair lending, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (securities, banking, antifraud, antitrust, anti-money ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (laundering, employment and other statutory and common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (laws. Certain of these actual or threatened legal actions and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (proceedings include claims for substantial or indeterminate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (compensatory or punitive damages, or for injunctive relief, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (and in some instances seek recovery on a class-wide basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 557.25 Td (In the ordinary course of business, Citigroup and Related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (Parties also are subject to governmental and regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (examinations, information-gathering requests, investigations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (and proceedings \(both formal and informal\), certain of which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (may result in adverse judgments, settlements, fines, penalties, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (restitution, disgor) Tj ET Q q 0 0 0 rg BT 394.37 497.25 Td (gement, injunctions or other relief. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (addition, certain af) Tj ET Q q 0 0 0 rg BT 399.06 485.25 Td (filiates and subsidiaries of Citigroup are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (banks, registered broker) Tj ET Q q 0 0 0 rg BT 420.15 473.25 Td (-dealers, futures commission ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (merchants, investment advisers or other regulated entities and, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td (in those capacities, are subject to regulation by various U.S., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td (state and foreign securities, banking, commodity futures, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.25 Td (consumer protection and other regulators. In connection with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.25 Td (formal and informal inquiries by these regulators, Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.25 Td (and such af) Tj ET Q q 0 0 0 rg BT 369.36 401.25 Td (filiates and subsidiaries receive numerous requests, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.25 Td (subpoenas and orders seeking documents, testimony and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.25 Td (information in connection with various aspects of their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.25 Td (regulated activities. From time to time Citigroup and Related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.25 Td (Parties also receive grand jury subpoenas and other requests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.25 Td (for information or assistance, formal or informal, from federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.25 Td (or state law enforcement agencies including, among others, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.25 Td (various United States ) Tj ET Q q 0 0 0 rg BT 411.49 317.25 Td (Attorneys) Tj ET Q q 0 0 0 rg BT 453.52 317.25 Td ( Of) Tj ET Q q 0 0 0 rg BT 466.39 317.25 Td (fices, the ) Tj ET Q q 0 0 0 rg BT 504.43 317.25 Td (Asset Forfeiture ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.25 Td (and Money Laundering Section and other divisions of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.25 Td (Department of Justice, the Financial Crimes Enforcement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.25 Td (Network of the United States Department of the ) Tj ET Q q 0 0 0 rg BT 518.21 281.25 Td (T) Tj ET Q q 0 0 0 rg BT 523.97 281.25 Td (reasury) Tj ET Q q 0 0 0 rg BT 552.75 281.25 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.25 Td (the Federal Bureau of Investigation relating to Citigroup and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.25 Td (its customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 245.25 Td (Because of the global scope of Citigroup) Tj ET Q q 0 0 0 rg BT 508.07 245.25 Td (s operations, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.25 Td (its presence in countries around the world, Citigroup and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.25 Td (Related Parties are subject to litigation and governmental and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.25 Td (regulatory examinations, information-gathering requests, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.25 Td (investigations and proceedings \(both formal and informal\) in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.25 Td (multiple jurisdictions with legal and regulatory regimes that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.25 Td (may dif) Tj ET Q q 0 0 0 rg BT 354.64 173.25 Td (fer substantially) Tj ET Q q 0 0 0 rg BT 418.15 173.25 Td (, and present substantially dif) Tj ET Q q 0 0 0 rg BT 535.44 173.25 Td (ferent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.25 Td (risks, from those Citigroup and Related Parties are subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.25 Td (in the United States. In some instances, Citigroup and Related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.25 Td (Parties may be involved in proceedings involving the same ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.25 Td (subject matter in multiple jurisdictions, which may result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.25 Td (overlapping, cumulative or inconsistent outcomes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 101.25 Td (Citigroup seeks to resolve all litigation and regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.25 Td (matters in the manner management believes is in the best ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.25 Td (interests of Citigroup and its shareholders, and contests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.25 Td (liability) Tj ET Q q 0 0 0 rg BT 354.46 65.25 Td (, allegations of wrongdoing and, where applicable, the) Tj ET Q endstream endobj 569 0 obj <> endobj 570 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (284) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (amount of damages or scope of any penalties or other relief ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (sought as appropriate in each pending matter) Tj ET Q q 0 0 0 rg BT 214.83 737.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 725.10 Td (Inher) Tj ET Q q 0 0 0 rg BT 75.29 725.10 Td (ent Uncertainty of the Matters Disclosed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.81 725.10 Td ( Certain of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (the matters disclosed below involve claims for substantial or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (indeterminate damages. ) Tj ET Q q 0 0 0 rg BT 133.28 701.10 Td (The claims asserted in these matters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (typically are broad, often spanning a multi-year period and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (sometimes a wide range of business activities, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (plaintif) Tj ET Q q 0 0 0 rg BT 64.70 665.10 Td (fs) Tj ET Q q 0 0 0 rg BT 74.51 665.10 Td ( or claimants) Tj ET Q q 0 0 0 rg BT 128.75 665.10 Td ( alleged damages frequently are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (quantified or factually supported in the complaint or statement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (of claim. Other matters relate to regulatory investigations or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (proceedings, as to which there may be no objective basis for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (quantifying the range of potential fine, penalty or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (remedy) Tj ET Q q 0 0 0 rg BT 65.34 605.10 Td (. ) Tj ET Q q 0 0 0 rg BT 69.78 605.10 Td (As a result, Citigroup is often unable to estimate the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (loss in such matters, even if it believes that a loss is probable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (or reasonably possible, until developments in the case or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (investigation have yielded additional information suf) Tj ET Q q 0 0 0 rg BT 247.71 569.10 Td (ficient to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (support a quantitative assessment of the range of reasonably ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (possible loss. Such developments may include, among other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (things, discovery from adverse parties or third parties, rulings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (by the court on key issues, analysis by retained experts and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (engagement in settlement negotiations. Depending on a range ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (of factors, such as the complexity of the facts, the novelty of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (the legal theories, the pace of discovery) Tj ET Q q 0 0 0 rg BT 193.90 485.10 Td (, the court) Tj ET Q q 0 0 0 rg BT 236.94 485.10 Td (s scheduling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (order) Tj ET Q q 0 0 0 rg BT 56.70 473.10 Td (, the timing of court decisions and the adverse party) Tj ET Q q 0 0 0 rg BT 266.64 473.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (willingness to negotiate in good faith toward a resolution, it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (may be months or years after the filing of a case or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (commencement of an investigation before an estimate of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (range of reasonably possible loss can be made.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (Matters as to Which an Estimate Can Be Made) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.31 413.10 Td (. For some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (of the matters disclosed below) Tj ET Q q 0 0 0 rg BT 156.99 401.10 Td (, Citigroup is currently able to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (estimate a reasonably possible loss or range of loss in excess ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (of amounts accrued \(if any\). For some of the matters included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (within this estimation, an accrual has been made because a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (loss is believed to be both probable and reasonably estimable, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (but an exposure to loss exists in excess of the amount accrued. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (In these cases, the estimate reflects the reasonably possible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (range of loss in excess of the accrued amount. For other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (matters included within this estimation, no accrual has been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (made because a loss, although estimable, is believed to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (reasonably possible, but not probable; in these cases, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (estimate reflects the reasonably possible loss or range of loss. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (As of December 31, 2017, Citigroup estimates that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (reasonably possible unaccrued loss for these matters ranges up ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (to approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.54 233.10 Td ($1.0 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.65 233.10 Td ( in the aggregate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 221.10 Td (These estimates are based on currently available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (information. ) Tj ET Q q 0 0 0 rg BT 87.66 209.10 Td (As available information changes, the matters for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (which Citigroup is able to estimate will change, and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (estimates themselves will change. In addition, while many ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (estimates presented in financial statements and other financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (disclosures involve significant judgment and may be subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (significant uncertainty) Tj ET Q q 0 0 0 rg BT 125.04 149.10 Td (, estimates of the range of reasonably ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (possible loss arising from litigation and regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (proceedings are subject to particular uncertainties. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (example, at the time of making an estimate, \(i\) Citigroup may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (have only preliminary) Tj ET Q q 0 0 0 rg BT 123.66 101.10 Td (, incomplete, or inaccurate information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (about the facts underlying the claim, \(ii\) its assumptions about ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (the future rulings of the court or other tribunal on significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (issues, or the behavior and incentives of adverse parties or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (regulators, may prove to be wrong and \(iii\) the outcomes it is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (attempting to predict are often not amenable to the use of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (statistical or other quantitative analytical tools. In addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (from time to time an outcome may occur that Citigroup had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (not accounted for in its estimate because it had deemed such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (an outcome to be remote. For all of these reasons, the amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (of loss in excess of accruals ultimately incurred for the matters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (as to which an estimate has been made could be substantially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (higher or lower than the range of loss included in the estimate.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 653.10 Td (Matters as to Which an Estimate Cannot Be Made) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.08 653.10 Td (. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (other matters disclosed below) Tj ET Q q 0 0 0 rg BT 442.49 641.10 Td (, Citigroup is not currently able ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (to estimate the reasonably possible loss or range of loss. Many ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (of these matters remain in very preliminary stages \(even in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (some cases where a substantial period of time has passed since ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (the commencement of the matter\), with few or no substantive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (legal decisions by the court or tribunal defining the scope of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (the claims, the class \(if any\) or the potentially available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (damages, and fact discovery is still in progress or has not yet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (begun. In many of these matters, Citigroup has not yet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (answered the complaint or statement of claim or asserted its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (defenses, nor has it engaged in any negotiations with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (adverse party \(whether a regulator or a private party\). For all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (these reasons, Citigroup cannot at this time estimate the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (reasonably possible loss or range of loss, if any) Tj ET Q q 0 0 0 rg BT 512.48 485.10 Td (, for these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (matters.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 461.10 Td (Opinion of Management as to Eventual Outcome.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.57 461.10 Td ( Subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (to the foregoing, it is the opinion of Citigroup) Tj ET Q q 0 0 0 rg BT 509.82 449.10 Td (s management, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (based on current knowledge and after taking into account its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (current legal accruals, that the eventual outcome of all matters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (described in this Note would not be likely to have a material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (adverse ef) Tj ET Q q 0 0 0 rg BT 364.63 401.10 Td (fect on the consolidated financial condition of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (Citigroup. Nonetheless, given the substantial or indeterminate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (amounts sought in certain of these matters, and the inherent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (unpredictability of such matters, an adverse outcome in certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (of these matters could, from time to time, have a material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (adverse ef) Tj ET Q q 0 0 0 rg BT 364.63 341.10 Td (fect on Citigroup) Tj ET Q q 0 0 0 rg BT 435.72 341.10 Td (s consolidated results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (operations or cash flows in particular quarterly or annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (periods.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (CARD ) Tj ET Q q 0 0 0 rg BT 354.83 293.10 Td (Act Matter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (Citi identified certain methodological issues in connection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (with determining annual percentage rates \(APRs\) for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (cardholders under the rate re-evaluation provisions of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (Credit Card ) Tj ET Q q 0 0 0 rg BT 372.88 245.10 Td (Accountability Responsibility and Disclosure ) Tj ET Q q 0 0 0 rg BT 556.75 245.10 Td (Act ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (\(CARD ) Tj ET Q q 0 0 0 rg BT 357.06 233.10 Td (Act\) and Regulation Z. Citi self-reported the issues to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (its regulators and will be providing remediation to af) Tj ET Q q 0 0 0 rg BT 534.88 221.10 Td (fected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (customers. Citi is cooperating fully with the regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (reviews.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (Cr) Tj ET Q q 0 0 0 rg BT 335.48 173.10 Td (edit Crisis-Related Litigation and Other) Tj ET Q q 0 0 0 rg BT 506.40 173.10 Td ( Matters) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (Citigroup and Related Parties were named as defendants in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (numerous legal actions and other proceedings asserting claims ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (for damages and related relief for losses arising from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (global financial credit crisis that began in 2007. Citigroup also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (received subpoenas and requests for information from various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (regulatory agencies and other government authorities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (concerning certain businesses impacted by the credit crisis. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (The vast majority of these matters have been resolved as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (December 31, 2017.) Tj ET Q endstream endobj 571 0 obj <> endobj 572 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (285) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Mortgage-Related Litigation and Other Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Mortgage-Backed Securities and CDO Investor ) Tj ET Q q 0 0 0 rg BT 228.83 737.25 Td (Actions: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Beginning in July 2010, Citigroup and Related Parties were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (named as defendants in complaints filed by purchasers of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (MBS and CDOs sold or underwritten by Citigroup. ) Tj ET Q q 0 0 0 rg BT 243.31 701.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (complaints generally assert that defendants made material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (misrepresentations and omissions about the credit quality of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (the assets underlying the securities or the manner in which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (those assets were selected, and typically assert claims under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (Section 1) Tj ET Q q 0 0 0 rg BT 73.12 641.25 Td (1 of the Securities ) Tj ET Q q 0 0 0 rg BT 147.55 641.25 Td (Act of 1933, state blue sky laws, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (and/or common-law misrepresentation-based causes of action.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 617.25 Td (All but one of these matters have been resolved through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (settlement or otherwise. ) Tj ET Q q 0 0 0 rg BT 136.25 605.25 Td (As of December 31, 2017, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (aggregate original purchase amount of the purchases) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 246.47 593.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.97 593.25 Td (covered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (by the remaining tolling \(extension\) agreement with an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (investor threatening) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 115.70 569.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.20 569.25 Td (litigation is approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.23 569.25 Td ($500 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.63 569.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.50 557.25 Td (Mortgage-Backed Securities Repur) Tj ET Q q 0 0 0 rg BT 197.19 557.25 Td (chase Claims) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.80 557.25 Td (:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 253.58 557.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.08 557.25 Td (V) Tj ET Q q 0 0 0 rg BT 262.19 557.25 Td (arious ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (parties to MBS securitizations and other interested parties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (have asserted that certain Citigroup af) Tj ET Q q 0 0 0 rg BT 187.70 533.25 Td (filiates breached ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (representations and warranties made in connection with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (mortgage loans sold into securitization trusts \(private-label ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (securitizations\). ) Tj ET Q q 0 0 0 rg BT 101.91 497.25 Td (T) Tj ET Q q 0 0 0 rg BT 107.32 497.25 Td (ypically) Tj ET Q q 0 0 0 rg BT 138.88 497.25 Td (, these claims are based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (allegations that securitized mortgages were not underwritten in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (accordance with the applicable underwriting standards. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (Citigroup also has received inquiries, demands for loan files, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.25 Td (and requests to toll the applicable statutes of limitation for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (representation and warranty claims, relating to its private-label ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (securitizations. ) Tj ET Q q 0 0 0 rg BT 98.58 425.25 Td (These inquiries, demands and requests have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (been made by trustees of securitization trusts and others.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 401.25 Td (T) Tj ET Q q 0 0 0 rg BT 59.41 401.25 Td (o date, trustees have filed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.81 401.25 Td (six) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.48 401.25 Td ( actions against Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (seeking to enforce certain of these contractual repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (claims that were excluded from the ) Tj ET Q q 0 0 0 rg BT 178.72 377.25 Td (April 7, 2014 settlement in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (connection with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.65 365.25 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.31 365.25 Td ( private-label securitizations. Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.25 Td (has reached an agreement with the trustees to resolve all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.69 353.25 Td (six) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.36 353.25 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (these actions. ) Tj ET Q q 0 0 0 rg BT 91.82 341.25 Td (Additional information concerning these actions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (is publicly available in court filings under the docket numbers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (13 Civ) Tj ET Q q 0 0 0 rg BT 62.30 317.25 Td (. 2843 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 126.57 317.25 Td (.\) \(Daniels, J.\), 13 Civ) Tj ET Q q 0 0 0 rg BT 214.79 317.25 Td (. 6989 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 279.06 317.25 Td (.\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (\(Daniels, J.\), 653816/2013 \(N.Y) Tj ET Q q 0 0 0 rg BT 163.86 305.25 Td (. Sup. Ct.\) \(Kornreich, J.\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (653919/2014 \(N.Y) Tj ET Q q 0 0 0 rg BT 110.26 293.25 Td (. Sup. Ct.\), 653929/2014 \(N.Y) Tj ET Q q 0 0 0 rg BT 230.37 293.25 Td (. Sup. Ct.\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (and 653930/2014 \(N.Y) Tj ET Q q 0 0 0 rg BT 127.20 281.25 Td (. Sup. Ct.\).) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 269.25 Td (Mortgage-Backed Securities T) Tj ET Q q 0 0 0 rg BT 175.64 269.25 Td (rustee ) Tj ET Q q 0 0 0 rg BT 202.39 269.25 Td (Actions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.39 269.25 Td (: On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (November 24, 2014, a group of investors in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.19 257.25 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.19 257.25 Td ( RMBS trusts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (for which Citibank served or currently serves as trustee filed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (an action in the United States District Court for the Southern ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (District of New ) Tj ET Q q 0 0 0 rg BT 100.34 221.25 Td (Y) Tj ET Q q 0 0 0 rg BT 106.56 221.25 Td (ork, captioned FIXED INCOME SHARES: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (SERIES M ET) Tj ET Q q 0 0 0 rg BT 95.27 209.25 Td ( ) Tj ET Q q 0 0 0 rg BT 97.22 209.25 Td (AL. v) Tj ET Q q 0 0 0 rg BT 119.90 209.25 Td (. CITIBANK N.A., alleging claims that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (Citibank failed to pursue contractual remedies against ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (securitization sponsors and servicers.On September 8, 2015, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (the United States District Court for the Southern District of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (New ) Tj ET Q q 0 0 0 rg BT 57.01 161.25 Td (Y) Tj ET Q q 0 0 0 rg BT 63.23 161.25 Td (ork dismissed all claims as to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.22 161.25 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.22 161.25 Td ( of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.26 161.25 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.26 161.25 Td ( trusts and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.25 Td (allowed certain of the claims to proceed as to the other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.30 149.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.29 149.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (trusts. On September 7, 2016, plaintif) Tj ET Q q 0 0 0 rg BT 186.36 137.25 Td (fs filed a stipulation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (voluntary dismissal of their claims with respect to two of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.99 113.25 Td ( remaining trusts, leaving one trust at issue. On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (September 30, 2016, plaintif) Tj ET Q q 0 0 0 rg BT 149.96 101.25 Td (fs moved to certify a class action, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (and on ) Tj ET Q q 0 0 0 rg BT 64.89 89.25 Td (April 7, 2017, Citibank moved for summary judgment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (on all remaining claims. Both motions are pending. ) Tj ET Q q 0 0 0 rg BT 243.19 77.25 Td (Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (information concerning this action is publicly available in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (court filings under the docket number 14-cv-9373 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 562.66 749.10 Td (.\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (\(Furman, J.\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 725.10 Td (On November 24, 2015, lar) Tj ET Q q 0 0 0 rg BT 451.79 725.10 Td (gely the same group of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (investors filed an action in the New ) Tj ET Q q 0 0 0 rg BT 468.31 713.10 Td (Y) Tj ET Q q 0 0 0 rg BT 474.53 713.10 Td (ork State Supreme ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (Court, captioned FIXED INCOME SHARES: SERIES M, ET) Tj ET Q q 0 0 0 rg BT 572.43 701.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (AL. v) Tj ET Q q 0 0 0 rg BT 346.68 689.10 Td (. CITIBANK N.A., related to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.09 689.10 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.09 689.10 Td ( trusts dismissed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (from the federal court action and one additional trust, asserting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (claims similar to the action filed in federal court. On June 22, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (2016, the court dismissed plaintif) Tj ET Q q 0 0 0 rg BT 457.41 653.10 Td (fs) Tj ET Q q 0 0 0 rg BT 467.22 653.10 Td ( complaint. Plaintif) Tj ET Q q 0 0 0 rg BT 543.98 653.10 Td (fs filed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (an amended complaint on ) Tj ET Q q 0 0 0 rg BT 428.97 641.10 Td (August 5, 2016. On June 27, 2017, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (the court granted in part and denied in part Citibank) Tj ET Q q 0 0 0 rg BT 534.21 629.10 Td (s motion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (to dismiss the amended complaint. Citibank appealed as to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (sustained claims, and on January 16, 2018, the New ) Tj ET Q q 0 0 0 rg BT 533.58 605.10 Td (Y) Tj ET Q q 0 0 0 rg BT 539.81 605.10 Td (ork ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (Appellate Division, First Department, dismissed all of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (remaining claims except the claim for breach of contract ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (related to purported discovery of alleged underwriter breaches ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (of representationsand warranties. ) Tj ET Q q 0 0 0 rg BT 463.39 557.10 Td (Additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (concerning this action is publicly available in court filings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (under the docket number 653891/2015 \(N.Y) Tj ET Q q 0 0 0 rg BT 500.45 533.10 Td (. Sup. Ct.\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (\(Ramos, J.\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 509.10 Td (On ) Tj ET Q q 0 0 0 rg BT 356.17 509.10 Td (August 19, 2015, the Federal Deposit Insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (Corporation \(FDIC\), as receiver for a financial institution, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (filed a civil action against Citibank in the United States ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (District Court for the Southern District of New ) Tj ET Q q 0 0 0 rg BT 513.59 473.10 Td (Y) Tj ET Q q 0 0 0 rg BT 519.82 473.10 Td (ork, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (captioned FEDERAL) Tj ET Q q 0 0 0 rg BT 410.00 461.10 Td ( DEPOSIT) Tj ET Q q 0 0 0 rg BT 453.43 461.10 Td ( INSURANCE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (CORPORA) Tj ET Q q 0 0 0 rg BT 370.13 449.10 Td (TION ) Tj ET Q q 0 0 0 rg BT 395.96 449.10 Td (AS RECEIVER FOR GUARANTY) Tj ET Q q 0 0 0 rg BT 540.32 449.10 Td ( BANK ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (v) Tj ET Q q 0 0 0 rg BT 328.35 437.10 Td (. CITIBANK N.A. ) Tj ET Q q 0 0 0 rg BT 405.39 437.10 Td (The complaint concerns one RMBS trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (for which Citibank formerly served as trustee, and alleges that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (Citibank failed to pursue contractual remedies against the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (sponsor and servicers of that trust. On September 30, 2016, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (court granted Citibank) Tj ET Q q 0 0 0 rg BT 416.75 389.10 Td (s motion to dismiss on the grounds that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (the FDIC lacked standing to pursue its claims. On October 14, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (2016, the FDIC filed a motion for reconsideration or relief ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (from judgment from the court) Tj ET Q q 0 0 0 rg BT 446.19 353.10 Td (s dismissal order) Tj ET Q q 0 0 0 rg BT 512.86 353.10 Td (. On July 10, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (2017, the court denied the motion for reconsideration but ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (granted the FDIC leave to file an amended complaint. ) Tj ET Q q 0 0 0 rg BT 541.52 329.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (FDIC filed an amended complaint on December 8, 2017. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (Additional information concerning this action is publicly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (available in court filings under the docket number 15-cv-6574 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (\(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 360.77 281.10 Td (.\) \(Carter) Tj ET Q q 0 0 0 rg BT 397.01 281.10 Td (, J.\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (Lehman Brothers Bankruptcy Proceedings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (On February 8, 2012, Citibank and certain Citigroup af) Tj ET Q q 0 0 0 rg BT 544.33 245.10 Td (filiates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (were named as defendants in an adversary proceeding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (asserting objections to certain proofs of claim totaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.26 209.10 Td ($2.6 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.37 209.10 Td ( filed by Citibank and those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (af) Tj ET Q q 0 0 0 rg BT 331.59 197.10 Td (filiates, and claims under federal bankruptcy and state law to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (recover ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.48 185.10 Td ($2 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.09 185.10 Td ( deposited by Lehman Brothers Holdings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (Inc. \(LBHI\) with Citibank against which Citibank asserted a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (right of setof) Tj ET Q q 0 0 0 rg BT 375.47 161.10 Td (f. ) Tj ET Q q 0 0 0 rg BT 383.25 161.10 Td (A) Tj ET Q q 0 0 0 rg BT 389.92 161.10 Td ( global settlement between the parties was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (approved by the bankruptcy court on October 13, 2017. ) Tj ET Q q 0 0 0 rg BT 548.11 149.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (part of the global settlement, Citibank retained ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.83 137.10 Td ($350 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 564.22 137.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (from LBHI) Tj ET Q q 0 0 0 rg BT 372.05 125.10 Td (s deposit at Citibank and returned to LBHI and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (af) Tj ET Q q 0 0 0 rg BT 331.59 113.10 Td (filiates the remaining deposited funds, and LBHI withdrew ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (its remaining objections to the bankruptcy claims filed by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (Citibank and its af) Tj ET Q q 0 0 0 rg BT 397.42 89.10 Td (filiates. ) Tj ET Q q 0 0 0 rg BT 429.45 89.10 Td (This action was dismissed by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (stipulation on November 3, 2017. ) Tj ET Q q 0 0 0 rg BT 460.38 77.10 Td (Additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (concerning this action is publicly available in court filings ) Tj ET Q endstream endobj 573 0 obj <> endobj 574 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (286) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (under the docket numbers 12-01044 and 08-13555 \(Bankr) Tj ET Q q 0 0 0 rg BT 267.89 749.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (S.D.N.Y) Tj ET Q q 0 0 0 rg BT 69.44 737.10 Td (.\) \(Chapman, J.\). ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.74 713.10 Td (ribune Company Bankruptcy) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Certain Citigroup af) Tj ET Q q 0 0 0 rg BT 116.36 701.10 Td (filiates have been named as defendants in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (adversary proceedings related to the Chapter 1) Tj ET Q q 0 0 0 rg BT 221.66 689.10 Td (1 cases of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 677.10 Td (ribune Company \(T) Tj ET Q q 0 0 0 rg BT 120.28 677.10 Td (ribune\) filed in the United States ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (Bankruptcy Court for the District of Delaware, asserting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (claims arising out of the approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.40 653.10 Td ($1) Tj ET Q q 0 0 0 rg BT 205.03 653.10 Td (1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.65 653.10 Td ( leveraged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (buyout of ) Tj ET Q q 0 0 0 rg BT 76.93 641.10 Td (T) Tj ET Q q 0 0 0 rg BT 82.68 641.10 Td (ribune in 2007. On ) Tj ET Q q 0 0 0 rg BT 160.18 641.10 Td (August 2, 2013, the Litigation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 629.10 Td (rustee, as successor plaintif) Tj ET Q q 0 0 0 rg BT 150.99 629.10 Td (f to the Of) Tj ET Q q 0 0 0 rg BT 192.18 629.10 Td (ficial Committee of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (Unsecured Creditors, filed a fifth amended complaint in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (adversary proceeding KIRSCHNER v) Tj ET Q q 0 0 0 rg BT 187.82 605.10 Td (. FITZSIMONS, ET) Tj ET Q q 0 0 0 rg BT 268.75 605.10 Td ( ) Tj ET Q q 0 0 0 rg BT 270.70 605.10 Td (AL. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (The complaint seeks to avoid and recover as actual fraudulent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (transfers the transfers of ) Tj ET Q q 0 0 0 rg BT 135.22 581.10 Td (T) Tj ET Q q 0 0 0 rg BT 140.98 581.10 Td (ribune stock that occurred as a part ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (of the leveraged buyout. Several Citigroup af) Tj ET Q q 0 0 0 rg BT 216.60 569.10 Td (filiates are named ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (as Shareholder Defendants and are alleged to have tendered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 545.10 Td (ribune stock to ) Tj ET Q q 0 0 0 rg BT 103.51 545.10 Td (T) Tj ET Q q 0 0 0 rg BT 109.27 545.10 Td (ribune as a part of the buyout. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.10 Td (Several Citigroup af) Tj ET Q q 0 0 0 rg BT 134.91 533.10 Td (filiates are named as defendants in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (certain actions brought by ) Tj ET Q q 0 0 0 rg BT 142.46 521.10 Td (T) Tj ET Q q 0 0 0 rg BT 148.21 521.10 Td (ribune noteholders, which seek to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (recover the transfers of ) Tj ET Q q 0 0 0 rg BT 130.77 509.10 Td (T) Tj ET Q q 0 0 0 rg BT 136.53 509.10 Td (ribune stock that occurred as a part of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (the leveraged buyout, as state-law constructive fraudulent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.10 Td (conveyances. ) Tj ET Q q 0 0 0 rg BT 94.40 485.10 Td (The noteholders) Tj ET Q q 0 0 0 rg BT 161.69 485.10 Td ( claims were previously ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (dismissed and the United States Court of ) Tj ET Q q 0 0 0 rg BT 201.26 473.10 Td (Appeals for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (Second Circuit af) Tj ET Q q 0 0 0 rg BT 105.80 461.10 Td (firmed the dismissal on appeal. ) Tj ET Q q 0 0 0 rg BT 235.31 461.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (noteholders) Tj ET Q q 0 0 0 rg BT 85.24 449.10 Td ( petition to the United States Supreme Court for a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (writ of certiorari is pending.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.10 Td (In the FITZSIMONS action, on February 1, 2017, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (Litigation ) Tj ET Q q 0 0 0 rg BT 77.76 413.10 Td (T) Tj ET Q q 0 0 0 rg BT 83.51 413.10 Td (rustee requested leave to file an interlocutory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (appeal of Judge Sullivan) Tj ET Q q 0 0 0 rg BT 137.37 401.10 Td (s order dismissing the actual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (fraudulent transfer claim against the shareholder defendants, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (including several Citigroup af) Tj ET Q q 0 0 0 rg BT 155.51 377.10 Td (filiates. On February 23, 2017, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (Judge Sullivan entered an order stating that an interlocutory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (appeal will be certified after the remaining motions to dismiss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (are resolved. ) Tj ET Q q 0 0 0 rg BT 91.90 341.10 Td (Those motions remain pending. ) Tj ET Q q 0 0 0 rg BT 220.50 341.10 Td (Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (information concerning these actions is publicly available in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (court filings under the docket numbers 08-13141 \(Bankr) Tj ET Q q 0 0 0 rg BT 261.23 317.10 Td (. D. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (Del.\) \(Carey) Tj ET Q q 0 0 0 rg BT 85.33 305.10 Td (, J.\), 1) Tj ET Q q 0 0 0 rg BT 109.68 305.10 Td (1 MD 02296 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 200.06 305.10 Td (.\) \(Sullivan, J.\), 12 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (MC 2296 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 113.33 293.10 Td (.\) \(Sullivan, J.\), 13-3992, 13-3875, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (13-4196 \(2d Cir) Tj ET Q q 0 0 0 rg BT 99.89 281.10 Td (.\) and 16-317 \(U.S.\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (Cr) Tj ET Q q 0 0 0 rg BT 47.48 257.10 Td (edit Default Swaps Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (Antitrust and Other Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.29 245.10 Td (: On June 8, 2017, a complaint ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (was filed in the United States District Court for the Southern ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (District of New ) Tj ET Q q 0 0 0 rg BT 100.34 221.10 Td (Y) Tj ET Q q 0 0 0 rg BT 106.56 221.10 Td (ork against numerous credit default swap ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (\(CDS\) market participants, including Citigroup, Citibank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (Citigroup Global Markets Inc. \(CGMI\), and Citigroup Global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (Markets Ltd. \(CGML\), under the caption ) Tj ET Q q 0 0 0 rg BT 202.45 185.10 Td (TERA) Tj ET Q q 0 0 0 rg BT 228.00 185.10 Td ( GROUP) Tj ET Q q 0 0 0 rg BT 263.29 185.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (INC., ET) Tj ET Q q 0 0 0 rg BT 72.76 173.10 Td ( ) Tj ET Q q 0 0 0 rg BT 74.71 173.10 Td (AL. v) Tj ET Q q 0 0 0 rg BT 97.39 173.10 Td (. CITIGROUP) Tj ET Q q 0 0 0 rg BT 155.35 173.10 Td ( INC., ET) Tj ET Q q 0 0 0 rg BT 194.61 173.10 Td ( ) Tj ET Q q 0 0 0 rg BT 196.56 173.10 Td (AL. ) Tj ET Q q 0 0 0 rg BT 214.71 173.10 Td (The complaint ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (alleges that defendants colluded to prevent plaintif) Tj ET Q q 0 0 0 rg BT 237.97 161.10 Td (fs) Tj ET Q q 0 0 0 rg BT 247.78 161.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (electronic CDS trading platform, ) Tj ET Q q 0 0 0 rg BT 169.95 149.10 Td (T) Tj ET Q q 0 0 0 rg BT 175.36 149.10 Td (eraExchange, from entering ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (the market, resulting in lost profits to plaintif) Tj ET Q q 0 0 0 rg BT 215.79 137.10 Td (fs. ) Tj ET Q q 0 0 0 rg BT 230.33 137.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (complaint asserts federal and state antitrust claims, and claims ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (for unjust enrichment and tortious interference with business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (relations. Plaintif) Tj ET Q q 0 0 0 rg BT 104.70 101.10 Td (fs seek a finding of joint and several liability) Tj ET Q q 0 0 0 rg BT 282.89 101.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (treble damages, attorneys) Tj ET Q q 0 0 0 rg BT 140.49 89.10 Td ( fees, interest, and injunctive relief. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (On September 1) Tj ET Q q 0 0 0 rg BT 100.61 77.10 Td (1, 2017, defendants, including Citigroup, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (Citibank, CGMI, and CGML, filed motions to dismiss all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (claims. ) Tj ET Q q 0 0 0 rg BT 69.05 53.10 Td (Additional information concerning this action is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (publicly available in court filings under the docket number 17-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (cv-04302 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 401.04 737.10 Td (.\) \(Sullivan, J.\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Depositary Receipts Conversion Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (Citibank was sued by a purported class of persons or entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (who, from January 2000 to the present, are or were holders of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (depositary receipts for which Citibank served as the depositary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (bank and converted, or caused to be converted, foreign-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (currency dividends or other distributions into U.S. dollars. On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (August 15, 2016, the court dismissed certain claims against ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (Citibank as well as all claims against two of its af) Tj ET Q q 0 0 0 rg BT 522.11 629.10 Td (filiates, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (leaving one claim against Citibank.Plaintif) Tj ET Q q 0 0 0 rg BT 497.12 617.10 Td (fs assert that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (Citibank breached its deposit agreements by char) Tj ET Q q 0 0 0 rg BT 520.42 605.10 Td (ging a spread ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (for the conversions of dividends and other distributions. On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (June 30, 2017, plaintif) Tj ET Q q 0 0 0 rg BT 413.53 581.10 Td (fs moved for certification of a damages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (class consisting of persons or entities who, from January 1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (2006 to the present, were holders of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.07 557.10 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.07 557.10 Td ( depositary receipts for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (which Citibank served as the depositary bank and converted, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (or caused to be converted, foreign currency dividends or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (distributions into U.S. dollars. Plaintif) Tj ET Q q 0 0 0 rg BT 478.82 521.10 Td (fs also moved to certify ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (an injunctive class of persons or entities who currently hold ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (the same ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.76 497.10 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.76 497.10 Td ( depositary receipts. Citibank has opposed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (certification. ) Tj ET Q q 0 0 0 rg BT 376.75 485.10 Td (Additional information concerning this action is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (publicly available in court filings under the docket number 15 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (Civ) Tj ET Q q 0 0 0 rg BT 337.80 461.10 Td (. 9185 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 402.07 461.10 Td (.\) \(McMahon, C.\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (For) Tj ET Q q 0 0 0 rg BT 339.37 437.10 Td (eign Exchange Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 370.75 425.10 Td (Actions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.75 425.10 Td (: Government and regulatory agencies in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (the U.S. and in other jurisdictions are conducting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (investigations or making inquiries regarding Citigroup) Tj ET Q q 0 0 0 rg BT 544.80 401.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (foreign exchange business. Citigroup is fully cooperating with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (these and related investigations and inquiries.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 365.10 Td (Antitrust and Other Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.29 365.10 Td (: Numerous foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (exchange dealers, including Citigroup,) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 1 rg BT 478.68 353.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 481.18 353.10 Td (Citicorp, CGMI, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (Citibank, are named as defendants in putative class actions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (that are proceeding on a consolidated basis in the United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (States District Court for the Southern District of New ) Tj ET Q q 0 0 0 rg BT 539.98 317.10 Td (Y) Tj ET Q q 0 0 0 rg BT 546.20 317.10 Td (ork ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (under the caption IN RE FOREIGN EXCHANGE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (BENCHMARK RA) Tj ET Q q 0 0 0 rg BT 403.18 293.10 Td (TES ) Tj ET Q q 0 0 0 rg BT 422.91 293.10 Td (ANTITRUST) Tj ET Q q 0 0 0 rg BT 478.28 293.10 Td ( LITIGA) Tj ET Q q 0 0 0 rg BT 512.99 293.10 Td (TION. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 353.26 281.10 Td (fs allege that they suf) Tj ET Q q 0 0 0 rg BT 438.61 281.10 Td (fered losses as a result of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (defendants) Tj ET Q q 0 0 0 rg BT 369.90 269.10 Td ( alleged manipulation of, and collusion with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (respect to, the foreign exchange market. Plaintif) Tj ET Q q 0 0 0 rg BT 515.97 257.10 Td (fs allege ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (violations of the Commodity Exchange ) Tj ET Q q 0 0 0 rg BT 483.15 245.10 Td (Act, the Sherman ) Tj ET Q q 0 0 0 rg BT 554.80 245.10 Td (Act, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (and/or the Clayton ) Tj ET Q q 0 0 0 rg BT 400.38 233.10 Td (Act, and seek compensatory damages, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (treble damages, and declaratory and injunctive relief. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 209.10 Td (On December 15, 2015, the court entered an order ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (preliminarily approving a proposed settlement between the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (Citi defendants and classes of plaintif) Tj ET Q q 0 0 0 rg BT 474.06 185.10 Td (fs who traded foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (exchange instruments in the spot market and on exchanges. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (The proposed settlement provides for the Citi defendants to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (receive a release in exchange for a payment of approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td ($400 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.39 137.10 Td (. On January 12, 2018, plaintif) Tj ET Q q 0 0 0 rg BT 497.41 137.10 Td (fs moved for final ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (approval of the settlements with the Citi defendants and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (several other defendants in) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 431.46 113.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.96 113.10 Td (that case. ) Tj ET Q q 0 0 0 rg BT 473.11 113.10 Td (Additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (concerning this action is available in court filings under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (consolidated lead docket number 13 Civ) Tj ET Q q 0 0 0 rg BT 484.70 89.10 Td (. 7789 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 548.97 89.10 Td (.\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (\(Schofield, J.\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 65.10 Td (On May 21, 2015, an action captioned NYPL) Tj ET Q q 0 0 0 rg BT 523.54 65.10 Td ( v) Tj ET Q q 0 0 0 rg BT 530.39 65.10 Td (.) Tj ET Q endstream endobj 575 0 obj <> endobj 576 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (287) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (JPMORGAN CHASE & CO., ET) Tj ET Q q 0 0 0 rg BT 171.39 749.10 Td ( ) Tj ET Q q 0 0 0 rg BT 173.34 749.10 Td (AL. was brought in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (United States District Court for the Northern District of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (California against Citigroup, as well as numerous other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (foreign exchange dealers for possible consolidation with IN ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (RE FOREIGN EXCHANGE BENCHMARK RA) Tj ET Q q 0 0 0 rg BT 233.79 701.10 Td (TES ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (ANTITRUST) Tj ET Q q 0 0 0 rg BT 91.37 689.10 Td ( LITIGA) Tj ET Q q 0 0 0 rg BT 126.08 689.10 Td (TION. On ) Tj ET Q q 0 0 0 rg BT 169.13 689.10 Td (August 10, 2017, plaintif) Tj ET Q q 0 0 0 rg BT 269.23 689.10 Td (fs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (filed a third amended class action complaint in the United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (States District Court for the Southern District of New ) Tj ET Q q 0 0 0 rg BT 251.98 665.10 Td (Y) Tj ET Q q 0 0 0 rg BT 258.20 665.10 Td (ork ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (naming Citibank, Citigroup, and Citicorp as defendants. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 65.26 641.10 Td (fs seek to represent a putative class of consumers and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (businesses in the United States who directly purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (supracompetitive foreign currency at Benchmark exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (rates from defendants. Plaintif) Tj ET Q q 0 0 0 rg BT 161.33 605.10 Td (fs allege claims under federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (and California antitrust and consumer protection laws, and are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (seeking compensatory damages, treble damages, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (declaratory and injunctive relief. On October 16, 2017, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (defendants completed briefing on their renewed motion to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (dismiss or to certify the court) Tj ET Q q 0 0 0 rg BT 156.25 545.10 Td (s ruling for interlocutory appeal. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (Additional information concerning this action is publicly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (available in court filings under the docket numbers 15 Civ) Tj ET Q q 0 0 0 rg BT 268.35 521.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (2290 \(N.D. Cal.\) \(Chhabria, J.\) and 15 Civ) Tj ET Q q 0 0 0 rg BT 206.43 509.10 Td (. 9300 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 270.70 509.10 Td (.\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (\(Schofield, J.\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.10 Td (On June 3, 2015, an action captioned ) Tj ET Q q 0 0 0 rg BT 204.24 485.10 Td (ALLEN v) Tj ET Q q 0 0 0 rg BT 243.86 485.10 Td (. BANK ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (OF ) Tj ET Q q 0 0 0 rg BT 50.73 473.10 Td (AMERICA) Tj ET Q q 0 0 0 rg BT 96.29 473.10 Td ( CORPORA) Tj ET Q q 0 0 0 rg BT 144.92 473.10 Td (TION, ET) Tj ET Q q 0 0 0 rg BT 185.84 473.10 Td ( ) Tj ET Q q 0 0 0 rg BT 187.79 473.10 Td (AL. was brought in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (United States District Court for the Southern District of New ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (Y) Tj ET Q q 0 0 0 rg BT 42.22 449.10 Td (ork against Citigroup and Citibank, as well as numerous ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (other foreign exchange dealers. Plaintif) Tj ET Q q 0 0 0 rg BT 193.26 437.10 Td (fs seek to represent a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (putative class of participants, beneficiaries, and named ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (fiduciaries of qualified Employee Retirement Income Security ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (Act \(ERISA\) plans for whom a defendant provided foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (exchange transactional services or authorized or permitted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (foreign exchange transactional services involving a plan) Tj ET Q q 0 0 0 rg BT 263.70 377.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (assets in connection with its exercise of authority or control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (regarding an ERISA) Tj ET Q q 0 0 0 rg BT 117.09 353.10 Td ( plan. Plaintif) Tj ET Q q 0 0 0 rg BT 171.07 353.10 Td (fs allege violations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (ERISA, and seek compensatory damages, restitution, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (disgor) Tj ET Q q 0 0 0 rg BT 60.82 329.10 Td (gement, and declaratory and injunctive relief. On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (September 20, 2016, plaintif) Tj ET Q q 0 0 0 rg BT 149.96 317.10 Td (fs and settling defendants in IN ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (RE FOREIGN EXCHANGE BENCHMARK RA) Tj ET Q q 0 0 0 rg BT 233.79 305.10 Td (TES ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (ANTITRUST) Tj ET Q q 0 0 0 rg BT 91.37 293.10 Td ( LITIGA) Tj ET Q q 0 0 0 rg BT 126.08 293.10 Td (TION filed a joint stipulation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (dismissing plaintif) Tj ET Q q 0 0 0 rg BT 109.99 281.10 Td (fs) Tj ET Q q 0 0 0 rg BT 119.80 281.10 Td ( claims with prejudice. ) Tj ET Q q 0 0 0 rg BT 213.20 281.10 Td (The case is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (currently on appeal to the United States Court of ) Tj ET Q q 0 0 0 rg BT 232.34 269.10 Td (Appeals for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (the Second Circuit, where briefing and ar) Tj ET Q q 0 0 0 rg BT 201.04 257.10 Td (gument are complete. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (Additional information concerning this action is publicly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (available in court filings under the docket numbers 13 Civ) Tj ET Q q 0 0 0 rg BT 268.35 233.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (7789 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 95.27 221.10 Td (.\) \(Schofield, J.\), 15 Civ) Tj ET Q q 0 0 0 rg BT 191.27 221.10 Td (. 4285 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 255.54 221.10 Td (.\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (\(Schofield, J.\), 16-3327 \(2d Cir) Tj ET Q q 0 0 0 rg BT 161.26 209.10 Td (.\), and 16-3571 \(2d Cir) Tj ET Q q 0 0 0 rg BT 252.92 209.10 Td (.\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.10 Td (On June 30, 2017, plaintif) Tj ET Q q 0 0 0 rg BT 158.25 197.10 Td (fs filed a consolidated amended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.10 Td (complaint on behalf of purported classes of indirect purchasers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (of foreign exchange instruments sold by the defendants, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (naming various financial institutions, including Citigroup, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (Citibank, Citicorp and CGMI as defendants, captioned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (CONT) Tj ET Q q 0 0 0 rg BT 62.42 137.10 Td (ANT) Tj ET Q q 0 0 0 rg BT 82.79 137.10 Td ( ET) Tj ET Q q 0 0 0 rg BT 97.33 137.10 Td ( ) Tj ET Q q 0 0 0 rg BT 99.28 137.10 Td (AL. v) Tj ET Q q 0 0 0 rg BT 121.96 137.10 Td (. BANK OF ) Tj ET Q q 0 0 0 rg BT 172.52 137.10 Td (AMERICA) Tj ET Q q 0 0 0 rg BT 218.08 137.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (CORPORA) Tj ET Q q 0 0 0 rg BT 82.13 125.10 Td (TION ET) Tj ET Q q 0 0 0 rg BT 120.55 125.10 Td ( ) Tj ET Q q 0 0 0 rg BT 122.49 125.10 Td (AL. Plaintif) Tj ET Q q 0 0 0 rg BT 170.09 125.10 Td (fs allege that defendants ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (engaged in a conspiracy to fix currency prices in violation of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (the Sherman ) Tj ET Q q 0 0 0 rg BT 88.21 101.10 Td (Act and various state antitrust laws, and seek ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (unspecified money damages \(including treble damages\), as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.10 Td (well as equitable and injunctive relief. ) Tj ET Q q 0 0 0 rg BT 190.67 77.10 Td (Additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (concerning these actions is publicly available in court filings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (under the docket numbers 16 Civ) Tj ET Q q 0 0 0 rg BT 168.38 53.10 Td (. 7512 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 232.65 53.10 Td (.\) \(Schofield, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (J.\), 17 Civ) Tj ET Q q 0 0 0 rg BT 365.02 749.10 Td (. 4392 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 429.29 749.10 Td (.\) \(Schofield, J.\), and 17 Civ) Tj ET Q q 0 0 0 rg BT 542.23 749.10 Td (. 3139 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (\(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 360.77 737.10 Td (.\) \(Schofield, J.\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Interbank Offer) Tj ET Q q 0 0 0 rg BT 392.98 713.10 Td (ed Rates-Related Litigation and Other) Tj ET Q q 0 0 0 rg BT 556.68 713.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 370.75 689.10 Td (Actions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.75 689.10 Td (: ) Tj ET Q q 0 0 0 rg BT 405.47 689.10 Td (A) Tj ET Q q 0 0 0 rg BT 412.14 689.10 Td ( consortium of state attorneys general is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (conducting an investigation regarding submissions made by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (panel banks to bodies that publish various interbank of) Tj ET Q q 0 0 0 rg BT 542.67 665.10 Td (fered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (rates and other benchmark rates. ) Tj ET Q q 0 0 0 rg BT 455.61 653.10 Td (As a member of a number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (such panels, Citigroup has received requests for information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (and documents. Citigroup is cooperating with the investigation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (and is responding to the requests.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 605.10 Td (Antitrust and Other Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.29 605.10 Td (: Citigroup and Citibank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (along with other U.S. Dollar \(USD\) LIBOR panel banks, are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (defendants in a multi-district litigation \(MDL\) proceeding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (before the United States District Court for the Southern ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (District of New ) Tj ET Q q 0 0 0 rg BT 388.34 557.10 Td (Y) Tj ET Q q 0 0 0 rg BT 394.56 557.10 Td (ork captioned IN RE LIBOR-BASED ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (FINANCIAL) Tj ET Q q 0 0 0 rg BT 377.52 545.10 Td ( INSTRUMENTS ) Tj ET Q q 0 0 0 rg BT 451.97 545.10 Td (ANTITRUST) Tj ET Q q 0 0 0 rg BT 507.34 545.10 Td ( LITIGA) Tj ET Q q 0 0 0 rg BT 542.05 545.10 Td (TION ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (\(the LIBOR MDL\). On July 27, 2017, Citigroup and Citibank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (executed a settlement with one class \(investors who transacted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (in Eurodollar futures or options on exchanges\), pursuant to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (which the Citi defendants agreed to pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.34 497.10 Td ($33.4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.23 497.10 Td (. On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (October 6, 2017, Citigroup and Citibank agreed to pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.79 485.10 Td ($130 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.89 473.10 Td ( pursuant to its settlement with the lar) Tj ET Q q 0 0 0 rg BT 503.52 473.10 Td (gest plaintif) Tj ET Q q 0 0 0 rg BT 550.83 473.10 Td (fs) Tj ET Q q 0 0 0 rg BT 560.64 473.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (class \(investors who purchased over) Tj ET Q q 0 0 0 rg BT 468.20 461.10 Td (-the-counter \(OTC\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (derivatives from USD LIBOR panel banks\) in IN RE LIBOR-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (BASED FINANCIAL) Tj ET Q q 0 0 0 rg BT 412.80 437.10 Td ( INSTRUMENTS ) Tj ET Q q 0 0 0 rg BT 487.25 437.10 Td (ANTITRUST) Tj ET Q q 0 0 0 rg BT 542.62 437.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (LITIGA) Tj ET Q q 0 0 0 rg BT 356.21 425.10 Td (TION.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 382.59 425.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 413.10 Td (On January 10, 2018, Citigroup and Citibank executed a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (settlement agreement with another class \(lending institutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (with interests in loans tied to USD LIBOR\) pursuant to which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (the Citi defendants will pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.03 377.10 Td ($23 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.42 377.10 Td (. ) Tj ET Q q 0 0 0 rg BT 487.87 377.10 Td (Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (information concerning these actions and related actions and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (appeals is publicly available in court filings under the docket ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (numbers 1) Tj ET Q q 0 0 0 rg BT 365.57 341.10 Td (1 MD 2262 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 450.95 341.10 Td (.\) \(Buchwald, J.\) and 17-1569 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (\(2d Cir) Tj ET Q q 0 0 0 rg BT 352.06 329.10 Td (.\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 317.10 Td (On ) Tj ET Q q 0 0 0 rg BT 356.17 317.10 Td (August 13, 2015, plaintif) Tj ET Q q 0 0 0 rg BT 456.26 317.10 Td (fs in the class action ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (SULLIV) Tj ET Q q 0 0 0 rg BT 358.26 305.10 Td (AN v) Tj ET Q q 0 0 0 rg BT 379.56 305.10 Td (. BARCLA) Tj ET Q q 0 0 0 rg BT 424.20 305.10 Td (YS PLC, ET) Tj ET Q q 0 0 0 rg BT 474.86 305.10 Td ( ) Tj ET Q q 0 0 0 rg BT 476.81 305.10 Td (AL., pending in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (United States District Court for the Southern District of New ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (Y) Tj ET Q q 0 0 0 rg BT 330.22 281.10 Td (ork, filed a fourth amended complaint naming Citigroup and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (Citibank as defendants. Plaintif) Tj ET Q q 0 0 0 rg BT 449.35 269.10 Td (fs claim to have suf) Tj ET Q q 0 0 0 rg BT 527.48 269.10 Td (fered losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (as a result of purported EURIBOR manipulation and assert ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (claims under the Commodity Exchange ) Tj ET Q q 0 0 0 rg BT 484.24 245.10 Td (Act, the Sherman ) Tj ET Q q 0 0 0 rg BT 555.89 245.10 Td (Act ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (and the federal civil Racketeer Influenced and Corrupt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (Or) Tj ET Q q 0 0 0 rg BT 334.37 221.10 Td (ganizations \(RICO\) ) Tj ET Q q 0 0 0 rg BT 414.91 221.10 Td (Act and for unjust enrichment. On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (February 21, 2017, the court granted in part and denied in part ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (defendants) Tj ET Q q 0 0 0 rg BT 369.90 197.10 Td ( motion to dismiss. ) Tj ET Q q 0 0 0 rg BT 447.97 197.10 Td (Additional information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (concerning this action is publicly available in court filings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (under the docket number 13 Civ) Tj ET Q q 0 0 0 rg BT 452.49 173.10 Td (. 281) Tj ET Q q 0 0 0 rg BT 472.12 173.10 Td (1 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 516.38 173.10 Td (.\) \(Castel, J.\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 161.10 Td (On July 1, 2016, a putative class action captioned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (FRONTPOINT) Tj ET Q q 0 0 0 rg BT 386.05 149.10 Td ( ) Tj ET Q q 0 0 0 rg BT 387.99 149.10 Td (ASIAN EVENT) Tj ET Q q 0 0 0 rg BT 453.64 149.10 Td ( DRIVEN FUND, L) Tj ET Q q 0 0 0 rg BT 533.83 149.10 Td (TD. ET) Tj ET Q q 0 0 0 rg BT 564.20 149.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (AL) Tj ET Q q 0 0 0 rg BT 336.96 137.10 Td ( v) Tj ET Q q 0 0 0 rg BT 343.81 137.10 Td (. CITIBANK, N.A. ET) Tj ET Q q 0 0 0 rg BT 435.56 137.10 Td ( ) Tj ET Q q 0 0 0 rg BT 437.51 137.10 Td (AL. was filed in the United States ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (District Court for the Southern District of New ) Tj ET Q q 0 0 0 rg BT 513.59 125.10 Td (Y) Tj ET Q q 0 0 0 rg BT 519.82 125.10 Td (ork against ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (Citibank, Citigroup and various other banks.Plaintif) Tj ET Q q 0 0 0 rg BT 533.79 113.10 Td (fs assert ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (claims for violation of the Sherman ) Tj ET Q q 0 0 0 rg BT 467.86 101.10 Td (Act, Clayton ) Tj ET Q q 0 0 0 rg BT 520.91 101.10 Td (Act and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (RICO ) Tj ET Q q 0 0 0 rg BT 349.84 89.10 Td (Act, as well as state law claims for alleged manipulation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (of the Singapore Interbank Of) Tj ET Q q 0 0 0 rg BT 443.78 77.10 Td (fered Rate and Singapore Swap ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (Of) Tj ET Q q 0 0 0 rg BT 334.37 65.10 Td (fer Rate. On ) Tj ET Q q 0 0 0 rg BT 385.46 65.10 Td (August 18, 2017, the court granted in part the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (defendants) Tj ET Q q 0 0 0 rg BT 369.90 53.10 Td ( motion to dismiss, dismissing all claims against ) Tj ET Q endstream endobj 577 0 obj <> endobj 578 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (288) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 749.10 Td (foreign bank defendants, antitrust claims asserted by one of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (the two named plaintif) Tj ET Q q 0 0 0 rg BT 126.07 737.10 Td (fs, and all RICO, implied covenant, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (unjust enrichment claims. ) Tj ET Q q 0 0 0 rg BT 141.35 725.10 Td (The court allowed one antitrust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (claim to proceed against the U.S. bank defendants, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (Citigroup and Citibank. Plaintif) Tj ET Q q 0 0 0 rg BT 162.48 701.10 Td (fs filed an amended complaint ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (on September 18, 2017. On October 18, 2017, defendants filed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (a motion to dismiss the amended complaint. ) Tj ET Q q 0 0 0 rg BT 214.31 677.10 Td (Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (information concerning this action is publicly available in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (court filings under the docket number 16 Civ) Tj ET Q q 0 0 0 rg BT 215.59 653.10 Td (. 5263 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 279.86 653.10 Td (.\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.10 Td (\(Hellerstein, J.\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (On December 26, 2016, Banque Delubac filed a summons ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (against Citigroup, CGML, and Citigroup Europe Plc before ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (the Commercial Court of ) Tj ET Q q 0 0 0 rg BT 138.20 605.10 Td (Aubenas, France alleging that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (defendants suppressed its LIBOR submissions between 2005 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (and 2012, and that Banque Delubac) Tj ET Q q 0 0 0 rg BT 181.51 581.10 Td (s EURIBOR-linked ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (lending activity was negatively impacted as a result. Plaintif) Tj ET Q q 0 0 0 rg BT 276.59 569.10 Td (f ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (is seeking compensatory damages for losses on LIBOR-linked ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (loans to customers and for alleged consequential losses to its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 74.34 533.10 Td (Additional information concerning this action is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (publicly available in court filings under the case reference ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (SCS BANQUE DELUBAC & CIE v) Tj ET Q q 0 0 0 rg BT 183.42 509.10 Td (. CITIGROUP) Tj ET Q q 0 0 0 rg BT 241.38 509.10 Td ( INC. ET) Tj ET Q q 0 0 0 rg BT 278.14 509.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (AL.,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.33 497.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.83 497.10 Td (Commercial Court of ) Tj ET Q q 0 0 0 rg BT 144.32 497.10 Td (Aubenas, RG no. 2017J00043.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 57.48 473.10 Td (change Fee Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (Beginning in 2005, several putative class actions were filed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (against Citigroup and Related Parties, together with ) Tj ET Q q 0 0 0 rg BT 245.22 449.10 Td (V) Tj ET Q q 0 0 0 rg BT 251.84 449.10 Td (isa, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (MasterCard and other banks and their af) Tj ET Q q 0 0 0 rg BT 196.87 437.10 Td (filiates, in various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (federal district courts and consolidated with other related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (individual cases in a multi-district litigation proceeding in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (United States District Court for the Eastern District of New ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (Y) Tj ET Q q 0 0 0 rg BT 42.22 389.10 Td (ork \(Interchange MDL\). ) Tj ET Q q 0 0 0 rg BT 141.44 389.10 Td (This proceeding is captioned IN RE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (P) Tj ET Q q 0 0 0 rg BT 40.64 377.10 Td (A) Tj ET Q q 0 0 0 rg BT 46.95 377.10 Td (YMENT) Tj ET Q q 0 0 0 rg BT 82.32 377.10 Td ( CARD INTERCHANGE FEE ) Tj ET Q q 0 0 0 rg BT 208.43 377.10 Td (AND ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (MERCHANT) Tj ET Q q 0 0 0 rg BT 91.93 365.10 Td ( DISCOUNT) Tj ET Q q 0 0 0 rg BT 144.81 365.10 Td ( ) Tj ET Q q 0 0 0 rg BT 146.76 365.10 Td (ANTITRUST) Tj ET Q q 0 0 0 rg BT 202.13 365.10 Td ( LITIGA) Tj ET Q q 0 0 0 rg BT 236.84 365.10 Td (TION. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.10 Td (The plaintif) Tj ET Q q 0 0 0 rg BT 100.75 353.10 Td (fs, merchants that accept ) Tj ET Q q 0 0 0 rg BT 201.91 353.10 Td (V) Tj ET Q q 0 0 0 rg BT 208.53 353.10 Td (isa and MasterCard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.10 Td (branded payment cards as well as membership associations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (that claim to represent certain groups of merchants, allege, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (among other things, that defendants have engaged in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (conspiracies to set the price of interchange and merchant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (discount fees on credit and debit card transactions and to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (restrain trade through various ) Tj ET Q q 0 0 0 rg BT 156.34 281.10 Td (V) Tj ET Q q 0 0 0 rg BT 162.96 281.10 Td (isa and MasterCard rules ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (governing merchant conduct, all in violation of Section 1 of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (the Sherman ) Tj ET Q q 0 0 0 rg BT 88.21 257.10 Td (Act and certain California statutes. Supplemental ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.10 Td (complaints also have been filed against defendants in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.10 Td (putative class actions alleging that ) Tj ET Q q 0 0 0 rg BT 175.50 233.10 Td (V) Tj ET Q q 0 0 0 rg BT 182.12 233.10 Td (isa) Tj ET Q q 0 0 0 rg BT 196.01 233.10 Td (s and MasterCard) Tj ET Q q 0 0 0 rg BT 269.33 233.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.10 Td (respective initial public of) Tj ET Q q 0 0 0 rg BT 140.51 221.10 Td (ferings were anticompetitive and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.10 Td (violated Section 7 of the Clayton ) Tj ET Q q 0 0 0 rg BT 169.87 209.10 Td (Act, and that MasterCard) Tj ET Q q 0 0 0 rg BT 273.72 209.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.10 Td (initial public of) Tj ET Q q 0 0 0 rg BT 97.47 197.10 Td (fering constituted a fraudulent conveyance. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.10 Td (On January 14, 2014, the district court entered a final ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.10 Td (judgment approving the terms of a class settlement providing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.10 Td (for) Tj ET Q q 0 0 0 rg BT 47.26 161.10 Td (, among other things, a total payment to the class of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.38 161.10 Td ($6.05 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 149.10 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.11 149.10 Td (; a rebate to merchants participating in the damages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 137.10 Td (class settlement of 10 bps on interchange collected for a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.10 Td (period of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.88 125.10 Td (eight) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.87 125.10 Td ( months by the ) Tj ET Q q 0 0 0 rg BT 156.36 125.10 Td (V) Tj ET Q q 0 0 0 rg BT 162.98 125.10 Td (isa and MasterCard networks; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.10 Td (and changes to certain network rules. ) Tj ET Q q 0 0 0 rg BT 187.15 113.10 Td (V) Tj ET Q q 0 0 0 rg BT 193.27 113.10 Td (arious objectors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.10 Td (appealed from the final class settlement approval order to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.10 Td (United States Court of ) Tj ET Q q 0 0 0 rg BT 127.66 89.10 Td (Appeals for the Second Circuit.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 77.10 Td (On June 30, 2016, the Court of ) Tj ET Q q 0 0 0 rg BT 179.83 77.10 Td (Appeals reversed the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.10 Td (district court) Tj ET Q q 0 0 0 rg BT 89.60 65.10 Td (s approval of the class settlement and remanded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.10 Td (for further proceedings. ) Tj ET Q q 0 0 0 rg BT 132.63 53.10 Td (Additional information concerning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (these consolidated actions and the appeal is publicly available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (in court filings under the docket numbers MDL) Tj ET Q q 0 0 0 rg BT 513.31 737.10 Td ( 05-1720 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (\(E.D.N.Y) Tj ET Q q 0 0 0 rg BT 361.31 725.10 Td (.\) \(Brodie, J.\), 12-4671 \(2d Cir) Tj ET Q q 0 0 0 rg BT 483.80 725.10 Td (.\) and 16-710 \(U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Supreme Court\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (In addition, following the district court) Tj ET Q q 0 0 0 rg BT 500.31 701.10 Td (s approval of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (class settlement, and during the pendency of appeals from that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (approval, numerous merchants, including lar) Tj ET Q q 0 0 0 rg BT 502.66 677.10 Td (ge national ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (merchants, requested exclusion from the portion of the now ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (vacated settlement involving a settlement class certified with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (respect to damages claims for past conduct, and some of those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (opting out filed complaints against ) Tj ET Q q 0 0 0 rg BT 465.19 629.10 Td (V) Tj ET Q q 0 0 0 rg BT 471.81 629.10 Td (isa, MasterCard, and in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (some instances one or more issuing banks. One of these suits, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (7-ELEVEN, INC., ET) Tj ET Q q 0 0 0 rg BT 412.96 605.10 Td ( ) Tj ET Q q 0 0 0 rg BT 414.91 605.10 Td (AL. v) Tj ET Q q 0 0 0 rg BT 437.59 605.10 Td (. ) Tj ET Q q 0 0 0 rg BT 442.41 605.10 Td (VISA) Tj ET Q q 0 0 0 rg BT 465.20 605.10 Td ( INC., ET) Tj ET Q q 0 0 0 rg BT 504.45 605.10 Td ( ) Tj ET Q q 0 0 0 rg BT 506.40 605.10 Td (AL., brought on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (behalf of numerous individual merchants, names Citigroup as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (a defendant. ) Tj ET Q q 0 0 0 rg BT 374.81 581.10 Td (Additional information concerning these actions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (is publicly available in court filings under the docket number ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (MDL) Tj ET Q q 0 0 0 rg BT 345.85 557.10 Td ( 05-1720 \(E.D.N.Y) Tj ET Q q 0 0 0 rg BT 421.50 557.10 Td (.\) \(Brodie, J.\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 345.48 533.10 Td (est Rate Swaps Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 370.75 521.10 Td (Actions: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.58 521.10 Td (The Commodity Futures ) Tj ET Q q 0 0 0 rg BT 507.23 521.10 Td (T) Tj ET Q q 0 0 0 rg BT 512.98 521.10 Td (rading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (Commission is conducting an investigation into the trading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (and clearing of interest rate swaps by investment banks. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (Citigroup is cooperating with the investigation.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.00 473.10 Td (Antitrust and Other Litigation: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.12 473.10 Td (Beginning in November ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (2015, numerous interest rate swap \(IRS\) market participants, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (including Citigroup, Citibank, CGMI and CGML, were named ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (as defendants in a number of industry-wide putative class ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (actions. ) Tj ET Q q 0 0 0 rg BT 357.14 425.10 Td (These actions have been consolidated in the United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (States District Court for the Southern District of New ) Tj ET Q q 0 0 0 rg BT 539.98 413.10 Td (Y) Tj ET Q q 0 0 0 rg BT 546.20 413.10 Td (ork ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (under the caption IN RE INTEREST) Tj ET Q q 0 0 0 rg BT 471.29 401.10 Td ( RA) Tj ET Q q 0 0 0 rg BT 486.57 401.10 Td (TE SW) Tj ET Q q 0 0 0 rg BT 515.18 401.10 Td (APS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (ANTITRUST) Tj ET Q q 0 0 0 rg BT 379.37 389.10 Td ( LITIGA) Tj ET Q q 0 0 0 rg BT 414.08 389.10 Td (TION. Plaintif) Tj ET Q q 0 0 0 rg BT 472.23 389.10 Td (fs in these actions allege ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (that defendants colluded to prevent the development of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (exchange-like trading for IRS, thereby causing the putative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (classes to suf) Tj ET Q q 0 0 0 rg BT 376.59 353.10 Td (fer losses in connection with their IRS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (transactions. Plaintif) Tj ET Q q 0 0 0 rg BT 406.03 341.10 Td (fs assert federal antitrust claims and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (claims for unjust enrichment. ) Tj ET Q q 0 0 0 rg BT 443.14 329.10 Td (Also consolidated under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (same caption are two individual actions filed by swap ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (execution facilities, asserting federal and state antitrust claims ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (as well as claims for unjust enrichment and tortious ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (interference with business relations. Plaintif) Tj ET Q q 0 0 0 rg BT 499.61 281.10 Td (fs in all of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (actions seek treble damages, fees, costs and injunctive relief. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 257.10 Td (On July 28, 2017, the district court granted in part and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (denied in part defendants) Tj ET Q q 0 0 0 rg BT 427.38 245.10 Td ( motions to dismiss. ) Tj ET Q q 0 0 0 rg BT 509.35 245.10 Td (Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (information concerning these actions is publicly available in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (court filings under the docket number 16-MD-2704 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 569.33 221.10 Td (.\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (\(Engelmayer) Tj ET Q q 0 0 0 rg BT 375.24 209.10 Td (, J.\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (Money Laundering Inquiries) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 370.75 173.10 Td (Actions: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.58 173.10 Td (Citibank has received subpoenas from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (United States ) Tj ET Q q 0 0 0 rg BT 379.55 161.10 Td (Attorney for the Eastern District of New ) Tj ET Q q 0 0 0 rg BT 543.30 161.10 Td (Y) Tj ET Q q 0 0 0 rg BT 549.52 161.10 Td (ork in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (connection with its investigation of alleged bribery) Tj ET Q q 0 0 0 rg BT 527.19 149.10 Td (, corruption ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (and money laundering associated with the Fdration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (Internationale de Football ) Tj ET Q q 0 0 0 rg BT 429.25 125.10 Td (Association \(FIF) Tj ET Q q 0 0 0 rg BT 496.01 125.10 Td (A\), and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (potential involvement of financial institutions in that activity) Tj ET Q q 0 0 0 rg BT 566.36 113.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (The subpoenas request information relating to, among other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (things, banking relationships and transactions at Citibank and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (its af) Tj ET Q q 0 0 0 rg BT 343.54 77.10 Td (filiates associated with certain individuals and entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (identified as having had involvement with the alleged corrupt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 53.10 Td (conduct. Citi is cooperating with the authorities in this matter) Tj ET Q q 0 0 0 rg BT 568.96 53.10 Td (.) Tj ET Q endstream endobj 579 0 obj <> endobj 580 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (289) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (Oceanografa Fraud and Related Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 36.00 737.25 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 82.75 737.25 Td (Actions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.75 737.25 Td (: ) Tj ET Q q 0 0 0 rg BT 117.47 737.25 Td (As a result of Citigroup) Tj ET Q q 0 0 0 rg BT 214.69 737.25 Td (s announcement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (in the first quarter of 2014 of a fraud discovered in a Petrleos ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (Mexicanos \(Pemex\) supplier program involving Oceanografa ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (S.A. de C.V) Tj ET Q q 0 0 0 rg BT 83.32 701.25 Td (. \(OSA\), a Mexican oil services company and a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (key supplier to Pemex, the SEC commenced a formal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (investigation and the U.S. Department of Justice requested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (information regarding Banamex) Tj ET Q q 0 0 0 rg BT 167.07 665.25 Td (s dealings with OSA. ) Tj ET Q q 0 0 0 rg BT 254.39 665.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (SEC inquiry has included requests for documents and witness ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (testimony) Tj ET Q q 0 0 0 rg BT 74.79 641.25 Td (. Citi continues to cooperate fully with these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (inquiries. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 617.25 Td (Other Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.28 617.25 Td (: On February 26, 2016, a complaint was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (filed against Citigroup in the United States District Court for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.25 Td (the Southern District of Florida alleging that it conspired with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.25 Td (Oceanografa, S.A. de C.V) Tj ET Q q 0 0 0 rg BT 142.18 581.25 Td (. \(OSA\) and others with respect to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.25 Td (receivable financings and other financing arrangements related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.25 Td (to OSA) Tj ET Q q 0 0 0 rg BT 65.73 557.25 Td ( in a manner that injured bondholders and other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.25 Td (creditors of OSA. ) Tj ET Q q 0 0 0 rg BT 109.14 545.25 Td (The complaint asserts claims on behalf of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.25 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 46.00 533.25 Td ( plaintif) Tj ET Q q 0 0 0 rg BT 77.20 533.25 Td (fs that are characterized in the complaint variously ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.25 Td (as trade creditors of, investors in, or lenders to OSA. Plaintif) Tj ET Q q 0 0 0 rg BT 278.27 521.25 Td (fs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.25 Td (collectively claim to have lost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.46 509.25 Td ($1.1 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.57 509.25 Td ( as a result of OSA) Tj ET Q q 0 0 0 rg BT 279.29 509.25 Td () Tj ET Q q 0 0 0 rg BT 282.06 509.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.25 Td (bankruptcy) Tj ET Q q 0 0 0 rg BT 80.34 497.25 Td (. ) Tj ET Q q 0 0 0 rg BT 85.16 497.25 Td (The complaint asserts claims under the federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 485.25 Td (civil RICO law and seeks treble damages and other relief ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.25 Td (pursuant to that statute. ) Tj ET Q q 0 0 0 rg BT 131.63 473.25 Td (The complaint also asserts claims for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.25 Td (fraud and breach of fiduciary duty) Tj ET Q q 0 0 0 rg BT 172.24 461.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.25 Td (On ) Tj ET Q q 0 0 0 rg BT 68.17 449.25 Td (August 23, 2016, plaintif) Tj ET Q q 0 0 0 rg BT 168.26 449.25 Td (fs filed an amended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.25 Td (complaint adding common law claims for fraud, aiding and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.25 Td (abetting fraud, and conspiracy on behalf of all plaintif) Tj ET Q q 0 0 0 rg BT 251.58 425.25 Td (fs. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.25 Td (Citigroup has moved to dismiss the amended complaint. On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.25 Td (January 30, 2018, the court granted Citigroup) Tj ET Q q 0 0 0 rg BT 220.96 401.25 Td (s motion to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.25 Td (dismiss. ) Tj ET Q q 0 0 0 rg BT 70.46 389.25 Td (Additional information concerning this action is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.25 Td (publicly available in court filings under the docket number ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.25 Td (16-20725 \(S.D. Fla.\) \(Gayles, J.\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.25 Td (On February 27, 2017, a complaint was filed against ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 341.25 Td (Citigroup in the United States District Court for the Southern ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.25 Td (District of New ) Tj ET Q q 0 0 0 rg BT 100.34 329.25 Td (Y) Tj ET Q q 0 0 0 rg BT 106.56 329.25 Td (ork by Oceanografa S.A. de C.V) Tj ET Q q 0 0 0 rg BT 238.56 329.25 Td (. \(OSA\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.25 Td (its controlling shareholder) Tj ET Q q 0 0 0 rg BT 140.58 317.25 Td (, ) Tj ET Q q 0 0 0 rg BT 145.02 317.25 Td (Amado ) Tj ET Q q 0 0 0 rg BT 176.59 317.25 Td (Yez Osuna. ) Tj ET Q q 0 0 0 rg BT 237.50 317.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.25 Td (complaint alleges that plaintif) Tj ET Q q 0 0 0 rg BT 154.95 305.25 Td (fs were injured when Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.25 Td (made certain public statements about receivable financings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.25 Td (and other financing arrangements related to OSA. ) Tj ET Q q 0 0 0 rg BT 237.42 281.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.25 Td (complaint asserts claims for malicious prosecution and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.25 Td (tortious interference with existing and prospective business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 245.25 Td (relationships. On December 4, 2017, plaintif) Tj ET Q q 0 0 0 rg BT 214.11 245.25 Td (fs filed an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 233.25 Td (amended complaint adding CGMI, Citibank and Banco ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 221.25 Td (Nacional de Mxico, or Banamex, as defendants and adding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 209.25 Td (causes of action for fraud and breach of contract. Citigroup ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 197.25 Td (has moved to dismiss the amended complaint. ) Tj ET Q q 0 0 0 rg BT 224.58 197.25 Td (Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 185.25 Td (information concerning this action is publicly available in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 173.25 Td (court filings under the docket number 1:17-cv-01434 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 161.25 Td (\(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 72.77 161.25 Td (.\) \(Sullivan, J.\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 137.25 Td (Parmalat Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 125.25 Td (On July 29, 2004, Dr) Tj ET Q q 0 0 0 rg BT 119.89 125.25 Td (. Enrico Bondi, the Extraordinary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 113.25 Td (Commissioner appointed under Italian law to oversee the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 101.25 Td (administration of various Parmalat companies, filed a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 89.25 Td (complaint in New Jersey state court against Citigroup and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 77.25 Td (Related Parties alleging, among other things, that the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 65.25 Td (defendants facilitated a number of frauds by Parmalat ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 53.25 Td (insiders. On October 20, 2008, following trial, a jury rendered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (a verdict in Citigroup) Tj ET Q q 0 0 0 rg BT 412.59 749.10 Td (s favor on Parmalat) Tj ET Q q 0 0 0 rg BT 493.40 749.10 Td (s claims and in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (favor of Citibank on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.87 737.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.86 737.10 Td ( counterclaims, awarding Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.66 737.10 Td ($431 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.89 725.10 Td (. Parmalat has exhausted all appeals, and the judgment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (is now final. ) Tj ET Q q 0 0 0 rg BT 375.67 713.10 Td (Additional information concerning this action is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.10 Td (publicly available in court filings under the docket number ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (A-2654-08T2 \(N.J. Sup. Ct.\). Citigroup has taken steps to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (enforce that judgment in the Italian courts. On ) Tj ET Q q 0 0 0 rg BT 510.89 677.10 Td (August 29, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (2014, the Court of ) Tj ET Q q 0 0 0 rg BT 399.27 665.10 Td (Appeal of Bologna af) Tj ET Q q 0 0 0 rg BT 485.46 665.10 Td (firmed the decision in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (the full amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.43 653.10 Td ($431 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.82 653.10 Td (, to be paid in Parmalat shares. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Parmalat appealed the judgment to the Italian Supreme Court.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 629.10 Td (On June 16, 2015, Parmalat filed a claim in an Italian ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (civil court in Milan claiming damages of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.79 617.10 Td (1.8 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.90 617.10 Td ( against ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (Citigroup and Related Parties. On January 25, 2018, the Milan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (court dismissed Parmalat) Tj ET Q q 0 0 0 rg BT 427.32 593.10 Td (s claim on grounds that it was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (duplicative of Parmalat) Tj ET Q q 0 0 0 rg BT 420.08 581.10 Td (s previously unsuccessful New Jersey ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (claims.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (Referral Hiring Practices Investigations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (Government and regulatory agencies in the U.S., including the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (SEC, are conducting investigations or making inquiries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.10 Td (concerning compliance with the Foreign Corrupt Practices ) Tj ET Q q 0 0 0 rg BT 559.77 509.10 Td (Act ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (and other laws with respect to the hiring of candidates referred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (by or related to foreign government of) Tj ET Q q 0 0 0 rg BT 477.10 485.10 Td (ficials. Citigroup is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (cooperating with the investigations and inquiries.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (Shar) Tj ET Q q 0 0 0 rg BT 344.38 449.10 Td (eholder) Tj ET Q q 0 0 0 rg BT 376.42 449.10 Td ( Derivative Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (On March 30, 2016, a derivative action captioned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 425.10 Td (OKLAHOMA) Tj ET Q q 0 0 0 rg BT 381.78 425.10 Td ( FIREFIGHTERS PENSION & RETIREMENT) Tj ET Q q 0 0 0 rg BT 574.38 425.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (SYSTEM, ET) Tj ET Q q 0 0 0 rg BT 380.49 413.10 Td ( ) Tj ET Q q 0 0 0 rg BT 382.44 413.10 Td (AL. v) Tj ET Q q 0 0 0 rg BT 405.12 413.10 Td (. CORBA) Tj ET Q q 0 0 0 rg BT 443.46 413.10 Td (T) Tj ET Q q 0 0 0 rg BT 448.83 413.10 Td (, ET) Tj ET Q q 0 0 0 rg BT 465.87 413.10 Td ( ) Tj ET Q q 0 0 0 rg BT 467.81 413.10 Td (AL. was filed in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (Delaware Chancery Court on behalf of Citigroup \(as nominal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (defendant\) against certain of Citigroup) Tj ET Q q 0 0 0 rg BT 481.72 389.10 Td (s present and former ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (directors and of) Tj ET Q q 0 0 0 rg BT 386.57 377.10 Td (ficers.Plaintif) Tj ET Q q 0 0 0 rg BT 443.04 377.10 Td (fs assert claims for breach of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (fiduciary duty and waste of corporate assets in connection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (with defendants) Tj ET Q q 0 0 0 rg BT 390.18 353.10 Td ( alleged failure to exercise appropriate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (oversight and management of Bank Secrecy ) Tj ET Q q 0 0 0 rg BT 502.28 341.10 Td (Act and anti-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (money laundering laws and regulations and related consent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (decrees concerning Citigroup subsidiaries, Banamex and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (Banamex USA) Tj ET Q q 0 0 0 rg BT 383.72 305.10 Td ( \(BUSA\) as well as defendants) Tj ET Q q 0 0 0 rg BT 509.33 305.10 Td ( alleged failures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (to implement adequate internal controls and exercise adequate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (oversight with respect to Citigroup subsidiaries) Tj ET Q q 0 0 0 rg BT 515.73 281.10 Td ( participation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (in foreign exchange markets and credit card practices. On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (December 18, 2017, the court granted the defendants) Tj ET Q q 0 0 0 rg BT 538.45 257.10 Td ( motion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (to dismiss plaintif) Tj ET Q q 0 0 0 rg BT 395.49 245.10 Td (fs) Tj ET Q q 0 0 0 rg BT 405.30 245.10 Td ( amended supplemental complaint. On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (January 17, 2018, plaintif) Tj ET Q q 0 0 0 rg BT 426.30 233.10 Td (fs filed a motion to reopen the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (judgment and for leave to file a second amended complaint in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (the Delaware Chancery Court, as well as an appeal with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (Delaware Supreme Court. ) Tj ET Q q 0 0 0 rg BT 430.08 197.10 Td (Additional information concerning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (this action is publicly available in court filings under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (docket numbers C.A. No. 12151-VCG \(Del. Ch.\) \(Glasscock, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 161.10 Td (Ch.\) and 32,2018 \(Del.\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (Sover) Tj ET Q q 0 0 0 rg BT 348.26 137.10 Td (eign Securities Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 370.75 125.10 Td (Actions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.75 125.10 Td (: Government and regulatory agencies in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (the U.S. and in other jurisdictions are conducting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 101.10 Td (investigations or making inquiries regarding Citigroup) Tj ET Q q 0 0 0 rg BT 544.80 101.10 Td (s sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (and trading activities in connection with sovereign securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (Citigroup is fully cooperating with these investigations and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (inquiries.) Tj ET Q endstream endobj 581 0 obj <> endobj 582 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (290) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (Antitrust and Other Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.29 749.10 Td (: Beginning in July 2015, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (CGMI and numerous other U.S. ) Tj ET Q q 0 0 0 rg BT 166.64 737.10 Td (T) Tj ET Q q 0 0 0 rg BT 172.40 737.10 Td (reasury primary dealer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (banks were named as defendants in a number of substantially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.10 Td (similar putative class actions involving allegations that they ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (colluded to manipulate U.S. ) Tj ET Q q 0 0 0 rg BT 150.24 701.10 Td (T) Tj ET Q q 0 0 0 rg BT 156.00 701.10 Td (reasury securities markets. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (December 2015, the cases were consolidated in the United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (States District Court for the Southern District of New ) Tj ET Q q 0 0 0 rg BT 251.98 677.10 Td (Y) Tj ET Q q 0 0 0 rg BT 258.20 677.10 Td (ork by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (the Judicial Panel on Multidistrict Litigation. On ) Tj ET Q q 0 0 0 rg BT 232.65 665.10 Td (August 23, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (2017, the court appointed interim co-lead counsel.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 83.26 641.10 Td (fs filed a consolidated complaint on November 16, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (2017, which alleges that CGMI and other primary dealer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (defendants colluded to fix ) Tj ET Q q 0 0 0 rg BT 142.46 617.10 Td (T) Tj ET Q q 0 0 0 rg BT 148.21 617.10 Td (reasury auction bids by sharing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (competitively sensitive information ahead of the auctions, in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 593.10 Td (violation of the antitrust laws. ) Tj ET Q q 0 0 0 rg BT 158.02 593.10 Td (The consolidated complaint also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (alleges that CGMI and other primary dealer defendants ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 569.10 Td (colluded to boycott and prevent the emer) Tj ET Q q 0 0 0 rg BT 199.65 569.10 Td (gence of an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (anonymous, all-to-all electronic trading platform in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (T) Tj ET Q q 0 0 0 rg BT 41.76 545.10 Td (reasuries secondary market, and seeks damages, including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (treble damages where authorized by statute, and injunctive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (relief. ) Tj ET Q q 0 0 0 rg BT 61.54 521.10 Td (Additional information relating to this action is publicly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (available in court filings under the docket number 15-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (MD-2673 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 114.71 497.10 Td (.\) \(Gardephe, J.\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.10 Td (Beginning in May 2016, a number of substantially similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (putative class action complaints were filed against a number of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (financial institutions and traders related to the supranational, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (sub-sovereign, and agency \(SSA\) bond market. ) Tj ET Q q 0 0 0 rg BT 227.44 449.10 Td (The actions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (are based upon defendants) Tj ET Q q 0 0 0 rg BT 144.38 437.10 Td ( roles as market makers and traders ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (of SSA) Tj ET Q q 0 0 0 rg BT 64.62 425.10 Td ( bonds and assert claims of alleged collusion under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 413.10 Td (antitrust laws and unjust enrichment and seek damages, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (including treble damages where authorized by statute, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 389.10 Td (disgor) Tj ET Q q 0 0 0 rg BT 60.82 389.10 Td (gement. In ) Tj ET Q q 0 0 0 rg BT 105.53 389.10 Td (August 2016, these actions were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 377.10 Td (consolidated in the United States District Court for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 365.10 Td (Southern District of New ) Tj ET Q q 0 0 0 rg BT 138.94 365.10 Td (Y) Tj ET Q q 0 0 0 rg BT 145.17 365.10 Td (ork, and interim co-lead counsel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 353.10 Td (was appointed in December 2016. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 83.26 341.10 Td (fs filed a consolidated complaint on ) Tj ET Q q 0 0 0 rg BT 228.23 341.10 Td (April 7, 2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 329.10 Td (that names Citigroup, Citibank, CGMI and CGML) Tj ET Q q 0 0 0 rg BT 238.39 329.10 Td ( among the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 317.10 Td (defendants. Plaintif) Tj ET Q q 0 0 0 rg BT 113.58 317.10 Td (fs filed an amended consolidated complaint ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 305.10 Td (on October 6, 2017, and defendants filed motions to dismiss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 293.10 Td (on December 12, 2017. ) Tj ET Q q 0 0 0 rg BT 131.53 293.10 Td (Additional information relating to this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 281.10 Td (action is publicly available in court filings under the docket ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 269.10 Td (number 16-cv-0371) Tj ET Q q 0 0 0 rg BT 114.77 269.10 Td (1 \(S.D.N.Y) Tj ET Q q 0 0 0 rg BT 159.04 269.10 Td (.\) \(Ramos, J.\).) 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0.9333333333333333 1 rg /GS0 gs 516.50 350.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 350.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 324.75 228.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 324.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 324.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 324.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 324.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 324.75 69.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 324.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 324.75 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 324.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 324.75 56.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 288.75 228.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 288.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 288.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 288.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 288.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 288.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 288.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 288.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 288.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 288.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 261.75 228.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 261.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 261.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 261.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 261.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 261.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 261.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 261.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 261.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 261.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 235.75 228.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 235.75 53.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 235.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 235.75 53.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 235.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 235.75 69.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 235.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 235.75 65.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 235.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 235.75 56.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 198.75 228.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 198.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 198.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 198.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 198.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 198.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 198.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 198.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 198.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 198.75 56.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 717.75 m 317.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 685.75 m 264.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 717.75 m 317.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 685.75 m 317.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 717.75 m 321.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 685.75 m 321.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 717.75 m 374.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 685.75 m 374.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 717.75 m 378.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 685.75 m 378.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 717.75 m 447.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 685.75 m 447.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 717.75 m 451.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 685.75 m 451.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 717.75 m 516.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 685.75 m 516.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 717.75 m 520.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 685.75 m 520.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 717.75 m 576.5 717.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 685.75 m 576.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 685.75 m 264.5 685.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 607.75 m 264.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 594.75 m 264.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 607.75 m 317.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 594.75 m 317.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 607.75 m 321.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 594.75 m 321.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 607.75 m 374.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 594.75 m 374.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 607.75 m 378.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 594.75 m 378.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 607.75 m 447.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 594.75 m 447.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 607.75 m 451.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 594.75 m 451.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 607.75 m 516.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 594.75 m 516.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 607.75 m 520.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 594.75 m 520.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 607.75 m 576.5 607.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 594.75 m 576.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 516.75 m 264.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 503.75 m 264.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 516.75 m 317.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 503.75 m 317.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 516.75 m 321.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 503.75 m 321.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 516.75 m 374.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 503.75 m 374.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 516.75 m 378.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 503.75 m 378.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 516.75 m 447.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 503.75 m 447.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 516.75 m 451.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 503.75 m 451.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 516.75 m 516.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 503.75 m 516.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 516.75 m 520.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 503.75 m 520.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 516.75 m 576.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 503.75 m 576.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 503.75 m 576.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 490.75 m 576.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 490.75 m 264.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 477.75 m 264.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 490.75 m 317.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 477.75 m 317.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 490.75 m 321.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 477.75 m 321.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 490.75 m 374.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 477.75 m 374.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 490.75 m 378.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 477.75 m 378.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 490.75 m 447.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 477.75 m 447.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 490.75 m 451.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 477.75 m 451.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 490.75 m 516.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 477.75 m 516.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 490.75 m 520.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 477.75 m 520.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 490.75 m 576.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 477.75 m 576.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 412.75 m 576.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 412.75 m 264.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 399.75 m 264.5 399.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 412.75 m 317.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 399.75 m 317.5 399.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 412.75 m 321.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 399.75 m 321.5 399.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 412.75 m 374.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 399.75 m 374.5 399.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 412.75 m 378.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 399.75 m 378.5 399.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 412.75 m 447.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 399.75 m 447.5 399.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 412.75 m 451.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 399.75 m 451.5 399.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 412.75 m 516.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 399.75 m 516.5 399.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 412.75 m 520.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 399.75 m 520.5 399.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 412.75 m 576.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 399.75 m 576.5 399.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 386.75 m 264.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 386.75 m 317.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 386.75 m 321.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 386.75 m 374.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 386.75 m 378.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 386.75 m 447.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 386.75 m 451.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 386.75 m 516.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 386.75 m 520.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 386.75 m 576.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 386.75 m 264.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 363.75 m 264.5 363.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 386.75 m 317.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 363.75 m 317.5 363.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 386.75 m 321.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 363.75 m 321.5 363.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 386.75 m 374.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 363.75 m 374.5 363.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 386.75 m 378.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 363.75 m 378.5 363.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 386.75 m 447.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 363.75 m 447.5 363.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 363.75 m 451.5 363.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 386.75 m 516.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 363.75 m 516.5 363.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 363.75 m 520.5 363.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 386.75 m 576.5 386.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 363.75 m 576.5 363.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 350.75 m 264.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 350.75 m 317.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 350.75 m 321.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 350.75 m 374.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 350.75 m 378.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 350.75 m 447.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 350.75 m 451.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 350.75 m 516.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 350.75 m 520.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 350.75 m 576.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 324.75 m 576.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 324.75 m 264.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 324.75 m 317.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 324.75 m 321.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 324.75 m 374.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 324.75 m 378.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 324.75 m 447.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 324.75 m 451.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 324.75 m 516.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 324.75 m 520.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 324.75 m 576.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 288.75 m 576.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 288.75 m 264.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 274.75 m 264.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 288.75 m 317.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 274.75 m 317.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 288.75 m 321.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 274.75 m 321.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 288.75 m 374.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 274.75 m 374.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 288.75 m 378.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 274.75 m 378.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 288.75 m 447.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 274.75 m 447.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 288.75 m 451.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 274.75 m 451.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 288.75 m 516.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 274.75 m 516.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 288.75 m 520.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 274.75 m 520.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 288.75 m 576.5 288.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 274.75 m 576.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 274.75 m 317.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 274.75 m 374.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 274.75 m 447.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 274.75 m 516.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 274.75 m 576.5 274.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 248.75 m 264.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 248.75 m 317.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 248.75 m 321.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 248.75 m 374.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 248.75 m 378.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 248.75 m 447.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 248.75 m 451.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 248.75 m 516.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 248.75 m 520.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 248.75 m 576.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 248.75 m 317.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 248.75 m 321.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 248.75 m 374.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 248.75 m 378.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 248.75 m 447.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 248.75 m 451.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 248.75 m 516.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 248.75 m 520.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 248.75 m 576.5 248.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 235.75 m 264.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 235.75 m 317.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 235.75 m 321.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 235.75 m 374.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 235.75 m 378.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 235.75 m 447.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 235.75 m 451.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 235.75 m 516.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 235.75 m 520.5 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 235.75 m 576.5 235.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 198.75 m 264.5 198.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 198.75 m 317.5 198.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 198.75 m 321.5 198.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 198.75 m 374.5 198.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 198.75 m 378.5 198.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 198.75 m 447.5 198.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 198.75 m 451.5 198.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 198.75 m 516.5 198.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 198.75 m 520.5 198.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 198.75 m 576.5 198.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 185.75 m 264.5 185.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 185.75 m 317.5 185.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 185.75 m 321.5 185.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 185.75 m 374.5 185.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 185.75 m 378.5 185.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 185.75 m 447.5 185.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 185.75 m 451.5 185.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 185.75 m 516.5 185.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 185.75 m 520.5 185.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 198.75 m 576.5 198.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 185.75 m 576.5 185.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.05 722.20 Td (Y) Tj ET Q q 0 0 0 rg BT 367.05 722.20 Td (ear) Tj ET Q q 0 0 0 rg BT 378.96 722.20 Td ( ended December) Tj ET Q q 0 0 0 rg BT 445.28 722.20 Td ( 31, 2017) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 690.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.80 708.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 294.71 708.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.80 699.20 Td (par) Tj ET Q q 0 0 0 rg BT 291.22 699.20 Td (ent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.95 690.20 Td (company) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.25 690.20 Td (CGMHI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.25 708.20 Td (Other) Tj ET Q q 0 0 0 rg BT 404.16 708.20 Td ( Citigr) Tj ET Q q 0 0 0 rg BT 429.24 708.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.35 699.20 Td (subsidiaries and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.95 690.20 Td (eliminations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 456.70 699.20 Td (Consolidating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.95 690.20 Td (adjustments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.30 699.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 552.13 699.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.95 690.20 Td (consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 677.15 Td (Revenues) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 664.01 Td (Dividends from subsidiaries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 664.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.25 664.15 Td (22,499) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 664.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 664.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 664.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 664.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 664.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.25 664.15 Td (\(22,499) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 664.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 664.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 664.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 651.01 Td (Interest revenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 651.15 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 651.15 Td (5,274) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 651.15 Td (55,929) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 651.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 651.15 Td (61,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 638.01 Td (Interest revenueintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 638.15 Td (3,972) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 638.15 Td (1,178) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 638.15 Td (\(5,150) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 638.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 638.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 638.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 625.01 Td (Interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 625.15 Td (4,766) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 625.15 Td (2,340) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.75 625.15 Td (9,41) Tj ET Q q 0 0 0 rg BT 439.50 625.15 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 625.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 625.15 Td (16,517) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 612.01 Td (Interest expenseintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 612.15 Td (829) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 612.15 Td (2,297) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 612.15 Td (\(3,126) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 612.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 612.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 612.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 599.15 Td (Net inter) Tj ET Q q 0 0 0 rg BT 73.15 599.15 Td (est r) Tj ET Q q 0 0 0 rg BT 89.73 599.15 Td (evenue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 599.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 599.15 Td (\(1,622) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 599.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 599.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 599.15 Td (1,815) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 599.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 599.15 Td (44,494) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 599.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 599.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 599.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 599.15 Td (44,687) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 586.01 Td (Commissions and fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 586.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 586.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 586.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 586.15 Td (5,139) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 586.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.75 586.15 Td (7,800) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 586.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 586.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 586.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 586.15 Td (12,939) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 573.01 Td (Commissions and feesintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 306.50 573.15 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 573.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 573.15 Td (182) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 573.15 Td (\(180) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 573.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 573.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 573.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 560.01 Td (Principal transactions) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 560.15 Td (1,654) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 560.15 Td (1,019) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.75 560.15 Td (6,495) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 560.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 560.15 Td (9,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 547.01 Td (Principal transactionsintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 547.15 Td (934) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 547.15 Td (1,200) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 547.15 Td (\(2,134) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 547.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 547.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 547.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 534.01 Td (Other income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 534.15 Td (\(2,581) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 534.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 534.15 Td (855) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.75 534.15 Td (6,381) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 534.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 534.15 Td (4,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 521.01 Td (Other incomeintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 309.50 521.15 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 521.15 Td (158) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 521.15 Td (\(163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 521.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 521.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 521.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 508.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 508.15 Td (otal non-inter) Tj ET Q q 0 0 0 rg BT 96.84 508.15 Td (est r) Tj ET Q q 0 0 0 rg BT 113.42 508.15 Td (evenues) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 508.15 Td (10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 508.15 Td (8,553) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 508.15 Td (18,199) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 508.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 508.15 Td (26,762) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 495.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 495.15 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.84 495.15 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.66 495.15 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 495.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.25 495.15 Td (20,887) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 495.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.25 495.15 Td (10,368) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 495.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 495.15 Td (62,693) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 495.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 485.25 495.15 Td (\(22,499) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 495.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 495.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 495.15 Td (71,449) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 482.15 Td (Pr) Tj ET Q q 0 0 0 rg BT 48.41 482.15 Td (ovisions for) Tj ET Q q 0 0 0 rg BT 92.50 482.15 Td ( cr) Tj ET Q q 0 0 0 rg BT 102.58 482.15 Td (edit losses and for) Tj ET Q q 0 0 0 rg BT 171.17 482.15 Td ( benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 482.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 482.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 482.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 482.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 482.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.75 482.15 Td (7,451) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 482.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 482.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 482.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 482.15 Td (7,451) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 469.15 Td (Operating expenses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 456.01 Td (Compensation and benefits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 456.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.50 456.15 Td (\(107) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 456.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 456.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 456.15 Td (4,403) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 456.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 456.15 Td (16,885) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 456.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 456.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 456.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 456.15 Td (21,181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 443.01 Td (Compensation and benefitsintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.50 443.15 Td (120) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 443.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 443.15 Td (\(120) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 443.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 443.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 443.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 430.01 Td (Other operating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.50 430.15 Td (\(318) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 430.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 430.15 Td (1,776) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 430.15 Td (18,598) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 430.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 430.15 Td (20,056) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 417.01 Td (Other operatingintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.00 417.15 Td (\(35) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 417.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 417.15 Td (2,219) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 417.15 Td (\(2,184) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 417.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 417.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 417.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 404.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 404.15 Td (otal operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 404.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 297.50 404.15 Td (\(340) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 404.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 404.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 404.15 Td (8,398) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 404.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 404.15 Td (33,179) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 404.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 404.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 404.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 404.15 Td (41,237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 391.01 Td (Equity in undistributed income of subsidiaries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 391.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.25 391.15 Td (\(18,847) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 391.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 391.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 391.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 391.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 391.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 391.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.25 391.15 Td (18,847) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 391.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 391.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 377.20 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 98.90 377.20 Td (om continuing operations befor) Tj ET Q q 0 0 0 rg BT 219.49 377.20 Td (e income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 368.20 Td (taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 368.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 368.20 Td (2,380) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 368.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 368.20 Td (1,970) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 368.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 368.20 Td (22,063) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 368.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.75 368.20 Td (\(3,652) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 368.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 368.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 368.20 Td (22,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 355.01 Td (Provision \(benefit\) for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 355.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.75 355.15 Td (9,178) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 355.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 355.15 Td (873) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 355.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 355.15 Td (19,337) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 355.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 355.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 355.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 355.15 Td (29,388) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 342.15 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 98.90 342.15 Td (om continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 342.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 342.15 Td (\(6,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 342.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 342.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 342.15 Td (1,097) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 342.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.75 342.15 Td (2,726) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 342.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.75 342.15 Td (\(3,652) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 342.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 342.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 342.15 Td (\(6,627) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 342.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 329.15 Td (Loss fr) Tj ET Q q 0 0 0 rg BT 65.67 329.15 Td (om discontinued operations, net of taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 329.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 329.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 329.15 Td (\(1) Tj ET Q q 0 0 0 rg BT 435.00 329.15 Td (1) Tj ET Q q 0 0 0 rg BT 439.50 329.15 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 329.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 329.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 329.15 Td (\(1) Tj ET Q q 0 0 0 rg BT 564.00 329.15 Td (1) Tj ET Q q 0 0 0 rg BT 568.50 329.15 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 329.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 315.20 Td (Net income \(loss\) befor) Tj ET Q q 0 0 0 rg BT 127.14 315.20 Td (e attribution of noncontr) Tj ET Q q 0 0 0 rg BT 222.23 315.20 Td (olling) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 306.20 Td (inter) Tj ET Q q 0 0 0 rg BT 57.41 306.20 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 306.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 306.20 Td (\(6,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 306.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 306.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 306.20 Td (1,097) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 306.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.75 306.20 Td (2,615) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 306.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.75 306.20 Td (\(3,652) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 306.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 306.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 306.20 Td (\(6,738) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 306.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 293.15 Td (Noncontr) Tj ET Q q 0 0 0 rg BT 75.42 293.15 Td (olling inter) Tj ET Q q 0 0 0 rg BT 117.50 293.15 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 293.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.50 293.15 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 293.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 293.15 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 293.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 293.15 Td (60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 279.20 Td (Net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 279.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 279.20 Td (\(6,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 279.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 279.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.75 279.20 Td (1,098) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 279.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.75 279.20 Td (2,554) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 279.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.75 279.20 Td (\(3,652) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 513.00 279.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 279.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 279.20 Td (\(6,798) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 279.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 266.15 Td (Compr) Tj ET Q q 0 0 0 rg BT 66.42 266.15 Td (ehensive income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 253.01 Td (Add: Other comprehensive income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 253.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 253.15 Td (\(2,791) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 253.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 253.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.50 253.15 Td (\(1) Tj ET Q q 0 0 0 rg BT 362.00 253.15 Td (17) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 253.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 253.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 253.15 Td (\(5,969) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 253.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 253.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 253.15 Td (6,086) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 253.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 253.15 Td (\(2,791) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 253.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 240.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 240.15 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.83 240.15 Td (oup compr) Tj ET Q q 0 0 0 rg BT 125.42 240.15 Td (ehensive income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 240.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 240.15 Td (\(9,589) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 240.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 240.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 240.15 Td (981) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 240.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 240.15 Td (\(3,415) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 240.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 240.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 240.15 Td (2,434) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 240.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 240.15 Td (\(9,589) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 240.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 225.21 Td (Add: Other comprehensive income \(loss\) attributable to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 216.21 Td (noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 216.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 216.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 216.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 216.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 216.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 430.50 216.20 Td (1) Tj ET Q q 0 0 0 rg BT 435.00 216.20 Td (14) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 216.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 216.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 216.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 216.20 Td (1) Tj ET Q q 0 0 0 rg BT 564.00 216.20 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 203.01 Td (Add: Net income attributable to noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.00 203.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 363.50 203.15 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.00 203.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 203.15 Td (61) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 504.00 203.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 203.15 Td (60) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 190.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 190.15 Td (otal compr) Tj ET Q q 0 0 0 rg BT 85.75 190.15 Td (ehensive income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 267.00 190.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 290.75 190.15 Td (\(9,589) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.00 190.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.00 190.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.50 190.15 Td (980) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.00 190.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 190.15 Td (\(3,240) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.00 190.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.00 190.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 492.75 190.15 Td (2,434) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 523.00 190.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 190.15 Td (\(9,415) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 190.15 Td (\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 587 0 obj <> endobj 588 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (293) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Condensed Consolidating Statements of Income and Compr) Tj ET Q q 0 0 0 rg BT 291.40 742.25 Td (ehensive Income) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 664.75 225.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 664.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 664.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 664.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 664.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 664.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 664.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 664.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 664.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 664.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 638.75 225.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 638.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 638.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 638.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 638.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 638.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 638.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 638.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 638.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 638.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 612.75 225.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 612.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 612.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 612.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 612.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 612.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 612.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 612.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 612.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 612.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 586.75 225.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 586.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 586.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 586.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 586.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 586.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 586.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 586.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 586.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 586.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 560.75 225.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 560.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 560.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 560.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 560.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 560.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 560.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 560.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 560.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 560.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 534.75 225.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 534.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 534.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 534.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 534.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 534.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 534.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 534.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 534.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 534.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 508.75 225.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 508.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 508.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 508.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 508.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 508.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 508.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 508.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 508.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 508.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 482.75 225.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 482.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 482.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 482.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 482.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 482.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 482.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 482.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 482.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 482.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 456.75 225.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 456.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 456.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 456.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 456.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 456.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 456.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 456.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 456.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 456.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 430.75 225.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 430.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 430.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 430.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 430.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 430.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 430.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 430.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 430.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 430.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 404.75 225.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 404.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 404.75 4.00 -13.00 re f /GS0 gs 0.8 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1 rg /GS0 gs 519.50 342.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 316.75 225.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 316.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 316.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 316.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 316.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 316.75 69.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 316.75 6.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 316.75 66.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 316.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 316.75 56.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 280.75 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 280.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 280.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 280.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 280.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 280.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 280.75 6.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 280.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 280.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 280.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 253.75 225.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 253.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 253.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 253.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 253.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 253.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 253.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 253.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 253.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 253.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 227.75 225.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 227.75 53.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 227.75 4.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 227.75 53.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 227.75 4.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 227.75 69.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 227.75 6.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 227.75 66.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 227.75 4.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 227.75 56.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 182.75 225.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 260.50 182.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 182.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 182.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 182.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 182.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 182.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 182.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 182.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 182.75 56.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 709.75 m 313.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 677.75 m 260.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 709.75 m 313.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 677.75 m 313.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 709.75 m 317.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 677.75 m 317.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 709.75 m 370.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 677.75 m 370.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 709.75 m 374.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 677.75 m 374.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 709.75 m 443.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 677.75 m 443.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 709.75 m 449.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 677.75 m 449.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 709.75 m 515.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 677.75 m 515.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 709.75 m 519.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 677.75 m 519.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 709.75 m 575.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 677.75 m 575.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 599.75 m 260.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 586.75 m 260.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 599.75 m 313.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 586.75 m 313.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 599.75 m 317.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 586.75 m 317.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 599.75 m 370.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 586.75 m 370.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 599.75 m 374.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 586.75 m 374.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 599.75 m 443.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 586.75 m 443.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 599.75 m 449.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 586.75 m 449.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 599.75 m 515.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 586.75 m 515.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 599.75 m 519.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 586.75 m 519.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 599.75 m 575.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 586.75 m 575.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 508.75 m 260.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 495.75 m 260.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 508.75 m 313.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 495.75 m 313.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 508.75 m 317.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 495.75 m 317.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 508.75 m 370.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 495.75 m 370.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 508.75 m 374.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 495.75 m 374.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 508.75 m 443.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 495.75 m 443.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 508.75 m 449.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 495.75 m 449.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 508.75 m 515.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 495.75 m 515.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 508.75 m 519.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 495.75 m 519.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 508.75 m 575.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 495.75 m 575.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 495.75 m 575.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 482.75 m 575.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 482.75 m 260.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 469.75 m 260.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 482.75 m 313.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 469.75 m 313.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 482.75 m 317.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 469.75 m 317.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 482.75 m 370.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 469.75 m 370.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 482.75 m 374.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 469.75 m 374.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 482.75 m 443.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 469.75 m 443.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 482.75 m 449.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 469.75 m 449.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 482.75 m 515.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 469.75 m 515.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 482.75 m 519.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 469.75 m 519.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 482.75 m 575.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 469.75 m 575.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 404.75 m 575.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 404.75 m 260.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 391.75 m 260.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 404.75 m 313.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 391.75 m 313.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 404.75 m 317.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 391.75 m 317.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 404.75 m 370.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 391.75 m 370.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 404.75 m 374.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 391.75 m 374.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 404.75 m 443.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 391.75 m 443.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 404.75 m 449.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 391.75 m 449.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 404.75 m 515.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 391.75 m 515.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 404.75 m 519.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 391.75 m 519.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 404.75 m 575.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 391.75 m 575.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 378.75 m 260.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 378.75 m 313.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 378.75 m 317.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 378.75 m 370.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 378.75 m 374.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 378.75 m 443.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 378.75 m 449.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 378.75 m 515.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 378.75 m 519.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 378.75 m 575.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 378.75 m 260.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 355.75 m 260.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 378.75 m 313.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 355.75 m 313.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 355.75 m 317.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 378.75 m 370.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 355.75 m 370.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 355.75 m 374.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 378.75 m 443.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 355.75 m 443.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 355.75 m 449.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 378.75 m 515.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 355.75 m 515.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 355.75 m 519.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 378.75 m 575.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 355.75 m 575.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 342.75 m 260.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 342.75 m 313.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 342.75 m 317.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 342.75 m 370.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 342.75 m 374.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 342.75 m 443.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 342.75 m 449.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 342.75 m 515.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 342.75 m 519.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 342.75 m 575.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 316.75 m 260.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 316.75 m 575.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 316.75 m 260.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 316.75 m 313.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 316.75 m 317.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 316.75 m 370.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 316.75 m 374.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 316.75 m 443.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 316.75 m 449.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 316.75 m 515.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 316.75 m 519.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 316.75 m 575.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 280.75 m 575.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 280.75 m 260.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 266.75 m 260.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 280.75 m 313.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 266.75 m 313.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 280.75 m 317.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 266.75 m 317.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 280.75 m 370.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 266.75 m 370.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 280.75 m 374.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 266.75 m 374.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 280.75 m 443.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 266.75 m 443.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 280.75 m 449.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 266.75 m 449.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 280.75 m 515.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 266.75 m 515.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 280.75 m 519.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 266.75 m 519.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 280.75 m 575.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 266.75 m 575.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 266.75 m 313.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 266.75 m 370.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 266.75 m 443.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 266.75 m 515.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 266.75 m 575.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 240.75 m 260.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 240.75 m 313.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 240.75 m 317.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 240.75 m 370.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 240.75 m 374.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 240.75 m 443.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 240.75 m 449.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 240.75 m 515.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 240.75 m 519.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 240.75 m 575.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 240.75 m 313.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 240.75 m 317.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 240.75 m 370.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 240.75 m 374.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 240.75 m 443.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 240.75 m 449.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 240.75 m 515.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 240.75 m 519.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 240.75 m 575.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 227.75 m 260.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 227.75 m 313.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 227.75 m 317.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 227.75 m 370.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 227.75 m 374.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 227.75 m 443.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 227.75 m 449.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 227.75 m 515.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 227.75 m 519.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 227.75 m 575.5 227.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 182.75 m 260.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 182.75 m 313.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 182.75 m 317.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 182.75 m 370.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 182.75 m 374.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 182.75 m 443.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 182.75 m 449.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 182.75 m 515.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 182.75 m 519.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 182.75 m 575.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 169.75 m 260.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 260.5 169.75 m 313.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 169.75 m 317.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 169.75 m 370.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 169.75 m 374.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 169.75 m 443.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 169.75 m 449.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 169.75 m 515.5 169.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 169.75 m 519.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 182.75 m 575.5 182.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 169.75 m 575.5 169.75 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 360.85 714.21 Td (Y) Tj ET Q q 0 0 0 rg BT 366.90 714.21 Td (ear ended December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 682.00 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.20 700.21 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.25 691.21 Td (parent) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 682.21 Td (company) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.45 682.21 Td (CGMHI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.85 700.21 Td (Other Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.60 691.21 Td (subsidiaries and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.25 682.21 Td (eliminations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.70 691.21 Td (Consolidating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.50 682.21 Td (adjustments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.70 691.21 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.25 682.21 Td (consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 669.15 Td (Revenues) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 656.01 Td (Dividends from subsidiaries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 656.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 656.01 Td (15,570) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 656.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 656.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 656.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 656.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 656.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 656.01 Td (\(15,570) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 656.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 656.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 656.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 643.01 Td (Interest revenue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.50 643.01 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 643.01 Td (4,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.25 643.01 Td (53,022) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 643.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 643.01 Td (57,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 630.01 Td (Interest revenueintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.75 630.01 Td (3,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.50 630.01 Td (545) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 630.01 Td (\(3,553) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 630.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 630.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 630.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 617.01 Td (Interest expense) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.75 617.01 Td (4,419) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 617.01 Td (1,418) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 617.01 Td (6,674) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 617.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 617.01 Td (12,51) Tj ET Q q 0 0 0 rg BT 567.50 617.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 604.01 Td (Interest expenseintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 604.01 Td (209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 604.01 Td (1,659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 604.01 Td (\(1,868) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 604.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 604.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 604.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 591.15 Td (Net inter) Tj ET Q q 0 0 0 rg BT 72.15 591.15 Td (est r) Tj ET Q q 0 0 0 rg BT 88.73 591.15 Td (evenue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 591.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 591.01 Td (\(1,613) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 591.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 591.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 591.01 Td (2,054) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 591.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.25 591.01 Td (44,663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 591.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 591.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 591.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 591.01 Td (45,104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 578.01 Td (Commissions and fees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 578.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 578.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 578.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 578.01 Td (4,340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 578.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 578.01 Td (7,598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 578.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 578.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 578.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 578.01 Td (1) Tj ET Q q 0 0 0 rg BT 551.75 578.01 Td (1,938) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 565.01 Td (Commissions and feesintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 565.01 Td (\(20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 565.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.50 565.01 Td (246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.50 565.01 Td (\(226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 565.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 565.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 565.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 552.01 Td (Principal transactions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 552.01 Td (\(1,025) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 552.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 552.01 Td (5,576) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 552.01 Td (3,034) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 552.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 552.01 Td (7,585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 539.01 Td (Principal transactionsintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 539.01 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 539.01 Td (\(2,842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 539.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 539.01 Td (2,818) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 539.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 539.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 526.01 Td (Other income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.75 526.01 Td (2,599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.50 526.01 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 526.01 Td (2,466) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 526.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 526.01 Td (5,248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 513.01 Td (Other incomeintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 513.01 Td (\(2,095) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 513.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.50 513.01 Td (305) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 513.01 Td (1,790) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 513.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 513.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 500.15 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 500.15 Td (otal non-inter) Tj ET Q q 0 0 0 rg BT 95.84 500.15 Td (est r) Tj ET Q q 0 0 0 rg BT 112.42 500.15 Td (evenues) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 500.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.50 500.01 Td (\(517) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 500.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 500.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 500.01 Td (7,808) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 500.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.25 500.01 Td (17,480) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 500.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 500.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 500.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 500.01 Td (24,771) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 487.15 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 487.15 Td (otal r) Tj ET Q q 0 0 0 rg BT 63.84 487.15 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 140.66 487.15 Td (est expense) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 487.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 487.01 Td (13,440) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 487.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 487.01 Td (9,862) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 487.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.25 487.01 Td (62,143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 487.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 487.01 Td (\(15,570) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 487.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 487.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 487.01 Td (69,875) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 474.15 Td (Pr) Tj ET Q q 0 0 0 rg BT 47.41 474.15 Td (ovisions for) Tj ET Q q 0 0 0 rg BT 91.50 474.15 Td ( cr) Tj ET Q q 0 0 0 rg BT 101.58 474.15 Td (edit losses and for) Tj ET Q q 0 0 0 rg BT 170.17 474.15 Td ( benefits and claims) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 474.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 474.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 474.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 474.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 474.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 474.01 Td (6,982) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 474.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 474.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 474.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 474.01 Td (6,982) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 461.15 Td (Operating expenses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 448.01 Td (Compensation and benefits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 448.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 448.01 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 448.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 448.01 Td (4,719) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 448.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.25 448.01 Td (16,229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 448.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 448.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 448.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 448.01 Td (20,970) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 435.01 Td (Compensation and benefitsintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 435.01 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 435.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.00 435.01 Td (\(36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 435.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 435.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 435.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 422.01 Td (Other operating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 422.01 Td (482) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 422.01 Td (1,634) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.25 422.01 Td (18,330) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 422.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 422.01 Td (20,446) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 409.01 Td (Other operatingintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 409.01 Td (217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 409.01 Td (1,333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 409.01 Td (\(1,550) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 409.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 409.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 409.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 396.15 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 396.15 Td (otal operating expenses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 396.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 396.01 Td (757) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 396.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 396.01 Td (7,686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 396.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.25 396.01 Td (32,973) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 396.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 396.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 396.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 396.01 Td (41,416) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 383.01 Td (Equity in undistributed income of subsidiaries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 383.01 Td (871) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 383.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 383.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 495.50 383.01 Td (\(871) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 383.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 383.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 369.20 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 97.90 369.20 Td (om continuing operations befor) Tj ET Q q 0 0 0 rg BT 218.49 369.20 Td (e income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 360.20 Td (taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 360.21 Td (13,554) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 360.21 Td (2,176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.25 360.21 Td (22,188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 360.21 Td (\(16,441) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 360.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 360.21 Td (21,477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 347.01 Td (Provision \(benefit\) for income taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 347.01 Td (\(1,358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 347.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.50 347.01 Td (746) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 347.01 Td (7,056) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 347.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 347.01 Td (6,444) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 334.15 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 97.90 334.15 Td (om continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 334.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 334.01 Td (14,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 334.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 334.01 Td (1,430) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 334.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.25 334.01 Td (15,132) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 334.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 334.01 Td (\(16,441) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 334.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 334.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 334.01 Td (15,033) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 321.15 Td (Loss fr) Tj ET Q q 0 0 0 rg BT 64.67 321.15 Td (om discontinued operations, net of taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 321.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 321.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.00 321.01 Td (\(58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 321.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 321.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 321.01 Td (\(58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 321.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 307.20 Td (Net income \(loss\) befor) Tj ET Q q 0 0 0 rg BT 126.14 307.20 Td (e attribution of noncontr) Tj ET Q q 0 0 0 rg BT 221.23 307.20 Td (olling) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 298.20 Td (inter) Tj ET Q q 0 0 0 rg BT 56.41 298.20 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 298.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 298.21 Td (14,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 298.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 298.21 Td (1,430) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 298.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.25 298.21 Td (15,074) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 298.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 298.21 Td (\(16,441) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 298.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 298.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 298.21 Td (14,975) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 285.15 Td (Noncontr) Tj ET Q q 0 0 0 rg BT 74.42 285.15 Td (olling inter) Tj ET Q q 0 0 0 rg BT 116.50 285.15 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 285.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 285.01 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 285.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 285.01 Td (76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 285.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 285.01 Td (63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 271.20 Td (Net income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 271.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 271.21 Td (14,912) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 271.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 271.21 Td (1,443) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 271.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.25 271.21 Td (14,998) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 271.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 271.21 Td (\(16,441) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 271.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 271.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 271.21 Td (14,912) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 258.15 Td (Compr) Tj ET Q q 0 0 0 rg BT 65.42 258.15 Td (ehensive income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 245.01 Td (Add: Other comprehensive income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 245.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 245.01 Td (\(3,022) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 245.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 245.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 245.01 Td (\(26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 245.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 245.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.75 245.01 Td (2,364) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 245.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.75 245.01 Td (\(2,338) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 245.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 245.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.75 245.01 Td (\(3,022) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 245.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 232.15 Td (T) Tj ET Q q 0 0 0 rg BT 43.59 232.15 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 82.83 232.15 Td (oup compr) Tj ET Q q 0 0 0 rg BT 124.42 232.15 Td (ehensive income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 232.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 232.01 Td (1) Tj ET Q q 0 0 0 rg BT 289.75 232.01 Td (1,890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 232.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 232.01 Td (1,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 232.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.25 232.01 Td (17,362) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 232.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 232.01 Td (\(18,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 232.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 232.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 232.01 Td (1) Tj ET Q q 0 0 0 rg BT 551.75 232.01 Td (1,890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 218.21 Td (Add: Other comprehensive income \(loss\) attributable to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 209.21 Td (noncontrolling interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 200.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 200.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 200.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 200.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 200.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 200.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.00 200.21 Td (\(56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.00 200.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 200.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 200.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 200.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 560.00 200.21 Td (\(56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 200.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 187.01 Td (Add: Net income attributable to noncontrolling interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 187.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 187.01 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.00 187.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.00 187.01 Td (76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.00 187.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.00 187.01 Td (63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 174.15 Td (T) Tj ET Q q 0 0 0 rg BT 43.18 174.15 Td (otal compr) Tj ET Q q 0 0 0 rg BT 84.75 174.15 Td (ehensive income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 174.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.25 174.01 Td (1) Tj ET Q q 0 0 0 rg BT 289.75 174.01 Td (1,890) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 320.00 174.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.75 174.01 Td (1,404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 174.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.25 174.01 Td (17,382) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 174.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.25 174.01 Td (\(18,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 174.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 174.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 174.01 Td (1) Tj ET Q q 0 0 0 rg BT 551.75 174.01 Td (1,897) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 589 0 obj <> endobj 590 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (294) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Condensed Consolidating Statements of Income and Compr) Tj ET Q q 0 0 0 rg BT 291.40 742.25 Td (ehensive Income) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 664.75 228.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 664.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 664.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 664.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 664.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 664.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 664.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 664.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 664.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 664.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 638.75 228.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 638.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 638.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 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gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 560.75 228.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 560.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 560.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 560.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 560.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 560.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 560.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 560.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 560.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 560.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 534.75 228.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 534.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 534.75 4.00 -13.00 re f /GS0 gs 0.8 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317.50 430.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 430.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 430.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 430.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 430.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 430.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 430.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 430.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 404.75 228.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 404.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 404.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 404.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 404.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 404.75 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/GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 378.75 56.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 342.75 228.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 342.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 342.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 342.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 342.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 342.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 342.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 342.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 342.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 342.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 316.75 228.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 316.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 316.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 316.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 316.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 316.75 69.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 316.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 316.75 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 316.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 316.75 56.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 280.75 228.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 280.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 280.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 280.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 280.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 280.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 280.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 280.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 280.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 280.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 253.75 228.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 253.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 253.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 253.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 253.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 253.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 253.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 253.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 253.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 253.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 227.75 228.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 227.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 227.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 227.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 227.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 227.75 69.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 227.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 227.75 65.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 227.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 227.75 56.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 191.75 228.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.50 191.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 317.50 191.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 321.50 191.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 191.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 191.75 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 191.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 191.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.50 191.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 191.75 56.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 677.75 m 264.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 709.75 m 317.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 677.75 m 317.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 709.75 m 321.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 677.75 m 321.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 709.75 m 374.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 677.75 m 374.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 709.75 m 378.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 677.75 m 378.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 709.75 m 447.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 677.75 m 447.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 709.75 m 451.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 677.75 m 451.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 709.75 m 516.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 677.75 m 516.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 709.75 m 520.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 677.75 m 520.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 709.75 m 576.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 677.75 m 576.5 677.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 599.75 m 264.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 599.75 m 264.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 586.75 m 264.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 599.75 m 317.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 586.75 m 317.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 599.75 m 321.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 586.75 m 321.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 599.75 m 374.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 586.75 m 374.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 599.75 m 378.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 586.75 m 378.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 599.75 m 447.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 586.75 m 447.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 599.75 m 451.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 586.75 m 451.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 599.75 m 516.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 586.75 m 516.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 599.75 m 520.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 586.75 m 520.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 599.75 m 576.5 599.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 586.75 m 576.5 586.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 508.75 m 264.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 495.75 m 264.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 508.75 m 317.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 495.75 m 317.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 508.75 m 321.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 495.75 m 321.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 508.75 m 374.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 495.75 m 374.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 508.75 m 378.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 495.75 m 378.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 508.75 m 447.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 495.75 m 447.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 508.75 m 451.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 495.75 m 451.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 508.75 m 516.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 495.75 m 516.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 508.75 m 520.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 495.75 m 520.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 508.75 m 576.5 508.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 495.75 m 576.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 495.75 m 576.5 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 482.75 m 576.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 482.75 m 264.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 469.75 m 264.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 482.75 m 317.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 469.75 m 317.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 482.75 m 321.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 469.75 m 321.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 482.75 m 374.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 469.75 m 374.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 482.75 m 378.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 469.75 m 378.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 482.75 m 447.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 469.75 m 447.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 482.75 m 451.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 469.75 m 451.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 482.75 m 516.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 469.75 m 516.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 482.75 m 520.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 469.75 m 520.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 482.75 m 576.5 482.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 469.75 m 576.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 469.75 m 264.5 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 404.75 m 576.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 404.75 m 264.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 391.75 m 264.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 404.75 m 317.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 391.75 m 317.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 404.75 m 321.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 391.75 m 321.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 404.75 m 374.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 391.75 m 374.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 404.75 m 378.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 391.75 m 378.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 404.75 m 447.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 391.75 m 447.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 404.75 m 451.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 391.75 m 451.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 404.75 m 516.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 391.75 m 516.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 404.75 m 520.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 391.75 m 520.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 404.75 m 576.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 391.75 m 576.5 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 378.75 m 264.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 378.75 m 317.5 378.75 l s 0 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355.75 m 321.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 378.75 m 374.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 355.75 m 374.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 355.75 m 378.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 378.75 m 447.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 355.75 m 447.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 355.75 m 451.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 378.75 m 516.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 355.75 m 516.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 355.75 m 520.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 378.75 m 576.5 378.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 355.75 m 576.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 342.75 m 264.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 342.75 m 317.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 342.75 m 321.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 342.75 m 374.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 342.75 m 378.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 342.75 m 447.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 342.75 m 451.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 342.75 m 516.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 342.75 m 520.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 342.75 m 576.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 316.75 m 264.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 316.75 m 576.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 316.75 m 264.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 316.75 m 317.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 316.75 m 321.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 316.75 m 374.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 316.75 m 378.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 316.75 m 447.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 316.75 m 451.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 316.75 m 516.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 316.75 m 520.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 316.75 m 576.5 316.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 280.75 m 576.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 280.75 m 264.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 266.75 m 264.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 280.75 m 317.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 266.75 m 317.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 280.75 m 321.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 266.75 m 321.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 280.75 m 374.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 266.75 m 374.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 280.75 m 378.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 266.75 m 378.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 280.75 m 447.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 266.75 m 447.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 280.75 m 451.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 266.75 m 451.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 280.75 m 516.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 266.75 m 516.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 280.75 m 520.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 266.75 m 520.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 280.75 m 576.5 280.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 266.75 m 576.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 266.75 m 317.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 266.75 m 374.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 266.75 m 447.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 266.75 m 516.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 266.75 m 576.5 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 240.75 m 264.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 240.75 m 317.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 240.75 m 321.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 240.75 m 374.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 240.75 m 378.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 240.75 m 447.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 240.75 m 451.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 240.75 m 516.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 240.75 m 520.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 240.75 m 576.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 240.75 m 317.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 240.75 m 321.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 240.75 m 374.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 240.75 m 378.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 240.75 m 447.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 240.75 m 451.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 240.75 m 516.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 240.75 m 520.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 240.75 m 576.5 240.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 227.75 m 264.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 227.75 m 317.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 227.75 m 321.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 227.75 m 374.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 227.75 m 378.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 227.75 m 447.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 227.75 m 451.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 227.75 m 516.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 227.75 m 520.5 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 227.75 m 576.5 227.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 191.75 m 264.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 191.75 m 317.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 191.75 m 321.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 191.75 m 374.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 191.75 m 378.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 191.75 m 447.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 191.75 m 451.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 191.75 m 516.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 191.75 m 520.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 191.75 m 576.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 178.75 m 264.5 178.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 264.5 178.75 m 317.5 178.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 317.5 178.75 m 321.5 178.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 321.5 178.75 m 374.5 178.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 178.75 m 378.5 178.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 178.75 m 447.5 178.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 178.75 m 451.5 178.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 178.75 m 516.5 178.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 516.5 178.75 m 520.5 178.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 191.75 m 576.5 191.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 178.75 m 576.5 178.75 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.35 714.61 Td (Y) Tj ET Q q 0 0 0 rg BT 368.95 714.61 Td (ear ended December 31, 2015) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 682.00 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.20 700.21 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.25 691.21 Td (parent) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 274.00 682.21 Td (company) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.45 682.21 Td (CGMHI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.85 700.21 Td (Other Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.60 691.21 Td (subsidiaries and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.25 682.21 Td (eliminations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.20 691.21 Td (Consolidating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 682.21 Td (adjustments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.70 691.21 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.25 682.21 Td (consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 669.15 Td (Revenues) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 656.01 Td (Dividends from subsidiaries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 656.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 656.01 Td (13,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 656.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.00 656.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 656.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 656.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 656.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 656.01 Td (\(13,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 656.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 656.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 656.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 643.01 Td (Interest revenue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.50 643.01 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 643.01 Td (4,389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 643.01 Td (54,153) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 643.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 643.01 Td (58,551) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 630.01 Td (Interest revenueintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 630.01 Td (2,880) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 630.01 Td (272) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 630.01 Td (\(3,152) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 630.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 630.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 630.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 617.01 Td (Interest expense) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 617.01 Td (4,563) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 617.01 Td (988) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 617.01 Td (6,370) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 617.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 617.01 Td (1) Tj ET Q q 0 0 0 rg BT 552.75 617.01 Td (1,921) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 604.01 Td (Interest expenseintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.50 604.01 Td (\(475) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.00 604.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 604.01 Td (1,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 604.01 Td (\(829) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 604.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 604.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 604.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 591.15 Td (Net inter) Tj ET Q q 0 0 0 rg BT 73.15 591.15 Td (est r) Tj ET Q q 0 0 0 rg BT 89.73 591.15 Td (evenue) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 591.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 591.01 Td (\(1,199) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.00 591.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 591.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 591.01 Td (2,369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 591.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 591.01 Td (45,460) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 591.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 591.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 591.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 591.01 Td (46,630) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 578.01 Td (Commissions and fees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 578.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 578.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 578.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 578.01 Td (4,872) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 578.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 578.01 Td (9,613) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 578.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 578.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 578.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 578.01 Td (14,485) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 565.01 Td (Commissions and feesintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 565.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 565.01 Td (210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 565.01 Td (\(210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 565.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 565.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 565.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 552.01 Td (Principal transactions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 552.01 Td (1,012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 552.01 Td (5,532) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 427.50 552.01 Td (\(536) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 552.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 552.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 552.01 Td (6,008) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 539.01 Td (Principal transactionsintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 539.01 Td (\(1,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.00 539.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 347.75 539.01 Td (\(3,875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 539.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 539.01 Td (5,608) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 539.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 539.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 526.01 Td (Other income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 526.01 Td (3,294) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 526.01 Td (403) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 526.01 Td (5,534) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 526.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 526.01 Td (9,231) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 513.01 Td (Other incomeintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 513.01 Td (\(3,054) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.00 513.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 513.01 Td (1,088) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 513.01 Td (1,966) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 513.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 513.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 500.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 500.15 Td (otal non-inter) Tj ET Q q 0 0 0 rg BT 96.84 500.15 Td (est r) Tj ET Q q 0 0 0 rg BT 113.42 500.15 Td (evenues) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 500.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.50 500.01 Td (\(481) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.00 500.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 500.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 500.01 Td (8,230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 500.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 500.01 Td (21,975) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 500.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 500.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 500.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 500.01 Td (29,724) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 487.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 487.15 Td (otal r) Tj ET Q q 0 0 0 rg BT 64.84 487.15 Td (evenues, net of inter) Tj ET Q q 0 0 0 rg BT 141.66 487.15 Td (est expense) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 487.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 487.01 Td (1) Tj ET Q q 0 0 0 rg BT 293.75 487.01 Td (1,820) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 487.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 346.25 487.01 Td (10,599) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 487.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 487.01 Td (67,435) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 487.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 487.01 Td (\(13,500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 487.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 487.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 487.01 Td (76,354) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 474.15 Td (Pr) Tj ET Q q 0 0 0 rg BT 48.41 474.15 Td (ovisions for) Tj ET Q q 0 0 0 rg BT 92.50 474.15 Td ( cr) Tj ET Q q 0 0 0 rg BT 102.58 474.15 Td (edit losses and for) Tj ET Q q 0 0 0 rg BT 171.17 474.15 Td ( benefits and claims) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 474.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 474.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 474.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.00 474.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 474.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 474.01 Td (7,913) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 474.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 474.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 474.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 474.01 Td (7,913) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 461.15 Td (Operating expenses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 448.01 Td (Compensation and benefits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 448.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 302.00 448.01 Td (\(58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.00 448.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 448.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 448.01 Td (5,003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 448.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 448.01 Td (16,824) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 448.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 448.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 448.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 448.01 Td (21,769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 435.01 Td (Compensation and benefitsintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 435.01 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.00 435.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 435.01 Td (\(59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 435.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 435.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 435.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 422.01 Td (Other operating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.50 422.01 Td (271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 422.01 Td (1,940) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 422.01 Td (19,635) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 422.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 422.01 Td (21,846) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 409.01 Td (Other operatingintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.50 409.01 Td (247) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 409.01 Td (1,173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 409.01 Td (\(1,420) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 409.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 409.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 409.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 396.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 396.15 Td (otal operating expenses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 396.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.50 396.01 Td (519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 396.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 396.01 Td (8,1) Tj ET Q q 0 0 0 rg BT 362.00 396.01 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 396.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 396.01 Td (34,980) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 396.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 396.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 396.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 396.01 Td (43,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 383.01 Td (Equity in undistributed income of subsidiaries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 383.01 Td (4,601) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.00 383.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 383.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.75 383.01 Td (\(4,601) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 383.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 383.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 383.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 369.20 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 98.90 369.20 Td (om continuing operations befor) Tj ET Q q 0 0 0 rg BT 219.49 369.20 Td (e income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 360.20 Td (taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 360.21 Td (15,902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 360.21 Td (2,483) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 360.21 Td (24,542) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 360.21 Td (\(18,101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 360.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 360.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 360.21 Td (24,826) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 347.01 Td (Provision \(benefit\) for income taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 347.01 Td (\(1,340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.00 347.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 357.50 347.01 Td (537) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 347.01 Td (8,243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 347.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 347.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 347.01 Td (7,440) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 334.15 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 98.90 334.15 Td (om continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 334.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 334.01 Td (17,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 334.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 334.01 Td (1,946) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 334.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 334.01 Td (16,299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 334.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 334.01 Td (\(18,101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 334.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 334.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 334.01 Td (17,386) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 321.15 Td (Loss fr) Tj ET Q q 0 0 0 rg BT 65.67 321.15 Td (om discontinued operations, net of taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 321.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.00 321.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 321.01 Td (\(54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 321.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 321.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 321.01 Td (\(54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 321.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 307.20 Td (Net income \(loss\) befor) Tj ET Q q 0 0 0 rg BT 127.14 307.20 Td (e attribution of noncontr) Tj ET Q q 0 0 0 rg BT 222.23 307.20 Td (olling) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 298.20 Td (inter) Tj ET Q q 0 0 0 rg BT 57.41 298.20 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 298.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 298.21 Td (17,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 298.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 298.21 Td (1,946) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 298.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 298.21 Td (16,245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 298.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 298.21 Td (\(18,101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 298.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 298.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 298.21 Td (17,332) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 285.15 Td (Noncontr) Tj ET Q q 0 0 0 rg BT 75.42 285.15 Td (olling inter) Tj ET Q q 0 0 0 rg BT 117.50 285.15 Td (ests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 285.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.50 285.01 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 285.01 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 285.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 285.01 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 271.20 Td (Net income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 271.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 271.21 Td (17,242) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 271.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 271.21 Td (1,937) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 271.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 271.21 Td (16,164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 271.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 271.21 Td (\(18,101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 271.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 271.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 271.21 Td (17,242) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 258.15 Td (Compr) Tj ET Q q 0 0 0 rg BT 66.42 258.15 Td (ehensive income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 245.01 Td (Add: Other comprehensive income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 245.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 290.75 245.01 Td (\(6,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.00 245.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 245.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.50 245.01 Td (\(125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 371.00 245.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 245.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 423.75 245.01 Td (1,017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 245.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 245.01 Td (\(892) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 245.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 245.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 245.01 Td (\(6,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 245.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 232.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 232.15 Td (otal Citigr) Tj ET Q q 0 0 0 rg BT 83.83 232.15 Td (oup compr) Tj ET Q q 0 0 0 rg BT 125.42 232.15 Td (ehensive income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 232.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 232.01 Td (1) Tj ET Q q 0 0 0 rg BT 293.75 232.01 Td (1,1) Tj ET Q q 0 0 0 rg BT 305.00 232.01 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 232.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 232.01 Td (1,812) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 232.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 232.01 Td (17,181) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 232.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 232.01 Td (\(18,993) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 232.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 232.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 232.01 Td (1) Tj ET Q q 0 0 0 rg BT 552.75 232.01 Td (1,1) Tj ET Q q 0 0 0 rg BT 564.00 232.01 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 219.01 Td (Add: Other comprehensive income \(loss\) attributable to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 210.01 Td (noncontrolling interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 209.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 209.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 209.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.00 209.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 209.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 209.21 Td (\(83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.00 209.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 209.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 209.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 209.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 209.21 Td (\(83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 209.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 196.01 Td (Add: Net income attributable to noncontrolling interests) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 196.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 366.50 196.01 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 196.01 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.00 196.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 196.01 Td (90) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 183.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 183.15 Td (otal compr) Tj ET Q q 0 0 0 rg BT 85.75 183.15 Td (ehensive income \(loss\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 183.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 183.01 Td (1) Tj ET Q q 0 0 0 rg BT 293.75 183.01 Td (1,1) Tj ET Q q 0 0 0 rg BT 305.00 183.01 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 183.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.75 183.01 Td (1,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 183.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 183.01 Td (17,179) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 183.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 485.25 183.01 Td (\(18,993) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 183.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 183.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 183.01 Td (1) Tj ET Q q 0 0 0 rg BT 552.75 183.01 Td (1,121) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 591 0 obj <> endobj 592 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (295) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Condensed Consolidating Balance Sheet) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 646.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 646.75 53.00 -13.00 re f /GS0 gs 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0.9333333333333333 1 rg /GS0 gs 389.50 620.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 620.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 620.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 620.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 620.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 594.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 594.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 594.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 594.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 594.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 594.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 594.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 594.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 594.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 594.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 568.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 568.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 568.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 568.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 568.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 568.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 568.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 568.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 568.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 568.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 542.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 542.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 542.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 542.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 542.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 542.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 542.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 542.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 542.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 542.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 516.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 516.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 516.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 516.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 516.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 516.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 516.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 516.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 516.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 516.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 490.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 490.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 490.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 490.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 490.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 490.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 490.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 490.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 490.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 490.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 464.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 464.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 464.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 464.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 464.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 464.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 464.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 464.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 464.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 464.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 438.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 438.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 438.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 438.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 438.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 438.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 438.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 438.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 438.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 438.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 412.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 412.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 412.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 412.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 412.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 412.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 412.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 412.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 412.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 412.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 386.75 243.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 386.75 53.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 386.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 386.75 49.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 386.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 386.75 55.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 386.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 386.75 62.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 386.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 386.75 62.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 351.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 351.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 351.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 351.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 351.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 351.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 351.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 351.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 351.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 351.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 325.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 325.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 325.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 325.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 325.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 325.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 325.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 325.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 325.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 325.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 299.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 299.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 299.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 299.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 299.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 299.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 299.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 299.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 299.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 299.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 273.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 273.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 273.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 273.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 273.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 273.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 273.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 273.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 273.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 273.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 247.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 247.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 247.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 247.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 247.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 247.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 247.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 247.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.50 247.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 247.75 62.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 659.75 m 279.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 709.75 m 332.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 659.75 m 332.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 709.75 m 336.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 659.75 m 336.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 709.75 m 385.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 659.75 m 385.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 709.75 m 389.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 659.75 m 389.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 709.75 m 444.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 659.75 m 444.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 709.75 m 448.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 659.75 m 448.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 709.75 m 510.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 659.75 m 510.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 709.75 m 514.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 659.75 m 514.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 709.75 m 576.5 709.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 659.75 m 576.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 659.75 m 279.5 659.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 516.75 m 279.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 503.75 m 279.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 516.75 m 332.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 503.75 m 332.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 516.75 m 336.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 503.75 m 336.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 516.75 m 385.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 503.75 m 385.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 516.75 m 389.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 503.75 m 389.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 516.75 m 444.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 503.75 m 444.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 516.75 m 448.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 503.75 m 448.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 516.75 m 510.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 503.75 m 510.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 516.75 m 514.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 503.75 m 514.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 516.75 m 576.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 503.75 m 576.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 451.75 m 279.5 451.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 438.75 m 279.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 451.75 m 332.5 451.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 438.75 m 332.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 451.75 m 336.5 451.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 438.75 m 336.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 451.75 m 385.5 451.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 438.75 m 385.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 451.75 m 389.5 451.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 438.75 m 389.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 451.75 m 444.5 451.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 438.75 m 444.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 451.75 m 448.5 451.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 438.75 m 448.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 451.75 m 510.5 451.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 438.75 m 510.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 451.75 m 514.5 451.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 438.75 m 514.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 451.75 m 576.5 451.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 438.75 m 576.5 438.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 438.75 m 385.5 438.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 234.75 m 510.5 234.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 234.75 m 279.5 234.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 221.75 m 279.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 234.75 m 332.5 234.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 221.75 m 332.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 234.75 m 336.5 234.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 221.75 m 336.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 234.75 m 385.5 234.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 221.75 m 385.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 234.75 m 389.5 234.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 221.75 m 389.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 234.75 m 444.5 234.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 221.75 m 444.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 234.75 m 448.5 234.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 221.75 m 448.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 234.75 m 510.5 234.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 221.75 m 510.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 234.75 m 514.5 234.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 221.75 m 514.5 221.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 234.75 m 576.5 234.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 221.75 m 576.5 221.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.20 714.20 Td (December) Tj ET Q q 0 0 0 rg BT 430.01 714.20 Td ( 31, 2017) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 664.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.65 682.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 314.56 682.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.65 673.20 Td (par) Tj ET Q q 0 0 0 rg BT 317.07 673.20 Td (ent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.95 664.20 Td (company) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.50 664.20 Td (CGMHI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.15 700.20 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.65 691.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 426.56 691.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.45 682.20 Td (subsidiaries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.45 673.20 Td (and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.95 664.20 Td (eliminations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.45 673.20 Td (Consolidating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.95 664.20 Td (adjustments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 535.65 673.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 558.48 673.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.95 664.20 Td (consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 651.15 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 638.01 Td (Cash and due from banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 638.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 638.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 638.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.50 638.15 Td (378) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 638.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 638.15 Td (23,397) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 638.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 638.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 638.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 638.15 Td (23,775) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 625.01 Td (Cash and due from banksintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 625.15 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.75 625.15 Td (3,750) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 625.15 Td (\(3,763) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 625.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 625.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 625.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 612.01 Td (Federal funds sold and resale agreements) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 612.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.75 612.15 Td (182,685) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 612.15 Td (49,793) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 612.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 612.15 Td (232,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 599.01 Td (Federal funds sold and resale agreementsintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 599.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 599.15 Td (16,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 599.15 Td (\(16,091) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 599.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 599.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 599.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 586.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 586.01 Td (rading account assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 586.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.75 586.15 Td (139,462) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 586.15 Td (1) Tj ET Q q 0 0 0 rg BT 416.25 586.15 Td (12,094) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 586.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 586.15 Td (251,556) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 573.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 573.01 Td (rading account assetsintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 573.15 Td (38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.75 573.15 Td (2,71) Tj ET Q q 0 0 0 rg BT 377.50 573.15 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 573.15 Td (\(2,749) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 573.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 573.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 573.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 560.01 Td (Investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 560.15 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.50 560.15 Td (181) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 560.15 Td (352,082) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 560.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 560.15 Td (352,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 547.01 Td (Loans, net of unearned income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 547.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.50 547.15 Td (900) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 547.15 Td (666,134) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 547.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 547.15 Td (667,034) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 534.01 Td (Loans, net of unearned incomeintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 534.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 534.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 534.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 534.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 534.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 521.01 Td (Allowance for loan losses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 521.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 521.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 521.15 Td (\(12,355) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 521.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 521.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 521.15 Td (\(12,355) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 521.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 508.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 508.01 Td (otal loans, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 508.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.50 508.15 Td (900) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 508.15 Td (653,779) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 508.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 508.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 508.15 Td (654,679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 495.01 Td (Advances to subsidiaries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 495.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.75 495.15 Td (139,722) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 495.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 495.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 495.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 495.15 Td (\(139,722) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 495.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 495.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 495.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 495.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 495.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 482.01 Td (Investments in subsidiaries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.75 482.15 Td (210,537) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 482.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 482.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.75 482.15 Td (\(210,537) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 482.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 482.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 469.01 Td (Other assets ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 84.99 473.09 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 469.15 Td (10,844) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 469.15 Td (61,647) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 469.15 Td (255,196) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 469.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 469.15 Td (327,687) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 456.01 Td (Other assetsintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 456.15 Td (14,428) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 456.15 Td (48,832) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 456.15 Td (\(63,260) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 456.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 456.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 456.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 443.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 443.15 Td (otal assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 443.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.75 443.15 Td (375,609) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 443.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.75 443.15 Td (456,637) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 443.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 443.15 Td (1,220,756) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 443.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.75 443.15 Td (\(210,537) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 443.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 443.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 443.15 Td (1,842,465) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 430.15 Td (Liabilities and equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 417.01 Td (Deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 417.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 417.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 417.15 Td (959,822) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 417.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 417.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 417.15 Td (959,822) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 404.01 Td (Depositsintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 404.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 404.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 404.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 404.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 404.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 391.01 Td (Federal funds purchased and securities loaned or sold) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 391.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.75 391.15 Td (134,888) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 391.15 Td (21,389) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 391.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 391.15 Td (156,277) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 378.01 Td (Federal funds purchased and securities loaned or sold) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 369.01 Td (intercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 369.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 369.20 Td (18,597) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 369.20 Td (\(18,597) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 369.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 369.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 369.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 356.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 356.01 Td (rading account liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 356.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 356.15 Td (80,801) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 356.15 Td (43,246) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 356.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 356.15 Td (124,047) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 343.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 343.01 Td (rading account liabilitiesintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 343.15 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.75 343.15 Td (2,182) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 343.15 Td (\(2,197) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 343.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 343.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 343.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 330.01 Td (Short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 330.15 Td (251) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.75 330.15 Td (3,568) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 330.15 Td (40,633) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 330.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 330.15 Td (44,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 317.01 Td (Short-term borrowingsintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 317.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 317.15 Td (32,871) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 317.15 Td (\(32,871) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 317.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 317.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 317.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 304.01 Td (Long-term debt) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.75 304.15 Td (152,163) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 304.15 Td (18,048) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 304.15 Td (66,498) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 304.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 304.15 Td (236,709) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 291.01 Td (Long-term debtintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 291.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 291.15 Td (60,765) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 291.15 Td (\(60,765) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 291.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 291.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 291.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 278.01 Td (Advances from subsidiaries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 278.15 Td (19,136) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 278.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 278.15 Td (\(19,136) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 278.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 278.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 278.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 265.01 Td (Other liabilities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 265.15 Td (2,673) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 265.15 Td (62,1) Tj ET Q q 0 0 0 rg BT 373.00 265.15 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 265.15 Td (54,700) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 265.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 265.15 Td (1) Tj ET Q q 0 0 0 rg BT 548.25 265.15 Td (19,486) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 252.01 Td (Other liabilitiesintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 252.15 Td (631) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.75 252.15 Td (9,753) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 252.15 Td (\(10,384) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 252.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.00 252.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 252.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 239.01 Td (Stockholders) Tj ET Q q 0 0 0 rg BT 88.32 239.01 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.75 239.15 Td (200,740) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 239.15 Td (33,051) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 239.15 Td (178,418) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.75 239.15 Td (\(210,537) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 239.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 239.15 Td (201,672) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 226.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 226.15 Td (otal liabilities and equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 226.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.75 226.15 Td (375,609) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 226.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 352.75 226.15 Td (456,637) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 226.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.00 226.15 Td (1,220,756) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 226.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.75 226.15 Td (\(210,537) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 226.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 226.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 537.00 226.15 Td (1,842,465) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 203.05 Td (\(1\) ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 203.05 Td (Other assets) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 93.78 203.05 Td ( for Citigroup parent company at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 200.86 203.05 Td (December31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 263.73 203.05 Td ( included $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 299.27 203.05 Td (29.7 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 336.16 203.05 Td ( of placements to Citibank and its branches, of which $) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 512.34 203.05 Td (18.9 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 549.23 203.05 Td ( had a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 193.45 Td (remaining term of less than 30 days. ) Tj ET Q endstream endobj 593 0 obj <> endobj 594 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (296) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Condensed Consolidating Balance Sheet) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 637.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 637.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 637.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 637.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 637.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 637.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 637.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.50 637.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.50 637.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.50 637.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 611.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 611.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg 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0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 494.75 m 517.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 507.75 m 521.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 494.75 m 521.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 507.75 m 576.5 507.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 494.75 m 576.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 442.75 m 283.5 442.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 429.75 m 283.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 442.75 m 336.5 442.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 429.75 m 336.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 442.75 m 340.5 442.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 429.75 m 340.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 442.75 m 389.5 442.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 429.75 m 389.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 442.75 m 393.5 442.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 429.75 m 393.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 442.75 m 449.5 442.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 429.75 m 449.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 442.75 m 453.5 442.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 429.75 m 453.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 442.75 m 517.5 442.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 429.75 m 517.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 442.75 m 521.5 442.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 429.75 m 521.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 442.75 m 576.5 442.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 429.75 m 576.5 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 225.75 m 283.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 212.75 m 283.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 225.75 m 336.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 212.75 m 336.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 225.75 m 340.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 212.75 m 340.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 225.75 m 389.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 212.75 m 389.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 225.75 m 393.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 212.75 m 393.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 225.75 m 449.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 212.75 m 449.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 225.75 m 453.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 212.75 m 453.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 225.75 m 517.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 453.5 212.75 m 517.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 225.75 m 521.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 212.75 m 521.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 225.75 m 576.5 225.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 521.5 212.75 m 576.5 212.75 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.10 714.21 Td (December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 655.00 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.20 673.21 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.25 664.21 Td (parent) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.00 655.21 Td (company) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.45 655.21 Td (CGMHI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.75 691.21 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.70 682.21 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.75 673.21 Td (subsidiaries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.50 664.21 Td (and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.75 655.21 Td (eliminations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.70 664.21 Td (Consolidating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 655.21 Td (adjustments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.20 664.21 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 525.75 655.21 Td (consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 642.15 Td (Assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 629.01 Td (Cash and due from banks) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 629.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 629.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 629.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 629.01 Td (870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 629.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 629.01 Td (22,173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 629.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 629.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 629.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 629.01 Td (23,043) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 616.01 Td (Cash and due from banksintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 616.01 Td (142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 616.01 Td (3,820) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 616.01 Td (\(3,962) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 616.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 616.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 616.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 603.01 Td (Federal funds sold and resale agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 603.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 603.01 Td (196,236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 603.01 Td (40,577) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 603.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 603.01 Td (236,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 590.01 Td (Federal funds sold and resale agreementsintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 590.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.25 590.01 Td (12,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.25 590.01 Td (\(12,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 590.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 590.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 590.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 577.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 577.01 Td (rading account assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.50 577.01 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 577.01 Td (121,484) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 577.01 Td (122,435) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 577.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 577.01 Td (243,925) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 564.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 564.01 Td (rading account assetsintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 564.01 Td (1,173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 564.01 Td (907) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 564.01 Td (\(2,080) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 564.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 564.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 564.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 551.01 Td (Investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 551.01 Td (173) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 551.01 Td (335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 551.01 Td (352,796) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 551.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 551.01 Td (353,304) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 538.01 Td (Loans, net of unearned income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 538.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 538.01 Td (575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 538.01 Td (623,794) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 538.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 538.01 Td (624,369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 525.01 Td (Loans, net of unearned incomeintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 525.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 525.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.00 525.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 525.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 525.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 512.01 Td (Allowance for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 512.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 512.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.25 512.01 Td (\(12,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 512.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 512.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 512.01 Td (\(12,060) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 512.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 499.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 499.01 Td (otal loans, net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 499.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 499.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 499.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 499.01 Td (575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 499.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 499.01 Td (61) Tj ET Q q 0 0 0 rg BT 425.75 499.01 Td (1,734) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 499.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 499.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 499.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 499.01 Td (612,309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 486.01 Td (Advances to subsidiaries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 486.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.75 486.01 Td (143,154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 486.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 486.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 486.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 413.75 486.01 Td (\(143,154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 486.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 486.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 486.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 486.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 486.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 473.01 Td (Investments in subsidiaries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.75 473.01 Td (226,279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 473.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.00 473.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.75 473.01 Td (\(226,279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 473.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 473.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 460.01 Td (Other assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 82.74 464.09 Td (\(1\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.25 460.01 Td (23,734) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.25 460.01 Td (46,095) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 460.01 Td (252,854) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 460.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 460.01 Td (322,683) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 447.01 Td (Other assetsintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.25 447.01 Td (27,845) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.25 447.01 Td (38,207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.25 447.01 Td (\(66,052) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 447.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 447.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 447.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 434.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.59 434.15 Td (otal assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 434.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.75 434.01 Td (422,506) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 434.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.75 434.01 Td (420,799) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 434.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 434.01 Td (1,175,051) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 434.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.75 434.01 Td (\(226,279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 434.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 434.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.00 434.01 Td (1,792,077) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 421.15 Td (Liabilities and equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 408.01 Td (Deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 408.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 408.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 408.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 408.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 408.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 408.01 Td (929,406) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.00 408.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 408.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.00 408.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 408.01 Td (929,406) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 395.01 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Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.25 360.21 Td (25,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.25 360.21 Td (\(25,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 360.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 360.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 360.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 347.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 347.01 Td (rading account liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 347.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.25 347.01 Td (87,714) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 347.01 Td (51,331) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 347.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 347.01 Td (139,045) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 334.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 334.01 Td (rading account liabilitiesintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 334.01 Td (1,006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 334.01 Td (868) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.75 334.01 Td (\(1,874) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 334.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 334.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 334.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 321.01 Td (Short-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 321.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 321.01 Td (1,356) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 321.01 Td (29,345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 321.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 321.01 Td (30,701) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 308.01 Td (Short-term borrowingsintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 308.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.25 308.01 Td (35,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.25 308.01 Td (\(35,596) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 308.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 308.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 308.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 295.01 Td (Long-term debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.75 295.01 Td (147,333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 295.01 Td (8,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 295.01 Td (50,717) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 295.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 295.01 Td (206,178) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 282.01 Td (Long-term debtintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 282.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.25 282.01 Td (41,287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.25 282.01 Td (\(41,287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 282.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 282.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 282.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 269.01 Td (Advances from subsidiaries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.25 269.01 Td (41,258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 269.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.25 269.01 Td (\(41,258) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 269.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 269.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 269.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 256.01 Td (Other liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 256.01 Td (3,466) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.25 256.01 Td (57,430) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 256.01 Td (57,887) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 256.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 256.01 Td (1) Tj ET Q q 0 0 0 rg BT 548.25 256.01 Td (18,783) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 243.01 Td (Other liabilitiesintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 243.01 Td (4,323) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 243.01 Td (7,894) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.25 243.01 Td (\(12,217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 243.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 243.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 243.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 230.01 Td (Stockholders) Tj ET Q q 0 0 0 rg BT 88.32 230.01 Td ( equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.75 230.01 Td (225,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.25 230.01 Td (32,789) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.75 230.01 Td (194,513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.75 230.01 Td (\(226,279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.00 230.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 230.01 Td (226,143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 217.15 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 217.15 Td (otal 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Tf ET q 0 0 0 rg BT 200.86 191.65 Td (December31, 2016) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 263.73 191.65 Td ( included ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 295.27 191.65 Td ($20.7 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 336.16 191.65 Td ( of placements to Citibank and its branches, of which ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 508.34 191.65 Td ($6.8 billion) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 545.23 191.65 Td ( had a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 182.05 Td (remaining term of less than 30 days. ) Tj ET Q endstream endobj 595 0 obj <> endobj 596 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (297) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Condensed Consolidating Statement of Cash Flows) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 637.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 637.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 637.75 4.00 -13.00 re 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0.9333333333333333 1 rg /GS0 gs 332.50 419.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 419.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 419.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 419.75 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 419.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 419.75 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 419.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 419.75 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 383.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 383.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 383.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 383.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 383.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 383.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 383.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 383.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 383.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 383.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 357.75 243.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 357.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 357.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 357.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 357.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 357.75 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 357.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 357.75 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 357.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 357.75 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 321.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 321.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 321.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 321.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 321.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 321.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 321.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 321.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 321.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 321.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 285.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 285.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 285.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 285.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 285.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 285.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 285.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 285.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 285.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 285.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 259.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 259.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 259.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 259.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 259.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 259.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 259.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 259.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 259.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 259.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 233.75 243.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 233.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 233.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 233.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 233.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 233.75 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 233.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 233.75 60.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 233.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 233.75 64.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 197.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 197.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 197.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 197.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 197.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 197.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 197.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 197.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 197.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 197.75 64.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 171.75 243.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 171.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 171.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 171.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 171.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 171.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 171.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 171.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 171.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.50 171.75 64.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 710.75 m 332.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 710.75 m 336.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 710.75 m 385.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 710.75 m 389.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 710.75 m 444.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 710.75 m 448.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 710.75 m 508.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 710.75 m 512.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 710.75 m 576.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 660.75 m 279.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 660.75 m 332.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 660.75 m 336.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 660.75 m 385.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 660.75 m 389.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 710.75 m 444.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 660.75 m 444.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 710.75 m 448.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 660.75 m 448.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 710.75 m 508.5 710.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 660.75 m 508.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 660.75 m 512.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 660.75 m 576.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 637.75 m 279.5 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 637.75 m 332.5 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 637.75 m 336.5 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 637.75 m 385.5 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 637.75 m 389.5 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 637.75 m 444.5 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 637.75 m 448.5 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 637.75 m 508.5 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 637.75 m 512.5 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 637.75 m 576.5 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 494.75 m 576.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 494.75 m 279.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 471.75 m 279.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 494.75 m 332.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 471.75 m 332.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 494.75 m 336.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 471.75 m 336.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 494.75 m 385.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 471.75 m 385.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 494.75 m 389.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 471.75 m 389.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 494.75 m 444.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 471.75 m 444.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 494.75 m 448.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 471.75 m 448.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 494.75 m 508.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 471.75 m 508.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 494.75 m 512.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 471.75 m 512.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 494.75 m 576.5 494.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 471.75 m 576.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 471.75 m 332.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 471.75 m 336.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 471.75 m 385.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 471.75 m 389.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 471.75 m 444.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 471.75 m 448.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 471.75 m 508.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 471.75 m 512.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 471.75 m 576.5 471.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 308.75 m 576.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 308.75 m 279.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 285.75 m 279.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 308.75 m 332.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 285.75 m 332.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 308.75 m 336.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 285.75 m 336.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 308.75 m 385.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 285.75 m 385.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 308.75 m 389.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 285.75 m 389.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 308.75 m 444.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 285.75 m 444.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 308.75 m 448.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 285.75 m 448.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 308.75 m 508.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 285.75 m 508.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 308.75 m 512.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 285.75 m 512.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 308.75 m 576.5 308.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 285.75 m 576.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 285.75 m 576.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 272.75 m 279.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 272.75 m 332.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 272.75 m 336.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 272.75 m 385.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 272.75 m 389.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 272.75 m 444.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 272.75 m 448.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 272.75 m 508.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 272.75 m 512.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 272.75 m 576.5 272.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 246.75 m 576.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 246.75 m 279.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 246.75 m 332.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 246.75 m 336.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 246.75 m 385.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 246.75 m 389.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 246.75 m 444.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 246.75 m 448.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 246.75 m 508.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 246.75 m 512.5 246.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 246.75 m 576.5 246.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 233.75 m 279.5 233.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 233.75 m 332.5 233.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 233.75 m 336.5 233.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 233.75 m 385.5 233.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 233.75 m 389.5 233.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 233.75 m 444.5 233.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 233.75 m 448.5 233.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 233.75 m 508.5 233.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 233.75 m 512.5 233.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 233.75 m 576.5 233.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 184.75 m 576.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 184.75 m 279.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 184.75 m 332.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 184.75 m 336.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 184.75 m 385.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 184.75 m 389.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 184.75 m 444.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 184.75 m 448.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 184.75 m 508.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 184.75 m 512.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 184.75 m 576.5 184.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 145.75 m 279.5 145.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 145.75 m 332.5 145.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 145.75 m 336.5 145.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 145.75 m 385.5 145.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 145.75 m 389.5 145.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 145.75 m 444.5 145.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 145.75 m 448.5 145.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 145.75 m 508.5 145.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 145.75 m 512.5 145.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 512.5 145.75 m 576.5 145.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.55 715.15 Td (Y) Tj ET Q q 0 0 0 rg BT 374.55 715.15 Td (ear) Tj ET Q q 0 0 0 rg BT 386.46 715.15 Td ( ended December) Tj ET Q q 0 0 0 rg BT 452.78 715.15 Td ( 31, 2017) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 665.00 Td (In millions of dollars) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.80 683.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 309.71 683.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 292.80 674.20 Td (par) Tj ET Q q 0 0 0 rg BT 306.22 674.20 Td (ent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.95 665.20 Td (company) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 344.25 665.20 Td (CGMHI) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.05 701.20 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.80 692.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 420.71 692.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 393.70 683.20 Td (subsidiaries) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.20 674.20 Td (and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.95 665.20 Td (eliminations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.20 674.20 Td (Consolidating) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.45 665.20 Td (adjustments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 525.30 674.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 548.13 674.20 Td (oup) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 519.95 665.20 Td (consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 651.20 Td (Net cash pr) Tj ET Q q 0 0 0 rg BT 82.91 651.20 Td (ovided by \(used in\) operating activities of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 642.20 Td (continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 642.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.25 642.20 Td (34,940) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 642.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 354.25 642.20 Td (\(33,359) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 642.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 642.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 642.20 Td (\(10,168) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 642.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 642.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 642.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 642.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 642.20 Td (\(8,587) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 642.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 629.15 Td (Cash flows fr) Tj ET Q q 0 0 0 rg BT 89.92 629.15 Td (om investing activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 616.01 Td (Purchases of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 616.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 616.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 616.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.50 616.15 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 616.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 616.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 616.15 Td (\(185,739) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 616.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 616.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 616.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 616.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 540.75 616.15 Td (\(185,740) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 616.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 603.01 Td (Proceeds from sales of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 603.15 Td (132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 603.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.75 603.15 Td (107,236) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 603.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.75 603.15 Td (107,368) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 590.01 Td (Proceeds from maturities of investments) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 590.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 590.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 590.15 Td (84,369) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 590.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 590.15 Td (84,369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 577.01 Td (Change in deposits with banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 577.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 577.15 Td (1) Tj ET Q q 0 0 0 rg BT 361.75 577.15 Td (1,861) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 577.15 Td (\(31,151) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 577.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 577.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 577.15 Td (\(19,290) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 577.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 564.01 Td (Change in loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 564.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 564.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 564.15 Td (\(58,062) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 564.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 564.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 564.15 Td (\(58,062) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 564.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 551.01 Td (Proceeds from sales and securitizations of loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 551.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 551.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 551.15 Td (8,365) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 551.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 551.15 Td (8,365) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 538.01 Td (Proceeds from significant disposals) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 538.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 538.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 538.15 Td (3,41) Tj ET Q q 0 0 0 rg BT 436.50 538.15 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 538.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 538.15 Td (3,41) Tj ET Q q 0 0 0 rg BT 568.50 538.15 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 525.01 Td (Change in federal funds sold and resales) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 525.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.75 525.15 Td (9,730) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 525.15 Td (\(5,395) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 525.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 525.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 525.15 Td (4,335) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 512.01 Td (Changes in investments and advancesintercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 512.15 Td (\(899) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 512.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.75 512.15 Td (\(2,790) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 512.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 512.15 Td (3,689) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 512.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 512.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 499.01 Td (Other investing activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 499.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 499.15 Td (\(24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 499.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 499.15 Td (\(2,960) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 499.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 499.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 499.15 Td (\(2,984) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 499.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 485.20 Td (Net cash pr) Tj ET Q q 0 0 0 rg BT 82.91 485.20 Td (ovided by \(used in\) investing activities of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 476.20 Td (continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 476.20 Td (\(767) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 476.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 476.20 Td (18,776) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 476.20 Td (\(76,237) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 476.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 476.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 476.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 476.20 Td (\(58,228) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 476.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 463.15 Td (Cash flows fr) Tj ET Q q 0 0 0 rg BT 89.92 463.15 Td (om financing activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 450.01 Td (Dividends paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 450.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 450.15 Td (\(3,797) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 450.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 450.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 450.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 450.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 450.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 450.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 450.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 450.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.75 450.15 Td (\(3,797) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 450.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 437.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 437.01 Td (reasury stock acquired) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.25 437.15 Td (\(14,541) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 437.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 437.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 437.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 437.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 545.25 437.15 Td (\(14,541) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 437.15 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 424.01 Td (Proceeds \(repayments\) from issuance of long-term debt, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 424.15 Td (6,544) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.75 424.15 Td (4,909) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 424.15 Td (15,521) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 424.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 424.15 Td (26,974) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 410.21 Td (Proceeds \(repayments\) from issuance of long-term debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 401.21 Td (intercompany) Tj ET Q q 0 0 0 rg BT 88.19 401.21 Td (, net) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 401.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.75 401.20 Td (\(2,031) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 401.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 401.20 Td (2,031) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 401.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 401.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 388.01 Td (Change in deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 388.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 388.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 388.15 Td (30,416) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 388.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 388.15 Td (30,416) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 375.01 Td (Change in federal funds purchased and repos) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 375.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.75 375.15 Td (5,748) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 375.15 Td (8,708) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 375.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 375.15 Td (14,456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 362.01 Td (Change in short-term borrowings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 362.15 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.75 362.15 Td (2,212) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 362.15 Td (1) Tj ET Q q 0 0 0 rg BT 420.75 362.15 Td (1,490) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 362.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 362.15 Td (13,751) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 348.21 Td (Net change in short-term borrowings and other advances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 339.21 Td (intercompany) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.25 339.20 Td (\(22,152) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 339.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.75 339.20 Td (3,931) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 339.20 Td (18,221) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 339.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 339.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 326.01 Td (Capital contributions from parent) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 326.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.50 326.15 Td (\(748) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 326.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 326.15 Td (748) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 326.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 564.00 326.15 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 313.01 Td (Other financing activities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 313.15 Td (\(405) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 313.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 313.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.00 313.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 313.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 556.50 313.15 Td (\(405) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 573.00 313.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 299.20 Td (Net cash pr) Tj ET Q q 0 0 0 rg BT 82.91 299.20 Td (ovided by \(used in\) financing activities of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 290.20 Td (continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 290.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 301.25 290.20 Td (\(34,302) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 290.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 290.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 290.20 Td (14,021) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 290.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 290.20 Td (87,135) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 290.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 290.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 290.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 290.20 Td (66,854) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 277.01 Td (Ef) Tj ET Q q 0 0 0 rg BT 47.41 277.01 Td (fect of exchange rate changes on cash and due from banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 277.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 277.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 277.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 277.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 277.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 277.15 Td (693) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 277.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 277.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 277.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 277.15 Td (693) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 264.15 Td (Change in cash and due fr) Tj ET Q q 0 0 0 rg BT 139.69 264.15 Td (om banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 264.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 264.15 Td (\(129) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 264.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 264.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.50 264.15 Td (\(562) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.00 264.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 264.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 264.15 Td (1,423) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 264.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 264.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 264.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 264.15 Td (732) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 251.15 Td (Cash and due fr) Tj ET Q q 0 0 0 rg BT 100.68 251.15 Td (om banks at beginning of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.50 251.15 Td (142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.75 251.15 Td (4,690) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 251.15 Td (18,21) Tj ET Q q 0 0 0 rg BT 436.50 251.15 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 251.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 251.15 Td (23,043) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 238.15 Td (Cash and due fr) Tj ET Q q 0 0 0 rg BT 100.68 238.15 Td (om banks at end of period) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 238.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 238.15 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 238.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.75 238.15 Td (4,128) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 238.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 416.25 238.15 Td (19,634) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 238.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 238.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 238.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 238.15 Td (23,775) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 224.20 Td (Supplemental disclosur) Tj ET Q q 0 0 0 rg BT 128.60 224.20 Td (e of cash flow information for) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 215.20 Td (continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 202.01 Td (Cash paid during the year for income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 202.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.75 202.15 Td (\(3,730) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 202.15 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 202.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.50 202.15 Td (678) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 202.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 202.15 Td (5,135) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 202.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 202.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 202.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 202.15 Td (2,083) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 189.01 Td (Cash paid during the year for interest) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 308.75 189.15 Td (4,151) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.75 189.15 Td (4,513) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 189.15 Td (7,01) Tj ET Q q 0 0 0 rg BT 436.50 189.15 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 189.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.25 189.15 Td (15,675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 176.15 Td (Non-cash investing activities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 163.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 163.01 Td (ransfers to loans HFS from loans) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.00 163.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 163.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.00 163.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 163.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 163.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 420.75 163.15 Td (5,900) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 163.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 163.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.00 163.15 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 552.75 163.15 Td (5,900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 150.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 150.01 Td (ransfers to OREO and other repossessed assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.00 150.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.00 150.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 150.15 Td (1) Tj ET Q q 0 0 0 rg BT 432.00 150.15 Td (13) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 150.15 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.50 150.15 Td (1) Tj ET Q q 0 0 0 rg BT 564.00 150.15 Td (13) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 597 0 obj <> endobj 598 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (298) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Condensed Consolidating Statement of Cash Flows) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 645.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 645.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 645.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 645.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 645.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 645.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 645.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 645.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 645.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 645.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 619.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 619.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 619.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 619.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 619.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 619.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 619.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 619.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 619.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 619.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 593.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 593.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 593.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 593.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 593.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 593.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 593.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 593.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 593.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 593.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 567.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 567.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 567.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 567.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 567.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 567.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 567.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 567.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 567.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 567.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 541.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 541.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 541.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 541.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 541.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 541.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 541.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 541.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 541.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 541.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 515.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 515.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 515.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 515.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 515.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 515.75 55.00 -13.00 re f /GS0 gs 0.8 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514.50 250.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 250.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 214.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 214.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 214.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 214.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 214.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 214.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 214.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 214.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 214.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 214.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 187.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 187.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 187.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 187.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 187.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 187.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 187.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 187.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 187.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 187.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 161.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 161.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 161.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 161.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 161.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 161.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 161.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 161.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 161.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 161.75 58.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 718.75 m 336.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 718.75 m 340.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 718.75 m 389.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 718.75 m 393.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 718.75 m 448.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 718.75 m 452.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 718.75 m 514.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 718.75 m 518.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 718.75 m 576.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 668.75 m 283.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 668.75 m 336.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 668.75 m 340.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 668.75 m 389.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 668.75 m 393.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 668.75 m 448.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 668.75 m 452.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 668.75 m 514.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 668.75 m 518.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 668.75 m 576.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 645.75 m 283.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 488.75 m 336.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 502.75 m 340.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 488.75 m 340.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 502.75 m 389.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 488.75 m 389.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 502.75 m 393.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 488.75 m 393.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 502.75 m 448.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 488.75 m 448.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 502.75 m 452.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 488.75 m 452.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 502.75 m 514.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 488.75 m 514.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 502.75 m 518.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 488.75 m 518.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 502.75 m 576.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 488.75 m 576.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 312.75 m 576.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 312.75 m 283.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 289.75 m 283.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 312.75 m 336.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 289.75 m 336.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 312.75 m 340.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 289.75 m 340.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 312.75 m 389.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 289.75 m 389.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 312.75 m 393.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 289.75 m 393.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 312.75 m 448.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 289.75 m 448.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 312.75 m 452.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 289.75 m 452.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 312.75 m 514.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 289.75 m 514.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 312.75 m 518.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 289.75 m 518.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 312.75 m 576.5 312.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 289.75 m 576.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 276.75 m 283.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 276.75 m 336.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 276.75 m 340.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 276.75 m 389.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 276.75 m 393.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 276.75 m 448.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 276.75 m 452.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 276.75 m 514.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 276.75 m 518.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 276.75 m 576.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 250.75 m 576.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 250.75 m 283.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 250.75 m 336.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 250.75 m 340.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 250.75 m 389.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 250.75 m 393.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 250.75 m 448.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 250.75 m 452.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 250.75 m 514.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 250.75 m 518.5 250.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 250.75 m 576.5 250.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 237.75 m 283.5 237.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 237.75 m 336.5 237.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 237.75 m 340.5 237.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 237.75 m 389.5 237.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 237.75 m 393.5 237.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 237.75 m 448.5 237.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 237.75 m 452.5 237.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 237.75 m 514.5 237.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 237.75 m 518.5 237.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 237.75 m 576.5 237.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 187.75 m 576.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 187.75 m 283.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 187.75 m 336.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 187.75 m 340.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 187.75 m 389.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 187.75 m 393.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 187.75 m 448.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 187.75 m 452.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 187.75 m 514.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 187.75 m 518.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 187.75 m 576.5 187.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 148.75 m 283.5 148.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 148.75 m 336.5 148.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 148.75 m 340.5 148.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 148.75 m 389.5 148.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 148.75 m 393.5 148.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 148.75 m 448.5 148.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 148.75 m 452.5 148.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 148.75 m 514.5 148.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 148.75 m 518.5 148.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 148.75 m 576.5 148.75 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.85 723.01 Td (Y) Tj ET Q q 0 0 0 rg BT 378.90 723.01 Td (ear ended December 31, 2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 673.00 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.20 691.21 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.25 682.21 Td (parent) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.00 673.21 Td (company) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.45 673.21 Td (CGMHI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 709.21 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.20 700.21 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.25 691.21 Td (subsidiaries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 682.21 Td (and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.25 673.21 Td (eliminations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.70 682.21 Td (Consolidating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 673.21 Td (adjustments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.70 682.21 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.25 673.21 Td (consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 659.20 Td (Net cash pr) Tj ET Q q 0 0 0 rg BT 82.83 659.20 Td (ovided by operating activities of continuing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 650.20 Td (operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 650.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.25 650.21 Td (12,777) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 650.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.25 650.21 Td (20,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 650.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 650.21 Td (20,493) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 650.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 650.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 650.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 650.21 Td (53,932) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 637.15 Td (Cash flows fr) Tj ET Q q 0 0 0 rg BT 89.92 637.15 Td (om investing activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 624.01 Td (Purchases of investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 624.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 624.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 624.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.50 624.01 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 624.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 624.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 624.01 Td (\(21) Tj ET Q q 0 0 0 rg BT 424.75 624.01 Td (1,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 624.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 624.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 624.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 624.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 624.01 Td (\(21) Tj ET Q q 0 0 0 rg BT 552.75 624.01 Td (1,402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 624.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 611.01 Td (Proceeds from sales of investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 611.01 Td (3,024) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 611.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.75 611.01 Td (129,159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 611.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 611.01 Td (132,183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 598.01 Td (Proceeds from maturities of investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 598.01 Td (234) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 598.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 598.01 Td (65,291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 598.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 598.01 Td (65,525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 585.01 Td (Change in deposits with banks) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 585.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.75 585.01 Td (\(3,643) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 585.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 585.01 Td (\(21,668) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 585.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 585.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 585.01 Td (\(25,31) Tj ET Q q 0 0 0 rg BT 568.50 585.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 585.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 572.01 Td (Change in loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 572.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 572.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 572.01 Td (\(39,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 572.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 572.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 572.01 Td (\(39,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 572.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 559.01 Td (Proceeds from sales and securitizations of loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 559.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 559.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 559.01 Td (18,140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 559.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 559.01 Td (18,140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 546.01 Td (Proceeds from significant disposals) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 546.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 546.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.50 546.01 Td (265) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 546.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 546.01 Td (265) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 533.01 Td (Change in federal funds sold and resales) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 533.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.25 533.01 Td (\(15,293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 533.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 533.01 Td (\(1,845) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 533.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 533.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 533.01 Td (\(17,138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 533.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 520.01 Td (Changes in investments and advancesintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.25 520.01 Td (\(18,083) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 520.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.75 520.01 Td (\(5,574) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 520.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 520.01 Td (23,657) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 520.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 520.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 507.01 Td (Other investing activities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 507.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 507.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 507.01 Td (\(2,089) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 507.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 507.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 507.01 Td (\(2,089) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 507.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 493.20 Td (Net cash used in investing activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 493.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.25 493.21 Td (\(14,825) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 493.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 493.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.25 493.21 Td (\(24,514) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 493.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 493.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 493.21 Td (\(40,249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 493.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 493.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 493.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 493.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 493.21 Td (\(79,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 493.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 480.15 Td (Cash flows fr) Tj ET Q q 0 0 0 rg BT 89.92 480.15 Td (om financing activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 467.01 Td (Dividends paid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 467.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.75 467.01 Td (\(2,287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 467.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 467.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 467.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 467.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 467.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 467.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 467.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 467.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 467.01 Td (\(2,287) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 467.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 454.01 Td (Issuance of preferred stock) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 454.01 Td (2,498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 454.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 454.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 454.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 454.01 Td (2,498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 441.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 441.01 Td (reasury stock acquired) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.75 441.01 Td (\(9,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 441.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 441.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 441.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 441.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 441.01 Td (\(9,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 441.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 428.01 Td (Proceeds \(repayments\) from issuance of long-term debt, net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 428.01 Td (7,005) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 428.01 Td (5,916) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 428.01 Td (\(4,575) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 428.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 428.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 428.01 Td (8,346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 414.21 Td (Proceeds \(repayments\) from issuance of long-term debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 405.21 Td (intercompany) Tj ET Q q 0 0 0 rg BT 88.19 405.21 Td (, net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 405.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.75 405.21 Td (\(9,453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 405.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 405.21 Td (9,453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 405.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 405.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 392.01 Td (Change in deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 392.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 392.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 392.01 Td (24,394) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 392.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 392.01 Td (24,394) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 379.01 Td (Change in federal funds purchased and repos) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 379.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 379.01 Td (3,236) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 379.01 Td (\(7,91) Tj ET Q q 0 0 0 rg BT 440.50 379.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 379.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 379.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 379.01 Td (\(4,675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 379.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 366.01 Td (Change in short-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 366.01 Td (\(164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 366.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 366.01 Td (1,168) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 366.01 Td (8,618) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 366.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 366.01 Td (9,622) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 352.21 Td (Net change in short-term borrowings and other advances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 343.21 Td (intercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 343.21 Td (4,620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 343.21 Td (680) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 343.21 Td (\(5,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 343.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 343.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 343.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 330.01 Td (Capital contributions from parent) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 330.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 330.01 Td (5,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 330.01 Td (\(5,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 330.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 330.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 330.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 317.01 Td (Other financing activities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 317.01 Td (\(316) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 317.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 317.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 317.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 317.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 317.01 Td (\(316) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 317.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 303.20 Td (Net cash pr) Tj ET Q q 0 0 0 rg BT 82.91 303.20 Td (ovided by financing activities of continuing) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 294.20 Td (operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 294.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 294.21 Td (2,066) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 294.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 294.21 Td (6,547) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 294.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 294.21 Td (19,679) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 294.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 294.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 294.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 294.21 Td (28,292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 281.01 Td (Ef) Tj ET Q q 0 0 0 rg BT 47.41 281.01 Td (fect of exchange rate changes on cash and due from banks) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 281.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 281.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 281.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 281.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 281.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 281.01 Td (\(493) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 281.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 281.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 281.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 281.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 281.01 Td (\(493) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 281.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 268.15 Td (Change in cash and due fr) Tj ET Q q 0 0 0 rg BT 139.69 268.15 Td (om banks) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 268.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 268.01 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 268.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 268.01 Td (2,695) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 268.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 268.01 Td (\(570) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 268.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 268.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 268.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 268.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 268.01 Td (2,143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 255.15 Td (Cash and due fr) Tj ET Q q 0 0 0 rg BT 100.68 255.15 Td (om banks at beginning of period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 255.01 Td (124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 255.01 Td (1,995) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 255.01 Td (18,781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 255.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 255.01 Td (20,900) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 242.15 Td (Cash and due fr) Tj ET Q q 0 0 0 rg BT 100.68 242.15 Td (om banks at end of period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 242.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 242.01 Td (142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 242.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 242.01 Td (4,690) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 242.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 242.01 Td (18,21) Tj ET Q q 0 0 0 rg BT 440.50 242.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 242.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 242.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 242.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 242.01 Td (23,043) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 228.20 Td (Supplemental disclosur) Tj ET Q q 0 0 0 rg BT 128.69 228.20 Td (e of cash flow information for) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 219.20 Td (continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 205.21 Td (Cash paid during the year for income taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 205.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 205.21 Td (351) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 205.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 205.21 Td (92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 205.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 205.21 Td (3,916) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 205.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 205.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 205.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 205.21 Td (4,359) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 192.01 Td (Cash paid during the year for interest) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 192.01 Td (4,397) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 192.01 Td (3,1) Tj ET Q q 0 0 0 rg BT 377.00 192.01 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 192.01 Td (4,555) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 192.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 192.01 Td (12,067) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 179.15 Td (Non-cash investing activities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 166.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 166.01 Td (ransfers to loans held-for) Tj ET Q q 0 0 0 rg BT 134.31 166.01 Td (-sale from loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 166.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 166.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 166.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 166.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 166.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 166.01 Td (13,900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 166.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 166.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 166.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 166.01 Td (13,900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 153.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 153.01 Td (ransfers to OREO and other repossessed assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 153.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 153.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.50 153.01 Td (165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 153.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.50 153.01 Td (165) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 599 0 obj <> endobj 600 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (299) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 742.25 Td (Condensed Consolidating Statements of Cash Flows) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 645.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 645.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 645.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 645.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 645.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 645.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 645.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 645.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 645.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 645.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 618.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 618.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 618.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 618.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 618.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 618.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 618.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 618.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 618.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 618.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 592.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 592.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 592.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 592.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 592.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 592.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 592.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 592.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 592.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 592.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 566.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 566.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 566.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 566.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 566.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 566.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 566.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 566.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 566.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 566.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 540.75 247.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 540.75 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 540.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 540.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 540.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 540.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 540.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 540.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 540.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 540.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 505.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 505.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 505.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 505.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 505.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 505.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 505.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 505.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 505.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 505.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 479.75 247.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 479.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 479.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 479.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 479.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 479.75 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 479.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 479.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 479.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 479.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 443.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 443.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 443.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 443.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 443.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 443.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 443.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 443.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 443.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 443.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 417.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 417.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 417.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 417.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 417.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 417.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 417.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 417.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 417.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 417.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 391.75 247.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 391.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 391.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 391.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 391.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 391.75 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 391.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 391.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 391.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 391.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 355.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 355.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 355.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 355.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 355.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 355.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 355.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 355.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 355.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 355.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 329.75 247.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 329.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 329.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 329.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 329.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 329.75 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 329.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 329.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 329.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 329.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 293.75 247.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 293.75 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 293.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 293.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 293.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 293.75 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 293.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 293.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 293.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 293.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 257.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 257.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 257.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 257.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 257.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 257.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 257.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 257.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 257.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 257.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 231.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 231.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 231.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 231.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 231.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 231.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 231.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 231.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 231.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 231.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 195.75 247.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 283.50 195.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 336.50 195.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 195.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 195.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 195.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.50 195.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 195.75 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 195.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 518.50 195.75 58.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 718.75 m 336.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 718.75 m 340.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 718.75 m 389.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 718.75 m 393.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 718.75 m 448.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 718.75 m 452.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 718.75 m 514.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 718.75 m 518.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 718.75 m 576.5 718.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 668.75 m 283.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 668.75 m 336.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 668.75 m 340.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 668.75 m 389.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 668.75 m 393.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 668.75 m 448.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 668.75 m 452.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 668.75 m 514.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 668.75 m 518.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 668.75 m 576.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 645.75 m 283.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 645.75 m 336.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 645.75 m 340.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 645.75 m 389.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 645.75 m 393.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 645.75 m 448.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 645.75 m 452.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 645.75 m 514.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 645.75 m 518.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 645.75 m 576.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 479.75 m 576.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 479.75 m 283.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 456.75 m 283.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 479.75 m 336.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 456.75 m 336.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 479.75 m 340.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 456.75 m 340.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 479.75 m 389.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 456.75 m 389.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 479.75 m 393.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 456.75 m 393.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 479.75 m 448.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 456.75 m 448.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 479.75 m 452.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 456.75 m 452.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 479.75 m 514.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 456.75 m 514.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 479.75 m 518.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 456.75 m 518.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 479.75 m 576.5 479.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 456.75 m 576.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 293.75 m 576.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 293.75 m 283.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 270.75 m 283.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 293.75 m 336.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 270.75 m 336.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 293.75 m 340.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 270.75 m 340.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 293.75 m 389.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 270.75 m 389.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 293.75 m 393.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 270.75 m 393.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 293.75 m 448.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 270.75 m 448.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 293.75 m 452.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 270.75 m 452.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 293.75 m 514.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 270.75 m 514.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 293.75 m 518.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 270.75 m 518.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 293.75 m 576.5 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 270.75 m 576.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 257.75 m 283.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 257.75 m 336.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 257.75 m 340.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 257.75 m 389.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 257.75 m 393.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 257.75 m 448.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 257.75 m 452.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 257.75 m 514.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 257.75 m 518.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 257.75 m 576.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 257.75 m 283.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 257.75 m 336.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 257.75 m 340.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 257.75 m 389.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 257.75 m 393.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 257.75 m 448.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 257.75 m 452.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 257.75 m 514.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 257.75 m 518.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 257.75 m 576.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 231.75 m 576.5 231.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 231.75 m 283.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 218.75 m 283.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 231.75 m 336.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 218.75 m 336.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 231.75 m 340.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 218.75 m 340.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 231.75 m 389.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 218.75 m 389.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 231.75 m 393.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 218.75 m 393.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 231.75 m 448.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 218.75 m 448.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 231.75 m 452.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 218.75 m 452.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 231.75 m 514.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 218.75 m 514.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 231.75 m 518.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 218.75 m 518.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 231.75 m 576.5 231.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 218.75 m 576.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 169.75 m 576.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 169.75 m 283.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 169.75 m 336.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 336.5 169.75 m 340.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 169.75 m 389.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 169.75 m 393.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 169.75 m 448.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 169.75 m 452.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 169.75 m 514.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 169.75 m 518.5 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518.5 169.75 m 576.5 169.75 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.85 723.01 Td (Y) Tj ET Q q 0 0 0 rg BT 378.90 723.01 Td (ear ended December 31, 2015) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 673.00 Td (In millions of dollars) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.20 691.21 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.25 682.21 Td (parent) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.00 673.21 Td (company) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.45 673.21 Td (CGMHI) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.25 709.21 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.20 700.21 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.25 691.21 Td (subsidiaries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.00 682.21 Td (and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.25 673.21 Td (eliminations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.70 682.21 Td (Consolidating) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 673.21 Td (adjustments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.70 682.21 Td (Citigroup) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 524.25 673.21 Td (consolidated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 659.20 Td (Net cash pr) Tj ET Q q 0 0 0 rg BT 82.83 659.20 Td (ovided by \(used in\) operating activities of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 48.00 650.20 Td (continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 650.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.25 650.21 Td (27,825) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 650.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.25 650.21 Td (12,336) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 650.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.50 650.21 Td (\(424) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 650.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 650.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 650.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 650.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 650.21 Td (39,737) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 636.20 Td (Cash flows fr) Tj ET Q q 0 0 0 rg BT 89.92 636.20 Td (om investing activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 623.01 Td (Purchases of investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 623.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 623.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 623.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.50 623.01 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 623.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 623.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.75 623.01 Td (\(242,358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 623.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 623.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 623.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 623.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 623.01 Td (\(242,362) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 623.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 610.01 Td (Proceeds from sales of investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 610.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 610.01 Td (53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.75 610.01 Td (141,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 610.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 543.75 610.01 Td (141,470) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 597.01 Td (Proceeds from maturities of investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 597.01 Td (237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 597.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 597.01 Td (81,810) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 597.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 597.01 Td (82,047) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 584.01 Td (Change in deposits with banks) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 584.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.75 584.01 Td (\(8,414) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 584.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 584.01 Td (23,902) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 584.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 584.01 Td (15,488) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 571.01 Td (Change in loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 571.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 571.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 571.01 Td (1,353) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 571.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 571.01 Td (1,353) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 558.01 Td (Proceeds from sales and securitizations of loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 558.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 558.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 558.01 Td (9,610) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 558.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 558.01 Td (9,610) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 545.01 Td (Change in federal funds sold and resales) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 545.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 545.01 Td (8,037) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 545.01 Td (14,858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 545.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 545.01 Td (22,895) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 531.21 Td (Proceeds from significant disposals) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 531.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 531.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 531.21 Td (5,932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 531.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 531.21 Td (5,932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 518.01 Td (Payments due to transfers of net liabilities associated with) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 509.01 Td (significant disposals) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 510.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 510.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 510.21 Td (\(18,929) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 510.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 510.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 510.21 Td (\(18,929) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 510.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 497.01 Td (Changes in investments and advancesintercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.25 497.01 Td (\(35,548) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 497.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 497.01 Td (1,044) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 497.01 Td (34,504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 497.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 497.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 484.01 Td (Other investing activities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 328.50 484.01 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.50 484.01 Td (\(101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 484.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 484.01 Td (\(2,523) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 484.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 484.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 484.01 Td (\(2,621) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 484.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 470.20 Td (Net cash pr) Tj ET Q q 0 0 0 rg BT 82.91 470.20 Td (ovided by \(used in\) investing activities of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 461.20 Td (continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 461.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.25 461.21 Td (\(35,308) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 461.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 461.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 461.21 Td (615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 461.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.25 461.21 Td (49,576) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 461.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 461.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 461.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 461.21 Td (14,883) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 448.15 Td (Cash flows fr) Tj ET Q q 0 0 0 rg BT 89.92 448.15 Td (om financing activities of continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 435.01 Td (Dividends paid) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 435.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.75 435.01 Td (\(1,253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 435.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 435.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 435.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 435.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 435.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 435.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 435.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 435.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 435.01 Td (\(1,253) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 435.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 422.01 Td (Issuance of preferred stock) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 422.01 Td (6,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 422.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 422.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 422.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 422.01 Td (6,227) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 409.01 Td (T) Tj ET Q q 0 0 0 rg BT 44.34 409.01 Td (reasury stock acquired) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.75 409.01 Td (\(5,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 409.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 409.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 409.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 409.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 409.01 Td (\(5,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 409.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 396.01 Td (Proceeds \(repayments\) from issuance of long-term debt, net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 396.01 Td (127) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.50 396.01 Td (\(139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 396.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 396.01 Td (\(8,212) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 396.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 396.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 396.01 Td (\(8,224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 396.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 382.21 Td (Proceeds \(repayments\) from issuance of long-term debt) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 373.21 Td (intercompany) Tj ET Q q 0 0 0 rg BT 88.19 373.21 Td (, net) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 373.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.25 373.21 Td (12,557) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 373.21 Td (\(12,557) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 373.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 373.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 373.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 360.01 Td (Change in deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 360.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 360.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 360.01 Td (8,555) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 360.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 552.75 360.01 Td (8,555) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 347.01 Td (Change in federal funds purchased and repos) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 347.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.25 347.01 Td (\(27,442) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 347.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 431.50 347.01 Td (500) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 347.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 347.01 Td (\(26,942) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 347.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 334.01 Td (Change in short-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 334.01 Td (\(845) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 334.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.75 334.01 Td (\(1,737) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 334.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 334.01 Td (\(34,674) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 334.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 334.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 334.01 Td (\(37,256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 334.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 320.21 Td (Net change in short-term borrowings and other advances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 311.21 Td (intercompany) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 311.21 Td (9,106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.75 311.21 Td (4,054) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 311.21 Td (\(13,160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 311.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 311.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.00 311.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 298.01 Td (Other financing activities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.50 298.01 Td (\(428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 298.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 298.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 436.00 298.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 298.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.50 298.01 Td (\(428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 298.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 284.20 Td (Net cash pr) Tj ET Q q 0 0 0 rg BT 82.91 284.20 Td (ovided by \(used in\) financing activities of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 275.20 Td (continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 275.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.75 275.21 Td (7,482) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 275.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.25 275.21 Td (\(12,707) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 386.00 275.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 275.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 275.21 Td (\(59,548) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 275.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 275.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 275.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 275.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 275.21 Td (\(64,773) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 275.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 262.01 Td (Ef) Tj ET Q q 0 0 0 rg BT 47.41 262.01 Td (fect of exchange rate changes on cash and due from banks) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 262.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 324.00 262.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 262.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 377.00 262.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 262.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.75 262.01 Td (\(1,055) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 262.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 262.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 262.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 262.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.75 262.01 Td (\(1,055) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 262.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 249.15 Td (Change in cash and due fr) Tj ET Q q 0 0 0 rg BT 139.69 249.15 Td (om banks) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 249.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 249.01 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.00 249.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 249.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 249.01 Td (244) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 249.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.25 249.01 Td (\(1) Tj ET Q q 0 0 0 rg BT 424.75 249.01 Td (1,451) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.00 249.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 249.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 249.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 249.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.25 249.01 Td (\(1) Tj ET Q q 0 0 0 rg BT 552.75 249.01 Td (1,208) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 573.00 249.01 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 236.15 Td (Cash and due fr) Tj ET Q q 0 0 0 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502.00 223.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 521.00 223.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 548.25 223.01 Td (20,900) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 209.20 Td (Supplemental disclosur) Tj ET Q q 0 0 0 rg BT 128.60 209.20 Td (e of cash flow information for) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 200.20 Td (continuing operations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 187.01 Td (Cash paid during the year for income taxes) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.00 187.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.50 187.01 Td (1) Tj ET Q q 0 0 0 rg BT 324.00 187.01 Td (1) Tj ET Q q 0 0 0 rg BT 328.50 187.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.00 187.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.50 187.01 Td (175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 396.00 187.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.75 187.01 Td (4,692) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 187.01 Td ($) 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0.9333333333333333 1 rg /GS0 gs 282.50 446.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 446.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 446.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 446.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 446.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 446.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 446.75 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 418.75 206.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 418.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 418.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 418.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 418.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 418.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 418.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 418.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 418.75 43.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 35.50 390.75 206.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 390.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 390.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 390.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 390.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 390.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 390.75 41.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 390.75 42.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 532.50 390.75 43.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 712.75 m 282.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 712.75 m 324.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 712.75 m 365.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 712.75 m 407.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 712.75 m 449.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 712.75 m 490.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 712.75 m 532.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 712.75 m 575.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 697.75 m 241.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 697.75 m 282.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 712.75 m 324.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 697.75 m 324.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 712.75 m 365.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 697.75 m 365.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 712.75 m 407.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 712.75 m 407.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 697.75 m 407.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 697.75 m 449.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 712.75 m 490.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 697.75 m 490.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 712.75 m 532.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 697.75 m 532.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 712.75 m 575.5 712.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 697.75 m 575.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 697.75 m 282.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 697.75 m 324.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 697.75 m 365.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 697.75 m 407.5 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 697.75 m 407.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 697.75 m 449.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 697.75 m 490.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 697.75 m 532.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 697.75 m 575.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 683.75 m 407.5 669.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 669.75 m 407.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 655.75 m 241.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 655.75 m 282.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 655.75 m 324.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 655.75 m 365.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 655.75 m 407.5 632.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 655.75 m 407.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 655.75 m 449.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 655.75 m 490.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 655.75 m 532.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 655.75 m 575.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 618.75 m 282.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 618.75 m 324.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 618.75 m 365.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 632.75 m 407.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 618.75 m 407.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 618.75 m 241.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 618.75 m 282.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 618.75 m 324.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 618.75 m 365.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 618.75 m 407.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 618.75 m 407.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 618.75 m 449.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 618.75 m 490.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 618.75 m 532.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 618.75 m 575.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 581.75 m 241.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 581.75 m 282.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 581.75 m 324.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 581.75 m 365.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 604.75 m 407.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 581.75 m 407.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 581.75 m 449.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 581.75 m 490.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 581.75 m 532.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 581.75 m 575.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 581.75 m 407.5 558.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 544.75 m 282.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 544.75 m 324.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 544.75 m 365.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 558.75 m 407.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 544.75 m 407.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 544.75 m 241.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 530.75 m 241.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 544.75 m 282.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 530.75 m 282.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 544.75 m 324.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 530.75 m 324.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 544.75 m 365.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 530.75 m 365.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 544.75 m 407.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 544.75 m 407.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 530.75 m 407.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 544.75 m 449.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 530.75 m 449.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 544.75 m 490.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 530.75 m 490.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 544.75 m 532.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 530.75 m 532.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 544.75 m 575.5 544.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 530.75 m 575.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 530.75 m 241.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 530.75 m 282.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 530.75 m 324.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 530.75 m 365.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 530.75 m 407.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 530.75 m 407.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 516.75 m 407.5 502.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 502.75 m 407.5 488.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 488.75 m 407.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 474.75 m 407.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 460.75 m 407.5 446.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 446.75 m 407.5 432.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 432.75 m 407.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 418.75 m 407.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 404.75 m 407.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 390.75 m 407.5 376.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 35.5 362.75 m 241.5 362.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 362.75 m 282.5 362.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 362.75 m 324.5 362.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 362.75 m 365.5 362.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 376.75 m 407.5 362.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 362.75 m 407.5 362.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 362.75 m 449.5 362.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 362.75 m 490.5 362.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 362.75 m 532.5 362.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 532.5 362.75 m 575.5 362.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 717.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 315.00 717.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 717.21 Td (2016) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 38.00 702.00 Td (Inmillionsofdollars,exceptpershar) Tj ET Q q 0 0 0 rg BT 158.36 702.00 Td (eamounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.55 702.20 Td (Fourth) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 271.55 706.28 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 291.70 702.20 Td (Third) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.70 702.20 Td (Second) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.75 702.20 Td (First) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.95 702.21 Td (Fourth) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.50 702.21 Td (Third) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.75 702.21 Td (Second) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 545.20 702.21 Td (First) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 688.20 Td (Revenues, net of inter) Tj ET Q q 0 0 0 rg BT 121.40 688.20 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 688.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 688.20 Td (17,255) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 688.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 688.20 Td (18,173) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 688.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 688.20 Td (17,901) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 688.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 688.20 Td (18,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 688.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 688.21 Td (17,012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 688.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.25 688.21 Td (17,760) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 688.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 688.21 Td (17,548) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 688.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 688.21 Td (17,555) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 674.21 Td (Operating expenses) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 674.20 Td (10,083) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.25 674.20 Td (10,171) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 674.20 Td (10,506) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.25 674.20 Td (10,477) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.25 674.21 Td (10,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.25 674.21 Td (10,404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.25 674.21 Td (10,369) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.25 674.21 Td (10,523) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 660.21 Td (Provisions for credit losses and for benefits and claims) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 660.20 Td (2,073) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 660.20 Td (1,999) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.75 660.20 Td (1,717) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 660.20 Td (1,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 660.21 Td (1,792) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.75 660.21 Td (1,736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 660.21 Td (1,409) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 660.21 Td (2,045) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 646.20 Td (Income fr) Tj ET Q q 0 0 0 rg BT 75.65 646.20 Td (om continuing operations befor) Tj ET Q q 0 0 0 rg BT 196.24 646.20 Td (e income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 637.20 Td (taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 637.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 637.20 Td (5,099) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 637.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 637.20 Td (6,003) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 637.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.75 637.20 Td (5,678) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 637.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 637.20 Td (5,981) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 637.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 637.21 Td (5,100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 637.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.75 637.21 Td (5,620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 637.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 637.21 Td (5,770) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 637.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 637.21 Td (4,987) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 623.21 Td (Income taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 254.25 623.20 Td (23,864) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 623.20 Td (1,866) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.75 623.20 Td (1,795) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 623.20 Td (1,863) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 623.21 Td (1,509) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.75 623.21 Td (1,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 623.21 Td (1,723) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 623.21 Td (1,479) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 609.20 Td (Income \(loss\) fr) Tj ET Q q 0 0 0 rg BT 97.90 609.20 Td (om continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 609.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.25 609.20 Td (\(18,765) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 609.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 609.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 609.20 Td (4,137) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 609.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.75 609.20 Td (3,883) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 609.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 609.20 Td (4,1) Tj ET Q q 0 0 0 rg BT 395.00 609.20 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 609.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 609.21 Td (3,591) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 609.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.75 609.21 Td (3,887) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 609.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 609.21 Td (4,047) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 609.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 609.21 Td (3,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 595.21 Td (Income \(loss\) from discontinued operations, net of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 586.21 Td (taxes) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 262.50 586.20 Td (\(109) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 586.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 586.20 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 586.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 586.20 Td (21) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 392.00 586.20 Td (\(18) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 586.20 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 438.50 586.21 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 586.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.00 586.21 Td (\(30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 586.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 586.21 Td (\(23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 586.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.50 586.21 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 586.21 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 572.20 Td (Net income befor) Tj ET Q q 0 0 0 rg BT 103.89 572.20 Td (e attribution of noncontr) Tj ET Q q 0 0 0 rg BT 198.98 572.20 Td (olling) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 563.20 Td (inter) Tj ET Q q 0 0 0 rg BT 56.41 563.20 Td (ests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 563.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.25 563.20 Td (\(18,874) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 563.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 563.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 563.20 Td (4,132) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 563.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.75 563.20 Td (3,904) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 563.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 563.20 Td (4,100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 563.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 563.21 Td (3,588) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 563.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.75 563.21 Td (3,857) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 563.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 563.21 Td (4,024) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 563.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 563.21 Td (3,506) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 549.21 Td (Noncontrolling interests) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.00 549.20 Td (19) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.50 549.20 Td (\(1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 549.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 353.00 549.20 Td (32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.00 549.20 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.00 549.21 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.00 549.21 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 520.00 549.21 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.50 549.21 Td (5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 535.20 Td (Citigr) Tj ET Q q 0 0 0 rg BT 60.91 535.20 Td (oup) Tj ET Q q 0 0 0 rg BT 78.17 535.20 Td (s net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 535.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.25 535.20 Td (\(18,893) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 535.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 535.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 535.20 Td (4,133) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 535.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.75 535.20 Td (3,872) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 535.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 535.20 Td (4,090) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 535.21 Td (3,573) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.75 535.21 Td (3,840) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 535.21 Td (3,998) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 535.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 535.21 Td (3,501) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 521.20 Td (Earnings per) Tj ET Q q 0 0 0 rg BT 88.09 521.20 Td ( shar) Tj ET Q q 0 0 0 rg BT 107.18 521.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 111.18 525.28 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 521.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 521.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 521.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 521.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 521.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 521.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 521.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 521.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 507.20 Td (Basic) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 507.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 507.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 507.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 507.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 507.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 507.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 507.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 507.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 493.21 Td (Income \(loss\) from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 493.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.25 493.20 Td (\(7.33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 493.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.00 493.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.25 493.20 Td (1.42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 493.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.25 493.20 Td (1.27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 493.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.25 493.20 Td (1.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 410.00 493.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.25 493.21 Td (1.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.00 493.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.25 493.21 Td (1.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.00 493.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 493.21 Td (1.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.00 493.21 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 493.21 Td (1.1) Tj ET Q q 0 0 0 rg BT 567.50 493.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 479.21 Td (Net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.25 479.20 Td (\(7.38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 479.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.25 479.20 Td (1.42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.25 479.20 Td (1.28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.25 479.20 Td (1.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.25 479.21 Td (1.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.25 479.21 Td (1.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 479.21 Td (1.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 479.21 Td (1.10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 465.20 Td (Diluted) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 465.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 465.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 465.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 465.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 465.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 465.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 465.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 465.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 451.21 Td (Income \(loss\) from continuing operations) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.25 451.20 Td (\(7.33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 451.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.25 451.20 Td (1.42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.25 451.20 Td (1.27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.25 451.20 Td (1.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.25 451.21 Td (1.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.25 451.21 Td (1.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 451.21 Td (1.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 451.21 Td (1.1) Tj ET Q q 0 0 0 rg BT 567.50 451.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 437.21 Td (Net income \(loss\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.25 437.20 Td (\(7.38) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 437.20 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.25 437.20 Td (1.42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.25 437.20 Td (1.28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.25 437.20 Td (1.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.25 437.21 Td (1.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.25 437.21 Td (1.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 437.21 Td (1.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 437.21 Td (1.10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 38.00 423.20 Td (Common stock price per) Tj ET Q q 0 0 0 rg BT 132.57 423.20 Td ( shar) Tj ET Q q 0 0 0 rg BT 151.66 423.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 279.00 423.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.00 423.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 423.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.00 423.20 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 423.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 423.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.00 423.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 572.00 423.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 409.21 Td (High close during the quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 409.20 Td (77.10) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 409.20 Td (72.74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.75 409.20 Td (66.98) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 409.20 Td (61.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 409.21 Td (61.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.75 409.21 Td (47.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 409.21 Td (47.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 409.21 Td (51.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 395.21 Td (Low close during the quarter) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 395.20 Td (71.33) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 395.20 Td (65.95) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.75 395.20 Td (57.72) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 395.20 Td (55.68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 395.21 Td (47.03) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.75 395.21 Td (40.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 395.21 Td (38.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 395.21 Td (34.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 381.21 Td (Quarter end) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.75 381.20 Td (74.41) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.75 381.20 Td (72.74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.75 381.20 Td (66.88) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.75 381.20 Td (59.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 425.75 381.21 Td (59.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.75 381.21 Td (47.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.75 381.21 Td (42.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.75 381.21 Td (41.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 38.00 367.21 Td (Dividends per share of common stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 263.25 367.20 Td (0.32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.25 367.20 Td (0.32) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 346.25 367.20 Td (0.16) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 388.25 367.20 Td (0.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 430.25 367.21 Td (0.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 471.25 367.21 Td (0.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.25 367.21 Td (0.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 556.25 367.21 Td (0.05) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 344.05 Td (This Note to the Consolidated Financial Statements is unaudited due to the Company) Tj ET Q q 0 0 0 rg BT 310.63 344.05 Td (s individual quarterly results not being subject to an audit.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 324.85 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 324.85 Td (The fourth quarter of 2017 includes the impact of ) Tj ET Q q 0 0 0 rg BT 214.03 324.85 Td (T) Tj ET Q q 0 0 0 rg BT 218.36 324.85 Td (ax Reform. See Notes 1 and 9 to the Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 315.25 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 315.25 Td (Due to averaging of shares, quarterly earnings per share may not sum to the totals reported for the full year) Tj ET Q q 0 0 0 rg BT 395.66 315.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 109.60 284.05 Td ([End of Consolidated Financial Statements and Notes to Consolidated Financial Statements]) Tj ET Q endstream endobj 605 0 obj <> endobj 606 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (302) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (FINANCIAL) Tj ET Q q 0 0 0 rg BT 103.34 747.90 Td ( DA) Tj ET Q q 0 0 0 rg BT 122.78 747.90 Td (T) Tj ET Q q 0 0 0 rg BT 129.90 747.90 Td (A) Tj ET Q q 0 0 0 rg BT 137.90 747.90 Td ( SUPPLEMENT) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (RA) Tj ET Q q 0 0 0 rg BT 49.70 723.90 Td (TIOS ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 699.40 132.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 699.40 40.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 699.40 40.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 699.40 40.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 653.40 132.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 653.40 40.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 653.40 40.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 653.40 40.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 607.40 132.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 607.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 607.40 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 607.40 40.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 699.4 m 168.5 699.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 699.4 m 208.5 699.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 699.4 m 288.5 699.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 699.4 m 168.5 699.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 699.4 m 248.5 699.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 699.4 m 288.5 699.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 593.4 m 168.5 593.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 593.4 m 208.5 593.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 593.4 m 248.5 593.4 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 593.4 m 288.5 593.4 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 179.00 703.85 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.00 703.86 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 259.00 703.86 Td (2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 689.86 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 76.00 689.86 Td (s net income to average ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 680.86 Td (assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.00 684.94 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.25 680.85 Td (0.84) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 199.00 680.85 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 680.86 Td (0.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 240.50 680.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 680.86 Td (0.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.50 680.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 666.86 Td (Return on average common ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 657.86 Td (stockholders) Tj ET Q q 0 0 0 rg BT 95.82 657.86 Td ( equity) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.57 661.94 Td (\(1\)\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 657.85 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.25 657.86 Td (6.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.25 657.86 Td (8.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 643.86 Td (Return on average total ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 634.86 Td (stockholders) Tj ET Q q 0 0 0 rg BT 95.82 634.86 Td ( equity) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 120.57 638.94 Td (\(1\)\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 187.75 634.85 Td (7.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.25 634.86 Td (6.5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.25 634.86 Td (7.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 620.86 Td (T) Tj ET Q q 0 0 0 rg BT 43.87 620.86 Td (otal average equity to average ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 48.00 611.86 Td (assets) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 69.00 615.94 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.25 611.85 Td (12.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 611.86 Td (12.6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.75 611.86 Td (1) Tj ET Q q 0 0 0 rg BT 269.25 611.86 Td (1.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 597.86 Td (Dividend payout ratio) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 117.98 601.94 Td (\(1\)\(5\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 183.25 597.85 Td (18.0) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.25 597.86 Td (8.9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.25 597.86 Td (3.0) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 576.30 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 576.30 Td (2017 excludes the impact of ) Tj ET Q q 0 0 0 rg BT 146.05 576.30 Td (T) Tj ET Q q 0 0 0 rg BT 150.38 576.30 Td (ax Reform. See Impact of ) Tj ET Q q 0 0 0 rg BT 238.20 576.30 Td (T) Tj ET Q q 0 0 0 rg BT 242.53 576.30 Td (ax Reform ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 566.70 Td (above.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 557.10 Td (Based on Citigroup) Tj ET Q q 0 0 0 rg BT 118.44 557.10 Td (s net income less preferred stock dividends as a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 547.50 Td (percentage of average common stockholders) Tj ET Q q 0 0 0 rg BT 198.68 547.50 Td ( equity) Tj ET Q q 0 0 0 rg BT 220.15 547.50 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 537.90 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 54.00 537.90 Td (Based on Citigroup) Tj ET Q q 0 0 0 rg BT 118.44 537.90 Td (s net income as a percentage of average total ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 528.30 Td (Citigroup stockholders) Tj ET Q q 0 0 0 rg BT 129.18 528.30 Td ( equity) Tj ET Q q 0 0 0 rg BT 150.65 528.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 518.70 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 54.00 518.70 Td (Based on average Citigroup stockholders) Tj ET Q q 0 0 0 rg BT 187.59 518.70 Td ( equity as a percentage of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 509.10 Td (average assets.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 499.50 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 54.00 499.50 Td (Dividends declared per common share as a percentage of net income per ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 489.90 Td (diluted share.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 456.30 Td (A) Tj ET Q q 0 0 0 rg BT 41.93 456.30 Td (VERAGE DEPOSIT) Tj ET Q q 0 0 0 rg BT 130.94 456.30 Td ( LIABILITIES IN OFFICES OUTSIDE ) Tj ET Q q 0 0 0 rg BT 304.42 456.30 Td (THE U.S.) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 345.82 460.83 Td (\(1\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 410.80 166.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 410.80 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 410.80 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 410.80 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 410.80 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 410.80 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 410.80 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 384.80 166.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 384.80 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 384.80 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 384.80 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 384.80 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 384.80 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 384.80 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 432.8 m 262.5 432.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 432.8 m 322.5 432.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 432.8 m 382.5 432.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 432.8 m 442.5 432.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 432.8 m 502.5 432.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 432.8 m 562.5 432.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 410.8 m 202.5 410.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 432.8 m 262.5 432.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 410.8 m 262.5 410.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 432.8 m 322.5 432.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 410.8 m 322.5 410.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 432.8 m 382.5 432.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 410.8 m 382.5 410.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 432.8 m 442.5 432.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 410.8 m 442.5 410.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 432.8 m 502.5 432.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 410.8 m 502.5 410.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 432.8 m 562.5 432.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 410.8 m 562.5 410.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 410.8 m 202.5 410.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 410.8 m 262.5 410.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 410.8 m 322.5 410.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 410.8 m 382.5 410.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 410.8 m 442.5 410.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 410.8 m 502.5 410.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 410.8 m 562.5 410.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 371.8 m 202.5 371.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 371.8 m 262.5 371.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 371.8 m 322.5 371.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 371.8 m 382.5 371.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 371.8 m 442.5 371.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 371.8 m 502.5 371.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 371.8 m 562.5 371.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 371.8 m 202.5 371.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 358.8 m 202.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 371.8 m 262.5 371.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 358.8 m 262.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 371.8 m 322.5 371.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 358.8 m 322.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 371.8 m 382.5 371.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 358.8 m 382.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 371.8 m 442.5 371.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 358.8 m 442.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 371.8 m 502.5 371.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 442.5 358.8 m 502.5 358.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 371.8 m 562.5 371.8 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 502.5 358.8 m 562.5 358.8 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.00 437.20 Td (2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 437.06 Td (2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 437.06 Td (2015) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 415.05 Td (In millions of dollars at year end except ratios) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 216.30 424.20 Td (A) Tj ET Q q 0 0 0 rg BT 222.47 424.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 208.70 415.20 Td (inter) Tj ET Q q 0 0 0 rg BT 227.11 415.20 Td (est rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 276.30 424.20 Td (A) Tj ET Q q 0 0 0 rg BT 282.13 424.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.20 415.20 Td (balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.05 424.06 Td (A) Tj ET Q q 0 0 0 rg BT 343.22 424.06 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.85 415.06 Td (interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.05 424.06 Td (A) Tj ET Q q 0 0 0 rg BT 403.22 424.06 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.25 415.06 Td (balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.05 424.06 Td (A) Tj ET Q q 0 0 0 rg BT 463.22 424.06 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.85 415.06 Td (interest rate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.05 424.06 Td (A) Tj ET Q q 0 0 0 rg BT 522.88 424.06 Td (verage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.25 415.06 Td (balance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 402.06 Td (Banks) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.25 402.20 Td (0.49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 402.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.00 402.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 294.25 402.20 Td (36,063) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.75 402.06 Td (0.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.50 402.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 402.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.25 402.06 Td (36,983) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.75 402.06 Td (0.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 402.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 402.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.25 402.06 Td (46,664) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 389.06 Td (Other demand deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.25 389.20 Td (0.52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.75 389.20 Td (293,389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.75 389.06 Td (0.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.75 389.06 Td (278,745) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.75 389.06 Td (0.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 389.06 Td (249,498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 376.06 Td (Other time and savings deposits) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 153.98 380.14 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.25 376.20 Td (1.23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.75 376.20 Td (191,363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.75 376.06 Td (1.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.75 376.06 Td (189,049) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.75 376.06 Td (1.24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 376.06 Td (198,733) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 363.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 363.20 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 237.25 363.20 Td (0.78) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.00 363.20 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.00 363.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.75 363.20 Td (520,815) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.75 363.06 Td (0.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.50 363.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 363.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.75 363.06 Td (504,777) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.75 363.06 Td (0.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.50 363.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 505.00 363.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 363.06 Td (494,895) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 341.70 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 54.00 341.70 Td (Interest rates and amounts include the ef) Tj ET Q q 0 0 0 rg BT 183.14 341.70 Td (fects of risk management activities and also reflect the impact of the local interest rates prevailing in certain countries.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 332.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 54.00 332.10 Td (Primarily consists of certificates of deposit and other time deposits in denominations of $100,000 or more. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 296.10 Td (MA) Tj ET Q q 0 0 0 rg BT 51.92 296.10 Td (TURITY) Tj ET Q q 0 0 0 rg BT 90.44 296.10 Td ( PROFILE OF) Tj ET Q q 0 0 0 rg BT 153.41 296.10 Td ( ) Tj ET Q q 0 0 0 rg BT 155.73 296.10 Td (TIME DEPOSITS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.36 296.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 236.86 296.10 Td (IN U.S. OFFICES) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 249.60 166.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 249.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 249.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 249.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 249.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 221.60 166.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 221.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 221.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 221.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 221.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 193.60 166.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 193.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 193.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 193.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 193.60 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 249.60000000000002 m 202.5 249.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 249.60000000000002 m 262.5 249.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 249.60000000000002 m 322.5 249.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 249.60000000000002 m 382.5 249.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 249.60000000000002 m 442.5 249.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 249.60000000000002 m 202.5 249.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 249.60000000000002 m 262.5 249.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 249.60000000000002 m 322.5 249.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 249.60000000000002 m 382.5 249.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 249.60000000000002 m 442.5 249.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 235.60000000000002 m 202.5 235.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 235.60000000000002 m 262.5 235.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 235.60000000000002 m 322.5 235.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 235.60000000000002 m 382.5 235.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 235.60000000000002 m 442.5 235.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 207.60000000000002 m 202.5 207.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 207.60000000000002 m 262.5 207.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 207.60000000000002 m 322.5 207.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 207.60000000000002 m 382.5 207.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 207.60000000000002 m 442.5 207.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 193.60000000000002 m 202.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 193.60000000000002 m 262.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 193.60000000000002 m 322.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 193.60000000000002 m 382.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 193.60000000000002 m 442.5 193.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 165.60000000000002 m 202.5 165.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 165.60000000000002 m 262.5 165.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 165.60000000000002 m 322.5 165.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 165.60000000000002 m 382.5 165.60000000000002 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 165.60000000000002 m 442.5 165.60000000000002 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 253.85 Td (In millions of dollars at December 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 216.45 263.05 Td (Under) Tj ET Q q 0 0 0 rg BT 240.87 263.05 Td ( 3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.70 254.05 Td (months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 270.70 263.05 Td (Over) Tj ET Q q 0 0 0 rg BT 290.11 263.05 Td ( 3 to 6) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 277.70 254.05 Td (months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 328.45 263.05 Td (Over) Tj ET Q q 0 0 0 rg BT 347.86 263.05 Td ( 6 to 12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.70 254.05 Td (months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 396.70 263.05 Td (Over) Tj ET Q q 0 0 0 rg BT 416.03 263.05 Td ( 12) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 397.70 254.05 Td (months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 240.05 Td (Over) Tj ET Q q 0 0 0 rg BT 58.41 240.05 Td ( $100,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 226.06 Td (Certificates of deposit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 226.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.25 226.05 Td (13,087) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.00 226.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.75 226.05 Td (2,956) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.00 226.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.50 226.05 Td (795) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 226.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 418.75 226.05 Td (1,471) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 212.06 Td (Other time deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.75 212.05 Td (4,221) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 212.05 Td (603) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 212.05 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 212.05 Td (280) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 198.05 Td (Over) Tj ET Q q 0 0 0 rg BT 58.33 198.05 Td ( $250,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 184.06 Td (Certificates of deposit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 205.00 184.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 234.25 184.05 Td (12,692) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.00 184.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.75 184.05 Td (2,633) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.00 184.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.50 184.05 Td (412) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 385.00 184.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.50 184.05 Td (951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 170.06 Td (Other time deposits) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 238.75 170.05 Td (4,219) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 170.05 Td (603) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 170.05 Td (15) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 434.50 170.05 Td (9) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 607 0 obj <> endobj 608 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (303) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 36.00 747.90 Td (SUPER) Tj ET Q q 0 0 0 rg BT 74.92 747.90 Td (VISION, REGULA) Tj ET Q q 0 0 0 rg BT 174.05 747.90 Td (TION ) Tj ET Q q 0 0 0 rg BT 207.06 747.90 Td (AND OTHER) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 723.90 Td (SUPER) Tj ET Q q 0 0 0 rg BT 68.43 723.90 Td (VISION ) Tj ET Q q 0 0 0 rg BT 105.95 723.90 Td (AND REGULA) Tj ET Q q 0 0 0 rg BT 172.15 723.90 Td (TION) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 711.90 Td (Citi is subject to regulation under U.S. federal and state laws, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 699.90 Td (as well as applicable laws in the other jurisdictions in which it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 687.90 Td (does business.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 663.90 Td (General) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 651.90 Td (Citigroup is a registered bank holding company and financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 639.90 Td (holding company and is regulated and supervised by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 627.90 Td (Federal Reserve Board. Citigroup) Tj ET Q q 0 0 0 rg BT 173.74 627.90 Td (s nationally chartered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 615.90 Td (subsidiary banks, including Citibank, are regulated and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 603.90 Td (supervised by the Of) Tj ET Q q 0 0 0 rg BT 118.86 603.90 Td (fice of the Comptroller of the Currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 591.90 Td (\(OCC\) and its state-chartered depository institution by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 579.90 Td (relevant state) Tj ET Q q 0 0 0 rg BT 91.81 579.90 Td (s banking department and the Federal Deposit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 567.90 Td (Insurance Corporation \(FDIC\). ) Tj ET Q q 0 0 0 rg BT 162.46 567.90 Td (The FDIC also has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 555.90 Td (examination authority for banking subsidiaries whose deposits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 543.90 Td (it insures. Overseas branches of Citibank are regulated and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 531.90 Td (supervised by the Federal Reserve Board and OCC and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 519.90 Td (overseas subsidiary banks by the Federal Reserve Board. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 507.90 Td (These overseas branches and subsidiary banks are also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 495.90 Td (regulated and supervised by regulatory authorities in the host ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 483.90 Td (countries. In addition, the Consumer Financial Protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 471.90 Td (Bureau \(CFPB\) regulates consumer financial products and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 459.90 Td (services. Citi is also subject to laws and regulations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 447.90 Td (concerning the collection, use, sharing and disposition of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 435.90 Td (certain customer) Tj ET Q q 0 0 0 rg BT 101.96 435.90 Td (, employee and other personal and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 423.90 Td (confidential information, including those imposed by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 411.90 Td (Gramm-Leach-Bliley ) Tj ET Q q 0 0 0 rg BT 124.02 411.90 Td (Act, the Fair Credit Reporting ) Tj ET Q q 0 0 0 rg BT 246.22 411.90 Td (Act and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 399.90 Td (the EU Data Protection Directive. For more information on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 387.90 Td (U.S. and foreign regulation af) Tj ET Q q 0 0 0 rg BT 155.23 387.90 Td (fecting or potentially af) Tj ET Q q 0 0 0 rg BT 249.18 387.90 Td (fecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 375.90 Td (Citi and its subsidiaries, see Risk Factors above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 351.90 Td (Other) Tj ET Q q 0 0 0 rg BT 61.37 351.90 Td ( Bank and Bank Holding Company Regulation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 339.90 Td (Citi, including its banking subsidiaries, is subject to regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 327.90 Td (limitations, including requirements for banks to maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 315.90 Td (reserves against deposits, requirements as to risk-based capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 303.90 Td (and leverage \(see Capital Resources above and Note 18 to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 291.90 Td (the Consolidated Financial Statements\), restrictions on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 279.90 Td (types and amounts of loans that may be made and the interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.90 Td (that may be char) Tj ET Q q 0 0 0 rg BT 102.18 267.90 Td (ged and limitations on investments that can be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 255.90 Td (made and services that can be of) Tj ET Q q 0 0 0 rg BT 165.76 255.90 Td (fered. ) Tj ET Q q 0 0 0 rg BT 191.12 255.90 Td (The Federal Reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 243.90 Td (Board may also expect Citi to commit resources to its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 231.90 Td (subsidiary banks in certain circumstances. Citi is also subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 219.90 Td (to anti-money laundering and financial transparency laws, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.90 Td (including standards for verifying client identification at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 195.90 Td (account opening and obligations to monitor client transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 183.90 Td (and report suspicious activities.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 159.90 Td (Securities and Commodities Regulation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 147.90 Td (Citi conducts securities underwriting, brokerage and dealing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 135.90 Td (activities in the U.S. through Citigroup Global Markets Inc. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 123.90 Td (\(CGMI\), its primary broker) Tj ET Q q 0 0 0 rg BT 145.78 123.90 Td (-dealer) Tj ET Q q 0 0 0 rg BT 173.13 123.90 Td (, and other broker) Tj ET Q q 0 0 0 rg BT 244.01 123.90 Td (-dealer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 111.90 Td (subsidiaries, which are subject to regulations of the U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 99.90 Td (Securities and Exchange Commission \(SEC\), the Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 87.90 Td (Industry Regulatory ) Tj ET Q q 0 0 0 rg BT 118.21 87.90 Td (Authority and certain exchanges. Citi ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 75.90 Td (conducts similar securities activities outside the U.S., subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 63.90 Td (to local requirements, through various subsidiaries and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 51.90 Td (af) Tj ET Q q 0 0 0 rg BT 43.59 51.90 Td (filiates, principally Citigroup Global Markets Limited in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 749.10 Td (London \(CGML\), which is regulated principally by the U.K. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 737.10 Td (Financial Conduct ) Tj ET Q q 0 0 0 rg BT 399.55 737.10 Td (Authority) Tj ET Q q 0 0 0 rg BT 437.78 737.10 Td (, and Citigroup Global Markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 725.10 Td (Japan Inc. in ) Tj ET Q q 0 0 0 rg BT 377.13 725.10 Td (T) Tj ET Q q 0 0 0 rg BT 382.54 725.10 Td (okyo, which is regulated principally by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.10 Td (Financial Services ) Tj ET Q q 0 0 0 rg BT 399.54 713.10 Td (Agency of Japan.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 701.10 Td (Citi also has subsidiaries that are members of futures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.10 Td (exchanges. In the U.S., CGMI is a member of the principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.10 Td (U.S. futures exchanges, and Citi has subsidiaries that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.10 Td (registered as futures commission merchants and commodity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.10 Td (pool operators with the Commodity Futures ) Tj ET Q q 0 0 0 rg BT 501.58 653.10 Td (T) Tj ET Q q 0 0 0 rg BT 507.34 653.10 Td (rading ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.10 Td (Commission \(CFTC\). Citibank, CGMI, Citigroup Ener) Tj ET Q q 0 0 0 rg BT 543.82 641.10 Td (gy Inc. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.10 Td (and CGML, also are registered as swap dealers with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.10 Td (CFTC. CGMI is also subject to SEC and CFTC rules that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.10 Td (specify uniform minimum net capital requirements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.10 Td (Compliance with these rules could limit those operations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.10 Td (CGMI that require the intensive use of capital and also limits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.10 Td (the ability of broker) Tj ET Q q 0 0 0 rg BT 403.50 569.10 Td (-dealers to transfer lar) Tj ET Q q 0 0 0 rg BT 491.32 569.10 Td (ge amounts of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 557.10 Td (capital to parent companies and other af) Tj ET Q q 0 0 0 rg BT 483.75 557.10 Td (filiates. See also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.10 Td (Capital Resources and Note 18 to the Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.10 Td (Financial Statements for a further discussion of capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.10 Td (considerations of Citi) Tj ET Q q 0 0 0 rg BT 412.88 521.10 Td (s non-banking subsidiaries.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 497.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.93 497.10 Td (ransactions with ) Tj ET Q q 0 0 0 rg BT 402.16 497.10 Td (Affiliates) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.10 Td (T) Tj ET Q q 0 0 0 rg BT 329.76 485.10 Td (ransactions between Citi) Tj ET Q q 0 0 0 rg BT 430.84 485.10 Td (s U.S. subsidiary depository ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.10 Td (institutions and their non-bank af) Tj ET Q q 0 0 0 rg BT 456.57 473.10 Td (filiates are regulated by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.10 Td (Federal Reserve Board, and are generally required to be on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.10 Td (arm) Tj ET Q q 0 0 0 rg BT 342.33 449.10 Td (s-length terms. See also Managing Global Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.10 Td (Liquidity Risk above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 413.10 Td (COMPETITION) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 401.10 Td (The financial services industry is highly competitive. Citi) Tj ET Q q 0 0 0 rg BT 556.73 401.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 389.10 Td (competitors include a variety of financial services and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 377.10 Td (advisory companies. Citi competes for clients and capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 365.10 Td (\(including deposits and funding in the short- and long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 353.10 Td (debt markets\) with some of these competitors globally and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 341.10 Td (with others on a regional or product basis. Citi) Tj ET Q q 0 0 0 rg BT 512.58 341.10 Td (s competitive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 329.10 Td (position depends on many factors, including, among others, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 317.10 Td (the value of Citi) Tj ET Q q 0 0 0 rg BT 391.49 317.10 Td (s brand name, reputation, the types of clients ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 305.10 Td (and geographies served; the quality) Tj ET Q q 0 0 0 rg BT 464.97 305.10 Td (, range, performance, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 293.10 Td (innovation and pricing of products and services; the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 281.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 281.10 Td (fectiveness of and access to distribution channels, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 269.10 Td (technology advances, customer service and convenience; the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 257.10 Td (ef) Tj ET Q q 0 0 0 rg BT 331.59 257.10 Td (fectiveness of transaction execution, interest rates and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 245.10 Td (lending limits; and regulatory constraints. Citi) Tj ET Q q 0 0 0 rg BT 511.20 245.10 Td (s ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 233.10 Td (compete ef) Tj ET Q q 0 0 0 rg BT 367.96 233.10 Td (fectively also depends upon its ability to attract ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 221.10 Td (new employees and retain and motivate existing employees, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 209.10 Td (while managing compensation and other costs. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 197.10 Td (information on competitive factors and uncertainties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 185.10 Td (impacting Citi) Tj ET Q q 0 0 0 rg BT 384.27 185.10 Td (s businesses, see Risk FactorsOperational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 173.10 Td (Risks above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 149.10 Td (PROPER) Tj ET Q q 0 0 0 rg BT 364.76 149.10 Td (TIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 137.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 341.78 137.10 Td (s principal executive of) Tj ET Q q 0 0 0 rg BT 435.18 137.10 Td (fices are currently in New ) Tj ET Q q 0 0 0 rg BT 541.14 137.10 Td (Y) Tj ET Q q 0 0 0 rg BT 547.36 137.10 Td (ork ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 125.10 Td (City at 388 Greenwich Street and are owned and fully ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 113.10 Td (occupied by Citi. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 101.10 Td (Citigroup Global Markets Holdings Inc.) Tj ET Q q 0 0 0 rg BT 505.04 101.10 Td (s principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 89.10 Td (executive of) Tj ET Q q 0 0 0 rg BT 372.96 89.10 Td (fices are in New ) Tj ET Q q 0 0 0 rg BT 440.33 89.10 Td (Y) Tj ET Q q 0 0 0 rg BT 446.55 89.10 Td (ork City at 388 Greenwich ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 77.10 Td (Street and 390 Greenwich Street. Both locations are owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 65.10 Td (and fully occupied by Citi.) Tj ET Q endstream endobj 609 0 obj <> endobj 610 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (304) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 749.10 Td (Citigroup) Tj ET Q q 0 0 0 rg BT 95.11 749.10 Td (s principal executive of) Tj ET Q q 0 0 0 rg BT 188.51 749.10 Td (fices in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 220.16 749.10 Td (EMEA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.82 749.10 Td ( are at 25 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 737.10 Td (and 33 Canada Square in London) Tj ET Q q 0 0 0 rg BT 172.36 737.10 Td (s Canary ) Tj ET Q q 0 0 0 rg BT 209.95 737.10 Td (Wharf, with both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 725.10 Td (buildings subject to long-term leases.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 713.10 Td (In ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 64.83 713.10 Td (Asia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.61 713.10 Td (, Citi) Tj ET Q q 0 0 0 rg BT 105.39 713.10 Td (s principal executive of) Tj ET Q q 0 0 0 rg BT 198.79 713.10 Td (fices are in leased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.10 Td (premises at Champion ) Tj ET Q q 0 0 0 rg BT 127.75 701.10 Td (T) Tj ET Q q 0 0 0 rg BT 133.16 701.10 Td (ower in Hong Kong. Citi has other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.10 Td (significant leased premises, including in Singapore, Kuala ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.10 Td (Lumpur) Tj ET Q q 0 0 0 rg BT 67.82 677.10 Td (, Manila and Japan. Citi has major or full ownership ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.10 Td (interests in country headquarter locations in Shanghai, Seoul ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.10 Td (and Mumbai.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 71.78 641.10 Td (s principal executive of) Tj ET Q q 0 0 0 rg BT 165.18 641.10 Td (fices in Mexico, which also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.10 Td (serve as the headquarters of Citibanamex, are in Mexico City) Tj ET Q q 0 0 0 rg BT 280.27 629.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.10 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 617.10 Td (s principal executive of) Tj ET Q q 0 0 0 rg BT 147.18 617.10 Td (fices for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 182.71 617.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 206.15 617.10 Td (America) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.03 617.10 Td ( \(other than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.10 Td (Mexico\) are in leased premises in Miami.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 593.10 Td (Citi also owns or leases over 55 million square feet of real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 581.10 Td (estate in 95 countries, consisting of over 7,700 properties.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 569.10 Td (Citi continues to evaluate its global real estate footprint ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 557.10 Td (and space requirements and may determine from time to time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 545.10 Td (that certain of its premises are no longer necessary) Tj ET Q q 0 0 0 rg BT 237.49 545.10 Td (. ) Tj ET Q q 0 0 0 rg BT 242.31 545.10 Td (There is no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 533.10 Td (assurance that Citi will be able to dispose of any excess ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 521.10 Td (premises or that it will not incur char) Tj ET Q q 0 0 0 rg BT 183.84 521.10 Td (ges in connection with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 509.10 Td (such dispositions, which could be material to Citi) Tj ET Q q 0 0 0 rg BT 236.53 509.10 Td (s operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 497.10 Td (results in a given period.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.10 Td (Citi has developed programs for its properties to achieve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 473.10 Td (long-term ener) Tj ET Q q 0 0 0 rg BT 94.96 473.10 Td (gy ef) Tj ET Q q 0 0 0 rg BT 115.05 473.10 Td (ficiency objectives and reduce its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 461.10 Td (greenhouse gas emissions to lessen its impact on climate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 449.10 Td (change. ) Tj ET Q q 0 0 0 rg BT 69.13 449.10 Td (These activities could help to mitigate, but will not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 437.10 Td (eliminate, Citi) Tj ET Q q 0 0 0 rg BT 95.99 437.10 Td (s potential risk from future climate change ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 425.10 Td (regulatory requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (For further information concerning leases, see Note 26 to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 401.10 Td (the Consolidated Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 749.25 Td (DISCLOSURE PURSUANT) Tj ET Q q 0 0 0 rg BT 445.79 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 448.11 749.25 Td (T) Tj ET Q q 0 0 0 rg BT 454.60 749.25 Td (O SECTION 219 OF) Tj ET Q q 0 0 0 rg BT 543.40 749.25 Td ( ) Tj ET Q q 0 0 0 rg BT 545.72 749.25 Td (THE ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 737.25 Td (IRAN ) Tj ET Q q 0 0 0 rg BT 351.88 737.25 Td (THREA) Tj ET Q q 0 0 0 rg BT 386.70 737.25 Td (T) Tj ET Q q 0 0 0 rg BT 393.18 737.25 Td ( REDUCTION ) Tj ET Q q 0 0 0 rg BT 458.75 737.25 Td (AND SYRIA) Tj ET Q q 0 0 0 rg BT 513.48 737.25 Td ( HUMAN ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.00 725.25 Td (RIGHTS ) Tj ET Q q 0 0 0 rg BT 364.85 725.25 Td (ACT) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 713.25 Td (Pursuant to Section 219 of the Iran ) Tj ET Q q 0 0 0 rg BT 465.74 713.25 Td (Threat Reduction and Syria ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 701.25 Td (Human Rights ) Tj ET Q q 0 0 0 rg BT 384.00 701.25 Td (Act of 2012 \(Section 219\), which added ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 689.25 Td (Section 13\(r\) to the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 487.29 689.25 Td (Act of 1934, as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 677.25 Td (amended, Citi is required to disclose in its annual or quarterly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 665.25 Td (reports, as applicable, whether it or any of its af) Tj ET Q q 0 0 0 rg BT 514.59 665.25 Td (filiates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 653.25 Td (knowingly engaged in certain activities, transactions or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 641.25 Td (dealings relating to Iran or with individuals or entities that are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 629.25 Td (subject to sanctions under U.S. law) Tj ET Q q 0 0 0 rg BT 464.16 629.25 Td (. Disclosure is generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 617.25 Td (required even where the activities, transactions or dealings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 605.25 Td (were conducted in compliance with applicable law) Tj ET Q q 0 0 0 rg BT 526.05 605.25 Td (. Citi, in its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 593.25 Td (related quarterly report on Form 10-Q, previously disclosed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 581.25 Td (reportable activities pursuant to Section 219 for the first, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 569.25 Td (second and third quarters of 2017. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 557.25 Td (During the fourth quarter of 2017, Bank Handlowy w ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 545.25 Td (W) Tj ET Q q 0 0 0 rg BT 332.64 545.25 Td (arszawie S.A., a Citibank subsidiary located in Poland, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 533.25 Td (processed two funds transfers involving the Iranian Embassy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 521.25 Td (in Poland. ) Tj ET Q q 0 0 0 rg BT 369.38 521.25 Td (The value of both funds transfers was EUR 60 each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 509.25 Td (for a total of EUR 120 \(approximately $70.48 per transfer for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 497.25 Td (a total of $140.96\). ) Tj ET Q q 0 0 0 rg BT 405.19 497.25 Td (These payments were for visa-related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 485.25 Td (fees, which are permissible under the travel exemption in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 473.25 Td (Iranian ) Tj ET Q q 0 0 0 rg BT 354.63 473.25 Td (T) Tj ET Q q 0 0 0 rg BT 360.39 473.25 Td (ransactions and Sanctions Regulations. Bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 461.25 Td (Handlowy w ) Tj ET Q q 0 0 0 rg BT 377.70 461.25 Td (W) Tj ET Q q 0 0 0 rg BT 386.34 461.25 Td (arszawie realized EUR 2.36 \(approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 449.25 Td ($2.93\) in fees for processing a foreign currency payment.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.00 437.25 Td () Tj ET Q endstream endobj 611 0 obj <> endobj 612 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (305) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (UNREGISTERED SALES OF) Tj ET Q q 0 0 0 rg BT 166.22 749.25 Td ( EQUITY) Tj ET Q q 0 0 0 rg BT 207.25 749.25 Td (, PURCHASES OF) Tj ET Q q 0 0 0 rg BT 288.84 749.25 Td ( EQUITY) Tj ET Q q 0 0 0 rg BT 330.42 749.25 Td ( SECURITIES, DIVIDENDS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 717.25 Td (Unr) Tj ET Q q 0 0 0 rg BT 53.04 717.25 Td (egister) Tj ET Q q 0 0 0 rg BT 81.18 717.25 Td (ed Sales of Equity Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 705.25 Td (None.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 681.25 Td (Equity Security Repur) Tj ET Q q 0 0 0 rg BT 132.49 681.25 Td (chases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 669.25 Td (The following table summarizes Citi) Tj ET Q q 0 0 0 rg BT 185.41 669.25 Td (s equity security repurchases, which consisted entirely of common stock repurchases, during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 657.25 Td (three months ended December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.39 657.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.39 657.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 584.75 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 584.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 584.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 584.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 556.75 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 556.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 556.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 556.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 528.75 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 528.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 528.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 528.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 500.75 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 500.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 500.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 500.75 93.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.50 472.75 329.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 472.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 472.75 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 472.75 93.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 584.75 m 365.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 584.75 m 421.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 584.75 m 469.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 584.75 m 562.5 584.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 458.75 m 365.5 458.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 443.75 m 365.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 458.75 m 421.5 458.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 443.75 m 421.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 458.75 m 469.5 458.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 443.75 m 469.5 443.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 458.75 m 562.5 458.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 443.75 m 562.5 443.75 l s BT /F3 8.00 Tf ET q 0 0 0 rg BT 39.00 589.00 Td (In millions, except per shar) Tj ET Q q 0 0 0 rg BT 126.46 589.00 Td (e amounts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.85 598.20 Td (T) Tj ET Q q 0 0 0 rg BT 375.03 598.20 Td (otal shar) Tj ET Q q 0 0 0 rg BT 408.61 598.20 Td (es) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.05 589.20 Td (pur) Tj ET Q q 0 0 0 rg BT 386.89 589.20 Td (chased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.30 607.20 Td (A) Tj ET Q q 0 0 0 rg BT 435.13 607.20 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 425.60 598.20 Td (price paid) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.00 589.20 Td (per) Tj ET Q q 0 0 0 rg BT 439.83 589.20 Td ( shar) Tj ET Q q 0 0 0 rg BT 458.92 589.20 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.50 625.20 Td (Appr) Tj ET Q q 0 0 0 rg BT 497.84 625.20 Td (oximate dollar) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.20 616.20 Td (value of shar) Tj ET Q q 0 0 0 rg BT 527.54 616.20 Td (es that) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.70 607.20 Td (may yet be pur) Tj ET Q q 0 0 0 rg BT 531.28 607.20 Td (chased) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 482.00 598.20 Td (under) Tj ET Q q 0 0 0 rg BT 504.84 598.20 Td ( the plan or) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.80 589.20 Td (pr) Tj ET Q q 0 0 0 rg BT 505.64 589.20 Td (ograms) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 575.20 Td (October) Tj ET Q q 0 0 0 rg BT 70.41 575.20 Td ( 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 575.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 575.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 575.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 561.21 Td (Open market repurchases) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.46 565.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.25 561.20 Td (24.0) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 561.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 561.20 Td (73.69) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 561.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.75 561.20 Td (8,342) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 547.21 Td (Employee transactions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 126.73 551.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 547.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 547.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.95 547.20 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 533.20 Td (November) Tj ET Q q 0 0 0 rg BT 78.90 533.20 Td ( 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 533.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 533.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 519.21 Td (Open market repurchases) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.46 523.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.25 519.20 Td (25.3) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 519.20 Td (72.63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.75 519.20 Td (6,504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 505.21 Td (Employee transactions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 126.73 509.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 505.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 505.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.95 505.20 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 491.20 Td (December) Tj ET Q q 0 0 0 rg BT 77.89 491.20 Td ( 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 491.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.00 491.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 491.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 477.21 Td (Open market repurchases) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 136.46 481.29 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.25 477.20 Td (24.9) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 477.20 Td (75.50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.75 477.20 Td (4,625) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 45.00 463.21 Td (Employee transactions) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 126.73 467.29 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.00 463.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 463.20 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 543.95 463.20 Td (N/A) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 39.00 448.20 Td (T) Tj ET Q q 0 0 0 rg BT 44.18 448.20 Td (otal for) Tj ET Q q 0 0 0 rg BT 72.25 448.20 Td ( 4Q17 and r) Tj ET Q q 0 0 0 rg BT 117.85 448.20 Td (emaining pr) Tj ET Q q 0 0 0 rg BT 164.44 448.20 Td (ogram balance as of December) Tj ET Q q 0 0 0 rg BT 282.24 448.20 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 402.25 448.20 Td (74.2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.00 448.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 448.20 Td (73.94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 448.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 538.75 448.20 Td (4,625) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 426.65 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 426.65 Td (Represents repurchases under the $15.6billion 2017 common stock repurchase program \(2017 Repurchase Program\) that was approved by Citigroup) Tj ET Q q 0 0 0 rg BT 533.66 426.65 Td (s Board of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 417.05 Td (Directors and announced on June 28, 2017. ) Tj ET Q q 0 0 0 rg BT 194.49 417.05 Td (The 2017 Repurchase Program was part of the planned capital actions included by Citi in its 2017 Comprehensive ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 407.45 Td (Capital ) Tj ET Q q 0 0 0 rg BT 78.66 407.45 Td (Analysis and Review \(CCAR\). Shares repurchased under the 2017 Repurchase Program were added to treasury stock.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 397.85 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 397.85 Td (Consisted of shares added to treasury stock related to \(i\)certain activity on employee stock option program exercises where the employee delivers existing shares ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 388.25 Td (to cover the option exercise, or \(ii\)under Citi) Tj ET Q q 0 0 0 rg BT 201.29 388.25 Td (s employee restricted or deferred stock programs where shares are withheld to satisfy tax requirements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 378.65 Td (N/A) Tj ET Q q 0 0 0 rg BT 49.34 378.65 Td ( Not applicable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 354.65 Td (Dividends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 342.65 Td (In addition to Board of Directors) Tj ET Q q 0 0 0 rg BT 169.95 342.65 Td ( approval, Citi) Tj ET Q q 0 0 0 rg BT 230.21 342.65 Td (s ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 330.65 Td (pay common stock dividends substantially depends on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 318.65 Td (regulatory approval, including an annual regulatory review of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 306.65 Td (the results of the CCAR process required by the Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 294.65 Td (Reserve Board and the supervisory stress tests required under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 282.65 Td (the Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 101.55 282.65 Td (Act. For additional information regarding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 270.65 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 270.65 Td (s capital planning and stress testing, see Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 258.65 Td (ResourcesCurrent Regulatory Capital StandardsStress ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 246.65 Td (T) Tj ET Q q 0 0 0 rg BT 41.41 246.65 Td (esting Component of Capital Planning and Risk Factors) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 234.65 Td (Strategic Risks above. ) Tj ET Q q 0 0 0 rg BT 131.54 234.65 Td (Any dividend on Citi) Tj ET Q q 0 0 0 rg BT 219.04 234.65 Td (s outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 222.65 Td (common stock would also need to be made in compliance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 210.65 Td (Citi) Tj ET Q q 0 0 0 rg BT 53.78 210.65 Td (s obligations to its outstanding preferred stock.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 198.65 Td (For information on the ability of Citigroup) Tj ET Q q 0 0 0 rg BT 227.32 198.65 Td (s subsidiary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 186.65 Td (depository institutions to pay dividends, see Note 18 to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 174.65 Td (Consolidated Financial Statements.) Tj ET Q endstream endobj 613 0 obj <> endobj 614 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 33.60 Td (306) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 749.25 Td (PERFORMANCE GRAPH) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 36.00 725.25 Td (Comparison of Five-Y) Tj ET Q q 0 0 0 rg BT 129.88 725.25 Td (ear) Tj ET Q q 0 0 0 rg BT 143.58 725.25 Td ( Cumulative ) Tj ET Q q 0 0 0 rg BT 198.40 725.25 Td (T) Tj ET Q q 0 0 0 rg BT 204.15 725.25 Td (otal Return) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 713.25 Td (The following graph and table compare the cumulative total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 701.25 Td (return on Citi) Tj ET Q q 0 0 0 rg BT 92.66 701.25 Td (s common stock, which is listed on the NYSE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 689.25 Td (under the ticker symbol C and held by 65,691 common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 677.25 Td (stockholders of record as of January 31, 2018, with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 665.25 Td (cumulative total return of the S&P) Tj ET Q q 0 0 0 rg BT 173.66 665.25 Td ( 500 Index and the S&P) Tj ET Q q 0 0 0 rg BT 269.11 665.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 653.25 Td (Financial Index over the five-year period through December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 641.25 Td (31, 2017. ) Tj ET Q q 0 0 0 rg BT 75.82 641.25 Td (The graph and table assume that $100 was invested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 629.25 Td (on December 31, 2012 in Citi) Tj ET Q q 0 0 0 rg BT 157.65 629.25 Td (s common stock, the S&P) Tj ET Q q 0 0 0 rg BT 260.89 629.25 Td ( 500 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 617.25 Td (Index and the S&P) Tj ET Q q 0 0 0 rg BT 111.45 617.25 Td ( Financial Index, and that all dividends ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 605.25 Td (were reinvested.) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 582.75 m 288.5 582.75 l s BT /F6 8.00 Tf ET q 0 0 0 rg BT 39.00 574.43 Td (Comparison of Five-Y) Tj ET Q q 0 0 0 rg BT 121.23 574.43 Td (ear Cumulative T) Tj ET Q q 0 0 0 rg BT 185.11 574.43 Td (otal Return) Tj ET Q BT /F8 7.00 Tf ET q 0 0 0 rg BT 39.00 567.15 Td (For the years ended) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 245.50 0 0 258.00 36.00 301.25 cm /I52 Do Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 261.75 m 94.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 94.5 261.75 m 157.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 157.5 261.75 m 215.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 261.75 m 275.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36.5 261.75 m 94.5 261.75 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 39.00 266.21 Td (DA) Tj ET Q q 0 0 0 rg BT 51.50 266.21 Td (TE) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 116.75 266.21 Td (CITI) Tj 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